0001144204-13-034889.txt : 20130614 0001144204-13-034889.hdr.sgml : 20130614 20130614123217 ACCESSION NUMBER: 0001144204-13-034889 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 9 CONFORMED PERIOD OF REPORT: 20130601 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20130614 DATE AS OF CHANGE: 20130614 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Sequoia Mortgage Trust 2013-8 CENTRAL INDEX KEY: 0001577310 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-185882-04 FILM NUMBER: 13913368 BUSINESS ADDRESS: STREET 1: ONE BELVEDERE PLACE, STREET 2: SUITE 300 CITY: MILL VALLEY STATE: CA ZIP: 94941 BUSINESS PHONE: 415-389-7373 MAIL ADDRESS: STREET 1: ONE BELVEDERE PLACE, STREET 2: SUITE 300 CITY: MILL VALLEY STATE: CA ZIP: 94941 8-K 1 v347748_8k.htm FORM 8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 1, 2013

Commission File Number of issuing entity: 333-185882-04

SEQUOIA MORTGAGE TRUST 2013-8

________________________________________________________

(Exact name of issuing entity)

Commission File Number of depositor: 333-185882-01

SEQUOIA RESIDENTIAL FUNDING, INC.

________________________________________________________

(Exact name of depositor as specified in its charter)

RWT HOLDINGS, INC. (Sponsor)

_ ________________________________________________________

(Exact name of sponsor/seller as specified in its charter)

DELAWARE

None

(State or other jurisdiction

(I.R.S. employer

of incorporation)

identification no.)

One Belvedere Place, Suite 330, Mill Valley, CA

94941

(Address of principal executive offices)

(Zip code)

Registrant’s telephone number, including area code (415) 389-7373

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b))

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01 Other Events.

On June 13, 2013, Sequoia Residential Funding, Inc. (the “Depositor”) caused the issuance and sale of the Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates, Series 2013-8, Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class B-1, Class B-2 and Class B-3 Certificates (the “Certificates”), in the approximate aggregate principal amount of $451,645,000, pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013, by and among the Depositor, Wilmington Trust, National Association, as trustee (in such capacity, the “Trustee”), CitiMortgage, Inc., as master servicer (the “Master Servicer”) and Citibank, N.A., as securities administrator (the “Securities Administrator”). The Class A-1, Class A-2, Class A-3 and Class A-IO1 Certificates were sold by the Depositor to Merrill Lynch, Pierce, Fenner & Smith Incorporated, as underwriter, pursuant to the Underwriting Agreement dated June 11, 2013. The mortgage loans were sold to Redwood Residential Acquisition Corporation (the “Seller”) and/or are being serviced pursuant to:

(i) a Flow Mortgage Loan Servicing Agreement (the “Cenlar Servicing Agreement”), dated as of November 3, 2011, between the Seller and Cenlar FSB,

(ii) a Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between the Seller and George Mason Mortgage, LLC,

(iii) a Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 30, 2011, between the Seller and PrimeLending, a PlainsCapital Company,

(iv) a Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between the Seller and Cole Taylor Bank,

(v) a Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between the Seller and WJ Bradley Mortgage Capital LLC, and

(vi) various other Flow Mortgage Loan Purchase and Sale Agreements with various originators and the Flow Mortgage Loan Sale and Servicing Agreement, dated as of July 1, 2010, between the Seller and First Republic Bank (collectively, with the agreements specified in clauses (ii) through (v), the “Purchase Agreements”).

In connection with the offering of the Certificates, the Seller and the Depositor entered into a Mortgage Loan Purchase and Sale Agreement, pursuant to which the Seller conveyed to the Depositor all of its interest in the mortgage loans. The Seller assigned its rights under each Purchase Agreement and the Cenlar Servicing Agreement with respect to the related mortgage loans to the Depositor, and the Depositor assigned such rights to the Trustee for the benefit of the holders of the Certificates, in each case pursuant to an Assignment, Assumption and Recognition Agreement or an Assignment of Representations and Warranties, as applicable, to be dated as of June 13, 2013, among the Seller, the Depositor, the Trustee and the respective servicer or originator. Wells Fargo Bank, N.A. will maintain custody of the mortgage files relating to the mortgage loans on behalf of Sequoia Mortgage Trust 2013-8, pursuant to a Custodial Agreement, dated as of June 1, 2013, among Wells Fargo Bank, N.A., as custodian, the Depositor, the Seller and the Trustee.

Item 9.01 Financial Statements and Exhibits.

(a) Not applicable

(b) Not applicable

(d) Exhibits: The following final executed versions of Exhibits to the Form S-3 Registration Statement of the Registrant are hereby filed:

Exhibit

Number

4.1 Final executed Pooling and Servicing Agreement, dated as of June 1, 2013, by and among Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, CitiMortgage, Inc., as master servicer and Citibank, N.A., as securities administrator.

4.2 Final executed Mortgage Loan Purchase and Sale Agreement, dated as of June 13, 2013, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc., as depositor.

10.1 Final executed Assignment, Assumption and Recognition Agreement, dated as of June 13, 2013, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, and Cenlar FSB, as servicer.

10.2 Final executed Assignment of Representations and Warranties Agreement, dated as of June 13, 2013, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, and George Mason Mortgage, LLC, as seller.

10.3 Final executed Assignment of Representations and Warranties Agreement, dated as of June 13, 2013, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, and PrimeLending, a PlainsCapital Company, as seller.

10.4 Final executed Assignment of Representations and Warranties Agreement, dated as of June 13, 2013, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, and Cole Taylor Bank, as seller.

10.5 Final executed Assignment of Representations and Warranties Agreement, dated as of June 13, 2013, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, and WJ Bradley Mortgage Capital LLC, as seller.

10.6 Final executed Custodial Agreement, dated as of June 1, 2013, among Wells Fargo Bank, N.A., as custodian, Redwood Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and Wilmington Trust, National Association, as trustee.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	SEQUOIA RESIDENTIAL FUNDING, INC.

	By:	/s/ William J. Moliski
		Name: William J. Moliski Title: Authorized Officer

Dated: June 14, 2013

Exhibit 4.1

Final executed Pooling and Servicing Agreement, dated as of June 1, 2013, by and among Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, CitiMortgage, Inc., as master servicer, and Citibank, N.A., as securities administrator.

Exhibit 4.2

Final executed Mortgage Loan Purchase and Sale Agreement, dated as of June 13, 2013, between Redwood Residential Acquisition Corporation, as seller, and Sequoia Residential Funding, Inc., as depositor.

Exhibit 10.1

Final executed Assignment, Assumption and Recognition Agreement, dated as of June 13, 2013, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, and Cenlar FSB, as servicer.

Exhibit 10.2

Final executed Assignment of Representations and Warranties Agreement, dated as of June 13, 2013, among Redwood Residential Acquisition Corporation, as assignor, Sequoia Residential Funding, Inc., as depositor, Wilmington Trust, National Association, as trustee, and George Mason Mortgage, LLC, as seller.

Exhibit 10.3

Exhibit 10.4

Exhibit 10.5

Exhibit 10.6

Final executed Custodial Agreement, dated as of June 1, 2013, among Wells Fargo Bank, N.A., as custodian, Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and Wilmington Trust, National Association, as trustee.

EX-4.1 2 v347748_ex4-1.htm POOLING AND SERVICING AGREEMENT

EXHIBIT 4.1

SEQUOIA RESIDENTIAL FUNDING, INC.

Depositor

CITIMORTGAGE, INC.

Master Servicer

CITIBANK, N.A.

Securities Administrator

and

WILMINGTON TRUST, NATIONAL ASSOCIATION

Trustee

___________________________

POOLING AND SERVICING AGREEMENT

dated as of June 1, 2013

___________________________

SEQUOIA MORTGAGE TRUST 2013-8

TABLE OF CONTENTS

ARTICLE I DEFINITIONS		8

Section 1.01	Definitions	8
Section 1.02	Calculations Respecting Mortgage Loans	32

ARTICLE II DECLARATION OF TRUST; ISSUANCE OF CERTIFICATES		33

Section 2.01	Creation and Declaration of Trust Fund; Conveyance of Mortgage Loans	33
Section 2.02	Acceptance of Trust Fund by Trustee; Review of Documentation for Trust Fund	34
Section 2.03	Representations and Warranties of the Depositor	34
Section 2.04	Discovery of Seller Breach; Repurchase of Mortgage Loans	36
Section 2.05	Obligations in Respect of Alleged Breach of Originator Representations and Warranties	37
Section 2.06	Intention of Parties	39
Section 2.07	Controlling Holder Assumption of Purchase Agreement and Servicing Agreement Rights	40
Section 2.08	Obligations in Respect of Proposed Eminent Domain Mortgage Loan Acquisition	41

ARTICLE III THE CERTIFICATES		42

Section 3.01	The Certificates	42
Section 3.02	Registration	43
Section 3.03	Transfer and Exchange of Certificates	43
Section 3.04	Cancellation of Certificates	47
Section 3.05	Replacement of Certificates	47
Section 3.06	Persons Deemed Owners	47
Section 3.07	Temporary Certificates	47
Section 3.08	Appointment of Paying Agent	48
Section 3.09	Book-Entry Certificates	48

ARTICLE IV ADMINISTRATION OF THE TRUST FUND		49

Section 4.01	Custodial Accounts; Distribution Account	49
Section 4.02	Reports to Trustee and Certificateholders	51
Section 4.03	Rule 17g-5 Compliance	53
Section 4.04	Rule 15Ga-1 Compliance	55

ARTICLE V DISTRIBUTIONS TO HOLDERS OF CERTIFICATES		55

Section 5.01	Distributions Generally	55
Section 5.02	Distributions From the Distribution Account	56
Section 5.03	Allocation of Losses	58
Section 5.04	Servicer Obligations	58
Section 5.05	Advances by Master Servicer	59
Section 5.06	Master Servicer Compensating Interest Payments	59

ARTICLE VI CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR; EVENTS OF DEFAULT		59

Section 6.01	Duties of Trustee and the Securities Administrator	59
Section 6.02	Certain Matters Affecting the Trustee and the Securities Administrator	62
Section 6.03	Trustee and Securities Administrator Not Liable for Certificates	63
Section 6.04	Trustee and Securities Administrator May Own Certificates	64
Section 6.05	Eligibility Requirements for Trustee and Securities Administrator	64
Section 6.06	Resignation and Removal of Trustee and the Securities Administrator	64
Section 6.07	Successor Trustee and Successor Securities Administrator	65
Section 6.08	Merger or Consolidation of Trustee or Securities Administrator	66

Section 6.09	Appointment of Co-Trustee, Separate Trustee or Custodian	66
Section 6.10	Authenticating Agents	67
Section 6.11	Indemnification of the Trustee, the Securities Administrator and the Master Servicer	68
Section 6.12	Fees and Expenses of the Securities Administrator, the Certificate Registrar, the Paying Agent, Authenticating Agent, the Trustee and the Custodian	69
Section 6.13	Collection of Monies	70
Section 6.14	Events of Default; Trustee to Act; Appointment of Successor	70
Section 6.15	Additional Remedies of Trustee Upon Event of Default	73
Section 6.16	Waiver of Defaults	74
Section 6.17	Notification to Holders	74
Section 6.18	Directions by Certificateholders and Duties of Trustee During Event of Default	74
Section 6.19	Action Upon Certain Failures of the Master Servicer and Upon Event of Default	74
Section 6.20	Preparation of Tax Returns and Other Reports	75
Section 6.21	Reporting to the Commission	75
Section 6.22	Annual Statements of Compliance	80
Section 6.23	Annual Assessments of Compliance	81
Section 6.24	Accountant’s Attestation	82
Section 6.25	Intention of the Parties and Interpretation; Indemnification	83

ARTICLE VII PURCHASE OF MORTGAGE LOANS AND TERMINATION OF THE TRUST FUND		84

Section 7.01	Purchase of Mortgage Loans; Termination of Trust Fund Upon Purchase or Liquidation of All Mortgage Loans	84
Section 7.02	Procedure Upon Redemption and Termination of Trust Fund	84
Section 7.03	Additional Trust Fund Termination Requirements	85

ARTICLE VIII RIGHTS OF CERTIFICATEHOLDERS		86

Section 8.01	Limitation on Rights of Holders	86
Section 8.02	Access to List of Holders	87
Section 8.03	Acts of Holders of Certificates	87

ARTICLE IX ADMINISTRATION AND SERVICING OF MORTGAGE LOANS BY THE MASTER SERVICER		88

Section 9.01	Duties of the Master Servicer; Enforcement of Servicer’s and Master Servicer’s Obligations	88
Section 9.02	Assumption of Master Servicing by Trustee	90
Section 9.03	Representations, Warranties and Covenants of the Master Servicer	90
Section 9.04	Compensation to the Master Servicer	93
Section 9.05	Merger or Consolidation	93
Section 9.06	Resignation of Master Servicer	93
Section 9.07	Assignment or Delegation of Duties by the Master Servicer	93
Section 9.08	Limitation on Liability of the Master Servicer and Others	94
Section 9.09	Indemnification; Third-Party Claims	94
Section 9.10	Master Servicer Fidelity Bond and Master Servicer Errors and Omissions Insurance Policy	94

ARTICLE X REMIC ADMINISTRATION		95

Section 10.01	REMIC Administration	95
Section 10.02	Prohibited Transactions and Activities	97
Section 10.03	Indemnification With Respect to Prohibited Transactions or Loss of REMIC Status	97
Section 10.04	REO Property	97

ARTICLE XI MISCELLANEOUS PROVISIONS		98

Section 11.01	Binding Nature of Agreement; Assignment	98
Section 11.02	Entire Agreement	98
Section 11.03	Amendment	98
Section 11.04	Voting Rights	99
Section 11.05	Provision of Information	100
Section 11.06	Governing Law	100
Section 11.07	Notices	100
Section 11.08	Severability of Provisions	102
Section 11.09	Indulgences; No Waivers	102
Section 11.10	Headings Not to Affect Interpretation	102
Section 11.11	Benefits of Agreement	102
Section 11.12	Special Notices to the Rating Agencies	102
Section 11.13	Conflicts	103
Section 11.14	Counterparts	103
Section 11.15	No Petitions	104

ATTACHMENTS

Exhibit A	Forms of Certificates
Exhibit B	Form of Residual Certificate Transfer Affidavit (Transferee)
Exhibit C	Residual Certificate Transfer Affidavit (Transferor)
Exhibit D	Form of Custodial Agreement
Exhibit E-1	Form of Rule 144A Transfer Certificate
Exhibit E-2	Form of Purchaser’s Letter for Qualified Institutional Buyer
Exhibit F	Form of Purchaser’s Letter for Institutional Accredited Investor
Exhibit G	Form of ERISA Transfer Affidavit
Exhibit H-1	List of Purchase Agreements
Exhibit H-2	List of Servicing Agreements
Exhibit I	Additional Disclosure Notification
Exhibit J	Back-Up Certificate to Form 10-K Certificate
Exhibit K	Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit L	Additional Form 10-D Disclosure
Exhibit M	Additional Form 10-K Disclosure
Exhibit N	Additional Form 8-K Disclosure
Exhibit O	Form of Certification for NRSROs and Depositor

Schedule A	Mortgage Loan Schedule

This POOLING AND SERVICING AGREEMENT, dated as of June 1, 2013 (the “Agreement”), by and among SEQUOIA RESIDENTIAL FUNDING, INC., a Delaware corporation, as depositor (the “Depositor”), WILMINGTON TRUST, NATIONAL ASSOCIATION, as trustee (the “Trustee”), CITIMORTGAGE, INC., a New York corporation, as master servicer (the “Master Servicer”), and Citibank, N.A., a national banking association, as securities administrator (the “Securities Administrator”).

PRELIMINARY STATEMENT

The Depositor has acquired the Mortgage Loans from the Seller and at the Closing Date is the owner of the Mortgage Loans and related property being conveyed by the Depositor to the Trustee hereunder for inclusion in the Trust Fund. On the Closing Date, the Depositor will acquire the Certificates from the Trustee as consideration for the Depositor’s transfer to the Trust Fund of the Mortgage Loans, and the other property constituting the Trust Fund. The Depositor has duly authorized the execution and delivery of this Agreement to provide for the conveyance to the Trustee of the Mortgage Loans and the related property constituting the Trust Fund. All covenants and agreements made by the Seller in the Mortgage Loan Purchase and Sale Agreement, each Purchase Agreement, each Servicing Agreement and in this Agreement and by the Depositor, the Master Servicer, the Securities Administrator and the Trustee herein, with respect to the Mortgage Loans and the other property constituting the Trust Fund, are for the benefit of the Holders from time to time of the Certificates. The Depositor, the Master Servicer, the Securities Administrator and the Trustee are entering into this Agreement, and the Trustee is accepting the Trust Fund created hereby, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged.

As provided herein, the Trustee is hereby directed to elect that the Trust Fund be treated for federal income tax purposes as comprising two real estate mortgage investment conduits (each, a “REMIC” or, in the alternative, the “Lower-Tier REMIC” and the “Upper-Tier REMIC,” respectively). Each Certificate, other than the Class R Certificate and the Class LT-R Certificate, is hereby designated as a regular interest in the Upper-Tier REMIC, as described herein. The Class R Certificate represents and is hereby designated as the sole class of residual interest in the Upper-Tier REMIC.

The Class LT-R Certificate evidences ownership of the sole class of residual interest in the Lower-Tier REMIC (the “LT-R Interest”). The Lower-Tier REMIC shall hold as its assets all property of the Trust Fund, other than the interests in any REMIC formed hereby. Each Lower-Tier Interest other than the LT-R Interest shall be uncertificated and is hereby designated as a regular interest in the Lower-Tier REMIC and the LT-R Interest is hereby designated as the sole Class of residual interest in the Lower-Tier REMIC.

The Upper-Tier REMIC shall hold as its assets all of the Lower-Tier Interests other than the LT-R Interest.

The Lower-Tier REMIC Interests

The following table sets forth (or describes) the Class designation, interest rate, and initial Class Principal Amount for each Class of Lower-Tier Interests:

Lower-Tier REMIC Interest Designation	Interest Rate	Initial Class Principal Amount	Corresponding Class of Certificate(s)
LT-A1	(1)	(2)	A-1, A-IO2
LT-A2	(1)	(2)	A-2, A-IO1, A-IO2
LT-A3	(1)	(2)	A-3, A-IO2
LT-B1	(1)	(2)	B-1
LT-B2	(1)	(2)	B-2
LT-B3	(1)	(2)	B-3
LT-B4	(1)	(2)	B-4
LT-B5	(1)	(2)	B-5
LT-R	(3)	(3)	N/A

(1) The interest rate with respect to any Distribution Date (and the related Accrual Period) for this Lower-Tier Interest shall be an annual rate equal to the Net WAC Rate for such Distribution Date.

(2) This interest shall have an initial class principal amount equal to the aggregate Initial Class Principal Amount of its Corresponding Class(es) of Certificates (excluding any interest-only certificates).

(3) The LT-R Interest is the sole class of residual interest in the Lower-Tier REMIC and does not have a principal amount or bear interest.

On each Distribution Date, the Available Distribution Amount distributable as interest shall be deemed to have been distributed as interest with respect to the Lower-Tier Interests based on the interest rates described above. On each Distribution Date, Interest Shortfalls shall be allocated to each Lower-Tier Interest to the same extent that such Interest Shortfalls are allocated to the related Class of Upper-Tier Interests.

On each Distribution Date, the remaining Available Distribution Amount distributable with respect to principal shall be deemed to have been distributed to the Lower-Tier Interests as follows:

(i) first, pro rata to the LT-A1 Lower-Tier Interest, LT-A2 Lower Tier Interest and LT-A3 Lower Tier Interest in accordance with their respective Class Principal Amounts but only until such Class Principal Amounts equal the Class Principal Amount of the Class A-1 Certificates (in the case of the LT-A1 Lower Tier Interest), the Class A-2 Certificates (in the case of the LT-A2 Lower-Tier Interest) and the Class A-3 Certificates (in the case of the LT-A3 Lower-Tier Interest) immediately after taking account of the distributions to such Class of Certificates pursuant to Section 5.02;

(ii) second, to the LT-B1 Interest until its Class Principal Amount equals the Class Principal Amount of the Class B-1 Certificate immediately after taking account of the distributions to such Class of Certificates pursuant to Section 5.02;

(iii) third, to the LT-B2 Interest until its Class Principal Amount equals the Class Principal Amount of the Class B-2 Certificate immediately after taking account of the distributions to such Class of Certificates pursuant to Section 5.02;

(iv) fourth, to the LT-B3 Interest until its Class Principal Amount equals the Class Principal Amount of the Class B-3 Certificate immediately after taking account of the distributions to such Class of Certificates pursuant to Section 5.02;

(v) fifth, to the LT-B4 Interest until its Class Principal Amount equals the Class Principal Amount of the Class B-4 Certificate immediately after taking account of the distributions to such Class of Certificates pursuant to Section 5.02;

(vi) sixth, to the LT-B5 Interest until its Class Principal Amount equals the Class Principal Amount of the Class B-5 Certificate immediately after taking account of the distributions to such Class of Certificates pursuant to Section 5.02; and

(ix) finally, to the LT-R Interest, any remaining amounts.

The Certificates and the Upper-Tier REMIC

The following table sets forth (or describes) the Class designation, Certificate Interest Rate, initial Class Principal Amount (or initial Class Notional Amount) and minimum denomination for each Class of Certificates comprising interests in the Trust Fund created hereunder. The Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5 Certificates represent regular interests in the Upper-Tier REMIC; the Class R Certificate represents the sole class of residual interest in the Upper-Tier REMIC; and the Class LT-R Certificate represents the sole class of residual interest in the Lower-Tier REMIC and does not represent an interest in the Upper Tier REMIC.

Class Designation	Certificate Interest Rate	Initial Class Principal Amount or Class Notional Amount			Minimum Denominations or Percentage Interest
Class A-1	(1)	$	393,959,000		$	100,000
Class A-2	(2)	$	23,528,000		$	100,000
Class A-3	(3)	$	10,000,000		$	100,000
Class A-IO1	(4)			(5)	$	1,000,000
Class A-IO2	(6)			(7)	$	1,000,000
Class B-1	Net WAC Rate	$	9,663,000		$	100,000
Class B-2	Net WAC Rate	$	7,593,000		$	100,000
Class B-3	Net WAC Rate	$	6,902,000		$	100,000
Class B-4	Net WAC Rate	$	3,681,000		$	100,000
Class B-5	Net WAC Rate	$	4,832,464		$	100,000
Class R	Net WAC Rate			(8)		100	%

(1)	The Certificate Interest Rate of the Class A-1 Certificates will be an annual rate equal to the lesser of (a) 3.00% and (b) the Net WAC Rate for such Distribution Date .
(2)	The Certificate Interest Rate of the Class A-2 Certificates will be an annual rate equal to the lesser of (a) 2.25% and (b) the Net WAC Rate for such Distribution Date .
(3)	The Certificate Interest Rate of the Class A-3 Certificates will be an annual rate equal to the lesser of (a) 3.00% and (b) the Net WAC Rate for such Distribution Date .
(4)	The Certificate Interest Rate of the Class A-IO1 Certificates will be an annual rate equal to the lesser of (a) 0.75% and (b) the excess, if any, of the Net WAC Rate for such Distribution Date over 2.25%.
(5)	The Class A-IO1 Certificates are interest only Certificates and for any Distribution Date the Class Notional Amount of the Class A-IO1 Certificates is equal to the Class Principal Amount of the Class A-2 Certificates immediately before such Distribution Date. The initial Class Notional Amount of the Class A-IO1 Certificates is $23,528,000.

(6)	The Certificate Interest Rate of the Class A-IO2 Certificates will be an annual rate equal to the excess, if any, of the Net WAC Rate for such Distribution Date over 3.00%.
(7)	The Class A-IO2 Certificates are interest only Certificates and for any Distribution Date the Class Notional Amount of the Class A-IO2 Certificates is equal to the aggregate Class Principal Amount of the Class A-1, Class A-2 and Class A-3 Certificates immediately before such Distribution Date. The initial Class Notional Amount of the Class A-IO2 Certificates is $427,487,000.
(8)	The Class R Certificate is the sole class of residual interest in the Upper-Tier REMIC and does not have a principal amount or bear interest. For the avoidance of doubt, amounts allocated to the Class LT-R Certificate pursuant to Sections 5.02(a)(xiii) and 5.02(d) shall be excluded from the Available Distribution Amount for the Upper-Tier REMIC.

As of the Cut-off Date, the Mortgage Loans had an Aggregate Stated Principal Balance of $460,158,464.20.

In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Securities Administrator and the Trustee hereby agree as follows.

ARTICLE I

DEFINITIONS

Section 1.01 Definitions. The following words and phrases, unless the context otherwise requires, shall have the following meanings:

10-K Filing Deadline: As defined in Section 6.21(b)(i) hereof.

Accepted Master Servicing Practices: With respect to any Mortgage Loan, those mortgage master servicing practices of prudent mortgage master servicing institutions which master service mortgage loans of the same type as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located.

Accountant: A Person engaged in the practice of accounting who (except when this Agreement provides that an Accountant must be Independent) may be employed by or affiliated with the Depositor or an Affiliate of the Depositor.

Accountant’s Attestation: As defined in Section 6.24.

Accrual Period: With respect to any Distribution Date and for each Class of Certificates, the calendar month preceding the month in which the Distribution Date occurs. Interest shall accrue on all Classes of Certificates and on all Lower-Tier Interests on the basis of a 360-day year consisting of twelve 30-day months.

Acknowledgements: The Assignment of Representations and Warranties Agreements and the Assignment, Assumption and Recognition Agreements, each dated June 13, 2013, assigning rights under the Purchase Agreements and the Servicing Agreements, respectively, from the Seller to the Depositor and from the Depositor to the Trustee, for the benefit of the Certificateholders, acknowledged by the Master Servicer, and providing certain rights to the Controlling Holder.

Additional Form 10-D Disclosure: As defined in Section 6.21(a)(i).

Additional Form 10-K Disclosure: As defined in Section 6.21(b)(i).

Additional Servicer: Each affiliate of a Servicer that services any of the Mortgage Loans and each Person who is not an affiliate of the Depositor or a Servicer, who services 10% or more of the Mortgage Loans (measured by aggregate Stated Principal Balance of the Mortgage Loans annually at the commencement of the calendar year prior to the year in which an Item 1123 Certificate is required to be delivered). For clarification purposes, the Master Servicer and the Securities Administrator are Additional Servicers.

Advance: The payments required to be made by the Master Servicer, the applicable Servicer (other than Cenlar FSB) or the Servicing Administrator with respect to any Distribution Date pursuant to this Agreement or the Servicing Agreements, as applicable, the amount of any such payment being equal to the aggregate of the payments of principal and interest (net of the Master Servicing Fee and the applicable Servicing Fee) on the Mortgage Loans that were due on the related Due Date and not received as of the close of business on the related Determination Date, less the aggregate amount of any such delinquent payments that the Master Servicer, the applicable Servicer (other than Cenlar FSB) or the Servicing Administrator have determined would constitute Nonrecoverable Advances if advanced.

Adverse REMIC Event: Either (i) loss of status as a REMIC, within the meaning of Section 860D of the Code, for any group of assets identified as a REMIC in the Preliminary Statement to this Agreement, or (ii) imposition of any tax, including the tax imposed under Section 860F(a)(1) on prohibited transactions, and the tax imposed under Section 860G(d) on certain contributions to a REMIC, on any REMIC created hereunder to the extent such tax would be payable from assets held as part of the Trust Fund.

Affiliate: With respect to any specified Person, any other Person controlling or controlled by or under common control with such specified Person. For the purposes of this definition, “control” when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise; and the terms “controlling” and “controlled” have meanings correlative to the foregoing.

Aggregate Expense Rate: The sum of the Securities Administrator Fee Rate, the applicable Servicing Fee Rate and the Trustee Fee Rate.

Aggregate Stated Principal Balance: As to any Distribution Date, the aggregate of the Stated Principal Balances for all Mortgage Loans that were outstanding as of the most recent Due Date.

Aggregate Voting Interests: The aggregate of the Voting Interests of all the Certificates under this Agreement.

Agreement: This Pooling and Servicing Agreement and all amendments and supplements hereto.

Applicable Credit Support Percentage: As to any Class of Subordinate Certificates and any Distribution Date, the sum of the Class Subordination Percentage of such Class and the aggregate of the Class Subordination Percentages of all other Classes (if any) of Subordinate Certificates having lower payment priorities than such Class.

Appraised Value: With respect to any Mortgage Loan, the Appraised Value of the related Mortgaged Property shall be the lesser of: (i) the value (or the Reconciled Market Value if more than one appraisal is received) thereof as determined by a Qualified Appraiser at the time of origination of the Mortgage Loan, and (ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan; provided, however, that in the case of a Refinancing Mortgage Loan, such value (or the Reconciled Market Value if more than one appraisal is received) of the Mortgaged Property is based solely upon the value determined by an appraisal or appraisals made for the originator of such Refinancing Mortgage Loan at the time of origination of such Refinancing Mortgage Loan by a Qualified Appraiser.

Appraiser Independence Requirements: The Appraiser Independence Requirements effective as of October 15, 2010, as amended and in effect from time to time.

Assessment of Compliance: As defined in Section 6.23(a).

Authenticating Agent: Any authenticating agent appointed by the Trustee pursuant to Section 6.10 until any successor authenticating agent for the Certificates is named, and thereafter “Authenticating Agent” shall mean any such successor. The initial Authenticating Agent shall be the Securities Administrator under this Agreement.

Authorized Officer: Any Person who may execute an Officer’s Certificate on behalf of the Depositor or the Servicing Administrator, as applicable.

Available Distribution Amount: With respect to any Distribution Date, the sum of the following amounts: (i) all scheduled payments of interest (net of the Servicing Fees, the Securities Administrator Fee and the Trustee Fee) and principal due during the related Due Period, together with any Advances in respect thereof; (ii) Insurance Proceeds received during the related Prepayment Period; (iii) Liquidation Proceeds received during the related Prepayment Period (net of unreimbursed expenses incurred in connection with a liquidation or foreclosure and unreimbursed Advances and Servicing Advances, if any); (iv) Subsequent Recoveries received during the related Prepayment Period; (v) all Principal Prepayments, together with any accrued interest thereon, identified as having been received on the Mortgage Loans during the related Prepayment Period, plus any amounts received from the Servicers (other than Cenlar FSB), the Servicing Administrator or the Master Servicer in respect of Prepayment Interest Shortfalls on such Mortgage Loans; (vi) amounts received with respect to such Distribution Date as the Substitution Amount and the Repurchase Price in respect of a Deleted Mortgage Loan or a Mortgage Loan purchased by an Originator or the Seller as of such Distribution Date as a result of a breach of a representation or warranty; and (vii) the Clean-up Call Price paid by the Master Servicer to purchase the Mortgage Loans and terminate the Trust Fund, if applicable; minus

(A) amounts applied to reimburse Advances and Servicing Advances previously made and other amounts as to which the Servicers (other than Cenlar FSB) and the Servicing Administrator are entitled to be reimbursed pursuant to the Servicing Agreements; (B) amounts applied to reimburse Advances and Servicing Advances previously made as to which the Master Servicer is entitled to be reimbursed pursuant to this Agreement; and (C) the sum of all related fees, charges and other costs, including indemnification amounts and costs of arbitration (other than the Trustee Fee, the Securities Administrator Fee and amounts required to be paid by the Securities Administrator from the Securities Administrator Fee) payable or reimbursable to the Master Servicer, the Securities Administrator and the Trustee from the Trust Fund under this Agreement and the Custodian under the Custodial Agreement, subject to an aggregate maximum amount of $300,000 annually (per year from the Closing Date to the first anniversary of the Closing Date and each subsequent anniversary year thereafter) to be paid to such parties collectively, in the order claims for payment of such amounts are received by the Securities Administrator; provided, however, that if a claim is presented for an amount that, when combined with the amount of prior claims paid during that year, would exceed $300,000, then only a portion of such claim will be paid that will make the total amount paid during that year equal to $300,000 and the excess remaining unpaid, together with any additional claims received during that year, will be deferred until the following anniversary year and if the total amount of such deferred claims exceeds $300,000 then payment in such following anniversary year (and each subsequent anniversary year as may be needed until such deferred claims are paid in full) shall be apportioned among the Master Servicer, the Securities Administrator, the Custodian and the Trustee, in proportion to the aggregate amount of deferred claims submitted by such entity as of the last day of the prior year; provided that, in no event will the aggregate amount reimbursable to the Trustee exceed $125,000 annually (per year from the Closing Date to the first anniversary of the Closing Date and each subsequent anniversary year thereafter).

Back-Up Certificate: As defined in Section 6.21(e).

Bankruptcy: As to any Person, the making of an assignment for the benefit of creditors, the filing of a voluntary petition in bankruptcy, adjudication as a bankrupt or insolvent, the entry of an order for relief in a bankruptcy or insolvency proceeding, the seeking of reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief, or seeking, consenting to or acquiescing in the appointment of a trustee, receiver or liquidator, dissolution, or termination, as the case may be, of such Person pursuant to the provisions of either the Bankruptcy Code or any other similar state laws.

Bankruptcy Code: The United States Bankruptcy Code, as amended.

Benefit Plan Opinion: An Opinion of Counsel satisfactory to the Certificate Registrar, the Depositor and the Trustee to the effect that any proposed transfer will not (i) cause the assets of the Trust Fund to be regarded as plan assets for purposes of the Plan Asset Regulations or (ii) give rise to any fiduciary duty on the part of the Depositor or the Trustee.

Book-Entry Certificates: Beneficial interests in Certificates designated as “Book-Entry Certificates” in this Agreement, ownership and transfers of which shall be evidenced or made through book entries by a Clearing Agency as described in Section 3.09; provided, that after the occurrence of a Book-Entry Termination whereupon book-entry registration and transfer are no longer permitted and Definitive Certificates are to be issued to Certificate Owners, such Book-Entry Certificates shall no longer be “Book-Entry Certificates.” As of the Closing Date, the following Classes of Certificates constitute Book-Entry Certificates: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class B-1, Class B-2 and Class B-3.

Book-Entry Termination: As defined in Section 3.09(c).

Business Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the States of California, Delaware, Texas or New York, (iii) a day on which banking institutions in the States of California, Delaware, Texas or New York are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange or the Federal Reserve Bank of New York is closed.

Certificate: Any one of the certificates signed by the Trustee and authenticated by the Securities Administrator as Authenticating Agent in substantially the forms attached hereto as Exhibit A.

Certificate Interest Rate: With respect to each Class of Certificates and any Distribution Date, the applicable per annum rate described in the Preliminary Statement to this Agreement.

Certificate Owner: With respect to a Book-Entry Certificate, the Person who is the owner of such Book-Entry Certificate, as reflected on the books of the Clearing Agency, or on the books of a Person maintaining an account with such Clearing Agency (directly or as an indirect participant, in accordance with the rules of such Clearing Agency).

Certificate Principal Amount: With respect to any Certificate (other than the Interest-Only Certificates and the Class R and Class LT-R Certificates) and any Distribution Date, the maximum specified dollar amount of principal to which the Holder thereof is then entitled hereunder, such amount being equal to the initial principal amount set forth on the face of such Certificate, less (i) the amount of all principal distributions previously made with respect to such Certificate; (ii) the principal portion of all Realized Losses previously allocated to such Certificate; and (iii) any Certificate Writedown Amount previously allocated to such Certificate; provided, however, that on any Distribution Date on which a Subsequent Recovery is distributed, the Certificate Principal Amount of any Certificate then outstanding to which a Certificate Writedown Amount or Realized Loss amount has been applied will be increased sequentially, in order of seniority, by an amount equal to the lesser of (A) the principal portion of any Certificate Writedown Amount or Realized Loss amount previously allocated to that Certificate to the extent not previously recovered and (B) the principal portion of any Subsequent Recovery allocable to such Certificate after application (for this purpose) to more senior Classes of Certificates pursuant to this Agreement; and provided further that on any Distribution Date on which the Aggregate Stated Principal Balance of the Mortgage Loans exceeds the aggregate Certificate Principal Amount, such excess (including any excess attributable to the allocation of Principal Forbearance Amounts) will be allocated to increase the Certificate Principal Amount of any Certificate then outstanding to which a Certificate Writedown Amount or Realized Loss amount has previously been allocated, sequentially in order of seniority, up to the principal amount of such Certificate Writedown Amount or Realized Loss to the extent not previously recovered. The Interest-Only Certificates and the Class R and Class LT-R Certificates are issued without Certificate Principal Amounts.

Certificate Register and Certificate Registrar: The register maintained and the registrar appointed pursuant to Section 3.02. The Securities Administrator will act as the initial Certificate Registrar.

Certificate Writedown Amount: The amount by which the aggregate Certificate Principal Amount of all the Certificates (other than the Interest-Only Certificates and the Class R and Class LT-R Certificates) on any Distribution Date (after giving effect to distributions of principal and allocations of Realized Losses on that Distribution Date) exceeds the Aggregate Stated Principal Balance of the Mortgage Loans for the Distribution Date.

Certificateholder: The meaning provided in the definition of “Holder.”

Certification: As defined in the Custodial Agreement.

Civil Relief Act: The Servicemembers Civil Relief Act, as amended, or any similar state or local law.

Class: Collectively, Certificates bearing the same class designation. In the case of the Lower-Tier REMIC, the term “Class” refers to all Lower-Tier Interests having the same alphanumeric designation.

Class A Certificates: Collectively, the Class A-1, Class A-2, Class A-3, Class A-IO1 and Class A-IO2 Certificates or individually, any one of such Class of Certificates, substantially in the form annexed as Exhibit A and evidencing ownership of regular interests in the Upper-Tier REMIC.

Class LT-R Certificate: The Class LT-R Certificate executed by the Trustee and authenticated and delivered by the Authenticating Agent, substantially in the form annexed as Exhibit A and evidencing ownership of the LT-R Interest.

Class R Certificate: The Class R Certificate executed by the Trustee, and authenticated and delivered by the Authenticating Agent, substantially in the form annexed hereto as Exhibit A, and evidencing the ownership of the sole residual interest in the Upper-Tier REMIC.

Class Notional Amount: With respect to the Interest-Only Certificates, the applicable class notional amount calculated as provided in the Preliminary Statement to this Agreement.

Class Principal Amount: With respect to each Class of Certificates (other than the Interest-Only Certificates and the Class R and Class LT-R Certificates), the aggregate of the Certificate Principal Amounts of all Certificates of such Class at the date of determination. With respect to any Lower-Tier Interest, the initial Class Principal Amount as shown or described in the table set forth in the Preliminary Statement to this Agreement for the Lower-Tier REMIC, as reduced by principal distributed with respect to such Lower-Tier Interest and Realized Losses or Certificate Writedown Amounts allocated to such Lower-Tier Interest at the date of determination.

Class Subordination Percentage: With respect to each Class of Subordinate Certificates, for each Distribution Date, the percentage obtained by dividing the Class Principal Amount of such Class prior to any distributions of principal, allocations of Realized Losses or allocations of Certificate Writedown Amounts on that Distribution Date by the aggregate of the Class Principal Amounts of all Classes of Certificates (other than the Interest-Only Certificates and the Class R and Class LT-R Certificates) prior to any distributions of principal, allocations of Realized Losses or allocations of Certificate Writedown Amounts on that Distribution Date.

Clean-up Call: The optional purchase of the Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund on any date on which the Aggregate Stated Principal Balance is less than 10% of the Aggregate Stated Principal Balance as of the Cut-off Date, in accordance with Section 7.01(d) of this Agreement.

Clean-up Call Price: The price paid by the Master Servicer pursuant to Section 7.01(d) of this Agreement, which is equal to the sum of (i) 100% of the aggregate outstanding principal balance of the Mortgage Loans plus accrued interest thereon, to, but not including, the first day of the month in which the Clean-up Call Price is to be distributed and (ii) the fair market value of any REO Property; provided, however, that such purchase price may be increased as is necessary, as determined by the Depositor, to avoid disqualification of any REMIC created under this Agreement as a REMIC.

Clearing Agency: An organization registered as a “clearing agency” pursuant to Section 17A of the Exchange Act. As of the Closing Date, the Clearing Agency shall be The Depository Trust Company.

Clearing Agency Participant: A broker, dealer, bank, other financial institution or other Person for whom from time to time a Clearing Agency effects book-entry transfers and pledges of securities deposited with the Clearing Agency.

Closing Date: June 13, 2013.

Code: The Internal Revenue Code of 1986, as amended, and as it may be further amended from time to time, any successor statutes thereto, and applicable U.S. Department of Treasury regulations issued pursuant thereto in temporary or final form.

Commission: U.S. Securities and Exchange Commission.

Controlling Holder: At any time, the Holder of the majority of the Class Principal Amount of the Class B-5 Certificates or, if the Class Principal Amount of the Class B-5 Certificates has been reduced to zero, the holder of the majority of the Class Principal Amount of the Class B-4 Certificates. If the Class Principal Amount of the Class B-4 Certificates has been reduced to zero, then no entity will have any rights under this Agreement as a Controlling Holder. Neither the Depositor nor the Seller shall be a Controlling Holder.

Cooperative Corporation: The entity that holds title (fee or an acceptable leasehold estate) to the real property and improvements constituting the Cooperative Property and which governs the Cooperative Property, which Cooperative Corporation must qualify as a Cooperative Housing Corporation under Section 216 of the Code.

Cooperative Loan: Any Mortgage Loan secured by Cooperative Shares and a Proprietary Lease.

Cooperative Property: The real property and improvements owned by the Cooperative Corporation, that includes the allocation of individual dwelling units to the holders of the shares of the Cooperative Corporation.

Cooperative Shares: Shares issued by a Cooperative Corporation.

Corporate Trust Office: With respect to the Trustee, the corporate trust office of the Trustee located at 1100 North Market Street, Rodney Square North, Wilmington, Delaware, 19890, Attention: Corporate Trust – Sequoia Mortgage Trust 2013-8, or at such other address as the Trustee may designate from time to time by notice to the Certificateholders, the Depositor, the Master Servicer and the Securities Administrator or the principal corporate trust office of any successor Trustee. With respect to the Certificate Registrar and presentment of Certificates for registration of transfer, exchange or final payment, Citibank, N.A., 480 Washington Boulevard, 30th Floor, Jersey City, New Jersey 07310, Attention - Global Transaction Services, Sequoia Mortgage Trust 2013-8. With respect to the Securities Administrator, Citibank, N.A., 388 Greenwich Street, 14th Floor, New York, New York 10013, Attention: Global Transaction Services – Sequoia Mortgage Trust 2013-8, telecopy no.: (212) 816-5527, or any other address that the Securities Administrator may designate from time to time by notice to the Certificateholders, the Depositor and the Trustee.

Corresponding Class of Certificates: With respect to each Lower-Tier Interest, the Class or Classes of Certificates appearing opposite such Lower-Tier Interest, as described in the Preliminary Statement to this Agreement.

Credit File Certification: As defined in the Custodial Agreement.

Credit File Exception Report: As defined in the Custodial Agreement.

Credit Support Depletion Date: The date on which the aggregate Class Principal Amount of the Subordinate Certificates has been reduced to zero.

Current Interest: With respect to each Class of Certificates and any Distribution Date, the aggregate amount of interest accrued at the applicable Certificate Interest Rate during the related Accrual Period on the Class Principal Amount or Class Notional Amount, as applicable, of such Class prior to any distributions of principal, allocations of Realized Losses or allocations of Certificate Writedown Amounts prior to such Distribution Date.

Custodial Accounts: Each Custodial Account (other than an Escrow Account) established and maintained by a Servicer pursuant to a Servicing Agreement with respect to the Mortgage Loans.

Custodial Agreement: The Custodial Agreement, dated as of June 1, 2013, among the Depositor, the Seller, the Trustee, and Wells Fargo Bank, N.A., as Custodian, as amended from time to time. A copy of the Custodial Agreement is attached hereto as Exhibit D.

Custodian: A Person who is at any time appointed by the Trustee as a custodian of all or a portion of the Mortgage Documents, the Trustee Mortgage Files and the Trustee Credit Files and listed on the Mortgage Loan Schedule as the Custodian of such Mortgage Documents, Trustee Mortgage Files and Trustee Credit Files. The initial Custodian is Wells Fargo Bank, N.A.

Cut-off Date: June 1, 2013.

Debt Service Reduction: With respect to any Mortgage Loan, a reduction in the Scheduled Payment for such Mortgage Loan by a court of competent jurisdiction in a proceeding under the Bankruptcy Code, which became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any reduction that results in a permanent forgiveness of principal.

Defective Mortgage Loan: The meaning specified in Section 2.04.

Deficient Valuation: With respect to any Mortgage Loan, a valuation of the related Mortgaged Property by a court of competent jurisdiction in an amount less than the then outstanding indebtedness under the Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court which is final and non-appealable in a proceeding under the Bankruptcy Code.

Definitive Certificate: A Certificate of any Class issued in definitive, fully registered, certificated form, which shall initially be the Class B-4, Class B-5, Class LT-R and Class R Certificates.

Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced with a Qualified Substitute Mortgage Loan in accordance with a Purchase Agreement or Servicing Agreement.

Delinquent: Any Mortgage Loan with respect to which the Scheduled Payment due on a Due Date is not received, based on the Mortgage Bankers Association method of calculating delinquency.

Demand: As defined in Section 4.04(a).

Depositor: Sequoia Residential Funding, Inc., a Delaware corporation having its principal place of business in California, or its successors in interest.

Determination Date: With respect to each Distribution Date, the 16th day of the month in which such Distribution Date occurs, or, if such 16th day is not a Business Day, the next succeeding Business Day; provided, however, that with respect to a Servicer and such Servicer's Advance obligations or the Servicing Administrator and the Servicing Administrator’s Advance obligations, the Determination Date is the date set forth in the applicable Servicing Agreement.

Disqualified Organization: A “disqualified organization” as defined in Section 860E(e)(5) of the Code.

Distribution Account: The separate Eligible Account created and maintained by the Securities Administrator, on behalf of the Trustee, pursuant to Section 4.01. Funds in the Distribution Account (exclusive of any earnings on investments made with funds deposited in the Distribution Account) shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.

Distribution Date: The 25th day of each month or, if such 25th day is not a Business Day, the next succeeding Business Day, commencing in July 2013.

Distribution Date Statement: As defined in Section 4.02.

Due Date: With respect to any Mortgage Loan, the date on which a Scheduled Payment is due under the related Mortgage Note as indicated in the applicable Servicing Agreement, exclusive of any days of grace.

Due Period: As to any Distribution Date, the period beginning on the second day of the calendar month preceding the month in which such Distribution Date occurs, and ending on the first day of the calendar month in which such Distribution Date occurs.

Eligible Account: Any account or accounts maintained with (a) a federal or state chartered depository institution or trust company the short-term and long-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company) are rated in the highest rating category of each Rating Agency with respect to short-term unsecured debt obligations and in one of the two highest rating categories of each Rating Agency with respect to long-term unsecured debt obligations at the time any amounts are held on deposit therein or (b) in segregated trust accounts with the corporate trust department of a federal or state-chartered depository institution subject to regulations regarding fiduciary funds on deposit similar to Title 12 of the Code of Federal Regulation Section 9.10(b) with a long-term debt rating of at least "A3" by Moody’s and “A” by Fitch. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee or the Paying Agent. If the rating of the short-term or long-term unsecured debt obligations of the depository institution or trust company that maintains the account or accounts is no longer compliant with the requirements set forth in the immediately preceding sentence, the funds on deposit therewith in connection with this transaction shall be transferred to an Eligible Account within 30 days of such downgrade.

Eligible Investments: At any time, any one or more of the following obligations and securities:

(i) direct obligations of, and obligations fully guaranteed by the United States of America which are backed by the full faith and credit of the United States of America;

(ii) (a) demand or time deposits, federal funds or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured debt obligations or deposits of such depository institution or trust company at the time of such investment or contractual commitment providing for such investment are rated in the highest rating category by each Rating Agency for long-term unsecured debt with a maturity of more than one year or in the highest rating category by each Rating Agency with respect to short-term obligations (provided that, short-term obligations with a maturity of at least 60 days must be rated “A-1+” by S&P) and (b) any other demand or time deposit or certificate of deposit that is fully insured by the FDIC;

(iii) repurchase obligations with a term not to exceed thirty (30) days and with respect to any security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above;

(iv) securities bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or any state thereof that are rated in the highest rating category by each Rating Agency for long-term unsecured debt with a maturity of more than one year or in the highest rating category by each Rating Agency with respect to short-term obligations (provided that, short-term obligations with a maturity of at least 60 days must be rated “A-1+” by S&P), in each case at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Eligible Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as Eligible Investments to exceed 10% of the aggregate outstanding principal balances of all of the Mortgage Loans and Eligible Investments;

(v) commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than one year after the date of issuance thereof) that is rated in the highest rating category by each Rating Agency for long-term unsecured debt with a maturity of more than one year or in the highest rating category by each Rating Agency with respect to short-term obligations (provided that, short-term obligations with a maturity of at least 60 days must be rated “A-1+” by S&P), in each case at the time of such investment; and

(vi) any money market funds rated in one of the two highest rating categories by each Rating Agency for long-term unsecured debt with a maturity of more than one year or in the highest rating category by each Rating Agency with respect to short-term obligations (provided that, with respect to S&P, shares of a money market fund are rated “AAAm”), including any such fund managed or advised by the Trustee or any of its Affiliates;

provided, however, that no instrument or security shall be an Eligible Investment if such instrument or security evidences a right to receive only interest payments with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest with a yield to maturity in excess of 120% of the yield to maturity at par or if such instrument or security is purchased at a price greater than par.

ERISA: The Employee Retirement Income Security Act of 1974, as amended.

ERISA-Qualifying Underwriting: A best efforts or firm commitment underwriting or private placement that meets the requirements of an Underwriter’s Exemption.

ERISA-Restricted Certificate: The Class A-IO2, Class B-1, Class B-2 and Class B-3 Certificates that have not been the subject of an ERISA-Qualifying Underwriting, the Class B-4, Class B-5, Class R and Class LT-R Certificates and any Class A-1, Class A-2, Class A-3 or Class A-IO1 Certificate (or Class A-IO2, Class B-1, Class B-2 or Class B-3 Certificate that has been underwritten) that does not satisfy the applicable rating requirement under the Underwriter’s Exemption.

Escrow Account: As defined in Section 1.01 of each Servicing Agreement.

Event of Default: Any one of the conditions or circumstances enumerated in Section 6.14.

Exception Report: As defined in the Custodial Agreement.

Exchange Act: The Securities Exchange Act of 1934, as amended, and the rules and regulations thereunder.

Fannie Mae: Fannie Mae or any successor thereto.

FDIC: The Federal Deposit Insurance Corporation or any successor thereto.

FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989, as amended and in effect from time to time.

Fitch: Fitch Ratings, Inc., or any successor in interest.

Form 8-K Disclosure Information: As defined in Section 6.21(c)(i).

Freddie Mac: Freddie Mac, or any successor thereto.

Holder or Certificateholder: The registered owner of any Certificate as recorded on the books of the Certificate Registrar except that, solely for the purposes of taking any action or giving any consent pursuant to this Agreement, any Certificate registered in the name of the Trustee, the Master Servicer, the Securities Administrator or a Servicer, or any Affiliate thereof shall be deemed not to be outstanding in determining whether the requisite percentage necessary to take such action or effect such consent has been obtained, and, in determining whether the Trustee shall be protected in taking such action or in relying upon such consent, only Certificates which a Responsible Officer of the Trustee actually knows to be so owned shall be disregarded. The Trustee, the Certificate Registrar and the Securities Administrator may request and conclusively rely on certifications by the Master Servicer, the Securities Administrator or a Servicer in determining whether any Certificates are registered to an Affiliate of the Master Servicer, the Securities Administrator or a Servicer.

HUD: The United States Department of Housing and Urban Development, or any successor thereto.

Independent: When used with respect to any Accountants, a Person who is “independent” within the meaning of Rule 2-01(b) of the Securities and Exchange Commission’s Regulation S-X. When used with respect to any other Person, a Person who (a) is in fact independent of another specified Person and any Affiliate of such other Person, (b) does not have any material direct financial interest in such other Person or any Affiliate of such other Person, and (c) is not connected with such other Person or any Affiliate of such other Person as an officer, employee, promoter, underwriter, trustee, partner, director or Person performing similar functions.

Insurance Policy: With respect to any Mortgage Loan, any insurance policy, including all names and endorsements thereto in effect, including any replacement policy or policies for any Insurance Policies.

Insurance Proceeds: Proceeds paid by any Insurance Policy (excluding proceeds required to be applied to the restoration and repair of the related Mortgaged Property or released to the Mortgagor), in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.

Insured Expenses: Expenses covered by an Insurance Policy or any other insurance policy with respect to the Mortgage Loans.

Interest Distribution Amount: For each Class of Certificates on any Distribution Date, the Current Interest for such Class as reduced by such Class’s share of Net Prepayment Interest Shortfalls and Relief Act Shortfalls, which shall be allocated to each Class on a pro rata basis based on the amount of Current Interest payable to each such Class.

Interest-Only Certificates: The Class A-IO1 and Class A-IO2 Certificates.

Interest Shortfall: As to any Class of Certificates and any Distribution Date, the amount by which (i) the Interest Distribution Amount for such Class on all prior Distribution Dates exceeds (ii) amounts distributed in respect of interest to such Class on prior Distribution Dates.

Item 1123 Certificate: As defined in Section 6.22.

KBRA: Kroll Bond Rating Agency, Inc., or any successor in interest.

Latest Possible Maturity Date: The Distribution Date occurring in June 2043.

Liquidated Mortgage Loan: With respect to any Distribution Date, a defaulted Mortgage Loan (including any REO Property) as to which, prior to the close of business on the Business Day immediately preceding the Due Date, the applicable Servicer has determined that all recoverable Liquidation Proceeds and Insurance Proceeds have been received.

Liquidation Proceeds: All cash amounts, including Insurance Proceeds, received in connection with the partial or complete liquidation of defaulted Mortgage Loans, whether through trustee’s sale, foreclosure sale or otherwise or amounts received in connection with any condemnation or partial release of a Mortgaged Property and any other net proceeds received in connection with the disposition of an REO Property.

Loan-To-Value Ratio: With respect to any Mortgage Loan and as to any date of determination, the fraction (expressed as a percentage) the numerator of which is the principal balance of the related Mortgage Loan at such date of determination and the denominator of which is the Appraised Value of the related Mortgaged Property.

Lower-Tier Interest: Any one of the interests in the Lower-Tier REMIC as described in the Preliminary Statement to this Agreement.

Lower-Tier REMIC: As described in the Preliminary Statement to this Agreement.

LT-R Interest: The residual interest in the Lower-Tier REMIC, as described in the Preliminary Statement to this Agreement.

Master Servicer: CitiMortgage, Inc., a New York corporation , in its capacity as Master Servicer and any successor in interest, or if any successor master servicer shall be appointed as herein provided, then such successor master servicer.

Master Servicer Collection Account: The separate Eligible Account created and maintained by the Master Servicer, on behalf of the Trustee, pursuant to Section 4.01. Funds in the Master Servicer Collection Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.

Master Servicer Compensating Interest Payment: As to any Distribution Date and the Master Servicer, the lesser of (1) the Master Servicing Fee for such date and (2) the amount of any Servicer Compensating Interest Payment that a Servicer or the Servicing Administrator failed to remit on the Servicer Remittance Date).

Master Servicer Remittance Date: The Business Day prior to each Distribution Date.

Master Servicing Fee: With respect to any Distribution Date, an amount equal to the product of one-twelfth of the Master Servicing Fee Rate and the Stated Principal Balance of each Mortgage Loan as of the first day of the related Due Period.

Master Servicing Fee Rate: 0.0075% per annum.

Master Servicing Transfer Costs: All reasonable costs and expenses incurred by the Trustee in connection with the appointment of a successor master servicer and the transfer of master servicing from a predecessor master servicer, including, without limitation, any reasonable costs or expenses associated with the identification and engagement of a successor master servicer, the documentation of the assumption of master servicing by the successor master servicer, the complete transfer of all master servicing data and the completion, correction or manipulation of such master servicing data as may be required by the Trustee or the successor master servicer to correct any errors or insufficiencies in the master servicing data or otherwise to enable the Trustee or other successor master servicer to master service the Mortgage Loans properly and effectively.

Moody’s: Moody’s Investors Service, Inc., or any successor in interest.

Mortgage: A mortgage, deed of trust or other instrument creating a first lien on, or first priority ownership interest in, an estate in fee simple in real property securing a Mortgage Note, together with improvements thereto.

Mortgage Documents: With respect to each Mortgage Loan, the mortgage documents required to be delivered to the Custodian pursuant to the Custodial Agreement.

Mortgage Loan: A Mortgage and the related Mortgage Note or other evidences of indebtedness secured by each such Mortgage conveyed, transferred, sold, assigned to or deposited with the Trustee pursuant to Section 2.01 (including any Qualified Substitute Mortgage Loan and REO Property), including without limitation, each Mortgage Loan listed on the Mortgage Loan Schedule, as amended from time to time.

Mortgage Loan Purchase and Sale Agreement: The mortgage loan purchase and sale agreement, dated as of June 13, 2013, between the Seller and the Depositor.

Mortgage Loan Schedule: The schedule attached hereto as Schedule A, which shall identify each Mortgage Loan, as such schedule may be amended by the Depositor or the Servicers from time to time to reflect the addition of Qualified Substitute Mortgage Loans to, or the deletion of Deleted Mortgage Loans from, the Trust Fund.

Mortgage Note: The original executed note or other evidence of the indebtedness of a Mortgagor secured by a Mortgage under a Mortgage Loan.

Mortgaged Property: The underlying property securing a Mortgage Loan which, with respect to a Cooperative Loan, is the related Cooperative Shares and Proprietary Lease.

Mortgage Rate: As to any Mortgage Loan and any Distribution Date, the annual rate of interest borne by the related Mortgage Note as of the related Due Date, taking into account any Servicing Modification or other amendments to the Mortgage Note.

Mortgagor: The obligor on a Mortgage Note.

Net Liquidation Proceeds: With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property, the related Liquidation Proceeds net of Advances, Servicing Advances, related Servicing Fees, Trustee Fees and/or Securities Administrator Fees and any other accrued and unpaid servicing fees received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property.

Net Mortgage Rate: With respect to any Mortgage Loan and any Distribution Date, the related Mortgage Rate as of the Due Date in the month preceding the month of such Distribution Date reduced by the Aggregate Expense Rate.

Net Prepayment Interest Shortfall: With respect to any Mortgage Loan and any Distribution Date, the amount by which any Prepayment Interest Shortfall for the related Due Period exceeds the amount of Master Servicer Compensating Interest Payment paid by the Master Servicer and Servicer Compensating Interest Payment paid by the applicable Servicer (other than Cenlar FSB) and/or the Servicing Administrator in respect of such shortfall for such Due Period.

Net WAC Rate: With respect to any Distribution Date, an annual rate, expressed as a percentage, equal to the weighted average of the Net Mortgage Rates of the Mortgage Loans as of the first day of the related Due Period, minus (a) a fraction, the numerator of which equals the amount of any fees, charges and other costs, including indemnification amounts and costs of arbitration (other than the Trustee Fee, the Securities Administrator Fee and amounts required to be paid by the Securities Administrator from the Securities Administrator Fee) paid or reimbursed to the Master Servicer, the Securities Administrator and the Trustee from the Trust Fund under this Agreement and the Custodian under the Custodial Agreement during the prior calendar month, that are subject to an aggregate maximum amount of $300,000 annually, and the denominator of which equals the aggregate Stated Principal Balance of the Mortgage Loans, multiplied by (b) twelve.

Non-Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.

Non-permitted Foreign Holder: As defined in Section 3.03(f).

Nonrecoverable Advance: Any portion of an Advance or Servicing Advance previously made or proposed to be made by the Master Servicer, a Servicer (other than Cenlar FSB) and/or the Servicing Administrator (as certified in an Officer’s Certificate of the Master Servicer, a Servicer (other than Cenlar FSB) and/or the Servicing Administrator, as applicable), which in the good faith judgment of such party, shall not be ultimately recoverable by such party from the related Mortgagor, related Liquidation Proceeds or otherwise.

Non-Upper-Tier REMIC: As defined in Section 10.01(d).

Non-U.S. Person: Any person other than a “United States person” within the meaning of Section 7701(a)(30) of the Code.

Notional Amount or Certificate Notional Amount: With respect to an Interest-Only Certificate and any Distribution Date, such Certificate’s Percentage Interest of the Class Notional Amount of such Class of Certificates for such Distribution Date.

NRSRO: Any nationally recognized statistical rating organization for purposes of Rule 17g-5 under the Exchange Act.

NRSRO Certification: A certification in the form of Exhibit O hereto.

Officer’s Certificate: (a) With respect to the Depositor, a certificate signed by two Authorized Officers of the Depositor, (b) with respect to the Master Servicer or the Securities Administrator, a certificate signed by a Responsible Officer, (c) with respect to a Servicer, a certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Managing Director, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, one of the Assistant Treasurers or Assistant Secretaries of a Servicer, or any other duly authorized officers or agents of a Servicer and (d) with respect to the Servicing Administrator, a certificate signed by an Authorized Officer of the Servicing Administrator, and in each case delivered to the Trustee, the Securities Administrator or the Master Servicer, as required hereby.

Opinion of Counsel: A written opinion of counsel, reasonably acceptable in form and substance to the Trustee, the Securities Administrator or the Master Servicer, as required hereby, and who may be in-house or outside counsel to the Depositor, the Master Servicer, the Securities Administrator or the Trustee but which must be Independent outside counsel with respect to any such opinion of counsel concerning the transfer of any Residual Certificate or concerning certain matters with respect to ERISA or the taxation, or the federal income tax status, of each REMIC.

Original Applicable Credit Support Percentage: With respect to each Class of Subordinate Certificates, the related Applicable Credit Support Percentage as of the Closing Date, which shall be equal to the corresponding approximate percentage set forth in the table below opposite its Class designation:

Class B-1	7.10	%
Class B-2	5.00	%
Class B-3	3.35	%
Class B-4	1.85	%
Class B-5	1.05	%

Original Subordinate Class Principal Amount: The aggregate of the Class Principal Amounts of the Classes of Subordinate Certificates as of the Closing Date.

Originator: Each of 1st Security Bank of Washington, Academy Mortgage Corporation, Amegy Mortgage Company, L.L.C., American Pacific Mortgage Corporation, Banner Bank, Bay Equity, LLC, Benchmark Bank, Boston Private Bank & Trust Company, Capital Bank, N.A., Castle & Cooke Mortgage, LLC, Cherry Creek Mortgage Co., Inc., Cobalt Mortgage, Inc., Cole Taylor Bank, Colonial Savings, F.A., Cornerstone Home Lending, Inc., f/k/a/ Cornerstone Mortgage Company, DHI Mortgage Company, Ltd., Embrace Home Loans, Inc., Evergreen Moneysource Mortgage Company dba Evergreen Home Loans, Fairway Independent Mortgage Corporation, Fidelity Bank dba Fidelity Bank Mortgage, First Choice Loan Services, Inc., First Heritage Mortgage, LLC, First National Bank of Omaha, First Republic Bank, FirstBank, Flagstar Capital Markets Corporation, Franklin American Mortgage Company, Fremont Bank, Fulton Bank, National Association, George Mason Mortgage, LLC, GuardHill Financial Corporation, Guild Mortgage Company, Heritage Bank of the South, Leader Bank, N.A., Megastar Financial Corporation, Michigan Mutual, Incorporated, Monarch Bank, Mortgage Master, Inc., Mutual of Omaha Bank, Paramount Equity Mortgage, Perl Mortgage, Incorporated, Plaza Home Mortgage, Incorporated, Potomac Mortgage Group, Inc., Primary Residential Mortgage, Inc., PrimeLending, a PlainsCapital Company, Prospect Mortgage, LLC, Provident Savings Bank, Renasant Bank, Residential Finance Corporation, RMR Financial, LLC, Sandy Spring Bank, SCBT, Shea Mortgage Inc., Shelter Mortgage Company, LLC, Simonich Corporation, dba BOC Mortgage, Sterling Savings Bank, Stifel Bank and Trust, Everett Financial, Inc. DBA Supreme Lending, Susquehanna Bank, The Lending Partners, LLC, Total Mortgage Services, LLC, Umpqua Bank, United Shore Financial Services, LLC, Universal American Mortgage Company, LLC, W.R. Starkey Mortgage, LLP, Mortgage Access Corp. DBA Weichert Financial Services, Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. or WJ Bradley Mortgage Capital LLC, each as seller under the related Purchase Agreement, and any successor thereto.

Paying Agent: Any paying agent appointed pursuant to Section 3.08. The initial Paying Agent shall be the Securities Administrator under this Agreement.

Percentage Interest: With respect to any Certificate, its percentage interest in the undivided beneficial ownership interest in the Trust Fund evidenced by all Certificates of the same Class as such Certificate. With respect to any Certificate, other than an Interest-Only Certificate, if applicable, or the Class R Certificates and the Class LT-R Certificates, the Percentage Interest evidenced thereby shall equal the initial Certificate Principal Amount thereof divided by the initial Class Principal Amount of all Certificates of the same Class. With respect to each of the Class R Certificates and the Class LT-R Certificates, the Percentage Interest evidenced thereby shall be as specified on the face thereof, or otherwise, be equal to 100%. With respect to an Interest-Only Certificate, the Percentage Interest evidenced thereby shall equal its initial Notional Amount as set forth on the face thereof divided by the initial Class Notional Amount of such Class.

Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government or any agency or political subdivision thereof.

Plan: An employee benefit plan or other retirement arrangement which is subject to Section 406 of ERISA and/or Section 4975 of the Code or any entity whose underlying assets include “plan assets” of such plan or arrangement under the Plan Asset Regulations by reason of their investment in the entity.

Plan Asset Regulations: The U.S. Department of Labor regulations set forth in 29 C.F.R. Section 2510.3-101, as modified by Section 3(42) of ERISA.

Prepayment Interest Shortfall: With respect to a Mortgage Loan and any Distribution Date, the amount by which interest paid by the related Mortgagor in connection with a Principal Prepayment on the Mortgage Loan is less than one month’s interest at the related Mortgage Rate on the Stated Principal Balance of that Mortgage Loan as of the preceding Distribution Date.

Prepayment Period: With respect to full Principal Prepayments on any Mortgage Loan serviced by Cenlar FSB and (i) each Distribution Date other than the first Distribution Date, the period commencing on the 15^th day of the month preceding the month in which the Distribution Date occurs through the 14^th day of the month in which the Distribution Date occurs and (ii) the first Distribution Date, the period commencing June 1, 2013 through July 14, 2013. With respect to each Mortgage Loan serviced by First Republic Bank and for partial Principal Prepayments on any Mortgage Loan serviced by Cenlar FSB and any Distribution Date, the calendar month preceding the month in which the Distribution Date occurs.

Primary Mortgage Insurance Policy: Each policy of primary mortgage guaranty insurance or any replacement policy therefor with respect to any Mortgage Loan.

Principal Distribution Amount: With respect to any Distribution Date, the sum of (a) the principal portion of each Scheduled Payment (before taking into account any Deficient Valuations or Debt Service Reductions) due on the related Due Date, whether or not received, (b) the principal portion of each Principal Prepayment made by a Mortgagor during the related Prepayment Period; (c) the principal portion of each other unscheduled collection, including any Subsequent Recoveries, Insurance Proceeds and Net Liquidation Proceeds (other than with respect to any Mortgage Loan that became a Liquidated Mortgage Loan during the related Prepayment Period) received during the related Prepayment Period; (d) that portion of the Repurchase Price representing principal of any Mortgage Loans repurchased by an Originator or the Seller in accordance with a Purchase Agreement or by the Seller in accordance with Section 2.04 herein, in each case to the extent received during the related Prepayment Period; (e) the principal portion of any related Substitution Amount received during the related Prepayment Period; and (f) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Article VII hereof, that portion of the Clean-up Call Price in respect of principal.

Principal Forbearance Amount: With respect to a Mortgage Loan that was the subject of a Servicing Modification, the amount of principal of the Mortgage Loan, if any, that has been deferred and that does not accrue interest.

Principal Prepayment: Any full or partial payment or other recovery of principal on a Mortgage Loan that is received in advance of its scheduled Due Date and that is not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment.

Proceeding: Any suit in equity, action at law or other judicial or administrative proceeding.

Proprietary Lease: With respect to any Cooperative Property, a lease or occupancy agreement between a Cooperative Corporation and a holder of related Cooperative Shares.

Prospectus: The prospectus supplement dated June 12, 2013 and the accompanying prospectus dated April 24, 2013, relating to the Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class B-1, Class B-2 and Class B-3 Certificates, together with any supplement thereto.

Purchase Agreement: Each agreement listed on Exhibit H-1, as amended or supplemented from time to time as permitted thereunder and as modified by the related Acknowledgment.

Qualified Appraiser: With respect to each Mortgage Loan, an appraiser, duly appointed by the originator, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and such appraiser and the appraisal made by such appraiser both satisfy the requirements of Fannie Mae or Freddie Mac (including but not limited to the Appraiser Independence Requirements) and Title XI of FIRREA and the regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated.

Qualified Substitute Mortgage Loan: A mortgage loan substituted by an Originator or the Seller, as applicable, for a Deleted Mortgage Loan in accordance with the applicable Purchase Agreement or the Mortgage Loan Purchase and Sale Agreement, as applicable, which must, on the date of such substitution, (a) have an outstanding principal balance, after deduction of all scheduled payments due in the month of substitution (or in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate principal balance), not in excess of the Stated Principal Balance of the Deleted Mortgage Loan (the amount of any shortfall will be paid by the Originator or the Seller, as applicable, and distributed to Trust Fund in the month of substitution), (b) have a Mortgage Rate not less than, and not more than one percentage point greater than, the Mortgage Rate of the Deleted Mortgage Loan, (c) have a remaining term to maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan, (d) have a Loan-to-Value Ratio at origination no greater than that of the Deleted Mortgage Loan and (e) comply as of the date of substitution with each representation and warranty relating to the Mortgage Loans set forth in the applicable Purchase Agreement.

Rating Agency: Each of Fitch, KBRA and Moody’s; provided, however, that references to a “Rating Agency” as used in the definition of “Eligible Account” and “Eligible Investments” shall not include KBRA unless KBRA rates the applicable entity or investment.

Rating Agency Information: The notices, information, reports, certifications and oral and written statements required to be provided to each Rating Agency pursuant to this Agreement or Rule 17g-5 under the Exchange Act.

Realized Loss: (a) With respect to each Liquidated Mortgage Loan, an amount (not less than zero or more than the Stated Principal Balance of the Mortgage Loan plus accrued interest) as of the date of such liquidation, equal to (i) the unpaid principal balance of the Liquidated Mortgage Loan as of the date of such liquidation, plus (ii) interest at the Net Mortgage Rate from the Due Date as to which interest was last paid by the borrower to Certificateholders up to the Due Date in the month in which Liquidation Proceeds are required to be distributed on the Stated Principal Balance of such Liquidated Mortgage Loan from time to time, minus (iii) the Net Liquidation Proceeds received during the month in which such liquidation occurred, to the extent not previously applied as recoveries of interest at the Net Mortgage Rate and to principal of the Liquidated Mortgage Loan;

(b) with respect to each Mortgage Loan that has become the subject of a Deficient Valuation, if the principal amount due under the related Mortgage Note has been reduced, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation;

(c) with respect to each Mortgage Loan that has been the subject of a Servicing Modification, any principal due on the Mortgage Loan that has been written off by the related Servicer and any Principal Forbearance Amount; and

(d) with respect to each Class of Certificates, the amount by which the Class Principal Amount is reduced as a result of clauses (a), (b) or (c) above.

Reconciled Market Value: The estimated market value of a Mortgaged Property or REO Property as reasonably determined by the applicable Servicer based on different results obtained from different permitted valuation methods or at different time periods, all in accordance with such Servicer's customary servicing procedures.

Record Date: With respect to any Distribution Date, the last Business Day of the month preceding the month of such Distribution Date.

Refinancing Mortgage Loan: Any Mortgage Loan originated in connection with the refinancing of an existing mortgage loan.

Regulation AB: Subpart 229.1100 – Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarifications and interpretations as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,631 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.

Relevant Servicing Criteria: The Servicing Criteria applicable to each party, as set forth on an exhibit to each Servicing Agreement and Exhibit K hereto. Multiple parties can have responsibility for the same Relevant Servicing Criteria. With respect to a Servicing Function Participant engaged by the Master Servicer, the Securities Administrator or any Servicer, the term “Relevant Servicing Criteria” may refer to a portion of the Relevant Servicing Criteria applicable to such parties.

Relief Act Shortfalls: With respect to any Distribution Date and any Mortgage Loan as to which there has been a reduction in the amount of interest collectible thereon for the most recently ended calendar month as a result of the application of the Civil Relief Act, the amount, if any, by which (i) interest collectible on such Mortgage Loan for the most recently ended calendar month is less than (ii) interest accrued thereon for such month pursuant to the Mortgage Note.

REMIC: Each pool of assets in the Trust Fund designated as a REMIC as described in the Preliminary Statement to this Agreement.

REMIC Provisions: The provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at sections 860A through 860G of the Code, and related provisions, and regulations, including proposed regulations and rulings, and administrative pronouncements promulgated thereunder, as the foregoing may be in effect from time to time.

REO Property: A Mortgaged Property acquired by the Trust Fund through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan or otherwise treated as having been acquired pursuant to the REMIC Provisions.

Reportable Event: As defined in Section 6.21(c)(i).

Reporting Servicer: As defined in Section 6.21(b)(i).

Repurchase Price: With respect to any Mortgage Loan and the applicable Originator, the “Repurchase Price” as defined in the applicable Purchase Agreement or Servicing Agreement or in the case of the Seller, the “Repurchase Price” as defined in the Mortgage Loan Purchase and Sale Agreement.

Residual Certificate: The Class LT-R Certificates and the Class R Certificates.

Responsible Officer: With respect to any party, any officer in the corporate trust, servicing or master servicing department or similar group of such party with direct responsibility for the administration of this Agreement and also, with respect to a particular matter related to this transaction, any other officer to whom such matter is referred because of his or her knowledge of and familiarity with the particular subject.

Restricted Certificate: Any Class B-4, Class B-5, Class R or Class LT-R Certificate.

Rule 15Ga-1 Information: As defined in Section 4.04(a).

Rule 17g-5 Information Provider: The Securities Administrator.

Rule 17g-5 Website: The website maintained by the Securities Administrator pursuant to Section 4.03.

S&P: Standard & Poor’s Ratings Services, a Standard & Poor’s Financial Services LLC business, or any successor in interest.

Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan which, unless otherwise specified in the applicable Servicing Agreement, shall give effect to any related Debt Service Reduction, any Deficient Valuation and any Servicing Modification that affects the amount of the monthly payment due on such Mortgage Loan.

Securities Act: The Securities Act of 1933, as amended, and the rules and regulations thereunder.

Securities Administrator: Citibank, N.A., not in its individual capacity but solely as Securities Administrator, or any successor in interest, or if any successor Securities Administrator shall be appointed as herein provided, then such successor Securities Administrator. Citibank, N.A. shall act as Securities Administrator for so long as CitiMortgage, Inc. is Master Servicer under this Agreement.

Securities Administrator Fee: With respect to any Distribution Date, an amount equal to the product of one-twelfth of the Securities Administrator Fee Rate and the Stated Principal Balance of each Mortgage Loan as of the first day of the related Due Period.

Securities Administrator Fee Rate: 0.0188% per annum.

Seller: Redwood Residential Acquisition Corporation, a Delaware corporation.

Senior Certificate: Any one of the Class A-1, Class A-2, Class A-3, Class A-IO1 and Class A-IO2 Certificates, as applicable.

Senior Percentage: With respect to each Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate Class Principal Amount of the Class A-1, Class A-2 and Class A-3 Certificates prior to any distributions of principal, allocations of Realized Losses or allocations of Certificate Writedown Amounts on such Distribution Date, and the denominator of which is the Aggregate Stated Principal Balance of all of the Mortgage Loans as of the preceding Distribution Date.

Senior Prepayment Percentage: With respect to any Distribution Date occurring before the Distribution Date in July 2018, 100%. Except as provided herein, the Senior Prepayment Percentage for any Distribution Date occurring in or after June 2018 shall be as follows:

(i) in or after July 2018 to and including June 2019, the Senior Percentage plus 70% of the Subordinate Percentage for that Distribution Date;

(ii) in or after July 2019 to and including June 2020, the Senior Percentage plus 60% of the Subordinate Percentage for that Distribution Date;

(iii) in or after July 2020 to and including June 2021, the Senior Percentage plus 40% of the Subordinate Percentage for that Distribution Date;

(iv) in or after July 2021 to and including June 2022, the Senior Percentage plus 20% of the Subordinate Percentage for that Distribution Date; and

(v) in or after July 2022, the Senior Percentage for that Distribution Date;

provided, however, that there shall be no reduction in the Senior Prepayment Percentage (other than as a result of a reduction of the Senior Percentage) on any Distribution Date unless the Step-Down Test is satisfied; and provided, further, that if on any such Distribution Date on or after the Distribution Date in July 2018, the Senior Percentage exceeds the initial Senior Percentage, the Senior Prepayment Percentage for that Distribution Date shall again equal 100%.

If on any Distribution Date the allocation to the Class A-1, Class A-2 and Class A-3 Certificates of Principal Prepayments and other amounts in the percentage required above would reduce the aggregate Class Principal Amount of such Classes of Certificates to below zero, the Senior Prepayment Percentage of those amounts for such Distribution Date shall be limited to the percentage necessary to reduce the aggregate Class Principal Amount of such Classes of Certificates thereof to zero.

Senior Principal Distribution Amount: With respect to the Mortgage Loans and any Distribution Date, the sum of:

(1) the Senior Percentage of all amounts described in clause (a) of the definition of “Principal Distribution Amount” for that Distribution Date;

(2) the Senior Prepayment Percentage of the amounts described in clauses (b), (c), (d), (e) and (f) of the definition of “Principal Distribution Amount”;

(3) with respect to each Mortgage Loan that became a Liquidated Mortgage Loan during the related Prepayment Period, the lesser of:

(x) Net Liquidation Proceeds allocable to principal received with respect to that Mortgage Loan; and

(y) the Senior Prepayment Percentage of the Stated Principal Balance of that Mortgage Loan; and

(4) any amounts described in clauses (1) through (3) above that remain unpaid with respect to the Senior Certificates from prior Distribution Dates;

provided, however, that

(A)

if on any Distribution Date the allocation to the Class A-1, Class A-2 and Class A-3 Certificates of the Senior Principal Distribution Amount would reduce the aggregate Class Principal Amount of those Certificates to below zero, the distribution to such Classes of Certificates of the Senior Principal Distribution Amount for such Distribution Date shall be limited to the amount necessary to reduce the aggregate Class Principal Amount of such Classes of Certificates to zero;

(B)

until the aggregate Class Principal Amount of the Class A-1, Class A-2 and Class A-3 Certificates is reduced to zero, if on any Distribution Date the aggregate of the Class Principal Amounts of the Subordinate Certificates is less than or equal to 1.20% of the Stated Principal Balance of the Mortgage Loans as of the Closing Date, the Senior Principal Distribution Amount for such Distribution Date and each succeeding Distribution Date will include all principal collections on the Mortgage Loans distributable on that Distribution Date, and the Subordinate Principal Distribution Amount will be zero; and

(C)

until the aggregate Class Principal Amount of the Class A-1, Class A-2 and Class A-3 Certificates is reduced to zero, if on any Distribution Date, the Subordinate Percentage for such Distribution Date is less than 7.10%, the Senior Principal Distribution Amount for such Distribution Date will include all principal collections on the Mortgage Loans distributable on that Distribution Date, and the Subordinate Principal Distribution Amount will be zero.

Servicer: Each Servicer under a Servicing Agreement.

Servicer Compensating Interest Payment: As to any Distribution Date and any Servicer (other than Cenlar FSB) and the Servicing Administrator, the lesser of (1) the Servicing Fee for such Servicer (other than Cenlar FSB) or the aggregate of Cenlar FSB’s Servicing Fee and the Servicing Administrator Fee (in the case of the Servicing Administrator) for such date and (2) any Prepayment Interest Shortfalls with respect to any Mortgage Loans serviced by such Servicer (or in the case of the Servicing Administrator, the Mortgage Loans serviced by Cenlar FSB) for such date.

Servicer Remittance Date: As to any Mortgage Loan serviced by Cenlar FSB, the 20^thday of each calendar month or, if such 20^th day is not a Business Day, the immediately preceding Business Day, and as to any Mortgage Loan serviced by First Republic Bank, the 18th day of each calendar month or, if such 18th day is not a Business Day, the next succeeding Business Day, in each case commencing in July 2013.

Servicing Administrator: Redwood Residential Acquisition Corporation, as servicing administrator under the Cenlar FSB Servicing Agreement.

Servicing Administrator Fee: As to any Distribution Date and each Mortgage Loan serviced by Cenlar FSB, an amount equal to the difference, if positive, between the Servicing Fee with respect to such Mortgage Loan and the servicing compensation payable to Cenlar FSB under the related Servicing Agreement.

Servicing Advances: As defined in the applicable Servicing Agreement.

Servicing Agreement: Each agreement listed on Exhibit H-2, as amended or supplemented from time to time as permitted thereunder and as modified by the related Acknowledgment.

Servicing Criteria: The criteria set forth in paragraph (d) of Item 1122 of Regulation AB, as such may be amended from time to time.

Servicing Fee: As to any Distribution Date and each Mortgage Loan, an amount equal to the product of (a) one-twelfth of the Servicing Fee Rate and (b) the Stated Principal Balance of such Mortgage Loan as of the first day of the related Due Period. The Servicing Fee payable with respect to the Mortgage Loans serviced by Cenlar FSB will be allocated by Cenlar FSB between the Servicing Administrator and Cenlar FSB as provided in the related Servicing Agreement.

Servicing Fee Rate: A per annum rate equal to 0.25% or such other rate as may be agreed to by the Master Servicer pursuant to Section 9.01(b) of this Agreement and the related Servicing Agreement; provided that, with respect to each Mortgage Loan serviced by First Republic Bank, the Servicing Fee Rate will be increased by the amount of any increase in the Mortgage Rate for any such Mortgage Loan pursuant to the terms of the related Mortgage Note due to the termination of an automatic debit or direct deposit account; provided further, that the Master Servicer shall have no obligation to confirm or verify any such increase in the Servicing Fee Rate for any such Mortgage Loan serviced by First Republic Bank.

Servicing Function Participant: Any Subservicer or Subcontractor, other than a Servicer, the Servicing Administrator, the Master Servicer, the Securities Administrator or the Trustee, that is participating in the servicing function within the meaning of Regulation AB, unless such Person’s activities relate only to 5% or less of the Mortgage Loans.

Servicing Modification: Any reduction of the Mortgage Rate on or the outstanding principal balance of a Mortgage Loan, any extension of the final maturity date of a Mortgage Loan, any increase to the Stated Principal Balance of a Mortgage Loan by adding to the Stated Principal Balance unpaid principal and interest and other amounts owing under the Mortgage Loan, any Principal Forbearance Amount and any other modification, in each case pursuant to a modification of a Mortgage Loan that is in default or for which, in the judgment of the Servicer of such Mortgage Loan, default is reasonably foreseeable in accordance with the Servicing Agreement.

Servicing Officer: Any officer of a Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name and facsimile signature appear on a list of servicing officers furnished to the Master Servicer by such Servicer on the Closing Date pursuant to the related Servicing Agreement, as such list may from time to time be amended.

Sponsor: RWT Holdings, Inc., a Delaware corporation.

Startup Day: The day designated as such pursuant to Section 10.01(b) hereof.

Stated Principal Balance: As to any Mortgage Loan and date of determination, the unpaid principal balance of such Mortgage Loan as of the most recent Due Date as determined by the amortization schedule for the Mortgage Loan at the time relating thereto (before any adjustment to such amortization schedule by reason of any moratorium or similar waiver or grace period) after giving effect to any previous Servicing Modification, Principal Prepayments and related Liquidation Proceeds allocable to principal and to the payment of principal due on such Due Date (but not unscheduled Principal Prepayments received on such Due Date) and irrespective of any delinquency in payment by the related Mortgagor. For the avoidance of doubt, the Stated Principal Balance of any Mortgage Loan that has been prepaid in full or has become a Liquidated Mortgage Loan during the related Prepayment Period shall be zero.

Step-Down Test: As to any Distribution Date, the test will be satisfied if both of the following conditions are met:

First, the aggregate outstanding principal balance of all Mortgage Loans 60 days or more Delinquent (including Mortgage Loans in foreclosure, REO Property or bankruptcy status) and all Mortgage Loans subject to a Servicing Modification within the twelve months prior to that Distribution Date, averaged over the preceding six month period, as a percentage of the aggregate Class Principal Amount of the Subordinate Certificates on such Distribution Date (without giving effect to any payments on such Distribution Date), does not equal or exceed 50%; and

Second, cumulative Realized Losses with respect to the Mortgage Loans plus, with respect to any Mortgage Loans that have been the subject of a Servicing Modification, any interest due on such Mortgage Loans that has been written off by the related Servicer, do not exceed (a) with respect to each Distribution Date occurring in the period from July 2018 to and including June 2019, 20% of the Original Subordinate Class Principal Amount, (b) with respect to each Distribution Date occurring in the period from July 2019 to and including June 2020, 25% of the Original Subordinate Class Principal Amount, (c) with respect to each Distribution Date occurring in the period from July 2020 to and including June 2021, 30% of the Original Subordinate Class Principal Amount, (d) with respect to each Distribution Date in the period from July 2021 to and including June 2022, 35% of the Original Subordinate Class Principal Amount and (e) with respect to the Distribution Date occurring in July 2022 and thereafter, 40% of the Original Subordinate Class Principal Amount.

Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the overall servicing of Mortgage Loans but performs one or more discrete functions identified in Item 1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of a Servicer (or a Subservicer of a Servicer), the Master Servicer or the Securities Administrator.

Subordinate Certificate: Any of the Class B-1, Class B-2, Class B-3, Class B-4 or Class B-5 Certificates.

Subordinate Class Percentage: As to any Distribution Date and any Class of Subordinate Certificates, a fraction, expressed as a percentage, the numerator of which is the Class Principal Amount of such Class on such date, and the denominator of which is the aggregate of the Class Principal Amounts of all Classes of Subordinate Certificates on such date.

Subordinate Percentage: With respect to any Distribution Date, the difference between 100% and the Senior Percentage for such Distribution Date. The initial Subordinate Percentage is 7.10%.

Subordinate Prepayment Percentage: With respect to any Distribution Date, the difference between 100% and the Senior Prepayment Percentage for that Distribution Date.

Subordinate Principal Distribution Amount: With respect to any Distribution Date and the Mortgage Loans, an amount equal to the sum of:

(1) the Subordinate Percentage of all amounts described in clause (a) of the definition of “Principal Distribution Amount” for that Distribution Date;

(2) the Subordinate Prepayment Percentage of all amounts described in clauses (b), (c), (d), (e) and (f) of the definition of “Principal Distribution Amount” for that Distribution Date; and

(3) with respect to each Mortgage Loan that became a Liquidated Mortgage Loan during the related Prepayment Period, the amount of the Net Liquidation Proceeds allocated to principal received with respect thereto remaining after application thereof pursuant to clause (3) of the definition of “Senior Principal Distribution Amount” for that Distribution Date; and

(4) any amounts described in clauses (1) through (3) above for any previous Distribution Date that remain unpaid.

Notwithstanding the above, with respect to any Class of Subordinate Certificates (other than the Class B-1 Certificates), if on any Distribution Date the sum of the Class Subordination Percentage of such Class and the aggregate Class Subordinate Percentages of all Classes of Subordinate Certificates which have lower payment priorities than that Class is less than the Original Applicable Credit Support Percentage for that Class, no distribution of principal will be made to any such Classes on such Distribution Date. Instead, the Subordinate Principal Distribution Amount on that Distribution Date will be allocated among the more senior Classes of Subordinate Certificates, pro rata, based on their respective Class Principal Amounts.

Notwithstanding the above, with respect to each Class of Subordinate Certificates (other than the Class B-1 Certificates), if on any Distribution Date the Class Principal Amount of that Class and the aggregate of the Class Principal Amounts of all Classes of Subordinate Certificates that have a lower payment priority than that Class is less than or equal to 1.20% of the Stated Principal Balance of the Mortgage Loans as of the Closing Date, the portion of the Subordinate Principal Distribution Amount otherwise distributable to such Class or Classes on such Distribution Date and each succeeding Distribution Date will be allocated among the Subordinate Certificates with a higher payment priority then entitled to principal, pro rata, based on their respective Class Principal Amounts and any remaining Subordinate Principal Distribution Amount will be included in the Senior Principal Distribution Amount for such Distribution Date.

Until the aggregate Class Principal Amount of the Class A-1, Class A-2 and Class A-3 Certificates is reduced to zero, if on any Distribution Date the aggregate of the Class Principal Amounts of the Subordinate Certificates is less than or equal to 1.20% of the Stated Principal Balance of the Mortgage Loans as of the Closing Date, the Senior Principal Distribution Amount on such Distribution Date and each succeeding Distribution Date will include all principal collections on the Mortgage Loans distributable on that Distribution Date, and the Subordinate Principal Distribution Amount will be zero.

In addition, until the aggregate Class Principal Amount of the Class A-1, Class A-2 and Class A-3 Certificates is reduced to zero, if on any Distribution Date the Subordinate Percentage for such Distribution Date is less than 7.10%, the Senior Principal Distribution Amount for such Distribution Date will include all principal collections on the Mortgage Loans distributable on that Distribution Date, and the Subordinate Principal Distribution Amount will be zero.

Subsequent Recovery: Any amount recovered by a Servicer (i) with respect to a Liquidated Mortgage Loan (after reimbursement of any unreimbursed Advances or expenses relating to such Liquidated Mortgage Loan as well as any other previously Liquidated Mortgage Loans) with respect to which a Realized Loss was incurred after the liquidation or disposition of such Mortgage Loan or (ii) as a Principal Forbearance Amount.

Subservicer: Any Person that (i) services Mortgage Loans on behalf of any Servicer, and (ii) is responsible for the performance (whether directly or through sub-servicers or Subcontractors) of Servicing functions that are identified in Item 1122(d) of Regulation AB required to be performed under this Agreement, any related Servicing Agreement or any sub-servicing agreement.

Substitution Amount: For any month in which an Originator or the Seller substitutes one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans pursuant to a Purchase Agreement or the Mortgage Loan Purchase and Sale Agreement, as applicable, the amount by which the aggregate Repurchase Price of all such Deleted Mortgage Loans exceeds the aggregate Stated Principal Balance of the Qualified Substitute Mortgage Loans, together with one month's interest at the applicable Net Mortgage Rate.

Tax Matters Person: With respect to each of the Lower Tier REMIC and the Upper Tier REMIC, the “tax matters person” as specified in the REMIC Provisions which shall initially be the party described as such in Section 10.01(k).

TIA: The Trust Indenture Act of 1939, as amended, and the rules and regulations thereunder.

TIA Applicability Determination: A determination by the Depositor, of which it informs the Trustee, that the TIA applies to this Agreement or that qualification under the TIA or any similar federal statute is required.

Trust Fund: As defined in Section 2.01 herein.

Trustee: Wilmington Trust, National Association, not in its individual capacity but solely as Trustee, or any successor in interest, or if any successor trustee or any co-trustee shall be appointed as herein provided, then such successor trustee and such co-trustee, as the case may be.

Trustee Credit Files: With respect to each Mortgage Loan, the electronic images of certain Mortgage Documents to be retained in the custody and possession of the Trustee or the Custodian on behalf of the Trustee pursuant to the Custodial Agreement.

Trustee Fee: With respect to any Distribution Date, an amount equal to the product of one-twelfth of the Trustee Fee Rate and the Stated Principal Balance of each Mortgage Loan as of the first day of the related Due Period.

Trustee Fee Rate: 0.0012% per annum.

Trustee Mortgage Files: With respect to each Mortgage Loan, the Mortgage Documents to be retained in the custody and possession of the Trustee or the Custodian on behalf of the Trustee pursuant to the Custodial Agreement.

UCC: The Uniform Commercial Code as enacted in any applicable jurisdiction from time to time.

Underwriter: Merrill Lynch, Pierce, Fenner & Smith Incorporated.

Underwriter’s Exemption: Prohibited Transaction Exemption (“PTE”) 90-29, as amended or any substantially similar administrative exemption granted by the U.S. Department of Labor to the Underwriter.

Underwriting Agreement: The Underwriting Agreement, dated June 11, 2013, among the Seller, the Depositor, Redwood Trust, Inc. and the Underwriter.

Upper-Tier REMIC: As described in the Preliminary Statement to this Agreement.

Voting Interests: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions of this Agreement. At all times during the term of this Agreement, 98.00% of all Voting Interests shall be allocated to the Class A-1, Class A-2, Class A-3, Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5 Certificates in proportion to their respective Certificate Principal Amounts. At all times during the term of this Agreement, 1.00% of all Voting Interests shall be allocated to the Class A-IO1 Certificates and 1.00% of all Voting Interests shall be allocated to the Class A-IO2 Certificates. Voting Interests shall be allocated among the Certificates of each Class based on their Percentage Interests and no Certificate with a principal amount equal to zero will have any voting rights. The Class R Certificates and Class LT-R Certificate shall not have any voting rights.

Section 1.02 Calculations Respecting Mortgage Loans.

Calculations required to be made pursuant to this Agreement with respect to any Mortgage Loan in the Trust Fund shall be made based upon current information as to the terms of the Mortgage Loans and reports of payments received from the Mortgagor on such Mortgage Loans and payments to be made to the Securities Administrator as supplied to the Securities Administrator by the Master Servicer. The Securities Administrator shall not be required to recompute, verify or recalculate the information supplied to it by the Master Servicer or a Servicer.

ARTICLE II

DECLARATION OF TRUST; ISSUANCE OF CERTIFICATES

Section 2.01 Creation and Declaration of Trust Fund; Conveyance of Mortgage Loans.

Concurrently with the execution and delivery of this Agreement, the Depositor does hereby sell, transfer, assign, set over, deposit with and otherwise convey to the Trustee, without recourse, subject to Sections 2.02 and 2.04, in trust, all right, title and interest of the Depositor in and to the Trust Fund consisting of: (i) the Mortgage Loans, including the Mortgage Notes, the Mortgages, and the right to all payments of principal and interest received on or with respect to the Mortgage Loans after the Cut-off Date (other than Scheduled Payments due on or before such date), and all such payments due after such date but received on or prior to such date and intended by the related Mortgagors to be applied after such date; (ii) all of the Depositor’s right, title and interest, if any, in and to all amounts from time to time credited to and the proceeds of the Master Servicer Collection Account, the Distribution Account, any Custodial Accounts or any Escrow Account established with respect to the Mortgage Loans; (iii) with respect to the Mortgage Loans, to the extent set forth in the Acknowledgements, the Depositor’s rights under the Purchase Agreements and the Servicing Agreements and all of the Depositor’s rights under the Mortgage Loan Purchase and Sale Agreement; (iv) all of the Depositor’s right, title and interest, if any, in REO Property and the proceeds thereof; (v) all of the Depositor’s rights under any Insurance Policies related to the Mortgage Loans; and (vi) the Depositor’s security interest in any collateral pledged to secure the Mortgage Loans, including the Mortgaged Properties (collectively, the “Trust Fund”); and the Trustee declares that, subject to the Custodian's review provided for in Section 2.02, it has received and shall hold the Trust Fund, as trustee, in trust, for the benefit and use of the Holders of the Certificates and for the purposes and subject to the terms and conditions set forth in this Agreement, and, concurrently with such receipt, has caused to be executed, authenticated and delivered to or upon the order of the Depositor, in exchange for the Trust Fund, all of the Certificates in the authorized denominations specified by the Depositor pursuant to Section 3.01(b).

The foregoing sale, transfer, assignment, set-over, deposit and conveyance does not and is not intended to result in the creation or assumption by the Trustee of any obligation of the Depositor, the Seller or any other Person in connection with the Mortgage Loans or any other agreement or instrument relating thereto except as specifically set forth therein.

Notwithstanding anything to the contrary contained herein, the parties hereto acknowledge that the functions of the Trustee with respect to the custody, acceptance and inspection of the Trustee Mortgage Files and the Trustee Credit Files, the release of Mortgage Documents, and the preparation and delivery of the certifications relating to the Trustee Mortgage Files and the Trustee Credit Files shall be performed by the Custodian pursuant to the terms and conditions of the Custodial Agreement. In addition, the Trustee is hereby directed to execute, not in its individual capacity but solely as Trustee hereunder, and deliver the Acknowledgements and the Custodial Agreement. The Master Servicer, the Depositor, the Securities Administrator and the Certificateholders (by their acceptance of such Certificates) acknowledge and agree that each of the Master Servicer and the Trustee is executing and delivering the Custodial Agreement and the Acknowledgements solely in its capacity as Master Servicer or Trustee, as applicable, and not in its individual capacity.

In connection with such sale, transfer and assignment of the Mortgage Loans, the Depositor does hereby deliver to, and deposit with, or cause to be delivered to and deposited with, the Custodian acting on the Trustee's behalf, the Trustee Mortgage Files and the Trustee Credit Files.

Section 2.02 Acceptance of Trust Fund by Trustee; Review of Documentation for Trust Fund.

(a) The Trustee, by execution and delivery hereof and the below-referenced delivery to the Trustee of the Certification and Exception Report, acknowledges receipt by the Custodian on its behalf of the Trustee Mortgage Files pertaining to the Mortgage Loans listed on the Mortgage Loan Schedule, subject to review thereof by the Custodian on behalf of the Trustee in accordance with Section 3.2 of the Custodial Agreement and the exceptions set forth on the Exception Report. The Custodian, on behalf of the Trustee, will execute and deliver to the Trustee and the Depositor a Certification and Exception Report on the Closing Date in the forms required by the Custodial Agreement.

The Trustee, by execution and delivery hereof and the below-referenced delivery to the Trustee of the Credit File Certification and the Credit File Exception Report, acknowledges receipt by it (or by the Custodian on its behalf) of the Trustee Credit Files pertaining to the Mortgage Loans listed on the Mortgage Loan Schedule, subject to review thereof by the Custodian on behalf of the Trustee in accordance with Section 3A.2 of the Custodial Agreement and the exceptions set forth on the Credit File Exception Report. The Custodian, on behalf of the Trustee, will execute and deliver to the Trustee and the Depositor a Credit File Certification and a Credit File Exception Report on the Closing Date in the respective forms required by the Custodial Agreement.

(b) Within 270 days after the Closing Date, the Custodian, on behalf of the Trustee, will, for the benefit of Holders of the Certificates, review each related Trustee Mortgage File and Trustee Credit File to ascertain that all required documents set forth in the Custodial Agreement have been received and appear on their face to conform with the requirements set forth in the Custodial Agreement.

(c) Nothing in this Agreement shall be construed to constitute an assumption by the Trust Fund, the Trustee, the Custodian or the Certificateholders of any unsatisfied duty, claim or other liability on any Mortgage Loan or to any Mortgagor.

(d) Each of the parties hereto acknowledges that the Custodian shall perform the applicable review of the related Mortgage Loans and respective certifications as provided in the Custodial Agreement.

(e) Upon execution of this Agreement, the Depositor hereby delivers to the Trustee and the Trustee acknowledges receipt of the Acknowledgements, together with the Purchase Agreements, the Servicing Agreements and the Mortgage Loan Purchase and Sale Agreement.

Section 2.03 Representations and Warranties of the Depositor.

(a) The Depositor hereby represents and warrants to the Trustee, for the benefit of the Certificateholders, and to the Master Servicer and the Securities Administrator, as of the Closing Date or such other date as is specified, that:

(i) the Depositor is a corporation duly organized, validly existing and in good standing under the laws governing its creation and existence and has full corporate power and authority to own its property, to carry on its business as presently conducted, to enter into and perform its obligations under this Agreement, and to create the trust pursuant hereto;

(ii) the execution and delivery by the Depositor of this Agreement have been duly authorized by all necessary corporate action on the part of the Depositor; neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Depositor or its properties or the certificate of incorporation or bylaws of the Depositor;

(iii) the execution, delivery and performance by the Depositor of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except such as has been obtained, given, effected or taken prior to the date hereof;

(iv) this Agreement has been duly executed and delivered by the Depositor and, assuming due authorization, execution and delivery by the Trustee, the Master Servicer and the Securities Administrator, constitutes a valid and binding obligation of the Depositor enforceable against it in accordance with its terms except as such enforceability may be subject to (A) applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally and (B) general principles of equity regardless of whether such enforcement is considered in a proceeding in equity or at law;

(v) there are no actions, suits or proceedings pending or, to the knowledge of the Depositor, threatened or likely to be asserted, against or affecting the Depositor, before or by any court, administrative agency, arbitrator or governmental body (A) with respect to any of the transactions contemplated by this Agreement or (B) with respect to any other matter which in the judgment of the Depositor will be determined adversely to the Depositor and will if determined adversely to the Depositor materially and adversely affect it or its business, assets, operations or condition, financial or otherwise, or adversely affect its ability to perform its obligations under this Agreement;

(vi) immediately prior to the transfer and assignment of the Mortgage Loans to the Trustee, the Depositor was the sole owner and holder of each Mortgage Loan, and the Depositor had good and marketable title thereto, and had full right to transfer and sell each Mortgage Loan to the Trustee free and clear, subject only to (1) liens of current real property taxes and assessments not yet due and payable and, if the related Mortgaged Property is a condominium unit, any lien for common charges permitted by statute, (2) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage acceptable to mortgage lending institutions in the area in which the related Mortgaged Property is located and specifically referred to in the lender’s title insurance policy or attorney’s opinion of title and abstract of title delivered to the originator of such Mortgage Loan, and (3) such other matters to which like properties are commonly subject which do not, individually or in the aggregate, materially interfere with the benefits of the security intended to be provided by the Mortgage, of any encumbrance, equity, participation interest, lien, pledge, charge, claim or security interest, and had full right and authority, subject to no interest or participation of, or agreement with, any other party, to sell and assign each Mortgage Loan pursuant to this Agreement;

(vii) This Agreement creates either a sale or a valid and continuing security interest (as defined in the UCC), in the Mortgage Loans in favor of the Trustee, which security interest is prior to all other liens, and is enforceable as such against creditors of and purchasers from the Depositor;

(viii) The Mortgage Notes constitute “instruments” within the meaning of the applicable UCC;

(ix) Other than the security interest or ownership interest granted to the Trustee pursuant to this Agreement, the Depositor has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed any of the Mortgage Loans. The Depositor has not authorized the filing of and is not aware of any financing statement against the Depositor that includes a description of the collateral covering the Mortgage Loans other than a financing statement relating to the security interest granted to the Trustee hereunder or that has been terminated. The Depositor is not aware of any judgment or tax lien filings against the Depositor;

(x) None of the Mortgage Loans have any marks or notations indicating that such Mortgage Loans have been pledged, assigned or otherwise conveyed to any Person other than the Trustee; and

(xi) The Depositor has received all consents and approvals required by the terms of the Mortgage Loans to convey the Mortgage Loans hereunder to the Trustee.

The foregoing representations made in this Section 2.03 shall survive the termination of this Agreement and shall not be waived by any party hereto.

Section 2.04 Discovery of Seller Breach; Repurchase of Mortgage Loans.

(a) Pursuant to Section 2 of the Mortgage Loan Purchase and Sale Agreement, the Seller has (i) represented and warranted as of the Closing Date that, immediately prior to its transfer of Mortgage Loans under the Mortgage Loan Purchase and Sale Agreement, the Seller owned and had good, valid and marketable title to the Mortgage Loans free and clear of any Lien, claim or encumbrance of any Person and (ii) made certain other representations and warranties with respect to the Mortgage Loans, and each of the Depositor and the Trustee intend that the Mortgage Loans (including any Qualified Substitute Mortgage Loans) included in the Trust Fund satisfy such representations and warranties. The Depositor, for the benefit of the Trustee and the Certificateholders, hereby assigns any rights it has against the Seller with respect to such representations and warranties to the Trustee, and the Seller acknowledges that it has agreed to comply with the provisions of this Section 2.04 in respect of a breach of any of such representations and warranties.

It is understood and agreed that the representations and warranties set forth in Section 2 of the Mortgage Loan Purchase and Sale Agreement shall survive delivery of the Trustee Mortgage Files and the Trustee Credit Files and the sale and assignment of each Mortgage Loan to the Trustee and shall continue throughout the term of this Agreement. Upon discovery by the Depositor or the Seller of the breach by the Seller of any representation or warranty under the Mortgage Loan Purchase and Sale Agreement in respect of any Mortgage Loan, which materially adversely affects the value of that Mortgage Loan or the interest therein of the Certificateholders (a “Defective Mortgage Loan”) (each of such parties hereby agreeing to give written notice thereof to the Trustee and the other of such parties), the Trustee, or its designee, shall promptly notify the Depositor in writing of such breach and request that the Depositor cure or cause the cure of such breach within 90 days from the earlier of the date that the Depositor discovered or was notified of such breach, and if the Depositor does not cure or cause the cure of such breach in all material respects during such period, the Trustee shall enforce the Seller’s obligation under the Mortgage Loan Purchase and Sale Agreement to repurchase at the Repurchase Price or substitute that Mortgage Loan from the Trust Fund or, other than with respect to a breach of the representation and warranty as to good, valid and marketable title, make an indemnification payment with respect to such Mortgage Loan on or prior to the Determination Date following the expiration of such 90-day period; provided, however, that, in connection with any such breach that could not reasonably have been cured within such 90-day period, the Seller shall be required to repurchase or substitute or make an indemnification payment with respect to the Mortgage Loan no later than 120 days after its discovery or notice of such breach, and provided further, that, if such breach would cause the Mortgage Loan to be other than a “qualified mortgage” (as defined in the Code), then notwithstanding the previous provisions of this paragraph, the Seller shall be required to repurchase or substitute the Defective Mortgage Loan within 60 days from the date the defect was discovered and the Seller shall not have the option to make an indemnification payment with respect to such Mortgage Loan. Each determination as to whether there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis. The Repurchase Price for the repurchased Mortgage Loan shall be deposited in the Distribution Account, and the Trustee, or its designee, upon receipt of written certification of such deposit, shall release to the Seller the related Trustee Mortgage File and Trustee Credit File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, representation or warranties, as either party shall furnish to the Trustee and as shall be necessary to vest in such party any Mortgage Loan released pursuant hereto and the Trustee, or its designee, shall have no further responsibility with regard to such Trustee Mortgage File and Trustee Credit File (it being understood that the Trustee shall have no responsibility for determining the sufficiency of such assignment for its intended purpose). It is understood and agreed that the obligation of the Seller to cure, to cause the cure of or to repurchase or substitute or make an indemnification payment with respect to any Mortgage Loan as to which such a breach has occurred and is continuing shall constitute the sole remedy against such party respecting such omission, defect or breach available to the Trustee on behalf of the Certificateholders. Costs and expenses incurred by the Trustee pursuant to this Section 2.04, to the extent not reimbursed by the Seller, shall be reimbursed by the Trust Fund, subject to the limitation in clause (C) of the definition of Available Distribution Amount.

(b) The Seller indemnifies and holds the Trust Fund, the Trustee, the Master Servicer, the Securities Administrator, the Depositor and each Certificateholder harmless against any and all taxes, claims, losses, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments, and any other costs, fees and expenses that the Trust Fund, the Trustee, the Master Servicer, the Securities Administrator, the Depositor and any Certificateholder may sustain in connection with any actions of the Seller relating to a repurchase of a Mortgage Loan other than in compliance with the terms of this Section 2.04 and the Mortgage Loan Purchase and Sale Agreement, to the extent that any such action causes an Adverse REMIC Event.

Section 2.05 Obligations in Respect of Alleged Breach of Originator Representations and Warranties.

(a) (i) The Trustee shall be obligated to pursue an action against an Originator in respect of any alleged breach of a representation and warranty set forth in the applicable Purchase Agreement or against the Seller if the Seller has an obligation to cure a breach, repurchase or substitute for or make an indemnification payment with respect to a Mortgage Loan under the Mortgage Loan Purchase and Sale Agreement upon its receipt of (1) (A) written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Senior Certificates, for so long as there is a Controlling Holder under this Agreement or (B) written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates, if there is no Controlling Holder under this Agreement and (2) an agreement by Holders directing the Trustee to take such action to provide in advance to the Trustee funds to pay for any fees, costs and expenses incurred by the Trustee, and to provide any indemnification reasonably requested by the Trustee. The Trustee shall provide notice to the Controlling Holder prior to taking any such action. However, Certificateholders shall not have the right to require the Trustee to pursue any action with respect to any Mortgage Loan as to which a final and binding decision by an arbitrator has already been issued, regardless of the particular claims made. In connection with any such action described in this Section 2.05(a)(i), the Trustee shall seek reimbursement for its fees, costs and expenses from the applicable Originator under the terms of the related Purchase Agreement or from the Seller under the terms of the Mortgage Loan Purchase and Sale Agreement if directed to do so by the Certificateholders that provided such funds to the Trustee pursuant to the agreement described in clause (2) above. If the Trustee recovers any such fees, costs and expenses from the Originator or the Seller, as applicable, the Trustee shall pay such amounts to such Certificateholders. To the extent the Trustee is not reimbursed by the Originator or the Seller, as applicable, or the applicable Certificateholders, the Trustee shall be reimbursed by the Trust Fund, subject to the limitation in clause (C) of the definition of Available Distribution Amount.

(ii) In addition, if the Trustee receives written notice, from a Person in a position to have knowledge of the facts and circumstances stated in such notice, of any breach of a representation or warranty regarding a Mortgage Loan made by an Originator or the Seller, which would give rise to an obligation to cure such breach, or repurchase, substitute for or make an indemnification payment with respect to any related Mortgage Loan as described herein, then, unless a final and binding decision by an arbitrator has been issued with respect to such Mortgage Loan, the Trustee in reliance on such notice shall (i) demand that the applicable Originator or the Seller, if the Seller has such an obligation, cure such breach, or repurchase, substitute for or make an indemnification payment with respect to the related Mortgage Loan, and (ii) notify the Certificateholders of the Trustee’s receipt of such notice and of the Trustee’s submission of such demand. If the Originator or Seller, as applicable, responds to the demand within 60 days of the date of the demand, the Trustee will negotiate with such party so long as such party is pursuing negotiations in good faith. If the Originator or Seller does not respond within 60 days of the date of the demand, or if the demand is not resolved within 180 days of such date, then the Trustee will not be required to pursue further action in connection with such demand unless it has received (i) (a) written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Senior Certificates, if there is a Controlling Holder under this Agreement or (b) written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates, if there is no longer a Controlling Holder under this Agreement and (ii) an agreement by Holders directing the Trustee to take such action to provide in advance to the Trustee funds to pay for any fees, costs and expenses incurred by the Trustee, and provide any indemnification reasonably requested by the Trustee. Prior to taking any action at the direction of Certificateholders, the Trustee will notify the Controlling Holder, if any. The Trustee shall seek to recover its fees, costs and expenses from the Originator under the terms of the applicable Purchase Agreement or from the Seller under the terms of the Mortgage Loan Purchase and Sale Agreement if directed to do so by the Certificateholders that provided such funds to the Trustee as described above. If the Trustee recovers any such fees, costs and expenses, it will be obligated to pay such amounts to such Certificateholders. To the extent not reimbursed by the Originator or the Seller, as applicable, or the fees, costs and expenses of applicable Certificateholders, the Trustee shall be reimbursed by the Trust Fund, subject to the limitation in clause (C) of the definition of Available Distribution Amount.

(b) (i) The Master Servicer shall promptly notify the Securities Administrator, who shall notify the Controlling Holder (if any) and the Trustee of each Mortgage Loan that becomes Delinquent for more than 120 days. The Controlling Holder (at its own expense) or, if there is no longer a Controlling Holder, the Trustee (at the expense of the Trust Fund, subject to the limitation in clause (C) of the definition of Available Distribution Amount), shall engage a third party to review each Mortgage Loan that has been Delinquent for more than 120 days, other than any such Mortgage Loan that was the subject of a previous arbitration proceeding under the related Purchase Agreement or under the Mortgage Loan Purchase and Sale Agreement, to review whether any breaches of the representations and warranties given by an Originator under the related Purchase Agreement have occurred or if the Seller has an obligation to cure a breach, repurchase or substitute for or make an indemnification payment with respect to a Mortgage Loan under the Mortgage Loan Purchase and Sale Agreement. Such third party shall be a recognized third party with experience performing due diligence on residential mortgage loans and shall not be the same party that performed the pre-offering review of the Mortgage Loans. Any such review shall include, at a minimum, a review as to whether the Mortgage Loan was underwritten in accordance with the Originator's underwriting standards in effect at the time of origination, whether the Mortgage Loan was originated in accordance with all applicable laws and regulations, and whether any fraud may have occurred in connection with the origination of the Mortgage Loan. The third party shall report its findings and provide an attestation that its review and report have not been influenced or affected by interested parties. If, as a result of such review, there is evidence that a breach of a representation or warranty may have occurred requiring the Originator or the Seller to cure such breach, repurchase or substitute for or make an indemnification payment with respect to the related Mortgage Loan, then the Controlling Holder or the Trustee, as applicable, will enforce such obligation, including participating in an arbitration proceeding pursuant to the related Purchase Agreement or the Mortgage Loan Purchase and Sale Agreement, if necessary. If the Controlling Holder is the same entity as or an Affiliate of the party against which an enforcement action is to be taken, then the Trustee will enforce the remedy obligation of such party. If the Trustee is obligated to take such an action, the Trustee shall first (i) demand that the applicable Originator or the Seller, if the Seller has such an obligation, cure such breach, or repurchase, substitute for or make an indemnification payment with respect to the related Mortgage Loan, and (ii) notify the Certificateholders of the Trustee’s submission of such demand. If the Originator or Seller, as applicable, responds to the demand within 60 days of the date of the demand, the Trustee will negotiate with such party so long as such party is pursuing negotiations in good faith. If the Originator or Seller does not respond within 60 days of the date of the demand, or if the demand is not resolved within 180 days of such date, then the Trustee will not be required to pursue further action in connection with such demand unless it has received (i) (a) written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Senior Certificates, if there is a Controlling Holder under this Agreement or (b) written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates, if there is no longer a Controlling Holder under this Agreement and (ii) an agreement by Holders directing the Trustee to take such action to provide in advance to the Trustee funds to pay for any fees, costs and expenses incurred by the Trustee in pursuing such further action, and provide any indemnification reasonably requested by the Trustee. In connection with any such action against an Originator or the Seller, the Trustee shall pursue reimbursement for its fees, costs and expenses from such Originator under the terms of the related Purchase Agreement or from the Seller under the terms of the Mortgage Loan Purchase and Sale Agreement, if directed to do so by the Certificateholders that provided such funds to the Trustee as described above. If the Trustee recovers any such fees, costs and expenses, it will be obligated to pay these amounts to such Certificateholders. To the extent not reimbursed by the Originator or the Seller, as applicable, or the applicable Certificateholders, the Trustee shall be reimbursed by the Trust Fund, subject to the limitation in clause (C) of the definition of Available Distribution Amount.

(ii) If, as a result of a review of a Mortgage Loan conducted pursuant to Section 2.05(b)(i) above, the Controlling Holder or the Trustee, as applicable, concludes that a breach of a representation or warranty that would require the Originator or the Seller to cure, repurchase or substitute for or make an indemnification payment with respect to the related Mortgage Loan has not occurred, then such party shall notify the Securities Administrator in writing and the Certificateholders shall be notified of this decision and provided details of the review pursuant to a Distribution Date Statement; provided, that the Securities Administrator shall only be required to include such notification and any related details on any Distribution Date Statement to the extent it has received the same. The Certificateholders may direct the Trustee to enforce a remedy obligation despite such a determination by either the Controlling Holder or the Trustee if, within thirty days of notification of the Certificateholders, (i) the Trustee receives written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates and (ii) the Holders directing the Trustee to enforce the remedy obligation agree to provide in advance to the Trustee funds to pay for any costs and expenses incurred by the Trustee and to provide any indemnification reasonably requested by the Trustee. In connection with any such action against an Originator or the Seller, the Trustee shall pursue reimbursement for its fees, costs and expenses from such Originator under the terms of the related Purchase Agreement or from the Seller under the terms of the Mortgage Loan Purchase and Sale Agreement, if directed to do so by the Certificateholders that provided such funds to the Trustee as described above. If the Trustee recovers any such fees, costs and expenses, it will be obligated to pay such amounts to such Certificateholders. To the extent not reimbursed by the originator or the seller, as applicable, or the applicable Certificateholders, the Trustee shall be reimbursed by the Trust Fund, subject to the limitation in clause (C) of the definition of Available Distribution Amount.

(c) If an Originator has breached a representation under the related Purchase Agreement stating that a Mortgage Loan is a “qualified mortgage” (as defined in the REMIC Provisions) and the Originator fails to repurchase such non-qualified Mortgage Loan within ninety days from the date the defect was discovered, the Depositor shall use commercially reasonable efforts to sell such Mortgage Loan for its fair market value, as determined by the Depositor and which may be less than its outstanding principal balance, within ninety days from the date the defect was discovered. The Trustee will release the applicable Mortgage Loan upon receipt of the sale price in accordance with the procedures set forth in Section 2.04(a) hereof.

Section 2.06 Intention of Parties.

(a) Notwithstanding any other provision of this Agreement, it is intended by each of the parties hereto that the conveyance of the Depositor’s right, title and interest in and to property constituting the Trust Fund pursuant to this Agreement shall constitute, and shall be construed as, a sale of such property and not a grant of a security interest to secure a loan or other obligation, so that the Trustee shall be the owner of the Trust Fund for the benefit of the holders of the Certificates.

However, in the event that, notwithstanding the intent of the parties, the Trust Fund is held to be the property of the Depositor, or if for any other reason this Agreement is held or deemed to create a security interest in the Trust Fund, then (a) this Agreement shall constitute a security agreement, and (b) the conveyance provided for in Section 2.01 shall be deemed to be a grant by the Depositor to the Trustee of, and the Depositor hereby grants to the Trustee, to secure all of the Depositor’s obligations hereunder, a security interest in all of the Depositor’s right, title, and interest, whether now owned or hereafter acquired, in and to (i) the Mortgage Loans, (ii) all other property in the Trust Fund, (iii) all accounts, chattel paper, deposit accounts, documents, general intangibles, goods, instruments, investment property, letter of credit rights, letters of credit, money, and oil, gas, and other minerals, consisting of, arising from, or relating to, any of the foregoing, and (iv) all proceeds of the foregoing.

(b) The Depositor shall, to the extent consistent with this Agreement, take such reasonable actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the Trust Fund, such security interest would be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of this Agreement. The Depositor will, at its own expense, make all initial filings on or about the Closing Date and shall forward a copy of such filing or filings to the Trustee. Without limiting the generality of the foregoing, the Depositor shall prepare and forward for filing, or shall cause to be forwarded for filing, at the expense of the Depositor, all filings necessary to maintain the effectiveness of any original filings necessary under the relevant UCC to perfect the Trustee’s security interest in the Trust Fund, including without limitation (i) continuation statements, and (ii) such other statements as may be occasioned by (A) any change of name of the Seller, the Depositor or the Trustee, (B) any change of location of the Seller or the Depositor, or (C) any change under the relevant UCC or other applicable laws. Neither of the Seller nor the Depositor shall organize under the law of any jurisdiction other than the State under which each is organized as of the Closing Date (whether changing its jurisdiction of organization or organizing under the laws of an additional jurisdiction) without giving 30 days prior written notice of such action to its immediate and intermediate transferee, including the Trustee. Before effecting such change, the Seller or the Depositor proposing to change its jurisdiction of organization shall prepare and file in the appropriate filing office any financing statements or other statements necessary to continue the perfection of the interests of its immediate and mediate transferees, including the Trustee, in the Mortgage Loans. In connection with the transactions contemplated by this Agreement, each of the Seller and the Depositor authorizes its immediate or mediate transferee to file in any filing office any initial financing statements, any amendments to financing statements, any continuation statements, or any other statements or filings described in this paragraph (b).

Section 2.07 Controlling Holder Assumption of Purchase Agreement and Servicing Agreement Rights.

(a) [Reserved].

(b) By its purchase of the applicable Class of Subordinate Certificates, the Controlling Holder assumes the rights and all related responsibilities of the Trustee as “Purchaser” under each Purchase Agreement and Servicing Agreement as set forth in the “Controlling Holder Rights” section of each applicable Acknowledgement, and shall be entitled to exercise such rights in its sole discretion. The Depositor, the Controlling Holder and each other Certificateholder, by its acceptance of any Certificate or any beneficial ownership interest therein, each acknowledges and agrees that (i) the Controlling Holder may exercise such rights in such a manner that may not be in the best interests of all of the Certificateholders, (ii) none of the Master Servicer, the Securities Administrator or the Trustee shall have any liability with respect to any acts or omissions of the Controlling Holder in the exercise of such rights, and (iii) none of the Master Servicer, the Securities Administrator or the Trustee shall have any duty or obligation to exercise any such rights in the place or stead of the Controlling Holder (so long as there is a Controlling Holder) or to monitor or oversee the exercise of any such rights by the Controlling Holder. The Controlling Holder agrees that it shall exercise its rights in such a manner as will maximize returns to all Classes of Certificateholders taken as a whole.

(c) Each of the Master Servicer, the Securities Administrator and the Trustee shall cooperate with the Controlling Holder as may be reasonably necessary for the Controlling Holder to exercise its rights hereunder and under the Purchase Agreements and the Servicing Agreements; provided, however, that, except as otherwise provided in Section 2.05, the Trustee shall not be required to take any legal action or participate in or facilitate any arbitration proceeding or other litigation relating to the Mortgage Loans or the obligations of the Originators or the Servicers with respect thereto unless and until it is directed in writing by the Controlling Holder and it is assured of the recovery of its expenses from the Controlling Holder; provided, further, that the Master Servicer and the Securities Administrator shall only be required to provide to the Controlling Holder any information it actually has in its possession.

(d) The Controlling Holder shall indemnify each of the Master Servicer, the Securities Administrator and the Trustee and hold it harmless from and against any claim, loss, liability, damage, cost or expense (including, without limitation, reasonable legal fees and expenses) incurred or expended by the Master Servicer, the Securities Administrator or the Trustee (without negligence or willful misconduct on the part of the Master Servicer, the Securities Administrator or the Trustee) with respect to claims of a third party arising from any act or omission of the Controlling Holder in the exercise of its rights as Controlling Holder hereunder and under the Purchase Agreements and the Servicing Agreements.

(e) If the Controlling Holder transfers its ownership interest in any Class of Certificates in a manner resulting in there being no Controlling Holder under this Agreement or a change in the Controlling Holder, it shall so notify the Master Servicer, the Securities Administrator and the Trustee. If the Depositor has actual knowledge of a change in Controlling Holder or that there is no Controlling Holder under this Agreement, it shall so notify the Master Servicer, the Securities Administrator and the Trustee.

Section 2.08 Obligations in Respect of Proposed Eminent Domain Mortgage Loan Acquisition.

(a) The Master Servicer or the Trustee will promptly notify the Controlling Holder (if any), and the Master Servicer or the Trustee, as applicable, if one of its Responsible Officers has received notice that any governmental entity intends to acquire a Mortgage Loan through the exercise of its power of eminent domain. The Controlling Holder shall obtain or cause to be obtained or, if there is no longer a Controlling Holder, the Trustee shall cause the applicable Servicer to obtain, a valuation on the related property in the form of a broker’s price opinion or another valuation method that it deems appropriate. The Controlling Holder, if any, may also engage a third party to review each such Mortgage Loan to determine whether the payment offered by such governmental entity for the Mortgage Loan is the fair market value (the “Fair Value”) of such Mortgage Loan. Any such third party reviewer must be a recognized third party with experience performing valuations of residential mortgage loans. The Controlling Holder, if any, also may engage legal counsel to assess the legality of such governmental entity’s proposed exercise of its power of eminent domain to acquire the Mortgage Loan to determine whether there are bona fide legal grounds for contesting such acquisition (without regard to issues relating to the amount of compensation to be paid) (each such determination referred to herein as a “legality determination”). If, as a result of such review, the Controlling Holder determines that the offered payment does not constitute the Fair Value of the Mortgage Loan or that there may be bona fide legal grounds to contest such proposed acquisition, then the Controlling Holder may contest such acquisition through appropriate legal proceedings.

(b) If, as a result of a review conducted pursuant to Section 2.08(a) above, the Controlling Holder concludes that it will not contest the proposed acquisition, then the Controlling Holder shall notify the Master Servicer, the Securities Administrator and the Trustee in writing and the Securities Administrator forward to the Certificateholders a copy of this decision pursuant to a Distribution Date Statement; provided, that the Securities Administrator shall only be required to include such notification and any related details on any Distribution Date Statement to the extent it has received the same. After such notification has been delivered, notwithstanding such a determination by the Controlling Holder, the Certificateholders may direct the Trustee to contest an acquisition of a Mortgage Loan through exercise of the power of eminent domain, or the amount of the offered payment for such Mortgage Loan, if, within thirty days of notification of the Certificateholders, (i) the Trustee receives written direction to do so by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates and (ii) the Holders directing the Trustee to take such action agree to provide in advance to the Trustee funds to pay for any fees, costs and expenses incurred by the Trustee and to provide any indemnification reasonably requested by the Trustee. In connection with any such action, the Trustee shall pursue reimbursement for its fees, costs and expenses from the governmental entity, if directed to do so by the Certificateholders that provided such funds to the Trustee as described above. If the Trustee recovers any such fees, costs and expenses, it shall be obligated to pay such amounts to such Certificateholders unless the Certificateholders directing the Trustee have not satisfied their obligations to pay the fees, costs, expenses and indemnities of the Trustee in taking such action, in which case such amounts shall be retained by the Trustee for such purposes. To the extent not reimbursed by the governmental entity or the Certificateholders, the Trustee shall be reimbursed by the Trust Fund for any costs incurred by it in connection with the performance of such duties, subject to the limitation in clause (C) of the definition of Available Distribution Amount.

(c) If there is no longer a Controlling Holder, the Trustee shall notify the Master Servicer and the Certificateholders that it has received notice that a governmental entity intends to acquire a Mortgage Loan through the exercise of its power of eminent domain and of the results of the valuation on the related property obtained. The Trustee shall take such other actions with respect to the action of the governmental authority as are consistent with the instructions of the Certificateholders, provided the Trustee shall have no duty or obligation to take such actions except (i) in accordance with the written direction by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates and (ii) an agreement by Holders directing the Trustee to take such action to provide in advance to the Trustee funds to pay for any fees, costs and expenses incurred by the Trustee, and provide any indemnification reasonably requested by the Trustee. In connection with any such action, the Trustee shall pursue reimbursement for its fees, costs and expenses from such governmental entity if directed to do so by the Certificateholders that provided such funds to the Trustee as described above. If the Trustee recovers any such fees, costs and expenses, it shall be obligated to reimburse such amounts to such Certificateholders unless the Certificateholders directing the Trustee have not satisfied their obligations to pay the fees, costs, expenses and indemnities of the Trustee in taking such action, in which case such amounts shall be retained by the Trustee for such purposes. To the extent not reimbursed by the governmental entity or the Certificateholders, the Trustee shall be reimbursed by the Trust Fund for any costs incurred by it in connection with the performance of such duties, subject to the limitation in clause (C) of the definition of Available Distribution Amount.

For the avoidance of doubt, neither the Controlling Holder nor The trustee shall be liable for any legality determination or determination of Fair Value made as described above, or any actions taken by them with respect to or in reliance on such determinations.

(d) In performing its duties under this Section 2.08, each of the Controlling Holder and the Trustee may rely upon, and shall be protected in acting or refraining from acting upon, any legality determination by a nationally recognized law firm and any determination of Fair Value by a recognized third party with experience in performing valuations of residential mortgage loans.

ARTICLE III

THE CERTIFICATES

Section 3.01 The Certificates.

(a) The Certificates shall be issuable in registered form only and shall be securities governed by Article 8 of the New York UCC. The Certificates will be evidenced by one or more certificates, ownership of which will be held in the minimum denominations in Certificate Principal Amount or Notional Amount specified in the Preliminary Statement to this Agreement and in integral multiples of $1 in excess thereof, or in the Percentage Interests specified in the Preliminary Statement to this Agreement, as applicable.

(b) The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer of the Trustee. Each Certificate shall, on original issue, be authenticated by the Authenticating Agent upon the order of the Depositor upon the sale of the Mortgage Loans to the Trustee as described in Section 2.01. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate a certificate of authentication substantially in the form provided for herein, executed by an authorized officer of the Authenticating Agent, by manual signature, and such certification upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder. All Certificates shall be dated the date of their authentication.

(c) The Class B-4, Class B-5, Class R and Class LT-R Certificates are offered and sold in reliance on the exemption from registration under Rule 144A under the Securities Act and shall be issued with the applicable legends set forth in Exhibit A. The Class B-4 and Class B-5 Certificates shall be issued initially as Definitive Certificates and the Class R and Class LT-R Certificates shall be issued only as Definitive Certificates.

Section 3.02 Registration.

The Securities Administrator is hereby appointed, and the Securities Administrator hereby accepts its appointment as, initial Certificate Registrar in respect of the Certificates and shall maintain books for the registration and for the transfer of Certificates (the “Certificate Register”). A registration book shall be maintained for the Certificates collectively. The Certificate Registrar may at any time resign by giving at least 30 days' advance written notice of resignation to the Trustee, the Depositor and the Master Servicer. The Trustee may at any time remove the Certificate Registrar by giving written notice of such removal to such Certificate Registrar, the Depositor and the Master Servicer. Upon receiving a notice of resignation or upon such a removal, the Trustee may appoint a bank or trust company to act as successor certificate registrar, shall give written notice of such appointment to the Depositor and the Master Servicer and shall mail notice of such appointment to all Holders of Certificates. Any successor certificate registrar upon acceptance of its appointment hereunder shall become vested with all the rights, powers, duties and responsibilities of its predecessor hereunder, with like effect as if originally named as Certificate Registrar. The Certificate Registrar may appoint, by a written instrument delivered to the Holders and the Master Servicer, any bank or trust company to act as co-registrar under such conditions as the Certificate Registrar may prescribe; provided, however, that the Certificate Registrar shall not be relieved of any of its duties or responsibilities hereunder by reason of such appointment.

Section 3.03 Transfer and Exchange of Certificates.

(a) A Certificate (other than Book-Entry Certificates which shall be subject to Section 3.09 hereof) may be transferred by the Holder thereof only upon presentation and surrender of such Certificate at the office of the Certificate Registrar duly endorsed or accompanied by an assignment duly executed by such Holder or his duly authorized attorney in such form as shall be satisfactory to the Certificate Registrar. Upon the transfer of any Certificate in accordance with the preceding sentence, the Trustee shall execute, and the Authenticating Agent shall authenticate and deliver to the transferee, one or more new Certificates of the same Class and evidencing, in the aggregate, the same aggregate Certificate Principal Amount (or Notional Amount) as the Certificate being transferred. No service charge shall be made to a Certificateholder for any registration of transfer of Certificates, but the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any registration of transfer of Certificates. The Certificate Registrar shall be permitted to request such evidence reasonably satisfactory to it documenting the identity and/or signatures of the transferor and transferee, with such signature guaranteed by an "eligible guarantor institution" meeting the requirements of the Registrar, which requirements include membership or participation in Securities Transfer Agents Medallion Program (STAMP) or such other "signature guarantee program" as may be determined by the Registrar in addition to, or in substitution for, STAMP, all in accordance with the Exchange Act.

(b) A Certificate may be exchanged by the Holder thereof for any number of new Certificates of the same Class, in authorized denominations, representing in the aggregate the same Certificate Principal Amount (or Notional Amount) as the Certificate surrendered, upon surrender of the Certificate to be exchanged at the office of the Certificate Registrar duly endorsed or accompanied by a written instrument of transfer duly executed by such Holder or his duly authorized attorney in such form as is satisfactory to the Certificate Registrar. Certificates delivered upon any such exchange will evidence the same obligations, and will be entitled to the same rights and privileges, as the Certificates surrendered. No service charge shall be made to a Certificateholder for any exchange of Certificates, but the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any exchange of Certificates. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, and the Authenticating Agent shall authenticate, date and deliver the Certificates which the Certificateholder making the exchange is entitled to receive.

(c) By acceptance of a Restricted Certificate, whether upon original issuance or subsequent transfer, each Holder of such a Certificate acknowledges the restrictions on the transfer of such Certificate set forth thereon and agrees that it will transfer such a Certificate only as provided herein.

The following restrictions shall apply with respect to the transfer and registration of transfer of a Restricted Certificate to a transferee that takes delivery in the form of a Definitive Certificate:

(i) The Certificate Registrar shall register the transfer of a Restricted Certificate if the requested transfer is (x) to the Depositor or an affiliate (as defined in Rule 405 under the Securities Act) of the Depositor or (y) being made to a “qualified institutional buyer” (a “QIB”) as defined in Rule 144A under the Securities Act by a transferor that has provided the Certificate Registrar with a certificate in the form of Exhibit E-1 hereto and has furnished to the Certificate Registrar a certificate of the transferee in the form of Exhibit E-2 hereto; and

(ii) The Certificate Registrar shall register the transfer of a Restricted Certificate if the requested transfer is being made to an “accredited investor” under Rule 501(a)(1), (2), (3) or (7) under the Securities Act, or to any Person all of the equity owners in which are such accredited investors, by a transferor who furnishes to the Certificate Registrar a letter of the transferee substantially in the form of Exhibit F hereto.

(d) (i) No transfer of an ERISA-Restricted Certificate in the form of a Definitive Certificate shall be made to any Person or shall be effective unless the Certificate Registrar, on behalf of the Securities Administrator, has received (A) a certificate substantially in the form of Exhibit G hereto (or Exhibit B, in the case of a Residual Certificate) from such transferee or (B) in the case of an ERISA-Restricted Certificate that is not a Residual Certificate, an Opinion of Counsel satisfactory to the Certificate Registrar to the effect that the purchase and holding of such a Certificate will not constitute or result in prohibited transactions under Title I of ERISA or Section 4975 of the Code and will not subject the Certificate Registrar, the Trustee, the Master Servicer, the Depositor or the Securities Administrator to any obligation in addition to those undertaken in this Agreement; provided, however, that the Certificate Registrar will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Certificate Registrar has rendered an opinion to the effect that the purchase and holding of an ERISA-Restricted Certificate (other than a Residual Certificate) by a Plan or a Person that is purchasing or holding such a Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under Title I of ERISA or Section 4975 of the Code. Each Transferee of an ERISA-Restricted Certificate that is a Book-Entry Certificate shall be deemed to have made the representations set forth in Exhibit G. The preparation and delivery of the certificate and opinions referred to above shall not be an expense of the Trust Fund, the Certificate Registrar, the Trustee, the Master Servicer, the Depositor or the Securities Administrator.

Notwithstanding the foregoing, no opinion or certificate shall be required for the initial issuance of the ERISA-Restricted Certificates. The Certificate Registrar shall have no obligation to monitor transfers of Book-Entry Certificates that are ERISA-Restricted Certificates and shall have no liability for transfers of such Certificates in violation of the transfer restrictions. The Certificate Registrar shall be under no liability to any Person for any registration of transfer of any ERISA-Restricted Certificate that is in fact not permitted by this Section 3.03(d) and none of the Securities Administrator, the Trustee or the Paying Agent shall have any liability for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the transfer was registered by the Certificate Registrar in accordance with the foregoing requirements. The Securities Administrator, on behalf of the Trustee, shall be entitled, but not obligated, to recover from any Holder of any ERISA-Restricted Certificate that was in fact a Plan or a Person acting on behalf of, or an entity holding “plan assets” of, a Plan any payments made on such ERISA-Restricted Certificate at and after either such time. Any such payments so recovered by the Securities Administrator shall be paid and delivered by the Securities Administrator to the last preceding Holder of such Certificate that is not such a Plan or Person acting on behalf of, or an entity holding “plan assets” of, a Plan.

(ii) If any ERISA-Restricted Certificate, or any interest therein, is acquired or held in violation of the provisions of the preceding two paragraphs, then upon receipt by the Certificate Registrar of written notice that the registration of transfer of such ERISA-Restricted Certificate was not permitted by this Section 3.03(d), the next preceding permitted beneficial owner will be treated as the beneficial owner of that ERISA-Restricted Certificate, retroactive to the date of transfer to the purported beneficial owner. Any purported beneficial owner whose acquisition or holding of an ERISA-Restricted Certificate, or interest therein, was effected in violation of the provisions of the preceding paragraph shall indemnify to the extent permitted by law and hold harmless the Depositor and the Certificate Registrar from and against any and all liabilities, claims, costs or expenses incurred by such parties as a result of such acquisition or holding.

(e) As a condition of the registration of transfer or exchange of any Certificate, the Certificate Registrar may require the certified taxpayer identification number of the owner of the Certificate and the payment of a sum sufficient to cover any tax or other governmental charge imposed in connection therewith; provided, however, that the Certificate Registrar shall have no obligation to require such payment or to determine whether or not any such tax or charge may be applicable. No service charge shall be made to the Certificateholder for any registration, transfer or exchange of a Certificate.

(f) Notwithstanding anything to the contrary contained herein, no Residual Certificate may be owned, pledged or transferred, directly or indirectly, by or to (i) a Disqualified Organization or (ii) an individual, corporation or partnership or other person unless such person is (A) not a Non-U.S. Person or (B) is a Non-U.S. Person that holds a Residual Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Certificate Registrar with an effective Internal Revenue Service Form W-8ECI or successor form at the time and in the manner required by the Code (any such person who is not covered by clause (A) or (B) above is referred to herein as a “Non-permitted Foreign Holder”).

Prior to and as a condition of the registration of any transfer, sale or other disposition of a Residual Certificate, the proposed transferee shall deliver to the Certificate Registrar, on behalf of the Trustee, an affidavit in substantially the form attached hereto as Exhibit B representing and warranting, among other things, that such transferee is neither a Disqualified Organization, an agent or nominee acting on behalf of a Disqualified Organization, nor a Non-permitted Foreign Holder (any such transferee, a “Permitted Transferee”), and the proposed transferor shall deliver to the Certificate Registrar an affidavit in substantially the form attached hereto as Exhibit C. In addition, the Certificate Registrar may (but shall have no obligation to) require, prior to and as a condition of any such transfer, the delivery by the proposed transferee of an Opinion of Counsel, addressed to the Certificate Registrar and the Depositor, that such proposed transferee or, if the proposed transferee is an agent or nominee, the proposed beneficial owner, is not a Disqualified Organization, agent or nominee thereof, or a Non-permitted Foreign Holder. Notwithstanding the registration in the Certificate Register of any transfer, sale, or other disposition of a Residual Certificate to a Disqualified Organization, an agent or nominee thereof, or Non-permitted Foreign Holder, such registration shall be deemed to be of no legal force or effect whatsoever and such Disqualified Organization, agent or nominee thereof, or Non-permitted Foreign Holder shall not be deemed to be a Certificateholder for any purpose hereunder, including, but not limited to, the receipt of distributions on such Residual Certificate. The Depositor, the Certificate Registrar, the Trustee, the Securities Administrator and the Paying Agent shall be under no liability to any Person for any registration or transfer of a Residual Certificate to a Disqualified Organization, agent or nominee thereof or Non-permitted Foreign Holder or for the Paying Agent making any payments due on such Residual Certificate to the Holder thereof or for taking any other action with respect to such Holder under the provisions of this Agreement, so long as the transfer was effected in accordance with this Section 3.03(f), unless a Responsible Officer of the Certificate Registrar shall have actual knowledge at the time of such transfer or the time of such payment or other action that the transferee is a Disqualified Organization, or an agent or nominee thereof, or Non-permitted Foreign Holder. The Certificate Registrar shall be entitled, but not obligated, to recover from any Holder of a Residual Certificate that was a Disqualified Organization, agent or nominee thereof, or Non-permitted Foreign Holder at the time it became a Holder or any subsequent time it became a Disqualified Organization, agent or nominee thereof, or Non-permitted Foreign Holder, all payments made on such Residual Certificate at and after either such times (and all costs and expenses, including but not limited to attorneys’ fees, incurred in connection therewith). Any payment (not including any such costs and expenses) so recovered by the Certificate Registrar shall be paid and delivered to the last preceding Holder of such Residual Certificate.

If any purported transferee shall become a registered Holder of a Residual Certificate in violation of the provisions of this Section 3.03(f), then upon receipt by the Certificate Registrar of written notice that the registration of transfer of such Residual Certificate was not in fact permitted by this Section 3.03(f), the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of such registration of transfer of such Residual Certificate. The Depositor, the Certificate Registrar, the Securities Administrator, the Trustee and the Paying Agent shall be under no liability to any Person for any registration of transfer of a Residual Certificate that is in fact not permitted by this Section 3.03(f), or for the Paying Agent making any payment due on such Certificate to the registered Holder thereof or for taking any other action with respect to such Holder under the provisions of this Agreement so long as the transfer was registered upon receipt of the affidavit described in the preceding paragraph of this Section 3.03(f).

The following legend shall appear on all Residual Certificates:

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE DEPOSITOR AND THE CERTIFICATE REGISTRAR, ON BEHALF OF THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT EITHER (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (B) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (C) ANY ORGANIZATION DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (D) AN ELECTING LARGE-PARTNERSHIP WITHIN THE MEANING OF SECTION 775 OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C) OR (D) BEING HEREINAFTER REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (E) AN AGENT OF A DISQUALIFIED ORGANIZATION AND (2) NO PURPOSE OF SUCH TRANSFER IS TO ENABLE THE TRANSFEROR TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX. SUCH AFFIDAVIT SHALL INCLUDE CERTAIN REPRESENTATIONS AS TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE AND ITS STATUS AS A NON-US PERSON (IF APPLICABLE). NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OF ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CLASS [R] [LT-R] CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THE CLASS [R] [LT-R] CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.

(g) Each Holder or Certificate Owner of a Restricted Certificate, ERISA-Restricted Certificate or Residual Certificate, or an interest therein, by such Holder’s or Owner’s acceptance thereof, shall be deemed for all purposes to have consented to the provisions of this section.

(h) Neither the Seller nor the Depositor shall be the Holder of any Subordinate Certificates.

Section 3.04 Cancellation of Certificates.

Any Certificate surrendered for registration of transfer or exchange shall be cancelled and retained in accordance with normal retention policies with respect to cancelled certificates maintained by the Trustee or the Certificate Registrar.

Section 3.05 Replacement of Certificates.

If (i) any Certificate is mutilated and is surrendered to the Certificate Registrar or (ii) the Certificate Registrar receives evidence to its satisfaction of the destruction, loss or theft of any Certificate, and there is delivered to the Certificate Registrar such security or indemnity as may be required by them to save each of them harmless, then, in the absence of written notice to the Certificate Registrar that such destroyed, lost or stolen Certificate has been acquired by a protected purchaser, the Trustee shall execute and the Authenticating Agent shall authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor and Certificate Principal Amount. Upon the issuance of any new Certificate under this Section 3.05, the Depositor or the Certificate Registrar may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee, the Depositor, the Certificate Registrar or the Securities Administrator) connected therewith. Any replacement Certificate issued pursuant to this Section 3.05 shall constitute complete and indefeasible evidence of ownership in the applicable Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

If after the delivery of such new Certificate, a protected purchaser of the original Certificate in lieu of which such new Certificate was issued presents for payment such original Certificate, the Depositor, the Securities Administrator, the Certificate Registrar, the Paying Agent and the Trustee or any agent shall be entitled to recover such new Certificate from the Person to whom it was delivered or any Person taking therefrom, except a protected purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expenses incurred by the Depositor, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Trustee or any agent in connection therewith.

Section 3.06 Persons Deemed Owners.

Subject to the provisions of Section 3.09 with respect to Book-Entry Certificates, the Depositor, the Securities Administrator, the Master Servicer, the Trustee, the Certificate Registrar, the Paying Agent and any agent of any of them shall treat the Person in whose name any Certificate is registered upon the books of the Certificate Registrar as the owner of such Certificate for the purpose of receiving distributions pursuant to Sections 5.01 and 5.02 and for all other purposes whatsoever, and none of the Depositor, the Securities Administrator, the Master Servicer, the Trustee, the Certificate Registrar, the Paying Agent or any agent of any of them shall be affected by notice to the contrary.

Section 3.07 Temporary Certificates.

(a) Pending the preparation of definitive Certificates, upon the order of the Depositor, the Trustee shall execute and the Authenticating Agent shall authenticate and deliver temporary Certificates that are printed, lithographed, typewritten, mimeographed or otherwise produced, in any authorized denomination, substantially of the tenor of the definitive Certificates in lieu of which they are issued and with such variations as the authorized officers executing such Certificates may determine, as evidenced by their execution of such Certificates.

(b) If temporary Certificates are issued, the Depositor will cause definitive Certificates to be prepared without unreasonable delay. After the preparation of definitive Certificates, the temporary Certificates shall be exchangeable for definitive Certificates upon surrender of the temporary Certificates at the office or agency of the Certificate Registrar without charge to the Holder. Upon surrender for cancellation of any one or more temporary Certificates, the Trustee shall execute and the Authenticating Agent shall authenticate and deliver in exchange therefor a like aggregate Certificate Principal Amount of definitive Certificates of the same Class in the authorized denominations. Until so exchanged, the temporary Certificates shall in all respects be entitled to the same benefits under this Agreement as definitive Certificates of the same Class.

Section 3.08 Appointment of Paying Agent.

The Trustee may appoint a Paying Agent (which may be the Trustee) for the purpose of making distributions to the Certificateholders hereunder. The Trustee hereby appoints the Securities Administrator as the initial Paying Agent. The Trustee shall cause any Paying Agent, other than the Securities Administrator or itself, to execute and deliver to the Trustee an instrument in which such Paying Agent shall agree with the Trustee and the Securities Administrator, and the Securities Administrator as initial Paying Agent hereby agrees with the Trustee, that such Paying Agent will hold all sums held by it for the payment to the Certificateholders in an Eligible Account (which shall be the Distribution Account) in trust for the benefit of the Certificateholders entitled thereto until such sums shall be paid to the Certificateholders. All funds remitted by the Securities Administrator to any such Paying Agent for the purpose of making distributions shall be paid to the Certificateholders on each Distribution Date and any amounts not so paid shall be returned on such Distribution Date to the Securities Administrator. If the Paying Agent is not the Securities Administrator, the Securities Administrator shall cause to be remitted to the Paying Agent on or before the Business Day prior to each Distribution Date, by wire transfer in immediately available funds, the funds to be distributed on such Distribution Date. Any Paying Agent shall be either a bank or trust company or otherwise authorized under law to exercise corporate trust powers.

Section 3.09 Book-Entry Certificates.

(a) Each Class of Book-Entry Certificates, upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates. The Book-Entry Certificates shall initially be registered on the Certificate Register in the name of the nominee of the Clearing Agency, and no Certificate Owner will receive a definitive certificate representing such Certificate Owner’s interest in the Book-Entry Certificates, except as provided in Section 3.09(c). Unless Definitive Certificates have been issued to Certificate Owners of Book-Entry Certificates pursuant to Section 3.09(c):

(i) the provisions of this Section 3.09 shall be in full force and effect;

(ii) the Certificate Registrar, the Securities Administrator, the Paying Agent and the Trustee shall deal with the Clearing Agency for all purposes (including the making of distributions on the Book-Entry Certificates) as the authorized representatives of the Certificate Owners and the Clearing Agency and shall be responsible for crediting the amount of such distributions to the accounts of such Persons entitled thereto, in accordance with the Clearing Agency’s normal procedures;

(iii) to the extent that the provisions of this Section 3.09 conflict with any other provisions of this Agreement, the provisions of this Section 3.09 shall control; and

(iv) the rights of Certificate Owners shall be exercised only through the Clearing Agency and the Clearing Agency Participants and shall be limited to those established by law and agreements between such Certificate Owners and the Clearing Agency and/or the Clearing Agency Participants. Unless and until Definitive Certificates are issued pursuant to Section 3.09(c), the initial Clearing Agency will make book-entry transfers among the Clearing Agency Participants and receive and transmit distributions of principal of and interest on the Book-Entry Certificates to such Clearing Agency Participants.

(b) Whenever notice or other communication to the Certificateholders is required under this Agreement, unless and until Definitive Certificates shall have been issued to Certificate Owners pursuant to Section 3.09(c), the Securities Administrator or the Trustee, as the case may be, shall give all such notices and communications specified herein to be given to Holders of the Book-Entry Certificates to the Clearing Agency.

(c) If (i) (A) the Clearing Agency or the Depositor advises the Paying Agent in writing that the Clearing Agency is no longer willing or able to discharge properly its responsibilities with respect to the Book-Entry Certificates, and (B) the Depositor is unable to locate a qualified successor satisfactory to the Depositor and the Paying Agent or (ii) after the occurrence of an Event of Default, Certificate Owners representing beneficial interests aggregating not less than 50% of the Class Principal Amount of a Class of Book-Entry Certificates advise the Paying Agent and the Clearing Agency through the Clearing Agency Participants in writing that the continuation of a book-entry system through the Clearing Agency is no longer in the best interests of the Certificate Owners of a Class of Book-Entry Certificates (each such event, a “Book-Entry Termination”), the Certificate Registrar shall notify the Clearing Agency to effect notification to all Certificate Owners, through the Clearing Agency, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners. Upon surrender to the Certificate Registrar of the Book-Entry Certificates by the Clearing Agency, accompanied by registration instructions from the Clearing Agency for registration, the Certificate Registrar shall issue the Definitive Certificates. None of the Depositor, the Certificate Registrar, the Securities Administrator, the Paying Agent or the Trustee shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates all references herein to obligations imposed upon or to be performed by the Clearing Agency shall be deemed to be imposed upon and performed by the Certificate Registrar, to the extent applicable, with respect to such Definitive Certificates and the Certificate Registrar shall recognize the holders of the Definitive Certificates as Certificateholders hereunder.

ARTICLE IV

ADMINISTRATION OF THE TRUST FUND

Section 4.01 Custodial Accounts; Distribution Account.

(a) On or prior to the Closing Date, each Servicer will be required to establish and maintain one or more Custodial Accounts, as provided in the related Servicing Agreement, into which all Scheduled Payments and unscheduled payments with respect to the Mortgage Loans, net of any deductions or reimbursements permitted under the related Servicing Agreement, shall be deposited. On each Servicer Remittance Date, the Servicers will remit to the Master Servicer, for deposit into the Master Servicer Collection Account, all amounts so required to be remitted by the Servicers in accordance with the terms of the Servicing Agreement.

(b) The Master Servicer, as Paying Agent for the Trustee, shall establish and maintain an Eligible Account entitled “Master Servicer Collection Account of Wilmington Trust, National Association, as Trustee for the benefit of Sequoia Mortgage Trust 2013-8 Holders of Mortgage Pass-Through Certificates.” The Securities Administrator shall hold the Master Servicer Collection Account and all money and other property therein in trust for the benefit of the Certificateholders. The Master Servicer shall, promptly upon receipt from the Servicers on each Servicer Remittance Date, deposit into the Master Servicer Account and retain on deposit until the related Distribution Date the following amounts:

(i) the aggregate of collections with respect to the Mortgage Loans remitted by the Servicers from the related Custodial Accounts in accordance with the Servicing Agreements;

(ii) any amounts required to be deposited by the Master Servicer with respect to the Mortgage Loans for the related Due Period pursuant to this Agreement, including the amount of any Advances or Master Servicer Compensating Interest Payments with respect to the Mortgage Loans not paid by the Servicers or the Servicing Administrator; and

(iii) any other amounts so required to be deposited in the Master Servicer Collection Account in the related Due Period pursuant to this Agreement.

(c) In the event the Master Servicer or a Servicer has remitted in error to the Master Servicer Collection Account any amount not required to be remitted in accordance with the definition of Available Distribution Amount, it may at any time direct the Master Servicer or the Securities Administrator to withdraw such amount from the Master Servicer Collection Account for repayment to the Master Servicer or Servicer, as applicable, by delivery of an Officer’s Certificate to the Master Servicer or the Securities Administrator, as applicable, which describes the amount deposited in error.

(d) The Securities Administrator, as Paying Agent for the Trustee, shall establish and maintain an Eligible Account entitled “Distribution Account of Wilmington Trust, National Association, as Trustee for the benefit of Sequoia Mortgage Trust 2013-8 Holders of Mortgage Pass-Through Certificates.” The Securities Administrator shall hold the Distribution Account and all money and other property therein in trust for the benefit of the Certificateholders. The Securities Administrator shall, promptly upon receipt from the Master Servicer on each Master Servicer Remittance Date, deposit into the Distribution Account and retain on deposit until the related Distribution Date all amounts held in the Master Servicer Collection Account and any other amounts so required to be deposited in the Distribution Account in the related Due Period pursuant to this Agreement.

(e) In the event the Master Servicer has remitted in error to the Distribution Account any amount not required to be remitted in accordance with the definition of Available Distribution Amount, it may at any time direct the Securities Administrator to withdraw such amount from the Distribution Account for repayment to the Master Servicer by delivery of an Officer’s Certificate to the Securities Administrator and the Trustee which describes the amount deposited in error.

(f) On each Distribution Date and the final Distribution Date of the Certificates in accordance with Section 7.01, the Securities Administrator, as Paying Agent, shall distribute the Available Distribution Amount to the Certificateholders and any other parties entitled thereto in the amounts and priorities set forth in Section 5.02. The Securities Administrator may, with the consent of the Depositor, from time to time withdraw from the Distribution Account and pay to itself, the Master Servicer, the Trustee, the Custodian, the Servicers or the Servicing Administrator any amounts permitted to be paid or reimbursed to such Person from funds in the Distribution Account pursuant to clauses (A) and (B) of the definition of Available Distribution Amount.

(g) Funds in the Master Servicer Collection Account and the Distribution Account for the period from each Servicer Remittance Date to the related Master Servicer Remittance Date or Distribution Date, as applicable, may be invested in Eligible Investments selected by the Master Servicer or Securities Administrator, as applicable, which shall mature not later than the Master Servicer Remittance Date or the Distribution Date, as applicable, and any such Eligible Investment shall not be sold or disposed of prior to its maturity. All such Eligible Investments shall be made in the name of the Trustee in trust for the benefit of the Trustee and Holders of the Sequoia Mortgage Trust 2013-8 Certificates. All income and gain realized from any Eligible Investment in the Master Servicer Collection Account or the Distribution Account shall be compensation to the Master Servicer or the Securities Administrator, as applicable. The Master Servicer or the Securities Administrator, as applicable, shall deposit the amount of any losses incurred in respect of any such investments out of its own funds, without any right of reimbursement therefor, immediately as realized.

(h) If the Distribution Account or the Master Servicer Collection Account is maintained at any entity other than the Securities Administrator, the Securities Administrator or the Master Servicer, as applicable, shall cause the entity where any such account is maintained to enter into an account control agreement in such form as the Depositor may reasonably request to perfect the security interest of the Trustee in any such account.

Section 4.02 Reports to Trustee and Certificateholders.

On each Distribution Date, the Securities Administrator shall have prepared and shall make available to the Trustee and each Certificateholder a written report setting forth the following information (on the basis of Mortgage Loan level and other information obtained from the Master Servicer and the Servicers) (the “Distribution Date Statement”):

(a) the amount of the distributions, separately identified, with respect to each Class of Certificates;

(b) the amount of the distributions set forth in clause (a) allocable to principal, separately identifying the aggregate amount of any Principal Prepayments or other unscheduled recoveries of principal included in that amount;

(d) the amount of any unpaid Interest Shortfall, Net Prepayment Interest Shortfalls and Relief Act Shortfalls with respect to each Class of Certificates;

(e) the Class Principal Amount of each Class of Certificates (other than the Interest-Only Certificates) and the Class Notional Amount of the Interest-Only Certificates, in each case after giving effect to the distribution of principal on that Distribution Date;

(f) the Aggregate Stated Principal Balance of the Mortgage Loans at the beginning and at the end of the related Prepayment Period, the Mortgage Rates (in incremental ranges) and the weighted average remaining term of the Mortgage Loans;

(g) the aggregate Substitution Amount and the aggregate Repurchase Price deposited into the Distribution Account with respect to the Mortgage Loans , which information may be presented in a footnote;

(h) the Senior Percentage and the Subordinate Percentage for the following Distribution Date;

(i) the Senior Prepayment Percentage and the Subordinate Prepayment Percentage for the following Distribution Date;

(j) the amount of the Securities Administrator Fee, the Master Servicing Fee, the Servicing Fee and the Trustee Fee paid to or retained by the Securities Administrator, the Master Servicer, each Servicer and the Trustee, respectively, and the amount of any fees paid to the Custodian;

(k) the aggregate amount of Advances for the related Due Period;

(l) the number and Stated Principal Balance of the Mortgage Loans that were (A) Delinquent (exclusive of Mortgage Loans in foreclosure) (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, (B) in foreclosure and Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days and (C) in bankruptcy as of the close of business on the last day of the calendar month preceding that Distribution Date;

(m) the amount of cash flow received for such Distribution Date, and the sources thereof;

(n) for any Mortgage Loan as to which the related Mortgaged Property was an REO Property during the preceding calendar month, the principal balance of such Mortgage Loan as of the close of business on the last day of the related Due Period;

(o) the aggregate number and principal balance of any REO Properties as of the close of business on the last day of the preceding Due Period;

(p) the amount of Realized Losses incurred during the preceding calendar month;

(q) the cumulative amount of Realized Losses incurred since the Closing Date;

(r) the Realized Losses, if any, allocated to each Class of Certificates on that Distribution Date;

(s) the Certificate Interest Rate for each Class of Certificates and the Net WAC Rate for that Distribution Date;

(t) any Servicing Modifications with respect to any Mortgage Loan during the related Due Period;

(u) the applicable Record Date, Accrual Period and calculation date for each Class of Certificates and such Distribution Date;

(v) the amount on deposit in the Distribution Account as of such Distribution Date (after giving effect to distributions on such date) and as of the prior Distribution Date;

(w) the nature of any material breach of a representation and warranty relating to the characteristics of the Mortgage Loans or any transaction covenants;

(x) the amount of Advances outstanding at the end of the related Due Period;

(y) the amount of any Subsequent Recoveries;

(z) the amount of any fees, charges and costs paid or reimbursed to the Master Servicer and the Custodian from the Distribution Account pursuant to this Agreement or the Custodial Agreement;

(aa) the amounts of any Master Servicer Compensating Interest Payments and Servicer Compensating Interest Payments for such Distribution Date;

(bb) whether the Step-Down Test has been satisfied for such Distribution Date;

(cc) the status and outcome of the Mortgage Loan review conducted pursuant to Section 2.05(b); and

(dd) the status and outcome of the review conducted pursuant to Section 2.08(b), as reported to the Securities Administrator.

