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Segment Information (Tables)
 6 Months Ended
Jun. 30, 2020
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information by Segment
The following tables summarize the results of operations of the operating segments:

Three Months Ended June 30, 2020
Property
and
Casualty		Accident
and
Health		Corporate
and
Other		Total
Underwriting revenues:
Gross premium written$1,151,944  $189,657  $—  $1,341,601  
Ceded premiums(305,248) (21,445) —  (326,693) 
Net premium written846,696  168,212  —  1,014,908  
Change in unearned premium50,074  585  —  50,659  
Net earned premium896,770  168,797  —  1,065,567  
Ceding commission income46,169  471  —  46,640  
Service and fee income100,524  80,068  —  180,592  
Total underwriting revenues1,043,463  249,336  —  1,292,799  
Underwriting expenses:
Loss and loss adjustment expense533,791  66,655  —  600,446  
Acquisition costs and other underwriting expenses162,484  66,894  —  229,378  
General and administrative expenses204,418  57,991  —  262,409  
Total underwriting expenses900,693  191,540  —  1,092,233  
Underwriting income142,770  57,796  —  200,566  
Net investment income—  —  31,175  31,175  
Net gain on investments—  —  5,158  5,158  
Interest expense—  —  (11,779) (11,779) 
Provision for income taxes—  —  (50,507) (50,507) 
Net (income) attributable to noncontrolling interest—  —  (8,039) (8,039) 
Net income attributable to NGHC$142,770  $57,796  $(33,992) $166,574  
Three Months Ended June 30, 2019
Property
and
Casualty		Accident
and
Health		Corporate
and
Other		Total
Underwriting revenues:
Gross premium written$1,142,236  $171,672  $—  $1,313,908  
Ceded premiums(299,545) (18,965) —  (318,510) 
Net premium written842,691  152,707  —  995,398  
Change in unearned premium21,911  13,342  —  35,253  
Net earned premium864,602  166,049  —  1,030,651  
Ceding commission income56,264  3,928  —  60,192  
Service and fee income95,971  52,937  —  148,908  
Total underwriting revenues1,016,837  222,914  —  1,239,751  
Underwriting expenses:
Loss and loss adjustment expense629,211  86,324  —  715,535  
Acquisition costs and other underwriting expenses146,125  48,001  —  194,126  
General and administrative expenses186,475  61,292  —  247,767  
Total underwriting expenses961,811  195,617  —  1,157,428  
Underwriting income55,026  27,297  —  82,323  
Net investment income—  —  35,131  35,131  
Net loss on investments—  —  (5,230) (5,230) 
Interest expense—  —  (12,925) (12,925) 
Provision for income taxes—  —  (22,241) (22,241) 
Net loss attributable to noncontrolling interest—  —  818  818  
Net income attributable to NGHC$55,026  $27,297  $(4,447) $77,876  
Six Months Ended June 30, 2020
Property
and
Casualty		Accident
and
Health		Corporate
and
Other		Total
Underwriting revenues:
Gross premium written$2,441,473  $376,682  $—  $2,818,155  
Ceded premiums(553,390) (40,254) —  (593,644) 
Net premium written1,888,083  336,428  —  2,224,511  
Change in unearned premium(80,813) (2,925) —  (83,738) 
Net earned premium1,807,270  333,503  —  2,140,773  
Ceding commission income95,914  1,031  —  96,945  
Service and fee income199,441  160,592  —  360,033  
Total underwriting revenues2,102,625  495,126  —  2,597,751  
Underwriting expenses:
Loss and loss adjustment expense1,144,188  148,256  —  1,292,444  
Acquisition costs and other underwriting expenses322,255  135,365  —  457,620  
General and administrative expenses412,235  117,743  —  529,978  
Total underwriting expenses1,878,678  401,364  —  2,280,042  
Underwriting income223,947  93,762  —  317,709  
Net investment income—  —  61,418  61,418  
Net loss on investments—  —  (1,703) (1,703) 
Interest expense—  —  (23,559) (23,559) 
Provision for income taxes—  —  (78,679) (78,679) 
Net (income) attributable to noncontrolling interest—  —  (7,853) (7,853) 
Net income attributable to NGHC$223,947  $93,762  $(50,376) $267,333  
Six Months Ended June 30, 2019
Property
and
Casualty		Accident
and
Health		Corporate
and
Other		Total
Underwriting revenues:
Gross premium written$2,393,470  $430,216  $—  $2,823,686  
Ceded premiums(586,296) (77,328) —  (663,624) 
Net premium written1,807,174  352,888  —  2,160,062  
Change in unearned premium(139,995) (25,259) —  (165,254) 
Net earned premium1,667,179  327,629  —  1,994,808  
Ceding commission income123,207  6,519  —  129,726  
Service and fee income200,466  113,949  —  314,415  
Total underwriting revenues1,990,852  448,097  —  2,438,949  
Underwriting expenses:
Loss and loss adjustment expense1,196,271  171,073  —  1,367,344  
Acquisition costs and other underwriting expenses300,195  105,849  —  406,044  
General and administrative expenses375,931  119,930  —  495,861  
Total underwriting expenses1,872,397  396,852  —  2,269,249  
Underwriting income118,455  51,245  —  169,700  
Net investment income—  —  68,576  68,576  
Net loss on investments—  —  (5,208) (5,208) 
Interest expense—  —  (25,924) (25,924) 
Provision for income taxes—  —  (44,747) (44,747) 
Net loss attributable to noncontrolling interest—  —  7,237  7,237  
Net income attributable to NGHC$118,455  $51,245  $(66) $169,634  

