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Reinsurance (Tables)
3 Months Ended
Mar. 31, 2020
Insurance [Abstract]  
Schedule of Reinsurance Recoverable
Reinsurance recoverable is as follows:
March 31, 2020December 31, 2019
Reinsurance recoverable on paid losses$300,954  $282,500  
Reinsurance recoverable on unpaid losses1,101,244  1,111,808  
Allowance for uncollectible reinsurance(517) —  
Reinsurance recoverable, net$1,401,681  $1,394,308  
Schedule of Effect of Reinsurance on Unpaid Loss and LAE Reserves and Unearned Premiums
The following is the effect of reinsurance on unpaid loss and LAE reserves and unearned premiums:

March 31, 2020December 31, 2019
AssumedCededAssumedCeded
Unpaid Loss and LAE reserves$46,868  $1,101,244  $50,884  $1,111,808  
Unearned premiums17,193  511,648  15,278  575,747  
Schedule of Effect of Reinsurance on Premiums
The following is the effect of reinsurance on premiums and loss and LAE:
Three Months Ended March 31,
20202019
Premiums:WrittenEarnedWrittenEarned
Direct$1,458,533  $1,390,150  $1,489,188  $1,315,705  
Assumed18,021  16,106  20,590  21,000  
Total Gross Premium1,476,554  1,406,256  1,509,778  1,336,705  
Ceded(266,951) (331,050) (345,114) (372,548) 
Net Premium$1,209,603  $1,075,206  $1,164,664  $964,157  
Schedule of Effect of Reinsurance on Losses
Three Months Ended March 31,
20202019
AssumedCededAssumedCeded
Loss and LAE $6,635  $196,486  $5,322  $209,322