On each Distribution Date, the Securities Administrator shall provide Bloomberg Financial Markets, L.P. (“Bloomberg”) CUSIP level factors for each Class of Offered Certificates as of such Distribution Date, using a format and media mutually acceptable to the Securities Administrator and Bloomberg.

In addition to the information listed above, such Distribution Date Statement shall also include such other information as is required to be reported on Form 10-D by Item 1121(a) and (b) (§229.1121) of Regulation AB.

The Securities Administrator shall make such reports, any Form 10-K's and Form 10-D's relating to the Certificates filed under the Exchange Act and such other loan level information as the Depositor and the Securities Administrator shall agree available each month via the Securities Administrator’s website at http://www.sf.citidirect.com. Assistance in using the website may be obtained by calling the Securities Administrator’s customer service desk at 1-800-422-2066. Certificateholders and other parties that are unable to use the website are entitled to have a paper copy mailed to them via first class mail by contacting the Securities Administrator and indicating such. In preparing or furnishing the foregoing information to the Certificateholders, the Securities Administrator shall be entitled to rely conclusively on the accuracy of the information or data regarding the Mortgage Loans and the related REO Properties that has been provided to the Securities Administrator by the Master Servicer and the Servicers, and the Securities Administrator shall not be obligated to verify, recompute, reconcile or recalculate any such information or data.

Upon request, within a reasonable period of time after the end of each calendar year, the Securities Administrator shall cause to be furnished to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information listed above aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Securities Administrator shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Securities Administrator pursuant to any requirements of the Code as from time to time in effect.

Upon the reasonable advance written request of any Certificateholder that is a savings and loan, bank or insurance company (which request, if received by the Trustee or the Certificate Registrar, shall be promptly forwarded to the Securities Administrator), the Securities Administrator shall provide, or cause to be provided (or, to the extent that such information or documentation is not required to be provided by a Servicer under the applicable Servicing Agreement, shall use reasonable efforts to obtain such information and documentation from such Servicer, and provide) to such Certificateholders such reports and access to information and documentation regarding the Mortgage Loans as such Certificateholders may reasonably deem necessary to comply with applicable regulations of the Office of Thrift Supervision or its successor or other regulatory authorities with respect to an investment in the Certificates; provided, however, that (i) such Certificateholders shall pay in advance for the Securities Administrator’s actual expenses incurred in providing such reports and access and such expenses shall not be paid by the Trust Fund and (ii) the Securities Administrator shall provide such information and documentation only to the extent that the Securities Administrator would not be in violation of any applicable privacy laws.

Section 4.03 Rule 17g-5 Compliance.

(a) The Rule 17g-5 Information Provider shall, upon receipt of an NRSRO certification in the form of Exhibit O, make available on its Rule 17g-5 Website solely to the Depositor, each Rating Agency and to any NRSRO the following items, but only to the extent such items are delivered to it by electronic mail to ratingagencynotice@citi.com, specifically with a subject reference of “SEMT 2013-8” and an identification of the type of information being provided in the body of such notice, or any other delivery method established or approved by the Rule 17g-5 Information Provider if or as may be necessary or beneficial:

(i) any Rating Agency Information provided to the Rule 17g-5 Information Provider in accordance with Sections 6.06, 6.07, 6.14, 9.01, 9.02, 11.03 and 11.12 of this Agreement, as well as reports prepared in accordance with Sections 6.21, 6.22, 6.23 and 6.24 (provided that the Rule 17g-5 Information Provider shall not be required to post to its Rule 17g-5 Website any such information previously posted to and available on the Securities Administrator’s website);

(ii) any notice of any amendment that modifies the procedures herein relating to Exchange Act Rule 17g-5 pursuant to this Agreement; and

(iii) a summary of any oral conversation with a Rating Agency regarding any Mortgage Loan, any Mortgaged Property or any REO Property, to the extent required to be provided pursuant to Rule 17g-5.

The foregoing information shall be made available by the Rule 17g-5 Information Provider on its Rule 17g-5 Website. Such information shall be posted to the Rule 17g-5 Website on the same Business Day as it is received, provided that such information is received by 12:00 p.m. (eastern time) or, if received after 12:00 p.m., on the next Business Day. The Rule 17g-5 Information Provider shall have no obligation or duty to verify, confirm or otherwise determine whether the information being delivered is accurate, complete, conforms to the requirements of this Agreement, or otherwise is or is not anything other than what it purports to be. The Rule 17g-5 Information Provider shall not be deemed to have obtained actual knowledge of any information by virtue of the receipt and posting of such information to the Rule 17g-5 Website. Further, notwithstanding anything to the contrary herein, in the event the Depositor determines that any information previously posted to the Rule 17g-5 Website should not have been posted thereto pursuant to the terms of this Agreement, the Depositor shall direct the Rule 17g-5 Information Provider in writing to remove such information from the Rule 17g-5 Website, such written notice to specify the information to be so removed. The Rule 17g-5 Information Provider (i) shall have no obligation or duty to verify, confirm or otherwise determine the accuracy of the information contained in such written direction, (ii) shall be entitled to rely fully upon such written direction and (iii) shall not be held liable in connection with removing any such information from the Rule 17g-5 Website upon the receipt of such written direction.

The Rule 17g-5 Information Provider shall provide a mechanism to notify any party that has submitted an NRSRO Certification each time the Rule 17g-5 Information Provider posts an additional document to the Rule 17g-5 Website.

In connection with providing access to the Rule 17g-5 Website, the Rule 17g-5 Information Provider may require registration and the acceptance of a disclaimer. The Rule 17g-5 Information Provider shall not be liable for the dissemination of information in accordance with the terms of this Agreement, makes no representations or warranties as to the accuracy or completeness of such information being made available, has no obligation to review such information, and assumes no responsibility for such information. The Rule 17g-5 Information Provider shall not be liable for its failure to make any information available to each Rating Agency or NRSROs unless such information was delivered to the Rule 17g-5 Information Provider at the email address specified in writing to the Depositor, with a subject heading of “SEMT 2013-8” and sufficient detail to indicate that such information is required to be posted on the Rule 17g-5 Website.

If any NRSRO that has previously submitted an NRSRO Certification and whose NRSRO Certification has been accepted, notifies the Rule 17g-5 Information Provider that it is unable to access information posted to the Rule 17g-5 Website and such access issue is determined to be the result of a problem with the Rule 17g-5 Website, if such access issue is not resolved within one Business Day of such determination, the Rule 17g-5 Information Provider shall so notify the Depositor.

(b) Each of the Master Servicer, the Securities Administrator and the Trustee hereby agrees that, except as otherwise expressly permitted herein, it shall not communicate with (including verbally) or provide information to a Rating Agency regarding the Certificates (other than to indicate with respect to itself the aggregate principal balance of the Mortgage Loans in connection with describing the principal amount and number of mortgage loans for which it acts as servicer, securities administrator or trustee) without the prior consent of and consultation with the Depositor, and that any permitted communication by it to a Rating Agency will be made by it only in the manner prescribed by the procedures established by the Depositor to ensure compliance with Rule 17g-5 under the Exchange Act, including to the extent set forth herein, providing any such communications to the Depositor for posting on the Rule 17g-5 Website pursuant to this Section 4.03 prior to communicating with such Rating Agency.

Section 4.04 Rule 15Ga-1 Compliance.

(a) To the extent a Responsible Officer of the Master Servicer receives a demand for the repurchase or substitution of a Mortgage Loan based on a breach of a representation or warranty made by the Seller or the Originator of such Mortgage Loan (each, a “Demand”), the Master Servicer agrees (i) if such Demand is in writing, promptly to forward such Demand to the Trustee, and (ii) if such Demand is oral, to instruct the requesting party to submit such Demand in writing to the Trustee. To the extent a Responsible Officer of the Trustee receives a Demand, it shall provide the Depositor with prompt written notice of such Demand.

(b) In connection with the repurchase or substitution of a Mortgage Loan pursuant to a Demand, any dispute with respect to a Demand, or the withdrawal or final rejection of a Demand (i) the Master Servicer agrees, to the extent a Responsible Officer of the Master Servicer has actual knowledge thereof, promptly to notify the Trustee in writing, and (ii) the Trustee agrees, to the extent a Responsible Officer of the Trustee has actual knowledge thereof, promptly to notify the Depositor in writing.

(c) With respect to Rule 15Ga-1 of the Exchange Act, to the extent in its possession, the Trustee shall provide the Depositor with any applicable information relating to a Demand (the “Rule 15Ga-1 Information”) in a timely manner so as to enable the Depositor to meet its reporting obligations under Rule 15Ga-1. The Depositor shall be entitled conclusively to rely on the Rule 15Ga-1 Information provided to it by the Trustee in connection with the compilation by the Depositor of the Rule 15Ga-1 Information required to be reported on Form 10-D. For the avoidance of doubt, the Depositor shall have sole responsibility for compiling the Rule 15Ga-1 Information required to be reported on Form 10-D, and the Securities Administrator shall be entitled conclusively to rely on any Rule 15Ga-1 Information provided to it by the Depositor for inclusion on each Form 10-D. Other than with respect to the obligations of the Trustee in this Section 4.04, the Trustee shall have no responsibility or liability in connection with any filing required to be made by the Depositor pursuant to Rule 15Ga-1 of the Exchange Act.

ARTICLE V

DISTRIBUTIONS TO HOLDERS OF CERTIFICATES

Section 5.01 Distributions Generally.

(a) Subject to Section 7.01 respecting the final distribution on the Certificates, on each Distribution Date the Paying Agent on behalf of the Trustee shall make distributions to holders of Certificates as of the related Record Date in accordance with this Article V. Such distributions shall be made by wire transfer in immediately available funds to the account of such certificateholder at a bank or other depository institution having appropriate wire transfer facilities provided that the Certificateholder has furnished the securities administrator with wire instructions no later than seven days prior to the related Distribution Date (which may be in the form of standing instructions) or otherwise by check mailed to the address of the holder of the certificate entitled thereto as it appears on the applicable certificate register; provided, however, that the final distribution in respect of any Certificate shall be made only upon presentation and surrender of such Certificate at the Certificate Registrar’s Corporate Trust Office; provided, further, that the foregoing provisions shall not apply to any Class of Certificates as long as such Certificate remains a Book-Entry Certificate in which case all payments made shall be made through the Clearing Agency and its Clearing Agency Participants. Wire transfers will be made at the expense of the Holder requesting such wire transfer by deducting a wire transfer fee from the related distribution. Notwithstanding such final payment of principal of any of the Certificates, each Certificate will remain outstanding until the termination of each REMIC and the payment in full of all other amounts due with respect to the Certificates and at such time such final payment in retirement of any Certificate will be made only upon presentation and surrender of such Certificate at the Certificate Registrar’s Corporate Trust Office. If any payment required to be made on the Certificates is to be made on a day that is not a Business Day, then such payment will be made on the next succeeding Business Day.

(b) All distributions or allocations made with respect to the Certificateholders within each Class on each Distribution Date shall be allocated among the outstanding Certificates in such Class equally in proportion to their respective initial Class Principal Amounts or initial Class Notional Amounts (or Percentage Interests).

Section 5.02 Distributions From the Distribution Account.

(a) Subject to Sections 5.02(b) and (c), on each Distribution Date, the Available Distribution Amount, to the extent received by the Securities Administrator, shall be withdrawn by the Paying Agent from funds in the Distribution Account and allocated among the Classes of Senior Certificates and Subordinate Certificates in the following order of priority:

(i) to the Senior Certificates, pro rata, such Class’s Interest Distribution Amount and any accrued but unpaid Interest Shortfalls, in each case, for such Class on such date;

(ii) to the Senior Certificates (other than the Interest-Only Certificates), the Senior Principal Distribution Amount, concurrently as follows:

(A) to the Class A-1 Certificates, its pro rata portion of the Senior Principal Distribution Amount based upon its Class Principal Amount and the Class Principal Amounts of the Class A-1, Class A-2 and Class A-3 Certificates, until the Class Principal Amount of the Class A-1 Certificates has been reduced to zero; and

(B) to the Class A-2 and Class A-3 Certificates, the remaining portion of the Senior Principal Distribution Amount, allocated sequentially to the Class A-2 Certificates until the Class Principal Amount of the Class A-2 Certificates has been reduced to zero and then to the Class A-3 Certificates until the Class Principal Amount of the Class A-3 Certificates has been reduced to zero;

(iii) to the Class B-1 Certificates, the Interest Distribution Amount and any accrued but unpaid Interest Shortfalls, in each case, for such Class on such date;

(iv) to the Class B-1 Certificates, such Class’s Subordinate Class Percentage of the Subordinate Principal Distribution Amount, until its Class Principal Amount has been reduced to zero;

(v) to the Class B-2 Certificates, the Interest Distribution Amount and any accrued but unpaid Interest Shortfalls, in each case, for such Class on such date;

(vi) to the Class B-2 Certificates, such Class’s Subordinate Class Percentage of the Subordinate Principal Distribution Amount, until its Class Principal Amount has been reduced to zero;

(vii) to the Class B-3 Certificates, the Interest Distribution Amount and any accrued but unpaid Interest Shortfalls, in each case, for such Class on such date;

(viii) to the Class B-3 Certificates, such Class’s Subordinate Class Percentage of the Subordinate Principal Distribution Amount, until its Class Principal Amount has been reduced to zero;

(ix) to the Class B-4 Certificates, the Interest Distribution Amount and any accrued but unpaid Interest Shortfalls, in each case, for such Class on such date;

(x) to the Class B-4 Certificates, such Class’s Subordinate Class Percentage of the Subordinate Principal Distribution Amount, until its Class Principal Amount has been reduced to zero;

(xi) to the Class B-5 Certificates, the Interest Distribution Amount and any accrued but unpaid Interest Shortfalls, in each case, for such Class on such date;

(xii) to the Class B-5 Certificates, such Class’s Subordinate Class Percentage of the Subordinate Principal Distribution Amount, until its Class Principal Amount has been reduced to zero; and

(xiii) to the Class LT-R Certificates and the Class R Certificates, any remaining amount of the Available Distribution Amount allocated as provided in Section 5.02(d).

(b) On each Distribution Date on and after the Credit Support Depletion Date, the Senior Principal Distribution Amount shall be distributed to the Class A-1, Class A-2 and Class A-3 Certificates pro rata in accordance with their respective Class Principal Amounts.

(c) Notwithstanding the priority and allocation set forth in Section 5.02(a), if with respect to any Class of Subordinate Certificates other than the Class B-1 Certificates on any Distribution Date the sum of the Class Subordination Percentages of such Class and of all other Classes of Subordinate Certificates which have a lower payment priority than such Class is less than the Original Applicable Credit Support Percentage for such Class, no distribution of principal shall be made to any such Classes. The Subordinate Principal Distribution Amount shall be allocated among the Classes of Subordinate Certificates having higher payment priorities than such Class, pro rata, based on the Class Principal Amounts of the respective Classes immediately prior to such Distribution Date and shall be distributed in the sequential order provided in Section 5.02(a) above.

(d) Amounts distributed to the Residual Certificates pursuant to Section 5.02(a)(xiii) on any Distribution Date shall be allocated among the REMIC residual interests represented thereby such that each such interest is allocated the excess of funds available to the related REMIC over required distributions to the regular interests in such REMIC on such Distribution Date; provided, however, that the Class LT-R Certificate shall be entitled to any amounts representing net gain resulting from the sale of any REO Properties or other Liquidation Proceeds due to the Residual Certificates with respect to the Mortgage Loans.

(e) For purposes of distributions of interest in Section 5.02(a) such distributions to a Class of Certificates on any Distribution Date shall be made first, in respect of Current Interest; and second, in respect of Interest Shortfalls.

(f) Amounts distributed to the Certificates (other than the Class LT-R Certificate) pursuant to this Section shall be deemed to have first been distributed from the Lower Tier REMIC to the Upper Tier REMIC in respect of the Lower Tier REMIC regular interests in accord with the distribution provisions for the Lower Tier REMIC set forth in the Preliminary Statement.

Section 5.03 Allocation of Losses.

(a) On or prior to each Distribution Date, the Master Servicer shall calculate the aggregate Realized Losses for such Distribution Date based on the information with respect to losses as reported to it by each Servicer.

(b) On each Distribution Date, the Securities Administrator shall allocate the principal portion of Realized Losses as follows:

first, to the Classes of Subordinate Certificates in reverse order of their respective numerical Class designations (beginning with the Class B-5 Certificates and ending with the Class B-1 Certificates) until the Class Principal Amount of each such Class is reduced to zero; and

second, to the Class A-1, Class A-2 and Class A-3 Certificates, pro rata in accordance with their respective Class Principal Amounts, until their respective Class Principal Amounts have been reduced to zero.

(c) On each Distribution Date, the Class Principal Amount of the Class of Subordinate Certificates then outstanding with the lowest payment priority shall be reduced on each Distribution Date by the Certificate Writedown Amount and if no Subordinate Certificates are then outstanding the Class Principal Amount of the Class A-1, Class A-2 and Class A-3 Certificates shall be reduced by the Certificate Writedown Amount, pro rata in accordance with their respective Class Principal Amounts.

(d) Any allocation of a loss pursuant to this section to a Class of Certificates shall be achieved by reducing the Class Principal Amount thereof by the amount of such loss.

(e) Subsequent Recoveries in respect of the Mortgage Loans shall be distributed to the Certificates still outstanding, in accordance with Section 5.02, and the Class Principal Amount of each Class of Certificates then outstanding that has been reduced due to application of a Certificate Writedown Amount or Realized Loss will be increased, pro rata in accordance with their respective Class Principal Amounts in the case of the Class A-1, Class A-2 and Class A-3 Certificates and sequentially in order of seniority in the case of the Subordinate Certificates, by the lesser of (i) the amount of such Subsequent Recovery (reduced by any amounts applied for this purpose to more senior-ranking Certificates) and (ii) the Realized Loss amount previously allocated to such Class.

(f) Realized Losses and the amount of any Certificate Writedown Amount allocated by this Section to a Class of Certificates shall be allocated to the corresponding Lower Tier REMIC Interest and shall reduce the Class Principal Amount of such Lower Tier REMIC Interest to the same extent that the Class Principal Amount of such Class of Certificates is reduced pursuant to the provisions of this Section. Subsequent Recoveries distributed to a Class of Certificates pursuant to the provisions of subsection 5.03(e) shall be deemed to have been distributed to the corresponding Lower Tier REMIC Interest. To the extent that the Class Principal Amount of any Class of Certificates has been increased on account of Subsequent Recoveries pursuant to the provisions of subsection 5.03(e), the principal balance of the corresponding Lower Tier REMIC Interest shall be increased by the same amount.

(g) Any Class of Certificates or Lower-Tier Interest whose Class Principal Amount has been reduced to zero due to the allocation of Realized Losses will nonetheless remain outstanding under this Agreement and will continue to be entitled to receive Subsequent Recoveries until the termination of the Trust Fund; provided, however, that no such Class of Certificates will have voting rights with respect to matters under this Agreement requiring or permitting actions to be taken by any Certificateholders.

Section 5.04 Servicer Obligations.

In the event of any inconsistency between this Agreement and a Servicing Agreement with respect to obligations of a Servicer, the provisions of the applicable Servicing Agreement shall govern such obligations and the Master Servicer’s obligations hereunder shall be modified accordingly, unless doing so would otherwise require or allow the Master Servicer or any Servicer to take any action that could cause an Adverse REMIC Event in violation of the requirements set forth in Section 10.01(f) hereof.

Section 5.05 Advances by Master Servicer.

If any Servicer (other than Cenlar FSB) or the Servicing Administrator fails to remit any Advance required to be funded under the applicable Servicing Agreement, the Master Servicer shall itself fund, or shall cause the successor Servicer or successor Servicing Administrator to fund, such Advance. If the Master Servicer determines that an Advance is required, it shall on the Business Day preceding the related Distribution Date immediately following such Determination Date remit to the Securities Administrator from its own funds (or funds advanced by the applicable Servicer or the Servicing Administrator) for deposit in the Distribution Account immediately available funds in an amount equal to such Advance. The Master Servicer, each Servicer (other than Cenlar FSB) and the Servicing Administrator shall be entitled to be reimbursed for all Advances funded by it. Notwithstanding anything to the contrary herein, in the event the Master Servicer determines in its reasonable judgment that an Advance is nonrecoverable, the Master Servicer shall be under no obligation to make such Advance. If the Master Servicer determines that an Advance is nonrecoverable, it shall, on or prior to the related Distribution Date, deliver an Officer’s Certificate to the Trustee to such effect.

Section 5.06 Master Servicer Compensating Interest Payments.

The amount of the aggregate Master Servicing Fee payable to the Master Servicer in respect of any Distribution Date shall be reduced (but not below zero) by the amount of any Master Servicer Compensating Interest Payment for such Distribution Date; provided, however, that the Master Servicing Fee shall be reduced if and to the extent that a Servicer or the Servicing Administrator had an obligation to reduce its Servicing Fee by such amount and failed to do so pursuant to the related Servicing Agreement. Such amount shall not be treated as an Advance and shall not be reimbursable to the Master Servicer.

ARTICLE VI

CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR; EVENTS OF DEFAULT

Section 6.01 Duties of Trustee and the Securities Administrator.

(a) The Trustee, except during the continuance of an Event of Default, and the Securities Administrator each undertake to perform their respective duties and only such duties as are specifically set forth in this Agreement. Any permissive right of the Trustee and the Securities Administrator provided for in this Agreement shall not be construed as a duty of the Trustee or the Securities Administrator, as the case may be. If an Event of Default has occurred and has not otherwise been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement and use the same degree of care and skill in their exercise as a prudent Person would exercise or use under the circumstances in the conduct of such Person’s own affairs.

(b) Each of the Trustee and the Securities Administrator, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee or the Securities Administrator, as applicable, which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they are in the form required by this Agreement; provided, however, that neither the Trustee nor the Securities Administrator shall be responsible for the accuracy or content of any such resolution, certificate, statement, opinion, report, document, order or other instrument furnished to the Trustee or the Securities Administrator pursuant to this Agreement and shall not be required to recalculate or verify any numerical information furnished to the Trustee or the Securities Administrator pursuant this Agreement. Subject to the immediately preceding sentence, if any such resolution, certificate, statement, opinion, report, document, order or other instrument is found not to conform to the form required by this Agreement in a material manner the Trustee or the Securities Administrator, as applicable, shall take such action as it deems appropriate to cause the instrument to be corrected, and if the instrument is not corrected to the Trustee’s or the Securities Administrator’s satisfaction, the Trustee or the Securities Administrator, as applicable, will provide notice thereof to the Certificateholders and take such further action as directed by the Certificateholders pursuant to Sections 6.02(d) and 6.02(f).

(c) None of the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar shall have any liability arising out of or in connection with this Agreement, except for its negligence or willful misconduct. No provision of this Agreement shall be construed to relieve the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:

(i) The Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of Holders of Certificates as provided in Section 6.18 hereof;

(ii) For all purposes under this Agreement, the Trustee shall not be deemed to have notice of any Event of Default unless a Responsible Officer of the Trustee has actual knowledge thereof or unless written notice of any event which is in fact such a default is received by the Trustee at the Corporate Trust Office of the Trustee, and such notice references the Holders of the Certificates and this Agreement;

(iii) For all purposes under this Agreement, except when the Master Servicer is the Securities Administrator, the Securities Administrator shall not be deemed to have notice of any Event of Default (other than resulting from a failure by the Master Servicer to furnish information to the Securities Administrator or payment on a Distribution Date when required to do so) unless a Responsible Officer of the Securities Administrator has actual knowledge thereof or unless written notice of any event which is in fact such a default is received by the Securities Administrator at the at the address provided in Section 11.07, and such notice references the Holders of the Certificates and this Agreement;

(iv) No provision of this Agreement shall require the Trustee or the Securities Administrator (regardless of the capacity in which it is acting) to expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it; and none of the provisions contained in this Agreement shall in any event require the Trustee or the Securities Administrator to perform, or be responsible for the manner of performance of, any of the obligations of the Depositor, the Master Servicer or any other Person under this Agreement, the Servicing Agreements or the Custodial Agreement; and

(v) None of the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar shall be responsible for any act or omission of the Master Servicer (other than, in the case of the Securities Administrator, as provided in the next sentence), the Depositor, the Seller, the Servicers, the Custodian or the Controlling Holder.

(d) Neither the Securities Administrator nor the Trustee shall have any duty hereunder with respect to any complaint, claim, demand, notice or other document it may receive or which may be alleged to have been delivered to or served upon it by the parties as a consequence of the assignment of any Mortgage Loan hereunder; provided, however, that the Securities Administrator and the Trustee shall promptly remit to the applicable Servicer (with a copy to the Master Servicer) upon receipt any such complaint, claim, demand, notice or other document (i) which is delivered to the Corporate Trust Office of the Securities Administrator or the Trustee, as applicable, (ii) of which a Responsible Officer has actual knowledge, and (iii) which contains information sufficient to permit the Securities Administrator or the Trustee, as applicable, to make a determination that the real property to which such document relates is a Mortgaged Property.

(e) None of the Trustee, the Securities Administrator or the Master Servicer shall be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the Certificateholders of any Class holding Certificates which evidence, as to such Class, Percentage Interests aggregating not less than 25% as to the time, method and place of conducting any proceeding for any remedy available to the Trustee, the Securities Administrator or the Master Servicer or exercising any trust or power conferred upon the Trustee, the Securities Administrator or the Master Servicer under this Agreement.

(f) Neither the Trustee nor the Securities Administrator shall be required to perform services under this Agreement, or to expend or risk its own funds or otherwise incur financial liability for the performance of any of its duties hereunder or the exercise of any of its rights or powers if there is reasonable ground for believing that the timely payment of its fees and expenses or the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee or the Securities Administrator to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer or any Servicer under this Agreement or any Servicing Agreement except, with respect to the Master Servicer, during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the Master Servicer in accordance with the terms of this Agreement.

(g) Except as otherwise provided herein, neither the Trustee nor the Securities Administrator shall have any duty (A) to record, file, or deposit this Agreement or any agreement referred to herein or any financing statement or continuation statement evidencing a security interest, or to maintain any such recording or filing or depositing or to undertake any rerecording, refiling or redepositing of any thereof, (B) to procure or maintain any insurance, (C) to pay or discharge any tax, assessment, or other governmental charge or penalty or any lien or encumbrance of any kind owing with respect to, assessed or levied against, any part of the Trust Fund other than from funds available in the Distribution Account, or (D) to confirm or verify the contents of any reports or certificates of the Master Servicer or any Servicer delivered to the Trustee or the Securities Administrator pursuant to this Agreement or any Servicing Agreement believed by the Trustee or the Securities Administrator, as applicable, to be genuine and to have been signed or presented by the proper party or parties.

(h) None of the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar shall be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or other officers of the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar, as applicable, unless it shall be proved that the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar, as applicable, was negligent in ascertaining the pertinent facts.

(i) Notwithstanding anything in this Agreement to the contrary, none of the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar shall be liable for special, indirect or consequential losses or damages of any kind whatsoever (including, but not limited to, lost profits), even if the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar, as applicable, has been advised of the likelihood of such loss or damage and regardless of the form of action.

(j) Neither the Trustee nor the Securities Administrator (regardless of the capacity in which it is acting) shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them agents of one another.

(k) The duties and obligations of the Trustee, the Securities Administrator, the Paying Agent and the Certificate Registrar shall be determined solely by the express provisions of this Agreement, none of the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar shall be liable except for the performance of its duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar and, in the absence of bad faith on the part of the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar, the Trustee, the Securities Administrator, the Paying Agent or the Certificate Registrar, as applicable, may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to such party that conform to the requirements of this Agreement.

Section 6.02 Certain Matters Affecting the Trustee and the Securities Administrator.

Except as otherwise provided in Section 6.01:

(a) Before taking or refraining from taking any actions hereunder, each of the Trustee and the Securities Administrator may request, and may rely and shall be protected in acting or refraining from acting upon, any resolution, Officer’s Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;

(b) Each of the Trustee and the Securities Administrator may consult with counsel and any advice of its counsel or Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;

(c) Neither the Trustee nor the Securities Administrator shall be personally liable for any action taken, suffered or omitted by it in good faith and reasonably believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(d) Unless an Event of Default shall have occurred and be continuing, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document (provided the same appears regular on its face), unless requested in writing to do so by the Holders of at least a majority in Class Principal Amount (or Percentage Interest) of each Class of Certificates or such other percentage specified in Section 2.05 with respect to actions described in Section 2.05; provided, however, that, if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement, the Trustee may require reasonable indemnity against such expense or liability or payment of such estimated expenses from the Certificateholders as a condition to proceeding. Except as otherwise provided in Section 2.05, the reasonable expense thereof shall be paid by the party requesting such investigation and shall not be paid by the Trust Fund; and, provided further, that in the case of an alleged breach of an Originator's representations and warranties, the provisions of Section 2.05 must be satisfied.

(e) Each of the Trustee and the Securities Administrator may execute any of the trusts or powers hereunder or perform any duties hereunder, as applicable, either directly or by or through agents, custodians or attorneys, which agents, custodians or attorneys shall have any and all of the rights, powers, duties and obligations of the Trustee and the Securities Administrator conferred on them by such appointment; provided that each of the Trustee and the Securities Administrator shall continue to be responsible for its duties and obligations hereunder to the extent provided herein; provided further that neither the Securities Administrator nor the Trustee shall be responsible for the duties and obligations of Wells Fargo Bank, N.A. in its capacity as the Custodian under the Custodial Agreement, or of Citibank, N.A., in its capacity as the Paying Agent, the Authenticating Agent, the Securities Administrator or the Certificate Registrar under this Agreement;

(f) Neither the Trustee nor the Securities Administrator shall be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, and the Trustee shall not be under any obligation to institute, conduct or defend any litigation hereunder or in relation hereto, in each case at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee or the Securities Administrator, as applicable, security or indemnity reasonably satisfactory to the Trustee or the Securities Administrator against the costs, expenses and liabilities which may be incurred therein or thereby;

(g) The right of the Trustee and the Securities Administrator to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and neither the Trustee nor the Securities Administrator shall be answerable for other than its negligence or willful misconduct in the performance of such act;

(h) Neither the Trustee nor the Securities Administrator shall be required to give any bond or surety in respect of the execution of the Trust Fund created hereby or the powers granted hereunder; and

(i) Neither the Trustee nor the Securities Administrator shall have any duty to conduct any affirmative investigation (including, but not limited to, reviewing any reports delivered to the Trustee in connection with the review of the Trustee Mortgage Files and the Trustee Credit Files) as to the occurrence of any condition requiring the repurchase of any Mortgage Loan pursuant to this Agreement, the Mortgage Loan Purchase and Sale Agreement, the Purchase Agreements or the Servicing Agreements, as applicable, or the eligibility of any Mortgage Loan for purposes of this Agreement including, without limitation, whether any mortgage loan is a Qualified Substitute Mortgage Loan, except as set forth in Section 2.05 with respect to the Trustee.

In the event either the Trustee or the Securities Administrator deems the nature of any action required on its part to be unclear, the Trustee or the Securities Administrator, as applicable, may require prior to such action that it be provided by the Depositor with reasonable further written instructions.

Section 6.03 Trustee and Securities Administrator Not Liable for Certificates.

The Trustee and the Securities Administrator make no representations as to the validity or sufficiency of this Agreement, the Custodial Agreement, the Purchase Agreements, the Servicing Agreements, the Mortgage Loan Purchase and Sale Agreement or the Certificates (other than the certificate of authentication on the Certificates) or of any Mortgage Loan or related document, save that the Trustee and the Securities Administrator represent that, assuming due execution and delivery by the other parties hereto, this Agreement has been duly authorized, executed and delivered by it and constitutes its valid and binding obligation, enforceable against it in accordance with its terms except that such enforceability may be subject to (A) applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally, and (B) general principles of equity regardless of whether such enforcement is considered in a proceeding in equity or at law. The recitals contained herein and in the Certificates (other than the signature of the Trustee on the Certificates and the acknowledgements of the Trustee contained in Article II) shall not be taken as the statements of the Securities Administrator or the Trustee and neither the Securities Administrator nor the Trustee assumes any responsibility for their correctness. Neither the Trustee nor the Securities Administrator shall be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or of funds paid to the Depositor in consideration of the sale of the Mortgage Loans to the Trustee by the Depositor or for the use or application of any funds deposited into the Distribution Account or any other fund or account maintained with respect to the Certificates. Neither the Trustee nor the Securities Administrator shall be responsible for the legality or validity of this Agreement or the validity, priority, perfection or sufficiency of the security for the Certificates issued or intended to be issued hereunder. Neither the Trustee nor the Securities Administrator shall have any responsibility for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement.

Section 6.04 Trustee and Securities Administrator May Own Certificates.

Each of the Trustee and the Securities Administrator (and any Affiliate or agent of either of them) in its individual or any other capacity may become the owner or pledgee of Certificates and may transact banking and trust business with the other parties hereto and their Affiliates with the same rights it would have if it were not Trustee, Securities Administrator or such Affiliate or agent, as applicable.

Section 6.05 Eligibility Requirements for Trustee and Securities Administrator.

The Trustee hereunder shall at all times (i) be an institution insured by the FDIC, (ii) be a corporation or national banking association, organized and doing business under the laws of any State or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of not less than $50,000,000 and subject to supervision or examination by federal or state authority and (iii) not be an Affiliate of the Master Servicer, any Servicer or the Servicing Administrator. If such corporation or national banking association publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then, for the purposes of this Section, the combined capital and surplus of such corporation or national banking association shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with provisions of this Section, the Trustee shall resign immediately in the manner and with the effect specified in Section 6.06.

The Securities Administrator hereunder shall at all times (i) be an institution authorized to exercise corporate trust powers under the laws of its jurisdiction of organization, (ii) be rated at least “A/F1” by Fitch and at least “A2/P-1” by Moody’s (or “A3/P-2” by Moody’s in the case of Citibank, N.A.), or if not rated by Fitch or Moody’s, the equivalent rating by KBRA or S&P, and (iii) not be the Depositor, an Affiliate of the Depositor or, other than in the case of the initial Securities Administrator, the originator or servicer of any of the Mortgage Loans.

Section 6.06 Resignation and Removal of Trustee and the Securities Administrator.

(a) Each of the Trustee and the Securities Administrator may at any time resign and be discharged from the trust hereby created by giving 60 days’ written notice thereof to the Trustee or the Securities Administrator, as applicable, the Depositor and the Master Servicer. Upon receiving such notice of resignation, the Depositor will promptly appoint a successor trustee or a successor securities administrator, as applicable, by written instrument, one copy of which instrument shall be delivered to the resigning Trustee or resigning Securities Administrator, as applicable, one copy to the successor trustee or successor securities administrator, as applicable, and one copy to the Master Servicer. If no successor trustee or successor securities administrator shall have been so appointed and shall have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee or resigning Securities Administrator, as applicable, may petition any court of competent jurisdiction for the appointment of a successor trustee or successor securities administrator, as applicable. In the case of any such resignation by the Securities Administrator, if no successor securities administrator shall have been appointed and shall have accepted appointment within 60 days after the Securities Administrator ceases to be the Securities Administrator pursuant to this Section 6.06, then the Trustee shall perform the duties of the Securities Administrator pursuant to this Agreement and shall be entitled to the fees of the Securities Administrator for so long as the Trustee performs such duties; provided, however, that the Trustee may engage a qualified entity to perform the duties of the Securities Administrator under Sections 6.21, 6.22, 6.23, 6.24 and 11.16 of this Agreement. The successor trustee shall notify each Rating Agency through the Rule 17g-5 Information Provider, the Servicers, the Servicing Administrator and the Master Servicer of any change of Trustee and the successor securities administrator shall notify each Rating Agency through the Rule 17g-5 Information Provider, the Servicers, the Servicing Administrator and the Master Servicer of any change of Securities Administrator.

(b) If at any time any of the following events shall occur: (i) the Trustee or the Securities Administrator ceases to be eligible in accordance with the provisions of Section 6.05 and fails to resign after written request therefor by the Depositor, (ii) the Securities Administrator fails to perform its obligations pursuant to Section 5.02 to make distributions to Certificateholders, which failure continues unremedied for a period of one Business Day after the date upon which written notice of such failure shall have been given to the Securities Administrator by the Trustee or the Depositor, (iii) the Securities Administrator fails to provide a Back-up Certificate, Assessment of Compliance or an Accountant’s Attestation required under Sections 6.21, 6.23 and 6.24, respectively, by March 15 of each year in which Exchange Act reports are required, (iv) the Trustee or the Securities Administrator becomes incapable of acting, or is adjudged bankrupt or insolvent, or a receiver of the Trustee or the Securities Administrator of its property is appointed, or any public officer takes charge or control of the Trustee or the Securities Administrator or of the property or affairs of either for the purpose of rehabilitation, conservation or liquidation, (v) a tax is imposed or threatened with respect to the Trust Fund by any state in which the Trustee or the Trust Fund held by the Trustee is located, or (vi) the continued use of the Trustee or the Securities Administrator would result in a downgrading of the rating by a Rating Agency of any Class of Certificates with a rating; then, in each such case, the Depositor shall remove the Trustee or the Securities Administrator, as applicable, and the Depositor shall appoint a successor trustee or successor securities administrator, as applicable, by written instrument, one copy of which instrument shall be delivered to the Trustee or Securities Administrator so removed, one copy to the successor trustee or successor securities administrator, as applicable, and one copy to the Master Servicer. If the same Person is acting as both the Securities Administrator and the Master Servicer, then the Depositor shall direct the Trustee to remove the Master Servicer in accordance with the provisions of Section 6.14, and the Trustee promptly upon such direction shall remove the Master Servicer in accordance therewith.

(c) The Holders of more than 50% of the Class Principal Amount (or Percentage Interest) of each Class of Certificates may at any time upon 30 days’ written notice to the Trustee or the Securities Administrator, as applicable, and to the Depositor remove the Trustee or the Securities Administrator, as applicable, by such written instrument, signed by such Holders or their attorney-in-fact duly authorized, one copy of which instrument shall be delivered to the Depositor, one copy to the Trustee or Securities Administrator, as applicable, and one copy to the Master Servicer. The Depositor shall thereupon appoint a successor trustee or successor securities administrator, as applicable, in accordance with this Section.

(d) Any resignation or removal of the Trustee or the Securities Administrator, as applicable, and appointment of a successor trustee or successor securities administrator pursuant to any of the provisions of this Section shall only become effective upon acceptance of appointment by the successor trustee or the successor securities administrator, as applicable, as provided in Section 6.07.

Section 6.07 Successor Trustee and Successor Securities Administrator.

(a) Any successor trustee or successor securities administrator appointed as provided in Section 6.06 shall execute, acknowledge and deliver to the Depositor and to its predecessor trustee or predecessor securities administrator, as applicable, an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor trustee or predecessor securities administrator, as applicable, shall become effective and such successor trustee or successor securities administrator, as applicable, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as trustee or securities administrator, as applicable, herein. The predecessor trustee shall deliver to the successor trustee (or assign to the Trustee its interest under the Custodial Agreement, to the extent permitted thereunder), all Trustee Mortgage Files and Trustee Credit Files and documents and statements related to each Trustee Mortgage File and Trustee Credit File held by it hereunder, the predecessor trustee shall duly assign, transfer, deliver and pay over to the successor trustee the entire Trust Fund, together with all necessary instruments of transfer and assignment or other documents properly executed necessary to effect such transfer and the predecessor trustee or the predecessor securities administrator, as applicable, shall deliver such of the records or copies thereof maintained by the predecessor trustee or predecessor securities administrator, as applicable, in the administration hereof as may be requested by the successor trustee and shall thereupon be discharged from all duties and responsibilities under this Agreement. In addition, the Depositor and the predecessor trustee or predecessor securities administrator, as applicable, shall execute and deliver such other instruments and do such other things as may reasonably be required to more fully and certainly vest and confirm in the successor trustee or successor securities administrator, as applicable, all such rights, powers, duties and obligations. The predecessor securities administrator shall also deliver to the Depositor the Back-up Certificate with respect to the portion of the calendar year in which the predecessor securities administrator acted as Securities Administrator hereunder.

(b) No successor trustee or successor securities administrator shall accept appointment as provided in this Section unless at the time of such appointment such successor trustee or successor securities administrator, as applicable, shall be eligible under the provisions of Section 6.05.

(c) Upon acceptance of appointment by a successor trustee or successor securities administrator, as applicable, as provided in this Section 6.07, the predecessor trustee or predecessor securities administrator, as applicable, shall mail notice of the succession of such trustee or securities administrator, as applicable, hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register and to each Rating Agency through the Rule 17g-5 Information Provider. The expenses of such mailing shall be borne by the predecessor trustee or predecessor securities administrator, as applicable; provided, if such party has been removed without cause, such expenses will be borne by the Trust Fund.

Section 6.08 Merger or Consolidation of Trustee or Securities Administrator.

Any Person into which the Trustee or Securities Administrator may be merged or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Trustee or Securities Administrator shall be a party, or any Persons succeeding to the corporate trust business of the Trustee or Securities Administrator, shall be the successor to the Trustee or Securities Administrator hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding, provided that such Person shall be eligible under the applicable provisions of Section 6.05.

Section 6.09 Appointment of Co-Trustee, Separate Trustee or Custodian.

(a) Notwithstanding any other provisions hereof, at any time, the Trustee, the Depositor or the Certificateholders evidencing more than 50% of the Class Principal Amount (or Percentage Interest) of every Class of Certificates shall have the power from time to time to appoint one or more Persons, approved by the Trustee, to act either as co-trustees jointly with the Trustee, or as separate trustees, or as custodians, for the purpose of holding title to, foreclosing or otherwise taking action with respect to any Mortgage Loan outside the state where the Trustee has its principal place of business where such separate trustee or co-trustee is necessary or advisable (or the Trustee has been advised by the Master Servicer that such separate trustee or co-trustee is necessary or advisable) under the laws of any state in which a property securing a Mortgage Loan is located or for the purpose of otherwise conforming to any legal requirement, restriction or condition in any state in which a property securing a Mortgage Loan is located or in any state in which any portion of the Trust Fund is located. The separate trustees, co-trustees, or custodians so appointed shall be trustees or custodians for the benefit of all the Certificateholders and shall have such powers, rights and remedies as shall be specified in the instrument of appointment; provided, however, that no such appointment shall, or shall be deemed to, constitute the appointee an agent of the Trustee. The obligation of the Master Servicer to make Advances pursuant to Section 5.05 hereof shall not be affected or assigned by the appointment of a co-trustee.

(b) Every separate trustee, co-trustee, and custodian shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i) all powers, duties, obligations and rights conferred upon the Trustee in respect of the receipt, custody and payment of moneys shall be exercised solely by the Trustee;

(ii) all other rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee, co-trustee, or custodian jointly, except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations, including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction, shall be exercised and performed by such separate trustee, co-trustee, or custodian;

(iii) no trustee or custodian hereunder shall be personally liable by reason of any act or omission of any other trustee or custodian hereunder; and

(iv) the Trustee may at any time, by an instrument in writing executed by it, with the concurrence of the Depositor, accept the resignation of or remove any separate trustee, co-trustee or custodian, so appointed by it or them, if such resignation or removal does not violate the other terms of this Agreement.

(c) Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee, co-trustee or custodian shall refer to this Agreement and the conditions of this Article VI. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy given to the Master Servicer.

(d) Any separate trustee, co-trustee or custodian may, at any time, constitute the Trustee, its agent or attorney-in-fact with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee, co-trustee or custodian shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.

(e) No separate trustee, co-trustee or custodian hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 6.05 hereunder and no notice to the Certificateholders of the appointment shall be required under Section 6.07 hereof.

(f) The Trustee agrees to instruct the co-trustees, if any, to the extent necessary to fulfill the Trustee’s obligations hereunder.

(g) The Trust Fund shall pay the reasonable compensation of the co-trustees (which compensation shall not reduce any compensation payable to the Trustee).

Section 6.10 Authenticating Agents.

(a) The Trustee may appoint one or more Authenticating Agents which shall be authorized to act on behalf of the Trustee in authenticating Certificates. The Trustee hereby appoints the Securities Administrator as initial Authenticating Agent, and the Securities Administrator hereby accepts such appointment. Wherever reference is made in this Agreement to the authentication of Certificates by the Trustee or the Trustee’s certificate of authentication, such reference shall be deemed to include authentication on behalf of the Trustee by an Authenticating Agent and a certificate of authentication executed on behalf of the Trustee by an Authenticating Agent. Each Authenticating Agent must be a national banking association or a corporation organized and doing business under the laws of the United States of America or of any state, having a combined capital and surplus of at least $15,000,000, authorized under such laws to exercise corporate trust powers and subject to supervision or examination by federal or state authorities.

(b) Any Person into which any Authenticating Agent may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which any Authenticating Agent shall be a party, or any Person succeeding to the corporate trust business of any Authenticating Agent, shall continue to be the Authenticating Agent without the execution or filing of any paper or any further act on the part of the Trustee or the Authenticating Agent.

(c) Any Authenticating Agent may at any time resign by giving at least 30 days’ advance written notice of resignation to the Trustee and the Depositor. The Trustee may at any time terminate the agency of any Authenticating Agent by giving written notice of termination to such Authenticating Agent and the Depositor. Upon receiving a notice of resignation or upon such a termination, or in case at any time any Authenticating Agent shall cease to be eligible in accordance with the provisions of this Section 6.10, the Trustee may appoint a successor authenticating agent, shall give written notice of such appointment to the Depositor and shall mail notice of such appointment to all Holders of Certificates. Any successor authenticating agent upon acceptance of its appointment hereunder shall become vested with all the rights, powers, duties and responsibilities of its predecessor hereunder, with like effect as if originally named as Authenticating Agent. No successor authenticating agent shall be appointed unless eligible under the provisions of this Section 6.10. No Authenticating Agent shall have responsibility or liability for any action taken by it as such at the direction of the Trustee or in accordance with the provisions of this Agreement.

Section 6.11 Indemnification of the Trustee, the Securities Administrator and the Master Servicer.

Subject to the limitations described in clause (C) of the definition of Available Distribution Amount, Wilmington Trust, National Association, both in its individual capacity and in its capacity as Trustee hereunder, CitiMortgage, Inc., both in its individual capacity and in its capacity as Master Servicer hereunder, and Citibank, N.A., both in its individual capacity and in its capacities as Securities Administrator, Certificate Registrar, Paying Agent and Authenticating Agent hereunder, and each of their respective directors, officers, employees and agents shall be indemnified and held harmless by, and entitled to reimbursement from, the Trust Fund for any claim, loss, liability, damage, cost or expense, including without limitation any reasonable legal fees and expenses and any extraordinary or unanticipated expense, incurred or expended (without negligence or willful misconduct on its or their part) in connection with, (a) investigating, preparing for, defending itself or themselves against, or prosecuting for itself or themselves or for the sake of the Trust Fund any legal proceeding (including any arbitration provision contemplated hereby), whether pending or threatened, that is related directly or indirectly in any way to the Trust Fund, this Agreement, the Purchase Agreements, the Servicing Agreements, the Mortgage Loan Purchase and Sale Agreement, the Custodial Agreement, the Mortgage Loans or other assets of the Trust Fund, or the Certificates (including without limitation the initial offering, any secondary trading and any transfer and exchange of the Certificates), (b) the acceptance or administration of the trusts created hereunder, (c) the performance or exercise or the lack of performance or exercise of any or all of its or their powers, duties, rights, responsibilities, or privileges hereunder, including without limitation (i) complying with any new or updated laws or regulations directly related to the performance by the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer as applicable, of its obligations under this Agreement and (ii) addressing any bankruptcy in any way related to or affecting this Agreement, the Purchase Agreements, the Servicing Agreements, the Custodial Agreement, the Mortgage Loan Purchase and Sale Agreement or any party to such agreements, including, as applicable, all costs incurred in connection with the use of default specialists within or outside Wilmington Trust, National Association (in the case of Wilmington Trust, National Association personnel, such costs to be calculated using standard market rates), in the case of the Trustee, CitiMortgage, Inc. (in the case of CitiMortgage, Inc. personnel, such costs to be calculated using standard market rates), in the case of the Master Servicer, and Citibank, N.A. (in the case of Citibank, N.A. personnel, such costs to be calculated using standard market rates), in the case of the Securities Administrator. As of the Startup Day, no such indemnifications or expense reimbursements are expected to be paid from the Trust Fund and it is intended that if such payments are ever made that they be characterized for purposes of the REMIC Provisions as "unanticipated expenses" within the meaning of Treasury Regulation Section 1.860G-1(b)(3)(ii).

In connection with any claim as to which indemnification is to be sought hereunder:

(i) the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer as applicable, shall give the Depositor written notice thereof promptly after the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer as applicable, shall have knowledge thereof; provided that failure of the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer, as applicable, to provide such written notice shall not relieve the Trust Fund of the obligation to indemnify the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer as applicable, under this Section 6.11;

(ii) while maintaining control over its own defense, the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer as applicable, shall cooperate and consult fully with the Depositor in preparing such defense; and

(iii) notwithstanding anything to the contrary in this Section 6.11, the Trust Fund shall not be liable for settlement of any such claim by the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer, as applicable, entered into without the prior consent of the Depositor, which consent shall not be unreasonably withheld.

The indemnification obligations set forth in this Section shall survive the discharge of this Agreement and the termination or resignation of the Trustee, the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent or the Master Servicer, as applicable.

Section 6.12 Fees and Expenses of the Securities Administrator, the Certificate Registrar, the Paying Agent, Authenticating Agent, the Trustee and the Custodian.

(a) Compensation for the services of the Securities Administrator, the Certificate Registrar, the Paying Agent, the Authenticating Agent and the Master Servicer hereunder shall be paid from the Securities Administrator Fee. The Securities Administrator shall be entitled to all disbursements and advancements incurred or made by the Securities Administrator in accordance with this Agreement (including fees and expenses of its counsel and all persons not regularly in its employment), except any such expenses arising from its negligence, bad faith or willful misconduct. Citibank, N.A., shall act as Securities Administrator for so long as CitiMortgage, Inc. is Master Servicer under this Agreement.

(b) As compensation for its services hereunder, the Trustee shall be entitled to receive the Trustee Fee, which shall be paid by the Securities Administrator from amounts available therefor in the Distribution Account, as well as an initial acceptance fee of $3,500 to be paid by the Depositor. Each successor trustee hereby agrees to be bound by the terms of such arrangement. Any costs and expenses incurred by the Trustee shall be reimbursed in accordance with Section 6.11.

(c) If the Custodial Agreement is terminated, the Depositor shall pay the fees and expenses of any successor custodian pursuant to a new custodial agreement to be entered into among the Depositor, the Seller, the Trustee and the successor custodian.

Section 6.13 Collection of Monies.

Except as otherwise expressly provided in this Agreement, the Trustee and the Securities Administrator may demand payment or delivery of, and shall receive and collect, all money and other property payable to or receivable by it pursuant to this Agreement. The Trustee or the Securities Administrator, as applicable, shall hold all such money and property received by it as part of the Trust Fund and shall distribute it as provided in this Agreement.

Section 6.14 Events of Default; Trustee to Act; Appointment of Successor.

(a) The occurrence of any one or more of the following events shall constitute an “Event of Default”:

(i) Any failure by the Master Servicer to furnish the Securities Administrator the Mortgage Loan data sufficient to prepare the reports described in Section 4.02 which continues unremedied for a period of one Business Day after the date upon which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Securities Administrator or to the Master Servicer, the Securities Administrator and the Trustee by the Holders of not less than 25% of the Class Principal Amount (or Class Notional Amount) of each Class of Certificates affected thereby;

(ii) Any failure on the part of the Master Servicer duly to observe or perform in any material respect any other of the covenants or agreements (other than those referred to in (vii) and (viii) below) on the part of the Master Servicer contained in this Agreement which continues unremedied for a period of 30 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Master Servicer by the Trustee or the Securities Administrator, or to the Master Servicer, the Securities Administrator and the Trustee by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates (or in the case of a breach of its obligation to provide an Item 1123 Certificate, an Assessment of Compliance or an Accountant’s Attestation pursuant to Sections 6.22, 6.23 and 6.24, immediately without a cure period);

(iii) A decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer, and such decree or order shall have remained in force undischarged or unstayed for a period of 60 days or a Rating Agency reduces or withdraws or threatens to reduce or withdraw the rating of the Certificates because of the financial condition or loan servicing capability of such Master Servicer;

(iv) The Master Servicer shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities, voluntary liquidation or similar proceedings of or relating to the Master Servicer or of or relating to all or substantially all of its property;

(v) The Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations;

(vi) The Master Servicer shall be dissolved, or shall dispose of all or substantially all of its assets, or consolidate with or merge into another entity or shall permit another entity to consolidate or merge into it, such that the resulting entity does not meet the criteria for a successor servicer as specified in Section 9.05 hereof;

(vii) If a representation or warranty set forth in Section 9.03 hereof shall prove to be incorrect as of the time made in any respect that materially and adversely affects the interests of the Certificateholders, and the circumstance or condition in respect of which such representation or warranty was incorrect shall not have been eliminated or cured within 30 days after the date on which written notice of such incorrect representation or warranty shall have been given to the Master Servicer by the Trustee or the Securities Administrator, or to the Master Servicer, the Securities Administrator and the Trustee by the Holders of more than 50% of the Aggregate Voting Interests of the Certificates;

(viii) A sale or pledge of any of the rights of the Master Servicer hereunder or an assignment of this Agreement by the Master Servicer or a delegation of the rights or duties of the Master Servicer hereunder shall have occurred in any manner not otherwise permitted hereunder and without the prior written consent of the Trustee and Certificateholders holding more than 50% of the Aggregate Voting Interests of the Certificates;

(ix) The purchase or holding of any Certificates by the Master Servicer or any master servicer transferee that is an insured depository institution (as such term is defined in the Federal Deposit Insurance Act) such that the Master Servicer or such master servicer transferee is required to consolidate any assets of the issuing entity on its financial statements under U.S. generally accepted accounting principles;

(x) Any failure of the Master Servicer to make any Advances when such Advances are due, which failure continues unremedied for a period of one Business Day.

If an Event of Default described in clauses (i) through (ix) of this Section shall occur, then, in each and every case, subject to applicable law, so long as any such Event of Default shall not have been remedied within any period of time as prescribed by this Section, the Trustee, by notice in writing to the Master Servicer may, and, if so directed in writing by Certificateholders evidencing either (i) more than 50% of the Class Principal Amount (or Class Notional Amount) of each Class of Certificates, or (ii) 50% of the aggregate Class Principal Amount of the Subordinate Certificates, or upon the occurrence of an Event of Default described in clause (x) of this Section, shall, terminate all of the rights and obligations of the Master Servicer hereunder and in and to the Mortgage Loans and the proceeds thereof; provided, however, that in the case of the preceding clause (ii), the Trustee shall provide written notice to all of the Certificateholders within two Business Days of receiving such direction and shall not terminate the Master Servicer if, within 30 days of sending such written notice, the Trustee has received contrary instructions from Certificateholders evidencing more than 50% of the Aggregate Voting Interests of the Certificateholders. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer, and only in its capacity as Master Servicer under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee; and the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the defaulting Master Servicer as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and related documents or otherwise. The defaulting Master Servicer agrees to cooperate with the Trustee and the Securities Administrator in effecting the termination of the defaulting Master Servicer’s responsibilities and rights hereunder as Master Servicer including, without limitation, notifying the Servicers of the assignment of the master servicing function and providing the Trustee or its designee all documents and records in electronic or other form reasonably requested by it to enable the Trustee or its designee to assume the defaulting Master Servicer’s functions hereunder and the transfer to the Trustee for administration by it of all amounts which shall at the time be or should have been deposited by the defaulting Master Servicer in the Distribution Account and any other account or fund maintained with respect to the Certificates or thereafter received with respect to the Mortgage Loans. The Master Servicer being terminated pursuant to this Section 6.14 shall bear all costs of a master servicing transfer, including but not limited to those of the Trustee or Securities Administrator reasonably allocable to specific employees and overhead, legal fees and expenses, accounting and financial consulting fees and expenses, and costs of amending this Agreement, if necessary. If the same Person is acting as both the Securities Administrator and the Master Servicer, then the Trustee shall direct the Depositor to remove the Securities Administrator in accordance with the provisions of Section 6.06(b), and the Depositor promptly upon such direction shall remove the Securities Administrator in accordance therewith.

Notwithstanding the termination of its activities as Master Servicer, each terminated Master Servicer shall continue to be entitled to reimbursement under this Agreement to the extent such reimbursement relates to the period prior to such Master Servicer’s termination. The successor master servicer shall not be required to purchase or reimburse the terminated Master Servicer's Advance receivables. For the avoidance of doubt, to the extent that the terminated Master Servicer and a successor master servicer have each made Advances in respect of the same Mortgage Loan, recovered amounts shall be used to reimburse the terminated Master Servicer and a successor master servicer in the order in which such Advances were made.

When a Responsible Officer of the Trustee has actual knowledge of the occurrence of an Event of Default, the Trustee shall promptly notify the Securities Administrator and each Rating Agency through the Rule 17g-5 Information Provider of the nature and extent of such Event of Default. The Trustee or the Securities Administrator shall promptly give written notice to the Master Servicer upon the Master Servicer’s failure to fund Advances as required under this Agreement.

(b) On and after the time the Master Servicer receives a notice of termination from the Trustee pursuant to Section 6.14(a) or the Trustee receives the written resignation of the Master Servicer pursuant to Section 9.06, the Trustee, unless, in either case, another master servicer shall have been appointed by the Trustee, shall be the successor in all respects to the Master Servicer in its capacity as such under this Agreement and with respect to the transactions set forth or provided for herein and shall have all the rights and powers and be subject to all the responsibilities, duties and liabilities relating thereto and arising thereafter placed on the Master Servicer hereunder, including the obligation to make Advances in accordance with Section 5.04; provided, however, that any failure to perform such duties or responsibilities caused by the Master Servicer’s failure to provide information required by this Agreement shall not be considered a default by the Trustee hereunder. The Trustee shall have no responsibility for any act or omission of the Master Servicer other than any act or omission performed by the Trustee in its capacity as a successor master servicer. In addition, the Trustee shall have no liability relating to the representations and warranties of the Master Servicer set forth in Section 9.03. In the Trustee’s capacity as successor master servicer, the Trustee shall have the same limitations on liability herein granted to the Master Servicer. As compensation for acting as successor master servicer hereunder, the Trustee shall be entitled to receive all compensation payable to the Master Servicer under this Agreement, including the Master Servicing Fee, subject to Section 6.14(d).

(c) Notwithstanding the above, the Trustee may, if it shall be unwilling to continue to so act, or shall, if it is unable to so act, petition a court of competent jurisdiction to appoint, or appoint on its own behalf any established housing and home finance institution servicer, master servicer, servicing or mortgage servicing institution having a net worth of not less than $15,000,000, which is a Fannie Mae or Freddie Mac-approved master servicer, and meeting such other standards for a successor master servicer as are set forth in this Agreement, as the successor to such Master Servicer in the assumption of all of the responsibilities, duties and liabilities of a master servicer, like the Master Servicer. Any entity designated by the Trustee as a successor master servicer may be an Affiliate of the Trustee; provided, however, that, unless such Affiliate meets the net worth requirements and other standards set forth herein for a successor master servicer, the Trustee, in its individual capacity, shall agree, at the time of such designation, to be and remain liable to the Trust Fund for such Affiliate’s actions and omissions in performing its duties hereunder.

The Trustee and such successor shall take such actions, consistent with this Agreement, as shall be necessary to effectuate any such succession and may make other arrangements with respect to the master servicing to be conducted hereunder which are not inconsistent herewith. The Master Servicer shall cooperate with the Trustee and any successor master servicer in effecting the termination of the Master Servicer’s responsibilities and rights hereunder including, without limitation, notifying Mortgagors of the assignment of the master servicing functions and providing the Trustee and successor master servicer, as applicable, all documents and records in electronic or other form reasonably requested by it to enable it to assume the Master Servicer’s functions hereunder and transferring to the Trustee or such successor master servicer, as applicable, all amounts which shall at the time be or which should have been deposited by the Master Servicer in the Distribution Account and any other account or fund maintained with respect to the Certificates or thereafter be received with respect to the Mortgage Loans. Neither the Trustee nor any other successor master servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof caused by (i) the failure of the predecessor master servicer to deliver, or any delay in delivering, cash, documents or records to it, (ii) the failure of the predecessor master servicer to cooperate as required by this Agreement, (iii) the failure of the predecessor master servicer to deliver the Mortgage Loan data to the Securities Administrator as required by this Agreement or (iv) restrictions imposed by any regulatory authority having jurisdiction over the predecessor master servicer. No successor master servicer (other than the Trustee, with respect to the failure of the Trustee to cooperate as set forth in subclause (ii) below) shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof caused by (i) the failure of the Securities Administrator to deliver, or any delay in delivering cash, documents or records to it related to such distribution, or (ii) the failure of Trustee or the Securities Administrator to cooperate as required by this Agreement.

Any successor master servicer shall execute and deliver to the Depositor, the Seller and the predecessor master servicer the certification required pursuant to the first sentence of Section 6.20(e).

(d) In connection with such appointment and assumption of a successor master servicer, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of that permitted to the Master Servicer hereunder.

(e) To the extent that the costs and expenses incurred by the Trustee in connection with any alleged or actual default by the Master Servicer, the termination of the Master Servicer, any appointment of a successor master servicer and/or any transfer and assumption of master servicing by the Trustee or any successor master servicer (including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses associated with the investigation of any alleged or actual default by the Master Servicer, the evaluation of the potential termination and/or the actual termination of the Master Servicer and the appointment of a successor master servicer and (ii) all Master Servicing Transfer Costs) are not fully and timely reimbursed by the terminated master servicer, then (a) the successor master servicer shall deduct such amounts from any amounts that it otherwise would have paid to the predecessor master servicer in reimbursement of outstanding Advances, and the successor master servicer shall reimburse itself and the Trustee for any unreimbursed costs and expenses, and (b) if the Trustee is not required to be reimbursed by the Master Servicer or if such costs and expenses are not satisfied pursuant to clause (a) within 90 days, then the Trustee and the successor master servicer shall be entitled to reimbursement of such costs and expenses from the Distribution Account, subject to the limitations described in clause (C) of the definition of Available Distribution Amount.

Section 6.15 Additional Remedies of Trustee Upon Event of Default.

During the continuance of any Event of Default, so long as such Event of Default shall not have been remedied, the Trustee, in addition to the rights specified in Section 6.14, shall have the right, in its own name and as trustee of the Trust Fund, to take all actions now or hereafter existing at law, in equity or by statute to enforce its rights and remedies and to protect the interests, and enforce the rights and remedies, of the Certificateholders (including the institution and prosecution of all judicial, administrative and other proceedings and the filing of proofs of claim and debt in connection therewith). Except as otherwise expressly provided in this Agreement, no remedy provided for by this Agreement shall be exclusive of any other remedy, and each and every remedy shall be cumulative and in addition to any other remedy, and no delay or omission to exercise any right or remedy shall impair any such right or remedy or shall be deemed to be a waiver of any Event of Default.

Section 6.16 Waiver of Defaults.

More than 50% of the Aggregate Voting Interests of the Certificateholders may waive any event of default of a Servicer or the Servicing Administrator under the related Servicing Agreement or Event of Default by the Master Servicer in the performance of its obligations hereunder, except that a default in the making of any Advances or any required deposit to the Distribution Account that would result in a failure of the Paying Agent to make any required payment of principal of or interest on the Certificates may only be waived with the consent of 100% of the Certificateholders. Upon any such waiver of a past default, such default shall cease to exist, and any event of default under a Servicing Agreement or Event of Default hereunder arising therefrom shall be deemed to have been remedied for every purpose of such Servicing Agreement and/or this Agreement, as applicable. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived.

Section 6.17 Notification to Holders.

Upon termination of the Master Servicer or appointment of a successor to the Master Servicer, in each case as provided herein, the Trustee (i) so long as the Master Servicer and the Securities Administrator are not the same Person, shall promptly notify the Securities Administrator in writing, and (ii) shall promptly mail notice thereof by first class mail to the Certificateholders at their respective addresses appearing on the Certificate Register. The Trustee shall also, within 45 days after the date when a Responsible Officer of the Trustee has actual knowledge of the occurrence of any Event of Default, give written notice thereof to the Securities Administrator and the Certificateholders, unless such Event of Default shall have been cured or waived prior to the issuance of such notice and within such 45-day period.

Section 6.18 Directions by Certificateholders and Duties of Trustee During Event of Default.

Subject to the provisions of Sections 6.16 and 8.01 hereof, during the continuance of any Event of Default, Holders of Certificates evidencing not less than 25% of the Class Principal Amount (or Percentage Interest) of each Class of Certificates affected thereby may direct the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement; provided, however, that the Trustee shall be under no obligation to pursue any such remedy, or to exercise any of the trusts or powers vested in it by this Agreement (including, without limitation, (i) the conducting or defending of any administrative action or litigation hereunder or in relation hereto and (ii) the terminating of the Master Servicer or any successor master servicer from its rights and duties as Master Servicer hereunder) at the request, order or direction of any of the Certificateholders, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the cost, expenses and liabilities which may be incurred therein or thereby; and, provided further, that, subject to the provisions of Section 8.01, the Trustee shall have the right to decline to follow any such direction if the Trustee, in accordance with an Opinion of Counsel, (a) determines that the action or proceeding so directed may not lawfully be taken or (b) in good faith determines that the action or proceeding so directed would involve it in personal liability for which it is not indemnified to its satisfaction or be unjustly prejudicial to the non-assenting Certificateholders.

Section 6.19 Action Upon Certain Failures of the Master Servicer and Upon Event of Default.

In the event that a Responsible Officer of the Trustee shall have actual knowledge of any action or inaction of the Master Servicer that would become an Event of Default upon the Master Servicer’s failure to remedy the same after notice, the Trustee shall give prompt written notice thereof to the Master Servicer.

Section 6.20 Preparation of Tax Returns and Other Reports.

(a) The Securities Administrator shall prepare or cause to be prepared on behalf of the Trust Fund, based upon information calculated in accordance with this Agreement pursuant to instructions given by the Depositor, and the Securities Administrator shall file federal tax returns, all in accordance with Article X hereof. If the Securities Administrator is notified in writing that a state tax return or other return is required, then, at the sole expense of the Trust Fund, the Securities Administrator shall prepare and file such state income tax returns and such other returns as may be required by applicable law relating to the Trust Fund, and, if required by state law, and shall file any other documents to the extent required by applicable state tax law (to the extent such documents are in the Securities Administrator’s possession). The Securities Administrator shall forward copies to the Depositor of all such returns and Form 1099 supplemental tax information and such other information within the control of the Securities Administrator as the Depositor may reasonably request in writing, and shall distribute to each Certificateholder such forms and furnish such information within the control of the Securities Administrator as are required by the Code and the REMIC Provisions to be furnished to them, and will prepare and distribute to Certificateholders Form 1099 (supplemental tax information) (or otherwise furnish information within the control of the Securities Administrator) to the extent required by applicable law. The Master Servicer will indemnify the Securities Administrator and the Trustee for any liability of or assessment against the Securities Administrator and the Trustee, as applicable, resulting from any error in any of such tax or information returns directly resulting from errors in the information provided by such Master Servicer.

(b) The Securities Administrator shall prepare and file with the Internal Revenue Service (“IRS”), on behalf of the Trust Fund and each REMIC created hereunder, an application for an employer identification number on IRS Form SS-4 or by any other acceptable method. The Securities Administrator shall also file a Form 8811 as required. The Securities Administrator, upon receipt from the IRS of the Notice of Taxpayer Identification Number Assigned, shall upon request promptly forward a copy of such notice to the Depositor. The Securities Administrator shall furnish any other information that is required by the Code and regulations thereunder to be made available to the Certificateholders. The Master Servicer shall cause each Servicer to provide the Securities Administrator with such information as is necessary for the Securities Administrator to prepare such reports.

Section 6.21 Reporting to the Commission.

Each of Form 10-D and Form 10-K requires the registrant to indicate (by checking “yes” or “no”) that it “(1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.” The Depositor hereby represents to the Securities Administrator that the Depositor has filed all such required reports during the preceding 12 months and that it has been subject to such filing requirement for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D and no later than March 15^th with respect to the filing of a report on Form 10-K, if the answer to the questions should be “no.” The Securities Administrator shall be entitled to rely on such representations in preparing and/or filing any such report.

(a) Reports Filed on Form 10-D.

(i) Within 15 days after each Distribution Date (subject to permitted extensions under the Exchange Act), the Securities Administrator shall prepare and file on behalf of the Trust Fund any Form 10-D required by the Exchange Act, in form and substance as required by the Exchange Act. The Securities Administrator shall file each Form 10-D with a copy of the related Distribution Date Statement attached thereto. Any disclosure in addition to the Distribution Date Statement that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be reported by the parties set forth on Exhibit L hereto to the Depositor and the Securities Administrator and reviewed and approved or disapproved by the Depositor pursuant to the following paragraph and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure, except as set forth in the next paragraph.

(ii) As set forth on Exhibit L hereto, within 5 calendar days after the related Distribution Date, (1) the parties set forth thereon shall be required to provide to the Securities Administrator and the Depositor, to the extent known by a Responsible Officer thereof, in EDGAR-compatible form, or in such other form as otherwise agreed upon by the Securities Administrator and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable together with an additional disclosure notification in the form of Exhibit I hereto (an “Additional Disclosure Notification”) and (2) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Depositor will be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this paragraph.

(iii) After preparing the Form 10-D, the Securities Administrator shall forward electronically a copy of the Form 10-D to the Depositor for review. The Securities Administrator will provide a copy of the Form 10-D to the Depositor by the 11^th calendar day after the related Distribution Date. On the 12^th calendar day after the related Distribution Date, the Depositor will provide any changes or approval to the Securities Administrator (which may be furnished electronically). In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-D is in final form and the Securities Administrator may proceed with the filing of the Form 10-D. No later than the 13^th calendar day after the related Distribution Date, a duly authorized representative of the Depositor shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Securities Administrator will follow the procedures set forth in subsection (d)(ii) of this Section 6.21. Promptly (but no later than 1 Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website a final executed copy of each Form 10-D prepared and filed by the Securities Administrator. Each party to this Agreement acknowledges that the performance by the Securities Administrator of its duties under this Section 6.21(a) related to the timely preparation and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties. The Securities Administrator shall not have any liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-D, where such failure results from the Securities Administrator’s inability or failure to obtain or receive, on a timely basis, any information from any other party needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith or willful misconduct.

(b) Reports Filed on Form 10-K.

(i) On or prior to the 90th day after the end of each fiscal year of the Trust Fund or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust Fund ends on December 31^st of each year), commencing in March 2014, the Securities Administrator shall prepare and file on behalf of the Trust Fund any Form 10-K required by the Exchange Act, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Securities Administrator within the applicable time frames set forth in this Agreement, the Custodial Agreement and the applicable Servicing Agreement, (1) the Item 1123 Certificate for each Servicer, each Additional Servicer, the Master Servicer, the Servicing Administrator and the Securities Administrator as described under Section 6.22, (2)(A) the Assessment of Compliance with servicing criteria for each Servicer, the Custodian, each Servicing Function Participant, the Master Servicer, the Servicing Administrator, the Securities Administrator and any Servicing Function Participant engaged by such parties (each, a “Reporting Servicer”), as described under Section 6.23 and the Custodial Agreement and (B) if any Reporting Servicer’s Assessment of Compliance identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any Reporting Servicer’s Assessment of Compliance is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (3)(A) the Accountant’s Attestation for each Reporting Servicer, as described under Section 6.24 and (B) if any Accountant’s Attestation identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such Accountant’s Attestation is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (4) the certification required under Rule 13a-14(d) and 15d-14(d) under the Exchange Act executed by the Depositor (provided, however, that the Securities Administrator, at its discretion, may omit from the Form 10-K any annual compliance statement, Assessment of Compliance or Accountant’s Attestation that is not required to be filed with such Form 10-K pursuant to Regulation AB). Any disclosure or information in addition to (1) through (4) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be reported by the parties set forth on Exhibit M hereto to the Depositor and the Securities Administrator and reviewed and approved or disapproved by the Depositor pursuant to the following paragraph and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure, except as set forth in the next paragraph.

(ii) As set forth on Exhibit M hereto, no later than March 15 following each fiscal year that the Trust Fund is subject to the Exchange Act reporting requirements, commencing in March 2014, (1) the parties set forth on Exhibit M shall be required to provide to the Securities Administrator and the Depositor, to the extent known by a Responsible Officer thereof, a notice in the form of Exhibit I hereto, along with, in EDGAR-compatible form, or in such other form as otherwise agreed upon by the Securities Administrator and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, together with any applicable Additional Disclosure Notification and (2) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure or information in the Additional Disclosure Notification on Form 10-K. The Depositor will be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Additional Form 10-K Disclosure or information from the Additional Disclosure Notification in Form 10-K pursuant to this paragraph.

(iii) After preparing the Form 10-K, the Securities Administrator shall forward electronically a copy of the Form 10-K to the Depositor for review. Within three (3) business days of receipt, but in no event later than March 25, the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-K. In the absence of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 10-K is in final form. No later than the close of business on the 4th Business Day prior to the 10-K Filing Deadline, a senior officer in charge of securitization of the Depositor shall sign the Form 10-K and related certifications required under the Exchange Act and return an electronic or fax copy of such documents (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Securities Administrator will follow the procedures set forth in Section 6.21(d). Promptly (but no later than 1 Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website a final executed copy of each Form 10-K prepared and filed by the Securities Administrator. The parties to this Agreement acknowledge that the performance by the Securities Administrator of its duties under this Section 6.21(b) related to the timely preparation and filing of Form 10-K is contingent upon such parties (and the Custodian, the Servicers and any Additional Servicer or Servicing Function Participant) strictly observing all applicable deadlines in the performance of their duties. The Securities Administrator shall not have any liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-K, where such failure results from the Securities Administrator’s inability or failure to obtain or receive, on a timely basis, any information from any other party needed to prepare, arrange for execution or file such Form 10-K, not resulting from its own negligence, bad faith or willful misconduct.

(i) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), and if requested by the Depositor, the Securities Administrator shall prepare and file on behalf of the Trust Fund any Form 8-K, as required by the Exchange Act, provided that the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be reported by the parties set forth on Exhibit N hereto to the Depositor and the Securities Administrator and reviewed and approved or disapproved by the Depositor pursuant to the following paragraph and the Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any Form 8-K Disclosure Information or any Form 8-K, except as set forth in the next paragraph.

(ii) As set forth on Exhibit N hereto, for so long as the Trust Fund is subject to the Exchange Act reporting requirements, no later than the end of business (New York City time) on the 2nd Business Day after the occurrence of a Reportable Event (1) the parties to this transaction shall be required to provide to the Securities Administrator and the Depositor, to the extent known by a Responsible Officer thereof, a notice in the form of Exhibit I attached hereto, along with, in EDGAR-compatible form, or in such other form as otherwise agreed upon by the Securities Administrator and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, together with an Additional Disclosure Notification and (2) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information. The Depositor will be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this paragraph. The Securities Administrator has no duty under this Agreement to monitor or enforce the performance by the parties listed in Exhibit N of their duties under this paragraph and will not solicit from such parties any Form 8-K Disclosure Notification.

(iii) After preparing the Form 8-K, the Securities Administrator shall forward electronically a copy of the Form 8-K to the Depositor for review. Promptly, but no later than the close of business on the 3rd Business Day after the Reportable Event, the Depositor shall notify the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 8-K. In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form 8-K is in final form and the Securities Administrator may proceed with the filing of the Form 8-K. No later than noon (New York City time) on the 4th Business Day after the Reportable Event, a duly authorized officer of the Depositor shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Securities Administrator will follow the procedures set forth in Section 6.21(d). Promptly (but no later than 1 Business Day) after filing with the Commission, the Securities Administrator will make available on its internet website a final executed copy of each Form 8-K prepared and filed by the Securities Administrator. The parties to this Agreement acknowledge that the performance by the Securities Administrator of its duties under this Section 6.21(c) related to the timely preparation and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties. The Securities Administrator shall not have any liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 8-K, where such failure results from the Securities Administrator’s inability or failure to obtain or receive, on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file such Form 8-K, not resulting from its own negligence, bad faith or willful misconduct.

(d) Delisting; Amendments; Late Filings.

(i) If the Depositor determines that the requirements for suspension of the Trust Fund’s Exchange Act reporting requirements set forth in Rule 15d-22(b) of the Exchange Act and any other applicable regulation are satisfied, it shall so notify the Securities Administrator. Following receipt of such notice, the Securities Administrator shall prepare and file a Form 15 Suspension Notification with respect to the Trust Fund under the Exchange Act (a “Form 15”). Subsequent to the filing of a Form 15, if the Depositor determines that the Trust Fund has once again become subject to the Exchange Act reporting requirements, then it shall promptly notify the Securities Administrator, and the Securities Administrator shall recommence preparing and filing required Exchange Act reports. Prior to January 30 of the following calendar year, the Securities Administrator shall, if directed to do so by the Depositor, in accordance with industry standards, prepare and file a Form 15.

In connection with any direct offering of Certificates by the Depositor, in an offering registered with the Commission, subsequent to the filing of a Form 15 pursuant to the preceding paragraph: (1) the Depositor shall notify the Securities Administrator in writing not less than 10 days prior to the date on which such offering will be made; (2) the Depositor shall cause to be prepared and filed the initial current report on Form 8-K required to be filed in connection with such offering; (3) the Securities Administrator, as directed by the Depositor, shall file a report on Form 10-D for the Distribution Date following the month in which such offering occurs and, thereafter, any reports on forms 8-K, 10-K and 10-D in respect of the Trust Fund as and to the extent required under the Exchange Act, as set forth in this Section (other than the report referred to in clause (2) above); (4) the Depositor shall be responsible for notifying the other parties to the transaction of such offering and that the obligations of such parties to provide information in connection with the Depositor’s Exchange Act reporting requirements have been reinstated; and (5) the Depositor shall be responsible for all reasonable fees and expenses incurred by the Securities Administrator in connection with such offering, including its review and approval of any offering document and any amendment to any transaction document made in connection with such offering.

(ii) In the event that the Securities Administrator is unable to timely file with the Commission all or any required portion of any Form 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Securities Administrator will promptly, but no later than within one Business Day, notify electronically the Depositor. In the case of Form 10-D and 10-K, the parties to this Agreement will cooperate to prepare and file a Form 12b-25 and a 10-D/A or 10-K/A, as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Securities Administrator will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Form 8-K, 10-D or 10-K needs to be amended to include additional disclosure in connection with any additional Form 10-D disclosure (other than for the purpose of restating any Distribution Date Statement), additional Form 10-K or Form 8-K disclosure information, the Securities Administrator will electronically notify the Depositor and the affected parties and the Securities Administrator shall prepare and file, and such parties will cooperate in the preparation and filing of any necessary Form 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K shall be signed by a senior officer in charge of securitization of the Depositor. The parties to this Agreement acknowledge that the performance by the Securities Administrator of its duties under this Section 6.21(d) related to the timely preparation and filing of a Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K is contingent upon each such party performing its duties under this Section. The Securities Administrator shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from the Securities Administrator’s inability or failure to obtain or receive, on a timely basis, any information from any other party needed to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, not resulting from its own negligence, bad faith or willful misconduct.

Notwithstanding anything to the contrary herein, the Securities Administrator shall not file any Form 8-K, Form 10-D or Form 10-K as to which it has received from the Depositor a notice to the effect that, upon review of the proposed filing, the Depositor does not approve of such filing.

(e) Sarbanes-Oxley Certification Back-up.

In connection with the annual certification to be delivered by the Depositor pursuant to Rules 13a-14d and 15d-14(d) of the Exchange Act, each Servicer, pursuant to the applicable Servicing Agreement, the Master Servicer and the Securities Administrator shall provide, and each Servicer, pursuant to the applicable Servicing Agreement, the Master Servicer and the Securities Administrator shall cause any Servicing Function Participant engaged by it to provide, to the Depositor, by March 15 following each year in which the Trust Fund is subject to the reporting requirements of the Exchange Act and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certificate”), in the form attached hereto as Exhibit J (or in such other form attached to the applicable Servicing Agreement), upon which the Depositor and its officers, directors and Affiliates can reasonably rely. In the event that a Servicer, the Master Servicer, the Securities Administrator or any Servicing Function Participant engaged by any such party is terminated or resigns pursuant to the terms of this Agreement, any Servicing Agreement or any applicable sub-servicing agreement, as the case may be, such party shall provide a Back-Up Certificate to the Depositor pursuant to this Section 6.21(e) with respect to the period of time it was subject to this Agreement, such Servicing Agreement or any applicable sub-servicing agreement, as the case may be.

The Master Servicer shall enforce any obligation of the Servicers, to the extent set forth in the related Servicing Agreement, to deliver to the Master Servicer the Back-Up Certificate as may be required pursuant to such Servicing Agreement.

Section 6.22 Annual Statements of Compliance.

(a) The Master Servicer, the Securities Administrator, the Servicing Administrator and each Servicer shall deliver or otherwise make available (and the Master Servicer, the Securities Administrator, the Servicing Administrator and each Servicer shall cause any Additional Servicer engaged by it to deliver or otherwise make available) to the Depositor, the Trustee and the Securities Administrator on or before March 1 of each year, commencing in March 2014, an Officer’s Certificate (an “Item 1123 Certificate”) stating, as to the signer thereof, that (A) a review of such party’s activities during the preceding calendar year or portion thereof and of such party’s performance under this Agreement, or such other applicable agreement in the case of an Additional Servicer, has been made under such officer’s supervision and (B) to the best of such officer’s knowledge, based on such review, such party has fulfilled all its obligations under this Agreement, the applicable Servicing Agreement or such other applicable agreement in the case of an Additional Servicer, in all material respects throughout such year or portion thereof, or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof. Promptly after receipt of each such Item 1123 Certificate, the Depositor shall review such Item 1123 Certificate and, if applicable, consult with each such party, as applicable, as to the nature of any failures by such party, in the fulfillment of any of such party’s obligations hereunder or, in the case of an Additional Servicer, under such other applicable agreement.

(b) In the event the Master Servicer, the Securities Administrator or any Additional Servicer engaged by any such party is terminated or resigns pursuant to the terms of this Agreement, or any applicable agreement in the case of an Additional Servicer, as the case may be, such party shall provide an Item 1123 Certificate pursuant to this Section 6.22 or as required under such other applicable agreement, as the case may be, notwithstanding any such termination, assignment or resignation.

(c) The Master Servicer shall enforce any obligation of any Servicer and the Servicing Administrator, to the extent set forth in the related Servicing Agreement, to deliver to the Depositor an Item 1123 Certificate.

Section 6.23 Annual Assessments of Compliance.

(a) On or before March 1 of each calendar year, commencing in March 2014, the Master Servicer, the Servicing Administrator, the Securities Administrator, the Custodian and each Servicer, each at its own expense, shall furnish or otherwise make available, and each such party shall cause any Servicing Function Participant engaged by it to furnish or otherwise make available, each at its own expense, to the Securities Administrator, the Trustee and the Depositor, a report on an assessment of compliance with the Relevant Servicing Criteria (an “Assessment of Compliance”) that contains:

(A) a statement by such party of its responsibility for assessing compliance with the Relevant Servicing Criteria,

(B) a statement that such party used the Relevant Servicing Criteria to assess compliance with the Relevant Servicing Criteria,

(C) such party’s Assessment of Compliance with the Relevant Servicing Criteria as of and for the fiscal year covered by the Form 10-K required to be filed pursuant to Section 6.21(b) including, if there has been any material instance of noncompliance with the Relevant Servicing Criteria,

(i) a discussion of each such failure and the nature and status thereof,

(ii) in the case of the Master Servicer, the Servicing Administrator, the Securities Administrator and the Custodian, disclosure for inclusion in any Form 10-K that will be prepared and filed for the Trust Fund pursuant to Section 6.21(b) of this Agreement describing whether the noncompliance that led to the determination that there was a material instance of noncompliance with relevant servicing for such party’s platform involved the Trust Fund, without regard to whether such noncompliance involving the Trust Fund resulted in the disclosure of material noncompliance pursuant to Item 1123 of Regulation AB, and

(iii) in the case of each Servicer such other information as is required under the terms of the applicable Servicing Agreement, and

(D) a statement that a registered public accounting firm has issued an Accountant’s Attestation on such party’s Assessment of Compliance with the Relevant Servicing Criteria as of and for such period.

(b) No later than the end of each fiscal year for the Trust Fund for which a 10-K is required to be filed, each Servicer, the Servicing Administrator and the Master Servicer shall each forward to the Securities Administrator the name of each Servicing Function Participant engaged by it and what Relevant Servicing Criteria will be addressed in the Assessment of Compliance prepared by such Servicing Function Participant (provided, however, that the Master Servicer need not provide such information to the Securities Administrator so long as the Master Servicer and the Securities Administrator are the same Person). When the Master Servicer, each Servicer and the Servicing Administrator (or any Servicing Function Participant engaged by them) submit their Assessments of Compliance to the Securities Administrator, such parties will also at such time include the Assessments of Compliance (and Accountant’s Attestation), pursuant to Sections 6.23 and 6.24, of each Servicing Function Participant engaged by it.

(c) Promptly after receipt of each Assessment of Compliance, (i) the Depositor shall review each such report and, if applicable, consult with the Master Servicer, the Servicing Administrator, the Securities Administrator, each Servicer, the Custodian and any Servicing Function Participant engaged by such parties as to the nature of any material instance of noncompliance with the Relevant Servicing Criteria by each such party, and (ii) the Securities Administrator shall confirm that the Assessments of Compliance, taken individually, address the Relevant Servicing Criteria for each party as set forth on Exhibit K or the applicable exhibit to the related Servicing Agreement in respect of each Servicer and the Servicing Administrator and notify the Depositor of any exceptions.

(d) In the event the Master Servicer, the Securities Administrator or any Servicing Function Participant engaged by any such party is terminated, assigns its rights and obligations under or resigns pursuant to, the terms of this Agreement, or any other applicable agreement, as the case may be, such party shall provide an Assessment of Compliance pursuant to this Section 6.23, or to such other applicable agreement, notwithstanding any termination, assignment or resignation.

(e) The Master Servicer shall enforce any obligation of the Servicers, the Servicing Administrator and the Custodian, to the extent set forth in related the Servicing Agreements or the Custodial Agreement, as applicable, to deliver to the Master Servicer an Assessment of Compliance within the time frame set forth in, and in such form and substance as may be required pursuant to, the Servicing Agreements or the Custodial Agreement, as applicable. The Master Servicer shall include all Assessments of Compliance received by it from the Servicers, the Servicing Administrator and the Custodian with its own Assessment of Compliance to be submitted to the Securities Administrator pursuant to this Section.

(f) The obligations of each party to provide assessments of compliance and attestations under this Section 6.23 and Section 6.24 shall terminate upon the filing of a Form 15 suspension notice on behalf of the Trust Fund, but shall become effective after such a filing if the Trust Fund is required to continue to file reports under the Exchange Act as contemplated in Section 6.21(d)(i).

Section 6.24 Accountant’s Attestation.

(a) On or before March 1 of each calendar year, commencing in 2014, the Master Servicer, the Servicing Administrator, the Securities Administrator, the Custodian and each Servicer, each at its own expense, shall cause, and each such party shall cause any Servicing Function Participant engaged by it to cause, each at its own expense, a registered public accounting firm (which may also render other services to the Master Servicer, the Servicing Administrator, the Securities Administrator, a Servicer or such other Servicing Function Participants, as the case may be) and that is a member of the American Institute of Certified Public Accountants to furnish a report (the “Accountant’s Attestation”) to the Securities Administrator and to the Depositor, to the effect that (i) it has obtained a representation regarding certain matters from the management of such party, which includes an assertion that such party has complied with the Relevant Servicing Criteria, and (ii) on the basis of an examination conducted by such firm in accordance with standards for attestation engagements issued or adopted by the PCAOB, it is expressing an opinion as to whether such party’s compliance with the Relevant Servicing Criteria was fairly stated in all material respects, or it cannot express an overall opinion regarding such party’s Assessment of Compliance with the Relevant Servicing Criteria. In the event that an overall opinion cannot be expressed, such registered public accounting firm shall state in such report why it was unable to express such an opinion. Such report must be available for general use and not contain restricted use language.

(b) Promptly after receipt of each Accountant’s Attestation from the Master Servicer, each Servicer, the Servicing Administrator, the Securities Administrator, the Custodian or any Servicing Function Participant engaged by such parties, (i) the Depositor shall review such reports and, if applicable, consult with such parties as to the nature of any defaults by such parties, in the fulfillment of any of each such party’s obligations hereunder or under any other applicable agreement, and (ii) the Securities Administrator shall confirm that each Assessment of Compliance is coupled with an Accountant’s Attestation meeting the requirements of this Section and notify the Depositor of any exceptions.

(c) The Master Servicer shall include each Accountant’s Attestation furnished to it by the Servicers, the Servicing Administrator and the Custodian with its own Accountant’s Attestation to be submitted to the Securities Administrator pursuant to this Section.

(d) In the event the Master Servicer, the Servicing Administrator, the Securities Administrator, the Custodian, any Servicer or any Servicing Function Participant engaged by any such party, is terminated, assigns its rights and duties under, or resigns pursuant to the terms of, this Agreement, the Custody Agreement or a Servicing Agreement, as the case may be, such party shall at its own expense cause a registered public accounting firm to provide an Accountant’s Attestation pursuant to this Section 6.24, or other applicable agreement, notwithstanding any such termination, assignment or resignation.

(e) The Master Servicer shall enforce any obligation of the Servicers, the Servicing Administrator and the Custodian, to the extent set forth in the related Servicing Agreements and the Custodial Agreement, as applicable, to deliver to the Master Servicer an Assessment of Compliance within the timeframe set forth in, and in such form and substance as may be required pursuant to, the Servicing Agreements or the Custodial Agreement, as applicable.

Section 6.25 Intention of the Parties and Interpretation; Indemnification.

Each of the parties acknowledges and agrees that the purpose of Sections 6.21, 6.22, 6.23 and 6.24 of this Agreement is to facilitate compliance by the Depositor with the provisions of Regulation AB promulgated by the Commission under the Exchange Act (17 C.F.R. §§ 229.1100 - 229.1123), as such may be amended from time to time and subject to such clarification and interpretive advice as may be issued by the staff of the Commission from time to time. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) each party shall comply with the reasonable requests made by the Depositor for delivery of such additional or different information as the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, which information is available to such party without unreasonable effort or expense and within such timeframe as may be reasonably requested, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.

Each of the Master Servicer, the Securities Administrator, the Custodian and any Servicing Function Participant engaged by any such party shall indemnify and hold harmless the Depositor and its Affiliates and each of their directors, officers, employees, agents, and affiliates from and against any and all claims, losses, damages, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments and other costs and expenses arising out of or based upon (a) any breach by such party of any of its obligations hereunder, including particularly its obligations to provide any Statement of Compliance, Assessment of Compliance or Accountant’s Attestation required under Sections 6.22, 6.23 and 6.24, respectively, or any information, data or materials required to be included in any Exchange Act report or (b) any material misstatement or material omission in any Statement of Compliance, Assessment of Compliance, Accountant’s Attestation delivered by it or by any Servicing Function Participation engaged by it pursuant to this Agreement or any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or Form 8-K Disclosure concerning such party. If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor or its Affiliates, as the case may be, then each such party agrees that it shall contribute to the amount paid or payable by the Depositor and its Affiliates, as applicable, as a result of any claims, losses, damages or liabilities incurred by such party, in such proportion as is appropriate to reflect the relative fault of the indemnified party on the one hand and the indemnifying party on the other. This indemnification shall survive the termination of this Agreement or the termination of any party to this Agreement.

ARTICLE VII

PURCHASE OF MORTGAGE LOANS AND TERMINATION OF THE TRUST FUND

Section 7.01 Purchase of Mortgage Loans; Termination of Trust Fund Upon Purchase or Liquidation of All Mortgage Loans.

(a) The respective obligations and responsibilities of the Trustee, the Securities Administrator and the Master Servicer created hereby (other than the obligation of the Securities Administrator to make payments to the Certificateholders as set forth in Section 7.02), shall terminate on the earliest of (i) the final payment or other liquidation of the last Mortgage Loan remaining in the Trust Fund and the disposition of all REO Property, (ii) the distribution of proceeds in connection with the exercise of the Clean-up Call and (iii) the Distribution Date immediately following the Latest Possible Maturity Date; provided, however, that in no event shall the Trust Fund created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James’s, living on the date hereof. Any termination of the Trust Fund shall be carried out in such a manner so that the termination of each REMIC included therein shall qualify as a “qualified liquidation” under the REMIC Provisions.

(b) In connection with an exercise of the Clean-up Call, the Trustee, as directed by the Securities Administrator, shall cause each REMIC to adopt a plan of complete liquidation by complying with the provisions of Section 7.03.

(c) The Depositor, the Master Servicer, each Servicer, the Servicing Administrator, the Securities Administrator, the Trustee and the Custodian shall be paid or reimbursed from the Clean-up Call Price for any Advances, Servicing Advances, accrued and unpaid Servicing Fees (including, in the case of Mortgage Loans serviced by Cenlar FSB, any accrued and unpaid Servicing Administrator Fees allocable therefrom), Securities Administrator Fees and Trustee Fees, any unpaid expenses or indemnification amounts or other amounts with respect to the related Mortgage Loans that are payable or reimbursable to such parties under this Agreement, the related Servicing Agreement or the Custodial Agreement prior to distributions to any Certificateholder.

(d) On any date on which the Aggregate Stated Principal Balance is less than ten percent (10%) of the Aggregate Stated Principal Balance as of the Cut-off Date, the Master Servicer may terminate the Trust Fund by purchasing all of the Mortgage Loans and all property acquired in respect of any Mortgage Loan for the Clean-up Call Price. The Master Servicer shall provide to the Securities Administrator not less than thirty (30) days prior written notice of its intent to exercise its purchase and termination right under this Section 7.01(d) and comply with the requirements of this Article VII to effect a “qualified liquidation” under the REMIC Provisions. The Depositor, the Securities Administrator and the Trustee hereby consent to any such exercise.

Section 7.02 Procedure Upon Redemption and Termination of Trust Fund.

(a) If on any Determination Date the Master Servicer determines that there are no outstanding Mortgage Loans, and no other funds or assets in the Trust Fund other than the funds in the Master Servicer Collection Account or the Distribution Account, the Master Servicer shall direct the Securities Administrator promptly to send a final distribution notice to each Certificateholder. Such notice shall specify (A) the Distribution Date upon which final distribution on the Certificates of all amounts required to be distributed to Certificateholders pursuant to Section 5.02 will be made upon presentation and surrender of the Certificates at the Certificate Registrar’s Corporate Trust Office, and (B) that the Record Date otherwise applicable to such Distribution Date is not applicable, distribution being made only upon presentation and surrender of the Certificates at the office or agency of the Certificate Registrar therein specified. The Securities Administrator shall give such notice to the Trustee, the Master Servicer and the Certificate Registrar at the time such notice is given to Holders of the Certificates. Upon any such termination, the duties of the Certificate Registrar with respect to the Certificates shall terminate.

Upon termination of the Trust Fund, the Securities Administrator shall terminate, or request the Master Servicer to terminate, the Master Servicer Collection Account, the Distribution Account and any other account or fund maintained with respect to the Certificates, subject to the Securities Administrator’s obligation hereunder to hold all amounts payable to Certificateholders in trust without interest pending such payment.

(b) In the event that all of the Holders do not surrender their Certificates for cancellation within three months after the time specified in the termination notice, the Securities Administrator shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within one year after the second notice any Certificates shall not have been surrendered for cancellation, the Securities Administrator may take appropriate steps to contact the remaining Certificateholders concerning surrender of such Certificates, and the cost thereof shall be paid out of the amounts distributable to such Holders. If within two years after the second notice any Certificates shall not have been surrendered for cancellation, the Securities Administrator shall, subject to applicable state law relating to escheatment, hold all amounts distributable to such Holders for the benefit of such Holders. No interest shall accrue on any amount held by the Securities Administrator and not distributed to a Certificateholder due to such Certificateholder’s failure to surrender its Certificate(s) for payment of the final distribution thereon in accordance with this Section.

(c) Any reasonable expenses incurred by the Securities Administrator or the Trustee in connection with any redemption or termination or liquidation of the Trust Fund shall be reimbursed from proceeds received from the liquidation of the Trust Fund.

Section 7.03 Additional Trust Fund Termination Requirements.

(a) Any termination of the Trust Fund in connection with the Clean-up Call or involving any other sale of assets of the Trust Fund prior to the final payment or other liquidation of the last Mortgage Loan remaining in the Trust Fund shall be effected in accordance with the following additional requirements, unless the Securities Administrator and the Trustee receive an Opinion of Counsel (at the expense of the party exercising any right of termination), addressed to the Securities Administrator and the Trustee to the effect that the failure of the Trust Fund to comply with the requirements of this Section 7.03 will not result in an Adverse REMIC Event:

(i) Within 89 days prior to the time of the making of the final payment on the Certificates, upon notification that a party intends to exercise its option to cause the termination of the Trust Fund, the Trustee, at the direction of the Securities Administrator, shall adopt a plan of complete liquidation of the Trust Fund on behalf of each REMIC, meeting the requirements of a qualified liquidation under the REMIC Provisions, in the form prepared and provided by the party exercising its termination right in connection with a Clean-up Call or by the Depositor in connection with any other termination of the Trust Fund;

(ii) Any sale of the Mortgage Loans upon the exercise of a Clean-up Call shall be a sale for cash and shall occur at or after the time of adoption of such a plan of complete liquidation and prior to the time of making of the final payment on or credit to the Certificates, and upon the closing of such a sale, the Trustee shall deliver or cause the Custodian to deliver the Mortgage Loans to the purchaser thereof as instructed by the party exercising the Clean-up Call;

(iii) On the date specified for final payment of the Certificates, the Securities Administrator shall make final distributions of principal and interest on the Certificates in accordance with Section 5.02 and, after payment of, or provision for payment of any outstanding expenses, distribute or credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand after such final payment (other than cash retained to meet claims), and the Trust Fund (and each REMIC) shall terminate at that time; and

(iv) In no event may the final payment on or credit to the Certificates or the final distribution or credit to the Holders of the Residual Certificates be made after the 89th day from the date on which the plan of complete liquidation is adopted.

(b) By its acceptance of a Residual Certificate, each Holder thereof hereby agrees to accept the plan of complete liquidation adopted by the Trustee at the direction of the Securities Administrator under this Section and to take such other action in connection therewith as may be reasonably requested by the Securities Administrator or any Servicer.

ARTICLE VIII

RIGHTS OF CERTIFICATEHOLDERS

Section 8.01 Limitation on Rights of Holders.

(a) The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representatives or heirs to claim an accounting or take any action or proceeding in any court for a partition or winding up of this Trust Fund, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them. Except as otherwise expressly provided herein, no Certificateholder, solely by virtue of its status as a Certificateholder, shall have any right to vote or in any manner otherwise control the Trustee, the Master Servicer or the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association, nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

(b) No Certificateholder, solely by virtue of its status as Certificateholder, shall have any right by virtue of or by availing itself of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, and unless, except as otherwise specified herein, the Holders of Certificates evidencing not less than 25% of the Class Principal Amount or Class Notional Amount (or Percentage Interest) of Certificates of each Class affected thereby shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the cost, expenses and liabilities to be incurred therein or thereby, and the Trustee, for sixty days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding and no direction inconsistent with such written request has been given such Trustee during such sixty-day period by such Certificateholders; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder, the Securities Administrator and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of or by availing itself of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and for the benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

Section 8.02 Access to List of Holders.

(a) If the Trustee is not acting as Certificate Registrar, the Certificate Registrar will furnish or cause to be furnished to the Trustee, within fifteen days after receipt by the Certificate Registrar of a request by the Trustee in writing, a list, in such form as the Trustee may reasonably require, of the names and addresses of the Certificateholders of each Class as of the most recent Record Date.

(b) If three or more Holders or Certificate Owners (hereinafter referred to as “Applicants”) apply in writing to the Certificate Registrar, and such application states that the Applicants desire to communicate with other Holders with respect to their rights under this Agreement or under the Certificates and is accompanied by a copy of the communication which such Applicants propose to transmit, then the Certificate Registrar shall, within five Business Days after the receipt of such application, afford such Applicants reasonable access during the normal business hours of the Certificate Registrar to the most recent list of Certificateholders held by the Certificate Registrar or shall, as an alternative, send, at the Applicants’ expense, the written communication proffered by the Applicants to all Certificateholders at their addresses as they appear in the Certificate Register.

(c) Every Holder or Certificate Owner, if the Holder is a Clearing Agency, by receiving and holding a Certificate, agrees with the Depositor, the Master Servicer, the Securities Administrator, the Certificate Registrar and the Trustee that neither the Depositor, Master Servicer, the Securities Administrator, the Certificate Registrar nor the Trustee shall be held accountable by reason of the disclosure of any such information as to the names and addresses of the Certificateholders hereunder, regardless of the source from which such information was derived.

Section 8.03 Acts of Holders of Certificates.

(a) Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Agreement to be given or taken by Holders or Certificate Owners, if the Holder is a Clearing Agency, may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Holders in person or by an agent duly appointed in writing; and, except as herein otherwise expressly provided, such action shall become effective when such instrument or instruments are delivered to the Trustee and the Securities Administrator and, where expressly required herein, to the Master Servicer. Such instrument or instruments (as the action embodies therein and evidenced thereby) are herein sometimes referred to as an “Act” of the Holders signing such instrument or instruments. Proof of execution of any such instrument or of a writing appointing any such agents shall be sufficient for any purpose of this Agreement and conclusive in favor of the Trustee, the Securities Administrator and the Master Servicer, if made in the manner provided in this Section. Each of the Trustee, the Securities Administrator and the Master Servicer shall promptly notify the others of receipt of any such instrument by it, and shall promptly forward a copy of such instrument to the others.

(b) The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by the certificate of any notary public or other officer authorized by law to take acknowledgments or deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. Whenever such execution is by an officer of a corporation or a member of a partnership on behalf of such corporation or partnership, such certificate or affidavit shall also constitute sufficient proof of his authority. The fact and date of the execution of any such instrument or writing, or the authority of the individual executing the same, may also be proved in any other manner which the Trustee or the Securities Administrator deems sufficient.

(c) The ownership of Certificates (whether or not such Certificates shall be overdue and notwithstanding any notation of ownership or other writing thereon made by anyone other than the Trustee) shall be proved by the Certificate Register, and none of the Trustee, the Securities Administrator, the Master Servicer or the Depositor shall be affected by any notice to the contrary.

(d) Any request, demand, authorization, direction, notice, consent, waiver or other action by the Holder of any Certificate shall bind every future Holder of the same Certificate and the Holder of every Certificate issued upon the registration of transfer thereof or in exchange therefor or in lieu thereof, in respect of anything done, omitted or suffered to be done by the Trustee, the Securities Administrator or the Master Servicer in reliance thereon, whether or not notation of such action is made upon such Certificate.

ARTICLE IX

ADMINISTRATION AND SERVICING OF MORTGAGE LOANS BY THE MASTER SERVICER

Section 9.01 Duties of the Master Servicer; Enforcement of Servicer’s and Master Servicer’s Obligations.

(a) The Master Servicer, on behalf of the Trustee and the Certificateholders shall, from and after the Closing Date, monitor the performance of the Servicers and the Servicing Administrator under the Servicing Agreements. In performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master Servicing Practices. Furthermore, the Master Servicer shall consult with each Servicer and the Servicing Administrator as necessary from time to time to carry out the Master Servicer’s obligations hereunder, shall receive and review all reports, information and other data provided to the Master Servicer by each Servicer and shall enforce the obligation of each Servicer and the Servicing Administrator duly and punctually to perform and observe the covenants, duties, obligations and conditions to be performed or observed by such Servicer or the Servicing Administrator under the related Servicing Agreement. The Master Servicer shall independently and separately monitor each Servicer’s servicing activities and the activities of the Servicing Administrator with respect to each related Mortgage Loan in respect of the provisions of the applicable Servicing Agreement, reconcile the reports and other data provided to the Master Servicer pursuant to the previous sentence on a monthly basis based on the Mortgage Loan data provided to the Master Servicer by or on behalf of the Depositor on the Closing Date (upon which data the Master Servicer shall be entitled to rely and with respect to which the Master Servicer shall have no obligation to confirm or verify) and coordinate corrective adjustments to the records of each Servicer and the Master Servicer, and based on such reconciled and corrected information, the Master Servicer shall provide such information to the Securities Administrator as shall be necessary in order for it to prepare the statements specified in Section 4.02, and prepare any other information and statements required to be forwarded by the Master Servicer hereunder. The Master Servicer shall reconcile the results of its Mortgage Loan monitoring with the actual remittances of each Servicer to the Master Servicer Collection Account pursuant to the related Servicing Agreement. The Master Servicer shall, as allowed under each Servicing Agreement, oversee matters relating to the servicing of defaulted Mortgage Loans, including approving certain Mortgage Loan modifications, reviewing environmental reports related to foreclosed Mortgage Properties to determine whether to proceed with a foreclosure, approving certain actions relating to the management of REO Property and approving the release of the original borrower of a Mortgage Loan in connection with Mortgage Loan assumptions. The Master Servicer shall not approve any modification of a Mortgage Loan to extend the maturity date of such Mortgage Loan past the Latest Possible Maturity Date of the Certificates. In its review of the activities of any Servicer and the Servicing Administrator, the Master Servicer may rely upon an Officer’s Certificate of such Servicer or the Servicing Administrator (or similar document signed by an officer of such Servicer or the Servicing Administrator), and such Servicer’s or the Servicing Administrator’s Assessment of Compliance and related Accountant’s Attestation or other accountants’ report provided to the Master Servicer pursuant to the related Servicing Agreement, with regard to such Servicer’s or the Servicing Administrator’s compliance with the terms of its Servicing Agreement. Subject to Section 9.08, the Master Servicer shall not be responsible or liable for the day-to-day servicing activities of any Servicer or for any unlawful act or omission, breach, negligence, fraud, willful misconduct or bad faith of any Servicer.

Upon the occurrence of an event that, unless cured, would constitute grounds for termination of a Servicer under the related Servicing Agreement, the Master Servicer shall promptly notify the Trustee and the Depositor thereof, and shall specify in such notice the action, if any, the Master Servicer is taking in respect of such default. So long as any such event of default shall be continuing, the Master Servicer may, and shall, if it determines such action to be in the best interests of Certificateholders, (i) terminate all of the rights and powers of such Servicer pursuant to the applicable provisions of the related Servicing Agreement; (ii) exercise any rights it may have to enforce the related Servicing Agreement against such Servicer; and/or (iii) waive any such default under such Servicing Agreement or take any other action with respect to such default as is permitted thereunder. Notwithstanding the immediately preceding sentence, if the event of default is the failure of a Servicer or the Servicing Administrator to remit any payment required to be made under the terms of the applicable Servicing Agreement, and such failure continues unremedied for the duration of the applicable grace period, then the Master Servicer shall terminate all of the rights and powers of such Servicer or the Servicing Administrator pursuant to the applicable provisions of the related Servicing Agreement, unless any waiver described under Section 6.16 shall have been obtained; provided that, upon the occurrence of such an event of default by the Servicing Administrator, the Master Servicer may, at its option, terminate all of the rights and powers of Cenlar FSB pursuant to the related Servicing Agreement unless such a waiver has been obtained.

(b) Upon any termination by the Master Servicer of the rights and powers of a Servicer or the Servicing Administrator pursuant to the related Servicing Agreement, the rights and powers of such Servicer or the Servicing Administrator with respect to the related Mortgage Loans shall vest in the Master Servicer and the Master Servicer shall be the successor in all respects to such Servicer or the Servicing Administrator in its capacity as Servicer or Servicing Administrator with respect to such Mortgage Loans under the related Servicing Agreement, unless or until the Master Servicer shall have appointed, with the consent of the Trustee, such consent not to be unreasonably withheld, a successor to the Servicer or the Servicing Administrator; provided that, with respect to the appointment of a successor servicer, in accordance with the applicable provisions of the related Servicing Agreement, such successor servicer shall be a Fannie Mae- or Freddie Mac-approved Person that is a member in good standing of MERS; provided, further, that no Trustee consent shall be required if the successor servicer or successor servicing administrator is a Person that was a Servicer on the Closing Date; provided, further, that it is understood and agreed by the parties hereto that there will be a period of transition (not to exceed 90 days unless additional time is required to properly protect the assets of the Trust Fund) before the actual servicing functions can be fully transferred to a successor servicer or a successor servicing administrator (including the Master Servicer). Upon appointment of a successor servicer or successor servicing administrator, as authorized under this Section 9.01(b), unless the successor servicer or successor servicing administrator shall have assumed the obligations of the terminated Servicer or the terminated Servicing Administrator, as applicable, under such Servicing Agreement, the Master Servicer, the Trustee and such successor servicer shall enter into a servicing agreement in a form substantially similar to the affected Servicing Agreement or into an agreement with such successor servicing administrator in a form mutually agreed upon by the parties thereto. In connection with any such appointment, the Master Servicer may make such arrangements for the compensation of such successor servicer or successor servicing administrator as it and such successor shall agree. The Master Servicer in its sole discretion shall have the right to agree to compensation of a successor servicer in excess of that permitted to a Servicer under the related Servicing Agreement if such increase is, in its good faith and judgment, necessary or advisable to engage a successor servicer. Notwithstanding anything herein to the contrary, in no event shall the Master Servicer be liable for any Servicing Fee or for any differential between the amount of the Servicing Fee paid to the original servicer and the amount necessary to induce any successor servicer to act as successor servicer hereunder. To the extent the successor servicer assumes the obligations of the terminated Servicer under the applicable Servicing Agreement, the Master Servicer may amend such Servicing Agreement to effect such change to the Servicing Fee without the consent of the Certificateholders.

The Master Servicer shall pay the costs of such enforcement (including the termination of the Servicer or the Servicing Administrator, the appointment of a successor servicer or successor servicing administrator or the transfer and assumption of the servicing or the servicing administration by the Master Servicer) at its own expense and shall be reimbursed therefor initially (i) by the terminated Servicer or terminated Servicing Administrator, as applicable, (ii) from a general recovery resulting from such enforcement only to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loans, (iii) from a specific recovery of costs, expenses or attorney’s fees against the party against whom such enforcement is directed, or (iv) to the extent that such amounts described in (i)-(iii) above are not received by the Master Servicer within 30 days of the Master Servicer's request for reimbursement therefor, from the Trust Fund, as provided in Section 9.04. To the extent the Master Servicer recovers amounts described in (i)-(iii) above subsequent to its reimbursement from the Trust Fund pursuant to (iv) above, then the Master Servicer promptly will reimburse such amounts to the Trust Fund.

If the Master Servicer assumes the servicing or servicing administration with respect to any of the Mortgage Loans, it will not assume liability for the representations and warranties of any Servicer or the Servicing Administrator being replaced or for the errors or omissions of such Servicer or the Servicing Administrator.

(c) Upon any termination of the rights and powers of any Servicer or the Servicing Administrator pursuant to the applicable Servicing Agreement, the Master Servicer shall promptly notify the Trustee, the Securities Administrator and each Rating Agency through the Rule 17g-5 Information Provider, specifying in such notice that the Master Servicer or any successor servicer or successor servicing administrator, as the case may be, has succeeded the Servicer or the Servicing Administrator, as applicable, under such Servicing Agreement, which notice shall also specify the name and address of any such successor servicer or successor servicing administrator .

Section 9.02 Assumption of Master Servicing by Trustee.

(a) In the event the Master Servicer shall for any reason no longer be the Master Servicer (including by reason of any Event of Default under this Agreement), the Trustee shall thereupon, in accordance with the terms of Section 6.14 hereof, assume all of the rights and obligations of such Master Servicer hereunder and under each Servicing Agreement entered into with respect to the Mortgage Loans or shall appoint as successor master servicer a Fannie-Mae or Freddie Mac-approved servicer that is acceptable to the Depositor and each Rating Agency. The Trustee, its designee or any successor master servicer appointed by the Trustee shall be deemed to have assumed all of the replaced Master Servicer’s interest herein and, with respect to each Servicing Agreement, shall be deemed to have assumed all of the replaced Master Servicer's interest therein to the same extent as if such Servicing Agreement had been assigned to the assuming party; provided that the replaced Master Servicer shall not thereby be relieved of any liability or obligations of such replaced Master Servicer under such Servicing Agreement accruing prior to its replacement as Master Servicer, and shall be liable to the Trustee or any successor master servicer therefor, and hereby agrees to indemnify and hold harmless the Trustee or any successor master servicer from and against all costs, damages, expenses and liabilities (including reasonable attorneys’ fees) incurred by the Trustee or any successor master servicer as a result of such liability or obligations of the replaced Master Servicer and in connection with the Trustee’s or such successor master servicer’s assumption (but not its performance, except to the extent that costs or liability of the Trustee or any successor master servicer are created or increased as a result of negligent or wrongful acts or omissions of the replaced Master Servicer prior to its replacement as Master Servicer) of the Master Servicer’s obligations, duties or responsibilities thereunder.

(b) The replaced Master Servicer shall, upon request of the Trustee but at the expense of such replaced Master Servicer, deliver to the assuming party all documents and records relating to each Servicing Agreement and the related Mortgage Loans and an accounting of amounts collected and held by it, and otherwise use its best efforts to effect the orderly and efficient transfer of each Servicing Agreement to the assuming party.

Section 9.03 Representations, Warranties and Covenants of the Master Servicer.

(a) The Master Servicer hereby represents and warrants to the Depositor, the Securities Administrator (to the extent that the Master Servicer and the Securities Administrator are not the same Person) and the Trustee, for the benefit of the Certificateholders, as of the Closing Date that:

(i) it is validly existing and in good standing as a New York corporation, and as Master Servicer has full power and authority to transact any and all business contemplated by this Agreement and to execute, deliver and comply with its obligations under the terms of this Agreement, the execution, delivery and performance of which have been duly authorized by all necessary corporate action on the part of the Master Servicer;

(ii) the execution and delivery of this Agreement by the Master Servicer and its performance and compliance with the terms of this Agreement will not (A) violate the Master Servicer’s charter or bylaws, (B) violate any law or regulation or any administrative decree or order to which it is subject or (C) constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, or result in the breach of, any material contract, agreement or other instrument to which the Master Servicer is a party or by which it is bound or to which any of its assets are subject, which violation, default or breach would materially and adversely affect the Master Servicer’s ability to perform its obligations under this Agreement;

(iii) this Agreement constitutes, assuming due authorization, execution and delivery hereof by the other respective parties hereto, a legal, valid and binding obligation of the Master Servicer, enforceable against it in accordance with the terms hereof, except as such enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium and other laws affecting the enforcement of creditors’ rights in general, and by general equity principles (regardless of whether such enforcement is considered in a proceeding in equity or at law);

(iv) the Master Servicer is not in default with respect to any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency to the extent that any such default would materially and adversely affect its performance hereunder;

(v) the Master Servicer is not a party to or bound by any agreement or instrument or subject to any charter provision, bylaw or any other corporate restriction or any judgment, order, writ, injunction, decree, law or regulation that may materially and adversely affect its ability as Master Servicer to perform its obligations under this Agreement or that requires the consent of any third person to the execution of this Agreement or the performance by the Master Servicer of its obligations under this Agreement;

(vi) no litigation is pending or, to the best knowledge of a Responsible Officer of the Master Servicer, threatened against the Master Servicer which would prohibit its entering into this Agreement or performing its obligations under this Agreement;

(vii) the Master Servicer, or an affiliate thereof the primary business of which is the servicing of conventional residential mortgage loans, is a Fannie Mae- or Freddie Mac-approved seller/servicer;

(viii) no consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Master Servicer of or compliance by the Master Servicer with this Agreement or the consummation of the transactions contemplated by this Agreement, except such consents, approvals, authorizations and orders (if any) as have been obtained; and

(ix) the consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Master Servicer.

(b) It is understood and agreed that the representations and warranties set forth in this Section shall survive the execution and delivery of this Agreement. In addition to any indemnity required pursuant to Section 6.25 hereof, the Master Servicer shall indemnify the Depositor, the Securities Administrator (to the extent that the Master Servicer and the Securities Administrator are not the same Person) and the Trustee and hold them harmless against any loss, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and other costs and expenses resulting from any claim, demand, defense or assertion based on or grounded upon, or resulting from, a material breach of the Master Servicer’s representations and warranties contained in Section 9.03(a) or any failure by the Master Servicer to deliver any information, report, certification, accountants’ letter or other material when and as required under this Agreement. It is understood and agreed that the enforcement of the obligation of the Master Servicer set forth in this Section to indemnify the Depositor, the Securities Administrator and the Trustee as provided in this Section 9.03(b) constitutes the sole remedy (other than as set forth in Section 6.14) of the Depositor, the Securities Administrator and the Trustee, respecting a breach of the foregoing representations and warranties. Such indemnification shall survive any termination of the Master Servicer as Master Servicer hereunder, and any termination of this Agreement.

Any cause of action against the Master Servicer relating to or arising out of the breach of any representations and warranties made in this Section 9.03(b) shall accrue upon discovery of such breach by either the Depositor, the Master Servicer or the Trustee or written notice thereof by any one of such parties to the other parties.

The Master Servicer shall not be responsible for the validity, priority, perfection or sufficiency of the security of the Certificates issued or intended to be issued hereunder.

(c) The Master Servicer covenants and agrees that it shall not hold or purchase any Certificate if its holding or purchase of such Certificate (or interest therein) would cause the Master Servicer to be required to consolidate any assets of the Trust Fund on its financial statements under U.S. generally accepted accounting principles (“Consolidate” or “Consolidation”). The Master Servicer shall be deemed to have represented by virtue of its purchase or holding of such Certificate (or interest therein) that its holding or purchase of such Certificate (or interest therein) will not cause the Master Servicer to be required to Consolidate any assets of the Trust on its financial statements.

If the Master Servicer's holding or purchase of a Certificate (or interest therein) does in fact cause such Consolidation, then the last preceding transferee that is not required to Consolidate shall be restored, to the extent permitted by law, to all rights and obligations as owner of such Certificate retroactive to the date of such transfer of such Certificate. If the Master Servicer holds or purchases a Certificate (or interest therein) in violation of the restrictions in this Section 9.03(c) and to the extent that the retroactive restoration of the rights of the owner of such Certificate as described in the immediately preceding sentence shall be invalid, illegal or unenforceable, then the Securities Administrator shall have the right, without notice to the owner or any prior owner of such Certificate, to sell such Certificate to a purchaser selected by the Securities Administrator on such terms as the Securities Administrator may choose. The Master Servicer shall promptly endorse and deliver such Certificate in accordance with the instructions of the Securities Administrator. The proceeds of such sale, net of the commissions (which may include commissions payable to the Securities Administrator or its affiliates), expenses and taxes due, if any, shall be remitted by the Securities Administrator to the Master Servicer. The terms and conditions of any sale under this Section 9.03(c) shall be determined in the sole discretion of the Securities Administrator, and the Securities Administrator shall not be liable to any owner of a Certificate as a result of its exercise of such discretion. The Master Servicer shall indemnify and hold harmless the Depositor and the Trust Fund from and against any and all losses, liabilities, claims, costs or expenses incurred by such parties as a result of such holding or purchase by the Master Servicer resulting in a Consolidation.

(d) The Master Servicer covenants and agrees that it shall not transfer its master servicing rights and duties under this Agreement to an insured depository institution, as such term is defined in the Federal Deposit Insurance Act (an “insured depository institution”, and any such insured depository institution in such capacity, a “master servicer transferee”) unless the Master Servicer shall have received a representation from the master servicer transferee that the acquisition of such master servicing rights and duties will not cause the master servicer transferee to be required to Consolidate any assets of the Trust Fund on its financial statements. Any master servicer transferee shall be deemed to have represented by virtue of its acquisition of such master servicing rights and duties that such acquisition will not cause Consolidation. Any master servicer transferee whose acquisition of such master servicing rights and duties was effected in violation of the restrictions in this Section 9.03(d) shall indemnify and hold harmless the Master Servicer, the Depositor and the Trust Fund from and against any and all losses, liabilities, claims, costs or expenses incurred by such parties as a result of such acquisition.

Section 9.04 Compensation to the Master Servicer.

The Master Servicer shall be entitled to be paid from the Securities Administrator Fee payable to the Securities Administrator its Master Servicing Fee with respect to each Distribution Date and from the Trust Fund (i) all amounts necessary to reimburse itself for any previously unreimbursed Advances, Servicer Advances and Nonrecoverable Advances in accordance with the definition of “Available Distribution Amount” and (ii) in accordance with the second paragraph of Section 9.01(b), the cost of any enforcement action taken by it under Section 9.01 hereof, including, without limitation, any costs incurred in connection with the termination of a Servicer or the Servicing Administrator, the appointment of a successor servicer or successor servicing administrator or the transfer and assumption of the servicing or servicing administration by the Master Servicer. The Master Servicer shall be required to pay all expenses incurred by it in connection with its activities hereunder and shall not be entitled to reimbursement therefor except as provided in this Agreement.

In addition, the Depositor agrees, except as otherwise expressly provided herein, to reimburse the Master Servicer, upon its request, for all reasonable expenses, disbursements and advances incurred or made by the Master Servicer in connection with the performance of its duties hereunder (including the reasonable compensation and the expenses and disbursements of its agents and counsel), to the extent not otherwise reimbursed pursuant to this Agreement, except any such expense, disbursement or advance as may be attributable to its willful misfeasance, bad faith or negligence.

Section 9.05 Merger or Consolidation.

Any Person into which the Master Servicer may be merged or consolidated, or any Person resulting from any merger, conversion, other change in form or consolidation to which the Master Servicer shall be a party, or any Person succeeding to the business of the Master Servicer, shall be the successor to the Master Servicer hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or resulting Person to the Master Servicer or any Affiliate thereof whose primary business is the servicing of conventional residential mortgage loans shall be a Person that shall be qualified and approved to service mortgage loans for Fannie Mae or Freddie Mac and shall have a net worth of not less than $15,000,000.

Section 9.06 Resignation of Master Servicer.

Except as otherwise provided in Sections 9.05 and 9.07 hereof, the Master Servicer shall not resign from the obligations and duties hereby imposed on it unless the Master Servicer’s duties hereunder are no longer permissible under applicable law or are in material conflict by reason of applicable law with any other activities carried on by it and such conflict cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel that shall be Independent to such effect delivered to the Trustee. No such resignation shall become effective until the Trustee shall have assumed, or a successor master servicer shall have been appointed by the Trustee and until such successor shall have assumed, the Master Servicer’s responsibilities and obligations under this Agreement. Notice of such resignation shall be given promptly by the Master Servicer and the Depositor to the Trustee.

If, at any time, the Master Servicer resigns under this Section 9.06, or transfers or assigns its rights and obligations under Section 9.07, or is removed as Master Servicer pursuant to Section 6.14, then at such time Citibank, N.A. also shall resign (and shall be entitled to resign) as Securities Administrator, Paying Agent, Authenticating Agent and Certificate Registrar under this Agreement. In such event, the obligations of each such party shall be assumed by the Trustee or such successor master servicer appointed by the Trustee (subject to the provisions of Section 9.02(a)).

Section 9.07 Assignment or Delegation of Duties by the Master Servicer.

Except as expressly provided herein, the Master Servicer shall not assign or transfer any of its rights, benefits or privileges hereunder to any other Person, or delegate to or subcontract with, or authorize or appoint any other Person to perform any of the duties, covenants or obligations to be performed by the Master Servicer hereunder; provided, however, that the Master Servicer shall have the right with the prior written consent of the Trustee and the Depositor (which consent shall not be unreasonably withheld), to delegate or assign to or subcontract with or authorize or appoint any qualified Person to perform and carry out any duties, covenants or obligations to be performed and carried out by the Master Servicer hereunder. Notice of such permitted assignment shall be given promptly by the Master Servicer to the Depositor and the Trustee. If, pursuant to any provision hereof, the duties of the Master Servicer are transferred to a successor master servicer, the entire amount of the Master Servicing Fee and other compensation payable to the Master Servicer pursuant hereto shall thereafter be payable to such successor master servicer. Such successor master servicer shall also pay the fees of the Securities Administrator, as provided herein, and of the Custodian, as provided in the Custodial Agreement.

Section 9.08 Limitation on Liability of the Master Servicer and Others.

Neither the Master Servicer nor any of the directors, officers, employees or agents of the Master Servicer shall be under any liability to the Trustee or the Certificateholders for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Master Servicer or any such person against any liability that would otherwise be imposed by reason of willful misfeasance, bad faith or negligence in its performance of its duties or by reason of reckless disregard for its obligations and duties under this Agreement. The Master Servicer and any director, officer, employee or agent of the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Master Servicer shall be under no obligation to appear in, prosecute or defend any legal action that is not incidental to its duties to master service the Mortgage Loans in accordance with this Agreement and that in its opinion may involve it in any expenses or liability; provided, however, that the Master Servicer may in its sole discretion undertake any such action that it may deem necessary or desirable in respect of this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Fund and the Master Servicer shall be entitled to be reimbursed therefor out of the Distribution Account.

The Master Servicer shall not be liable for any acts or omissions of any Servicer except to the extent that damages or expenses are incurred as a result of such act or omissions and such damages and expenses would not have been incurred but for the negligence, willful misfeasance, bad faith or recklessness of the Master Servicer in supervising, monitoring and overseeing the obligations of the Servicers under this Agreement.

Section 9.09 Indemnification; Third-Party Claims.

In addition to any indemnity required pursuant to Section 6.25 hereof, the Master Servicer agrees to indemnify the Depositor, the Securities Administrator (to the extent that the Master Servicer and the Securities Administrator are not the same Person) and the Trustee, and hold them harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, liability, fees and expenses that the Depositor, the Securities Administrator or the Trustee may sustain as a result of the Master Servicer’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder or by reason of its reckless disregard for its obligations and duties under this Agreement. The Depositor, the Securities Administrator (to the extent that the Master Servicer and the Securities Administrator are not the same Person) and the Trustee shall immediately notify the Master Servicer if a claim is made by a third party with respect to this Agreement or the Mortgage Loans entitling the Depositor, the Securities Administrator (to the extent that the Master Servicer and the Securities Administrator are not the same Person) or the Trustee to indemnification under this Section 9.09, whereupon the Master Servicer shall assume the defense of any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against it or them in respect of such claim.

Section 9.10 Master Servicer Fidelity Bond and Master Servicer Errors and Omissions Insurance Policy.

The Master Servicer, at its expense, shall maintain in effect a blanket fidelity bond and an errors and omissions insurance policy, affording coverage with respect to all directors, officers, employees and other Persons acting on such Master Servicer’s behalf, and covering errors and omissions in the performance of the Master Servicer’s obligations hereunder. The errors and omissions insurance policy and the fidelity bond shall be in such form and amount generally acceptable for entities serving as master servicers or trustees.

ARTICLE X

REMIC ADMINISTRATION

Section 10.01 REMIC Administration.

(a) REMIC elections as set forth in the Preliminary Statement to this Agreement shall be made by the Trustee at the direction of the Securities Administrator on Forms 1066 or other appropriate federal tax or information return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. The regular interests and residual interest in each REMIC shall be as designated in the Preliminary Statement to this Agreement.

(b) The Closing Date is hereby designated as the “Startup Day” of each REMIC within the meaning of section 86OG(a)(9) of the Code. The “latest possible maturity date” for each REMIC for purposes of Treasury Regulation 1.86OG-1(a)(4) will be the Latest Possible Maturity Date.

(c) The Securities Administrator shall represent the Trust Fund in any administrative or judicial proceeding relating to an examination or audit by any governmental taxing authority with respect thereto. The Securities Administrator shall pay any and all tax-related expenses (not including taxes) of each REMIC, including but not limited to any professional fees or expenses related to audits or any administrative or judicial proceedings with respect to such REMIC that involve the Internal Revenue Service or state tax authorities, but only to the extent that (i) such expenses are ordinary or routine expenses, including expenses of a routine audit but not expenses of litigation (except as described in (ii)); or (ii) such expenses or liabilities (including taxes and penalties) are attributable to the negligence or willful misconduct of the Securities Administrator in fulfilling its duties hereunder (including its duties as tax return preparer). The Securities Administrator shall be entitled to reimbursement of expenses to the extent provided in clause (i) above from the Distribution Account; provided, however, the Securities Administrator shall not be entitled to reimbursement for expenses incurred in connection with the preparation of tax returns and other reports required under Section 6.20 and this Section.

(d) The Securities Administrator shall prepare and file, and the Trustee shall sign, as instructed by the Securities Administrator, all of each REMIC’s federal and appropriate state tax and information returns as such REMIC’s direct representative. The expenses of preparing and filing such returns shall be borne by the Securities Administrator. In preparing such returns, the Securities Administrator shall, with respect to each REMIC created hereunder other than the Upper-Tier REMIC (each such REMIC, a “Non-Upper-Tier REMIC”): (i) treat the accrual period for interests in such Non-Upper-Tier REMIC as the calendar month; (ii) account for distributions made from such Non-Upper-Tier REMIC as made on the first day of each succeeding calendar month; (iii) use the aggregation method provided in Treasury Regulation section 1.1275-2(c); and (iv) account for income and expenses related to such Non-Upper-Tier REMIC in the manner resulting in the lowest amount of excess inclusion income possible accruing to the Holder of the residual interest in such Non-Upper-Tier REMIC.

(e) The Securities Administrator or its designee shall perform on behalf of each REMIC all reporting and other tax compliance duties that are the responsibility of such REMIC under the Code, the REMIC Provisions, or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority. Among its other duties, if required by the Code, the REMIC Provisions, or other such guidance, the Securities Administrator shall provide (i) to the Treasury or other governmental authority such information as is necessary for the application of any tax relating to the transfer of a Residual Certificate to any disqualified person or organization pursuant to Treasury Regulation 1.860E-2(a)(5) and any person designated in Section 860E(e)(3) of the Code and (ii) to the Trustee such information as is necessary for the Trustee to provide to the Certificateholders such information or reports as are required by the Code or REMIC Provisions.

(f) The Trustee, the Securities Administrator, the Master Servicer and the Holders of Certificates shall, to the extent within their knowledge and control, take such actions as may be necessary to maintain the status of each REMIC as a REMIC under the REMIC Provisions and shall assist each other as necessary to maintain such status. None of the Trustee, the Securities Administrator, the Master Servicer or the Holder of any Residual Certificate shall knowingly take any action, cause any REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could result in an Adverse REMIC Event unless the Trustee, the Securities Administrator and the Master Servicer have received an Opinion of Counsel (at the expense of the party seeking to take such action or not to take such action) to the effect that the contemplated action (or inaction, as the case may be) will not cause an Adverse REMIC Event. In addition, prior to taking any action with respect to any REMIC or the assets therein, or causing any REMIC to take any action, which is not expressly permitted under the terms of this Agreement, any Holder of a Residual Certificate will consult with the Trustee, the Securities Administrator, the Master Servicer or their respective designees, in writing, with respect to whether such action could cause an Adverse REMIC Event to occur with respect to any REMIC, and no such Person shall take any such action or cause any REMIC to take any such action as to which the Trustee, the Securities Administrator or the Master Servicer has advised it in writing that an Adverse REMIC Event could occur; provided, however, that if no Adverse REMIC Event would occur but such action could result in the imposition of additional taxes on the Residual Certificateholders, no such Person shall take any such action, or cause any REMIC to take any such action without the written consent of the other Residual Certificateholders. The Trustee, the Securities Administrator and the Master Servicer may consult with counsel (and conclusively rely upon the advice of such counsel) to make such written advice, and the cost of the same shall be borne by the party seeking to take the action not expressly permitted by this Agreement, but in no event shall such cost be an expense of the Trustee, Securities Administrator or the Master Servicer.

(g) Each Holder of a Residual Certificate shall pay when due any and all taxes imposed on the related REMIC by federal or state governmental authorities. To the extent that such taxes are not paid by a Residual Certificateholder, the Securities Administrator or the Paying Agent shall pay any remaining REMIC taxes out of current or future amounts otherwise distributable to the Holder of the Residual Certificate in any such REMIC or, if no such amounts are available, out of other amounts held in the Distribution Account, and shall reduce amounts otherwise payable to holders of regular interests in any such REMIC, as the case may be.

(h) The Securities Administrator shall, for federal income tax purposes, maintain books and records with respect to each REMIC on a calendar year and on an accrual basis.

(i) No additional contributions of assets shall be made to any REMIC, except as expressly provided in this Agreement.

(j) None of the Trustee, the Securities Administrator nor the Master Servicer shall enter into any arrangement by which any REMIC will receive a fee or other compensation for services.

(k) The Holder (or, if there is more than one such Holder, the Holder with the largest Percentage Interest) of the Class LT-R Certificate is hereby designated as “tax matters person” with respect to the Lower-Tier REMIC and the Holder of the Class R Certificate (or, if there is more than one such Holder, the Holder with the largest Percentage Interest) is hereby designated as “tax matters person” with respect to the Upper-Tier REMIC and each such Holder shall be deemed by the acceptance of its Certificate to have appointed the Securities Administrator to act as its agent to perform the duties of the “tax matters person” for each such REMIC.

Section 10.02 Prohibited Transactions and Activities.

None of the Depositor, the Master Servicer or the Trustee shall sell, dispose of, or substitute for any of the Mortgage Loans, except in a disposition pursuant to (i) the foreclosure of a Mortgage Loan, (ii) the bankruptcy of the Trust Fund, (iii) the termination of each REMIC pursuant to Article VII of this Agreement, (iv) a repurchase of Mortgage Loans pursuant to Article II of this Agreement or (v) a sale of a Mortgage Loan to a governmental entity acquiring such Mortgage Loan through the exercise of its power of eminent domain pursuant to Section 2.08 of this Agreement, nor acquire any assets for any REMIC, nor sell or dispose of any investments in the Distribution Account for gain, nor accept any contributions to any REMIC after the Closing Date, unless it has received an Opinion of Counsel (at the expense of the party causing such sale, disposition, or substitution) that such disposition, acquisition, substitution, or acceptance will not (a) result in an Adverse REMIC Event, (b) adversely affect the distribution of interest or principal on the Certificates or (c) result in the encumbrance of the assets transferred or assigned to the Trust Fund (except pursuant to the provisions of this Agreement). In no event shall the Trust Fund incur additional secured or unsecured debt.

Section 10.03 Indemnification With Respect to Prohibited Transactions or Loss of REMIC Status.

Upon the occurrence of an Adverse REMIC Event due to the negligent performance by either the Securities Administrator or the Master Servicer of its duties and obligations set forth herein, the Securities Administrator or the Master Servicer, as applicable, shall indemnify the Certificateholders of the related Residual Certificate against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such negligence; provided, however, that neither the Securities Administrator nor the Master Servicer shall be liable for any such Losses attributable to the action or inaction of the Depositor, the Trustee or the Holder of the Residual Certificate, nor for any such Losses resulting from misinformation provided by any of the foregoing parties on which the Securities Administrator or the Master Servicer, as applicable, has relied. Notwithstanding the foregoing, however, in no event shall the Securities Administrator or the Master Servicer have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement or under any Servicing Agreement, (2) for any Losses other than arising out of malfeasance, willful misconduct or negligent performance by the Securities Administrator or the Master Servicer, as applicable, of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders of the related Residual Certificate (in addition to payment of principal and interest on the Certificates).

Section 10.04 REO Property.

(a) Notwithstanding any other provision of this Agreement, the Master Servicer, acting on behalf of the Trustee hereunder, shall not, except to the extent provided in the applicable Servicing Agreement, knowingly permit any Servicer to rent, lease, or otherwise earn income on behalf of any REMIC with respect to any REO Property which might cause an Adverse REMIC Event unless the applicable Servicer has provided to the Trustee and the Securities Administrator an Opinion of Counsel concluding that, under the REMIC Provisions, such action would not result in an Adverse REMIC Event.

(b) The Depositor shall cause the applicable Servicer (to the extent provided in the Servicing Agreement) to make reasonable efforts to sell any REO Property for its fair market value. In any event, however, the Depositor shall, or shall cause the applicable Servicer (to the extent provided in the Servicing Agreement) to, dispose of any REO Property within three years of its acquisition by the Trust Fund unless the Depositor or the applicable Servicer (on behalf of the Trust Fund) has received an extension from the Internal Revenue Service to the effect that, under the REMIC Provisions and any relevant proposed legislation and under applicable state law, the REMIC may hold REO Property for a longer period without causing an Adverse REMIC Event. If such an extension has been received, then the Depositor, acting on behalf of the Trustee hereunder, shall, or shall cause the applicable Servicer to, continue to attempt to sell the REO Property for its fair market value for such period longer than three years as such extension permits (the “Extended Period”). If such an extension has not been received and the Depositor or the applicable Servicer, acting on behalf of the Trust Fund hereunder, is unable to sell the REO Property within 33 months after its acquisition by the Trust Fund, or if such an extension has been received and the Depositor or the applicable Servicer is unable to sell the REO Property within the period ending three months before the close of the Extended Period, the Depositor shall cause the applicable Servicer, before the end of the three year period or the Extended Period, as applicable, to (i) purchase such REO Property at a price equal to the REO Property’s fair market value or (ii) auction the REO Property to the highest bidder (which may be the applicable Servicer) in an auction reasonably designed to produce a fair price prior to the expiration of the three-year period or the Extended Period, as the case may be.

ARTICLE XI

MISCELLANEOUS PROVISIONS

Section 11.01 Binding Nature of Agreement; Assignment.

This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and permitted assigns.

Section 11.02 Entire Agreement.

This Agreement contains the entire agreement and understanding among the parties hereto with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof. The express terms hereof control and supersede any course of performance and/or usage of the trade inconsistent with any of the terms hereof.

Section 11.03 Amendment.

(a) This Agreement may be amended from time to time by written agreement between the Depositor, the Master Servicer, the Securities Administrator and the Trustee, without notice to or the consent of any of the Holders, (i) to cure any ambiguity or mistake, (ii) to cause the provisions herein to conform to or be consistent with or in furtherance of the statements made with respect to the Certificates, the Trust Fund or this Agreement in the Prospectus, or to correct or supplement any provision herein which may be inconsistent with any other provisions herein or with the provisions of any Servicing Agreement, (iii) to make any other provisions with respect to matters or questions arising under this Agreement, (iv) to add, delete, or amend any provisions to the extent necessary or desirable to comply with any requirements imposed by the Code and the REMIC Provisions, (v) if necessary in order to avoid a violation of any applicable law or regulation or (vi) if a TIA Applicability Determination has been made, to modify, eliminate or add to the provisions of this Agreement to the extent necessary to (A) effect the qualification of this Agreement under the TIA or under any similar federal statute and to add any other provisions as may be expressly required by the TIA, and (B) modify other provisions of this Agreement to the extent necessary to make such provisions consistent with, and conform to, the modifications made pursuant to clause (A); provided that, with respect to clause (vi), the parties hereto are deemed to have agreed, to the extent permitted under the TIA, that this Agreement expressly excludes any non-mandatory provisions under the TIA that (x) would conflict with the provisions of this Agreement or (y) increase the obligations, liabilities or scope of responsibility of any party hereto. No such amendment effected pursuant to the preceding sentence shall, as evidenced by an Opinion of Counsel, result in an Adverse REMIC Event, nor shall such amendment effected pursuant to clause (iii) of such sentence adversely affect in any material respect the interests of any Holder. Prior to entering into any amendment without the consent of Holders pursuant to this paragraph, the Trustee shall be provided with an Opinion of Counsel (at the expense of the party requesting such amendment) to the effect that such amendment is permitted under this Agreement and, with respect to an amendment effected pursuant to clause (v) above, to the effect that such amendment is necessary in order to avoid a violation of such applicable law.

(b) This Agreement may also be amended from time to time by the Depositor, the Master Servicer, the Securities Administrator and the Trustee, with the consent of the Holders of not less than 66-2/3% of the Class Principal Amount or Class Notional Amount (or Percentage Interest) of each Class of Certificates affected thereby for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders; provided, however, that no such amendment shall be made unless the Trustee and the Securities Administrator receive an Opinion of Counsel, at the expense of the party requesting the change, that such change will not cause an Adverse REMIC Event; and provided further, that no such amendment may (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate, without the consent of the Holder of such Certificate or (ii) reduce the aforesaid percentages of Class Principal Amount or Class Notional Amount (or Percentage Interest) of Certificates of each Class, the Holders of which are required to consent to any such amendment without the consent of the Holders of 100% of the Class Principal Amount or Class Notional Amount (or Percentage Interest) of each Class of Certificates affected thereby. For purposes of this paragraph, references to “Holder” or “Holders” shall be deemed to include, in the case of any Class of Book-Entry Certificates, the related Certificate Owners.

(c) Promptly after the execution of any such amendment, the Trustee shall furnish written notification of the substance of such amendment to each Holder, the Depositor and each Rating Agency through the Rule 17g-5 Information Provider. The Securities Administrator and the Certificate Registrar shall cooperate with the Trustee in connection with the Trustee's obligations under this Section 11.03.

(d) It shall not be necessary for the consent of Holders under this Section 11.03 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Holders shall be subject to such reasonable regulations as the Trustee may prescribe.

(e) Notwithstanding anything to the contrary in any Servicing Agreement, the Trustee shall not consent to any amendment of any Servicing Agreement except pursuant to the standards provided in this Section with respect to amendment of this Agreement. In addition, none of the Trustee, the Master Servicer, the Securities Administrator or the Depositor shall consent to any amendment to any Servicing Agreement unless prior written notice of the substance of such amendment has been delivered to each Rating Agency through the Rule 17g-5 Information Provider.

(f) Prior to the execution of any amendment to this Agreement, each of the Trustee and the Securities Administrator shall be entitled to receive and conclusively rely on an Opinion of Counsel (at the expense of the Person seeking such amendment) stating that the execution of such amendment is authorized and permitted by this Agreement. The Trustee and the Securities Administrator may, but shall not be obligated to, enter into any such amendment which affects the Trustee’s or the Securities Administrator’s own rights, duties or immunities under this Agreement.

Section 11.04 Voting Rights.

Except to the extent that the consent of all affected Certificateholders is required pursuant to this Agreement, with respect to any provision of this Agreement requiring the consent of Certificateholders representing specified percentages of aggregate outstanding Certificate Principal Amount or Class Notional Amount (or Percentage Interest), Certificates owned by the Depositor, the Master Servicer, the Securities Administrator, the Trustee, any Servicer or any Affiliate thereof are not to be counted so long as such Certificates are owned by the Depositor, the Master Servicer, the Securities Administrator, the Trustee, any Servicer or any Affiliate thereof.

Section 11.05 Provision of Information.

(a) For so long as any of the Certificates of any Class are “restricted securities” within the meaning of Rule 144(a)(3) under the Securities Act, each of the Depositor, the Master Servicer, the Securities Administrator and the Trustee agree to cooperate with each other to provide to any Certificateholders and to any prospective purchaser of Certificates designated by such holder, upon the request of such holder or prospective purchaser, any information required to be provided to such holder or prospective purchaser to satisfy the condition set forth in Rule 144A(d)(4) under the Securities Act. Any reasonable, out-of-pocket expenses incurred by the Trustee, the Master Servicer or the Securities Administrator in providing such information shall be reimbursed by the Depositor.

(b) The Securities Administrator shall provide to any person to whom a Prospectus was delivered, upon the written request of such person specifying the document or documents requested, (i) a copy (excluding exhibits) of any report on Form 8-K, Form 10-D or Form 10-K (or other prescribed form) filed with the Securities and Exchange Commission pursuant to Section 6.21 and (ii) a copy of any other document incorporated by reference in the Prospectus. Any reasonable out-of-pocket expenses incurred by the Securities Administrator in providing copies of such documents shall be reimbursed by the Depositor.

(c) On each Distribution Date, the Securities Administrator shall deliver or cause to be delivered by first class mail or make available on its website to the Depositor, Attention: Contract Finance, a copy of the report delivered to Certificateholders pursuant to Section 4.02.

Section 11.06 Governing Law.

THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PROVISIONS (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW), AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Section 11.07 Notices.

(a) All demands, notices and communications required to be delivered to the Depositor, the Seller, the Trustee, the Master Servicer, the Securities Administrator or the Certificate Registrar hereunder shall be in writing and shall be deemed to have been duly given if (i) personally delivered, (ii) mailed by registered mail, postage prepaid, (iii) delivered by overnight courier, or (iv) transmitted via email, telegraph or facsimile, in each instance at the address listed below, or such other address as may hereafter be furnished by any party to the other parties in writing:

For posting by the Rule 17g-5 Information Provider:

By electronic mail to: ratingagencynotice@citi.com

In the case of the Depositor:

Sequoia Residential Funding, Inc.

One Belvedere Place, Suite 330

Mill Valley, CA 94941

Facsimile number (415) 381-1773

Electronic mail address: Sequoia.Notices@redwoodtrust.com

Attention: Sequoia Mortgage Trust 2013-8

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In the case of the Seller:

Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 330

Mill Valley, CA 94941

Facsimile number (415) 381-1773

Electronic mail address: Sequoia.Notices@redwoodtrust.com

Attention: Sequoia Mortgage Trust 2013-8

In the case of the Master Servicer:

CitiMortgage, Inc.

4050 Regent Blvd

Irving, TX 75063

Attention: Sequoia Mortgage Trust 2013-8

With a copy to:

CitiMortgage, Inc.

The Office of General Counsel

1000 Technology Drive

O’Fallon, MO 63368

In the case of the Securities Administrator:

Citibank, N.A.

388 Greenwich St., 14^th Floor

New York, New York 10013

Attention: Corporate Trust Services — Sequoia Mortgage Trust 2013-8

In the case of the Trustee:

Wilmington Trust, National Association

1100 North Market Street

Rodney Square North

Wilmington, DE 19890

Attention: Corporate Trust — Sequoia Mortgage Trust 2013-8

Any such demand, notice or communication shall be deemed to have been received on the date delivered to the premises of the addressee and (A) if delivered by registered mail, overnight courier, or facsimile, as evidenced by the date noted on a return or confirmation of receipt and (B) if delivered by electronic mail, when sent to the address specified above, provided no error or rejection message has been received by the sender.

(b) Notices to any Certificateholder shall be deemed to be duly given by any party hereto (i) in the case of any holder of a Definitive Certificate, on the date mailed, first class postage prepaid, to the address of such holder as included on the certificate register, or (ii) in the case of any book-entry certificate, on the date when such notice or communication is delivered to the Clearing Agency, it being understood that the Clearing Agency shall give such notices and communications to the related underlying participants in accordance with its applicable rules, regulations and procedures.

All notices or communications to Certificateholders shall also be posted and made available to all Certificateholders, whether definitive or book-entry, as well as the Depositor, the Master Servicer, the Securities Administrator and the Trustee, by the Securities Administrator on the Securities Administrator website located at www.ctslink.com. Unless otherwise expressly provided for herein, all notices and communications required to be delivered hereunder shall be delivered to such parties and Certificateholders and posted by the Securities Administrator on the Securities Administrator 's website, in each instance, as soon as reasonably practicable.

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(c) The Depositor hereby covenants that it shall provide written notice to the Trustee, which written notice may be via electronic mail, once the Servicers have furnished to the Mortgagors, in accordance with the applicable Servicing Agreements, the notices required to be furnished under Section 404 of the Helping Families Save Their Homes Act of 2009, as amended and in effect from time to time.

Section 11.08 Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

Section 11.09 Indulgences; No Waivers.

Neither the failure nor any delay on the part of a party to exercise any right, remedy, power or privilege under this Agreement shall operate as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power or privilege preclude any other or further exercise of the same or of any other right, remedy, power or privilege, nor shall any waiver of any right, remedy, power or privilege with respect to any occurrence be construed as a waiver of such right, remedy, power or privilege with respect to any other occurrence. No waiver shall be effective unless it is in writing and is signed by the party asserted to have granted such waiver.

Section 11.10 Headings Not to Affect Interpretation.

The headings contained in this Agreement are for convenience of reference only, and they shall not be used in the interpretation hereof.

Section 11.11 Benefits of Agreement.

Nothing in this Agreement or in the Certificates, express or implied, shall give to any Person, other than the parties to this Agreement and their successors hereunder and the Holders of the Certificates, any benefit or any legal or equitable right, power, remedy or claim under this Agreement.

Section 11.12 Special Notices to the Rating Agencies.

(a) The Depositor shall give prompt notice to each Rating Agency through the Rule 17g-5 Information Provider of the occurrence of any of the following events of which it has notice:

(i) any amendment to this Agreement pursuant to Section 11.03, including prior advance written notice of any amendment to this Agreement pursuant to Section 11.03(a);

(ii) any assignment by the Master Servicer of its rights hereunder or delegation of its duties hereunder;

(iii) the occurrence of any Event of Default and any waiver of any Event of Default pursuant to Section 6.14;

(iv) any notice of termination given to the Master Servicer pursuant to Section 6.14 and any resignation of the Master Servicer hereunder;

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(v) the termination of any successor to any Master Servicer pursuant to Section 6.14;

(vi) the making of a final payment pursuant to Section 7.01; and

(vii) any termination of the rights and obligations of a Servicer or the Servicing Administrator under any Servicing Agreement and any transfer of servicing or servicing administration under any Servicing Agreement.

(b) All notices to the Rating Agency provided for in this Section shall be in writing and sent first to the Rule 17g-5 Information Provider and then by first class mail, telecopy, electronic mail or overnight courier, as follows:

If to Fitch, to:

Fitch Ratings, Inc.

One State Street Plaza, 28th Floor

New York, NY 10004

Attn: SEMT 2013-8

If to KBRA, to:

Kroll Bond Rating Agency, Inc.

845 Third Avenue

New York, NY 10022

Electronic Mail: mbssurveillance@krollbondratings.com

Attention: RMBS Surveillance

If to Moody’s, to:

Moody’s Investors Service

7 World Trade Center @ 250 Greenwich Street

New York, NY 10007

Electronic Mail: servicereports@moodys.com

Attention: Residential Mortgages

(c) The Securities Administrator shall provide or make available to each Rating Agency through the Rule 17g-5 Information Provider reports prepared pursuant to Section 4.02 and the reports filed on Form 10-K pursuant to Section 6.21(b)(i)(1) through (4). In addition, the Securities Administrator shall, at the expense of the Trust Fund, make available to each Rating Agency through the Rule 17g-5 Information Provider such information as each Rating Agency may reasonably request regarding the Certificates or the Trust Fund, to the extent that such information is reasonably available to the Securities Administrator; provided, the Securities Administrator shall not be required to post to the Rule 17g-5 Website any information previously posted to and available on the Securities Administrator’s website.

Section 11.13 Conflicts.

To the extent that the terms of this Agreement conflict with the terms of any Servicing Agreement, the related Servicing Agreement shall govern.

Section 11.14 Counterparts.

This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original, and all of which together shall constitute one and the same instrument.

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Section 11.15 No Petitions.

The Trustee and the Master Servicer, by entering into this Agreement, and each Certificateholder, by accepting a Certificate, hereby covenant and agree that they shall not at any time institute against the Depositor, or join in any institution against the Depositor of, any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any United States federal or state bankruptcy or similar law in connection with any obligations relating to the Certificates, this Agreement or any of the documents entered into by the Depositor in connection with the transactions contemplated by this Agreement.

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IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective officers hereunto duly authorized as of the day and year first above written.

SEQUOIA RESIDENTIAL FUNDING, INC.,
as Depositor

By:	/s/ William J. Moliski
Name: William J. Moliski
Title: Authorized Officer

WILMINGTON TRUST, National Association,
as Trustee

By:	/s/ Dorri Costello
Name: Dorri Costello
Title: Assistant Vice President

CITIMORTGAGE, INC.,
as Master Servicer

By:	/s/ Tommy R. Harris
Name: Tommy R. Harris
Title: Sr. Vice President

CITIBANK, N.A.,
as Securities Administrator and Rule 17g-5 Information Provider

By:	/s/ Karen Schluter
Name: Karen Schluter
Title: Vice President

Solely for purposes of Section 2.04 and Section 2.06(b)

accepted and agreed to by:

REDWOOD RESIDENTIAL ACQUISITION CORPORATION,

as Seller

By:	/s/ William J. Moliski
	Name: William J. Moliski
	Authorized Signatory, Authorized Officer

Solely for purposes of Section 2.07

accepted and agreed to by:

SEQUOIA MORTGAGE FUNDING CORPORATION,

as Controlling Holder

By:	/s/ William J. Moliski
	Name: William J. Moliski
	Authorized Signatory, Authorized Officer

EXHIBIT A

FORMS OF CERTIFICATES

A-1

EXHIBIT A

FORMS OF CERTIFICATES

THIS CERTIFICATE IS A REMIC REGULAR INTEREST CERTIFICATE. THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, AND IS NOT GUARANTEED BY, THE DEPOSITOR, THE TRUSTEE, THE SECURITIES ADMINISTRATOR, THE MASTER SERVICER OR ANY AFFILIATE OF ANY OF THEM AND IS NOT INSURED OR GUARANTEED BY ANY GOVERNMENTAL AGENCY OR PRIVATE INSURER.

DISTRIBUTIONS IN REDUCTION OF THE CERTIFICATE PRINCIPAL AMOUNT OF THIS CERTIFICATE MAY BE MADE IN INSTALLMENTS AS SET FORTH HEREIN. ACCORDINGLY, THE CERTIFICATE PRINCIPAL AMOUNT OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC, ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL, INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THE HOLDER AND ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE (OR INTEREST THEREIN) THAT EITHER (A) SUCH HOLDER OR TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER PLAN OR ARRANGEMENT SUBJECT TO THE PROHIBITED TRANSACTION PROVISIONS OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE OR A PERSON (INCLUDING AN INSURANCE COMPANY INVESTING ITS GENERAL ACCOUNT, AN INVESTMENT MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF ANY SUCH PLAN) WHO IS USING “PLAN ASSETS” OF ANY SUCH PLAN TO EFFECT SUCH ACQUISITION (EACH OF THE FOREGOING, A “PLAN INVESTOR”), (B) IT HAS ACQUIRED AND IS HOLDING THIS CERTIFICATE IN RELIANCE ON U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION EXEMPTION (“PTE”) 90-29, AS AMENDED (THE “UNDERWRITER EXEMPTION”), AND THAT IT UNDERSTANDS THAT THERE ARE CERTAIN CONDITIONS TO THE AVAILABILITY OF THE UNDERWRITER EXEMPTION INCLUDING THAT THIS CERTIFICATE MUST BE RATED, AT THE TIME OF PURCHASE, NOT LOWER THAN “BBB-” (OR ITS EQUIVALENT) BY STANDARD & POOR’S, FITCH, MOODY’S, DBRS LIMITED OR DBRS, INC. OR (C) (I) THE TRANSFEREE IS AN INSURANCE COMPANY, (II) THE SOURCE OF FUNDS USED TO PURCHASE OR HOLD THIS CERTIFICATE IS AN “INSURANCE COMPANY GENERAL ACCOUNT” (AS DEFINED IN U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 95-60), AND (III) THE CONDITIONS SET FORTH IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED (EACH ENTITY THAT SATISFIES THIS CLAUSE (C), A “COMPLYING INSURANCE COMPANY”).

IF THIS CERTIFICATE (OR ANY INTEREST THEREIN) IS ACQUIRED OR HELD BY ANY PERSON THAT DOES NOT SATISFY THE CONDITIONS DESCRIBED IN THE PRECEDING PARAGRAPH, THEN THE LAST PRECEDING TRANSFEREE THAT EITHER (I) IS NOT A PLAN INVESTOR, (II) ACQUIRED SUCH CERTIFICATE IN COMPLIANCE WITH THE UNDERWRITER EXEMPTION, OR (III) IS A COMPLYING INSURANCE COMPANY SHALL BE RESTORED, TO THE EXTENT PERMITTED BY LAW, TO ALL RIGHTS AND OBLIGATIONS AS CERTIFICATE OWNER THEREOF RETROACTIVE TO THE DATE OF SUCH TRANSFER OF THIS CERTIFICATE. THE TRUSTEE SHALL BE UNDER NO LIABILITY TO ANY PERSON FOR MAKING ANY PAYMENTS DUE ON THIS CERTIFICATE TO SUCH PRECEDING TRANSFEREE.

ANY PURPORTED CERTIFICATE OWNER WHOSE ACQUISITION OR HOLDING OF THIS CERTIFICATE (OR INTEREST THEREIN) WAS EFFECTED IN VIOLATION OF THE RESTRICTIONS IN SECTION 3.03 OF THE AGREEMENT SHALL INDEMNIFY AND HOLD HARMLESS THE CERTIFICATE REGISTRAR, THE DEPOSITOR, THE TRUSTEE AND THE TRUST FUND FROM AND AGAINST ANY AND ALL LIABILITIES, CLAIMS, COSTS OR EXPENSES INCURRED BY SUCH PARTIES AS A RESULT OF SUCH ACQUISITION OR HOLDING.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS A-1

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class A-1	Principal Amount of this
Certificates: $393,959,000	Certificate: $393,959,000

Certificate Interest Rate: Adjustable	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AA7

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class A-1 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Distributions on this Certificate will be made on the 25th day of each month or, if such day is not a Business Day, then on the succeeding Business Day, commencing in July 2013 (each, a “Distribution Date”), to the Person in whose name this Certificate is registered at the close of business on the last Business Day preceding such Distribution Date (the “Record Date”), in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount, if any, required to be distributed to all Certificates of the Class represented by this Certificate. All sums distributable on this Certificate are payable in the coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

Unless the certificate of authentication hereon has been executed by or on behalf of the Authenticating Agent, whose name appears below by manual signature, this Certificate shall not be entitled to any benefit under the Pooling and Servicing Agreement or be valid for any purpose.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”), Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

On each Distribution Date, the Paying Agent, on behalf of the Trustee, will make distributions from the Distribution Account to the Holders of Certificates according to the terms of the Pooling and Servicing Agreement. All distributions or allocations made with respect to each Class of Certificates on each Distribution Date shall be allocated among the outstanding Certificates of such Class based on the Certificate Principal Amount (or Certificate Notional Amount) of each such Certificate.