The following tables summarize the financial position of the operating segments:

June 30, 2020
Property
and
Casualty		Accident
and
Health		Corporate
and
Other		Total
Premiums and other receivables, net$1,312,117  $173,084  $2,533  $1,487,734  
Deferred acquisition costs249,825  26,106  —  275,931  
Reinsurance recoverable, net1,270,703  21,933  —  1,292,636  
Prepaid reinsurance premiums517,918  164  —  518,082  
Goodwill and Intangible assets, net424,339  105,810  —  530,149  
Prepaid and other assets49,910  19,191  5,064  74,165  
Corporate and other assets—  —  5,839,146  5,839,146  
Total assets$3,824,812  $346,288  $5,846,743  $10,017,843  
December 31, 2019
Property
and
Casualty		Accident
and
Health		Corporate
and
Other		Total
Premiums and other receivables, net$1,292,813  $131,877  $4,258  $1,428,948  
Deferred acquisition costs239,293  24,230  —  263,523  
Reinsurance recoverable, net1,377,284  17,024  —  1,394,308  
Prepaid reinsurance premiums575,712  35  —  575,747  
Goodwill and Intangible assets, net436,724  108,427  —  545,151  
Prepaid and other assets56,960  32,852  4,830  94,642  
Corporate and other assets—  —  5,454,215  5,454,215  
Total assets$3,978,786  $314,445  $5,463,303  $9,756,534  
Revenue from External Customers by Product Type
The following tables summarize service and fee income by source within each operating segment:

Three Months Ended June 30,
20202019
Property
and
Casualty		Accident
and
Health		TotalProperty
and
Casualty		Accident
and
Health		Total
Commission revenue$17,916  $24,354  $42,270  $19,650  $15,973  $35,623  
Group health administrative fees—  30,536  30,536  —  24,548  24,548  
Finance and processing fees28,186  2,205  30,391  32,145  886  33,031  
Installment fees26,405  —  26,405  25,148  —  25,148  
Late payment fees7,748  13  7,761  8,517  90  8,607  
Other service and fee income20,269  22,960  43,229  10,511  11,440  21,951  
Total$100,524  $80,068  $180,592  $95,971  $52,937  $148,908  
NGHC$98,188  $80,068  $178,256  $94,455  $52,937  $147,392  
Reciprocal Exchanges2,336  —  2,336  1,516  —  1,516  
Total$100,524  $80,068  $180,592  $95,971  $52,937  $148,908  

Six Months Ended June 30,
20202019
Property
and
Casualty		Accident
and
Health		TotalProperty
and
Casualty		Accident
and
Health		Total
Commission revenue$36,667  $53,986  $90,653  $46,860  $40,744  $87,604  
Finance and processing fees63,975  4,676  68,651  64,581  2,910  67,491  
Group health administrative fees—  60,511  60,511  —  48,053  48,053  
Installment fees51,493  —  51,493  49,318  —  49,318  
Late payment fees15,581  25  15,606  16,810  177  16,987  
Other service and fee income31,725  41,394  73,119  22,897  22,065  44,962  
Total$199,441  $160,592  $360,033  $200,466  $113,949  $314,415  
NGHC$195,948  $160,592  $356,540  $197,580  $113,949  $311,529  
Reciprocal Exchanges3,493  —  3,493  2,886  —  2,886  
Total$199,441  $160,592  $360,033  $200,466  $113,949  $314,415  
The following tables show an analysis of premiums and fee income by product line:

Three Months Ended June 30,Six Months Ended June 30,
Gross Premium Written2020201920202019
Property and Casualty
Personal Auto$612,927  $611,312  $1,407,424  $1,377,993  
Homeowners205,211  190,037  370,464  342,079  
RV/Packaged57,801  61,314  110,929  113,165  
Small Business Auto60,717  83,829  133,469  169,707  
Lender-placed Insurance103,922  58,859  199,366  134,797  
Other12,930  15,739  29,532  29,014  
Total Property and Casualty1,053,508  1,021,090  2,251,184  2,166,755  
Accident and Health
Group89,467  75,036  177,005  139,974  
Individual100,190  82,799  199,677  166,991  
International—  13,837  —  123,251  
Total Accident and Health189,657  171,672  376,682  430,216  
Total NGHC$1,243,165  $1,192,762  $2,627,866  $2,596,971  
Reciprocal Exchanges
Personal Auto$37,382  $43,984  $69,191  $80,846  
Homeowners60,160  76,140  119,396  143,940  
Other894  1,022  1,702  1,929  
Total Reciprocal Exchanges$98,436  $121,146  $190,289  $226,715  
Total Gross Premium Written$1,341,601  $1,313,908  $2,818,155  $2,823,686  

Three Months Ended June 30,Six Months Ended June 30,
Net Premium Written2020201920202019
Property and Casualty
Personal Auto$533,242  $511,952  $1,235,549  $1,170,872  
Homeowners84,257  108,404  172,800  193,649  
RV/Packaged55,882  58,167  107,860  109,764  
Small Business Auto46,429  65,420  105,028  139,606  
Lender-placed Insurance64,674  37,214  142,143  79,284  
Other4,944  5,314  12,140  8,824  
Total Property and Casualty789,428  786,471  1,775,520  1,701,999  
Accident and Health
Group69,217  57,960  138,688  111,910  
Individual98,995  82,652  197,740  166,775  
International—  12,095  —  74,203  
Total Accident and Health168,212  152,707  336,428  352,888  
Total NGHC$957,640  $939,178  $2,111,948  $2,054,887  
Reciprocal Exchanges
Personal Auto$34,281  $18,661  $63,355  $34,306  
Homeowners22,667  37,211  48,592  70,227  
Other320  348  616  642  
Total Reciprocal Exchanges$57,268  $56,220  $112,563  $105,175  
Total Net Premium Written$1,014,908  $995,398  $2,224,511  $2,160,062  
Three Months Ended June 30,Six Months Ended June 30,
Net Earned Premium2020201920202019
Property and Casualty
Personal Auto$561,548  $542,834  $1,141,050  $1,053,388  
Homeowners99,368  102,008  190,851  186,066  
RV/Packaged46,956  49,411  96,248  99,716  
Small Business Auto53,733  60,059  113,158  127,692  
Lender-placed Insurance71,102  60,278  140,769  101,996  
Other9,278  3,382  12,811  6,033  
Total Property and Casualty841,985  817,972  1,694,887  1,574,891  
Accident and Health
Group69,232  57,949  138,702  111,912  
Individual99,565  83,916  194,801  166,151  
International—  24,184  —  49,566  
Total Accident and Health168,797  166,049  333,503  327,629  
NGHC Total$1,010,782  $984,021  $2,028,390  $1,902,520  
Reciprocal Exchanges
Personal Auto$31,714  $16,093  $64,637  $31,954  
Homeowners22,741  30,225  47,074  59,716  
Other330  312  672  618  
Total Reciprocal Exchanges$54,785  $46,630  $112,383  $92,288  
Total Net Earned Premium$1,065,567  $1,030,651  $2,140,773  $1,994,808  

Three Months Ended June 30,Six Months Ended June 30,
Fee Income2020201920202019
Property and Casualty
Service and Fee Income$98,188  $94,455  $195,948  $197,580  
Ceding Commission Income35,059  39,418  71,090  87,827  
Total Property and Casualty133,247  133,873  267,038  285,407  
Accident and Health
Service and Fee Income
Group43,241  32,862  83,723  63,236  
Individual2,265  1,242  4,482  3,378  
Third-Party Fee34,562  18,833  72,387  47,335  
Total Service and Fee Income80,068  52,937  160,592  113,949  
Ceding Commission Income471  3,928  1,031  6,519  
Total Accident and Health80,539  56,865  161,623  120,468  
NGHC Total$213,786  $190,738  $428,661  $405,875  
Reciprocal Exchanges
Service and Fee Income$2,336  $1,516  $3,493  $2,886  
Ceding Commission Income11,110  16,846  24,824  35,380  
Total Reciprocal Exchanges$13,446  $18,362  $28,317  $38,266  
Total Fee Income$227,232  $209,100  $456,978  $444,141