Distributions on this Certificate will be made by check mailed to the Holder of record of this Certificate on the immediately preceding Record Date at the address of such Holder as it appears on the Certificate Register or, upon written request made to the Securities Administrator at least five Business Days prior to the related Record Date, by any Certificateholder owning an aggregate initial Certificate Principal Amount (or Certificate Notional Amount) of at least $1,000,000 or, in the case of any Residual Certificate, a Percentage Interest of 100%, by wire transfer in immediately available funds to an account specified in such request and at the expense of such Certificateholder requesting such wire transfer by deducting a wire transfer fee from the related distribution; provided, however, that the final distribution in respect of any Certificate shall be made only upon presentation and surrender of such Certificate at the Corporate Trust Office (as defined below); provided, further, that the foregoing provisions shall not apply to any Certificate as long as such Certificate remains a Book-Entry Certificate, in which case all payments made shall be made through the Clearing Agency and its Clearing Agency Participants. Notwithstanding such final payment of principal of any of the Certificates, each Residual Certificate will remain outstanding until the termination of the related REMIC or REMICs and the payment in full of all other amounts due with respect to the Residual Certificates and at such time such final payment in retirement of any Residual Certificate will be made only upon presentation and surrender of such Certificate at the Corporate Trust Office.

The Corporate Trust Office with respect to the presentment and surrender of Certificates for the final distribution thereon is the corporate trust office of the Certificate Registrar at 480 Washington Boulevard, 30^th Floor, Jersey City, New Jersey, 07310, Attention: Global Transaction Services — Sequoia Mortgage Trust 2013-8 or at such other address as the Securities Administrator may designate from time to time.

The Pooling and Servicing Agreement may be amended by the Trustee, the Master Servicer, the Securities Administrator, and the Depositor with the consent of the Holders of not less than 66-2/3% of the Class Principal Amount or Class Notional Amount (or Percentage Interest) of each Class of Certificates affected thereby for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of the Pooling and Servicing Agreement or of modifying in any manner the rights of the Holders; provided, however, that no such amendment shall be made unless the Trustee and the Securities Administrator receive an Opinion of Counsel, at the expense of the party requesting the change, that such change will not cause an Adverse REMIC Event; and provided further, that no such amendment may (i) reduce in any manner the amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate, without the consent of the Holder of such Certificate or (ii) reduce the aforesaid percentages of Class Principal Amount or Class Notional Amount (or Percentage Interest) of Certificates of each Class, the Holders of which are required to consent to any such amendment without the consent of the Holders of 100% of the Class Principal Amount or Class Notional Amount (or Percentage Interest) of each Class of Certificates affected thereby. For purposes of this paragraph, references to “Holder” or “Holders” shall be deemed to include, in the case of any Class of Book-Entry Certificates, the related Certificate Owners. Any consent by the Holder of this Certificate will be conclusive and binding upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not consent is made with respect to such Certificate. The Pooling and Servicing Agreement also permits the amendment thereof in certain limited circumstances without the consent of the Holders.

As provided in the Pooling and Servicing Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register upon surrender of this Certificate for registration of transfer at the Corporate Trust Office, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to, the Certificate Registrar duly executed by the Holder thereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same initial Certificate Principal Amount (or Notional Amount) will be issued to the designated transferee or transferees. As provided in the Pooling and Servicing Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for new Certificates of the same Class evidencing the same aggregate initial Certificate Principal Amount (or Notional Amount) as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any exchange of Certificates.

The Class A-1, Class A-2, Class A-3, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5 Certificates are issuable only in registered form in minimum denominations of $100,000 in initial Certificate Principal Amount and the Class A-IO1 and Class A-IO2 Certificates are issuable only in registered form in minimum denominations of $1,000,000 in initial Certificate Notional Amount, in each case, in integral multiples of $1 in excess thereof and, in the case of the Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class B-1, Class B-2 and Class B-3 Certificates, will be registered in the name of the nominee of the Clearing Agency, which shall maintain such Certificates through its book-entry facilities and, in the case of the Class B-4 and Class B-5 Certificates, will be maintained in physical form. The Class R and Class LT-R Certificates will each be issued as a single Certificate representing the entire Percentage Interest in that Class and will be maintained in physical form. The Certificates shall remain outstanding until the final Distribution Date for the Certificates.

On any date on which the Aggregate Stated Principal Balance of the Mortgage Loans has declined to less than 10% of the initial Aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, subject to satisfaction of the conditions described in the Pooling and Servicing Agreement, the Master Servicer may purchase all of the Mortgage Loans from the Trust Fund, thereby causing an early retirement of the Certificates.

In no event will the trust created by the Pooling and Servicing Agreement continue beyond the expiration of 21 years from the death of the last survivor of the descendants living at the date of the Pooling and Servicing Agreement of a certain person named in the Pooling and Servicing Agreement.

The Depositor, the Trustee, the Securities Administrator, the Master Servicer, the Certificate Registrar and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Securities Administrator, the Master Servicer, the Certificate Registrar or any such agent shall be affected by any notice to the contrary.

As provided in the Pooling and Servicing Agreement, this Certificate and the Pooling and Servicing Agreement shall be construed in accordance with and governed by the laws of the State of New York without regard to the conflict of laws principles applied in the State of New York. In the event of any conflict between the provisions of this Certificate and the Pooling and Servicing Agreement, the Pooling and Servicing Agreement shall be controlling.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ______________________________

Applicable reports and statements should be mailed to ________________________________________________

This information is provided by ____________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS A-2

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class A-2	Principal Amount of this
Certificates: $23,528,000	Certificate: $23,528,000

Certificate Interest Rate: Adjustable	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AK5

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class A-2 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ______________________________

Applicable reports and statements should be mailed to ________________________________________________

This information is provided by ____________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS A-3

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class A-3	Principal Amount of this
Certificates: $10,000,000	Certificate: $10,000,000

Certificate Interest Rate: Adjustable	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AL3

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class A-3 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”), Citibank, N.A., as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ______________________________

Applicable reports and statements should be mailed to ________________________________________________

This information is provided by __________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

THIS IS AN INTEREST-ONLY CERTIFICATE THAT IS NOT ENTITLED TO ANY DISTRIBUTIONS WITH RESPECT TO PRINCIPAL. THE CERTIFICATE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE REDUCED AS SET FORTH HEREIN. ACCORDINGLY, THE CERTIFICATE NOTIONAL AMOUNT OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE AMOUNT SHOWN ON THE FACE HEREOF.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS A-IO1

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Notional	Initial Certificate
Amount of the Class A-IO1	Notional Amount of this
Certificates: $23,528,000	Certificate: $23,528,000

Certificate Interest Rate: Adjustable	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AB5

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Notional Amount of this Certificate by the initial Class Notional Amount of all Class A-IO1 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ______________________________

Applicable reports and statements should be mailed to ________________________________________________

This information is provided by ____________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

NO TRANSFER OF THIS CERTIFICATE OR ANY INTEREST THEREIN SHALL BE MADE TO ANY EMPLOYEE BENEFIT PLAN OR OTHER PLAN OR ARRANGEMENT SUBJECT TO THE PROHIBITED TRANSACTION PROVISIONS OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR SECTION 4975 OF THE CODE, OR ANY PERSON (INCLUDING AN INSURANCE COMPANY INVESTING ITS GENERAL ACCOUNT, AN INVESTMENT MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF ANY SUCH PLAN) WHO IS USING “PLAN ASSETS” OF ANY SUCH PLAN TO EFFECT SUCH ACQUISITION (EACH OF THE FOREGOING, A “PLAN INVESTOR”) UNLESS THE CERTIFICATE REGISTRAR IS PROVIDED WITH EITHER (I) A CERTIFICATION PURSUANT TO SECTION 3.03(d)(i) OF THE AGREEMENT OR (II) AN OPINION OF COUNSEL ACCEPTABLE TO AND IN FORM AND SUBSTANCE SATISFACTORY TO THE CERTIFICATE REGISTRAR TO THE EFFECT THAT THE PURCHASE OR HOLDING OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE (OR COMPARABLE PROVISIONS OF ANY SUBSEQUENT ENACTMENTS), AND WILL NOT SUBJECT THE CERTIFICATE REGISTRAR, THE TRUSTEE OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY (INCLUDING OBLIGATIONS OR LIABILITIES UNDER ERISA OR SECTION 4975 OF THE CODE) IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT, WHICH OPINION OF COUNSEL SHALL NOT BE AN EXPENSE OF THE TRUST FUND, THE CERTIFICATE REGISTRAR, THE TRUSTEE OR THE DEPOSITOR. EACH INVESTOR IN THIS CERTIFICATE WILL BE DEEMED TO REPRESENT THAT IT IS IN COMPLIANCE WITH THE FOREGOING AND WILL BE FURTHER DEEMED TO REPRESENT, WARRANT AND COVENANT THAT IT WILL NOT SELL, PLEDGE OR OTHERWISE TRANSFER SUCH ERISA-RESTRICTED CERTIFICATE IN VIOLATION OF THE FOREGOING.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS A-IO2

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Notional	Initial Certificate
Amount of the Class A-IO2	Notional Amount of this
Certificates: $427,487,000	Certificate: $427,487,000

Certificate Interest Rate: Adjustable	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AM1

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Notional Amount of this Certificate by the initial Class Notional Amount of all Class A-IO2 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”) and Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to _________________________

Applicable reports and statements should be mailed to ____________________________________________

This information is provided by ________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

THIS CERTIFICATE IS SUBORDINATE IN RIGHT OF PAYMENT AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS B-l

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class B-1	Principal Amount of this
Certificates: $9,663,000	Certificate: $9,663,000

Certificate Interest Rate: Adjustable	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AC3

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class B-1 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”) and Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to __________________________

Applicable reports and statements should be mailed to ____________________________________________

This information is provided by ______________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

THIS CERTIFICATE IS SUBORDINATE IN RIGHT OF PAYMENT AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS B-2

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class B-2	Principal Amount of this
Certificates: $7,593,000	Certificate: $7,593,000

Certificate Interest Rate: Adjustable
	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AD1

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class B-2 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”) and Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ___________________________

Applicable reports and statements should be mailed to _____________________________________________

This information is provided by ________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

THIS CERTIFICATE IS SUBORDINATE IN RIGHT OF PAYMENT AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS B-3

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class B-3	Principal Amount of this
Certificates: $6,902,000	Certificate: $6,902,000

Certificate Interest Rate: Adjustable
	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AE9

THIS CERTIFIES THAT CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class B-3 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”) and Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ___________________________

Applicable reports and statements should be mailed to _____________________________________________

This information is provided by ________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

THIS CERTIFICATE IS SUBORDINATE IN RIGHT OF PAYMENT AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "1933 ACT"), OR ANY STATE SECURITIES LAWS. NEITHER THIS CERTIFICATE NOR ANY INTEREST OR PARTICIPATION HEREIN MAY BE REOFFERED, SOLD, ASSIGNED, TRANSFERRED, PLEDGED, ENCUMBERED OR OTHERWISE DISPOSED OF IN THE ABSENCE OF SUCH REGISTRATION, UNLESS SUCH TRANSACTION IS EXEMPT FROM, OR NOT SUBJECT TO, REGISTRATION.

THE HOLDER OF THIS CERTIFICATE BY ITS ACCEPTANCE HEREOF AGREES TO OFFER, SELL OR OTHERWISE TRANSFER SUCH CERTIFICATE ONLY (A) PURSUANT TO A REGISTRATION STATEMENT WHICH HAS BEEN DECLARED EFFECTIVE UNDER THE 1933 ACT, (B) TO PERSON IT REASONABLY BELIEVES IS A "QUALIFIED INSTITUTIONAL BUYER" AS DEFINED IN RULE 144A UNDER THE 1933 ACT THAT PURCHASES FOR ITS OWN ACCOUNT OR FOR THE ACCOUNT OF A QUALIFIED INSTITUTIONAL BUYER TO WHOM NOTICE IS GIVEN THAT THE TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, OR (C) TO AN INSTITUTIONAL "ACCREDITED INVESTOR" WITHIN THE MEANING OF SUBPARAGRAPH (A)(1), (2), (3) OR (7) OF RULE 501 UNDER THE 1933 ACT THAT IS ACQUIRING THE CERTIFICATE FOR ITS OWN ACCOUNT, OR FOR THE ACCOUNT OF SUCH AN INSTITUTIONAL "ACCREDITED INVESTOR," FOR INVESTMENT PURPOSES AND NOT WITH A VIEW TO, OR FOR OFFER OR SALE IN CONNECTION WITH, ANY DISTRIBUTION VIOLATION OF THE 1933 ACT, SUBJECT TO THE CERTIFICATE REGISTRAR'S RIGHT PRIOR TO ANY SUCH OFFER, SALE OR TRANSFER TO REQUIRE THE DELIVERY OF A CERTIFICATE OF TRANSFER IN THE FORM APPEARING IN THE POOLING AND SERVICING AGREEMENT.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS B-4

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class B-4	Principal Amount of this
Certificates: $3,681,000	Certificate: $3,681,000

Certificate Interest Rate: Adjustable
	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AF6

THIS CERTIFIES THAT NIMER & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class B-4 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ____________________________

Applicable reports and statements should be mailed to ______________________________________________

This information is provided by _________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

THIS CERTIFICATE IS SUBORDINATE IN RIGHT OF PAYMENT AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS B-5

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Initial Class Principal	Initial Certificate
Amount of the Class B-5	Principal Amount of this
Certificates: $4,832,464	Certificate: $4,832,464

Certificate Interest Rate: Adjustable
	Cut-off Date: June 1, 2013

Final Scheduled Distribution
Date: June 2043

NUMBER 1	CUSIP: 81745E AG4

THIS CERTIFIES THAT NIMER & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Amount of this Certificate by the initial Class Principal Amount of all Class B-5 Certificates, both as specified above) in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”) and Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ___________________________

Applicable reports and statements should be mailed to ______________________________________________

This information is provided by _________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

THIS CERTIFICATE IS A REMIC RESIDUAL INTEREST CERTIFICATE. THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, AND IS NOT GUARANTEED BY, THE DEPOSITOR, THE TRUSTEE, THE SECURITIES ADMINISTRATOR, THE MASTER SERVICER OR ANY AFFILIATE OF ANY OF THEM AND IS NOT INSURED OR GUARANTEED BY ANY GOVERNMENTAL AGENCY OR PRIVATE INSURER.

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE DEPOSITOR AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT EITHER (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (B) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (C) ANY ORGANIZATION DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (D) AN ELECTING LARGE-PARTNERSHIP WITHIN THE MEANING OF SECTION 775 OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C) OR (D) BEING HEREINAFTER REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (E) AN AGENT OF A DISQUALIFIED ORGANIZATION AND (2) NO PURPOSE OF SUCH TRANSFER IS TO ENABLE THE TRANSFEROR TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX. SUCH AFFIDAVIT SHALL INCLUDE CERTAIN REPRESENTATIONS AS TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE AND ITS STATUS AS A NON-US PERSON (IF APPLICABLE). NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OF ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CLASS R CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THE CLASS R CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS R

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Percentage Interest of this
Certificate: 100%
	Cut-off Date: June 1, 2013
Certificate Interest Rate: Adjustable

Final Scheduled Distribution
Date: June 2043
	CUSIP: 81745E AH2

NUMBER 1

THIS CERTIFIES THAT ____________________________________________is the registered owner of the Percentage Interest evidenced by this Certificate in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”) and Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

Distributions on this Certificate will be made by check mailed to the Holder of record of this Certificate on the immediately preceding Record Date at the address of such Holder as it appears on the Certificate Register or, upon written request made to the Securities Administrator at least five Business Days prior to the related Record Date, by any Certificateholder owning an aggregate initial Certificate Principal Amount of at least $1,000,000 or, in the case of a Class of any Residual Certificate, a Percentage Interest of 100%, by wire transfer in immediately available funds to an account specified in such request and at the expense of such Certificateholder requesting such wire transfer by deducting a wire transfer fee from the related distribution; provided, however, that the final distribution in respect of any Certificate shall be made only upon presentation and surrender of such Certificate at the Corporate Trust Office (as defined below); provided, further, that the foregoing provisions shall not apply to any Certificate as long as such Certificate remains a Book-Entry Certificate, in which case all payments made shall be made through the Clearing Agency and its Clearing Agency Participants. Notwithstanding such final payment of principal of any of the Certificates, each Residual Certificate will remain outstanding until the termination of the related REMIC or REMICs and the payment in full of all other amounts due with respect to the Residual Certificates and at such time such final payment in retirement of any Residual Certificate will be made only upon presentation and surrender of such Certificate at the Corporate Trust Office.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ____________________________

Applicable reports and statements should be mailed to ______________________________________________

This information is provided by _________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE DEPOSITOR AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT EITHER (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING, (B) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE, (C) ANY ORGANIZATION DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (D) AN ELECTING LARGE-PARTNERSHIP WITHIN THE MEANING OF SECTION 775 OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C) OR (D) BEING HEREINAFTER REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (E) AN AGENT OF A DISQUALIFIED ORGANIZATION AND (2) NO PURPOSE OF SUCH TRANSFER IS TO ENABLE THE TRANSFEROR TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX. SUCH AFFIDAVIT SHALL INCLUDE CERTAIN REPRESENTATIONS AS TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE AND ITS STATUS AS A NON-US PERSON (IF APPLICABLE). NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OF ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CLASS LT-R CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THE CLASS LT-R CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES, CLASS LT-R

Evidencing a beneficial interest in a pool of residential mortgage loans and any other assets established by

SEQUOIA RESIDENTIAL FUNDING, INC.

Percentage Interest of this
Certificate: 100%
	Cut-off Date: June 1, 2013
Certificate Interest Rate: Adjustable


Final Scheduled Distribution
Date: June 2043
	CUSIP: 81745E AJ8

NUMBER 1

THIS CERTIFIES THAT ________________________________________________ is the registered owner of the Percentage Interest evidenced by this Certificate in a Trust Fund, the assets of which consist of the Mortgage Loans and all interest and principal received thereon after the Cut-off Date (other than Scheduled Payments due on or prior to the Cut-off Date), the rights of the Seller and the Depositor assigned to the Trustee under each Purchase Agreement, each Servicing Agreement, the Mortgage Loan Purchase and Sale Agreement, the Insurance Policies relating to the Mortgage Loans, all cash, instruments or property held or required to be held in the Custodial Accounts and the Distribution Account and property that secured a Mortgage Loan; and certain other assets, if any, as described in the Pooling and Servicing Agreement (the foregoing assets hereinafter collectively referred to as the “Trust Fund”).

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which shall have the same effect as though fully set forth on the face of this Certificate.

IN WITNESS WHEREOF, Wilmington Trust, National Association as Trustee, has caused this Certificate to be duly executed.

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee

	By:
	Name:
	Title:

	Dated: June 13, 2013

CERTIFICATE AUTHENTICATION

This is one of the Certificates referred to in the within-mentioned Pooling and Servicing Agreement.

	CITIBANK, N.A.,
		as Authenticating Agent

	By:
		AUTHORIZED SIGNATORY

	Dated: June 13, 2013

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATE

This Certificate is one of a duly authorized issue of certificates designated as Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates (the “Certificates”), representing all or part of a beneficial ownership interest in a Trust Fund established pursuant to a Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), among Sequoia Residential Funding, Inc., as depositor (the “Depositor”), CitiMortgage, Inc., as master servicer (in such capacity, the “Master Servicer”) and Citibank, N.A. as securities administrator (in such capacity, the “Securities Administrator”) and Wilmington Trust, National Association, as trustee (the “Trustee”), to which terms, provisions and conditions thereof the Holder of this Certificate by virtue of the acceptance hereof assents, and by which such Holder is bound. Except as otherwise defined herein, all capitalized terms used herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement. The Certificates consist of the following Classes: Class A-1, Class A-2, Class A-3, Class A-IO1, Class A-IO2, Class R, Class LT-R, Class B-1, Class B-2, Class B-3, Class B-4, and Class B-5.

Distributions on this Certificate will be made by check mailed to the Holder of record of this Certificate on the immediately preceding Record Date at the address of such Holder as it appears on the Certificate Register or, upon written request made to the Securities Administrator at least five Business Days prior to the related Record Date, by any Certificateholder owning an aggregate initial Certificate Principal Amount of at least $1,000,000 or, in the case of any Residual Certificate, a Percentage Interest of 100%, by wire transfer in immediately available funds to an account specified in such request and at the expense of such Certificateholder requesting such wire transfer by deducting a wire transfer fee from the related distribution; provided, however, that the final distribution in respect of any Certificate shall be made only upon presentation and surrender of such Certificate at the Corporate Trust Office (as defined below); provided, further, that the foregoing provisions shall not apply to any Certificate as long as such Certificate remains a Book-Entry Certificate, in which case all payments made shall be made through the Clearing Agency and its Clearing Agency Participants. Notwithstanding such final payment of principal of any of the Certificates, each Residual Certificate will remain outstanding until the termination of the related REMIC or REMICs and the payment in full of all other amounts due with respect to the Residual Certificates and at such time such final payment in retirement of any Residual Certificate will be made only upon presentation and surrender of such Certificate at the Corporate Trust Office.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s) and assign(s) and transfer(s) unto

(Please print or type name and address, including postal zip code, of assignee and social security number or employer identification number)

the within Certificate stating in the names of the undersigned in the Certificate Register and does hereby irrevocably constitute and appoint

to transfer such Certificate in such Certificate Register.

I [we] further direct the Certificate Registrar to issue a new Certificate of the same Class of like principal to the above-named assignee and deliver such Certificate to the following address:

Dated:
			Signature by or on behalf of Assignor


Authorized Officer			Signature Guaranteed


Name of Institution			NOTICE: The signature(s) of this assignment must correspond with the name(s) on the face of this Certificate without alteration or any change whatsoever. The signature must be guaranteed by a participant in the Securities Transfer Agents Medallion Program, the New York Stock Exchange Medallion Signature Program or the Stock Exchanges Medallion Program. Notarized or witnessed signatures are not acceptable as guaranteed signatures.

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for the information of the Certificate Registrar. Distributions shall be made by wire transfer in immediately available funds to

for the account of ____________________________________________________________________________

account number ____________________________ or, if mailed by check, to ____________________________

Applicable reports and statements should be mailed to ______________________________________________

This information is provided by _________________________________________________________

the assignee named above, or ________________________________________________________ as its agent.

EXHIBIT B

FORM OF RESIDUAL CERTIFICATE TRANSFER AFFIDAVIT (TRANSFEREE)

STATE OF	)
	) ss.:
COUNTY OF	)

[NAME OF OFFICER], _________________ being first duly sworn, deposes and says:

That he [she] is [title of officer] ________________________ of [name of Purchaser] _________________________________________ (the “Purchaser”), a _______________________ [description of type of entity] duly organized and existing under the laws of the [State of __________] [United States], on behalf of which he [she] makes this affidavit.

That the Purchaser’s Taxpayer Identification Number is [ ].

That the Purchaser is not a “disqualified organization” within the meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”) and will not be a “disqualified organization” as of [date of transfer], and that the Purchaser is not acquiring a Residual Certificate (as defined in the Agreement) for the account of, or as agent (including a broker, nominee, or other middleman) for, any person or entity from which it has not received an affidavit substantially in the form of this affidavit. For these purposes, a “disqualified organization” means the United States, any state or political subdivision thereof, any foreign government, any international organization, any agency or instrumentality of any of the foregoing (other than an instrumentality if all of its activities are subject to tax and a majority of its board of directors is not selected by such governmental entity), any cooperative organization furnishing electric energy or providing telephone service to persons in rural areas as described in Code Section 1381(a)(2)(C), any “electing large partnership” within the meaning of Section 775 of the Code, or any organization (other than a farmers’ cooperative described in Code Section 521) that is exempt from federal income tax unless such organization is subject to the tax on unrelated business income imposed by Code Section 511.

That the Purchaser is not, and on __________________ [date of transfer] will not be, an employee benefit plan or other retirement arrangement subject to Section 406 of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or Section 4975 of the Code (“Code”), (collectively, a “Plan”) or a person acting on behalf of any such Plan or investing the assets of any such Plan to acquire a Residual Certificate.

That the Purchaser hereby acknowledges that under the terms of the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, and Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association, as Trustee with respect to Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates, no transfer of the Residual Certificates shall be permitted to be made to any person unless the Certificate Registrar has received a certificate from such transferee containing the representations in paragraphs 3 and 4 hereof.

That the Purchaser does not hold REMIC residual securities as nominee to facilitate the clearance and settlement of such securities through electronic book-entry changes in accounts of participating organizations (such entity, a “Book-Entry Nominee”).

B-1

That the Purchaser does not have the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to such Residual Certificate.

That the Purchaser will not transfer a Residual Certificate to any person or entity (i) as to which the Purchaser has actual knowledge that the requirements set forth in paragraph 3, paragraph 6 or paragraph 10 hereof are not satisfied or that the Purchaser has reason to believe does not satisfy the requirements set forth in paragraph 7 hereof, and (ii) without obtaining from the prospective Purchaser an affidavit substantially in this form and providing to the Certificate Registrar a written statement substantially in the form of Exhibit C to the Agreement.

That the Purchaser understands that, as the holder of a Residual Certificate, the Purchaser may incur tax liabilities in excess of any cash flows generated by the interest and that the Purchaser has and expects to have sufficient net worth and/or liquidity to pay in full any tax liabilities attributable to ownership of a Residual Certificate and intends to pay taxes associated with holding such Residual Certificate as they become due.

10.

That the Purchaser (i) is not a Non-U.S. Person or (ii) is a Non-U.S. Person that holds a Residual Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Certificate Registrar with an effective Internal Revenue Service Form W-8ECI (Certificate of Foreign Person’s Claim for Exemption From Withholding on Income Effectively Connected With the Conduct of a Trade or Business in the United States) or successor form at the time and in the manner required by the Code or (iii) is a Non-U.S. Person that has delivered to the transferor, the Depositor and the Certificate Registrar an opinion of a nationally recognized tax counsel to the effect that the transfer of such Residual Certificate to it is in accordance with the requirements of the Code and the regulations promulgated thereunder and that such transfer of a Residual Certificate will not be disregarded for federal income tax purposes. “Non-U.S. Person” means an individual, corporation, partnership or other person other than (i) a citizen or resident of the United States; (ii) a corporation, partnership or other entity created or organized in or under the laws of the United States or any state thereof, including for this purpose, the District of Columbia; (iii) an estate that is subject to U.S. federal income tax regardless of the source of its income; (iv) a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States trustees have authority to control all substantial decisions of the trust; and, (v) to the extent provided in Treasury regulations, certain trusts in existence on August 20, 1996 that are treated as United States persons prior to such date and elect to continue to be treated as United States persons.

11.

The Purchaser will not cause income from the Residual Certificate to be attributable to a foreign permanent establishment or fixed base of the Purchaser or another U.S. taxpayer.

12.

That the Purchaser agrees to such amendments of the Agreement as may be required to further effectuate the restrictions on transfer of any Residual Certificate to such a “disqualified organization,” an agent thereof, a Book-Entry Nominee, or a person that does not satisfy the requirements of paragraph 7 and paragraph 10 hereof.

13.

That the Purchaser consents to the designation of the Securities Administrator to act as agent for the “tax matters person” of each REMIC created by the Trust Fund pursuant to the Agreement.

B-2

IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [title of officer] this _____ day of __________ 20__.


[name of Purchaser]

By:
Name:
Title:

Personally appeared before me the above-named [name of officer] ________________, known or proved to me to be the same person who executed the foregoing instrument and to be the [title of officer] _________________ of the Purchaser, and acknowledged to me that he [she] executed the same as his [her] free act and deed and the free act and deed of the Purchaser.

Subscribed and sworn before me this _____ day of __________ 20__.

NOTARY PUBLIC

______________________________

COUNTY OF_____________________

STATE OF______________________

My commission expires the _____ day of __________ 20__.

B-3

EXHIBIT C

RESIDUAL CERTIFICATE TRANSFER AFFIDAVIT (TRANSFEROR)

____________________________

Date

Re:

Sequoia Mortgage Trust 2013-8

Mortgage Pass-Through Certificates

_______________________ (the “Transferor”) has reviewed the attached affidavit of _______________________ (the “Transferee”), and has no actual knowledge that such affidavit is not true and has no reason to believe that the information contained in paragraph 7 thereof is not true, and has no reason to believe that the Transferee has the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to a Residual Certificate. In addition, the Transferor has conducted a reasonable investigation at the time of the transfer and found that the Transferee had historically paid its debts as they came due and found no significant evidence to indicate that the Transferee will not continue to pay its debts as they become due.

Very truly yours,


Name:
Title:

C-1

EXHIBIT D

FORM OF CUSTODIAL AGREEMENT

D-1

EXHIBIT E-1

FORM OF RULE 144A TRANSFER CERTIFICATE

Re:

Sequoia Mortgage Trust 2013-8

Mortgage Pass-Through Certificates

Reference is hereby made to the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association, as Trustee. Capitalized terms used but not defined herein shall have the meanings given to them in the Pooling and Servicing Agreement.

This letter relates to $__________ initial Certificate Principal Amount or Class Notional Amount, as applicable, of Class _____ Certificates which are held in the form of Definitive Certificates registered in the name of ______________ (the “Transferor”). The Transferor has requested a transfer of such Definitive Certificates for Definitive Certificates of such Class registered in the name of [insert name of transferee].

In connection with such request, and in respect of such Certificates, the Transferor hereby certifies that such Certificates are being transferred in accordance with (i) the transfer restrictions set forth in the Pooling and Servicing Agreement and the Certificates and (ii) Rule 144A under the Securities Act to a purchaser that the Transferor reasonably believes is a “qualified institutional buyer” within the meaning of Rule 144A purchasing for its own account or for the account of a “qualified institutional buyer,” which purchaser is aware that the sale to it is being made in reliance upon Rule 144A, in a transaction meeting the requirements of Rule 144A and in accordance with any applicable securities laws of any state of the United States or any other applicable jurisdiction.

This certificate and the statements contained herein are made for your benefit and the benefit of the Underwriter, the Depositor and the Certificate Registrar.


[Name of Transferor]

By:
Name:
Title:

Dated: ___________, ____

E-1-1

EXHIBIT E-2

FORM OF PURCHASER’S LETTER FOR
QUALIFIED INSTITUTIONAL BUYER

Date

Ladies and Gentlemen:

In connection with our proposed purchase of $______________Class Principal Amount or Class Notional Amount, as applicable, of Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates, Class [___] (the “Restricted Certificates”), we confirm that:

(1)	We understand that the Restricted Certificates have not been, and will not be, registered under the Securities Act of 1933, as amended (the “Securities Act”), and may not be sold except as permitted in the following sentence. We agree, on our own behalf and on behalf of any accounts for which we are acting as hereinafter stated, that if we should sell any Restricted Certificates we will do so only (A) to the Depositor, (B) to “qualified institutional buyers” (within the meaning of Rule 144A under the Securities Act) in accordance with Rule 144A under the Securities Act (“QIBs”), (C) pursuant to the exemption from registration provided by Rule 144 under the Securities Act, or (D) to an institutional “accredited investor” within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act that is not a QIB (an “Institutional Accredited Investor”) which, in the case of (B) or (D) above, prior to such transfer, delivers to the Certificate Registrar under the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, and Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association, as Trustee, a signed letter in the form of this letter; and we further agree, in the capacities stated above, to provide to any person purchasing any of the Restricted Certificates from us a notice advising such purchaser that resales of the Restricted Certificates are restricted as stated herein.

(2)	We understand that, in connection with any proposed resale of any Restricted Certificates to QIB, we will be required to furnish to the Certificate Registrar a certification from such transferee in the form hereof to confirm that the proposed sale is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act. We further understand that the Restricted Certificates purchased by us will bear a legend to the foregoing effect.

(3)	We are acquiring the Restricted Certificates for investment purposes and not with a view to, or for offer or sale in connection with, any distribution in violation of the Securities Act. We have such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of our investment in the Restricted Certificates, and we and any account for which we are acting are each able to bear the economic risk of such investment.

(4)	We are a QIB and we are acquiring the Restricted Certificates purchased by us for our own account or for one or more accounts (each of which is a QIB) as to each of which we exercise sole investment discretion.

(5)	We have received such information as we deem necessary in order to make our investment decision.

E-2-1

(6)	If we are acquiring ERISA-Restricted Certificates, we understand that in accordance with ERISA, the Code and the Underwriter's Exemption, no Plan and no person acting on behalf of such a Plan may acquire such Certificate except in accordance with Section 3.03(d) of the Agreement.

Terms used in this letter which are not otherwise defined herein have the respective meanings assigned thereto in the Agreement.

You are entitled to rely upon this letter and are irrevocably authorized to produce this letter or a copy hereof to any interested party in any administrative or legal proceeding or official inquiry with respect to the matters covered hereby.

Very truly yours,


[Purchaser]

By:
Name:
Title:

E-2-2

EXHIBIT F

FORM OF PURCHASER’S LETTER FOR
INSTITUTIONAL ACCREDITED INVESTOR

Date

Ladies and Gentlemen:

In connection with our proposed purchase of $______________ Class Principal Amount or Class Notional Amount, as applicable, of Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates, Class [___], (the “Restricted Certificates”), we confirm that:

(1)	We understand that the Restricted Certificates have not been, and will not be, registered under the Securities Act of 1933, as amended (the “Securities Act”), and may not be sold except as permitted in the following sentence. We agree, on our own behalf and on behalf of any accounts for which we are acting as hereinafter stated, that if we should sell any Restricted Certificates we will do so only (A) to the Depositor, (B) to “qualified institutional buyers” (within the meaning of Rule 144A under the Securities Act) in accordance with Rule 144A under the Securities Act (“QIBs”), (C) pursuant to the exemption from registration provided by Rule 144 under the Securities Act, or (D) to an institutional “accredited investor” within the meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act that is not a QIB (an “Institutional Accredited Investor”) which, prior to such transfer, delivers to the Certificate Registrar under the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, and Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association as Trustee, a signed letter in the form of this letter; and we further agree, in the capacities stated above, to provide to any person purchasing any of the Restricted Certificates from us a notice advising such purchaser that resales of the Restricted Certificates are restricted as stated herein.

(2)	We understand that, in connection with any proposed resale of any Restricted Certificates to an Institutional Accredited Investor, we will be required to furnish to the Certificate Registrar a certification from such transferee in the form hereof to confirm that the proposed sale is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act. We further understand that the Restricted Certificates purchased by us will bear a legend to the foregoing effect.

(3)	We are acquiring the Restricted Certificates for investment purposes and not with a view to, or for offer or sale in connection with, any distribution in violation of the Securities Act. We have such knowledge and experience in financial and business matters as to be capable of evaluating the merits and risks of our investment in the Restricted Certificates, and we and any account for which we are acting are each able to bear the economic risk of such investment.

(4)	We are an Institutional Accredited Investor and we are acquiring the Restricted Certificates purchased by us for our own account or for one or more accounts (each of which is an Institutional Accredited Investor) as to each of which we exercise sole investment discretion.

(5)	We have received such information as we deem necessary in order to make our investment decision.

(6)	If we are acquiring ERISA-Restricted Certificates, we understand that in accordance with ERISA, the Code and the Underwriter's Exemption, no Plan and no person acting on behalf of such a Plan may acquire such Certificate except in accordance with Section 3.03(d) of the Agreement.

F-1

Terms used in this letter which are not otherwise defined herein have the respective meanings assigned thereto in the Agreement.

Very truly yours,


[Purchaser]

By:
Name:
Title:

F-2

EXHIBIT G

FORM OF ERISA TRANSFER AFFIDAVIT

STATE OF NEW YORK	)
	) ss.:
COUNTY OF NEW YORK	)

The undersigned, being first duly sworn, deposes and says as follows:

1. The undersigned is the ______________________ of ______________ (the “Investor”), a [corporation duly organized] and existing under the laws of __________, on behalf of which he makes this affidavit.

2. The Investor either (x) is not, and on ___________ [date of transfer] will not be, an employee benefit plan or other retirement arrangement subject to Section 406 of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or Section 4975 of the Internal Revenue Code of 1986, as amended (the “Code”), (collectively, a “Plan”) or a person acting on behalf of any such Plan or investing the assets of any such Plan; (y) if the Certificate has been the subject of an ERISA-Qualifying Underwriting, is an insurance company that is purchasing the Certificate with funds contained in an “insurance company general account” as defined in Section V(e) of Prohibited Transaction Class Exemption (“PTCE”) 95-60 and the purchase and holding of the Certificate are covered under Sections I and III of PTCE 95-60; or (z) herewith delivers to the Certificate Registrar an opinion of counsel (a “Benefit Plan Opinion”) satisfactory to the Certificate Registrar, the Depositor and the Trustee, and upon which the Certificate Registrar, the Trustee, the Master Servicer, the Depositor and the Securities Administrator shall be entitled to rely, to the effect that the purchase or holding of such Certificate by the Investor will not constitute or result in any non-exempt prohibited transactions under Title I of ERISA or Section 4975 of the Code and will not subject the Certificate Registrar or the Trustee to any obligation in addition to those undertaken by such entities in the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, and Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association, as Trustee, by which opinion of counsel shall not be an expense of the Trust Fund or the above parties.

Capitalized terms used but not defined herein have the meanings given in the Agreement.

IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to proper authority, by its duly authorized officer, duly attested, this ____ day of _______________ 20___.


[Investor]

By:
Name:
Title:

ATTEST:

G-1

STATE OF	)
	) ss.:
COUNTY OF	)

Personally appeared before me the above-named ________________, known or proved to me to be the same person who executed the foregoing instrument and to be the ____________________ of the Investor, and acknowledged that he executed the same as his free act and deed and the free act and deed of the Investor.

Subscribed and sworn before me this _____ day of _________ 20___.


NOTARY PUBLIC

My commission expires the

_____ day of __________ 20___.

G-2

EXHIBIT H-1

LIST OF PURCHASE AGREEMENTS

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2012, between Redwood Residential Acquisition Corporation (“RRAC”) and 1^st Security Bank of Washington, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and Academy Mortgage Corporation, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of June 1, 2012, between RRAC and Amegy Mortgage Company, L.L.C., as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and American Pacific Mortgage Corporation, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Banner Bank, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Bay Equity, LLC, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of September 1, 2011, between RRAC and Benchmark Bank, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of April 1, 2012, between RRAC and Boston Private Bank & Trust Company, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of March 1, 2012, between RRAC and Capital Bank, N.A., as modified by the related Acknowledgement.

10.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2011, between RRAC and Castle & Cooke Mortgage, LLC, as modified by the related Acknowledgement.

11.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Cherry Creek Mortgage Co., Inc., as modified by the related Acknowledgement.

12.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of June 1, 2012, between RRAC and Cobalt Mortgage, Inc., as modified by the related Acknowledgement.

13.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Cole Taylor Bank, as modified by the related Acknowledgement.

14.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2012, between RRAC and Colonial Savings, F.A., as modified by the related Acknowledgement.

15.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of September 1, 2011, between RRAC and Cornerstone Home Lending, Inc., f/k/a/ Cornerstone Mortgage Company, as modified by the related Acknowledgement.

16.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and DHI Mortgage Company, Ltd., as modified by the related Acknowledgement.

17.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Embrace Home Loans, Inc., as modified by the related Acknowledgement

H-1

18.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of April 1, 2012, between RRAC and Evergreen Moneysource Mortgage Company dba Evergreen Home Loans, as modified by the related Acknowledgement.

19.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2012, between RRAC and Fairway Independent Mortgage Corporation, as modified by the related Acknowledgement.

20.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of March 1, 2012, between RRAC and Fidelity Bank dba Fidelity Bank Mortgage, as modified by the related Acknowledgement.

21.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011 between RRAC and First Choice Loan Services, Inc., as modified by the related Acknowledgement.

22.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2012, between RRAC and First Heritage Mortgage, LLC, as modified by the related Acknowledgement.

23.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and First National Bank of Omaha, as modified by the related Acknowledgement.

24.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and FirstBank, as modified by the related Acknowledgement.

25.

Flow Mortgage Loan Sale and Servicing Agreement, dated as of July 1, 2010, between RRAC and First Republic Bank, as modified by the related Acknowledgement.

26.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 23, 2011, between RRAC and Flagstar Capital Markets Corporation, as modified by the related Acknowledgement.

27.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Franklin American Mortgage Company, as modified by the related Acknowledgement.

28.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Fremont Bank, as modified by the related Acknowledgement.

29.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Fulton Bank, National Association, as modified by the related Acknowledgement.

30.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and George Mason Mortgage, LLC, as modified by the related Acknowledgement.

31.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and GuardHill Financial Corporation, as modified by the related Acknowledgement.

32.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2012, between RRAC and Guild Mortgage Company, as modified by the related Acknowledgement.

33.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2013, between RRAC and Heritage Bank of the South, as modified by the related Acknowledgement.

34.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Leader Bank, N.A., as modified by the related Acknowledgement.

35.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2012, between RRAC and MegaStar Financial Corporation, as modified by the related Acknowledgement.

H-2

36.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and Michigan Mutual, Incorporated, as modified by the related Acknowledgement.

37.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2012, between RRAC and Monarch Bank, as modified by the related Acknowledgement.

38.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of June 1, 2012, between RRAC and Mortgage Master, Inc., as modified by the related Acknowledgement.

39.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Mutual of Omaha Bank, as modified by the related Acknowledgement.

40.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Paramount Equity Mortgage, as modified by the related Acknowledgement.

41.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and Perl Mortgage, Incorporated, as modified by the related Acknowledgement.

42.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Plaza Home Mortgage, Incorporated, as modified by the related Acknowledgement.

43.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2013, between RRAC and Potomac Mortgage Group, Inc., as modified by the related Acknowledgement.

44.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Primary Residential Mortgage, Inc., as modified by the related Acknowledgement.

45.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 30, 2011, between RRAC and PrimeLending, a PlainsCapital Company, as modified by the related Acknowledgement.

46.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2011, between RRAC and Prospect Mortgage, LLC, as modified by the related Acknowledgement.

47.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Provident Savings Bank, as modified by the related Acknowledgement.

48.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2012, between RRAC and Renasant Bank, as modified by the related Acknowledgement.

49.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2012, between RRAC and Residential Finance Corporation, as modified by the related Acknowledgement.

50.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and RMR Financial, LLC, as modified by the related Acknowledgement.

51.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Sandy Spring Bank, as modified by the related Acknowledgement.

52.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and SCBT, as modified by the related Acknowledgement.

53.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of April 1, 2012, between RRAC and Shea Mortgage Inc., as modified by the related Acknowledgement.

54.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Simonich Corporation, dba BOC Mortgage, as modified by the related Acknowledgement.

H-3

55.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2012, between RRAC and Shelter Mortgage Company, LLC, as modified by the related Acknowledgement.

56.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of March 1, 2011, between RRAC and Sterling Savings Bank, as modified by the related Acknowledgement.

57.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Stifel Bank and Trust, as modified by the related Acknowledgement.

58.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and Everett Financial, Inc. DBA Supreme Lending, as modified by the related Acknowledgement.

59.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2013, between RRAC and Susquehanna Bank, as modified by the related Acknowledgement.

60.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and The Lending Partners, LLC, as modified by the related Acknowledgement.

61.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Total Mortgage Services, LLC, as modified by the related Acknowledgement.

62.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2012, between RRAC and Umpqua Bank, as modified by the related Acknowledgement.

63.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and United Shore Financial Services, LLC, as successor in interest to Shore Financial Services, Inc., as modified by the related Acknowledgement.

64.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Universal American Mortgage Company, LLC, as modified by the related Acknowledgement.

65.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2013, between RRAC and W.R. Starkey Mortgage, LLP, as modified by the related Acknowledgement.

66.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and Mortgage Access Corp. DBA Weichert Financial Services, as modified by the related Acknowledgement.

67.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of June 1, 2011, between RRAC and Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A., as modified by the related Acknowledgement.

68.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and WJ Bradley Mortgage Capital LLC, as modified by the related Acknowledgement.

H-4

EXHIBIT H-2

LIST OF SERVICING AGREEMENTS

Flow Mortgage Loan Servicing Agreement, dated as of August 1, 2011, between Redwood Residential Acquisition Corporation (“RRAC”) and Cenlar FSB, as amended by Amendment No. 1 to the Flow Mortgage Loan Servicing Agreement, dated November 3, 2011, and as modified by the related Acknowledgement.

Flow Mortgage Loan Sale and Servicing Agreement, dated as of July 1, 2010, between RRAC and First Republic Bank, as modified by the related Acknowledgement.

H-5

EXHIBIT I

ADDITIONAL DISCLOSURE NOTIFICATION

Additional Disclosure Notification

Citibank, N.A., as securities administrator

388 Greenwich Street, 14th Floor

New York, New York 10013

Attention: Global Transaction Services – Sequoia Mortgage Trust 2013-8

Tax : (212) 816-5527

Sequoia Residential Funding, Inc.

Fax: 415-381-1773

Email: Sequoia.Notices@redwoodtrust.com

Attn: Corporate Trust Services—Sequoia Mortgage Trust 2013-8, Mortgage Pass-Through Certificates, Series 2013-8—SEC REPORT PROCESSING

RE: **Additional Form [10-D][10-K][8-K] Disclosure** Required

Ladies and Gentlemen:

In accordance with Section 6.21[(a)][(b)][(c)] of the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, and Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association, as Trustee, with respect to Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificate, the undersigned, as [ ], hereby notifies you that certain events have come to our attention that [will] [may] need to be disclosed on Form [10-D][10-K][8-K].

Description of Additional Form [10-D][10-K][8-K] Disclosure:

List of any Attachments hereto to be included in the Additional Form [10-D][10-K][8-K] Disclosure:

Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].

[NAME OF PARTY],

as [role]

By:
Name:
Title:

I-1

EXHIBIT J

BACK-UP CERTIFICATE TO FORM 10-K CERTIFICATE

Sequoia Mortgage Trust 2013-8 (the “Trust”)

Mortgage Pass-Through Certificates

Re: The Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, and Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association, as Trustee with respect to Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates.

I, __________________________, the _________________________ of [NAME OF COMPANY] (the “Company”) certify to the Depositor and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

(1) I have reviewed the annual report on Form 10-K for the fiscal year [____] (the “Annual Report”), and all reports on Form 10-D required to be filed in respect of period covered by the Annual Report (collectively with the Annual Report, the “Reports”), of the Trust Fund;

(2) Based on my knowledge, (a) the Reports, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by the Annual Report, and (b) the Company’s assessment of compliance and related attestation report referred to below, taken as a whole, do not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by such assessment of compliance and attestation report;

(3) Based on my knowledge, the distribution information required to be provided by the Company under the Pooling and Servicing Agreement has been provided to the Securities Administrator for inclusion in the Reports is included in the Reports;

(4) I am responsible for reviewing the activities performed by the Company under the Pooling and Servicing Agreement, and based on my knowledge and the compliance review conducted in preparing the assessment of compliance of the Company required by the Pooling and Servicing Agreement, and except as disclosed in the Reports, the Company has fulfilled its obligations under the Pooling and Servicing Agreement in all material respects; and

(5) The report on assessment of compliance with servicing criteria applicable to the Company for asset-backed securities of the Company and each Subcontractor utilized by the Company and the related attestation report on assessment of compliance with servicing criteria applicable to it required to be included in the Annual Report in accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been included as an exhibit to the Annual Report. Any material instances of non-compliance are described in such report and have been disclosed in the Annual Report.

In giving the certifications above, the Company has reasonably relied on information provided to it by the following unaffiliated parties: [names of servicer(s), master servicer, subservicer(s), custodian(s)]

Date:

By:

[Signature]

[Title]

J-1

EXHIBIT K

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The Assessment of Compliance to be delivered by the parties listed in the table below shall address, at a minimum, the criteria identified below as “Applicable Servicing Criteria” for each such party:

Regulation
AB

Reference

Servicing Criteria

Master
Servicer

Securities
Administrator

Custodian

General Servicing Considerations

1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	X	X
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	X
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.	N/A	N/A	N/A
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	X
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate bank collection accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.	X	X
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	X	X
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.	X

K-1

1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.		X
1122(d)(2)(v)	Each collection account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	X	X
1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	N/A
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including collection accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	X


	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the Servicer.	X
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.		X

K-2

1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.	X
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.	X
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.			X
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements			X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	N/A	N/A	N/A
1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.	N/A	N/A	N/A
1122(d)(4)(v)	The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.	N/A	N/A	N/A
1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	N/A	N/A	N/A
1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	N/A	N/A	N/A

K-3


1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	N/A	N/A	N/A
1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.	N/A	N/A	N/A
1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.	N/A	N/A	N/A
1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	N/A	N/A	N/A
1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	N/A	N/A	N/A
1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.	N/A	N/A	N/A
1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	X
1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.	N/A	N/A	N/A

K-4

EXHIBIT L

ADDITIONAL FORM 10-D DISCLOSURE

ADDITIONAL FORM 10-D DISCLOSURE
Item on Form 10-D	Party Responsible
Item 1: Distribution and Pool Performance Information
Information included in the Distribution Date Statement	Master Servicer Securities Administrator
Any information required by 1121 which is NOT included on the Distribution Date Statement	Depositor
Item 2: Legal Proceedings Any legal proceeding pending against the following entities or their respective property, that is material to Certificateholders, including any proceedings known to be contemplated by governmental authorities:
▪ Issuing Entity (Trust Fund)	Trustee, Master Servicer, Securities Administrator and Depositor
▪ Sponsor (Seller)	Seller (if a party to the Pooling and Servicing Agreement) or Depositor
▪ Depositor	Depositor
▪ Trustee	Trustee
▪ Securities Administrator	Securities Administrator
▪ Master Servicer	Master Servicer
▪ Custodian	Custodian
▪ 1110(b) Originator	Depositor
▪ Any 1108(a)(2) Servicer (other than the Master Servicer or the Securities Administrator)	Servicer (as to itself)
▪ Any other party contemplated by 1100(d)(1)	Depositor
Item 3: Sale of Securities and Use of Proceeds Information from Item 2(a) of Part II of Form 10-Q: With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.	Depositor

L-1

ADDITIONAL FORM 10-D DISCLOSURE
Item on Form 10-D	Party Responsible
Item 4: Defaults Upon Senior Securities Information from Item 3 of Part II of Form 10-Q: Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)	Securities Administrator Trustee
Item 5: Submission of Matters to a Vote of Security Holders Information from Item 4 of Part II of Form 10-Q	Securities Administrator Trustee
Item 6: Significant Obligors of Pool Assets Item 1112(b) – Significant Obligor Financial Information*	Depositor
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
Item 7: Significant Enhancement Provider Information Item 1114(b)(2) – Credit Enhancement Provider Financial Information*
▪ Determining applicable disclosure threshold	Depositor
▪ Requesting required financial information (including any required accountants’ consent to the use thereof) or effecting incorporation by reference	Depositor
Item 1115(b) – Derivative Counterparty Financial Information*
▪ Determining current maximum probable exposure	Depositor
▪ Determining current significance percentage	Depositor
▪ Requesting required financial information (including any required accountants’ consent to the use thereof) or effecting incorporation by reference	Depositor
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.

L-2

ADDITIONAL FORM 10-D DISCLOSURE
Item on Form 10-D	Party Responsible
Item 8: Other Information Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported	Any party responsible for the applicable Form 8-K Disclosure item
Item 9: Exhibits
Distribution Date Statement to Certificateholders	Securities Administrator
Exhibits required by Item 601 of Regulation S-K, such as material agreements	Depositor

L-3

EXHIBIT M

ADDITIONAL FORM 10-K DISCLOSURE

ADDITIONAL FORM 10-K DISCLOSURE
Item on Form 10-K	Party Responsible
Item 1B: Unresolved Staff Comments	Depositor
Item 9B: Other Information Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported	Any party responsible for disclosure items on Form 8-K
Item 15: Exhibits, Financial Statement Schedules	Securities Administrator Depositor
Reg AB Item 1112(b): Significant Obligors of Pool Assets
Significant Obligor Financial Information*	Depositor
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
Reg AB Item 1114(b)(2): Credit Enhancement Provider Financial Information
▪ Determining applicable disclosure threshold	Depositor
▪ Requesting required financial information (including any required accountants’ consent to the use thereof) or effecting incorporation by reference	Depositor
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
Reg AB Item 1115(b): Derivative Counterparty Financial Information
▪ Determining current maximum probable exposure	Depositor
▪ Determining current significance percentage	Depositor
▪ Requesting required financial information (including any required accountants’ consent to the use thereof) or effecting incorporation by reference	Depositor
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.

M-1

ADDITIONAL FORM 10-K DISCLOSURE
Item on Form 10-K	Party Responsible
Reg AB Item 1117: Legal Proceedings Any legal proceeding pending against the following entities or their respective property, that is material to Certificateholders, including any proceedings known to be contemplated by governmental authorities:
▪ Issuing Entity (Trust Fund)	Trustee, Master Servicer, Securities Administrator and Depositor
▪ Sponsor (Seller)	Seller (if a party to the Pooling and Servicing Agreement) or Depositor
▪ Depositor	Depositor
▪ Trustee	Trustee
▪ Securities Administrator	Securities Administrator
▪ Master Servicer	Master Servicer
▪ Custodian	Custodian
▪ 1110(b) Originator	Depositor
▪ Any 1108(a)(2) Servicer (other than the Master Servicer or the Securities Administrator)	Servicer (as to itself)
▪ Any other party contemplated by 1100(d)(1)	Depositor
Reg AB Item 1119: Affiliations and Relationships
Whether (a) the Sponsor (Seller), Depositor or Issuing Entity is an affiliate of the following parties, and (b) to the extent known and material, any of the following parties are affiliated with one another:	Depositor as to (a) Sponsor/Seller as to (b)
▪ Master Servicer	Master Servicer
▪ Securities Administrator	Securities Administrator
▪ Trustee	Depositor/Sponsor as to (a) Trustee as to (b)
▪ Any other 1108(a)(3) servicer	Servicer (as to itself)
▪ Any 1110 Originator	Depositor/Sponsor
▪ Any 1112(b) Significant Obligor	Depositor/Sponsor
▪ Any 1114 Credit Enhancement Provider	Depositor/Sponsor
▪ Any 1115 Derivative Counterparty Provider	Depositor/Sponsor
▪ Any other 1101(d)(1) material party	Depositor/Sponsor

M-2

ADDITIONAL FORM 10-K DISCLOSURE
Item on Form 10-K	Party Responsible
Whether there are any “outside the ordinary course business arrangements” other than would be obtained in an arm’s length transaction between (a) the Sponsor (Seller), Depositor or Issuing Entity on the one hand, and (b) any of the following parties (or their affiliates) on the other hand, that exist currently or within the past two years and that are material to a Certificateholder’s understanding of the Certificates:	Depositor as to (a) Sponsor/Seller as to (b)
▪ Master Servicer	Master Servicer
▪ Securities Administrator	Securities Administrator
▪ Trustee	Depositor/Sponsor
▪ Any other 1108(a)(3) servicer	Servicer (as to itself)
▪ Any 1110 Originator	Depositor/Sponsor
▪ Any 1112(b) Significant Obligor	Depositor/Sponsor
▪ Any 1114 Credit Enhancement Provider	Depositor/Sponsor
▪ Any 1115 Derivative Counterparty Provider	Depositor/Sponsor
▪ Any other 1101(d)(1) material party	Depositor/Sponsor
Whether there are any specific relationships involving the transaction or the pool assets between (a) the Sponsor (Seller), Depositor or Issuing Entity on the one hand, and (b) any of the following parties (or their affiliates) on the other hand, that exist currently or within the past two years and that are material:	Depositor as to (a) Sponsor/Seller as to (b)
▪ Master Servicer	Master Servicer
▪ Securities Administrator	Securities Administrator
▪ Trustee	Depositor/Sponsor
▪ Any other 1108(a)(3) servicer	Servicer (as to itself)
▪ Any 1110 Originator	Depositor/Sponsor
▪ Any 1112(b) Significant Obligor	Depositor/Sponsor
▪ Any 1114 Credit Enhancement Provider	Depositor/Sponsor
▪ Any 1115 Derivative Counterparty Provider	Depositor/Sponsor
▪ Any other 1101(d)(1) material party	Depositor/Sponsor

M-3

EXHIBIT N

ADDITIONAL FORM 8-K DISCLOSURE

FORM 8-K DISCLOSURE INFORMATION
Item on Form 8-K	Party Responsible
Item 1.01- Entry into a Material Definitive Agreement Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party. Examples: servicing agreement, custody agreement. Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus	All parties (as to themselves)
Item 1.02- Termination of a Material Definitive Agreement Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party. Examples: servicing agreement, custody agreement.	All parties (as to themselves)
Item 1.03- Bankruptcy or Receivership Disclosure is required regarding the bankruptcy or receivership, with respect to any of the following:	Depositor
▪ Sponsor (Seller)	Depositor/Sponsor (Seller)
▪ Depositor	Depositor
▪ Master Servicer	Master Servicer
▪ Affiliated Servicer	Servicer (as to itself)
▪ Other Servicer servicing 20% or more of the pool assets at the time of the report	Servicer (as to itself)
▪ Other material servicers	Servicer (as to itself)
▪ Trustee	Trustee
▪ Securities Administrator	Securities Administrator
▪ Significant Obligor	Depositor

N-1

FORM 8-K DISCLOSURE INFORMATION
Item on Form 8-K	Party Responsible
▪ Credit Enhancer (10% or more)	Depositor
▪ Derivative Counterparty	Depositor
▪ Custodian	Custodian
Item 2.04- Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule. Disclosure will be made of events other than waterfall triggers which are disclosed in the Distribution Date Statements to the certificateholders.	Depositor Master Servicer Securities Administrator
Item 3.03- Material Modification to Rights of Security Holders Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement.	Securities Administrator Depositor
Item 5.03- Amendments of Articles of Incorporation or Bylaws; Change of Fiscal Year Disclosure is required of any amendment “to the governing documents of the issuing entity”.	Depositor
Item 6.01- ABS Informational and Computational Material	Depositor
Item 6.02- Change of Servicer or Securities Administrator Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers or trustee.	Master Servicer/Securities Administrator/Depositor/ Servicer (as to itself)/Trustee
Reg AB disclosure about any new servicer or master servicer is also required.	Servicer (as to itself)/Master Servicer/Depositor
Reg AB disclosure about any new Trustee is also required.	Depositor/Trustee

N-2

FORM 8-K DISCLOSURE INFORMATION
Item on Form 8-K	Party Responsible
Item 6.03- Change in Credit Enhancement or External Support Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives.	Depositor/Securities Administrator
Reg AB disclosure about any new enhancement provider is also required.	Depositor
Item 6.04- Failure to Make a Required Distribution	Securities Administrator
Item 6.05- Securities Act Updating Disclosure If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.	Depositor
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.	Depositor
Item 7.01- Reg FD Disclosure	All parties (as to themselves)
Item 8.01- Other Events Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to certificateholders.	Depositor
Item 9.01- Financial Statements and Exhibits	Responsible party for reporting/disclosing the financial statement or exhibit

N-3

EXHIBIT O

FORM OF CERTIFICATION FOR NRSROs AND DEPOSITOR

[Date]

Citibank, N.A.

388 Greenwich St., 14^th Floor

New York, New York 10013

Attention: Corporate Trust Services – SEMT 2013-8

Attention:

Sequoia Mortgage Trust 2013-8,

Mortgage Pass-Through Certificates, Series 2013-8

In accordance with the requirements for obtaining certain information pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), by and among Sequoia Residential Funding, Inc., as Depositor, CitiMortgage, Inc., as Master Servicer, and Citibank, N.A., as Securities Administrator, and Wilmington Trust, National Association, as Trustee with respect to the above-referenced certificates (the “Certificates”), the undersigned hereby certifies and agrees as follows:

With respect to any Nationally Recognized Statistical Rating Organization (“NRSRO”):

The undersigned, an NRSRO, has provided the Depositor with the appropriate certifications under Exchange Act Rule 17g-5(e).

The undersigned has access to the Depositor's 17g-5 website, and any confidentiality agreement applicable to the undersigned with respect to information obtained from the Depositor's 17g-5 website shall also be applicable to information obtained from the Rule 17g-5 Website.

The undersigned shall be deemed to have recertified to the provisions herein each time it accesses any information on the Rule 17g-5 Website maintained by the Securities Administrator.

With respect to the Depositor:

The undersigned is the Depositor under the Pooling and Servicing Agreement.

Capitalized terms used but not defined herein shall have the respective meanings assigned thereto in the Pooling and Servicing Agreement.

BY ITS CERTIFICATION HEREOF, the undersigned has made the representations above and shall be deemed to have caused its name to be signed hereto by its duly authorized signatory, as of the date certified.

O-1

SCHEDULE A

MORTGAGE LOAN SCHEDULE

	1	2	3	4	5	6	7	8	9	10
	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator
1	1000383	0.002500			9999999		1010010781	1	1	0
2	1000383	0.002500			9999999		1010011246	1	1	0
3	1000383	0.002500			1000536		1050009491	1	1	0
4	1000383	0.002500			9999999		1150007793	1	1	0
5	1000383	0.002500			9999999		1150008624	1	1	0
6	1000383	0.002500			9999999		1150009770	1	1	0
7	1000383	0.002500			9999999		1150010152	1	1	0
8	1000383	0.002500			9999999		1150010254	1	1	0
9	1000383	0.002500			9999999		1150010690	1	1	0
10	1000383	0.002500			9999999		1150010847	1	1	0
11	1000383	0.002500			9999999		1150010857	1	1	0
12	1000383	0.002500			9999999		1150011261	1	1	0
13	1000383	0.002500			9999999		1150011267	1	1	0
14	1000383	0.002500			9999999		1150011297	1	1	0
15	1000383	0.002500			9999999		1150011330	1	1	0
16	1000383	0.002500			9999999		1150011334	1	1	0
17	1000383	0.002500			9999999		1150011355	1	1	0
18	1000383	0.002500			9999999		1150011369	1	1	0
19	1000383	0.002500			9999999		1150011417	1	1	0
20	1000383	0.002500			9999999		1150011429	1	1	0
21	1000383	0.002500			9999999		1150011460	1	1	0
22	1000383	0.002500			9999999		1150011480	1	1	0
23	1000383	0.002500			9999999		1150011481	1	1	0
24	1000383	0.002500			9999999		1150011487	1	1	0
25	1000383	0.002500			9999999		1150011488	1	1	0
26	1000383	0.002500			9999999		1150011544	1	1	0
27	1000383	0.002500			9999999		1150011558	1	1	0
28	1000383	0.002500			9999999		1170010372	1	1	0
29	1000383	0.002500			9999999		1240008922	1	1	0
30	1000383	0.002500			9999999		1250009694	1	1	0
31	1000383	0.002500			9999999		1300009635	1	1	0
32	1000383	0.002500			9999999		1310010404	1	1	0
33	1000383	0.002500			1000633		1500009773	1	1	0
34	1000383	0.002500			1000633		1500009815	1	1	0
35	1000383	0.002500			1000633		1500010244	1	1	0
36	1000383	0.002500			1008808		1650009505	1	1	0
37	1000383	0.002500			1008808		1650010572	1	1	0
38	1000383	0.002500			1008808		1650010755	1	1	0
39	1000383	0.002500			1008808		1650010756	1	1	0
40	1000383	0.002500			9999999		1750007716	1	1	0
41	1002338	0.002500			9999999		3000010746	1	1	0
42	1002338	0.002500			9999999		3000011304	1	1	0
43	1002338	0.002500			9999999		3000011309	1	1	0
44	1002338	0.002500			9999999		3000011310	1	1	0
45	1000383	0.002500			9999999		10000005861	1	1	0
46	1000383	0.002500			9999999		10000006402	1	1	0
47	1000383	0.002500			9999999		10000006415	1	1	0
48	1000383	0.002500			1000633		10000006723	1	1	0
49	1000383	0.002500			9999999		10000006854	1	1	0
50	1000383	0.002500			9999999		10000006860	1	1	0
51	1000383	0.002500			1000633		10000006863	1	1	0
52	1000383	0.002500			9999999		10000006959	1	1	0
53	1000383	0.002500			9999999		10000007006	1	1	0
54	1000383	0.002500			9999999		10000007039	1	1	0
55	1000383	0.002500			9999999		10000007043	1	1	0
56	1000383	0.002500			9999999		10000007170	1	1	0
57	1000383	0.002500			9999999		10000007198	1	1	0
58	1000383	0.002500			9999999		10000007219	1	1	0
59	1000383	0.002500			9999999		10000007303	1	1	0
60	1000383	0.002500			9999999		10000007510	1	1	0
61	1000383	0.002500			9999999		10000007523	1	1	0
62	1000383	0.002500			9999999		10000007527	1	1	0
63	1000383	0.002500			9999999		10000007551	1	1	0
64	1000383	0.002500			1000633		10000007607	1	1	0
65	1000383	0.002500			9999999		10000007761	1	1	0
66	1000383	0.002500			9999999		10000007862	1	1	0
67	1000383	0.002500			1008808		10000007925	1	1	0
68	1000383	0.002500			9999999		10000007928	1	1	0
69	1000383	0.002500			9999996		10000007936	1	1	0
70	1000383	0.002500			9999999		10000007984	1	1	0
71	1000383	0.002500			1008808		10000007998	1	1	0
72	1000383	0.002500			1008808		10000008012	1	1	0
73	1000383	0.002500			9999999		10000008018	1	1	0
74	1000383	0.002500			9999999		10000008026	1	1	0
75	1000383	0.002500			9999999		10000008027	1	1	0
76	1000383	0.002500			1000536		10000008079	1	1	0
77	1000383	0.002500			9999996		10000008107	1	1	0
78	1000383	0.002500			9999999		10000008144	1	1	0
79	1000383	0.002500			1008808		10000008186	1	1	0
80	1000383	0.002500			9999999		10000008187	1	1	0
81	1000383	0.002500			9999999		10000008198	1	1	0
82	1000383	0.002500			9999999		10000008199	1	1	0
83	1000383	0.002500			9999999		10000008247	1	1	0
84	1000383	0.002500			9999999		10000008282	1	1	0
85	1000383	0.002500			9999999		10000008307	1	1	0
86	1000383	0.002500			1008808		10000008313	1	1	0
87	1000383	0.002500			9999999		10000008317	1	1	0
88	1000383	0.002500			9999999		10000008342	1	1	0
89	1000383	0.002500			9999999		10000008347	1	1	0
90	1000383	0.002500			1000633		10000008351	1	1	0
91	1000383	0.002500			9999999		10000008377	1	1	0
92	1000383	0.002500			9999999		10000008388	1	1	0
93	1000383	0.002500			1000633		10000008390	1	1	0
94	1000383	0.002500			9999999		10000008411	1	1	0
95	1000383	0.002500			9999999		10000008413	1	1	0
96	1000383	0.002500			9999999		10000008489	1	1	0
97	1000383	0.002500			9999999		10000008497	1	1	0
98	1000383	0.002500			9999999		10000008500	1	1	0
99	1000383	0.002500			9999999		10000008534	1	1	0
100	1000383	0.002500			1008808		10000008552	1	1	0
101	1000383	0.002500			9999999		10000008555	1	1	0
102	1000383	0.002500			1000536		10000008561	1	1	0
103	1000383	0.002500			1000536		10000008576	1	1	0
104	1000383	0.002500			1000633		10000008596	1	1	0
105	1000383	0.002500			1000633		10000008601	1	1	0
106	1000383	0.002500			1000633		10000008602	1	1	0
107	1000383	0.002500			9999999		10000008612	1	1	0
108	1000383	0.002500			9999999		10000008616	1	1	0
109	1000383	0.002500			1000536		10000008618	1	1	0
110	1000383	0.002500			9999999		10000008643	1	1	0
111	1000383	0.002500			1000536		10000008652	1	1	0
112	1000383	0.002500			9999999		10000008657	1	1	0
113	1000383	0.002500			1008808		10000008671	1	1	0
114	1000383	0.002500			9999999		10000008681	1	1	0
115	1000383	0.002500			1008808		10000008698	1	1	0
116	1000383	0.002500			9999999		10000008711	1	1	0
117	1000383	0.002500			9999999		10000008726	1	1	0
118	1000383	0.002500			9999999		10000008740	1	1	0
119	1000383	0.002500			9999999		10000008749	1	1	0
120	1000383	0.002500			9999999		10000008758	1	1	0
121	1000383	0.002500			9999999		10000008788	1	1	0
122	1000383	0.002500			9999999		10000008794	1	1	0
123	1000383	0.002500			9999999		10000008799	1	1	0
124	1000383	0.002500			9999999		10000008801	1	1	0
125	1000383	0.002500			1000633		10000008810	1	1	0
126	1000383	0.002500			9999999		10000008836	1	1	0
127	1000383	0.002500			9999999		10000008840	1	1	0
128	1000383	0.002500			1008808		10000008857	1	1	0
129	1000383	0.002500			9999999		10000008891	1	1	0
130	1000383	0.002500			9999999		10000008907	1	1	0
131	1000383	0.002500			9999999		10000008919	1	1	0
132	1000383	0.002500			1008808		10000008934	1	1	0
133	1000383	0.002500			1008808		10000008945	1	1	0
134	1000383	0.002500			9999999		10000008955	1	1	0
135	1000383	0.002500			9999999		10000008971	1	1	0
136	1000383	0.002500			9999999		10000008972	1	1	0
137	1000383	0.002500			9999999		10000008973	1	1	0
138	1000383	0.002500			1000536		10000008975	1	1	0
139	1000383	0.002500			9999999		10000009014	1	1	0
140	1000383	0.002500			9999999		10000009043	1	1	0
141	1000383	0.002500			9999999		10000009044	1	1	0
142	1000383	0.002500			9999999		10000009049	1	1	0
143	1000383	0.002500			9999999		10000009061	1	1	0
144	1000383	0.002500			9999999		10000009068	1	1	0
145	1000383	0.002500			9999999		10000009076	1	1	0
146	1000383	0.002500			9999999		10000009081	1	1	0
147	1000383	0.002500			9999996		10000009088	1	1	0
148	1000383	0.002500			9999999		10000009095	1	1	0
149	1000383	0.002500			9999999		10000009096	1	1	0
150	1000383	0.002500			9999999		10000009101	1	1	0
151	1000383	0.002500			9999999		10000009103	1	1	0
152	1000383	0.002500			1000536		10000009114	1	1	0
153	1000383	0.002500			9999999		10000009118	1	1	0
154	1000383	0.002500			9999999		10000009124	1	1	0
155	1000383	0.002500			9999999		10000009154	1	1	0
156	1000383	0.002500			9999999		10000009173	1	1	0
157	1000383	0.002500			9999999		10000009179	1	1	0
158	1000383	0.002500			9999999		10000009197	1	1	0
159	1000383	0.002500			9999999		10000009209	1	1	0
160	1000383	0.002500			9999999		10000009210	1	1	0
161	1000383	0.002500			1008808		10000009217	1	1	0
162	1000383	0.002500			9999999		10000009218	1	1	0
163	1000383	0.002500			9999999		10000009224	1	1	0
164	1000383	0.002500			9999999		10000009244	1	1	0
165	1000383	0.002500			9999999		10000009246	1	1	0
166	1000383	0.002500			9999999		10000009247	1	1	0
167	1000383	0.002500			9999999		10000009253	1	1	0
168	1000383	0.002500			9999999		10000009265	1	1	0
169	1000383	0.002500			9999999		10000009274	1	1	0
170	1000383	0.002500			9999999		10000009285	1	1	0
171	1000383	0.002500			1000536		10000009287	1	1	0
172	1000383	0.002500			9999999		10000009289	1	1	0
173	1000383	0.002500			9999999		10000009290	1	1	0
174	1000383	0.002500			1008808		10000009293	1	1	0
175	1000383	0.002500			9999999		10000009308	1	1	0
176	1000383	0.002500			1000633		10000009319	1	1	0
177	1000383	0.002500			9999999		10000009331	1	1	0
178	1000383	0.002500			9999999		10000009343	1	1	0
179	1000383	0.002500			9999999		10000009345	1	1	0
180	1000383	0.002500			9999999		10000009352	1	1	0
181	1000383	0.002500			9999999		10000009354	1	1	0
182	1000383	0.002500			9999999		10000009355	1	1	0
183	1000383	0.002500			9999999		10000009360	1	1	0
184	1000383	0.002500			9999999		10000009363	1	1	0
185	1000383	0.002500			9999996		10000009371	1	1	0
186	1000383	0.002500			9999999		10000009372	1	1	0
187	1000383	0.002500			9999999		10000009375	1	1	0
188	1000383	0.002500			9999999		10000009384	1	1	0
189	1000383	0.002500			1000633		10000009395	1	1	0
190	1000383	0.002500			9999999		10000009399	1	1	0
191	1000383	0.002500			9999999		10000009406	1	1	0
192	1000383	0.002500			9999999		10000009407	1	1	0
193	1000383	0.002500			9999999		10000009414	1	1	0
194	1000383	0.002500			1000633		10000009422	1	1	0
195	1000383	0.002500			9999999		10000009426	1	1	0
196	1000383	0.002500			9999999		10000009428	1	1	0
197	1000383	0.002500			9999999		10000009430	1	1	0
198	1000383	0.002500			9999999		10000009434	1	1	0
199	1000383	0.002500			9999999		10000009442	1	1	0
200	1000383	0.002500			9999999		10000009455	1	1	0
201	1000383	0.002500			9999999		10000009462	1	1	0
202	1000383	0.002500			1000633		10000009473	1	1	0
203	1000383	0.002500			9999999		10000009474	1	1	0
204	1000383	0.002500			9999999		10000009486	1	1	0
205	1000383	0.002500			9999999		10000009491	1	1	0
206	1000383	0.002500			9999999		10000009503	1	1	0
207	1000383	0.002500			9999999		10000009504	1	1	0
208	1000383	0.002500			9999999		10000009506	1	1	0
209	1000383	0.002500			9999999		10000009507	1	1	0
210	1000383	0.002500			9999999		10000009520	1	1	0
211	1000383	0.002500			1008808		10000009522	1	1	0
212	1000383	0.002500			9999999		10000009523	1	1	0
213	1000383	0.002500			9999999		10000009543	1	1	0
214	1000383	0.002500			9999999		10000009561	1	1	0
215	1000383	0.002500			9999999		10000009565	1	1	0
216	1000383	0.002500			9999999		10000009574	1	1	0
217	1000383	0.002500			9999999		10000009575	1	1	0
218	1000383	0.002500			9999999		10000009595	1	1	0
219	1000383	0.002500			9999999		10000009598	1	1	0
220	1000383	0.002500			9999999		10000009602	1	1	0
221	1000383	0.002500			9999999		10000009608	1	1	0
222	1000383	0.002500			9999999		10000009624	1	1	0
223	1000383	0.002500			9999999		10000009631	1	1	0
224	1000383	0.002500			9999999		10000009633	1	1	0
225	1000383	0.002500			9999999		10000009642	1	1	0
226	1000383	0.002500			9999999		10000009646	1	1	0
227	1000383	0.002500			9999999		10000009657	1	1	0
228	1000383	0.002500			9999999		10000009673	1	1	0
229	1000383	0.002500			1000633		10000009679	1	1	0
230	1000383	0.002500			1000633		10000009681	1	1	0
231	1000383	0.002500			9999999		10000009685	1	1	0
232	1000383	0.002500			9999999		10000009691	1	1	0
233	1000383	0.002500			9999999		10000009693	1	1	0
234	1000383	0.002500			1000633		10000009703	1	1	0
235	1000383	0.002500			9999999		10000009704	1	1	0
236	1000383	0.002500			9999999		10000009713	1	1	0
237	1000383	0.002500			9999999		10000009719	1	1	0
238	1000383	0.002500			9999996		10000009734	1	1	0
239	1000383	0.002500			9999999		10000009755	1	1	0
240	1000383	0.002500			9999999		10000009756	1	1	0
241	1000383	0.002500			9999999		10000009760	1	1	0
242	1000383	0.002500			1000633		10000009765	1	1	0
243	1000383	0.002500			9999999		10000009766	1	1	0
244	1000383	0.002500			9999999		10000009775	1	1	0
245	1000383	0.002500			9999999		10000009777	1	1	0
246	1000383	0.002500			9999999		10000009787	1	1	0
247	1000383	0.002500			9999999		10000009796	1	1	0
248	1000383	0.002500			9999999		10000009798	1	1	0
249	1000383	0.002500			1000536		10000009801	1	1	0
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553	1000383	0.002500			9999999		10000011439	1	1	0
554	1000383	0.002500			1000536		10000011444	1	1	0
555	1000383	0.002500			9999999		10000011458	1	1	0
556	1000383	0.002500			9999999		10000011461	1	1	0
557	1000383	0.002500			9999999		10000011465	1	1	0
558	1000383	0.002500			9999999		10000011484	1	1	0
559	1000383	0.002500			1008808		10000011487	1	1	0
560	1000383	0.002500			9999999		10000011493	1	1	0
561	1000383	0.002500			9999999		10000011495	1	1	0
562	1000383	0.002500			9999999		10000011500	1	1	0
563	1000383	0.002500			9999999		10000011501	1	1	0
564	1000383	0.002500			9999999		10000011508	1	1	0
565	1000383	0.002500			9999999		10000011515	1	1	0
566	1000383	0.002500			9999999		10000011527	1	1	0
567	1000383	0.002500			9999999		10000011548	1	1	0
568	1000383	0.002500			9999999		10000011549	1	1	0
569	1000383	0.002500			1000536		10000011557	1	1	0
570	1000383	0.002500			9999999		10000011564	1	1	0
571	1000383	0.002500			9999999		10000011569	1	1	0
572	1000383	0.002500			9999999		10000011572	1	1	0
573	1000383	0.002500			9999999		10000011574	1	1	0
574	1000383	0.002500			9999999		10000011582	1	1	0
575	1000383	0.002500			1000536		10000011588	1	1	0
576	1000383	0.002500			9999999		10000011591	1	1	0
577	1000383	0.002500			9999999		10000011607	1	1	0
578	1000383	0.002500			9999996		10000011631	1	1	0
579	1000383	0.002500			9999999		10000011646	1	1	0
580	1000383	0.002500			9999996		10000011669	1	1	0
581	1000383	0.002500			9999996		10000011671	1	1	0
582	1000383	0.002500			9999999		10000011696	1	1	0
583	1000383	0.002500			9999999		10000011708	1	1	0
584	1000383	0.002500			1008808		10000011712	1	1	0
585	1000383	0.002500			9999996		10000011744	1	1	0
586	1000383	0.002500			9999996		10000011753	1	1	0
587	1000383	0.002500			9999999		10000011796	1	1	0
588	1000383	0.002500			1008808		10000011797	1	1	0
589	1000383	0.002500			9999999		10000011820	1	1	0
590	1000383	0.002500			9999996		10000011833	1	1	0
591	1000383	0.002500			9999999		10000011848	1	1	0
592	1000383	0.002500			9999999		10000011851	1	1	0
593	1000383	0.002500			9999999		10000011861	1	1	0
594	1000383	0.002500			9999999		10000011878	1	1	0
595	1000383	0.002500			9999999		10000011909	1	1	0
596	1000383	0.002500			9999996		10000011928	1	1	0
597	1000383	0.002500			9999999		10000011948	1	1	0
598	1000383	0.002500			1000536		10000011979	1	1	0
599	1000383	0.002500			9999996		10000011984	1	1	0
600	1000383	0.002500			9999999		10000012025	1	1	0
601	1000383	0.002500			9999999		10000012061	1	1	0
602	1000383	0.002500			9999999		10000012076	1	1	0
603	1000383	0.002500			9999996		10000012337	1	1	0

	11	12	13	14	15	16	17	18	19	20
	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan Amount(s)	Loan Type of Most Senior Lien
1	3						1	4	0
2	7						1	0	0
3	9						1	0	0
4	9						2	0	0
5	3						5	0	0
6	3						5	0	0
7	9						1	4	0
8	6						2	4	0
9	9						5	0	0
10	7						2	4	0
11	9						2	0	0
12	7						1	4	0
13	9						2	4	0
14	7						5	1	0
15	9						2	0	0
16	3						5	0	0
17	9						2	4	0
18	9						2	0	0
19	7						1	4	0
20	9						5	4	0
21	3						5	0	0
22	7						5	4	0
23	7						5	4	0
24	7						5	4	0
25	7						2	4	0
26	7						5	4	0
27	7						5	4	0
28	9						1	0	0
29	9						1	0	0
30	9						1	0	0
31	9						1	4	0
32	9						1	4	0
33	7						1	4	0
34	9						1	0	0
35	9						1	4	0
36	9						2	0	0
37	9						2	0	0
38	9						2	0	0
39	9						2	0	0
40	9						1	4	0
41	3						1	0	0
42	9						1	4	0
43	9						1	0	0
44	3						1	4	0
45	9						2	4	0
46	9						1	1	0
47	9						2	0	0
48	9						1	4	0
49	9						1	4	0
50	9						1	0	0
51	9						1	0	0
52	3						1	4	0
53	9						5	4	0
54	9						1	0	0
55	9						1	0	0
56	9						1	1	0
57	9						5	0	0
58	9						2	0	0
59	9						1	4	0
60	9						1	0	0
61	9						1	4	0
62	9						1	4	0
63	3						1	4	0
64	7						1	4	0
65	9						1	0	0
66	6						1	0	0
67	9						2	0	0
68	9						5	4	0
69	9						1	0	0
70	9						1	4	0
71	7						5	4	0
72	9						2	0	0
73	7						1	4	0
74	9						1	4	0
75	9						1	0	0
76	9						1	4	0
77	9						1	4	0
78	9						1	4	0
79	9						2	0	0
80	9						5	0	0
81	3						1	0	0
82	9						1	4	0
83	9						1	4	0
84	7						1	0	0
85	9						1	4	0
86	9						2	0	0
87	9						5	0	0
88	9						1	4	0
89	9						1	0	0
90	7						1	4	0
91	9						1	0	0
92	9						5	4	0
93	9						1	4	0
94	7						1	4	0
95	9						1	4	0
96	9						1	4	0
97	9						1	4	0
98	9						5	4	0
99	9						1	0	0
100	7						2	1	0
101	9						1	0	0
102	6						1	4	0
103	9						1	0	0
104	7						1	4	0
105	9						1	4	0
106	6						1	4	0
107	9						1	4	0
108	9						1	0	0
109	3						1	0	0
110	9						1	0	0
111	7						1	4	0
112	9						1	0	0
113	9						1	4	0
114	7						1	1	0
115	9						2	0	0
116	9						1	0	0
117	9						1	4	0
118	6						1	4	0
119	9						1	4	0
120	7						1	0	0
121	9						1	4	0
122	7						1	0	0
123	9						1	1	0
124	9						1	4	0
125	9						1	4	0
126	9						1	0	0
127	9						1	0	0
128	9						2	0	0
129	9						1	0	0
130	9						1	4	0
131	9						1	1	0
132	9						5	4	0
133	9						5	4	0
134	9						1	0	0
135	9						1	0	0
136	9						1	4	0
137	9						1	4	0
138	9						1	4	0
139	9						1	0	0
140	9						1	4	0
141	7						1	0	0
142	9						1	4	0
143	9						1	0	0
144	9						1	0	0
145	9						2	4	0
146	9						1	4	0
147	9						1	0	0
148	9						1	4	0
149	9						1	0	0
150	7						5	4	0
151	9						1	0	0
152	3						1	0	0
153	9						1	4	0
154	6						1	0	0
155	7						1	4	0
156	9						1	0	0
157	9						1	0	0
158	9						1	4	0
159	3						1	4	0
160	9						1	4	0
161	9						1	0	0
162	9						1	4	0
163	9						1	4	0
164	9						2	0	0
165	9						1	0	0
166	7						1	4	0
167	3						1	0	0
168	9						1	4	0
169	9						1	4	0
170	9						1	4	0
171	3						1	4	0
172	9						1	4	0
173	9						2	0	0
174	7						1	4	0
175	7						2	0	0
176	7						1	4	0
177	9						1	0	0
178	9						1	4	0
179	9						1	0	0
180	9						1	4	0
181	9						1	4	0
182	9						1	4	0
183	9						1	4	0
184	9						1	4	0
185	9						1	0	0
186	9						2	0	0
187	9						1	4	0
188	7						1	0	0
189	9						1	4	0
190	7						1	4	0
191	9						1	0	0
192	7						1	4	0
193	7						1	0	0
194	7						1	4	0
195	7						1	0	0
196	9						1	0	0
197	9						1	4	0
198	9						1	4	0
199	7						1	0	0
200	7						1	0	0
201	3						1	0	0
202	9						1	4	0
203	9						2	0	0
204	9						2	4	0
205	7						1	4	0
206	9						2	0	0
207	6						1	0	0
208	7						1	4	0
209	9						1	4	0
210	7						1	4	0
211	9						2	4	0
212	9						1	4	0
213	6						1	1	0
214	9						1	4	0
215	9						1	1	0
216	9						1	4	0
217	9						1	0	0
218	9						1	4	0
219	6						1	4	0
220	7						1	4	0
221	7						1	0	0
222	9						1	0	0
223	9						1	4	0
224	3						5	4	0
225	9						1	4	0
226	7						2	4	0
227	7						1	0	0
228	3						1	0	0
229	7						1	4	0
230	7						1	4	0
231	9						1	4	0
232	7						1	0	0
233	6						5	0	0
234	7						1	4	0
235	9						1	0	0
236	6						1	1	0
237	9						1	4	0
238	3						1	0	0
239	9						1	0	0
240	9						1	0	0
241	7						1	4	0
242	7						1	4	0
243	7						1	0	0
244	7						1	4	0
245	6						1	4	0
246	9						1	0	0
247	3						1	0	0
248	7						1	4	0
249	9						1	0	0
250	3						1	0	0
251	7						1	4	0
252	9						2	0	0
253	9						1	0	0
254	7						1	0	0
255	7						1	4	0
256	7						1	4	0
257	7						1	4	0
258	6						1	4	0
259	7						1	4	0
260	3						2	4	0
261	9						1	4	0
262	9						1	4	0
263	9						1	0	0
264	9						1	4	0
265	7						1	4	0
266	9						1	4	0
267	9						1	0	0
268	7						2	4	0
269	7						1	4	0
270	7						1	4	0
271	7						2	0	0
272	7						1	0	0
273	9						1	0	0
274	9						1	4	0
275	7						2	4	0
276	7						1	1	0
277	7						1	0	0
278	7						1	4	0
279	7						1	0	0
280	9						1	4	0
281	7						1	0	0
282	7						1	4	0
283	9						1	4	0
284	6						1	1	0
285	9						1	0	0
286	7						1	4	0
287	7						1	4	0
288	9						1	4	0
289	3						1	0	0
290	9						1	4	0
291	3						1	0	0
292	9						1	0	0
293	7						1	0	0
294	9						1	4	0
295	9						2	4	0
296	7						2	4	0
297	7						1	4	0
298	7						1	4	0
299	7						1	0	0
300	9						1	4	0
301	9						1	4	0
302	9						1	1	0
303	3						1	4	0
304	6						1	4	0
305	9						1	1	0
306	9						1	0	0
307	9						1	4	0
308	9						1	4	0
309	7						1	0	0
310	7						1	4	0
311	3						5	0	0
312	3						1	1	0
313	9						1	4	0
314	3						1	4	0
315	9						1	0	0
316	9						1	0	0
317	9						1	0	0
318	9						1	4	0
319	9						1	0	0
320	9						1	0	0
321	7						1	4	0
322	9						1	0	0
323	9						2	0	0
324	9						1	0	0
325	9						1	4	0
326	6						1	0	0
327	9						1	4	0
328	9						1	0	0
329	7						1	4	0
330	6						1	4	0
331	9						1	0	0
332	9						1	0	0
333	9						1	4	0
334	9						2	4	0
335	9						1	4	0
336	9						1	0	0
337	7						1	0	0
338	9						2	4	0
339	9						1	4	0
340	9						1	4	0
341	9						1	0	0
342	7						1	0	0
343	9						1	4	0
344	9						1	0	0
345	3						1	0	0
346	7						2	0	0
347	7						2	0	0
348	7						2	0	0
349	6						1	4	0
350	9						2	0	0
351	9						2	4	0
352	7						1	0	0
353	9						1	0	0
354	9						1	0	0
355	7						1	0	0
356	9						2	0	0
357	9						1	4	0
358	9						1	0	0
359	3						1	4	0
360	9						1	4	0
361	9						1	4	0
362	9						1	0	0
363	3						1	4	0
364	9						1	0	0
365	6						2	0	0
366	9						1	0	0
367	3						2	4	0
368	9						1	0	0
369	9						1	1	0
370	9						1	4	0
371	9						2	0	0
372	9						1	4	0
373	9						2	0	0
374	9						1	0	0
375	9						1	0	0
376	7						1	0	0
377	9						1	0	0
378	9						2	4	0
379	9						1	4	0
380	3						1	0	0
381	9						2	0	0
382	9						1	4	0
383	9						2	0	0
384	9						1	0	0
385	9						1	0	0
386	9						1	4	0
387	7						1	4	0
388	7						1	4	0
389	3						1	4	0
390	7						1	4	0
391	9						1	4	0
392	9						2	0	0
393	9						1	1	0
394	9						2	4	0
395	9						1	4	0
396	9						1	0	0
397	9						1	0	0
398	9						1	0	0
399	9						1	0	0
400	9						1	0	0
401	7						1	4	0
402	7						1	4	0
403	6						2	4	0
404	7						1	0	0
405	9						1	4	0
406	7						1	4	0
407	7						2	0	0
408	7						1	4	0
409	3						1	0	0
410	9						2	0	0
411	9						1	4	0
412	9						1	0	0
413	7						1	1	0
414	6						1	0	0
415	6						1	4	0
416	9						2	0	0
417	7						2	0	0
418	9						1	0	0
419	9						1	4	0
420	6						1	0	0
421	7						1	4	0
422	9						1	4	0
423	9						1	0	0
424	7						5	4	0
425	9						1	4	0
426	9						1	4	0
427	9						1	1	0
428	7						1	4	0
429	3						1	0	0
430	7						1	0	0
431	7						2	0	0
432	7						1	0	0
433	9						1	0	0
434	10						1	0	0
435	9						1	4	0
436	9						1	0	0
437	9						1	0	0
438	9						2	0	0
439	9						1	0	0
440	3						2	4	0
441	6						1	0	0
442	9						1	0	0
443	7						1	4	0
444	9						2	0	0
445	9						1	4	0
446	9						1	4	0
447	7						2	4	0
448	9						1	4	0
449	9						1	0	0
450	7						1	4	0
451	9						1	0	0
452	9						1	4	0
453	7						1	4	0
454	9						1	4	0
455	9						1	4	0
456	7						2	0	0
457	9						2	0	0
458	7						1	4	0
459	9						1	0	0
460	9						1	4	0
461	9						1	0	0
462	9						1	4	0
463	7						1	4	0
464	7						1	4	0
465	3						2	4	0
466	7						1	0	0
467	3						1	0	0
468	7						1	4	0
469	6						1	4	0
470	6						1	0	0
471	7						1	0	0
472	3						1	4	0
473	7						2	4	0
474	7						1	0	0
475	7						1	4	0
476	7						1	0	0
477	9						1	0	0
478	6						2	0	0
479	9						2	4	0
480	3						1	0	0
481	9						1	4	0
482	7						1	0	0
483	6						1	0	0
484	9						1	0	0
485	9						1	0	0
486	9						1	0	0
487	9						2	0	0
488	9						1	4	0
489	7						1	4	0
490	7						1	4	0
491	7						1	0	0
492	7						1	4	0
493	6						1	0	0
494	9						1	0	0
495	7						1	4	0
496	3						1	0	0
497	7						1	0	0
498	9						1	4	0
499	7						1	4	0
500	7						1	4	0
501	7						1	0	0
502	9						1	0	0
503	9						1	0	0
504	7						1	4	0
505	7						1	0	0
506	7						1	0	0
507	6						1	4	0
508	7						2	0	0
509	7						1	0	0
510	7						1	1	0
511	9						2	0	0
512	7						5	0	0
513	7						1	4	0
514	7						2	4	0
515	7						1	4	0
516	7						1	0	0
517	7						1	4	0
518	9						1	0	0
519	6						1	0	0
520	7						1	0	0
521	7						2	4	0
522	9						1	4	0
523	9						1	0	0
524	9						1	0	0
525	9						1	0	0
526	6						1	4	0
527	6						1	0	0
528	9						1	4	0
529	7						1	4	0
530	6						1	4	0
531	9						1	0	0
532	7						1	4	0
533	9						2	4	0
534	7						1	0	0
535	9						1	0	0
536	7						5	0	0
537	7						1	0	0
538	7						1	4	0
539	7						1	4	0
540	7						2	0	0
541	9						1	4	0
542	9						1	0	0
543	7						2	4	0
544	7						2	0	0
545	7						1	4	0
546	9						1	0	0
547	9						1	0	0
548	7						1	0	0
549	7						1	0	0
550	6						2	4	0
551	6						2	0	0
552	3						5	0	0
553	7						1	4	0
554	7						1	4	0
555	6						2	4	0
556	6						1	0	0
557	6						1	0	0
558	7						1	0	0
559	6						2	0	0
560	7						2	4	0
561	7						1	4	0
562	6						1	0	0
563	7						1	4	0
564	6						1	0	0
565	9						2	0	0
566	9						2	0	0
567	9						2	4	0
568	9						2	4	0
569	9						1	4	0
570	7						2	4	0
571	7						1	0	0
572	7						1	4	0
573	7						2	4	0
574	7						1	4	0
575	7						1	4	0
576	6						2	0	0
577	9						2	4	0
578	7						1	4	0
579	9						2	0	0
580	9						1	0	0
581	7						1	0	0
582	7						1	4	0
583	9						1	4	0
584	7						2	4	0
585	9						1	4	0
586	7						1	0	0
587	9						1	0	0
588	9						5	0	0
589	9						2	0	0
590	9						1	4	0
591	9						1	0	0
592	9						1	4	0
593	7						1	0	0
594	3						2	4	0
595	9						1	0	0
596	7						1	4	0
597	9						2	3	0
598	7						1	4	0
599	9						1	4	0
600	7						1	0	0
601	9						1	0	0
602	3						1	4	0
603	9						1	0	0

	21	22	23	24	25	26	27	28	29	30	31
	Hybrid Period of Most Senior Lien (in months)	Neg Am Limit of Most Senior Lien	Junior Mortgage Balance	Origination Date of Most Senior Lien	Origination Date	Original Loan Amount	Original Interest Rate	Original Amortization Term	Original Term to Maturity	First Payment Date of Loan	Interest Type Indicator
1			0.00		20130228	492000.00	0.038750	360	360	20130401	1
2			0.00		20130212	750000.00	0.036250	360	360	20130401	1
3			0.00		20130415	997500.00	0.038750	360	360	20130601	1
4			125000.00		20130401	643500.00	0.038750	360	360	20130601	1
5			0.00		20130328	850000.00	0.042500	360	360	20130501	1
6			0.00		20130308	820000.00	0.045000	360	360	20130501	1
7			63000.00		20130322	577000.00	0.040000	360	360	20130501	1
8			0.00		20130328	1000000.00	0.042500	360	360	20130501	1
9			0.00		20130327	472000.00	0.045000	360	360	20130501	1
10			0.00		20130308	519951.00	0.040000	360	360	20130501	1
11			0.00		20130327	692000.00	0.041250	360	360	20130501	1
12			0.00		20130321	540000.00	0.038750	360	360	20130501	1
13			0.00		20130329	680000.00	0.040000	360	360	20130601	1
14			0.00		20130228	920000.00	0.040000	360	360	20130501	1
15			0.00		20130401	795000.00	0.040000	360	360	20130601	1
16			0.00		20130329	773500.00	0.041250	360	360	20130501	1
17			43722.00		20130404	556500.00	0.040000	360	360	20130601	1
18			59465.00		20130327	887500.00	0.041250	360	360	20130501	1
19			0.00		20130329	448000.00	0.037500	360	360	20130501	1
20			0.00		20130404	794000.00	0.038750	360	360	20130601	1
21			0.00		20130403	695000.00	0.038750	360	360	20130601	1
22			0.00		20130401	771750.00	0.040000	360	360	20130601	1
23			0.00		20130410	880000.00	0.041250	360	360	20130601	1
24			0.00		20130327	604200.00	0.045000	360	360	20130501	1
25			0.00		20130402	715600.00	0.043750	360	360	20130601	1
26			0.00		20130411	700000.00	0.038750	360	360	20130601	1
27			0.00		20130411	1000000.00	0.043750	360	360	20130601	1
28			45000.00		20130404	806000.00	0.037500	360	360	20130601	1
29			0.00		20130409	769500.00	0.038750	360	360	20130601	1
30			0.00		20121224	920000.00	0.036250	360	360	20130201	1
31			0.00		20130326	643000.00	0.037500	360	360	20130501	1
32			0.00		20130328	600000.00	0.038750	360	360	20130501	1
33			0.00		20130115	1207500.00	0.035000	360	360	20130301	1
34			0.00		20130211	970000.00	0.035000	360	360	20130401	1
35			0.00		20130327	720000.00	0.035000	360	360	20130501	1
36			0.00		20130308	733000.00	0.038750	360	360	20130501	1
37			0.00		20130402	750000.00	0.040000	360	360	20130601	1
38			81000.00		20130328	705000.00	0.037500	360	360	20130501	1
39			0.00		20130321	903000.00	0.040000	360	360	20130501	1
40			0.00		20130411	541000.00	0.041250	360	360	20130601	1
41			0.00		20130222	467500.00	0.040000	240	240	20130401	1
42			0.00		20130327	900000.00	0.032500	240	240	20130601	1
43			0.00		20130320	870000.00	0.035500	240	240	20130501	1
44			0.00		20130416	560000.00	0.035000	240	240	20130601	1
45			0.00		20130412	689500.00	0.038750	360	360	20130601	1
46			0.00		20130321	503000.00	0.037500	360	360	20130501	1
47			0.00		20130312	1000000.00	0.040000	360	360	20130501	1
48			0.00		20130307	1468000.00	0.033750	360	360	20130501	1
49			0.00		20130410	562500.00	0.036250	360	360	20130601	1
50			0.00		20130328	552000.00	0.038750	360	360	20130501	1
51			0.00		20130305	1965000.00	0.035000	360	360	20130501	1
52			110000.00		20121128	460000.00	0.031250	180	180	20130101	1
53			0.00		20130311	663750.00	0.040000	360	360	20130501	1
54			0.00		20130406	700000.00	0.037500	360	360	20130601	1
55			0.00		20130403	701000.00	0.037500	360	360	20130601	1
56			0.00		20130321	1163000.00	0.036250	360	360	20130501	1
57			0.00		20130215	826200.00	0.037500	360	360	20130401	1
58			0.00		20130316	1039800.00	0.035000	360	360	20130501	1
59			0.00		20130409	533000.00	0.033750	360	360	20130601	1
60			0.00		20130402	1100000.00	0.036250	360	360	20130601	1
61			0.00		20130318	1200000.00	0.036250	360	360	20130501	1
62			0.00		20130314	570000.00	0.040000	360	360	20130501	1
63			0.00		20130329	650000.00	0.038750	360	360	20130601	1
64			0.00		20130226	500000.00	0.035000	360	360	20130401	1
65			0.00		20130415	966000.00	0.037500	360	360	20130601	1
66			0.00		20130401	825000.00	0.036250	360	360	20130601	1
67			121158.00		20130325	750000.00	0.037500	360	360	20130501	1
68			0.00		20130205	1232500.00	0.035000	360	360	20130401	1
69			0.00		20130405	715700.00	0.037500	360	360	20130601	1
70			0.00		20130411	495500.00	0.037500	360	360	20130601	1
71			0.00		20130315	787500.00	0.038750	360	360	20130501	1
72			0.00		20130226	823000.00	0.038750	360	360	20130401	1
73			0.00		20130328	494250.00	0.037500	360	360	20130501	1
74			0.00		20130415	648000.00	0.036250	360	360	20130601	1
75			0.00		20130221	580000.00	0.037500	360	360	20130401	1
76			0.00		20130410	760000.00	0.038750	360	360	20130601	1
77			0.00		20130410	714000.00	0.035000	360	360	20130601	1
78			0.00		20130313	684750.00	0.036250	360	360	20130501	1
79			0.00		20130326	720000.00	0.038750	360	360	20130501	1
80			0.00		20130305	672000.00	0.040000	360	360	20130501	1
81			0.00		20130416	880700.00	0.032500	360	360	20130601	1
82			0.00		20130319	905000.00	0.036250	360	360	20130501	1
83			150000.00		20130320	557000.00	0.036250	360	360	20130501	1
84			0.00		20130401	660000.00	0.037500	360	360	20130601	1
85			0.00		20130327	660000.00	0.037500	360	360	20130501	1
86			0.00		20130319	985000.00	0.038750	360	360	20130501	1
87			0.00		20130304	523500.00	0.037500	360	360	20130501	1
88			0.00		20130325	1100000.00	0.037500	360	360	20130501	1
89			0.00		20130413	675000.00	0.040000	360	360	20130601	1
90			0.00		20130321	999200.00	0.033750	360	360	20130501	1
91			0.00		20130320	650300.00	0.038750	360	360	20130501	1
92			0.00		20130222	687000.00	0.038750	360	360	20130401	1
93			0.00		20130312	667000.00	0.038750	360	360	20130501	1
94			0.00		20130401	725000.00	0.038750	360	360	20130501	1
95			0.00		20130326	872000.00	0.036250	360	360	20130601	1
96			0.00		20130411	735000.00	0.038750	360	360	20130601	1
97			0.00		20130410	640000.00	0.040000	360	360	20130601	1
98			0.00		20130409	520000.00	0.043750	360	360	20130601	1
99			0.00		20130322	912000.00	0.040000	360	360	20130501	1
100			0.00		20130329	800000.00	0.037500	360	360	20130501	1
101			550000.00		20130325	997113.00	0.035000	360	360	20130501	1
102			0.00		20130404	1120000.00	0.038750	360	360	20130601	1
103			0.00		20130402	968850.00	0.037500	360	360	20130601	1
104			0.00		20130318	1000000.00	0.036250	360	360	20130501	1
105			0.00		20130315	731000.00	0.038750	360	360	20130501	1
106			0.00		20130326	864000.00	0.038750	360	360	20130501	1
107			0.00		20130322	620000.00	0.040000	360	360	20130501	1
108			0.00		20130416	513800.00	0.036250	360	360	20130601	1
109			0.00		20130328	562500.00	0.042500	360	360	20130501	1
110			0.00		20130413	615000.00	0.040000	360	360	20130601	1
111			0.00		20130412	529600.00	0.036250	360	360	20130601	1
112			0.00		20130409	855000.00	0.038750	360	360	20130601	1
113			0.00		20130327	806000.00	0.038750	360	360	20130501	1
114			0.00		20130410	1400000.00	0.036250	360	360	20130601	1
115			0.00		20130403	715000.00	0.040000	360	360	20130601	1
116			0.00		20130403	930000.00	0.040000	360	360	20130601	1
117			0.00		20130412	576000.00	0.036250	360	360	20130601	1
118			0.00		20130322	549750.00	0.040000	360	360	20130501	1
119			0.00		20130325	717000.00	0.037500	360	360	20130501	1
120			0.00		20130328	752000.00	0.037500	360	360	20130501	1
121			0.00		20130312	664000.00	0.038750	360	360	20130501	1
122			0.00		20130213	667424.00	0.037500	360	360	20130401	1
123			0.00		20130405	943000.00	0.036250	360	360	20130601	1
124			0.00		20130311	730000.00	0.040000	360	360	20130501	1
125			0.00		20130314	950000.00	0.035000	360	360	20130501	1
126			0.00		20130319	704100.00	0.037500	360	360	20130501	1
127			0.00		20130330	499999.00	0.037500	360	360	20130501	1
128			0.00		20130306	703000.00	0.038750	360	360	20130501	1
129			0.00		20130327	680000.00	0.038750	360	360	20130601	1
130			0.00		20130318	740000.00	0.037500	360	360	20130501	1
131			0.00		20130408	792000.00	0.038750	360	360	20130601	1
132			0.00		20130328	770000.00	0.038750	360	360	20130601	1
133			0.00		20130403	730000.00	0.040000	360	360	20130601	1
134			0.00		20130321	552550.00	0.035000	360	360	20130501	1
135			0.00		20130415	684000.00	0.035000	360	360	20130601	1
136			0.00		20130429	729000.00	0.030000	180	180	20130601	1
137			0.00		20130412	1481974.00	0.038750	360	360	20130601	1
138			115000.00		20130322	1200000.00	0.038750	360	360	20130501	1
139			0.00		20130325	695000.00	0.038750	360	360	20130501	1
140			0.00		20130325	645000.00	0.041250	360	360	20130501	1
141			0.00		20130329	508000.00	0.035000	360	360	20130501	1
142			0.00		20130402	1082000.00	0.037500	360	360	20130601	1
143			0.00		20130322	539500.00	0.038750	360	360	20130501	1
144			0.00		20130328	1053000.00	0.040000	360	360	20130501	1
145			0.00		20130329	688000.00	0.037500	360	360	20130501	1
146			0.00		20130327	700000.00	0.038750	360	360	20130501	1
147			0.00		20130329	1000000.00	0.038750	360	360	20130501	1
148			0.00		20130402	512000.00	0.038750	360	360	20130601	1
149			0.00		20130403	676000.00	0.041250	360	360	20130601	1
150			0.00		20130329	763000.00	0.038750	360	360	20130501	1
151			0.00		20130408	1000000.00	0.040000	360	360	20130601	1
152			0.00		20130403	1550000.00	0.038750	360	360	20130601	1
153			0.00		20130325	661000.00	0.038750	360	360	20130501	1
154			0.00		20130221	700000.00	0.037500	360	360	20130401	1
155			0.00		20130415	1425000.00	0.036250	360	360	20130601	1
156			285316.00		20130415	679000.00	0.040000	360	360	20130601	1
157			0.00		20130328	520000.00	0.037500	360	360	20130501	1
158			0.00		20130307	668000.00	0.037500	360	360	20130501	1
159			0.00		20130328	1150000.00	0.037500	360	360	20130501	1
160			0.00		20130408	1056814.00	0.037500	360	360	20130601	1
161			0.00		20130403	1228100.00	0.040000	360	360	20130601	1
162			0.00		20130226	492000.00	0.040000	360	360	20130401	1
163			0.00		20130412	600000.00	0.038750	360	360	20130601	1
164			0.00		20130411	1304500.00	0.038750	360	360	20130601	1
165			0.00		20130320	665000.00	0.033750	360	360	20130501	1
166			0.00		20130325	601600.00	0.037500	360	360	20130501	1
167			300000.00		20130402	768000.00	0.040000	360	360	20130601	1
168			0.00		20130329	1190000.00	0.037500	360	360	20130501	1
169			0.00		20130403	1350000.00	0.036250	360	360	20130501	1
170			0.00		20130228	1000000.00	0.036250	180	180	20130401	1
171			0.00		20130404	515000.00	0.037500	360	360	20130501	1
172			0.00		20130405	1000000.00	0.038750	360	360	20130601	1
173			0.00		20130412	733300.00	0.038750	360	360	20130601	1
174			0.00		20130405	706500.00	0.040000	360	360	20130501	1
175			0.00		20130403	968000.00	0.038750	360	360	20130601	1
176			0.00		20130315	768800.00	0.038750	360	360	20130501	1
177			400000.00		20130410	1500000.00	0.037500	360	360	20130601	1
178			0.00		20130401	975000.00	0.038750	360	360	20130501	1
179			0.00		20130402	948000.00	0.041250	360	360	20130601	1
180			0.00		20130329	715500.00	0.038750	360	360	20130501	1
181			0.00		20130325	657000.00	0.040000	360	360	20130501	1
182			0.00		20130318	995000.00	0.035000	360	360	20130501	1
183			0.00		20130329	747000.00	0.038750	360	360	20130601	1
184			0.00		20130410	460000.00	0.037500	360	360	20130601	1
185			0.00		20130402	672600.00	0.038750	360	360	20130601	1
186			0.00		20130315	530000.00	0.037500	360	360	20130501	1
187			0.00		20130330	660500.00	0.038750	360	360	20130601	1
188			0.00		20130327	448500.00	0.038750	360	360	20130501	1
189			0.00		20130405	980000.00	0.040000	360	360	20130601	1
190			0.00		20130403	600000.00	0.037500	360	360	20130601	1
191			0.00		20130411	750000.00	0.040000	360	360	20130601	1
192			0.00		20130412	587000.00	0.038750	360	360	20130601	1
193			0.00		20130415	820000.00	0.038750	360	360	20130601	1
194			0.00		20130410	584000.00	0.038750	360	360	20130601	1
195			0.00		20130326	737876.00	0.036250	360	360	20130501	1
196			0.00		20130401	644000.00	0.041250	360	360	20130601	1
197			0.00		20130411	803000.00	0.040000	360	360	20130601	1
198			0.00		20130412	518000.00	0.037500	360	360	20130601	1
199			0.00		20130327	660000.00	0.038750	360	360	20130501	1
200			0.00		20130308	572000.00	0.037500	360	360	20130501	1
201			0.00		20130411	850000.00	0.037500	360	360	20130601	1
202			0.00		20130329	843750.00	0.037500	360	360	20130501	1
203			0.00		20130408	1548850.00	0.040000	360	360	20130601	1
204			0.00		20130412	496000.00	0.038750	360	360	20130601	1
205			0.00		20130412	574400.00	0.037500	360	360	20130601	1
206			0.00		20130325	536000.00	0.037500	360	360	20130501	1
207			0.00		20130327	1500000.00	0.038750	360	360	20130501	1
208			0.00		20130403	592000.00	0.036250	360	360	20130601	1
209			0.00		20130329	665600.00	0.042500	360	360	20130501	1
210			0.00		20130328	548000.00	0.040000	360	360	20130501	1
211			0.00		20130405	765000.00	0.037500	360	360	20130601	1
212			0.00		20130321	587600.00	0.040000	360	360	20130501	1
213			0.00		20130409	908000.00	0.040000	360	360	20130601	1
214			0.00		20130329	711240.00	0.037500	360	360	20130501	1
215			0.00		20130408	770000.00	0.038750	360	360	20130601	1
216			0.00		20130328	700000.00	0.038750	360	360	20130501	1
217			0.00		20130402	815000.00	0.036250	360	360	20130601	1
218			64900.00		20130405	506000.00	0.040000	360	360	20130601	1
219			0.00		20130401	508000.00	0.038750	360	360	20130601	1
220			0.00		20130328	578400.00	0.038750	360	360	20130501	1
221			0.00		20130410	836000.00	0.038750	360	360	20130601	1
222			130000.00		20130403	612500.00	0.040000	360	360	20130601	1
223			0.00		20130403	695550.00	0.037500	360	360	20130601	1
224			0.00		20130312	800000.00	0.041250	360	360	20130501	1
225			0.00		20130327	1080000.00	0.037500	360	360	20130601	1
226			0.00		20130405	588000.00	0.038750	360	360	20130601	1
227			0.00		20130401	1000000.00	0.040000	360	360	20130601	1
228			0.00		20130409	1600000.00	0.038750	360	360	20130601	1
229			0.00		20130319	556000.00	0.041250	360	360	20130501	1
230			0.00		20130402	1192500.00	0.037500	360	360	20130501	1
231			0.00		20130401	727000.00	0.038750	360	360	20130501	1
232			0.00		20130311	858000.00	0.040000	360	360	20130501	1
233			0.00		20130401	670400.00	0.040000	360	360	20130601	1
234			0.00		20130328	640000.00	0.038750	360	360	20130501	1
235			0.00		20130415	556100.00	0.037500	360	360	20130601	1
236			0.00		20130322	723000.00	0.036250	360	360	20130501	1
237			0.00		20130412	732500.00	0.037500	360	360	20130601	1
238			0.00		20130403	590000.00	0.038750	360	360	20130601	1
239			0.00		20130330	877500.00	0.036250	360	360	20130501	1
240			31000.00		20130409	701190.00	0.037500	360	360	20130601	1
241			0.00		20130328	780000.00	0.036250	360	360	20130501	1
242			0.00		20130326	494500.00	0.036250	360	360	20130501	1
243			0.00		20130308	1050000.00	0.037500	360	360	20130501	1
244			0.00		20130416	798400.00	0.040000	360	360	20130601	1
245			0.00		20130228	680000.00	0.042500	360	360	20130401	1
246			0.00		20130404	1150000.00	0.032500	360	360	20130601	1
247			0.00		20130320	600000.00	0.036250	360	360	20130501	1
248			0.00		20130319	951960.00	0.035000	360	360	20130501	1
249			0.00		20130409	713500.00	0.037500	360	360	20130601	1
250			0.00		20130326	850000.00	0.033750	360	360	20130501	1
251			0.00		20130327	608000.00	0.037500	360	360	20130501	1
252			0.00		20130322	615000.00	0.042500	360	360	20130501	1
253			0.00		20130329	764471.00	0.040000	360	360	20130501	1
254			0.00		20130415	644000.00	0.040000	360	360	20130601	1
255			0.00		20130327	556000.00	0.038750	360	360	20130501	1
256			0.00		20130409	675000.00	0.037500	360	360	20130601	1
257			0.00		20130410	1000000.00	0.036250	360	360	20130601	1
258			0.00		20130329	900000.00	0.036250	360	360	20130501	1
259			0.00		20130410	593600.00	0.037500	360	360	20130601	1
260			0.00		20130319	910000.00	0.040000	360	360	20130501	1
261			0.00		20130329	510000.00	0.041250	360	360	20130601	1
262			0.00		20130410	710000.00	0.038750	360	360	20130601	1
263			75000.00		20130410	786000.00	0.038750	360	360	20130601	1
264			0.00		20130410	697000.00	0.037500	360	360	20130601	1
265			0.00		20130416	500000.00	0.037500	360	360	20130601	1
266			0.00		20130415	660000.00	0.037500	360	360	20130601	1
267			0.00		20130408	775000.00	0.037500	360	360	20130601	1
268			0.00		20130328	810000.00	0.038750	360	360	20130501	1
269			0.00		20130402	1020000.00	0.037500	360	360	20130601	1
270			0.00		20130322	681189.00	0.037500	360	360	20130501	1
271			0.00		20130315	624000.00	0.037500	360	360	20130501	1
272			0.00		20130326	447300.00	0.037500	360	360	20130501	1
273			90000.00		20130405	692300.00	0.036250	360	360	20130601	1
274			0.00		20130401	557000.00	0.037500	360	360	20130601	1
275			0.00		20130402	529800.00	0.038750	360	360	20130601	1
276			0.00		20130306	752500.00	0.033750	360	360	20130501	1
277			0.00		20130311	1056720.00	0.036250	360	360	20130501	1
278			0.00		20130408	896000.00	0.040000	360	360	20130601	1
279			0.00		20130228	489512.00	0.042500	360	360	20130401	1
280			0.00		20130411	506000.00	0.038750	360	360	20130601	1
281			0.00		20130321	1117755.00	0.036250	360	360	20130501	1
282			0.00		20130322	507200.00	0.038750	360	360	20130501	1
283			75000.00		20130322	660000.00	0.037500	360	360	20130501	1
284			0.00		20130412	537040.00	0.037500	360	360	20130601	1
285			0.00		20130329	675000.00	0.036250	360	360	20130501	1
286			0.00		20130416	583200.00	0.038750	360	360	20130601	1
287			0.00		20130402	799200.00	0.040000	360	360	20130601	1
288			0.00		20130404	478500.00	0.038750	360	360	20130601	1
289			0.00		20130314	760000.00	0.038750	360	360	20130501	1
290			0.00		20130415	621600.00	0.038750	360	360	20130601	1
291			300000.00		20130322	980000.00	0.037500	360	360	20130501	1
292			0.00		20130308	600000.00	0.036250	360	360	20130501	1
293			0.00		20130410	720000.00	0.037500	360	360	20130601	1
294			0.00		20130313	497006.00	0.037500	360	360	20130501	1
295			0.00		20130322	503750.00	0.041250	360	360	20130501	1
296			0.00		20130329	1121250.00	0.038750	360	360	20130601	1
297			0.00		20130408	560000.00	0.038750	360	360	20130601	1
298			0.00		20130328	696000.00	0.037500	360	360	20130501	1
299			0.00		20130408	744000.00	0.037500	360	360	20130601	1
300			0.00		20130402	590000.00	0.037500	360	360	20130601	1
301			0.00		20130403	498400.00	0.038750	360	360	20130601	1
302			0.00		20130408	695000.00	0.038750	360	360	20130601	1
303			0.00		20130327	824000.00	0.037500	360	360	20130501	1
304			0.00		20130405	463600.00	0.037500	360	360	20130501	1
305			0.00		20130329	639000.00	0.042500	360	360	20130601	1
306			0.00		20130325	706000.00	0.037500	360	360	20130501	1
307			0.00		20130403	700000.00	0.037500	360	360	20130601	1
308			0.00		20130401	927500.00	0.036250	360	360	20130501	1
309			0.00		20130403	1125000.00	0.036250	360	360	20130601	1
310			0.00		20130411	572000.00	0.038750	360	360	20130601	1
311			0.00		20130322	955000.00	0.038750	360	360	20130501	1
312			0.00		20130410	525000.00	0.037500	360	360	20130601	1
313			0.00		20130410	642300.00	0.038750	360	360	20130601	1
314			0.00		20130326	780000.00	0.037500	360	360	20130501	1
315			0.00		20130322	725000.00	0.037500	360	360	20130501	1
316			0.00		20130401	611000.00	0.036250	360	360	20130601	1
317			0.00		20130405	599000.00	0.036250	360	360	20130601	1
318			0.00		20130328	508800.00	0.037500	360	360	20130501	1
319			0.00		20130327	803000.00	0.036250	360	360	20130501	1
320			0.00		20130322	510000.00	0.036250	360	360	20130501	1
321			0.00		20130415	692000.00	0.036250	360	360	20130601	1
322			150000.00		20130322	700000.00	0.037500	360	360	20130501	1
323			0.00		20130408	967000.00	0.038750	360	360	20130601	1
324			0.00		20130411	491000.00	0.038750	360	360	20130601	1
325			0.00		20130403	649000.00	0.041250	360	360	20130601	1
326			0.00		20130322	920000.00	0.038750	360	360	20130501	1
327			0.00		20130404	899000.00	0.038750	360	360	20130601	1
328			0.00		20130410	625000.00	0.038750	360	360	20130601	1
329			0.00		20130329	972800.00	0.038750	360	360	20130501	1
330			0.00		20130408	472000.00	0.037500	360	360	20130601	1
331			0.00		20130327	824000.00	0.037500	360	360	20130501	1
332			0.00		20130408	515800.00	0.037500	360	360	20130601	1
333			0.00		20130408	670500.00	0.038750	360	360	20130601	1
334			305000.00		20130410	915000.00	0.037500	360	360	20130601	1
335			82580.00		20130411	560000.00	0.041250	360	360	20130601	1
336			0.00		20130416	571000.00	0.040000	360	360	20130601	1
337			0.00		20130322	750000.00	0.037500	360	360	20130501	1
338			0.00		20130404	521000.00	0.038750	360	360	20130601	1
339			0.00		20130412	720000.00	0.040000	360	360	20130601	1
340			0.00		20130405	536250.00	0.041250	360	360	20130601	1
341			0.00		20130416	826000.00	0.036250	360	360	20130601	1
342			0.00		20130408	1470000.00	0.037500	360	360	20130601	1
343			0.00		20130327	673500.00	0.037500	360	360	20130501	1
344			0.00		20130319	910000.00	0.038750	360	360	20130501	1
345			0.00		20130412	650000.00	0.036250	360	360	20130601	1
346			0.00		20130319	1200000.00	0.037500	360	360	20130501	1
347			0.00		20130401	900000.00	0.037500	360	360	20130601	1
348			0.00		20130415	600000.00	0.037500	360	360	20130601	1
349			0.00		20130402	875000.00	0.037500	360	360	20130601	1
350			0.00		20130328	733000.00	0.040000	360	360	20130501	1
351			450000.00		20130405	625000.00	0.037500	360	360	20130601	1
352			0.00		20130401	770400.00	0.038750	360	360	20130501	1
353			0.00		20130412	1190000.00	0.038750	360	360	20130601	1
354			0.00		20130416	998200.00	0.038750	360	360	20130601	1
355			0.00		20130416	971200.00	0.037500	360	360	20130601	1
356			0.00		20130405	808000.00	0.037500	360	360	20130601	1
357			0.00		20130408	545000.00	0.038750	360	360	20130601	1
358			0.00		20130325	820000.00	0.038750	360	360	20130501	1
359			0.00		20130405	1012000.00	0.037500	360	360	20130601	1
360			0.00		20130328	520000.00	0.038750	360	360	20130501	1
361			0.00		20130329	699000.00	0.037500	360	360	20130501	1
362			0.00		20130329	523000.00	0.037500	360	360	20130601	1
363			0.00		20130415	651500.00	0.040000	360	360	20130601	1
364			0.00		20130410	630200.00	0.035000	360	360	20130601	1
365			0.00		20130329	788900.00	0.036250	360	360	20130501	1
366			0.00		20130403	689000.00	0.038750	360	360	20130601	1
367			0.00		20130404	1110000.00	0.040000	360	360	20130601	1
368			0.00		20130325	540000.00	0.040000	360	360	20130501	1
369			25000.00		20130411	688000.00	0.038750	360	360	20130601	1
370			0.00		20130409	688000.00	0.038750	360	360	20130601	1
371			52000.00		20130402	962000.00	0.038750	360	360	20130601	1
372			0.00		20130412	670000.00	0.036250	360	360	20130601	1
373			0.00		20130322	930000.00	0.040000	360	360	20130501	1
374			200000.00		20130411	700000.00	0.037500	360	360	20130601	1
375			0.00		20130403	865000.00	0.038750	360	360	20130601	1
376			0.00		20130318	800000.00	0.040000	360	360	20130501	1
377			0.00		20130411	870000.00	0.037500	360	360	20130601	1
378			0.00		20130325	1360000.00	0.038750	360	360	20130501	1
379			0.00		20130412	831000.00	0.038750	360	360	20130601	1
380			0.00		20130411	632000.00	0.038750	360	360	20130601	1
381			0.00		20130322	975000.00	0.041250	360	360	20130501	1
382			0.00		20130404	955000.00	0.037500	360	360	20130601	1
383			0.00		20130329	714950.00	0.038750	360	360	20130601	1
384			0.00		20130415	917000.00	0.040000	360	360	20130601	1
385			0.00		20130327	942500.00	0.037500	360	360	20130501	1
386			0.00		20130403	775000.00	0.037500	360	360	20130601	1
387			0.00		20130408	580000.00	0.033750	360	360	20130601	1
388			0.00		20130329	588800.00	0.037500	360	360	20130501	1
389			0.00		20130409	650000.00	0.037500	360	360	20130601	1
390			0.00		20130415	588900.00	0.035000	360	360	20130601	1
391			0.00		20130416	1000000.00	0.038750	360	360	20130601	1
392			0.00		20130403	854000.00	0.037500	360	360	20130601	1
393			0.00		20130408	780000.00	0.038750	360	360	20130601	1
394			0.00		20130322	690000.00	0.037500	360	360	20130501	1
395			0.00		20130404	822000.00	0.037500	360	360	20130601	1
396			0.00		20130410	1119000.00	0.035000	360	360	20130601	1
397			0.00		20130401	681000.00	0.037500	360	360	20130601	1
398			0.00		20130403	689500.00	0.040000	360	360	20130601	1
399			0.00		20130402	610000.00	0.038750	360	360	20130601	1
400			0.00		20130408	810400.00	0.037500	360	360	20130601	1
401			0.00		20130322	692000.00	0.038750	360	360	20130501	1
402			0.00		20130329	825200.00	0.036250	360	360	20130501	1
403			0.00		20130329	728000.00	0.038750	360	360	20130501	1
404			0.00		20130329	743802.00	0.036250	360	360	20130501	1
405			0.00		20130321	895000.00	0.037500	360	360	20130501	1
406			0.00		20130412	1031250.00	0.040000	360	360	20130601	1
407			0.00		20130322	920000.00	0.038750	360	360	20130501	1
408			0.00		20130415	528000.00	0.036250	360	360	20130601	1
409			0.00		20130405	542500.00	0.042500	360	360	20130601	1
410			0.00		20130328	708000.00	0.040000	360	360	20130501	1
411			0.00		20130410	805000.00	0.037500	360	360	20130601	1
412			0.00		20130325	712100.00	0.038750	360	360	20130501	1
413			0.00		20130402	737600.00	0.041250	360	360	20130601	1
414			0.00		20130325	880000.00	0.040000	360	360	20130501	1
415			0.00		20130325	999900.00	0.035000	360	360	20130501	1
416			120000.00		20130402	706500.00	0.037500	360	360	20130601	1
417			0.00		20130405	732000.00	0.038750	360	360	20130601	1
418			0.00		20130408	1100000.00	0.033750	360	360	20130601	1
419			0.00		20130327	742100.00	0.038750	360	360	20130501	1
420			0.00		20130403	660000.00	0.037500	360	360	20130601	1
421			0.00		20130412	720000.00	0.037500	360	360	20130601	1
422			0.00		20130322	735500.00	0.038750	360	360	20130501	1
423			0.00		20130403	801000.00	0.040000	360	360	20130601	1
424			0.00		20130326	971250.00	0.038750	360	360	20130501	1
425			75000.00		20130410	653000.00	0.040000	360	360	20130601	1
426			0.00		20130329	650000.00	0.036250	360	360	20130501	1
427			0.00		20130416	860000.00	0.040000	360	360	20130601	1
428			0.00		20130402	854350.00	0.038750	360	360	20130501	1
429			0.00		20130321	500000.00	0.037500	360	360	20130501	1
430			0.00		20130409	514000.00	0.037500	360	360	20130601	1
431			0.00		20130322	688800.00	0.040000	360	360	20130501	1
432			0.00		20130321	999000.00	0.040000	360	360	20130501	1
433			0.00		20130405	753000.00	0.037500	360	360	20130601	1
434			0.00		20130410	600000.00	0.036250	360	360	20130601	1
435			0.00		20130412	628000.00	0.040000	360	360	20130601	1
436			0.00		20130410	628230.00	0.037500	300	300	20130601	1
437			0.00		20130411	625000.00	0.038750	360	360	20130601	1
438			0.00		20130405	878000.00	0.037500	360	360	20130601	1
439			0.00		20130330	1440850.00	0.037500	360	360	20130501	1
440			0.00		20130412	835200.00	0.040000	360	360	20130601	1
441			0.00		20130401	745000.00	0.037500	360	360	20130601	1
442			0.00		20130411	627311.00	0.036250	360	360	20130601	1
443			0.00		20130329	520000.00	0.040000	360	360	20130501	1
444			0.00		20130322	864000.00	0.042500	360	360	20130501	1
445			0.00		20130411	501500.00	0.040000	360	360	20130601	1
446			0.00		20130412	693000.00	0.038750	360	360	20130601	1
447			0.00		20130321	732000.00	0.038750	360	360	20130501	1
448			0.00		20130409	930000.00	0.037500	360	360	20130601	1
449			0.00		20130402	640000.00	0.041250	360	360	20130601	1
450			0.00		20130415	950000.00	0.038750	360	360	20130601	1
451			0.00		20130329	1060000.00	0.037500	360	360	20130601	1
452			0.00		20130415	540500.00	0.037500	360	360	20130601	1
453			0.00		20130416	600000.00	0.040000	360	360	20130601	1
454			0.00		20130322	560500.00	0.040000	360	360	20130501	1
455			0.00		20130405	680000.00	0.040000	360	360	20130601	1
456			0.00		20130402	632000.00	0.041250	360	360	20130601	1
457			0.00		20130403	781000.00	0.042500	360	360	20130601	1
458			0.00		20130408	532000.00	0.038750	360	360	20130601	1
459			0.00		20130410	695000.00	0.036250	360	360	20130601	1
460			0.00		20130307	1020000.00	0.038750	360	360	20130501	1
461			0.00		20130411	532000.00	0.040000	360	360	20130601	1
462			0.00		20130412	720000.00	0.037500	360	360	20130601	1
463			0.00		20130411	672000.00	0.038750	360	360	20130601	1
464			0.00		20130325	948000.00	0.037500	360	360	20130501	1
465			0.00		20130402	775000.00	0.040000	360	360	20130601	1
466			0.00		20130403	678000.00	0.038750	360	360	20130601	1
467			0.00		20130411	840000.00	0.040000	360	360	20130601	1
468			0.00		20130412	720800.00	0.040000	360	360	20130601	1
469			0.00		20130412	561960.00	0.038750	360	360	20130601	1
470			0.00		20130326	1000000.00	0.037500	360	360	20130501	1
471			0.00		20130401	987000.00	0.038750	360	360	20130601	1
472			0.00		20130405	575000.00	0.038750	360	360	20130601	1
473			0.00		20130408	637500.00	0.041250	360	360	20130601	1
474			0.00		20130326	1750000.00	0.035000	360	360	20130501	1
475			0.00		20130412	519000.00	0.038750	360	360	20130601	1
476			0.00		20130403	652000.00	0.040000	360	360	20130601	1
477			0.00		20130415	816000.00	0.038750	360	360	20130601	1
478			0.00		20130401	900000.00	0.037500	360	360	20130601	1
479			178800.00		20130410	902000.00	0.040000	360	360	20130601	1
480			0.00		20130326	516000.00	0.037500	360	360	20130501	1
481			0.00		20130415	800000.00	0.038750	360	360	20130601	1
482			0.00		20130411	1200000.00	0.037500	360	360	20130601	1
483			0.00		20130327	700000.00	0.040000	360	360	20130501	1
484			0.00		20130408	682500.00	0.038750	360	360	20130601	1
485			0.00		20130410	885000.00	0.040000	360	360	20130601	1
486			0.00		20130326	556900.00	0.036250	360	360	20130501	1
487			0.00		20130329	1070000.00	0.037500	360	360	20130501	1
488			0.00		20130328	500000.00	0.040000	360	360	20130601	1
489			0.00		20130408	559200.00	0.040000	360	360	20130601	1
490			0.00		20130411	561600.00	0.042500	360	360	20130601	1
491			0.00		20130401	938000.00	0.036250	360	360	20130601	1
492			0.00		20130412	476000.00	0.037500	360	360	20130601	1
493			0.00		20130411	1088625.00	0.042500	360	360	20130601	1
494			0.00		20130416	508000.00	0.038750	360	360	20130601	1
495			0.00		20130415	620000.00	0.040000	360	360	20130601	1
496			0.00		20130408	635000.00	0.036250	360	360	20130601	1
497			0.00		20130411	603750.00	0.037500	360	360	20130601	1
498			0.00		20130411	625000.00	0.041250	360	360	20130601	1
499			0.00		20130409	960000.00	0.037500	360	360	20130601	1
500			0.00		20130411	997500.00	0.040000	360	360	20130601	1
501			0.00		20130409	920000.00	0.040000	360	360	20130601	1
502			0.00		20130404	506200.00	0.038750	360	360	20130601	1
503			0.00		20130408	700500.00	0.041250	360	360	20130601	1
504			0.00		20130412	720000.00	0.037500	360	360	20130601	1
505			0.00		20130405	812000.00	0.038750	360	360	20130601	1
506			0.00		20130401	956250.00	0.038750	360	360	20130601	1
507			0.00		20130412	1000000.00	0.038750	360	360	20130601	1
508			0.00		20130405	580000.00	0.040000	360	360	20130601	1
509			0.00		20130409	676000.00	0.043750	360	360	20130601	1
510			0.00		20130412	892000.00	0.038750	360	360	20130601	1
511			70000.00		20130408	547650.00	0.040000	360	360	20130601	1
512			0.00		20130403	750000.00	0.040000	360	360	20130501	1
513			0.00		20130412	521600.00	0.038750	360	360	20130601	1
514			0.00		20130402	620000.00	0.040000	360	360	20130501	1
515			0.00		20130408	999000.00	0.037500	360	360	20130601	1
516			0.00		20130402	615000.00	0.042500	360	360	20130601	1
517			0.00		20130411	719600.00	0.040000	360	360	20130601	1
518			0.00		20130409	693000.00	0.038750	360	360	20130601	1
519			0.00		20130401	664800.00	0.038750	360	360	20130601	1
520			0.00		20130401	739700.00	0.038750	360	360	20130601	1
521			0.00		20130404	511900.00	0.043750	360	360	20130601	1
522			0.00		20130415	600000.00	0.038750	360	360	20130601	1
523			0.00		20130410	697100.00	0.038750	360	360	20130601	1
524			0.00		20130409	710000.00	0.040000	360	360	20130601	1
525			0.00		20130327	639300.00	0.038750	360	360	20130501	1
526			0.00		20130409	551200.00	0.038750	360	360	20130601	1
527			0.00		20130329	860000.00	0.037500	360	360	20130501	1
528			0.00		20130402	881000.00	0.041250	360	360	20130601	1
529			0.00		20130405	692000.00	0.037500	360	360	20130601	1
530			0.00		20130411	632000.00	0.035000	360	360	20130601	1
531			0.00		20130405	686000.00	0.038750	360	360	20130601	1
532			0.00		20130403	1085000.00	0.038750	360	360	20130601	1
533			0.00		20130408	686000.00	0.038750	360	360	20130601	1
534			0.00		20130404	752000.00	0.038750	360	360	20130601	1
535			0.00		20130411	812500.00	0.038750	360	360	20130601	1
536			0.00		20130403	840000.00	0.036250	360	360	20130501	1
537			0.00		20130410	772000.00	0.040000	360	360	20130601	1
538			0.00		20130416	520000.00	0.036250	360	360	20130601	1
539			0.00		20130415	460000.00	0.037500	360	360	20130601	1
540			0.00		20130404	956250.00	0.038750	360	360	20130601	1
541			0.00		20130402	467700.00	0.038750	360	360	20130601	1
542			200000.00		20130411	600000.00	0.037500	360	360	20130601	1
543			0.00		20130412	760000.00	0.035000	360	360	20130601	1
544			0.00		20130404	517000.00	0.038750	360	360	20130601	1
545			0.00		20130412	665000.00	0.042500	360	360	20130601	1
546			0.00		20130328	1035500.00	0.035000	360	360	20130601	1
547			0.00		20130410	739000.00	0.038750	360	360	20130601	1
548			0.00		20130410	792000.00	0.040000	360	360	20130601	1
549			0.00		20130409	630000.00	0.037500	360	360	20130601	1
550			0.00		20130411	496000.00	0.040000	360	360	20130601	1
551			0.00		20130415	720000.00	0.038750	360	360	20130601	1
552			0.00		20130401	845000.00	0.042500	360	360	20130501	1
553			0.00		20130412	600000.00	0.038750	360	360	20130601	1
554			0.00		20130401	444000.00	0.037500	360	360	20130601	1
555			0.00		20130402	688000.00	0.038750	360	360	20130601	1
556			0.00		20130405	848000.00	0.038750	360	360	20130601	1
557			0.00		20130408	1000000.00	0.040000	360	360	20130601	1
558			0.00		20130410	800000.00	0.038750	360	360	20130601	1
559			0.00		20130408	688000.00	0.042500	360	360	20130601	1
560			0.00		20130410	999999.00	0.040000	360	360	20130601	1
561			0.00		20130412	500000.00	0.040000	360	360	20130601	1
562			0.00		20130405	1410000.00	0.040000	360	360	20130601	1
563			0.00		20130403	1530000.00	0.040000	360	360	20130601	1
564			0.00		20130410	936000.00	0.040000	360	360	20130601	1
565			0.00		20130412	624000.00	0.041250	360	360	20130601	1
566			0.00		20130408	1220000.00	0.038750	360	360	20130601	1
567			0.00		20130411	875000.00	0.040000	360	360	20130601	1
568			0.00		20130412	603200.00	0.038750	360	360	20130601	1
569			0.00		20130411	1000000.00	0.035000	360	360	20130601	1
570			0.00		20130405	1000000.00	0.040000	360	360	20130601	1
571			0.00		20130405	800000.00	0.038750	360	360	20130601	1
572			0.00		20130410	688000.00	0.037500	360	360	20130601	1
573			0.00		20130415	583200.00	0.040000	360	360	20130601	1
574			0.00		20130409	659200.00	0.041250	360	360	20130601	1
575			0.00		20130415	745000.00	0.036250	360	360	20130601	1
576			0.00		20130412	1000000.00	0.038750	360	360	20130601	1
577			0.00		20130411	660000.00	0.043750	360	360	20130601	1
578			0.00		20130403	688000.00	0.040000	360	360	20130601	1
579			0.00		20130408	757000.00	0.037500	360	360	20130601	1
580			0.00		20130409	922000.00	0.040000	360	360	20130601	1
581			0.00		20130412	850000.00	0.038750	360	360	20130601	1
582			0.00		20130415	613600.00	0.038750	360	360	20130601	1
583			0.00		20130411	614000.00	0.040000	360	360	20130601	1
584			0.00		20130405	600000.00	0.041250	360	360	20130601	1
585			0.00		20130408	1050000.00	0.038750	360	360	20130601	1
586			0.00		20130415	792000.00	0.038750	360	360	20130601	1
587			0.00		20130412	943000.00	0.038750	360	360	20130601	1
588			0.00		20130416	690000.00	0.042500	360	360	20130601	1
589			0.00		20130412	546000.00	0.038750	360	360	20130601	1
590			150000.00		20130412	654000.00	0.038750	360	360	20130601	1
591			0.00		20130405	848500.00	0.035000	360	360	20130601	1
592			0.00		20130410	999999.00	0.038750	360	360	20130601	1
593			0.00		20130416	749723.00	0.038750	360	360	20130601	1
594			0.00		20130411	1000000.00	0.038750	360	360	20130601	1
595			0.00		20130305	605000.00	0.043750	360	360	20130501	1
596			0.00		20130410	708000.00	0.040000	360	360	20130601	1
597			500000.00		20130411	935000.00	0.037500	360	360	20130601	1
598			0.00		20130412	1500000.00	0.037500	360	360	20130601	1
599			0.00		20130409	697000.00	0.040000	360	360	20130601	1
600			0.00		20130412	672000.00	0.038750	360	360	20130601	1
601			0.00		20130409	650000.00	0.041250	360	360	20130601	1
602			0.00		20130501	910000.00	0.030000	180	180	20130701	1
603			0.00		20130416	703800.00	0.038750	360	360	20130601	1

	32	33	34	35	36	37	38	39	40	41	42
	Original Interest Only Term	Buy Down Period	HELOC Draw Period	Current Loan Amount	Current Interest Rate	Current Payment Amount Due	Interest Paid Through Date	Current Payment Status	Index Type	ARM Look-back Days	Gross Margin
1	0	0		489818.51	0.038750	2313.57	20130601	0	0
2	0	0		744522.25	0.036250	3420.38	20130601	0	0
3	0	0		996030.48	0.038750	4690.61	20130601	0	0
4	0	0		642361.12	0.038750	3025.98	20130601	0	0
5	0	0		847653.71	0.042500	4181.49	20130601	0	0
6	0	0		817836.31	0.045000	4154.82	20130601	0	0
7	0	0		575334.51	0.040000	2754.69	20130601	0	0
8	0	0		997239.66	0.042500	4919.40	20130601	0	0
9	0	0		470720.90	0.045000	2391.55	20130601	0	0
10	0	0		518429.60	0.040000	2482.33	20130601	0	0
11	0	0		690046.59	0.041250	3353.78	20130601	0	0
12	0	0		538406.37	0.038750	2539.28	20130601	0	0
13	0	0		679020.25	0.040000	3246.42	20130601	0	0
14	0	0		917344.48	0.040000	4392.22	20130601	0	0
15	0	0		793854.55	0.040000	3795.45	20130601	0	0
16	0	0		771316.53	0.041250	3748.77	20130601	0	0
17	0	0		555698.18	0.040000	2656.82	20130601	0	0
18	0	0		884994.72	0.041250	4301.27	20130601	0	0
19	0	0		446648.37	0.037500	2074.76	20130601	0	0
20	0	0		792830.28	0.038750	3733.68	20130601	0	0
21	0	0		693976.12	0.038750	3268.15	20130601	0	0
22	0	0		770638.05	0.040000	3684.45	20130601	0	0
23	0	0		878760.08	0.041250	4264.92	20130601	0	0
24	0	0		602605.74	0.045000	3061.39	20130601	0	0
25	0	0		714636.07	0.043750	3572.89	20130601	0	0
26	0	0		698968.76	0.038750	3291.66	20130601	0	0
27	0	0		998652.98	0.043750	4992.85	20130601	0	0
28	0	0		804786.04	0.037500	3732.71	20130601	0	0
29	0	0		768366.37	0.038750	3618.47	20130601	0	0
30	0	0		912874.57	0.036250	4195.67	20130601	0	0
31	0	0		641060.07	0.037500	2977.83	20130601	0	0
32	0	0		598229.31	0.038750	2821.42	20130601	0	0
33	0	0		1199865.33	0.035000	5422.21	20130601	0	0
34	0	0		965406.94	0.035000	4355.73	20130601	0	0
35	0	0		717730.46	0.035000	3233.12	20130601	0	0
36	0	0		730836.79	0.038750	3446.84	20130601	0	0
37	0	0		748919.39	0.040000	3580.61	20130601	0	0
38	0	0		702873.02	0.037500	3264.96	20130601	0	0
39	0	0		900393.54	0.040000	4311.06	20130601	0	0
40	0	0		540237.73	0.041250	2621.96	20130601	0	0
41	0	0		464946.50	0.040000	2832.96	20130601	0	0
42	0	0		897332.73	0.032500	5104.76	20130601	0	0
43	0	0		865004.04	0.035500	5068.03	20130601	0	0
44	0	0		558385.55	0.035000	3247.77	20130601	0	0
45	0	0		688484.23	0.038750	3242.28	20130601	0	0
46	0	0		501482.45	0.037500	2329.47	20130601	0	0
47	0	0		997113.54	0.040000	4774.15	20130601	0	0
48	0	0		1463270.92	0.033750	6489.97	20130601	0	0
49	0	0		561633.93	0.036250	2565.29	20130601	0	0
50	0	0		550370.95	0.038750	2595.71	20130601	0	0
51	0	0		1958806.02	0.035000	8823.73	20130601	0	0
52	0	0		447882.44	0.031250	3204.40	20130601	0	0
53	0	0		661834.13	0.040000	3168.84	20130601	0	0
54	0	0		698945.69	0.037500	3241.81	20130601	0	0
55	0	0		699944.19	0.037500	3246.44	20130601	0	0
56	0	0		1159413.29	0.036250	5303.88	20130601	0	0
57	0	0		822455.18	0.037500	3826.26	20130601	0	0
58	0	0		1036522.39	0.035000	4669.17	20130601	0	0
59	0	0		532142.69	0.033750	2356.37	20130601	0	0
60	0	0		1098306.36	0.036250	5016.56	20130601	0	0
61	0	0		1196299.18	0.036250	5472.62	20130601	0	0
62	0	0		568354.72	0.040000	2721.27	20130601	0	0
63	0	0		649042.42	0.038750	3056.54	20130601	0	0
64	0	0		497632.45	0.035000	2245.22	20130601	0	0
65	0	0		964545.05	0.037500	4473.70	20130601	0	0
66	0	0		823729.77	0.036250	3762.42	20130601	0	0
67	0	0		747737.23	0.037500	3473.37	20130601	0	0
68	0	0		1226663.95	0.035000	5534.48	20130601	0	0
69	0	0		714622.04	0.037500	3314.52	20130601	0	0
70	0	0		494753.70	0.037500	2294.74	20130601	0	0
71	0	0		785175.95	0.038750	3703.12	20130601	0	0
72	0	0		819220.53	0.038750	3870.05	20130601	0	0
73	0	0		492758.83	0.037500	2288.95	20130601	0	0
74	0	0		647002.29	0.036250	2955.21	20130601	0	0
75	0	0		577371.09	0.037500	2686.07	20130601	0	0
76	0	0		758880.37	0.038750	3573.80	20130601	0	0
77	0	0		712876.32	0.035000	3206.18	20130601	0	0
78	0	0		682638.23	0.036250	3122.81	20130601	0	0
79	0	0		717875.15	0.038750	3385.71	20130601	0	0
80	0	0		670060.31	0.040000	3208.23	20130601	0	0
81	0	0		879252.37	0.032500	3832.86	20130601	0	0
82	0	0		902001.97	0.036250	4127.26	20130601	0	0
83	0	0		555249.58	0.036250	2540.21	20130601	0	0
84	0	0		659005.94	0.037500	3056.56	20130601	0	0
85	0	0		658008.77	0.037500	3056.56	20130601	0	0
86	0	0		982093.09	0.038750	4631.84	20130601	0	0
87	0	0		521920.59	0.037500	2424.41	20130601	0	0
88	0	0		1096681.28	0.037500	5094.27	20130601	0	0
89	0	0		674027.45	0.040000	3222.55	20130601	0	0
90	0	0		995900.32	0.033750	4417.43	20130601	0	0
91	0	0		648380.86	0.038750	3057.95	20130601	0	0
92	0	0		683953.91	0.038750	3230.53	20130601	0	0
93	0	0		664010.79	0.038750	3136.48	20130601	0	0
94	0	0		722860.41	0.038750	3409.22	20130601	0	0
95	0	0		870657.40	0.036250	3976.77	20130601	0	0
96	0	0		733917.20	0.038750	3456.24	20130601	0	0
97	0	0		639077.87	0.040000	3055.46	20130601	0	0
98	0	0		519299.55	0.043750	2596.28	20130601	0	0
99	0	0		909367.56	0.040000	4354.03	20130601	0	0
100	0	0		797586.39	0.037500	3704.92	20130601	0	0
101	0	0		993969.96	0.035000	4477.48	20130601	0	0
102	0	0		1118350.01	0.038750	5266.66	20130601	0	0
103	0	0		967390.76	0.037500	4486.90	20130601	0	0
104	0	0		996915.99	0.036250	4560.51	20130601	0	0
105	0	0		728842.70	0.038750	3437.43	20130601	0	0
106	0	0		861450.19	0.038750	4062.85	20130601	0	0
107	0	0		618210.42	0.040000	2959.97	20130601	0	0
108	0	0		511930.90	0.036250	2343.19	20130601	0	0
109	0	0		560947.31	0.042500	2767.16	20130601	0	0
110	0	0		614113.90	0.040000	2936.10	20130601	0	0
111	0	0		528784.58	0.036250	2415.25	20130601	0	0
112	0	0		853740.41	0.038750	4020.53	20130601	0	0
113	0	0		803621.36	0.038750	3790.11	20130601	0	0
114	0	0		1397844.45	0.036250	6384.72	20130601	0	0
115	0	0		712969.81	0.040000	3413.52	20130601	0	0
116	0	0		928660.04	0.040000	4439.96	20130601	0	0
117	0	0		575113.14	0.036250	2626.86	20130601	0	0
118	0	0		548163.18	0.040000	2624.59	20130601	0	0
119	0	0		714836.80	0.037500	3320.54	20130601	0	0
120	0	0		749731.20	0.037500	3482.63	20130601	0	0
121	0	0		661749.85	0.038750	3122.37	20130601	0	0
122	0	0		664398.85	0.037500	3090.94	20130601	0	0
123	0	0		941548.09	0.036250	4300.56	20130601	0	0
124	0	0		727892.90	0.040000	3485.13	20130601	0	0
125	0	0		947005.46	0.035000	4265.92	20130601	0	0
126	0	0		701975.71	0.037500	3260.80	20130601	0	0
127	0	0		498490.50	0.037500	2315.57	20130601	0	0
128	0	0		700231.09	0.038750	3305.77	20130601	0	0
129	0	0		678998.22	0.038750	3197.61	20130601	0	0
130	0	0		737767.40	0.037500	3427.06	20130601	0	0
131	0	0		790833.22	0.038750	3724.28	20130601	0	0
132	0	0		768865.63	0.038750	3620.83	20130601	0	0
133	0	0		728948.20	0.040000	3485.13	20130601	0	0
134	0	0		550808.27	0.035000	2481.20	20130601	0	0
135	0	0		682923.53	0.035000	3071.47	20130601	0	0
136	0	0		725788.16	0.030000	5034.34	20130601	0	0
137	0	0		1479790.75	0.038750	6968.79	20130601	0	0
138	0	0		1196458.59	0.038750	5642.85	20130601	0	0
139	0	0		692948.93	0.038750	3268.15	20130601	0	0
140	0	0		643179.27	0.041250	3125.99	20130601	0	0
141	0	0		506398.70	0.035000	2281.15	20130601	0	0
142	0	0		1080370.34	0.037500	5010.91	20130601	0	0
143	0	0		537907.85	0.038750	2536.93	20130601	0	0
144	0	0		1049960.58	0.040000	5027.18	20130601	0	0
145	0	0		685924.28	0.037500	3186.24	20130601	0	0
146	0	0		697934.19	0.038750	3291.66	20130601	0	0
147	0	0		997048.84	0.038750	4702.37	20130601	0	0
148	0	0		511245.72	0.038750	2407.61	20130601	0	0
149	0	0		675047.52	0.041250	3276.23	20130601	0	0
150	0	0		760748.25	0.038750	3587.91	20130601	0	0
151	0	0		998559.18	0.040000	4774.15	20130601	0	0
152	0	0		1547716.54	0.038750	7288.67	20130601	0	0
153	0	0		659049.27	0.038750	3108.27	20130601	0	0
154	0	0		696827.18	0.037500	3241.81	20130601	0	0
155	0	0		1422805.96	0.036250	6498.73	20130601	0	0
156	0	0		678021.68	0.040000	3241.65	20130601	0	0
157	0	0		518431.15	0.037500	2408.20	20130601	0	0
158	0	0		665984.64	0.037500	3093.61	20130601	0	0
159	0	0		1146530.43	0.037500	5325.83	20130601	0	0
160	0	0		1055222.27	0.037500	4894.27	20130601	0	0
161	0	0		1226330.53	0.040000	5863.14	20130601	0	0
162	0	0		489866.27	0.040000	2348.88	20130601	0	0
163	0	0		599116.08	0.038750	2821.42	20130601	0	0
164	0	0		1302578.21	0.038750	6134.24	20130601	0	0
165	0	0		662396.38	0.033750	2939.94	20130601	0	0
166	0	0		599784.97	0.037500	2786.10	20130601	0	0
167	0	0		766893.45	0.040000	3666.55	20130601	0	0
168	0	0		1186409.74	0.037500	5511.08	20130601	0	0
169	0	0		1338815.45	0.036250	6156.69	20130601	0	0
170	0	0		987393.38	0.036250	7210.37	20130601	0	0
171	0	0		513446.23	0.037500	2385.05	20130601	0	0
172	0	0		998526.80	0.038750	4702.37	20130601	0	0
173	0	0		732219.70	0.038750	3448.25	20130601	0	0
174	0	0		704460.73	0.040000	3372.94	20130601	0	0
175	0	0		966573.94	0.038750	4551.89	20130601	0	0
176	0	0		766531.15	0.038750	3615.18	20130601	0	0
177	0	0		1497740.77	0.037500	6946.73	20130601	0	0
178	0	0		972122.62	0.038750	4584.81	20130601	0	0
179	0	0		946664.27	0.041250	4594.48	20130601	0	0
180	0	0		713388.43	0.038750	3364.55	20130601	0	0
181	0	0		655103.60	0.040000	3136.62	20130601	0	0
182	0	0		991863.62	0.035000	4467.99	20130601	0	0
183	0	0		745899.52	0.038750	3512.67	20130601	0	0
184	0	0		459307.17	0.037500	2130.33	20130601	0	0
185	0	0		671609.13	0.038750	3162.81	20130601	0	0
186	0	0		528400.98	0.037500	2454.51	20130601	0	0
187	0	0		659526.94	0.038750	3105.92	20130601	0	0
188	0	0		447176.40	0.038750	2109.01	20130601	0	0
189	0	0		978588.00	0.040000	4678.67	20130601	0	0
190	0	0		599096.31	0.037500	2778.69	20130601	0	0
191	0	0		748919.39	0.040000	3580.61	20130601	0	0
192	0	0		586135.23	0.038750	2760.29	20130601	0	0
193	0	0		818791.98	0.038750	3855.94	20130601	0	0
194	0	0		583139.64	0.038750	2746.18	20130601	0	0
195	0	0		735600.39	0.036250	3365.09	20130601	0	0
196	0	0		643092.61	0.041250	3121.14	20130601	0	0
197	0	0		801843.03	0.040000	3833.64	20130601	0	0
198	0	0		517219.81	0.037500	2398.94	20130601	0	0
199	0	0		658052.24	0.038750	3103.56	20130601	0	0
200	0	0		570274.27	0.037500	2649.02	20130601	0	0
201	0	0		848719.77	0.037500	3936.48	20130601	0	0
202	0	0		841204.39	0.037500	3907.54	20130601	0	0
203	0	0		1546618.38	0.040000	7394.45	20130601	0	0
204	0	0		495269.29	0.038750	2332.38	20130601	0	0
205	0	0		573534.86	0.037500	2660.14	20130601	0	0
206	0	0		534382.88	0.037500	2482.30	20130601	0	0
207	0	0		1495573.24	0.038750	7053.56	20130601	0	0
208	0	0		591088.51	0.036250	2699.82	20130601	0	0
209	0	0		663762.72	0.042500	3274.35	20130601	0	0
210	0	0		546418.22	0.040000	2616.24	20130601	0	0
211	0	0		763847.80	0.037500	3542.83	20130601	0	0
212	0	0		585903.93	0.040000	2805.29	20130601	0	0
213	0	0		906691.74	0.040000	4334.93	20130601	0	0
214	0	0		709094.19	0.037500	3293.86	20130601	0	0
215	0	0		768865.63	0.038750	3620.83	20130601	0	0
216	0	0		697934.19	0.038750	3291.66	20130601	0	0
217	0	0		813745.16	0.036250	3716.82	20130601	0	0
218	0	0		505270.95	0.040000	2415.72	20130601	0	0
219	0	0		507251.62	0.038750	2388.80	20130601	0	0
220	0	0		576693.05	0.038750	2719.85	20130601	0	0
221	0	0		834768.40	0.038750	3931.18	20130601	0	0
222	0	0		611617.50	0.040000	2924.17	20130601	0	0
223	0	0		694435.71	0.037500	3221.20	20130601	0	0
224	0	0		797741.73	0.041250	3877.20	20130601	0	0
225	0	0		1078373.35	0.037500	5001.65	20130601	0	0
226	0	0		587133.76	0.038750	2764.99	20130601	0	0
227	0	0		998559.18	0.040000	4774.15	20130601	0	0
228	0	0		1597642.88	0.038750	7523.79	20130601	0	0
229	0	0		554430.51	0.041250	2694.65	20130601	0	0
230	0	0		1188902.21	0.037500	5522.65	20130601	0	0
231	0	0		724854.51	0.038750	3418.62	20130601	0	0
232	0	0		855523.34	0.040000	4096.22	20130601	0	0
233	0	0		669434.08	0.040000	3200.59	20130601	0	0
234	0	0		638111.25	0.038750	3009.52	20130601	0	0
235	0	0		555262.42	0.037500	2575.39	20130601	0	0
236	0	0		720770.26	0.036250	3297.25	20130601	0	0
237	0	0		731396.74	0.037500	3392.32	20130601	0	0
238	0	0		589130.81	0.038750	2774.40	20130601	0	0
239	0	0		874793.78	0.036250	4001.85	20130601	0	0
240	0	0		700133.90	0.037500	3247.32	20130601	0	0
241	0	0		777594.47	0.036250	3557.20	20130601	0	0
242	0	0		492974.96	0.036250	2255.17	20130601	0	0
243	0	0		1046832.14	0.037500	4862.71	20130601	0	0
244	0	0		797249.65	0.040000	3811.68	20130601	0	0
245	0	0		677179.47	0.042500	3345.19	20130601	0	0
246	0	0		1148109.71	0.032500	5004.87	20130601	0	0
247	0	0		598149.59	0.036250	2736.31	20130601	0	0
248	0	0		948959.27	0.035000	4274.73	20130601	0	0
249	0	0		712425.36	0.037500	3304.33	20130601	0	0
250	0	0		847261.77	0.033750	3757.82	20130601	0	0
251	0	0		606165.66	0.037500	2815.74	20130601	0	0
252	0	0		608284.69	0.042500	3025.43	20130601	0	0
253	0	0		762264.89	0.040000	3649.70	20130601	0	0
254	0	0		643072.12	0.040000	3074.55	20130601	0	0
255	0	0		554359.15	0.038750	2614.52	20130601	0	0
256	0	0		673983.35	0.037500	3126.03	20130601	0	0
257	0	0		998460.32	0.036250	4560.51	20130601	0	0
258	0	0		897224.39	0.036250	4104.46	20130601	0	0
259	0	0		592705.94	0.037500	2749.05	20130601	0	0
260	0	0		907373.33	0.040000	4344.48	20130601	0	0
261	0	0		509281.42	0.041250	2471.71	20130601	0	0
262	0	0		708954.03	0.038750	3338.68	20130601	0	0
263	0	0		784842.07	0.038750	3696.06	20130601	0	0
264	0	0		695950.21	0.037500	3227.92	20130601	0	0
265	0	0		499246.92	0.037500	2315.58	20130601	0	0
266	0	0		659005.94	0.037500	3056.56	20130601	0	0
267	0	0		773832.73	0.037500	3589.15	20130601	0	0
268	0	0		807609.55	0.038750	3808.92	20130601	0	0
269	0	0		1018463.72	0.037500	4723.78	20130601	0	0
270	0	0		679133.85	0.037500	3154.69	20130601	0	0
271	0	0		622117.38	0.037500	2889.84	20130601	0	0
272	0	0		445950.48	0.037500	2071.52	20130601	0	0
273	0	0		691234.08	0.036250	3157.24	20130601	0	0
274	0	0		556161.08	0.037500	2579.55	20130601	0	0
275	0	0		529019.49	0.038750	2491.32	20130601	0	0
276	0	0		750075.87	0.033750	3326.77	20130601	0	0
277	0	0		1053461.06	0.036250	4819.19	20130601	0	0
278	0	0		894709.03	0.040000	4277.64	20130601	0	0
279	0	0		487481.59	0.042500	2408.10	20130601	0	0
280	0	0		505254.56	0.038750	2379.40	20130601	0	0
281	0	0		1104307.82	0.036250	5097.54	20130601	0	0
282	0	0		505703.17	0.038750	2385.04	20130601	0	0
283	0	0		658008.77	0.037500	3056.56	20130601	0	0
284	0	0		536231.13	0.037500	2487.12	20130601	0	0
285	0	0		672918.28	0.036250	3078.35	20130601	0	0
286	0	0		582340.83	0.038750	2742.42	20130601	0	0
287	0	0		798048.50	0.040000	3815.50	20130601	0	0
288	0	0		477795.08	0.038750	2250.08	20130601	0	0
289	0	0		757757.12	0.038750	3573.80	20130601	0	0
290	0	0		620684.26	0.038750	2922.99	20130601	0	0
291	0	0		977043.33	0.037500	4538.53	20130601	0	0
292	0	0		598149.59	0.036250	2736.31	20130601	0	0
293	0	0		718915.57	0.037500	3334.43	20130601	0	0
294	0	0		495506.52	0.037500	2301.71	20130601	0	0
295	0	0		502327.98	0.041250	2441.42	20130601	0	0
296	0	0		1119598.17	0.038750	5272.53	20130601	0	0
297	0	0		559175.00	0.038750	2633.33	20130601	0	0
298	0	0		693900.15	0.037500	3223.28	20130601	0	0
299	0	0		742879.42	0.037500	3445.58	20130601	0	0
300	0	0		589111.37	0.037500	2732.38	20130601	0	0
301	0	0		497665.76	0.038750	2343.66	20130601	0	0
302	0	0		693976.12	0.038750	3268.15	20130601	0	0
303	0	0		821513.98	0.037500	3816.07	20130601	0	0
304	0	0		462201.32	0.037500	2147.00	20130601	0	0
305	0	0		638119.63	0.042500	3143.50	20130601	0	0
306	0	0		703869.98	0.037500	3269.60	20130601	0	0
307	0	0		698945.69	0.037500	3241.81	20130601	0	0
308	0	0		924639.57	0.036250	4229.88	20130601	0	0
309	0	0		1123267.86	0.036250	5130.58	20130601	0	0
310	0	0		571157.32	0.038750	2689.76	20130601	0	0
311	0	0		952181.64	0.038750	4490.76	20130601	0	0
312	0	0		524209.27	0.037500	2431.36	20130601	0	0
313	0	0		641353.76	0.038750	3020.33	20130601	0	0
314	0	0		777646.73	0.037500	3612.30	20130601	0	0
315	0	0		722812.66	0.037500	3357.59	20130601	0	0
316	0	0		610059.26	0.036250	2786.47	20130601	0	0
317	0	0		598077.73	0.036250	2731.75	20130601	0	0
318	0	0		507264.95	0.037500	2356.33	20130601	0	0
319	0	0		800523.54	0.036250	3662.09	20130601	0	0
320	0	0		508427.16	0.036250	2325.86	20130601	0	0
321	0	0		690934.54	0.036250	3155.88	20130601	0	0
322	0	0		697129.90	0.037500	3241.81	20130601	0	0
323	0	0		965575.41	0.038750	4547.19	20130601	0	0
324	0	0		490276.66	0.038750	2308.86	20130601	0	0
325	0	0		645510.27	0.041250	3145.38	20130601	0	0
326	0	0		917284.93	0.038750	4326.18	20130601	0	0
327	0	0		897675.59	0.038750	4227.43	20130601	0	0
328	0	0		624079.25	0.038750	2938.98	20130601	0	0
329	0	0		969929.10	0.038750	4574.47	20130601	0	0
330	0	0		471289.09	0.037500	2185.91	20130601	0	0
331	0	0		821513.98	0.037500	3816.07	20130601	0	0
332	0	0		515023.13	0.037500	2388.75	20130601	0	0
333	0	0		669512.22	0.038750	3152.94	20130601	0	0
334	0	0		913621.87	0.037500	4237.51	20130601	0	0
335	0	0		559173.35	0.041250	2714.04	20130601	0	0
336	0	0		570177.29	0.040000	2726.04	20130601	0	0
337	0	0		747737.23	0.037500	3473.37	20130601	0	0
338	0	0		520232.46	0.038750	2449.94	20130601	0	0
339	0	0		718962.61	0.040000	3437.39	20130601	0	0
340	0	0		535494.43	0.041250	2598.93	20130601	0	0
341	0	0		824728.23	0.036250	3766.98	20130601	0	0
342	0	0		1467785.95	0.037500	6807.80	20130601	0	0
343	0	0		671468.05	0.037500	3119.08	20130601	0	0
344	0	0		907314.43	0.038750	4279.16	20130601	0	0
345	0	0		648999.21	0.036250	2964.33	20130601	0	0
346	0	0		1196379.57	0.037500	5557.39	20130601	0	0
347	0	0		898644.46	0.037500	4168.04	20130601	0	0
348	0	0		599096.31	0.037500	2778.69	20130601	0	0
349	0	0		873682.12	0.037500	4052.26	20130601	0	0
350	0	0		730884.24	0.040000	3499.45	20130601	0	0
351	0	0		624058.66	0.037500	2894.47	20130601	0	0
352	0	0		768126.42	0.038750	3622.71	20130601	0	0
353	0	0		1188246.89	0.038750	5595.82	20130601	0	0
354	0	0		996729.44	0.038750	4693.91	20130601	0	0
355	0	0		969737.22	0.037500	4497.78	20130601	0	0
356	0	0		806783.03	0.037500	3741.97	20130601	0	0
357	0	0		543472.36	0.038750	2562.79	20130601	0	0
358	0	0		817580.06	0.038750	3855.94	20130601	0	0
359	0	0		1010475.77	0.037500	4686.73	20130601	0	0
360	0	0		518465.40	0.038750	2445.23	20130601	0	0
361	0	0		696891.11	0.037500	3237.18	20130601	0	0
362	0	0		522212.29	0.037500	2422.09	20130601	0	0
363	0	0		650561.31	0.040000	3110.36	20130601	0	0
364	0	0		629208.20	0.035000	2829.88	20130601	0	0
365	0	0		786467.03	0.036250	3597.79	20130601	0	0
366	0	0		687984.97	0.038750	3239.93	20130601	0	0
367	0	0		1108400.69	0.040000	5299.31	20130601	0	0
368	0	0		538441.33	0.040000	2578.04	20130601	0	0
369	0	0		686986.44	0.038750	3235.23	20130601	0	0
370	0	0		686986.44	0.038750	3235.23	20130601	0	0
371	0	0		960582.78	0.038750	4523.68	20130601	0	0
372	0	0		668968.42	0.036250	3055.54	20130601	0	0
373	0	0		927315.59	0.040000	4439.96	20130601	0	0
374	0	0		698945.69	0.037500	3241.81	20130601	0	0
375	0	0		862793.23	0.038750	4067.55	20130601	0	0
376	0	0		797690.85	0.040000	3819.32	20130601	0	0
377	0	0		868689.64	0.037500	4029.11	20130601	0	0
378	0	0		1355986.42	0.038750	6395.22	20130601	0	0
379	0	0		829013.78	0.038750	3907.67	20130601	0	0
380	0	0		631068.93	0.038750	2971.90	20130601	0	0
381	0	0		972247.74	0.041250	4725.33	20130601	0	0
382	0	0		953561.63	0.037500	4422.75	20130601	0	0
383	0	0		713896.73	0.038750	3361.96	20130601	0	0
384	0	0		915678.77	0.040000	4377.90	20130601	0	0
385	0	0		939656.47	0.037500	4364.86	20130601	0	0
386	0	0		773832.73	0.037500	3589.15	20130601	0	0
387	0	0		579067.09	0.033750	2564.16	20130601	0	0
388	0	0		587023.58	0.037500	2726.82	20130601	0	0
389	0	0		649021.00	0.037500	3010.25	20130601	0	0
390	0	0		587973.21	0.035000	2644.42	20130601	0	0
391	0	0		998526.80	0.038750	4702.37	20130601	0	0
392	0	0		852673.74	0.037500	3955.01	20130601	0	0
393	0	0		778850.90	0.038750	3667.85	20130601	0	0
394	0	0		687918.25	0.037500	3195.50	20130601	0	0
395	0	0		820761.94	0.037500	3806.81	20130601	0	0
396	0	0		1117238.94	0.035000	5024.81	20130601	0	0
397	0	0		679974.31	0.037500	3153.82	20130601	0	0
398	0	0		688506.55	0.040000	3291.78	20130601	0	0
399	0	0		609101.34	0.038750	2868.45	20130601	0	0
400	0	0		809179.41	0.037500	3753.09	20130601	0	0
401	0	0		689957.79	0.038750	3254.04	20130601	0	0
402	0	0		822655.06	0.036250	3763.34	20130601	0	0
403	0	0		725851.54	0.038750	3423.33	20130601	0	0
404	0	0		741508.10	0.036250	3392.12	20130601	0	0
405	0	0		892299.78	0.037500	4144.88	20130601	0	0
406	0	0		1029764.15	0.040000	4923.35	20130601	0	0
407	0	0		917284.93	0.038750	4326.18	20130601	0	0
408	0	0		527187.05	0.036250	2407.95	20130601	0	0
409	0	0		541752.58	0.042500	2668.77	20130601	0	0
410	0	0		705956.40	0.040000	3380.10	20130601	0	0
411	0	0		803787.55	0.037500	3728.08	20130601	0	0
412	0	0		709998.47	0.038750	3348.56	20130601	0	0
413	0	0		736560.72	0.041250	3574.78	20130601	0	0
414	0	0		877459.94	0.040000	4201.25	20130601	0	0
415	0	0		996748.17	0.035000	4490.00	20130601	0	0
416	0	0		705435.90	0.037500	3271.91	20130601	0	0
417	0	0		730921.61	0.038750	3442.14	20130601	0	0
418	0	0		1098230.69	0.033750	4863.06	20130601	0	0
419	0	0		739909.93	0.038750	3489.63	20130601	0	0
420	0	0		659005.94	0.037500	3056.56	20130601	0	0
421	0	0		718915.57	0.037500	3334.43	20130601	0	0
422	0	0		733329.42	0.038750	3458.59	20130601	0	0
423	0	0		799845.90	0.040000	3824.10	20130601	0	0
424	0	0		968383.68	0.038750	4567.18	20130601	0	0
425	0	0		652059.14	0.040000	3117.52	20130601	0	0
426	0	0		647995.40	0.036250	2964.33	20130601	0	0
427	0	0		858760.90	0.040000	4105.77	20130601	0	0
428	0	0		851828.67	0.038750	4017.47	20130601	0	0
429	0	0		498491.49	0.037500	2315.58	20130601	0	0
430	0	0		513225.84	0.037500	2380.41	20130601	0	0
431	0	0		686811.81	0.040000	3288.44	20130601	0	0
432	0	0		996116.44	0.040000	4769.38	20130601	0	0
433	0	0		749378.34	0.037500	3487.26	20130601	0	0
434	0	0		599076.19	0.036250	2736.31	20130601	0	0
435	0	0		627095.16	0.040000	2998.17	20130601	0	0
436	0	0		626963.29	0.037500	3229.93	20130601	0	0
437	0	0		624079.25	0.038750	2938.98	20130601	0	0
438	0	0		876677.60	0.037500	4066.15	20130601	0	0
439	0	0		1436502.93	0.037500	6672.80	20130601	0	0
440	0	0		833996.63	0.040000	3987.37	20130601	0	0
441	0	0		743877.92	0.037500	3450.21	20130601	0	0
442	0	0		626306.00	0.036250	2860.86	20130601	0	0
443	0	0		518499.05	0.040000	2482.56	20130601	0	0
444	0	0		861615.04	0.042500	4250.36	20130601	0	0
445	0	0		500777.43	0.040000	2394.24	20130601	0	0
446	0	0		691979.07	0.038750	3258.74	20130601	0	0
447	0	0		729839.74	0.038750	3442.14	20130601	0	0
448	0	0		928599.27	0.037500	4306.98	20130601	0	0
449	0	0		639098.24	0.041250	3101.76	20130601	0	0
450	0	0		948600.46	0.038750	4467.25	20130601	0	0
451	0	0		1058403.47	0.037500	4909.03	20130601	0	0
452	0	0		539685.92	0.037500	2503.14	20130601	0	0
453	0	0		599135.51	0.040000	2864.49	20130601	0	0
454	0	0		558882.15	0.040000	2675.91	20130601	0	0
455	0	0		679020.25	0.040000	3246.42	20130601	0	0
456	0	0		631109.51	0.041250	3062.99	20130601	0	0
457	0	0		779923.98	0.042500	3842.05	20130601	0	0
458	0	0		531216.26	0.038750	2501.66	20130601	0	0
459	0	0		693929.92	0.036250	3169.56	20130601	0	0
460	0	0		1016989.81	0.038750	4796.42	20130601	0	0
461	0	0		531233.48	0.040000	2539.85	20130601	0	0
462	0	0		718915.57	0.037500	3334.43	20130601	0	0
463	0	0		671010.01	0.038750	3159.99	20130601	0	0
464	0	0		945139.86	0.037500	4390.34	20130601	0	0
465	0	0		773883.36	0.040000	3699.97	20130601	0	0
466	0	0		677001.17	0.038750	3188.21	20130601	0	0
467	0	0		838789.71	0.040000	4010.29	20130601	0	0
468	0	0		719761.46	0.040000	3441.21	20130601	0	0
469	0	0		561132.12	0.038750	2642.54	20130601	0	0
470	0	0		996982.97	0.037500	4631.16	20130601	0	0
471	0	0		985545.95	0.038750	4641.24	20130601	0	0
472	0	0		574152.91	0.038750	2703.86	20130601	0	0
473	0	0		636601.77	0.041250	3089.64	20130601	0	0
474	0	0		1744483.74	0.035000	7858.28	20130601	0	0
475	0	0		518235.41	0.038750	2440.53	20130601	0	0
476	0	0		651060.58	0.040000	3112.75	20130601	0	0
477	0	0		814797.87	0.038750	3837.13	20130601	0	0
478	0	0		898644.46	0.037500	4168.04	20130601	0	0
479	0	0		900700.38	0.040000	4306.29	20130601	0	0
480	0	0		514443.21	0.037500	2389.68	20130601	0	0
481	0	0		798821.43	0.038750	3761.90	20130601	0	0
482	0	0		1198192.61	0.037500	5557.39	20130601	0	0
483	0	0		697979.48	0.040000	3341.91	20130601	0	0
484	0	0		681494.54	0.038750	3209.37	20130601	0	0
485	0	0		883724.87	0.040000	4225.13	20130601	0	0
486	0	0		555182.51	0.036250	2539.75	20130601	0	0
487	0	0		1066771.78	0.037500	4955.34	20130601	0	0
488	0	0		499279.59	0.040000	2387.08	20130601	0	0
489	0	0		558394.29	0.040000	2669.71	20130601	0	0
490	0	0		560826.27	0.042500	2762.73	20130601	0	0
491	0	0		936555.78	0.036250	4277.76	20130601	0	0
492	0	0		475283.07	0.037500	2204.43	20130601	0	0
493	0	0		1087125.17	0.042500	5355.38	20130601	0	0
494	0	0		507251.62	0.038750	2388.80	20130601	0	0
495	0	0		619039.33	0.040000	2959.97	20130601	0	0
496	0	0		634022.30	0.036250	2895.93	20130601	0	0
497	0	0		602840.66	0.037500	2796.06	20130601	0	0
498	0	0		624119.38	0.041250	3029.06	20130601	0	0
499	0	0		958554.09	0.037500	4445.91	20130601	0	0
500	0	0		996062.78	0.040000	4762.22	20130601	0	0
501	0	0		918674.45	0.040000	4392.22	20130601	0	0
502	0	0		505454.26	0.038750	2380.34	20130601	0	0
503	0	0		699513.00	0.041250	3394.97	20130601	0	0
504	0	0		718915.57	0.037500	3334.43	20130601	0	0
505	0	0		810803.75	0.038750	3818.33	20130601	0	0
506	0	0		954841.25	0.038750	4496.64	20130601	0	0
507	0	0		998526.80	0.038750	4702.37	20130601	0	0
508	0	0		579164.32	0.040000	2769.01	20130601	0	0
509	0	0		675089.41	0.043750	3375.17	20130601	0	0
510	0	0		890685.91	0.038750	4194.51	20130601	0	0
511	0	0		546860.94	0.040000	2614.56	20130601	0	0
512	0	0		747835.18	0.040000	3580.61	20130601	0	0
513	0	0		520831.57	0.038750	2452.76	20130601	0	0
514	0	0		618210.42	0.040000	2959.97	20130601	0	0
515	0	0		997495.36	0.037500	4626.52	20130601	0	0
516	0	0		614152.70	0.042500	3025.43	20130601	0	0
517	0	0		718563.19	0.040000	3435.48	20130601	0	0
518	0	0		691979.07	0.038750	3258.74	20130601	0	0
519	0	0		663820.61	0.038750	3126.14	20130601	0	0
520	0	0		738610.27	0.038750	3478.34	20130601	0	0
521	0	0		511210.46	0.043750	2555.84	20130601	0	0
522	0	0		599116.08	0.038750	2821.42	20130601	0	0
523	0	0		696073.03	0.038750	3278.02	20130601	0	0
524	0	0		708977.02	0.040000	3389.65	20130601	0	0
525	0	0		637413.31	0.038750	3006.23	20130601	0	0
526	0	0		550387.97	0.038750	2591.95	20130601	0	0
527	0	0		857405.37	0.037500	3982.79	20130601	0	0
528	0	0		879758.68	0.041250	4269.76	20130601	0	0
529	0	0		690957.74	0.037500	3204.76	20130601	0	0
530	0	0		631005.37	0.035000	2837.96	20130601	0	0
531	0	0		684989.38	0.038750	3225.83	20130601	0	0
532	0	0		1083401.58	0.038750	5102.07	20130601	0	0
533	0	0		684989.38	0.038750	3225.83	20130601	0	0
534	0	0		750892.15	0.038750	3536.18	20130601	0	0
535	0	0		811303.02	0.038750	3820.68	20130601	0	0
536	0	0		837409.43	0.036250	3830.83	20130601	0	0
537	0	0		770887.68	0.040000	3685.65	20130601	0	0
538	0	0		519199.36	0.036250	2371.47	20130601	0	0
539	0	0		459307.16	0.037500	2130.33	20130601	0	0
540	0	0		954841.25	0.038750	4496.64	20130601	0	0
541	0	0		467010.98	0.038750	2199.30	20130601	0	0
542	0	0		599096.31	0.037500	2778.69	20130601	0	0
543	0	0		758803.93	0.035000	3412.74	20130601	0	0
544	0	0		516238.35	0.038750	2431.13	20130601	0	0
545	0	0		664083.81	0.042500	3271.40	20130601	0	0
546	0	0		1033870.35	0.035000	4649.86	20130601	0	0
547	0	0		737911.30	0.038750	3475.05	20130601	0	0
548	0	0		790858.87	0.040000	3781.13	20130601	0	0
549	0	0		629051.12	0.037500	2917.63	20130601	0	0
550	0	0		495285.35	0.040000	2367.98	20130601	0	0
551	0	0		718939.29	0.038750	3385.71	20130601	0	0
552	0	0		842667.52	0.042500	4156.89	20130601	0	0
553	0	0		599115.47	0.038750	2821.42	20130601	0	0
554	0	0		443331.27	0.037500	2056.23	20130601	0	0
555	0	0		686986.44	0.038750	3235.23	20130601	0	0
556	0	0		846750.72	0.038750	3987.61	20130601	0	0
557	0	0		998559.18	0.040000	4774.15	20130601	0	0
558	0	0		798821.43	0.038750	3761.90	20130601	0	0
559	0	0		687052.12	0.042500	3384.55	20130601	0	0
560	0	0		998558.18	0.040000	4774.15	20130601	0	0
561	0	0		499279.59	0.040000	2387.08	20130601	0	0
562	0	0		1407968.44	0.040000	6731.56	20130601	0	0
563	0	0		1527795.55	0.040000	7304.45	20130601	0	0
564	0	0		934651.39	0.040000	4468.61	20130601	0	0
565	0	0		623120.79	0.041250	3024.21	20130601	0	0
566	0	0		1218202.69	0.038750	5736.89	20130601	0	0
567	0	0		873739.28	0.040000	4177.38	20130601	0	0
568	0	0		602311.36	0.038750	2836.47	20130601	0	0
569	0	0		998426.22	0.035000	4490.45	20130601	0	0
570	0	0		998559.18	0.040000	4774.15	20130601	0	0
571	0	0		798821.43	0.038750	3761.90	20130601	0	0
572	0	0		686963.76	0.037500	3186.24	20130601	0	0
573	0	0		582359.71	0.040000	2784.29	20130601	0	0
574	0	0		658271.19	0.041250	3194.81	20130601	0	0
575	0	0		743852.94	0.036250	3397.58	20130601	0	0
576	0	0		998526.80	0.038750	4702.37	20130601	0	0
577	0	0		659110.97	0.043750	3295.28	20130601	0	0
578	0	0		687008.71	0.040000	3284.62	20130601	0	0
579	0	0		755859.84	0.037500	3505.79	20130601	0	0
580	0	0		920671.56	0.040000	4401.77	20130601	0	0
581	0	0		848747.77	0.038750	3997.02	20130601	0	0
582	0	0		612695.33	0.038750	2885.37	20130601	0	0
583	0	0		613115.34	0.040000	2931.33	20130601	0	0
584	0	0		599154.60	0.041250	2907.90	20130601	0	0
585	0	0		1048453.14	0.038750	4937.49	20130601	0	0
586	0	0		790833.22	0.038750	3724.28	20130601	0	0
587	0	0		941610.76	0.038750	4434.34	20130601	0	0
588	0	0		689049.36	0.042500	3394.39	20130601	0	0
589	0	0		545195.64	0.038750	2567.49	20130601	0	0
590	0	0		653036.53	0.038750	3075.35	20130601	0	0
591	0	0		847164.65	0.035000	3810.14	20130601	0	0
592	0	0		998525.79	0.038750	4702.37	20130601	0	0
593	0	0		748618.50	0.038750	3525.48	20130601	0	0
594	0	0		998526.80	0.038750	4702.37	20130601	0	0
595	0	0		603367.13	0.043750	3020.68	20130601	0	0
596	0	0		706979.90	0.040000	3380.10	20130601	0	0
597	0	0		933591.75	0.037500	4330.13	20130601	0	0
598	0	0		1497740.77	0.037500	6946.73	20130601	0	0
599	0	0		695995.75	0.040000	3327.58	20130601	0	0
600	0	0		670016.81	0.038750	3159.99	20130601	0	0
601	0	0		649084.16	0.041250	3150.22	20130601	0	0
602	0	0		910000.00	0.030000	6284.29	20130601	0	0
603	0	0		702763.16	0.038750	3309.53	20130601	0	0

	43	44	45	46	47	48	49	50	51	52	53
	ARM Round Flag	ARM Round Factor	Initial Fixed Rate Period	Initial Interest Rate Cap (Change Up)	Initial Interest Rate Cap (Change Down)	Subsequent Interest Rate Reset Period	Subsequent Interest Rate Cap (Change Down)	Subsequent Interest Rate Cap (Change Up)	Lifetime Maximum Rate (Ceiling)	Lifetime Minimum Rate (Floor)	Negative Amortization Limit
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603

	54	55	56	57	58	59	60	61	62	63	64	65
	Initial Negative Amortization Recast Period	Subsequent Negative Amortization Recast Period	Initial Fixed Payment Period	Subsequent Payment Reset Period	Initial Periodic Payment Cap	Subsequent Periodic Payment Cap	Initial Minimum Payment Reset Period	Subsequent Minimum Payment Reset Period	Option ARM Indicator	Options at Recast	Initial Minimum Payment	Current Minimum Payment
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603

	66	67	68	69	70	71	72	73	74	75	76	77
	Prepayment Penalty Calculation	Prepayment Penalty Type	Prepayment Penalty Total Term	Prepayment Penalty Hard Term	Primary Borrower ID	Number of Mortgaged Properties	Total Number of Borrowers	Self-employment Flag	Current ‘Other’ Monthly Payment	Length of Employment: Borrower	Length of Employment: Co- Borrower	Years in Home
1			0		532	2		1		32		15
2			0		461	1		0		14		0
3			0		225	1		1		29		5
4			0		31	1		0		5.5	2	9
5			0		163	1		1		10	1.5	6.25
6			0		370	2		1		10.25	10.25	6.25
7			0		377	1		0		21		10
8			0		92	1		0		6		0
9			0		456	2		0		21	16	7.5
10			0		343	1		0		0.5	0.5	0
11			0		553	1		0		9		4
12			0		285	2		0		10		0
13			0		347	1		1		23	4	1.5
14			0		470	2		1		4		0
15			0		174	1		0		10	17.5	6
16			0		589	3		1		8	6	12
17			0		273	1		1		9		8
18			0		519	1		1		12	12.25	8
19			0		296	1		1		10		0
20			0		108	1		0		2	6	0.75
21			0		542	1		1		10	22	5
22			0		49	1		1		9	9	0
23			0		287	2		0		8	0	0
24			0		295	2		0		10		0
25			0		351	1		0		25.5	18.5	0
26			0		585	2		1		15	9	0
27			0		586	2		0		0.25	4	0
28			0		413	1		0		5		6
29			0		435	4		1		30		18
30			0		99	3		0		3.5	10	1
31			0		416	2		0		29	5.5	3.25
32			0		211	1		1		2		5
33			0		569	2		1		11.5		0
34			0		52	1		0		14.25	11.75	9.5
35			0		184	1		0		27		6.5
36			0		441	1		0		7.5		1.25
37			0		450	1		0		8		0.5
38			0		582	1		1		2	6	5
39			0		391	2		0		10		2
40			0		349	1		1		10	13	1.5
41	99	99	60		483	4		1		30	15	8
42			0		189	1		1		10		13
43	99	99	60		490	1		0		1		8
44	99	99	60		228	1		0		3.5	1.5	3
45			0		340	1		1		21		4.5
46			0		90	2		0		0		4.75
47			0		539	3		1		12	10	7
48			0		147	3		1		17.25	12.5	9.25
49			0		405	1		0		7	20	4
50			0		275	1		0		13		9
51			0		100	1		0		10.75		2.5
52			0		3	1		1		20		5
53			0		280	1		0		20.5	12	5
54			0		513	1		0		0.25	7	7
55			0		537	2		0		18		15
56			0		63	1		0		30		2
57			0		511	1		0		1.25		1.5
58			0		291	3		0		0		45
59			0		365	1		1		4		0.75
60			0		444	1		0		12.75		3
61			0		114	1		0		1		3
62			0		411	1		0		19	3	6
63			0		256	1		0		1.5		0.75
64			0		172	3		0		23	17	0
65			0		382	2		1		1.5	10	2
66			0		602	1		0		0.5		0
67			0		101	3		0		1.75	7	0.5
68			0		72	1		1		14		21
69			0		473	1		1		20.25		2
70			0		27	1		0		1.25		4.5
71			0		237	2		0		11		0
72			0		312	1		0		5		2
73			0		32	1		0		17		0
74			0		206	1		0		20		3
75			0		209	1		0		11.75		3.5
76			0		118	2		1		16		3.25
77			0		398	1		0		8.5		6
78			0		103	1		0		15	37	2.5
79			0		507	3		0		0	10	14
80			0		132	1		0		10		5
81			0		50	1		1		2.5	2.5	7
82			0		178	1		0		3	3	1.5
83			0		407	2		0		7		1.25
84			0		248	1		0		16		0
85			0		471	4		1		16		10
86			0		75	1		0		10		3
87			0		335	1		1		4		4.75
88			0		43	2		0		0.25		12.58
89			0		272	1		0		4		0.5
90			0		160	1		0		5.5		0
91			0		110	1		0		3.75		6.25
92			0		326	1		1		6		2.75
93			0		607	2		1		0.5	3.75	5.25
94			0		48	2		0		0.5		0
95			0		87	1		1		7.5	12	9
96			0		233	1		0		1.25	2	1
97			0		571	4		1		7.75		9
98			0		111	1		0		12.25		6.75
99			0		197	2		1		7	7	1
100			0		7	1		0		8.25		0
101			0		130	1		0		0.5	8	8
102			0		333	1		0		13.25		0
103			0		107	2		0		12.5		13
104			0		177	2		0		1.5		0
105			0		181	1		0		3		8.5
106			0		558	1		0		3.5	2.25	0
107			0		227	1		0		5		1.25
108			0		494	3		1		29.5		10.25
109			0		356	1		0		5.75		14
110			0		254	2		1		14		0.25
111			0		390	2		0		3.25		0
112			0		12	1		0		0.75		7
113			0		142	2		1		3		1.5
114			0		304	1		1		9	6	0
115			0		96	2		0		13	5	1.25
116			0		44	2		1		8		11
117			0		525	5		0		19		1
118			0		269	2		1		17		0
119			0		555	2		1		8		1
120			0		577	1		0		7		0
121			0		210	1		0		0.5		0.5
122			0		262	2		1		10	9	0
123			0		572	2		1		5		5
124			0		544	2		0		16.75		1.5
125			0		218	1		0		22.1		8
126			0		467	2		0		3.5	3.75	2
127			0		106	2		0		2	13	1.75
128			0		463	1		0		2.5		2.5
129			0		315	1		0		16		2.75
130			0		561	1		0		12		7
131			0		162	1		0		8		1.75
132			0		104	1		0		1	1.5	4
133			0		38	2		1		9.5		1.5
134			0		362	1		0		2.5		2.5
135			0		492	1		0		49		5
136			0		176	1		0		14		10
137			0		251	3		1		25	11	0
138			0		171	2		1		9.5		9
139			0		529	1		0		13		5
140			0		204	1		0		2.75		0.5
141			0		66	1		0		1.5		0
142			0		454	1		1		17.75		7.5
143			0		348	2		0		0		34
144			0		443	1		1		11		0.083333333
145			0		226	3		0		8.25	14.5	2
146			0		560	1		1		13	13	0.166666667
147			0		546	1		0		0		10.5
148			0		77	1		0		5	7	1
149			0		344	1		1		7	4	12.5
150			0		198	1		0		6		0
151			0		88	2		0		13		0.75
152			0		428	2		0		12.25		20
153			0		559	2		0		18.5	14	1.75
154			0		530	1		0		1	5	0
155			0		422	2		0		27		0
156			0		368	1		0		28		10
157			0		342	1		0		5		2
158			0		173	1		0		10.5		9.5
159			0		446	1		0		6	2	14
160			0		281	1		0		4.25		3
161			0		59	1		1		4		4
162			0		302	1		0		30	9.25	6.5
163			0		270	2		1		17		8
164			0		60	1		1		32		16
165			0		505	2		1		6		5
166			0		387	2		1		28		0
167			0		430	1		0		7	2.25	15
168			0		124	1		0		7	2	0.5
169			0		166	2		1		16	16	2
170			0		325	1		0		38		5.5
171			0		215	1		0		23		2.75
172			0		13	2		0		22	18	7
173			0		84	1		0		10	10	2
174			0		139	1		0		5	2	0
175			0		89	1		0		2.5		0
176			0		195	2		0		7	11	0
177			0		185	2		1		19	11.75	3
178			0		310	2		0		13.75		7.75
179			0		531	2		0		3	3	7
180			0		24	1		0		23		1.5
181			0		418	1		0		6		1.5
182			0		219	1		0		27	7	0.5
183			0		381	1		1		9		4.5
184			0		389	2		0		4	12.75	7.5
185			0		540	1		1		21		1.5
186			0		548	1		0		17		13
187			0		520	1		0		3		1.5
188			0		131	3		1		20	16.5	0
189			0		6	3		1		12.5		13.5
190			0		409	3		1		10		0
191			0		34	1		0		7	2	1.25
192			0		307	1		0		12	7.25	0
193			0		267	1		0		3	11	0
194			0		191	1		0		13.75	6	0
195			0		69	2		0		3.5	5	0
196			0		515	2		0		4	0	3
197			0		2	1		0		5.5		2.5
198			0		150	1		1		7		2
199			0		363	2		1		16		0
200			0		320	2		0		11	0.25	0
201			0		504	1		0		7	10	9.75
202			0		554	2		0		0		13.25
203			0		352	1		1		10		3.5
204			0		543	1		0		1	5	9
205			0		134	2		0		6	3	0
206			0		432	2		0		13	22	2
207			0		549	1		0		30		0
208			0		116	1		0		10	12	0
209			0		186	1		0		10		1
210			0		26	3		0		3.5		0
211			0		243	2		0		15		12
212			0		442	1		0		23		13.75
213			0		73	1		0		5.5		0
214			0		380	2		0		17	14	4.5
215			0		23	1		0		5.5	5	1.25
216			0		39	1		0		32.5		8
217			0		213	2		0		14.25	15	13
218			0		33	1		0		3.5	1.5	7
219			0		282	1		0		5.5	1	0
220			0		201	3		1		9		0
221			0		375	2		0		6		0
222			0		427	2		1		26		12.5
223			0		120	2		1		16.25	18.5	6
224			0		521	3		0		16		4
225			0		179	1		0		6	5	2
226			0		169	1		0		0.5		0
227			0		85	2		0		1.5	0	0
228			0		65	1		1		15	31	3
229			0		149	2		0		11	1.5	0
230			0		372	3		0		8	3	0
231			0		316	1		0		4	2	2.5
232			0		433	3		0		10		0
233			0		199	1		0		4.5		0
234			0		25	1		0		2.5		0
235			0		319	1		0		10		9.5
236			0		36	1		0		5.5		0
237			0		487	1		0		3	17	1.5
238			0		462	1		0		1	18	14
239			0		547	1		1		3	4	10
240			0		35	2		0		3	14	8
241			0		247	2		0		4	4.25	0
242			0		159	2		0		2	12.5	0
243			0		217	2		0		18.5	4.25	0
244			0		79	2		0		1	1	0
245			0		301	1		0		2	10.75	0
246			0		458	2		1		18	0	20
247			0		145	1		0		6.5		13.5
248			0		369	2		0		0		0
249			0		21	1		0		2.25		2
250			0		168	1		1		1	9	1.25
251			0		128	2		0		10		0
252			0		279	1		1		12		7
253			0		318	1		1		0	7	10.25
254			0		332	1		0		10.5	25.75	0
255			0		278	1		0		11	8	0
256			0		261	1		0		4.5	3	0
257			0		259	2		0		5		0
258			0		30	1		0		7		0
259			0		192	1		0		3.25	7.5	0
260			0		523	1		0		1	13	1.5
261			0		80	2		0		0		14
262			0		74	1		1		17.5		1.5
263			0		224	1		0		20		4
264			0		425	2		1		25	23	3
265			0		5	1		0		1		0
266			0		61	2		1		16		4
267			0		277	1		0		3		2.5
268			0		401	2		1		2.25		0
269			0		175	2		1		6		0
270			0		133	3		0		6.5	1.5	0
271			0		579	1		0		5	3	0
272			0		154	2		0		21.75	8	0
273			0		584	2		0		3	2	2
274			0		426	3		1		4	2	5
275			0		337	2		0		25	7.75	0
276			0		97	1		0		1.75		0
277			0		266	3		0		2.5		0
278			0		220	2		1		3	3	0
279			0		567	2		0		2.5	2.5	0
280			0		417	2		0		8		2.75
281			0		98	5		0		12	0.75	0
282			0		338	4		0		4		0
283			0		148	1		0		3.75	7.5	9
284			0		138	1		0		3		0
285			0		223	1		0		7.25		5
286			0		260	2		0		5.25		0
287			0		109	1		0		0.25		0
288			0		396	2		0		16.5	17.5	2.5
289			0		478	1		0		16		2.5
290			0		545	2		0		18.75		2
291			0		491	1		1		15		12.75
292			0		42	2		0		11		2
293			0		378	3		0		0.75	4	0
294			0		373	1		0		0	21	11
295			0		67	1		0		0	12	2
296			0		129	1		0		3		0
297			0		165	2		0		9.75	2	0
298			0		308	1		0		0.5		0
299			0		452	4		1		15	18	0
300			0		4	1		0		1.5		0.25
301			0		20	1		0		0	7.5	2.5
302			0		19	1		0		3.5	0.75	4
303			0		286	1		0		2		20
304			0		143	1		0		0.5		0
305			0		22	1		0		1.25		4.5
306			0		429	1		0		7		3
307			0		509	1		0		5	17	3
308			0		158	1		1		7		5
309			0		1	1		0		1.75	4	0
310			0		8	3		1		11.25		0
311			0		384	2		0		0		10
312			0		18	1		0		3.75		13
313			0		517	1		1		15	10.25	3.5
314			0		557	3		1		26	26	18
315			0		57	1		0		8	11	0.5
316			0		341	1		0		8.25	9	1.5
317			0		330	1		0		5	5	0.5
318			0		414	2		1		15	15	3.25
319			0		583	1		0		0.25		1.5
320			0		420	1		0		15		11
321			0		207	2		0		0		0
322			0		367	1		1		18.25		10
323			0		563	2		0		3		3
324			0		121	1		0		17.5		1.5
325			0		305	2		1		4		10
326			0		346	1		0		1.75		0
327			0		376	1		1		11	11	3.5
328			0		196	1		1		7	8	4
329			0		170	2		1		5	5	0
330			0		289	1		1		3.5		0
331			0		113	2		0		26.75	24	12.75
332			0		300	1		0		15		5.5
333			0		182	2		1		28	20	0.75
334			0		297	1		1		7.5	4	10
335			0		9	1		0		7.75		7
336			0		303	1		0		5		5
337			0		355	1		0		0.5	3.5	0
338			0		311	1		0		9.5	8	6.25
339			0		581	1		0		1.25	3	1
340			0		388	3		1		5.5		10
341			0		64	1		1		23	23	15
342			0		566	2		1		19		0
343			0		535	2		1		18	18	21
344			0		514	2		1		13	13	15.75
345			0		359	2		0		21.75		12.25
346			0		385	4		1		11		0
347			0		208	1		0		7		0
348			0		284	2		0		7		0
349			0		408	1		1		12		0
350			0		447	1		0		0		30
351			0		115	1		0		12		10
352			0		293	2		0		4	0	0
353			0		290	3		0		15	9	0.166666667
354			0		468	2		1		36		10
355			0		239	1		0		5		0
356			0		469	2		0		5.5	7.5	10
357			0		10	1		1		0	10	6
358			0		423	2		0		9		3
359			0		403	1		0		3.25		19
360			0		161	1		0		6	6	5
361			0		361	1		0		9		2.75
362			0		230	1		1		33	30	4
363			0		528	1		0		7.5	13.25	13
364			0		399	1		0		0	15	4
365			0		360	1		0		6.5		0
366			0		489	1		0		20		2.75
367			0		58	1		0		1.75		14
368			0		62	1		0		15		3.5
369			0		11	1		0		35.75		5
370			0		91	2		1		7		5.25
371			0		436	1		0		5.5	1.5	2
372			0		156	2		1		29.5		10.5
373			0		294	1		0		10		4
374			0		190	1		0		13.25		22
375			0		321	2		0		31		8
376			0		459	2		1		13.5	13.5	0
377			0		345	2		0		4.25	9.75	2
378			0		274	2		0		0		7
379			0		146	1		0		3.5	6	2
380			0		194	1		0		17		7
381			0		594	1		0		8	2.25	0.75
382			0		137	1		0		3.5	13.75	6.75
383			0		402	1		0		0.75		4
384			0		234	1		0		11		4.5
385			0		541	1		1		27	27	2
386			0		268	4		1		12		20
387			0		70	1		0		0	10	0
388			0		81	2		1		7	7	0
389			0		212	2		1		20		15.75
390			0		314	2		0		9		0
391			0		164	2		0		3.75		5
392			0		451	4		1		21	21	11
393			0		123	1		0		3	8	5
394			0		538	1		0		12	3	2.5
395			0		419	1		1		20		6.25
396			0		242	1		0		29		16
397			0		379	3		0		0	23	19
398			0		424	2		0		11.5		1.916666667
399			0		550	3		0		19		1.833333333
400			0		257	1		1		13		7
401			0		410	2		0		1.75	0	0
402			0		14	1		0		2.5	3.5	0
403			0		105	2		0		0.75	5	0
404			0		71	2		0		2	4.25	0
405			0		153	1		0		2.25	0	3
406			0		339	2		1		19.25	20	0
407			0		86	3		1		12	6.75	0
408			0		112	2		0		7.75		0
409			0		437	3		1		10		7
410			0		117	1		0		12	20	7
411			0		522	1		1		8		1
412			0		536	1		0		6	6	1.5
413			0		592	2		0		2.5	15	0
414			0		597	1		1		2.5	7	0
415			0		221	1		1		7		0
416			0		534	2		0		3.25	0	6
417			0		556	1		0		28		0
418			0		481	3		0		22	6	3
419			0		488	1		0		0		1.5
420			0		576	1		0		0.25	6	0
421			0		245	1		0		0.5		0
422			0		29	1		0		3.5		1.25
423			0		575	1		0		9	0.5	6
424			0		203	2		0		7		0
425			0		93	2		0		15.5	1.75	7.25
426			0		157	1		0		13.75	21.25	9.75
427			0		229	1		0		7	0.5	0.75
428			0		141	3		0		11.25		0
429			0		82	1		1		15		15
430			0		395	1		0		5		0
431			0		510	2		1		0		0
432			0		574	3		0		3.75	1	0
433			0		329	1		1		4.25	11	4.5
434			0		603	1		0		17	0	0.916666667
435			0		309	1		0		0		31
436			0		55	1		0		0	7.75	3
437			0		276	1		1		10		6
438			0		485	4		0		11		11
439			0		298	3		1		6		2
440			0		94	2		1		20		33
441			0		606	1		0		2	3	0
442			0		448	2		1		10.5		7
443			0		323	2		0		3.25	6	0
444			0		455	1		0		4		15
445			0		41	1		1		2	2	5.5
446			0		232	1		0		0.25	2	5.5
447			0		604	2		0		1.75		0
448			0		216	1		1		28	19	24
449			0		445	3		0		8		3.5
450			0		394	1		1		18		0
451			0		499	2		1		15		4
452			0		415	1		0		12	4	3
453			0		271	4		0		2		0
454			0		183	1		0		13		10
455			0		253	1		0		0.75		3.25
456			0		464	1		0		4		0
457			0		512	1		0		3	4.5	2
458			0		288	2		0		1	10	0
459			0		353	2		1		23		4
460			0		144	1		1		16		0.75
461			0		46	1		0		4	2	5.75
462			0		231	2		0		3.5	4	12
463			0		605	2		0		8	1.25	0
464			0		292	2		0		0		0
465			0		386	1		0		2		9
466			0		552	2		0		9	1.25	0
467			0		573	1		0		1.75		2
468			0		336	2		1		4	7	0
469			0		327	1		1		2	2	0
470			0		476	1		0		10		0
471			0		126	1		0		20		0
472			0		350	1		0		13	3	21
473			0		250	2		0		8		0
474			0		37	3		0		8.5		0
475			0		222	3		0		0		0
476			0		498	1		0		5	20	0
477			0		502	1		0		0	13	10
478			0		214	1		0		3.5	3.5	0
479			0		236	1		0		4	5.25	5
480			0		516	2		1		9		11
481			0		244	1		0		17	17	2
482			0		252	2		1		20		0
483			0		580	1		0		7		0
484			0		358	2		0		16		1
485			0		366	1		0		9.5	0.25	1.25
486			0		357	1		1		8	0	0.5
487			0		76	1		1		10		4
488			0		16	1		0		6.75		5
489			0		238	2		0		0.25	5	0
490			0		570	3		1		14		0
491			0		122	2		1		23	23	0
492			0		527	1		0		0.5	3	0
493			0		479	1		0		8.25	6.25	0
494			0		457	1		0		22		7
495			0		155	2		0		0	0.5	0
496			0		140	1		0		3		13
497			0		241	2		0		14.75		0
498			0		449	1		0		0.5		3.75
499			0		440	1		0		0.75		0
500			0		331	2		1		13.25		0
501			0		95	3		0		11	21	0
502			0		421	1		0		0		3
503			0		486	1		0		12		9
504			0		83	2		0		10		0
505			0		193	1		0		5		0
506			0		472	2		0		11	2	0
507			0		240	2		1		4		0
508			0		180	1		0		0		0
509			0		587	2		0		2.25	2.25	0
510			0		313	1		0		0		0
511			0		354	2		0		13		10
512			0		200	4		0		0		0
513			0		202	1		1		4		0
514			0		265	2		0		4.5		0
515			0		17	3		0		13.5		0
516			0		439	2		0		28		0
517			0		258	1		0		0.5		0
518			0		591	1		0		11.5	13.75	3
519			0		595	1		0		2	5	0
520			0		551	2		0		5	5	0
521			0		474	2		0		6	13	0
522			0		397	2		0		6.25	12	7
523			0		533	1		0		7.75		19
524			0		484	1		0		5		4
525			0		480	1		0		13		4
526			0		590	1		0		12.75		0
527			0		565	1		0		3.25	5	0
528			0		518	2		0		8		1.75
529			0		564	1		0		4	2.5	0
530			0		125	1		0		0.5		0
531			0		205	2		0		8.5		0.5
532			0		283	2		0		18	0	0
533			0		45	1		0		0		50
534			0		235	1		0		2		0
535			0		493	2		1		8	8	7
536			0		506	2		0		4.5	3.5	0
537			0		406	2		1		3.5	10	0
538			0		392	2		0		1	1.5	0
539			0		51	2		0		34.5		0
540			0		246	2		0		15	3	0
541			0		404	3		0		1.25	3	1.25
542			0		68	1		0		1.75		13
543			0		568	2		1		8	8	0
544			0		501	1		0		8		0
545			0		187	2		0		0.75		0
546			0		188	2		1		43		5
547			0		374	1		0		0	0	1
548			0		15	1		0		0		0
549			0		482	1		0		13		0
550			0		466	1		1		12.25		0
551			0		431	1		1		4.5	4.5	0
552			0		249	1		0		5.5		5.75
553			0		127	1		1		14.5		0
554			0		334	1		0		7	7	0
555			0		596	1		0		7.5	0.25	0
556			0		593	2		1		5		0
557			0		322	1		0		1.5	2	0
558			0		255	2		0		1		0
559			0		588	1		0		0.5	5	0
560			0		393	1		1		0.75		0
561			0		496	3		0		0	11	0
562			0		599	1		0		5		0
563			0		495	4		1		25		0
564			0		167	1		0		6.5		0
565			0		477	3		0		1.5		5
566			0		497	1		0		9	3	5
567			0		503	3		1		17		5
568			0		152	1		0		21	21	20
569			0		324	1		1		6	6	1
570			0		40	1		0		1		0
571			0		600	2		0		2		0
572			0		299	1		0		7.5	0.5	0
573			0		317	1		0		7	2.75	0
574			0		136	2		0		12.5		0
575			0		56	1		0		0	0.5	0
576			0		438	4		0		25		0
577			0		135	1		0		14.5	0.75	11.25
578			0		598	1		1		3.75	9.75	0
579			0		371	1		0		1.75	16	1.5
580			0		578	2		1		20		11
581			0		460	2		1		26		0
582			0		601	2		1		5		0
583			0		500	2		1		10.5	0	10
584			0		412	1		0		1		0
585			0		400	1		0		3	4.75	1.5
586			0		102	1		0		6	6	0
587			0		264	2		1		15	30	5
588			0		263	1		0		18	14	8
589			0		119	2		0		36		5
590			0		465	1		0		3.25	13.5	11.75
591			0		53	1		1		2		12
592			0		47	1		0		7.5		7.5
593			0		453	1		0		27.75	14.25	0
594			0		475	1		0		0		21
595			0		28	1		0		10	0.5	9
596			0		78	2		1		13		0
597			0		526	1		1		30		6
598			0		306	2		1		9.25		0
599			0		524	1		1		6.25		10
600			0		364	3		1		10.5		0
601			0		508	1		0		5	17	4
602			0		434	2		1		20		10
603			0		383	1		0		21	0.5	10

	78	79	80	81	82	83	84	85	86	87	88
	FICO Model Used	Most Recent FICO Date	Primary Wage Earner Original FICO: Equifax	Primary Wage Earner Original FICO: Experian	Primary Wage Earner Original FICO: TransUnion	Secondary Wage Earner Original FICO: Equifax	Secondary Wage Earner Original FICO: Experian	Secondary Wage Earner Original FICO: TransUnion	Original Primary Borrower FICO	Most Recent Primary Borrower FICO	Most Recent Co- Borrower FICO
1	1								723
2	1								790
3	1								736
4	1								768
5	1								716
6	1								714
7	1								754
8	1								779
9	1								791
10	1								767
11	1								732
12	1								784
13	1								778
14	1								789
15	1								784
16	1								735
17	1								793
18	1								788
19	1								730
20	1								708
21	1								712
22	1								782
23	1								813
24	1								752
25	1								791
26	1								769
27	1								761
28	1								757
29	1								767
30	1	20130523							789	782
31	1								758
32	1								790
33	1								807
34	1								777
35	1								782
36	1								773
37	1								795
38	1								772
39	1								750
40	1								777
41	1								802
42	1								774
43	1								708
44	1								788
45	1								793
46	1								754
47	1								737
48	1								796
49	1								782
50	1								799
51	1								774
52	1	20130523							700	694
53	1								732
54	1								750
55	1								790
56	1								801
57	1								764
58	1								738
59	1								794
60	1								797
61	1								784
62	1								736
63	1								706
64	1								789
65	1								751
66	1								797
67	1								739
68	1								784
69	1								777
70	1								741
71	1								786
72	1								774
73	1								773
74	1								770
75	1								799
76	1								764
77	1								787
78	1								796
79	1								760
80	1								773
81	1								767
82	1								809
83	1								750
84	1								800
85	1								768
86	1								773
87	1								770
88	1								755
89	1								773
90	1								781
91	1								708
92	1								768
93	1								761
94	1								775
95	1								767
96	1								766
97	1								763
98	1								776
99	1								795
100	1								786
101	1								769
102	1								796
103	1								773
104	1								777
105	1								740
106	1								720
107	1								793
108	1								796
109	1								794
110	1								770
111	1								806
112	1								742
113	1								729
114	1								751
115	1								762
116	1								731
117	1								766
118	1								792
119	1								791
120	1								768
121	1								787
122	1								763
123	1								768
124	1								795
125	1								750
126	1								803
127	1								705
128	1								806
129	1								784
130	1								769
131	1								776
132	1								795
133	1								780
134	1								765
135	1								787
136	1								797
137	1								783
138	1								795
139	1								773
140	1								765
141	1								779
142	1								771
143	1								798
144	1								757
145	1								792
146	1								724
147	1								756
148	1								755
149	1								770
150	1								760
151	1								723
152	1								793
153	1								802
154	1								775
155	1								733
156	1								741
157	1								774
158	1								792
159	1								784
160	1								761
161	1								791
162	1								785
163	1								761
164	1								762
165	1								765
166	1								781
167	1								733
168	1								787
169	1								720
170	1								797
171	1								774
172	1								767
173	1								759
174	1								753
175	1								788
176	1								763
177	1								746
178	1								751
179	1								804
180	1								731
181	1								770
182	1								731
183	1								725
184	1								761
185	1								814
186	1								800
187	1								777
188	1								777
189	1								705
190	1								779
191	1								795
192	1								801
193	1								800
194	1								781
195	1								776
196	1								751
197	1								793
198	1								722
199	1								775
200	1								726
201	1								782
202	1								804
203	1								727
204	1								785
205	1								780
206	1								792
207	1								739
208	1								809
209	1								796
210	1								762
211	1								793
212	1								738
213	1								768
214	1								798
215	1								754
216	1								726
217	1								766
218	1								756
219	1								775
220	1								771
221	1								784
222	1								784
223	1								760
224	1								741
225	1								777
226	1								774
227	1								777
228	1								743
229	1								730
230	1								782
231	1								745
232	1								790
233	1								747
234	1								742
235	1								773
236	1								798
237	1								803
238	1								812
239	1								777
240	1								771
241	1								770
242	1								804
243	1								785
244	1								785
245	1								750
246	1								765
247	1								792
248	1								781
249	1								765
250	1								762
251	1								807
252	1								776
253	1								804
254	1								789
255	1								806
256	1								770
257	1								762
258	1								781
259	1								792
260	1								727
261	1								743
262	1								784
263	1								782
264	1								811
265	1								749
266	1								711
267	1								796
268	1								790
269	1								795
270	1								730
271	1								786
272	1								720
273	1								761
274	1								798
275	1								799
276	1								704
277	1								768
278	1								765
279	1								744
280	1								783
281	1								784
282	1								777
283	1								798
284	1								731
285	1								784
286	1								797
287	1								727
288	1								773
289	1								786
290	1								801
291	1								801
292	1								742
293	1								751
294	1								802
295	1								769
296	1								776
297	1								760
298	1								791
299	1								812
300	1								782
301	1								795
302	1								756
303	1								802
304	1								795
305	1								748
306	1								797
307	1								769
308	1								733
309	1								790
310	1								787
311	1								808
312	1								778
313	1								753
314	1								763
315	1								800
316	1								808
317	1								778
318	1								778
319	1								761
320	1								807
321	1								791
322	1								769
323	1								805
324	1								787
325	1								742
326	1								763
327	1								780
328	1								804
329	1								788
330	1								783
331	1								789
332	1								746
333	1								702
334	1								775
335	1								794
336	1								747
337	1								746
338	1								793
339	1								797
340	1								747
341	1								781
342	1								797
343	1								809
344	1								790
345	1								800
346	1								799
347	1								761
348	1								797
349	1								744
350	1								707
351	1								779
352	1								763
353	1								743
354	1								747
355	1								799
356	1								763
357	1								786
358	1								791
359	1								762
360	1								736
361	1								796
362	1								792
363	1								738
364	1								772
365	1								792
366	1								775
367	1								808
368	1								767
369	1								768
370	1								752
371	1								735
372	1								707
373	1								794
374	1								788
375	1								741
376	1								749
377	1								781
378	1								774
379	1								775
380	1								737
381	1								770
382	1								803
383	1								808
384	1								782
385	1								772
386	1								789
387	1								778
388	1								778
389	1								766
390	1								802
391	1								809
392	1								734
393	1								798
394	1								775
395	1								757
396	1								789
397	1								793
398	1								724
399	1								722
400	1								776
401	1								787
402	1								773
403	1								784
404	1								742
405	1								741
406	1								765
407	1								777
408	1								805
409	1								730
410	1								802
411	1								742
412	1								741
413	1								729
414	1								748
415	1								760
416	1								773
417	1								762
418	1								768
419	1								701
420	1								776
421	1								769
422	1								710
423	1								814
424	1								787
425	1								797
426	1								778
427	1								724
428	1								793
429	1								790
430	1								788
431	1								801
432	1								757
433	1								787
434	1								760
435	1								778
436	1								748
437	1								750
438	1								795
439	1								778
440	1								791
441	1								769
442	1								797
443	1								772
444	1								749
445	1								791
446	1								795
447	1								753
448	1								760
449	1								775
450	1								743
451	1								768
452	1								780
453	1								764
454	1								750
455	1								785
456	1								783
457	1								801
458	1								733
459	1								782
460	1								764
461	1								779
462	1								775
463	1								723
464	1								793
465	1								787
466	1								811
467	1								727
468	1								730
469	1								789
470	1								786
471	1								724
472	1								721
473	1								793
474	1								807
475	1								783
476	1								795
477	1								753
478	1								785
479	1								790
480	1								803
481	1								809
482	1								804
483	1								796
484	1								773
485	1								796
486	1								743
487	1								733
488	1								760
489	1								793
490	1								792
491	1								762
492	1								798
493	1								715
494	1								783
495	1								788
496	1								780
497	1								816
498	1								766
499	1								790
500	1								732
501	1								803
502	1								790
503	1								708
504	1								734
505	1								760
506	1								764
507	1								702
508	1								739
509	1								713
510	1								801
511	1								720
512	1								782
513	1								800
514	1								807
515	1								784
516	1								816
517	1								790
518	1								802
519	1								787
520	1								762
521	1								803
522	1								798
523	1								789
524	1								804
525	1								770
526	1								795
527	1								785
528	1								777
529	1								777
530	1								787
531	1								743
532	1								787
533	1								747
534	1								803
535	1								766
536	1								813
537	1								809
538	1								766
539	1								809
540	1								785
541	1								764
542	1								763
543	1								801
544	1								791
545	1								742
546	1								806
547	1								800
548	1								778
549	1								788
550	1								777
551	1								791
552	1								794
553	1								781
554	1								783
555	1								775
556	1								725
557	1								771
558	1								747
559	1								766
560	1								786
561	1								773
562	1								789
563	1								770
564	1								798
565	1								773
566	1								758
567	1								790
568	1								792
569	1								777
570	1								765
571	1								752
572	1								753
573	1								767
574	1								801
575	1								757
576	1								763
577	1								763
578	1								765
579	1								809
580	1								721
581	1								730
582	1								788
583	1								741
584	1								817
585	1								776
586	1								786
587	1								733
588	1								796
589	1								754
590	1								774
591	1								806
592	1								765
593	1								785
594	1								798
595	1								766
596	1								735
597	1								788
598	1								729
599	1								778
600	1								779
601	1								783
602	1								793
603	1								775

	89	90	91	92	93	94	95	96	97	98	99
	Most Recent FICO Method	VantageScore: Primary Borrower	VantageScore: Co- Borrower	Most Recent VantageScore Method	VantageScore Date	Credit Report: Longest Trade Line	Credit Report: Maximum Trade Line	Credit Report: Number of Trade Lines	Credit Line Usage Ratio	Most Recent 12- month Pay History	Months Bankruptcy
1										000000000000
2										000000000000
3										000000000000
4										000000000000
5										000000000000
6										000000000000
7										000000000000
8										000000000000
9										000000000000
10										000000000000
11										000000000000
12										000000000000
13										000000000000
14										000000000000
15										000000000000
16										000000000000
17										000000000000
18										000000000000
19										000000000000
20										000000000000
21										000000000000
22										000000000000
23										000000000000
24										000000000000
25										000000000000
26										000000000000
27										000000000000
28										000000000000
29										000000000000
30										000000000000
31										000000000000
32										000000000000
33										000000000000
34										000000000000
35										000000000000
36										000000000000
37										000000000000
38										000000000000
39										000000000000
40										000000000000
41										000000000000
42										000000000000
43										000000000000
44										000000000000
45										000000000000
46										000000000000
47										000000000000
48										000000000000
49										000000000000
50										000000000000
51										000000000000
52										000000000000
53										000000000000
54										000000000000
55										000000000000
56										000000000000
57										000000000000
58										000000000000
59										000000000000
60										000000000000
61										000000000000
62										000000000000
63										000000000000
64										000000000000
65										000000000000
66										000000000000
67										000000000000
68										000000000000
69										000000000000
70										000000000000
71										000000000000
72										000000000000
73										000000000000
74										000000000000
75										000000000000
76										000000000000
77										000000000000
78										000000000000
79										000000000000
80										000000000000
81										000000000000
82										000000000000
83										000000000000
84										000000000000
85										000000000000
86										000000000000
87										000000000000
88										000000000000
89										000000000000
90										000000000000
91										000000000000
92										000000000000
93										000000000000
94										000000000000
95										000000000000
96										000000000000
97										000000000000
98										000000000000
99										000000000000
100										000000000000
101										000000000000
102										000000000000
103										000000000000
104										000000000000
105										000000000000
106										000000000000
107										000000000000
108										000000000000
109										000000000000
110										000000000000
111										000000000000
112										000000000000
113										000000000000
114										000000000000
115										000000000000
116										000000000000
117										000000000000
118										000000000000
119										000000000000
120										000000000000
121										000000000000
122										000000000000
123										000000000000
124										000000000000
125										000000000000
126										000000000000
127										000000000000
128										000000000000
129										000000000000
130										000000000000
131										000000000000
132										000000000000
133										000000000000
134										000000000000
135										000000000000
136										000000000000
137										000000000000
138										000000000000
139										000000000000
140										000000000000
141										000000000000
142										000000000000
143										000000000000
144										000000000000
145										000000000000
146										000000000000
147										000000000000
148										000000000000
149										000000000000
150										000000000000
151										000000000000
152										000000000000
153										000000000000
154										000000000000
155										000000000000
156										000000000000
157										000000000000
158										000000000000
159										000000000000
160										000000000000
161										000000000000
162										000000000000
163										000000000000
164										000000000000
165										000000000000
166										000000000000
167										000000000000
168										000000000000
169										000000000000
170										000000000000
171										000000000000
172										000000000000
173										000000000000
174										000000000000
175										000000000000
176										000000000000
177										000000000000
178										000000000000
179										000000000000
180										000000000000
181										000000000000
182										000000000000
183										000000000000
184										000000000000
185										000000000000
186										000000000000
187										000000000000
188										000000000000
189										000000000000
190										000000000000
191										000000000000
192										000000000000
193										000000000000
194										000000000000
195										000000000000
196										000000000000
197										000000000000
198										000000000000
199										000000000000
200										000000000000
201										000000000000
202										000000000000
203										000000000000
204										000000000000
205										000000000000
206										000000000000
207										000000000000
208										000000000000
209										000000000000
210										000000000000
211										000000000000
212										000000000000
213										000000000000
214										000000000000
215										000000000000
216										000000000000
217										000000000000
218										000000000000
219										000000000000
220										000000000000
221										000000000000
222										000000000000
223										000000000000
224										000000000000
225										000000000000
226										000000000000
227										000000000000
228										000000000000
229										000000000000
230										000000000000
231										000000000000
232										000000000000
233										000000000000
234										000000000000
235										000000000000
236										000000000000
237										000000000000
238										000000000000
239										000000000000
240										000000000000
241										000000000000
242										000000000000
243										000000000000
244										000000000000
245										000000000000
246										000000000000
247										000000000000
248										000000000000
249										000000000000
250										000000000000
251										000000000000
252										000000000000
253										000000000000
254										000000000000
255										000000000000
256										000000000000
257										000000000000
258										000000000000
259										000000000000
260										000000000000
261										000000000000
262										000000000000
263										000000000000
264										000000000000
265										000000000000
266										000000000000
267										000000000000
268										000000000000
269										000000000000
270										000000000000
271										000000000000
272										000000000000
273										000000000000
274										000000000000
275										000000000000
276										000000000000
277										000000000000
278										000000000000
279										000000000000
280										000000000000
281										000000000000
282										000000000000
283										000000000000
284										000000000000
285										000000000000
286										000000000000
287										000000000000
288										000000000000
289										000000000000
290										000000000000
291										000000000000
292										000000000000
293										000000000000
294										000000000000
295										000000000000
296										000000000000
297										000000000000
298										000000000000
299										000000000000
300										000000000000
301										000000000000
302										000000000000
303										000000000000
304										000000000000
305										000000000000
306										000000000000
307										000000000000
308										000000000000
309										000000000000
310										000000000000
311										000000000000
312										000000000000
313										000000000000
314										000000000000
315										000000000000
316										000000000000
317										000000000000
318										000000000000
319										000000000000
320										000000000000
321										000000000000
322										000000000000
323										000000000000
324										000000000000
325										000000000000
326										000000000000
327										000000000000
328										000000000000
329										000000000000
330										000000000000
331										000000000000
332										000000000000
333										000000000000
334										000000000000
335										000000000000
336										000000000000
337										000000000000
338										000000000000
339										000000000000
340										000000000000
341										000000000000
342										000000000000
343										000000000000
344										000000000000
345										000000000000
346										000000000000
347										000000000000
348										000000000000
349										000000000000
350										000000000000
351										000000000000
352										000000000000
353										000000000000
354										000000000000
355										000000000000
356										000000000000
357										000000000000
358										000000000000
359										000000000000
360										000000000000
361										000000000000
362										000000000000
363										000000000000
364										000000000000
365										000000000000
366										000000000000
367										000000000000
368										000000000000
369										000000000000
370										000000000000
371										000000000000
372										000000000000
373										000000000000
374										000000000000
375										000000000000
376										000000000000
377										000000000000
378										000000000000
379										000000000000
380										000000000000
381										000000000000
382										000000000000
383										000000000000
384										000000000000
385										000000000000
386										000000000000
387										000000000000
388										000000000000
389										000000000000
390										000000000000
391										000000000000
392										000000000000
393										000000000000
394										000000000000
395										000000000000
396										000000000000
397										000000000000
398										000000000000
399										000000000000
400										000000000000
401										000000000000
402										000000000000
403										000000000000
404										000000000000
405										000000000000
406										000000000000
407										000000000000
408										000000000000
409										000000000000
410										000000000000
411										000000000000
412										000000000000
413										000000000000
414										000000000000
415										000000000000
416										000000000000
417										000000000000
418										000000000000
419										000000000000
420										000000000000
421										000000000000
422										000000000000
423										000000000000
424										000000000000
425										000000000000
426										000000000000
427										000000000000
428										000000000000
429										000000000000
430										000000000000
431										000000000000
432										000000000000
433										000000000000
434										000000000000
435										000000000000
436										000000000000
437										000000000000
438										000000000000
439										000000000000
440										000000000000
441										000000000000
442										000000000000
443										000000000000
444										000000000000
445										000000000000
446										000000000000
447										000000000000
448										000000000000
449										000000000000
450										000000000000
451										000000000000
452										000000000000
453										000000000000
454										000000000000
455										000000000000
456										000000000000
457										000000000000
458										000000000000
459										000000000000
460										000000000000
461										000000000000
462										000000000000
463										000000000000
464										000000000000
465										000000000000
466										000000000000
467										000000000000
468										000000000000
469										000000000000
470										000000000000
471										000000000000
472										000000000000
473										000000000000
474										000000000000
475										000000000000
476										000000000000
477										000000000000
478										000000000000
479										000000000000
480										000000000000
481										000000000000
482										000000000000
483										000000000000
484										000000000000
485										000000000000
486										000000000000
487										000000000000
488										000000000000
489										000000000000
490										000000000000
491										000000000000
492										000000000000
493										000000000000
494										000000000000
495										000000000000
496										000000000000
497										000000000000
498										000000000000
499										000000000000
500										000000000000
501										000000000000
502										000000000000
503										000000000000
504										000000000000
505										000000000000
506										000000000000
507										000000000000
508										000000000000
509										000000000000
510										000000000000
511										000000000000
512										000000000000
513										000000000000
514										000000000000
515										000000000000
516										000000000000
517										000000000000
518										000000000000
519										000000000000
520										000000000000
521										000000000000
522										000000000000
523										000000000000
524										000000000000
525										000000000000
526										000000000000
527										000000000000
528										000000000000
529										000000000000
530										000000000000
531										000000000000
532										000000000000
533										000000000000
534										000000000000
535										000000000000
536										000000000000
537										000000000000
538										000000000000
539										000000000000
540										000000000000
541										000000000000
542										000000000000
543										000000000000
544										000000000000
545										000000000000
546										000000000000
547										000000000000
548										000000000000
549										000000000000
550										000000000000
551										000000000000
552										000000000000
553										000000000000
554										000000000000
555										000000000000
556										000000000000
557										000000000000
558										000000000000
559										000000000000
560										000000000000
561										000000000000
562										000000000000
563										000000000000
564										000000000000
565										000000000000
566										000000000000
567										000000000000
568										000000000000
569										000000000000
570										000000000000
571										000000000000
572										000000000000
573										000000000000
574										000000000000
575										000000000000
576										000000000000
577										000000000000
578										000000000000
579										000000000000
580										000000000000
581										000000000000
582										000000000000
583										000000000000
584										000000000000
585										000000000000
586										000000000000
587										000000000000
588										000000000000
589										000000000000
590										000000000000
591										000000000000
592										000000000000
593										000000000000
594										000000000000
595										000000000000
596										000000000000
597										000000000000
598										000000000000
599										000000000000
600										000000000000
601										000000000000
602										000000000000
603										000000000000

	100	101	102	103	104	105	106	107	108	109	110
	Months Foreclosure	Primary Borrower Wage Income	Co-Borrower Wage Income	Primary Borrower Other Income	Co-Borrower Other Income	All Borrower Wage Income	All Borrower Total Income	4506-T Indicator	Borrower Income Verification Level	Co-Borrower Income Verification	Borrower Employment Verification
1		13408.33	0.00	0.00	0.00	13408.33	13408.33	1	5		3
2		27427.44		4975.00		27427.44	32402.44	1	5		3
3		20145.00		0.00		20145.00	20145.00	1	5		3
4		7519.75	9403.34	0.00	0.00	16923.09	16923.09	1	5		3
5		14598.00	0.00	0.00	0.00	14598.00	14598.00	1	5		3
6		9304.58	0.00	25152.80	0.00	9304.58	34457.38	1	5		3
7		3000.00		14704.64		3000.00	17704.64	1	5		3
8		34308.58		0.00		34308.58	34308.58	1	5		3
9		9306.35	7683.75	0.00	0.00	16990.10	16990.10	1	5		3
10		11854.00	0.00	0.00	0.00	11854.00	11854.00	1	5		3
11		13300.00		0.00		13300.00	13300.00	1	5		3
12		12500.00	0.00	22619.25	0.00	12500.00	35119.25	1	5		3
13		10428.17	12775.83	0.00	0.00	23204.00	23204.00	1	5		3
14		26052.90		0.00		26052.90	26052.90	1	5		3
15		7611.69	9975.07	0.00	0.00	17586.76	17586.76	1	5		3
16		4000.00	0.00	25897.42	9164.79	4000.00	39062.21	1	5		3
17		5710.42	0.00	4852.00	0.00	5710.42	10562.42	1	4		3
18		9750.00	11900.00	0.00	0.00	21650.00	21650.00	1	5		3
19		25341.25	0.00	0.00	0.00	25341.25	25341.25	1	4		3
20		9183.20	12083.34	0.00	0.00	21266.54	21266.54	1	5		3
21		11343.25	3742.39	0.00	0.00	15085.64	15085.64	1	5		3
22		6362.17	3172.86	7003.24	0.00	9535.03	16538.27	1	5		3
23		21385.00	0.00	18532.70	0.00	21385.00	39917.70	1	5		3
24		31997.01	0.00	24961.66	0.00	31997.01	56958.67	1	5		3
25		11525.45	7320.43	0.00	0.00	18845.88	18845.88	1	5		3
26		12187.50	6500.00	0.00	0.00	18687.50	18687.50	1	5		3
27		15916.67	7333.34	0.00	0.00	23250.01	23250.01	1	5		3
28		19166.68	0.00	0.00	0.00	19166.68	19166.68	1	5		3
29		4800.00	0.00	0.00	0.00	4800.00	4800.00	1	5		3
30		14328.58	8348.75	0.00	0.00	22677.33	22677.33	1	5		3
31		6028.86	10018.32	0.00	0.00	16047.18	16047.18	1	5		3
32		115.38	1883.25	6271.00	758.00	1998.63	9027.63	1	5		3
33		71632.95		0.00		71632.95	71632.95	1	5		3
34		5703.58	14583.00	0.00	0.00	20286.58	20286.58	1	5		3
35		27500.00		0.00		27500.00	27500.00	1	5		3
36		8791.66		3623.29		8791.66	12414.95	1	5		3
37		2081.16	1359.00	0.00	0.00	3440.16	3440.16	1	5		3
38		10874.00	12497.50	0.00	0.00	23371.50	23371.50	1	4		3
39		29201.36		0.00		29201.36	29201.36	1	5		3
40		20110.54	3200.00	0.00	0.00	23310.54	23310.54	1	5		3
41		31333.25	2371.17	0.00	0.00	33704.42	33704.42	1	5		2
42		52922.00		0.00		52922.00	52922.00	1	5		2
43		14583.00		0.00		14583.00	14583.00	0	5		2
44		13359.00	6000.00	0.00	0.00	19359.00	19359.00	1	5		2
45		12406.32		0.00		12406.32	12406.32	1	5		3
46		8455.69		8346.29		8455.69	16801.98	1	5		3
47		10175.27	12726.49	0.00	0.00	22901.76	22901.76	1	4		3
48		29558.88	7366.67	0.00	2315.00	36925.55	39240.55	1	5		3
49		3208.83	5312.77	0.00	0.00	8521.60	8521.60	1	5		3
50		20000.00	0.00	29349.45	0.00	20000.00	49349.45	1	5		3
51		45833.33	0.00	39994.00	0.00	45833.33	85827.33	1	5		3
52		8815.82		0.00		8815.82	8815.82	1	5		3
53		13847.00	6334.76	0.00	0.00	20181.76	20181.76	1	5		3
54		8626.68	2973.14	0.00	0.00	11599.82	11599.82	1	5		3
55		15114.10		0.00		15114.10	15114.10	1	5		3
56		0.00		26665.97		0.00	26665.97	1	5		3
57		12500.00		8584.00		12500.00	21084.00	1	5		3
58		9884.12	2372.84	5931.77	0.00	12256.96	18188.73	1	5		3
59		10503.30	0.00	0.00	0.00	10503.30	10503.30	1	5		3
60		15880.33		0.00		15880.33	15880.33	1	5		3
61		16666.67	0.00	8333.33	0.00	16666.67	25000.00	1	5		3
62		6972.91	2617.52	0.00	0.00	9590.43	9590.43	1	5		3
63		12116.66		0.00		12116.66	12116.66	1	5		3
64		12334.40	16254.68	0.00	0.00	28589.08	28589.08	1	5		3
65		49280.29	4583.28	0.00	0.00	53863.57	53863.57	1	4		3
66		17083.34		0.00		17083.34	17083.34	1	5		3
67		11166.68	11053.82	0.00	0.00	22220.50	22220.50	1	5		3
68		23642.00		1491.92		23642.00	25133.92	1	5		3
69		15084.99		5741.66		15084.99	20826.65	1	5		3
70		14026.13		0.00		14026.13	14026.13	1	5		3
71		22916.66	0.00	0.00	0.00	22916.66	22916.66	1	5		3
72		15916.66		0.00		15916.66	15916.66	1	5		3
73		9743.75		0.00		9743.75	9743.75	1	5		3
74		11847.99	0.00	22167.27	0.00	11847.99	34015.26	1	5		3
75		7585.76		8168.07		7585.76	15753.83	1	5		3
76		12578.39	1013.70	0.00	0.00	13592.09	13592.09	1	4		3
77		13663.58		0.00		13663.58	13663.58	1	5		3
78		13750.00	13776.00	0.00	0.00	27526.00	27526.00	1	5		3
79		9421.64	2734.38	0.00	0.00	12156.02	12156.02	1	5		3
80		35416.66	0.00	0.00	0.00	35416.66	35416.66	1	5		3
81		8202.17	2166.67	5023.00	0.00	10368.84	15391.84	1	5		3
82		54449.33	6500.00	0.00	0.00	60949.33	60949.33	1	5		3
83		20833.34		16666.66		20833.34	37500.00	1	5		3
84		34173.57		0.00		34173.57	34173.57	1	5		3
85		79440.54		0.00		79440.54	79440.54	1	5		3
86		22500.01	0.00	0.00	0.00	22500.01	22500.01	1	5		3
87		45422.78	0.00	0.00	0.00	45422.78	45422.78	1	5		3
88		25000.00	0.00	0.00	0.00	25000.00	25000.00	1	5		3
89		15416.68	0.00	0.00	0.00	15416.68	15416.68	1	5		3
90		24441.33		0.00		24441.33	24441.33	1	5		3
91		0.00	0.00	12770.91	0.00	0.00	12770.91	1	5		3
92		14384.00	0.00	0.00	0.00	14384.00	14384.00	1	5		3
93		10000.00	10466.92	0.00	0.00	20466.92	20466.92	1	4		3
94		20416.67	0.00	0.00	0.00	20416.67	20416.67	1	5		3
95		11192.67	3992.08	0.00	0.00	15184.75	15184.75	1	5		3
96		10416.68	10000.00	0.00	0.00	20416.68	20416.68	1	5		3
97		27632.00	0.00	0.00	0.00	27632.00	27632.00	1	5		3
98		14852.50	0.00	0.00	0.00	14852.50	14852.50	1	5		3
99		29427.42	0.00	0.00	0.00	29427.42	29427.42	1	5		3
100		21666.67		0.00		21666.67	21666.67	1	5		3
101		20670.76	13833.32	0.00	0.00	34504.08	34504.08	1	5		3
102		26440.10	0.00	8853.75	0.00	26440.10	35293.85	1	5		3
103		41250.00	0.00	0.00	0.00	41250.00	41250.00	1	5		3
104		19686.77		0.00		19686.77	19686.77	1	5		3
105		12021.34		0.00		12021.34	12021.34	1	5		3
106		13708.33	8137.00	0.00	0.00	21845.33	21845.33	1	5		3
107		7029.00	0.00	6246.00	0.00	7029.00	13275.00	1	5		3
108		10106.50	0.00	0.00	0.00	10106.50	10106.50	1	5		3
109		15797.60		0.00		15797.60	15797.60	1	5		3
110		12500.00		7385.91		12500.00	19885.91	1	5		3
111		11333.34		0.00		11333.34	11333.34	1	5		3
112		17596.67	0.00	0.00	0.00	17596.67	17596.67	1	5		3
113		8965.17	0.00	0.00	0.00	8965.17	8965.17	1	5		3
114		61309.58	2369.94	0.00	0.00	63679.52	63679.52	1	5		3
115		9793.60	12173.46	0.00	0.00	21967.06	21967.06	1	5		3
116		67154.43	0.00	0.00	0.00	67154.43	67154.43	1	5		3
117		15075.00		4468.08		15075.00	19543.08	1	5		3
118		19042.83	0.00	0.00	0.00	19042.83	19042.83	1	5		3
119		28489.04	0.00	0.00	0.00	28489.04	28489.04	1	5		3
120		11500.01	0.00	1257.41	0.00	11500.01	12757.42	1	5		3
121		8543.67		1042.15		8543.67	9585.82	1	5		3
122		27707.63	7583.33	0.00	0.00	35290.96	35290.96	1	5		3
123		32684.13		0.00		32684.13	32684.13	1	5		3
124		27991.88	0.00	0.00	0.00	27991.88	27991.88	1	5		3
125		12906.40		93.42		12906.40	12999.82	1	5		3
126		26180.54	6865.06	0.00	0.00	33045.60	33045.60	1	5		3
127		40.67	7174.33	1068.59	330.09	7215.00	8613.68	1	5		3
128		10416.67		18745.95		10416.67	29162.62	1	5		3
129		26179.75		0.00		26179.75	26179.75	1	5		3
130		19120.00	0.00	0.00	0.00	19120.00	19120.00	1	5		3
131		10416.66	0.00	10655.43	0.00	10416.66	21072.09	1	5		3
132		15160.26	0.00	0.00	0.00	15160.26	15160.26	1	5		3
133		18767.21	0.00	0.00	0.00	18767.21	18767.21	1	5		3
134		19166.67		0.00		19166.67	19166.67	1	5		3
135		4964.41	1066.83	4515.67	0.00	6031.24	10546.91	1	5		3
136		23693.25	0.00	0.00	0.00	23693.25	23693.25	1	5		3
137		31137.62	5358.30	0.00	0.00	36495.92	36495.92	1	5		3
138		56129.63		0.00		56129.63	56129.63	1	5		3
139		14679.22	0.00	5762.95	0.00	14679.22	20442.17	1	5		3
140		13541.66		0.00		13541.66	13541.66	1	5		3
141		13268.00		0.00		13268.00	13268.00	1	5		3
142		53068.80		0.00		53068.80	53068.80	1	4		3
143		3978.00		19883.00		3978.00	23861.00	1	5		3
144		17902.67	0.00	0.00	0.00	17902.67	17902.67	1	5		3
145		11225.29	11225.38	0.00	0.00	22450.67	22450.67	1	5		3
146		16639.13	8000.00	0.00	0.00	24639.13	24639.13	1	5		3
147		24436.41	0.00	0.00	0.00	24436.41	24436.41	1	5		3
148		0.00	18750.03	0.00	0.00	18750.03	18750.03	1	5		3
149		32474.17	0.00	0.00	0.00	32474.17	32474.17	1	4		3
150		14670.18	0.00	9043.81	0.00	14670.18	23713.99	1	5		3
151		7083.33	0.00	34642.36	0.00	7083.33	41725.69	1	5		3
152		11348.00	16596.69	0.00	0.00	27944.69	27944.69	1	5		3
153		12601.29	9527.79	0.00	0.00	22129.08	22129.08	1	5		3
154		10833.33	8705.93	0.00	0.00	19539.26	19539.26	1	5		3
155		29166.66		19166.66		29166.66	48333.32	1	5		3
156		29050.00	0.00	0.00	0.00	29050.00	29050.00	1	5		3
157		12500.00		0.00		12500.00	12500.00	1	5		3
158		41667.00		0.00		41667.00	41667.00	1	5		3
159		14500.00	0.00	9770.44	0.00	14500.00	24270.44	1	5		3
160		51069.20	0.00	0.00	0.00	51069.20	51069.20	1	5		3
161		28946.15	0.00	0.00	0.00	28946.15	28946.15	1	5		3
162		7622.01	0.00	0.00	8383.02	7622.01	16005.03	1	5		3
163		12243.79		0.00		12243.79	12243.79	1	5		3
164		53548.20		0.00		53548.20	53548.20	1	5		3
165		25325.37		0.00		25325.37	25325.37	1	5		3
166		24825.75	0.00	0.00	0.00	24825.75	24825.75	1	5		3
167		10200.00	878.12	2021.46	0.00	11078.12	13099.58	1	5		3
168		23748.00	5458.33	0.00	0.00	29206.33	29206.33	1	5		3
169		6846.46	10256.39	0.00	0.00	17102.85	17102.85	1	5		3
170		49999.99	0.00	0.00	0.00	49999.99	49999.99	1	5		3
171		13611.50		0.00		13611.50	13611.50	1	5		3
172		13937.92	15715.13	0.00	0.00	29653.05	29653.05	1	5		3
173		27669.41	1445.17	0.00	0.00	29114.58	29114.58	1	5		3
174		13333.32	4512.67	2214.18	0.00	17845.99	20060.17	1	5		3
175		25312.00		0.00		25312.00	25312.00	1	5		3
176		7764.00	10228.00	0.00	0.00	17992.00	17992.00	1	5		3
177		31153.35	10322.15	0.00	0.00	41475.50	41475.50	1	5		3
178		29172.68	0.00	0.00	0.00	29172.68	29172.68	1	5		3
179		268.75	264.87	8498.49	7639.10	533.62	16671.21	1	5		3
180		11874.92		18851.85		11874.92	30726.77	1	5		3
181		13333.34		0.00		13333.34	13333.34	1	5		3
182		16250.00	17725.00	0.00	0.00	33975.00	33975.00	1	5		3
183		32913.77	0.00	0.00	0.00	32913.77	32913.77	1	5		3
184		2646.59	9660.89	0.00	0.00	12307.48	12307.48	1	5		3
185		15431.50		0.00		15431.50	15431.50	1	5		3
186		26250.00		0.00		26250.00	26250.00	1	5		3
187		12904.24	0.00	0.00	0.00	12904.24	12904.24	1	5		3
188		14330.85	1550.81	0.00	0.00	15881.66	15881.66	1	5		3
189		69961.16		0.00		69961.16	69961.16	1	5		3
190		19801.01	0.00	0.00	0.00	19801.01	19801.01	1	5		3
191		10527.42	6180.00	0.00	0.00	16707.42	16707.42	1	5		3
192		12675.83	6664.67	0.00	0.00	19340.50	19340.50	1	5		3
193		5222.45	20833.34	0.00	0.00	26055.79	26055.79	1	5		3
194		9902.53	5794.53	0.00	0.00	15697.06	15697.06	1	5		3
195		9833.33	9231.65	2241.67	0.00	19064.98	21306.65	1	5		3
196		22083.36	0.00	0.00	0.00	22083.36	22083.36	1	5		3
197		8333.32	0.00	24723.30	0.00	8333.32	33056.62	1	5		3
198		17500.00		0.00		17500.00	17500.00	1	5		3
199		36894.46	0.00	0.00	0.00	36894.46	36894.46	1	5		3
200		11066.66	13125.00	0.00	0.00	24191.66	24191.66	1	5		3
201		10083.35	0.00	9594.64	0.00	10083.35	19677.99	1	5		3
202		14809.59		0.00		14809.59	14809.59	1	5		3
203		65722.25	0.00	0.00	0.00	65722.25	65722.25	1	5		3
204		10416.67	9333.33	0.00	0.00	19750.00	19750.00	1	5		3
205		13631.67	0.00	7765.89	0.00	13631.67	21397.56	1	5		3
206		3531.38	44738.09	0.00	0.00	48269.47	48269.47	1	5		3
207		52189.53	0.00	0.00	0.00	52189.53	52189.53	1	5		3
208		5533.22	6470.00	720.07	250.00	12003.22	12973.29	1	5		3
209		14200.05		0.00		14200.05	14200.05	1	5		3
210		9496.92		4375.00		9496.92	13871.92	1	5		3
211		8031.88	705.00	5174.00	1105.21	8736.88	15016.09	1	5		3
212		8125.19		1854.17		8125.19	9979.36	1	5		3
213		10416.68		8401.28		10416.68	18817.96	1	5		3
214		7246.16	16475.00	5146.16	0.00	23721.16	28867.32	1	5		3
215		20416.67	18333.33	0.00	0.00	38750.00	38750.00	1	5		3
216		56085.00	0.00	0.00	0.00	56085.00	56085.00	1	5		3
217		14196.00	19399.00	0.00	0.00	33595.00	33595.00	1	5		3
218		9381.23	11158.33	0.00	0.00	20539.56	20539.56	1	5		3
219		18750.00	4583.34	0.00	0.00	23333.34	23333.34	1	5		3
220		45768.50		0.00		45768.50	45768.50	1	5		3
221		27083.33	0.00	4568.33	0.00	27083.33	31651.66	1	5		3
222		65076.54	0.00	0.00	0.00	65076.54	65076.54	1	4		3
223		8148.42	5778.93	0.00	0.00	13927.35	13927.35	1	5		3
224		16258.67	0.00	4525.01	0.00	16258.67	20783.68	1	5		3
225		15080.38	18333.33	0.00	0.00	33413.71	33413.71	1	5		3
226		11666.67	0.00	0.00	0.00	11666.67	11666.67	1	5		3
227		8333.34	11666.66	0.00	0.00	21219.95	21219.95	1	5		3
228		67135.08	12985.01	0.00	0.00	80120.09	80120.09	1	5		3
229		13749.99	7241.32	0.00	0.00	20991.31	20991.31	1	5		3
230		2320.80	8609.37	15169.25	0.00	10930.17	26099.42	1	5		3
231		8405.80	8380.67	1521.47	0.00	16786.47	18307.94	1	5		3
232		35327.86	0.00	0.00	0.00	35327.86	35327.86	1	5		3
233		33957.97		0.00		33957.97	33957.97	1	5		3
234		23014.17		0.00		23014.17	23014.17	1	5		3
235		27500.01	0.00	0.00	0.00	27500.01	27500.01	1	5		3
236		10275.85		0.00		10275.85	10275.85	1	5		3
237		16666.66	14820.00	0.00	0.00	31486.66	31486.66	1	5		3
238		12500.00	3813.00	0.00	0.00	16313.00	16313.00	1	5		3
239		0.00	27177.56	0.00	0.00	27177.56	27177.56	1	5		3
240		13138.61	9369.90	0.00	0.00	22508.51	22508.51	1	5		3
241		20833.34	16666.66	0.00	0.00	37500.00	37500.00	1	5		3
242		10250.00	2200.00	0.00	0.00	12450.00	12450.00	1	5		3
243		22403.33	9912.50	0.00	0.00	32315.83	32315.83	1	5		3
244		23333.34	14583.34	0.00	0.00	37916.68	37916.68	1	5		3
245		21801.66	6250.00	0.00	0.00	28051.66	28051.66	1	5		3
246		12822.00	985.00	11792.83	0.00	13807.00	25599.83	1	5		3
247		13871.91	0.00	0.00	0.00	13871.91	13871.91	1	5		3
248		18750.01	0.00	0.00	0.00	18750.01	18750.01	1	5		3
249		16548.05		0.00		16548.05	16548.05	1	5		3
250		0.00	5833.33	8564.49	0.00	5833.33	14397.82	1	5		3
251		16092.27	0.00	5382.00	1070.00	16092.27	22544.27	1	5		3
252		23200.41	0.00	0.00	0.00	23200.41	23200.41	1	5		3
253		0.00	12036.84	1724.42	0.00	12036.84	13761.26	1	5		3
254		10642.69	11572.88	0.00	0.00	22215.57	22215.57	1	5		3
255		17083.34	5860.01	0.00	0.00	22943.35	22943.35	1	5		3
256		10000.00	6250.00	0.00	0.00	16250.00	16250.00	1	5		3
257		27916.66	8333.33	0.00	0.00	36249.99	36249.99	1	5		3
258		10416.67	0.00	11316.67	0.00	10416.67	21733.34	1	5		3
259		10833.34	11344.50	0.00	0.00	22177.84	22177.84	1	5		3
260		12689.99	13340.84	0.00	0.00	26030.83	26030.83	1	5		3
261		50833.34	0.00	0.00	0.00	50833.34	50833.34	1	5		3
262		19714.74		0.00		19714.74	19714.74	1	4		3
263		21335.00	0.00	0.00	0.00	21335.00	21335.00	1	5		3
264		19598.25	5935.17	0.00	0.00	25533.42	25533.42	1	5		3
265		13750.00	0.00	0.00	0.00	13750.00	13750.00	1	5		3
266		73324.50		0.00		73324.50	73324.50	1	5		3
267		54166.66		0.00		54166.66	54166.66	1	5		3
268		24757.20		0.00		24757.20	24757.20	1	5		3
269		19589.58	0.00	0.00	0.00	19589.58	19589.58	1	5		3
270		18583.33	16666.00	0.00	0.00	35249.33	35249.33	1	5		3
271		7692.80	11504.43	0.00	0.00	19197.23	19197.23	1	5		3
272		11744.33	3631.94	0.00	0.00	15376.27	15376.27	1	5		3
273		33378.39	0.00	0.00	0.00	33378.39	33378.39	1	5		3
274		12141.21	0.00	0.00	0.00	12141.21	12141.21	1	5		3
275		15709.00	14341.00	0.00	0.00	30050.00	30050.00	1	5		3
276		15375.00		0.00		15375.00	15375.00	1	5		3
277		55125.01	0.00	0.00	0.00	55125.01	55125.01	1	5		3
278		19000.00	3953.21	3919.42	0.00	22953.21	26872.63	1	5		3
279		11000.00	5274.66	0.00	0.00	16274.66	16274.66	1	5		3
280		9500.00		404.03		9500.00	9904.03	1	5		3
281		11916.67	11325.00	2918.61	0.00	23241.67	26160.28	1	5		3
282		17028.50		4560.33		17028.50	21588.83	1	5		3
283		0.00	22500.00	0.00	0.00	22500.00	22500.00	1	5		3
284		16383.33	0.00	0.00	0.00	16383.33	16383.33	1	5		3
285		14340.76	0.00	0.00	0.00	14340.76	14340.76	1	5		3
286		14583.00		12424.00		14583.00	27007.00	1	5		3
287		21587.82	0.00	0.00	0.00	21587.82	21587.82	1	5		3
288		9105.83	6101.42	0.00	0.00	15207.25	15207.25	1	5		3
289		14500.00		0.00		14500.00	14500.00	1	5		3
290		22078.17		0.00		22078.17	22078.17	1	5		3
291		28352.70		0.00		28352.70	28352.70	1	5		3
292		15157.72		0.00		15157.72	15157.72	1	5		3
293		13110.31	0.00	5000.00	0.00	13110.31	18110.31	1	5		3
294		0.00	8590.00	0.00	0.00	8590.00	8590.00	1	5		3
295		0.00	11250.00	0.00	0.00	11250.00	11250.00	1	5		3
296		15000.00		3750.00		15000.00	18750.00	1	5		3
297		11030.42	8533.33	0.00	547.41	19563.75	20111.16	1	5		3
298		15798.61		0.00		15798.61	15798.61	1	5		3
299		25901.50	0.00	0.00	0.00	25901.50	25901.50	1	5		3
300		12540.00	0.00	0.00	0.00	12540.00	12540.00	1	5		3
301		0.00	10443.33	0.00	0.00	10443.33	10443.33	1	5		3
302		7800.00	6166.66	0.00	0.00	13966.66	13966.66	1	5		3
303		11604.66		0.00		11604.66	11604.66	1	5		3
304		7419.42		0.00		7419.42	7419.42	1	5		3
305		16458.33	0.00	0.00	0.00	16458.33	16458.33	1	5		3
306		18750.01	0.00	0.00	0.00	18750.01	18750.01	1	5		3
307		9583.33	8000.00	9273.32	0.00	17583.33	26856.65	1	5		3
308		63665.46	0.00	0.00	0.00	63665.46	63665.46	1	5		3
309		20701.15	22206.30	0.00	0.00	42907.45	42907.45	1	5		3
310		11344.25	0.00	0.00	0.00	11344.25	11344.25	1	5		3
311		0.00		17081.50		0.00	17081.50	1	5		3
312		16416.66	0.00	0.00	0.00	16416.66	16416.66	1	5		3
313		13291.63	1941.38	0.00	0.00	15233.01	15233.01	1	5		3
314		11779.85	7889.11	0.00	0.00	19668.96	19668.96	1	5		3
315		4469.00	12500.00	0.00	0.00	16969.00	16969.00	1	5		3
316		12500.00	4420.42	10194.44	10955.66	16920.42	38070.52	1	5		3
317		16833.33	11691.09	0.00	0.00	28524.42	28524.42	1	5		3
318		21908.00	8494.34	0.00	0.00	30402.34	30402.34	1	5		3
319		17937.50		0.00		17937.50	17937.50	1	5		3
320		13285.96		0.00		13285.96	13285.96	1	5		3
321		14166.67		0.00		14166.67	14166.67	1	5		3
322		25000.00	0.00	7898.40	0.00	25000.00	32898.40	1	5		3
323		30045.00		0.00		30045.00	30045.00	1	5		3
324		11416.67	0.00	0.00	0.00	11416.67	11416.67	1	5		3
325		22278.00	0.00	0.00	0.00	22278.00	22278.00	1	5		3
326		10402.29		5625.00		10402.29	16027.29	1	5		3
327		3000.01	15341.66	0.00	0.00	18341.67	18341.67	1	5		3
328		26651.00	10344.10	0.00	0.00	36995.10	36995.10	1	5		3
329		13855.81	4451.93	0.00	0.00	18307.74	18307.74	1	5		3
330		10049.83		0.00		10049.83	10049.83	1	5		3
331		26853.33	16153.84	0.00	0.00	43007.17	43007.17	1	5		3
332		28100.24	0.00	0.00	0.00	28100.24	28100.24	1	5		3
333		29911.42	9580.18	0.00	0.00	39491.60	39491.60	1	5		3
334		25725.95	0.00	0.00	0.00	25725.95	25725.95	1	4		3
335		19799.66	0.00	0.00	0.00	19799.66	19799.66	1	5		3
336		86106.92		0.00		86106.92	86106.92	1	5		3
337		16666.67	18333.34	0.00	0.00	35000.01	35000.01	1	5		3
338		17508.75	4000.00	0.00	0.00	21508.75	21508.75	1	5		3
339		18616.23	18112.50	0.00	0.00	36728.73	36728.73	1	5		3
340		28055.96	0.00	0.00	0.00	28055.96	28055.96	1	5		3
341		6866.24	6865.99	268.95	0.00	13732.23	14001.18	1	5		3
342		70468.91	0.00	0.00	0.00	70468.91	70468.91	1	5		3
343		10383.50	10510.16	0.00	0.00	20893.66	20893.66	1	5		3
344		4221.54	2927.92	0.00	0.00	7149.46	7149.46	1	5		3
345		24959.84	0.00	0.00	0.00	24959.84	24959.84	1	5		3
346		268902.37	0.00	0.00	0.00	268902.37	268902.37	1	5		3
347		19583.33		0.00		19583.33	19583.33	1	5		3
348		18136.09		0.00		18136.09	18136.09	1	5		3
349		33938.83		6709.42		33938.83	40648.25	1	5		3
350		10844.50		0.00		10844.50	10844.50	1	5		3
351		15000.00		0.00		15000.00	15000.00	1	5		3
352		5000.00	9362.79	5822.85	0.00	14362.79	20185.64	1	5		3
353		65373.79	15044.08	0.00	0.00	80417.87	80417.87	1	5		3
354		21505.23		2554.80		21505.23	24060.03	1	5		3
355		20833.34		0.00		20833.34	20833.34	1	5		3
356		10803.66	5144.99	0.00	0.00	15948.65	15948.65	1	5		3
357		8162.58	9291.75	0.00	0.00	17454.33	17454.33	1	4		3
358		20509.54	0.00	0.00	0.00	20509.54	20509.54	1	5		3
359		15041.66		6585.72		15041.66	21627.38	1	5		3
360		17833.00	11458.33	0.00	0.00	29291.33	29291.33	1	5		3
361		11104.51		0.00		11104.51	11104.51	1	5		3
362		9632.75	1080.00	0.00	0.00	10712.75	10712.75	1	5		3
363		9877.51	11397.58	5973.00	2906.00	21275.09	30154.09	1	5		3
364		0.00	18159.90	0.00	0.00	18159.90	18159.90	1	5		3
365		14739.76		3776.08		14739.76	18515.84	1	5		3
366		10838.38		9341.92		10838.38	20180.30	1	5		3
367		23883.77		0.00		23883.77	23883.77	1	5		3
368		16305.00		0.00		16305.00	16305.00	1	5		3
369		24000.00	0.00	0.00	0.00	24000.00	24000.00	1	5		3
370		14104.08		0.00		14104.08	14104.08	1	5		3
371		10416.00	12500.00	0.00	0.00	22916.00	22916.00	1	5		3
372		20048.08	0.00	0.00	0.00	20048.08	20048.08	1	5		3
373		19583.33		7920.02		19583.33	27503.35	1	5		3
374		32246.16	0.00	0.00	0.00	32246.16	32246.16	1	5		3
375		39538.26	0.00	24467.67	0.00	39538.26	64005.93	1	5		3
376		8041.61	7387.76	0.00	0.00	15429.37	15429.37	1	5		3
377		39856.98	21909.23	8020.66	0.00	61766.21	69786.87	1	5		3
378		12944.90		11738.89		12944.90	24683.79	1	5		3
379		38277.39	12308.44	0.00	0.00	50585.83	50585.83	1	5		3
380		14631.18	0.00	0.00	0.00	14631.18	14631.18	1	5		3
381		11321.76	9800.00	0.00	0.00	21121.76	21121.76	1	5		3
382		14583.33	14724.99	0.00	0.00	29308.32	29308.32	1	5		3
383		15416.68		0.00		15416.68	15416.68	1	5		3
384		20296.99		0.00		20296.99	20296.99	1	5		3
385		14566.67	3281.33	0.00	0.00	17848.00	17848.00	1	5		3
386		10788.33	0.00	0.00	0.00	10788.33	10788.33	1	5		3
387		16666.67	0.00	0.00	0.00	16666.67	16666.67	1	5		3
388		12656.00	8750.00	0.00	0.00	21406.00	21406.00	1	5		3
389		68929.32	0.00	0.00	0.00	68929.32	68929.32	1	5		3
390		15713.48		0.00		15713.48	15713.48	1	5		3
391		1972.00	0.00	30135.52	0.00	1972.00	32107.52	1	5		3
392		13284.33	8568.70	0.00	0.00	21853.03	21853.03	1	5		3
393		18750.00	0.00	0.00	0.00	18750.00	18750.00	1	5		3
394		13756.92	0.00	0.00	0.00	13756.92	13756.92	1	5		3
395		21618.12	0.00	0.00	0.00	21618.12	21618.12	1	5		3
396		16758.41		0.00		16758.41	16758.41	1	5		3
397		7091.00	6761.73	0.00	0.00	13852.73	13852.73	1	5		3
398		14340.67		4674.60		14340.67	19015.27	1	5		3
399		3530.00	0.00	23639.43	0.00	3530.00	27169.43	1	5		3
400		33439.76	0.00	0.00	0.00	33439.76	33439.76	1	5		3
401		14583.33	0.00	0.00	0.00	14583.33	14583.33	1	5		3
402		8338.46	5567.50	0.00	2550.00	13905.96	16455.96	1	5		3
403		20833.34	9507.67	0.00	0.00	30341.01	30341.01	1	5		3
404		3000.00	3818.28	3247.50	2073.69	6818.28	12139.47	1	5		3
405		11529.22	14333.34	0.00	0.00	25862.56	25862.56	1	5		3
406		24048.75	3862.43	0.00	0.00	27911.18	27911.18	1	5		3
407		37659.00	8333.34	0.00	0.00	45992.34	45992.34	1	4		3
408		3000.00	0.00	21855.95	0.00	3000.00	24855.95	1	5		3
409		40429.54		0.00		40429.54	40429.54	1	5		3
410		10367.11	6040.29	0.00	0.00	16407.40	16407.40	1	5		3
411		26294.83	0.00	0.00	0.00	26294.83	26294.83	1	5		3
412		7286.93	8380.66	0.00	0.00	15667.59	15667.59	1	5		3
413		13668.58	7669.66	0.00	0.00	21338.24	21338.24	1	5		3
414		14256.93	9847.08	0.00	0.00	24104.01	24104.01	1	5		3
415		16254.04		0.00		16254.04	16254.04	1	4		3
416		16447.01	0.00	0.00	0.00	16447.01	16447.01	1	5		3
417		7854.00	0.00	0.00	6155.00	7854.00	14009.00	1	5		3
418		15432.88	7734.00	7495.40	0.00	23166.88	30662.28	1	5		3
419		6167.49		1804.00		6167.49	7971.49	1	5		3
420		7833.32	4157.00	0.00	0.00	11990.32	11990.32	1	5		3
421		19166.66		0.00		19166.66	19166.66	1	5		3
422		20432.62		0.00		20432.62	20432.62	1	5		3
423		5459.08	8846.16	0.00	0.00	14305.24	14305.24	1	5		3
424		129384.29		0.00		129384.29	129384.29	1	5		3
425		4534.58	16990.42	0.00	0.00	21525.00	21525.00	1	5		3
426		12696.00	10520.00	0.00	0.00	23216.00	23216.00	1	5		3
427		14583.31	2124.07	0.00	0.00	16707.38	16707.38	1	5		3
428		17916.68		7564.64		17916.68	25481.32	1	5		3
429		9306.32	0.00	0.00	0.00	9306.32	9306.32	1	5		3
430		12508.34	0.00	891.67	0.00	12508.34	13400.01	1	5		3
431		0.00		49046.29		0.00	49046.29	1	5		3
432		17649.30	22083.33	0.00	0.00	39732.63	39732.63	1	5		3
433		17005.75	7371.66	0.00	0.00	24377.41	24377.41	1	5		3
434		22046.68	0.00	0.00	0.00	22046.68	22046.68	1	5		3
435		20833.35		0.00		20833.35	20833.35	1	5		3
436		9583.34	5416.67	0.00	0.00	15000.01	15000.01	1	5		3
437		20361.75	0.00	0.00	0.00	20361.75	20361.75	1	5		3
438		8810.43		0.00		8810.43	8810.43	1	5		3
439		53006.23		0.00		53006.23	53006.23	1	5		3
440		10040.33	1065.90	0.00	1127.23	11106.23	12233.46	1	4		3
441		13750.00	8666.66	0.00	0.00	22416.66	22416.66	1	5		3
442		45952.38		0.00		45952.38	45952.38	1	5		3
443		8405.00	16887.00	0.00	0.00	25292.00	25292.00	1	5		3
444		16560.42	0.00	0.00	0.00	16560.42	16560.42	1	5		3
445		6119.58	5725.00	0.00	0.00	11844.58	11844.58	1	5		3
446		9613.07	6234.80	0.00	0.00	15847.87	15847.87	1	5		3
447		22083.33		0.00		22083.33	22083.33	1	5		3
448		16209.00	6779.76	0.00	0.00	22988.76	22988.76	1	5		3
449		11992.93		1056.59		11992.93	13049.52	1	5		3
450		35072.50		0.00		35072.50	35072.50	1	4		3
451		18181.58	0.00	0.00	0.00	18181.58	18181.58	1	5		3
452		7132.67	11266.67	0.00	0.00	18399.34	18399.34	1	5		3
453		15833.34	0.00	0.00	0.00	15833.34	15833.34	1	5		3
454		10241.57		2153.54		10241.57	12395.11	1	5		3
455		23323.83	0.00	0.00	0.00	23323.83	23323.83	1	5		3
456		31175.00	0.00	0.00	0.00	31175.00	31175.00	1	5		3
457		10651.08	9025.01	0.00	0.00	19676.09	19676.09	1	5		3
458		6500.00	14582.53	0.00	0.00	21082.53	21082.53	1	5		3
459		30197.42		0.00		30197.42	30197.42	1	5		3
460		12916.67		59170.21		12916.67	72086.88	1	5		3
461		6705.66	6332.54	0.00	0.00	13038.20	13038.20	1	5		3
462		25000.00	8333.00	0.00	0.00	33333.00	33333.00	1	5		3
463		11250.00	12500.00	4397.41	0.00	23750.00	28147.41	1	5		3
464		17916.69	0.00	0.00	0.00	17916.69	17916.69	1	5		3
465		16666.67		0.00		16666.67	16666.67	1	5		3
466		9313.41	11666.67	0.00	0.00	20980.08	20980.08	1	5		3
467		30243.04		0.00		30243.04	30243.04	1	5		3
468		29651.62	11666.67	0.00	0.00	41318.29	41318.29	1	5		3
469		9486.25	9486.25	0.00	0.00	18972.50	18972.50	1	5		3
470		17373.42	0.00	0.00	0.00	17373.42	17373.42	1	5		3
471		25963.62	0.00	0.00	0.00	25963.62	25963.62	1	5		3
472		3583.33	918.90	8847.00	0.00	4502.23	13349.23	1	5		3
473		15833.33		3064.68		15833.33	18898.01	1	5		3
474		5367.75	45966.29	0.00	0.00	51334.04	51334.04	1	5		3
475		9294.63	0.00	0.00	0.00	9294.63	9294.63	1	5		3
476		12957.42	6478.18	12914.35	0.00	19435.60	32349.95	1	5		3
477		0.00	20632.75	0.00	0.00	20632.75	20632.75	1	5		3
478		6716.00	10142.00	0.00	0.00	16858.00	16858.00	1	5		3
479		12719.58	27916.68	0.00	0.00	40636.26	40636.26	1	5		3
480		1309.25	0.00	41140.47	0.00	1309.25	42449.72	1	5		3
481		22496.98	21816.25	0.00	0.00	44313.23	44313.23	1	5		3
482		32081.63		0.00		32081.63	32081.63	1	5		3
483		15716.68		0.00		15716.68	15716.68	1	5		3
484		27684.83		1098.63		27684.83	28783.46	1	5		3
485		19593.76	0.00	0.00	0.00	19593.76	19593.76	1	5		3
486		15416.66	0.00	0.00	0.00	15416.66	15416.66	1	5		3
487		17265.00		0.00		17265.00	17265.00	1	5		3
488		14162.50		8839.08		14162.50	23001.58	1	5		3
489		9833.33	8333.35	0.00	0.00	18166.68	18166.68	1	5		3
490		17120.29	0.00	0.00	0.00	17120.29	17120.29	1	5		3
491		12271.73	12271.73	0.00	0.00	24543.46	24543.46	1	5		3
492		15537.00	6283.58	0.00	0.00	21820.58	21820.58	1	5		3
493		18125.00	14768.40	4759.83	562.50	32893.40	38215.73	1	5		3
494		28322.08		0.00		28322.08	28322.08	1	5		3
495		8333.00	4909.67	0.00	0.00	13242.67	13242.67	1	5		3
496		15882.60	0.00	0.00	0.00	15882.60	15882.60	1	5		3
497		16735.03		0.00		16735.03	16735.03	1	5		3
498		15833.33		0.00		15833.33	15833.33	1	5		3
499		27083.00	0.00	0.00	0.00	27083.00	27083.00	1	5		3
500		79242.58	0.00	0.00	0.00	79242.58	79242.58	1	5		3
501		22882.00	3865.33	13965.00	0.00	26747.33	40712.33	1	5		3
502		9166.67	0.00	0.00	0.00	9166.67	9166.67	1	5		3
503		12070.00		7153.88		12070.00	19223.88	1	5		3
504		16666.69		27781.25		16666.69	44447.94	1	5		3
505		12473.90	0.00	1583.63	0.00	12473.90	14057.53	1	5		3
506		18699.26	4508.40	1300.00	0.00	23207.66	24507.66	1	5		3
507		28216.25		0.00		28216.25	28216.25	1	5		3
508		11666.66	0.00	0.00	0.00	11666.66	11666.66	1	5		3
509		9350.00	13333.33	0.00	0.00	22683.33	22683.33	1	5		3
510		13093.31	1327.97	0.00	0.00	14421.28	14421.28	1	5		3
511		25000.00		0.00		25000.00	25000.00	1	5		3
512		39387.08	0.00	0.00	0.00	39387.08	39387.08	1	5		3
513		23005.66		0.00		23005.66	23005.66	1	4		3
514		14446.08		7043.98		14446.08	21490.06	1	5		3
515		19583.33		154465.25		19583.33	174048.58	1	5		3
516		37921.15		0.00		37921.15	37921.15	1	5		3
517		11250.00		0.00		11250.00	11250.00	1	5		3
518		12812.50	7310.00	0.00	0.00	20122.50	20122.50	1	5		3
519		9916.66	6664.67	0.00	0.00	16581.33	16581.33	1	5		3
520		14927.47	7590.27	0.00	0.00	22517.74	22517.74	1	5		3
521		1317.00	15561.00	12082.00	0.00	16878.00	28960.00	1	5		3
522		12610.49	0.00	0.00	0.00	12610.49	12610.49	1	5		3
523		15414.75		0.00		15414.75	15414.75	1	5		3
524		15323.76	0.00	0.00	0.00	15323.76	15323.76	1	5		3
525		13691.36		0.00		13691.36	13691.36	1	5		3
526		17291.66		0.00		17291.66	17291.66	1	5		3
527		10109.88	10000.00	0.00	0.00	20109.88	20109.88	1	5		3
528		14673.00	0.00	3708.33	0.00	14673.00	18381.33	1	5		3
529		10621.86	10936.66	0.00	0.00	21558.52	21558.52	1	5		3
530		22916.66		0.00		22916.66	22916.66	1	5		3
531		14095.31		0.00		14095.31	14095.31	1	5		3
532		17958.60	0.00	4734.64	0.00	17958.60	22693.24	1	5		3
533		12854.66	270.00	0.00	0.00	13124.66	13124.66	1	5		3
534		18038.39		0.00		18038.39	18038.39	1	5		3
535		12684.02	12684.02	0.00	0.00	25368.04	25368.04	1	5		3
536		17500.00	3500.00	0.00	0.00	21000.00	21000.00	1	5		3
537		8506.94	7704.99	0.00	0.00	16211.93	16211.93	1	4		3
538		9166.66	7083.33	0.00	0.00	16249.99	16249.99	1	5		3
539		17743.50	0.00	0.00	0.00	17743.50	17743.50	1	5		3
540		15249.37	4217.37	0.00	0.00	19466.74	19466.74	1	5		3
541		12915.00	0.00	22.11	0.00	12915.00	12937.11	1	5		3
542		30002.75	0.00	0.00	0.00	30002.75	30002.75	1	5		3
543		10160.84	2541.67	0.00	0.00	12702.51	12702.51	1	5		3
544		5416.00	0.00	16563.00	0.00	5416.00	21979.00	1	5		3
545		8333.33	0.00	8333.33	0.00	8333.33	16666.66	1	5		3
546		25809.70		0.00		25809.70	25809.70	1	5		3
547		10833.76	0.00	1336.00	0.00	10833.76	12169.76	1	5		3
548		20500.00	0.00	0.00	0.00	20500.00	20500.00	1	5		3
549		13158.08		0.00		13158.08	13158.08	1	5		3
550		12691.41	0.00	0.00	0.00	12691.41	12691.41	1	5		3
551		18699.13	3375.00	0.00	0.00	22074.13	22074.13	1	4		3
552		21170.00		0.00		21170.00	21170.00	1	5		3
553		20272.98	0.00	0.00	0.00	20272.98	20272.98	1	5		3
554		6000.00	8400.00	0.00	0.00	14400.00	14400.00	1	5		3
555		12531.07	5416.66	0.00	0.00	17947.73	17947.73	1	5		3
556		25000.00		0.00		25000.00	25000.00	1	5		3
557		13749.99	13433.33	0.00	0.00	27183.32	27183.32	1	5		3
558		18006.09	0.00	13676.88	0.00	18006.09	31682.97	1	5		3
559		11250.00	4909.67	2065.89	0.00	16159.67	18225.56	1	5		3
560		20383.34		0.00		20383.34	20383.34	1	5		3
561		0.00	11530.13	8062.06	0.00	11530.13	19592.19	1	5		3
562		8000.00	0.00	17000.00	0.00	8000.00	25000.00	1	5		3
563		21404.00	0.00	0.00	0.00	21404.00	21404.00	1	5		3
564		53166.88		0.00		53166.88	53166.88	1	5		3
565		19500.00	0.00	0.00	0.00	19500.00	19500.00	1	5		3
566		18749.98	3771.04	3466.00	0.00	22521.02	25987.02	1	5		3
567		21988.00		9076.92		21988.00	31064.92	1	5		3
568		19821.25	53742.40	0.00	0.00	73563.65	73563.65	1	5		3
569		54872.13	8625.02	0.00	0.00	63497.15	63497.15	1	5		3
570		16635.00	0.00	0.00	0.00	16635.00	16635.00	1	5		3
571		20833.34		14998.00		20833.34	35831.34	1	5		3
572		25448.68	26244.66	0.00	0.00	51693.34	51693.34	1	5		3
573		10218.86	6220.74	2604.46	0.00	16439.60	19044.06	1	5		3
574		20888.83	0.00	0.00	0.00	20888.83	20888.83	1	5		3
575		0.00	22833.42	0.00	0.00	22833.42	22833.42	1	5		3
576		54010.42	0.00	0.00	0.00	54010.42	54010.42	1	5		3
577		31941.42	0.00	0.00	0.00	31941.42	31941.42	1	5		3
578		15375.98	893.73	0.00	625.07	16269.71	16894.78	1	5		3
579		11343.55	15558.62	0.00	0.00	26902.17	26902.17	1	5		3
580		37924.20	0.00	0.00	0.00	37924.20	37924.20	1	5		3
581		14289.38	0.00	0.00	0.00	14289.38	14289.38	1	4		3
582		20939.77		0.00		20939.77	20939.77	1	5		3
583		13311.00	0.00	0.00	0.00	13311.00	13311.00	1	5		3
584		9806.67		0.00		9806.67	9806.67	1	5		3
585		5871.50	17201.60	0.00	0.00	23073.10	23073.10	1	5		3
586		6666.66	10601.07	0.00	0.00	17267.73	17267.73	1	5		3
587		30345.88	0.00	0.00	0.00	30345.88	30345.88	1	5		3
588		0.00	20208.33	0.00	0.00	20208.33	20208.33	1	5		3
589		17138.08		0.00		17138.08	17138.08	1	5		3
590		4295.00	8205.50	0.00	0.00	12500.50	12500.50	1	5		3
591		4541.58		9400.00		4541.58	13941.58	1	5		3
592		40416.68		0.00		40416.68	40416.68	1	5		3
593		16694.63	8623.00	0.00	0.00	25317.63	25317.63	1	5		3
594		14932.58		0.00		14932.58	14932.58	1	5		3
595		15356.34	7222.22	0.00	0.00	22578.56	22578.56	1	5		3
596		11651.33	0.00	2799.56	0.00	11651.33	14450.89	1	4		3
597		50732.75	0.00	0.00	0.00	50732.75	50732.75	1	4		3
598		4312.04		37374.17		4312.04	41686.21	1	5		3
599		28329.87		0.00		28329.87	28329.87	1	5		3
600		20833.32		20833.32		20833.32	41666.64	1	4		3
601		8967.69	3192.56	0.00	0.00	12160.25	12160.25	1	5		3
602		26136.64		1848.50		26136.64	27985.14	1	5		3
603		12187.52	5042.92	0.00	0.00	17230.44	17230.44	1	5		3

	111	112	113	114	115	116	117	118	119	120	121	122
	Co-Borrower Employment Verification	Borrower Asset Verification	Co-Borrower Asset Verification	Liquid / Cash Reserves	Monthly Debt All Borrowers	Originator DTI	Fully Indexed Rate	Qualification Method	Percentage of Down Payment from Borrower Own Funds	City	State	Postal Code
1		4		33670.69	6024.63	0.449320				CASTAIC	CA	91384
2		4		1652964.76	13303.92	0.410584			100.000000	CARMEL VALLEY	CA	93924
3		4		206849.95	9702.38	0.481627				HOUSTON	TX	77024
4		4		141079.89	5491.32	0.324487				LA JOLLA	CA	92037
5		4		65664.72	6383.60	0.437293				SAN FRANCISCO	CA	94114
6		4		4962002.12	8974.11	0.260441				MORRISON	CO	80465
7		4		159240.50	6093.90	0.344198				FLOWERY BRANCH	GA	30542
8		4		243695.59	6726.57	0.196061			100.000000	BROOKLYN	NY	11231
9		4		282615.28	6038.55	0.355416				BAKERSFIELD	CA	93312
10		4		49293.19	3726.25	0.314345			100.000000	SACRAMENTO	CA	95818
11		4		49242.70	5229.63	0.393205				PALO ALTO	CA	94306
12		4		209482.66	5961.46	0.169749			100.000000	ROCHESTER	MI	48306
13		4		127643.63	5565.04	0.239831				HOUSTON	TX	77006
14		4		292888.29	11389.03	0.437150			100.000000	ENCINO	CA	91316
15		4		258056.91	5885.22	0.334639				SAN DIEGO	CA	92120
16		4		77388.48	12669.12	0.324332				LA MESA	CA	91941
17		4		575492.98	4684.56	0.443512				PLACERVILLE	CA	95667
18		4		214354.09	7556.09	0.349011				NEWPORT COAST	CA	92657
19		4		324514.62	6589.81	0.260043			100.000000	GROSSE POINTE FARMS	MI	48236
20		4		108752.71	5680.02	0.267087				SAN MARINO	CA	91108
21		4		81832.06	6413.84	0.425162				SAN DIEGO	CA	92107
22		4		834648.92	6142.86	0.371433			100.000000	CHICAGO	IL	60657
23		4		136134.00	10838.37	0.271518			100.000000	HOUSTON	TX	77005
24		4		2048454.26	15609.64	0.274052			100.000000	Eastsound	WA	98245
25		4		531294.02	5122.03	0.271785			100.000000	SCOTTSDALE	AZ	85262
26		4		40057.49	7628.09	0.408192			100.000000	YORBA LINDA	CA	92886
27		4		463629.40	8855.12	0.380865			100.000000	SAN JOSE	CA	95120
28		4		91926.94	7638.06	0.398507				CASTLE ROCK	CO	80108
29		4		255519.58	2243.55	0.467406				GRANITE BAY	CA	95746
30		4		369296.28	6556.88	0.289138				MANHATTAN BEACH	CA	90266
31		4		106119.44	5276.51	0.328812				ANACORTES	WA	98221
32		4		758337.28	4044.81	0.448048				johns island	SC	29455
33		4		326955.47	12171.44	0.169914			100.000000	MCLEAN	VA	22102
34		4		185845.57	6294.22	0.310265				MCLEAN	VA	22101
35		4		246999.36	4440.12	0.161459				VIENNA	VA	22182
36		4		110527.77	4945.21	0.398327				MARIETTA	GA	30067
37		4		127260.55	1263.49	0.367277				ENCINO	CA	91436
38		4		59237.51	4608.72	0.197194				SARATOGA	CA	95070
39		4		242492.53	11872.95	0.406589				HOUSTON	TX	77024
40		4		150584.32	7109.55	0.304993				DALLAS	TX	75229
41		4		422278.24	8607.57	0.255384				SAN JOSE	CA	95120
42		4		472526.64	8952.76	0.169169				LOS ANGELES	CA	90077
43		4		173444.35	6110.73	0.419031				BROOKLYN	NY	11217
44		4		320490.21	5587.45	0.288623				Winchester	MA	01890
45		4		478821.70	4539.27	0.365884				SOLANA BEACH	CA	92075
46		4		133329.68	6304.10	0.375200				BOSTON	MA	02118
47		4		221880.21	8471.43	0.369903				LOS ANGELES	CA	90049
48		4		417154.02	15336.97	0.390845				POTOMAC	MD	20854
49		4		20922.80	3756.85	0.440862				GREEN VALLEY	AZ	85622
50		4		121530.08	4471.06	0.090600				GLENCOE	IL	60022
51		4		260218.55	20101.79	0.234212				WASHINGTON	DC	20016
52		4		193197.60	3138.03	0.355954				MANCHESTER	MA	01944
53		4		230017.64	5823.47	0.288551				SUMMERFIELD	NC	27358
54		4		181822.35	5369.73	0.462915				CUPERTINO	CA	95014
55		4		574637.57	6553.41	0.433596				SAUSALITO	CA	94965
56		4		3000193.30	10152.45	0.380727				NEW YORK	NY	10023
57		4		170963.70	5344.14	0.253469				SUNNYVALE	CA	94087
58		4		924655.49	7898.91	0.434275				NEWPORT BEACH	CA	92660
59		4		36126.23	3679.44	0.350313				EDINA	MN	55424
60		4		101751.66	5908.99	0.372095				PISMO BEACH	CA	93449
61		4		165069.47	10384.75	0.415390				RUMSON	NJ	07760
62		4		100693.30	3377.75	0.352200				BELLINGHAM	WA	98229
63		4		49443.96	4062.53	0.335285				WESTON	MA	02493
64		4		81367.83	6856.40	0.239826			100.000000	FAIRFAX	VA	22032
65		4		110569.26	13464.76	0.249979				OMAHA	NE	68154
66		4		683460.57	5778.66	0.338263			87.118200	SANTA BARBARA	CA	93108
67		4		363069.78	8997.17	0.404904				CAMPBELL	CA	95008
68		4		204990.80	8299.40	0.330207				MIAMI BEACH	FL	33141
69		4		27744.77	5503.42	0.264249				LAGUNA BEACH	CA	92651
70		4		89621.31	4025.44	0.286996				BELMONT	MA	80220
71		4		118162.66	8124.53	0.354525			100.000000	SUPERIOR TWP	MI	48198
72		4		266193.66	5724.44	0.359651				BERKELEY	CA	94705
73		4		473402.35	3742.42	0.384084			100.000000	HINGHAM	MA	02043
74		4		109213.79	5349.10	0.157256				ATLANTA	GA	30345
75		4		38675.80	5401.63	0.342877				COLUMBUS	GA	31904
76		4		321117.33	4297.76	0.316196				KNOXVILLE	TN	37934
77		4		74887.51	4516.51	0.330551				PARK CITY	UT	84098
78		4		282760.93	6383.39	0.231904				ATLANTIC CITY	NJ	08401
79		4		121458.60	5284.55	0.434727				ORINDA	CA	94563
80		4		113519.64	5002.57	0.141249				TAMPA	FL	33613
81		4		138906.33	5128.30	0.333183				MERCER ISLAND	WA	98040
82		4		852276.85	8010.08	0.131422				SCOTTSDALE	AZ	85259
83		4		419396.64	11049.97	0.294666				SCOTTSDALE	AZ	85266
84		4		391533.00	6224.20	0.182135			100.000000	LAKE BLUFF	IL	60044
85		4		616520.11	11612.38	0.146177				BELLEVUE	WA	98006
86		4		67626.85	8038.87	0.357283				MENLO PARK	CA	94025
87		4		714255.90	5885.84	0.129579				HOUSTON	TX	77055
88		4		472264.67	10751.30	0.430052				NANTUCKET	MA	02554
89		4		52111.22	5588.02	0.362466				OAK PARK	IL	60302
90		4		189274.64	8020.42	0.328150			100.000000	DAVIDSONVILLE	MD	21035
91		4		32756.08	4290.74	0.335978				CARLSBAD	CA	92009
92		4		42151.05	4545.98	0.316044				UNIVERSITY PARK	TX	76225
93		4		78836.38	6580.50	0.321519				FAIRFAX	VA	22030
94		4		122066.89	7987.25	0.391212			100.000000	GUILFORD	CT	06437
95		4		210002.51	6822.40	0.449293				MCLEAN	VA	22102
96		4		75040.53	5318.77	0.260511				WINCHESTER	MA	01890
97		4		144898.32	9468.10	0.342650				MESA	AZ	85207
98		4		247690.23	5143.61	0.346313				WHEATON	IL	60189
99		4		168859.89	6241.38	0.212094				BEAUFORT	SC	29902
100		4		135041.90	5476.75	0.252773			100.000000	MILTON	MA	02186
101		4		173688.03	7771.87	0.225245				MONTE	CA	95030
102		4		436104.05	14598.28	0.413621			100.000000	KURE BEACH	NC	28449
103		4		923174.80	11622.48	0.281757				ROYAL OAK	MD	21662
104		4		247248.42	7316.78	0.371660			100.000000	VIENNA	VA	22180
105		4		90346.67	5314.24	0.442067				POTOMAC	MD	20854
106		4		117730.58	5107.29	0.233793			100.000000	WASHINGTON	DC	20007
107		4		154569.45	3455.39	0.260293				BRENTWOOD	TN	37027
108		4		288531.70	3930.95	0.388953				LOS ALAMITOS	CA	90720
109		4		84280.21	4693.58	0.297107				FLOWER MOUND	TX	75022
110		4		124753.69	7222.68	0.363206				CLARENDON HILLS	IL	60514
111		4		203055.89	3946.20	0.348194			100.000000	AUSTIN	TX	78738
112		4		75212.90	5635.40	0.320254				MOUNTAIN VIEW	CA	94040
113		4		104756.59	1968.08	0.219525				Haverford	PA	19041
114		4		955834.03	8776.06	0.137816			100.000000	CAMBRIDGE	MA	02138
115		4		168077.82	6211.60	0.282769				FREMONT	CA	94539
116		4		140379.48	11106.81	0.165392				DICKERSON	MD	20842
117		4		268597.43	7304.09	0.373743				DULUTH	GA	30097
118		4		44829.25	5931.96	0.311506			100.000000	PORT LUDLOW	WA	98365
119		4		423425.75	4759.92	0.167079				BETHESDA	MD	20817
120		4		160738.83	5655.38	0.443301			90.708000	DUBLIN	CA	94568
121		4		51334.67	3940.34	0.411059				BOULDER	CO	80305
122		4		123648.17	6417.03	0.181832			100.000000	SCOTTS VALLEY	CA	95066
123		4		824850.34	12151.24	0.371778				UPPER SADDLE RIVER	NJ	07458
124		4		162628.39	8201.84	0.293008				PLEASANTON	CA	94566
125		4		383049.00	5854.70	0.450368				WASHINGTON	DC	20003
126		4		78166.41	9671.06	0.292658				HERMOSA BEACH	CA	90254
127		4		38702.90	3728.04	0.432805				AREA OF STUDIO CITY	CA	91604
128		4		520325.77	7052.13	0.241821				ATHERTON	CA	94027
129		4		237464.55	5101.62	0.194869				NEW YORK	NY	10011
130		4		724133.00	5805.33	0.303626				FORT COLLINS	CO	80524
131		4		185178.10	6024.87	0.285917				EDGEWATER	MD	21037
132		4		215863.25	4934.41	0.325483				NEEDHAM	MA	02492
133		4		110394.18	6919.32	0.368692				WINCHESTER	MA	01890
134		4		78497.88	4961.18	0.258844				HOUSTON	TX	77005
135		4		158535.05	4495.93	0.426279				EL MACERO	CA	95618
136		4		124096.75	6689.60	0.282342				ALEXANDRIA	VA	22307
137		4		282064.54	13283.09	0.363961				ASPEN	CO	81611
138		4		201409.42	13876.65	0.247225				MCLEAN	VA	22101
139		4		396488.32	6599.45	0.322835				SAN FRANCISCO	CA	94123
140		4		97680.81	3660.66	0.270326				NASHVILLE	TN	37212
141		4		38574.96	5094.24	0.383949			100.000000	CORAL GABLES	FL	33134
142		4		1457841.28	8702.33	0.163982				SAN DIEGO	CA	92103
143		4		809481.72	10154.07	0.425551				AUSTIN	TX	78756
144		4		249442.40	8211.63	0.458682				ALAMO	CA	94507
145		4		158605.20	6269.71	0.279266				REDWOOD CITY	CA	94062
146		4		125038.66	6536.00	0.265269				LAS CRUCES	NM	88011
147		4		1797657.98	10666.25	0.436490				HUNTINGTON BEACH	CA	92649
148		4		302391.74	4661.26	0.248600				HINGHAM	MA	02043
149		4		68969.18	5402.76	0.166371				AUSTIN	TX	78756
150		4		79582.87	5398.30	0.227642			100.000000	DENVER	CO	80220
151		4		175706.62	13558.93	0.324954				DEVON	PA	19333
152		4		849666.13	10064.59	0.360161				SAN CLEMENTE	CA	92672
153		4		300784.73	7795.52	0.352275				MARIETTA	GA	30068
154		4		53532.22	7880.91	0.403337			100.000000	DANVILLE	CA	94506
155		4		284521.98	15699.82	0.324824			100.000000	LAKEWOOD	WA	98499
156		4		130097.47	6228.15	0.214394				ESCONDIDO	CA	92029
157		4		29363.23	5559.04	0.444723				HOUSTON	TX	77018
158		4		74995.47	3895.78	0.093498				ARLINGTON	VA	22203
159		4		168488.73	7613.59	0.313698				MENLO PARK	CA	94025
160		4		117208.33	8525.13	0.166933				BELLEVUE	WA	98004
161		4		80928.75	8932.58	0.308593				HIGLAND PARK	TX	75205
162		4		104595.34	3682.37	0.230076				CARMICHAEL	CA	95608
163		4		112119.88	3040.55	0.248334				CHICAGO	IL	60640
164		4		510143.73	20653.97	0.385708				SAN DIEGO	CA	92037
165		4		112159.60	10711.34	0.422949				PALO ALTO	CA	94303
166		4		211437.19	6875.02	0.276931			100.000000	WATERLOO	NE	68069
167		4		1068703.68	5849.15	0.446514				LOS ALTOS	CA	94024
168		4		637428.33	9133.90	0.312737				ANNAPOLIS	MD	21409
169		4		390376.45	5777.65	0.337818				GREAT FALLS	VA	22066
170		4		320813.40	9675.25	0.193505				TUPELO	MS	38804
171		4		17268.17	2790.81	0.205033				FOUNTAIN HILLS	AZ	85268
172		4		147585.29	11235.27	0.378891				CONCORD	MA	01742
173		4		129946.11	9233.46	0.317142				SAN ANTONIO	TX	78232
174		4		190629.47	7926.52	0.395137			100.000000	CHICGO	IL	60614
175		4		164812.70	9014.11	0.356120			100.000000	IRVINE	CA	92620
176		4		108490.13	7382.33	0.410312			100.000000	ARLINGTON	VA	22205
177		4		234244.32	14748.36	0.355592				BETHESDA	MD	20817
178		4		234349.84	10587.20	0.362915				BOULDER	CO	80304
179		4		71506.39	7353.55	0.441093				REDWOOD CITY	CA	94065
180		4		311597.81	5758.63	0.187414				CLIFTON	VA	20124
181		4		61673.29	4646.90	0.348517				BURIEN	WA	98166
182		4		389188.56	6998.48	0.205989				INDIALANTIC	FL	32903
183		4		571865.04	6387.94	0.194081				IMPERIAL	MO	63052
184		4		133379.68	2670.07	0.216947				FORT COLLINS	CO	80525
185		4		944109.88	4564.96	0.295821				CARLSBAD	CA	92011
186		4		229953.94	6077.40	0.231520				FRIANT	CA	93626
187		4		105732.77	4803.63	0.372252				FAIRFAX	VA	22032
188		4		118925.89	5851.69	0.368456			100.000000	NAPLES	FL	34113
189		4		211428.63	14783.63	0.211312				BETHESDA	MD	20817
190		4		604957.34	6964.37	0.351718			56.027100	SCOTTSDALE	AZ	85259
191		4		159105.64	5137.78	0.307515				ANDOVER	MA	01810
192		4		188610.65	5908.39	0.305493			100.000000	CHICAGO	IL	60612
193		4		54742.77	6516.50	0.250098			92.411800	CLARENDON HILLS	IL	60514
194		4		50062.93	4360.31	0.277779			100.000000	ARLINGTON	VA	22204
195		4		127138.25	6694.89	0.314216			68.921200	DUBLIN	CA	94568
196		4		42762.66	5793.08	0.262328				OAKLAND	CA	94611
197		4		40896.37	5270.51	0.159439				ANDOVER	MA	01810
198		4		107971.63	3748.54	0.214202				COHASSETT	MA	02025
199		4		195394.78	10237.77	0.277488			100.000000	SOUTHLAKE	TX	76092
200		4		108018.97	5216.47	0.215631			100.000000	HOUSTON	TX	77008
201		4		240477.45	6016.45	0.305745				NAPA	CA	94558
202		4		280349.67	5995.34	0.404828				CABIN JOHN	MD	20818
203		4		238790.22	16099.85	0.244968				THE WOODLANDS	TX	77382
204		4		63758.53	3638.52	0.184229				ARLINGTON	MA	02476
205		4		356970.19	7120.08	0.332752			100.000000	AMBLER	PA	19002
206		4		69336.17	5361.72	0.111079				OLYMPIC VALLEY	CA	96146
207		4		898704.44	12748.65	0.244276			100.000000	CAMBRIDGE	MA	02138
208		4		134992.22	5856.26	0.451409			100.000000	WEST WINDSOR	NJ	08550
209		4		38665.24	4790.88	0.337385				NORFOLK	VA	23518
210		4		89157.78	6132.05	0.442048			100.000000	SANDWICH	MA	02563
211		4		261634.26	6682.42	0.445017				ORO VALLEY	AZ	85755
212		4		31265.68	4422.28	0.443143				SAN DIEGO	CA	92110
213		4		89730.28	6057.43	0.321896			36.338800	NEW YORK	NY	10075
214		4		125703.48	6504.10	0.225310				CHESTERFIELD	MO	63005
215		4		77751.98	8007.65	0.206649				BOSTON	MA	02116
216		4		604127.29	5473.28	0.097589				SANDY SPRING	MD	20860
217		4		135942.34	8469.37	0.252102				WESTLAKE VILLAGE	CA	91362
218		4		226898.57	5654.95	0.275320				HINGHAM	MA	02043
219		4		69609.06	3434.64	0.147199			100.000000	CHARLOTTE	NC	28207
220		4		139566.48	13831.15	0.302198			100.000000	BRASELTON	GA	30517
221		4		244573.67	9587.64	0.302911			100.000000	WILMETTE	IL	60091
222		4		191759.20	7744.89	0.119012				BEAVERTON	OR	97007
223		4		221448.21	6259.62	0.449448				BENTONVILLE	AR	72712
224		4		80878.25	8591.12	0.413359				DADEVILLE	AL	36853
225		4		146619.60	7458.81	0.223226				ALEXANDRIA	VA	22314
226		4		88059.67	4761.07	0.408092			100.000000	AVON	CT	06001
227		4		3835320.95	9430.29	0.444407			100.000000	CHEVY CHASE	MD	20815
228		4		478258.34	10923.17	0.136335				LOS ALTOS HILLS	CA	94022
229		4		73456.28	7344.15	0.349866			100.000000	FULTON	MD	20759
230		4		427591.47	11076.07	0.424380			100.000000	MCLEAN	VA	22102
231		4		60855.43	4466.75	0.243979				ASHBURN	VA	20147
232		4		157321.13	13288.86	0.376158			100.000000	BELLEVUE	WA	98004
233		4		81286.82	8368.60	0.246440			100.000000	DALLAS	TX	75208
234		4		209034.40	4429.91	0.192486			100.000000	GLENWOOD	MD	21738
235		4		820757.75	6236.01	0.226764				SPRING	TX	77382
236		4		308437.12	3844.93	0.374171			100.000000	CAMBRIDGE	MA	02139
237		4		127111.47	5746.88	0.182518				NEWTON	MA	02459
238		4		673709.42	3567.36	0.218682				SUNNYVALE	CA	94087
239		4		339478.20	7727.94	0.284350				WOODSIDE	CA	94062
240		4		80076.36	6907.86	0.306900				CALABASAS	CA	91302
241		4		836256.14	9000.41	0.240011			100.000000	PARK CITY	UT	84060
242		4		29412.00	4932.09	0.396152			60.538000	ELLICOTT CITY	MD	21042
243		4		1559400.17	11607.59	0.359192			100.000000	COTO DE CAZA AREA	CA	92679
244		4		277522.16	8857.41	0.233602			100.000000	ARLINGTON	VA	22205
245		4		79043.28	8626.14	0.307509			100.000000	MONTCLAIR	NJ	07042
246		4		96090.83	11501.29	0.449272				SAN JUAN CAPISTRANO	CA	92675
247		4		319528.80	4793.69	0.345568				ACTON	MA	01720
248		4		694120.15	5521.88	0.294500			100.000000	SEATTLE	WA	98109
249		4		165629.23	7186.16	0.434260				SAN ANTONIO	TX	78257
250		4		45256.10	5939.73	0.412544				REHOBOTH BEACH	DE	19971
251		4		113615.01	9248.34	0.410230			100.000000	ROCKLIN	CA	95765
252		4		150862.96	4768.15	0.205520				ROCHESTER HILLS	MI	48306
253		4		49300.30	5613.05	0.407888				CHATTANOOGA	TN	37405
254		4		44615.10	6418.28	0.288909			100.000000	BORNE	TX	78006
255		4		73907.02	4559.65	0.198735			100.000000	WHEATON	IL	60189
256		4		994739.46	4577.93	0.281719			100.000000	MERCER ISLAND	WA	98040
257		4		1933721.26	12249.81	0.337926			100.000000	CHICAGO	IL	60614
258		4		100795.38	5475.82	0.251955			100.000000	NEEDHAM	MA	02494
259		4		44332.93	3418.27	0.154130			100.000000	ARLINGTON	VA	22205
260		4		106592.38	6711.66	0.257835				LA CANADA FLINTRIDGE	CA	91011
261		4		442089.02	8318.67	0.163646				BROOKLINE	MA	02445
262		4		246638.19	5796.63	0.294025				LEESBURG	VA	20176
263		4		126144.35	6867.29	0.321879				LAGUNA NIGUEL	CA	92677
264		4		285939.55	4768.70	0.186763				PASADENA	CA	91104
265		4		152467.17	3380.90	0.245884			100.000000	DUXBURY	MA	02332
266		4		946809.87	7614.68	0.103849				ANCRAM	NY	12502
267		4		264968.20	6652.64	0.122818				LONGWOOD	FL	32779
268		4		126248.54	7567.51	0.305669			100.000000	DURANGO	CO	81301
269		4		123195.11	6580.77	0.335932			93.014200	FALLS CHURCH	VA	22043
270		4		316525.71	9475.94	0.268826			100.000000	TUCSON	AZ	85750
271		4		63364.61	5535.10	0.288328			24.745000	CARLSBAD	CA	92011
272		4		52908.99	4478.38	0.291253			100.000000	FREDERICK	MD	21701
273		4		191161.14	8553.58	0.256261				WALNUT CREEK	CA	94596
274		4		187089.27	4062.93	0.334640				SEATTLE	WA	98115
275		4		606415.70	7688.62	0.255861			100.000000	RANCHO MURIETA	CA	95683
276		4		188258.95	6765.02	0.440001			100.000000	SEATTLE	WA	98101
277		4		425181.47	11076.38	0.200932			100.000000	MARINA DEL REY	CA	90292
278		4		1383135.89	9207.91	0.342650			100.000000	BOULDER	CO	80305
279		4		182051.33	6083.21	0.373784			100.000000	JUPITER	FL	33458
280		4		67609.33	4036.03	0.407514				SEATTLE	WA	98103
281		4		472493.22	9323.47	0.356398			100.000000	PALO ALTO	CA	94306
282		4		226645.23	7083.47	0.328108			100.000000	CHARLOTTE	NC	28270
283		4		30649.60	5003.21	0.222365				FAIRFAX	VA	22033
284		4		69788.05	4520.21	0.275903			100.000000	ARLINGTON	MA	02474
285		4		302354.55	4839.45	0.337461				PALO ALTO	CA	94306
286		4		137249.53	9510.08	0.352134			100.000000	GLEN ELLYN	IL	60137
287		4		90321.48	6606.76	0.306041			100.000000	SHORT HILLS	NJ	07078
288		4		112948.36	4222.35	0.277654				ARVADA	CO	80004
289		4		93845.87	4764.53	0.328588				SAN MATEO	CA	94402
290		4		56764.31	4558.19	0.206457				DENVER	CO	80218
291		4		3256341.40	7890.05	0.278282				BEVERLY HILLS	CA	90210
292		4		130179.22	4423.72	0.291846				SAN FRANCISCO	CA	94110
293		4		316837.05	6813.97	0.376248			100.000000	HERMOSA BEACH	CA	90254
294		4		543442.38	3523.02	0.410130				INDIANAPOLIS	IN	46256
295		4		237177.42	3473.66	0.308770				WINCHESTER	MA	01890
296		4		111122.04	7483.59	0.399125			95.626200	SEATTLE	WA	98199
297		4		63116.14	7417.34	0.368817			100.000000	LAUREL	MD	20723
298		4		245754.99	4738.29	0.299918			100.000000	ALEXANDRIA	VA	22307
299		4		764520.42	6830.15	0.263697			100.000000	WALNUT CREEK	CA	94596
300		4		38607.26	5227.83	0.416892				BOXFORD	MA	01921
301		4		18924.78	3481.26	0.333348				NEWTON	MA	02468
302		4		53415.83	5100.11	0.365163				CHESTNUT HILL	MA	02467
303		4		252329.81	4990.98	0.430084				CUPERTINO	CA	95014
304		4		72869.93	2816.73	0.379643			100.000000	WASHINGTON	DC	20007
305		4		351252.32	5865.78	0.356402				WESTON	MA	02493
306		4		294040.55	5185.84	0.276578				MILL VALLEY	CA	94941
307		4		455481.36	7492.01	0.278963				HILLSBOROUGH	CA	94010
308		4		93571.68	6475.80	0.101716				BETHESDA	MD	20816
309		4		2364670.91	8343.91	0.194463			100.000000	LOS GATOS	CA	95030
310		4		248084.58	4528.78	0.399214			100.000000	WEYMOUTH	MA	02191
311		4		4962729.02	6077.73	0.355808				HERMOSA BEACH	CA	90254
312		4		670243.58	3586.79	0.218485				HINGHAM	MA	02043
313		4		29748.85	6229.59	0.408953				CARLSBAD	CA	92011
314		4		89377.94	7325.00	0.372414				ANNAPOLIS	MD	21403
315		4		980207.15	6275.76	0.369837				MILL VALLEY	CA	94941
316		4		196158.86	4586.32	0.120469				DALLAS	TX	75205
317		4		564649.54	4436.17	0.155522				HIGLAND PARK	TX	75205
318		4		50102.96	4503.50	0.148130				GIG HARBOR	WA	98332
319		4		35020.94	4876.76	0.271875				MENLO PARK	CA	94025
320		4		267001.74	3567.75	0.268535				SAN JOSE	CA	95125
321		4		430298.66	6242.54	0.440650			100.000000	ATLANTA	GA	30328
322		4		557639.01	6355.02	0.193171				OLYMPIA	WA	98502
323		4		136100.18	11744.29	0.390890				GAINESVILLE	GA	30501
324		4		28983.29	3775.69	0.330717				ASHLAND	MA	01721
325		4		463137.82	7373.44	0.330974				LAS VEGAS	NV	89135
326		4		97673.52	6759.77	0.421766			100.000000	HERMOSA BEACH	CA	90254
327		4		63591.32	6212.95	0.338734				CHESTERFIELD	MO	63005
328		4		28292.85	4062.36	0.109808				ATLANTA	GA	30342
329		4		182890.30	7796.50	0.425858			100.000000	OAKTON	VA	22124
330		4		131615.12	4374.05	0.435236			100.000000	CHICAGO	IL	60654
331		4		144012.24	8897.15	0.206876				BURLINGAME	CA	94010
332		4		33398.33	5638.12	0.200643				HIGHLAND PARK	IL	60035
333		4		200657.15	4553.34	0.115299				ALEXANDRIA	VA	22308
334		4		67270.91	5229.01	0.203258				BOULDER	CO	80304
335		4		266269.89	5318.39	0.268610				NEWTON	MA	02468
336		4		39807.73	34918.25	0.405522				CHICAGO	IL	60654
337		4		620503.80	12542.11	0.358346			50.990400	PLEASANTON	CA	94566
338		4		323251.33	4941.51	0.229744				MIDDLETON	WI	53562
339		4		180120.07	5376.65	0.146388				COS COB	CT	06807
340		4		856483.46	5422.29	0.193267				MESA	AZ	85213
341		4		968304.86	6200.42	0.442850				SAN JUAN CAPISTRANO	CA	92675
342		4		492585.59	18198.67	0.258251			100.000000	WINTER PARK	FL	32789
343		4		1909706.32	7387.02	0.353553				SAN DIEGO	CA	92103
344		4		193594.45	2781.00	0.388981				SAN LUIS OBISPO	CA	93401
345		4		129955.09	5848.34	0.234310				DALLAS	TX	75205
346		4		8886221.43	30528.49	0.113530			100.000000	HILLSBOROUGH	CA	94010
347		4		594381.94	6465.98	0.330178			100.000000	ATLANTA	GA	30309
348		4		264353.23	6159.60	0.339632			100.000000	BONITA SPRINGS	FL	34134
349		4		271333.48	14589.23	0.358914			100.000000	SANDY	UT	84092
350		4		340419.59	4163.59	0.383936				LA JOLLA	CA	92037
351		4		140837.55	5074.95	0.338330				SOLANA BEACH	CA	92075
352		4		124199.14	8564.57	0.424290			100.000000	CHICAGO	IL	60657
353		4		607517.16	19022.53	0.236546				MADISON	WI	53704
354		4		730871.77	8225.62	0.341879				NEWPORT BEACH	CA	92663
355		4		54014.70	5818.75	0.279300			62.723000	CHICAGO	IL	60618
356		4		321429.47	5772.09	0.361917				SAN DIEGO	CA	92128
357		4		50097.90	4932.02	0.282567				FRANKLIN	MA	02038
358		4		50443.84	6511.59	0.317491				SEATTLE	WA	98115
359		4		345188.08	7105.89	0.328560				MENLO PARK	CA	94025
360		4		35098.36	5622.65	0.191956				RESCUE	CA	95672
361		4		67438.21	4168.50	0.375388				BETHESDA	MD	20817
362		4		654613.55	3291.93	0.307291				CARMEL	CA	93923
363		4		369127.57	4759.16	0.157828			100.000000	VIENNA	VA	22180
364		4		205016.41	5320.23	0.292966				WESTMINSTER	CO	80234
365		4		143687.80	6044.16	0.326432			100.000000	HOUSTON	TX	77005
366		4		395964.81	6697.68	0.331892				MENLO PARK	CA	94025
367		4		246486.18	7380.16	0.309003				GREENWICH	CT	06830
368		4		31384.75	5291.62	0.324540				SPRING	TX	77379
369		4		171890.79	6223.15	0.259298				HINGHAM	MA	02043
370		4		277421.13	5494.51	0.389569				ATLANTA	GA	30327
371		4		133461.61	7820.13	0.341252				RANCHO SANTA FE	CA	92067
372		4		50792.04	8613.44	0.429639				POTOMAC	MD	20854
373		4		386359.30	5910.19	0.214890				MANHATTAN BEACH	CA	90266
374		4		294192.22	8575.25	0.265931				WELLESLEY	MA	02482
375		4		388998.50	12321.40	0.192504				TUSTIN	CA	92782
376		4		48474.47	6005.13	0.389201			24.237200	LAGUNA NIGUEL	CA	92677
377		4		757980.33	14073.78	0.201668				HOUSTON	TX	77027
378		4		501212.12	11078.33	0.448810				LOS ANGELES	CA	90292
379		4		154296.07	9902.08	0.195748				LYNNFIELD	MA	01940
380		4		348616.08	6413.50	0.438345				COLUMBIA	SC	29206
381		4		63389.56	6508.33	0.308134				CUPERTINO	CA	95014
382		4		204371.48	5640.27	0.192446				BETHESDA	MD	20817
383		4		129614.02	4607.91	0.298891				DANVILLE	CA	94506
384		4		262218.51	5630.28	0.277395				MANHATTAN BEACH	CA	90266
385		4		227545.52	6204.82	0.347648				SAN CARLOS	CA	94070
386		4		165848.09	3188.13	0.295517				CORONADO	CA	92118
387		4		193472.01	5663.02	0.339781			100.000000	SAN ANTONIO	TX	78209
388		4		135582.95	6606.21	0.308615			100.000000	ELLICOTT CITY	MD	21042
389		4		1724359.77	18609.19	0.269975				CATAULA	GA	31804
390		4		237330.41	5623.46	0.357875			100.000000	CHICAGO	IL	60618
391		4		783250.02	11409.70	0.355359				BALTIMORE	MD	21210
392		4		180268.04	9079.17	0.415465				ENCINO	CA	91436
393		4		282603.33	5942.36	0.316926				NEW YORK	NY	10016
394		4		98651.69	4826.53	0.350844				BELMONT	CA	94002
395		4		66086.03	5836.22	0.269969				SEATTLE	WA	98177
396		4		101811.45	6483.24	0.386865				DEL MAR	CA	92014
397		4		166874.11	3813.77	0.275308				CORONADO	CA	92118
398		4		220838.29	5711.56	0.300367				LA JOLLA	CA	92037
399		4		584626.00	11590.72	0.426609				ENCINITAS	CA	92024
400		4		324597.48	6002.57	0.179504				BOURBONNAIS	IL	60914
401		4		301809.62	4579.21	0.314003			100.000000	OAKLAND	CA	94611
402		4		82368.71	5024.78	0.305347			100.000000	WELLESLEY	MA	02482
403		4		587598.06	5177.60	0.170647			100.000000	WASHINGTON	DC	20015
404		4		208980.34	5353.09	0.440966			100.000000	DUBLIN	CA	94568
405		4		50643.61	5739.99	0.221942				SAN MATEO	CA	94402
406		4		175874.66	9413.24	0.337257			100.000000	SANIBEL	FL	33957
407		4		714584.09	17012.52	0.369899			100.000000	KENSINGTON	CA	94708
408		4		254798.31	5982.98	0.240706			100.000000	ROSWELL	GA	30075
409		4		230890.30	15753.94	0.389664				CORONA	CA	92883
410		4		298604.45	4281.97	0.260978				LIVERMORE	CA	94550
411		4		45832.81	6809.26	0.258958				LOOMIS	CA	95650
412		4		38380.40	5546.11	0.353986				PLEASANTON	CA	94588
413		4		146735.65	8575.45	0.401882			100.000000	ALAMEDA	CA	94502
414		4		132597.32	6849.54	0.284166			100.000000	LAFAYETTE	CA	94549
415		4		93307.17	6572.34	0.404351			79.863300	TIBURON	CA	94920
416		4		117490.22	5642.49	0.343071				REDWOOD CITY	CA	94062
417		4		990433.84	5939.94	0.424009			100.000000	SAN DIEGO	CA	92122
418		4		513055.04	9120.43	0.297448				LOS ALTOS	CA	94022
419		4		854685.20	3314.82	0.415834				BAINBRIDGE ISLAND	WA	98110
420		4		55467.20	4287.20	0.357555			100.000000	SAN FRANCISCO	CA	94116
421		4		156612.42	5821.28	0.303719			100.000000	SAVANNAH	GA	31410
422		4		42535.36	7874.65	0.385396				WASHINGTON	DC	20015
423		4		174921.12	4808.91	0.336164				LOS ANGELES	CA	90034
424		4		1274176.37	8042.53	0.062160			100.000000	ATLANTA	GA	30305
425		4		109447.47	8061.37	0.374512				ASHBURN	VA	20147
426		4		29309.58	5750.37	0.247690				FAIRFAX	VA	22033
427		4		266127.60	7235.48	0.433071				DUXBURY	MA	02332
428		4		277070.57	11172.18	0.438446			100.000000	PHOENIX	AZ	95048
429		4		553215.88	4157.66	0.446757				ZIONSVILLE	IN	46077
430		4		125848.17	4157.43	0.310256			100.000000	LUCAS	TX	75002
431		4		208774.69	6414.03	0.130775			100.000000	GRANITE BAY	CA	95746
432		4		316940.45	13402.05	0.337306			100.000000	SAN RAFAEL	CA	94903
433		4		336854.03	5003.39	0.205247				UNIVERSITY PARK	TX	75205
434		4		569185.11	3931.21	0.178313			0.000000	SPRING	TX	77386
435		4		483404.77	5028.25	0.241356				LIBERTYVILLE	IL	60048
436		4		130863.22	5429.55	0.361970				DALLAS	TX	75225
437		4		60568.95	4926.36	0.241942				GLEN ELLYN	IL	60137
438		4		161592.04	3909.88	0.443778				PASADENA	CA	91107
439		4		280548.97	13332.76	0.251532				LOS ANGELES	CA	90020
440		4		312611.06	5266.20	0.430475				LA JOLLA	CA	92037
441		4		482828.88	5117.41	0.228286			100.000000	SAN MATEO	CA	94403
442		4		315081.74	6970.42	0.151688				IRVINE	CA	92602
443		4		54358.92	7743.98	0.306183			100.000000	MOUNTAIN BROOK	AL	35223
444		4		142846.31	5745.31	0.346930				SAN ANSELMO	CA	94960
445		4		315717.32	2977.60	0.251389				GILBERT	AZ	85298
446		4		128100.84	5529.73	0.348926				FAIRFAX	VA	22031
447		4		70065.01	6497.09	0.294208			100.000000	BELLAIRE	TX	77401
448		4		659011.79	8238.48	0.358370				CORAL GABLES	FL	33156
449		4		235313.20	5647.05	0.432740				SAN RAFAEL	CA	94901
450		4		68262.93	7997.06	0.228015			100.000000	BOULDER	CO	80302
451		4		320718.90	6669.86	0.366847				SAN FRANCISCO	CA	94114
452		4		32875.70	4185.08	0.227458				KIRKLAND	WA	98034
453		4		252070.27	6326.65	0.399578			100.000000	PORTLAND	OR	97229
454		4		100000.00	5093.51	0.410929				KESWICK	VA	22947
455		4		107239.36	4343.57	0.186229				CARMEL	CA	93923
456		4		232707.70	8243.70	0.264433			100.000000	CARLSBAD	CA	92009
457		4		87744.61	5639.05	0.286594				SAN RAMON	CA	94582
458		4		88020.84	5189.25	0.246140			100.000000	AUSTIN	TX	78731
459		4		616432.61	8153.27	0.269999				NEW YORK	NY	10014
460		4		182489.74	8597.51	0.119266				PHILADELPHIA	PA	19103
461		4		72751.20	4379.41	0.335891				LAKE OSWEGO	OR	97034
462		4		683549.77	11189.25	0.335681				STONINGTON	CT	06378
463		4		196354.64	7385.68	0.262393			100.000000	LA GRANGE	IL	60525
464		4		73839.81	6494.14	0.362463			100.000000	WALNUT CREEK	CA	94598
465		4		289168.95	4817.32	0.289039				SAN CARLOS	CA	94070
466		4		85145.63	8316.88	0.396418			100.000000	YOUNTVILLE	CA	94599
467		4		43822.29	5550.32	0.183524				EL SEGUNDO	CA	90245
468		4		353300.31	11453.43	0.277200			100.000000	ALPHARETTA	GA	30004
469		4		142649.80	4087.42	0.215439			100.000000	IRMO	SC	29063
470		4		856379.85	6652.46	0.382910			100.000000	SAN MATEO	CA	94403
471		4		1145548.98	9604.20	0.369910			100.000000	SAN JOSE	CA	95120
472		4		48584.14	5447.93	0.408108				DALLAS	TX	75205
473		4		80555.71	7629.79	0.403735			100.000000	GLENVIEW	IL	60025
474		4		4251139.78	13819.94	0.269216			100.000000	MENLO PARK	CA	94025
475		4		56300.18	3819.85	0.410974			100.000000	LAGRANGE	IL	60525
476		4		185518.50	5228.08	0.161610			100.000000	WALNUT CREEK	CA	94598
477		4		979801.94	6597.12	0.319740				MANHATTAN BEACH	CA	90266
478		4		488525.31	6282.07	0.372646			100.000000	PIEDMONT	CA	94611
479		4		88615.24	6265.46	0.154184				BETHESDA	MD	20817
480		4		763743.40	4912.41	0.115723				BEND	OR	97701
481		4		151139.95	7113.25	0.160522				LIBERTYVILLE	IL	60048
482		4		356679.09	12827.55	0.399841			100.000000	DENVER	CO	80206
483		4		339108.53	4658.79	0.296423			100.000000	SANTA CLARA	CA	95054
484		4		167758.48	8956.20	0.311158				UNIVERSITY PARK	TX	75205
485		4		239681.78	5675.25	0.289646				REDWOOD CITY	CA	94062
486		4		161618.95	6853.35	0.444542				THE WOODLANDS	TX	77389
487		4		89708.66	7552.56	0.437449				BROOKLYN	NY	11209
488		4		107747.61	7692.79	0.334446				SWAMPSCOTT	MA	01907
489		4		189759.85	5406.84	0.297624			100.000000	PORTLAND	OR	97212
490		4		70554.73	5047.80	0.294843			48.662200	GILBERT	AZ	85298
491		4		557573.03	7711.36	0.314192			100.000000	SAN JOSE	CA	95125
492		4		169693.01	5667.70	0.259741			88.346500	CHICAGO	IL	60616
493		4		190241.84	10479.33	0.274215			100.000000	COTO DE CAZA	CA	92679
494		4		407298.49	3529.19	0.124609				NEW YORK	NY	10023
495		4		157177.51	3942.10	0.297682			100.000000	DENVER	CO	80206
496		4		295646.20	4359.34	0.274473				FREMONT	CA	94539
497		4		381077.39	6990.56	0.417720			100.000000	AUSTIN	TX	78732
498		4		23678.90	3938.60	0.248754				THOUSAND OAKS	CA	91362
499		4		221675.37	6640.10	0.245176			100.000000	LAFAYETTE	CA	94549
500		4		725545.49	13677.90	0.172608			100.000000	EAGLE	CO	81631
501		4		654817.78	10353.43	0.254307			100.000000	LOS ANGELES	CA	90077
502		4		690614.48	3716.79	0.405468				CHELAN	WA	98816
503		4		55858.16	4926.66	0.256278				DANVILLE	CA	94506
504		4		102894.70	9254.37	0.208207			47.186500	DENVER	CO	80218
505		4		364204.35	6121.62	0.435469			100.000000	DANVILLE	CA	94526
506		4		475236.24	9673.08	0.394696			100.000000	LOS GATOS	CA	95030
507		4		2027444.53	14468.64	0.512777			100.000000	AUSTIN	TX	78701
508		4		157177.66	5464.69	0.468402			100.000000	GRANITA BAY	CA	95746
509		4		205925.44	7377.80	0.325252			51.924200	MORGAN HILL	CA	95037
510		4		4353312.20	6453.93	0.447528			100.000000	NEWCASTLE	WA	98059
511		4		77281.73	8780.60	0.351224				COPPELL	TX	75019
512		4		1538503.96	9951.62	0.252662			100.000000	BRENTWOOD	TN	37027
513		4		159804.81	4980.61	0.216495			100.000000	DUNWOODY	GA	30338
514		4		554967.04	6028.59	0.280529			100.000000	MONTEREY	CA	93940
515		4		475278.16	10495.48	0.060302			100.000000	COHASSET	MA	02025
516		4		233136.34	12198.13	0.321671			100.000000	ROCKLIN	CA	95765
517		4		241788.50	4003.37	0.355855			100.000000	SEATTLE	WA	98117
518		4		67195.50	4110.75	0.204286				REDWOOD CITY	CA	94061
519		4		301913.01	4521.28	0.272673			100.000000	SAN RAMON	CA	94582
520		4		719859.69	7777.00	0.345372			100.000000	CARMEL	CA	93923
521		4		262199.00	5880.56	0.203058			100.000000	FAIR OAKS	CA	95628
522		4		119485.02	4812.72	0.381644				DENVER	CO	80220
523		4		70239.09	4398.32	0.285332				DANVILLE	CA	94506
524		4		348813.87	5219.61	0.340622				SAN RAFAEL	CA	94901
525		4		146120.63	5752.32	0.420142				DANVILLE	CA	94526
526		4		94786.30	5009.41	0.289701			100.000000	DALLAS	TX	75214
527		4		166941.91	5327.65	0.264927			100.000000	SAN CARLOS	CA	94070
528		4		178434.05	7705.47	0.419201				CAMPBELL	CA	95008
529		4		60703.22	5636.71	0.261461			100.000000	ARLINGTON	VA	22207
530		4		210649.11	5940.57	0.259225			100.000000	PLANO	TX	75093
531		4		216038.01	6080.00	0.431349				ATLANTA	GA	30305
532		4		917819.13	9628.15	0.424274			100.000000	SEATTLE	WA	98199
533		4		94606.45	4153.36	0.316455				MORAGA	CA	94556
534		4		305386.06	5071.35	0.281142			100.000000	SAN JUAN CAPISTRANO	CA	92675
535		4		157552.20	5346.80	0.210769				GRANITE BAY	CA	95746
536		4		210292.12	9120.78	0.434323			100.000000	ALTADENA	CA	91001
537		4		122221.85	6373.04	0.393108			100.000000	SAN DIEGO	CA	92130
538		4		88374.25	5038.03	0.310033			100.000000	SEATTLE	WA	98144
539		4		328319.34	7233.92	0.407694			100.000000	WINDERMERE	FL	34786
540		4		140661.44	7103.00	0.364879			100.000000	MANHATTAN BEACH	CA	90266
541		4		158720.53	4960.51	0.383433				MESA	AZ	85203
542		4		105570.15	8914.42	0.297120				NEW YORK	NY	10028
543		4		339472.88	4867.42	0.383186			100.000000	CHANDLER	AZ	85226
544		4		77399.06	4168.38	0.189653			100.000000	ROSEVILLE	CA	95747
545		4		46739.33	7216.15	0.432969			1.953400	COOPER CITY	FL	33024
546		4		1054269.26	6382.79	0.247302				CLIFTON	VA	20124
547		4		1076005.13	5172.11	0.424997				CARLSBAD	CA	92009
548		4		36166.53	5184.76	0.252915			100.000000	SAN JOSE	CA	95120
549		4		368798.42	4245.51	0.322654			100.000000	BURLINGAME	CA	94010
550		4		81268.24	3543.85	0.279232			100.000000	DENVER	CO	80210
551		4		271045.04	6856.84	0.310628			100.000000	TUSTIN	CA	92782
552		4		416625.99	6867.04	0.324376				NORFOLK	MA	02056
553		4		119628.09	7952.56	0.392274			100.000000	WAYNE	PA	19087
554		4		50964.95	3407.52	0.236633			100.000000	DALLAS	TX	75214
555		4		163506.23	7254.51	0.404202			100.000000	WOODLAND HILLS	CA	91364
556		4		175232.17	9169.95	0.366798			100.000000	SAN FRANCISCO	CA	94115
557		4		222015.18	8202.10	0.301733			100.000000	SAN MATEO	CA	94403
558		4		1528849.98	8459.61	0.267008			100.000000	SCOTTSDALE	AZ	85255
559		4		77513.48	5764.27	0.316274			75.012600	AGOURA HILLS	CA	91301
560		4		196714.17	7993.12	0.392140			75.068400	OAKLAND	CA	94602
561		4		160619.14	7980.86	0.407349			100.000000	ROCKLIN	CA	95677
562		4		208921.51	10400.72	0.416029			100.000000	LOS GATOS	CA	95030
563		4		271368.02	9674.74	0.452006			100.000000	LOS ANGELES	CA	90049
564		4		75492.04	13112.76	0.246634			100.000000	REDWOOD CITY	CA	94061
565		4		234277.50	6424.39	0.329456				BONSALL	CA	92003
566		4		81385.70	8095.35	0.311515				LOS ANGELES	CA	90049
567		4		1542138.64	11130.53	0.358299				IVINS	UT	84738
568		4		40427.16	6001.25	0.081579				LA MESA	CA	91941
569		4		500794.88	7202.99	0.113438				HIGHLAND PARK	TX	75205
570		4		925084.54	6546.45	0.393535			100.000000	WOODSIDE	CA	94062
571		4		123354.32	9095.68	0.253847			100.000000	SAN FRANCISCO	CA	94118
572		4		1056290.81	17141.77	0.331605			100.000000	TACOMA	WA	98407
573		4		211097.07	8003.51	0.420263			100.000000	JOHNS CREEK	GA	30022
574		4		341386.28	4243.23	0.203134			100.000000	EDMONDS	WA	98026
575		4		558279.54	5569.69	0.243927			100.000000	DALLAS	TX	75205
576		4		331592.90	14111.57	0.261275			100.000000	SARATOGA	CA	95070
577		4		365873.25	5366.45	0.168009				TUCSON	AZ	85750
578		4		34371.32	5116.70	0.302857			100.000000	SANTA ANA	CA	92705
579		4		128627.70	4677.05	0.173854				HIGHLANDS RANCH	CO	80126
580		4		53824.36	10969.42	0.289246				DANVILLE	CA	94526
581		4		785246.73	5465.64	0.382497			100.000000	NEWPORT BEACH	CA	92660
582		4		153667.27	9177.08	0.438261			100.000000	FAYETTEVILLE	GA	30215
583		4		75561.61	5111.70	0.384021				CAYUCOS	CA	93430
584		4		240474.04	3406.99	0.347416			100.000000	SEATTLE	WA	98133
585		4		358459.01	7608.15	0.329741				ENCINITAS	CA	92024
586		4		346768.06	6266.06	0.362877			100.000000	SAN JOSE	CA	95120
587		4		57068.34	10140.41	0.334161				WESTERN SPRINGS	IL	60558
588		4		351464.86	5804.54	0.287235				DEERFIELD	IL	60015
589		4		453234.76	5318.77	0.310348				BRIGANTINE	NJ	08203
590		4		75996.11	4873.38	0.389855				TRUCKEE	CA	96161
591		4		1075443.34	5018.01	0.359931				SAN FRANCISCO	CA	94122
592		4		171783.14	6833.89	0.169086				LOS ANGELES	CA	90048
593		4		129502.76	5723.18	0.226055			100.000000	ALISO VIEJO	CA	92656
594		4		3225259.94	6085.83	0.407554				MANHATTAN BEACH	CA	90266
595		4		199140.82	4893.77	0.216744				SAN FRANCISCO	CA	94107
596		4		226210.79	5532.75	0.382866			100.000000	SAN DIEGO	CA	92131
597		4		357917.23	6972.76	0.137441				RANCHO SANTA FE	CA	92067
598		4		1861835.35	17327.29	0.415660			100.000000	AUSTIN	TX	78703
599		4		117933.25	6106.59	0.215553				TRABUCO CANYON	CA	92679
600		4		154966.86	7472.29	0.179335			100.000000	RICHMOND	TX	77406
601		4		36153.65	4850.59	0.398889				ALAMEDA	CA	94501
602		4		1084122.62	12374.50	0.442181				DANVILLE	CA	94506
603		4		224704.65	4601.58	0.267061				REDONDO BEACH	CA	90277

	123	124	125	126	127	128	129	130	131	132
	Property Type	Occupancy	Sales Price	Original Appraised Property Value	Original Property Valuation Type	Original Property Valuation Date	Original Automated Valuation Model (AVM) Model Name	Original AVM Confidence Score	Most Recent Property Value2	Most Recent Property Valuation Type
1	1	1		775000.00	3	20121203
2	1	1	1200000.00	1200000.00	3	20130122
3	7	1		1425000.00	3	20130313
4	1	1		1295000.00	3	20130318
5	12	1		1600000.00	3	20130314
6	7	1		1400000.00	3	20130128
7	1	1		800000.00	3	20130125
8	3	1	1350000.00	1350000.00	3	20130121
9	7	1		590000.00	3	20121203
10	7	1	693269.00	695000.00	3	20130201
11	3	1		1000000.00	3	20130211
12	7	1	675000.00	685000.00	3	20130221
13	1	1		1015000.00	3	20130207
14	1	2	1315000.00	1315000.00	3	20130202
15	1	1		1200000.00	3	20130220
16	1	1		1190000.00	3	20130130
17	7	1		875000.00	3	20130228
18	7	1		1370000.00	3	20130223
19	1	1	560000.00	574000.00	3	20130314
20	1	1		1495000.00	3	20130323
21	1	1		1250000.00	3	20130318
22	1	1	1029000.00	1030000.00	3	20130301
23	1	1	1380000.00	1380000.00	3	20130311
24	1	2	805600.00	810000.00	3	20130314
25	7	1	894500.00	940000.00	3	20130314
26	7	1	1475000.00	1475000.00	3	20130326
27	1	1	1270000.00	1270000.00	3	20130322
28	7	1		1065000.00	3	20121228
29	7	1		1250000.00	3	20130308
30	13	1		2050000.00	3	20121116
31	1	1		1000000.00	3	20121203
32	7	1		830000.00	3	20121127
33	7	1	1725000.00	1728000.00	3	20121121
34	1	1		1399500.00	98	20121120
35	1	1		1200000.00	3	20121218
36	1	1		1300000.00	3	20121113
37	1	1		1253000.00	3	20130121
38	1	1		1900000.00	3	20130130
39	7	1		1305000.00	3	20130202
40	1	1		680000.00	3	20121212
41	13	3		850000.00	3	20130121
42	1	1		1725000.00	3	20130307
43	15	1		2150000.00	3	20130220
44	1	1		1100000.00	3	20130309
45	1	1		985000.00	3	20121125
46	3	1		905000.00	3	20130103
47	1	1		1300000.00	3	20121129
48	1	1		2120000.00	3	20130116
49	1	1		750000.00	3	20130305
50	1	1		810000.00	3	20121229
51	1	1		3280000.00	3	20130103
52	1	1		765000.00	3	20121101
53	7	1		885000.00	3	20121018
54	1	1		1220000.00	3	20121211
55	1	1		900000.00	3	20121223
56	4	1		2380000.00	3	20130118
57	1	1		1377000.00	3	20121130
58	7	1		2180000.00	3	20130219
59	1	1		890000.00	3	20121217
60	1	1		2000000.00	3	20130306
61	1	1		2000000.00	3	20130207
62	1	1		780000.00	3	20130125
63	1	1		1000000.00	3	20130125
64	7	1	995000.00	1000000.00	3	20130126
65	7	1		1380000.00	3	20130123
66	1	1	1610000.00	1610000.00	3	20130213
67	1	1		1300000.00	3	20130118
68	1	1		2000000.00	3	20130105
69	1	1		2300000.00	98	20130201
70	1	1		800000.00	3	20130125
71	7	1	1050000.00	1050000.00	3	20130121
72	1	1		1300000.00	3	20130125
73	1	1	629250.00	630000.00	3	20130128
74	1	1		820000.00	3	20130304
75	1	1		725000.00	3	20121206
76	7	1		950000.00	3	20130110
77	7	1		1235000.00	3	20130322
78	1	1		913000.00	3	20130212
79	1	1		1375000.00	3	20130221
80	7	1		960000.00	3	20130130
81	1	1		1395000.00	3	20130412
82	7	1		2800000.00	3	20130130
83	7	1		1350000.00	3	20130208
84	1	1	825000.00	825000.00	3	20130201
85	7	1		1175000.00	3	20130206
86	1	1		1570000.00	3	20130129
87	7	1		1190000.00	3	20130212
88	1	2		1700000.00	3	20130213
89	1	1		850000.00	3	20130312
90	1	1	1249000.00	1250000.00	3	20130207
91	1	1		929000.00	3	20130201
92	1	1		905000.00	3	20130204
93	1	1		900000.00	3	20130209
94	1	1	945000.00	1050000.00	3	20130129
95	1	1		1160000.00	3	20130218
96	1	1		995000.00	3	20130203
97	1	1		850000.00	98	20130311
98	1	1		655000.00	3	20130208
99	1	1		1190000.00	3	20130208
100	1	1	1200000.00	1300000.00	3	20130212
101	1	1		2280000.00	3	20130201
102	1	2	1600000.00	1750000.00	3	20130211
103	1	1		2100000.00	3	20121220
104	1	1	1498850.00	1435000.00	3	20130123
105	1	1		914000.00	3	20130125
106	12	1	1080000.00	1110000.00	3	20130209
107	1	1		800000.00	3	20130114
108	1	1		1125000.00	3	20130218
109	7	1		750000.00	3	20130116
110	1	1		920000.00	3	20130315
111	7	1	662000.00	675000.00	3	20130327
112	1	1		1775000.00	3	20130226
113	1	1		1200000.00	3	20130208
114	1	1	2825000.00	2900000.00	3	20130219
115	1	1		1200000.00	3	20130203
116	1	1		1275000.00	98	20130321
117	7	1		906000.00	3	20130213
118	1	2	733000.00	745000.00	3	20130209
119	1	1		950000.00	3	20130204
120	7	1	940229.00	940000.00	3	20130122
121	7	1		840000.00	3	20130213
122	7	1	889899.00	900000.00	3	20130130
123	1	1		1785000.00	3	20130201
124	1	1		920000.00	3	20130206
125	12	1		1415000.00	3	20130212
126	3	1		1400000.00	3	20130215
127	1	1		1100000.00	3	20130214
128	1	1		3550000.00	3	20130205
129	2	1		954000.00	3	20130220
130	7	1		925000.00	3	20130215
131	1	1		1115000.00	3	20130314
132	1	1		1150000.00	3	20130116
133	1	1		1000000.00	3	20130211
134	1	1		810000.00	3	20130212
135	7	1		1140000.00	3	20130208
136	1	1		1150000.00	3	20130314
137	1	2		3100000.00	3	20130212
138	6	1		1840000.00	3	20130212
139	3	1		1360000.00	3	20130306
140	1	1		835000.00	3	20130222
141	1	1	718000.00	635000.00	3	20130113
142	1	1		1400000.00	3	20130307
143	1	1		830000.00	3	20130212
144	1	1		1405000.00	3	20130304
145	1	1		1325000.00	3	20130123
146	1	1		1250000.00	3	20130119
147	7	1		2525000.00	3	20130201
148	1	1		1100000.00	3	20130219
149	1	1		845000.00	3	20130222
150	1	1	1000000.00	1090000.00	3	20130225
151	1	1		1250000.00	3	20130222
152	7	1		3350000.00	3	20130221
153	7	1		933000.00	3	20130226
154	7	1	1004000.00	1020000.00	3	20130205
155	1	1	1903000.00	2000000.00	3	20130222
156	1	1		1225000.00	3	20130226
157	1	1		655000.00	3	20130220
158	1	1		835000.00	3	20121207
159	1	1		2100000.00	3	20130219
160	7	1		1785000.00	3	20130215
161	1	1		1800000.00	3	20130124
162	1	1		680000.00	3	20130118
163	1	1		750000.00	3	20130217
164	1	1		2800000.00	3	20130213
165	1	1		2425000.00	3	20130213
166	7	1	752000.00	758000.00	3	20130220
167	1	1		2150000.00	3	20130122
168	1	1		2600000.00	3	20130318
169	1	1		1800000.00	3	20130301
170	1	1		1350000.00	3	20130205
171	1	1		860000.00	3	20130225
172	1	1		1500000.00	3	20130301
173	1	1		999000.00	3	20130304
174	12	1	942000.00	950000.00	3	20130215
175	1	1	1210000.00	1210000.00	3	20130214
176	1	1	961000.00	970000.00	3	20130223
177	1	1		2800000.00	3	20130225
178	7	1		1625000.00	3	20130311
179	7	1		1325000.00	3	20130227
180	7	1		965000.00	3	20130221
181	1	1		940000.00	3	20130228
182	1	1		1462400.00	3	20130215
183	1	1		1150000.00	3	20130314
184	7	1		592000.00	3	20130219
185	7	1		925000.00	3	20130215
186	7	1		675000.00	3	20130218
187	7	1		894050.00	3	20130303
188	7	2	626000.00	625000.00	3	20130307
189	1	1		1400000.00	3	20130223
190	1	1	1180000.00	1180000.00	3	20130220
191	1	1		1100000.00	3	20130305
192	1	1	795000.00	795000.00	3	20130218
193	1	1	1025000.00	1025000.00	3	20130227
194	1	1	730000.00	735000.00	3	20130225
195	7	1	922345.00	923000.00	3	20130204
196	1	1		885000.00	3	20130222
197	1	1		1070000.00	3	20130308
198	1	1		850000.00	3	20130303
199	7	1	825000.00	825000.00	3	20130302
200	1	1	715000.00	715000.00	3	20130221
201	1	1		1645000.00	3	20130225
202	1	1		1125000.00	3	20130309
203	1	1		2250000.00	3	20130311
204	1	1		750000.00	3	20130221
205	1	1	718000.00	720000.00	3	20130221
206	1	1		1150000.00	3	20130309
207	12	1	2000000.00	2025000.00	3	20130218
208	7	1	770000.00	770000.00	3	20130220
209	7	1		832000.00	3	20130221
210	1	2	740000.00	740000.00	3	20130308
211	7	1		975000.00	3	20130306
212	1	1		825000.00	3	20130222
213	4	1	1135000.00	1135000.00	3	20130222
214	7	1		1035000.00	3	20130222
215	4	1		975000.00	3	20130221
216	1	1		1025000.00	3	20130311
217	7	1		1600000.00	3	20130227
218	1	1		806000.00	3	20130304
219	1	1	635000.00	635000.00	3	20130225
220	7	1	723000.00	730000.00	3	20130222
221	1	1	1045000.00	1050000.00	3	20130211
222	7	1		940000.00	3	20130301
223	7	1		1100000.00	3	20130222
224	1	1		1300000.00	3	20130220
225	8	1		1440000.00	3	20130228
226	1	1	735000.00	745000.00	3	20130208
227	1	1	1260000.00	1260000.00	3	20130227
228	1	1		3350000.00	3	20130225
229	7	1	700610.00	695000.00	3	20130308
230	7	1	1590000.00	1590000.00	3	20130207
231	1	1		1100000.00	3	20130310
232	1	1	1150000.00	1150000.00	3	20130222
233	1	1	838000.00	850000.00	3	20130307
234	1	1	800000.00	800000.00	3	20130228
235	7	1		1000000.00	3	20130319
236	3	1	965000.00	970000.00	3	20130225
237	1	1		1550000.00	3	20130304
238	1	1		1015000.00	3	20130301
239	1	1		2400000.00	3	20130209
240	1	1		1010000.00	3	20130206
241	1	2	1200000.00	1200000.00	3	20130307
242	7	1	723000.00	755000.00	3	20130305
243	7	1	1525000.00	1500000.00	3	20130110
244	1	1	998000.00	1005000.00	3	20130225
245	1	1	850000.00	1045000.00	3	20121128
246	7	1		1887000.00	3	20130223
247	1	1		952000.00	3	20130304
248	1	1	1189950.00	1200000.00	3	20130301
249	7	1		900000.00	3	20130226
250	1	1		1461000.00	3	20130213
251	7	1	1090000.00	1000000.00	3	20130222
252	1	1		875000.00	3	20130214
253	1	1		975000.00	3	20130227
254	7	1	805000.00	835000.00	3	20130311
255	1	1	695000.00	695000.00	3	20130218
256	1	1	1035500.00	1124000.00	3	20130305
257	1	1	1750000.00	1785000.00	3	20130305
258	1	1	1125000.00	1189000.00	3	20130306
259	1	1	742000.00	745000.00	3	20130304
260	1	1		1315000.00	3	20130303
261	1	1		1630000.00	3	20121119
262	7	1		1075000.00	3	20130318
263	7	1		1150000.00	3	20130222
264	1	1		1240000.00	3	20130310
265	1	1	757500.00	760000.00	3	20130226
266	1	1		895000.00	3	20130202
267	7	1		1060000.00	3	20130220
268	1	1	1080000.00	1098000.00	3	20130215
269	7	1	1275000.00	1275000.00	3	20130228
270	7	1	851486.00	855000.00	3	20130226
271	7	1	960000.00	975000.00	3	20130227
272	1	1	639000.00	649000.00	3	20130115
273	1	1		1035000.00	3	20130228
274	1	1		1010000.00	3	20130312
275	7	1	662300.00	663000.00	3	20130222
276	3	1	1075000.00	1095000.00	3	20121214
277	3	1	1320900.00	1321000.00	3	20130304
278	7	1	1120000.00	1150000.00	3	20130226
279	7	1	611890.00	612000.00	3	20130209
280	1	1		640000.00	3	20130308
281	7	1	1490340.00	1492000.00	3	20130219
282	7	1	634000.00	645000.00	3	20130305
283	7	1		1100000.00	3	20130308
284	3	1	671300.00	675000.00	3	20130228
285	1	1		1825000.00	3	20130304
286	1	1	729000.00	774000.00	3	20130304
287	1	1	999000.00	999000.00	3	20130225
288	1	1		650000.00	3	20130314
289	1	1		1135000.00	3	20130205
290	1	1		777000.00	3	20130325
291	1	1		4000000.00	3	20130220
292	12	1		1000000.00	3	20130215
293	1	1	1260000.00	1410000.00	3	20130228
294	7	1		995000.00	3	20130220
295	1	1		700000.00	3	20130228
296	1	1	1495000.00	1495000.00	3	20130312
297	7	1	702695.00	702695.00	3	20130318
298	1	1	870000.00	875000.00	3	20130305
299	1	1	974500.00	975000.00	3	20130228
300	1	1		740000.00	3	20130116
301	1	1		655000.00	3	20130305
302	1	1		1375000.00	3	20130302
303	1	1		1400000.00	3	20130215
304	3	1	579500.00	581000.00	3	20130301
305	1	1		885000.00	3	20130115
306	1	1		1836000.00	3	20130228
307	1	1		2850000.00	3	20130221
308	1	1		1325000.00	3	20130308
309	1	1	2125000.00	2125000.00	3	20130222
310	1	1	725000.00	715000.00	3	20130311
311	1	1		2550000.00	3	20130226
312	1	1		860000.00	3	20130311
313	7	1		820000.00	3	20130309
314	1	1		1200000.00	3	20130216
315	1	1		1602000.00	3	20130306
316	1	1		993500.00	3	20130301
317	1	1		1300000.00	3	20130306
318	7	1		636000.00	3	20130219
319	1	1		1350000.00	3	20130305
320	1	1		939000.00	3	20130305
321	7	1	865000.00	870000.00	3	20130222
322	1	1		1700000.00	3	20130302
323	7	1		1300000.00	3	20130307
324	1	1		636000.00	3	20130226
325	7	1		920000.00	3	20130219
326	1	1	1150000.00	1165000.00	3	20130308
327	7	1		1170000.00	3	20130313
328	1	1		1086000.00	3	20130307
329	7	1	1216000.00	1220000.00	3	20130303
330	4	1	590000.00	590000.00	3	20130306
331	1	1		1480000.00	3	20130311
332	1	1		1000000.00	3	20130304
333	1	1		1300000.00	3	20130211
334	1	1		1625000.00	3	20130225
335	1	1		825000.00	3	20130308
336	3	1		800000.00	3	20130209
337	1	1	1000000.00	952000.00	3	20130301
338	1	1		846000.00	3	20130305
339	1	1		945000.00	3	20130309
340	7	1		715000.00	3	20130312
341	1	1		1200000.00	3	20130313
342	1	1	2100000.00	2200000.00	3	20130304
343	1	1		1400000.00	3	20130307
344	13	1		1400000.00	3	20121219
345	1	1		1100000.00	3	20130320
346	1	1	3235000.00	3235000.00	3	20130225
347	1	1	1717155.00	1700000.00	3	20130219
348	4	1	1100000.00	830000.00	3	20130301
349	7	1	1213814.00	1232000.00	3	20130226
350	1	1		2250000.00	3	20130223
351	1	1		1700000.00	3	20130318
352	1	1	963000.00	970000.00	3	20130301
353	1	1		1700000.00	3	20130319
354	1	1		1925000.00	3	20130307
355	1	1	1214000.00	1215000.00	3	20130319
356	7	1		1010000.00	3	20130227
357	1	1		685000.00	3	20130312
358	1	1		1175000.00	3	20130218
359	1	1		1750000.00	3	20130316
360	1	1		650000.00	3	20130121
361	1	1		900000.00	3	20130314
362	1	1		945000.00	3	20130316
363	1	1		820000.00	3	20130328
364	7	1		864500.00	3	20130321
365	1	1	1127000.00	1175000.00	3	20130307
366	1	1		1150000.00	3	20130318
367	1	1		1900000.00	3	20130307
368	7	1		675000.00	3	20130225
369	3	1		1000000.00	3	20130306
370	1	1		935000.00	3	20130312
371	7	1		1700000.00	98	20130306
372	7	1		1250000.00	3	20130313
373	1	1		1550000.00	3	20130222
374	1	1		3500000.00	3	20130308
375	7	1		3800000.00	98	20121221
376	1	1	1000000.00	1000000.00	3	20130225
377	6	1		1480000.00	3	20130318
378	4	1		1865000.00	3	20130227
379	1	1		1065000.00	3	20130311
380	1	1		1100000.00	3	20130313
381	1	1		1350000.00	3	20130308
382	1	1		1350000.00	3	20130310
383	7	1		1100000.00	3	20130308
384	1	1		1280000.00	3	20130326
385	1	1		1450000.00	3	20130305
386	1	1		1550000.00	3	20130306
387	1	1	800000.00	825000.00	3	20130320
388	7	1	736000.00	736000.00	3	20130308
389	1	1		1000000.00	3	20130301
390	1	1	906000.00	910000.00	3	20130326
391	1	1		1250000.00	3	20130316
392	1	1		1400000.00	3	20130222
393	4	1		1100000.00	3	20130222
394	1	1		1100000.00	3	20130307
395	7	1		1100000.00	3	20130312
396	1	1		2225000.00	3	20130331
397	1	1		3100000.00	3	20130311
398	1	2		1350000.00	3	20130306
399	3	2		1000000.00	3	20130215
400	1	1		1013000.00	3	20130211
401	1	1	880000.00	865000.00	3	20130309
402	1	1	1031500.00	1035000.00	3	20130215
403	1	1	910000.00	920000.00	3	20130305
404	7	1	943802.00	944000.00	3	20130222
405	1	1		1400000.00	3	20130225
406	1	1	1375000.00	1470000.00	3	20130309
407	1	1	1195000.00	1150000.00	3	20130311
408	7	1	660000.00	687000.00	3	20130311
409	7	1		775000.00	3	20130205
410	1	1		885000.00	3	20130302
411	7	1		1150000.00	3	20130306
412	7	1		1100000.00	3	20130312
413	1	1	922000.00	922000.00	3	20130311
414	1	1	1100000.00	1100000.00	3	20130308
415	1	1	1370000.00	1370000.00	3	20130305
416	1	1		1265000.00	3	20130305
417	1	1	915000.00	915000.00	3	20130306
418	1	1		2400000.00	3	20130327
419	7	1		1175000.00	3	20130314
420	1	1	900000.00	900000.00	3	20130316
421	7	1	950000.00	900000.00	3	20130308
422	1	1		1075000.00	3	20130305
423	1	1		1070000.00	3	20130225
424	1	1	1295000.00	1297000.00	3	20130301
425	7	1		970000.00	3	20130319
426	7	1		1050000.00	3	20130314
427	1	1		1093000.00	3	20130321
428	7	1	1220500.00	1221000.00	3	20130312
429	1	1		1000000.00	3	20130225
430	7	1	686000.00	689000.00	3	20130321
431	1	1	861000.00	861000.00	3	20130312
432	1	1	1306000.00	1306000.00	3	20130222
433	1	1		1083000.00	3	20130310
434	7	1	1150000.00	1150000.00	3	20130318
435	7	1		785000.00	3	20130311
436	1	1		899000.00	3	20130323
437	1	1		920000.00	3	20130313
438	7	1		1640000.00	3	20130313
439	1	1		2600000.00	3	20130301
440	1	1		1392000.00	3	20130207
441	1	1	1125000.00	1125000.00	3	20130313
442	7	1		980000.00	3	20130315
443	1	1	650000.00	660000.00	3	20130219
444	1	1		1352000.00	3	20130305
445	7	1		678000.00	3	20130228
446	7	1		867000.00	3	20130305
447	1	1	915000.00	915000.00	3	20130301
448	7	1		1700000.00	98	20130320
449	1	1		800000.00	3	20130225
450	1	1	1400000.00	1435000.00	3	20130321
451	1	1		1725000.00	3	20130315
452	1	1		950000.00	3	20130313
453	7	1	750000.00	750000.00	3	20130318
454	7	1		730000.00	3	20130227
455	1	1		1000000.00	3	20130321
456	1	1	790000.00	790000.00	3	20130315
457	1	1		1025000.00	3	20130302
458	1	1	665000.00	668000.00	3	20130314
459	2	1		1525000.00	3	20130305
460	4	1		1725000.00	3	20121128
461	1	1		1083000.00	3	20130321
462	1	2		1200000.00	3	20130305
463	1	1	840000.00	840000.00	3	20130302
464	7	1	1185000.00	1185000.00	3	20130312
465	1	1		1325000.00	3	20130315
466	1	1	960000.00	960000.00	3	20130314
467	1	1		1400000.00	3	20130225
468	7	1	901042.00	930000.00	3	20130321
469	1	1	702450.00	705000.00	3	20130314
470	1	1	1725000.00	1725000.00	3	20130313
471	7	1	1415000.00	1410000.00	3	20130315
472	1	1		900000.00	3	20130320
473	1	1	850000.00	850000.00	3	20130325
474	1	1	4000000.00	4075000.00	3	20130313
475	1	1	699000.00	700000.00	3	20130322
476	1	1	835000.00	815000.00	3	20130315
477	1	1		1900000.00	3	20130306
478	1	1	1200000.00	1220000.00	3	20130315
479	7	1		1351000.00	3	20130318
480	7	1		860000.00	3	20130212
481	1	1		1200000.00	3	20130319
482	1	1	2400000.00	2400000.00	3	20130320
483	7	1	875000.00	875000.00	3	20130314
484	1	1		872515.00	3	20130201
485	1	1		1410000.00	3	20130319
486	7	1		920000.00	3	20130223
487	1	1		1850000.00	3	20130224
488	1	1		650000.00	3	20130118
489	1	1	699000.00	702300.00	3	20130328
490	7	1	760000.00	702000.00	3	20130225
491	1	1	1340000.00	1340000.00	3	20130315
492	12	1	697000.00	680000.00	3	20130318
493	7	1	1451500.00	1452000.00	3	20130307
494	2	1		925000.00	3	20130321
495	12	1	775000.00	775000.00	3	20130325
496	1	1		1180000.00	3	20130311
497	7	1	862500.00	863000.00	3	20130319
498	1	1		782000.00	3	20130225
499	1	1	1200000.00	1245000.00	3	20130321
500	7	2	1330000.00	1330000.00	3	20130311
501	1	1	1150000.00	1150000.00	3	20130315
502	7	1		800000.00	3	20130220
503	7	1		1300000.00	3	20130327
504	7	1	900000.00	925000.00	3	20130316
505	1	1	1015000.00	1075000.00	3	20130318
506	1	2	1275000.00	1275000.00	3	20130320
507	4	1	1560000.00	1625000.00	3	20130304
508	1	1	725000.00	735000.00	3	20130305
509	1	1	880000.00	880000.00	3	20130323
510	7	1	1115000.00	1115000.00	3	20130319
511	1	1		778000.00	3	20130311
512	7	1	1950000.00	2000000.00	3	20121221
513	7	1	652000.00	655000.00	3	20130319
514	1	1	775000.00	790000.00	3	20130314
515	7	1	1530000.00	1530000.00	3	20130318
516	7	2	825000.00	820000.00	3	20130315
517	1	1	899500.00	900000.00	3	20130325
518	1	1		990000.00	3	20130328
519	7	1	831000.00	831000.00	3	20130318
520	1	2	1138000.00	1150000.00	3	20130314
521	7	1	639900.00	640000.00	3	20130321
522	1	1		750000.00	3	20130228
523	7	1		1366000.00	3	20130318
524	1	1		950000.00	3	20130305
525	7	1		820000.00	3	20130306
526	1	1	689000.00	690000.00	3	20130319
527	1	1	1075000.00	1075000.00	3	20130319
528	1	1		1125000.00	3	20130221
529	1	1	865000.00	870000.00	3	20130313
530	7	1	790000.00	802000.00	3	20130315
531	1	1		980000.00	3	20130309
532	1	1	1685000.00	1685000.00	3	20130321
533	1	1		925000.00	3	20130319
534	7	1	940000.00	1030000.00	3	20130318
535	7	1		1200000.00	3	20130311
536	7	1	1050000.00	1050000.00	3	20130312
537	7	1	965000.00	965000.00	3	20130319
538	1	1	650000.00	650000.00	3	20130403
539	7	1	585000.00	575000.00	3	20130311
540	1	1	1275000.00	1275000.00	3	20130325
541	7	1		635000.00	3	20130314
542	2	1		2350000.00	3	20130218
543	7	1	962500.00	950000.00	3	20130220
544	7	1	689990.00	690000.00	3	20130316
545	7	1	887483.00	890000.00	3	20130129
546	7	1		1700000.00	3	20130301
547	7	1		1265000.00	3	20130320
548	7	1	990000.00	995000.00	3	20130320
549	1	1	1175000.00	1175000.00	3	20130326
550	1	1	620000.00	620000.00	3	20130318
551	7	1	940000.00	900000.00	3	20130315
552	1	1		1300000.00	3	20130215
553	7	1	750000.00	750000.00	3	20130216
554	1	1	555000.00	555000.00	3	20130320
555	1	1	860000.00	860000.00	3	20130316
556	3	1	1100000.00	1060000.00	3	20130318
557	1	1	1265000.00	1265000.00	3	20130321
558	7	1	1700000.00	1700000.00	3	20130319
559	1	1	860000.00	860000.00	3	20130222
560	1	1	1361000.00	1361000.00	3	20130322
561	1	1	625000.00	625000.00	3	20130318
562	1	1	1880000.00	1880000.00	3	20130326
563	1	1	2295000.00	2300000.00	3	20130319
564	7	1	1170000.00	1175000.00	3	20130326
565	1	1		990000.00	3	20130318
566	1	1		2315000.00	3	20130305
567	7	2		1350000.00	3	20130319
568	1	1		790000.00	3	20130402
569	1	1		1825000.00	3	20130321
570	1	1	1340000.00	1475000.00	3	20130326
571	3	1	1200000.00	1200000.00	3	20130320
572	1	1	860000.00	860000.00	3	20130327
573	7	1	735000.00	729000.00	3	20130315
574	1	1	824000.00	824000.00	3	20130325
575	1	1	1295000.00	1320000.00	3	20130401
576	1	1	2750000.00	2750000.00	3	20130328
577	7	1		825000.00	3	20130318
578	1	1	860000.00	860000.00	3	20130323
579	7	1		1280000.00	3	20130319
580	1	1		1204000.00	3	20130318
581	1	1	1455000.00	1221000.00	98	20130321
582	7	1	767000.00	775000.00	3	20130320
583	1	1		900000.00	3	20130307
584	1	1	750000.00	755000.00	3	20130314
585	7	1		1535000.00	3	20130319
586	1	1	990000.00	990000.00	3	20130329
587	7	1		1275000.00	3	20130308
588	1	1		875000.00	3	20130103
589	1	2		728000.00	3	20130318
590	7	1		1010000.00	3	20130226
591	12	1		1610000.00	3	20130327
592	1	1		1350000.00	3	20130320
593	7	1	937154.00	942000.00	3	20130402
594	1	1		3200000.00	3	20130327
595	3	1		760000.00	3	20130213
596	7	1	885000.00	890000.00	3	20130319
597	7	1		2600000.00	3	20130327
598	1	1	2950000.00	2950000.00	3	20130328
599	7	1		965000.00	3	20130319
600	7	1	840000.00	843000.00	3	20130322
601	1	1		840000.00	3	20130322
602	7	1		1675000.00	3	20130415
603	1	1		1330000.00	3	20130406

	133	134	135	136	137	138	139	140	141	142	143
	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Original CLTV	Original LTV	Original Pledged Assets	Mortgage Insurance Company Name	Mortgage Insurance Percent	MI: Lender or Borrower Paid?	Pool Insurance Co. Name	Pool Insurance Stop Loss %
1				0.634800	0.634800	0	0	0
2				0.625000	0.625000	0	0	0
3				0.700000	0.700000	0	0	0
4				0.593400	0.496900	0	0	0
5				0.531200	0.531200	0	0	0
6				0.585700	0.585700	0	0	0
7				0.800000	0.721200	0	0	0
8				0.740700	0.740700	0	0	0
9				0.800000	0.800000	0	0	0
10				0.749900	0.749900	0	0	0
11				0.692000	0.692000	0	0	0
12				0.800000	0.800000	0	0	0
13				0.669900	0.669900	0	0	0
14				0.699600	0.699600	0	0	0
15				0.662500	0.662500	0	0	0
16				0.650000	0.650000	0	0	0
17				0.685900	0.636000	0	0	0
18				0.691200	0.647800	0	0	0
19				0.800000	0.800000	0	0	0
20				0.531100	0.531100	0	0	0
21				0.556000	0.556000	0	0	0
22				0.750000	0.750000	0	0	0
23				0.637600	0.637600	0	0	0
24				0.750000	0.750000	0	0	0
25				0.800000	0.800000	0	0	0
26				0.474500	0.474500	0	0	0
27				0.787400	0.787400	0	0	0
28				0.799000	0.756800	0	0	0
29				0.615600	0.615600	0	0	0
30				0.448700	0.448700	0	0	0
31				0.643000	0.643000	0	0	0
32				0.722800	0.722800	0	0	0
33				0.700000	0.700000	0	0	0
34				0.693100	0.693100	0	0	0
35				0.600000	0.600000	0	0	0
36				0.563800	0.563800	0	0	0
37				0.598500	0.598500	0	0	0
38				0.413600	0.371000	0	0	0
39				0.691900	0.691900	0	0	0
40				0.795500	0.795500	0	0	0
41				0.550000	0.550000	0	0	0
42				0.521700	0.521700	0	0	0
43				0.404600	0.404600	0	0	0
44				0.509000	0.509000	0	0	0
45				0.700000	0.700000	0	0	0
46				0.555800	0.555800	0	0	0
47				0.769200	0.769200	0	0	0
48				0.692400	0.692400	0	0	0
49				0.750000	0.750000	0	0	0
50				0.681400	0.681400	0	0	0
51				0.599000	0.599000	0	0	0
52				0.745000	0.601300	0	0	0
53				0.750000	0.750000	0	0	0
54				0.573700	0.573700	0	0	0
55				0.778800	0.778800	0	0	0
56				0.488600	0.488600	0	0	0
57				0.600000	0.600000	0	0	0
58				0.476900	0.476900	0	0	0
59				0.598800	0.598800	0	0	0
60				0.550000	0.550000	0	0	0
61				0.600000	0.600000	0	0	0
62				0.730700	0.730700	0	0	0
63				0.650000	0.650000	0	0	0
64				0.502500	0.502500	0	0	0
65				0.700000	0.700000	0	0	0
66				0.512400	0.512400	0	0	0
67				0.670100	0.576900	0	0	0
68				0.616200	0.616200	0	0	0
69				0.311100	0.311100	0	0	0
70				0.619300	0.619300	0	0	0
71				0.750000	0.750000	0	0	0
72				0.633000	0.633000	0	0	0
73				0.785400	0.785400	0	0	0
74				0.790200	0.790200	0	0	0
75				0.800000	0.800000	0	0	0
76				0.800000	0.800000	0	0	0
77				0.578100	0.578100	0	0	0
78				0.750000	0.750000	0	0	0
79				0.523600	0.523600	0	0	0
80				0.700000	0.700000	0	0	0
81				0.631300	0.631300	0	0	0
82				0.323200	0.323200	0	0	0
83				0.523700	0.412500	0	0	0
84				0.800000	0.800000	0	0	0
85				0.561700	0.561700	0	0	0
86				0.627300	0.627300	0	0	0
87				0.439900	0.439900	0	0	0
88				0.647000	0.647000	0	0	0
89				0.794100	0.794100	0	0	0
90				0.800000	0.800000	0	0	0
91				0.700000	0.700000	0	0	0
92				0.759100	0.759100	0	0	0
93				0.741100	0.741100	0	0	0
94				0.767100	0.767100	0	0	0
95				0.751700	0.751700	0	0	0
96				0.738600	0.738600	0	0	0
97				0.752900	0.752900	0	0	0
98				0.793800	0.793800	0	0	0
99				0.766300	0.766300	0	0	0
100				0.666600	0.666600	0	0	0
101				0.678500	0.437300	0	0	0
102				0.700000	0.700000	0	0	0
103				0.461300	0.461300	0	0	0
104				0.696800	0.696800	0	0	0
105				0.799700	0.799700	0	0	0
106				0.800000	0.800000	0	0	0
107				0.775000	0.775000	0	0	0
108				0.456700	0.456700	0	0	0
109				0.750000	0.750000	0	0	0
110				0.668400	0.668400	0	0	0
111				0.800000	0.800000	0	0	0
112				0.481600	0.481600	0	0	0
113				0.671600	0.671600	0	0	0
114				0.495500	0.495500	0	0	0
115				0.595800	0.595800	0	0	0
116				0.729400	0.729400	0	0	0
117				0.635700	0.635700	0	0	0
118				0.750000	0.750000	0	0	0
119				0.754700	0.754700	0	0	0
120				0.800000	0.800000	0	0	0
121				0.790400	0.790400	0	0	0
122				0.749900	0.749900	0	0	0
123				0.528200	0.528200	0	0	0
124				0.793400	0.793400	0	0	0
125				0.671300	0.671300	0	0	0
126				0.502900	0.502900	0	0	0
127				0.454500	0.454500	0	0	0
128				0.198000	0.198000	0	0	0
129				0.712700	0.712700	0	0	0
130				0.800000	0.800000	0	0	0
131				0.710300	0.710300	0	0	0
132				0.669500	0.669500	0	0	0
133				0.730000	0.730000	0	0	0
134				0.682100	0.682100	0	0	0
135				0.600000	0.600000	0	0	0
136				0.633900	0.633900	0	0	0
137				0.478000	0.478000	0	0	0
138				0.714600	0.652100	0	0	0
139				0.511000	0.511000	0	0	0
140				0.772400	0.772400	0	0	0
141				0.800000	0.800000	0	0	0
142				0.772800	0.772800	0	0	0
143				0.650000	0.650000	0	0	0
144				0.749400	0.749400	0	0	0
145				0.519200	0.519200	0	0	0
146				0.560000	0.560000	0	0	0
147				0.396000	0.396000	0	0	0
148				0.465400	0.465400	0	0	0
149				0.800000	0.800000	0	0	0
150				0.763000	0.763000	0	0	0
151				0.800000	0.800000	0	0	0
152				0.462600	0.462600	0	0	0
153				0.708400	0.708400	0	0	0
154				0.697200	0.697200	0	0	0
155				0.748800	0.748800	0	0	0
156				0.787100	0.554200	0	0	0
157				0.793800	0.793800	0	0	0
158				0.800000	0.800000	0	0	0
159				0.547600	0.547600	0	0	0
160				0.592000	0.592000	0	0	0
161				0.682200	0.682200	0	0	0
162				0.723500	0.723500	0	0	0
163				0.800000	0.800000	0	0	0
164				0.465800	0.465800	0	0	0
165				0.274200	0.274200	0	0	0
166				0.800000	0.800000	0	0	0
167				0.496700	0.357200	0	0	0
168				0.457600	0.457600	0	0	0
169				0.750000	0.750000	0	0	0
170				0.740700	0.740700	0	0	0
171				0.598800	0.598800	0	0	0
172				0.666600	0.666600	0	0	0
173				0.734000	0.734000	0	0	0
174				0.750000	0.750000	0	0	0
175				0.800000	0.800000	0	0	0
176				0.800000	0.800000	0	0	0
177				0.678500	0.535700	0	0	0
178				0.600000	0.600000	0	0	0
179				0.715400	0.715400	0	0	0
180				0.741400	0.741400	0	0	0
181				0.698900	0.698900	0	0	0
182				0.680300	0.680300	0	0	0
183				0.649500	0.649500	0	0	0
184				0.777000	0.777000	0	0	0
185				0.727100	0.727100	0	0	0
186				0.785100	0.785100	0	0	0
187				0.738700	0.738700	0	0	0
188				0.717600	0.717600	0	0	0
189				0.700000	0.700000	0	0	0
190				0.508400	0.508400	0	0	0
191				0.681800	0.681800	0	0	0
192				0.738300	0.738300	0	0	0
193				0.800000	0.800000	0	0	0
194				0.800000	0.800000	0	0	0
195				0.800000	0.800000	0	0	0
196				0.727600	0.727600	0	0	0
197				0.750400	0.750400	0	0	0
198				0.609400	0.609400	0	0	0
199				0.800000	0.800000	0	0	0
200				0.800000	0.800000	0	0	0
201				0.516700	0.516700	0	0	0
202				0.750000	0.750000	0	0	0
203				0.688300	0.688300	0	0	0
204				0.661300	0.661300	0	0	0
205				0.800000	0.800000	0	0	0
206				0.466000	0.466000	0	0	0
207				0.750000	0.750000	0	0	0
208				0.768800	0.768800	0	0	0
209				0.800000	0.800000	0	0	0
210				0.740500	0.740500	0	0	0
211				0.784600	0.784600	0	0	0
212				0.712200	0.712200	0	0	0
213				0.800000	0.800000	0	0	0
214				0.687100	0.687100	0	0	0
215				0.789700	0.789700	0	0	0
216				0.682900	0.682900	0	0	0
217				0.509300	0.509300	0	0	0
218				0.708300	0.627700	0	0	0
219				0.800000	0.800000	0	0	0
220				0.800000	0.800000	0	0	0
221				0.800000	0.800000	0	0	0
222				0.789800	0.651500	0	0	0
223				0.632300	0.632300	0	0	0
224				0.615300	0.615300	0	0	0
225				0.750000	0.750000	0	0	0
226				0.800000	0.800000	0	0	0
227				0.793600	0.793600	0	0	0
228				0.477600	0.477600	0	0	0
229				0.800000	0.800000	0	0	0
230				0.750000	0.750000	0	0	0
231				0.660900	0.660900	0	0	0
232				0.746000	0.746000	0	0	0
233				0.800000	0.800000	0	0	0
234				0.800000	0.800000	0	0	0
235				0.556100	0.556100	0	0	0
236				0.749200	0.749200	0	0	0
237				0.472500	0.472500	0	0	0
238				0.581200	0.581200	0	0	0
239				0.365600	0.365600	0	0	0
240				0.724900	0.694200	0	0	0
241				0.650000	0.650000	0	0	0
242				0.683900	0.683900	0	0	0
243				0.700000	0.700000	0	0	0
244				0.800000	0.800000	0	0	0
245				0.800000	0.800000	0	0	0
246				0.609400	0.609400	0	0	0
247				0.630200	0.630200	0	0	0
248				0.800000	0.800000	0	0	0
249				0.792700	0.792700	0	0	0
250				0.581700	0.581700	0	0	0
251				0.608000	0.608000	0	0	0
252				0.702800	0.702800	0	0	0
253				0.784000	0.784000	0	0	0
254				0.800000	0.800000	0	0	0
255				0.800000	0.800000	0	0	0
256				0.651800	0.651800	0	0	0
257				0.571400	0.571400	0	0	0
258				0.800000	0.800000	0	0	0
259				0.800000	0.800000	0	0	0
260				0.692000	0.692000	0	0	0
261				0.312800	0.312800	0	0	0
262				0.660400	0.660400	0	0	0
263				0.748600	0.683400	0	0	0
264				0.562000	0.562000	0	0	0
265				0.660000	0.660000	0	0	0
266				0.737400	0.737400	0	0	0
267				0.731100	0.731100	0	0	0
268				0.750000	0.750000	0	0	0
269				0.800000	0.800000	0	0	0
270				0.800000	0.800000	0	0	0
271				0.650000	0.650000	0	0	0
272				0.700000	0.700000	0	0	0
273				0.755800	0.668800	0	0	0
274				0.551400	0.551400	0	0	0
275				0.799900	0.799900	0	0	0
276				0.700000	0.700000	0	0	0
277				0.800000	0.800000	0	0	0
278				0.800000	0.800000	0	0	0
279				0.800000	0.800000	0	0	0
280				0.790600	0.790600	0	0	0
281				0.750000	0.750000	0	0	0
282				0.800000	0.800000	0	0	0
283				0.668100	0.600000	0	0	0
284				0.800000	0.800000	0	0	0
285				0.369800	0.369800	0	0	0
286				0.800000	0.800000	0	0	0
287				0.800000	0.800000	0	0	0
288				0.736100	0.736100	0	0	0
289				0.669600	0.669600	0	0	0
290				0.800000	0.800000	0	0	0
291				0.320000	0.245000	0	0	0
292				0.600000	0.600000	0	0	0
293				0.571400	0.571400	0	0	0
294				0.499500	0.499500	0	0	0
295				0.719600	0.719600	0	0	0
296				0.750000	0.750000	0	0	0
297				0.796900	0.796900	0	0	0
298				0.800000	0.800000	0	0	0
299				0.763400	0.763400	0	0	0
300				0.797200	0.797200	0	0	0
301				0.760900	0.760900	0	0	0
302				0.505400	0.505400	0	0	0
303				0.588500	0.588500	0	0	0
304				0.800000	0.800000	0	0	0
305				0.722000	0.722000	0	0	0
306				0.384500	0.384500	0	0	0
307				0.245600	0.245600	0	0	0
308				0.700000	0.700000	0	0	0
309				0.529400	0.529400	0	0	0
310				0.800000	0.800000	0	0	0
311				0.374500	0.374500	0	0	0
312				0.610400	0.610400	0	0	0
313				0.783200	0.783200	0	0	0
314				0.650000	0.650000	0	0	0
315				0.452500	0.452500	0	0	0
316				0.614900	0.614900	0	0	0
317				0.460700	0.460700	0	0	0
318				0.800000	0.800000	0	0	0
319				0.594800	0.594800	0	0	0
320				0.543100	0.543100	0	0	0
321				0.800000	0.800000	0	0	0
322				0.500000	0.411700	0	0	0
323				0.743800	0.743800	0	0	0
324				0.772000	0.772000	0	0	0
325				0.705400	0.705400	0	0	0
326				0.800000	0.800000	0	0	0
327				0.768300	0.768300	0	0	0
328				0.575500	0.575500	0	0	0
329				0.800000	0.800000	0	0	0
330				0.800000	0.800000	0	0	0
331				0.556700	0.556700	0	0	0
332				0.515800	0.515800	0	0	0
333				0.515700	0.515700	0	0	0
334				0.750700	0.563000	0	0	0
335				0.778800	0.678700	0	0	0
336				0.713700	0.713700	0	0	0
337				0.787800	0.787800	0	0	0
338				0.615800	0.615800	0	0	0
339				0.761900	0.761900	0	0	0
340				0.750000	0.750000	0	0	0
341				0.688300	0.688300	0	0	0
342				0.700000	0.700000	0	0	0
343				0.481000	0.481000	0	0	0
344				0.650000	0.650000	0	0	0
345				0.590900	0.590900	0	0	0
346				0.370900	0.370900	0	0	0
347				0.529400	0.529400	0	0	0
348				0.722800	0.722800	0	0	0
349				0.720800	0.720800	0	0	0
350				0.325700	0.325700	0	0	0
351				0.632300	0.367600	0	0	0
352				0.800000	0.800000	0	0	0
353				0.700000	0.700000	0	0	0
354				0.518500	0.518500	0	0	0
355				0.800000	0.800000	0	0	0
356				0.800000	0.800000	0	0	0
357				0.795600	0.795600	0	0	0
358				0.697800	0.697800	0	0	0
359				0.578200	0.578200	0	0	0
360				0.800000	0.800000	0	0	0
361				0.776600	0.776600	0	0	0
362				0.553400	0.553400	0	0	0
363				0.794500	0.794500	0	0	0
364				0.728900	0.728900	0	0	0
365				0.700000	0.700000	0	0	0
366				0.599100	0.599100	0	0	0
367				0.584200	0.584200	0	0	0
368				0.800000	0.800000	0	0	0
369				0.713000	0.688000	0	0	0
370				0.735800	0.735800	0	0	0
371				0.596400	0.565800	0	0	0
372				0.536000	0.536000	0	0	0
373				0.600000	0.600000	0	0	0
374				0.257100	0.200000	0	0	0
375				0.227600	0.227600	0	0	0
376				0.800000	0.800000	0	0	0
377				0.587800	0.587800	0	0	0
378				0.729200	0.729200	0	0	0
379				0.780200	0.780200	0	0	0
380				0.574500	0.574500	0	0	0
381				0.722200	0.722200	0	0	0
382				0.707400	0.707400	0	0	0
383				0.649900	0.649900	0	0	0
384				0.716400	0.716400	0	0	0
385				0.650000	0.650000	0	0	0
386				0.500000	0.500000	0	0	0
387				0.725000	0.725000	0	0	0
388				0.800000	0.800000	0	0	0
389				0.650000	0.650000	0	0	0
390				0.650000	0.650000	0	0	0
391				0.800000	0.800000	0	0	0
392				0.610000	0.610000	0	0	0
393				0.709000	0.709000	0	0	0
394				0.627200	0.627200	0	0	0
395				0.747200	0.747200	0	0	0
396				0.502900	0.502900	0	0	0
397				0.219600	0.219600	0	0	0
398				0.510700	0.510700	0	0	0
399				0.610000	0.610000	0	0	0
400				0.800000	0.800000	0	0	0
401				0.800000	0.800000	0	0	0
402				0.800000	0.800000	0	0	0
403				0.800000	0.800000	0	0	0
404				0.788000	0.788000	0	0	0
405				0.639200	0.639200	0	0	0
406				0.750000	0.750000	0	0	0
407				0.800000	0.800000	0	0	0
408				0.800000	0.800000	0	0	0
409				0.700000	0.700000	0	0	0
410				0.800000	0.800000	0	0	0
411				0.700000	0.700000	0	0	0
412				0.647300	0.647300	0	0	0
413				0.800000	0.800000	0	0	0
414				0.800000	0.800000	0	0	0
415				0.729800	0.729800	0	0	0
416				0.653300	0.558400	0	0	0
417				0.800000	0.800000	0	0	0
418				0.458300	0.458300	0	0	0
419				0.631500	0.631500	0	0	0
420				0.733300	0.733300	0	0	0
421				0.800000	0.800000	0	0	0
422				0.684100	0.684100	0	0	0
423				0.748500	0.748500	0	0	0
424				0.750000	0.750000	0	0	0
425				0.750500	0.673100	0	0	0
426				0.619000	0.619000	0	0	0
427				0.786800	0.786800	0	0	0
428				0.700000	0.700000	0	0	0
429				0.500000	0.500000	0	0	0
430				0.749200	0.749200	0	0	0
431				0.800000	0.800000	0	0	0
432				0.764900	0.764900	0	0	0
433				0.695200	0.695200	0	0	0
434				0.521700	0.521700	0	0	0
435				0.800000	0.800000	0	0	0
436				0.698800	0.698800	0	0	0
437				0.679300	0.679300	0	0	0
438				0.535300	0.535300	0	0	0
439				0.554100	0.554100	0	0	0
440				0.600000	0.600000	0	0	0
441				0.662200	0.662200	0	0	0
442				0.640100	0.640100	0	0	0
443				0.800000	0.800000	0	0	0
444				0.639000	0.639000	0	0	0
445				0.739600	0.739600	0	0	0
446				0.799300	0.799300	0	0	0
447				0.800000	0.800000	0	0	0
448				0.547000	0.547000	0	0	0
449				0.800000	0.800000	0	0	0
450				0.678500	0.678500	0	0	0
451				0.614400	0.614400	0	0	0
452				0.568900	0.568900	0	0	0
453				0.800000	0.800000	0	0	0
454				0.767800	0.767800	0	0	0
455				0.680000	0.680000	0	0	0
456				0.800000	0.800000	0	0	0
457				0.761900	0.761900	0	0	0
458				0.800000	0.800000	0	0	0
459				0.455700	0.455700	0	0	0
460				0.591300	0.591300	0	0	0
461				0.491200	0.491200	0	0	0
462				0.600000	0.600000	0	0	0
463				0.800000	0.800000	0	0	0
464				0.800000	0.800000	0	0	0
465				0.584900	0.584900	0	0	0
466				0.706200	0.706200	0	0	0
467				0.600000	0.600000	0	0	0
468				0.799900	0.799900	0	0	0
469				0.800000	0.800000	0	0	0
470				0.579700	0.579700	0	0	0
471				0.700000	0.700000	0	0	0
472				0.638800	0.638800	0	0	0
473				0.750000	0.750000	0	0	0
474				0.437500	0.437500	0	0	0
475				0.742400	0.742400	0	0	0
476				0.800000	0.800000	0	0	0
477				0.429400	0.429400	0	0	0
478				0.750000	0.750000	0	0	0
479				0.800000	0.667600	0	0	0
480				0.600000	0.600000	0	0	0
481				0.666600	0.666600	0	0	0
482				0.500000	0.500000	0	0	0
483				0.800000	0.800000	0	0	0
484				0.782200	0.782200	0	0	0
485				0.627600	0.627600	0	0	0
486				0.605300	0.605300	0	0	0
487				0.578300	0.578300	0	0	0
488				0.769200	0.769200	0	0	0
489				0.800000	0.800000	0	0	0
490				0.800000	0.800000	0	0	0
491				0.700000	0.700000	0	0	0
492				0.700000	0.700000	0	0	0
493				0.750000	0.750000	0	0	0
494				0.549100	0.549100	0	0	0
495				0.800000	0.800000	0	0	0
496				0.538100	0.538100	0	0	0
497				0.700000	0.700000	0	0	0
498				0.799200	0.799200	0	0	0
499				0.800000	0.800000	0	0	0
500				0.750000	0.750000	0	0	0
501				0.800000	0.800000	0	0	0
502				0.632700	0.632700	0	0	0
503				0.538800	0.538800	0	0	0
504				0.800000	0.800000	0	0	0
505				0.800000	0.800000	0	0	0
506				0.750000	0.750000	0	0	0
507				0.641000	0.641000	0	0	0
508				0.800000	0.800000	0	0	0
509				0.768100	0.768100	0	0	0
510				0.800000	0.800000	0	0	0
511				0.793800	0.703900	0	0	0
512				0.384600	0.384600	0	0	0
513				0.800000	0.800000	0	0	0
514				0.800000	0.800000	0	0	0
515				0.652900	0.652900	0	0	0
516				0.750000	0.750000	0	0	0
517				0.800000	0.800000	0	0	0
518				0.700000	0.700000	0	0	0
519				0.800000	0.800000	0	0	0
520				0.650000	0.650000	0	0	0
521				0.799900	0.799900	0	0	0
522				0.800000	0.800000	0	0	0
523				0.510300	0.510300	0	0	0
524				0.747300	0.747300	0	0	0
525				0.779600	0.779600	0	0	0
526				0.800000	0.800000	0	0	0
527				0.800000	0.800000	0	0	0
528				0.783100	0.783100	0	0	0
529				0.800000	0.800000	0	0	0
530				0.800000	0.800000	0	0	0
531				0.700000	0.700000	0	0	0
532				0.643900	0.643900	0	0	0
533				0.741600	0.741600	0	0	0
534				0.800000	0.800000	0	0	0
535				0.677000	0.677000	0	0	0
536				0.800000	0.800000	0	0	0
537				0.800000	0.800000	0	0	0
538				0.800000	0.800000	0	0	0
539				0.800000	0.800000	0	0	0
540				0.750000	0.750000	0	0	0
541				0.736500	0.736500	0	0	0
542				0.340400	0.255300	0	0	0
543				0.800000	0.800000	0	0	0
544				0.749200	0.749200	0	0	0
545				0.749300	0.749300	0	0	0
546				0.609100	0.609100	0	0	0
547				0.584100	0.584100	0	0	0
548				0.800000	0.800000	0	0	0
549				0.536100	0.536100	0	0	0
550				0.800000	0.800000	0	0	0
551				0.800000	0.800000	0	0	0
552				0.650000	0.650000	0	0	0
553				0.800000	0.800000	0	0	0
554				0.800000	0.800000	0	0	0
555				0.800000	0.800000	0	0	0
556				0.800000	0.800000	0	0	0
557				0.790500	0.790500	0	0	0
558				0.470500	0.470500	0	0	0
559				0.800000	0.800000	0	0	0
560				0.734700	0.734700	0	0	0
561				0.800000	0.800000	0	0	0
562				0.750000	0.750000	0	0	0
563				0.666600	0.666600	0	0	0
564				0.800000	0.800000	0	0	0
565				0.630300	0.630300	0	0	0
566				0.526900	0.526900	0	0	0
567				0.648100	0.648100	0	0	0
568				0.763500	0.763500	0	0	0
569				0.547900	0.547900	0	0	0
570				0.746200	0.746200	0	0	0
571				0.666600	0.666600	0	0	0
572				0.800000	0.800000	0	0	0
573				0.800000	0.800000	0	0	0
574				0.800000	0.800000	0	0	0
575				0.575200	0.575200	0	0	0
576				0.363600	0.363600	0	0	0
577				0.800000	0.800000	0	0	0
578				0.800000	0.800000	0	0	0
579				0.591400	0.591400	0	0	0
580				0.765700	0.765700	0	0	0
581				0.696100	0.696100	0	0	0
582				0.800000	0.800000	0	0	0
583				0.682200	0.682200	0	0	0
584				0.800000	0.800000	0	0	0
585				0.684000	0.684000	0	0	0
586				0.800000	0.800000	0	0	0
587				0.739600	0.739600	0	0	0
588				0.788500	0.788500	0	0	0
589				0.750000	0.750000	0	0	0
590				0.796000	0.647500	0	0	0
591				0.527000	0.527000	0	0	0
592				0.740700	0.740700	0	0	0
593				0.799900	0.799900	0	0	0
594				0.312500	0.312500	0	0	0
595				0.796000	0.796000	0	0	0
596				0.800000	0.800000	0	0	0
597				0.551900	0.359600	0	0	0
598				0.508400	0.508400	0	0	0
599				0.722200	0.722200	0	0	0
600				0.800000	0.800000	0	0	0
601				0.773800	0.773800	0	0	0
602				0.543200	0.543200	0	0	0
603				0.529100	0.529100	0	0	0

	144	145	146	147	148	149	150	151	152	153	154
	MI Certificate Number	Updated DTI (Front-end)	Updated DTI (Back-end)	Modification Effective Payment Date	Total Capitalized Amount	Total Deferred Amount	Pre-Modification Interest (Note) Rate	Pre-Modification P&I Payment	Pre-Modification Initial Interest Rate Change Downward Cap	Pre-Modification Subsequent Interest Rate Cap	Pre-Modification Next Interest Rate Change Date
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
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200
201
202
203
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205
206
207
208
209
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211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599
600
601
602
603

	155	156	157	158	159	160	161	162	163
	Pre-Modification I/O Term	Forgiven Principal Amount	Forgiven Interest Amount	Number of Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry	Junior Mortgage Drawn Amount	Maturity Date
1						32		0	20430301
2						14		0	20430301
3						29		0	20430501
4						18	18	114239	20430501
5						11	1.5	0	20430401
6						11	11	0	20430401
7						21		63000	20430401
8						6		0	20430401
9						21	16	0	20430401
10						20	9	0	20430401
11						19		0	20430401
12						23		0	20430401
13						24	11	0	20430501
14						8		0	20430401
15						12	17.5	0	20430501
16						8	6	0	20430401
17						9		43722	20430501
18						12	20	59465	20430401
19						10		0	20430401
20						8	10	0	20430501
21						24	25	0	20430501
22						20	10	0	20430501
23						14		0	20430501
24						21		0	20430401
25						25.5	18.5	0	20430501
26						20	11	0	20430501
27						22	12	0	20430501
28						22		45000	20430501
29						32		0	20430501
30						7	10	0	20430101
31						29	15	0	20430401
32						35		0	20430401
33						11.5		0	20430201
34						25	25	0	20430301
35						28.5		0	20430401
36						8		0	20430401
37						37		0	20430501
38						20	21	17275	20430401
39						25		0	20430401
40						13	17	0	20430501
41						40	30	0	20330301
42						14		0	20330501
43						3		0	20330401
44						20	15	0	20330501
45						21		0	20430501
46						0		0	20430401
47						25	20	0	20430401
48						17.25	15	0	20430401
49						7	20	0	20430501
50						14		0	20430401
51						20		0	20430401
52						23		25000	20271201
53						21	20	0	20430401
54						0.25	7	0	20430501
55						18		0	20430501
56						30		0	20430401
57						20		0	20430301
58						0		0	20430401
59						10		0	20430501
60						21		0	20430501
61						16		0	20430401
62						20	20	0	20430401
63						14		0	20430501
64						23	17	0	20430301
65						4	10	0	20430501
66						15		0	20430501
67						10	10	121158	20430401
68						30		0	20430301
69						20.25		0	20430501
70						18		0	20430501
71						16		0	20430401
72						17		0	20430301
73						17		0	20430401
74						20		0	20430501
75						12		0	20430301
76						16		0	20430501
77						30		0	20430501
78						39	38	0	20430401
79						0	10	0	20430401
80						10		0	20430401
81						3	3	0	20430501
82						8	8	0	20430401
83						7		150000	20430401
84						16		0	20430501
85						25		0	20430401
86						10		0	20430401
87						12		0	20430401
88						28		0	20430401
89						10		0	20430501
90						6		0	20430401
91						20		0	20430401
92						15		0	20430301
93						2	3.75	0	20430401
94						10		0	20430401
95						8	12	0	20430501
96						4	4.5	0	20430501
97						10		0	20430501
98						18		0	20430501
99						10	10	0	20430401
100						8.25		0	20430401
101						12.5	8	238120	20430401
102						25		0	20430501
103						36		0	20430501
104						1.5		0	20430401
105						15		0	20430401
106						10	10	0	20430401
107						8		0	20430401
108						32		0	20430501
109						15		0	20430401
110						14		0	20430501
111						20		0	20430501
112						18		0	20430501
113						8		0	20430401
114						25	6	0	20430501
115						13	13	0	20430501
116						14		0	20430501
117						20		0	20430501
118						17		0	20430401
119						8		0	20430401
120						12		0	20430401
121						3		0	20430401
122						10	9	0	20430301
123						6		0	20430501
124						17		0	20430401
125						22.1		0	20430401
126						9	4	0	20430401
127						2	13	0	20430401
128						17		0	20430401
129						16		0	20430501
130						12		0	20430401
131						20		0	20430501
132						17	7	0	20430501
133						15		0	20430501
134						2.5		0	20430401
135						49		0	20430501
136						14		0	20280501
137						28	22	0	20430501
138						25		115000	20430401
139						27		0	20430401
140						3		0	20430401
141						2		0	20430401
142						27		0	20430501
143						0		0	20430401
144						11		0	20430401
145						10		0	20430401
146						34	13	0	20430401
147						18		0	20430401
148						13	12	0	20430501
149						14	8	0	20430501
150						26		0	20430401
151						20		0	20430501
152						35		0	20430501
153						19	14	0	20430401
154						5	5	0	20430301
155						27		0	20430501
156						28		285316	20430501
157						5		0	20430401
158						18		0	20430401
159						7	2	0	20430401
160						16		0	20430501
161						16		0	20430501
162						30	9.25	0	20430301
163						20		0	20430501
164						32		0	20430501
165						24		0	20430401
166						28		0	20430401
167						9	13	298644	20430501
168						13	12	0	20430401
169						20	16	0	20430401
170						38		0	20280301
171						23		0	20430401
172						28	24	0	20430501
173						10	10	0	20430501
174						5	2	0	20430401
175						12		0	20430501
176						11	11	0	20430401
177						19	14	382830	20430501
178						19		0	20430401
179						3	3	0	20430501
180						27		0	20430401
181						9		0	20430401
182						27	7	0	20430401
183						9		0	20430501
184						20	18	0	20430501
185						21		0	20430501
186						27		0	20430401
187						23		0	20430501
188						31	20	0	20430401
189						24		0	20430501
190						10		0	20430501
191						14	14	0	20430501
192						12	10	0	20430501
193						14	14	0	20430501
194						13.75	6	0	20430501
195						11	15	0	20430401
196						4	0	0	20430501
197						11		0	20430501
198						7		0	20430501
199						16		0	20430401
200						11	10	0	20430401
201						25	11	0	20430501
202						0		0	20430401
203						10		0	20430501
204						18	5	0	20430501
205						6	3	0	20430501
206						13	22	0	20430401
207						30		0	20430401
208						15	16	0	20430501
209						10		0	20430401
210						30		0	20430401
211						50		0	20430501
212						23		0	20430401
213						9		0	20430501
214						22	14	0	20430401
215						9	5	0	20430501
216						33		0	20430401
217						32	35	0	20430501
218						11	12	64900	20430501
219						6	1	0	20430501
220						9		0	20430401
221						10		0	20430501
222						40		130000	20430501
223						16.25	18.5	0	20430501
224						30		0	20430401
225						17	17	0	20430501
226						8		0	20430501
227						4	15	0	20430501
228						15	31	0	20430501
229						11	8	0	20430401
230						8	3	0	20430401
231						15	9	0	20430401
232						10		0	20430401
233						58		0	20430501
234						20		0	20430401
235						25		0	20430501
236						5.5		0	20430401
237						23	29	0	20430501
238						25	18	0	20430501
239						20	20	0	20430401
240						15	14	31000	20430501
241						9	6	0	20430401
242						5	12.5	0	20430401
243						19	25	0	20430401
244						8	6	0	20430501
245						12	10.75	0	20430301
246						18	0	0	20430501
247						25		0	20430401
248						3		0	20430401
249						22		0	20430501
250						6	9	0	20430401
251						12		0	20430401
252						12		0	20430401
253						0	35	0	20430401
254						30	25.75	0	20430501
255						11	8	0	20430401
256						28	13	0	20430501
257						9		0	20430501
258						8		0	20430401
259						10	8	0	20430501
260						13	13	0	20430401
261						2		0	20430501
262						17.5		0	20430501
263						20		75000	20430501
264						25	23	0	20430501
265						32		0	20430501
266						16		0	20430501
267						4		0	20430501
268						2.25		0	20430401
269						6		0	20430501
270						6.5	7	0	20430401
271						5	3	0	20430401
272						21.75	8	0	20430401
273						7		90000	20430501
274						15	2	0	20430501
275						25	27	0	20430501
276						13		0	20430401
277						30		0	20430401
278						3	3	0	20430501
279						10	6	0	20430301
280						8		0	20430501
281						12	4	0	20430401
282						21		0	20430401
283						3.75	25	52000	20430401
284						11		0	20430501
285						7.25		0	20430401
286						10		0	20430501
287						11		0	20430501
288						26	26	0	20430501
289						16		0	20430401
290						19		0	20430501
291						20		300000	20430401
292						34		0	20430401
293						26	4	0	20430501
294						0	21	0	20430401
295						15	12	0	20430401
296						3		0	20430501
297						9.75	2	0	20430501
298						12		0	20430401
299						15	18	0	20430501
300						18		0	20430501
301						4	10	0	20430501
302						3.5	9	0	20430501
303						30		0	20430401
304						2.75		0	20430401
305						18		0	20430501
306						14		0	20430401
307						10	17	0	20430501
308						20		0	20430401
309						20	18	0	20430501
310						11.25		0	20430501
311						0		0	20430401
312						3.75		0	20430501
313						15	10.25	0	20430501
314						26	26	0	20430401
315						8	15	0	20430401
316						10	11	0	20430501
317						15	16	0	20430501
318						15	15	0	20430401
319						20		0	20430401
320						15		0	20430401
321						20		0	20430501
322						28		112300	20430401
323						17		0	20430501
324						18		0	20430501
325						5		0	20430501
326						11		0	20430401
327						11	11	0	20430501
328						7	8	0	20430501
329						13	5	0	20430401
330						3.5		0	20430501
331						30	24	0	20430401
332						15		0	20430501
333						28	20	0	20430501
334						23	14	5000	20430501
335						21		25000	20430501
336						35		0	20430501
337						29	16	0	20430401
338						14	8	0	20430501
339						9	9	0	20430501
340						10		0	20430501
341						23	23	0	20430501
342						19		0	20430501
343						18	18	0	20430401
344						13	13	0	20430401
345						31		0	20430501
346						11		0	20430401
347						18		0	20430501
348						15		0	20430501
349						12		0	20430501
350						0		0	20430401
351						15		237449	20430501
352						8	8	0	20430401
353						24	13	0	20430501
354						36		0	20430501
355						6		0	20430501
356						30	20	0	20430501
357						14	10	0	20430501
358						13		0	20430401
359						24		0	20430501
360						20	15	0	20430401
361						12		0	20430401
362						40	30	0	20430501
363						35	30	0	20430501
364						0	23	0	20430501
365						7		0	20430401
366						20		0	20430501
367						38		0	20430501
368						15		0	20430401
369						36		25000	20430501
370						18		0	20430501
371						13	7	21483	20430501
372						30		0	20430501
373						10		0	20430401
374						23		132751	20430501
375						31		0	20430501
376						22	22	0	20430401
377						28	25	0	20430501
378						0		0	20430401
379						7	8	0	20430501
380						17		0	20430501
381						9	6	0	20430401
382						10	13.75	0	20430501
383						19		0	20430501
384						11		0	20430501
385						27	27	0	20430401
386						20		0	20430501
387						13	18	0	20430501
388						7	10	0	20430401
389						20		0	20430501
390						9		0	20430501
391						19		0	20430501
392						21	21	0	20430501
393						20	8	0	20430501
394						12	10	0	20430401
395						21		0	20430501
396						29		339000	20430501
397						0	23	0	20430501
398						24		0	20430501
399						19		0	20430501
400						13		0	20430501
401						11	0	0	20430401
402						3	4	0	20430401
403						5	5	0	20430401
404						2	5	0	20430401
405						6	20	0	20430401
406						25	20	0	20430501
407						20	20	0	20430401
408						14		0	20430501
409						18		0	20430501
410						25	38	0	20430401
411						8		0	20430501
412						6	6	0	20430401
413						5	15.5	0	20430501
414						8	9	0	20430401
415						7		0	20430401
416						35	0	0	20430501
417						28		0	20430501
418						22	6	0	20430501
419						0		0	20430401
420						5	7	0	20430501
421						20		0	20430501
422						10		0	20430401
423						21	19	0	20430501
424						7		0	20430401
425						15.5	6	69569	20430501
426						23	21.25	0	20430401
427						18	0.5	0	20430501
428						11.25		0	20430401
429						15		0	20430401
430						22		0	20430501
431						0		0	20430401
432						6	10	0	20430401
433						14	13	0	20430501
434						18	0	0	20430501
435						11		0	20430501
436						9	10	0	20380501
437						10		0	20430501
438						15		0	20430501
439						6		0	20430401
440						35		0	20430501
441						13	13	0	20430501
442						33		0	20430501
443						3.25	6.25	0	20430401
444						30		0	20430401
445						2	2	0	20430501
446						5	5	0	20430501
447						8		0	20430401
448						36	34	0	20430501
449						9		0	20430501
450						30		0	20430501
451						15		0	20430501
452						14	6	0	20430501
453						25		0	20430501
454						13		0	20430401
455						27		0	20430501
456						5		0	20430501
457						12	4.5	0	20430501
458						10	15	0	20430501
459						23		0	20430501
460						22		0	20430401
461						23	20	0	20430501
462						11	10	0	20430501
463						8	2	0	20430501
464						20		0	20430401
465						13		0	20430501
466						9	5	0	20430501
467						20		0	20430501
468						7	7	0	20430501
469						2	2	0	20430501
470						10		0	20430401
471						31		0	20430501
472						20	3	0	20430501
473						8		0	20430501
474						9		0	20430401
475						14		0	20430501
476						13	20	0	20430501
477						5	13	0	20430501
478						7	7	0	20430501
479						4	5.25	178731	20430501
480						9		0	20430401
481						17	17	0	20430501
482						20		0	20430501
483						14		0	20430401
484						16		0	20430501
485						21	0.25	0	20430501
486						8	0	0	20430401
487						10		0	20430401
488						25		0	20430501
489						15	5	0	20430501
490						14		0	20430501
491						23	23	0	20430501
492						4	4	0	20430501
493						14	13	0	20430501
494						22		0	20430501
495						10	5	0	20430501
496						34		0	20430501
497						15		0	20430501
498						10		0	20430501
499						14		0	20430501
500						18.25		0	20430501
501						28	23	0	20430501
502						29		0	20430501
503						17		0	20430501
504						10		0	20430501
505						10		0	20430501
506						11	3	0	20430501
507						4		0	20430501
508						8		0	20430501
509						2.25	2.25	0	20430501
510						0		0	20430501
511						13		49804.77	20430501
512						23		0	20430401
513						11.5		0	20430501
514						11		0	20430401
515						14		0	20430501
516						28		0	20430501
517						8		0	20430501
518						29	13.75	0	20430501
519						8	13	0	20430501
520						20	14	0	20430501
521						6	35	0	20430501
522						6.25	12	0	20430501
523						27		0	20430501
524						18		0	20430501
525						13		0	20430401
526						12.75		0	20430501
527						5	8	0	20430401
528						15		0	20430501
529						8	8	0	20430501
530						4		0	20430501
531						11		0	20430501
532						18	0	0	20430501
533						0		0	20430501
534						20		0	20430501
535						8	8	0	20430501
536						13	5	0	20430401
537						3.5	10	0	20430501
538						5	7	0	20430501
539						34.5		0	20430501
540						20	13	0	20430501
541						11	3	0	20430501
542						10		401	20430501
543						10	8	0	20430501
544						8		0	20430501
545						20		0	20430501
546						43		0	20430501
547						21	0	0	20430501
548						15		0	20430501
549						20		0	20430501
550						12.25		0	20430501
551						24	4.5	0	20430501
552						12		0	20430401
553						14.5		0	20430501
554						7	7	0	20430501
555						9	1.5	0	20430501
556						25		0	20430501
557						14	5	0	20430501
558						16		0	20430501
559						2.5	5	0	20430501
560						25		0	20430501
561						0	20	0	20430501
562						6		0	20430501
563						25		0	20430501
564						30		0	20430501
565						25		0	20430501
566						16	4	0	20430501
567						35		0	20430501
568						27	26	0	20430501
569						13	14	0	20430501
570						20		0	20430501
571						15		0	20430501
572						33	18	0	20430501
573						10	10	0	20430501
574						33		0	20430501
575						0	9	0	20430501
576						25		0	20430501
577						14.5	1	0	20430501
578						5	10	0	20430501
579						12	17	0	20430501
580						23		0	20430501
581						36		0	20430501
582						5		0	20430501
583						26	0	0	20430501
584						10		0	20430501
585						17	23	0	20430501
586						6	6	0	20430501
587						15	30	0	20430501
588						18	19	0	20430501
589						36		0	20430501
590						23	18	33000	20430501
591						2		0	20430501
592						30		0	20430501
593						37	40	0	20430501
594						0		0	20430501
595						13	10	0	20430401
596						15		0	20430501
597						30		500000	20430501
598						10		0	20430501
599						30		0	20430501
600						10.5		0	20430501
601						5	17	0	20430501
602						20		0	20280601
603						21	11	0	20430501

	164	165	166	167	168	169	170	171	172
	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
1	13408.33	0	0	0	0	0	Full	Two Years	Two Months
2	27427.44	0	0	0	0	0	Full	Two Years	Two Months
3	20145	0	0	0	0	0	Full	Two Years	Two Months
4	7519.75	0	0	9403.34	0	0	Full	Two Years	Two Months
5	14598	0	0	0	0	0	Full	Two Years	Two Months
6	9304.58	0	0	0	0	0	Full	Two Years	Two Months
7	3000	0	14704.64	0	0	0	Full	Two Years	Two Months
8	34308.58	0	0	0	0	0	Full	Two Years	Two Months
9	9306.35	0	0	7683.75	0	0	Full	Two Years	Two Months
10	11854	0	0	0	0	0	Full	Two Years	Two Months
11	13300	0	0	0	0	0	Full	Two Years	Two Months
12	12500	22619.25	0	0	0	0	Full	Two Years	Two Months
13	10428.17	0	0	12775.83	0	0	Full	Two Years	Two Months
14	26052.9	0	0	0	0	0	Full	Two Years	Two Months
15	7611.69	0	0	9975.07	0	0	Full	Two Years	Two Months
16	4000	0	0	0	0	0	Full	Two Years	Two Months
17	5710.42	0	0	0	0	0	Full	Two Years	Two Months
18	9750	0	0	11900	0	0	Full	Two Years	Two Months
19	25341.25	0	0	0	0	0	Full	Two Years	Two Months
20	9183.2	0	0	12083.34	0	0	Full	Two Years	Two Months
21	11343.25	0	0	3742.39	0	0	Full	Two Years	Two Months
22	6362.17	0	0	3172.86	0	0	Full	Two Years	Two Months
23	21385	18532.7	0	0	0	0	Full	Two Years	Two Months
24	31997.01	24961.66	0	0	0	0	Full	Two Years	Two Months
25	11525.45	0	0	7320.43	0	0	Full	Two Years	Two Months
26	12187.5	0	0	6500	0	0	Full	Two Years	Two Months
27	15916.67	0	0	7333.34	0	0	Full	Two Years	Two Months
28	19166.68	0	0	0	0	0	Full	Two Years	Two Months
29	4800	0	0	0	0	0	Full	Two Years	Two Months
30	14328.58	0	0	8348.75	0	0	Full	Two Years	Two Months
31	6028.86	0	0	10018.32	0	0	Full	Two Years	Two Months
32	115.38	0	0	1883.25	0	0	Full	Two Years	Two Months
33	71632.95	0	0	0	0	0	Full	Two Years	Two Months
34	5703.58	0	0	14583	0	0	Full	Two Years	Two Months
35	27500	0	0	0	0	0	Full	Two Years	Two Months
36	8791.66	3623.29	0	0	0	0	Full	Two Years	Two Months
37	2081.16	0	0	1359	0	0	Full	Two Years	Two Months
38	10874	0	0	12497.5	0	0	Full	Two Years	Two Months
39	29201.36	0	0	0	0	0	Full	Two Years	Two Months
40	20110.54	0	0	3200	0	0	Full	Two Years	Two Months
41	31333.25	0	0	2371.17	0	0	Full	Two Years	Two Months
42	52922	0	0	0	0	0	Full	Two Years	Two Months
43	14583	0	0	0	0	0	Full	Two Years	Two Months
44	13359	0	0	6000	0	0	Full	Two Years	Two Months
45	12406.32	0	0	0	0	0	Full	Two Years	Two Months
46	8455.69	0	0	0	0	0	Full	Two Years	Two Months
47	10175.27	0	0	12726.49	0	0	Full	Two Years	Two Months
48	29558.88	0	0	7366.67	0	2315	Full	Two Years	Two Months
49	3208.83	0	0	5312.77	0	0	Full	Two Years	Two Months
50	20000	29349.45	0	0	0	0	Full	Two Years	Two Months
51	45833.33	39994	0	0	0	0	Full	Two Years	Two Months
52	8815.82	0	0	0	0	0	Full	Two Years	Two Months
53	13847	0	0	6334.76	0	0	Full	Two Years	Two Months
54	8626.68	0	0	2973.14	0	0	Full	Two Years	Two Months
55	15114.1	0	0	0	0	0	Full	Two Years	Two Months
56	0	0	0	0	0	0	Full	Two Years	Two Months
57	12500	0	8584	0	0	0	Full	Two Years	Two Months
58	9884.12	0	0	2372.84	0	0	Full	Two Years	Two Months
59	10503.3	0	0	0	0	0	Full	Two Years	Two Months
60	15880.33	0	0	0	0	0	Full	Two Years	Two Months
61	16666.67	8333.33	0	0	0	0	Full	Two Years	Two Months
62	6972.91	0	0	2617.52	0	0	Full	Two Years	Two Months
63	12116.66	0	0	0	0	0	Full	Two Years	Two Months
64	12334.4	0	0	16254.68	0	0	Full	Two Years	Two Months
65	49280.29	0	0	4583.28	0	0	Full	Two Years	Two Months
66	17083.34	0	0	0	0	0	Full	Two Years	Two Months
67	11166.68	0	0	11053.82	0	0	Full	Two Years	Two Months
68	23642	0	0	0	0	0	Full	Two Years	Two Months
69	15084.99	0	0	0	0	0	Full	Two Years	Two Months
70	14026.13	0	0	0	0	0	Full	Two Years	Two Months
71	22916.66	0	0	0	0	0	Full	Two Years	Two Months
72	15916.66	0	0	0	0	0	Full	Two Years	Two Months
73	9743.75	0	0	0	0	0	Full	Two Years	Two Months
74	11847.99	0	0	0	0	0	Full	Two Years	Two Months
75	7585.76	0	0	0	0	0	Full	Two Years	Two Months
76	12578.39	0	0	1013.7	0	0	Full	Two Years	Two Months
77	13663.58	0	0	0	0	0	Full	Two Years	Two Months
78	13750	0	0	13776	0	0	Full	Two Years	Two Months
79	9421.64	0	0	2734.38	0	0	Full	Two Years	Two Months
80	35416.66	0	0	0	0	0	Full	Two Years	Two Months
81	8202.17	0	0	2166.67	0	0	Full	Two Years	Two Months
82	54449.33	0	0	6500	0	0	Full	Two Years	Two Months
83	20833.34	16666.66	0	0	0	0	Full	Two Years	Two Months
84	34173.57	0	0	0	0	0	Full	Two Years	Two Months
85	79440.54	0	0	0	0	0	Full	Two Years	Two Months
86	22500.01	0	0	0	0	0	Full	Two Years	Two Months
87	45422.78	0	0	0	0	0	Full	Two Years	Two Months
88	25000	0	0	0	0	0	Full	Two Years	Two Months
89	15416.68	0	0	0	0	0	Full	Two Years	Two Months
90	24441.33	0	0	0	0	0	Full	Two Years	Two Months
91	0	0	12770.91	0	0	0	Full	Two Years	Two Months
92	14384	0	0	0	0	0	Full	Two Years	Two Months
93	10000	0	0	10466.92	0	0	Full	Two Years	Two Months
94	20416.67	0	0	0	0	0	Full	Two Years	Two Months
95	11192.67	0	0	3992.08	0	0	Full	Two Years	Two Months
96	10416.68	0	0	10000	0	0	Full	Two Years	Two Months
97	27632	0	0	0	0	0	Full	Two Years	Two Months
98	14852.5	0	0	0	0	0	Full	Two Years	Two Months
99	29427.42	0	0	0	0	0	Full	Two Years	Two Months
100	21666.67	0	0	0	0	0	Full	Two Years	Two Months
101	20670.76	0	0	13833.32	0	0	Full	Two Years	Two Months
102	26440.1	8853.75	0	0	0	0	Full	Two Years	Two Months
103	41250	0	0	0	0	0	Full	Two Years	Two Months
104	19686.77	0	0	0	0	0	Full	Two Years	Two Months
105	12021.34	0	0	0	0	0	Full	Two Years	Two Months
106	13708.33	0	0	8137	0	0	Full	Two Years	Two Months
107	7029	0	6246	0	0	0	Full	Two Years	Two Months
108	10106.5	0	0	0	0	0	Full	Two Years	Two Months
109	15797.6	0	0	0	0	0	Full	Two Years	Two Months
110	12500	0	0	0	0	0	Full	Two Years	Two Months
111	11333.34	0	0	0	0	0	Full	Two Years	Two Months
112	17596.67	0	0	0	0	0	Full	Two Years	Two Months
113	8965.17	0	0	0	0	0	Full	Two Years	Two Months
114	61309.58	0	0	2369.94	0	0	Full	Two Years	Two Months
115	9793.6	0	0	12173.46	0	0	Full	Two Years	Two Months
116	67154.43	0	0	0	0	0	Full	Two Years	Two Months
117	15075	4468.08	0	0	0	0	Full	Two Years	Two Months
118	19042.83	0	0	0	0	0	Full	Two Years	Two Months
119	28489.04	0	0	0	0	0	Full	Two Years	Two Months
120	11500.01	1257.41	0	0	0	0	Full	Two Years	Two Months
121	8543.67	0	0	0	0	0	Full	Two Years	Two Months
122	27707.63	0	0	7583.33	0	0	Full	Two Years	Two Months
123	32684.13	0	0	0	0	0	Full	Two Years	Two Months
124	27991.88	0	0	0	0	0	Full	Two Years	Two Months
125	12906.4	0	0	0	0	0	Full	Two Years	Two Months
126	26180.54	0	0	6865.06	0	0	Full	Two Years	Two Months
127	40.67	0	0	7174.33	0	0	Full	Two Years	Two Months
128	10416.67	0	18745.95	0	0	0	Full	Two Years	Two Months
129	26179.75	0	0	0	0	0	Full	Two Years	Two Months
130	19120	0	0	0	0	0	Full	Two Years	Two Months
131	10416.66	0	10655.43	0	0	0	Full	Two Years	Two Months
132	15160.26	0	0	0	0	0	Full	Two Years	Two Months
133	18767.21	0	0	0	0	0	Full	Two Years	Two Months
134	19166.67	0	0	0	0	0	Full	Two Years	Two Months
135	4964.41	0	0	1066.83	0	0	Full	Two Years	Two Months
136	23693.25	0	0	0	0	0	Full	Two Years	Two Months
137	31137.62	0	0	5358.3	0	0	Full	Two Years	Two Months
138	56129.63	0	0	0	0	0	Full	Two Years	Two Months
139	14679.22	5762.95	0	0	0	0	Full	Two Years	Two Months
140	13541.66	0	0	0	0	0	Full	Two Years	Two Months
141	13268	0	0	0	0	0	Full	Two Years	Two Months
142	53068.8	0	0	0	0	0	Full	Two Years	Two Months
143	3978	0	0	0	0	0	Full	Two Years	Two Months
144	17902.67	0	0	0	0	0	Full	Two Years	Two Months
145	11225.29	0	0	11225.38	0	0	Full	Two Years	Two Months
146	16639.13	0	0	8000	0	0	Full	Two Years	Two Months
147	24436.41	0	0	0	0	0	Full	Two Years	Two Months
148	0	0	0	18750.03	0	0	Full	Two Years	Two Months
149	32474.17	0	0	0	0	0	Full	Two Years	Two Months
150	14670.18	0	9043.81	0	0	0	Full	Two Years	Two Months
151	7083.33	4391.38	30250.98	0	0	0	Full	Two Years	Two Months
152	11348	0	0	16596.69	0	0	Full	Two Years	Two Months
153	12601.29	0	0	9527.79	0	0	Full	Two Years	Two Months
154	10833.33	0	0	8705.93	0	0	Full	Two Years	Two Months
155	29166.66	19166.66	0	0	0	0	Full	Two Years	Two Months
156	29050	0	0	0	0	0	Full	Two Years	Two Months
157	12500	0	0	0	0	0	Full	Two Years	Two Months
158	41667	0	0	0	0	0	Full	Two Years	Two Months
159	14500	1569.52	8200.92	0	0	0	Full	Two Years	Two Months
160	51069.2	0	0	0	0	0	Full	Two Years	Two Months
161	28946.15	0	0	0	0	0	Full	Two Years	Two Months
162	7622.01	0	0	0	0	8383.02	Full	Two Years	Two Months
163	12243.79	0	0	0	0	0	Full	Two Years	Two Months
164	53548.2	0	0	0	0	0	Full	Two Years	Two Months
165	25325.37	0	0	0	0	0	Full	Two Years	Two Months
166	24825.75	0	0	0	0	0	Full	Two Years	Two Months
167	10200	0	0	878.12	0	0	Full	Two Years	Two Months
168	23748	0	0	5458.33	0	0	Full	Two Years	Two Months
169	6846.46	0	0	10256.39	0	0	Full	Two Years	Two Months
170	49999.99	0	0	0	0	0	Full	Two Years	Two Months
171	13611.5	0	0	0	0	0	Full	Two Years	Two Months
172	13937.92	0	0	15715.13	0	0	Full	Two Years	Two Months
173	27669.41	0	0	1445.17	0	0	Full	Two Years	Two Months
174	13333.32	2214.18	0	4512.67	0	0	Full	Two Years	Two Months
175	25312	0	0	0	0	0	Full	Two Years	Two Months
176	7764	0	0	10228	0	0	Full	Two Years	Two Months
177	31153.35	0	0	10322.15	0	0	Full	Two Years	Two Months
178	29172.68	0	0	0	0	0	Full	Two Years	Two Months
179	268.75	0	0	264.87	0	0	Full	Two Years	Two Months
180	11874.92	18851.85	0	0	0	0	Full	Two Years	Two Months
181	13333.34	0	0	0	0	0	Full	Two Years	Two Months
182	16250	0	0	17725	0	0	Full	Two Years	Two Months
183	32913.77	0	0	0	0	0	Full	Two Years	Two Months
184	2646.59	0	0	9660.89	0	0	Full	Two Years	Two Months
185	15431.5	0	0	0	0	0	Full	Two Years	Two Months
186	26250	0	0	0	0	0	Full	Two Years	Two Months
187	12904.24	0	0	0	0	0	Full	Two Years	Two Months
188	14330.85	0	0	1550.81	0	0	Full	Two Years	Two Months
189	69961.16	0	0	0	0	0	Full	Two Years	Two Months
190	19801.01	0	0	0	0	0	Full	Two Years	Two Months
191	10527.42	0	0	6180	0	0	Full	Two Years	Two Months
192	12675.83	0	0	6664.67	0	0	Full	Two Years	Two Months
193	5222.45	0	0	20833.34	0	0	Full	Two Years	Two Months
194	9902.53	0	0	5794.53	0	0	Full	Two Years	Two Months
195	9833.33	2241.67	0	9231.65	0	0	Full	Two Years	Two Months
196	22083.36	0	0	0	0	0	Full	Two Years	Two Months
197	8333.32	24723.3	0	0	0	0	Full	Two Years	Two Months
198	17500	0	0	0	0	0	Full	Two Years	Two Months
199	36894.46	0	0	0	0	0	Full	Two Years	Two Months
200	11066.66	0	0	13125	0	0	Full	Two Years	Two Months
201	10083.35	0	9594.64	0	0	0	Full	Two Years	Two Months
202	14809.59	0	0	0	0	0	Full	Two Years	Two Months
203	65722.25	0	0	0	0	0	Full	Two Years	Two Months
204	10416.67	0	0	9333.33	0	0	Full	Two Years	Two Months
205	13631.67	7765.89	0	0	0	0	Full	Two Years	Two Months
206	3531.38	0	0	44738.09	0	0	Full	Two Years	Two Months
207	52189.53	0	0	0	0	0	Full	Two Years	Two Months
208	5533.22	720.07	0	6470	250	0	Full	Two Years	Two Months
209	14200.05	0	0	0	0	0	Full	Two Years	Two Months
210	9496.92	4375	0	0	0	0	Full	Two Years	Two Months
211	8031.88	0	0	705	0	0	Full	Two Years	Two Months
212	8125.19	0	0	0	0	0	Full	Two Years	Two Months
213	10416.68	8401.28	0	0	0	0	Full	Two Years	Two Months
214	7246.16	0	5146.16	16475	0	0	Full	Two Years	Two Months
215	20416.67	0	0	18333.33	0	0	Full	Two Years	Two Months
216	56085	0	0	0	0	0	Full	Two Years	Two Months
217	14196	0	0	19399	0	0	Full	Two Years	Two Months
218	9381.23	0	0	11158.33	0	0	Full	Two Years	Two Months
219	18750	0	0	4583.34	0	0	Full	Two Years	Two Months
220	45768.5	0	0	0	0	0	Full	Two Years	Two Months
221	27083.33	4568.33	0	0	0	0	Full	Two Years	Two Months
222	65076.54	0	0	0	0	0	Full	Two Years	Two Months
223	8148.42	0	0	5778.93	0	0	Full	Two Years	Two Months
224	16258.67	4525.01	0	0	0	0	Full	Two Years	Two Months
225	15080.38	0	0	18333.33	0	0	Full	Two Years	Two Months
226	11666.67	0	0	0	0	0	Full	Two Years	Two Months
227	8333.34	0	0	11666.66	0	0	Full	Two Years	Two Months
228	67135.08	0	0	12985.01	0	0	Full	Two Years	Two Months
229	13749.99	0	0	7241.32	0	0	Full	Two Years	Two Months
230	2320.8	0	0	8609.37	0	0	Full	Two Years	Two Months
231	8405.8	1521.47	0	8380.67	0	0	Full	Two Years	Two Months
232	35327.86	0	0	0	0	0	Full	Two Years	Two Months
233	33957.97	0	0	0	0	0	Full	Two Years	Two Months
234	23014.17	0	0	0	0	0	Full	Two Years	Two Months
235	27500.01	0	0	0	0	0	Full	Two Years	Two Months
236	10275.85	0	0	0	0	0	Full	Two Years	Two Months
237	16666.66	0	0	14820	0	0	Full	Two Years	Two Months
238	12500	0	0	3813	0	0	Full	Two Years	Two Months
239	0	0	0	27177.56	0	0	Full	Two Years	Two Months
240	13138.61	0	0	9369.9	0	0	Full	Two Years	Two Months
241	20833.34	0	0	16666.66	0	0	Full	Two Years	Two Months
242	10250	0	0	2200	0	0	Full	Two Years	Two Months
243	22403.33	0	0	9912.5	0	0	Full	Two Years	Two Months
244	23333.34	0	0	14583.34	0	0	Full	Two Years	Two Months
245	21801.66	0	0	6250	0	0	Full	Two Years	Two Months
246	12822	0	0	985	0	0	Full	Two Years	Two Months
247	13871.91	0	0	0	0	0	Full	Two Years	Two Months
248	18750.01	0	0	0	0	0	Full	Two Years	Two Months
249	16548.05	0	0	0	0	0	Full	Two Years	Two Months
250	0	0	8564.49	5833.33	0	0	Full	Two Years	Two Months
251	16092.27	0	0	0	0	0	Full	Two Years	Two Months
252	23200.41	0	0	0	0	0	Full	Two Years	Two Months
253	0	0	0	12036.84	0	0	Full	Two Years	Two Months
254	10642.69	0	0	11572.88	0	0	Full	Two Years	Two Months
255	17083.34	0	0	5860.01	0	0	Full	Two Years	Two Months
256	10000	0	0	6250	0	0	Full	Two Years	Two Months
257	27916.66	0	0	8333.33	0	0	Full	Two Years	Two Months
258	10416.67	11316.67	0	0	0	0	Full	Two Years	Two Months
259	10833.34	0	0	11344.5	0	0	Full	Two Years	Two Months
260	12689.99	0	0	13340.84	0	0	Full	Two Years	Two Months
261	50833.34	0	0	0	0	0	Full	Two Years	Two Months
262	19714.74	0	0	0	0	0	Full	Two Years	Two Months
263	21335	0	0	0	0	0	Full	Two Years	Two Months
264	19598.25	0	0	5935.17	0	0	Full	Two Years	Two Months
265	13750	0	0	0	0	0	Full	Two Years	Two Months
266	73324.5	0	0	0	0	0	Full	Two Years	Two Months
267	54166.66	0	0	0	0	0	Full	Two Years	Two Months
268	24757.2	0	0	0	0	0	Full	Two Years	Two Months
269	19589.58	0	0	0	0	0	Full	Two Years	Two Months
270	18583.33	0	0	16666	0	0	Full	Two Years	Two Months
271	7692.8	0	0	11504.43	0	0	Full	Two Years	Two Months
272	11744.33	0	0	3631.94	0	0	Full	Two Years	Two Months
273	33378.39	0	0	0	0	0	Full	Two Years	Two Months
274	12141.21	0	0	0	0	0	Full	Two Years	Two Months
275	15709	0	0	14341	0	0	Full	Two Years	Two Months
276	15375	0	0	0	0	0	Full	Two Years	Two Months
277	55125.01	0	0	0	0	0	Full	Two Years	Two Months
278	19000	0	0	3953.21	0	0	Full	Two Years	Two Months
279	11000	0	0	5274.66	0	0	Full	Two Years	Two Months
280	9500	404.03	0	0	0	0	Full	Two Years	Two Months
281	11916.67	0	2918.61	11325	0	0	Full	Two Years	Two Months
282	17028.5	4560.33	0	0	0	0	Full	Two Years	Two Months
283	0	0	0	22500	0	0	Full	Two Years	Two Months
284	16383.33	0	0	0	0	0	Full	Two Years	Two Months
285	14340.76	0	0	0	0	0	Full	Two Years	Two Months
286	14583	0	12424	0	0	0	Full	Two Years	Two Months
287	21587.82	0	0	0	0	0	Full	Two Years	Two Months
288	9105.83	0	0	6101.42	0	0	Full	Two Years	Two Months
289	14500	0	0	0	0	0	Full	Two Years	Two Months
290	22078.17	0	0	0	0	0	Full	Two Years	Two Months
291	28352.7	0	0	0	0	0	Full	Two Years	Two Months
292	15157.72	0	0	0	0	0	Full	Two Years	Two Months
293	13110.31	0	0	0	0	0	Full	Two Years	Two Months
294	0	0	0	8590	0	0	Full	Two Years	Two Months
295	0	0	0	11250	0	0	Full	Two Years	Two Months
296	15000	0	3750	0	0	0	Full	Two Years	Two Months
297	11030.42	0	0	8533.33	547.41	0	Full	Two Years	Two Months
298	15798.61	0	0	0	0	0	Full	Two Years	Two Months
299	25901.5	0	0	0	0	0	Full	Two Years	Two Months
300	12540	0	0	0	0	0	Full	Two Years	Two Months
301	0	0	0	10443.33	0	0	Full	Two Years	Two Months
302	7800	0	0	6166.66	0	0	Full	Two Years	Two Months
303	11604.66	0	0	0	0	0	Full	Two Years	Two Months
304	7419.42	0	0	0	0	0	Full	Two Years	Two Months
305	16458.33	0	0	0	0	0	Full	Two Years	Two Months
306	18750.01	0	0	0	0	0	Full	Two Years	Two Months
307	9583.33	0	9273.32	8000	0	0	Full	Two Years	Two Months
308	63665.46	0	0	0	0	0	Full	Two Years	Two Months
309	20701.15	0	0	22206.3	0	0	Full	Two Years	Two Months
310	11344.25	0	0	0	0	0	Full	Two Years	Two Months
311	0	0	0	0	0	0	Full	Two Years	Two Months
312	16416.66	0	0	0	0	0	Full	Two Years	Two Months
313	13291.63	0	0	1941.38	0	0	Full	Two Years	Two Months
314	11779.85	0	0	7889.11	0	0	Full	Two Years	Two Months
315	4469	0	0	12500	0	0	Full	Two Years	Two Months
316	12500	10194.44	0	4420.42	0	10955.66	Full	Two Years	Two Months
317	16833.33	0	0	11691.09	0	0	Full	Two Years	Two Months
318	21908	0	0	8494.34	0	0	Full	Two Years	Two Months
319	17937.5	0	0	0	0	0	Full	Two Years	Two Months
320	13285.96	0	0	0	0	0	Full	Two Years	Two Months
321	14166.67	0	0	0	0	0	Full	Two Years	Two Months
322	25000	7898.4	0	0	0	0	Full	Two Years	Two Months
323	30045	0	0	0	0	0	Full	Two Years	Two Months
324	11416.67	0	0	0	0	0	Full	Two Years	Two Months
325	22278	0	0	0	0	0	Full	Two Years	Two Months
326	10402.29	5625	0	0	0	0	Full	Two Years	Two Months
327	3000.01	0	0	15341.66	0	0	Full	Two Years	Two Months
328	26651	0	0	10344.1	0	0	Full	Two Years	Two Months
329	13855.81	0	0	4451.93	0	0	Full	Two Years	Two Months
330	10049.83	0	0	0	0	0	Full	Two Years	Two Months
331	26853.33	0	0	16153.84	0	0	Full	Two Years	Two Months
332	28100.24	0	0	0	0	0	Full	Two Years	Two Months
333	29911.42	0	0	9580.18	0	0	Full	Two Years	Two Months
334	25725.95	0	0	0	0	0	Full	Two Years	Two Months
335	19799.66	0	0	0	0	0	Full	Two Years	Two Months
336	86106.92	0	0	0	0	0	Full	Two Years	Two Months
337	16666.67	0	0	18333.34	0	0	Full	Two Years	Two Months
338	17508.75	0	0	4000	0	0	Full	Two Years	Two Months
339	18616.23	0	0	18112.5	0	0	Full	Two Years	Two Months
340	28055.96	0	0	0	0	0	Full	Two Years	Two Months
341	6866.24	0	0	6865.99	0	0	Full	Two Years	Two Months
342	70468.91	0	0	0	0	0	Full	Two Years	Two Months
343	10383.5	0	0	10510.16	0	0	Full	Two Years	Two Months
344	4221.54	0	0	2927.92	0	0	Full	Two Years	Two Months
345	24959.84	0	0	0	0	0	Full	Two Years	Two Months
346	268902.37	0	0	0	0	0	Full	Two Years	Two Months
347	19583.33	0	0	0	0	0	Full	Two Years	Two Months
348	18136.09	0	0	0	0	0	Full	Two Years	Two Months
349	33938.83	0	6709.42	0	0	0	Full	Two Years	Two Months
350	10844.5	0	0	0	0	0	Full	Two Years	Two Months
351	15000	0	0	0	0	0	Full	Two Years	Two Months
352	5000	5822.85	0	9362.79	0	0	Full	Two Years	Two Months
353	65373.79	0	0	15044.08	0	0	Full	Two Years	Two Months
354	21505.23	0	0	0	0	0	Full	Two Years	Two Months
355	20833.34	0	0	0	0	0	Full	Two Years	Two Months
356	10803.66	0	0	5144.99	0	0	Full	Two Years	Two Months
357	8162.58	0	0	9291.75	0	0	Full	Two Years	Two Months
358	20509.54	0	0	0	0	0	Full	Two Years	Two Months
359	15041.66	6585.72	0	0	0	0	Full	Two Years	Two Months
360	17833	0	0	11458.33	0	0	Full	Two Years	Two Months
361	11104.51	0	0	0	0	0	Full	Two Years	Two Months
362	9632.75	0	0	1080	0	0	Full	Two Years	Two Months
363	9877.51	0	0	11397.58	0	0	Full	Two Years	Two Months
364	0	0	0	18159.9	0	0	Full	Two Years	Two Months
365	14739.76	3776.08	0	0	0	0	Full	Two Years	Two Months
366	10838.38	9341.92	0	0	0	0	Full	Two Years	Two Months
367	23883.77	0	0	0	0	0	Full	Two Years	Two Months
368	16305	0	0	0	0	0	Full	Two Years	Two Months
369	24000	0	0	0	0	0	Full	Two Years	Two Months
370	14104.08	0	0	0	0	0	Full	Two Years	Two Months
371	10416	0	0	12500	0	0	Full	Two Years	Two Months
372	20048.08	0	0	0	0	0	Full	Two Years	Two Months
373	19583.33	7920.02	0	0	0	0	Full	Two Years	Two Months
374	32246.16	0	0	0	0	0	Full	Two Years	Two Months
375	39538.26	24467.67	0	0	0	0	Full	Two Years	Two Months
376	8041.61	0	0	7387.76	0	0	Full	Two Years	Two Months
377	39856.98	8020.66	0	21909.23	0	0	Full	Two Years	Two Months
378	12944.9	0	0	0	0	0	Full	Two Years	Two Months
379	38277.39	0	0	12308.44	0	0	Full	Two Years	Two Months
380	14631.18	0	0	0	0	0	Full	Two Years	Two Months
381	11321.76	0	0	9800	0	0	Full	Two Years	Two Months
382	14583.33	0	0	14724.99	0	0	Full	Two Years	Two Months
383	15416.68	0	0	0	0	0	Full	Two Years	Two Months
384	20296.99	0	0	0	0	0	Full	Two Years	Two Months
385	14566.67	0	0	3281.33	0	0	Full	Two Years	Two Months
386	10788.33	0	0	0	0	0	Full	Two Years	Two Months
387	16666.67	0	0	0	0	0	Full	Two Years	Two Months
388	12656	0	0	8750	0	0	Full	Two Years	Two Months
389	68929.32	0	0	0	0	0	Full	Two Years	Two Months
390	15713.48	0	0	0	0	0	Full	Two Years	Two Months
391	1972	0	30135.52	0	0	0	Full	Two Years	Two Months
392	13284.33	0	0	8568.7	0	0	Full	Two Years	Two Months
393	18750	0	0	0	0	0	Full	Two Years	Two Months
394	13756.92	0	0	0	0	0	Full	Two Years	Two Months
395	21618.12	0	0	0	0	0	Full	Two Years	Two Months
396	16758.41	0	0	0	0	0	Full	Two Years	Two Months
397	7091	0	0	6761.73	0	0	Full	Two Years	Two Months
398	14340.67	4674.6	0	0	0	0	Full	Two Years	Two Months
399	3530	536.9	18113.15	0	0	0	Full	Two Years	Two Months
400	33439.76	0	0	0	0	0	Full	Two Years	Two Months
401	14583.33	0	0	0	0	0	Full	Two Years	Two Months
402	8338.46	0	0	5567.5	2550	0	Full	Two Years	Two Months
403	20833.34	0	0	9507.67	0	0	Full	Two Years	Two Months
404	3000	3247.5	0	3818.28	0	1717.93	Full	Two Years	Two Months
405	11529.22	0	0	14333.34	0	0	Full	Two Years	Two Months
406	24048.75	0	0	3862.43	0	0	Full	Two Years	Two Months
407	37659	0	0	8333.34	0	0	Full	Two Years	Two Months
408	3000	0	21855.95	0	0	0	Full	Two Years	Two Months
409	40429.54	0	0	0	0	0	Full	Two Years	Two Months
410	10367.11	0	0	6040.29	0	0	Full	Two Years	Two Months
411	26294.83	0	0	0	0	0	Full	Two Years	Two Months
412	7286.93	0	0	8380.66	0	0	Full	Two Years	Two Months
413	13668.58	0	0	7669.66	0	0	Full	Two Years	Two Months
414	14256.93	0	0	9847.08	0	0	Full	Two Years	Two Months
415	16254.04	0	0	0	0	0	Full	Two Years	Two Months
416	16447.01	0	0	0	0	0	Full	Two Years	Two Months
417	7854	0	0	0	0	0	Full	Two Years	Two Months
418	15432.88	7495.4	0	7734	0	0	Full	Two Years	Two Months
419	6167.49	0	0	0	0	0	Full	Two Years	Two Months
420	7833.32	0	0	4157	0	0	Full	Two Years	Two Months
421	19166.66	0	0	0	0	0	Full	Two Years	Two Months
422	20432.62	0	0	0	0	0	Full	Two Years	Two Months
423	5459.08	0	0	8846.16	0	0	Full	Two Years	Two Months
424	129384.29	0	0	0	0	0	Full	Two Years	Two Months
425	4534.58	0	0	16990.42	0	0	Full	Two Years	Two Months
426	12696	0	0	10520	0	0	Full	Two Years	Two Months
427	14583.31	0	0	2124.07	0	0	Full	Two Years	Two Months
428	17916.68	2539.69	0	0	0	0	Full	Two Years	Two Months
429	9306.32	0	0	0	0	0	Full	Two Years	Two Months
430	12508.34	891.67	0	0	0	0	Full	Two Years	Two Months
431	0	0	0	0	0	0	Full	Two Years	Two Months
432	17649.3	0	0	22083.33	0	0	Full	Two Years	Two Months
433	17005.75	0	0	7371.66	0	0	Full	Two Years	Two Months
434	22046.68	0	0	0	0	0	Full	Two Years	Two Months
435	20833.35	0	0	0	0	0	Full	Two Years	Two Months
436	9583.34	0	0	5416.67	0	0	Full	Two Years	Two Months
437	20361.75	0	0	0	0	0	Full	Two Years	Two Months
438	8810.43	0	0	0	0	0	Full	Two Years	Two Months
439	53006.23	0	0	0	0	0	Full	Two Years	Two Months
440	10040.33	0	0	1065.9	0	0	Full	Two Years	Two Months
441	13750	0	0	8666.66	0	0	Full	Two Years	Two Months
442	45952.38	0	0	0	0	0	Full	Two Years	Two Months
443	8405	0	0	16887	0	0	Full	Two Years	Two Months
444	16560.42	0	0	0	0	0	Full	Two Years	Two Months
445	6119.58	0	0	5725	0	0	Full	Two Years	Two Months
446	9613.07	0	0	6234.8	0	0	Full	Two Years	Two Months
447	22083.33	0	0	0	0	0	Full	Two Years	Two Months
448	16209	0	0	6779.76	0	0	Full	Two Years	Two Months
449	11992.93	0	0	0	0	0	Full	Two Years	Two Months
450	35072.5	0	0	0	0	0	Full	Two Years	Two Months
451	18181.58	0	0	0	0	0	Full	Two Years	Two Months
452	7132.67	0	0	11266.67	0	0	Full	Two Years	Two Months
453	15833.34	0	0	0	0	0	Full	Two Years	Two Months
454	10241.57	2153.54	0	0	0	0	Full	Two Years	Two Months
455	23323.83	0	0	0	0	0	Full	Two Years	Two Months
456	31175	0	0	0	0	0	Full	Two Years	Two Months
457	10651.08	0	0	9025.01	0	0	Full	Two Years	Two Months
458	6500	0	0	14582.53	0	0	Full	Two Years	Two Months
459	30197.42	0	0	0	0	0	Full	Two Years	Two Months
460	12916.67	38333.33	0	0	0	0	Full	Two Years	Two Months
461	6705.66	0	0	6332.54	0	0	Full	Two Years	Two Months
462	25000	0	0	8333	0	0	Full	Two Years	Two Months
463	11250	4397.41	0	12500	0	0	Full	Two Years	Two Months
464	17916.69	0	0	0	0	0	Full	Two Years	Two Months
465	16666.67	0	0	0	0	0	Full	Two Years	Two Months
466	9313.41	0	0	11666.67	0	0	Full	Two Years	Two Months
467	30243.04	0	0	0	0	0	Full	Two Years	Two Months
468	29651.62	0	0	11666.67	0	0	Full	Two Years	Two Months
469	9486.25	0	0	9486.25	0	0	Full	Two Years	Two Months
470	17373.42	0	0	0	0	0	Full	Two Years	Two Months
471	25963.62	0	0	0	0	0	Full	Two Years	Two Months
472	3583.33	8847	0	918.9	0	0	Full	Two Years	Two Months
473	15833.33	3064.68	0	0	0	0	Full	Two Years	Two Months
474	5367.75	0	0	45966.29	0	0	Full	Two Years	Two Months
475	9294.63	0	0	0	0	0	Full	Two Years	Two Months
476	12957.42	12914.35	0	6478.18	0	0	Full	Two Years	Two Months
477	0	0	0	20632.75	0	0	Full	Two Years	Two Months
478	6716	0	0	10142	0	0	Full	Two Years	Two Months
479	12719.58	0	0	27916.68	0	0	Full	Two Years	Two Months
480	1309.25	0	41140.47	0	0	0	Full	Two Years	Two Months
481	22496.98	0	0	21816.25	0	0	Full	Two Years	Two Months
482	32081.63	0	0	0	0	0	Full	Two Years	Two Months
483	15716.68	0	0	0	0	0	Full	Two Years	Two Months
484	27684.83	0	0	0	0	0	Full	Two Years	Two Months
485	19593.76	0	0	0	0	0	Full	Two Years	Two Months
486	15416.66	0	0	0	0	0	Full	Two Years	Two Months
487	17265	0	0	0	0	0	Full	Two Years	Two Months
488	14162.5	3562.5	5276.58	0	0	0	Full	Two Years	Two Months
489	9833.33	0	0	8333.35	0	0	Full	Two Years	Two Months
490	17120.29	0	0	0	0	0	Full	Two Years	Two Months
491	12271.73	0	0	12271.73	0	0	Full	Two Years	Two Months
492	15537	0	0	6283.58	0	0	Full	Two Years	Two Months
493	18125	4759.83	0	14768.4	562.5	0	Full	Two Years	Two Months
494	28322.08	0	0	0	0	0	Full	Two Years	Two Months
495	8333	0	0	4909.67	0	0	Full	Two Years	Two Months
496	15882.6	0	0	0	0	0	Full	Two Years	Two Months
497	16735.03	0	0	0	0	0	Full	Two Years	Two Months
498	15833.33	0	0	0	0	0	Full	Two Years	Two Months
499	27083	0	0	0	0	0	Full	Two Years	Two Months
500	79242.58	0	0	0	0	0	Full	Two Years	Two Months
501	22882	0	13965	3865.33	0	0	Full	Two Years	Two Months
502	9166.67	0	0	0	0	0	Full	Two Years	Two Months
503	12070	0	7153.88	0	0	0	Full	Two Years	Two Months
504	16666.69	0	27781.25	0	0	0	Full	Two Years	Two Months
505	12473.9	1583.63	0	0	0	0	Full	Two Years	Two Months
506	18699.26	1300	0	4508.4	0	0	Full	Two Years	Two Months
507	28216.25	0	0	0	0	0	Full	Two Years	Two Months
508	11666.66	0	0	0	0	0	Full	Two Years	Two Months
509	9350	0	0	13333.33	0	0	Full	Two Years	Two Months
510	13093.31	0	0	1327.97	0	0	Full	Two Years	Two Months
511	25000	0	0	0	0	0	Full	Two Years	Two Months
512	39387.08	0	0	0	0	0	Full	Two Years	Two Months
513	23005.66	0	0	0	0	0	Full	Two Years	Two Months
514	14446.08	7043.98	0	0	0	0	Full	Two Years	Two Months
515	19583.33	154465.25	0	0	0	0	Full	Two Years	Two Months
516	37921.15	0	0	0	0	0	Full	Two Years	Two Months
517	11250	0	0	0	0	0	Full	Two Years	Two Months
518	12812.5	0	0	7310	0	0	Full	Two Years	Two Months
519	9916.66	0	0	6664.67	0	0	Full	Two Years	Two Months
520	14927.47	0	0	7590.27	0	0	Full	Two Years	Two Months
521	1317	0	0	15561	0	0	Full	Two Years	Two Months
522	12610.49	0	0	0	0	0	Full	Two Years	Two Months
523	15414.75	0	0	0	0	0	Full	Two Years	Two Months
524	15323.76	0	0	0	0	0	Full	Two Years	Two Months
525	13691.36	0	0	0	0	0	Full	Two Years	Two Months
526	17291.66	0	0	0	0	0	Full	Two Years	Two Months
527	10109.88	0	0	10000	0	0	Full	Two Years	Two Months
528	14673	3708.33	0	0	0	0	Full	Two Years	Two Months
529	10621.86	0	0	10936.66	0	0	Full	Two Years	Two Months
530	22916.66	0	0	0	0	0	Full	Two Years	Two Months
531	14095.31	0	0	0	0	0	Full	Two Years	Two Months
532	17958.6	4734.64	0	0	0	0	Full	Two Years	Two Months
533	12854.66	0	0	270	0	0	Full	Two Years	Two Months
534	18038.39	0	0	0	0	0	Full	Two Years	Two Months
535	12684.02	0	0	12684.02	0	0	Full	Two Years	Two Months
536	17500	0	0	3500	0	0	Full	Two Years	Two Months
537	8506.94	0	0	7704.99	0	0	Full	Two Years	Two Months
538	9166.66	0	0	7083.33	0	0	Full	Two Years	Two Months
539	17743.5	0	0	0	0	0	Full	Two Years	Two Months
540	15249.37	0	0	4217.37	0	0	Full	Two Years	Two Months
541	12915	22.11	0	0	0	0	Full	Two Years	Two Months
542	30002.75	0	0	0	0	0	Full	Two Years	Two Months
543	10160.84	0	0	2541.67	0	0	Full	Two Years	Two Months
544	5416	0	0	0	0	0	Full	Two Years	Two Months
545	8333.33	0	0	0	0	0	Full	Two Years	Two Months
546	25809.7	0	0	0	0	0	Full	Two Years	Two Months
547	10833.76	0	0	0	0	0	Full	Two Years	Two Months
548	20500	0	0	0	0	0	Full	Two Years	Two Months
549	13158.08	0	0	0	0	0	Full	Two Years	Two Months
550	12691.41	0	0	0	0	0	Full	Two Years	Two Months
551	18699.13	0	0	3375	0	0	Full	Two Years	Two Months
552	21170	0	0	0	0	0	Full	Two Years	Two Months
553	20272.98	0	0	0	0	0	Full	Two Years	Two Months
554	6000	0	0	8400	0	0	Full	Two Years	Two Months
555	12531.07	0	0	5416.66	0	0	Full	Two Years	Two Months
556	25000	0	0	0	0	0	Full	Two Years	Two Months
557	13749.99	0	0	13433.33	0	0	Full	Two Years	Two Months
558	18006.09	13676.88	0	0	0	0	Full	Two Years	Two Months
559	11250	0	2065.89	4909.67	0	0	Full	Two Years	Two Months
560	20383.34	0	0	0	0	0	Full	Two Years	Two Months
561	0	0	0	11530.13	0	0	Full	Two Years	Two Months
562	8000	17000	0	0	0	0	Full	Two Years	Two Months
563	21404	0	0	0	0	0	Full	Two Years	Two Months
564	53166.88	0	0	0	0	0	Full	Two Years	Two Months
565	19500	0	0	0	0	0	Full	Two Years	Two Months
566	18749.98	0	0	3771.04	0	0	Full	Two Years	Two Months
567	21988	9076.92	0	0	0	0	Full	Two Years	Two Months
568	19821.25	0	0	53742.4	0	0	Full	Two Years	Two Months
569	54872.13	0	0	8625.02	0	0	Full	Two Years	Two Months
570	16635	0	0	0	0	0	Full	Two Years	Two Months
571	20833.34	14998	0	0	0	0	Full	Two Years	Two Months
572	25448.68	0	0	26244.66	0	0	Full	Two Years	Two Months
573	10218.86	2604.46	0	6220.74	0	0	Full	Two Years	Two Months
574	20888.83	0	0	0	0	0	Full	Two Years	Two Months
575	0	0	0	22833.42	0	0	Full	Two Years	Two Months
576	54010.42	0	0	0	0	0	Full	Two Years	Two Months
577	31941.42	0	0	0	0	0	Full	Two Years	Two Months
578	15375.98	0	0	893.73	0	0	Full	Two Years	Two Months
579	11343.55	0	0	15558.62	0	0	Full	Two Years	Two Months
580	37924.2	0	0	0	0	0	Full	Two Years	Two Months
581	14289.38	0	0	0	0	0	Full	Two Years	Two Months
582	20939.77	0	0	0	0	0	Full	Two Years	Two Months
583	13311	0	0	0	0	0	Full	Two Years	Two Months
584	9806.67	0	0	0	0	0	Full	Two Years	Two Months
585	5871.5	0	0	17201.6	0	0	Full	Two Years	Two Months
586	6666.66	0	0	10601.07	0	0	Full	Two Years	Two Months
587	30345.88	0	0	0	0	0	Full	Two Years	Two Months
588	0	0	0	20208.33	0	0	Full	Two Years	Two Months
589	17138.08	0	0	0	0	0	Full	Two Years	Two Months
590	4295	0	0	8205.5	0	0	Full	Two Years	Two Months
591	4541.58	0	0	0	0	0	Full	Two Years	Two Months
592	40416.68	0	0	0	0	0	Full	Two Years	Two Months
593	16694.63	0	0	8623	0	0	Full	Two Years	Two Months
594	14932.58	0	0	0	0	0	Full	Two Years	Two Months
595	15356.34	0	0	7222.22	0	0	Full	Two Years	Two Months
596	11651.33	0	0	0	0	0	Full	Two Years	Two Months
597	50732.75	0	0	0	0	0	Full	Two Years	Two Months
598	4312.04	0	0	0	0	0	Full	Two Years	Two Months
599	28329.87	0	0	0	0	0	Full	Two Years	Two Months
600	20833.32	20833.32	0	0	0	0	Full	Two Years	Two Months
601	8967.69	0	0	3192.56	0	0	Full	Two Years	Two Months
602	26136.64	0	0	0	0	0	Full	Two Years	Two Months
603	12187.52	0	0	5042.92	0	0	Full	Two Years	Two Months

MERSID	Organization
1000536	Prime Lending
1000633	George Mason
1008808	Cole Taylor Bank
9999996	WJ Bradley
1002338	First Republic
1000383	RRAC/Cenlar
9999999	Other

ASF RMBS DISCLOSURE PACKAGE

Field Number	Field Name	Field Description	Type of Field	Data Type	Sample Data	Format	When Applicable?	Valid Values	Proposed Unique Coding	Notes
1	Primary Servicer	The MERS Organization ID of the company that has or will have the right to service the loan.	General Information	Numeric – Integer	2351805	9(7)	Always	”9999999” if Unknown
2	Servicing Fee—Percentage	Aggregate monthly fee paid to all servicers, stated in decimal form.	General Information	Numeric - Decimal	0.0025	9.999999	Loans without flat-dollar servicing fees	>= 0 and < 1		Must be populated if Field 3 is Null
3	Servicing Fee—Flat-dollar	Aggregate monthly fee paid to all servicers, stated as a dollar amount.	General Information	Numeric – Decimal	7.5	9(3).99	Loans with flat-dollar servicing fees	>= 0 and <= 999		Must be populated if 2 is Null
4	Servicing Advance Methodology	The manner in which principal and/or interest are to be advanced by the servicer.	General Information	Numeric – Integer	2	99	Always	See Coding	1 = Scheduled Interest, Scheduled Principal 2 = Actual Interest, Actual Principal 3 = Scheduled Interest, Actual Principal 99 = Unknown
5	Originator	The MERS Organization ID of the entity that lends funds to the borrower and, in return, places a lien on the mortgage property as collateral.	General Information	Numeric – Integer	5938671	9(7)	Always	”9999999” if Unknown
6	Loan Group	Indicates the collateral group number in which the loan falls (for structures with multiple collateral groups). Use “1” if there is only one loan group.	General Information	Text	1A	XXXX	Always	“UNK” if Unknown
7	Loan Number	Unique National Mortgage Loan ID Number (Vendor TBD).	General Information	Numeric – Integer	TBD	TBD	Always	TBD		Details to be provided by Vendor
8	Amortization Type	Indicates whether the loan’s interest rate is fixed or adjustable (Hybrid ARMs are adjustable).	Loan Type	Numeric – Integer	2	99	Always	See Coding	1 = Fixed 2 = Adjustable 99 = Unknown
9	Lien Position	A number indicating the loan’s lien position (1 = first lien, etc.).	Loan Type	Numeric – Integer	1	99	Always	>0	99 = Unknown
10	HELOC Indicator	Indicates whether the loan is a home equity line of credit.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
11	Loan Purpose	Indicates the purpose of the loan.	Loan Type	Numeric – Integer	9	99	Always	See Coding	See Appendix A
12	Cash Out Amount	For “Cash-out” loans (see Glossary): [NEW LOAN AMOUNT] – [PAID-OFF FIRST MORTGAGE LOAN AMOUNT] – [PAID-OFF SECOND MORTGAGE LOAN AMOUNT (if Second was used to purchase the property)] – [CLOSING COSTS].	Loan Type	Numeric – Decimal	72476.5	9(10).99	Always	>= 0
13	Total Origination and Discount Points (in dollars)	Amount paid to the lender to increase the lender’s effective yield and, in the case of discount points, to reduce the interest rate paid by the borrower.	Loan Type	Numeric – Decimal	5250	9(10).99	Always	>= 0		Typically Lines 801 and 802 of HUD Settlement Statement
14	Covered/High Cost Loan Indicator	Indicates whether the loan is categorized as “high cost” or “covered” according to state or federal statutes or regulations.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
15	Relocation Loan Indicator	Indicates whether the loan is part of a corporate relocation program.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
16	Broker Indicator	Indicates whether a broker took the application.	Loan Type	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
17	Channel	Code indicating the source (channel) from which the Issuer obtained the mortgage loan.	Loan Type	Numeric – Integer	2	99	Always	See Coding	1 = Retail 2 = Broker 3 = Correspondent Bulk 4 = Correspondent Flow with delegated underwriting 5 = Correspondent Flow without delegated underwriting 99 = Unknown
18	Escrow Indicator	Indicates whether various homeownership expenses are paid by the borrower directly or through an escrow account (as of securitization cut-off date).	Loan Type	Numeric – Integer	3	99	Always	See Coding	0 = No Escrows 1 = Taxes 2 = Insurance 3 = HOA dues 4 = Taxes and Insurance 5 = All 99 =Unknown
19	Senior Loan Amount(s)	For non-first mortgages, the sum of the balances of all associated senior mortgages at the time of origination of the subordinate lien.	Mortgage Lien Info	Numeric – Decimal	611004.25	9(10).99	If Lien Position > 1	>= 0
20	Loan Type of Most Senior Lien	For non-first mortgages, indicates whether the associated first mortgage is a Fixed, ARM, Hybrid, or negative amortization loan.	Mortgage Lien Info	Numeric – Integer	2	99	If Lien Position > 1	See Coding	1 = Fixed Rate 2 = ARM 3 = Hybrid 4 = Neg Am 99 = Unknown
21	Hybrid Period of Most Senior Lien (in months)	For non-first mortgages where the associated first mortgage is a hybrid ARM, the number of months remaining in the initial fixed interest rate period for the hybrid first mortgage.	Mortgage Lien Info	Numeric – Integer	23	999	If Lien Position > 1 AND the most senior lien is a hybrid ARM (see Field 20)	>= 0
22	Neg Am Limit of Most Senior Lien	For non-first mortgages where the associated first mortgage features negative amortization, the maximum percentage by which the negatively amortizing balance may increase (expressed as a proportion of the senior lien’s original balance).	Mortgage Lien Info	Numeric – Decimal	1.25	9.999999	If Lien Position > 1 AND the senior lien is Neg Am (see Field 20)	>= 1 and <= 2
23	Junior Mortgage Balance	For first mortgages with subordinate liens at the time of origination, the combined balance of the subordinate liens (if known).	Mortgage Lien Info	Numeric – Decimal	51775.12	9(10).99	If Lien Position = 1 and there is a 2nd lien on the subject property	>= 0		Subject to Regulatory Confirmation
24	Origination Date of Most Senior Lien	For non-first mortgages, the origination date of the associated first mortgage.	Mortgage Lien Info	Date	20090914	YYYYMMDD	If Lien Position > 1 and there is a 2nd lien on the subject property	“19010101” if unknown
25	Origination Date	The date of the Mortgage Note and Mortgage/Deed of Trust	Loan Term and Amortization Type	Date	20090914	YYYYMMDD	Always	“19010101” if unknown
26	Original Loan Amount	The dollar amount of the mortgage loan, as specified on the mortgage note at the time of the loan’s origination. For HELOCs, the maximum available line of credit.	Loan Term and Amortization Type	Numeric – Decimal	150000	9(10).99	Always	>0
27	Original Interest Rate	The original note rate as indicated on the mortgage note.	Loan Term and Amortization Type	Numeric – Decimal	0.0475	9.999999	Always	> 0 and <= 1
28	Original Amortization Term	The number of months in which the loan would be retired if the amortizing principal and interest payment were to be paid each month.	Loan Term and Amortization Type	Numeric – Integer	360	999	Always	>= 60
29	Original Term to Maturity	The initial number of months between loan origination and the loan maturity date, as specified on the mortgage note.	Loan Term and Amortization Type	Numeric – Integer	60	999	Always	>0	N/A
30	First Payment Date of Loan	The date of the first scheduled mortgage payment to be made by the borrower as specified on the mortgage note.	Loan Term and Amortization Type	Date	20090914	YYYYMMDD	Always	“19010101” if unknown	N/A
31	Interest Type Indicator	Indicates whether the interest rate calculation method is simple or actuarial.	Loan Term and Amortization Type	Numeric – Integer	2	99	Always	See Coding	1= Simple 2 = Actuarial 99 = Unknown
32	Original Interest Only Term	Original interest-only term for a loan in months (including NegAm Loans).	Loan Term and Amortization Type	Numeric – Integer	60	999	Always	>= 0 and <= 240 Unknown = Blank; No Interest Only Term = 0
33	Buy Down Period	The total number of months during which any buy down is in effect, representing the accumulation of all buy down periods.	Loan Term and Amortization Type	Numeric – Integer	65	999	Always	>= 0 and <= 100 Unknown = Blank; No Buy Down = 0
34	HELOC Draw Period	The original number of months during which the borrower may draw funds against the HELOC account.	Loan Term and Amortization Type	Numeric – Integer	24	999	HELOCs Only	>= 12 and <= 120
35	Scheduled Loan Amount	Mortgage loan scheduled principal balance as of cut-off date. For HELOCs, the current drawn amount.	Loan Term and Amortization Type	Numeric – Decimal	248951.19	9(10).99	Always	>= 0
36	Current Interest Rate	The interest rate used to calculate the current P&I or I/O payment.	Loan Term and Amortization Type	Numeric – Decimal	0.05875	9.999999	Always	> 0 and <= 1
37	Current Payment Amount Due	Next Total Payment due to be collected (including principal, interest or both—but Exclude Escrow Amounts).	Loan Term and Amortization Type	Numeric – Decimal	1250.15	9(10).99	Always	> 0
38	Scheduled Interest Paid Through Date		Loan Term and Amortization Type	Date	20090429	YYYYMMDD	Always	“19010101” if unknown
39	Current Payment Status	Number of payments the borrower is past due as of the securitization cut-off date.	Loan Term and Amortization Type	Numeric – Integer	3	99	Always	>= 0
40	Index Type	Specifies the type of index to be used to determine the interest rate at each adjustment.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	18	99	ARMs Only	See Coding	See Appendix B
41	ARM Look-back Days	The number of days prior to the interest rate adjustment date to retrieve the index value.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	45	99	ARMs Only	>= 0 to <=99
42	Gross Margin	The percentage stated on the mortgage note representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner prescribed on the mortgage note.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.03	9.999999	ARMs Only	>0 and <= 1
43	ARM Round Flag	An indicator of whether an adjusted interest rate is rounded to the next higher ARM round factor, to the next lower round factor, or to the nearest round factor.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	3	9	ARMs Only	See Coding	0 = No Rounding 1 = Up 2 = Down 3 = Nearest 99=Unknown
44	ARM Round Factor	The percentage to which an adjusted interest rate is to be rounded.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.0025 or 0.00125	9.999999	ARMs Only Where ARM Round Flag = 1, 2, or 3	>= 0 and < 1
45	Initial Fixed Rate Period	For hybrid ARMs, the period between the first payment date of the mortgage and the first interest rate adjustment date.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	60	999	Hybrid ARMs Only	>= 1 to <=240
46	Initial Interest Rate Cap (Change Up)	The maximum percentage by which the mortgage note rate may increase at the first interest rate adjustment date.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
47	Initial Interest Rate Cap (Change Down)	The maximum percentage by which the mortgage note rate may decrease at the first interest rate adjustment date.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
48	Subsequent Interest Rate Reset Period	The number of months between subsequent rate adjustments.	Adjustable Rate Mortgages (ARMs)	Numeric – Integer	60	999	ARMs Only	>=0 and <= 120		0 = Loan does not adjust after initial reset
49	Subsequent Interest Rate (Change Down)	The maximum percentage by which the interest rate may decrease at each rate adjustment date after the initial adjustment.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
50	Subsequent Interest Rate Cap (Change Up)	The maximum percentage by which the interest rate may increase at each rate adjustment date after the initial adjustment.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.02	9.999999	ARMs Only	>= 0 and <= 1	99=no cap
51	Lifetime Maximum Rate (Ceiling)	The maximum interest rate that can be in effect during the life of the loan.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.125	9.999999	ARMs Only	>= 0 and <= 1		=1 if no ceiling specified


52	Lifetime Minimum Rate (Floor)	The minimum interest rate that can be in effect during the life of the loan.	Adjustable Rate Mortgages (ARMs)	Numeric – Decimal	0.015	9.999999	ARMs Only	>= 0 and <= 1		If no floor is specified enter the greater of the margin or 0.
53	Negative Amortization Limit	The maximum amount of negative amortization allowed before recast is required. (Expressed as a percentage of the original unpaid principal balance.)	Negative Amortization	Numeric – Decimal	1.25	9.999999	Negatively Amortizing ARMs Only	>=0, and <2
54	Initial Negative Amortization Recast Period	The number of months in which the payment is required to recast if the loan does not reach the prescribed maximum balance earlier.	Negative Amortization	Numeric – Integer	60	999	Negatively Amortizing ARMs Only	>=0
55	Subsequent Negative Amortization Recast Period	The number of months after which the payment is required to recast AFTER the first recast period.	Negative Amortization	Numeric – Integer	48	999	Negatively Amortizing ARMs Only	>=0
56	Initial Fixed Payment Period	Number of months after origination during which the payment is fixed.	Negative Amortization	Numeric – Integer	60	999	Negatively Amortizing Hybrid ARMs Only	>= 0 to <=120
57	Subsequent Payment Reset Period	Number of months between payment adjustments after first payment reset.	Negative Amortization	Numeric – Integer	12	999	Negatively Amortizing ARMs Only	>= 0 to <=120
58	Initial Periodic Payment Cap	The maximum percentage by which a payment can change (increase or decrease) in the first period.	Negative Amortization	Numeric – Decimal	0.075	9.999999	Negatively Amortizing ARMs Only	>= 0 and < 1
59	Subsequent Periodic Payment Cap	The maximum percentage by which a payment can change (increase or decrease) in one period after the initial cap.	Negative Amortization	Numeric – Decimal	0.075	9.999999	Negatively Amortizing ARMs Only	>= 0 and < 1
60	Initial Minimum Payment Reset Period	The maximum number of months a borrower can initially pay the minimum payment before a new minimum payment is determined.	Negative Amortization	Numeric – Integer	12	999	Negatively Amortizing ARMs Only	>= 0 to <=120
61	Subsequent Minimum Payment Reset Period	The maximum number of months (after the initial period) a borrower can pay the minimum payment before a new minimum payment is determined after the initial period.	Negative Amortization	Numeric – Integer	12	999	Negatively Amortizing ARMs Only	>= 0 to <=120
62	Option ARM Indicator	An indicator of whether the loan is an Option ARM.	Negative Amortization	Numeric – Integer	1	99	ARMs Only	See Coding	0 = No 1 = Yes 99 = Unknown
63	Options at Recast	The means of computing the lowest monthly payment available to the borrower after recast.	Option ARM	Numeric – Integer	2	99	Option ARMs Only	N/A	1= Fully amortizing 30 year 2= Fully amortizing 15 year 3=Fully amortizing 40 year 4 = Interest-Only 5 = Minimum Payment 99= Unknown
64	Initial Minimum Payment	The initial minimum payment the borrower is permitted to make.	Option ARM	Numeric – Decimal	879.52	99	Option ARMs Only	>=0
65	Current Minimum Payment	Current Minimum Payment (in dollars).	Negative Amortization	Numeric – Decimal	250	9(10).99	Option ARMs Only	>= 0
66	Prepayment Penalty Calculation	A description of how the prepayment penalty would be calculated during each phase of the prepayment penalty term.	Prepayment Penalties	Numeric – Integer	12	99	Always	See Coding	See Appendix C
67	Prepayment Penalty Type	• Hard: The prepayment penalty is incurred regardless of the reason the loan is prepaid in full. • Hybrid: The prepayment penalty can be characterized as hard for a certain amount of time and as soft during another period.	Prepayment Penalties	Numeric – Integer	1	99	All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)	See Coding	1 = Hard 2 = Soft 3 = Hybrid 99 = Unknown
68	Prepayment Penalty Total Term	The total number of months that the prepayment penalty may be in effect.	Prepayment Penalties	Numeric – Integer	60	999	All loans with Prepayment Penalties (i.e., loans for which Field 66 = something other than “0”)	>0 to <=120
69	Prepayment Penalty Hard Term	For hybrid prepayment penalties, the number of months during which a “hard” prepayment penalty applies.	Prepayment Penalties	Numeric – Integer	12	999	Loans with Hybrid Prepayment Penalties (i.e., loans for which Field 67 = “3”)	>= 0 to <=120
70	Primary Borrower ID	A lender-generated ID number for the primary borrower on the mortgage	Borrower	Numeric—Integer	123456789	999999999	Always	>0		Used to identify the number of times a single borrower appears in a given deal.
71	Number of Mortgaged Properties	The number of residential properties owned by the borrower that currently secure mortgage loans.	Borrower	Numeric – Integer	1	99	Always	> 0
72	Total Number of Borrowers	The number of Borrowers who are obligated to repay the mortgage note.	Borrower	Numeric – Integers	2	99	Always	> 0
73	Self-employment Flag	An indicator of whether the primary borrower is self-employed.	Borrower	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
74	Current ‘Other’ Monthly Payment	The aggregate of all payments pertaining to the subject property other than principal and interest (includes common charges, condo fees, T&I, HOA, etc.), whether escrowed or not.	Loan Term and Amortization Type	Numeric – Decimal	1789.25	9(10).99	Always	> 0
75	Length of Employment: Borrower	The number of years of service with the borrower’s current employer as of the date of the loan.	Borrower Qualification	Numeric – Decimal	3.5	99.99	Always	>=0	99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
76	Length of Employment: Co-Borrower	The number of years of service with the co-borrower’s current employer as of the date of the loan.	Borrower Qualification	Numeric – Decimal	3.5	99.99	If “Total Number of Borrowers” > 1	>= 0	99 = Retired, None employment income soure (social security, trust income, dividends, etc.)
77	Years in Home	Length of time that the borrower has been at current address.	Borrower Qualification	Numeric – Decimal	14.5	99.99	Refinances of Primary Residences Only (Loan Purpose = 1, 2, 3, 4, 8 or 9)	> 0
78	FICO Model Used	Indicates whether the FICO score was calculated using the Classic, Classic 08, or Next Generation model.	Borrower Qualification	Numeric – Integer	1	99	If a FICO score was obtained	See Coding	1 = Classic 2 = Classic 08 3 = Next Generation 99 = Unknown
79	Most Recent FICO Date	Specifies the date on which the most recent FICO score was obtained	Borrower Qualification	Date	20090914	YYYYMMDD	If a FICO score was obtained	“19010101” if unknown		Issuers unable to Provide may Rep and Warrant that the FICO score used for underwriting was not more than 4 months old at the date of issuance.
80	Primary Wage Earner Original FICO: Equifax	Equifax FICO score for primary borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
81	Primary Wage Earner Original FICO: Experian	Experian FICO score for primary borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
82	Primary Wage Earner Original FICO: TransUnion	TransUnion FICO score for primary borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
83	Secondary Wage Earner Original FICO: Equifax	Equifax FICO score for Co-borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
84	Secondary Wage Earner Original FICO: Experian	Experian FICO score for Co-borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
85	Secondary Wage Earner Original FICO: TransUnion	TransUnion FICO score for Co-borrower (if applicable).	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
86	Most Recent Primary Borrower FICO	Most Recent Primary Borrower FICO score used by the lender to approve the loan.	Borrower Qualification	Numeric – Integer	720	9999	If a FICO score was obtained	>= 350 and <= 850
87	Most Recent Co-Borrower FICO	Most Recent Co-Borrower FICO score used by the lender to approve the loan.	Borrower Qualification	Numeric – Integer	720	9999	If “Total Number of Borrowers” > 1	>= 350 and <= 850
88	Most Recent FICO Method	Number of credit repositories used to update the FICO Score.	Borrower Qualification	Numeric – Integer	2	9	If a FICO score was obtained	>0
89	VantageScore: Primary Borrower	Credit Score for the Primary Borrower used to approve the loan and obtained using the Vantage credit evaluation model.	Borrower Qualification	Numeric – Integer	720	9999	If a Vantage Credit Score was obtained	>= 501 and <= 990
90	VantageScore: Co-Borrower	Credit Score for the Co-borrower used to approve the loan and obtained using the Vantage credit evaluation model.	Borrower Qualification	Numeric – Integer	720	9999	If a VantageScore was obtained AND “Total Number of Borrowers” > 1	>= 501 and <= 990
91	Most Recent VantageScore Method	Number of credit repositories used to update the Vantage Score.	Borrower Qualification	Numeric – Integer	2	9	If a Vantage Credit Score was obtained	>0
92	VantageScore Date	Date Vantage Credit Score was obtained.	Borrower Qualification	Date	20090914	YYYYMMDD	If a Vantage Credit Score was obtained	“19010101” if unknown
93	Credit Report: Longest Trade Line	The length of time in months that the oldest active trade line, installment or revolving, has been outstanding. For a loan with more than one borrower, populate field based on status for the primary borrower.	Borrower Qualification	Numeric – Integer	999	999	Always	> =0		Subject to Regulatory Confirmation
94	Credit Report: Maximum Trade Line	The dollar amount for the trade line, installment or revolving, with the largest unpaid balance. For revolving lines of credit, e.g. credit card, the dollar amount reported should reflect the maximum amount of credit available under the credit line whether used or not. For a loan with more than one borrower, populate field based on status for the primary borrower.	Borrower Qualification	Numeric – Decimal	339420.19	9(10).99	Always	>=0		Subject to Regulatory Confirmation
95	Credit Report: Number of Trade Lines	A count of non-derogatory, currently open and active, consumer trade lines (installment or revolving) for the borrower. For a loan with more than one borrower, populate field based on status for the primary borrower.	Borrower Qualification	Numeric – Integer	57	999	Always	>=0		Subject to Regulatory Confirmation
96	Credit Line Usage Ratio	Sum of credit balances divided by sum of total open credit available.	Borrower Qualification	Numeric – Decimal	0.27	9.999999	Always	>= 0 and <= 1		Subject to Regulatory Confirmation
97	Most Recent 12-month Pay History	String indicating the payment status per month listed from oldest to most recent.	Borrower Qualification	Text	77X123200001	X(12)	Always	See Coding	0 = Current 1 = 30-59 days delinquent 2 = 60-89 days delinquent 3 = 90-119 days delinquent 4 = 120+ days delinquent 5 = Foreclosure 6 = REO 7 = Loan did not exist in period X = Unavailable
98	Months Bankruptcy	Number of months since any borrower was discharged from bankruptcy. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program—have passed since most recent discharge from bankruptcy.)	Borrower Qualification	Numeric – Integer	12	999	If Borrower has ever been in Bankruptcy	>= 0		Blank = Borrower is not known to have been in bankruptcy
99	Months Foreclosure	Number of months since foreclosure sale date. (Issuers unable to provide this information may rep and warrant that at least x years—as specified in the loan program— have passed since most recent foreclosure.)	Borrower Qualification	Numeric – Integer	12	999	If Borrower has ever been in Foreclosure	>= 0		Blank = Borrower is not known to have been in foreclosure
100	Primary Borrower Wage Income	Monthly base wage income for primary borrower.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
101	Co-Borrower Wage Income	Monthly base wage income for all other borrowers.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	If “Total Number of Borrowers” > 1	>= 0
102	Primary Borrower Other Income	Monthly Other (non-wage) income for primary borrower. (This figure should include net rental income and be reduced by any net rental loss.)	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
103	Co-Borrower Other Income	Monthly Other (non-wage) income for all other borrowers. (This figure should include net rental income and be reduced by any net rental loss.)	Borrower Qualification	Numeric – Decimal	9000	9(9).99	If “Total Number of Borrowers” > 1	>= 0
104	All Borrower Wage Income	Monthly income of all borrowers derived from base salary only.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
105	All Borrower Total Income	Monthly income of all borrowers derived from base salary, commission, tips and gratuities, overtime and bonuses, part-time or second-job earnings, alimony, child support, interest and dividend income, notes receivable, trust income, net rental income, retirement income, social security, veterans income, military income, foster care income, and self-employed income.	Borrower Qualification	Numeric – Decimal	9000	9(9).99	Always	>= 0
106	4506-T Indicator	A yes/no indicator of whether a Transcript of Tax Return (received pursuant to the filing of IRS Form 4506-T) was obtained and considered.	Borrower Qualification	Numeric – Integer	1	99	Always	See Coding	0 = No 1 = Yes 99 = Unknown
107	Borrower Income Verification Level	A code indicating the extent to which the borrower’s income has been verified: Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried) Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns*) For self-employed borrowers: Level 4 Income Verification: • 2 Years Tax Returns • Self-prepared tax returns (regardless of 4506 and tax transcripts) ** For self-employed borrowers: Level 5 Income Verification: • 2 Years tax returns • Tax returns prepared and not executed by a CPA, with o CPA name & phone number shown on the Preparer section of the tax return o Executed 4506 and tax transcripts (matching returns in file) • Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)	Borrower Qualification	Numeric – Integer	1	9	Always	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, “Level 4” Verified (as defined) 5 = Stated, “Level 5” Verified (as defined)
108	Co-Borrower Income Verification	A code indicating the extent to which the co-borrower’s income has been verified: Level 4 Income Verification = [W-2 (Prev. Yr.) OR TAX RETURNS* (Prev. Yr.)] AND PAY STUBS (YTD (at least one month)–if salaried) Level 5 Income Verification = 24 months income verification (W-2s, pay stubs, bank statements and/or tax returns*) For self-employed borrowers: Level 4 Income Verification: • 2 Years Tax Returns • Self-prepared tax returns (regardless of 4506 and tax transcripts) ** For self-employed borrowers: Level 5 Income Verification: • 2 Years tax returns • Tax returns prepared and not executed by a CPA, with o CPA name & phone number shown on the Preparer section of the tax return o Executed 4506 and tax transcripts (matching returns in file) • Tax returns prepared and executed by a CPA (regardless of 4506 and tax transcripts)	Borrower Qualification	Numeric – Integer	2	9	If “Total Number of Borrowers” > 1	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, “Level 4” Verified (as defined) 5 = Stated, “Level 5” Verified (as defined)
109	Borrower Employment Verification	A code indicating the extent to which the primary borrower’s employment has been verified: Level 3 Verified = Direct Independent Verification with a third party of the borrower’s current employment.	Borrower Qualification	Numeric – Integer	2	9	Always	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, Level 3 Verified (as defined)
110	Co-Borrower Employment Verification	A code indicating the extent to which the co-borrower’s employment has been verified: Level 3 Verified = Direct Independent Verification with a third party of the co-borrower’s current employment.	Borrower Qualification	Numeric – Integer	1	9	If “Total Number of Borrowers” > 1	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, Level 3 Verified (as defined)
111	Borrower Asset Verification	A code indicating the extent to which the primary borrower’s assets used to qualify the loan have been verified: Level 4 Verified = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).	Borrower Qualification	Numeric – Integer	3	9	Always	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, Level 4 Verified (as defined)
112	Co-Borrower Asset Verification	A code indicating the extent to which the co-borrower’s assets used to qualify the loan have been verified: Level 4 = 2 months of bank statements/balance documentation (written or electronic) for liquid assets (or gift letter).	Borrower Qualification	Numeric – Integer	2	9	If “Total Number of Borrowers” > 1	See Coding	1 = Not Stated, Not Verified 2 = Stated, Not Verified 3 = Stated, “Partially” Verified 4 = Stated, Level 4 Verified (as defined)
113	Liquid / Cash Reserves	The actual dollar amount of remaining verified liquid assets after settlement. (This should not include cash out amount of subject loan.)	Borrower Qualification	Numeric – Decimal	3242.76	9(9).99	Always	>= 0
114	Monthly Debt All Borrowers	The aggregate monthly payment due on other debt (excluding only installment loans with fewer than 10 payments remaining and other real estate loans used to compute net rental income— which is added/subtracted in the income fields).	Borrower Qualification	Numeric – Decimal	3472.43	9(9).99	Always	>= 0
115	Originator DTI	Total Debt to income ratio used by the originator to qualify the loan.	Borrower Qualification	Numeric – Decimal	0.35	9.999999	Always	>= 0 and >= 1
116	Fully Indexed Rate	The fully indexed interest rate as of securitization cut-off.	Borrower Qualification	Numeric – Decimal	0.0975	9.999999	ARMs Only	>= 0 and >= 1
117	Qualification Method	Type of mortgage payment used to qualify the borrower for the loan.	Borrower Qualification	Numeric – Integer	3	99	Always	See Coding	1 = Start Rate 2 = First Year Cap Rate 3 = I/O Amount 4 = Fully Indexed 5 = Min Payment 98 = Other 99 = Unknown
118	Percentage of Down Payment from Borrower Own Funds	Include only borrower funds, do not include any gift or borrowed funds. (Issuers may provide the actual percentage for each loan, or the guideline percentage and note departure concentration on the transaction summary.)	Borrower Qualification	Numeric – Decimal	0.5	9.999999	Purchase Loans Only	>= 0 and >= 1
119	City	The name of the city.	Subject Property	Text	New York	X(45)	Always	Unk=Unknown
120	State	The name of the state as a 2-digit Abbreviation.	Subject Property	Text	NY	XX	Always	See Coding	See Appendix H
121	Postal Code	The postal code (zip code in the US) where the subject property is located.	Subject Property	Text	10022	X(5)	Always	Unk=Unknown
122	Property Type	Specifies the type of property being used to secure the loan.	Subject Property	Numeric – Integer	11	99	Always	See Coding	See Appendix D
123	Occupancy	Specifies the property occupancy status (e.g., owner-occupied, investment property, second home, etc.).	Subject Property	Numeric – Integer	4	9	Always	See Coding	See Appendix E
124	Sales Price	The negotiated price of a given property between the buyer and seller.	Subject Property	Numeric – Decimal	450000.23	9(10).99	Purchase Loans Only	> 0
125	Original Appraised Property Value	The appraised value of the property used to approve the loan.	Subject Property	Numeric – Decimal	550000.23	9(10).99	Always	> 0
126	Original Property Valuation Type	Specifies the method by which the property value (at the time of underwriting) was reported.	Subject Property	Numeric – Integer	8	99	Always	See Coding	See Appendix F
127	Original Property Valuation Date	Specifies the date on which the original property value (at the time of underwriting) was reported. (Issuers unable to provide may Rep and Warrant that the appraisal used for underwriting was not more than x days old at time of loan closing.)	Subject Property	Date	20090914	YYYYMMDD	Always	“19010101” if unknown
128	Original Automated Valuation Model (AVM) Model Name	The name of the AVM Vendor if an AVM was used to determine the original property valuation.	Subject Property	Numeric – Integer	1	99	Always	See Appendix I	See Appendix I
129	Original AVM Confidence Score	The confidence range presented on the AVM report.	Subject Property	Numeric – Decimal	0.74	9.999999	If AVM Model Name (Field 127) > 0	>= 0 to <= 1
130	Most Recent Property Value[1]	If a valuation was obtained subsequent to the valuation used to calculate LTV, the most recent property value.	Subject Property	Numeric – Decimal	500000	9(10).99	If updated value was obtained subsequent to loan approval	> 0
131	Most Recent Property Valuation Type	If an additional property valuation was obtained after the valuation used for underwriting purposes, the method by which the property value was reported.	Subject Property	Numeric – Integer	6	9	If updated value was obtained subsequent to loan approval	See Coding	See Appendix F
132	Most Recent Property Valuation Date	Specifies the date on which the updated property value was reported.	Subject Property	Date	20090914	YYYYMMDD	If updated value was obtained subsequent to loan approval	“19010101” if unknown
133	Most Recent AVM Model Name	The name of the AVM Vendor if an AVM was used to determine the updated property valuation.	Subject Property	Numeric – Integer	19	99	If updated value was obtained subsequent to loan approval	See Coding	See Appendix I
134	Most Recent AVM Confidence Score	If AVM used to determine the updated property valuation, the confidence range presented on the AVM report.	Subject Property	Numeric – Decimal	0.85	9.999999	If “Most Recent AVM Model Name” > 0	>= 0 to <= 1
135	Original CLTV	The ratio obtained by dividing the amount of all known outstanding mortgage liens on a property at origination by the lesser of the appraised value or the sales price.	Loan-to-Value (LTV)	Numeric – Decimal	0.96	9.999999	Always	>= 0 and <= 1.5
136	Original LTV	The ratio obtained by dividing the original mortgage loan amount on the note date by the lesser of the mortgaged property’s appraised value on the note date or its purchase price.	Loan-to-Value (LTV)	Numeric – Decimal	0.8	9.999999	Always	>= 0 and <= 1.25
137	Original Pledged Assets	The total value of assets pledged as collateral for the loan at the time of origination. Pledged assets may include cash or marketable securities.	Loan-to-Value (LTV)	Numeric – Decimal	75000	9(10).99	Always	>=0
138	Mortgage Insurance Company Name	The name of the entity providing mortgage insurance for a loan.	Mortgage Insurance	Numeric – Integer	3	99	Always	See Coding	See Appendix G
139	Mortgage Insurance Percent	Mortgage Insurance coverage percentage.	Mortgage Insurance	Numeric – Decimal	0.25	9.999999	“Mortgage Insurance Company Name” > 0	>= 0 to <= 1
140	MI: Lender or Borrower Paid?	An indicator of whether mortgage insurance is paid by the borrower or the lender.	Mortgage Insurance	Numeric – Integer	1	99	“Mortgage Insurance Company Name” > 0	See Coding	1 = Borrower-Paid 2 = Lender- Paid 99 = Unknown
141	Pool Insurance Co. Name	Name of pool insurance provider.	Mortgage Insurance	Numeric – Integer	8	99	Always	See Coding	See Appendix G
142	Pool Insurance Stop Loss %	The aggregate amount that a pool insurer will pay, calculated as a percentage of the pool balance.	Mortgage Insurance	Numeric – Decimal	0.25	9.999999	Pool MI Company > 0	>= 0 to <= 1
143	MI Certificate Number	The unique number assigned to each individual loan insured under an MI policy.	Mortgage Insurance	Text	123456789G	X(20)	MI Company > 0	UNK = Unknown
144	Updated DTI (Front-end)	Updated front-end DTI ratio (total monthly housing expense divided by total monthly income) used to qualify the loan modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.35	9.999999	Modified Loans Only	>= 0 and >= 1
145	Updated DTI (Back-end)	Updated back-end DTI ratio (total monthly debt expense divided by total monthly income) used to qualify the loan modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.35	9.999999	Modified Loans Only	>= 0 and >= 1
146	Modification Effective Payment Date	Date of first payment due post modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Date	20090914	YYYYMMDD	Modified Loans Only	“19010101” if unknown
147	Total Capitalized Amount	Amount added to the principal balance of a loan due to the modification.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
148	Total Deferred Amount	Any non-interest-bearing deferred amount (e.g., principal, interest and fees).	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
149	Pre-Modification Interest (Note) Rate	Scheduled Interest Rate Of The Loan Immediately Preceding The Modification Effective Payment Date.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.075	9.999999	Modified Loans Only	>= 0 to <= 1
150	Pre-Modification P&I Payment	Scheduled Total Principal And Interest Payment Amount Preceding The Modification Effective Payment Date – or if servicer is no longer advancing P&I, the payment that would be in effect if the loan were current.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	2310.57	9(10).99	Modified Loans Only	> 0
151	Pre-Modification Initial Interest Rate Change Downward Cap	Maximum amount the rate can adjust downward on the first interest rate adjustment date (prior to modification) – Only provide if the rate floor is modified.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.015	9.999999	Modified Loans Only	>= 0 to <= 1
152	Pre-Modification Subsequent Interest Rate Cap	Maximum increment the rate can adjust upward AFTER the initial rate adjustment (prior to modification) – Only provide if the Cap is modified.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	0.015	9.999999	Modified Loans Only	>= 0 to <= 1
153	Pre-Modification Next Interest Rate Change Date	Next Interest Reset Date Under The Original Terms Of The Loan (one month prior to new payment due date).	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Date	20090914	YYYYMMDD	Modified Loans Only	“19010101” if unknown
154	Pre-Modification I/O Term	Interest Only Term (in months) preceding The Modification Effective Payment Date.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Integer	36	999	Modified Loans Only	>= 0 to <= 120
155	Forgiven Principal Amount	The sum total of all principal balance reductions (as a result of loan modification) over the life of the loan.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
156	Forgiven Interest Amount	The sum total of all interest incurred and forgiven (as a result of loan modification) over the life of the loan.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Decimal	12000	9(10).99	Modified Loans Only	>= 0
157	Number of Modifications	The number of times the loan has been modified.	Loan Modifications (Pertains only to loans modified for loss mitigation purposes)	Numeric – Integer	1	9	Modified Loans Only	>= 0
MH-1	Real Estate Interest	Indicates whether the property on which the manufactured home is situated is owned outright or subject to the terms of a short- or long-term lease. (A long-term lease is defined as a lease whose term is greater than or equal to the loan term.)	Manufactured Housing	Numeric – Integer	2	99	Manufactured Housing Loans Only	See Coding	1 = Owned 2 = Short-term lease 3 = Long-term lease 99 = Unavailable
MH-2	Community Ownership Structure	If the manufactured home is situated in a community, a means of classifying ownership of the community.	Manufactured Housing	Numeric – Integer	2	99	Manufactured Housing Loans Only	See Coding	1 = Public Institutional 2 = Public Non-Institutional 3 = Private Institutional 4 = Private Non-Institutional 5 = HOA-Owned 6 = Non-Community 99 = Unavailable
MH-3	Year of Manufacture	The year in which the home was manufactured (Model Year — YYYY Format). Required only in cases where a full appraisal is not provided.	Manufactured Housing	Numeric – Integer	2006	YYYY	Manufactured Housing Loans Only	1901 = Unavailable
MH-4	HUD Code Compliance Indicator (Y/N)	Indicates whether the home was constructed in accordance with the 1976 HUD code. In general, homes manufactured after 1976 comply with this code.	Manufactured Housing	Numeric – Integer	1	9	Manufactured Housing Loans Only	See Codes	0 = No 1 = Yes 99 = Unavailable
MH-5	Gross Manufacturer’s Invoice Price	The total amount that appears on the manufacturer’s invoice (typically includes intangible costs such as transportation, association, on-site setup, service and warranty costs, taxes, dealer incentives, and other fees).	Manufactured Housing	Numeric – Decimal	72570.62	9(10).99	Manufactured Housing Loans Only	>= 0
MH-6	LTI (Loan-to-Invoice) Gross	The ratio of the loan amount divided by the Gross Manufacturer’s Invoice Price (Field MH-5).	Manufactured Housing	Numeric – Decimal	0.75	9.999999	Manufactured Housing Loans Only	>= 0 to <= 1
MH-7	Net Manufacturer’s Invoice Price	The Gross Manufacturer’s Invoice Price (Field MH-5) minus intangible costs, including: transportation, association, on-site setup, service, and warranty costs, taxes, dealer incentives, and other fees.	Manufactured Housing	Numeric – Decimal	61570.62	9(10).99	Manufactured Housing Loans Only	>= 0
MH-8	LTI (Net)	The ratio of the loan amount divided by the Net Manufacturer’s Invoice Price (Field MH-7).	Manufactured Housing	Numeric – Decimal	0.62	9.999999	Manufactured Housing Loans Only	>= 0 to <= 1
MH-9	Manufacturer Name	The manufacturer of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)	Manufactured Housing	Text	“XYZ Corp”	Char (100)	Manufactured Housing Loans Only (where no appraised value is provided)	MH Manufacturer name in double quotation marks
MH-10	Model Name	The model name of the subject property. (To be applied only in cases where no appraised value/other type of property valuation is available.)	Manufactured Housing	Text	“DX5-916-X”	Char (100)	Manufactured Housing Loans Only (where no appraised value is provided)	MH Model name in double quotation marks
MH-11	Down Payment Source	An indicator of the source of the down payment used by the borrower to acquire the property and qualify for the mortgage.	Manufactured Housing	Numeric – Integer	2	99	Manufactured Housing Loans Only	See Codes	1 = Cash 2 = Proceeds from trade in 3 = Land in Lieu 4 = Other 99 = Unavailable
MH-12	Community/Related Party Lender (Y/N)	An indicator of whether the loan was made by the community owner, an affiliate of the community owner or the owner of the real estate upon which the collateral is located.	Manufactured Housing	Numeric – Integer	1	99	Manufactured Housing Loans Only	See Codes	0 = No 1 = Yes 99 = Unavailable
MH-13	Defined Underwriting Criteria (Y/N)	An indicator of whether the loan was made in accordance with a defined and/or standardized set of underwriting criteria.	Manufactured Housing	Numeric – Integer	1	99	Manufactured Housing Loans Only	See Codes	0 = No 1 = Yes 99 = Unavailable
MH-14	Chattel Indicator	An Indicator of whether the secured property is classified as chattel or Real Estate.	Manufactured Housing	Numeric – Integer	1	99	Manufactured Housing Loans Only	See Codes	0 = Real Estate 1 = Chattel 99 = Unavailable

Schedule A-1

EX-4.2 3 v347748_ex4-2.htm MORTGAGE LOAN PURCHASE AND SALE AGREEMENT

EXHIBIT 4.2

SEQUOIA MORTGAGE TRUST 2013-8

MORTGAGE PASS-THROUGH CERTIFICATES

MORTGAGE LOAN PURCHASE AND SALE AGREEMENT

Between

REDWOOD RESIDENTIAL ACQUISITION CORPORATION,

and

SEQUOIA RESIDENTIAL FUNDING, INC.

dated as of June 13, 2013

MORTGAGE LOAN PURCHASE AND SALE AGREEMENT

This Mortgage Loan Purchase and Sale Agreement (the “Agreement”) is made as of June 13, 2013, by and between Redwood Residential Acquisition Corporation, a Delaware corporation (“RRAC”), and Sequoia Residential Funding, Inc., a Delaware corporation (“Sequoia”).

WHEREAS, the parties hereto desire to provide for the purchase and sale of the Mortgage Loans on the date hereof (the “Closing Date”) in accordance with the terms and conditions set forth in this Agreement.

NOW, THEREFORE, the parties in consideration of good and valuable and fair consideration, the receipt and sufficiency of which is hereby acknowledged, and intending to be legally bound, hereby agree as follows:

Section 1. Representations and Warranties of RRAC and Sequoia. RRAC and Sequoia, each as to itself and not the other, hereby represents, warrants and agrees for the benefit of the other party that:

(a) Authorization. The execution, delivery and performance of this Agreement by it are within its respective powers and have been duly authorized by all necessary action on its part.

(b) No Conflict. The execution, delivery and performance of this Agreement will not violate or conflict with (i) its charter or bylaws, (ii) any resolution or other corporate action by it, or (iii) any decisions, statutes, ordinances, rulings, directions, rules, regulations, orders, writs, decrees, injunctions, permits, certificates or other requirements of any court or other governmental or public authority in any way applicable to or binding upon it, and will not result in or require the creation, except as provided in or contemplated by this Agreement, of any lien, mortgage, pledge, security interest, charge or encumbrance of any kind upon the Mortgage Loans.

(c) Binding Obligation. This Agreement has been duly executed by it and is its legally valid and binding obligation, enforceable against it in accordance with this Agreement’s terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws affecting creditors’ rights generally, and by general principles of equity.

Section 2. Additional Representations, Warranties and Agreements of RRAC.

(a) Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in

each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) as of the date on which RRAC purchased such Mortgage Loan from 1^st Security Bank of Washington (“1^st Security”), Academy Mortgage Corporation (“Academy”), Amegy Mortgage Company, L.L.C. (“Amegy”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Capital Bank, N.A. (“Capital”), Castle & Cooke Mortgage, LLC (“Castle & Cooke”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cole Taylor Bank (“Cole Taylor”), Colonial Savings, F.A. (“Colonial”), Cornerstone Home Lending, Inc., f/k/a Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), First Choice Loan Services, Inc. (“First Choice”), First Heritage Mortgage, LLC (“First Heritage”), First National Bank of Omaha(“FNB Omaha”), First Republic Bank (“First Republic”), FirstBank (“FirstBank”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fulton Bank, National Association (“Fulton”), George Mason Mortgage, LLC (“George Mason”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), Heritage Bank of the South (“Heritage Bank”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Michigan Mutual, Incorporated (“Michigan Mutual”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Mutual of Omaha Bank (“Mutual of Omaha”) Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Potomac Mortgage Group, Inc. (“Potomac”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Renasant Bank (“Renasant Bank”), Residential Finance Corporation (“RFC”), RMR Financial, LLC (“RMR Financial”), Sandy Spring Bank (“Sandy Spring”), SCBT (“SCBT”), Shea Mortgage Inc. (“Shea”), Shelter Mortgage Company, LLC (“Shelter Mortgage”), Simonich Corporation, dba BOC Mortgage (“Simonich”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Everett Financial, Inc. DBA Supreme Lending (“Supreme Lending”), Susquehanna Bank (“Susquehanna”), The Lending Partners, LLC (“Lending Partners”), Total Mortgage Services, LLC (“Total Mortgage”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), W.R. Starkey Mortgage, LLP (“W.R. Starkey”), Mortgage Access Corp. DBA Weichert Financial Services (“Weichert”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WJ Bradley Mortgage Capital LLC (“WJ Bradley”), as applicable (each, an “Originator”), the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

(b) Additional Representations. RRAC represents and warrants to, and agrees with, Sequoia that, as of the Closing Date:

(i) As to each Mortgage Loan, the lien of the Mortgage is free and clear of all adverse claims, liens and encumbrances having priority over the first lien of the Mortgage subject only to (1) the lien of non-delinquent current real property taxes and assessments not yet due and payable, (2) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording which are acceptable to mortgage lending institutions generally and which do not adversely affect the appraised value of the Mortgaged Property as set forth in such appraisal and (3) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property.

(ii) Reserved.

(iii) To the actual knowledge of RRAC, each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860-2(a)(1).

(iv) As of the Closing Date, the most recent FICO score listed on the Mortgage Loan Schedule was no more than four months old.

(v) As to each Mortgage Loan transferred to RRAC pursuant to the PrimeLending Agreement, the Sterling Agreement or the Wintrust Agreement, no Mortgage Loan is subject to a lost note affidavit.

(vi) As to each Mortgage Loan, with respect to any hazard or mortgage insurance covering such a Mortgage Loan and the related Mortgaged Property, the Originator has not engaged in, and RRAC has no knowledge of the Mortgagor’s having engaged in any act or omission that would impair the coverage of any such policy, the benefits of the endorsement, or the validity and binding effect of either, including without limitation, no unlawful fee, commission, kickback, or other unlawful compensation or value of any kind as has been or will be received, retained or realized by any attorney, firm or other person or entity, and no such unlawful items have been received, retained or realized by the Originator.

(vii) As to each Mortgage Loan subject to the Flow Mortgage Loan Sale and Servicing Agreement dated as of July 1, 2010, between RRAC and First Republic Bank, as amended by the Assignment, Assumption and Recognition Agreement dated June 13, 2013 among RRAC, Sequoia, the Trustee and First Republic Bank (the “FRB Agreement”), no fraud or material error, omission, misrepresentation, negligence or similar occurrence with respect to a Mortgage Loan has taken place on the part of the Originator, any correspondent or mortgage broker involved in the origination of such Mortgage Loan, the Mortgagor, or any appraiser or other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan.

(viii) As to each Mortgage Loan subject to the FRB Agreement, the servicing of such Mortgage Loan prior to the Closing Date complied in all material respects with all then-applicable federal, state and local laws.

(ix) As to each Mortgage Loan that is secured by a long-term residential lease (a “Lease”):

(A) The terms of the Lease expressly permit the mortgaging of the leasehold estate, the assignment of the Lease without the lessor’s consent (or the lessor’s consent has been obtained and is in the Mortgage File), and the acquisition by the holder of the Mortgage of the rights of the lessee upon foreclosure or assignment in lieu of foreclosure or provide the holder of the Mortgage with substantially similar protection.

(B) The terms of the Lease do not allow the termination thereof upon the lessee’s default without the holder of the Mortgage being entitled to receive written notice, and opportunity to cure, such default or prohibit the holder of the Mortgage from being insured under the hazard insurance policy related to the Mortgaged Property.

(C) The original term of the Lease is not less than 15 years and the Lease does not terminate by its terms prior to at least five years from the maturity date of the Mortgage Loan.

(D) The Mortgaged Property is located in a jurisdiction in which the use of leasehold estates for residential properties is an accepted practice.

(x) As to each Mortgage Loan subject to the Huntington Agreement, there is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right to foreclose on the Mortgage.

(c) Security Interest Matters. RRAC hereby represents and warrants for the benefit of Sequoia and the Trustee (as defined in the Pooling and Servicing Agreement, dated as of June 1, 2013 (as in effect on the date of execution hereof, the “Pooling and Servicing Agreement”) among Sequoia, as depositor, CitiMortgage, Inc., as master servicer, Citibank, N.A., as securities administrator, and Wilmington Trust, National Association, as trustee) (as assignee of Sequoia): (i) Section 5 of this Agreement creates a valid and continuing security interest (as defined in the applicable UCC) in the Mortgage Loans in favor of Sequoia, which security interest is prior to all other Liens, and is enforceable as such as against creditors of and purchasers from RRAC; (ii) the Mortgage Notes constitute “instruments” within the meaning of the applicable UCC; (iii) RRAC, immediately prior to its transfer of Mortgage Loans under this Agreement, will own and have good, valid and marketable title to the Mortgage Loans free and clear of any Lien, claim or encumbrance of any Person; (iv) RRAC has received all consents and

approvals required by the terms of the Mortgage Loans to the sale of the Mortgage Loans hereunder to Sequoia; (v) all original executed copies of each Mortgage Note that constitute or evidence the Mortgage Loans have been delivered to the Custodian (as assignee of Sequoia); (vi) RRAC has received a written acknowledgment from the Custodian that such Custodian is holding the Mortgage Notes that constitute or evidence the Mortgage Loans solely on behalf and for the benefit of Sequoia or its assignee; (vii) other than the ownership or security interest granted to Sequoia pursuant to this Agreement and security interests granted to lenders which will be automatically released on the Closing Date, RRAC has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed any of the Mortgage Loans; RRAC has not authorized the filing of and is not aware of any financing statements against it that include a description of collateral covering the Mortgage Loans other than any financing statement relating to the ownership or security interest granted to Sequoia hereunder or that will be automatically released upon the sale to Sequoia; (viii) RRAC is not aware of any judgment or tax lien filing against itself; and (ix) none of the Mortgage Notes that constitute or evidence the Mortgage Loans have any marks or notations indicating that they have been pledged, assigned or otherwise conveyed to any Person other than Sequoia.

(d) Cure, Repurchase or Substitution Obligation. In the event of a breach of any of the representations and warranties of RRAC specified in this Section 2 that materially adversely affects the value of a Mortgage Loan or the interest therein of the Certificateholders (as assignees of Sequoia), RRAC will cure the breach, or repurchase or substitute for such Mortgage Loan or make an indemnification payment with respect thereto pursuant to Section 2.04 of the Pooling and Servicing Agreement and Section 3 below.

In the event of a breach of any of the representations and warranties of an Originator under any of the Purchase Agreements specified on Schedule B hereto that materially and adversely affects the value of a Mortgage Loan or the interest therein of the Certificateholders (as assignees of Sequoia), if the applicable Originator is unable to cure, repurchase or substitute the related Mortgage Loan or make an indemnification payment with respect thereto pursuant to the terms of the applicable Purchase Agreement because such Originator is the subject of a Bankruptcy or insolvency proceeding or no longer in existence, then RRAC will cure the breach or repurchase or substitute such Mortgage Loan, or make an indemnification payment with respect thereto, pursuant to Section 2.04 of the Pooling and Servicing Agreement and Section 3 below.

Section 3. Arbitration and Representations and Warranties of RRAC with respect to the Period of Time Since Each Originator Sold Mortgage Loans.

(a) RRAC hereby covenants and agrees that, if a breach of any representation and warranty set forth in Purchase Agreements with respect to the characteristics of a Mortgage Loan exists on the date hereof that materially and adversely affects the value of any Mortgage Loan or the interest of Sequoia in any Mortgage Loan and such breach did not exist as of the date that RRAC purchased such Mortgage Loan, RRAC shall have a period of 60 days from the earlier of either discovery or receipt of

written notice from Sequoia to RRAC of such breach within which to correct or cure such breach. Each determination as to whether there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis. RRAC hereby covenants and agrees that if any breach cannot be corrected or cured within such 60 day period, then, at RRAC’s option, RRAC shall (i) repurchase the related Mortgage Loan at the Repurchase Price, (ii) substitute a mortgage loan for the defective Mortgage Loan in accordance with the applicable Purchase Agreement or (iii) make an indemnification payment in an amount equal to the reduction in value of such Mortgage Loan as a result of such breach not later than 90 days after its discovery or receipt of notice of such breach and in the case of (i) or (iii) above, by wire transfer of immediately available funds to such account as Sequoia shall specify to RRAC.

(b) RRAC and Sequoia agree that the resolution of any controversy or claim arising out of or relating to an obligation or alleged obligation of RRAC to repurchase a Mortgage Loan or Mortgage Loans pursuant to Section 2(d) or Section 3(a) above shall be by Arbitration administered by the American Arbitration Association. If any such controversy or claim has not been resolved to the satisfaction of both RRAC and Sequoia, either party may commence Arbitration to resolve the dispute; provided that a party may commence Arbitration with respect to one or more unresolved allegations only during the months of January, April, July and October, and all matters with respect to which Arbitration has been commenced in any such month shall be heard in a single Arbitration in the immediately following month or as soon as practicable thereafter; and provided further that if any Arbitration arising out of or relating to an obligation or alleged obligation of an Originator to repurchase a Mortgage Loan relating to the same representation and warranty has commenced and is continuing, then such Arbitration shall be joined with the Arbitration commenced hereunder.

(c) To commence Arbitration, the moving party shall deliver written notice to the other party that it has elected to pursue Arbitration in accordance with this Section 3, provided that if RRAC has not responded to Sequoia's notification of a breach of a representation and warranty, Sequoia shall not commence Arbitration with respect to that breach before 60 days following such notification in order to provide RRAC with an opportunity to respond to such notification. Within 10 Business Days after a party has provided notice that it has elected to pursue Arbitration, each party may submit the names of one or more proposed Arbitrators to the other party in writing. If the parties have not agreed on the selection of an Arbitrator within five Business Days after the first such submission, then the party commencing Arbitration shall, within the next 5 Business Days, notify the American Arbitration Association in New York, New York and request that it appoint a single Arbitrator with experience in arbitrating disputes arising in the financial services industry.

(d) It is the intention of the parties that Arbitration shall be conducted in as efficient and cost-effective a manner as is reasonably practicable, without the burden of discovery. Accordingly, the Arbitrator will resolve the dispute on the basis of a review of the written correspondence between the parties (including any supporting materials attached to such correspondence) conveyed by the parties to each other in

connection with the dispute prior to the delivery of notice to commence Arbitration; however, upon a showing of good cause, a party may request the Arbitrator to direct the production of such additional information, evidence and/or documentation from the parties that the Arbitrator deems appropriate. If requested by the Arbitrator or any party, any hearing with respect to an Arbitration shall be conducted by video conference or teleconference, except upon the agreement of both parties or the request of the Arbitrator.

(e) The finding of the Arbitrator shall be final and binding upon the parties. Judgment upon any arbitration award rendered may be entered and enforced in any court of competent jurisdiction. The costs of the Arbitrator shall be shared equally between both parties. Each party, however, shall bear its own attorneys fees and costs in connection with the Arbitration.

(f) The following capitalized terms shall have the meaning specified below:

Arbitration: Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and administered by the AAA, which shall be conducted in New York, New York or other place mutually acceptable to the parties to the arbitration.

Arbitrator: A person who is not affiliated with RRAC, Sequoia or any Originator, who is a member of the American Arbitration Association.

Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of such Mortgage Loan plus (ii) interest on such unpaid principal balance at the mortgage interest rate from and including the last Due Date through which interest has been paid by or on behalf of the Mortgagor up to the Due Date following the date of repurchase, minus (iii) amounts received in respect of such repurchased Mortgage Loan which are being held in the Collection Account for distribution in connection with such Mortgage Loan.

Section 4. Conveyance of Mortgage Loans.

(a) Mortgage Loans. In return for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, RRAC, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to Sequoia, without recourse, all of RRAC’s right, title and interest in and to the Mortgage Loans, including the related Mortgage Documents and all principal and interest received by RRAC on or with respect to the Mortgage Loans after June 1, 2013 (the “Cut-off Date”) (other than Scheduled Payments due on or before such date), and all such payments due after such date but received on or prior to such date and intended by the related Mortgagors to be applied after such date, all insurance policies with respect to the Mortgage Loans, and all proceeds of the foregoing.

Sequoia shall pay the purchase price for the Mortgage Loans by delivering to RRAC on the Closing Date cash in an amount mutually agreed upon by RRAC and Sequoia.

On or prior to the Closing Date, RRAC shall deliver or cause to be delivered to Sequoia or, at Sequoia’s direction, to the Custodian, the Trustee Mortgage File for each Mortgage Loan in the manner set forth in Article 3 of the Custodial Agreement as in effect on the date of execution hereof, by and among Wells Fargo Bank, N.A., as custodian, RRAC, as seller, Sequoia, as depositor, and Wilmington Trust, National Association, as trustee.

(b) Limited Remedies. Sequoia acknowledges and agrees that it shall have no recourse to RRAC with respect to any Defective Mortgage Loan except as provided in Section 2(d) and Section 3 and that Sequoia’s remedies with respect to any other Defective Mortgage Loans shall be exercised with respect to the Originator of such Defective Mortgage Loan as set forth in the applicable Purchase Agreement.

Section 5. Intention of Parties. The conveyance of the Mortgage Loans and all other property hereunder by RRAC as contemplated hereby is absolute and is intended by the parties to constitute a sale of the Mortgage Loans and such other property by RRAC to Sequoia. It is, further, not intended that such conveyance be the grant of a security interest to secure a loan or other obligation. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans and the other property described in Section 4(a) are held to be the property of RRAC, or if for any other reason this Agreement is held or deemed to create a security interest in the Mortgage Loans and such other property, then this Agreement shall constitute a security agreement, and the conveyance provided for in Section 4(a) shall be deemed to be a grant by RRAC to Sequoia of, and RRAC hereby grants to Sequoia, to secure all of RRAC’s obligations hereunder, a security interest in all of RRAC’s right, title and interest, whether now owned or hereafter acquired, in and to (i) the Mortgage Loans, including the Mortgage Notes, the Mortgages, and the right to all payments of principal and interest received on or with respect to the Mortgage Loans after the Cut-off Date (other than Scheduled Payments due on or before such date), and all such payments due after such date but received on or prior to such date and intended by the related Mortgagors to be applied after such date, (ii) all of RRAC’s right, title and interest, if any, in and to all amounts from time to time credited to and the proceeds of any Custodial Accounts or any Escrow Account established with respect to the Mortgage Loans, (iii) with respect to the Mortgage Loans, to the extent set forth in the applicable Purchase Agreement, the FRB Agreement or the Flow Mortgage Loan Servicing Agreement, dated August 1, 2011, between RRAC and Cenlar FSB, as amended on November 3, 2011 and as further amended by the Assignment, Assumption and Recognition Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee and Cenlar FSB (the “Cenlar Agreement”), RRAC’s rights and obligations under the applicable Purchase Agreement, the FRB Agreement or the Cenlar Agreement, (iv) all of RRAC’s right, title and interest, if any, in REO Property and the proceeds thereof, (v) all of RRAC’s rights under any Insurance Policies related to the Mortgage Loans, (vi) RRAC’s security interest in any collateral pledged to secure the Mortgage Loans, including the Mortgaged Properties, and (vii) all proceeds of the conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid assets, including, without limitation, all Insurance Proceeds, Liquidation Proceeds and condemnation awards.

RRAC and Sequoia shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of this Agreement. RRAC shall arrange for filing any Uniform Commercial Code financing statements and continuation statements in connection with such security interest.

Section 6. Termination.

Notwithstanding any termination of this Agreement or the completion of all sales contemplated hereby, the representations, warranties and agreements in Sections 1 and 2 hereof shall survive and remain in full force and effect.

Section 7. Miscellaneous.

(a) Amendments, Etc. No rescission, modification, amendment, supplement or change of this Agreement shall be valid or effective unless in writing and signed by all of the parties to this Agreement. No amendment of this Agreement may modify or waive the representations, warranties and agreements set forth in Sections 1 and 2 hereof.

(b) Binding Upon Successors, Etc. This Agreement shall bind and inure to the benefit of and be enforceable by RRAC and Sequoia, and the respective successors and assigns thereof. The parties hereto acknowledge that Sequoia is acquiring the Mortgage Loans for the purpose of selling, transferring, assigning, setting over and otherwise conveying them to the Trustee, pursuant to the Pooling and Servicing Agreement. RRAC acknowledges and consents to the assignment to the Trustee by Sequoia of all of Sequoia's rights against RRAC hereunder in respect of the Mortgage Loans sold to Sequoia and that the enforcement or exercise of any right or remedy against RRAC hereunder by the Trustee or to the extent permitted under Section 2.04 of the Pooling and Servicing Agreement shall have the same force and effect as if enforced and exercised by Sequoia directly.

(c) Counterparts. This Agreement may be executed in two or more counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

(d) Governing Law. This Agreement and all questions relating to its validity, interpretation, performance and enforcement shall be governed by and construed, interpreted and enforced in accordance with the laws of the State of New York notwithstanding any law, rule, regulation, or other conflict-of-law provisions to the contrary.

(e) Headings. The headings of the several parts of this Agreement are inserted for convenience of reference and are not intended to be a part of or affect the meaning or interpretation of this Agreement.

(f) Definitions. Capitalized terms not otherwise defined herein have the meanings ascribed to such terms (i) in the Pooling and Servicing Agreement as in effect on the date of execution hereof or (ii) in Schedule B hereto.

(g) Nonpetition Covenant. Until one year plus one day shall have elapsed since the termination of the Pooling and Servicing Agreement in accordance with its terms, RRAC shall not petition or otherwise invoke the process of any court or government authority for the purpose of commencing or sustaining a case against Sequoia under any federal or state bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of Sequoia or any substantial part of its property, or ordering the winding up or liquidation of the affairs of Sequoia.

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IN WITNESS WHEREOF, each party has caused this Mortgage Loan Purchase and Sale Agreement to be executed by its duly authorized officer or officers as of the day and year first above written.

	REDWOOD RESIDENTIAL ACQUISITION CORPORATION

	By: /s/ William J. Moliski
	Name: William J. Moliski
	Title: Authorized Officer



	SEQUOIA RESIDENTIAL FUNDING, INC.

	By: /s/ William J. Moliski
	Name: William J. Moliski
	Title: Authorized Officer

SCHEDULE A

MORTGAGE LOAN SCHEDULE

See Schedule A to Exhibit 4.1

SCHEDULE B

CERTAIN ORIGINATOR PURCHASE AGREEMENTS

1^st Security Bank of Washington

Flow Mortgage Loan Purchase and Sale Agreement dated as of December 1, 2012, between RRAC and 1^st Security, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and 1^st Security (the “1^st Security Agreement”).

Academy Mortgage Corporation

Flow Mortgage Loan Purchase and Sale Agreement dated as of July 1, 2012, between RRAC and Academy, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Academy (the “Academy Agreement”).

Amegy Mortgage Company, L.L.C.

Flow Mortgage Loan Purchase and Sale Agreement dated as of June 1, 2012, between RRAC and Amegy, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Amegy (the “Amegy Agreement”).

American Pacific Mortgage Corporation

Flow Mortgage Loan Purchase and Sale Agreement dated as of October 1, 2011, between RRAC and American Pacific, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and American Pacific (the “American Pacific Agreement”).

Banner Bank

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2012, between RRAC and Banner Bank, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Banner Bank (the “Banner Bank Agreement”).

Bay Equity, LLC

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2012, between RRAC and Bay Equity, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Bay Equity (the “Bay Equity Agreement”).

Benchmark Bank

Flow Mortgage Loan Purchase and Sale Agreement dated as of September 1, 2011, between RRAC and Benchmark, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Benchmark (the “Benchmark Agreement”).

Boston Private Bank & Trust Company

Flow Mortgage Loan Purchase and Sale Agreement dated as of April 1, 2012, between RRAC and Boston Private , as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Boston Private (the “Boston Private Agreement”).

Capital Bank, N.A.

Flow Mortgage Loan Purchase and Sale Agreement dated as of March 1, 2012, between RRAC and Capital, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Capital (the “Capital Agreement”).

10.

Castle & Cooke Mortgage, LLC

Flow Mortgage Loan Purchase and Sale Agreement dated as of November 1, 2011, between RRAC and Castle & Cooke, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Castle & Cooke (the “Castle & Cooke Agreement”).

11.

Cherry Creek Mortgage Co., Inc.

Flow Mortgage Loan Purchase and Sale Agreement dated as of October 1, 2011, between RRAC and Cherry Creek, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Cherry Creek (the “Cherry Creek Agreement”).

12.

Cobalt Mortgage, Inc.

Flow Mortgage Loan Purchase and Sale Agreement dated as of June 1, 2012, between RRAC and Cobalt, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Cobalt (the “Cobalt Agreement”).

13.

Cole Taylor Bank

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2011, between RRAC and Cole Taylor, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Cole Taylor (the “Cole Taylor Agreement”).

14.

Colonial Savings, F.A.

Flow Mortgage Loan Purchase and Sale Agreement dated as of February 1, 2012, between RRAC and Colonial, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Colonial (the “Colonial Agreement”).

15.

Cornerstone Home Lending, Inc., f/k/a Cornerstone Mortgage Company

Flow Mortgage Loan Purchase and Sale Agreement, dated as of September 1, 2011, between RRAC and Cornerstone, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Cornerstone (the “Cornerstone Agreement”).

16.

DHI Mortgage Company, Ltd.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and DHI, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and DHI (the “DHI Agreement”).

17.

Embrace Home Loans, Inc.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Embrace, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Embrace (the “Embrace Agreement”).

18.

Evergreen Moneysource Mortgage Company dba Evergreen Home Loans

Flow Mortgage Loan Purchase and Sale Agreement dated as of April 1, 2012, between RRAC and Evergreen, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Evergreen (the “Evergreen Agreement”).

19.

Fairway Independent Mortgage Corporation

Flow Mortgage Loan Purchase and Sale Agreement dated as of February 1, 2012, between RRAC and Fairway, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Fairway (the “Fairway Agreement”).

20.

Fidelity Bank dba Fidelity Bank Mortgage

Flow Mortgage Loan Purchase and Sale Agreement dated as of March 1, 2012, between RRAC and Fidelity, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Fidelity (the “Fidelity Agreement”).

21.

First Choice Loan Services, Inc.

Flow Mortgage Loan Purchase and Sale Agreement dated as of December 1, 2011, between RRAC and First Choice, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and First Choice (the “First Choice Agreement”).

22.

First Heritage Mortgage, LLC

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2012, between RRAC and First Heritage, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and First Heritage (the “First Heritage Agreement”).

23.

First National Bank of Omaha

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2012, between RRAC and FNB Omaha, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and FNB Omaha (the “FNB Omaha Agreement”).

24.

FirstBank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and FirstBank, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and FirstBank (the “FirstBank Agreement”).

25.

Flagstar Capital Markets Corporation

Flow Mortgage Loan Purchase and Sale Agreement dated as of May 23, 2011, between RRAC and Flagstar, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Flagstar (the “Flagstar Agreement”).

26.

Franklin American Mortgage Company

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2011, between RRAC and Franklin, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Franklin (the “Franklin Agreement”).

27.

Fremont Bank

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2011, between RRAC and Fremont, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Fremont (the “Fremont Agreement”).

28.

Fulton Bank, National Association

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Fulton, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Fulton (the “Fulton Agreement”).

29.

George Mason Mortgage, LLC

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and George Mason, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and George Mason (the “George Mason Agreement”).

30.

GuardHill Financial Corporation

Flow Mortgage Loan Purchase and Sale Agreement dated as of October 1, 2011, between RRAC and GuardHill, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and GuardHill (the “GuardHill Agreement”).

31.

Guild Mortgage Company

Flow Mortgage Loan Purchase and Sale Agreement dated as of January 1, 2012, between RRAC and Guild, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Guild (the “Guild Agreement”).

32.

Heritage Bank of the South

Flow Mortgage Loan Purchase and Sale Agreement dated as of January 1, 2013, between RRAC and Heritage Bank, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Heritage (the “Heritage Bank Agreement”).

33.

Leader Bank, N.A.

Flow Mortgage Loan Purchase and Sale Agreement dated as of May 1, 2012, between RRAC and Leader, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Leader (the “Leader Agreement”).

34.

MegaStar Financial Corporation

Flow Mortgage Loan Purchase and Sale Agreement dated as of January 1, 2012, between RRAC and Megastar, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Megastar (the “Megastar Agreement”).

35.

Michigan Mutual, Incorporated

Flow Mortgage Loan Purchase and Sale Agreement dated as of October 1, 2012, between RRAC and Michigan Mutual, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Michigan Mutual (the “Michigan Mutual Agreement”).

36.

Monarch Bank

Flow Mortgage Loan Purchase and Sale Agreement dated as of February 1, 2012, between RRAC and Monarch, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Monarch (the “Monarch Agreement”).

37.

Mortgage Master, Inc.

Flow Mortgage Loan Purchase and Sale Agreement dated as of June 1, 2012, between RRAC and Mortgage Master, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Mortgage Master (the “Mortgage Master Agreement”).

38.

Mutual of Omaha Bank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Mutual of Omaha, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Mutual of Omaha (the “Mutual of Omaha Agreement”).

39.

Paramount Equity Mortgage

Mortgage Loan Flow Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Paramount, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Paramount (the “Paramount Agreement”).

40.

Perl Mortgage, Incorporated

Mortgage Loan Flow Purchase, Sale & Servicing Agreement, dated as of October 1, 2012, between RRAC and Perl, as amended by the Assignment, Assumption and Recognition Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Perl (the “Perl Agreement”).

41.

Plaza Home Mortgage, Incorporated

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Plaza, as amended by the Assignment, Assumption and Recognition Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Plaza (the “Plaza Agreement”).

42.

Potomac Mortgage Group, Inc.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2013, between RRAC and Potomac, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Potomac (the “Potomac Agreement”).

43.

Primary Residential Mortgage, Inc.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Primary, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Primary (the “Primary Agreement”).

44.

PrimeLending, a PlainsCapital Company

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 30, 2011, between RRAC and PrimeLending, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and PrimeLending (the “PrimeLending Agreement”).

45.

Prospect Mortgage, LLC

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2011, between RRAC and Prospect, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Prospect (the “Prospect Agreement”).

46.

Provident Savings Bank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Provident, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Provident(the “Provident Agreement”).

47.

Renasant Bank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2012, between RRAC and Renasant Bank, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Renasant Bank (the “Renasant Bank Agreement”).

48.

Residential Finance Corporation

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2012, between RRAC and RFC, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and RFC (the “RFC Agreement”).

49.

RMR Financial, LLC

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and RMR Financial, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and RMR Financial (the “RMR Financial Agreement”).

50.

Sandy Spring Bank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Sandy Spring, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Sandy Spring (the “Sandy Spring Agreement”).

51.

SCBT

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and SCBT, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and SCBT (the “SCBT Agreement”).

52.

Shea Mortgage Inc.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of April 1, 2012, between RRAC and Shea, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Shea (the “Shea Agreement”).

53.

Shelter Mortgage Company, LLC

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2012, between RRAC and Shelter Mortgage, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Sterling (the “Shelter Mortgage Agreement”).

54.

Simonich Corporation, dba BOC Mortgage

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2011, between RRAC and Simonich, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Simonich (the “Simonich Agreement”).

55.

Sterling Savings Bank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of March 1, 2011, between RRAC and Sterling, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Sterling (the “Sterling Agreement”).

56.

Stifel Bank and Trust

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Stifel, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Stifel (the “Stifel Agreement”).

57.

Everett Financial, Inc. DBA Supreme Lending

Flow Mortgage Loan Purchase and Sale Agreement dated as of October 1, 2012, between RRAC and Supreme Lending, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Supreme Lending (the “Supreme Lending Agreement”).

58.

Susquehanna Bank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2013, between RRAC and Susquehanna, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Susquehanna (the “Susquehanna Agreement”).

59.

The Lending Partners, LLC

Flow Mortgage Loan Purchase and Sale Agreement dated as of July 1, 2012, between RRAC and Lending Partners, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Lending Partners (the “Lending Partners Agreement”).

60.

Total Mortgage Services, LLC

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2012, between RRAC and Total Mortgage, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Total Mortgage (the “Total Mortgage Agreement”).

61.

Umpqua Bank

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2012, between RRAC and Umpqua, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Umpqua (the “Umpqua Agreement”).

62.

United Shore Financial Services, LLC

Flow Mortgage Loan Purchase and Sale Agreement dated as of December 1, 2011, between RRAC and Shore, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Shore (the “United Shore Agreement”).

63.

Universal American Mortgage Company, LLC

Flow Mortgage Loan Purchase and Sale Agreement dated as of December 1, 2011, between RRAC and Universal, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Universal (the “Universal Agreement”).

64.

W.R. Starkey Mortgage, LLP

Flow Mortgage Loan Purchase and Sale Agreement dated as of January 1, 2013, between RRAC and W.R. Starkey, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and W.R. Starkey (the “W.R. Starkey Agreement”).

65.

Mortgage Access Corp. DBA Weichert Financial Services

Flow Mortgage Loan Purchase and Sale Agreement dated as of July 1, 2012, between RRAC and Weichert, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Weichert (the “Weichert Agreement”).

66.

Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A.

Flow Mortgage Loan Purchase and Sale Agreement dated as of June 1, 2011, between RRAC and Wintrust, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and Wintrust (the “Wintrust Agreement”).

67.

WJ Bradley Mortgage Capital, LLC

Flow Mortgage Loan Purchase and Sale Agreement dated as of July 1, 2012, between RRAC and WJ Bradley, as amended by the Assignment of Representations and Warranties Agreement, dated June 13, 2013, by and among RRAC, Sequoia, the Trustee, and WJ Bradley (the “WJ Bradley Agreement” and, together with the above-listed agreements in this Schedule B, the “Purchase Agreements” and each a “Purchase Agreement”).

EX-10.1 4 v347748_ex10-1.htm CENLAR AAR

EXHIBIT 10.1

ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT

THIS ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT, dated as of the 13th day of June, 2013 (the “Assignment”), is entered into by and among Redwood Residential Acquisition Corporation (the “Assignor” and, solely in its capacity as servicing administrator described herein, the “Servicing Administrator”), Sequoia Residential Funding, Inc. (the “Depositor”), Cenlar FSB, as the servicer (the “Servicer”), and Wilmington Trust, National Association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” and as referred to herein, the “Assignee”) under a Pooling and Servicing Agreement dated as of June 1, 2013 (the “Pooling and Servicing Agreement”) among the Depositor, the Assignee and CitiMortgage, Inc., as master servicer, and Citibank, N.A., as securities administrator.

RECITALS

WHEREAS, the Assignor and the Servicer have entered into a certain Flow Mortgage Loan Servicing Agreement, dated as of August 1, 2011, as amended by the Amendment No. 1 to Flow Mortgage Loan Servicing Agreement dated November 3, 2011, and hereby (the “Flow Servicing Agreement”), and the Servicer is currently servicing certain mortgage loans (the “Mortgage Loans”) under the Flow Servicing Agreement; and

WHEREAS, the Assignor will sell the Mortgage Loans (the “Specified Mortgage Loans”) that are listed on the mortgage loan schedule attached as Exhibit I hereto (the “Specified Mortgage Loan Schedule”) and its rights under the Flow Servicing Agreement with respect to the Specified Mortgage Loans to the Depositor; and

WHEREAS, the Depositor will sell to the Assignee all of its right, title and interest in the Specified Mortgage Loans and its rights under the Flow Servicing Agreement with respect to the Specified Mortgage Loans; and

WHEREAS, the parties hereto have agreed that the Specified Mortgage Loans shall be subject to the terms of this Assignment.

NOW, THEREFORE, in consideration of the mutual promises contained herein and other good and valuable consideration (the receipt and sufficiency of which are hereby acknowledged), the parties agree as follows:

Assignment and Assumption.

(a) Effective on and as of the date hereof, the Assignor hereby sells, assigns, conveys and transfers to the Depositor all of its right, title and interest in, to and under the Flow Servicing Agreement to the extent relating to the Specified Mortgage Loans, together with its obligations as “Owner” (as such term is defined in the Flow Servicing Agreement) to the extent relating to the Specified Mortgage Loans, and the Depositor hereby accepts such assignment from the Assignor and assumes such obligations.

(b) Effective on and as of the date hereof, the Depositor hereby sells, assigns, conveys and transfers to the Assignee all of its right, title and interest in, to and under the Flow Servicing Agreement to the extent relating to the Specified Mortgage Loans, together with its obligations as “Owner” (as such term is defined in the Flow Servicing Agreement) to the extent relating to the Specified Mortgage Loans, the Depositor is released from all obligations under the Flow Servicing Agreement, and the Assignee hereby accepts such assignment from the Depositor.

(c) Assignee agrees to be bound, as “Owner” (as such term is defined in the Flow Servicing Agreement), by all of the terms, covenants and conditions of the Flow Servicing Agreement relating to the Specified Mortgage Loans, and from and after the date hereof, Assignee assumes for the benefit of each of Assignor, Depositor and Servicer all of Assignor’s obligations as Owner thereunder in respect of the Specified Mortgage Loans, and Assignor is released from such obligations.

Recognition of the Assignee.

From and after the date hereof, subject to Section 3 below, the Servicer shall recognize the Assignee as the holder of the rights and benefits of the Owner with respect to the Specified Mortgage Loans and the Servicer will service the Specified Mortgage Loans for the Assignee as if the Assignee and the Servicer had entered into a separate servicing agreement for the servicing of the Specified Mortgage Loans in the form of the Flow Servicing Agreement with the Assignee as the Owner thereunder, the terms of which Flow Servicing Agreement are incorporated herein by reference and amended hereby. It is the intention of the parties hereto that this Assignment will be a separate and distinct agreement, and the entire agreement, between the parties hereto to the extent of the Specified Mortgage Loans and shall be binding upon and for the benefit of the respective successors and assigns of the parties hereto.

Continuing Rights and Responsibilities.

(a) Controlling Holder Rights. The parties hereto agree and acknowledge that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will assume all of Assignee’s rights and all related responsibilities as Owner under the section of the Flow Servicing Agreement listed below:

Flow Servicing Agreement:

Section	Matter

11.20	Servicer Shall Provide Access and Information as Reasonably Required.

(b) Notwithstanding Sections 1 and 2 above, Assignor reserves its rights under, and does not assign to Assignee or Depositor, the ongoing rights to take action and the responsibilities of the Owner under the Sections of the Flow Servicing Agreement listed below:

Flow Servicing Agreement:

Section	Matter

Addendum I	Regulation AB Compliance Addendum

(c) In addition, the Servicer agrees to furnish to the Assignor as well as to the Master Servicer copies of reports, notices, statements and other communications required to be delivered by the Servicer pursuant to any of the sections of the Flow Servicing Agreement referred to above and under the following sections, at the times therein specified:

Flow Servicing Agreement:

Section

11.09	Transfer of Accounts.

11.16	Statements to the Owner.

Subsection 2.04 of Addendum I	Servicer Compliance Statement.

Subsection 2.05 of Addendum I	Report on Assessment of Compliance and Attestation.

(d) If there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights and responsibilities assumed by the Controlling Holder pursuant to Section 3(a) shall terminate and revert to Assignee. Assignor will provide thirty (30) days notice to the Servicer of any such termination or a change in the identity of the Controlling Holder of which Assignor has knowledge.

(e) Redwood Residential Acquisition Corporation, in its capacity as Servicing Administrator under this Assignment, hereby assumes the obligations of the Owner, as assigned to the Assignee, and the obligations of the Servicing Administrator, under the Sections of the Flow Servicing Agreement, as amended by this Assignment, listed below:

Flow Servicing Agreement:

Section		Matter
Clause (i) of the last paragraph of Section 11.13		Payment by Servicing Administrator for Opinion of Counsel

Last sentence of 11.14, with respect to Servicing Advances only		Payment of Servicing Advances to Servicer

11.17		P&I Advances

11.25(b)		Funding of P& I Advances, including without limitation funding of Prepayment Interest Shortfalls pursuant to the second paragraph of Section 11.15

11.25(c)		Funding of Servicing Advances

14.03		Payment of termination fees to Servicer

As compensation for such assumption of obligations, the Servicing Administrator shall be entitled to receive from payments on the Specified Mortgage Loans the difference, if any, between the Servicing Fee and the servicing compensation otherwise payable to the Servicer under the Flow Servicing Agreement. In addition, the Servicing Administrator shall have all the benefits provided to the Servicing Administrator by Subsection 11.05 of the Flow Servicing Agreement. Any failure of the Servicing Administrator to perform its obligations under this Section 3(e) shall be an additional Event of Default under the Flow Servicing Agreement, entitling the Assignee to terminate both the Servicing Administrator and the Servicer in accordance with the terms of the Flow Servicing Agreement.

(f) The Servicing Administrator may, with the consent of the Master Servicer, which shall not be unreasonably withheld or delayed, exercise the rights of the Owner set forth in Section 13.01 of the Flow Servicing Agreement to terminate the Servicer following the occurrence of an Event of Default with respect to the Servicer.

(g) The Servicing Administrator may, with the consent of the Master Servicer, which shall not be unreasonably withheld or delayed, exercise the rights of the Owner set forth in Section 14.03 of the Flow Servicing Agreement to terminate the Servicer without cause and transfer servicing.

(h) If the Servicing Administrator exercises its right to terminate the Servicer pursuant to the foregoing paragraphs (f) or (g), no termination of the Servicer shall be effective unless the Servicing Administrator shall have appointed a successor Servicer under the Flow Servicing Agreement approved by the Master Servicer, which shall not be unreasonably withheld or delayed.

(i) No later than March 1 of each year when any Certificates are outstanding, commencing in March 2014, the Servicing Administrator shall provide to the Master Servicer its report on assessment of compliance with applicable servicing criteria specified under Item 1122(d)(2)(iii) of Regulation AB and its compliance statement required under Item 1123 of Regulation AB.

Amendment to the Flow Servicing Agreement.

The Flow Servicing Agreement is hereby amended as set forth in Appendix A hereto with respect to the Specified Mortgage Loans. The rights and obligations under the Flow Servicing Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Flow Servicing Agreement as amended as set forth in Appendix A.

Representations and Warranties.

(a) Each of the parties hereto represents and warrants that it is duly and legally authorized to enter into this Assignment.

(b) Each of the parties hereto represents and warrants that this Assignment has been duly authorized, executed and delivered by it and (assuming due authorization, execution and delivery thereof by each of the other parties hereto) constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization or other similar laws affecting the enforcement of creditors’ rights generally and by general equitable principles (regardless of whether such enforcement is considered in a proceeding in equity or at law).

Continuing Effect.

Except as contemplated hereby, the Flow Servicing Agreement shall remain in full force and effect in accordance with their terms. This Assignment constitutes a Reconstitution Agreement as contemplated in Section 32 of the Flow Servicing Agreement and the Reconstitution Date shall be the date hereof with respect to the Specified Mortgage Loans listed on Exhibit I on the date hereof.

Governing Law.

This Assignment and the rights and obligations hereunder shall be governed by and construed in accordance with the internal laws of the State of New York, except to the extent preempted by Federal law, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard to the conflicts of laws provisions of the State of New York or any other jurisdiction.

Notices.

Any notices or other communications permitted or required under the Flow Servicing Agreement to be made to the Assignor and Assignee shall be made in accordance with the terms of the Flow Servicing Agreement and shall be sent to the Assignor and Assignee as follows:

Assignor: Redwood Residential Acquisition Corporation
One Belvedere Place, Suite 360
Mill Valley, CA 94941
Attention: William Moliski

Assignee: Wilmington Trust, National Association
1100 North Market Street
Rodney Square North
Wilmington, DE 19890
Attention: Dorri Costello

or to such other address as may hereafter be furnished by the Assignor or Assignee to the other parties in accordance with the provisions of the Flow Servicing Agreement.

Counterparts.

This Assignment may be executed in counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute one and the same instrument.

10.

Definitions.

Any capitalized term used but not defined in this Assignment has the same meaning as in the Flow Servicing Agreement.

11.

Trustee.

It is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement is executed and delivered by Wilmington Trust, National Association (“Wilmington Trust”) not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Assignee is made and intended not as a personal undertaking or agreement of or by Wilmington Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Wilmington Trust, individually or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Wilmington Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the Purchaser under the Flow Servicing Agreement (such indebtedness, expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.

12.

Master Servicer.

The Servicer hereby acknowledges that CitiMortgage, Inc. (the “Master Servicer”) will act as master servicer and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Owner under the Flow Servicing Agreement, including, without limitation, the right to enforce the obligations of the Servicer and the Servicing Administrator thereunder. Any notices or other communications permitted or required under the Flow Servicing Agreement to be made to the Assignee shall be made in accordance with the terms of the Flow Servicing Agreement and shall be sent to the Master Servicer at the following address:

CitiMortgage, Inc.

4050 Regent Blvd

Irving, Texas 75063

With a copy to:

CitiMortgage, Inc.

The Office of General Counsel

1000 Technology Drive

O’ Fallon, MO 63368

or to such other address as may hereafter be furnished by the Master Servicer to Servicer. Any such notices or other communications permitted or required under the Flow Servicing Agreement may be delivered in electronic format unless manual signature is required in which case a hard copy of such report or communication shall be required.

The Servicer shall make all distributions under the Flow Servicing Agreement, as they relate to the Specified Mortgage Loans, to the Master Servicer by wire transfer of immediately funds to:

Citibank, N.A.

Bank City/State: Glendale, CA

ABA Number: 321-171-184

Account Name: CMI MSD Clearing

Account Number: #070-4913896

13.

Rule 17g-5 Compliance.

The Servicer hereby agrees that it shall provide information with respect to the servicing of the Mortgage Loans by the Servicer requested by any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) to the Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”), via electronic mail at ratingagencynotice@citi.com, with a subject reference of “SEMT 2013-8” and an identification of the type of information being provided in the body of such electronic mail. The Rule 17g-5 Information Provider shall notify the Servicer in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. The Servicer shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Assignment or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 13 prohibit or restrict oral or written communications, or providing information, between the Servicer, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to the Servicer, (ii) such Rating Agency’s or NRSRO’s approval of the Servicer as a residential mortgage master, special or primary servicer, or (iii) such Rating Agency’s or NRSRO’s evaluation of the Servicer’s servicing operations in general; provided, however, that the Servicer shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.

14.

Successors and Assigns.

Upon a transfer of the Specified Mortgage Loans by the Assignee (other than in respect of repurchases by a seller pursuant to the related purchase agreement) to a buyer (“buyer”), such transfer shall constitute a Reconstitution subject to the terms of Section 32 of the Flow Servicing Agreement. Upon the closing of such transfer, the rights and obligations of Owner held by the Assignor pursuant to this Assignment shall automatically terminate and the buyer shall possess all of the rights and obligations of Owner under the Flow Servicing Agreement, provided, however, that the Assignor shall remain liable for any obligations held by it as Owner arising from or attributable to the period from the date hereof to the closing date of such transfer.

[remainder of page intentionally left blank]

IN WITNESS WHEREOF, the parties hereto have executed this Assignment the day and year first above written.

ASSIGNOR:

REDWOOD RESIDENTIAL ACQUISITION CORPORATION

By: /s/ William J. Moliski

Name: William J. Moliski

Title: Authorized Officer

DEPOSITOR:

SEQUOIA RESIDENTIAL FUNDING, INC.

By: /s/ William J. Moliski

Name: William J. Moliski

Title: Authorized Officer

ASSIGNEE:

WILMINGTON Trust, NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee

By: /s/ Dorri Costello

Name: Dorri Costello

Title: Assistant Vice President

SERVICER:

CENLAR FSB

By: /s/ D. James Daras

Name: D. James Daras

Title: Executive Vice President

[Signatures continue on following page]

[SEMT 2013-8 Cenlar AAR Signature Page]

SERVICING ADMINISTRATOR:

REDWOOD RESIDENTIAL ACQUISITION CORPORATION

By: /s/ William J. Moliski

Name: William J. Moliski

Title: Authorized Officer

Accepted and agreed to by:

MASTER SERVICER:

CITIMORTGAGE, INC.

By: /s/ Tommy R. Harris

Name: Tommy R. Harris

Title: Sr. Vice President

[SEMT 2013-8 Cenlar AAR Signature Page]

EXHIBIT I

	1	2	3	4	5	6	7	8	9
	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position
1	1000383	0.0025			1ST Security Bank of WA		10000011300	1	1
2	1000383	0.0025			1ST Security Bank of WA		10000011347	1	1
3	1000383	0.0025			Academy Mortgage		10000009399	1	1
4	1000383	0.0025			Academy Mortgage		10000010161	1	1
5	1000383	0.0025			Academy Mortgage		10000010265	1	1
6	1000383	0.0025			Academy Mortgage		10000010590	1	1
7	1000383	0.0025			Academy Mortgage		10000010637	1	1
8	1000383	0.0025			Academy Mortgage		10000010800	1	1
9	1000383	0.0025			Academy Mortgage		10000011062	1	1
10	1000383	0.0025			Academy Mortgage		10000011365	1	1
11	1000383	0.0025			Amegy		10000009455	1	1
12	1000383	0.0025			Amegy		10000009704	1	1
13	1000383	0.0025			American Pacific		1010010781	1	1
14	1000383	0.0025			American Pacific		1010011246	1	1
15	1000383	0.0025			American Pacific		10000008794	1	1
16	1000383	0.0025			American Pacific		10000009218	1	1
17	1000383	0.0025			American Pacific		10000009253	1	1
18	1000383	0.0025			American Pacific		10000009428	1	1
19	1000383	0.0025			American Pacific		10000009691	1	1
20	1000383	0.0025			American Pacific		10000009803	1	1
21	1000383	0.0025			American Pacific		10000010022	1	1
22	1000383	0.0025			American Pacific		10000010322	1	1
23	1000383	0.0025			American Pacific		10000010351	1	1
24	1000383	0.0025			American Pacific		10000010447	1	1
25	1000383	0.0025			American Pacific		10000010591	1	1
26	1000383	0.0025			American Pacific		10000010821	1	1
27	1000383	0.0025			American Pacific		10000010901	1	1
28	1000383	0.0025			American Pacific		10000010915	1	1
29	1000383	0.0025			American Pacific		10000010973	1	1
30	1000383	0.0025			American Pacific		10000010983	1	1
31	1000383	0.0025			American Pacific		10000011029	1	1
32	1000383	0.0025			American Pacific		10000011065	1	1
33	1000383	0.0025			American Pacific		10000011236	1	1
34	1000383	0.0025			American Pacific		10000011239	1	1
35	1000383	0.0025			American Pacific		10000011327	1	1
36	1000383	0.0025			American Pacific		10000011500	1	1
37	1000383	0.0025			American Pacific		10000011569	1	1
38	1000383	0.0025			American Pacific		10000011909	1	1
39	1000383	0.0025			Banner Bank		10000007527	1	1
40	1000383	0.0025			Banner Bank		10000008307	1	1
41	1000383	0.0025			Banner Bank		10000011163	1	1
42	1000383	0.0025			Bay Equity		10000009209	1	1
43	1000383	0.0025			Bay Equity		10000009462	1	1
44	1000383	0.0025			Bay Equity		10000009575	1	1
45	1000383	0.0025			Bay Equity		10000009755	1	1
46	1000383	0.0025			Bay Equity		10000009756	1	1
47	1000383	0.0025			Bay Equity		10000009787	1	1
48	1000383	0.0025			Bay Equity		10000009872	1	1
49	1000383	0.0025			Bay Equity		10000009875	1	1
50	1000383	0.0025			Bay Equity		10000010027	1	1
51	1000383	0.0025			Bay Equity		10000010099	1	1
52	1000383	0.0025			Bay Equity		10000010111	1	1
53	1000383	0.0025			Bay Equity		10000010149	1	1
54	1000383	0.0025			Bay Equity		10000010194	1	1
55	1000383	0.0025			Bay Equity		10000010316	1	1
56	1000383	0.0025			Bay Equity		10000010329	1	1
57	1000383	0.0025			Bay Equity		10000010420	1	1
58	1000383	0.0025			Bay Equity		10000010550	1	1
59	1000383	0.0025			Bay Equity		10000011105	1	1
60	1000383	0.0025			Bay Equity		10000011199	1	1
61	1000383	0.0025			Bay Equity		10000011501	1	1
62	1000383	0.0025			Bay Equity		10000011851	1	1
63	1000383	0.0025			Benchmark Bank		10000011030	1	1
64	1000383	0.0025			Boston Private		10000008681	1	1
65	1000383	0.0025			Boston Private		10000009504	1	1
66	1000383	0.0025			CAPITAL BANK		10000010817	1	1
67	1000383	0.0025			Castle & Cook		10000012061	1	1
68	1000383	0.0025			Cherry Creek		10000009343	1	1
69	1000383	0.0025			Cherry Creek		10000009960	1	1
70	1000383	0.0025			Cobalt Mortgage		10000008740	1	1
71	1000383	0.0025			Cobalt Mortgage		10000009210	1	1
72	1000383	0.0025			Cobalt Mortgage		10000009624	1	1
73	1000383	0.0025			Cobalt Mortgage		10000009846	1	1
74	1000383	0.0025			Cobalt Mortgage		10000010312	1	1
75	1000383	0.0025			Cobalt Mortgage		10000010735	1	1
76	1000383	0.0025			Cobalt Mortgage		10000010833	1	1
77	1000383	0.0025			Cobalt Mortgage		10000011120	1	1
78	1000383	0.0025			Cobalt Mortgage		10000011572	1	1
79	1000383	0.0025			Cobalt Mortgage		10000011582	1	1
80	1000383	0.0025			Cole Taylor Bank		1650009505	1	1
81	1000383	0.0025			Cole Taylor Bank		1650010572	1	1
82	1000383	0.0025			Cole Taylor Bank		1650010755	1	1
83	1000383	0.0025			Cole Taylor Bank		1650010756	1	1
84	1000383	0.0025			Cole Taylor Bank		10000007925	1	1
85	1000383	0.0025			Cole Taylor Bank		10000007998	1	1
86	1000383	0.0025			Cole Taylor Bank		10000008012	1	1
87	1000383	0.0025			Cole Taylor Bank		10000008186	1	1
88	1000383	0.0025			Cole Taylor Bank		10000008313	1	1
89	1000383	0.0025			Cole Taylor Bank		10000008552	1	1
90	1000383	0.0025			Cole Taylor Bank		10000008671	1	1
91	1000383	0.0025			Cole Taylor Bank		10000008698	1	1
92	1000383	0.0025			Cole Taylor Bank		10000008857	1	1
93	1000383	0.0025			Cole Taylor Bank		10000008934	1	1
94	1000383	0.0025			Cole Taylor Bank		10000008945	1	1
95	1000383	0.0025			Cole Taylor Bank		10000009217	1	1
96	1000383	0.0025			Cole Taylor Bank		10000009293	1	1
97	1000383	0.0025			Cole Taylor Bank		10000009522	1	1
98	1000383	0.0025			Cole Taylor Bank		10000009809	1	1
99	1000383	0.0025			Cole Taylor Bank		10000010062	1	1
100	1000383	0.0025			Cole Taylor Bank		10000010259	1	1
101	1000383	0.0025			Cole Taylor Bank		10000010260	1	1
102	1000383	0.0025			Cole Taylor Bank		10000010261	1	1
103	1000383	0.0025			Cole Taylor Bank		10000010372	1	1
104	1000383	0.0025			Cole Taylor Bank		10000010439	1	1
105	1000383	0.0025			Cole Taylor Bank		10000010544	1	1
106	1000383	0.0025			Cole Taylor Bank		10000010622	1	1
107	1000383	0.0025			Cole Taylor Bank		10000010877	1	1
108	1000383	0.0025			Cole Taylor Bank		10000010951	1	1
109	1000383	0.0025			Cole Taylor Bank		10000011048	1	1
110	1000383	0.0025			Cole Taylor Bank		10000011193	1	1
111	1000383	0.0025			Cole Taylor Bank		10000011431	1	1
112	1000383	0.0025			Cole Taylor Bank		10000011487	1	1
113	1000383	0.0025			Cole Taylor Bank		10000011712	1	1
114	1000383	0.0025			Cole Taylor Bank		10000011797	1	1
115	1000383	0.0025			Colonial Savings		10000008026	1	1
116	1000383	0.0025			Colonial Savings		10000008616	1	1
117	1000383	0.0025			Colonial Savings		10000009096	1	1
118	1000383	0.0025			Colonial Savings		10000009442	1	1
119	1000383	0.0025			Colonial Savings		10000010646	1	1
120	1000383	0.0025			Colonial Savings		10000010822	1	1
121	1000383	0.0025			Commerce Bank		10000007510	1	1
122	1000383	0.0025			Commerce Bank		10000007862	1	1
123	1000383	0.0025			Commerce Bank		10000008788	1	1
124	1000383	0.0025			Commerce Bank		10000009049	1	1
125	1000383	0.0025			Commerce Bank		10000009068	1	1
126	1000383	0.0025			Commerce Bank		10000009523	1	1
127	1000383	0.0025			Commerce Bank		10000010250	1	1
128	1000383	0.0025			Commerce Bank		10000010852	1	1
129	1000383	0.0025			Commerce Bank		10000011217	1	1
130	1000383	0.0025			Commerce Bank		10000011219	1	1
131	1000383	0.0025			Commerce Bank		10000011848	1	1
132	1000383	0.0025			Commerce Bank		10000012076	1	1
133	1000383	0.0025			Cornerstone		1750007716	1	1
134	1000383	0.0025			Cornerstone		10000008198	1	1
135	1000383	0.0025			Cornerstone		10000008955	1	1
136	1000383	0.0025			Cornerstone		10000009061	1	1
137	1000383	0.0025			Cornerstone		10000009081	1	1
138	1000383	0.0025			Cornerstone		10000009354	1	1
139	1000383	0.0025			Cornerstone		10000009363	1	1
140	1000383	0.0025			Cornerstone		10000009760	1	1
141	1000383	0.0025			Cornerstone		10000009826	1	1
142	1000383	0.0025			Cornerstone		10000009836	1	1
143	1000383	0.0025			Cornerstone		10000009936	1	1
144	1000383	0.0025			Cornerstone		10000009970	1	1
145	1000383	0.0025			Cornerstone		10000010175	1	1
146	1000383	0.0025			Cornerstone		10000010375	1	1
147	1000383	0.0025			Cornerstone		10000010422	1	1
148	1000383	0.0025			Cornerstone		10000010509	1	1
149	1000383	0.0025			Cornerstone		10000010681	1	1
150	1000383	0.0025			Cornerstone		10000010707	1	1
151	1000383	0.0025			Cornerstone		10000010871	1	1
152	1000383	0.0025			Cornerstone		10000010944	1	1
153	1000383	0.0025			Cornerstone		10000011207	1	1
154	1000383	0.0025			DHI Mortgage Company		10000008247	1	1
155	1000383	0.0025			DHI Mortgage Company		10000008758	1	1
156	1000383	0.0025			DHI Mortgage Company		10000009426	1	1
157	1000383	0.0025			DHI Mortgage Company		10000009975	1	1
158	1000383	0.0025			DHI Mortgage Company		10000010549	1	1
159	1000383	0.0025			DHI Mortgage Company		10000012025	1	1
160	1000383	0.0025			Embrace		10000009331	1	1
161	1000383	0.0025			Embrace		10000009352	1	1
162	1000383	0.0025			Embrace		10000010068	1	1
163	1000383	0.0025			Evergreen Home Loans		10000009798	1	1
164	1000383	0.0025			Evergreen Home Loans		10000009944	1	1
165	1000383	0.0025			Evergreen Home Loans		10000010174	1	1
166	1000383	0.0025			Fairway		10000006402	1	1
167	1000383	0.0025			Fairway		10000006854	1	1
168	1000383	0.0025			Fairway		10000006959	1	1
169	1000383	0.0025			Fairway		10000008342	1	1
170	1000383	0.0025			Fairway		10000009095	1	1
171	1000383	0.0025			Fairway		10000009719	1	1
172	1000383	0.0025			Fairway		10000009890	1	1
173	1000383	0.0025			Fairway		10000009904	1	1
174	1000383	0.0025			Fairway		10000010170	1	1
175	1000383	0.0025			Fairway		10000010563	1	1
176	1000383	0.0025			Fairway		10000010837	1	1
177	1000383	0.0025			Fidelity Bank Mortgage		1310010404	1	1
178	1000383	0.0025			Fidelity Bank Mortgage		10000008612	1	1
179	1000383	0.0025			Fidelity Bank Mortgage		10000008726	1	1
180	1000383	0.0025			Fidelity Bank Mortgage		10000009118	1	1
181	1000383	0.0025			Fidelity Bank Mortgage		10000009602	1	1
182	1000383	0.0025			Fidelity Bank Mortgage		10000010158	1	1
183	1000383	0.0025			Fidelity Bank Mortgage		10000010177	1	1
184	1000383	0.0025			Fidelity Bank Mortgage		10000010396	1	1
185	1000383	0.0025			Fidelity Bank Mortgage		10000010921	1	1
186	1000383	0.0025			Fidelity Bank Mortgage		10000011192	1	1
187	1000383	0.0025			First Choice		10000007006	1	1
188	1000383	0.0025			First Choice		10000007198	1	1
189	1000383	0.0025			First Choice		10000008187	1	1
190	1000383	0.0025			First Choice		10000008317	1	1
191	1000383	0.0025			First Choice		10000008388	1	1
192	1000383	0.0025			First Choice		10000009101	1	1
193	1000383	0.0025			First Choice		10000009693	1	1
194	1000383	0.0025			First Choice		10000009777	1	1
195	1000383	0.0025			First Choice		10000010120	1	1
196	1000383	0.0025			First Heritage Mortgage		10000009574	1	1
197	1000383	0.0025			First Heritage Mortgage		10000009685	1	1
198	1000383	0.0025			First Heritage Mortgage		10000009775	1	1
199	1000383	0.0025			First Heritage Mortgage		10000010324	1	1
200	1000383	0.0025			First National Bank of Omaha		10000008907	1	1
201	1000383	0.0025			First National Bank of Omaha		10000009247	1	1
202	1000383	0.0025			WJ Bradley		10000012337	1	1
203	1000383	0.0025			WJ Bradley		10000011984	1	1
204	1000383	0.0025			WJ Bradley		10000011928	1	1
205	1000383	0.0025			WJ Bradley		10000011833	1	1
206	1000383	0.0025			Firstbank		10000010000	1	1
207	1000383	0.0025			Firstbank		10000010343	1	1
208	1000383	0.0025			Firstbank		10000011014	1	1
209	1000383	0.0025			Flagstar Bank, F.S.B.		1150007793	1	1
210	1000383	0.0025			Flagstar Bank, F.S.B.		1150008624	1	1
211	1000383	0.0025			Flagstar Bank, F.S.B.		1150009770	1	1
212	1000383	0.0025			Flagstar Bank, F.S.B.		1150010152	1	1
213	1000383	0.0025			Flagstar Bank, F.S.B.		1150010254	1	1
214	1000383	0.0025			Flagstar Bank, F.S.B.		1150010690	1	1
215	1000383	0.0025			Flagstar Bank, F.S.B.		1150010847	1	1
216	1000383	0.0025			Flagstar Bank, F.S.B.		1150010857	1	1
217	1000383	0.0025			Flagstar Bank, F.S.B.		1150011261	1	1
218	1000383	0.0025			Flagstar Bank, F.S.B.		1150011267	1	1
219	1000383	0.0025			Flagstar Bank, F.S.B.		1150011297	1	1
220	1000383	0.0025			Flagstar Bank, F.S.B.		1150011330	1	1
221	1000383	0.0025			Flagstar Bank, F.S.B.		1150011334	1	1
222	1000383	0.0025			Flagstar Bank, F.S.B.		1150011355	1	1
223	1000383	0.0025			Flagstar Bank, F.S.B.		1150011369	1	1
224	1000383	0.0025			Flagstar Bank, F.S.B.		1150011417	1	1
225	1000383	0.0025			Flagstar Bank, F.S.B.		1150011429	1	1
226	1000383	0.0025			Flagstar Bank, F.S.B.		1150011460	1	1
227	1000383	0.0025			Flagstar Bank, F.S.B.		1150011480	1	1
228	1000383	0.0025			Flagstar Bank, F.S.B.		1150011481	1	1
229	1000383	0.0025			Flagstar Bank, F.S.B.		1150011487	1	1
230	1000383	0.0025			Flagstar Bank, F.S.B.		1150011488	1	1
231	1000383	0.0025			Flagstar Bank, F.S.B.		1150011544	1	1
232	1000383	0.0025			Flagstar Bank, F.S.B.		1150011558	1	1
233	1000383	0.0025			Franklin American Mortgage		10000008144	1	1
234	1000383	0.0025			Franklin American Mortgage		10000009290	1	1
235	1000383	0.0025			Franklin American Mortgage		10000010225	1	1
236	1000383	0.0025			Franklin American Mortgage		10000010739	1	1
237	1000383	0.0025			Franklin American Mortgage		10000010807	1	1
238	1000383	0.0025			Franklin American Mortgage		10000011189	1	1
239	1000383	0.0025			Franklin American Mortgage		10000011493	1	1
240	1000383	0.0025			Fremont Bank		1250009694	1	1
241	1000383	0.0025			Fremont Bank		10000007039	1	1
242	1000383	0.0025			Fremont Bank		10000007043	1	1
243	1000383	0.0025			Fremont Bank		10000007219	1	1
244	1000383	0.0025			Fremont Bank		10000008555	1	1
245	1000383	0.0025			Fremont Bank		10000009246	1	1
246	1000383	0.0025			Fremont Bank		10000009932	1	1
247	1000383	0.0025			Fremont Bank		10000010074	1	1
248	1000383	0.0025			Fremont Bank		10000010298	1	1
249	1000383	0.0025			Fremont Bank		10000010404	1	1
250	1000383	0.0025			Fremont Bank		10000010445	1	1
251	1000383	0.0025			Fremont Bank		10000010448	1	1
252	1000383	0.0025			Fremont Bank		10000010486	1	1
253	1000383	0.0025			Fremont Bank		10000010560	1	1
254	1000383	0.0025			Fremont Bank		10000010600	1	1
255	1000383	0.0025			Fremont Bank		10000010601	1	1
256	1000383	0.0025			Fremont Bank		10000010603	1	1
257	1000383	0.0025			Fremont Bank		10000010724	1	1
258	1000383	0.0025			Fremont Bank		10000010865	1	1
259	1000383	0.0025			Fremont Bank		10000011091	1	1
260	1000383	0.0025			Fremont Bank		10000011369	1	1
261	1000383	0.0025			Fremont Bank		10000011458	1	1
262	1000383	0.0025			Fremont Bank		10000011564	1	1
263	1000383	0.0025			Fremont Bank		10000011591	1	1
264	1000383	0.0025			Fulton Mortgage		10000008711	1	1
265	1000383	0.0025			Fulton Mortgage		10000009657	1	1
266	1000383	0.0025			George Mason		1500009773	1	1
267	1000383	0.0025			George Mason		1500009815	1	1
268	1000383	0.0025			George Mason		1500010244	1	1
269	1000383	0.0025			George Mason		10000006723	1	1
270	1000383	0.0025			George Mason		10000006863	1	1
271	1000383	0.0025			George Mason		10000007607	1	1
272	1000383	0.0025			George Mason		10000008351	1	1
273	1000383	0.0025			George Mason		10000008390	1	1
274	1000383	0.0025			George Mason		10000008596	1	1
275	1000383	0.0025			George Mason		10000008601	1	1
276	1000383	0.0025			George Mason		10000008602	1	1
277	1000383	0.0025			George Mason		10000008810	1	1
278	1000383	0.0025			George Mason		10000009319	1	1
279	1000383	0.0025			George Mason		10000009395	1	1
280	1000383	0.0025			George Mason		10000009422	1	1
281	1000383	0.0025			George Mason		10000009473	1	1
282	1000383	0.0025			George Mason		10000009679	1	1
283	1000383	0.0025			George Mason		10000009681	1	1
284	1000383	0.0025			George Mason		10000009703	1	1
285	1000383	0.0025			George Mason		10000009765	1	1
286	1000383	0.0025			George Mason		10000009856	1	1
287	1000383	0.0025			George Mason		10000009868	1	1
288	1000383	0.0025			George Mason		10000009901	1	1
289	1000383	0.0025			George Mason		10000009929	1	1
290	1000383	0.0025			George Mason		10000009980	1	1
291	1000383	0.0025			George Mason		10000010071	1	1
292	1000383	0.0025			George Mason		10000010103	1	1
293	1000383	0.0025			George Mason		10000010112	1	1
294	1000383	0.0025			George Mason		10000010340	1	1
295	1000383	0.0025			George Mason		10000010409	1	1
296	1000383	0.0025			George Mason		10000010443	1	1
297	1000383	0.0025			George Mason		10000010465	1	1
298	1000383	0.0025			George Mason		10000010618	1	1
299	1000383	0.0025			George Mason		10000010626	1	1
300	1000383	0.0025			George Mason		10000010627	1	1
301	1000383	0.0025			George Mason		10000011390	1	1
302	1000383	0.0025			GuardHill Financial Corp.		10000009543	1	1
303	1000383	0.0025			GuardHill Financial Corp.		10000009889	1	1
304	1000383	0.0025			GuardHill Financial Corp.		10000010488	1	1
305	1000383	0.0025			GuardHill Financial Corp.		10000010874	1	1
306	1000383	0.0025			GuardHill Financial Corp.		10000010878	1	1
307	1000383	0.0025			GuardHill Financial Corp.		10000011081	1	1
308	1000383	0.0025			GuardHill Financial Corp.		10000011366	1	1
309	1000383	0.0025			Guild Mortgage		10000011484	1	1
310	1000383	0.0025			Heritage Bank of the South		10000011297	1	1
311	1000383	0.0025			Leader Bank		10000008018	1	1
312	1000383	0.0025			Leader Bank		10000009289	1	1
313	1000383	0.0025			Leader Bank		10000009406	1	1
314	1000383	0.0025			Leader Bank		10000009595	1	1
315	1000383	0.0025			Leader Bank		10000009713	1	1
316	1000383	0.0025			Leader Bank		10000009854	1	1
317	1000383	0.0025			Leader Bank		10000009982	1	1
318	1000383	0.0025			Leader Bank		10000010082	1	1
319	1000383	0.0025			Leader Bank		10000010309	1	1
320	1000383	0.0025			Leader Bank		10000010425	1	1
321	1000383	0.0025			Leader Bank		10000010541	1	1
322	1000383	0.0025			Megastar Financial		1170010372	1	1
323	1000383	0.0025			Michigan Mutual		10000008413	1	1
324	1000383	0.0025			Michigan Mutual		10000008972	1	1
325	1000383	0.0025			Michigan Mutual		10000009274	1	1
326	1000383	0.0025			Michigan Mutual		10000009355	1	1
327	1000383	0.0025			Michigan Mutual		10000009375	1	1
328	1000383	0.0025			Michigan Mutual		10000009642	1	1
329	1000383	0.0025			Michigan Mutual		10000010048	1	1
330	1000383	0.0025			Michigan Mutual		10000010843	1	1
331	1000383	0.0025			Monarch Bank		10000009507	1	1
332	1000383	0.0025			Monarch Bank		10000010184	1	1
333	1000383	0.0025			Mortgage Master		10000007551	1	1
334	1000383	0.0025			Mortgage Master		10000007984	1	1
335	1000383	0.0025			Mortgage Master		10000008411	1	1
336	1000383	0.0025			Mortgage Master		10000008489	1	1
337	1000383	0.0025			Mortgage Master		10000008799	1	1
338	1000383	0.0025			Mortgage Master		10000009173	1	1
339	1000383	0.0025			Mortgage Master		10000009430	1	1
340	1000383	0.0025			Mortgage Master		10000009434	1	1
341	1000383	0.0025			Mortgage Master		10000009506	1	1
342	1000383	0.0025			Mortgage Master		10000009520	1	1
343	1000383	0.0025			Mortgage Master		10000009565	1	1
344	1000383	0.0025			Mortgage Master		10000009867	1	1
345	1000383	0.0025			Mortgage Master		10000009885	1	1
346	1000383	0.0025			Mortgage Master		10000010075	1	1
347	1000383	0.0025			Mortgage Master		10000010078	1	1
348	1000383	0.0025			Mortgage Master		10000010106	1	1
349	1000383	0.0025			Mortgage Master		10000010119	1	1
350	1000383	0.0025			Mortgage Master		10000010126	1	1
351	1000383	0.0025			Mortgage Master		10000010213	1	1
352	1000383	0.0025			Mortgage Master		10000010388	1	1
353	1000383	0.0025			Mortgage Master		10000010417	1	1
354	1000383	0.0025			Mortgage Master		10000010629	1	1
355	1000383	0.0025			Mortgage Master		10000011055	1	1
356	1000383	0.0025			Mortgage Master		10000011116	1	1
357	1000383	0.0025			Mortgage Master		10000011194	1	1
358	1000383	0.0025			Mutual of Omaha Bank		10000007761	1	1
359	1000383	0.0025			Mutual of Omaha Bank		10000008199	1	1
360	1000383	0.0025			Mutual of Omaha Bank		10000010552	1	1
361	1000383	0.0025			Mutual of Omaha Bank		10000010620	1	1
362	1000383	0.0025			Paramount Equity		1240008922	1	1
363	1000383	0.0025			Paramount Equity		10000008971	1	1
364	1000383	0.0025			Paramount Equity		10000009951	1	1
365	1000383	0.0025			Paramount Equity		10000010763	1	1
366	1000383	0.0025			Paramount Equity		10000011495	1	1
367	1000383	0.0025			Perl Mortgage		10000008347	1	1
368	1000383	0.0025			Perl Mortgage		10000008643	1	1
369	1000383	0.0025			Perl Mortgage		10000008973	1	1
370	1000383	0.0025			Perl Mortgage		10000009224	1	1
371	1000383	0.0025			Perl Mortgage		10000009407	1	1
372	1000383	0.0025			Perl Mortgage		10000009414	1	1
373	1000383	0.0025			Perl Mortgage		10000010196	1	1
374	1000383	0.0025			Perl Mortgage		10000010217	1	1
375	1000383	0.0025			Perl Mortgage		10000010640	1	1
376	1000383	0.0025			Perl Mortgage		10000010711	1	1
377	1000383	0.0025			Perl Mortgage		10000011796	1	1
378	1000383	0.0025			Plaza Home Mortgage		10000009244	1	1
379	1000383	0.0025			Plaza Home Mortgage		10000009308	1	1
380	1000383	0.0025			Plaza Home Mortgage		10000009474	1	1
381	1000383	0.0025			Plaza Home Mortgage		10000009864	1	1
382	1000383	0.0025			Plaza Home Mortgage		10000009911	1	1
383	1000383	0.0025			Plaza Home Mortgage		10000010167	1	1
384	1000383	0.0025			Plaza Home Mortgage		10000010279	1	1
385	1000383	0.0025			Plaza Home Mortgage		10000010282	1	1
386	1000383	0.0025			Plaza Home Mortgage		10000010346	1	1
387	1000383	0.0025			Plaza Home Mortgage		10000011153	1	1
388	1000383	0.0025			Plaza Home Mortgage		10000011358	1	1
389	1000383	0.0025			Plaza Home Mortgage		10000011368	1	1
390	1000383	0.0025			Plaza Home Mortgage		10000011515	1	1
391	1000383	0.0025			Plaza Home Mortgage		10000011527	1	1
392	1000383	0.0025			Plaza Home Mortgage		10000011549	1	1
393	1000383	0.0025			Plaza Home Mortgage		10000011878	1	1
394	1000383	0.0025			Plaza Home Mortgage		10000011948	1	1
395	1000383	0.0025			Potomac Mortgage Group, Inc		10000011281	1	1
396	1000383	0.0025			Primary Residential		10000008497	1	1
397	1000383	0.0025			Primary Residential		10000008840	1	1
398	1000383	0.0025			Primary Residential		10000009043	1	1
399	1000383	0.0025			Primary Residential		10000009197	1	1
400	1000383	0.0025			Primary Residential		10000009766	1	1
401	1000383	0.0025			Primary Residential		10000010236	1	1
402	1000383	0.0025			Primary Residential		10000010238	1	1
403	1000383	0.0025			Primary Residential		10000010652	1	1
404	1000383	0.0025			Primary Residential		10000011318	1	1
405	1000383	0.0025			Primary Residential		10000011346	1	1
406	1000383	0.0025			Primary Residential		10000011383	1	1
407	1000383	0.0025			Primary Residential		10000011708	1	1
408	1000383	0.0025			Prime Lending		1050009491	1	1
409	1000383	0.0025			Prime Lending		10000008079	1	1
410	1000383	0.0025			Prime Lending		10000008561	1	1
411	1000383	0.0025			Prime Lending		10000008576	1	1
412	1000383	0.0025			Prime Lending		10000008618	1	1
413	1000383	0.0025			Prime Lending		10000008652	1	1
414	1000383	0.0025			Prime Lending		10000008975	1	1
415	1000383	0.0025			Prime Lending		10000009114	1	1
416	1000383	0.0025			Prime Lending		10000009287	1	1
417	1000383	0.0025			Prime Lending		10000009801	1	1
418	1000383	0.0025			Prime Lending		10000009802	1	1
419	1000383	0.0025			Prime Lending		10000009996	1	1
420	1000383	0.0025			Prime Lending		10000010138	1	1
421	1000383	0.0025			Prime Lending		10000010141	1	1
422	1000383	0.0025			Prime Lending		10000010145	1	1
423	1000383	0.0025			Prime Lending		10000010152	1	1
424	1000383	0.0025			Prime Lending		10000010226	1	1
425	1000383	0.0025			Prime Lending		10000010258	1	1
426	1000383	0.0025			Prime Lending		10000010419	1	1
427	1000383	0.0025			Prime Lending		10000010463	1	1
428	1000383	0.0025			Prime Lending		10000010479	1	1
429	1000383	0.0025			Prime Lending		10000010568	1	1
430	1000383	0.0025			Prime Lending		10000010572	1	1
431	1000383	0.0025			Prime Lending		10000010654	1	1
432	1000383	0.0025			Prime Lending		10000010805	1	1
433	1000383	0.0025			Prime Lending		10000011046	1	1
434	1000383	0.0025			Prime Lending		10000011107	1	1
435	1000383	0.0025			Prime Lending		10000011147	1	1
436	1000383	0.0025			Prime Lending		10000011251	1	1
437	1000383	0.0025			Prime Lending		10000011287	1	1
438	1000383	0.0025			Prime Lending		10000011444	1	1
439	1000383	0.0025			Prime Lending		10000011557	1	1
440	1000383	0.0025			Prime Lending		10000011588	1	1
441	1000383	0.0025			Prime Lending		10000011979	1	1
442	1000383	0.0025			Prospect		10000008500	1	1
443	1000383	0.0025			Prospect		10000011336	1	1
444	1000383	0.0025			Provident Savings Bank		10000009503	1	1
445	1000383	0.0025			Provident Savings Bank		10000009939	1	1
446	1000383	0.0025			Provident Savings Bank		10000010137	1	1
447	1000383	0.0025			Provident Savings Bank		10000010504	1	1
448	1000383	0.0025			Provident Savings Bank		10000010569	1	1
449	1000383	0.0025			Provident Savings Bank		10000010599	1	1
450	1000383	0.0025			Provident Savings Bank		10000010647	1	1
451	1000383	0.0025			Provident Savings Bank		10000010891	1	1
452	1000383	0.0025			Provident Savings Bank		10000010993	1	1
453	1000383	0.0025			Provident Savings Bank		10000011222	1	1
454	1000383	0.0025			Provident Savings Bank		10000011304	1	1
455	1000383	0.0025			Renasant Bank		10000009285	1	1
456	1000383	0.0025			Renasant Bank		10000010764	1	1
457	1000383	0.0025			Residential Finance Corporation		10000009044	1	1
458	1000383	0.0025			Residential Finance Corporation		10000009179	1	1
459	1000383	0.0025			Residential Finance Corporation		10000009491	1	1
460	1000383	0.0025			Residential Finance Corporation		10000009673	1	1
461	1000383	0.0025			Residential Finance Corporation		10000009983	1	1
462	1000383	0.0025			Residential Finance Corporation		10000010197	1	1
463	1000383	0.0025			Residential Finance Corporation		10000011439	1	1
464	1000383	0.0025			RMR Financial		10000008657	1	1
465	1000383	0.0025			RMR Financial		10000008801	1	1
466	1000383	0.0025			RMR Financial		10000009014	1	1
467	1000383	0.0025			RMR Financial		10000009345	1	1
468	1000383	0.0025			RMR Financial		10000010109	1	1
469	1000383	0.0025			RMR Financial		10000010116	1	1
470	1000383	0.0025			RMR Financial		10000010139	1	1
471	1000383	0.0025			RMR Financial		10000010218	1	1
472	1000383	0.0025			RMR Financial		10000010537	1	1
473	1000383	0.0025			RMR Financial		10000010760	1	1
474	1000383	0.0025			RMR Financial		10000010935	1	1
475	1000383	0.0025			RMR Financial		10000010941	1	1
476	1000383	0.0025			RMR Financial		10000010958	1	1
477	1000383	0.0025			RMR Financial		10000011043	1	1
478	1000383	0.0025			RMR Financial		10000011139	1	1
479	1000383	0.0025			RMR Financial		10000011141	1	1
480	1000383	0.0025			RMR Financial		10000011221	1	1
481	1000383	0.0025			RMR Financial		10000011402	1	1
482	1000383	0.0025			RMR Financial		10000011465	1	1
483	1000383	0.0025			RMR Financial		10000011508	1	1
484	1000383	0.0025			Sandy Spring Bank		10000008919	1	1
485	1000383	0.0025			Sandy Spring Bank		10000009265	1	1
486	1000383	0.0025			Shea Mortgage		10000011861	1	1
487	1000383	0.0025			Shelter Mortgage		10000011227	1	1
488	1000383	0.0025			Shelter Mortgage		10000011350	1	1
489	1000383	0.0025			South Carolina Bank & Trust		10000008534	1	1
490	1000383	0.0025			South Carolina Bank & Trust		10000010427	1	1
491	1000383	0.0025			South Carolina Bank & Trust		10000010922	1	1
492	1000383	0.0025			Starkey Mortgage		10000010611	1	1
493	1000383	0.0025			Sterling Savings Bank		10000009124	1	1
494	1000383	0.0025			Sterling Savings Bank		10000009154	1	1
495	1000383	0.0025			Sterling Savings Bank		10000010045	1	1
496	1000383	0.0025			Sterling Savings Bank		10000010610	1	1
497	1000383	0.0025			Sterling Savings Bank		10000011461	1	1
498	1000383	0.0025			Stifel		10000007170	1	1
499	1000383	0.0025			Stifel		10000007523	1	1
500	1000383	0.0025			Stifel		10000008027	1	1
501	1000383	0.0025			Stifel		10000008377	1	1
502	1000383	0.0025			Stifel		10000008749	1	1
503	1000383	0.0025			Stifel		10000008836	1	1
504	1000383	0.0025			Stifel		10000009103	1	1
505	1000383	0.0025			Stifel		10000009360	1	1
506	1000383	0.0025			Stifel		10000009561	1	1
507	1000383	0.0025			Stifel		10000009598	1	1
508	1000383	0.0025			Stifel		10000009796	1	1
509	1000383	0.0025			Stifel		10000009849	1	1
510	1000383	0.0025			Stifel		10000010176	1	1
511	1000383	0.0025			Stifel		10000010237	1	1
512	1000383	0.0025			Stifel		10000010467	1	1
513	1000383	0.0025			Supreme Lending		10000009979	1	1
514	1000383	0.0025			Supreme Lending		10000011005	1	1
515	1000383	0.0025			Supreme Lending		10000011100	1	1
516	1000383	0.0025			Supreme Lending		10000011696	1	1
517	1000383	0.0025			Susquehanna Bank		10000010875	1	1
518	1000383	0.0025			Total Mortgage		10000008891	1	1
519	1000383	0.0025			Total Mortgage		10000010515	1	1
520	1000383	0.0025			Total Mortgage		10000010829	1	1
521	1000383	0.0025			Umpqua		10000011056	1	1
522	1000383	0.0025			United Shore		10000005861	1	1
523	1000383	0.0025			United Shore		10000006415	1	1
524	1000383	0.0025			United Shore		10000007928	1	1
525	1000383	0.0025			United Shore		10000009076	1	1
526	1000383	0.0025			United Shore		10000009372	1	1
527	1000383	0.0025			United Shore		10000009486	1	1
528	1000383	0.0025			United Shore		10000009631	1	1
529	1000383	0.0025			United Shore		10000009633	1	1
530	1000383	0.0025			United Shore		10000009646	1	1
531	1000383	0.0025			United Shore		10000009897	1	1
532	1000383	0.0025			United Shore		10000010061	1	1
533	1000383	0.0025			United Shore		10000010198	1	1
534	1000383	0.0025			United Shore		10000010413	1	1
535	1000383	0.0025			United Shore		10000010423	1	1
536	1000383	0.0025			United Shore		10000010792	1	1
537	1000383	0.0025			United Shore		10000010869	1	1
538	1000383	0.0025			United Shore		10000010997	1	1
539	1000383	0.0025			United Shore		10000011171	1	1
540	1000383	0.0025			United Shore		10000011424	1	1
541	1000383	0.0025			United Shore		10000011426	1	1
542	1000383	0.0025			United Shore		10000011548	1	1
543	1000383	0.0025			United Shore		10000011574	1	1
544	1000383	0.0025			United Shore		10000011607	1	1
545	1000383	0.0025			United Shore		10000011646	1	1
546	1000383	0.0025			United Shore		10000011820	1	1
547	1000383	0.0025			Universal American		10000009384	1	1
548	1000383	0.0025			Universal American		10000009964	1	1
549	1000383	0.0025			Universal American		10000010604	1	1
550	1000383	0.0025			Weichert		10000009997	1	1
551	1000383	0.0025			Wintrust		1300009635	1	1
552	1000383	0.0025			Wintrust		10000006860	1	1
553	1000383	0.0025			Wintrust		10000007303	1	1
554	1000383	0.0025			Wintrust		10000008282	1	1
555	1000383	0.0025			Wintrust		10000009608	1	1
556	1000383	0.0025			Wintrust		10000009840	1	1
557	1000383	0.0025			Wintrust		10000010190	1	1
558	1000383	0.0025			Wintrust		10000010285	1	1
559	1000383	0.0025			Wintrust		10000010287	1	1
560	1000383	0.0025			Wintrust		10000010291	1	1
561	1000383	0.0025			Wintrust		10000010477	1	1
562	1000383	0.0025			Wintrust		10000010530	1	1
563	1000383	0.0025			Wintrust		10000010700	1	1
564	1000383	0.0025			Wintrust		10000010969	1	1
565	1000383	0.0025			Wintrust		10000011011	1	1
566	1000383	0.0025			Wintrust		10000011066	1	1
567	1000383	0.0025			WJ Bradley		10000007936	1	1
568	1000383	0.0025			WJ Bradley		10000008107	1	1
569	1000383	0.0025			WJ Bradley		10000009088	1	1
570	1000383	0.0025			WJ Bradley		10000009371	1	1
571	1000383	0.0025			WJ Bradley		10000009734	1	1
572	1000383	0.0025			WJ Bradley		10000010026	1	1
573	1000383	0.0025			WJ Bradley		10000010046	1	1
574	1000383	0.0025			WJ Bradley		10000010157	1	1
575	1000383	0.0025			WJ Bradley		10000010239	1	1
576	1000383	0.0025			WJ Bradley		10000010288	1	1
577	1000383	0.0025			WJ Bradley		10000010450	1	1
578	1000383	0.0025			WJ Bradley		10000010516	1	1
579	1000383	0.0025			WJ Bradley		10000010518	1	1
580	1000383	0.0025			WJ Bradley		10000010523	1	1
581	1000383	0.0025			WJ Bradley		10000010585	1	1
582	1000383	0.0025			WJ Bradley		10000010886	1	1
583	1000383	0.0025			WJ Bradley		10000010888	1	1
584	1000383	0.0025			WJ Bradley		10000011067	1	1
585	1000383	0.0025			WJ Bradley		10000011083	1	1
586	1000383	0.0025			WJ Bradley		10000011109	1	1
587	1000383	0.0025			WJ Bradley		10000011129	1	1
588	1000383	0.0025			WJ Bradley		10000011131	1	1
589	1000383	0.0025			WJ Bradley		10000011161	1	1
590	1000383	0.0025			WJ Bradley		10000011232	1	1
591	1000383	0.0025			WJ Bradley		10000011257	1	1
592	1000383	0.0025			WJ Bradley		10000011260	1	1
593	1000383	0.0025			WJ Bradley		10000011395	1	1
594	1000383	0.0025			WJ Bradley		10000011399	1	1
595	1000383	0.0025			WJ Bradley		10000011631	1	1
596	1000383	0.0025			WJ Bradley		10000011669	1	1
597	1000383	0.0025			WJ Bradley		10000011671	1	1
598	1000383	0.0025			WJ Bradley		10000011744	1	1
599	1000383	0.0025			WJ Bradley		10000011753	1	1

	10	11	12	13	14	15	16	17	18
	HELOC Indicator	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator
1	0	7						1	4
2	0	7						1	4
3	0	7						1	4
4	0	9						1	0
5	0	6						1	4
6	0	7						1	1
7	0	7						1	4
8	0	9						1	4
9	0	7						1	4
10	0	9						1	4
11	0	7						1	0
12	0	9						1	0
13	0	3						1	4
14	0	7						1	0
15	0	7						1	0
16	0	9						1	4
17	0	3						1	0
18	0	9						1	0
19	0	7						1	0
20	0	7						1	4
21	0	3						1	0
22	0	9						1	4
23	0	9						1	0
24	0	9						1	0
25	0	6						1	0
26	0	9						1	0
27	0	7						1	0
28	0	3						1	0
29	0	7						1	0
30	0	9						1	0
31	0	6						1	0
32	0	7						1	0
33	0	9						1	0
34	0	9						1	0
35	0	9						1	0
36	0	6						1	0
37	0	7						1	0
38	0	9						1	0
39	0	9						1	4
40	0	9						1	4
41	0	7						1	1
42	0	3						1	4
43	0	3						1	0
44	0	9						1	0
45	0	9						1	0
46	0	9						1	0
47	0	9						1	0
48	0	9						1	0
49	0	9						1	4
50	0	3						1	0
51	0	3						1	4
52	0	9						1	4
53	0	9						1	4
54	0	9						1	0
55	0	3						1	4
56	0	9						1	0
57	0	7						1	0
58	0	9						1	4
59	0	9						1	4
60	0	7						1	0
61	0	7						1	4
62	0	9						1	4
63	0	9						1	0
64	0	7						1	1
65	0	6						1	0
66	0	9						1	4
67	0	9						1	0
68	0	9						1	4
69	0	7						1	4
70	0	6						1	4
71	0	9						1	4
72	0	9						1	0
73	0	7						1	4
74	0	9						1	0
75	0	9						1	0
76	0	9						1	4
77	0	9						1	0
78	0	7						1	4
79	0	7						1	4
80	0	9						2	0
81	0	9						2	0
82	0	9						2	0
83	0	9						2	0
84	0	9						2	0
85	0	7						5	4
86	0	9						2	0
87	0	9						2	0
88	0	9						2	0
89	0	7						2	1
90	0	9						1	4
91	0	9						2	0
92	0	9						2	0
93	0	9						5	4
94	0	9						5	4
95	0	9						1	0
96	0	7						1	4
97	0	9						2	4
98	0	9						2	0
99	0	7						2	4
100	0	7						2	0
101	0	7						2	0
102	0	7						2	0
103	0	3						2	4
104	0	9						2	0
105	0	6						2	4
106	0	7						5	4
107	0	9						1	0
108	0	7						2	4
109	0	9						2	0
110	0	7						2	4
111	0	3						5	0
112	0	6						2	0
113	0	7						2	4
114	0	9						5	0
115	0	9						1	4
116	0	9						1	0
117	0	9						1	0
118	0	7						1	0
119	0	7						1	0
120	0	7						1	4
121	0	9						1	0
122	0	6						1	0
123	0	9						1	4
124	0	9						1	4
125	0	9						1	0
126	0	9						1	4
127	0	9						1	0
128	0	9						1	4
129	0	9						1	0
130	0	6						1	0
131	0	9						1	0
132	0	3						1	4
133	0	9						1	4
134	0	3						1	0
135	0	9						1	0
136	0	9						1	0
137	0	9						1	4
138	0	9						1	4
139	0	9						1	4
140	0	7						1	4
141	0	9						1	0
142	0	7						1	0
143	0	9						1	4
144	0	9						1	4
145	0	6						1	0
146	0	9						1	0
147	0	9						1	0
148	0	9						1	4
149	0	10						1	0
150	0	9						1	0
151	0	7						1	4
152	0	3						1	4
153	0	7						1	4
154	0	9						1	4
155	0	7						1	0
156	0	7						1	0
157	0	7						1	0
158	0	7						1	0
159	0	7						1	0
160	0	9						1	0
161	0	9						1	4
162	0	7						1	4
163	0	7						1	4
164	0	7						1	1
165	0	9						1	4
166	0	9						1	1
167	0	9						1	4
168	0	3						1	4
169	0	9						1	4
170	0	9						1	4
171	0	9						1	4
172	0	9						1	0
173	0	7						1	4
174	0	9						1	0
175	0	7						1	4
176	0	7						1	4
177	0	9						1	4
178	0	9						1	4
179	0	9						1	4
180	0	9						1	4
181	0	7						1	4
182	0	7						1	4
183	0	9						1	0
184	0	9						1	4
185	0	7						1	4
186	0	7						1	4
187	0	9						5	4
188	0	9						5	0
189	0	9						5	0
190	0	9						5	0
191	0	9						5	4
192	0	7						5	4
193	0	6						5	0
194	0	6						1	4
195	0	3						5	0
196	0	9						1	4
197	0	9						1	4
198	0	7						1	4
199	0	9						1	4
200	0	9						1	4
201	0	7						1	4
202	0	9						1	0
203	0	9						1	4
204	0	7						1	4
205	0	9						1	4
206	0	9						1	4
207	0	9						1	0
208	0	7						1	0
209	0	9						2	0
210	0	3						5	0
211	0	3						5	0
212	0	9						1	4
213	0	6						2	4
214	0	9						5	0
215	0	7						2	4
216	0	9						2	0
217	0	7						1	4
218	0	9						2	4
219	0	7						5	1
220	0	9						2	0
221	0	3						5	0
222	0	9						2	4
223	0	9						2	0
224	0	7						1	4
225	0	9						5	4
226	0	3						5	0
227	0	7						5	4
228	0	7						5	4
229	0	7						5	4
230	0	7						2	4
231	0	7						5	4
232	0	7						5	4
233	0	9						1	4
234	0	9						2	0
235	0	9						2	4
236	0	3						2	4
237	0	7						2	4
238	0	7						5	0
239	0	7						2	4
240	0	9						1	0
241	0	9						1	0
242	0	9						1	0
243	0	9						2	0
244	0	9						1	0
245	0	9						1	0
246	0	9						1	0
247	0	7						1	0
248	0	9						2	0
249	0	9						2	0
250	0	9						2	0
251	0	9						1	0
252	0	9						2	0
253	0	7						2	0
254	0	9						2	0
255	0	7						2	0
256	0	9						1	0
257	0	9						2	0
258	0	7						2	0
259	0	3						1	0
260	0	7						2	0
261	0	6						2	4
262	0	7						2	4
263	0	6						2	0
264	0	9						1	0
265	0	7						1	0
266	0	7						1	4
267	0	9						1	0
268	0	9						1	4
269	0	9						1	4
270	0	9						1	0
271	0	7						1	4
272	0	7						1	4
273	0	9						1	4
274	0	7						1	4
275	0	9						1	4
276	0	6						1	4
277	0	9						1	4
278	0	7						1	4
279	0	9						1	4
280	0	7						1	4
281	0	9						1	4
282	0	7						1	4
283	0	7						1	4
284	0	7						1	4
285	0	7						1	4
286	0	7						1	4
287	0	9						1	4
288	0	7						1	4
289	0	7						1	0
290	0	9						1	4
291	0	7						1	4
292	0	6						1	4
293	0	9						1	4
294	0	3						1	4
295	0	9						1	4
296	0	9						1	4
297	0	7						1	4
298	0	9						1	4
299	0	9						1	4
300	0	9						1	4
301	0	9						1	0
302	0	6						1	1
303	0	9						1	4
304	0	9						1	1
305	0	9						1	0
306	0	9						1	4
307	0	9						1	0
308	0	9						1	0
309	0	7						1	0
310	0	9						1	0
311	0	7						1	4
312	0	9						1	4
313	0	9						1	0
314	0	9						1	4
315	0	6						1	1
316	0	6						1	4
317	0	6						1	1
318	0	9						1	1
319	0	9						1	4
320	0	9						1	4
321	0	7						1	4
322	0	9						1	0
323	0	9						1	4
324	0	9						1	4
325	0	9						1	4
326	0	9						1	4
327	0	9						1	4
328	0	9						1	4
329	0	9						1	4
330	0	9						1	4
331	0	9						1	4
332	0	7						1	4
333	0	3						1	4
334	0	9						1	4
335	0	7						1	4
336	0	9						1	4
337	0	9						1	1
338	0	9						1	0
339	0	9						1	4
340	0	9						1	4
341	0	7						1	4
342	0	7						1	4
343	0	9						1	1
344	0	9						1	4
345	0	7						1	4
346	0	9						1	4
347	0	9						1	4
348	0	9						1	1
349	0	7						1	4
350	0	3						1	1
351	0	9						1	4
352	0	9						1	1
353	0	9						1	0
354	0	9						1	1
355	0	9						1	4
356	0	7						1	0
357	0	7						1	4
358	0	9						1	0
359	0	9						1	4
360	0	7						1	4
361	0	9						1	0
362	0	9						1	0
363	0	9						1	0
364	0	7						1	0
365	0	9						1	0
366	0	7						1	4
367	0	9						1	0
368	0	9						1	0
369	0	9						1	4
370	0	9						1	4
371	0	7						1	4
372	0	7						1	0
373	0	9						1	0
374	0	9						1	0
375	0	3						1	0
376	0	9						1	0
377	0	9						1	0
378	0	9						2	0
379	0	7						2	0
380	0	9						2	0
381	0	3						2	4
382	0	7						2	0
383	0	9						2	0
384	0	9						2	0
385	0	9						2	4
386	0	6						2	0
387	0	7						2	0
388	0	7						2	0
389	0	7						2	4
390	0	9						2	0
391	0	9						2	0
392	0	9						2	4
393	0	3						2	4
394	0	9						2	3
395	0	7						1	4
396	0	9						1	4
397	0	9						1	0
398	0	9						1	4
399	0	9						1	4
400	0	7						1	0
401	0	9						1	4
402	0	7						1	0
403	0	7						1	0
404	0	7						1	0
405	0	7						1	0
406	0	7						1	4
407	0	9						1	4
408	0	9						1	0
409	0	9						1	4
410	0	6						1	4
411	0	9						1	0
412	0	3						1	0
413	0	7						1	4
414	0	9						1	4
415	0	3						1	0
416	0	3						1	4
417	0	9						1	0
418	0	3						1	0
419	0	7						1	4
420	0	3						1	4
421	0	9						1	0
422	0	9						1	0
423	0	9						1	0
424	0	9						1	4
425	0	3						1	0
426	0	9						1	0
427	0	7						1	4
428	0	9						1	4
429	0	3						1	0
430	0	9						1	4
431	0	9						1	0
432	0	9						1	4
433	0	9						1	0
434	0	7						1	4
435	0	6						1	4
436	0	6						1	4
437	0	6						1	4
438	0	7						1	4
439	0	9						1	4
440	0	7						1	4
441	0	7						1	4
442	0	9						5	4
443	0	7						5	0
444	0	9						2	0
445	0	7						2	4
446	0	9						1	4
447	0	9						2	4
448	0	9						2	0
449	0	6						1	4
450	0	7						2	0
451	0	3						2	4
452	0	6						2	0
453	0	7						2	4
454	0	9						2	4
455	0	9						1	4
456	0	7						1	4
457	0	7						1	0
458	0	9						1	0
459	0	7						1	4
460	0	3						1	0
461	0	9						1	0
462	0	9						1	4
463	0	7						1	4
464	0	9						1	0
465	0	9						1	4
466	0	9						1	0
467	0	9						1	0
468	0	9						1	0
469	0	7						1	0
470	0	9						1	0
471	0	7						1	0
472	0	7						1	4
473	0	6						1	0
474	0	6						1	0
475	0	7						1	0
476	0	7						1	0
477	0	9						1	0
478	0	7						1	0
479	0	7						1	0
480	0	7						1	0
481	0	7						1	0
482	0	6						1	0
483	0	6						1	0
484	0	9						1	1
485	0	9						1	4
486	0	7						1	0
487	0	9						1	4
488	0	7						1	4
489	0	9						1	0
490	0	3						1	0
491	0	6						1	4
492	0	7						1	4
493	0	6						1	0
494	0	7						1	4
495	0	9						1	0
496	0	6						1	0
497	0	6						1	0
498	0	9						1	1
499	0	9						1	4
500	0	9						1	0
501	0	9						1	0
502	0	9						1	4
503	0	9						1	0
504	0	9						1	0
505	0	9						1	4
506	0	9						1	4
507	0	6						1	4
508	0	3						1	0
509	0	7						1	4
510	0	9						1	4
511	0	9						1	0
512	0	3						1	4
513	0	7						1	4
514	0	3						1	0
515	0	7						1	0
516	0	7						1	4
517	0	9						1	4
518	0	9						1	0
519	0	9						1	0
520	0	9						1	0
521	0	7						1	4
522	0	9						2	4
523	0	9						2	0
524	0	9						5	4
525	0	9						2	4
526	0	9						2	0
527	0	9						2	4
528	0	9						1	4
529	0	3						5	4
530	0	7						2	4
531	0	7						2	4
532	0	9						2	4
533	0	9						2	4
534	0	9						2	0
535	0	9						2	4
536	0	9						2	0
537	0	9						2	0
538	0	9						2	4
539	0	9						2	0
540	0	6						2	4
541	0	6						2	0
542	0	9						2	4
543	0	7						2	4
544	0	9						2	4
545	0	9						2	0
546	0	9						2	0
547	0	7						1	0
548	0	7						1	0
549	0	9						1	4
550	0	7						1	4
551	0	9						1	4
552	0	9						1	0
553	0	9						1	4
554	0	7						1	0
555	0	7						1	0
556	0	7						1	4
557	0	6						1	4
558	0	7						1	0
559	0	9						1	0
560	0	7						1	0
561	0	7						1	4
562	0	9						1	0
563	0	9						1	4
564	0	7						1	4
565	0	9						1	4
566	0	7						1	4
567	0	9						1	0
568	0	9						1	4
569	0	9						1	0
570	0	9						1	0
571	0	3						1	0
572	0	9						1	4
573	0	7						1	0
574	0	9						1	0
575	0	9						1	4
576	0	9						1	0
577	0	9						1	4
578	0	9						1	0
579	0	9						1	0
580	0	9						1	0
581	0	9						1	0
582	0	7						1	4
583	0	7						1	4
584	0	6						1	0
585	0	7						1	4
586	0	7						1	4
587	0	9						1	0
588	0	7						1	4
589	0	7						1	0
590	0	9						1	0
591	0	6						1	0
592	0	9						1	4
593	0	9						1	0
594	0	7						1	0
595	0	7						1	4
596	0	9						1	0
597	0	7						1	0
598	0	9						1	4
599	0	7						1	0

	19	20	21	22	23	24	25	26	27	28
	Senior Loan Amount(s)	Loan Type of Most Senior Lien	Hybrid Period of Most Senior Lien (in months)	Neg Am Limit of Most Senior Lien	Junior Mortgage Balance	Origination Date of Most Senior Lien	Origination Date	Original Loan Amount	Original Interest Rate	Original Amortization Term
1	0				0		4/3/2013	1085000	0.03875	360
2	0				0		4/16/2013	520000	0.03625	360
3	0				0		4/3/2013	600000	0.0375	360
4	0				150000		3/22/2013	700000	0.0375	360
5	0				0		4/2/2013	875000	0.0375	360
6	0				0		4/2/2013	737600	0.04125	360
7	0				0		4/2/2013	854350	0.03875	360
8	0				0		4/11/2013	501500	0.04	360
9	0				0		4/11/2013	561600	0.0425	360
10	0				0		4/2/2013	467700	0.03875	360
11	0				0		3/8/2013	572000	0.0375	360
12	0				0		4/15/2013	556100	0.0375	360
13	0				0		2/28/2013	492000	0.03875	360
14	0				0		2/12/2013	750000	0.03625	360
15	0				0		2/13/2013	667424	0.0375	360
16	0				0		2/26/2013	492000	0.04	360
17	0				300000		4/2/2013	768000	0.04	360
18	0				0		4/1/2013	644000	0.04125	360
19	0				0		3/11/2013	858000	0.04	360
20	0				0		3/27/2013	608000	0.0375	360
21	0				0		3/14/2013	760000	0.03875	360
22	0				0		3/28/2013	520000	0.03875	360
23	0				0		4/3/2013	689000	0.03875	360
24	0				0		4/15/2013	917000	0.04	360
25	0				0		3/25/2013	880000	0.04	360
26	0				0		4/2/2013	640000	0.04125	360
27	0				0		4/3/2013	678000	0.03875	360
28	0				0		4/11/2013	840000	0.04	360
29	0				0		4/3/2013	652000	0.04	360
30	0				0		4/15/2013	816000	0.03875	360
31	0				0		3/27/2013	700000	0.04	360
32	0				0		4/1/2013	938000	0.03625	360
33	0				0		4/9/2013	710000	0.04	360
34	0				0		3/27/2013	639300	0.03875	360
35	0				0		4/11/2013	812500	0.03875	360
36	0				0		4/5/2013	1410000	0.04	360
37	0				0		4/5/2013	800000	0.03875	360
38	0				0		3/5/2013	605000	0.04375	360
39	0				0		3/14/2013	570000	0.04	360
40	0				0		3/27/2013	660000	0.0375	360
41	0				0		4/12/2013	892000	0.03875	360
42	0				0		3/28/2013	1150000	0.0375	360
43	0				0		4/11/2013	850000	0.0375	360
44	0				0		4/2/2013	815000	0.03625	360
45	0				0		3/30/2013	877500	0.03625	360
46	0				31000		4/9/2013	701190	0.0375	360
47	0				0		4/4/2013	1150000	0.0325	360
48	0				75000		4/10/2013	786000	0.03875	360
49	0				0		4/10/2013	697000	0.0375	360
50	0				300000		3/22/2013	980000	0.0375	360
51	0				0		3/27/2013	824000	0.0375	360
52	0				0		4/3/2013	700000	0.0375	360
53	0				0		3/28/2013	508800	0.0375	360
54	0				0		3/27/2013	824000	0.0375	360
55	0				0		4/5/2013	1012000	0.0375	360
56	0				0		3/29/2013	523000	0.0375	360
57	0				0		3/18/2013	800000	0.04	360
58	0				0		3/21/2013	895000	0.0375	360
59	0				0		4/11/2013	625000	0.04125	360
60	0				0		4/2/2013	615000	0.0425	360
61	0				0		4/3/2013	1530000	0.04	360
62	0				0		4/10/2013	999999	0.03875	360
63	0				0		4/8/2013	682500	0.03875	360
64	0				0		4/10/2013	1400000	0.03625	360
65	0				0		3/27/2013	1500000	0.03875	360
66	0				0		4/9/2013	930000	0.0375	360
67	0				0		4/9/2013	650000	0.04125	360
68	0				0		4/1/2013	975000	0.03875	360
69	0				0		4/8/2013	896000	0.04	360
70	0				0		3/22/2013	549750	0.04	360
71	0				0		4/8/2013	1056814	0.0375	360
72	0				130000		4/3/2013	612500	0.04	360
73	0				0		4/9/2013	675000	0.0375	360
74	0				0		3/25/2013	820000	0.03875	360
75	0				0		3/30/2013	1440850	0.0375	360
76	0				0		4/15/2013	540500	0.0375	360
77	0				0		4/4/2013	506200	0.03875	360
78	0				0		4/10/2013	688000	0.0375	360
79	0				0		4/9/2013	659200	0.04125	360
80	0				0		3/8/2013	733000	0.03875	360
81	0				0		4/2/2013	750000	0.04	360
82	0				81000		3/28/2013	705000	0.0375	360
83	0				0		3/21/2013	903000	0.04	360
84	0				121158		3/25/2013	750000	0.0375	360
85	0				0		3/15/2013	787500	0.03875	360
86	0				0		2/26/2013	823000	0.03875	360
87	0				0		3/26/2013	720000	0.03875	360
88	0				0		3/19/2013	985000	0.03875	360
89	0				0		3/29/2013	800000	0.0375	360
90	0				0		3/27/2013	806000	0.03875	360
91	0				0		4/3/2013	715000	0.04	360
92	0				0		3/6/2013	703000	0.03875	360
93	0				0		3/28/2013	770000	0.03875	360
94	0				0		4/3/2013	730000	0.04	360
95	0				0		4/3/2013	1228100	0.04	360
96	0				0		4/5/2013	706500	0.04	360
97	0				0		4/5/2013	765000	0.0375	360
98	0				0		3/22/2013	615000	0.0425	360
99	0				0		3/29/2013	1121250	0.03875	360
100	0				0		3/19/2013	1200000	0.0375	360
101	0				0		4/1/2013	900000	0.0375	360
102	0				0		4/15/2013	600000	0.0375	360
103	0				0		4/4/2013	1110000	0.04	360
104	0				0		3/22/2013	975000	0.04125	360
105	0				0		3/29/2013	728000	0.03875	360
106	0				0		3/26/2013	971250	0.03875	360
107	0				0		4/11/2013	532000	0.04	360
108	0				0		4/8/2013	637500	0.04125	360
109	0				0		3/29/2013	1070000	0.0375	360
110	0				0		4/2/2013	620000	0.04	360
111	0				0		4/1/2013	845000	0.0425	360
112	0				0		4/8/2013	688000	0.0425	360
113	0				0		4/5/2013	600000	0.04125	360
114	0				0		4/16/2013	690000	0.0425	360
115	0				0		4/15/2013	648000	0.03625	360
116	0				0		4/16/2013	513800	0.03625	360
117	0				0		4/3/2013	676000	0.04125	360
118	0				0		3/27/2013	660000	0.03875	360
119	0				0		4/9/2013	514000	0.0375	360
120	0				0		4/15/2013	950000	0.03875	360
121	0				0		4/2/2013	1100000	0.03625	360
122	0				0		4/1/2013	825000	0.03625	360
123	0				0		3/12/2013	664000	0.03875	360
124	0				0		4/2/2013	1082000	0.0375	360
125	0				0		3/28/2013	1053000	0.04	360
126	0				0		3/21/2013	587600	0.04	360
127	0				0		3/19/2013	910000	0.03875	360
128	0				0		4/5/2013	680000	0.04	360
129	0				0		4/9/2013	693000	0.03875	360
130	0				0		4/1/2013	664800	0.03875	360
131	0				0		4/5/2013	848500	0.035	360
132	0				0		5/1/2013	910000	0.03	180
133	0				0		4/11/2013	541000	0.04125	360
134	0				0		4/16/2013	880700	0.0325	360
135	0				0		3/21/2013	552550	0.035	360
136	0				0		3/22/2013	539500	0.03875	360
137	0				0		3/27/2013	700000	0.03875	360
138	0				0		3/25/2013	657000	0.04	360
139	0				0		4/10/2013	460000	0.0375	360
140	0				0		3/28/2013	780000	0.03625	360
141	0				0		3/29/2013	764471	0.04	360
142	0				0		4/15/2013	644000	0.04	360
143	0				0		4/1/2013	557000	0.0375	360
144	0				0		4/11/2013	506000	0.03875	360
145	0				0		3/22/2013	920000	0.03875	360
146	0				0		3/25/2013	540000	0.04	360
147	0				0		4/11/2013	870000	0.0375	360
148	0				0		4/4/2013	822000	0.0375	360
149	0				0		4/10/2013	600000	0.03625	360
150	0				0		4/10/2013	628230	0.0375	300
151	0				0		4/8/2013	532000	0.03875	360
152	0				0		4/5/2013	575000	0.03875	360
153	0				0		4/11/2013	719600	0.04	360
154	0				150000		3/20/2013	557000	0.03625	360
155	0				0		3/28/2013	752000	0.0375	360
156	0				0		3/26/2013	737876	0.03625	360
157	0				0		3/21/2013	1117755	0.03625	360
158	0				0		3/29/2013	743802	0.03625	360
159	0				0		4/12/2013	672000	0.03875	360
160	0				400000		4/10/2013	1500000	0.0375	360
161	0				0		3/29/2013	715500	0.03875	360
162	0				0		4/8/2013	560000	0.03875	360
163	0				0		3/19/2013	951960	0.035	360
164	0				0		3/6/2013	752500	0.03375	360
165	0				0		4/3/2013	649000	0.04125	360
166	0				0		3/21/2013	503000	0.0375	360
167	0				0		4/10/2013	562500	0.03625	360
168	0				110000		11/28/2012	460000	0.03125	180
169	0				0		3/25/2013	1100000	0.0375	360
170	0				0		4/2/2013	512000	0.03875	360
171	0				0		4/12/2013	732500	0.0375	360
172	0				0		4/8/2013	775000	0.0375	360
173	0				0		3/22/2013	681189	0.0375	360
174	0				0		4/11/2013	491000	0.03875	360
175	0				0		4/15/2013	528000	0.03625	360
176	0				0		4/16/2013	600000	0.04	360
177	0				0		3/28/2013	600000	0.03875	360
178	0				0		3/22/2013	620000	0.04	360
179	0				0		4/12/2013	576000	0.03625	360
180	0				0		3/25/2013	661000	0.03875	360
181	0				0		3/28/2013	578400	0.03875	360
182	0				0		4/15/2013	692000	0.03625	360
183	0				0		4/10/2013	625000	0.03875	360
184	0				0		4/9/2013	688000	0.03875	360
185	0				0		4/12/2013	720800	0.04	360
186	0				0		4/12/2013	521600	0.03875	360
187	0				0		3/11/2013	663750	0.04	360
188	0				0		2/15/2013	826200	0.0375	360
189	0				0		3/5/2013	672000	0.04	360
190	0				0		3/4/2013	523500	0.0375	360
191	0				0		2/22/2013	687000	0.03875	360
192	0				0		3/29/2013	763000	0.03875	360
193	0				0		4/1/2013	670400	0.04	360
194	0				0		2/28/2013	680000	0.0425	360
195	0				0		3/22/2013	955000	0.03875	360
196	0				0		3/28/2013	700000	0.03875	360
197	0				0		4/1/2013	727000	0.03875	360
198	0				0		4/16/2013	798400	0.04	360
199	0				0		3/29/2013	699000	0.0375	360
200	0				0		3/18/2013	740000	0.0375	360
201	0				0		3/25/2013	601600	0.0375	360
202	0				0		4/16/2013	703800	0.03875	360
203	0				0		4/9/2013	697000	0.04	360
204	0				0		4/10/2013	708000	0.04	360
205	0				150000		4/12/2013	654000	0.03875	360
206	0				0		4/4/2013	478500	0.03875	360
207	0				0		4/10/2013	630200	0.035	360
208	0				0		4/11/2013	1200000	0.0375	360
209	0				125000		4/1/2013	643500	0.03875	360
210	0				0		3/28/2013	850000	0.0425	360
211	0				0		3/8/2013	820000	0.045	360
212	0				63000		3/22/2013	577000	0.04	360
213	0				0		3/28/2013	1000000	0.0425	360
214	0				0		3/27/2013	472000	0.045	360
215	0				0		3/8/2013	519951	0.04	360
216	0				0		3/27/2013	692000	0.04125	360
217	0				0		3/21/2013	540000	0.03875	360
218	0				0		3/29/2013	680000	0.04	360
219	0				0		2/28/2013	920000	0.04	360
220	0				0		4/1/2013	795000	0.04	360
221	0				0		3/29/2013	773500	0.04125	360
222	0				43722		4/4/2013	556500	0.04	360
223	0				59465		3/27/2013	887500	0.04125	360
224	0				0		3/29/2013	448000	0.0375	360
225	0				0		4/4/2013	794000	0.03875	360
226	0				0		4/3/2013	695000	0.03875	360
227	0				0		4/1/2013	771750	0.04	360
228	0				0		4/10/2013	880000	0.04125	360
229	0				0		3/27/2013	604200	0.045	360
230	0				0		4/2/2013	715600	0.04375	360
231	0				0		4/11/2013	700000	0.03875	360
232	0				0		4/11/2013	1000000	0.04375	360
233	0				0		3/13/2013	684750	0.03625	360
234	0				0		4/12/2013	733300	0.03875	360
235	0				0		4/4/2013	521000	0.03875	360
236	0				0		4/12/2013	835200	0.04	360
237	0				0		3/21/2013	732000	0.03875	360
238	0				0		4/3/2013	750000	0.04	360
239	0				0		4/10/2013	999999	0.04	360
240	0				0		12/24/2012	920000	0.03625	360
241	0				0		4/6/2013	700000	0.0375	360
242	0				0		4/3/2013	701000	0.0375	360
243	0				0		3/16/2013	1039800	0.035	360
244	0				550000		3/25/2013	997113	0.035	360
245	0				0		3/20/2013	665000	0.03375	360
246	0				90000		4/5/2013	692300	0.03625	360
247	0				0		4/8/2013	744000	0.0375	360
248	0				0		4/5/2013	808000	0.0375	360
249	0				52000		4/2/2013	962000	0.03875	360
250	0				0		3/29/2013	714950	0.03875	360
251	0				0		3/27/2013	942500	0.0375	360
252	0				0		4/3/2013	854000	0.0375	360
253	0				0		3/22/2013	920000	0.03875	360
254	0				120000		4/2/2013	706500	0.0375	360
255	0				0		4/5/2013	732000	0.03875	360
256	0				0		4/8/2013	1100000	0.03375	360
257	0				0		4/5/2013	878000	0.0375	360
258	0				0		4/2/2013	632000	0.04125	360
259	0				0		4/8/2013	635000	0.03625	360
260	0				0		4/4/2013	517000	0.03875	360
261	0				0		4/2/2013	688000	0.03875	360
262	0				0		4/5/2013	1000000	0.04	360
263	0				0		4/12/2013	1000000	0.03875	360
264	0				0		4/3/2013	930000	0.04	360
265	0				0		4/1/2013	1000000	0.04	360
266	0				0		1/15/2013	1207500	0.035	360
267	0				0		2/11/2013	970000	0.035	360
268	0				0		3/27/2013	720000	0.035	360
269	0				0		3/7/2013	1468000	0.03375	360
270	0				0		3/5/2013	1965000	0.035	360
271	0				0		2/26/2013	500000	0.035	360
272	0				0		3/21/2013	999200	0.03375	360
273	0				0		3/12/2013	667000	0.03875	360
274	0				0		3/18/2013	1000000	0.03625	360
275	0				0		3/15/2013	731000	0.03875	360
276	0				0		3/26/2013	864000	0.03875	360
277	0				0		3/14/2013	950000	0.035	360
278	0				0		3/15/2013	768800	0.03875	360
279	0				0		4/5/2013	980000	0.04	360
280	0				0		4/10/2013	584000	0.03875	360
281	0				0		3/29/2013	843750	0.0375	360
282	0				0		3/19/2013	556000	0.04125	360
283	0				0		4/2/2013	1192500	0.0375	360
284	0				0		3/28/2013	640000	0.03875	360
285	0				0		3/26/2013	494500	0.03625	360
286	0				0		4/10/2013	593600	0.0375	360
287	0				0		4/10/2013	710000	0.03875	360
288	0				0		4/2/2013	1020000	0.0375	360
289	0				0		3/26/2013	447300	0.0375	360
290	0				75000		3/22/2013	660000	0.0375	360
291	0				0		3/28/2013	696000	0.0375	360
292	0				0		4/5/2013	463600	0.0375	360
293	0				0		4/1/2013	927500	0.03625	360
294	0				0		4/15/2013	651500	0.04	360
295	0				0		4/12/2013	670000	0.03625	360
296	0				0		4/4/2013	955000	0.0375	360
297	0				0		3/29/2013	588800	0.0375	360
298	0				0		3/22/2013	735500	0.03875	360
299	0				75000		4/10/2013	653000	0.04	360
300	0				0		3/29/2013	650000	0.03625	360
301	0				0		3/28/2013	1035500	0.035	360
302	0				0		4/9/2013	908000	0.04	360
303	0				0		4/15/2013	660000	0.0375	360
304	0				0		4/8/2013	780000	0.03875	360
305	0				0		4/10/2013	695000	0.03625	360
306	0				0		4/12/2013	720000	0.0375	360
307	0				0		4/16/2013	508000	0.03875	360
308	0				200000		4/11/2013	600000	0.0375	360
309	0				0		4/10/2013	800000	0.03875	360
310	0				0		4/5/2013	686000	0.03875	360
311	0				0		3/28/2013	494250	0.0375	360
312	0				0		4/5/2013	1000000	0.03875	360
313	0				0		4/11/2013	750000	0.04	360
314	0				64900		4/5/2013	506000	0.04	360
315	0				0		3/22/2013	723000	0.03625	360
316	0				0		3/29/2013	900000	0.03625	360
317	0				0		4/12/2013	537040	0.0375	360
318	0				0		4/8/2013	695000	0.03875	360
319	0				0		4/8/2013	545000	0.03875	360
320	0				0		4/12/2013	831000	0.03875	360
321	0				0		3/29/2013	825200	0.03625	360
322	0				45000		4/4/2013	806000	0.0375	360
323	0				0		3/26/2013	872000	0.03625	360
324	0				0		4/29/2013	729000	0.03	180
325	0				0		4/3/2013	1350000	0.03625	360
326	0				0		3/18/2013	995000	0.035	360
327	0				0		3/30/2013	660500	0.03875	360
328	0				0		3/27/2013	1080000	0.0375	360
329	0				0		3/13/2013	497006	0.0375	360
330	0				0		3/22/2013	560500	0.04	360
331	0				0		3/29/2013	665600	0.0425	360
332	0				0		3/29/2013	972800	0.03875	360
333	0				0		3/29/2013	650000	0.03875	360
334	0				0		4/11/2013	495500	0.0375	360
335	0				0		4/1/2013	725000	0.03875	360
336	0				0		4/11/2013	735000	0.03875	360
337	0				0		4/5/2013	943000	0.03625	360
338	0				285316		4/15/2013	679000	0.04	360
339	0				0		4/11/2013	803000	0.04	360
340	0				0		4/12/2013	518000	0.0375	360
341	0				0		4/3/2013	592000	0.03625	360
342	0				0		3/28/2013	548000	0.04	360
343	0				0		4/8/2013	770000	0.03875	360
344	0				0		3/29/2013	510000	0.04125	360
345	0				0		4/16/2013	500000	0.0375	360
346	0				0		4/2/2013	590000	0.0375	360
347	0				0		4/3/2013	498400	0.03875	360
348	0				0		3/29/2013	639000	0.0425	360
349	0				0		4/11/2013	572000	0.03875	360
350	0				0		4/10/2013	525000	0.0375	360
351	0				82580		4/11/2013	560000	0.04125	360
352	0				25000		4/11/2013	688000	0.03875	360
353	0				200000		4/11/2013	700000	0.0375	360
354	0				0		4/16/2013	860000	0.04	360
355	0				0		3/28/2013	500000	0.04	360
356	0				0		4/9/2013	920000	0.04	360
357	0				0		4/8/2013	999000	0.0375	360
358	0				0		4/15/2013	966000	0.0375	360
359	0				0		3/19/2013	905000	0.03625	360
360	0				0		4/12/2013	1031250	0.04	360
361	0				0		4/3/2013	801000	0.04	360
362	0				0		4/9/2013	769500	0.03875	360
363	0				0		4/15/2013	684000	0.035	360
364	0				0		3/11/2013	1056720	0.03625	360
365	0				0		4/11/2013	627311	0.03625	360
366	0				0		4/12/2013	500000	0.04	360
367	0				0		4/13/2013	675000	0.04	360
368	0				0		4/13/2013	615000	0.04	360
369	0				0		4/12/2013	1481974	0.03875	360
370	0				0		4/12/2013	600000	0.03875	360
371	0				0		4/12/2013	587000	0.03875	360
372	0				0		4/15/2013	820000	0.03875	360
373	0				0		4/8/2013	515800	0.0375	360
374	0				0		4/16/2013	571000	0.04	360
375	0				0		3/21/2013	500000	0.0375	360
376	0				0		4/11/2013	625000	0.03875	360
377	0				0		4/12/2013	943000	0.03875	360
378	0				0		4/11/2013	1304500	0.03875	360
379	0				0		4/3/2013	968000	0.03875	360
380	0				0		4/8/2013	1548850	0.04	360
381	0				0		3/19/2013	910000	0.04	360
382	0				0		3/15/2013	624000	0.0375	360
383	0				0		4/8/2013	967000	0.03875	360
384	0				0		3/28/2013	733000	0.04	360
385	0				450000		4/5/2013	625000	0.0375	360
386	0				0		3/29/2013	788900	0.03625	360
387	0				0		4/5/2013	580000	0.04	360
388	0				0		4/4/2013	956250	0.03875	360
389	0				0		4/12/2013	760000	0.035	360
390	0				0		4/12/2013	624000	0.04125	360
391	0				0		4/8/2013	1220000	0.03875	360
392	0				0		4/12/2013	603200	0.03875	360
393	0				0		4/11/2013	1000000	0.03875	360
394	0				500000		4/11/2013	935000	0.0375	360
395	0				0		4/5/2013	692000	0.0375	360
396	0				0		4/10/2013	640000	0.04	360
397	0				0		3/30/2013	499999	0.0375	360
398	0				0		3/25/2013	645000	0.04125	360
399	0				0		3/7/2013	668000	0.0375	360
400	0				0		3/8/2013	1050000	0.0375	360
401	0				0		4/5/2013	536250	0.04125	360
402	0				0		4/8/2013	1470000	0.0375	360
403	0				0		3/21/2013	999000	0.04	360
404	0				0		4/4/2013	752000	0.03875	360
405	0				0		4/10/2013	772000	0.04	360
406	0				0		4/12/2013	665000	0.0425	360
407	0				0		4/11/2013	614000	0.04	360
408	0				0		4/15/2013	997500	0.03875	360
409	0				0		4/10/2013	760000	0.03875	360
410	0				0		4/4/2013	1120000	0.03875	360
411	0				0		4/2/2013	968850	0.0375	360
412	0				0		3/28/2013	562500	0.0425	360
413	0				0		4/12/2013	529600	0.03625	360
414	0				115000		3/22/2013	1200000	0.03875	360
415	0				0		4/3/2013	1550000	0.03875	360
416	0				0		4/4/2013	515000	0.0375	360
417	0				0		4/9/2013	713500	0.0375	360
418	0				0		3/26/2013	850000	0.03375	360
419	0				0		4/16/2013	583200	0.03875	360
420	0				0		3/26/2013	780000	0.0375	360
421	0				0		4/1/2013	611000	0.03625	360
422	0				0		4/5/2013	599000	0.03625	360
423	0				0		3/27/2013	803000	0.03625	360
424	0				0		4/12/2013	720000	0.04	360
425	0				0		4/12/2013	650000	0.03625	360
426	0				0		4/3/2013	865000	0.03875	360
427	0				0		4/8/2013	580000	0.03375	360
428	0				0		4/16/2013	1000000	0.03875	360
429	0				0		4/5/2013	542500	0.0425	360
430	0				0		4/10/2013	805000	0.0375	360
431	0				0		4/5/2013	753000	0.0375	360
432	0				0		4/12/2013	693000	0.03875	360
433	0				0		3/26/2013	556900	0.03625	360
434	0				0		4/9/2013	960000	0.0375	360
435	0				0		4/12/2013	1000000	0.03875	360
436	0				0		4/9/2013	551200	0.03875	360
437	0				0		4/11/2013	632000	0.035	360
438	0				0		4/1/2013	444000	0.0375	360
439	0				0		4/11/2013	1000000	0.035	360
440	0				0		4/15/2013	745000	0.03625	360
441	0				0		4/12/2013	1500000	0.0375	360
442	0				0		4/9/2013	520000	0.04375	360
443	0				0		4/3/2013	840000	0.03625	360
444	0				0		3/25/2013	536000	0.0375	360
445	0				0		4/2/2013	529800	0.03875	360
446	0				0		4/10/2013	642300	0.03875	360
447	0				0		3/22/2013	690000	0.0375	360
448	0				0		3/28/2013	708000	0.04	360
449	0				0		3/25/2013	999900	0.035	360
450	0				0		3/22/2013	688800	0.04	360
451	0				0		4/2/2013	775000	0.04	360
452	0				0		4/1/2013	900000	0.0375	360
453	0				0		4/4/2013	511900	0.04375	360
454	0				0		4/8/2013	686000	0.03875	360
455	0				0		2/28/2013	1000000	0.03625	180
456	0				0		3/29/2013	520000	0.04	360
457	0				0		3/29/2013	508000	0.035	360
458	0				0		3/28/2013	520000	0.0375	360
459	0				0		4/12/2013	574400	0.0375	360
460	0				0		4/9/2013	1600000	0.03875	360
461	0				0		3/29/2013	675000	0.03625	360
462	0				0		4/8/2013	670500	0.03875	360
463	0				0		4/12/2013	600000	0.03875	360
464	0				0		4/9/2013	855000	0.03875	360
465	0				0		3/11/2013	730000	0.04	360
466	0				0		3/25/2013	695000	0.03875	360
467	0				0		4/2/2013	948000	0.04125	360
468	0				0		3/25/2013	706000	0.0375	360
469	0				0		4/3/2013	1125000	0.03625	360
470	0				0		3/22/2013	725000	0.0375	360
471	0				0		3/22/2013	750000	0.0375	360
472	0				0		3/22/2013	692000	0.03875	360
473	0				0		4/1/2013	745000	0.0375	360
474	0				0		3/26/2013	1000000	0.0375	360
475	0				0		4/1/2013	987000	0.03875	360
476	0				0		3/26/2013	1750000	0.035	360
477	0				0		4/10/2013	885000	0.04	360
478	0				0		4/5/2013	812000	0.03875	360
479	0				0		4/1/2013	956250	0.03875	360
480	0				0		4/1/2013	739700	0.03875	360
481	0				0		4/9/2013	630000	0.0375	360
482	0				0		4/8/2013	1000000	0.04	360
483	0				0		4/10/2013	936000	0.04	360
484	0				0		4/8/2013	792000	0.03875	360
485	0				0		3/29/2013	1190000	0.0375	360
486	0				0		4/16/2013	749723	0.03875	360
487	0				0		4/15/2013	600000	0.03875	360
488	0				0		4/15/2013	460000	0.0375	360
489	0				0		3/22/2013	912000	0.04	360
490	0				0		4/11/2013	632000	0.03875	360
491	0				0		4/12/2013	561960	0.03875	360
492	0				0		4/12/2013	720000	0.0375	360
493	0				0		2/21/2013	700000	0.0375	360
494	0				0		4/15/2013	1425000	0.03625	360
495	0				0		3/8/2013	600000	0.03625	360
496	0				0		4/3/2013	660000	0.0375	360
497	0				0		4/5/2013	848000	0.03875	360
498	0				0		3/21/2013	1163000	0.03625	360
499	0				0		3/18/2013	1200000	0.03625	360
500	0				0		2/21/2013	580000	0.0375	360
501	0				0		3/20/2013	650300	0.03875	360
502	0				0		3/25/2013	717000	0.0375	360
503	0				0		3/19/2013	704100	0.0375	360
504	0				0		4/8/2013	1000000	0.04	360
505	0				0		3/29/2013	747000	0.03875	360
506	0				0		3/29/2013	711240	0.0375	360
507	0				0		4/1/2013	508000	0.03875	360
508	0				0		3/20/2013	600000	0.03625	360
509	0				0		4/10/2013	1000000	0.03625	360
510	0				0		4/4/2013	899000	0.03875	360
511	0				0		4/16/2013	826000	0.03625	360
512	0				0		4/9/2013	650000	0.0375	360
513	0				0		3/22/2013	507200	0.03875	360
514	0				0		3/26/2013	516000	0.0375	360
515	0				0		4/11/2013	603750	0.0375	360
516	0				0		4/15/2013	613600	0.03875	360
517	0				0		3/7/2013	1020000	0.03875	360
518	0				0		3/27/2013	680000	0.03875	360
519	0				0		4/10/2013	1119000	0.035	360
520	0				0		3/29/2013	1060000	0.0375	360
521	0				0		4/8/2013	559200	0.04	360
522	0				0		4/12/2013	689500	0.03875	360
523	0				0		3/12/2013	1000000	0.04	360
524	0				0		2/5/2013	1232500	0.035	360
525	0				0		3/29/2013	688000	0.0375	360
526	0				0		3/15/2013	530000	0.0375	360
527	0				0		4/12/2013	496000	0.03875	360
528	0				0		4/3/2013	695550	0.0375	360
529	0				0		3/12/2013	800000	0.04125	360
530	0				0		4/5/2013	588000	0.03875	360
531	0				0		3/28/2013	810000	0.03875	360
532	0				0		3/22/2013	503750	0.04125	360
533	0				305000		4/10/2013	915000	0.0375	360
534	0				0		3/22/2013	930000	0.04	360
535	0				0		3/25/2013	1360000	0.03875	360
536	0				0		3/22/2013	864000	0.0425	360
537	0				0		4/3/2013	781000	0.0425	360
538	0				178800		4/10/2013	902000	0.04	360
539	0				70000		4/8/2013	547650	0.04	360
540	0				0		4/11/2013	496000	0.04	360
541	0				0		4/15/2013	720000	0.03875	360
542	0				0		4/11/2013	875000	0.04	360
543	0				0		4/15/2013	583200	0.04	360
544	0				0		4/11/2013	660000	0.04375	360
545	0				0		4/8/2013	757000	0.0375	360
546	0				0		4/12/2013	546000	0.03875	360
547	0				0		3/27/2013	448500	0.03875	360
548	0				0		2/28/2013	489512	0.0425	360
549	0				0		3/27/2013	742100	0.03875	360
550	0				0		4/2/2013	799200	0.04	360
551	0				0		3/26/2013	643000	0.0375	360
552	0				0		3/28/2013	552000	0.03875	360
553	0				0		4/9/2013	533000	0.03375	360
554	0				0		4/1/2013	660000	0.0375	360
555	0				0		4/10/2013	836000	0.03875	360
556	0				0		3/27/2013	556000	0.03875	360
557	0				0		4/8/2013	472000	0.0375	360
558	0				0		4/1/2013	770400	0.03875	360
559	0				0		4/12/2013	1190000	0.03875	360
560	0				0		4/16/2013	971200	0.0375	360
561	0				0		4/15/2013	588900	0.035	360
562	0				0		4/8/2013	810400	0.0375	360
563	0				0		4/12/2013	628000	0.04	360
564	0				0		4/12/2013	519000	0.03875	360
565	0				0		4/15/2013	800000	0.03875	360
566	0				0		4/12/2013	476000	0.0375	360
567	0				0		4/5/2013	715700	0.0375	360
568	0				0		4/10/2013	714000	0.035	360
569	0				0		3/29/2013	1000000	0.03875	360
570	0				0		4/2/2013	672600	0.03875	360
571	0				0		4/3/2013	590000	0.03875	360
572	0				0		4/15/2013	621600	0.03875	360
573	0				0		4/10/2013	720000	0.0375	360
574	0				0		3/22/2013	510000	0.03625	360
575	0				0		3/27/2013	673500	0.0375	360
576	0				0		4/16/2013	998200	0.03875	360
577	0				0		4/3/2013	775000	0.0375	360
578	0				0		4/1/2013	681000	0.0375	360
579	0				0		4/3/2013	689500	0.04	360
580	0				0		4/2/2013	610000	0.03875	360
581	0				0		3/25/2013	712100	0.03875	360
582	0				0		4/11/2013	672000	0.03875	360
583	0				0		3/25/2013	948000	0.0375	360
584	0				0		4/11/2013	1088625	0.0425	360
585	0				0		4/15/2013	620000	0.04	360
586	0				0		4/11/2013	997500	0.04	360
587	0				0		4/8/2013	700500	0.04125	360
588	0				0		4/12/2013	720000	0.0375	360
589	0				0		4/9/2013	676000	0.04375	360
590	0				0		4/10/2013	697100	0.03875	360
591	0				0		3/29/2013	860000	0.0375	360
592	0				0		4/2/2013	881000	0.04125	360
593	0				0		4/10/2013	739000	0.03875	360
594	0				0		4/10/2013	792000	0.04	360
595	0				0		4/3/2013	688000	0.04	360
596	0				0		4/9/2013	922000	0.04	360
597	0				0		4/12/2013	850000	0.03875	360
598	0				0		4/8/2013	1050000	0.03875	360
599	0				0		4/15/2013	792000	0.03875	360

	29	30	31	32	33	34	35	36	37	38	39	40
	Original Term to Maturity	First Payment Date of Loan	Interest Type Indicator	Original Interest Only Term	Buy Down Period	HELOC Draw Period	Current Loan Amount	Current Interest Rate	Current Payment Amount Due	Interest Paid Through Date	Current Payment Status	Index Type
1	360	6/1/2013	1	0	0		1083401.58	0.03875	5102.07	6/1/2013	0	0
2	360	6/1/2013	1	0	0		519199.36	0.03625	2371.47	6/1/2013	0	0
3	360	6/1/2013	1	0	0		599096.31	0.0375	2778.69	6/1/2013	0	0
4	360	5/1/2013	1	0	0		697129.9	0.0375	3241.81	6/1/2013	0	0
5	360	6/1/2013	1	0	0		873682.12	0.0375	4052.26	6/1/2013	0	0
6	360	6/1/2013	1	0	0		736560.72	0.04125	3574.78	6/1/2013	0	0
7	360	5/1/2013	1	0	0		851828.67	0.03875	4017.47	6/1/2013	0	0
8	360	6/1/2013	1	0	0		500777.43	0.04	2394.24	6/1/2013	0	0
9	360	6/1/2013	1	0	0		560826.27	0.0425	2762.73	6/1/2013	0	0
10	360	6/1/2013	1	0	0		467010.98	0.03875	2199.3	6/1/2013	0	0
11	360	5/1/2013	1	0	0		570274.27	0.0375	2649.02	6/1/2013	0	0
12	360	6/1/2013	1	0	0		555262.42	0.0375	2575.39	6/1/2013	0	0
13	360	4/1/2013	1	0	0		489818.51	0.03875	2313.57	6/1/2013	0	0
14	360	4/1/2013	1	0	0		744522.25	0.03625	3420.38	6/1/2013	0	0
15	360	4/1/2013	1	0	0		664398.85	0.0375	3090.94	6/1/2013	0	0
16	360	4/1/2013	1	0	0		489866.27	0.04	2348.88	6/1/2013	0	0
17	360	6/1/2013	1	0	0		766893.45	0.04	3666.55	6/1/2013	0	0
18	360	6/1/2013	1	0	0		643092.61	0.04125	3121.14	6/1/2013	0	0
19	360	5/1/2013	1	0	0		855523.34	0.04	4096.22	6/1/2013	0	0
20	360	5/1/2013	1	0	0		606165.66	0.0375	2815.74	6/1/2013	0	0
21	360	5/1/2013	1	0	0		757757.12	0.03875	3573.8	6/1/2013	0	0
22	360	5/1/2013	1	0	0		518465.4	0.03875	2445.23	6/1/2013	0	0
23	360	6/1/2013	1	0	0		687984.97	0.03875	3239.93	6/1/2013	0	0
24	360	6/1/2013	1	0	0		915678.77	0.04	4377.9	6/1/2013	0	0
25	360	5/1/2013	1	0	0		877459.94	0.04	4201.25	6/1/2013	0	0
26	360	6/1/2013	1	0	0		639098.24	0.04125	3101.76	6/1/2013	0	0
27	360	6/1/2013	1	0	0		677001.17	0.03875	3188.21	6/1/2013	0	0
28	360	6/1/2013	1	0	0		838789.71	0.04	4010.29	6/1/2013	0	0
29	360	6/1/2013	1	0	0		651060.58	0.04	3112.75	6/1/2013	0	0
30	360	6/1/2013	1	0	0		814797.87	0.03875	3837.13	6/1/2013	0	0
31	360	5/1/2013	1	0	0		697979.48	0.04	3341.91	6/1/2013	0	0
32	360	6/1/2013	1	0	0		936555.78	0.03625	4277.76	6/1/2013	0	0
33	360	6/1/2013	1	0	0		708977.02	0.04	3389.65	6/1/2013	0	0
34	360	5/1/2013	1	0	0		637413.31	0.03875	3006.23	6/1/2013	0	0
35	360	6/1/2013	1	0	0		811303.02	0.03875	3820.68	6/1/2013	0	0
36	360	6/1/2013	1	0	0		1407968.44	0.04	6731.56	6/1/2013	0	0
37	360	6/1/2013	1	0	0		798821.43	0.03875	3761.9	6/1/2013	0	0
38	360	5/1/2013	1	0	0		603367.13	0.04375	3020.68	6/1/2013	0	0
39	360	5/1/2013	1	0	0		568354.72	0.04	2721.27	6/1/2013	0	0
40	360	5/1/2013	1	0	0		658008.77	0.0375	3056.56	6/1/2013	0	0
41	360	6/1/2013	1	0	0		890685.91	0.03875	4194.51	6/1/2013	0	0
42	360	5/1/2013	1	0	0		1146530.43	0.0375	5325.83	6/1/2013	0	0
43	360	6/1/2013	1	0	0		848719.77	0.0375	3936.48	6/1/2013	0	0
44	360	6/1/2013	1	0	0		813745.16	0.03625	3716.82	6/1/2013	0	0
45	360	5/1/2013	1	0	0		874793.78	0.03625	4001.85	6/1/2013	0	0
46	360	6/1/2013	1	0	0		700133.9	0.0375	3247.32	6/1/2013	0	0
47	360	6/1/2013	1	0	0		1148109.71	0.0325	5004.87	6/1/2013	0	0
48	360	6/1/2013	1	0	0		784842.07	0.03875	3696.06	6/1/2013	0	0
49	360	6/1/2013	1	0	0		695950.21	0.0375	3227.92	6/1/2013	0	0
50	360	5/1/2013	1	0	0		977043.33	0.0375	4538.53	6/1/2013	0	0
51	360	5/1/2013	1	0	0		821513.98	0.0375	3816.07	6/1/2013	0	0
52	360	6/1/2013	1	0	0		698945.69	0.0375	3241.81	6/1/2013	0	0
53	360	5/1/2013	1	0	0		507264.95	0.0375	2356.33	6/1/2013	0	0
54	360	5/1/2013	1	0	0		821513.98	0.0375	3816.07	6/1/2013	0	0
55	360	6/1/2013	1	0	0		1010475.77	0.0375	4686.73	6/1/2013	0	0
56	360	6/1/2013	1	0	0		522212.29	0.0375	2422.09	6/1/2013	0	0
57	360	5/1/2013	1	0	0		797690.85	0.04	3819.32	6/1/2013	0	0
58	360	5/1/2013	1	0	0		892299.78	0.0375	4144.88	6/1/2013	0	0
59	360	6/1/2013	1	0	0		624119.38	0.04125	3029.06	6/1/2013	0	0
60	360	6/1/2013	1	0	0		614152.7	0.0425	3025.43	6/1/2013	0	0
61	360	6/1/2013	1	0	0		1527795.55	0.04	7304.45	6/1/2013	0	0
62	360	6/1/2013	1	0	0		998525.79	0.03875	4702.37	6/1/2013	0	0
63	360	6/1/2013	1	0	0		681494.54	0.03875	3209.37	6/1/2013	0	0
64	360	6/1/2013	1	0	0		1397844.45	0.03625	6384.72	6/1/2013	0	0
65	360	5/1/2013	1	0	0		1495573.24	0.03875	7053.56	6/1/2013	0	0
66	360	6/1/2013	1	0	0		928599.27	0.0375	4306.98	6/1/2013	0	0
67	360	6/1/2013	1	0	0		649084.16	0.04125	3150.22	6/1/2013	0	0
68	360	5/1/2013	1	0	0		972122.62	0.03875	4584.81	6/1/2013	0	0
69	360	6/1/2013	1	0	0		894709.03	0.04	4277.64	6/1/2013	0	0
70	360	5/1/2013	1	0	0		548163.18	0.04	2624.59	6/1/2013	0	0
71	360	6/1/2013	1	0	0		1055222.27	0.0375	4894.27	6/1/2013	0	0
72	360	6/1/2013	1	0	0		611617.5	0.04	2924.17	6/1/2013	0	0
73	360	6/1/2013	1	0	0		673983.35	0.0375	3126.03	6/1/2013	0	0
74	360	5/1/2013	1	0	0		817580.06	0.03875	3855.94	6/1/2013	0	0
75	360	5/1/2013	1	0	0		1436502.93	0.0375	6672.8	6/1/2013	0	0
76	360	6/1/2013	1	0	0		539685.92	0.0375	2503.14	6/1/2013	0	0
77	360	6/1/2013	1	0	0		505454.26	0.03875	2380.34	6/1/2013	0	0
78	360	6/1/2013	1	0	0		686963.76	0.0375	3186.24	6/1/2013	0	0
79	360	6/1/2013	1	0	0		658271.19	0.04125	3194.81	6/1/2013	0	0
80	360	5/1/2013	1	0	0		730836.79	0.03875	3446.84	6/1/2013	0	0
81	360	6/1/2013	1	0	0		748919.39	0.04	3580.61	6/1/2013	0	0
82	360	5/1/2013	1	0	0		702873.02	0.0375	3264.96	6/1/2013	0	0
83	360	5/1/2013	1	0	0		900393.54	0.04	4311.06	6/1/2013	0	0
84	360	5/1/2013	1	0	0		747737.23	0.0375	3473.37	6/1/2013	0	0
85	360	5/1/2013	1	0	0		785175.95	0.03875	3703.12	6/1/2013	0	0
86	360	4/1/2013	1	0	0		819220.53	0.03875	3870.05	6/1/2013	0	0
87	360	5/1/2013	1	0	0		717875.15	0.03875	3385.71	6/1/2013	0	0
88	360	5/1/2013	1	0	0		982093.09	0.03875	4631.84	6/1/2013	0	0
89	360	5/1/2013	1	0	0		797586.39	0.0375	3704.92	6/1/2013	0	0
90	360	5/1/2013	1	0	0		803621.36	0.03875	3790.11	6/1/2013	0	0
91	360	6/1/2013	1	0	0		712969.81	0.04	3413.52	6/1/2013	0	0
92	360	5/1/2013	1	0	0		700231.09	0.03875	3305.77	6/1/2013	0	0
93	360	6/1/2013	1	0	0		768865.63	0.03875	3620.83	6/1/2013	0	0
94	360	6/1/2013	1	0	0		728948.2	0.04	3485.13	6/1/2013	0	0
95	360	6/1/2013	1	0	0		1226330.53	0.04	5863.14	6/1/2013	0	0
96	360	5/1/2013	1	0	0		704460.73	0.04	3372.94	6/1/2013	0	0
97	360	6/1/2013	1	0	0		763847.8	0.0375	3542.83	6/1/2013	0	0
98	360	5/1/2013	1	0	0		608284.69	0.0425	3025.43	6/1/2013	0	0
99	360	6/1/2013	1	0	0		1119598.17	0.03875	5272.53	6/1/2013	0	0
100	360	5/1/2013	1	0	0		1196379.57	0.0375	5557.39	6/1/2013	0	0
101	360	6/1/2013	1	0	0		898644.46	0.0375	4168.04	6/1/2013	0	0
102	360	6/1/2013	1	0	0		599096.31	0.0375	2778.69	6/1/2013	0	0
103	360	6/1/2013	1	0	0		1108400.69	0.04	5299.31	6/1/2013	0	0
104	360	5/1/2013	1	0	0		972247.74	0.04125	4725.33	6/1/2013	0	0
105	360	5/1/2013	1	0	0		725851.54	0.03875	3423.33	6/1/2013	0	0
106	360	5/1/2013	1	0	0		968383.68	0.03875	4567.18	6/1/2013	0	0
107	360	6/1/2013	1	0	0		531233.48	0.04	2539.85	6/1/2013	0	0
108	360	6/1/2013	1	0	0		636601.77	0.04125	3089.64	6/1/2013	0	0
109	360	5/1/2013	1	0	0		1066771.78	0.0375	4955.34	6/1/2013	0	0
110	360	5/1/2013	1	0	0		618210.42	0.04	2959.97	6/1/2013	0	0
111	360	5/1/2013	1	0	0		842667.52	0.0425	4156.89	6/1/2013	0	0
112	360	6/1/2013	1	0	0		687052.12	0.0425	3384.55	6/1/2013	0	0
113	360	6/1/2013	1	0	0		599154.6	0.04125	2907.9	6/1/2013	0	0
114	360	6/1/2013	1	0	0		689049.36	0.0425	3394.39	6/1/2013	0	0
115	360	6/1/2013	1	0	0		647002.29	0.03625	2955.21	6/1/2013	0	0
116	360	6/1/2013	1	0	0		511930.9	0.03625	2343.19	6/1/2013	0	0
117	360	6/1/2013	1	0	0		675047.52	0.04125	3276.23	6/1/2013	0	0
118	360	5/1/2013	1	0	0		658052.24	0.03875	3103.56	6/1/2013	0	0
119	360	6/1/2013	1	0	0		513225.84	0.0375	2380.41	6/1/2013	0	0
120	360	6/1/2013	1	0	0		948600.46	0.03875	4467.25	6/1/2013	0	0
121	360	6/1/2013	1	0	0		1098306.36	0.03625	5016.56	6/1/2013	0	0
122	360	6/1/2013	1	0	0		823729.77	0.03625	3762.42	6/1/2013	0	0
123	360	5/1/2013	1	0	0		661749.85	0.03875	3122.37	6/1/2013	0	0
124	360	6/1/2013	1	0	0		1080370.34	0.0375	5010.91	6/1/2013	0	0
125	360	5/1/2013	1	0	0		1049960.58	0.04	5027.18	6/1/2013	0	0
126	360	5/1/2013	1	0	0		585903.93	0.04	2805.29	6/1/2013	0	0
127	360	5/1/2013	1	0	0		907314.43	0.03875	4279.16	6/1/2013	0	0
128	360	6/1/2013	1	0	0		679020.25	0.04	3246.42	6/1/2013	0	0
129	360	6/1/2013	1	0	0		691979.07	0.03875	3258.74	6/1/2013	0	0
130	360	6/1/2013	1	0	0		663820.61	0.03875	3126.14	6/1/2013	0	0
131	360	6/1/2013	1	0	0		847164.65	0.035	3810.14	6/1/2013	0	0
132	180	7/1/2013	1	0	0		910000	0.03	6284.29	6/1/2013	0	0
133	360	6/1/2013	1	0	0		540237.73	0.04125	2621.96	6/1/2013	0	0
134	360	6/1/2013	1	0	0		879252.37	0.0325	3832.86	6/1/2013	0	0
135	360	5/1/2013	1	0	0		550808.27	0.035	2481.2	6/1/2013	0	0
136	360	5/1/2013	1	0	0		537907.85	0.03875	2536.93	6/1/2013	0	0
137	360	5/1/2013	1	0	0		697934.19	0.03875	3291.66	6/1/2013	0	0
138	360	5/1/2013	1	0	0		655103.6	0.04	3136.62	6/1/2013	0	0
139	360	6/1/2013	1	0	0		459307.17	0.0375	2130.33	6/1/2013	0	0
140	360	5/1/2013	1	0	0		777594.47	0.03625	3557.2	6/1/2013	0	0
141	360	5/1/2013	1	0	0		762264.89	0.04	3649.7	6/1/2013	0	0
142	360	6/1/2013	1	0	0		643072.12	0.04	3074.55	6/1/2013	0	0
143	360	6/1/2013	1	0	0		556161.08	0.0375	2579.55	6/1/2013	0	0
144	360	6/1/2013	1	0	0		505254.56	0.03875	2379.4	6/1/2013	0	0
145	360	5/1/2013	1	0	0		917284.93	0.03875	4326.18	6/1/2013	0	0
146	360	5/1/2013	1	0	0		538441.33	0.04	2578.04	6/1/2013	0	0
147	360	6/1/2013	1	0	0		868689.64	0.0375	4029.11	6/1/2013	0	0
148	360	6/1/2013	1	0	0		820761.94	0.0375	3806.81	6/1/2013	0	0
149	360	6/1/2013	1	0	0		599076.19	0.03625	2736.31	6/1/2013	0	0
150	300	6/1/2013	1	0	0		626963.29	0.0375	3229.93	6/1/2013	0	0
151	360	6/1/2013	1	0	0		531216.26	0.03875	2501.66	6/1/2013	0	0
152	360	6/1/2013	1	0	0		574152.91	0.03875	2703.86	6/1/2013	0	0
153	360	6/1/2013	1	0	0		718563.19	0.04	3435.48	6/1/2013	0	0
154	360	5/1/2013	1	0	0		555249.58	0.03625	2540.21	6/1/2013	0	0
155	360	5/1/2013	1	0	0		749731.2	0.0375	3482.63	6/1/2013	0	0
156	360	5/1/2013	1	0	0		735600.39	0.03625	3365.09	6/1/2013	0	0
157	360	5/1/2013	1	0	0		1104307.82	0.03625	5097.54	6/1/2013	0	0
158	360	5/1/2013	1	0	0		741508.1	0.03625	3392.12	6/1/2013	0	0
159	360	6/1/2013	1	0	0		670016.81	0.03875	3159.99	6/1/2013	0	0
160	360	6/1/2013	1	0	0		1497740.77	0.0375	6946.73	6/1/2013	0	0
161	360	5/1/2013	1	0	0		713388.43	0.03875	3364.55	6/1/2013	0	0
162	360	6/1/2013	1	0	0		559175	0.03875	2633.33	6/1/2013	0	0
163	360	5/1/2013	1	0	0		948959.27	0.035	4274.73	6/1/2013	0	0
164	360	5/1/2013	1	0	0		750075.87	0.03375	3326.77	6/1/2013	0	0
165	360	6/1/2013	1	0	0		645510.27	0.04125	3145.38	6/1/2013	0	0
166	360	5/1/2013	1	0	0		501482.45	0.0375	2329.47	6/1/2013	0	0
167	360	6/1/2013	1	0	0		561633.93	0.03625	2565.29	6/1/2013	0	0
168	180	1/1/2013	1	0	0		447882.44	0.03125	3204.4	6/1/2013	0	0
169	360	5/1/2013	1	0	0		1096681.28	0.0375	5094.27	6/1/2013	0	0
170	360	6/1/2013	1	0	0		511245.72	0.03875	2407.61	6/1/2013	0	0
171	360	6/1/2013	1	0	0		731396.74	0.0375	3392.32	6/1/2013	0	0
172	360	6/1/2013	1	0	0		773832.73	0.0375	3589.15	6/1/2013	0	0
173	360	5/1/2013	1	0	0		679133.85	0.0375	3154.69	6/1/2013	0	0
174	360	6/1/2013	1	0	0		490276.66	0.03875	2308.86	6/1/2013	0	0
175	360	6/1/2013	1	0	0		527187.05	0.03625	2407.95	6/1/2013	0	0
176	360	6/1/2013	1	0	0		599135.51	0.04	2864.49	6/1/2013	0	0
177	360	5/1/2013	1	0	0		598229.31	0.03875	2821.42	6/1/2013	0	0
178	360	5/1/2013	1	0	0		618210.42	0.04	2959.97	6/1/2013	0	0
179	360	6/1/2013	1	0	0		575113.14	0.03625	2626.86	6/1/2013	0	0
180	360	5/1/2013	1	0	0		659049.27	0.03875	3108.27	6/1/2013	0	0
181	360	5/1/2013	1	0	0		576693.05	0.03875	2719.85	6/1/2013	0	0
182	360	6/1/2013	1	0	0		690934.54	0.03625	3155.88	6/1/2013	0	0
183	360	6/1/2013	1	0	0		624079.25	0.03875	2938.98	6/1/2013	0	0
184	360	6/1/2013	1	0	0		686986.44	0.03875	3235.23	6/1/2013	0	0
185	360	6/1/2013	1	0	0		719761.46	0.04	3441.21	6/1/2013	0	0
186	360	6/1/2013	1	0	0		520831.57	0.03875	2452.76	6/1/2013	0	0
187	360	5/1/2013	1	0	0		661834.13	0.04	3168.84	6/1/2013	0	0
188	360	4/1/2013	1	0	0		822455.18	0.0375	3826.26	6/1/2013	0	0
189	360	5/1/2013	1	0	0		670060.31	0.04	3208.23	6/1/2013	0	0
190	360	5/1/2013	1	0	0		521920.59	0.0375	2424.41	6/1/2013	0	0
191	360	4/1/2013	1	0	0		683953.91	0.03875	3230.53	6/1/2013	0	0
192	360	5/1/2013	1	0	0		760748.25	0.03875	3587.91	6/1/2013	0	0
193	360	6/1/2013	1	0	0		669434.08	0.04	3200.59	6/1/2013	0	0
194	360	4/1/2013	1	0	0		677179.47	0.0425	3345.19	6/1/2013	0	0
195	360	5/1/2013	1	0	0		952181.64	0.03875	4490.76	6/1/2013	0	0
196	360	5/1/2013	1	0	0		697934.19	0.03875	3291.66	6/1/2013	0	0
197	360	5/1/2013	1	0	0		724854.51	0.03875	3418.62	6/1/2013	0	0
198	360	6/1/2013	1	0	0		797249.65	0.04	3811.68	6/1/2013	0	0
199	360	5/1/2013	1	0	0		696891.11	0.0375	3237.18	6/1/2013	0	0
200	360	5/1/2013	1	0	0		737767.4	0.0375	3427.06	6/1/2013	0	0
201	360	5/1/2013	1	0	0		599784.97	0.0375	2786.1	6/1/2013	0	0
202	360	6/1/2013	1	0	0		702763.16	0.03875	3309.53	6/1/2013	0	0
203	360	6/1/2013	1	0	0		695995.75	0.04	3327.58	6/1/2013	0	0
204	360	6/1/2013	1	0	0		706979.9	0.04	3380.1	6/1/2013	0	0
205	360	6/1/2013	1	0	0		653036.53	0.03875	3075.35	6/1/2013	0	0
206	360	6/1/2013	1	0	0		477795.08	0.03875	2250.08	6/1/2013	0	0
207	360	6/1/2013	1	0	0		629208.2	0.035	2829.88	6/1/2013	0	0
208	360	6/1/2013	1	0	0		1198192.61	0.0375	5557.39	6/1/2013	0	0
209	360	6/1/2013	1	0	0		642361.12	0.03875	3025.98	6/1/2013	0	0
210	360	5/1/2013	1	0	0		847653.71	0.0425	4181.49	6/1/2013	0	0
211	360	5/1/2013	1	0	0		817836.31	0.045	4154.82	6/1/2013	0	0
212	360	5/1/2013	1	0	0		575334.51	0.04	2754.69	6/1/2013	0	0
213	360	5/1/2013	1	0	0		997239.66	0.0425	4919.4	6/1/2013	0	0
214	360	5/1/2013	1	0	0		470720.9	0.045	2391.55	6/1/2013	0	0
215	360	5/1/2013	1	0	0		518429.6	0.04	2482.33	6/1/2013	0	0
216	360	5/1/2013	1	0	0		690046.59	0.04125	3353.78	6/1/2013	0	0
217	360	5/1/2013	1	0	0		538406.37	0.03875	2539.28	6/1/2013	0	0
218	360	6/1/2013	1	0	0		679020.25	0.04	3246.42	6/1/2013	0	0
219	360	5/1/2013	1	0	0		917344.48	0.04	4392.22	6/1/2013	0	0
220	360	6/1/2013	1	0	0		793854.55	0.04	3795.45	6/1/2013	0	0
221	360	5/1/2013	1	0	0		771316.53	0.04125	3748.77	6/1/2013	0	0
222	360	6/1/2013	1	0	0		555698.18	0.04	2656.82	6/1/2013	0	0
223	360	5/1/2013	1	0	0		884994.72	0.04125	4301.27	6/1/2013	0	0
224	360	5/1/2013	1	0	0		446648.37	0.0375	2074.76	6/1/2013	0	0
225	360	6/1/2013	1	0	0		792830.28	0.03875	3733.68	6/1/2013	0	0
226	360	6/1/2013	1	0	0		693976.12	0.03875	3268.15	6/1/2013	0	0
227	360	6/1/2013	1	0	0		770638.05	0.04	3684.45	6/1/2013	0	0
228	360	6/1/2013	1	0	0		878760.08	0.04125	4264.92	6/1/2013	0	0
229	360	5/1/2013	1	0	0		602605.74	0.045	3061.39	6/1/2013	0	0
230	360	6/1/2013	1	0	0		714636.07	0.04375	3572.89	6/1/2013	0	0
231	360	6/1/2013	1	0	0		698968.76	0.03875	3291.66	6/1/2013	0	0
232	360	6/1/2013	1	0	0		998652.98	0.04375	4992.85	6/1/2013	0	0
233	360	5/1/2013	1	0	0		682638.23	0.03625	3122.81	6/1/2013	0	0
234	360	6/1/2013	1	0	0		732219.7	0.03875	3448.25	6/1/2013	0	0
235	360	6/1/2013	1	0	0		520232.46	0.03875	2449.94	6/1/2013	0	0
236	360	6/1/2013	1	0	0		833996.63	0.04	3987.37	6/1/2013	0	0
237	360	5/1/2013	1	0	0		729839.74	0.03875	3442.14	6/1/2013	0	0
238	360	5/1/2013	1	0	0		747835.18	0.04	3580.61	6/1/2013	0	0
239	360	6/1/2013	1	0	0		998558.18	0.04	4774.15	6/1/2013	0	0
240	360	2/1/2013	1	0	0		912874.57	0.03625	4195.67	6/1/2013	0	0
241	360	6/1/2013	1	0	0		698945.69	0.0375	3241.81	6/1/2013	0	0
242	360	6/1/2013	1	0	0		699944.19	0.0375	3246.44	6/1/2013	0	0
243	360	5/1/2013	1	0	0		1036522.39	0.035	4669.17	6/1/2013	0	0
244	360	5/1/2013	1	0	0		993969.96	0.035	4477.48	6/1/2013	0	0
245	360	5/1/2013	1	0	0		662396.38	0.03375	2939.94	6/1/2013	0	0
246	360	6/1/2013	1	0	0		691234.08	0.03625	3157.24	6/1/2013	0	0
247	360	6/1/2013	1	0	0		742879.42	0.0375	3445.58	6/1/2013	0	0
248	360	6/1/2013	1	0	0		806783.03	0.0375	3741.97	6/1/2013	0	0
249	360	6/1/2013	1	0	0		960582.78	0.03875	4523.68	6/1/2013	0	0
250	360	6/1/2013	1	0	0		713896.73	0.03875	3361.96	6/1/2013	0	0
251	360	5/1/2013	1	0	0		939656.47	0.0375	4364.86	6/1/2013	0	0
252	360	6/1/2013	1	0	0		852673.74	0.0375	3955.01	6/1/2013	0	0
253	360	5/1/2013	1	0	0		917284.93	0.03875	4326.18	6/1/2013	0	0
254	360	6/1/2013	1	0	0		705435.9	0.0375	3271.91	6/1/2013	0	0
255	360	6/1/2013	1	0	0		730921.61	0.03875	3442.14	6/1/2013	0	0
256	360	6/1/2013	1	0	0		1098230.69	0.03375	4863.06	6/1/2013	0	0
257	360	6/1/2013	1	0	0		876677.6	0.0375	4066.15	6/1/2013	0	0
258	360	6/1/2013	1	0	0		631109.51	0.04125	3062.99	6/1/2013	0	0
259	360	6/1/2013	1	0	0		634022.3	0.03625	2895.93	6/1/2013	0	0
260	360	6/1/2013	1	0	0		516238.35	0.03875	2431.13	6/1/2013	0	0
261	360	6/1/2013	1	0	0		686986.44	0.03875	3235.23	6/1/2013	0	0
262	360	6/1/2013	1	0	0		998559.18	0.04	4774.15	6/1/2013	0	0
263	360	6/1/2013	1	0	0		998526.8	0.03875	4702.37	6/1/2013	0	0
264	360	6/1/2013	1	0	0		928660.04	0.04	4439.96	6/1/2013	0	0
265	360	6/1/2013	1	0	0		998559.18	0.04	4774.15	6/1/2013	0	0
266	360	3/1/2013	1	0	0		1199865.33	0.035	5422.21	6/1/2013	0	0
267	360	4/1/2013	1	0	0		965406.94	0.035	4355.73	6/1/2013	0	0
268	360	5/1/2013	1	0	0		717730.46	0.035	3233.12	6/1/2013	0	0
269	360	5/1/2013	1	0	0		1463270.92	0.03375	6489.97	6/1/2013	0	0
270	360	5/1/2013	1	0	0		1958806.02	0.035	8823.73	6/1/2013	0	0
271	360	4/1/2013	1	0	0		497632.45	0.035	2245.22	6/1/2013	0	0
272	360	5/1/2013	1	0	0		995900.32	0.03375	4417.43	6/1/2013	0	0
273	360	5/1/2013	1	0	0		664010.79	0.03875	3136.48	6/1/2013	0	0
274	360	5/1/2013	1	0	0		996915.99	0.03625	4560.51	6/1/2013	0	0
275	360	5/1/2013	1	0	0		728842.7	0.03875	3437.43	6/1/2013	0	0
276	360	5/1/2013	1	0	0		861450.19	0.03875	4062.85	6/1/2013	0	0
277	360	5/1/2013	1	0	0		947005.46	0.035	4265.92	6/1/2013	0	0
278	360	5/1/2013	1	0	0		766531.15	0.03875	3615.18	6/1/2013	0	0
279	360	6/1/2013	1	0	0		978588	0.04	4678.67	6/1/2013	0	0
280	360	6/1/2013	1	0	0		583139.64	0.03875	2746.18	6/1/2013	0	0
281	360	5/1/2013	1	0	0		841204.39	0.0375	3907.54	6/1/2013	0	0
282	360	5/1/2013	1	0	0		554430.51	0.04125	2694.65	6/1/2013	0	0
283	360	5/1/2013	1	0	0		1188902.21	0.0375	5522.65	6/1/2013	0	0
284	360	5/1/2013	1	0	0		638111.25	0.03875	3009.52	6/1/2013	0	0
285	360	5/1/2013	1	0	0		492974.96	0.03625	2255.17	6/1/2013	0	0
286	360	6/1/2013	1	0	0		592705.94	0.0375	2749.05	6/1/2013	0	0
287	360	6/1/2013	1	0	0		708954.03	0.03875	3338.68	6/1/2013	0	0
288	360	6/1/2013	1	0	0		1018463.72	0.0375	4723.78	6/1/2013	0	0
289	360	5/1/2013	1	0	0		445950.48	0.0375	2071.52	6/1/2013	0	0
290	360	5/1/2013	1	0	0		658008.77	0.0375	3056.56	6/1/2013	0	0
291	360	5/1/2013	1	0	0		693900.15	0.0375	3223.28	6/1/2013	0	0
292	360	5/1/2013	1	0	0		462201.32	0.0375	2147	6/1/2013	0	0
293	360	5/1/2013	1	0	0		924639.57	0.03625	4229.88	6/1/2013	0	0
294	360	6/1/2013	1	0	0		650561.31	0.04	3110.36	6/1/2013	0	0
295	360	6/1/2013	1	0	0		668968.42	0.03625	3055.54	6/1/2013	0	0
296	360	6/1/2013	1	0	0		953561.63	0.0375	4422.75	6/1/2013	0	0
297	360	5/1/2013	1	0	0		587023.58	0.0375	2726.82	6/1/2013	0	0
298	360	5/1/2013	1	0	0		733329.42	0.03875	3458.59	6/1/2013	0	0
299	360	6/1/2013	1	0	0		652059.14	0.04	3117.52	6/1/2013	0	0
300	360	5/1/2013	1	0	0		647995.4	0.03625	2964.33	6/1/2013	0	0
301	360	6/1/2013	1	0	0		1033870.35	0.035	4649.86	6/1/2013	0	0
302	360	6/1/2013	1	0	0		906691.74	0.04	4334.93	6/1/2013	0	0
303	360	6/1/2013	1	0	0		659005.94	0.0375	3056.56	6/1/2013	0	0
304	360	6/1/2013	1	0	0		778850.9	0.03875	3667.85	6/1/2013	0	0
305	360	6/1/2013	1	0	0		693929.92	0.03625	3169.56	6/1/2013	0	0
306	360	6/1/2013	1	0	0		718915.57	0.0375	3334.43	6/1/2013	0	0
307	360	6/1/2013	1	0	0		507251.62	0.03875	2388.8	6/1/2013	0	0
308	360	6/1/2013	1	0	0		599096.31	0.0375	2778.69	6/1/2013	0	0
309	360	6/1/2013	1	0	0		798821.43	0.03875	3761.9	6/1/2013	0	0
310	360	6/1/2013	1	0	0		684989.38	0.03875	3225.83	6/1/2013	0	0
311	360	5/1/2013	1	0	0		492758.83	0.0375	2288.95	6/1/2013	0	0
312	360	6/1/2013	1	0	0		998526.8	0.03875	4702.37	6/1/2013	0	0
313	360	6/1/2013	1	0	0		748919.39	0.04	3580.61	6/1/2013	0	0
314	360	6/1/2013	1	0	0		505270.95	0.04	2415.72	6/1/2013	0	0
315	360	5/1/2013	1	0	0		720770.26	0.03625	3297.25	6/1/2013	0	0
316	360	5/1/2013	1	0	0		897224.39	0.03625	4104.46	6/1/2013	0	0
317	360	6/1/2013	1	0	0		536231.13	0.0375	2487.12	6/1/2013	0	0
318	360	6/1/2013	1	0	0		693976.12	0.03875	3268.15	6/1/2013	0	0
319	360	6/1/2013	1	0	0		543472.36	0.03875	2562.79	6/1/2013	0	0
320	360	6/1/2013	1	0	0		829013.78	0.03875	3907.67	6/1/2013	0	0
321	360	5/1/2013	1	0	0		822655.06	0.03625	3763.34	6/1/2013	0	0
322	360	6/1/2013	1	0	0		804786.04	0.0375	3732.71	6/1/2013	0	0
323	360	6/1/2013	1	0	0		870657.4	0.03625	3976.77	6/1/2013	0	0
324	180	6/1/2013	1	0	0		725788.16	0.03	5034.34	6/1/2013	0	0
325	360	5/1/2013	1	0	0		1338815.45	0.03625	6156.69	6/1/2013	0	0
326	360	5/1/2013	1	0	0		991863.62	0.035	4467.99	6/1/2013	0	0
327	360	6/1/2013	1	0	0		659526.94	0.03875	3105.92	6/1/2013	0	0
328	360	6/1/2013	1	0	0		1078373.35	0.0375	5001.65	6/1/2013	0	0
329	360	5/1/2013	1	0	0		495506.52	0.0375	2301.71	6/1/2013	0	0
330	360	5/1/2013	1	0	0		558882.15	0.04	2675.91	6/1/2013	0	0
331	360	5/1/2013	1	0	0		663762.72	0.0425	3274.35	6/1/2013	0	0
332	360	5/1/2013	1	0	0		969929.1	0.03875	4574.47	6/1/2013	0	0
333	360	6/1/2013	1	0	0		649042.42	0.03875	3056.54	6/1/2013	0	0
334	360	6/1/2013	1	0	0		494753.7	0.0375	2294.74	6/1/2013	0	0
335	360	5/1/2013	1	0	0		722860.41	0.03875	3409.22	6/1/2013	0	0
336	360	6/1/2013	1	0	0		733917.2	0.03875	3456.24	6/1/2013	0	0
337	360	6/1/2013	1	0	0		941548.09	0.03625	4300.56	6/1/2013	0	0
338	360	6/1/2013	1	0	0		678021.68	0.04	3241.65	6/1/2013	0	0
339	360	6/1/2013	1	0	0		801843.03	0.04	3833.64	6/1/2013	0	0
340	360	6/1/2013	1	0	0		517219.81	0.0375	2398.94	6/1/2013	0	0
341	360	6/1/2013	1	0	0		591088.51	0.03625	2699.82	6/1/2013	0	0
342	360	5/1/2013	1	0	0		546418.22	0.04	2616.24	6/1/2013	0	0
343	360	6/1/2013	1	0	0		768865.63	0.03875	3620.83	6/1/2013	0	0
344	360	6/1/2013	1	0	0		509281.42	0.04125	2471.71	6/1/2013	0	0
345	360	6/1/2013	1	0	0		499246.92	0.0375	2315.58	6/1/2013	0	0
346	360	6/1/2013	1	0	0		589111.37	0.0375	2732.38	6/1/2013	0	0
347	360	6/1/2013	1	0	0		497665.76	0.03875	2343.66	6/1/2013	0	0
348	360	6/1/2013	1	0	0		638119.63	0.0425	3143.5	6/1/2013	0	0
349	360	6/1/2013	1	0	0		571157.32	0.03875	2689.76	6/1/2013	0	0
350	360	6/1/2013	1	0	0		524209.27	0.0375	2431.36	6/1/2013	0	0
351	360	6/1/2013	1	0	0		559173.35	0.04125	2714.04	6/1/2013	0	0
352	360	6/1/2013	1	0	0		686986.44	0.03875	3235.23	6/1/2013	0	0
353	360	6/1/2013	1	0	0		698945.69	0.0375	3241.81	6/1/2013	0	0
354	360	6/1/2013	1	0	0		858760.9	0.04	4105.77	6/1/2013	0	0
355	360	6/1/2013	1	0	0		499279.59	0.04	2387.08	6/1/2013	0	0
356	360	6/1/2013	1	0	0		918674.45	0.04	4392.22	6/1/2013	0	0
357	360	6/1/2013	1	0	0		997495.36	0.0375	4626.52	6/1/2013	0	0
358	360	6/1/2013	1	0	0		964545.05	0.0375	4473.7	6/1/2013	0	0
359	360	5/1/2013	1	0	0		902001.97	0.03625	4127.26	6/1/2013	0	0
360	360	6/1/2013	1	0	0		1029764.15	0.04	4923.35	6/1/2013	0	0
361	360	6/1/2013	1	0	0		799845.9	0.04	3824.1	6/1/2013	0	0
362	360	6/1/2013	1	0	0		768366.37	0.03875	3618.47	6/1/2013	0	0
363	360	6/1/2013	1	0	0		682923.53	0.035	3071.47	6/1/2013	0	0
364	360	5/1/2013	1	0	0		1053461.06	0.03625	4819.19	6/1/2013	0	0
365	360	6/1/2013	1	0	0		626306	0.03625	2860.86	6/1/2013	0	0
366	360	6/1/2013	1	0	0		499279.59	0.04	2387.08	6/1/2013	0	0
367	360	6/1/2013	1	0	0		674027.45	0.04	3222.55	6/1/2013	0	0
368	360	6/1/2013	1	0	0		614113.9	0.04	2936.1	6/1/2013	0	0
369	360	6/1/2013	1	0	0		1479790.75	0.03875	6968.79	6/1/2013	0	0
370	360	6/1/2013	1	0	0		599116.08	0.03875	2821.42	6/1/2013	0	0
371	360	6/1/2013	1	0	0		586135.23	0.03875	2760.29	6/1/2013	0	0
372	360	6/1/2013	1	0	0		818791.98	0.03875	3855.94	6/1/2013	0	0
373	360	6/1/2013	1	0	0		515023.13	0.0375	2388.75	6/1/2013	0	0
374	360	6/1/2013	1	0	0		570177.29	0.04	2726.04	6/1/2013	0	0
375	360	5/1/2013	1	0	0		498491.49	0.0375	2315.58	6/1/2013	0	0
376	360	6/1/2013	1	0	0		624079.25	0.03875	2938.98	6/1/2013	0	0
377	360	6/1/2013	1	0	0		941610.76	0.03875	4434.34	6/1/2013	0	0
378	360	6/1/2013	1	0	0		1302578.21	0.03875	6134.24	6/1/2013	0	0
379	360	6/1/2013	1	0	0		966573.94	0.03875	4551.89	6/1/2013	0	0
380	360	6/1/2013	1	0	0		1546618.38	0.04	7394.45	6/1/2013	0	0
381	360	5/1/2013	1	0	0		907373.33	0.04	4344.48	6/1/2013	0	0
382	360	5/1/2013	1	0	0		622117.38	0.0375	2889.84	6/1/2013	0	0
383	360	6/1/2013	1	0	0		965575.41	0.03875	4547.19	6/1/2013	0	0
384	360	5/1/2013	1	0	0		730884.24	0.04	3499.45	6/1/2013	0	0
385	360	6/1/2013	1	0	0		624058.66	0.0375	2894.47	6/1/2013	0	0
386	360	5/1/2013	1	0	0		786467.03	0.03625	3597.79	6/1/2013	0	0
387	360	6/1/2013	1	0	0		579164.32	0.04	2769.01	6/1/2013	0	0
388	360	6/1/2013	1	0	0		954841.25	0.03875	4496.64	6/1/2013	0	0
389	360	6/1/2013	1	0	0		758803.93	0.035	3412.74	6/1/2013	0	0
390	360	6/1/2013	1	0	0		623120.79	0.04125	3024.21	6/1/2013	0	0
391	360	6/1/2013	1	0	0		1218202.69	0.03875	5736.89	6/1/2013	0	0
392	360	6/1/2013	1	0	0		602311.36	0.03875	2836.47	6/1/2013	0	0
393	360	6/1/2013	1	0	0		998526.8	0.03875	4702.37	6/1/2013	0	0
394	360	6/1/2013	1	0	0		933591.75	0.0375	4330.13	6/1/2013	0	0
395	360	6/1/2013	1	0	0		690957.74	0.0375	3204.76	6/1/2013	0	0
396	360	6/1/2013	1	0	0		639077.87	0.04	3055.46	6/1/2013	0	0
397	360	5/1/2013	1	0	0		498490.5	0.0375	2315.57	6/1/2013	0	0
398	360	5/1/2013	1	0	0		643179.27	0.04125	3125.99	6/1/2013	0	0
399	360	5/1/2013	1	0	0		665984.64	0.0375	3093.61	6/1/2013	0	0
400	360	5/1/2013	1	0	0		1046832.14	0.0375	4862.71	6/1/2013	0	0
401	360	6/1/2013	1	0	0		535494.43	0.04125	2598.93	6/1/2013	0	0
402	360	6/1/2013	1	0	0		1467785.95	0.0375	6807.8	6/1/2013	0	0
403	360	5/1/2013	1	0	0		996116.44	0.04	4769.38	6/1/2013	0	0
404	360	6/1/2013	1	0	0		750892.15	0.03875	3536.18	6/1/2013	0	0
405	360	6/1/2013	1	0	0		770887.68	0.04	3685.65	6/1/2013	0	0
406	360	6/1/2013	1	0	0		664083.81	0.0425	3271.4	6/1/2013	0	0
407	360	6/1/2013	1	0	0		613115.34	0.04	2931.33	6/1/2013	0	0
408	360	6/1/2013	1	0	0		996030.48	0.03875	4690.61	6/1/2013	0	0
409	360	6/1/2013	1	0	0		758880.37	0.03875	3573.8	6/1/2013	0	0
410	360	6/1/2013	1	0	0		1118350.01	0.03875	5266.66	6/1/2013	0	0
411	360	6/1/2013	1	0	0		967390.76	0.0375	4486.9	6/1/2013	0	0
412	360	5/1/2013	1	0	0		560947.31	0.0425	2767.16	6/1/2013	0	0
413	360	6/1/2013	1	0	0		528784.58	0.03625	2415.25	6/1/2013	0	0
414	360	5/1/2013	1	0	0		1196458.59	0.03875	5642.85	6/1/2013	0	0
415	360	6/1/2013	1	0	0		1547716.54	0.03875	7288.67	6/1/2013	0	0
416	360	5/1/2013	1	0	0		513446.23	0.0375	2385.05	6/1/2013	0	0
417	360	6/1/2013	1	0	0		712425.36	0.0375	3304.33	6/1/2013	0	0
418	360	5/1/2013	1	0	0		847261.77	0.03375	3757.82	6/1/2013	0	0
419	360	6/1/2013	1	0	0		582340.83	0.03875	2742.42	6/1/2013	0	0
420	360	5/1/2013	1	0	0		777646.73	0.0375	3612.3	6/1/2013	0	0
421	360	6/1/2013	1	0	0		610059.26	0.03625	2786.47	6/1/2013	0	0
422	360	6/1/2013	1	0	0		598077.73	0.03625	2731.75	6/1/2013	0	0
423	360	5/1/2013	1	0	0		800523.54	0.03625	3662.09	6/1/2013	0	0
424	360	6/1/2013	1	0	0		718962.61	0.04	3437.39	6/1/2013	0	0
425	360	6/1/2013	1	0	0		648999.21	0.03625	2964.33	6/1/2013	0	0
426	360	6/1/2013	1	0	0		862793.23	0.03875	4067.55	6/1/2013	0	0
427	360	6/1/2013	1	0	0		579067.09	0.03375	2564.16	6/1/2013	0	0
428	360	6/1/2013	1	0	0		998526.8	0.03875	4702.37	6/1/2013	0	0
429	360	6/1/2013	1	0	0		541752.58	0.0425	2668.77	6/1/2013	0	0
430	360	6/1/2013	1	0	0		803787.55	0.0375	3728.08	6/1/2013	0	0
431	360	6/1/2013	1	0	0		749378.34	0.0375	3487.26	6/1/2013	0	0
432	360	6/1/2013	1	0	0		691979.07	0.03875	3258.74	6/1/2013	0	0
433	360	5/1/2013	1	0	0		555182.51	0.03625	2539.75	6/1/2013	0	0
434	360	6/1/2013	1	0	0		958554.09	0.0375	4445.91	6/1/2013	0	0
435	360	6/1/2013	1	0	0		998526.8	0.03875	4702.37	6/1/2013	0	0
436	360	6/1/2013	1	0	0		550387.97	0.03875	2591.95	6/1/2013	0	0
437	360	6/1/2013	1	0	0		631005.37	0.035	2837.96	6/1/2013	0	0
438	360	6/1/2013	1	0	0		443331.27	0.0375	2056.23	6/1/2013	0	0
439	360	6/1/2013	1	0	0		998426.22	0.035	4490.45	6/1/2013	0	0
440	360	6/1/2013	1	0	0		743852.94	0.03625	3397.58	6/1/2013	0	0
441	360	6/1/2013	1	0	0		1497740.77	0.0375	6946.73	6/1/2013	0	0
442	360	6/1/2013	1	0	0		519299.55	0.04375	2596.28	6/1/2013	0	0
443	360	5/1/2013	1	0	0		837409.43	0.03625	3830.83	6/1/2013	0	0
444	360	5/1/2013	1	0	0		534382.88	0.0375	2482.3	6/1/2013	0	0
445	360	6/1/2013	1	0	0		529019.49	0.03875	2491.32	6/1/2013	0	0
446	360	6/1/2013	1	0	0		641353.76	0.03875	3020.33	6/1/2013	0	0
447	360	5/1/2013	1	0	0		687918.25	0.0375	3195.5	6/1/2013	0	0
448	360	5/1/2013	1	0	0		705956.4	0.04	3380.1	6/1/2013	0	0
449	360	5/1/2013	1	0	0		996748.17	0.035	4490	6/1/2013	0	0
450	360	5/1/2013	1	0	0		686811.81	0.04	3288.44	6/1/2013	0	0
451	360	6/1/2013	1	0	0		773883.36	0.04	3699.97	6/1/2013	0	0
452	360	6/1/2013	1	0	0		898644.46	0.0375	4168.04	6/1/2013	0	0
453	360	6/1/2013	1	0	0		511210.46	0.04375	2555.84	6/1/2013	0	0
454	360	6/1/2013	1	0	0		684989.38	0.03875	3225.83	6/1/2013	0	0
455	180	4/1/2013	1	0	0		987393.38	0.03625	7210.37	6/1/2013	0	0
456	360	5/1/2013	1	0	0		518499.05	0.04	2482.56	6/1/2013	0	0
457	360	5/1/2013	1	0	0		506398.7	0.035	2281.15	6/1/2013	0	0
458	360	5/1/2013	1	0	0		518431.15	0.0375	2408.2	6/1/2013	0	0
459	360	6/1/2013	1	0	0		573534.86	0.0375	2660.14	6/1/2013	0	0
460	360	6/1/2013	1	0	0		1597642.88	0.03875	7523.79	6/1/2013	0	0
461	360	5/1/2013	1	0	0		672918.28	0.03625	3078.35	6/1/2013	0	0
462	360	6/1/2013	1	0	0		669512.22	0.03875	3152.94	6/1/2013	0	0
463	360	6/1/2013	1	0	0		599115.47	0.03875	2821.42	6/1/2013	0	0
464	360	6/1/2013	1	0	0		853740.41	0.03875	4020.53	6/1/2013	0	0
465	360	5/1/2013	1	0	0		727892.9	0.04	3485.13	6/1/2013	0	0
466	360	5/1/2013	1	0	0		692948.93	0.03875	3268.15	6/1/2013	0	0
467	360	6/1/2013	1	0	0		946664.27	0.04125	4594.48	6/1/2013	0	0
468	360	5/1/2013	1	0	0		703869.98	0.0375	3269.6	6/1/2013	0	0
469	360	6/1/2013	1	0	0		1123267.86	0.03625	5130.58	6/1/2013	0	0
470	360	5/1/2013	1	0	0		722812.66	0.0375	3357.59	6/1/2013	0	0
471	360	5/1/2013	1	0	0		747737.23	0.0375	3473.37	6/1/2013	0	0
472	360	5/1/2013	1	0	0		689957.79	0.03875	3254.04	6/1/2013	0	0
473	360	6/1/2013	1	0	0		743877.92	0.0375	3450.21	6/1/2013	0	0
474	360	5/1/2013	1	0	0		996982.97	0.0375	4631.16	6/1/2013	0	0
475	360	6/1/2013	1	0	0		985545.95	0.03875	4641.24	6/1/2013	0	0
476	360	5/1/2013	1	0	0		1744483.74	0.035	7858.28	6/1/2013	0	0
477	360	6/1/2013	1	0	0		883724.87	0.04	4225.13	6/1/2013	0	0
478	360	6/1/2013	1	0	0		810803.75	0.03875	3818.33	6/1/2013	0	0
479	360	6/1/2013	1	0	0		954841.25	0.03875	4496.64	6/1/2013	0	0
480	360	6/1/2013	1	0	0		738610.27	0.03875	3478.34	6/1/2013	0	0
481	360	6/1/2013	1	0	0		629051.12	0.0375	2917.63	6/1/2013	0	0
482	360	6/1/2013	1	0	0		998559.18	0.04	4774.15	6/1/2013	0	0
483	360	6/1/2013	1	0	0		934651.39	0.04	4468.61	6/1/2013	0	0
484	360	6/1/2013	1	0	0		790833.22	0.03875	3724.28	6/1/2013	0	0
485	360	5/1/2013	1	0	0		1186409.74	0.0375	5511.08	6/1/2013	0	0
486	360	6/1/2013	1	0	0		748618.5	0.03875	3525.48	6/1/2013	0	0
487	360	6/1/2013	1	0	0		599116.08	0.03875	2821.42	6/1/2013	0	0
488	360	6/1/2013	1	0	0		459307.16	0.0375	2130.33	6/1/2013	0	0
489	360	5/1/2013	1	0	0		909367.56	0.04	4354.03	6/1/2013	0	0
490	360	6/1/2013	1	0	0		631068.93	0.03875	2971.9	6/1/2013	0	0
491	360	6/1/2013	1	0	0		561132.12	0.03875	2642.54	6/1/2013	0	0
492	360	6/1/2013	1	0	0		718915.57	0.0375	3334.43	6/1/2013	0	0
493	360	4/1/2013	1	0	0		696827.18	0.0375	3241.81	6/1/2013	0	0
494	360	6/1/2013	1	0	0		1422805.96	0.03625	6498.73	6/1/2013	0	0
495	360	5/1/2013	1	0	0		598149.59	0.03625	2736.31	6/1/2013	0	0
496	360	6/1/2013	1	0	0		659005.94	0.0375	3056.56	6/1/2013	0	0
497	360	6/1/2013	1	0	0		846750.72	0.03875	3987.61	6/1/2013	0	0
498	360	5/1/2013	1	0	0		1159413.29	0.03625	5303.88	6/1/2013	0	0
499	360	5/1/2013	1	0	0		1196299.18	0.03625	5472.62	6/1/2013	0	0
500	360	4/1/2013	1	0	0		577371.09	0.0375	2686.07	6/1/2013	0	0
501	360	5/1/2013	1	0	0		648380.86	0.03875	3057.95	6/1/2013	0	0
502	360	5/1/2013	1	0	0		714836.8	0.0375	3320.54	6/1/2013	0	0
503	360	5/1/2013	1	0	0		701975.71	0.0375	3260.8	6/1/2013	0	0
504	360	6/1/2013	1	0	0		998559.18	0.04	4774.15	6/1/2013	0	0
505	360	6/1/2013	1	0	0		745899.52	0.03875	3512.67	6/1/2013	0	0
506	360	5/1/2013	1	0	0		709094.19	0.0375	3293.86	6/1/2013	0	0
507	360	6/1/2013	1	0	0		507251.62	0.03875	2388.8	6/1/2013	0	0
508	360	5/1/2013	1	0	0		598149.59	0.03625	2736.31	6/1/2013	0	0
509	360	6/1/2013	1	0	0		998460.32	0.03625	4560.51	6/1/2013	0	0
510	360	6/1/2013	1	0	0		897675.59	0.03875	4227.43	6/1/2013	0	0
511	360	6/1/2013	1	0	0		824728.23	0.03625	3766.98	6/1/2013	0	0
512	360	6/1/2013	1	0	0		649021	0.0375	3010.25	6/1/2013	0	0
513	360	5/1/2013	1	0	0		505703.17	0.03875	2385.04	6/1/2013	0	0
514	360	5/1/2013	1	0	0		514443.21	0.0375	2389.68	6/1/2013	0	0
515	360	6/1/2013	1	0	0		602840.66	0.0375	2796.06	6/1/2013	0	0
516	360	6/1/2013	1	0	0		612695.33	0.03875	2885.37	6/1/2013	0	0
517	360	5/1/2013	1	0	0		1016989.81	0.03875	4796.42	6/1/2013	0	0
518	360	6/1/2013	1	0	0		678998.22	0.03875	3197.61	6/1/2013	0	0
519	360	6/1/2013	1	0	0		1117238.94	0.035	5024.81	6/1/2013	0	0
520	360	6/1/2013	1	0	0		1058403.47	0.0375	4909.03	6/1/2013	0	0
521	360	6/1/2013	1	0	0		558394.29	0.04	2669.71	6/1/2013	0	0
522	360	6/1/2013	1	0	0		688484.23	0.03875	3242.28	6/1/2013	0	0
523	360	5/1/2013	1	0	0		997113.54	0.04	4774.15	6/1/2013	0	0
524	360	4/1/2013	1	0	0		1226663.95	0.035	5534.48	6/1/2013	0	0
525	360	5/1/2013	1	0	0		685924.28	0.0375	3186.24	6/1/2013	0	0
526	360	5/1/2013	1	0	0		528400.98	0.0375	2454.51	6/1/2013	0	0
527	360	6/1/2013	1	0	0		495269.29	0.03875	2332.38	6/1/2013	0	0
528	360	6/1/2013	1	0	0		694435.71	0.0375	3221.2	6/1/2013	0	0
529	360	5/1/2013	1	0	0		797741.73	0.04125	3877.2	6/1/2013	0	0
530	360	6/1/2013	1	0	0		587133.76	0.03875	2764.99	6/1/2013	0	0
531	360	5/1/2013	1	0	0		807609.55	0.03875	3808.92	6/1/2013	0	0
532	360	5/1/2013	1	0	0		502327.98	0.04125	2441.42	6/1/2013	0	0
533	360	6/1/2013	1	0	0		913621.87	0.0375	4237.51	6/1/2013	0	0
534	360	5/1/2013	1	0	0		927315.59	0.04	4439.96	6/1/2013	0	0
535	360	5/1/2013	1	0	0		1355986.42	0.03875	6395.22	6/1/2013	0	0
536	360	5/1/2013	1	0	0		861615.04	0.0425	4250.36	6/1/2013	0	0
537	360	6/1/2013	1	0	0		779923.98	0.0425	3842.05	6/1/2013	0	0
538	360	6/1/2013	1	0	0		900700.38	0.04	4306.29	6/1/2013	0	0
539	360	6/1/2013	1	0	0		546860.94	0.04	2614.56	6/1/2013	0	0
540	360	6/1/2013	1	0	0		495285.35	0.04	2367.98	6/1/2013	0	0
541	360	6/1/2013	1	0	0		718939.29	0.03875	3385.71	6/1/2013	0	0
542	360	6/1/2013	1	0	0		873739.28	0.04	4177.38	6/1/2013	0	0
543	360	6/1/2013	1	0	0		582359.71	0.04	2784.29	6/1/2013	0	0
544	360	6/1/2013	1	0	0		659110.97	0.04375	3295.28	6/1/2013	0	0
545	360	6/1/2013	1	0	0		755859.84	0.0375	3505.79	6/1/2013	0	0
546	360	6/1/2013	1	0	0		545195.64	0.03875	2567.49	6/1/2013	0	0
547	360	5/1/2013	1	0	0		447176.4	0.03875	2109.01	6/1/2013	0	0
548	360	4/1/2013	1	0	0		487481.59	0.0425	2408.1	6/1/2013	0	0
549	360	5/1/2013	1	0	0		739909.93	0.03875	3489.63	6/1/2013	0	0
550	360	6/1/2013	1	0	0		798048.5	0.04	3815.5	6/1/2013	0	0
551	360	5/1/2013	1	0	0		641060.07	0.0375	2977.83	6/1/2013	0	0
552	360	5/1/2013	1	0	0		550370.95	0.03875	2595.71	6/1/2013	0	0
553	360	6/1/2013	1	0	0		532142.69	0.03375	2356.37	6/1/2013	0	0
554	360	6/1/2013	1	0	0		659005.94	0.0375	3056.56	6/1/2013	0	0
555	360	6/1/2013	1	0	0		834768.4	0.03875	3931.18	6/1/2013	0	0
556	360	5/1/2013	1	0	0		554359.15	0.03875	2614.52	6/1/2013	0	0
557	360	6/1/2013	1	0	0		471289.09	0.0375	2185.91	6/1/2013	0	0
558	360	5/1/2013	1	0	0		768126.42	0.03875	3622.71	6/1/2013	0	0
559	360	6/1/2013	1	0	0		1188246.89	0.03875	5595.82	6/1/2013	0	0
560	360	6/1/2013	1	0	0		969737.22	0.0375	4497.78	6/1/2013	0	0
561	360	6/1/2013	1	0	0		587973.21	0.035	2644.42	6/1/2013	0	0
562	360	6/1/2013	1	0	0		809179.41	0.0375	3753.09	6/1/2013	0	0
563	360	6/1/2013	1	0	0		627095.16	0.04	2998.17	6/1/2013	0	0
564	360	6/1/2013	1	0	0		518235.41	0.03875	2440.53	6/1/2013	0	0
565	360	6/1/2013	1	0	0		798821.43	0.03875	3761.9	6/1/2013	0	0
566	360	6/1/2013	1	0	0		475283.07	0.0375	2204.43	6/1/2013	0	0
567	360	6/1/2013	1	0	0		714622.04	0.0375	3314.52	6/1/2013	0	0
568	360	6/1/2013	1	0	0		712876.32	0.035	3206.18	6/1/2013	0	0
569	360	5/1/2013	1	0	0		997048.84	0.03875	4702.37	6/1/2013	0	0
570	360	6/1/2013	1	0	0		671609.13	0.03875	3162.81	6/1/2013	0	0
571	360	6/1/2013	1	0	0		589130.81	0.03875	2774.4	6/1/2013	0	0
572	360	6/1/2013	1	0	0		620684.26	0.03875	2922.99	6/1/2013	0	0
573	360	6/1/2013	1	0	0		718915.57	0.0375	3334.43	6/1/2013	0	0
574	360	5/1/2013	1	0	0		508427.16	0.03625	2325.86	6/1/2013	0	0
575	360	5/1/2013	1	0	0		671468.05	0.0375	3119.08	6/1/2013	0	0
576	360	6/1/2013	1	0	0		996729.44	0.03875	4693.91	6/1/2013	0	0
577	360	6/1/2013	1	0	0		773832.73	0.0375	3589.15	6/1/2013	0	0
578	360	6/1/2013	1	0	0		679974.31	0.0375	3153.82	6/1/2013	0	0
579	360	6/1/2013	1	0	0		688506.55	0.04	3291.78	6/1/2013	0	0
580	360	6/1/2013	1	0	0		609101.34	0.03875	2868.45	6/1/2013	0	0
581	360	5/1/2013	1	0	0		709998.47	0.03875	3348.56	6/1/2013	0	0
582	360	6/1/2013	1	0	0		671010.01	0.03875	3159.99	6/1/2013	0	0
583	360	5/1/2013	1	0	0		945139.86	0.0375	4390.34	6/1/2013	0	0
584	360	6/1/2013	1	0	0		1087125.17	0.0425	5355.38	6/1/2013	0	0
585	360	6/1/2013	1	0	0		619039.33	0.04	2959.97	6/1/2013	0	0
586	360	6/1/2013	1	0	0		996062.78	0.04	4762.22	6/1/2013	0	0
587	360	6/1/2013	1	0	0		699513	0.04125	3394.97	6/1/2013	0	0
588	360	6/1/2013	1	0	0		718915.57	0.0375	3334.43	6/1/2013	0	0
589	360	6/1/2013	1	0	0		675089.41	0.04375	3375.17	6/1/2013	0	0
590	360	6/1/2013	1	0	0		696073.03	0.03875	3278.02	6/1/2013	0	0
591	360	5/1/2013	1	0	0		857405.37	0.0375	3982.79	6/1/2013	0	0
592	360	6/1/2013	1	0	0		879758.68	0.04125	4269.76	6/1/2013	0	0
593	360	6/1/2013	1	0	0		737911.3	0.03875	3475.05	6/1/2013	0	0
594	360	6/1/2013	1	0	0		790858.87	0.04	3781.13	6/1/2013	0	0
595	360	6/1/2013	1	0	0		687008.71	0.04	3284.62	6/1/2013	0	0
596	360	6/1/2013	1	0	0		920671.56	0.04	4401.77	6/1/2013	0	0
597	360	6/1/2013	1	0	0		848747.77	0.03875	3997.02	6/1/2013	0	0
598	360	6/1/2013	1	0	0		1048453.14	0.03875	4937.49	6/1/2013	0	0
599	360	6/1/2013	1	0	0		790833.22	0.03875	3724.28	6/1/2013	0	0

	41	42	43	44	45	46	47	48	49	50	51
	ARM Look-back Days	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate Period	Initial Interest Rate Cap (Change Up)	Initial Interest Rate Cap (Change Down)	Subsequent Interest Rate Reset Period	Subsequent Interest Rate Cap (Change Down)	Subsequent Interest Rate Cap (Change Up)	Lifetime Maximum Rate (Ceiling)
1
2
3
4
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460
461
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469
470
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473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599

	52	53	54	55	56	57	58	59	60	61	62
	Lifetime Minimum Rate (Floor)	Negative Amortization Limit	Initial Negative Amortization Recast Period	Subsequent Negative Amortization Recast Period	Initial Fixed Payment Period	Subsequent Payment Reset Period	Initial Periodic Payment Cap	Subsequent Periodic Payment Cap	Initial Minimum Payment Reset Period	Subsequent Minimum Payment Reset Period	Option ARM Indicator
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599

	63	64	65	66	67	68	69	70
	Options at Recast	Initial Minimum Payment	Current Minimum Payment	Prepayment Penalty Calculation	Prepayment Penalty Type	Prepayment Penalty Total Term	Prepayment Penalty Hard Term	Primary Borrower ID
1						0		283
2						0		392
3						0		409
4						0		367
5						0		408
6						0		592
7						0		141
8						0		41
9						0		570
10						0		404
11						0		320
12						0		319
13						0		532
14						0		461
15						0		262
16						0		302
17						0		430
18						0		515
19						0		433
20						0		128
21						0		478
22						0		161
23						0		489
24						0		234
25						0		597
26						0		445
27						0		552
28						0		573
29						0		498
30						0		502
31						0		580
32						0		122
33						0		484
34						0		480
35						0		493
36						0		599
37						0		600
38						0		28
39						0		411
40						0		471
41						0		313
42						0		446
43						0		504
44						0		213
45						0		547
46						0		35
47						0		458
48						0		224
49						0		425
50						0		491
51						0		286
52						0		509
53						0		414
54						0		113
55						0		403
56						0		230
57						0		459
58						0		153
59						0		449
60						0		439
61						0		495
62						0		47
63						0		358
64						0		304
65						0		549
66						0		216
67						0		508
68						0		310
69						0		220
70						0		269
71						0		281
72						0		427
73						0		261
74						0		423
75						0		298
76						0		415
77						0		421
78						0		299
79						0		136
80						0		441
81						0		450
82						0		582
83						0		391
84						0		101
85						0		237
86						0		312
87						0		507
88						0		75
89						0		7
90						0		142
91						0		96
92						0		463
93						0		104
94						0		38
95						0		59
96						0		139
97						0		243
98						0		279
99						0		129
100						0		385
101						0		208
102						0		284
103						0		58
104						0		594
105						0		105
106						0		203
107						0		46
108						0		250
109						0		76
110						0		265
111						0		249
112						0		588
113						0		412
114						0		263
115						0		206
116						0		494
117						0		344
118						0		363
119						0		395
120						0		394
121						0		444
122						0		602
123						0		210
124						0		454
125						0		443
126						0		442
127						0		514
128						0		253
129						0		591
130						0		595
131						0		53
132						0		434
133						0		349
134						0		50
135						0		362
136						0		348
137						0		560
138						0		418
139						0		389
140						0		247
141						0		318
142						0		332
143						0		426
144						0		417
145						0		346
146						0		62
147						0		345
148						0		419
149						0		603
150						0		55
151						0		288
152						0		350
153						0		258
154						0		407
155						0		577
156						0		69
157						0		98
158						0		71
159						0		364
160						0		185
161						0		24
162						0		165
163						0		369
164						0		97
165						0		305
166						0		90
167						0		405
168						0		3
169						0		43
170						0		77
171						0		487
172						0		277
173						0		133
174						0		121
175						0		112
176						0		271
177						0		211
178						0		227
179						0		525
180						0		559
181						0		201
182						0		207
183						0		196
184						0		91
185						0		336
186						0		202
187						0		280
188						0		511
189						0		132
190						0		335
191						0		326
192						0		198
193						0		199
194						0		301
195						0		384
196						0		39
197						0		316
198						0		79
199						0		361
200						0		561
201						0		387
202						0		383
203						0		524
204						0		78
205						0		465
206						0		396
207						0		399
208						0		252
209						0		31
210						0		163
211						0		370
212						0		377
213						0		92
214						0		456
215						0		343
216						0		553
217						0		285
218						0		347
219						0		470
220						0		174
221						0		589
222						0		273
223						0		519
224						0		296
225						0		108
226						0		542
227						0		49
228						0		287
229						0		295
230						0		351
231						0		585
232						0		586
233						0		103
234						0		84
235						0		311
236						0		94
237						0		604
238						0		200
239						0		393
240						0		99
241						0		513
242						0		537
243						0		291
244						0		130
245						0		505
246						0		584
247						0		452
248						0		469
249						0		436
250						0		402
251						0		541
252						0		451
253						0		86
254						0		534
255						0		556
256						0		481
257						0		485
258						0		464
259						0		140
260						0		501
261						0		596
262						0		40
263						0		438
264						0		44
265						0		85
266						0		569
267						0		52
268						0		184
269						0		147
270						0		100
271						0		172
272						0		160
273						0		607
274						0		177
275						0		181
276						0		558
277						0		218
278						0		195
279						0		6
280						0		191
281						0		554
282						0		149
283						0		372
284						0		25
285						0		159
286						0		192
287						0		74
288						0		175
289						0		154
290						0		148
291						0		308
292						0		143
293						0		158
294						0		528
295						0		156
296						0		137
297						0		81
298						0		29
299						0		93
300						0		157
301						0		188
302						0		73
303						0		61
304						0		123
305						0		353
306						0		231
307						0		457
308						0		68
309						0		255
310						0		205
311						0		32
312						0		13
313						0		34
314						0		33
315						0		36
316						0		30
317						0		138
318						0		19
319						0		10
320						0		146
321						0		14
322						0		413
323						0		87
324						0		176
325						0		166
326						0		219
327						0		520
328						0		179
329						0		373
330						0		183
331						0		186
332						0		170
333						0		256
334						0		27
335						0		48
336						0		233
337						0		572
338						0		368
339						0		2
340						0		150
341						0		116
342						0		26
343						0		23
344						0		80
345						0		5
346						0		4
347						0		20
348						0		22
349						0		8
350						0		18
351						0		9
352						0		11
353						0		190
354						0		229
355						0		16
356						0		95
357						0		17
358						0		382
359						0		178
360						0		339
361						0		575
362						0		435
363						0		492
364						0		266
365						0		448
366						0		496
367						0		272
368						0		254
369						0		251
370						0		270
371						0		307
372						0		267
373						0		300
374						0		303
375						0		82
376						0		276
377						0		264
378						0		60
379						0		89
380						0		352
381						0		523
382						0		579
383						0		563
384						0		447
385						0		115
386						0		360
387						0		180
388						0		246
389						0		568
390						0		477
391						0		497
392						0		152
393						0		475
394						0		526
395						0		564
396						0		571
397						0		106
398						0		204
399						0		173
400						0		217
401						0		388
402						0		566
403						0		574
404						0		235
405						0		406
406						0		187
407						0		500
408						0		225
409						0		118
410						0		333
411						0		107
412						0		356
413						0		390
414						0		171
415						0		428
416						0		215
417						0		21
418						0		168
419						0		260
420						0		557
421						0		341
422						0		330
423						0		583
424						0		581
425						0		359
426						0		321
427						0		70
428						0		164
429						0		437
430						0		522
431						0		329
432						0		232
433						0		357
434						0		440
435						0		240
436						0		590
437						0		125
438						0		334
439						0		324
440						0		56
441						0		306
442						0		111
443						0		506
444						0		432
445						0		337
446						0		517
447						0		538
448						0		117
449						0		221
450						0		510
451						0		386
452						0		214
453						0		474
454						0		45
455						0		325
456						0		323
457						0		66
458						0		342
459						0		134
460						0		65
461						0		223
462						0		182
463						0		127
464						0		12
465						0		544
466						0		529
467						0		531
468						0		429
469						0		1
470						0		57
471						0		355
472						0		410
473						0		606
474						0		476
475						0		126
476						0		37
477						0		366
478						0		193
479						0		472
480						0		551
481						0		482
482						0		322
483						0		167
484						0		162
485						0		124
486						0		453
487						0		397
488						0		51
489						0		197
490						0		194
491						0		327
492						0		245
493						0		530
494						0		422
495						0		42
496						0		576
497						0		593
498						0		63
499						0		114
500						0		209
501						0		110
502						0		555
503						0		467
504						0		88
505						0		381
506						0		380
507						0		282
508						0		145
509						0		259
510						0		376
511						0		64
512						0		212
513						0		338
514						0		516
515						0		241
516						0		601
517						0		144
518						0		315
519						0		242
520						0		499
521						0		238
522						0		340
523						0		539
524						0		72
525						0		226
526						0		548
527						0		543
528						0		120
529						0		521
530						0		169
531						0		401
532						0		67
533						0		297
534						0		294
535						0		274
536						0		455
537						0		512
538						0		236
539						0		354
540						0		466
541						0		431
542						0		503
543						0		317
544						0		135
545						0		371
546						0		119
547						0		131
548						0		567
549						0		488
550						0		109
551						0		416
552						0		275
553						0		365
554						0		248
555						0		375
556						0		278
557						0		289
558						0		293
559						0		290
560						0		239
561						0		314
562						0		257
563						0		309
564						0		222
565						0		244
566						0		527
567						0		473
568						0		398
569						0		546
570						0		540
571						0		462
572						0		545
573						0		378
574						0		420
575						0		535
576						0		468
577						0		268
578						0		379
579						0		424
580						0		550
581						0		536
582						0		605
583						0		292
584						0		479
585						0		155
586						0		331
587						0		486
588						0		83
589						0		587
590						0		533
591						0		565
592						0		518
593						0		374
594						0		15
595						0		598
596						0		578
597						0		460
598						0		400
599						0		102

	71	72	73	74	75	76	77	78	79	80
	Number of Mortgaged Properties	Total Number of Borrowers	Self-employment Flag	Current ‘Other’ Monthly Payment	Length of Employment: Borrower	Length of Employment: Co- Borrower	Years in Home	FICO Model Used	Most Recent FICO Date	Primary Wage Earner Original FICO: Equifax
1	2		0		18	0	0	1
2	2		0		1	1.5	0	1
3	3		1		10		0	1
4	1		1		18.25		10	1
5	1		1		12		0	1
6	2		0		2.5	15	0	1
7	3		0		11.25		0	1
8	1		1		2	2	5.5	1
9	3		1		14		0	1
10	3		0		1.25	3	1.25	1
11	2		0		11	0.25	0	1
12	1		0		10		9.5	1
13	2		1		32		15	1
14	1		0		14		0	1
15	2		1		10	9	0	1
16	1		0		30	9.25	6.5	1
17	1		0		7	2.25	15	1
18	2		0		4	0	3	1
19	3		0		10		0	1
20	2		0		10		0	1
21	1		0		16		2.5	1
22	1		0		6	6	5	1
23	1		0		20		2.75	1
24	1		0		11		4.5	1
25	1		1		2.5	7	0	1
26	3		0		8		3.5	1
27	2		0		9	1.25	0	1
28	1		0		1.75		2	1
29	1		0		5	20	0	1
30	1		0		0	13	10	1
31	1		0		7		0	1
32	2		1		23	23	0	1
33	1		0		5		4	1
34	1		0		13		4	1
35	2		1		8	8	7	1
36	1		0		5		0	1
37	2		0		2		0	1
38	1		0		10	0.5	9	1
39	1		0		19	3	6	1
40	4		1		16		10	1
41	1		0		0		0	1
42	1		0		6	2	14	1
43	1		0		7	10	9.75	1
44	2		0		14.25	15	13	1
45	1		1		3	4	10	1
46	2		0		3	14	8	1
47	2		1		18	0	20	1
48	1		0		20		4	1
49	2		1		25	23	3	1
50	1		1		15		12.75	1
51	1		0		2		20	1
52	1		0		5	17	3	1
53	2		1		15	15	3.25	1
54	2		0		26.75	24	12.75	1
55	1		0		3.25		19	1
56	1		1		33	30	4	1
57	2		1		13.5	13.5	0	1
58	1		0		2.25	0	3	1
59	1		0		0.5		3.75	1
60	2		0		28		0	1
61	4		1		25		0	1
62	1		0		7.5		7.5	1
63	2		0		16		1	1
64	1		1		9	6	0	1
65	1		0		30		0	1
66	1		1		28	19	24	1
67	1		0		5	17	4	1
68	2		0		13.75		7.75	1
69	2		1		3	3	0	1
70	2		1		17		0	1
71	1		0		4.25		3	1
72	2		1		26		12.5	1
73	1		0		4.5	3	0	1
74	2		0		9		3	1
75	3		1		6		2	1
76	1		0		12	4	3	1
77	1		0		0		3	1
78	1		0		7.5	0.5	0	1
79	2		0		12.5		0	1
80	1		0		7.5		1.25	1
81	1		0		8		0.5	1
82	1		1		2	6	5	1
83	2		0		10		2	1
84	3		0		1.75	7	0.5	1
85	2		0		11		0	1
86	1		0		5		2	1
87	3		0		0	10	14	1
88	1		0		10		3	1
89	1		0		8.25		0	1
90	2		1		3		1.5	1
91	2		0		13	5	1.25	1
92	1		0		2.5		2.5	1
93	1		0		1	1.5	4	1
94	2		1		9.5		1.5	1
95	1		1		4		4	1
96	1		0		5	2	0	1
97	2		0		15		12	1
98	1		1		12		7	1
99	1		0		3		0	1
100	4		1		11		0	1
101	1		0		7		0	1
102	2		0		7		0	1
103	1		0		1.75		14	1
104	1		0		8	2.25	0.75	1
105	2		0		0.75	5	0	1
106	2		0		7		0	1
107	1		0		4	2	5.75	1
108	2		0		8		0	1
109	1		1		10		4	1
110	2		0		4.5		0	1
111	1		0		5.5		5.75	1
112	1		0		0.5	5	0	1
113	1		0		1		0	1
114	1		0		18	14	8	1
115	1		0		20		3	1
116	3		1		29.5		10.25	1
117	1		1		7	4	12.5	1
118	2		1		16		0	1
119	1		0		5		0	1
120	1		1		18		0	1
121	1		0		12.75		3	1
122	1		0		0.5		0	1
123	1		0		0.5		0.5	1
124	1		1		17.75		7.5	1
125	1		1		11		0.083333333	1
126	1		0		23		13.75	1
127	2		1		13	13	15.75	1
128	1		0		0.75		3.25	1
129	1		0		11.5	13.75	3	1
130	1		0		2	5	0	1
131	1		1		2		12	1
132	2		1		20		10	1
133	1		1		10	13	1.5	1
134	1		1		2.5	2.5	7	1
135	1		0		2.5		2.5	1
136	2		0		0		34	1
137	1		1		13	13	0.166666667	1
138	1		0		6		1.5	1
139	2		0		4	12.75	7.5	1
140	2		0		4	4.25	0	1
141	1		1		0	7	10.25	1
142	1		0		10.5	25.75	0	1
143	3		1		4	2	5	1
144	2		0		8		2.75	1
145	1		0		1.75		0	1
146	1		0		15		3.5	1
147	2		0		4.25	9.75	2	1
148	1		1		20		6.25	1
149	1		0		17	0	0.916666667	1
150	1		0		0	7.75	3	1
151	2		0		1	10	0	1
152	1		0		13	3	21	1
153	1		0		0.5		0	1
154	2		0		7		1.25	1
155	1		0		7		0	1
156	2		0		3.5	5	0	1
157	5		0		12	0.75	0	1
158	2		0		2	4.25	0	1
159	3		1		10.5		0	1
160	2		1		19	11.75	3	1
161	1		0		23		1.5	1
162	2		0		9.75	2	0	1
163	2		0		0		0	1
164	1		0		1.75		0	1
165	2		1		4		10	1
166	2		0		0		4.75	1
167	1		0		7	20	4	1
168	1		1		20		5	1	5/23/2013
169	2		0		0.25		12.58	1
170	1		0		5	7	1	1
171	1		0		3	17	1.5	1
172	1		0		3		2.5	1
173	3		0		6.5	1.5	0	1
174	1		0		17.5		1.5	1
175	2		0		7.75		0	1
176	4		0		2		0	1
177	1		1		2		5	1
178	1		0		5		1.25	1
179	5		0		19		1	1
180	2		0		18.5	14	1.75	1
181	3		1		9		0	1
182	2		0		0		0	1
183	1		1		7	8	4	1
184	2		1		7		5.25	1
185	2		1		4	7	0	1
186	1		1		4		0	1
187	1		0		20.5	12	5	1
188	1		0		1.25		1.5	1
189	1		0		10		5	1
190	1		1		4		4.75	1
191	1		1		6		2.75	1
192	1		0		6		0	1
193	1		0		4.5		0	1
194	1		0		2	10.75	0	1
195	2		0		0		10	1
196	1		0		32.5		8	1
197	1		0		4	2	2.5	1
198	2		0		1	1	0	1
199	1		0		9		2.75	1
200	1		0		12		7	1
201	2		1		28		0	1
202	1		0		21	0.5	10	1
203	1		1		6.25		10	1
204	2		1		13		0	1
205	1		0		3.25	13.5	11.75	1
206	2		0		16.5	17.5	2.5	1
207	1		0		0	15	4	1
208	2		1		20		0	1
209	1		0		5.5	2	9	1
210	1		1		10	1.5	6.25	1
211	2		1		10.25	10.25	6.25	1
212	1		0		21		10	1
213	1		0		6		0	1
214	2		0		21	16	7.5	1
215	1		0		0.5	0.5	0	1
216	1		0		9		4	1
217	2		0		10		0	1
218	1		1		23	4	1.5	1
219	2		1		4		0	1
220	1		0		10	17.5	6	1
221	3		1		8	6	12	1
222	1		1		9		8	1
223	1		1		12	12.25	8	1
224	1		1		10		0	1
225	1		0		2	6	0.75	1
226	1		1		10	22	5	1
227	1		1		9	9	0	1
228	2		0		8	0	0	1
229	2		0		10		0	1
230	1		0		25.5	18.5	0	1
231	2		1		15	9	0	1
232	2		0		0.25	4	0	1
233	1		0		15	37	2.5	1
234	1		0		10	10	2	1
235	1		0		9.5	8	6.25	1
236	2		1		20		33	1
237	2		0		1.75		0	1
238	4		0		0		0	1
239	1		1		0.75		0	1
240	3		0		3.5	10	1	1	5/23/2013
241	1		0		0.25	7	7	1
242	2		0		18		15	1
243	3		0		0		45	1
244	1		0		0.5	8	8	1
245	2		1		6		5	1
246	2		0		3	2	2	1
247	4		1		15	18	0	1
248	2		0		5.5	7.5	10	1
249	1		0		5.5	1.5	2	1
250	1		0		0.75		4	1
251	1		1		27	27	2	1
252	4		1		21	21	11	1
253	3		1		12	6.75	0	1
254	2		0		3.25	0	6	1
255	1		0		28		0	1
256	3		0		22	6	3	1
257	4		0		11		11	1
258	1		0		4		0	1
259	1		0		3		13	1
260	1		0		8		0	1
261	1		0		7.5	0.25	0	1
262	1		0		1		0	1
263	4		0		25		0	1
264	2		1		8		11	1
265	2		0		1.5	0	0	1
266	2		1		11.5		0	1
267	1		0		14.25	11.75	9.5	1
268	1		0		27		6.5	1
269	3		1		17.25	12.5	9.25	1
270	1		0		10.75		2.5	1
271	3		0		23	17	0	1
272	1		0		5.5		0	1
273	2		1		0.5	3.75	5.25	1
274	2		0		1.5		0	1
275	1		0		3		8.5	1
276	1		0		3.5	2.25	0	1
277	1		0		22.1		8	1
278	2		0		7	11	0	1
279	3		1		12.5		13.5	1
280	1		0		13.75	6	0	1
281	2		0		0		13.25	1
282	2		0		11	1.5	0	1
283	3		0		8	3	0	1
284	1		0		2.5		0	1
285	2		0		2	12.5	0	1
286	1		0		3.25	7.5	0	1
287	1		1		17.5		1.5	1
288	2		1		6		0	1
289	2		0		21.75	8	0	1
290	1		0		3.75	7.5	9	1
291	1		0		0.5		0	1
292	1		0		0.5		0	1
293	1		1		7		5	1
294	1		0		7.5	13.25	13	1
295	2		1		29.5		10.5	1
296	1		0		3.5	13.75	6.75	1
297	2		1		7	7	0	1
298	1		0		3.5		1.25	1
299	2		0		15.5	1.75	7.25	1
300	1		0		13.75	21.25	9.75	1
301	2		1		43		5	1
302	1		0		5.5		0	1
303	2		1		16		4	1
304	1		0		3	8	5	1
305	2		1		23		4	1
306	2		0		3.5	4	12	1
307	1		0		22		7	1
308	1		0		1.75		13	1
309	2		0		1		0	1
310	2		0		8.5		0.5	1
311	1		0		17		0	1
312	2		0		22	18	7	1
313	1		0		7	2	1.25	1
314	1		0		3.5	1.5	7	1
315	1		0		5.5		0	1
316	1		0		7		0	1
317	1		0		3		0	1
318	1		0		3.5	0.75	4	1
319	1		1		0	10	6	1
320	1		0		3.5	6	2	1
321	1		0		2.5	3.5	0	1
322	1		0		5		6	1
323	1		1		7.5	12	9	1
324	1		0		14		10	1
325	2		1		16	16	2	1
326	1		0		27	7	0.5	1
327	1		0		3		1.5	1
328	1		0		6	5	2	1
329	1		0		0	21	11	1
330	1		0		13		10	1
331	1		0		10		1	1
332	2		1		5	5	0	1
333	1		0		1.5		0.75	1
334	1		0		1.25		4.5	1
335	2		0		0.5		0	1
336	1		0		1.25	2	1	1
337	2		1		5		5	1
338	1		0		28		10	1
339	1		0		5.5		2.5	1
340	1		1		7		2	1
341	1		0		10	12	0	1
342	3		0		3.5		0	1
343	1		0		5.5	5	1.25	1
344	2		0		0		14	1
345	1		0		1		0	1
346	1		0		1.5		0.25	1
347	1		0		0	7.5	2.5	1
348	1		0		1.25		4.5	1
349	3		1		11.25		0	1
350	1		0		3.75		13	1
351	1		0		7.75		7	1
352	1		0		35.75		5	1
353	1		0		13.25		22	1
354	1		0		7	0.5	0.75	1
355	1		0		6.75		5	1
356	3		0		11	21	0	1
357	3		0		13.5		0	1
358	2		1		1.5	10	2	1
359	1		0		3	3	1.5	1
360	2		1		19.25	20	0	1
361	1		0		9	0.5	6	1
362	4		1		30		18	1
363	1		0		49		5	1
364	3		0		2.5		0	1
365	2		1		10.5		7	1
366	3		0		0	11	0	1
367	1		0		4		0.5	1
368	2		1		14		0.25	1
369	3		1		25	11	0	1
370	2		1		17		8	1
371	1		0		12	7.25	0	1
372	1		0		3	11	0	1
373	1		0		15		5.5	1
374	1		0		5		5	1
375	1		1		15		15	1
376	1		1		10		6	1
377	2		1		15	30	5	1
378	1		1		32		16	1
379	1		0		2.5		0	1
380	1		1		10		3.5	1
381	1		0		1	13	1.5	1
382	1		0		5	3	0	1
383	2		0		3		3	1
384	1		0		0		30	1
385	1		0		12		10	1
386	1		0		6.5		0	1
387	1		0		0		0	1
388	2		0		15	3	0	1
389	2		1		8	8	0	1
390	3		0		1.5		5	1
391	1		0		9	3	5	1
392	1		0		21	21	20	1
393	1		0		0		21	1
394	1		1		30		6	1
395	1		0		4	2.5	0	1
396	4		1		7.75		9	1
397	2		0		2	13	1.75	1
398	1		0		2.75		0.5	1
399	1		0		10.5		9.5	1
400	2		0		18.5	4.25	0	1
401	3		1		5.5		10	1
402	2		1		19		0	1
403	3		0		3.75	1	0	1
404	1		0		2		0	1
405	2		1		3.5	10	0	1
406	2		0		0.75		0	1
407	2		1		10.5	0	10	1
408	1		1		29		5	1
409	2		1		16		3.25	1
410	1		0		13.25		0	1
411	2		0		12.5		13	1
412	1		0		5.75		14	1
413	2		0		3.25		0	1
414	2		1		9.5		9	1
415	2		0		12.25		20	1
416	1		0		23		2.75	1
417	1		0		2.25		2	1
418	1		1		1	9	1.25	1
419	2		0		5.25		0	1
420	3		1		26	26	18	1
421	1		0		8.25	9	1.5	1
422	1		0		5	5	0.5	1
423	1		0		0.25		1.5	1
424	1		0		1.25	3	1	1
425	2		0		21.75		12.25	1
426	2		0		31		8	1
427	1		0		0	10	0	1
428	2		0		3.75		5	1
429	3		1		10		7	1
430	1		1		8		1	1
431	1		1		4.25	11	4.5	1
432	1		0		0.25	2	5.5	1
433	1		1		8	0	0.5	1
434	1		0		0.75		0	1
435	2		1		4		0	1
436	1		0		12.75		0	1
437	1		0		0.5		0	1
438	1		0		7	7	0	1
439	1		1		6	6	1	1
440	1		0		0	0.5	0	1
441	2		1		9.25		0	1
442	1		0		12.25		6.75	1
443	2		0		4.5	3.5	0	1
444	2		0		13	22	2	1
445	2		0		25	7.75	0	1
446	1		1		15	10.25	3.5	1
447	1		0		12	3	2.5	1
448	1		0		12	20	7	1
449	1		1		7		0	1
450	2		1		0		0	1
451	1		0		2		9	1
452	1		0		3.5	3.5	0	1
453	2		0		6	13	0	1
454	1		0		0		50	1
455	1		0		38		5.5	1
456	2		0		3.25	6	0	1
457	1		0		1.5		0	1
458	1		0		5		2	1
459	2		0		6	3	0	1
460	1		1		15	31	3	1
461	1		0		7.25		5	1
462	2		1		28	20	0.75	1
463	1		1		14.5		0	1
464	1		0		0.75		7	1
465	2		0		16.75		1.5	1
466	1		0		13		5	1
467	2		0		3	3	7	1
468	1		0		7		3	1
469	1		0		1.75	4	0	1
470	1		0		8	11	0.5	1
471	1		0		0.5	3.5	0	1
472	2		0		1.75	0	0	1
473	1		0		2	3	0	1
474	1		0		10		0	1
475	1		0		20		0	1
476	3		0		8.5		0	1
477	1		0		9.5	0.25	1.25	1
478	1		0		5		0	1
479	2		0		11	2	0	1
480	2		0		5	5	0	1
481	1		0		13		0	1
482	1		0		1.5	2	0	1
483	1		0		6.5		0	1
484	1		0		8		1.75	1
485	1		0		7	2	0.5	1
486	1		0		27.75	14.25	0	1
487	2		0		6.25	12	7	1
488	2		0		34.5		0	1
489	2		1		7	7	1	1
490	1		0		17		7	1
491	1		1		2	2	0	1
492	1		0		0.5		0	1
493	1		0		1	5	0	1
494	2		0		27		0	1
495	2		0		11		2	1
496	1		0		0.25	6	0	1
497	2		1		5		0	1
498	1		0		30		2	1
499	1		0		1		3	1
500	1		0		11.75		3.5	1
501	1		0		3.75		6.25	1
502	2		1		8		1	1
503	2		0		3.5	3.75	2	1
504	2		0		13		0.75	1
505	1		1		9		4.5	1
506	2		0		17	14	4.5	1
507	1		0		5.5	1	0	1
508	1		0		6.5		13.5	1
509	2		0		5		0	1
510	1		1		11	11	3.5	1
511	1		1		23	23	15	1
512	2		1		20		15.75	1
513	4		0		4		0	1
514	2		1		9		11	1
515	2		0		14.75		0	1
516	2		1		5		0	1
517	1		1		16		0.75	1
518	1		0		16		2.75	1
519	1		0		29		16	1
520	2		1		15		4	1
521	2		0		0.25	5	0	1
522	1		1		21		4.5	1
523	3		1		12	10	7	1
524	1		1		14		21	1
525	3		0		8.25	14.5	2	1
526	1		0		17		13	1
527	1		0		1	5	9	1
528	2		1		16.25	18.5	6	1
529	3		0		16		4	1
530	1		0		0.5		0	1
531	2		1		2.25		0	1
532	1		0		0	12	2	1
533	1		1		7.5	4	10	1
534	1		0		10		4	1
535	2		0		0		7	1
536	1		0		4		15	1
537	1		0		3	4.5	2	1
538	1		0		4	5.25	5	1
539	2		0		13		10	1
540	1		1		12.25		0	1
541	1		1		4.5	4.5	0	1
542	3		1		17		5	1
543	1		0		7	2.75	0	1
544	1		0		14.5	0.75	11.25	1
545	1		0		1.75	16	1.5	1
546	2		0		36		5	1
547	3		1		20	16.5	0	1
548	2		0		2.5	2.5	0	1
549	1		0		0		1.5	1
550	1		0		0.25		0	1
551	2		0		29	5.5	3.25	1
552	1		0		13		9	1
553	1		1		4		0.75	1
554	1		0		16		0	1
555	2		0		6		0	1
556	1		0		11	8	0	1
557	1		1		3.5		0	1
558	2		0		4	0	0	1
559	3		0		15	9	0.166666667	1
560	1		0		5		0	1
561	2		0		9		0	1
562	1		1		13		7	1
563	1		0		0		31	1
564	3		0		0		0	1
565	1		0		17	17	2	1
566	1		0		0.5	3	0	1
567	1		1		20.25		2	1
568	1		0		8.5		6	1
569	1		0		0		10.5	1
570	1		1		21		1.5	1
571	1		0		1	18	14	1
572	2		0		18.75		2	1
573	3		0		0.75	4	0	1
574	1		0		15		11	1
575	2		1		18	18	21	1
576	2		1		36		10	1
577	4		1		12		20	1
578	3		0		0	23	19	1
579	2		0		11.5		1.916666667	1
580	3		0		19		1.833333333	1
581	1		0		6	6	1.5	1
582	2		0		8	1.25	0	1
583	2		0		0		0	1
584	1		0		8.25	6.25	0	1
585	2		0		0	0.5	0	1
586	2		1		13.25		0	1
587	1		0		12		9	1
588	2		0		10		0	1
589	2		0		2.25	2.25	0	1
590	1		0		7.75		19	1
591	1		0		3.25	5	0	1
592	2		0		8		1.75	1
593	1		0		0	0	1	1
594	1		0		0		0	1
595	1		1		3.75	9.75	0	1
596	2		1		20		11	1
597	2		1		26		0	1
598	1		0		3	4.75	1.5	1
599	1		0		6	6	0	1

	81	82	83	84	85	86	87	88	89	90
	Primary Wage Earner Original FICO: Experian	Primary Wage Earner Original FICO: TransUnion	Secondary Wage Earner Original FICO: Equifax	Secondary Wage Earner Original FICO: Experian	Secondary Wage Earner Original FICO: TransUnion	Original Primary Borrower FICO	Most Recent Primary Borrower FICO	Most Recent Co- Borrower FICO	Most Recent FICO Method	VantageScore: Primary Borrower
1						787
2						766
3						779
4						769
5						744
6						729
7						793
8						791
9						792
10						764
11						726
12						773
13						723
14						790
15						763
16						785
17						733
18						751
19						790
20						807
21						786
22						736
23						775
24						782
25						748
26						775
27						811
28						727
29						795
30						753
31						796
32						762
33						804
34						770
35						766
36						789
37						752
38						766
39						736
40						768
41						801
42						784
43						782
44						766
45						777
46						771
47						765
48						782
49						811
50						801
51						802
52						769
53						778
54						789
55						762
56						792
57						749
58						741
59						766
60						816
61						770
62						765
63						773
64						751
65						739
66						760
67						783
68						751
69						765
70						792
71						761
72						784
73						770
74						791
75						778
76						780
77						790
78						753
79						801
80						773
81						795
82						772
83						750
84						739
85						786
86						774
87						760
88						773
89						786
90						729
91						762
92						806
93						795
94						780
95						791
96						753
97						793
98						776
99						776
100						799
101						761
102						797
103						808
104						770
105						784
106						787
107						779
108						793
109						733
110						807
111						794
112						766
113						817
114						796
115						770
116						796
117						770
118						775
119						788
120						743
121						797
122						797
123						787
124						771
125						757
126						738
127						790
128						785
129						802
130						787
131						806
132						793
133						777
134						767
135						765
136						798
137						724
138						770
139						761
140						770
141						804
142						789
143						798
144						783
145						763
146						767
147						781
148						757
149						760
150						748
151						733
152						721
153						790
154						750
155						768
156						776
157						784
158						742
159						779
160						746
161						731
162						760
163						781
164						704
165						742
166						754
167						782
168						700	694
169						755
170						755
171						803
172						796
173						730
174						787
175						805
176						764
177						790
178						793
179						766
180						802
181						771
182						791
183						804
184						752
185						730
186						800
187						732
188						764
189						773
190						770
191						768
192						760
193						747
194						750
195						808
196						726
197						745
198						785
199						796
200						769
201						781
202						775
203						778
204						735
205						774
206						773
207						772
208						804
209						768
210						716
211						714
212						754
213						779
214						791
215						767
216						732
217						784
218						778
219						789
220						784
221						735
222						793
223						788
224						730
225						708
226						712
227						782
228						813
229						752
230						791
231						769
232						761
233						796
234						759
235						793
236						791
237						753
238						782
239						786
240						789	782
241						750
242						790
243						738
244						769
245						765
246						761
247						812
248						763
249						735
250						808
251						772
252						734
253						777
254						773
255						762
256						768
257						795
258						783
259						780
260						791
261						775
262						765
263						763
264						731
265						777
266						807
267						777
268						782
269						796
270						774
271						789
272						781
273						761
274						777
275						740
276						720
277						750
278						763
279						705
280						781
281						804
282						730
283						782
284						742
285						804
286						792
287						784
288						795
289						720
290						798
291						791
292						795
293						733
294						738
295						707
296						803
297						778
298						710
299						797
300						778
301						806
302						768
303						711
304						798
305						782
306						775
307						783
308						763
309						747
310						743
311						773
312						767
313						795
314						756
315						798
316						781
317						731
318						756
319						786
320						775
321						773
322						757
323						767
324						797
325						720
326						731
327						777
328						777
329						802
330						750
331						796
332						788
333						706
334						741
335						775
336						766
337						768
338						741
339						793
340						722
341						809
342						762
343						754
344						743
345						749
346						782
347						795
348						748
349						787
350						778
351						794
352						768
353						788
354						724
355						760
356						803
357						784
358						751
359						809
360						765
361						814
362						767
363						787
364						768
365						797
366						773
367						773
368						770
369						783
370						761
371						801
372						800
373						746
374						747
375						790
376						750
377						733
378						762
379						788
380						727
381						727
382						786
383						805
384						707
385						779
386						792
387						739
388						785
389						801
390						773
391						758
392						792
393						798
394						788
395						777
396						763
397						705
398						765
399						792
400						785
401						747
402						797
403						757
404						803
405						809
406						742
407						741
408						736
409						764
410						796
411						773
412						794
413						806
414						795
415						793
416						774
417						765
418						762
419						797
420						763
421						808
422						778
423						761
424						797
425						800
426						741
427						778
428						809
429						730
430						742
431						787
432						795
433						743
434						790
435						702
436						795
437						787
438						783
439						777
440						757
441						729
442						776
443						813
444						792
445						799
446						753
447						775
448						802
449						760
450						801
451						787
452						785
453						803
454						747
455						797
456						772
457						779
458						774
459						780
460						743
461						784
462						702
463						781
464						742
465						795
466						773
467						804
468						797
469						790
470						800
471						746
472						787
473						769
474						786
475						724
476						807
477						796
478						760
479						764
480						762
481						788
482						771
483						798
484						776
485						787
486						785
487						798
488						809
489						795
490						737
491						789
492						769
493						775
494						733
495						742
496						776
497						725
498						801
499						784
500						799
501						708
502						791
503						803
504						723
505						725
506						798
507						775
508						792
509						762
510						780
511						781
512						766
513						777
514						803
515						816
516						788
517						764
518						784
519						789
520						768
521						793
522						793
523						737
524						784
525						792
526						800
527						785
528						760
529						741
530						774
531						790
532						769
533						775
534						794
535						774
536						749
537						801
538						790
539						720
540						777
541						791
542						790
543						767
544						763
545						809
546						754
547						777
548						744
549						701
550						727
551						758
552						799
553						794
554						800
555						784
556						806
557						783
558						763
559						743
560						799
561						802
562						776
563						778
564						783
565						809
566						798
567						777
568						787
569						756
570						814
571						812
572						801
573						751
574						807
575						809
576						747
577						789
578						793
579						724
580						722
581						741
582						723
583						793
584						715
585						788
586						732
587						708
588						734
589						713
590						789
591						785
592						777
593						800
594						778
595						765
596						721
597						730
598						776
599						786

	91	92	93	94	95	96	97	98
	VantageScore: Co- Borrower	Most Recent VantageScore Method	VantageScore Date	Credit Report: Longest Trade Line	Credit Report: Maximum Trade Line	Credit Report: Number of Trade Lines	Credit Line Usage Ratio	Most Recent 12- month Pay History
1								000000000000
2								000000000000
3								000000000000
4								000000000000
5								000000000000
6								000000000000
7								000000000000
8								000000000000
9								000000000000
10								000000000000
11								000000000000
12								000000000000
13								000000000000
14								000000000000
15								000000000000
16								000000000000
17								000000000000
18								000000000000
19								000000000000
20								000000000000
21								000000000000
22								000000000000
23								000000000000
24								000000000000
25								000000000000
26								000000000000
27								000000000000
28								000000000000
29								000000000000
30								000000000000
31								000000000000
32								000000000000
33								000000000000
34								000000000000
35								000000000000
36								000000000000
37								000000000000
38								000000000000
39								000000000000
40								000000000000
41								000000000000
42								000000000000
43								000000000000
44								000000000000
45								000000000000
46								000000000000
47								000000000000
48								000000000000
49								000000000000
50								000000000000
51								000000000000
52								000000000000
53								000000000000
54								000000000000
55								000000000000
56								000000000000
57								000000000000
58								000000000000
59								000000000000
60								000000000000
61								000000000000
62								000000000000
63								000000000000
64								000000000000
65								000000000000
66								000000000000
67								000000000000
68								000000000000
69								000000000000
70								000000000000
71								000000000000
72								000000000000
73								000000000000
74								000000000000
75								000000000000
76								000000000000
77								000000000000
78								000000000000
79								000000000000
80								000000000000
81								000000000000
82								000000000000
83								000000000000
84								000000000000
85								000000000000
86								000000000000
87								000000000000
88								000000000000
89								000000000000
90								000000000000
91								000000000000
92								000000000000
93								000000000000
94								000000000000
95								000000000000
96								000000000000
97								000000000000
98								000000000000
99								000000000000
100								000000000000
101								000000000000
102								000000000000
103								000000000000
104								000000000000
105								000000000000
106								000000000000
107								000000000000
108								000000000000
109								000000000000
110								000000000000
111								000000000000
112								000000000000
113								000000000000
114								000000000000
115								000000000000
116								000000000000
117								000000000000
118								000000000000
119								000000000000
120								000000000000
121								000000000000
122								000000000000
123								000000000000
124								000000000000
125								000000000000
126								000000000000
127								000000000000
128								000000000000
129								000000000000
130								000000000000
131								000000000000
132								000000000000
133								000000000000
134								000000000000
135								000000000000
136								000000000000
137								000000000000
138								000000000000
139								000000000000
140								000000000000
141								000000000000
142								000000000000
143								000000000000
144								000000000000
145								000000000000
146								000000000000
147								000000000000
148								000000000000
149								000000000000
150								000000000000
151								000000000000
152								000000000000
153								000000000000
154								000000000000
155								000000000000
156								000000000000
157								000000000000
158								000000000000
159								000000000000
160								000000000000
161								000000000000
162								000000000000
163								000000000000
164								000000000000
165								000000000000
166								000000000000
167								000000000000
168								000000000000
169								000000000000
170								000000000000
171								000000000000
172								000000000000
173								000000000000
174								000000000000
175								000000000000
176								000000000000
177								000000000000
178								000000000000
179								000000000000
180								000000000000
181								000000000000
182								000000000000
183								000000000000
184								000000000000
185								000000000000
186								000000000000
187								000000000000
188								000000000000
189								000000000000
190								000000000000
191								000000000000
192								000000000000
193								000000000000
194								000000000000
195								000000000000
196								000000000000
197								000000000000
198								000000000000
199								000000000000
200								000000000000
201								000000000000
202								000000000000
203								000000000000
204								000000000000
205								000000000000
206								000000000000
207								000000000000
208								000000000000
209								000000000000
210								000000000000
211								000000000000
212								000000000000
213								000000000000
214								000000000000
215								000000000000
216								000000000000
217								000000000000
218								000000000000
219								000000000000
220								000000000000
221								000000000000
222								000000000000
223								000000000000
224								000000000000
225								000000000000
226								000000000000
227								000000000000
228								000000000000
229								000000000000
230								000000000000
231								000000000000
232								000000000000
233								000000000000
234								000000000000
235								000000000000
236								000000000000
237								000000000000
238								000000000000
239								000000000000
240								000000000000
241								000000000000
242								000000000000
243								000000000000
244								000000000000
245								000000000000
246								000000000000
247								000000000000
248								000000000000
249								000000000000
250								000000000000
251								000000000000
252								000000000000
253								000000000000
254								000000000000
255								000000000000
256								000000000000
257								000000000000
258								000000000000
259								000000000000
260								000000000000
261								000000000000
262								000000000000
263								000000000000
264								000000000000
265								000000000000
266								000000000000
267								000000000000
268								000000000000
269								000000000000
270								000000000000
271								000000000000
272								000000000000
273								000000000000
274								000000000000
275								000000000000
276								000000000000
277								000000000000
278								000000000000
279								000000000000
280								000000000000
281								000000000000
282								000000000000
283								000000000000
284								000000000000
285								000000000000
286								000000000000
287								000000000000
288								000000000000
289								000000000000
290								000000000000
291								000000000000
292								000000000000
293								000000000000
294								000000000000
295								000000000000
296								000000000000
297								000000000000
298								000000000000
299								000000000000
300								000000000000
301								000000000000
302								000000000000
303								000000000000
304								000000000000
305								000000000000
306								000000000000
307								000000000000
308								000000000000
309								000000000000
310								000000000000
311								000000000000
312								000000000000
313								000000000000
314								000000000000
315								000000000000
316								000000000000
317								000000000000
318								000000000000
319								000000000000
320								000000000000
321								000000000000
322								000000000000
323								000000000000
324								000000000000
325								000000000000
326								000000000000
327								000000000000
328								000000000000
329								000000000000
330								000000000000
331								000000000000
332								000000000000
333								000000000000
334								000000000000
335								000000000000
336								000000000000
337								000000000000
338								000000000000
339								000000000000
340								000000000000
341								000000000000
342								000000000000
343								000000000000
344								000000000000
345								000000000000
346								000000000000
347								000000000000
348								000000000000
349								000000000000
350								000000000000
351								000000000000
352								000000000000
353								000000000000
354								000000000000
355								000000000000
356								000000000000
357								000000000000
358								000000000000
359								000000000000
360								000000000000
361								000000000000
362								000000000000
363								000000000000
364								000000000000
365								000000000000
366								000000000000
367								000000000000
368								000000000000
369								000000000000
370								000000000000
371								000000000000
372								000000000000
373								000000000000
374								000000000000
375								000000000000
376								000000000000
377								000000000000
378								000000000000
379								000000000000
380								000000000000
381								000000000000
382								000000000000
383								000000000000
384								000000000000
385								000000000000
386								000000000000
387								000000000000
388								000000000000
389								000000000000
390								000000000000
391								000000000000
392								000000000000
393								000000000000
394								000000000000
395								000000000000
396								000000000000
397								000000000000
398								000000000000
399								000000000000
400								000000000000
401								000000000000
402								000000000000
403								000000000000
404								000000000000
405								000000000000
406								000000000000
407								000000000000
408								000000000000
409								000000000000
410								000000000000
411								000000000000
412								000000000000
413								000000000000
414								000000000000
415								000000000000
416								000000000000
417								000000000000
418								000000000000
419								000000000000
420								000000000000
421								000000000000
422								000000000000
423								000000000000
424								000000000000
425								000000000000
426								000000000000
427								000000000000
428								000000000000
429								000000000000
430								000000000000
431								000000000000
432								000000000000
433								000000000000
434								000000000000
435								000000000000
436								000000000000
437								000000000000
438								000000000000
439								000000000000
440								000000000000
441								000000000000
442								000000000000
443								000000000000
444								000000000000
445								000000000000
446								000000000000
447								000000000000
448								000000000000
449								000000000000
450								000000000000
451								000000000000
452								000000000000
453								000000000000
454								000000000000
455								000000000000
456								000000000000
457								000000000000
458								000000000000
459								000000000000
460								000000000000
461								000000000000
462								000000000000
463								000000000000
464								000000000000
465								000000000000
466								000000000000
467								000000000000
468								000000000000
469								000000000000
470								000000000000
471								000000000000
472								000000000000
473								000000000000
474								000000000000
475								000000000000
476								000000000000
477								000000000000
478								000000000000
479								000000000000
480								000000000000
481								000000000000
482								000000000000
483								000000000000
484								000000000000
485								000000000000
486								000000000000
487								000000000000
488								000000000000
489								000000000000
490								000000000000
491								000000000000
492								000000000000
493								000000000000
494								000000000000
495								000000000000
496								000000000000
497								000000000000
498								000000000000
499								000000000000
500								000000000000
501								000000000000
502								000000000000
503								000000000000
504								000000000000
505								000000000000
506								000000000000
507								000000000000
508								000000000000
509								000000000000
510								000000000000
511								000000000000
512								000000000000
513								000000000000
514								000000000000
515								000000000000
516								000000000000
517								000000000000
518								000000000000
519								000000000000
520								000000000000
521								000000000000
522								000000000000
523								000000000000
524								000000000000
525								000000000000
526								000000000000
527								000000000000
528								000000000000
529								000000000000
530								000000000000
531								000000000000
532								000000000000
533								000000000000
534								000000000000
535								000000000000
536								000000000000
537								000000000000
538								000000000000
539								000000000000
540								000000000000
541								000000000000
542								000000000000
543								000000000000
544								000000000000
545								000000000000
546								000000000000
547								000000000000
548								000000000000
549								000000000000
550								000000000000
551								000000000000
552								000000000000
553								000000000000
554								000000000000
555								000000000000
556								000000000000
557								000000000000
558								000000000000
559								000000000000
560								000000000000
561								000000000000
562								000000000000
563								000000000000
564								000000000000
565								000000000000
566								000000000000
567								000000000000
568								000000000000
569								000000000000
570								000000000000
571								000000000000
572								000000000000
573								000000000000
574								000000000000
575								000000000000
576								000000000000
577								000000000000
578								000000000000
579								000000000000
580								000000000000
581								000000000000
582								000000000000
583								000000000000
584								000000000000
585								000000000000
586								000000000000
587								000000000000
588								000000000000
589								000000000000
590								000000000000
591								000000000000
592								000000000000
593								000000000000
594								000000000000
595								000000000000
596								000000000000
597								000000000000
598								000000000000
599								000000000000

	99	100	101	102	103	104	105	106
	Months Bankruptcy	Months Foreclosure	Primary Borrower Wage Income	Co-Borrower Wage Income	Primary Borrower Other Income	Co-Borrower Other Income	All Borrower Wage Income	All Borrower Total Income
1			17958.6	0	4734.64	0	17958.6	22693.24
2			9166.66	7083.33	0	0	16249.99	16249.99
3			19801.01	0	0	0	19801.01	19801.01
4			25000	0	7898.4	0	25000	32898.4
5			33938.83		6709.42		33938.83	40648.25
6			13668.58	7669.66	0	0	21338.24	21338.24
7			17916.68		7564.64		17916.68	25481.32
8			6119.58	5725	0	0	11844.58	11844.58
9			17120.29	0	0	0	17120.29	17120.29
10			12915	0	22.11	0	12915	12937.11
11			11066.66	13125	0	0	24191.66	24191.66
12			27500.01	0	0	0	27500.01	27500.01
13			13408.33	0	0	0	13408.33	13408.33
14			27427.44		4975		27427.44	32402.44
15			27707.63	7583.33	0	0	35290.96	35290.96
16			7622.01	0	0	8383.02	7622.01	16005.03
17			10200	878.12	2021.46	0	11078.12	13099.58
18			22083.36	0	0	0	22083.36	22083.36
19			35327.86	0	0	0	35327.86	35327.86
20			16092.27	0	5382	1070	16092.27	22544.27
21			14500		0		14500	14500
22			17833	11458.33	0	0	29291.33	29291.33
23			10838.38		9341.92		10838.38	20180.3
24			20296.99		0		20296.99	20296.99
25			14256.93	9847.08	0	0	24104.01	24104.01
26			11992.93		1056.59		11992.93	13049.52
27			9313.41	11666.67	0	0	20980.08	20980.08
28			30243.04		0		30243.04	30243.04
29			12957.42	6478.18	12914.35	0	19435.6	32349.95
30			0	20632.75	0	0	20632.75	20632.75
31			15716.68		0		15716.68	15716.68
32			12271.73	12271.73	0	0	24543.46	24543.46
33			15323.76	0	0	0	15323.76	15323.76
34			13691.36		0		13691.36	13691.36
35			12684.02	12684.02	0	0	25368.04	25368.04
36			8000	0	17000	0	8000	25000
37			20833.34		14998		20833.34	35831.34
38			15356.34	7222.22	0	0	22578.56	22578.56
39			6972.91	2617.52	0	0	9590.43	9590.43
40			79440.54		0		79440.54	79440.54
41			13093.31	1327.97	0	0	14421.28	14421.28
42			14500	0	9770.44	0	14500	24270.44
43			10083.35	0	9594.64	0	10083.35	19677.99
44			14196	19399	0	0	33595	33595
45			0	27177.56	0	0	27177.56	27177.56
46			13138.61	9369.9	0	0	22508.51	22508.51
47			12822	985	11792.83	0	13807	25599.83
48			21335	0	0	0	21335	21335
49			19598.25	5935.17	0	0	25533.42	25533.42
50			28352.7		0		28352.7	28352.7
51			11604.66		0		11604.66	11604.66
52			9583.33	8000	9273.32	0	17583.33	26856.65
53			21908	8494.34	0	0	30402.34	30402.34
54			26853.33	16153.84	0	0	43007.17	43007.17
55			15041.66		6585.72		15041.66	21627.38
56			9632.75	1080	0	0	10712.75	10712.75
57			8041.61	7387.76	0	0	15429.37	15429.37
58			11529.22	14333.34	0	0	25862.56	25862.56
59			15833.33		0		15833.33	15833.33
60			37921.15		0		37921.15	37921.15
61			21404	0	0	0	21404	21404
62			40416.68		0		40416.68	40416.68
63			27684.83		1098.63		27684.83	28783.46
64			61309.58	2369.94	0	0	63679.52	63679.52
65			52189.53	0	0	0	52189.53	52189.53
66			16209	6779.76	0	0	22988.76	22988.76
67			8967.69	3192.56	0	0	12160.25	12160.25
68			29172.68	0	0	0	29172.68	29172.68
69			19000	3953.21	3919.42	0	22953.21	26872.63
70			19042.83	0	0	0	19042.83	19042.83
71			51069.2	0	0	0	51069.2	51069.2
72			65076.54	0	0	0	65076.54	65076.54
73			10000	6250	0	0	16250	16250
74			20509.54	0	0	0	20509.54	20509.54
75			53006.23		0		53006.23	53006.23
76			7132.67	11266.67	0	0	18399.34	18399.34
77			9166.67	0	0	0	9166.67	9166.67
78			25448.68	26244.66	0	0	51693.34	51693.34
79			20888.83	0	0	0	20888.83	20888.83
80			8791.66		3623.29		8791.66	12414.95
81			2081.16	1359	0	0	3440.16	3440.16
82			10874	12497.5	0	0	23371.5	23371.5
83			29201.36		0		29201.36	29201.36
84			11166.68	11053.82	0	0	22220.5	22220.5
85			22916.66	0	0	0	22916.66	22916.66
86			15916.66		0		15916.66	15916.66
87			9421.64	2734.38	0	0	12156.02	12156.02
88			22500.01	0	0	0	22500.01	22500.01
89			21666.67		0		21666.67	21666.67
90			8965.17	0	0	0	8965.17	8965.17
91			9793.6	12173.46	0	0	21967.06	21967.06
92			10416.67		18745.95		10416.67	29162.62
93			15160.26	0	0	0	15160.26	15160.26
94			18767.21	0	0	0	18767.21	18767.21
95			28946.15	0	0	0	28946.15	28946.15
96			13333.32	4512.67	2214.18	0	17845.99	20060.17
97			8031.88	705	5174	1105.21	8736.88	15016.09
98			23200.41	0	0	0	23200.41	23200.41
99			15000		3750		15000	18750
100			268902.37	0	0	0	268902.37	268902.37
101			19583.33		0		19583.33	19583.33
102			18136.09		0		18136.09	18136.09
103			23883.77		0		23883.77	23883.77
104			11321.76	9800	0	0	21121.76	21121.76
105			20833.34	9507.67	0	0	30341.01	30341.01
106			129384.29		0		129384.29	129384.29
107			6705.66	6332.54	0	0	13038.2	13038.2
108			15833.33		3064.68		15833.33	18898.01
109			17265		0		17265	17265
110			14446.08		7043.98		14446.08	21490.06
111			21170		0		21170	21170
112			11250	4909.67	2065.89	0	16159.67	18225.56
113			9806.67		0		9806.67	9806.67
114			0	20208.33	0	0	20208.33	20208.33
115			11847.99	0	22167.27	0	11847.99	34015.26
116			10106.5	0	0	0	10106.5	10106.5
117			32474.17	0	0	0	32474.17	32474.17
118			36894.46	0	0	0	36894.46	36894.46
119			12508.34	0	891.67	0	12508.34	13400.01
120			35072.5		0		35072.5	35072.5
121			15880.33		0		15880.33	15880.33
122			17083.34		0		17083.34	17083.34
123			8543.67		1042.15		8543.67	9585.82
124			53068.8		0		53068.8	53068.8
125			17902.67	0	0	0	17902.67	17902.67
126			8125.19		1854.17		8125.19	9979.36
127			4221.54	2927.92	0	0	7149.46	7149.46
128			23323.83	0	0	0	23323.83	23323.83
129			12812.5	7310	0	0	20122.5	20122.5
130			9916.66	6664.67	0	0	16581.33	16581.33
131			4541.58		9400		4541.58	13941.58
132			26136.64		1848.5		26136.64	27985.14
133			20110.54	3200	0	0	23310.54	23310.54
134			8202.17	2166.67	5023	0	10368.84	15391.84
135			19166.67		0		19166.67	19166.67
136			3978		19883		3978	23861
137			16639.13	8000	0	0	24639.13	24639.13
138			13333.34		0		13333.34	13333.34
139			2646.59	9660.89	0	0	12307.48	12307.48
140			20833.34	16666.66	0	0	37500	37500
141			0	12036.84	1724.42	0	12036.84	13761.26
142			10642.69	11572.88	0	0	22215.57	22215.57
143			12141.21	0	0	0	12141.21	12141.21
144			9500		404.03		9500	9904.03
145			10402.29		5625		10402.29	16027.29
146			16305		0		16305	16305
147			39856.98	21909.23	8020.66	0	61766.21	69786.87
148			21618.12	0	0	0	21618.12	21618.12
149			22046.68	0	0	0	22046.68	22046.68
150			9583.34	5416.67	0	0	15000.01	15000.01
151			6500	14582.53	0	0	21082.53	21082.53
152			3583.33	918.9	8847	0	4502.23	13349.23
153			11250		0		11250	11250
154			20833.34		16666.66		20833.34	37500
155			11500.01	0	1257.41	0	11500.01	12757.42
156			9833.33	9231.65	2241.67	0	19064.98	21306.65
157			11916.67	11325	2918.61	0	23241.67	26160.28
158			3000	3818.28	3247.5	2073.69	6818.28	12139.47
159			20833.32		20833.32		20833.32	41666.64
160			31153.35	10322.15	0	0	41475.5	41475.5
161			11874.92		18851.85		11874.92	30726.77
162			11030.42	8533.33	0	547.41	19563.75	20111.16
163			18750.01	0	0	0	18750.01	18750.01
164			15375		0		15375	15375
165			22278	0	0	0	22278	22278
166			8455.69		8346.29		8455.69	16801.98
167			3208.83	5312.77	0	0	8521.6	8521.6
168			8815.82		0		8815.82	8815.82
169			25000	0	0	0	25000	25000
170			0	18750.03	0	0	18750.03	18750.03
171			16666.66	14820	0	0	31486.66	31486.66
172			54166.66		0		54166.66	54166.66
173			18583.33	16666	0	0	35249.33	35249.33
174			11416.67	0	0	0	11416.67	11416.67
175			3000	0	21855.95	0	3000	24855.95
176			15833.34	0	0	0	15833.34	15833.34
177			115.38	1883.25	6271	758	1998.63	9027.63
178			7029	0	6246	0	7029	13275
179			15075		4468.08		15075	19543.08
180			12601.29	9527.79	0	0	22129.08	22129.08
181			45768.5		0		45768.5	45768.5
182			14166.67		0		14166.67	14166.67
183			26651	10344.1	0	0	36995.1	36995.1
184			14104.08		0		14104.08	14104.08
185			29651.62	11666.67	0	0	41318.29	41318.29
186			23005.66		0		23005.66	23005.66
187			13847	6334.76	0	0	20181.76	20181.76
188			12500		8584		12500	21084
189			35416.66	0	0	0	35416.66	35416.66
190			45422.78	0	0	0	45422.78	45422.78
191			14384	0	0	0	14384	14384
192			14670.18	0	9043.81	0	14670.18	23713.99
193			33957.97		0		33957.97	33957.97
194			21801.66	6250	0	0	28051.66	28051.66
195			0		17081.5		0	17081.5
196			56085	0	0	0	56085	56085
197			8405.8	8380.67	1521.47	0	16786.47	18307.94
198			23333.34	14583.34	0	0	37916.68	37916.68
199			11104.51		0		11104.51	11104.51
200			19120	0	0	0	19120	19120
201			24825.75	0	0	0	24825.75	24825.75
202			12187.52	5042.92	0	0	17230.44	17230.44
203			28329.87		0		28329.87	28329.87
204			11651.33	0	2799.56	0	11651.33	14450.89
205			4295	8205.5	0	0	12500.5	12500.5
206			9105.83	6101.42	0	0	15207.25	15207.25
207			0	18159.9	0	0	18159.9	18159.9
208			32081.63		0		32081.63	32081.63
209			7519.75	9403.34	0	0	16923.09	16923.09
210			14598	0	0	0	14598	14598
211			9304.58	0	25152.8	0	9304.58	34457.38
212			3000		14704.64		3000	17704.64
213			34308.58		0		34308.58	34308.58
214			9306.35	7683.75	0	0	16990.1	16990.1
215			11854	0	0	0	11854	11854
216			13300		0		13300	13300
217			12500	0	22619.25	0	12500	35119.25
218			10428.17	12775.83	0	0	23204	23204
219			26052.9		0		26052.9	26052.9
220			7611.69	9975.07	0	0	17586.76	17586.76
221			4000	0	25897.42	9164.79	4000	39062.21
222			5710.42	0	4852	0	5710.42	10562.42
223			9750	11900	0	0	21650	21650
224			25341.25	0	0	0	25341.25	25341.25
225			9183.2	12083.34	0	0	21266.54	21266.54
226			11343.25	3742.39	0	0	15085.64	15085.64
227			6362.17	3172.86	7003.24	0	9535.03	16538.27
228			21385	0	18532.7	0	21385	39917.7
229			31997.01	0	24961.66	0	31997.01	56958.67
230			11525.45	7320.43	0	0	18845.88	18845.88
231			12187.5	6500	0	0	18687.5	18687.5
232			15916.67	7333.34	0	0	23250.01	23250.01
233			13750	13776	0	0	27526	27526
234			27669.41	1445.17	0	0	29114.58	29114.58
235			17508.75	4000	0	0	21508.75	21508.75
236			10040.33	1065.9	0	1127.23	11106.23	12233.46
237			22083.33		0		22083.33	22083.33
238			39387.08	0	0	0	39387.08	39387.08
239			20383.34		0		20383.34	20383.34
240			14328.58	8348.75	0	0	22677.33	22677.33
241			8626.68	2973.14	0	0	11599.82	11599.82
242			15114.1		0		15114.1	15114.1
243			9884.12	2372.84	5931.77	0	12256.96	18188.73
244			20670.76	13833.32	0	0	34504.08	34504.08
245			25325.37		0		25325.37	25325.37
246			33378.39	0	0	0	33378.39	33378.39
247			25901.5	0	0	0	25901.5	25901.5
248			10803.66	5144.99	0	0	15948.65	15948.65
249			10416	12500	0	0	22916	22916
250			15416.68		0		15416.68	15416.68
251			14566.67	3281.33	0	0	17848	17848
252			13284.33	8568.7	0	0	21853.03	21853.03
253			37659	8333.34	0	0	45992.34	45992.34
254			16447.01	0	0	0	16447.01	16447.01
255			7854	0	0	6155	7854	14009
256			15432.88	7734	7495.4	0	23166.88	30662.28
257			8810.43		0		8810.43	8810.43
258			31175	0	0	0	31175	31175
259			15882.6	0	0	0	15882.6	15882.6
260			5416	0	16563	0	5416	21979
261			12531.07	5416.66	0	0	17947.73	17947.73
262			16635	0	0	0	16635	16635
263			54010.42	0	0	0	54010.42	54010.42
264			67154.43	0	0	0	67154.43	67154.43
265			8333.34	11666.66	0	0	21219.95	21219.95
266			71632.95		0		71632.95	71632.95
267			5703.58	14583	0	0	20286.58	20286.58
268			27500		0		27500	27500
269			29558.88	7366.67	0	2315	36925.55	39240.55
270			45833.33	0	39994	0	45833.33	85827.33
271			12334.4	16254.68	0	0	28589.08	28589.08
272			24441.33		0		24441.33	24441.33
273			10000	10466.92	0	0	20466.92	20466.92
274			19686.77		0		19686.77	19686.77
275			12021.34		0		12021.34	12021.34
276			13708.33	8137	0	0	21845.33	21845.33
277			12906.4		93.42		12906.4	12999.82
278			7764	10228	0	0	17992	17992
279			69961.16		0		69961.16	69961.16
280			9902.53	5794.53	0	0	15697.06	15697.06
281			14809.59		0		14809.59	14809.59
282			13749.99	7241.32	0	0	20991.31	20991.31
283			2320.8	8609.37	15169.25	0	10930.17	26099.42
284			23014.17		0		23014.17	23014.17
285			10250	2200	0	0	12450	12450
286			10833.34	11344.5	0	0	22177.84	22177.84
287			19714.74		0		19714.74	19714.74
288			19589.58	0	0	0	19589.58	19589.58
289			11744.33	3631.94	0	0	15376.27	15376.27
290			0	22500	0	0	22500	22500
291			15798.61		0		15798.61	15798.61
292			7419.42		0		7419.42	7419.42
293			63665.46	0	0	0	63665.46	63665.46
294			9877.51	11397.58	5973	2906	21275.09	30154.09
295			20048.08	0	0	0	20048.08	20048.08
296			14583.33	14724.99	0	0	29308.32	29308.32
297			12656	8750	0	0	21406	21406
298			20432.62		0		20432.62	20432.62
299			4534.58	16990.42	0	0	21525	21525
300			12696	10520	0	0	23216	23216
301			25809.7		0		25809.7	25809.7
302			10416.68		8401.28		10416.68	18817.96
303			73324.5		0		73324.5	73324.5
304			18750	0	0	0	18750	18750
305			30197.42		0		30197.42	30197.42
306			25000	8333	0	0	33333	33333
307			28322.08		0		28322.08	28322.08
308			30002.75	0	0	0	30002.75	30002.75
309			18006.09	0	13676.88	0	18006.09	31682.97
310			14095.31		0		14095.31	14095.31
311			9743.75		0		9743.75	9743.75
312			13937.92	15715.13	0	0	29653.05	29653.05
313			10527.42	6180	0	0	16707.42	16707.42
314			9381.23	11158.33	0	0	20539.56	20539.56
315			10275.85		0		10275.85	10275.85
316			10416.67	0	11316.67	0	10416.67	21733.34
317			16383.33	0	0	0	16383.33	16383.33
318			7800	6166.66	0	0	13966.66	13966.66
319			8162.58	9291.75	0	0	17454.33	17454.33
320			38277.39	12308.44	0	0	50585.83	50585.83
321			8338.46	5567.5	0	2550	13905.96	16455.96
322			19166.68	0	0	0	19166.68	19166.68
323			11192.67	3992.08	0	0	15184.75	15184.75
324			23693.25	0	0	0	23693.25	23693.25
325			6846.46	10256.39	0	0	17102.85	17102.85
326			16250	17725	0	0	33975	33975
327			12904.24	0	0	0	12904.24	12904.24
328			15080.38	18333.33	0	0	33413.71	33413.71
329			0	8590	0	0	8590	8590
330			10241.57		2153.54		10241.57	12395.11
331			14200.05		0		14200.05	14200.05
332			13855.81	4451.93	0	0	18307.74	18307.74
333			12116.66		0		12116.66	12116.66
334			14026.13		0		14026.13	14026.13
335			20416.67	0	0	0	20416.67	20416.67
336			10416.68	10000	0	0	20416.68	20416.68
337			32684.13		0		32684.13	32684.13
338			29050	0	0	0	29050	29050
339			8333.32	0	24723.3	0	8333.32	33056.62
340			17500		0		17500	17500
341			5533.22	6470	720.07	250	12003.22	12973.29
342			9496.92		4375		9496.92	13871.92
343			20416.67	18333.33	0	0	38750	38750
344			50833.34	0	0	0	50833.34	50833.34
345			13750	0	0	0	13750	13750
346			12540	0	0	0	12540	12540
347			0	10443.33	0	0	10443.33	10443.33
348			16458.33	0	0	0	16458.33	16458.33
349			11344.25	0	0	0	11344.25	11344.25
350			16416.66	0	0	0	16416.66	16416.66
351			19799.66	0	0	0	19799.66	19799.66
352			24000	0	0	0	24000	24000
353			32246.16	0	0	0	32246.16	32246.16
354			14583.31	2124.07	0	0	16707.38	16707.38
355			14162.5		8839.08		14162.5	23001.58
356			22882	3865.33	13965	0	26747.33	40712.33
357			19583.33		154465.25		19583.33	174048.58
358			49280.29	4583.28	0	0	53863.57	53863.57
359			54449.33	6500	0	0	60949.33	60949.33
360			24048.75	3862.43	0	0	27911.18	27911.18
361			5459.08	8846.16	0	0	14305.24	14305.24
362			4800	0	0	0	4800	4800
363			4964.41	1066.83	4515.67	0	6031.24	10546.91
364			55125.01	0	0	0	55125.01	55125.01
365			45952.38		0		45952.38	45952.38
366			0	11530.13	8062.06	0	11530.13	19592.19
367			15416.68	0	0	0	15416.68	15416.68
368			12500		7385.91		12500	19885.91
369			31137.62	5358.3	0	0	36495.92	36495.92
370			12243.79		0		12243.79	12243.79
371			12675.83	6664.67	0	0	19340.5	19340.5
372			5222.45	20833.34	0	0	26055.79	26055.79
373			28100.24	0	0	0	28100.24	28100.24
374			86106.92		0		86106.92	86106.92
375			9306.32	0	0	0	9306.32	9306.32
376			20361.75	0	0	0	20361.75	20361.75
377			30345.88	0	0	0	30345.88	30345.88
378			53548.2		0		53548.2	53548.2
379			25312		0		25312	25312
380			65722.25	0	0	0	65722.25	65722.25
381			12689.99	13340.84	0	0	26030.83	26030.83
382			7692.8	11504.43	0	0	19197.23	19197.23
383			30045		0		30045	30045
384			10844.5		0		10844.5	10844.5
385			15000		0		15000	15000
386			14739.76		3776.08		14739.76	18515.84
387			11666.66	0	0	0	11666.66	11666.66
388			15249.37	4217.37	0	0	19466.74	19466.74
389			10160.84	2541.67	0	0	12702.51	12702.51
390			19500	0	0	0	19500	19500
391			18749.98	3771.04	3466	0	22521.02	25987.02
392			19821.25	53742.4	0	0	73563.65	73563.65
393			14932.58		0		14932.58	14932.58
394			50732.75	0	0	0	50732.75	50732.75
395			10621.86	10936.66	0	0	21558.52	21558.52
396			27632	0	0	0	27632	27632
397			40.67	7174.33	1068.59	330.09	7215	8613.68
398			13541.66		0		13541.66	13541.66
399			41667		0		41667	41667
400			22403.33	9912.5	0	0	32315.83	32315.83
401			28055.96	0	0	0	28055.96	28055.96
402			70468.91	0	0	0	70468.91	70468.91
403			17649.3	22083.33	0	0	39732.63	39732.63
404			18038.39		0		18038.39	18038.39
405			8506.94	7704.99	0	0	16211.93	16211.93
406			8333.33	0	8333.33	0	8333.33	16666.66
407			13311	0	0	0	13311	13311
408			20145		0		20145	20145
409			12578.39	1013.7	0	0	13592.09	13592.09
410			26440.1	0	8853.75	0	26440.1	35293.85
411			41250	0	0	0	41250	41250
412			15797.6		0		15797.6	15797.6
413			11333.34		0		11333.34	11333.34
414			56129.63		0		56129.63	56129.63
415			11348	16596.69	0	0	27944.69	27944.69
416			13611.5		0		13611.5	13611.5
417			16548.05		0		16548.05	16548.05
418			0	5833.33	8564.49	0	5833.33	14397.82
419			14583		12424		14583	27007
420			11779.85	7889.11	0	0	19668.96	19668.96
421			12500	4420.42	10194.44	10955.66	16920.42	38070.52
422			16833.33	11691.09	0	0	28524.42	28524.42
423			17937.5		0		17937.5	17937.5
424			18616.23	18112.5	0	0	36728.73	36728.73
425			24959.84	0	0	0	24959.84	24959.84
426			39538.26	0	24467.67	0	39538.26	64005.93
427			16666.67	0	0	0	16666.67	16666.67
428			1972	0	30135.52	0	1972	32107.52
429			40429.54		0		40429.54	40429.54
430			26294.83	0	0	0	26294.83	26294.83
431			17005.75	7371.66	0	0	24377.41	24377.41
432			9613.07	6234.8	0	0	15847.87	15847.87
433			15416.66	0	0	0	15416.66	15416.66
434			27083	0	0	0	27083	27083
435			28216.25		0		28216.25	28216.25
436			17291.66		0		17291.66	17291.66
437			22916.66		0		22916.66	22916.66
438			6000	8400	0	0	14400	14400
439			54872.13	8625.02	0	0	63497.15	63497.15
440			0	22833.42	0	0	22833.42	22833.42
441			4312.04		37374.17		4312.04	41686.21
442			14852.5	0	0	0	14852.5	14852.5
443			17500	3500	0	0	21000	21000
444			3531.38	44738.09	0	0	48269.47	48269.47
445			15709	14341	0	0	30050	30050
446			13291.63	1941.38	0	0	15233.01	15233.01
447			13756.92	0	0	0	13756.92	13756.92
448			10367.11	6040.29	0	0	16407.4	16407.4
449			16254.04		0		16254.04	16254.04
450			0		49046.29		0	49046.29
451			16666.67		0		16666.67	16666.67
452			6716	10142	0	0	16858	16858
453			1317	15561	12082	0	16878	28960
454			12854.66	270	0	0	13124.66	13124.66
455			49999.99	0	0	0	49999.99	49999.99
456			8405	16887	0	0	25292	25292
457			13268		0		13268	13268
458			12500		0		12500	12500
459			13631.67	0	7765.89	0	13631.67	21397.56
460			67135.08	12985.01	0	0	80120.09	80120.09
461			14340.76	0	0	0	14340.76	14340.76
462			29911.42	9580.18	0	0	39491.6	39491.6
463			20272.98	0	0	0	20272.98	20272.98
464			17596.67	0	0	0	17596.67	17596.67
465			27991.88	0	0	0	27991.88	27991.88
466			14679.22	0	5762.95	0	14679.22	20442.17
467			268.75	264.87	8498.49	7639.1	533.62	16671.21
468			18750.01	0	0	0	18750.01	18750.01
469			20701.15	22206.3	0	0	42907.45	42907.45
470			4469	12500	0	0	16969	16969
471			16666.67	18333.34	0	0	35000.01	35000.01
472			14583.33	0	0	0	14583.33	14583.33
473			13750	8666.66	0	0	22416.66	22416.66
474			17373.42	0	0	0	17373.42	17373.42
475			25963.62	0	0	0	25963.62	25963.62
476			5367.75	45966.29	0	0	51334.04	51334.04
477			19593.76	0	0	0	19593.76	19593.76
478			12473.9	0	1583.63	0	12473.9	14057.53
479			18699.26	4508.4	1300	0	23207.66	24507.66
480			14927.47	7590.27	0	0	22517.74	22517.74
481			13158.08		0		13158.08	13158.08
482			13749.99	13433.33	0	0	27183.32	27183.32
483			53166.88		0		53166.88	53166.88
484			10416.66	0	10655.43	0	10416.66	21072.09
485			23748	5458.33	0	0	29206.33	29206.33
486			16694.63	8623	0	0	25317.63	25317.63
487			12610.49	0	0	0	12610.49	12610.49
488			17743.5	0	0	0	17743.5	17743.5
489			29427.42	0	0	0	29427.42	29427.42
490			14631.18	0	0	0	14631.18	14631.18
491			9486.25	9486.25	0	0	18972.5	18972.5
492			19166.66		0		19166.66	19166.66
493			10833.33	8705.93	0	0	19539.26	19539.26
494			29166.66		19166.66		29166.66	48333.32
495			15157.72		0		15157.72	15157.72
496			7833.32	4157	0	0	11990.32	11990.32
497			25000		0		25000	25000
498			0		26665.97		0	26665.97
499			16666.67	0	8333.33	0	16666.67	25000
500			7585.76		8168.07		7585.76	15753.83
501			0	0	12770.91	0	0	12770.91
502			28489.04	0	0	0	28489.04	28489.04
503			26180.54	6865.06	0	0	33045.6	33045.6
504			7083.33	0	34642.36	0	7083.33	41725.69
505			32913.77	0	0	0	32913.77	32913.77
506			7246.16	16475	5146.16	0	23721.16	28867.32
507			18750	4583.34	0	0	23333.34	23333.34
508			13871.91	0	0	0	13871.91	13871.91
509			27916.66	8333.33	0	0	36249.99	36249.99
510			3000.01	15341.66	0	0	18341.67	18341.67
511			6866.24	6865.99	268.95	0	13732.23	14001.18
512			68929.32	0	0	0	68929.32	68929.32
513			17028.5		4560.33		17028.5	21588.83
514			1309.25	0	41140.47	0	1309.25	42449.72
515			16735.03		0		16735.03	16735.03
516			20939.77		0		20939.77	20939.77
517			12916.67		59170.21		12916.67	72086.88
518			26179.75		0		26179.75	26179.75
519			16758.41		0		16758.41	16758.41
520			18181.58	0	0	0	18181.58	18181.58
521			9833.33	8333.35	0	0	18166.68	18166.68
522			12406.32		0		12406.32	12406.32
523			10175.27	12726.49	0	0	22901.76	22901.76
524			23642		1491.92		23642	25133.92
525			11225.29	11225.38	0	0	22450.67	22450.67
526			26250		0		26250	26250
527			10416.67	9333.33	0	0	19750	19750
528			8148.42	5778.93	0	0	13927.35	13927.35
529			16258.67	0	4525.01	0	16258.67	20783.68
530			11666.67	0	0	0	11666.67	11666.67
531			24757.2		0		24757.2	24757.2
532			0	11250	0	0	11250	11250
533			25725.95	0	0	0	25725.95	25725.95
534			19583.33		7920.02		19583.33	27503.35
535			12944.9		11738.89		12944.9	24683.79
536			16560.42	0	0	0	16560.42	16560.42
537			10651.08	9025.01	0	0	19676.09	19676.09
538			12719.58	27916.68	0	0	40636.26	40636.26
539			25000		0		25000	25000
540			12691.41	0	0	0	12691.41	12691.41
541			18699.13	3375	0	0	22074.13	22074.13
542			21988		9076.92		21988	31064.92
543			10218.86	6220.74	2604.46	0	16439.6	19044.06
544			31941.42	0	0	0	31941.42	31941.42
545			11343.55	15558.62	0	0	26902.17	26902.17
546			17138.08		0		17138.08	17138.08
547			14330.85	1550.81	0	0	15881.66	15881.66
548			11000	5274.66	0	0	16274.66	16274.66
549			6167.49		1804		6167.49	7971.49
550			21587.82	0	0	0	21587.82	21587.82
551			6028.86	10018.32	0	0	16047.18	16047.18
552			20000	0	29349.45	0	20000	49349.45
553			10503.3	0	0	0	10503.3	10503.3
554			34173.57		0		34173.57	34173.57
555			27083.33	0	4568.33	0	27083.33	31651.66
556			17083.34	5860.01	0	0	22943.35	22943.35
557			10049.83		0		10049.83	10049.83
558			5000	9362.79	5822.85	0	14362.79	20185.64
559			65373.79	15044.08	0	0	80417.87	80417.87
560			20833.34		0		20833.34	20833.34
561			15713.48		0		15713.48	15713.48
562			33439.76	0	0	0	33439.76	33439.76
563			20833.35		0		20833.35	20833.35
564			9294.63	0	0	0	9294.63	9294.63
565			22496.98	21816.25	0	0	44313.23	44313.23
566			15537	6283.58	0	0	21820.58	21820.58
567			15084.99		5741.66		15084.99	20826.65
568			13663.58		0		13663.58	13663.58
569			24436.41	0	0	0	24436.41	24436.41
570			15431.5		0		15431.5	15431.5
571			12500	3813	0	0	16313	16313
572			22078.17		0		22078.17	22078.17
573			13110.31	0	5000	0	13110.31	18110.31
574			13285.96		0		13285.96	13285.96
575			10383.5	10510.16	0	0	20893.66	20893.66
576			21505.23		2554.8		21505.23	24060.03
577			10788.33	0	0	0	10788.33	10788.33
578			7091	6761.73	0	0	13852.73	13852.73
579			14340.67		4674.6		14340.67	19015.27
580			3530	0	23639.43	0	3530	27169.43
581			7286.93	8380.66	0	0	15667.59	15667.59
582			11250	12500	4397.41	0	23750	28147.41
583			17916.69	0	0	0	17916.69	17916.69
584			18125	14768.4	4759.83	562.5	32893.4	38215.73
585			8333	4909.67	0	0	13242.67	13242.67
586			79242.58	0	0	0	79242.58	79242.58
587			12070		7153.88		12070	19223.88
588			16666.69		27781.25		16666.69	44447.94
589			9350	13333.33	0	0	22683.33	22683.33
590			15414.75		0		15414.75	15414.75
591			10109.88	10000	0	0	20109.88	20109.88
592			14673	0	3708.33	0	14673	18381.33
593			10833.76	0	1336	0	10833.76	12169.76
594			20500	0	0	0	20500	20500
595			15375.98	893.73	0	625.07	16269.71	16894.78
596			37924.2	0	0	0	37924.2	37924.2
597			14289.38	0	0	0	14289.38	14289.38
598			5871.5	17201.6	0	0	23073.1	23073.1
599			6666.66	10601.07	0	0	17267.73	17267.73

	107	108	109	110	111	112	113	114	115	116
	4506-T Indicator	Borrower Income Verification Level	Co-Borrower Income Verification	Borrower Employment Verification	Co-Borrower Employment Verification	Borrower Asset Verification	Co-Borrower Asset Verification	Liquid / Cash Reserves	Monthly Debt All Borrowers	Originator DTI
1	1	5		3		4		917819.13	9628.15	0.424274
2	1	5		3		4		88374.25	5038.03	0.310033
3	1	5		3		4		604957.34	6964.37	0.351718
4	1	5		3		4		557639.01	6355.02	0.193171
5	1	5		3		4		271333.48	14589.23	0.358914
6	1	5		3		4		146735.65	8575.45	0.401882
7	1	5		3		4		277070.57	11172.18	0.438446
8	1	5		3		4		315717.32	2977.6	0.251389
9	1	5		3		4		70554.73	5047.8	0.294843
10	1	5		3		4		158720.53	4960.51	0.383433
11	1	5		3		4		108018.97	5216.47	0.215631
12	1	5		3		4		820757.75	6236.01	0.226764
13	1	5		3		4		33670.69	6024.63	0.44932
14	1	5		3		4		1652964.76	13303.92	0.410584
15	1	5		3		4		123648.17	6417.03	0.181832
16	1	5		3		4		104595.34	3682.37	0.230076
17	1	5		3		4		1068703.68	5849.15	0.446514
18	1	5		3		4		42762.66	5793.08	0.262328
19	1	5		3		4		157321.13	13288.86	0.376158
20	1	5		3		4		113615.01	9248.34	0.41023
21	1	5		3		4		93845.87	4764.53	0.328588
22	1	5		3		4		35098.36	5622.65	0.191956
23	1	5		3		4		395964.81	6697.68	0.331892
24	1	5		3		4		262218.51	5630.28	0.277395
25	1	5		3		4		132597.32	6849.54	0.284166
26	1	5		3		4		235313.2	5647.05	0.43274
27	1	5		3		4		85145.63	8316.88	0.396418
28	1	5		3		4		43822.29	5550.32	0.183524
29	1	5		3		4		185518.5	5228.08	0.16161
30	1	5		3		4		979801.94	6597.12	0.31974
31	1	5		3		4		339108.53	4658.79	0.296423
32	1	5		3		4		557573.03	7711.36	0.314192
33	1	5		3		4		348813.87	5219.61	0.340622
34	1	5		3		4		146120.63	5752.32	0.420142
35	1	5		3		4		157552.2	5346.8	0.210769
36	1	5		3		4		208921.51	10400.72	0.416029
37	1	5		3		4		123354.32	9095.68	0.253847
38	1	5		3		4		199140.82	4893.77	0.216744
39	1	5		3		4		100693.3	3377.75	0.3522
40	1	5		3		4		616520.11	11612.38	0.146177
41	1	5		3		4		4353312.2	6453.93	0.447528
42	1	5		3		4		168488.73	7613.59	0.313698
43	1	5		3		4		240477.45	6016.45	0.305745
44	1	5		3		4		135942.34	8469.37	0.252102
45	1	5		3		4		339478.2	7727.94	0.28435
46	1	5		3		4		80076.36	6907.86	0.3069
47	1	5		3		4		96090.83	11501.29	0.449272
48	1	5		3		4		126144.35	6867.29	0.321879
49	1	5		3		4		285939.55	4768.7	0.186763
50	1	5		3		4		3256341.4	7890.05	0.278282
51	1	5		3		4		252329.81	4990.98	0.430084
52	1	5		3		4		455481.36	7492.01	0.278963
53	1	5		3		4		50102.96	4503.5	0.14813
54	1	5		3		4		144012.24	8897.15	0.206876
55	1	5		3		4		345188.08	7105.89	0.32856
56	1	5		3		4		654613.55	3291.93	0.307291
57	1	5		3		4		48474.47	6005.13	0.389201
58	1	5		3		4		50643.61	5739.99	0.221942
59	1	5		3		4		23678.9	3938.6	0.248754
60	1	5		3		4		233136.34	12198.13	0.321671
61	1	5		3		4		271368.02	9674.74	0.452006
62	1	5		3		4		171783.14	6833.89	0.169086
63	1	5		3		4		167758.48	8956.2	0.311158
64	1	5		3		4		955834.03	8776.06	0.137816
65	1	5		3		4		898704.44	12748.65	0.244276
66	1	5		3		4		659011.79	8238.48	0.35837
67	1	5		3		4		36153.65	4850.59	0.398889
68	1	5		3		4		234349.84	10587.2	0.362915
69	1	5		3		4		1383135.89	9207.91	0.34265
70	1	5		3		4		44829.25	5931.96	0.311506
71	1	5		3		4		117208.33	8525.13	0.166933
72	1	4		3		4		191759.2	7744.89	0.119012
73	1	5		3		4		994739.46	4577.93	0.281719
74	1	5		3		4		50443.84	6511.59	0.317491
75	1	5		3		4		280548.97	13332.76	0.251532
76	1	5		3		4		32875.7	4185.08	0.227458
77	1	5		3		4		690614.48	3716.79	0.405468
78	1	5		3		4		1056290.81	17141.77	0.331605
79	1	5		3		4		341386.28	4243.23	0.203134
80	1	5		3		4		110527.77	4945.21	0.398327
81	1	5		3		4		127260.55	1263.49	0.367277
82	1	4		3		4		59237.51	4608.72	0.197194
83	1	5		3		4		242492.53	11872.95	0.406589
84	1	5		3		4		363069.78	8997.17	0.404904
85	1	5		3		4		118162.66	8124.53	0.354525
86	1	5		3		4		266193.66	5724.44	0.359651
87	1	5		3		4		121458.6	5284.55	0.434727
88	1	5		3		4		67626.85	8038.87	0.357283
89	1	5		3		4		135041.9	5476.75	0.252773
90	1	5		3		4		104756.59	1968.08	0.219525
91	1	5		3		4		168077.82	6211.6	0.282769
92	1	5		3		4		520325.77	7052.13	0.241821
93	1	5		3		4		215863.25	4934.41	0.325483
94	1	5		3		4		110394.18	6919.32	0.368692
95	1	5		3		4		80928.75	8932.58	0.308593
96	1	5		3		4		190629.47	7926.52	0.395137
97	1	5		3		4		261634.26	6682.42	0.445017
98	1	5		3		4		150862.96	4768.15	0.20552
99	1	5		3		4		111122.04	7483.59	0.399125
100	1	5		3		4		8886221.43	30528.49	0.11353
101	1	5		3		4		594381.94	6465.98	0.330178
102	1	5		3		4		264353.23	6159.6	0.339632
103	1	5		3		4		246486.18	7380.16	0.309003
104	1	5		3		4		63389.56	6508.33	0.308134
105	1	5		3		4		587598.06	5177.6	0.170647
106	1	5		3		4		1274176.37	8042.53	0.06216
107	1	5		3		4		72751.2	4379.41	0.335891
108	1	5		3		4		80555.71	7629.79	0.403735
109	1	5		3		4		89708.66	7552.56	0.437449
110	1	5		3		4		554967.04	6028.59	0.280529
111	1	5		3		4		416625.99	6867.04	0.324376
112	1	5		3		4		77513.48	5764.27	0.316274
113	1	5		3		4		240474.04	3406.99	0.347416
114	1	5		3		4		351464.86	5804.54	0.287235
115	1	5		3		4		109213.79	5349.1	0.157256
116	1	5		3		4		288531.7	3930.95	0.388953
117	1	4		3		4		68969.18	5402.76	0.166371
118	1	5		3		4		195394.78	10237.77	0.277488
119	1	5		3		4		125848.17	4157.43	0.310256
120	1	4		3		4		68262.93	7997.06	0.228015
121	1	5		3		4		101751.66	5908.99	0.372095
122	1	5		3		4		683460.57	5778.66	0.338263
123	1	5		3		4		51334.67	3940.34	0.411059
124	1	4		3		4		1457841.28	8702.33	0.163982
125	1	5		3		4		249442.4	8211.63	0.458682
126	1	5		3		4		31265.68	4422.28	0.443143
127	1	5		3		4		193594.45	2781	0.388981
128	1	5		3		4		107239.36	4343.57	0.186229
129	1	5		3		4		67195.5	4110.75	0.204286
130	1	5		3		4		301913.01	4521.28	0.272673
131	1	5		3		4		1075443.34	5018.01	0.359931
132	1	5		3		4		1084122.62	12374.5	0.442181
133	1	5		3		4		150584.32	7109.55	0.304993
134	1	5		3		4		138906.33	5128.3	0.333183
135	1	5		3		4		78497.88	4961.18	0.258844
136	1	5		3		4		809481.72	10154.07	0.425551
137	1	5		3		4		125038.66	6536	0.265269
138	1	5		3		4		61673.29	4646.9	0.348517
139	1	5		3		4		133379.68	2670.07	0.216947
140	1	5		3		4		836256.14	9000.41	0.240011
141	1	5		3		4		49300.3	5613.05	0.407888
142	1	5		3		4		44615.1	6418.28	0.288909
143	1	5		3		4		187089.27	4062.93	0.33464
144	1	5		3		4		67609.33	4036.03	0.407514
145	1	5		3		4		97673.52	6759.77	0.421766
146	1	5		3		4		31384.75	5291.62	0.32454
147	1	5		3		4		757980.33	14073.78	0.201668
148	1	5		3		4		66086.03	5836.22	0.269969
149	1	5		3		4		569185.11	3931.21	0.178313
150	1	5		3		4		130863.22	5429.55	0.36197
151	1	5		3		4		88020.84	5189.25	0.24614
152	1	5		3		4		48584.14	5447.93	0.408108
153	1	5		3		4		241788.5	4003.37	0.355855
154	1	5		3		4		419396.64	11049.97	0.294666
155	1	5		3		4		160738.83	5655.38	0.443301
156	1	5		3		4		127138.25	6694.89	0.314216
157	1	5		3		4		472493.22	9323.47	0.356398
158	1	5		3		4		208980.34	5353.09	0.440966
159	1	4		3		4		154966.86	7472.29	0.179335
160	1	5		3		4		234244.32	14748.36	0.355592
161	1	5		3		4		311597.81	5758.63	0.187414
162	1	5		3		4		63116.14	7417.34	0.368817
163	1	5		3		4		694120.15	5521.88	0.2945
164	1	5		3		4		188258.95	6765.02	0.440001
165	1	5		3		4		463137.82	7373.44	0.330974
166	1	5		3		4		133329.68	6304.1	0.3752
167	1	5		3		4		20922.8	3756.85	0.440862
168	1	5		3		4		193197.6	3138.03	0.355954
169	1	5		3		4		472264.67	10751.3	0.430052
170	1	5		3		4		302391.74	4661.26	0.2486
171	1	5		3		4		127111.47	5746.88	0.182518
172	1	5		3		4		264968.2	6652.64	0.122818
173	1	5		3		4		316525.71	9475.94	0.268826
174	1	5		3		4		28983.29	3775.69	0.330717
175	1	5		3		4		254798.31	5982.98	0.240706
176	1	5		3		4		252070.27	6326.65	0.399578
177	1	5		3		4		758337.28	4044.81	0.448048
178	1	5		3		4		154569.45	3455.39	0.260293
179	1	5		3		4		268597.43	7304.09	0.373743
180	1	5		3		4		300784.73	7795.52	0.352275
181	1	5		3		4		139566.48	13831.15	0.302198
182	1	5		3		4		430298.66	6242.54	0.44065
183	1	5		3		4		28292.85	4062.36	0.109808
184	1	5		3		4		277421.13	5494.51	0.389569
185	1	5		3		4		353300.31	11453.43	0.2772
186	1	4		3		4		159804.81	4980.61	0.216495
187	1	5		3		4		230017.64	5823.47	0.288551
188	1	5		3		4		170963.7	5344.14	0.253469
189	1	5		3		4		113519.64	5002.57	0.141249
190	1	5		3		4		714255.9	5885.84	0.129579
191	1	5		3		4		42151.05	4545.98	0.316044
192	1	5		3		4		79582.87	5398.3	0.227642
193	1	5		3		4		81286.82	8368.6	0.24644
194	1	5		3		4		79043.28	8626.14	0.307509
195	1	5		3		4		4962729.02	6077.73	0.355808
196	1	5		3		4		604127.29	5473.28	0.097589
197	1	5		3		4		60855.43	4466.75	0.243979
198	1	5		3		4		277522.16	8857.41	0.233602
199	1	5		3		4		67438.21	4168.5	0.375388
200	1	5		3		4		724133	5805.33	0.303626
201	1	5		3		4		211437.19	6875.02	0.276931
202	1	5		3		4		224704.65	4601.58	0.267061
203	1	5		3		4		117933.25	6106.59	0.215553
204	1	4		3		4		226210.79	5532.75	0.382866
205	1	5		3		4		75996.11	4873.38	0.389855
206	1	5		3		4		112948.36	4222.35	0.277654
207	1	5		3		4		205016.41	5320.23	0.292966
208	1	5		3		4		356679.09	12827.55	0.399841
209	1	5		3		4		141079.89	5491.32	0.324487
210	1	5		3		4		65664.72	6383.6	0.437293
211	1	5		3		4		4962002.12	8974.11	0.260441
212	1	5		3		4		159240.5	6093.9	0.344198
213	1	5		3		4		243695.59	6726.57	0.196061
214	1	5		3		4		282615.28	6038.55	0.355416
215	1	5		3		4		49293.19	3726.25	0.314345
216	1	5		3		4		49242.7	5229.63	0.393205
217	1	5		3		4		209482.66	5961.46	0.169749
218	1	5		3		4		127643.63	5565.04	0.239831
219	1	5		3		4		292888.29	11389.03	0.43715
220	1	5		3		4		258056.91	5885.22	0.334639
221	1	5		3		4		77388.48	12669.12	0.324332
222	1	4		3		4		575492.98	4684.56	0.443512
223	1	5		3		4		214354.09	7556.09	0.349011
224	1	4		3		4		324514.62	6589.81	0.260043
225	1	5		3		4		108752.71	5680.02	0.267087
226	1	5		3		4		81832.06	6413.84	0.425162
227	1	5		3		4		834648.92	6142.86	0.371433
228	1	5		3		4		136134	10838.37	0.271518
229	1	5		3		4		2048454.26	15609.64	0.274052
230	1	5		3		4		531294.02	5122.03	0.271785
231	1	5		3		4		40057.49	7628.09	0.408192
232	1	5		3		4		463629.4	8855.12	0.380865
233	1	5		3		4		282760.93	6383.39	0.231904
234	1	5		3		4		129946.11	9233.46	0.317142
235	1	5		3		4		323251.33	4941.51	0.229744
236	1	4		3		4		312611.06	5266.2	0.430475
237	1	5		3		4		70065.01	6497.09	0.294208
238	1	5		3		4		1538503.96	9951.62	0.252662
239	1	5		3		4		196714.17	7993.12	0.39214
240	1	5		3		4		369296.28	6556.88	0.289138
241	1	5		3		4		181822.35	5369.73	0.462915
242	1	5		3		4		574637.57	6553.41	0.433596
243	1	5		3		4		924655.49	7898.91	0.434275
244	1	5		3		4		173688.03	7771.87	0.225245
245	1	5		3		4		112159.6	10711.34	0.422949
246	1	5		3		4		191161.14	8553.58	0.256261
247	1	5		3		4		764520.42	6830.15	0.263697
248	1	5		3		4		321429.47	5772.09	0.361917
249	1	5		3		4		133461.61	7820.13	0.341252
250	1	5		3		4		129614.02	4607.91	0.298891
251	1	5		3		4		227545.52	6204.82	0.347648
252	1	5		3		4		180268.04	9079.17	0.415465
253	1	4		3		4		714584.09	17012.52	0.369899
254	1	5		3		4		117490.22	5642.49	0.343071
255	1	5		3		4		990433.84	5939.94	0.424009
256	1	5		3		4		513055.04	9120.43	0.297448
257	1	5		3		4		161592.04	3909.88	0.443778
258	1	5		3		4		232707.7	8243.7	0.264433
259	1	5		3		4		295646.2	4359.34	0.274473
260	1	5		3		4		77399.06	4168.38	0.189653
261	1	5		3		4		163506.23	7254.51	0.404202
262	1	5		3		4		925084.54	6546.45	0.393535
263	1	5		3		4		331592.9	14111.57	0.261275
264	1	5		3		4		140379.48	11106.81	0.165392
265	1	5		3		4		3835320.95	9430.29	0.444407
266	1	5		3		4		326955.47	12171.44	0.169914
267	1	5		3		4		185845.57	6294.22	0.310265
268	1	5		3		4		246999.36	4440.12	0.161459
269	1	5		3		4		417154.02	15336.97	0.390845
270	1	5		3		4		260218.55	20101.79	0.234212
271	1	5		3		4		81367.83	6856.4	0.239826
272	1	5		3		4		189274.64	8020.42	0.32815
273	1	4		3		4		78836.38	6580.5	0.321519
274	1	5		3		4		247248.42	7316.78	0.37166
275	1	5		3		4		90346.67	5314.24	0.442067
276	1	5		3		4		117730.58	5107.29	0.233793
277	1	5		3		4		383049	5854.7	0.450368
278	1	5		3		4		108490.13	7382.33	0.410312
279	1	5		3		4		211428.63	14783.63	0.211312
280	1	5		3		4		50062.93	4360.31	0.277779
281	1	5		3		4		280349.67	5995.34	0.404828
282	1	5		3		4		73456.28	7344.15	0.349866
283	1	5		3		4		427591.47	11076.07	0.42438
284	1	5		3		4		209034.4	4429.91	0.192486
285	1	5		3		4		29412	4932.09	0.396152
286	1	5		3		4		44332.93	3418.27	0.15413
287	1	4		3		4		246638.19	5796.63	0.294025
288	1	5		3		4		123195.11	6580.77	0.335932
289	1	5		3		4		52908.99	4478.38	0.291253
290	1	5		3		4		30649.6	5003.21	0.222365
291	1	5		3		4		245754.99	4738.29	0.299918
292	1	5		3		4		72869.93	2816.73	0.379643
293	1	5		3		4		93571.68	6475.8	0.101716
294	1	5		3		4		369127.57	4759.16	0.157828
295	1	5		3		4		50792.04	8613.44	0.429639
296	1	5		3		4		204371.48	5640.27	0.192446
297	1	5		3		4		135582.95	6606.21	0.308615
298	1	5		3		4		42535.36	7874.65	0.385396
299	1	5		3		4		109447.47	8061.37	0.374512
300	1	5		3		4		29309.58	5750.37	0.24769
301	1	5		3		4		1054269.26	6382.79	0.247302
302	1	5		3		4		89730.28	6057.43	0.321896
303	1	5		3		4		946809.87	7614.68	0.103849
304	1	5		3		4		282603.33	5942.36	0.316926
305	1	5		3		4		616432.61	8153.27	0.269999
306	1	5		3		4		683549.77	11189.25	0.335681
307	1	5		3		4		407298.49	3529.19	0.124609
308	1	5		3		4		105570.15	8914.42	0.29712
309	1	5		3		4		1528849.98	8459.61	0.267008
310	1	5		3		4		216038.01	6080	0.431349
311	1	5		3		4		473402.35	3742.42	0.384084
312	1	5		3		4		147585.29	11235.27	0.378891
313	1	5		3		4		159105.64	5137.78	0.307515
314	1	5		3		4		226898.57	5654.95	0.27532
315	1	5		3		4		308437.12	3844.93	0.374171
316	1	5		3		4		100795.38	5475.82	0.251955
317	1	5		3		4		69788.05	4520.21	0.275903
318	1	5		3		4		53415.83	5100.11	0.365163
319	1	4		3		4		50097.9	4932.02	0.282567
320	1	5		3		4		154296.07	9902.08	0.195748
321	1	5		3		4		82368.71	5024.78	0.305347
322	1	5		3		4		91926.94	7638.06	0.398507
323	1	5		3		4		210002.51	6822.4	0.449293
324	1	5		3		4		124096.75	6689.6	0.282342
325	1	5		3		4		390376.45	5777.65	0.337818
326	1	5		3		4		389188.56	6998.48	0.205989
327	1	5		3		4		105732.77	4803.63	0.372252
328	1	5		3		4		146619.6	7458.81	0.223226
329	1	5		3		4		543442.38	3523.02	0.41013
330	1	5		3		4		100000	5093.51	0.410929
331	1	5		3		4		38665.24	4790.88	0.337385
332	1	5		3		4		182890.3	7796.5	0.425858
333	1	5		3		4		49443.96	4062.53	0.335285
334	1	5		3		4		89621.31	4025.44	0.286996
335	1	5		3		4		122066.89	7987.25	0.391212
336	1	5		3		4		75040.53	5318.77	0.260511
337	1	5		3		4		824850.34	12151.24	0.371778
338	1	5		3		4		130097.47	6228.15	0.214394
339	1	5		3		4		40896.37	5270.51	0.159439
340	1	5		3		4		107971.63	3748.54	0.214202
341	1	5		3		4		134992.22	5856.26	0.451409
342	1	5		3		4		89157.78	6132.05	0.442048
343	1	5		3		4		77751.98	8007.65	0.206649
344	1	5		3		4		442089.02	8318.67	0.163646
345	1	5		3		4		152467.17	3380.9	0.245884
346	1	5		3		4		38607.26	5227.83	0.416892
347	1	5		3		4		18924.78	3481.26	0.333348
348	1	5		3		4		351252.32	5865.78	0.356402
349	1	5		3		4		248084.58	4528.78	0.399214
350	1	5		3		4		670243.58	3586.79	0.218485
351	1	5		3		4		266269.89	5318.39	0.26861
352	1	5		3		4		171890.79	6223.15	0.259298
353	1	5		3		4		294192.22	8575.25	0.265931
354	1	5		3		4		266127.6	7235.48	0.433071
355	1	5		3		4		107747.61	7692.79	0.334446
356	1	5		3		4		654817.78	10353.43	0.254307
357	1	5		3		4		475278.16	10495.48	0.060302
358	1	4		3		4		110569.26	13464.76	0.249979
359	1	5		3		4		852276.85	8010.08	0.131422
360	1	5		3		4		175874.66	9413.24	0.337257
361	1	5		3		4		174921.12	4808.91	0.336164
362	1	5		3		4		255519.58	2243.55	0.467406
363	1	5		3		4		158535.05	4495.93	0.426279
364	1	5		3		4		425181.47	11076.38	0.200932
365	1	5		3		4		315081.74	6970.42	0.151688
366	1	5		3		4		160619.14	7980.86	0.407349
367	1	5		3		4		52111.22	5588.02	0.362466
368	1	5		3		4		124753.69	7222.68	0.363206
369	1	5		3		4		282064.54	13283.09	0.363961
370	1	5		3		4		112119.88	3040.55	0.248334
371	1	5		3		4		188610.65	5908.39	0.305493
372	1	5		3		4		54742.77	6516.5	0.250098
373	1	5		3		4		33398.33	5638.12	0.200643
374	1	5		3		4		39807.73	34918.25	0.405522
375	1	5		3		4		553215.88	4157.66	0.446757
376	1	5		3		4		60568.95	4926.36	0.241942
377	1	5		3		4		57068.34	10140.41	0.334161
378	1	5		3		4		510143.73	20653.97	0.385708
379	1	5		3		4		164812.7	9014.11	0.35612
380	1	5		3		4		238790.22	16099.85	0.244968
381	1	5		3		4		106592.38	6711.66	0.257835
382	1	5		3		4		63364.61	5535.1	0.288328
383	1	5		3		4		136100.18	11744.29	0.39089
384	1	5		3		4		340419.59	4163.59	0.383936
385	1	5		3		4		140837.55	5074.95	0.33833
386	1	5		3		4		143687.8	6044.16	0.326432
387	1	5		3		4		157177.66	5464.69	0.468402
388	1	5		3		4		140661.44	7103	0.364879
389	1	5		3		4		339472.88	4867.42	0.383186
390	1	5		3		4		234277.5	6424.39	0.329456
391	1	5		3		4		81385.7	8095.35	0.311515
392	1	5		3		4		40427.16	6001.25	0.081579
393	1	5		3		4		3225259.94	6085.83	0.407554
394	1	4		3		4		357917.23	6972.76	0.137441
395	1	5		3		4		60703.22	5636.71	0.261461
396	1	5		3		4		144898.32	9468.1	0.34265
397	1	5		3		4		38702.9	3728.04	0.432805
398	1	5		3		4		97680.81	3660.66	0.270326
399	1	5		3		4		74995.47	3895.78	0.093498
400	1	5		3		4		1559400.17	11607.59	0.359192
401	1	5		3		4		856483.46	5422.29	0.193267
402	1	5		3		4		492585.59	18198.67	0.258251
403	1	5		3		4		316940.45	13402.05	0.337306
404	1	5		3		4		305386.06	5071.35	0.281142
405	1	4		3		4		122221.85	6373.04	0.393108
406	1	5		3		4		46739.33	7216.15	0.432969
407	1	5		3		4		75561.61	5111.7	0.384021
408	1	5		3		4		206849.95	9702.38	0.481627
409	1	4		3		4		321117.33	4297.76	0.316196
410	1	5		3		4		436104.05	14598.28	0.413621
411	1	5		3		4		923174.8	11622.48	0.281757
412	1	5		3		4		84280.21	4693.58	0.297107
413	1	5		3		4		203055.89	3946.2	0.348194
414	1	5		3		4		201409.42	13876.65	0.247225
415	1	5		3		4		849666.13	10064.59	0.360161
416	1	5		3		4		17268.17	2790.81	0.205033
417	1	5		3		4		165629.23	7186.16	0.43426
418	1	5		3		4		45256.1	5939.73	0.412544
419	1	5		3		4		137249.53	9510.08	0.352134
420	1	5		3		4		89377.94	7325	0.372414
421	1	5		3		4		196158.86	4586.32	0.120469
422	1	5		3		4		564649.54	4436.17	0.155522
423	1	5		3		4		35020.94	4876.76	0.271875
424	1	5		3		4		180120.07	5376.65	0.146388
425	1	5		3		4		129955.09	5848.34	0.23431
426	1	5		3		4		388998.5	12321.4	0.192504
427	1	5		3		4		193472.01	5663.02	0.339781
428	1	5		3		4		783250.02	11409.7	0.355359
429	1	5		3		4		230890.3	15753.94	0.389664
430	1	5		3		4		45832.81	6809.26	0.258958
431	1	5		3		4		336854.03	5003.39	0.205247
432	1	5		3		4		128100.84	5529.73	0.348926
433	1	5		3		4		161618.95	6853.35	0.444542
434	1	5		3		4		221675.37	6640.1	0.245176
435	1	5		3		4		2027444.53	14468.64	0.512777
436	1	5		3		4		94786.3	5009.41	0.289701
437	1	5		3		4		210649.11	5940.57	0.259225
438	1	5		3		4		50964.95	3407.52	0.236633
439	1	5		3		4		500794.88	7202.99	0.113438
440	1	5		3		4		558279.54	5569.69	0.243927
441	1	5		3		4		1861835.35	17327.29	0.41566
442	1	5		3		4		247690.23	5143.61	0.346313
443	1	5		3		4		210292.12	9120.78	0.434323
444	1	5		3		4		69336.17	5361.72	0.111079
445	1	5		3		4		606415.7	7688.62	0.255861
446	1	5		3		4		29748.85	6229.59	0.408953
447	1	5		3		4		98651.69	4826.53	0.350844
448	1	5		3		4		298604.45	4281.97	0.260978
449	1	4		3		4		93307.17	6572.34	0.404351
450	1	5		3		4		208774.69	6414.03	0.130775
451	1	5		3		4		289168.95	4817.32	0.289039
452	1	5		3		4		488525.31	6282.07	0.372646
453	1	5		3		4		262199	5880.56	0.203058
454	1	5		3		4		94606.45	4153.36	0.316455
455	1	5		3		4		320813.4	9675.25	0.193505
456	1	5		3		4		54358.92	7743.98	0.306183
457	1	5		3		4		38574.96	5094.24	0.383949
458	1	5		3		4		29363.23	5559.04	0.444723
459	1	5		3		4		356970.19	7120.08	0.332752
460	1	5		3		4		478258.34	10923.17	0.136335
461	1	5		3		4		302354.55	4839.45	0.337461
462	1	5		3		4		200657.15	4553.34	0.115299
463	1	5		3		4		119628.09	7952.56	0.392274
464	1	5		3		4		75212.9	5635.4	0.320254
465	1	5		3		4		162628.39	8201.84	0.293008
466	1	5		3		4		396488.32	6599.45	0.322835
467	1	5		3		4		71506.39	7353.55	0.441093
468	1	5		3		4		294040.55	5185.84	0.276578
469	1	5		3		4		2364670.91	8343.91	0.194463
470	1	5		3		4		980207.15	6275.76	0.369837
471	1	5		3		4		620503.8	12542.11	0.358346
472	1	5		3		4		301809.62	4579.21	0.314003
473	1	5		3		4		482828.88	5117.41	0.228286
474	1	5		3		4		856379.85	6652.46	0.38291
475	1	5		3		4		1145548.98	9604.2	0.36991
476	1	5		3		4		4251139.78	13819.94	0.269216
477	1	5		3		4		239681.78	5675.25	0.289646
478	1	5		3		4		364204.35	6121.62	0.435469
479	1	5		3		4		475236.24	9673.08	0.394696
480	1	5		3		4		719859.69	7777	0.345372
481	1	5		3		4		368798.42	4245.51	0.322654
482	1	5		3		4		222015.18	8202.1	0.301733
483	1	5		3		4		75492.04	13112.76	0.246634
484	1	5		3		4		185178.1	6024.87	0.285917
485	1	5		3		4		637428.33	9133.9	0.312737
486	1	5		3		4		129502.76	5723.18	0.226055
487	1	5		3		4		119485.02	4812.72	0.381644
488	1	5		3		4		328319.34	7233.92	0.407694
489	1	5		3		4		168859.89	6241.38	0.212094
490	1	5		3		4		348616.08	6413.5	0.438345
491	1	5		3		4		142649.8	4087.42	0.215439
492	1	5		3		4		156612.42	5821.28	0.303719
493	1	5		3		4		53532.22	7880.91	0.403337
494	1	5		3		4		284521.98	15699.82	0.324824
495	1	5		3		4		130179.22	4423.72	0.291846
496	1	5		3		4		55467.2	4287.2	0.357555
497	1	5		3		4		175232.17	9169.95	0.366798
498	1	5		3		4		3000193.3	10152.45	0.380727
499	1	5		3		4		165069.47	10384.75	0.41539
500	1	5		3		4		38675.8	5401.63	0.342877
501	1	5		3		4		32756.08	4290.74	0.335978
502	1	5		3		4		423425.75	4759.92	0.167079
503	1	5		3		4		78166.41	9671.06	0.292658
504	1	5		3		4		175706.62	13558.93	0.324954
505	1	5		3		4		571865.04	6387.94	0.194081
506	1	5		3		4		125703.48	6504.1	0.22531
507	1	5		3		4		69609.06	3434.64	0.147199
508	1	5		3		4		319528.8	4793.69	0.345568
509	1	5		3		4		1933721.26	12249.81	0.337926
510	1	5		3		4		63591.32	6212.95	0.338734
511	1	5		3		4		968304.86	6200.42	0.44285
512	1	5		3		4		1724359.77	18609.19	0.269975
513	1	5		3		4		226645.23	7083.47	0.328108
514	1	5		3		4		763743.4	4912.41	0.115723
515	1	5		3		4		381077.39	6990.56	0.41772
516	1	5		3		4		153667.27	9177.08	0.438261
517	1	5		3		4		182489.74	8597.51	0.119266
518	1	5		3		4		237464.55	5101.62	0.194869
519	1	5		3		4		101811.45	6483.24	0.386865
520	1	5		3		4		320718.9	6669.86	0.366847
521	1	5		3		4		189759.85	5406.84	0.297624
522	1	5		3		4		478821.7	4539.27	0.365884
523	1	4		3		4		221880.21	8471.43	0.369903
524	1	5		3		4		204990.8	8299.4	0.330207
525	1	5		3		4		158605.2	6269.71	0.279266
526	1	5		3		4		229953.94	6077.4	0.23152
527	1	5		3		4		63758.53	3638.52	0.184229
528	1	5		3		4		221448.21	6259.62	0.449448
529	1	5		3		4		80878.25	8591.12	0.413359
530	1	5		3		4		88059.67	4761.07	0.408092
531	1	5		3		4		126248.54	7567.51	0.305669
532	1	5		3		4		237177.42	3473.66	0.30877
533	1	4		3		4		67270.91	5229.01	0.203258
534	1	5		3		4		386359.3	5910.19	0.21489
535	1	5		3		4		501212.12	11078.33	0.44881
536	1	5		3		4		142846.31	5745.31	0.34693
537	1	5		3		4		87744.61	5639.05	0.286594
538	1	5		3		4		88615.24	6265.46	0.154184
539	1	5		3		4		77281.73	8780.6	0.351224
540	1	5		3		4		81268.24	3543.85	0.279232
541	1	4		3		4		271045.04	6856.84	0.310628
542	1	5		3		4		1542138.64	11130.53	0.358299
543	1	5		3		4		211097.07	8003.51	0.420263
544	1	5		3		4		365873.25	5366.45	0.168009
545	1	5		3		4		128627.7	4677.05	0.173854
546	1	5		3		4		453234.76	5318.77	0.310348
547	1	5		3		4		118925.89	5851.69	0.368456
548	1	5		3		4		182051.33	6083.21	0.373784
549	1	5		3		4		854685.2	3314.82	0.415834
550	1	5		3		4		90321.48	6606.76	0.306041
551	1	5		3		4		106119.44	5276.51	0.328812
552	1	5		3		4		121530.08	4471.06	0.0906
553	1	5		3		4		36126.23	3679.44	0.350313
554	1	5		3		4		391533	6224.2	0.182135
555	1	5		3		4		244573.67	9587.64	0.302911
556	1	5		3		4		73907.02	4559.65	0.198735
557	1	5		3		4		131615.12	4374.05	0.435236
558	1	5		3		4		124199.14	8564.57	0.42429
559	1	5		3		4		607517.16	19022.53	0.236546
560	1	5		3		4		54014.7	5818.75	0.2793
561	1	5		3		4		237330.41	5623.46	0.357875
562	1	5		3		4		324597.48	6002.57	0.179504
563	1	5		3		4		483404.77	5028.25	0.241356
564	1	5		3		4		56300.18	3819.85	0.410974
565	1	5		3		4		151139.95	7113.25	0.160522
566	1	5		3		4		169693.01	5667.7	0.259741
567	1	5		3		4		27744.77	5503.42	0.264249
568	1	5		3		4		74887.51	4516.51	0.330551
569	1	5		3		4		1797657.98	10666.25	0.43649
570	1	5		3		4		944109.88	4564.96	0.295821
571	1	5		3		4		673709.42	3567.36	0.218682
572	1	5		3		4		56764.31	4558.19	0.206457
573	1	5		3		4		316837.05	6813.97	0.376248
574	1	5		3		4		267001.74	3567.75	0.268535
575	1	5		3		4		1909706.32	7387.02	0.353553
576	1	5		3		4		730871.77	8225.62	0.341879
577	1	5		3		4		165848.09	3188.13	0.295517
578	1	5		3		4		166874.11	3813.77	0.275308
579	1	5		3		4		220838.29	5711.56	0.300367
580	1	5		3		4		584626	11590.72	0.426609
581	1	5		3		4		38380.4	5546.11	0.353986
582	1	5		3		4		196354.64	7385.68	0.262393
583	1	5		3		4		73839.81	6494.14	0.362463
584	1	5		3		4		190241.84	10479.33	0.274215
585	1	5		3		4		157177.51	3942.1	0.297682
586	1	5		3		4		725545.49	13677.9	0.172608
587	1	5		3		4		55858.16	4926.66	0.256278
588	1	5		3		4		102894.7	9254.37	0.208207
589	1	5		3		4		205925.44	7377.8	0.325252
590	1	5		3		4		70239.09	4398.32	0.285332
591	1	5		3		4		166941.91	5327.65	0.264927
592	1	5		3		4		178434.05	7705.47	0.419201
593	1	5		3		4		1076005.13	5172.11	0.424997
594	1	5		3		4		36166.53	5184.76	0.252915
595	1	5		3		4		34371.32	5116.7	0.302857
596	1	5		3		4		53824.36	10969.42	0.289246
597	1	4		3		4		785246.73	5465.64	0.382497
598	1	5		3		4		358459.01	7608.15	0.329741
599	1	5		3		4		346768.06	6266.06	0.362877

	117	118	119	120	121	122	123	124	125	126
	Fully Indexed Rate	Qualification Method	Percentage of Down Payment from Borrower Own Funds	City	State	Postal Code	Property Type	Occupancy	Sales Price	Original Appraised Property Value
1			100	SEATTLE	WA	98199	1	1	1685000	1685000
2			100	SEATTLE	WA	98144	1	1	650000	650000
3			56.0271	SCOTTSDALE	AZ	85259	1	1	1180000	1180000
4				OLYMPIA	WA	98502	1	1		1700000
5			100	SANDY	UT	84092	7	1	1213814	1232000
6			100	ALAMEDA	CA	94502	1	1	922000	922000
7			100	PHOENIX	AZ	95048	7	1	1220500	1221000
8				GILBERT	AZ	85298	7	1		678000
9			48.6622	GILBERT	AZ	85298	7	1	760000	702000
10				MESA	AZ	85203	7	1		635000
11			100	HOUSTON	TX	77008	1	1	715000	715000
12				SPRING	TX	77382	7	1		1000000
13				CASTAIC	CA	91384	1	1		775000
14			100	CARMEL VALLEY	CA	93924	1	1	1200000	1200000
15			100	SCOTTS VALLEY	CA	95066	7	1	889899	900000
16				CARMICHAEL	CA	95608	1	1		680000
17				LOS ALTOS	CA	94024	1	1		2150000
18				OAKLAND	CA	94611	1	1		885000
19			100	BELLEVUE	WA	98004	1	1	1150000	1150000
20			100	ROCKLIN	CA	95765	7	1	1090000	1000000
21				SAN MATEO	CA	94402	1	1		1135000
22				RESCUE	CA	95672	1	1		650000
23				MENLO PARK	CA	94025	1	1		1150000
24				MANHATTAN BEACH	CA	90266	1	1		1280000
25			100	LAFAYETTE	CA	94549	1	1	1100000	1100000
26				SAN RAFAEL	CA	94901	1	1		800000
27			100	YOUNTVILLE	CA	94599	1	1	960000	960000
28				EL SEGUNDO	CA	90245	1	1		1400000
29			100	WALNUT CREEK	CA	94598	1	1	835000	815000
30				MANHATTAN BEACH	CA	90266	1	1		1900000
31			100	SANTA CLARA	CA	95054	7	1	875000	875000
32			100	SAN JOSE	CA	95125	1	1	1340000	1340000
33				SAN RAFAEL	CA	94901	1	1		950000
34				DANVILLE	CA	94526	7	1		820000
35				GRANITE BAY	CA	95746	7	1		1200000
36			100	LOS GATOS	CA	95030	1	1	1880000	1880000
37			100	SAN FRANCISCO	CA	94118	3	1	1200000	1200000
38				SAN FRANCISCO	CA	94107	3	1		760000
39				BELLINGHAM	WA	98229	1	1		780000
40				BELLEVUE	WA	98006	7	1		1175000
41			100	NEWCASTLE	WA	98059	7	1	1115000	1115000
42				MENLO PARK	CA	94025	1	1		2100000
43				NAPA	CA	94558	1	1		1645000
44				WESTLAKE VILLAGE	CA	91362	7	1		1600000
45				WOODSIDE	CA	94062	1	1		2400000
46				CALABASAS	CA	91302	1	1		1010000
47				SAN JUAN CAPISTRANO	CA	92675	7	1		1887000
48				LAGUNA NIGUEL	CA	92677	7	1		1150000
49				PASADENA	CA	91104	1	1		1240000
50				BEVERLY HILLS	CA	90210	1	1		4000000
51				CUPERTINO	CA	95014	1	1		1400000
52				HILLSBOROUGH	CA	94010	1	1		2850000
53				GIG HARBOR	WA	98332	7	1		636000
54				BURLINGAME	CA	94010	1	1		1480000
55				MENLO PARK	CA	94025	1	1		1750000
56				CARMEL	CA	93923	1	1		945000
57			24.2372	LAGUNA NIGUEL	CA	92677	1	1	1000000	1000000
58				SAN MATEO	CA	94402	1	1		1400000
59				THOUSAND OAKS	CA	91362	1	1		782000
60			100	ROCKLIN	CA	95765	7	2	825000	820000
61			100	LOS ANGELES	CA	90049	1	1	2295000	2300000
62				LOS ANGELES	CA	90048	1	1		1350000
63				UNIVERSITY PARK	TX	75205	1	1		872515
64			100	CAMBRIDGE	MA	02138	1	1	2825000	2900000
65			100	CAMBRIDGE	MA	02138	12	1	2000000	2025000
66				CORAL GABLES	FL	33156	7	1		1700000
67				ALAMEDA	CA	94501	1	1		840000
68				BOULDER	CO	80304	7	1		1625000
69			100	BOULDER	CO	80305	7	1	1120000	1150000
70			100	PORT LUDLOW	WA	98365	1	2	733000	745000
71				BELLEVUE	WA	98004	7	1		1785000
72				BEAVERTON	OR	97007	7	1		940000
73			100	MERCER ISLAND	WA	98040	1	1	1035500	1124000
74				SEATTLE	WA	98115	1	1		1175000
75				LOS ANGELES	CA	90020	1	1		2600000
76				KIRKLAND	WA	98034	1	1		950000
77				CHELAN	WA	98816	7	1		800000
78			100	TACOMA	WA	98407	1	1	860000	860000
79			100	EDMONDS	WA	98026	1	1	824000	824000
80				MARIETTA	GA	30067	1	1		1300000
81				ENCINO	CA	91436	1	1		1253000
82				SARATOGA	CA	95070	1	1		1900000
83				HOUSTON	TX	77024	7	1		1305000
84				CAMPBELL	CA	95008	1	1		1300000
85			100	SUPERIOR TWP	MI	48198	7	1	1050000	1050000
86				BERKELEY	CA	94705	1	1		1300000
87				ORINDA	CA	94563	1	1		1375000
88				MENLO PARK	CA	94025	1	1		1570000
89			100	MILTON	MA	02186	1	1	1200000	1300000
90				Haverford	PA	19041	1	1		1200000
91				FREMONT	CA	94539	1	1		1200000
92				ATHERTON	CA	94027	1	1		3550000
93				NEEDHAM	MA	02492	1	1		1150000
94				WINCHESTER	MA	01890	1	1		1000000
95				HIGLAND PARK	TX	75205	1	1		1800000
96			100	CHICGO	IL	60614	12	1	942000	950000
97				ORO VALLEY	AZ	85755	7	1		975000
98				ROCHESTER HILLS	MI	48306	1	1		875000
99			95.6262	SEATTLE	WA	98199	1	1	1495000	1495000
100			100	HILLSBOROUGH	CA	94010	1	1	3235000	3235000
101			100	ATLANTA	GA	30309	1	1	1717155	1700000
102			100	BONITA SPRINGS	FL	34134	4	1	1100000	830000
103				GREENWICH	CT	06830	1	1		1900000
104				CUPERTINO	CA	95014	1	1		1350000
105			100	WASHINGTON	DC	20015	1	1	910000	920000
106			100	ATLANTA	GA	30305	1	1	1295000	1297000
107				LAKE OSWEGO	OR	97034	1	1		1083000
108			100	GLENVIEW	IL	60025	1	1	850000	850000
109				BROOKLYN	NY	11209	1	1		1850000
110			100	MONTEREY	CA	93940	1	1	775000	790000
111				NORFOLK	MA	02056	1	1		1300000
112			75.0126	AGOURA HILLS	CA	91301	1	1	860000	860000
113			100	SEATTLE	WA	98133	1	1	750000	755000
114				DEERFIELD	IL	60015	1	1		875000
115				ATLANTA	GA	30345	1	1		820000
116				LOS ALAMITOS	CA	90720	1	1		1125000
117				AUSTIN	TX	78756	1	1		845000
118			100	SOUTHLAKE	TX	76092	7	1	825000	825000
119			100	LUCAS	TX	75002	7	1	686000	689000
120			100	BOULDER	CO	80302	1	1	1400000	1435000
121				PISMO BEACH	CA	93449	1	1		2000000
122			87.1182	SANTA BARBARA	CA	93108	1	1	1610000	1610000
123				BOULDER	CO	80305	7	1		840000
124				SAN DIEGO	CA	92103	1	1		1400000
125				ALAMO	CA	94507	1	1		1405000
126				SAN DIEGO	CA	92110	1	1		825000
127				SAN LUIS OBISPO	CA	93401	13	1		1400000
128				CARMEL	CA	93923	1	1		1000000
129				REDWOOD CITY	CA	94061	1	1		990000
130			100	SAN RAMON	CA	94582	7	1	831000	831000
131				SAN FRANCISCO	CA	94122	12	1		1610000
132				DANVILLE	CA	94506	7	1		1675000
133				DALLAS	TX	75229	1	1		680000
134				MERCER ISLAND	WA	98040	1	1		1395000
135				HOUSTON	TX	77005	1	1		810000
136				AUSTIN	TX	78756	1	1		830000
137				LAS CRUCES	NM	88011	1	1		1250000
138				BURIEN	WA	98166	1	1		940000
139				FORT COLLINS	CO	80525	7	1		592000
140			100	PARK CITY	UT	84060	1	2	1200000	1200000
141				CHATTANOOGA	TN	37405	1	1		975000
142			100	BORNE	TX	78006	7	1	805000	835000
143				SEATTLE	WA	98115	1	1		1010000
144				SEATTLE	WA	98103	1	1		640000
145			100	HERMOSA BEACH	CA	90254	1	1	1150000	1165000
146				SPRING	TX	77379	7	1		675000
147				HOUSTON	TX	77027	6	1		1480000
148				SEATTLE	WA	98177	7	1		1100000
149			0	SPRING	TX	77386	7	1	1150000	1150000
150				DALLAS	TX	75225	1	1		899000
151			100	AUSTIN	TX	78731	1	1	665000	668000
152				DALLAS	TX	75205	1	1		900000
153			100	SEATTLE	WA	98117	1	1	899500	900000
154				SCOTTSDALE	AZ	85266	7	1		1350000
155			90.708	DUBLIN	CA	94568	7	1	940229	940000
156			68.9212	DUBLIN	CA	94568	7	1	922345	923000
157			100	PALO ALTO	CA	94306	7	1	1490340	1492000
158			100	DUBLIN	CA	94568	7	1	943802	944000
159			100	RICHMOND	TX	77406	7	1	840000	843000
160				BETHESDA	MD	20817	1	1		2800000
161				CLIFTON	VA	20124	7	1		965000
162			100	LAUREL	MD	20723	7	1	702695	702695
163			100	SEATTLE	WA	98109	1	1	1189950	1200000
164			100	SEATTLE	WA	98101	3	1	1075000	1095000
165				LAS VEGAS	NV	89135	7	1		920000
166				BOSTON	MA	02118	3	1		905000
167				GREEN VALLEY	AZ	85622	1	1		750000
168				MANCHESTER	MA	01944	1	1		765000
169				NANTUCKET	MA	02554	1	2		1700000
170				HINGHAM	MA	02043	1	1		1100000
171				NEWTON	MA	02459	1	1		1550000
172				LONGWOOD	FL	32779	7	1		1060000
173			100	TUCSON	AZ	85750	7	1	851486	855000
174				ASHLAND	MA	01721	1	1		636000
175			100	ROSWELL	GA	30075	7	1	660000	687000
176			100	PORTLAND	OR	97229	7	1	750000	750000
177				johns island	SC	29455	7	1		830000
178				BRENTWOOD	TN	37027	1	1		800000
179				DULUTH	GA	30097	7	1		906000
180				MARIETTA	GA	30068	7	1		933000
181			100	BRASELTON	GA	30517	7	1	723000	730000
182			100	ATLANTA	GA	30328	7	1	865000	870000
183				ATLANTA	GA	30342	1	1		1086000
184				ATLANTA	GA	30327	1	1		935000
185			100	ALPHARETTA	GA	30004	7	1	901042	930000
186			100	DUNWOODY	GA	30338	7	1	652000	655000
187				SUMMERFIELD	NC	27358	7	1		885000
188				SUNNYVALE	CA	94087	1	1		1377000
189				TAMPA	FL	33613	7	1		960000
190				HOUSTON	TX	77055	7	1		1190000
191				UNIVERSITY PARK	TX	76225	1	1		905000
192			100	DENVER	CO	80220	1	1	1000000	1090000
193			100	DALLAS	TX	75208	1	1	838000	850000
194			100	MONTCLAIR	NJ	07042	1	1	850000	1045000
195				HERMOSA BEACH	CA	90254	1	1		2550000
196				SANDY SPRING	MD	20860	1	1		1025000
197				ASHBURN	VA	20147	1	1		1100000
198			100	ARLINGTON	VA	22205	1	1	998000	1005000
199				BETHESDA	MD	20817	1	1		900000
200				FORT COLLINS	CO	80524	7	1		925000
201			100	WATERLOO	NE	68069	7	1	752000	758000
202				REDONDO BEACH	CA	90277	1	1		1330000
203				TRABUCO CANYON	CA	92679	7	1		965000
204			100	SAN DIEGO	CA	92131	7	1	885000	890000
205				TRUCKEE	CA	96161	7	1		1010000
206				ARVADA	CO	80004	1	1		650000
207				WESTMINSTER	CO	80234	7	1		864500
208			100	DENVER	CO	80206	1	1	2400000	2400000
209				LA JOLLA	CA	92037	1	1		1295000
210				SAN FRANCISCO	CA	94114	12	1		1600000
211				MORRISON	CO	80465	7	1		1400000
212				FLOWERY BRANCH	GA	30542	1	1		800000
213			100	BROOKLYN	NY	11231	3	1	1350000	1350000
214				BAKERSFIELD	CA	93312	7	1		590000
215			100	SACRAMENTO	CA	95818	7	1	693269	695000
216				PALO ALTO	CA	94306	3	1		1000000
217			100	ROCHESTER	MI	48306	7	1	675000	685000
218				HOUSTON	TX	77006	1	1		1015000
219			100	ENCINO	CA	91316	1	2	1315000	1315000
220				SAN DIEGO	CA	92120	1	1		1200000
221				LA MESA	CA	91941	1	1		1190000
222				PLACERVILLE	CA	95667	7	1		875000
223				NEWPORT COAST	CA	92657	7	1		1370000
224			100	GROSSE POINTE FARMS	MI	48236	1	1	560000	574000
225				SAN MARINO	CA	91108	1	1		1495000
226				SAN DIEGO	CA	92107	1	1		1250000
227			100	CHICAGO	IL	60657	1	1	1029000	1030000
228			100	HOUSTON	TX	77005	1	1	1380000	1380000
229			100	Eastsound	WA	98245	1	2	805600	810000
230			100	SCOTTSDALE	AZ	85262	7	1	894500	940000
231			100	YORBA LINDA	CA	92886	7	1	1475000	1475000
232			100	SAN JOSE	CA	95120	1	1	1270000	1270000
233				ATLANTIC CITY	NJ	08401	1	1		913000
234				SAN ANTONIO	TX	78232	1	1		999000
235				MIDDLETON	WI	53562	1	1		846000
236				LA JOLLA	CA	92037	1	1		1392000
237			100	BELLAIRE	TX	77401	1	1	915000	915000
238			100	BRENTWOOD	TN	37027	7	1	1950000	2000000
239			75.0684	OAKLAND	CA	94602	1	1	1361000	1361000
240				MANHATTAN BEACH	CA	90266	13	1		2050000
241				CUPERTINO	CA	95014	1	1		1220000
242				SAUSALITO	CA	94965	1	1		900000
243				NEWPORT BEACH	CA	92660	7	1		2180000
244				MONTE	CA	95030	1	1		2280000
245				PALO ALTO	CA	94303	1	1		2425000
246				WALNUT CREEK	CA	94596	1	1		1035000
247			100	WALNUT CREEK	CA	94596	1	1	974500	975000
248				SAN DIEGO	CA	92128	7	1		1010000
249				RANCHO SANTA FE	CA	92067	7	1		1700000
250				DANVILLE	CA	94506	7	1		1100000
251				SAN CARLOS	CA	94070	1	1		1450000
252				ENCINO	CA	91436	1	1		1400000
253			100	KENSINGTON	CA	94708	1	1	1195000	1150000
254				REDWOOD CITY	CA	94062	1	1		1265000
255			100	SAN DIEGO	CA	92122	1	1	915000	915000
256				LOS ALTOS	CA	94022	1	1		2400000
257				PASADENA	CA	91107	7	1		1640000
258			100	CARLSBAD	CA	92009	1	1	790000	790000
259				FREMONT	CA	94539	1	1		1180000
260			100	ROSEVILLE	CA	95747	7	1	689990	690000
261			100	WOODLAND HILLS	CA	91364	1	1	860000	860000
262			100	WOODSIDE	CA	94062	1	1	1340000	1475000
263			100	SARATOGA	CA	95070	1	1	2750000	2750000
264				DICKERSON	MD	20842	1	1		1275000
265			100	CHEVY CHASE	MD	20815	1	1	1260000	1260000
266			100	MCLEAN	VA	22102	7	1	1725000	1728000
267				MCLEAN	VA	22101	1	1		1399500
268				VIENNA	VA	22182	1	1		1200000
269				POTOMAC	MD	20854	1	1		2120000
270				WASHINGTON	DC	20016	1	1		3280000
271			100	FAIRFAX	VA	22032	7	1	995000	1000000
272			100	DAVIDSONVILLE	MD	21035	1	1	1249000	1250000
273				FAIRFAX	VA	22030	1	1		900000
274			100	VIENNA	VA	22180	1	1	1498850	1435000
275				POTOMAC	MD	20854	1	1		914000
276			100	WASHINGTON	DC	20007	12	1	1080000	1110000
277				WASHINGTON	DC	20003	12	1		1415000
278			100	ARLINGTON	VA	22205	1	1	961000	970000
279				BETHESDA	MD	20817	1	1		1400000
280			100	ARLINGTON	VA	22204	1	1	730000	735000
281				CABIN JOHN	MD	20818	1	1		1125000
282			100	FULTON	MD	20759	7	1	700610	695000
283			100	MCLEAN	VA	22102	7	1	1590000	1590000
284			100	GLENWOOD	MD	21738	1	1	800000	800000
285			60.538	ELLICOTT CITY	MD	21042	7	1	723000	755000
286			100	ARLINGTON	VA	22205	1	1	742000	745000
287				LEESBURG	VA	20176	7	1		1075000
288			93.0142	FALLS CHURCH	VA	22043	7	1	1275000	1275000
289			100	FREDERICK	MD	21701	1	1	639000	649000
290				FAIRFAX	VA	22033	7	1		1100000
291			100	ALEXANDRIA	VA	22307	1	1	870000	875000
292			100	WASHINGTON	DC	20007	3	1	579500	581000
293				BETHESDA	MD	20816	1	1		1325000
294			100	VIENNA	VA	22180	1	1		820000
295				POTOMAC	MD	20854	7	1		1250000
296				BETHESDA	MD	20817	1	1		1350000
297			100	ELLICOTT CITY	MD	21042	7	1	736000	736000
298				WASHINGTON	DC	20015	1	1		1075000
299				ASHBURN	VA	20147	7	1		970000
300				FAIRFAX	VA	22033	7	1		1050000
301				CLIFTON	VA	20124	7	1		1700000
302			36.3388	NEW YORK	NY	10075	4	1	1135000	1135000
303				ANCRAM	NY	12502	1	1		895000
304				NEW YORK	NY	10016	4	1		1100000
305				NEW YORK	NY	10014	2	1		1525000
306				STONINGTON	CT	06378	1	2		1200000
307				NEW YORK	NY	10023	2	1		925000
308				NEW YORK	NY	10028	2	1		2350000
309			100	SCOTTSDALE	AZ	85255	7	1	1700000	1700000
310				ATLANTA	GA	30305	1	1		980000
311			100	HINGHAM	MA	02043	1	1	629250	630000
312				CONCORD	MA	01742	1	1		1500000
313				ANDOVER	MA	01810	1	1		1100000
314				HINGHAM	MA	02043	1	1		806000
315			100	CAMBRIDGE	MA	02139	3	1	965000	970000
316			100	NEEDHAM	MA	02494	1	1	1125000	1189000
317			100	ARLINGTON	MA	02474	3	1	671300	675000
318				CHESTNUT HILL	MA	02467	1	1		1375000
319				FRANKLIN	MA	02038	1	1		685000
320				LYNNFIELD	MA	01940	1	1		1065000
321			100	WELLESLEY	MA	02482	1	1	1031500	1035000
322				CASTLE ROCK	CO	80108	7	1		1065000
323				MCLEAN	VA	22102	1	1		1160000
324				ALEXANDRIA	VA	22307	1	1		1150000
325				GREAT FALLS	VA	22066	1	1		1800000
326				INDIALANTIC	FL	32903	1	1		1462400
327				FAIRFAX	VA	22032	7	1		894050
328				ALEXANDRIA	VA	22314	8	1		1440000
329				INDIANAPOLIS	IN	46256	7	1		995000
330				KESWICK	VA	22947	7	1		730000
331				NORFOLK	VA	23518	7	1		832000
332			100	OAKTON	VA	22124	7	1	1216000	1220000
333				WESTON	MA	02493	1	1		1000000
334				BELMONT	MA	80220	1	1		800000
335			100	GUILFORD	CT	06437	1	1	945000	1050000
336				WINCHESTER	MA	01890	1	1		995000
337				UPPER SADDLE RIVER	NJ	07458	1	1		1785000
338				ESCONDIDO	CA	92029	1	1		1225000
339				ANDOVER	MA	01810	1	1		1070000
340				COHASSETT	MA	02025	1	1		850000
341			100	WEST WINDSOR	NJ	08550	7	1	770000	770000
342			100	SANDWICH	MA	02563	1	2	740000	740000
343				BOSTON	MA	02116	4	1		975000
344				BROOKLINE	MA	02445	1	1		1630000
345			100	DUXBURY	MA	02332	1	1	757500	760000
346				BOXFORD	MA	01921	1	1		740000
347				NEWTON	MA	02468	1	1		655000
348				WESTON	MA	02493	1	1		885000
349			100	WEYMOUTH	MA	02191	1	1	725000	715000
350				HINGHAM	MA	02043	1	1		860000
351				NEWTON	MA	02468	1	1		825000
352				HINGHAM	MA	02043	3	1		1000000
353				WELLESLEY	MA	02482	1	1		3500000
354				DUXBURY	MA	02332	1	1		1093000
355				SWAMPSCOTT	MA	01907	1	1		650000
356			100	LOS ANGELES	CA	90077	1	1	1150000	1150000
357			100	COHASSET	MA	02025	7	1	1530000	1530000
358				OMAHA	NE	68154	7	1		1380000
359				SCOTTSDALE	AZ	85259	7	1		2800000
360			100	SANIBEL	FL	33957	1	1	1375000	1470000
361				LOS ANGELES	CA	90034	1	1		1070000
362				GRANITE BAY	CA	95746	7	1		1250000
363				EL MACERO	CA	95618	7	1		1140000
364			100	MARINA DEL REY	CA	90292	3	1	1320900	1321000
365				IRVINE	CA	92602	7	1		980000
366			100	ROCKLIN	CA	95677	1	1	625000	625000
367				OAK PARK	IL	60302	1	1		850000
368				CLARENDON HILLS	IL	60514	1	1		920000
369				ASPEN	CO	81611	1	2		3100000
370				CHICAGO	IL	60640	1	1		750000
371			100	CHICAGO	IL	60612	1	1	795000	795000
372			92.4118	CLARENDON HILLS	IL	60514	1	1	1025000	1025000
373				HIGHLAND PARK	IL	60035	1	1		1000000
374				CHICAGO	IL	60654	3	1		800000
375				ZIONSVILLE	IN	46077	1	1		1000000
376				GLEN ELLYN	IL	60137	1	1		920000
377				WESTERN SPRINGS	IL	60558	7	1		1275000
378				SAN DIEGO	CA	92037	1	1		2800000
379			100	IRVINE	CA	92620	1	1	1210000	1210000
380				THE WOODLANDS	TX	77382	1	1		2250000
381				LA CANADA FLINTRIDGE	CA	91011	1	1		1315000
382			24.745	CARLSBAD	CA	92011	7	1	960000	975000
383				GAINESVILLE	GA	30501	7	1		1300000
384				LA JOLLA	CA	92037	1	1		2250000
385				SOLANA BEACH	CA	92075	1	1		1700000
386			100	HOUSTON	TX	77005	1	1	1127000	1175000
387			100	GRANITA BAY	CA	95746	1	1	725000	735000
388			100	MANHATTAN BEACH	CA	90266	1	1	1275000	1275000
389			100	CHANDLER	AZ	85226	7	1	962500	950000
390				BONSALL	CA	92003	1	1		990000
391				LOS ANGELES	CA	90049	1	1		2315000
392				LA MESA	CA	91941	1	1		790000
393				MANHATTAN BEACH	CA	90266	1	1		3200000
394				RANCHO SANTA FE	CA	92067	7	1		2600000
395			100	ARLINGTON	VA	22207	1	1	865000	870000
396				MESA	AZ	85207	1	1		850000
397				AREA OF STUDIO CITY	CA	91604	1	1		1100000
398				NASHVILLE	TN	37212	1	1		835000
399				ARLINGTON	VA	22203	1	1		835000
400			100	COTO DE CAZA AREA	CA	92679	7	1	1525000	1500000
401				MESA	AZ	85213	7	1		715000
402			100	WINTER PARK	FL	32789	1	1	2100000	2200000
403			100	SAN RAFAEL	CA	94903	1	1	1306000	1306000
404			100	SAN JUAN CAPISTRANO	CA	92675	7	1	940000	1030000
405			100	SAN DIEGO	CA	92130	7	1	965000	965000
406			1.9534	COOPER CITY	FL	33024	7	1	887483	890000
407				CAYUCOS	CA	93430	1	1		900000
408				HOUSTON	TX	77024	7	1		1425000
409				KNOXVILLE	TN	37934	7	1		950000
410			100	KURE BEACH	NC	28449	1	2	1600000	1750000
411				ROYAL OAK	MD	21662	1	1		2100000
412				FLOWER MOUND	TX	75022	7	1		750000
413			100	AUSTIN	TX	78738	7	1	662000	675000
414				MCLEAN	VA	22101	6	1		1840000
415				SAN CLEMENTE	CA	92672	7	1		3350000
416				FOUNTAIN HILLS	AZ	85268	1	1		860000
417				SAN ANTONIO	TX	78257	7	1		900000
418				REHOBOTH BEACH	DE	19971	1	1		1461000
419			100	GLEN ELLYN	IL	60137	1	1	729000	774000
420				ANNAPOLIS	MD	21403	1	1		1200000
421				DALLAS	TX	75205	1	1		993500
422				HIGLAND PARK	TX	75205	1	1		1300000
423				MENLO PARK	CA	94025	1	1		1350000
424				COS COB	CT	06807	1	1		945000
425				DALLAS	TX	75205	1	1		1100000
426				TUSTIN	CA	92782	7	1		3800000
427			100	SAN ANTONIO	TX	78209	1	1	800000	825000
428				BALTIMORE	MD	21210	1	1		1250000
429				CORONA	CA	92883	7	1		775000
430				LOOMIS	CA	95650	7	1		1150000
431				UNIVERSITY PARK	TX	75205	1	1		1083000
432				FAIRFAX	VA	22031	7	1		867000
433				THE WOODLANDS	TX	77389	7	1		920000
434			100	LAFAYETTE	CA	94549	1	1	1200000	1245000
435			100	AUSTIN	TX	78701	4	1	1560000	1625000
436			100	DALLAS	TX	75214	1	1	689000	690000
437			100	PLANO	TX	75093	7	1	790000	802000
438			100	DALLAS	TX	75214	1	1	555000	555000
439				HIGHLAND PARK	TX	75205	1	1		1825000
440			100	DALLAS	TX	75205	1	1	1295000	1320000
441			100	AUSTIN	TX	78703	1	1	2950000	2950000
442				WHEATON	IL	60189	1	1		655000
443			100	ALTADENA	CA	91001	7	1	1050000	1050000
444				OLYMPIC VALLEY	CA	96146	1	1		1150000
445			100	RANCHO MURIETA	CA	95683	7	1	662300	663000
446				CARLSBAD	CA	92011	7	1		820000
447				BELMONT	CA	94002	1	1		1100000
448				LIVERMORE	CA	94550	1	1		885000
449			79.8633	TIBURON	CA	94920	1	1	1370000	1370000
450			100	GRANITE BAY	CA	95746	1	1	861000	861000
451				SAN CARLOS	CA	94070	1	1		1325000
452			100	PIEDMONT	CA	94611	1	1	1200000	1220000
453			100	FAIR OAKS	CA	95628	7	1	639900	640000
454				MORAGA	CA	94556	1	1		925000
455				TUPELO	MS	38804	1	1		1350000
456			100	MOUNTAIN BROOK	AL	35223	1	1	650000	660000
457			100	CORAL GABLES	FL	33134	1	1	718000	635000
458				HOUSTON	TX	77018	1	1		655000
459			100	AMBLER	PA	19002	1	1	718000	720000
460				LOS ALTOS HILLS	CA	94022	1	1		3350000
461				PALO ALTO	CA	94306	1	1		1825000
462				ALEXANDRIA	VA	22308	1	1		1300000
463			100	WAYNE	PA	19087	7	1	750000	750000
464				MOUNTAIN VIEW	CA	94040	1	1		1775000
465				PLEASANTON	CA	94566	1	1		920000
466				SAN FRANCISCO	CA	94123	3	1		1360000
467				REDWOOD CITY	CA	94065	7	1		1325000
468				MILL VALLEY	CA	94941	1	1		1836000
469			100	LOS GATOS	CA	95030	1	1	2125000	2125000
470				MILL VALLEY	CA	94941	1	1		1602000
471			50.9904	PLEASANTON	CA	94566	1	1	1000000	952000
472			100	OAKLAND	CA	94611	1	1	880000	865000
473			100	SAN MATEO	CA	94403	1	1	1125000	1125000
474			100	SAN MATEO	CA	94403	1	1	1725000	1725000
475			100	SAN JOSE	CA	95120	7	1	1415000	1410000
476			100	MENLO PARK	CA	94025	1	1	4000000	4075000
477				REDWOOD CITY	CA	94062	1	1		1410000
478			100	DANVILLE	CA	94526	1	1	1015000	1075000
479			100	LOS GATOS	CA	95030	1	2	1275000	1275000
480			100	CARMEL	CA	93923	1	2	1138000	1150000
481			100	BURLINGAME	CA	94010	1	1	1175000	1175000
482			100	SAN MATEO	CA	94403	1	1	1265000	1265000
483			100	REDWOOD CITY	CA	94061	7	1	1170000	1175000
484				EDGEWATER	MD	21037	1	1		1115000
485				ANNAPOLIS	MD	21409	1	1		2600000
486			100	ALISO VIEJO	CA	92656	7	1	937154	942000
487				DENVER	CO	80220	1	1		750000
488			100	WINDERMERE	FL	34786	7	1	585000	575000
489				BEAUFORT	SC	29902	1	1		1190000
490				COLUMBIA	SC	29206	1	1		1100000
491			100	IRMO	SC	29063	1	1	702450	705000
492			100	SAVANNAH	GA	31410	7	1	950000	900000
493			100	DANVILLE	CA	94506	7	1	1004000	1020000
494			100	LAKEWOOD	WA	98499	1	1	1903000	2000000
495				SAN FRANCISCO	CA	94110	12	1		1000000
496			100	SAN FRANCISCO	CA	94116	1	1	900000	900000
497			100	SAN FRANCISCO	CA	94115	3	1	1100000	1060000
498				NEW YORK	NY	10023	4	1		2380000
499				RUMSON	NJ	07760	1	1		2000000
500				COLUMBUS	GA	31904	1	1		725000
501				CARLSBAD	CA	92009	1	1		929000
502				BETHESDA	MD	20817	1	1		950000
503				HERMOSA BEACH	CA	90254	3	1		1400000
504				DEVON	PA	19333	1	1		1250000
505				IMPERIAL	MO	63052	1	1		1150000
506				CHESTERFIELD	MO	63005	7	1		1035000
507			100	CHARLOTTE	NC	28207	1	1	635000	635000
508				ACTON	MA	01720	1	1		952000
509			100	CHICAGO	IL	60614	1	1	1750000	1785000
510				CHESTERFIELD	MO	63005	7	1		1170000
511				SAN JUAN CAPISTRANO	CA	92675	1	1		1200000
512				CATAULA	GA	31804	1	1		1000000
513			100	CHARLOTTE	NC	28270	7	1	634000	645000
514				BEND	OR	97701	7	1		860000
515			100	AUSTIN	TX	78732	7	1	862500	863000
516			100	FAYETTEVILLE	GA	30215	7	1	767000	775000
517				PHILADELPHIA	PA	19103	4	1		1725000
518				NEW YORK	NY	10011	2	1		954000
519				DEL MAR	CA	92014	1	1		2225000
520				SAN FRANCISCO	CA	94114	1	1		1725000
521			100	PORTLAND	OR	97212	1	1	699000	702300
522				SOLANA BEACH	CA	92075	1	1		985000
523				LOS ANGELES	CA	90049	1	1		1300000
524				MIAMI BEACH	FL	33141	1	1		2000000
525				REDWOOD CITY	CA	94062	1	1		1325000
526				FRIANT	CA	93626	7	1		675000
527				ARLINGTON	MA	02476	1	1		750000
528				BENTONVILLE	AR	72712	7	1		1100000
529				DADEVILLE	AL	36853	1	1		1300000
530			100	AVON	CT	06001	1	1	735000	745000
531			100	DURANGO	CO	81301	1	1	1080000	1098000
532				WINCHESTER	MA	01890	1	1		700000
533				BOULDER	CO	80304	1	1		1625000
534				MANHATTAN BEACH	CA	90266	1	1		1550000
535				LOS ANGELES	CA	90292	4	1		1865000
536				SAN ANSELMO	CA	94960	1	1		1352000
537				SAN RAMON	CA	94582	1	1		1025000
538				BETHESDA	MD	20817	7	1		1351000
539				COPPELL	TX	75019	1	1		778000
540			100	DENVER	CO	80210	1	1	620000	620000
541			100	TUSTIN	CA	92782	7	1	940000	900000
542				IVINS	UT	84738	7	2		1350000
543			100	JOHNS CREEK	GA	30022	7	1	735000	729000
544				TUCSON	AZ	85750	7	1		825000
545				HIGHLANDS RANCH	CO	80126	7	1		1280000
546				BRIGANTINE	NJ	08203	1	2		728000
547			100	NAPLES	FL	34113	7	2	626000	625000
548			100	JUPITER	FL	33458	7	1	611890	612000
549				BAINBRIDGE ISLAND	WA	98110	7	1		1175000
550			100	SHORT HILLS	NJ	07078	1	1	999000	999000
551				ANACORTES	WA	98221	1	1		1000000
552				GLENCOE	IL	60022	1	1		810000
553				EDINA	MN	55424	1	1		890000
554			100	LAKE BLUFF	IL	60044	1	1	825000	825000
555			100	WILMETTE	IL	60091	1	1	1045000	1050000
556			100	WHEATON	IL	60189	1	1	695000	695000
557			100	CHICAGO	IL	60654	4	1	590000	590000
558			100	CHICAGO	IL	60657	1	1	963000	970000
559				MADISON	WI	53704	1	1		1700000
560			62.723	CHICAGO	IL	60618	1	1	1214000	1215000
561			100	CHICAGO	IL	60618	1	1	906000	910000
562				BOURBONNAIS	IL	60914	1	1		1013000
563				LIBERTYVILLE	IL	60048	7	1		785000
564			100	LAGRANGE	IL	60525	1	1	699000	700000
565				LIBERTYVILLE	IL	60048	1	1		1200000
566			88.3465	CHICAGO	IL	60616	12	1	697000	680000
567				LAGUNA BEACH	CA	92651	1	1		2300000
568				PARK CITY	UT	84098	7	1		1235000
569				HUNTINGTON BEACH	CA	92649	7	1		2525000
570				CARLSBAD	CA	92011	7	1		925000
571				SUNNYVALE	CA	94087	1	1		1015000
572				DENVER	CO	80218	1	1		777000
573			100	HERMOSA BEACH	CA	90254	1	1	1260000	1410000
574				SAN JOSE	CA	95125	1	1		939000
575				SAN DIEGO	CA	92103	1	1		1400000
576				NEWPORT BEACH	CA	92663	1	1		1925000
577				CORONADO	CA	92118	1	1		1550000
578				CORONADO	CA	92118	1	1		3100000
579				LA JOLLA	CA	92037	1	2		1350000
580				ENCINITAS	CA	92024	3	2		1000000
581				PLEASANTON	CA	94588	7	1		1100000
582			100	LA GRANGE	IL	60525	1	1	840000	840000
583			100	WALNUT CREEK	CA	94598	7	1	1185000	1185000
584			100	COTO DE CAZA	CA	92679	7	1	1451500	1452000
585			100	DENVER	CO	80206	12	1	775000	775000
586			100	EAGLE	CO	81631	7	2	1330000	1330000
587				DANVILLE	CA	94506	7	1		1300000
588			47.1865	DENVER	CO	80218	7	1	900000	925000
589			51.9242	MORGAN HILL	CA	95037	1	1	880000	880000
590				DANVILLE	CA	94506	7	1		1366000
591			100	SAN CARLOS	CA	94070	1	1	1075000	1075000
592				CAMPBELL	CA	95008	1	1		1125000
593				CARLSBAD	CA	92009	7	1		1265000
594			100	SAN JOSE	CA	95120	7	1	990000	995000
595			100	SANTA ANA	CA	92705	1	1	860000	860000
596				DANVILLE	CA	94526	1	1		1204000
597			100	NEWPORT BEACH	CA	92660	1	1	1455000	1221000
598				ENCINITAS	CA	92024	7	1		1535000
599			100	SAN JOSE	CA	95120	1	1	990000	990000

	127	128	129	130	131	132	133	134	135	136	137
	Original Property Valuation Type	Original Property Valuation Date	Original Automated Valuation Model (AVM) Model Name	Original AVM Confidence Score	Most Recent Property Value2	Most Recent Property Valuation Type	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Original CLTV	Original LTV
1	3	3/21/2013								0.6439	0.6439
2	3	4/3/2013								0.8	0.8
3	3	2/20/2013								0.5084	0.5084
4	3	3/2/2013								0.5	0.4117
5	3	2/26/2013								0.7208	0.7208
6	3	3/11/2013								0.8	0.8
7	3	3/12/2013								0.7	0.7
8	3	2/28/2013								0.7396	0.7396
9	3	2/25/2013								0.8	0.8
10	3	3/14/2013								0.7365	0.7365
11	3	2/21/2013								0.8	0.8
12	3	3/19/2013								0.5561	0.5561
13	3	12/3/2012								0.6348	0.6348
14	3	1/22/2013								0.625	0.625
15	3	1/30/2013								0.7499	0.7499
16	3	1/18/2013								0.7235	0.7235
17	3	1/22/2013								0.4967	0.3572
18	3	2/22/2013								0.7276	0.7276
19	3	2/22/2013								0.746	0.746
20	3	2/22/2013								0.608	0.608
21	3	2/5/2013								0.6696	0.6696
22	3	1/21/2013								0.8	0.8
23	3	3/18/2013								0.5991	0.5991
24	3	3/26/2013								0.7164	0.7164
25	3	3/8/2013								0.8	0.8
26	3	2/25/2013								0.8	0.8
27	3	3/14/2013								0.7062	0.7062
28	3	2/25/2013								0.6	0.6
29	3	3/15/2013								0.8	0.8
30	3	3/6/2013								0.4294	0.4294
31	3	3/14/2013								0.8	0.8
32	3	3/15/2013								0.7	0.7
33	3	3/5/2013								0.7473	0.7473
34	3	3/6/2013								0.7796	0.7796
35	3	3/11/2013								0.677	0.677
36	3	3/26/2013								0.75	0.75
37	3	3/20/2013								0.6666	0.6666
38	3	2/13/2013								0.796	0.796
39	3	1/25/2013								0.7307	0.7307
40	3	2/6/2013								0.5617	0.5617
41	3	3/19/2013								0.8	0.8
42	3	2/19/2013								0.5476	0.5476
43	3	2/25/2013								0.5167	0.5167
44	3	2/27/2013								0.5093	0.5093
45	3	2/9/2013								0.3656	0.3656
46	3	2/6/2013								0.7249	0.6942
47	3	2/23/2013								0.6094	0.6094
48	3	2/22/2013								0.7486	0.6834
49	3	3/10/2013								0.562	0.562
50	3	2/20/2013								0.32	0.245
51	3	2/15/2013								0.5885	0.5885
52	3	2/21/2013								0.2456	0.2456
53	3	2/19/2013								0.8	0.8
54	3	3/11/2013								0.5567	0.5567
55	3	3/16/2013								0.5782	0.5782
56	3	3/16/2013								0.5534	0.5534
57	3	2/25/2013								0.8	0.8
58	3	2/25/2013								0.6392	0.6392
59	3	2/25/2013								0.7992	0.7992
60	3	3/15/2013								0.75	0.75
61	3	3/19/2013								0.6666	0.6666
62	3	3/20/2013								0.7407	0.7407
63	3	2/1/2013								0.7822	0.7822
64	3	2/19/2013								0.4955	0.4955
65	3	2/18/2013								0.75	0.75
66	98	3/20/2013								0.547	0.547
67	3	3/22/2013								0.7738	0.7738
68	3	3/11/2013								0.6	0.6
69	3	2/26/2013								0.8	0.8
70	3	2/9/2013								0.75	0.75
71	3	2/15/2013								0.592	0.592
72	3	3/1/2013								0.7898	0.6515
73	3	3/5/2013								0.6518	0.6518
74	3	2/18/2013								0.6978	0.6978
75	3	3/1/2013								0.5541	0.5541
76	3	3/13/2013								0.5689	0.5689
77	3	2/20/2013								0.6327	0.6327
78	3	3/27/2013								0.8	0.8
79	3	3/25/2013								0.8	0.8
80	3	11/13/2012								0.5638	0.5638
81	3	1/21/2013								0.5985	0.5985
82	3	1/30/2013								0.4136	0.371
83	3	2/2/2013								0.6919	0.6919
84	3	1/18/2013								0.6701	0.5769
85	3	1/21/2013								0.75	0.75
86	3	1/25/2013								0.633	0.633
87	3	2/21/2013								0.5236	0.5236
88	3	1/29/2013								0.6273	0.6273
89	3	2/12/2013								0.6666	0.6666
90	3	2/8/2013								0.6716	0.6716
91	3	2/3/2013								0.5958	0.5958
92	3	2/5/2013								0.198	0.198
93	3	1/16/2013								0.6695	0.6695
94	3	2/11/2013								0.73	0.73
95	3	1/24/2013								0.6822	0.6822
96	3	2/15/2013								0.75	0.75
97	3	3/6/2013								0.7846	0.7846
98	3	2/14/2013								0.7028	0.7028
99	3	3/12/2013								0.75	0.75
100	3	2/25/2013								0.3709	0.3709
101	3	2/19/2013								0.5294	0.5294
102	3	3/1/2013								0.7228	0.7228
103	3	3/7/2013								0.5842	0.5842
104	3	3/8/2013								0.7222	0.7222
105	3	3/5/2013								0.8	0.8
106	3	3/1/2013								0.75	0.75
107	3	3/21/2013								0.4912	0.4912
108	3	3/25/2013								0.75	0.75
109	3	2/24/2013								0.5783	0.5783
110	3	3/14/2013								0.8	0.8
111	3	2/15/2013								0.65	0.65
112	3	2/22/2013								0.8	0.8
113	3	3/14/2013								0.8	0.8
114	3	1/3/2013								0.7885	0.7885
115	3	3/4/2013								0.7902	0.7902
116	3	2/18/2013								0.4567	0.4567
117	3	2/22/2013								0.8	0.8
118	3	3/2/2013								0.8	0.8
119	3	3/21/2013								0.7492	0.7492
120	3	3/21/2013								0.6785	0.6785
121	3	3/6/2013								0.55	0.55
122	3	2/13/2013								0.5124	0.5124
123	3	2/13/2013								0.7904	0.7904
124	3	3/7/2013								0.7728	0.7728
125	3	3/4/2013								0.7494	0.7494
126	3	2/22/2013								0.7122	0.7122
127	3	12/19/2012								0.65	0.65
128	3	3/21/2013								0.68	0.68
129	3	3/28/2013								0.7	0.7
130	3	3/18/2013								0.8	0.8
131	3	3/27/2013								0.527	0.527
132	3	4/15/2013								0.5432	0.5432
133	3	12/12/2012								0.7955	0.7955
134	3	4/12/2013								0.6313	0.6313
135	3	2/12/2013								0.6821	0.6821
136	3	2/12/2013								0.65	0.65
137	3	1/19/2013								0.56	0.56
138	3	2/28/2013								0.6989	0.6989
139	3	2/19/2013								0.777	0.777
140	3	3/7/2013								0.65	0.65
141	3	2/27/2013								0.784	0.784
142	3	3/11/2013								0.8	0.8
143	3	3/12/2013								0.5514	0.5514
144	3	3/8/2013								0.7906	0.7906
145	3	3/8/2013								0.8	0.8
146	3	2/25/2013								0.8	0.8
147	3	3/18/2013								0.5878	0.5878
148	3	3/12/2013								0.7472	0.7472
149	3	3/18/2013								0.5217	0.5217
150	3	3/23/2013								0.6988	0.6988
151	3	3/14/2013								0.8	0.8
152	3	3/20/2013								0.6388	0.6388
153	3	3/25/2013								0.8	0.8
154	3	2/8/2013								0.5237	0.4125
155	3	1/22/2013								0.8	0.8
156	3	2/4/2013								0.8	0.8
157	3	2/19/2013								0.75	0.75
158	3	2/22/2013								0.788	0.788
159	3	3/22/2013								0.8	0.8
160	3	2/25/2013								0.6785	0.5357
161	3	2/21/2013								0.7414	0.7414
162	3	3/18/2013								0.7969	0.7969
163	3	3/1/2013								0.8	0.8
164	3	12/14/2012								0.7	0.7
165	3	2/19/2013								0.7054	0.7054
166	3	1/3/2013								0.5558	0.5558
167	3	3/5/2013								0.75	0.75
168	3	11/1/2012								0.745	0.6013
169	3	2/13/2013								0.647	0.647
170	3	2/19/2013								0.4654	0.4654
171	3	3/4/2013								0.4725	0.4725
172	3	2/20/2013								0.7311	0.7311
173	3	2/26/2013								0.8	0.8
174	3	2/26/2013								0.772	0.772
175	3	3/11/2013								0.8	0.8
176	3	3/18/2013								0.8	0.8
177	3	11/27/2012								0.7228	0.7228
178	3	1/14/2013								0.775	0.775
179	3	2/13/2013								0.6357	0.6357
180	3	2/26/2013								0.7084	0.7084
181	3	2/22/2013								0.8	0.8
182	3	2/22/2013								0.8	0.8
183	3	3/7/2013								0.5755	0.5755
184	3	3/12/2013								0.7358	0.7358
185	3	3/21/2013								0.7999	0.7999
186	3	3/19/2013								0.8	0.8
187	3	10/18/2012								0.75	0.75
188	3	11/30/2012								0.6	0.6
189	3	1/30/2013								0.7	0.7
190	3	2/12/2013								0.4399	0.4399
191	3	2/4/2013								0.7591	0.7591
192	3	2/25/2013								0.763	0.763
193	3	3/7/2013								0.8	0.8
194	3	11/28/2012								0.8	0.8
195	3	2/26/2013								0.3745	0.3745
196	3	3/11/2013								0.6829	0.6829
197	3	3/10/2013								0.6609	0.6609
198	3	2/25/2013								0.8	0.8
199	3	3/14/2013								0.7766	0.7766
200	3	2/15/2013								0.8	0.8
201	3	2/20/2013								0.8	0.8
202	3	4/6/2013								0.5291	0.5291
203	3	3/19/2013								0.7222	0.7222
204	3	3/19/2013								0.8	0.8
205	3	2/26/2013								0.796	0.6475
206	3	3/14/2013								0.7361	0.7361
207	3	3/21/2013								0.7289	0.7289
208	3	3/20/2013								0.5	0.5
209	3	3/18/2013								0.5934	0.4969
210	3	3/14/2013								0.5312	0.5312
211	3	1/28/2013								0.5857	0.5857
212	3	1/25/2013								0.8	0.7212
213	3	1/21/2013								0.7407	0.7407
214	3	12/3/2012								0.8	0.8
215	3	2/1/2013								0.7499	0.7499
216	3	2/11/2013								0.692	0.692
217	3	2/21/2013								0.8	0.8
218	3	2/7/2013								0.6699	0.6699
219	3	2/2/2013								0.6996	0.6996
220	3	2/20/2013								0.6625	0.6625
221	3	1/30/2013								0.65	0.65
222	3	2/28/2013								0.6859	0.636
223	3	2/23/2013								0.6912	0.6478
224	3	3/14/2013								0.8	0.8
225	3	3/23/2013								0.5311	0.5311
226	3	3/18/2013								0.556	0.556
227	3	3/1/2013								0.75	0.75
228	3	3/11/2013								0.6376	0.6376
229	3	3/14/2013								0.75	0.75
230	3	3/14/2013								0.8	0.8
231	3	3/26/2013								0.4745	0.4745
232	3	3/22/2013								0.7874	0.7874
233	3	2/12/2013								0.75	0.75
234	3	3/4/2013								0.734	0.734
235	3	3/5/2013								0.6158	0.6158
236	3	2/7/2013								0.6	0.6
237	3	3/1/2013								0.8	0.8
238	3	12/21/2012								0.3846	0.3846
239	3	3/22/2013								0.7347	0.7347
240	3	11/16/2012								0.4487	0.4487
241	3	12/11/2012								0.5737	0.5737
242	3	12/23/2012								0.7788	0.7788
243	3	2/19/2013								0.4769	0.4769
244	3	2/1/2013								0.6785	0.4373
245	3	2/13/2013								0.2742	0.2742
246	3	2/28/2013								0.7558	0.6688
247	3	2/28/2013								0.7634	0.7634
248	3	2/27/2013								0.8	0.8
249	98	3/6/2013								0.5964	0.5658
250	3	3/8/2013								0.6499	0.6499
251	3	3/5/2013								0.65	0.65
252	3	2/22/2013								0.61	0.61
253	3	3/11/2013								0.8	0.8
254	3	3/5/2013								0.6533	0.5584
255	3	3/6/2013								0.8	0.8
256	3	3/27/2013								0.4583	0.4583
257	3	3/13/2013								0.5353	0.5353
258	3	3/15/2013								0.8	0.8
259	3	3/11/2013								0.5381	0.5381
260	3	3/16/2013								0.7492	0.7492
261	3	3/16/2013								0.8	0.8
262	3	3/26/2013								0.7462	0.7462
263	3	3/28/2013								0.3636	0.3636
264	98	3/21/2013								0.7294	0.7294
265	3	2/27/2013								0.7936	0.7936
266	3	11/21/2012								0.7	0.7
267	98	11/20/2012								0.6931	0.6931
268	3	12/18/2012								0.6	0.6
269	3	1/16/2013								0.6924	0.6924
270	3	1/3/2013								0.599	0.599
271	3	1/26/2013								0.5025	0.5025
272	3	2/7/2013								0.8	0.8
273	3	2/9/2013								0.7411	0.7411
274	3	1/23/2013								0.6968	0.6968
275	3	1/25/2013								0.7997	0.7997
276	3	2/9/2013								0.8	0.8
277	3	2/12/2013								0.6713	0.6713
278	3	2/23/2013								0.8	0.8
279	3	2/23/2013								0.7	0.7
280	3	2/25/2013								0.8	0.8
281	3	3/9/2013								0.75	0.75
282	3	3/8/2013								0.8	0.8
283	3	2/7/2013								0.75	0.75
284	3	2/28/2013								0.8	0.8
285	3	3/5/2013								0.6839	0.6839
286	3	3/4/2013								0.8	0.8
287	3	3/18/2013								0.6604	0.6604
288	3	2/28/2013								0.8	0.8
289	3	1/15/2013								0.7	0.7
290	3	3/8/2013								0.6681	0.6
291	3	3/5/2013								0.8	0.8
292	3	3/1/2013								0.8	0.8
293	3	3/8/2013								0.7	0.7
294	3	3/28/2013								0.7945	0.7945
295	3	3/13/2013								0.536	0.536
296	3	3/10/2013								0.7074	0.7074
297	3	3/8/2013								0.8	0.8
298	3	3/5/2013								0.6841	0.6841
299	3	3/19/2013								0.7505	0.6731
300	3	3/14/2013								0.619	0.619
301	3	3/1/2013								0.6091	0.6091
302	3	2/22/2013								0.8	0.8
303	3	2/2/2013								0.7374	0.7374
304	3	2/22/2013								0.709	0.709
305	3	3/5/2013								0.4557	0.4557
306	3	3/5/2013								0.6	0.6
307	3	3/21/2013								0.5491	0.5491
308	3	2/18/2013								0.3404	0.2553
309	3	3/19/2013								0.4705	0.4705
310	3	3/9/2013								0.7	0.7
311	3	1/28/2013								0.7854	0.7854
312	3	3/1/2013								0.6666	0.6666
313	3	3/5/2013								0.6818	0.6818
314	3	3/4/2013								0.7083	0.6277
315	3	2/25/2013								0.7492	0.7492
316	3	3/6/2013								0.8	0.8
317	3	2/28/2013								0.8	0.8
318	3	3/2/2013								0.5054	0.5054
319	3	3/12/2013								0.7956	0.7956
320	3	3/11/2013								0.7802	0.7802
321	3	2/15/2013								0.8	0.8
322	3	12/28/2012								0.799	0.7568
323	3	2/18/2013								0.7517	0.7517
324	3	3/14/2013								0.6339	0.6339
325	3	3/1/2013								0.75	0.75
326	3	2/15/2013								0.6803	0.6803
327	3	3/3/2013								0.7387	0.7387
328	3	2/28/2013								0.75	0.75
329	3	2/20/2013								0.4995	0.4995
330	3	2/27/2013								0.7678	0.7678
331	3	2/21/2013								0.8	0.8
332	3	3/3/2013								0.8	0.8
333	3	1/25/2013								0.65	0.65
334	3	1/25/2013								0.6193	0.6193
335	3	1/29/2013								0.7671	0.7671
336	3	2/3/2013								0.7386	0.7386
337	3	2/1/2013								0.5282	0.5282
338	3	2/26/2013								0.7871	0.5542
339	3	3/8/2013								0.7504	0.7504
340	3	3/3/2013								0.6094	0.6094
341	3	2/20/2013								0.7688	0.7688
342	3	3/8/2013								0.7405	0.7405
343	3	2/21/2013								0.7897	0.7897
344	3	11/19/2012								0.3128	0.3128
345	3	2/26/2013								0.66	0.66
346	3	1/16/2013								0.7972	0.7972
347	3	3/5/2013								0.7609	0.7609
348	3	1/15/2013								0.722	0.722
349	3	3/11/2013								0.8	0.8
350	3	3/11/2013								0.6104	0.6104
351	3	3/8/2013								0.7788	0.6787
352	3	3/6/2013								0.713	0.688
353	3	3/8/2013								0.2571	0.2
354	3	3/21/2013								0.7868	0.7868
355	3	1/18/2013								0.7692	0.7692
356	3	3/15/2013								0.8	0.8
357	3	3/18/2013								0.6529	0.6529
358	3	1/23/2013								0.7	0.7
359	3	1/30/2013								0.3232	0.3232
360	3	3/9/2013								0.75	0.75
361	3	2/25/2013								0.7485	0.7485
362	3	3/8/2013								0.6156	0.6156
363	3	2/8/2013								0.6	0.6
364	3	3/4/2013								0.8	0.8
365	3	3/15/2013								0.6401	0.6401
366	3	3/18/2013								0.8	0.8
367	3	3/12/2013								0.7941	0.7941
368	3	3/15/2013								0.6684	0.6684
369	3	2/12/2013								0.478	0.478
370	3	2/17/2013								0.8	0.8
371	3	2/18/2013								0.7383	0.7383
372	3	2/27/2013								0.8	0.8
373	3	3/4/2013								0.5158	0.5158
374	3	2/9/2013								0.7137	0.7137
375	3	2/25/2013								0.5	0.5
376	3	3/13/2013								0.6793	0.6793
377	3	3/8/2013								0.7396	0.7396
378	3	2/13/2013								0.4658	0.4658
379	3	2/14/2013								0.8	0.8
380	3	3/11/2013								0.6883	0.6883
381	3	3/3/2013								0.692	0.692
382	3	2/27/2013								0.65	0.65
383	3	3/7/2013								0.7438	0.7438
384	3	2/23/2013								0.3257	0.3257
385	3	3/18/2013								0.6323	0.3676
386	3	3/7/2013								0.7	0.7
387	3	3/5/2013								0.8	0.8
388	3	3/25/2013								0.75	0.75
389	3	2/20/2013								0.8	0.8
390	3	3/18/2013								0.6303	0.6303
391	3	3/5/2013								0.5269	0.5269
392	3	4/2/2013								0.7635	0.7635
393	3	3/27/2013								0.3125	0.3125
394	3	3/27/2013								0.5519	0.3596
395	3	3/13/2013								0.8	0.8
396	98	3/11/2013								0.7529	0.7529
397	3	2/14/2013								0.4545	0.4545
398	3	2/22/2013								0.7724	0.7724
399	3	12/7/2012								0.8	0.8
400	3	1/10/2013								0.7	0.7
401	3	3/12/2013								0.75	0.75
402	3	3/4/2013								0.7	0.7
403	3	2/22/2013								0.7649	0.7649
404	3	3/18/2013								0.8	0.8
405	3	3/19/2013								0.8	0.8
406	3	1/29/2013								0.7493	0.7493
407	3	3/7/2013								0.6822	0.6822
408	3	3/13/2013								0.7	0.7
409	3	1/10/2013								0.8	0.8
410	3	2/11/2013								0.7	0.7
411	3	12/20/2012								0.4613	0.4613
412	3	1/16/2013								0.75	0.75
413	3	3/27/2013								0.8	0.8
414	3	2/12/2013								0.7146	0.6521
415	3	2/21/2013								0.4626	0.4626
416	3	2/25/2013								0.5988	0.5988
417	3	2/26/2013								0.7927	0.7927
418	3	2/13/2013								0.5817	0.5817
419	3	3/4/2013								0.8	0.8
420	3	2/16/2013								0.65	0.65
421	3	3/1/2013								0.6149	0.6149
422	3	3/6/2013								0.4607	0.4607
423	3	3/5/2013								0.5948	0.5948
424	3	3/9/2013								0.7619	0.7619
425	3	3/20/2013								0.5909	0.5909
426	98	12/21/2012								0.2276	0.2276
427	3	3/20/2013								0.725	0.725
428	3	3/16/2013								0.8	0.8
429	3	2/5/2013								0.7	0.7
430	3	3/6/2013								0.7	0.7
431	3	3/10/2013								0.6952	0.6952
432	3	3/5/2013								0.7993	0.7993
433	3	2/23/2013								0.6053	0.6053
434	3	3/21/2013								0.8	0.8
435	3	3/4/2013								0.641	0.641
436	3	3/19/2013								0.8	0.8
437	3	3/15/2013								0.8	0.8
438	3	3/20/2013								0.8	0.8
439	3	3/21/2013								0.5479	0.5479
440	3	4/1/2013								0.5752	0.5752
441	3	3/28/2013								0.5084	0.5084
442	3	2/8/2013								0.7938	0.7938
443	3	3/12/2013								0.8	0.8
444	3	3/9/2013								0.466	0.466
445	3	2/22/2013								0.7999	0.7999
446	3	3/9/2013								0.7832	0.7832
447	3	3/7/2013								0.6272	0.6272
448	3	3/2/2013								0.8	0.8
449	3	3/5/2013								0.7298	0.7298
450	3	3/12/2013								0.8	0.8
451	3	3/15/2012								0.5849	0.5849
452	3	3/15/2013								0.75	0.75
453	3	3/21/2013								0.7999	0.7999
454	3	3/19/2013								0.7416	0.7416
455	3	2/5/2013								0.7407	0.7407
456	3	2/19/2013								0.8	0.8
457	3	1/13/2013								0.8	0.8
458	3	2/20/2013								0.7938	0.7938
459	3	2/21/2013								0.8	0.8
460	3	2/25/2013								0.4776	0.4776
461	3	3/4/2013								0.3698	0.3698
462	3	2/11/2013								0.5157	0.5157
463	3	2/16/2013								0.8	0.8
464	3	2/26/2013								0.4816	0.4816
465	3	2/6/2013								0.7934	0.7934
466	3	3/6/2013								0.511	0.511
467	3	2/27/2013								0.7154	0.7154
468	3	2/28/2013								0.3845	0.3845
469	3	2/22/2013								0.5294	0.5294
470	3	3/6/2013								0.4525	0.4525
471	3	3/1/2013								0.7878	0.7878
472	3	3/9/2013								0.8	0.8
473	3	3/13/2013								0.6622	0.6622
474	3	3/13/2013								0.5797	0.5797
475	3	3/15/2013								0.7	0.7
476	3	3/13/2013								0.4375	0.4375
477	3	3/19/2013								0.6276	0.6276
478	3	3/18/2013								0.8	0.8
479	3	3/20/2013								0.75	0.75
480	3	3/14/2013								0.65	0.65
481	3	3/26/2013								0.5361	0.5361
482	3	3/21/2013								0.7905	0.7905
483	3	3/26/2013								0.8	0.8
484	3	3/14/2013								0.7103	0.7103
485	3	3/18/2013								0.4576	0.4576
486	3	4/2/2013								0.7999	0.7999
487	3	2/28/2013								0.8	0.8
488	3	3/11/2013								0.8	0.8
489	3	2/8/2013								0.7663	0.7663
490	3	3/13/2013								0.5745	0.5745
491	3	3/14/2013								0.8	0.8
492	3	3/8/2013								0.8	0.8
493	3	2/5/2013								0.6972	0.6972
494	3	2/22/2013								0.7488	0.7488
495	3	2/15/2013								0.6	0.6
496	3	3/16/2013								0.7333	0.7333
497	3	3/18/2013								0.8	0.8
498	3	1/18/2013								0.4886	0.4886
499	3	2/7/2013								0.6	0.6
500	3	12/6/2012								0.8	0.8
501	3	2/1/2013								0.7	0.7
502	3	2/4/2013								0.7547	0.7547
503	3	2/15/2013								0.5029	0.5029
504	3	2/22/2013								0.8	0.8
505	3	3/14/2013								0.6495	0.6495
506	3	2/22/2013								0.6871	0.6871
507	3	2/25/2013								0.8	0.8
508	3	3/4/2013								0.6302	0.6302
509	3	3/5/2013								0.5714	0.5714
510	3	3/13/2013								0.7683	0.7683
511	3	3/13/2013								0.6883	0.6883
512	3	3/1/2013								0.65	0.65
513	3	3/5/2013								0.8	0.8
514	3	2/12/2013								0.6	0.6
515	3	3/19/2013								0.7	0.7
516	3	3/20/2013								0.8	0.8
517	3	11/28/2012								0.5913	0.5913
518	3	2/20/2013								0.7127	0.7127
519	3	3/31/2013								0.5029	0.5029
520	3	3/15/2013								0.6144	0.6144
521	3	3/28/2013								0.8	0.8
522	3	11/25/2012								0.7	0.7
523	3	11/29/2012								0.7692	0.7692
524	3	1/5/2013								0.6162	0.6162
525	3	1/23/2013								0.5192	0.5192
526	3	2/18/2013								0.7851	0.7851
527	3	2/21/2013								0.6613	0.6613
528	3	2/22/2013								0.6323	0.6323
529	3	2/20/2013								0.6153	0.6153
530	3	2/8/2013								0.8	0.8
531	3	2/15/2013								0.75	0.75
532	3	2/28/2013								0.7196	0.7196
533	3	2/25/2013								0.7507	0.563
534	3	2/22/2013								0.6	0.6
535	3	2/27/2013								0.7292	0.7292
536	3	3/5/2013								0.639	0.639
537	3	3/2/2013								0.7619	0.7619
538	3	3/18/2013								0.8	0.6676
539	3	3/11/2013								0.7938	0.7039
540	3	3/18/2013								0.8	0.8
541	3	3/15/2013								0.8	0.8
542	3	3/19/2013								0.6481	0.6481
543	3	3/15/2013								0.8	0.8
544	3	3/18/2013								0.8	0.8
545	3	3/19/2013								0.5914	0.5914
546	3	3/18/2013								0.75	0.75
547	3	3/7/2013								0.7176	0.7176
548	3	2/9/2013								0.8	0.8
549	3	3/14/2013								0.6315	0.6315
550	3	2/25/2013								0.8	0.8
551	3	12/3/2012								0.643	0.643
552	3	12/29/2012								0.6814	0.6814
553	3	12/17/2012								0.5988	0.5988
554	3	2/1/2013								0.8	0.8
555	3	2/11/2013								0.8	0.8
556	3	2/18/2013								0.8	0.8
557	3	3/6/2013								0.8	0.8
558	3	3/1/2013								0.8	0.8
559	3	3/19/2013								0.7	0.7
560	3	3/19/2013								0.8	0.8
561	3	3/26/2013								0.65	0.65
562	3	2/11/2013								0.8	0.8
563	3	3/11/2013								0.8	0.8
564	3	3/22/2013								0.7424	0.7424
565	3	3/19/2013								0.6666	0.6666
566	3	3/18/2013								0.7	0.7
567	98	2/1/2013								0.3111	0.3111
568	3	3/22/2013								0.5781	0.5781
569	3	2/1/2013								0.396	0.396
570	3	2/15/2013								0.7271	0.7271
571	3	3/1/2013								0.5812	0.5812
572	3	3/25/2013								0.8	0.8
573	3	2/28/2013								0.5714	0.5714
574	3	3/5/2013								0.5431	0.5431
575	3	3/7/2013								0.481	0.481
576	3	3/7/2013								0.5185	0.5185
577	3	3/6/2013								0.5	0.5
578	3	3/11/2013								0.2196	0.2196
579	3	3/6/2013								0.5107	0.5107
580	3	2/15/2013								0.61	0.61
581	3	3/12/2013								0.6473	0.6473
582	3	3/2/2013								0.8	0.8
583	3	3/12/2013								0.8	0.8
584	3	3/7/2013								0.75	0.75
585	3	3/25/2013								0.8	0.8
586	3	3/11/2013								0.75	0.75
587	3	3/27/2013								0.5388	0.5388
588	3	3/16/2013								0.8	0.8
589	3	3/23/2013								0.7681	0.7681
590	3	3/18/2013								0.5103	0.5103
591	3	3/19/2013								0.8	0.8
592	3	2/21/2013								0.7831	0.7831
593	3	3/20/2013								0.5841	0.5841
594	3	3/20/2013								0.8	0.8
595	3	3/23/2013								0.8	0.8
596	3	3/18/2013								0.7657	0.7657
597	98	3/21/2013								0.6961	0.6961
598	3	3/19/2013								0.684	0.684
599	3	3/29/2013								0.8	0.8

	138	139	140	141	142	143	144	145	146
	Original Pledged Assets	Mortgage Insurance Company Name	Mortgage Insurance Percent	MI: Lender or Borrower Paid?	Pool Insurance Co. Name	Pool Insurance Stop Loss %	MI Certificate Number	Updated DTI (Front-end)	Updated DTI (Back-end)
1	0	0	0
2	0	0	0
3	0	0	0
4	0	0	0
5	0	0	0
6	0	0	0
7	0	0	0
8	0	0	0
9	0	0	0
10	0	0	0
11	0	0	0
12	0	0	0
13	0	0	0
14	0	0	0
15	0	0	0
16	0	0	0
17	0	0	0
18	0	0	0
19	0	0	0
20	0	0	0
21	0	0	0
22	0	0	0
23	0	0	0
24	0	0	0
25	0	0	0
26	0	0	0
27	0	0	0
28	0	0	0
29	0	0	0
30	0	0	0
31	0	0	0
32	0	0	0
33	0	0	0
34	0	0	0
35	0	0	0
36	0	0	0
37	0	0	0
38	0	0	0
39	0	0	0
40	0	0	0
41	0	0	0
42	0	0	0
43	0	0	0
44	0	0	0
45	0	0	0
46	0	0	0
47	0	0	0
48	0	0	0
49	0	0	0
50	0	0	0
51	0	0	0
52	0	0	0
53	0	0	0
54	0	0	0
55	0	0	0
56	0	0	0
57	0	0	0
58	0	0	0
59	0	0	0
60	0	0	0
61	0	0	0
62	0	0	0
63	0	0	0
64	0	0	0
65	0	0	0
66	0	0	0
67	0	0	0
68	0	0	0
69	0	0	0
70	0	0	0
71	0	0	0
72	0	0	0
73	0	0	0
74	0	0	0
75	0	0	0
76	0	0	0
77	0	0	0
78	0	0	0
79	0	0	0
80	0	0	0
81	0	0	0
82	0	0	0
83	0	0	0
84	0	0	0
85	0	0	0
86	0	0	0
87	0	0	0
88	0	0	0
89	0	0	0
90	0	0	0
91	0	0	0
92	0	0	0
93	0	0	0
94	0	0	0
95	0	0	0
96	0	0	0
97	0	0	0
98	0	0	0
99	0	0	0
100	0	0	0
101	0	0	0
102	0	0	0
103	0	0	0
104	0	0	0
105	0	0	0
106	0	0	0
107	0	0	0
108	0	0	0
109	0	0	0
110	0	0	0
111	0	0	0
112	0	0	0
113	0	0	0
114	0	0	0
115	0	0	0
116	0	0	0
117	0	0	0
118	0	0	0
119	0	0	0
120	0	0	0
121	0	0	0
122	0	0	0
123	0	0	0
124	0	0	0
125	0	0	0
126	0	0	0
127	0	0	0
128	0	0	0
129	0	0	0
130	0	0	0
131	0	0	0
132	0	0	0
133	0	0	0
134	0	0	0
135	0	0	0
136	0	0	0
137	0	0	0
138	0	0	0
139	0	0	0
140	0	0	0
141	0	0	0
142	0	0	0
143	0	0	0
144	0	0	0
145	0	0	0
146	0	0	0
147	0	0	0
148	0	0	0
149	0	0	0
150	0	0	0
151	0	0	0
152	0	0	0
153	0	0	0
154	0	0	0
155	0	0	0
156	0	0	0
157	0	0	0
158	0	0	0
159	0	0	0
160	0	0	0
161	0	0	0
162	0	0	0
163	0	0	0
164	0	0	0
165	0	0	0
166	0	0	0
167	0	0	0
168	0	0	0
169	0	0	0
170	0	0	0
171	0	0	0
172	0	0	0
173	0	0	0
174	0	0	0
175	0	0	0
176	0	0	0
177	0	0	0
178	0	0	0
179	0	0	0
180	0	0	0
181	0	0	0
182	0	0	0
183	0	0	0
184	0	0	0
185	0	0	0
186	0	0	0
187	0	0	0
188	0	0	0
189	0	0	0
190	0	0	0
191	0	0	0
192	0	0	0
193	0	0	0
194	0	0	0
195	0	0	0
196	0	0	0
197	0	0	0
198	0	0	0
199	0	0	0
200	0	0	0
201	0	0	0
202	0	0	0
203	0	0	0
204	0	0	0
205	0	0	0
206	0	0	0
207	0	0	0
208	0	0	0
209	0	0	0
210	0	0	0
211	0	0	0
212	0	0	0
213	0	0	0
214	0	0	0
215	0	0	0
216	0	0	0
217	0	0	0
218	0	0	0
219	0	0	0
220	0	0	0
221	0	0	0
222	0	0	0
223	0	0	0
224	0	0	0
225	0	0	0
226	0	0	0
227	0	0	0
228	0	0	0
229	0	0	0
230	0	0	0
231	0	0	0
232	0	0	0
233	0	0	0
234	0	0	0
235	0	0	0
236	0	0	0
237	0	0	0
238	0	0	0
239	0	0	0
240	0	0	0
241	0	0	0
242	0	0	0
243	0	0	0
244	0	0	0
245	0	0	0
246	0	0	0
247	0	0	0
248	0	0	0
249	0	0	0
250	0	0	0
251	0	0	0
252	0	0	0
253	0	0	0
254	0	0	0
255	0	0	0
256	0	0	0
257	0	0	0
258	0	0	0
259	0	0	0
260	0	0	0
261	0	0	0
262	0	0	0
263	0	0	0
264	0	0	0
265	0	0	0
266	0	0	0
267	0	0	0
268	0	0	0
269	0	0	0
270	0	0	0
271	0	0	0
272	0	0	0
273	0	0	0
274	0	0	0
275	0	0	0
276	0	0	0
277	0	0	0
278	0	0	0
279	0	0	0
280	0	0	0
281	0	0	0
282	0	0	0
283	0	0	0
284	0	0	0
285	0	0	0
286	0	0	0
287	0	0	0
288	0	0	0
289	0	0	0
290	0	0	0
291	0	0	0
292	0	0	0
293	0	0	0
294	0	0	0
295	0	0	0
296	0	0	0
297	0	0	0
298	0	0	0
299	0	0	0
300	0	0	0
301	0	0	0
302	0	0	0
303	0	0	0
304	0	0	0
305	0	0	0
306	0	0	0
307	0	0	0
308	0	0	0
309	0	0	0
310	0	0	0
311	0	0	0
312	0	0	0
313	0	0	0
314	0	0	0
315	0	0	0
316	0	0	0
317	0	0	0
318	0	0	0
319	0	0	0
320	0	0	0
321	0	0	0
322	0	0	0
323	0	0	0
324	0	0	0
325	0	0	0
326	0	0	0
327	0	0	0
328	0	0	0
329	0	0	0
330	0	0	0
331	0	0	0
332	0	0	0
333	0	0	0
334	0	0	0
335	0	0	0
336	0	0	0
337	0	0	0
338	0	0	0
339	0	0	0
340	0	0	0
341	0	0	0
342	0	0	0
343	0	0	0
344	0	0	0
345	0	0	0
346	0	0	0
347	0	0	0
348	0	0	0
349	0	0	0
350	0	0	0
351	0	0	0
352	0	0	0
353	0	0	0
354	0	0	0
355	0	0	0
356	0	0	0
357	0	0	0
358	0	0	0
359	0	0	0
360	0	0	0
361	0	0	0
362	0	0	0
363	0	0	0
364	0	0	0
365	0	0	0
366	0	0	0
367	0	0	0
368	0	0	0
369	0	0	0
370	0	0	0
371	0	0	0
372	0	0	0
373	0	0	0
374	0	0	0
375	0	0	0
376	0	0	0
377	0	0	0
378	0	0	0
379	0	0	0
380	0	0	0
381	0	0	0
382	0	0	0
383	0	0	0
384	0	0	0
385	0	0	0
386	0	0	0
387	0	0	0
388	0	0	0
389	0	0	0
390	0	0	0
391	0	0	0
392	0	0	0
393	0	0	0
394	0	0	0
395	0	0	0
396	0	0	0
397	0	0	0
398	0	0	0
399	0	0	0
400	0	0	0
401	0	0	0
402	0	0	0
403	0	0	0
404	0	0	0
405	0	0	0
406	0	0	0
407	0	0	0
408	0	0	0
409	0	0	0
410	0	0	0
411	0	0	0
412	0	0	0
413	0	0	0
414	0	0	0
415	0	0	0
416	0	0	0
417	0	0	0
418	0	0	0
419	0	0	0
420	0	0	0
421	0	0	0
422	0	0	0
423	0	0	0
424	0	0	0
425	0	0	0
426	0	0	0
427	0	0	0
428	0	0	0
429	0	0	0
430	0	0	0
431	0	0	0
432	0	0	0
433	0	0	0
434	0	0	0
435	0	0	0
436	0	0	0
437	0	0	0
438	0	0	0
439	0	0	0
440	0	0	0
441	0	0	0
442	0	0	0
443	0	0	0
444	0	0	0
445	0	0	0
446	0	0	0
447	0	0	0
448	0	0	0
449	0	0	0
450	0	0	0
451	0	0	0
452	0	0	0
453	0	0	0
454	0	0	0
455	0	0	0
456	0	0	0
457	0	0	0
458	0	0	0
459	0	0	0
460	0	0	0
461	0	0	0
462	0	0	0
463	0	0	0
464	0	0	0
465	0	0	0
466	0	0	0
467	0	0	0
468	0	0	0
469	0	0	0
470	0	0	0
471	0	0	0
472	0	0	0
473	0	0	0
474	0	0	0
475	0	0	0
476	0	0	0
477	0	0	0
478	0	0	0
479	0	0	0
480	0	0	0
481	0	0	0
482	0	0	0
483	0	0	0
484	0	0	0
485	0	0	0
486	0	0	0
487	0	0	0
488	0	0	0
489	0	0	0
490	0	0	0
491	0	0	0
492	0	0	0
493	0	0	0
494	0	0	0
495	0	0	0
496	0	0	0
497	0	0	0
498	0	0	0
499	0	0	0
500	0	0	0
501	0	0	0
502	0	0	0
503	0	0	0
504	0	0	0
505	0	0	0
506	0	0	0
507	0	0	0
508	0	0	0
509	0	0	0
510	0	0	0
511	0	0	0
512	0	0	0
513	0	0	0
514	0	0	0
515	0	0	0
516	0	0	0
517	0	0	0
518	0	0	0
519	0	0	0
520	0	0	0
521	0	0	0
522	0	0	0
523	0	0	0
524	0	0	0
525	0	0	0
526	0	0	0
527	0	0	0
528	0	0	0
529	0	0	0
530	0	0	0
531	0	0	0
532	0	0	0
533	0	0	0
534	0	0	0
535	0	0	0
536	0	0	0
537	0	0	0
538	0	0	0
539	0	0	0
540	0	0	0
541	0	0	0
542	0	0	0
543	0	0	0
544	0	0	0
545	0	0	0
546	0	0	0
547	0	0	0
548	0	0	0
549	0	0	0
550	0	0	0
551	0	0	0
552	0	0	0
553	0	0	0
554	0	0	0
555	0	0	0
556	0	0	0
557	0	0	0
558	0	0	0
559	0	0	0
560	0	0	0
561	0	0	0
562	0	0	0
563	0	0	0
564	0	0	0
565	0	0	0
566	0	0	0
567	0	0	0
568	0	0	0
569	0	0	0
570	0	0	0
571	0	0	0
572	0	0	0
573	0	0	0
574	0	0	0
575	0	0	0
576	0	0	0
577	0	0	0
578	0	0	0
579	0	0	0
580	0	0	0
581	0	0	0
582	0	0	0
583	0	0	0
584	0	0	0
585	0	0	0
586	0	0	0
587	0	0	0
588	0	0	0
589	0	0	0
590	0	0	0
591	0	0	0
592	0	0	0
593	0	0	0
594	0	0	0
595	0	0	0
596	0	0	0
597	0	0	0
598	0	0	0
599	0	0	0

	147	148	149	150	151	152	153	154
	Modification Effective Payment Date	Total Capitalized Amount	Total Deferred Amount	Pre-Modification Interest (Note) Rate	Pre-Modification P&I Payment	Pre-Modification Initial Interest Rate Change Downward Cap	Pre-Modification Subsequent Interest Rate Cap	Pre-Modification Next Interest Rate Change Date
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
577
578
579
580
581
582
583
584
585
586
587
588
589
590
591
592
593
594
595
596
597
598
599

	155	156	157	158	159	160	161	162	163	164	165
	Pre-Modification I/O Term	Forgiven Principal Amount	Forgiven Interest Amount	Number of Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)
1						18	0	0	5/1/2043	17958.6	4734.64
2						5	7	0	5/1/2043	9166.66	0
3						10		0	5/1/2043	19801.01	0
4						28		112300	4/1/2043	25000	7898.4
5						12		0	5/1/2043	33938.83	0
6						5	15.5	0	5/1/2043	13668.58	0
7						11.25		0	4/1/2043	17916.68	2539.69
8						2	2	0	5/1/2043	6119.58	0
9						14		0	5/1/2043	17120.29	0
10						11	3	0	5/1/2043	12915	22.11
11						11	10	0	4/1/2043	11066.66	0
12						25		0	5/1/2043	27500.01	0
13						32		0	3/1/2043	13408.33	0
14						14		0	3/1/2043	27427.44	0
15						10	9	0	3/1/2043	27707.63	0
16						30	9.25	0	3/1/2043	7622.01	0
17						9	13	298644	5/1/2043	10200	0
18						4	0	0	5/1/2043	22083.36	0
19						10		0	4/1/2043	35327.86	0
20						12		0	4/1/2043	16092.27	0
21						16		0	4/1/2043	14500	0
22						20	15	0	4/1/2043	17833	0
23						20		0	5/1/2043	10838.38	9341.92
24						11		0	5/1/2043	20296.99	0
25						8	9	0	4/1/2043	14256.93	0
26						9		0	5/1/2043	11992.93	0
27						9	5	0	5/1/2043	9313.41	0
28						20		0	5/1/2043	30243.04	0
29						13	20	0	5/1/2043	12957.42	12914.35
30						5	13	0	5/1/2043	0	0
31						14		0	4/1/2043	15716.68	0
32						23	23	0	5/1/2043	12271.73	0
33						18		0	5/1/2043	15323.76	0
34						13		0	4/1/2043	13691.36	0
35						8	8	0	5/1/2043	12684.02	0
36						6		0	5/1/2043	8000	17000
37						15		0	5/1/2043	20833.34	14998
38						13	10	0	4/1/2043	15356.34	0
39						20	20	0	4/1/2043	6972.91	0
40						25		0	4/1/2043	79440.54	0
41						0		0	5/1/2043	13093.31	0
42						7	2	0	4/1/2043	14500	1569.52
43						25	11	0	5/1/2043	10083.35	0
44						32	35	0	5/1/2043	14196	0
45						20	20	0	4/1/2043	0	0
46						15	14	31000	5/1/2043	13138.61	0
47						18	0	0	5/1/2043	12822	0
48						20		75000	5/1/2043	21335	0
49						25	23	0	5/1/2043	19598.25	0
50						20		300000	4/1/2043	28352.7	0
51						30		0	4/1/2043	11604.66	0
52						10	17	0	5/1/2043	9583.33	0
53						15	15	0	4/1/2043	21908	0
54						30	24	0	4/1/2043	26853.33	0
55						24		0	5/1/2043	15041.66	6585.72
56						40	30	0	5/1/2043	9632.75	0
57						22	22	0	4/1/2043	8041.61	0
58						6	20	0	4/1/2043	11529.22	0
59						10		0	5/1/2043	15833.33	0
60						28		0	5/1/2043	37921.15	0
61						25		0	5/1/2043	21404	0
62						30		0	5/1/2043	40416.68	0
63						16		0	5/1/2043	27684.83	0
64						25	6	0	5/1/2043	61309.58	0
65						30		0	4/1/2043	52189.53	0
66						36	34	0	5/1/2043	16209	0
67						5	17	0	5/1/2043	8967.69	0
68						19		0	4/1/2043	29172.68	0
69						3	3	0	5/1/2043	19000	0
70						17		0	4/1/2043	19042.83	0
71						16		0	5/1/2043	51069.2	0
72						40		130000	5/1/2043	65076.54	0
73						28	13	0	5/1/2043	10000	0
74						13		0	4/1/2043	20509.54	0
75						6		0	4/1/2043	53006.23	0
76						14	6	0	5/1/2043	7132.67	0
77						29		0	5/1/2043	9166.67	0
78						33	18	0	5/1/2043	25448.68	0
79						33		0	5/1/2043	20888.83	0
80						8		0	4/1/2043	8791.66	3623.29
81						37		0	5/1/2043	2081.16	0
82						20	21	17275	4/1/2043	10874	0
83						25		0	4/1/2043	29201.36	0
84						10	10	121158	4/1/2043	11166.68	0
85						16		0	4/1/2043	22916.66	0
86						17		0	3/1/2043	15916.66	0
87						0	10	0	4/1/2043	9421.64	0
88						10		0	4/1/2043	22500.01	0
89						8.25		0	4/1/2043	21666.67	0
90						8		0	4/1/2043	8965.17	0
91						13	13	0	5/1/2043	9793.6	0
92						17		0	4/1/2043	10416.67	0
93						17	7	0	5/1/2043	15160.26	0
94						15		0	5/1/2043	18767.21	0
95						16		0	5/1/2043	28946.15	0
96						5	2	0	4/1/2043	13333.32	2214.18
97						50		0	5/1/2043	8031.88	0
98						12		0	4/1/2043	23200.41	0
99						3		0	5/1/2043	15000	0
100						11		0	4/1/2043	268902.37	0
101						18		0	5/1/2043	19583.33	0
102						15		0	5/1/2043	18136.09	0
103						38		0	5/1/2043	23883.77	0
104						9	6	0	4/1/2043	11321.76	0
105						5	5	0	4/1/2043	20833.34	0
106						7		0	4/1/2043	129384.29	0
107						23	20	0	5/1/2043	6705.66	0
108						8		0	5/1/2043	15833.33	3064.68
109						10		0	4/1/2043	17265	0
110						11		0	4/1/2043	14446.08	7043.98
111						12		0	4/1/2043	21170	0
112						2.5	5	0	5/1/2043	11250	0
113						10		0	5/1/2043	9806.67	0
114						18	19	0	5/1/2043	0	0
115						20		0	5/1/2043	11847.99	0
116						32		0	5/1/2043	10106.5	0
117						14	8	0	5/1/2043	32474.17	0
118						16		0	4/1/2043	36894.46	0
119						22		0	5/1/2043	12508.34	891.67
120						30		0	5/1/2043	35072.5	0
121						21		0	5/1/2043	15880.33	0
122						15		0	5/1/2043	17083.34	0
123						3		0	4/1/2043	8543.67	0
124						27		0	5/1/2043	53068.8	0
125						11		0	4/1/2043	17902.67	0
126						23		0	4/1/2043	8125.19	0
127						13	13	0	4/1/2043	4221.54	0
128						27		0	5/1/2043	23323.83	0
129						29	13.75	0	5/1/2043	12812.5	0
130						8	13	0	5/1/2043	9916.66	0
131						2		0	5/1/2043	4541.58	0
132						20		0	6/1/2028	26136.64	0
133						13	17	0	5/1/2043	20110.54	0
134						3	3	0	5/1/2043	8202.17	0
135						2.5		0	4/1/2043	19166.67	0
136						0		0	4/1/2043	3978	0
137						34	13	0	4/1/2043	16639.13	0
138						9		0	4/1/2043	13333.34	0
139						20	18	0	5/1/2043	2646.59	0
140						9	6	0	4/1/2043	20833.34	0
141						0	35	0	4/1/2043	0	0
142						30	25.75	0	5/1/2043	10642.69	0
143						15	2	0	5/1/2043	12141.21	0
144						8		0	5/1/2043	9500	404.03
145						11		0	4/1/2043	10402.29	5625
146						15		0	4/1/2043	16305	0
147						28	25	0	5/1/2043	39856.98	8020.66
148						21		0	5/1/2043	21618.12	0
149						18	0	0	5/1/2043	22046.68	0
150						9	10	0	5/1/2038	9583.34	0
151						10	15	0	5/1/2043	6500	0
152						20	3	0	5/1/2043	3583.33	8847
153						8		0	5/1/2043	11250	0
154						7		150000	4/1/2043	20833.34	16666.66
155						12		0	4/1/2043	11500.01	1257.41
156						11	15	0	4/1/2043	9833.33	2241.67
157						12	4	0	4/1/2043	11916.67	0
158						2	5	0	4/1/2043	3000	3247.5
159						10.5		0	5/1/2043	20833.32	20833.32
160						19	14	382830	5/1/2043	31153.35	0
161						27		0	4/1/2043	11874.92	18851.85
162						9.75	2	0	5/1/2043	11030.42	0
163						3		0	4/1/2043	18750.01	0
164						13		0	4/1/2043	15375	0
165						5		0	5/1/2043	22278	0
166						0		0	4/1/2043	8455.69	0
167						7	20	0	5/1/2043	3208.83	0
168						23		25000	12/1/2027	8815.82	0
169						28		0	4/1/2043	25000	0
170						13	12	0	5/1/2043	0	0
171						23	29	0	5/1/2043	16666.66	0
172						4		0	5/1/2043	54166.66	0
173						6.5	7	0	4/1/2043	18583.33	0
174						18		0	5/1/2043	11416.67	0
175						14		0	5/1/2043	3000	0
176						25		0	5/1/2043	15833.34	0
177						35		0	4/1/2043	115.38	0
178						8		0	4/1/2043	7029	0
179						20		0	5/1/2043	15075	4468.08
180						19	14	0	4/1/2043	12601.29	0
181						9		0	4/1/2043	45768.5	0
182						20		0	5/1/2043	14166.67	0
183						7	8	0	5/1/2043	26651	0
184						18		0	5/1/2043	14104.08	0
185						7	7	0	5/1/2043	29651.62	0
186						11.5		0	5/1/2043	23005.66	0
187						21	20	0	4/1/2043	13847	0
188						20		0	3/1/2043	12500	0
189						10		0	4/1/2043	35416.66	0
190						12		0	4/1/2043	45422.78	0
191						15		0	3/1/2043	14384	0
192						26		0	4/1/2043	14670.18	0
193						58		0	5/1/2043	33957.97	0
194						12	10.75	0	3/1/2043	21801.66	0
195						0		0	4/1/2043	0	0
196						33		0	4/1/2043	56085	0
197						15	9	0	4/1/2043	8405.8	1521.47
198						8	6	0	5/1/2043	23333.34	0
199						12		0	4/1/2043	11104.51	0
200						12		0	4/1/2043	19120	0
201						28		0	4/1/2043	24825.75	0
202						21	11	0	5/1/2043	12187.52	0
203						30		0	5/1/2043	28329.87	0
204						15		0	5/1/2043	11651.33	0
205						23	18	33000	5/1/2043	4295	0
206						26	26	0	5/1/2043	9105.83	0
207						0	23	0	5/1/2043	0	0
208						20		0	5/1/2043	32081.63	0
209						18	18	114239	5/1/2043	7519.75	0
210						11	1.5	0	4/1/2043	14598	0
211						11	11	0	4/1/2043	9304.58	0
212						21		63000	4/1/2043	3000	0
213						6		0	4/1/2043	34308.58	0
214						21	16	0	4/1/2043	9306.35	0
215						20	9	0	4/1/2043	11854	0
216						19		0	4/1/2043	13300	0
217						23		0	4/1/2043	12500	22619.25
218						24	11	0	5/1/2043	10428.17	0
219						8		0	4/1/2043	26052.9	0
220						12	17.5	0	5/1/2043	7611.69	0
221						8	6	0	4/1/2043	4000	0
222						9		43722	5/1/2043	5710.42	0
223						12	20	59465	4/1/2043	9750	0
224						10		0	4/1/2043	25341.25	0
225						8	10	0	5/1/2043	9183.2	0
226						24	25	0	5/1/2043	11343.25	0
227						20	10	0	5/1/2043	6362.17	0
228						14		0	5/1/2043	21385	18532.7
229						21		0	4/1/2043	31997.01	24961.66
230						25.5	18.5	0	5/1/2043	11525.45	0
231						20	11	0	5/1/2043	12187.5	0
232						22	12	0	5/1/2043	15916.67	0
233						39	38	0	4/1/2043	13750	0
234						10	10	0	5/1/2043	27669.41	0
235						14	8	0	5/1/2043	17508.75	0
236						35		0	5/1/2043	10040.33	0
237						8		0	4/1/2043	22083.33	0
238						23		0	4/1/2043	39387.08	0
239						25		0	5/1/2043	20383.34	0
240						7	10	0	1/1/2043	14328.58	0
241						0.25	7	0	5/1/2043	8626.68	0
242						18		0	5/1/2043	15114.1	0
243						0		0	4/1/2043	9884.12	0
244						12.5	8	238120	4/1/2043	20670.76	0
245						24		0	4/1/2043	25325.37	0
246						7		90000	5/1/2043	33378.39	0
247						15	18	0	5/1/2043	25901.5	0
248						30	20	0	5/1/2043	10803.66	0
249						13	7	21483	5/1/2043	10416	0
250						19		0	5/1/2043	15416.68	0
251						27	27	0	4/1/2043	14566.67	0
252						21	21	0	5/1/2043	13284.33	0
253						20	20	0	4/1/2043	37659	0
254						35	0	0	5/1/2043	16447.01	0
255						28		0	5/1/2043	7854	0
256						22	6	0	5/1/2043	15432.88	7495.4
257						15		0	5/1/2043	8810.43	0
258						5		0	5/1/2043	31175	0
259						34		0	5/1/2043	15882.6	0
260						8		0	5/1/2043	5416	0
261						9	1.5	0	5/1/2043	12531.07	0
262						20		0	5/1/2043	16635	0
263						25		0	5/1/2043	54010.42	0
264						14		0	5/1/2043	67154.43	0
265						4	15	0	5/1/2043	8333.34	0
266						11.5		0	2/1/2043	71632.95	0
267						25	25	0	3/1/2043	5703.58	0
268						28.5		0	4/1/2043	27500	0
269						17.25	15	0	4/1/2043	29558.88	0
270						20		0	4/1/2043	45833.33	39994
271						23	17	0	3/1/2043	12334.4	0
272						6		0	4/1/2043	24441.33	0
273						2	3.75	0	4/1/2043	10000	0
274						1.5		0	4/1/2043	19686.77	0
275						15		0	4/1/2043	12021.34	0
276						10	10	0	4/1/2043	13708.33	0
277						22.1		0	4/1/2043	12906.4	0
278						11	11	0	4/1/2043	7764	0
279						24		0	5/1/2043	69961.16	0
280						13.75	6	0	5/1/2043	9902.53	0
281						0		0	4/1/2043	14809.59	0
282						11	8	0	4/1/2043	13749.99	0
283						8	3	0	4/1/2043	2320.8	0
284						20		0	4/1/2043	23014.17	0
285						5	12.5	0	4/1/2043	10250	0
286						10	8	0	5/1/2043	10833.34	0
287						17.5		0	5/1/2043	19714.74	0
288						6		0	5/1/2043	19589.58	0
289						21.75	8	0	4/1/2043	11744.33	0
290						3.75	25	52000	4/1/2043	0	0
291						12		0	4/1/2043	15798.61	0
292						2.75		0	4/1/2043	7419.42	0
293						20		0	4/1/2043	63665.46	0
294						35	30	0	5/1/2043	9877.51	0
295						30		0	5/1/2043	20048.08	0
296						10	13.75	0	5/1/2043	14583.33	0
297						7	10	0	4/1/2043	12656	0
298						10		0	4/1/2043	20432.62	0
299						15.5	6	69569	5/1/2043	4534.58	0
300						23	21.25	0	4/1/2043	12696	0
301						43		0	5/1/2043	25809.7	0
302						9		0	5/1/2043	10416.68	8401.28
303						16		0	5/1/2043	73324.5	0
304						20	8	0	5/1/2043	18750	0
305						23		0	5/1/2043	30197.42	0
306						11	10	0	5/1/2043	25000	0
307						22		0	5/1/2043	28322.08	0
308						10		401	5/1/2043	30002.75	0
309						16		0	5/1/2043	18006.09	13676.88
310						11		0	5/1/2043	14095.31	0
311						17		0	4/1/2043	9743.75	0
312						28	24	0	5/1/2043	13937.92	0
313						14	14	0	5/1/2043	10527.42	0
314						11	12	64900	5/1/2043	9381.23	0
315						5.5		0	4/1/2043	10275.85	0
316						8		0	4/1/2043	10416.67	11316.67
317						11		0	5/1/2043	16383.33	0
318						3.5	9	0	5/1/2043	7800	0
319						14	10	0	5/1/2043	8162.58	0
320						7	8	0	5/1/2043	38277.39	0
321						3	4	0	4/1/2043	8338.46	0
322						22		45000	5/1/2043	19166.68	0
323						8	12	0	5/1/2043	11192.67	0
324						14		0	5/1/2028	23693.25	0
325						20	16	0	4/1/2043	6846.46	0
326						27	7	0	4/1/2043	16250	0
327						23		0	5/1/2043	12904.24	0
328						17	17	0	5/1/2043	15080.38	0
329						0	21	0	4/1/2043	0	0
330						13		0	4/1/2043	10241.57	2153.54
331						10		0	4/1/2043	14200.05	0
332						13	5	0	4/1/2043	13855.81	0
333						14		0	5/1/2043	12116.66	0
334						18		0	5/1/2043	14026.13	0
335						10		0	4/1/2043	20416.67	0
336						4	4.5	0	5/1/2043	10416.68	0
337						6		0	5/1/2043	32684.13	0
338						28		285316	5/1/2043	29050	0
339						11		0	5/1/2043	8333.32	24723.3
340						7		0	5/1/2043	17500	0
341						15	16	0	5/1/2043	5533.22	720.07
342						30		0	4/1/2043	9496.92	4375
343						9	5	0	5/1/2043	20416.67	0
344						2		0	5/1/2043	50833.34	0
345						32		0	5/1/2043	13750	0
346						18		0	5/1/2043	12540	0
347						4	10	0	5/1/2043	0	0
348						18		0	5/1/2043	16458.33	0
349						11.25		0	5/1/2043	11344.25	0
350						3.75		0	5/1/2043	16416.66	0
351						21		25000	5/1/2043	19799.66	0
352						36		25000	5/1/2043	24000	0
353						23		132751	5/1/2043	32246.16	0
354						18	0.5	0	5/1/2043	14583.31	0
355						25		0	5/1/2043	14162.5	3562.5
356						28	23	0	5/1/2043	22882	0
357						14		0	5/1/2043	19583.33	154465.25
358						4	10	0	5/1/2043	49280.29	0
359						8	8	0	4/1/2043	54449.33	0
360						25	20	0	5/1/2043	24048.75	0
361						21	19	0	5/1/2043	5459.08	0
362						32		0	5/1/2043	4800	0
363						49		0	5/1/2043	4964.41	0
364						30		0	4/1/2043	55125.01	0
365						33		0	5/1/2043	45952.38	0
366						0	20	0	5/1/2043	0	0
367						10		0	5/1/2043	15416.68	0
368						14		0	5/1/2043	12500	0
369						28	22	0	5/1/2043	31137.62	0
370						20		0	5/1/2043	12243.79	0
371						12	10	0	5/1/2043	12675.83	0
372						14	14	0	5/1/2043	5222.45	0
373						15		0	5/1/2043	28100.24	0
374						35		0	5/1/2043	86106.92	0
375						15		0	4/1/2043	9306.32	0
376						10		0	5/1/2043	20361.75	0
377						15	30	0	5/1/2043	30345.88	0
378						32		0	5/1/2043	53548.2	0
379						12		0	5/1/2043	25312	0
380						10		0	5/1/2043	65722.25	0
381						13	13	0	4/1/2043	12689.99	0
382						5	3	0	4/1/2043	7692.8	0
383						17		0	5/1/2043	30045	0
384						0		0	4/1/2043	10844.5	0
385						15		237449	5/1/2043	15000	0
386						7		0	4/1/2043	14739.76	3776.08
387						8		0	5/1/2043	11666.66	0
388						20	13	0	5/1/2043	15249.37	0
389						10	8	0	5/1/2043	10160.84	0
390						25		0	5/1/2043	19500	0
391						16	4	0	5/1/2043	18749.98	0
392						27	26	0	5/1/2043	19821.25	0
393						0		0	5/1/2043	14932.58	0
394						30		500000	5/1/2043	50732.75	0
395						8	8	0	5/1/2043	10621.86	0
396						10		0	5/1/2043	27632	0
397						2	13	0	4/1/2043	40.67	0
398						3		0	4/1/2043	13541.66	0
399						18		0	4/1/2043	41667	0
400						19	25	0	4/1/2043	22403.33	0
401						10		0	5/1/2043	28055.96	0
402						19		0	5/1/2043	70468.91	0
403						6	10	0	4/1/2043	17649.3	0
404						20		0	5/1/2043	18038.39	0
405						3.5	10	0	5/1/2043	8506.94	0
406						20		0	5/1/2043	8333.33	0
407						26	0	0	5/1/2043	13311	0
408						29		0	5/1/2043	20145	0
409						16		0	5/1/2043	12578.39	0
410						25		0	5/1/2043	26440.1	8853.75
411						36		0	5/1/2043	41250	0
412						15		0	4/1/2043	15797.6	0
413						20		0	5/1/2043	11333.34	0
414						25		115000	4/1/2043	56129.63	0
415						35		0	5/1/2043	11348	0
416						23		0	4/1/2043	13611.5	0
417						22		0	5/1/2043	16548.05	0
418						6	9	0	4/1/2043	0	0
419						10		0	5/1/2043	14583	0
420						26	26	0	4/1/2043	11779.85	0
421						10	11	0	5/1/2043	12500	10194.44
422						15	16	0	5/1/2043	16833.33	0
423						20		0	4/1/2043	17937.5	0
424						9	9	0	5/1/2043	18616.23	0
425						31		0	5/1/2043	24959.84	0
426						31		0	5/1/2043	39538.26	24467.67
427						13	18	0	5/1/2043	16666.67	0
428						19		0	5/1/2043	1972	0
429						18		0	5/1/2043	40429.54	0
430						8		0	5/1/2043	26294.83	0
431						14	13	0	5/1/2043	17005.75	0
432						5	5	0	5/1/2043	9613.07	0
433						8	0	0	4/1/2043	15416.66	0
434						14		0	5/1/2043	27083	0
435						4		0	5/1/2043	28216.25	0
436						12.75		0	5/1/2043	17291.66	0
437						4		0	5/1/2043	22916.66	0
438						7	7	0	5/1/2043	6000	0
439						13	14	0	5/1/2043	54872.13	0
440						0	9	0	5/1/2043	0	0
441						10		0	5/1/2043	4312.04	0
442						18		0	5/1/2043	14852.5	0
443						13	5	0	4/1/2043	17500	0
444						13	22	0	4/1/2043	3531.38	0
445						25	27	0	5/1/2043	15709	0
446						15	10.25	0	5/1/2043	13291.63	0
447						12	10	0	4/1/2043	13756.92	0
448						25	38	0	4/1/2043	10367.11	0
449						7		0	4/1/2043	16254.04	0
450						0		0	4/1/2043	0	0
451						13		0	5/1/2043	16666.67	0
452						7	7	0	5/1/2043	6716	0
453						6	35	0	5/1/2043	1317	0
454						0		0	5/1/2043	12854.66	0
455						38		0	3/1/2028	49999.99	0
456						3.25	6.25	0	4/1/2043	8405	0
457						2		0	4/1/2043	13268	0
458						5		0	4/1/2043	12500	0
459						6	3	0	5/1/2043	13631.67	7765.89
460						15	31	0	5/1/2043	67135.08	0
461						7.25		0	4/1/2043	14340.76	0
462						28	20	0	5/1/2043	29911.42	0
463						14.5		0	5/1/2043	20272.98	0
464						18		0	5/1/2043	17596.67	0
465						17		0	4/1/2043	27991.88	0
466						27		0	4/1/2043	14679.22	5762.95
467						3	3	0	5/1/2043	268.75	0
468						14		0	4/1/2043	18750.01	0
469						20	18	0	5/1/2043	20701.15	0
470						8	15	0	4/1/2043	4469	0
471						29	16	0	4/1/2043	16666.67	0
472						11	0	0	4/1/2043	14583.33	0
473						13	13	0	5/1/2043	13750	0
474						10		0	4/1/2043	17373.42	0
475						31		0	5/1/2043	25963.62	0
476						9		0	4/1/2043	5367.75	0
477						21	0.25	0	5/1/2043	19593.76	0
478						10		0	5/1/2043	12473.9	1583.63
479						11	3	0	5/1/2043	18699.26	1300
480						20	14	0	5/1/2043	14927.47	0
481						20		0	5/1/2043	13158.08	0
482						14	5	0	5/1/2043	13749.99	0
483						30		0	5/1/2043	53166.88	0
484						20		0	5/1/2043	10416.66	0
485						13	12	0	4/1/2043	23748	0
486						37	40	0	5/1/2043	16694.63	0
487						6.25	12	0	5/1/2043	12610.49	0
488						34.5		0	5/1/2043	17743.5	0
489						10	10	0	4/1/2043	29427.42	0
490						17		0	5/1/2043	14631.18	0
491						2	2	0	5/1/2043	9486.25	0
492						20		0	5/1/2043	19166.66	0
493						5	5	0	3/1/2043	10833.33	0
494						27		0	5/1/2043	29166.66	19166.66
495						34		0	4/1/2043	15157.72	0
496						5	7	0	5/1/2043	7833.32	0
497						25		0	5/1/2043	25000	0
498						30		0	4/1/2043	0	0
499						16		0	4/1/2043	16666.67	8333.33
500						12		0	3/1/2043	7585.76	0
501						20		0	4/1/2043	0	0
502						8		0	4/1/2043	28489.04	0
503						9	4	0	4/1/2043	26180.54	0
504						20		0	5/1/2043	7083.33	4391.38
505						9		0	5/1/2043	32913.77	0
506						22	14	0	4/1/2043	7246.16	0
507						6	1	0	5/1/2043	18750	0
508						25		0	4/1/2043	13871.91	0
509						9		0	5/1/2043	27916.66	0
510						11	11	0	5/1/2043	3000.01	0
511						23	23	0	5/1/2043	6866.24	0
512						20		0	5/1/2043	68929.32	0
513						21		0	4/1/2043	17028.5	4560.33
514						9		0	4/1/2043	1309.25	0
515						15		0	5/1/2043	16735.03	0
516						5		0	5/1/2043	20939.77	0
517						22		0	4/1/2043	12916.67	38333.33
518						16		0	5/1/2043	26179.75	0
519						29		339000	5/1/2043	16758.41	0
520						15		0	5/1/2043	18181.58	0
521						15	5	0	5/1/2043	9833.33	0
522						21		0	5/1/2043	12406.32	0
523						25	20	0	4/1/2043	10175.27	0
524						30		0	3/1/2043	23642	0
525						10		0	4/1/2043	11225.29	0
526						27		0	4/1/2043	26250	0
527						18	5	0	5/1/2043	10416.67	0
528						16.25	18.5	0	5/1/2043	8148.42	0
529						30		0	4/1/2043	16258.67	4525.01
530						8		0	5/1/2043	11666.67	0
531						2.25		0	4/1/2043	24757.2	0
532						15	12	0	4/1/2043	0	0
533						23	14	5000	5/1/2043	25725.95	0
534						10		0	4/1/2043	19583.33	7920.02
535						0		0	4/1/2043	12944.9	0
536						30		0	4/1/2043	16560.42	0
537						12	4.5	0	5/1/2043	10651.08	0
538						4	5.25	178731	5/1/2043	12719.58	0
539						13		49804.77	5/1/2043	25000	0
540						12.25		0	5/1/2043	12691.41	0
541						24	4.5	0	5/1/2043	18699.13	0
542						35		0	5/1/2043	21988	9076.92
543						10	10	0	5/1/2043	10218.86	2604.46
544						14.5	1	0	5/1/2043	31941.42	0
545						12	17	0	5/1/2043	11343.55	0
546						36		0	5/1/2043	17138.08	0
547						31	20	0	4/1/2043	14330.85	0
548						10	6	0	3/1/2043	11000	0
549						0		0	4/1/2043	6167.49	0
550						11		0	5/1/2043	21587.82	0
551						29	15	0	4/1/2043	6028.86	0
552						14		0	4/1/2043	20000	29349.45
553						10		0	5/1/2043	10503.3	0
554						16		0	5/1/2043	34173.57	0
555						10		0	5/1/2043	27083.33	4568.33
556						11	8	0	4/1/2043	17083.34	0
557						3.5		0	5/1/2043	10049.83	0
558						8	8	0	4/1/2043	5000	5822.85
559						24	13	0	5/1/2043	65373.79	0
560						6		0	5/1/2043	20833.34	0
561						9		0	5/1/2043	15713.48	0
562						13		0	5/1/2043	33439.76	0
563						11		0	5/1/2043	20833.35	0
564						14		0	5/1/2043	9294.63	0
565						17	17	0	5/1/2043	22496.98	0
566						4	4	0	5/1/2043	15537	0
567						20.25		0	5/1/2043	15084.99	0
568						30		0	5/1/2043	13663.58	0
569						18		0	4/1/2043	24436.41	0
570						21		0	5/1/2043	15431.5	0
571						25	18	0	5/1/2043	12500	0
572						19		0	5/1/2043	22078.17	0
573						26	4	0	5/1/2043	13110.31	0
574						15		0	4/1/2043	13285.96	0
575						18	18	0	4/1/2043	10383.5	0
576						36		0	5/1/2043	21505.23	0
577						20		0	5/1/2043	10788.33	0
578						0	23	0	5/1/2043	7091	0
579						24		0	5/1/2043	14340.67	4674.6
580						19		0	5/1/2043	3530	536.9
581						6	6	0	4/1/2043	7286.93	0
582						8	2	0	5/1/2043	11250	4397.41
583						20		0	4/1/2043	17916.69	0
584						14	13	0	5/1/2043	18125	4759.83
585						10	5	0	5/1/2043	8333	0
586						18.25		0	5/1/2043	79242.58	0
587						17		0	5/1/2043	12070	0
588						10		0	5/1/2043	16666.69	0
589						2.25	2.25	0	5/1/2043	9350	0
590						27		0	5/1/2043	15414.75	0
591						5	8	0	4/1/2043	10109.88	0
592						15		0	5/1/2043	14673	3708.33
593						21	0	0	5/1/2043	10833.76	0
594						15		0	5/1/2043	20500	0
595						5	10	0	5/1/2043	15375.98	0
596						23		0	5/1/2043	37924.2	0
597						36		0	5/1/2043	14289.38	0
598						17	23	0	5/1/2043	5871.5	0
599						6	6	0	5/1/2043	6666.66	0

	166	167	168	169	170	171	172
	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
1	0	0	0	0	Full	Two Years	Two Months
2	0	7083.33	0	0	Full	Two Years	Two Months
3	0	0	0	0	Full	Two Years	Two Months
4	0	0	0	0	Full	Two Years	Two Months
5	6709.42	0	0	0	Full	Two Years	Two Months
6	0	7669.66	0	0	Full	Two Years	Two Months
7	0	0	0	0	Full	Two Years	Two Months
8	0	5725	0	0	Full	Two Years	Two Months
9	0	0	0	0	Full	Two Years	Two Months
10	0	0	0	0	Full	Two Years	Two Months
11	0	13125	0	0	Full	Two Years	Two Months
12	0	0	0	0	Full	Two Years	Two Months
13	0	0	0	0	Full	Two Years	Two Months
14	0	0	0	0	Full	Two Years	Two Months
15	0	7583.33	0	0	Full	Two Years	Two Months
16	0	0	0	8383.02	Full	Two Years	Two Months
17	0	878.12	0	0	Full	Two Years	Two Months
18	0	0	0	0	Full	Two Years	Two Months
19	0	0	0	0	Full	Two Years	Two Months
20	0	0	0	0	Full	Two Years	Two Months
21	0	0	0	0	Full	Two Years	Two Months
22	0	11458.33	0	0	Full	Two Years	Two Months
23	0	0	0	0	Full	Two Years	Two Months
24	0	0	0	0	Full	Two Years	Two Months
25	0	9847.08	0	0	Full	Two Years	Two Months
26	0	0	0	0	Full	Two Years	Two Months
27	0	11666.67	0	0	Full	Two Years	Two Months
28	0	0	0	0	Full	Two Years	Two Months
29	0	6478.18	0	0	Full	Two Years	Two Months
30	0	20632.75	0	0	Full	Two Years	Two Months
31	0	0	0	0	Full	Two Years	Two Months
32	0	12271.73	0	0	Full	Two Years	Two Months
33	0	0	0	0	Full	Two Years	Two Months
34	0	0	0	0	Full	Two Years	Two Months
35	0	12684.02	0	0	Full	Two Years	Two Months
36	0	0	0	0	Full	Two Years	Two Months
37	0	0	0	0	Full	Two Years	Two Months
38	0	7222.22	0	0	Full	Two Years	Two Months
39	0	2617.52	0	0	Full	Two Years	Two Months
40	0	0	0	0	Full	Two Years	Two Months
41	0	1327.97	0	0	Full	Two Years	Two Months
42	8200.92	0	0	0	Full	Two Years	Two Months
43	9594.64	0	0	0	Full	Two Years	Two Months
44	0	19399	0	0	Full	Two Years	Two Months
45	0	27177.56	0	0	Full	Two Years	Two Months
46	0	9369.9	0	0	Full	Two Years	Two Months
47	0	985	0	0	Full	Two Years	Two Months
48	0	0	0	0	Full	Two Years	Two Months
49	0	5935.17	0	0	Full	Two Years	Two Months
50	0	0	0	0	Full	Two Years	Two Months
51	0	0	0	0	Full	Two Years	Two Months
52	9273.32	8000	0	0	Full	Two Years	Two Months
53	0	8494.34	0	0	Full	Two Years	Two Months
54	0	16153.84	0	0	Full	Two Years	Two Months
55	0	0	0	0	Full	Two Years	Two Months
56	0	1080	0	0	Full	Two Years	Two Months
57	0	7387.76	0	0	Full	Two Years	Two Months
58	0	14333.34	0	0	Full	Two Years	Two Months
59	0	0	0	0	Full	Two Years	Two Months
60	0	0	0	0	Full	Two Years	Two Months
61	0	0	0	0	Full	Two Years	Two Months
62	0	0	0	0	Full	Two Years	Two Months
63	0	0	0	0	Full	Two Years	Two Months
64	0	2369.94	0	0	Full	Two Years	Two Months
65	0	0	0	0	Full	Two Years	Two Months
66	0	6779.76	0	0	Full	Two Years	Two Months
67	0	3192.56	0	0	Full	Two Years	Two Months
68	0	0	0	0	Full	Two Years	Two Months
69	0	3953.21	0	0	Full	Two Years	Two Months
70	0	0	0	0	Full	Two Years	Two Months
71	0	0	0	0	Full	Two Years	Two Months
72	0	0	0	0	Full	Two Years	Two Months
73	0	6250	0	0	Full	Two Years	Two Months
74	0	0	0	0	Full	Two Years	Two Months
75	0	0	0	0	Full	Two Years	Two Months
76	0	11266.67	0	0	Full	Two Years	Two Months
77	0	0	0	0	Full	Two Years	Two Months
78	0	26244.66	0	0	Full	Two Years	Two Months
79	0	0	0	0	Full	Two Years	Two Months
80	0	0	0	0	Full	Two Years	Two Months
81	0	1359	0	0	Full	Two Years	Two Months
82	0	12497.5	0	0	Full	Two Years	Two Months
83	0	0	0	0	Full	Two Years	Two Months
84	0	11053.82	0	0	Full	Two Years	Two Months
85	0	0	0	0	Full	Two Years	Two Months
86	0	0	0	0	Full	Two Years	Two Months
87	0	2734.38	0	0	Full	Two Years	Two Months
88	0	0	0	0	Full	Two Years	Two Months
89	0	0	0	0	Full	Two Years	Two Months
90	0	0	0	0	Full	Two Years	Two Months
91	0	12173.46	0	0	Full	Two Years	Two Months
92	18745.95	0	0	0	Full	Two Years	Two Months
93	0	0	0	0	Full	Two Years	Two Months
94	0	0	0	0	Full	Two Years	Two Months
95	0	0	0	0	Full	Two Years	Two Months
96	0	4512.67	0	0	Full	Two Years	Two Months
97	0	705	0	0	Full	Two Years	Two Months
98	0	0	0	0	Full	Two Years	Two Months
99	3750	0	0	0	Full	Two Years	Two Months
100	0	0	0	0	Full	Two Years	Two Months
101	0	0	0	0	Full	Two Years	Two Months
102	0	0	0	0	Full	Two Years	Two Months
103	0	0	0	0	Full	Two Years	Two Months
104	0	9800	0	0	Full	Two Years	Two Months
105	0	9507.67	0	0	Full	Two Years	Two Months
106	0	0	0	0	Full	Two Years	Two Months
107	0	6332.54	0	0	Full	Two Years	Two Months
108	0	0	0	0	Full	Two Years	Two Months
109	0	0	0	0	Full	Two Years	Two Months
110	0	0	0	0	Full	Two Years	Two Months
111	0	0	0	0	Full	Two Years	Two Months
112	2065.89	4909.67	0	0	Full	Two Years	Two Months
113	0	0	0	0	Full	Two Years	Two Months
114	0	20208.33	0	0	Full	Two Years	Two Months
115	0	0	0	0	Full	Two Years	Two Months
116	0	0	0	0	Full	Two Years	Two Months
117	0	0	0	0	Full	Two Years	Two Months
118	0	0	0	0	Full	Two Years	Two Months
119	0	0	0	0	Full	Two Years	Two Months
120	0	0	0	0	Full	Two Years	Two Months
121	0	0	0	0	Full	Two Years	Two Months
122	0	0	0	0	Full	Two Years	Two Months
123	0	0	0	0	Full	Two Years	Two Months
124	0	0	0	0	Full	Two Years	Two Months
125	0	0	0	0	Full	Two Years	Two Months
126	0	0	0	0	Full	Two Years	Two Months
127	0	2927.92	0	0	Full	Two Years	Two Months
128	0	0	0	0	Full	Two Years	Two Months
129	0	7310	0	0	Full	Two Years	Two Months
130	0	6664.67	0	0	Full	Two Years	Two Months
131	0	0	0	0	Full	Two Years	Two Months
132	0	0	0	0	Full	Two Years	Two Months
133	0	3200	0	0	Full	Two Years	Two Months
134	0	2166.67	0	0	Full	Two Years	Two Months
135	0	0	0	0	Full	Two Years	Two Months
136	0	0	0	0	Full	Two Years	Two Months
137	0	8000	0	0	Full	Two Years	Two Months
138	0	0	0	0	Full	Two Years	Two Months
139	0	9660.89	0	0	Full	Two Years	Two Months
140	0	16666.66	0	0	Full	Two Years	Two Months
141	0	12036.84	0	0	Full	Two Years	Two Months
142	0	11572.88	0	0	Full	Two Years	Two Months
143	0	0	0	0	Full	Two Years	Two Months
144	0	0	0	0	Full	Two Years	Two Months
145	0	0	0	0	Full	Two Years	Two Months
146	0	0	0	0	Full	Two Years	Two Months
147	0	21909.23	0	0	Full	Two Years	Two Months
148	0	0	0	0	Full	Two Years	Two Months
149	0	0	0	0	Full	Two Years	Two Months
150	0	5416.67	0	0	Full	Two Years	Two Months
151	0	14582.53	0	0	Full	Two Years	Two Months
152	0	918.9	0	0	Full	Two Years	Two Months
153	0	0	0	0	Full	Two Years	Two Months
154	0	0	0	0	Full	Two Years	Two Months
155	0	0	0	0	Full	Two Years	Two Months
156	0	9231.65	0	0	Full	Two Years	Two Months
157	2918.61	11325	0	0	Full	Two Years	Two Months
158	0	3818.28	0	1717.93	Full	Two Years	Two Months
159	0	0	0	0	Full	Two Years	Two Months
160	0	10322.15	0	0	Full	Two Years	Two Months
161	0	0	0	0	Full	Two Years	Two Months
162	0	8533.33	547.41	0	Full	Two Years	Two Months
163	0	0	0	0	Full	Two Years	Two Months
164	0	0	0	0	Full	Two Years	Two Months
165	0	0	0	0	Full	Two Years	Two Months
166	0	0	0	0	Full	Two Years	Two Months
167	0	5312.77	0	0	Full	Two Years	Two Months
168	0	0	0	0	Full	Two Years	Two Months
169	0	0	0	0	Full	Two Years	Two Months
170	0	18750.03	0	0	Full	Two Years	Two Months
171	0	14820	0	0	Full	Two Years	Two Months
172	0	0	0	0	Full	Two Years	Two Months
173	0	16666	0	0	Full	Two Years	Two Months
174	0	0	0	0	Full	Two Years	Two Months
175	21855.95	0	0	0	Full	Two Years	Two Months
176	0	0	0	0	Full	Two Years	Two Months
177	0	1883.25	0	0	Full	Two Years	Two Months
178	6246	0	0	0	Full	Two Years	Two Months
179	0	0	0	0	Full	Two Years	Two Months
180	0	9527.79	0	0	Full	Two Years	Two Months
181	0	0	0	0	Full	Two Years	Two Months
182	0	0	0	0	Full	Two Years	Two Months
183	0	10344.1	0	0	Full	Two Years	Two Months
184	0	0	0	0	Full	Two Years	Two Months
185	0	11666.67	0	0	Full	Two Years	Two Months
186	0	0	0	0	Full	Two Years	Two Months
187	0	6334.76	0	0	Full	Two Years	Two Months
188	8584	0	0	0	Full	Two Years	Two Months
189	0	0	0	0	Full	Two Years	Two Months
190	0	0	0	0	Full	Two Years	Two Months
191	0	0	0	0	Full	Two Years	Two Months
192	9043.81	0	0	0	Full	Two Years	Two Months
193	0	0	0	0	Full	Two Years	Two Months
194	0	6250	0	0	Full	Two Years	Two Months
195	0	0	0	0	Full	Two Years	Two Months
196	0	0	0	0	Full	Two Years	Two Months
197	0	8380.67	0	0	Full	Two Years	Two Months
198	0	14583.34	0	0	Full	Two Years	Two Months
199	0	0	0	0	Full	Two Years	Two Months
200	0	0	0	0	Full	Two Years	Two Months
201	0	0	0	0	Full	Two Years	Two Months
202	0	5042.92	0	0	Full	Two Years	Two Months
203	0	0	0	0	Full	Two Years	Two Months
204	0	0	0	0	Full	Two Years	Two Months
205	0	8205.5	0	0	Full	Two Years	Two Months
206	0	6101.42	0	0	Full	Two Years	Two Months
207	0	18159.9	0	0	Full	Two Years	Two Months
208	0	0	0	0	Full	Two Years	Two Months
209	0	9403.34	0	0	Full	Two Years	Two Months
210	0	0	0	0	Full	Two Years	Two Months
211	0	0	0	0	Full	Two Years	Two Months
212	14704.64	0	0	0	Full	Two Years	Two Months
213	0	0	0	0	Full	Two Years	Two Months
214	0	7683.75	0	0	Full	Two Years	Two Months
215	0	0	0	0	Full	Two Years	Two Months
216	0	0	0	0	Full	Two Years	Two Months
217	0	0	0	0	Full	Two Years	Two Months
218	0	12775.83	0	0	Full	Two Years	Two Months
219	0	0	0	0	Full	Two Years	Two Months
220	0	9975.07	0	0	Full	Two Years	Two Months
221	0	0	0	0	Full	Two Years	Two Months
222	0	0	0	0	Full	Two Years	Two Months
223	0	11900	0	0	Full	Two Years	Two Months
224	0	0	0	0	Full	Two Years	Two Months
225	0	12083.34	0	0	Full	Two Years	Two Months
226	0	3742.39	0	0	Full	Two Years	Two Months
227	0	3172.86	0	0	Full	Two Years	Two Months
228	0	0	0	0	Full	Two Years	Two Months
229	0	0	0	0	Full	Two Years	Two Months
230	0	7320.43	0	0	Full	Two Years	Two Months
231	0	6500	0	0	Full	Two Years	Two Months
232	0	7333.34	0	0	Full	Two Years	Two Months
233	0	13776	0	0	Full	Two Years	Two Months
234	0	1445.17	0	0	Full	Two Years	Two Months
235	0	4000	0	0	Full	Two Years	Two Months
236	0	1065.9	0	0	Full	Two Years	Two Months
237	0	0	0	0	Full	Two Years	Two Months
238	0	0	0	0	Full	Two Years	Two Months
239	0	0	0	0	Full	Two Years	Two Months
240	0	8348.75	0	0	Full	Two Years	Two Months
241	0	2973.14	0	0	Full	Two Years	Two Months
242	0	0	0	0	Full	Two Years	Two Months
243	0	2372.84	0	0	Full	Two Years	Two Months
244	0	13833.32	0	0	Full	Two Years	Two Months
245	0	0	0	0	Full	Two Years	Two Months
246	0	0	0	0	Full	Two Years	Two Months
247	0	0	0	0	Full	Two Years	Two Months
248	0	5144.99	0	0	Full	Two Years	Two Months
249	0	12500	0	0	Full	Two Years	Two Months
250	0	0	0	0	Full	Two Years	Two Months
251	0	3281.33	0	0	Full	Two Years	Two Months
252	0	8568.7	0	0	Full	Two Years	Two Months
253	0	8333.34	0	0	Full	Two Years	Two Months
254	0	0	0	0	Full	Two Years	Two Months
255	0	0	0	0	Full	Two Years	Two Months
256	0	7734	0	0	Full	Two Years	Two Months
257	0	0	0	0	Full	Two Years	Two Months
258	0	0	0	0	Full	Two Years	Two Months
259	0	0	0	0	Full	Two Years	Two Months
260	0	0	0	0	Full	Two Years	Two Months
261	0	5416.66	0	0	Full	Two Years	Two Months
262	0	0	0	0	Full	Two Years	Two Months
263	0	0	0	0	Full	Two Years	Two Months
264	0	0	0	0	Full	Two Years	Two Months
265	0	11666.66	0	0	Full	Two Years	Two Months
266	0	0	0	0	Full	Two Years	Two Months
267	0	14583	0	0	Full	Two Years	Two Months
268	0	0	0	0	Full	Two Years	Two Months
269	0	7366.67	0	2315	Full	Two Years	Two Months
270	0	0	0	0	Full	Two Years	Two Months
271	0	16254.68	0	0	Full	Two Years	Two Months
272	0	0	0	0	Full	Two Years	Two Months
273	0	10466.92	0	0	Full	Two Years	Two Months
274	0	0	0	0	Full	Two Years	Two Months
275	0	0	0	0	Full	Two Years	Two Months
276	0	8137	0	0	Full	Two Years	Two Months
277	0	0	0	0	Full	Two Years	Two Months
278	0	10228	0	0	Full	Two Years	Two Months
279	0	0	0	0	Full	Two Years	Two Months
280	0	5794.53	0	0	Full	Two Years	Two Months
281	0	0	0	0	Full	Two Years	Two Months
282	0	7241.32	0	0	Full	Two Years	Two Months
283	0	8609.37	0	0	Full	Two Years	Two Months
284	0	0	0	0	Full	Two Years	Two Months
285	0	2200	0	0	Full	Two Years	Two Months
286	0	11344.5	0	0	Full	Two Years	Two Months
287	0	0	0	0	Full	Two Years	Two Months
288	0	0	0	0	Full	Two Years	Two Months
289	0	3631.94	0	0	Full	Two Years	Two Months
290	0	22500	0	0	Full	Two Years	Two Months
291	0	0	0	0	Full	Two Years	Two Months
292	0	0	0	0	Full	Two Years	Two Months
293	0	0	0	0	Full	Two Years	Two Months
294	0	11397.58	0	0	Full	Two Years	Two Months
295	0	0	0	0	Full	Two Years	Two Months
296	0	14724.99	0	0	Full	Two Years	Two Months
297	0	8750	0	0	Full	Two Years	Two Months
298	0	0	0	0	Full	Two Years	Two Months
299	0	16990.42	0	0	Full	Two Years	Two Months
300	0	10520	0	0	Full	Two Years	Two Months
301	0	0	0	0	Full	Two Years	Two Months
302	0	0	0	0	Full	Two Years	Two Months
303	0	0	0	0	Full	Two Years	Two Months
304	0	0	0	0	Full	Two Years	Two Months
305	0	0	0	0	Full	Two Years	Two Months
306	0	8333	0	0	Full	Two Years	Two Months
307	0	0	0	0	Full	Two Years	Two Months
308	0	0	0	0	Full	Two Years	Two Months
309	0	0	0	0	Full	Two Years	Two Months
310	0	0	0	0	Full	Two Years	Two Months
311	0	0	0	0	Full	Two Years	Two Months
312	0	15715.13	0	0	Full	Two Years	Two Months
313	0	6180	0	0	Full	Two Years	Two Months
314	0	11158.33	0	0	Full	Two Years	Two Months
315	0	0	0	0	Full	Two Years	Two Months
316	0	0	0	0	Full	Two Years	Two Months
317	0	0	0	0	Full	Two Years	Two Months
318	0	6166.66	0	0	Full	Two Years	Two Months
319	0	9291.75	0	0	Full	Two Years	Two Months
320	0	12308.44	0	0	Full	Two Years	Two Months
321	0	5567.5	2550	0	Full	Two Years	Two Months
322	0	0	0	0	Full	Two Years	Two Months
323	0	3992.08	0	0	Full	Two Years	Two Months
324	0	0	0	0	Full	Two Years	Two Months
325	0	10256.39	0	0	Full	Two Years	Two Months
326	0	17725	0	0	Full	Two Years	Two Months
327	0	0	0	0	Full	Two Years	Two Months
328	0	18333.33	0	0	Full	Two Years	Two Months
329	0	8590	0	0	Full	Two Years	Two Months
330	0	0	0	0	Full	Two Years	Two Months
331	0	0	0	0	Full	Two Years	Two Months
332	0	4451.93	0	0	Full	Two Years	Two Months
333	0	0	0	0	Full	Two Years	Two Months
334	0	0	0	0	Full	Two Years	Two Months
335	0	0	0	0	Full	Two Years	Two Months
336	0	10000	0	0	Full	Two Years	Two Months
337	0	0	0	0	Full	Two Years	Two Months
338	0	0	0	0	Full	Two Years	Two Months
339	0	0	0	0	Full	Two Years	Two Months
340	0	0	0	0	Full	Two Years	Two Months
341	0	6470	250	0	Full	Two Years	Two Months
342	0	0	0	0	Full	Two Years	Two Months
343	0	18333.33	0	0	Full	Two Years	Two Months
344	0	0	0	0	Full	Two Years	Two Months
345	0	0	0	0	Full	Two Years	Two Months
346	0	0	0	0	Full	Two Years	Two Months
347	0	10443.33	0	0	Full	Two Years	Two Months
348	0	0	0	0	Full	Two Years	Two Months
349	0	0	0	0	Full	Two Years	Two Months
350	0	0	0	0	Full	Two Years	Two Months
351	0	0	0	0	Full	Two Years	Two Months
352	0	0	0	0	Full	Two Years	Two Months
353	0	0	0	0	Full	Two Years	Two Months
354	0	2124.07	0	0	Full	Two Years	Two Months
355	5276.58	0	0	0	Full	Two Years	Two Months
356	13965	3865.33	0	0	Full	Two Years	Two Months
357	0	0	0	0	Full	Two Years	Two Months
358	0	4583.28	0	0	Full	Two Years	Two Months
359	0	6500	0	0	Full	Two Years	Two Months
360	0	3862.43	0	0	Full	Two Years	Two Months
361	0	8846.16	0	0	Full	Two Years	Two Months
362	0	0	0	0	Full	Two Years	Two Months
363	0	1066.83	0	0	Full	Two Years	Two Months
364	0	0	0	0	Full	Two Years	Two Months
365	0	0	0	0	Full	Two Years	Two Months
366	0	11530.13	0	0	Full	Two Years	Two Months
367	0	0	0	0	Full	Two Years	Two Months
368	0	0	0	0	Full	Two Years	Two Months
369	0	5358.3	0	0	Full	Two Years	Two Months
370	0	0	0	0	Full	Two Years	Two Months
371	0	6664.67	0	0	Full	Two Years	Two Months
372	0	20833.34	0	0	Full	Two Years	Two Months
373	0	0	0	0	Full	Two Years	Two Months
374	0	0	0	0	Full	Two Years	Two Months
375	0	0	0	0	Full	Two Years	Two Months
376	0	0	0	0	Full	Two Years	Two Months
377	0	0	0	0	Full	Two Years	Two Months
378	0	0	0	0	Full	Two Years	Two Months
379	0	0	0	0	Full	Two Years	Two Months
380	0	0	0	0	Full	Two Years	Two Months
381	0	13340.84	0	0	Full	Two Years	Two Months
382	0	11504.43	0	0	Full	Two Years	Two Months
383	0	0	0	0	Full	Two Years	Two Months
384	0	0	0	0	Full	Two Years	Two Months
385	0	0	0	0	Full	Two Years	Two Months
386	0	0	0	0	Full	Two Years	Two Months
387	0	0	0	0	Full	Two Years	Two Months
388	0	4217.37	0	0	Full	Two Years	Two Months
389	0	2541.67	0	0	Full	Two Years	Two Months
390	0	0	0	0	Full	Two Years	Two Months
391	0	3771.04	0	0	Full	Two Years	Two Months
392	0	53742.4	0	0	Full	Two Years	Two Months
393	0	0	0	0	Full	Two Years	Two Months
394	0	0	0	0	Full	Two Years	Two Months
395	0	10936.66	0	0	Full	Two Years	Two Months
396	0	0	0	0	Full	Two Years	Two Months
397	0	7174.33	0	0	Full	Two Years	Two Months
398	0	0	0	0	Full	Two Years	Two Months
399	0	0	0	0	Full	Two Years	Two Months
400	0	9912.5	0	0	Full	Two Years	Two Months
401	0	0	0	0	Full	Two Years	Two Months
402	0	0	0	0	Full	Two Years	Two Months
403	0	22083.33	0	0	Full	Two Years	Two Months
404	0	0	0	0	Full	Two Years	Two Months
405	0	7704.99	0	0	Full	Two Years	Two Months
406	0	0	0	0	Full	Two Years	Two Months
407	0	0	0	0	Full	Two Years	Two Months
408	0	0	0	0	Full	Two Years	Two Months
409	0	1013.7	0	0	Full	Two Years	Two Months
410	0	0	0	0	Full	Two Years	Two Months
411	0	0	0	0	Full	Two Years	Two Months
412	0	0	0	0	Full	Two Years	Two Months
413	0	0	0	0	Full	Two Years	Two Months
414	0	0	0	0	Full	Two Years	Two Months
415	0	16596.69	0	0	Full	Two Years	Two Months
416	0	0	0	0	Full	Two Years	Two Months
417	0	0	0	0	Full	Two Years	Two Months
418	8564.49	5833.33	0	0	Full	Two Years	Two Months
419	12424	0	0	0	Full	Two Years	Two Months
420	0	7889.11	0	0	Full	Two Years	Two Months
421	0	4420.42	0	10955.66	Full	Two Years	Two Months
422	0	11691.09	0	0	Full	Two Years	Two Months
423	0	0	0	0	Full	Two Years	Two Months
424	0	18112.5	0	0	Full	Two Years	Two Months
425	0	0	0	0	Full	Two Years	Two Months
426	0	0	0	0	Full	Two Years	Two Months
427	0	0	0	0	Full	Two Years	Two Months
428	30135.52	0	0	0	Full	Two Years	Two Months
429	0	0	0	0	Full	Two Years	Two Months
430	0	0	0	0	Full	Two Years	Two Months
431	0	7371.66	0	0	Full	Two Years	Two Months
432	0	6234.8	0	0	Full	Two Years	Two Months
433	0	0	0	0	Full	Two Years	Two Months
434	0	0	0	0	Full	Two Years	Two Months
435	0	0	0	0	Full	Two Years	Two Months
436	0	0	0	0	Full	Two Years	Two Months
437	0	0	0	0	Full	Two Years	Two Months
438	0	8400	0	0	Full	Two Years	Two Months
439	0	8625.02	0	0	Full	Two Years	Two Months
440	0	22833.42	0	0	Full	Two Years	Two Months
441	0	0	0	0	Full	Two Years	Two Months
442	0	0	0	0	Full	Two Years	Two Months
443	0	3500	0	0	Full	Two Years	Two Months
444	0	44738.09	0	0	Full	Two Years	Two Months
445	0	14341	0	0	Full	Two Years	Two Months
446	0	1941.38	0	0	Full	Two Years	Two Months
447	0	0	0	0	Full	Two Years	Two Months
448	0	6040.29	0	0	Full	Two Years	Two Months
449	0	0	0	0	Full	Two Years	Two Months
450	0	0	0	0	Full	Two Years	Two Months
451	0	0	0	0	Full	Two Years	Two Months
452	0	10142	0	0	Full	Two Years	Two Months
453	0	15561	0	0	Full	Two Years	Two Months
454	0	270	0	0	Full	Two Years	Two Months
455	0	0	0	0	Full	Two Years	Two Months
456	0	16887	0	0	Full	Two Years	Two Months
457	0	0	0	0	Full	Two Years	Two Months
458	0	0	0	0	Full	Two Years	Two Months
459	0	0	0	0	Full	Two Years	Two Months
460	0	12985.01	0	0	Full	Two Years	Two Months
461	0	0	0	0	Full	Two Years	Two Months
462	0	9580.18	0	0	Full	Two Years	Two Months
463	0	0	0	0	Full	Two Years	Two Months
464	0	0	0	0	Full	Two Years	Two Months
465	0	0	0	0	Full	Two Years	Two Months
466	0	0	0	0	Full	Two Years	Two Months
467	0	264.87	0	0	Full	Two Years	Two Months
468	0	0	0	0	Full	Two Years	Two Months
469	0	22206.3	0	0	Full	Two Years	Two Months
470	0	12500	0	0	Full	Two Years	Two Months
471	0	18333.34	0	0	Full	Two Years	Two Months
472	0	0	0	0	Full	Two Years	Two Months
473	0	8666.66	0	0	Full	Two Years	Two Months
474	0	0	0	0	Full	Two Years	Two Months
475	0	0	0	0	Full	Two Years	Two Months
476	0	45966.29	0	0	Full	Two Years	Two Months
477	0	0	0	0	Full	Two Years	Two Months
478	0	0	0	0	Full	Two Years	Two Months
479	0	4508.4	0	0	Full	Two Years	Two Months
480	0	7590.27	0	0	Full	Two Years	Two Months
481	0	0	0	0	Full	Two Years	Two Months
482	0	13433.33	0	0	Full	Two Years	Two Months
483	0	0	0	0	Full	Two Years	Two Months
484	10655.43	0	0	0	Full	Two Years	Two Months
485	0	5458.33	0	0	Full	Two Years	Two Months
486	0	8623	0	0	Full	Two Years	Two Months
487	0	0	0	0	Full	Two Years	Two Months
488	0	0	0	0	Full	Two Years	Two Months
489	0	0	0	0	Full	Two Years	Two Months
490	0	0	0	0	Full	Two Years	Two Months
491	0	9486.25	0	0	Full	Two Years	Two Months
492	0	0	0	0	Full	Two Years	Two Months
493	0	8705.93	0	0	Full	Two Years	Two Months
494	0	0	0	0	Full	Two Years	Two Months
495	0	0	0	0	Full	Two Years	Two Months
496	0	4157	0	0	Full	Two Years	Two Months
497	0	0	0	0	Full	Two Years	Two Months
498	0	0	0	0	Full	Two Years	Two Months
499	0	0	0	0	Full	Two Years	Two Months
500	0	0	0	0	Full	Two Years	Two Months
501	12770.91	0	0	0	Full	Two Years	Two Months
502	0	0	0	0	Full	Two Years	Two Months
503	0	6865.06	0	0	Full	Two Years	Two Months
504	30250.98	0	0	0	Full	Two Years	Two Months
505	0	0	0	0	Full	Two Years	Two Months
506	5146.16	16475	0	0	Full	Two Years	Two Months
507	0	4583.34	0	0	Full	Two Years	Two Months
508	0	0	0	0	Full	Two Years	Two Months
509	0	8333.33	0	0	Full	Two Years	Two Months
510	0	15341.66	0	0	Full	Two Years	Two Months
511	0	6865.99	0	0	Full	Two Years	Two Months
512	0	0	0	0	Full	Two Years	Two Months
513	0	0	0	0	Full	Two Years	Two Months
514	41140.47	0	0	0	Full	Two Years	Two Months
515	0	0	0	0	Full	Two Years	Two Months
516	0	0	0	0	Full	Two Years	Two Months
517	0	0	0	0	Full	Two Years	Two Months
518	0	0	0	0	Full	Two Years	Two Months
519	0	0	0	0	Full	Two Years	Two Months
520	0	0	0	0	Full	Two Years	Two Months
521	0	8333.35	0	0	Full	Two Years	Two Months
522	0	0	0	0	Full	Two Years	Two Months
523	0	12726.49	0	0	Full	Two Years	Two Months
524	0	0	0	0	Full	Two Years	Two Months
525	0	11225.38	0	0	Full	Two Years	Two Months
526	0	0	0	0	Full	Two Years	Two Months
527	0	9333.33	0	0	Full	Two Years	Two Months
528	0	5778.93	0	0	Full	Two Years	Two Months
529	0	0	0	0	Full	Two Years	Two Months
530	0	0	0	0	Full	Two Years	Two Months
531	0	0	0	0	Full	Two Years	Two Months
532	0	11250	0	0	Full	Two Years	Two Months
533	0	0	0	0	Full	Two Years	Two Months
534	0	0	0	0	Full	Two Years	Two Months
535	0	0	0	0	Full	Two Years	Two Months
536	0	0	0	0	Full	Two Years	Two Months
537	0	9025.01	0	0	Full	Two Years	Two Months
538	0	27916.68	0	0	Full	Two Years	Two Months
539	0	0	0	0	Full	Two Years	Two Months
540	0	0	0	0	Full	Two Years	Two Months
541	0	3375	0	0	Full	Two Years	Two Months
542	0	0	0	0	Full	Two Years	Two Months
543	0	6220.74	0	0	Full	Two Years	Two Months
544	0	0	0	0	Full	Two Years	Two Months
545	0	15558.62	0	0	Full	Two Years	Two Months
546	0	0	0	0	Full	Two Years	Two Months
547	0	1550.81	0	0	Full	Two Years	Two Months
548	0	5274.66	0	0	Full	Two Years	Two Months
549	0	0	0	0	Full	Two Years	Two Months
550	0	0	0	0	Full	Two Years	Two Months
551	0	10018.32	0	0	Full	Two Years	Two Months
552	0	0	0	0	Full	Two Years	Two Months
553	0	0	0	0	Full	Two Years	Two Months
554	0	0	0	0	Full	Two Years	Two Months
555	0	0	0	0	Full	Two Years	Two Months
556	0	5860.01	0	0	Full	Two Years	Two Months
557	0	0	0	0	Full	Two Years	Two Months
558	0	9362.79	0	0	Full	Two Years	Two Months
559	0	15044.08	0	0	Full	Two Years	Two Months
560	0	0	0	0	Full	Two Years	Two Months
561	0	0	0	0	Full	Two Years	Two Months
562	0	0	0	0	Full	Two Years	Two Months
563	0	0	0	0	Full	Two Years	Two Months
564	0	0	0	0	Full	Two Years	Two Months
565	0	21816.25	0	0	Full	Two Years	Two Months
566	0	6283.58	0	0	Full	Two Years	Two Months
567	0	0	0	0	Full	Two Years	Two Months
568	0	0	0	0	Full	Two Years	Two Months
569	0	0	0	0	Full	Two Years	Two Months
570	0	0	0	0	Full	Two Years	Two Months
571	0	3813	0	0	Full	Two Years	Two Months
572	0	0	0	0	Full	Two Years	Two Months
573	0	0	0	0	Full	Two Years	Two Months
574	0	0	0	0	Full	Two Years	Two Months
575	0	10510.16	0	0	Full	Two Years	Two Months
576	0	0	0	0	Full	Two Years	Two Months
577	0	0	0	0	Full	Two Years	Two Months
578	0	6761.73	0	0	Full	Two Years	Two Months
579	0	0	0	0	Full	Two Years	Two Months
580	18113.15	0	0	0	Full	Two Years	Two Months
581	0	8380.66	0	0	Full	Two Years	Two Months
582	0	12500	0	0	Full	Two Years	Two Months
583	0	0	0	0	Full	Two Years	Two Months
584	0	14768.4	562.5	0	Full	Two Years	Two Months
585	0	4909.67	0	0	Full	Two Years	Two Months
586	0	0	0	0	Full	Two Years	Two Months
587	7153.88	0	0	0	Full	Two Years	Two Months
588	27781.25	0	0	0	Full	Two Years	Two Months
589	0	13333.33	0	0	Full	Two Years	Two Months
590	0	0	0	0	Full	Two Years	Two Months
591	0	10000	0	0	Full	Two Years	Two Months
592	0	0	0	0	Full	Two Years	Two Months
593	0	0	0	0	Full	Two Years	Two Months
594	0	0	0	0	Full	Two Years	Two Months
595	0	893.73	0	0	Full	Two Years	Two Months
596	0	0	0	0	Full	Two Years	Two Months
597	0	0	0	0	Full	Two Years	Two Months
598	0	17201.6	0	0	Full	Two Years	Two Months
599	0	10601.07	0	0	Full	Two Years	Two Months

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APPENDIX A

MODIFICATIONS TO THE FLOW SERVICING AGREEMENT

1. The definition of “Assumed Principal Balance” in Section 1 is revised to read in its entirety as follows:

“Assumed Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the principal balance of the Mortgage Loan outstanding as of the Cut-off Date after application of payments due on or before the Cut-off Date, whether or not received, minus (ii) all amounts previously distributed to the Owner with respect to the Mortgage Loan pursuant to Subsection 11.15 and representing (a) payments or other recoveries of principal or (b) advances of scheduled principal payments made pursuant to Subsection 11.17.”

2. The definition of “Business Day” in Section 1 is revised to read in its entirety as follows:

“Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a legal holiday in the State of New York, the State of New Jersey, the State of California, the State of Delaware or the State of Texas, or (iii) a day on which banks in the State of New York, the State of New Jersey, the State of California, the State of Delaware or the State of Texas are authorized or obligated by law or executive order to be closed.”

3. The definition of “Closing Date” in Section 1 is revised to read in its entirety as follows:

“Closing Date: June 13, 2013, except with respect to Section 3 and the Servicer Acknowledgement(s).”

4. The definition of “Cut-off Date” in Section 1 is revised to read in its entirety as follows:

“Cut-off Date: June 1, 2013, except with respect to the Servicer Acknowledgement(s).”

5. The definition of “Eligible Account” in Section 1 is revised to read in its entirety as follows:

“Eligible Account: Any account or accounts maintained with a federal or state chartered depository institution or trust company the debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company) satisfy each of the following criteria: (1) the short-term unsecured debt obligations of such entity are rated in the highest rating category of Fitch Ratings, Inc. (“Fitch”), Moody’s Investors Service, Inc. (“Moody’s) and Standard & Poor’s Ratings Services (“S&P”) and the long-term unsecured debt obligations of such entity are rated in one of the two highest rating categories of Fitch, Moody’s and S&P and (2) if the unsecured debt obligations of such entity are rated by Kroll Bond Rating Agency, Inc. (“KBRA”), then the short-term unsecured debt obligations of such entity are rated in the highest rating category of KBRA and the long-term unsecured debt obligations of such entity are rated in one of the three highest rating categories of KBRA. If the ratings no longer satisfy each of these criteria, the funds on deposit therewith in connection with this transaction shall be transferred to an Eligible Account within 30 days of such downgrade. Eligible Accounts may bear interest.

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6. The definition of “Eligible Investments” in Section 1 is revised to read in its entirety as follows:

Eligible Investments: Any one or more of the following obligations or securities:

(i) direct obligations of, and obligations fully guaranteed by the United States of America which are backed by the full faith and credit of the United States of America;

(ii) (a) demand or time deposits, federal funds or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state banking authorities, provided that the commercial paper and/or the short-term deposit rating and/or the long-term unsecured debt obligations or deposits of such depository institution or trust company at the time of such investment or contractual commitment providing for such investment are rated in the highest rating category by each Rating Agency for long-term unsecured debt with a maturity of more than one year or in the highest rating category by each Rating Agency with respect to short-term obligations (provided that, short-term obligations with a maturity of at least 60 days are rated “A-1+” by S&P) and (b) any other demand or time deposit or certificate of deposit that is fully insured by the FDIC;

(iii) repurchase obligations with a term not to exceed thirty (30) days and with respect to (a) any security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a) above;

(iv) securities bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States of America or any state thereof that are rated in the highest rating category by each Rating Agency for long-term unsecured debt with a maturity of more than one year or in the highest rating category by each Rating Agency with respect to short-term obligations (provided that, short-term obligations with a maturity of at least 60 days are rated “A-1+” by S&P), in each case at the time of such investment or contractual commitment providing for such investment; provided, however, that securities issued by any particular corporation will not be Eligible Investments to the extent that investments therein will cause the then outstanding principal amount of securities issued by such corporation and held as Eligible Investments to exceed 10% of the aggregate outstanding principal balances of all of the Mortgage Loans and Eligible Investments;

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(v) commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than one year after the date of issuance thereof) which are rated in the highest rating category by each Rating Agency for long-term unsecured debt with a maturity of more than one year or in the highest rating category by each Rating Agency with respect to short-term obligations (provided that, short-term obligations with a maturity of at least 60 days are rated “A-1+” by S&P), in each case at the time of such investment; and

provided, however, that no instrument or security shall be an Eligible Investment if such instrument or security evidences a right to receive only interest payments with respect to the obligations underlying such instrument or if such security provides for payment of both principal and interest with a yield to maturity in excess of 120% of the yield to maturity at par or if such investment or security is purchased at a price greater than par.

7. The definition of “First Remittance Date” in Section 1 is revised to read in its entirety as follows:

“First Remittance Date: July 19, 2013.”

8. A new definition of “MERS Event” is hereby added to Section 1, to be inserted alphabetically and to read in its entirety as follows:

“MERS Event: The occurrence of any of the following events:

(i) a Monthly Payment on a MERS Mortgage Loan has not been received within 60 days of its Due Date;

(ii) a court of competent jurisdiction in a particular state rules that MERS is not an appropriate, permissible or authorized system for transferring ownership of Mortgage Loans in that state; or

(iii) (A) a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against MERS, and such decree or order shall have remained in force undischarged or unstayed for a period of 60 days; or (B) MERS shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities, voluntary liquidation or similar proceedings of or relating to MERS or of or relating to all or substantially all of its property; or (C) MERS shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations.

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With respect to the event described in clause (ii), a MERS Event will be deemed to have occurred with respect to all Mortgage Loans in the related state, and with respect to any of the events described in clause (iii), a MERS Event will be deemed to have occurred with respect to all of the Mortgage Loans.”

9. The definition of “Principal Prepayment Period” in Section 1 is revised to read in its entirety as follows:

“Principal Prepayment Period: As to any Remittance Date and any partial Principal Prepayment, the calendar month preceding the calendar month in which such Remittance Date occurs. As to any Remittance Date and any Principal Prepayment in full, the period commencing on the 15^th day of the month preceding the month in which such Remittance Date occurs through the 14^th day of the month in which such Remittance Date occurs; provided that, with respect to the July 2013 Remittance Date Principal Prepayment in full, the Principal Prepayment Period shall be the period beginning on June 1, 2013 through July 14, 2013.”

10. The definition of “Remittance Date” in Section 1 is revised to read in its entirety as follows:

“Remittance Date: The 20^th day (or if such 20^th day is not a Business Day the first Business Day immediately preceding such 20^th day) of any month, beginning with the First Remittance Date.”

11. A new definition of “Servicing Administrator” is hereby added to Section 1, to be inserted alphabetically and to read in its entirety as follows:

“Servicing Administrator: Redwood Residential Acquisition Corporation or its successor in interest.”

12. Owner Representation Correction

In the first sentence of Subsection 7.02(a), the phrase “federal savings bank” is replaced by the phrase “Delaware corporation” and the term “United States” is replaced by the term “Delaware”.

13. Subsection 11.01(e), first sentence is revised to read in its entirety as follows:

“Consistent with the terms of this Agreement, and subject to the REMIC Provisions if the Mortgage Loans have been transferred to a REMIC, the Servicer may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor; provided, however, that the Servicer shall not enter into any payment plan or agreement to modify payments with a Mortgagor lasting more than six (6) months or permit any modification with respect to any Mortgage Loan that would change the Mortgage Interest Rate, the Lifetime Rate Cap (if applicable), the Initial Rate Cap (if applicable), the Periodic Rate Cap (if applicable) or the Gross Margin (if applicable), agree to the capitalization of arrearages, including interest, fees or expenses owed under the Mortgage Loan, make any future advances or extend the final maturity date with respect to such Mortgage Loan (provided that the Servicer shall in no event extend the final maturity date past June 25, 2043 or, if such 25^th day is not a Business Day, the next succeeding Business Day), or accept substitute or additional collateral or release any collateral for such Mortgage Loan, unless (1) the Mortgagor is in default with respect to the Mortgage Loan, or such default is, in the judgment of the Servicer, imminent, (2) the modification is in accordance with the customary procedures of the Servicer, which may change from time to time, or industry-accepted programs, and (3) the Owner has approved such action.”

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14. Subsection 11.03, third sentence is revised to read in its entirety as follows:

“Mortgage Loan payments received by the Servicer will be deposited into a clearing account that is insured by the FDIC on the same day of receipt, unless such payments are received after 4:00 p.m. New York time, in which case such payments will be deposited on the following Business Day.”

15. Subsection 11.04, first sentence of the first paragraph is revised to read in its entirety as follows:

“The Servicer shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more Custodial Accounts (collectively, the “Custodial Account”), titled “Wilmington Trust, National Association, in trust for the holders of Sequoia Mortgage Trust 2013-8 Mortgage Pass-Through Certificates.”

16. Subsection 11.04, subclause (f) of the second paragraph is revised to read in its entirety as follows:

“(f) any amount required to be deposited in the Custodial Account pursuant to Subsections 11.15, 11.17, 11.19 and 11.25.”

17. Notwithstanding anything to the contrary in the Flow Servicing Agreement, any Custodial Accounts established by the Servicer pursuant to Subsection 11.04 of the Flow Servicing Agreement shall qualify as Eligible Accounts as defined in the Pooling and Servicing Agreement.

18. Paragraphs (b), (c), (d) and (f) of Subsection 11.05 are revised to read in their entirety as follows, and paragraph (j) is added after paragraph (i) of Subsection 11.05 as follows:

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(b) to reimburse the Servicing Administrator for P&I Advances, the Servicing Administrator’s right to reimbursement pursuant to this subclause (b) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the related Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Servicing Administrator’s right thereto shall be prior to the rights of the Owner with respect to such Mortgage Loan;

(c) to reimburse itself or the Servicing Administrator for any unpaid portion of any Servicing Fees and for unreimbursed Servicing Advances made by the Servicer or the Servicing Administrator, the Servicer’s right to reimburse itself or the Servicing Administrator pursuant to this subclause (c) with respect to any Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds and such other amounts as may be collected by the Servicer from the related Mortgagor or otherwise relating to the Mortgage Loan, it being understood that, in the case of any such reimbursement, the rights of the Servicer and Servicing Administrator thereto shall be prior to the rights of the Owner unless the Servicing Administrator is required to pay the Prepayment Interest Shortfall pursuant to Subsection 11.15, in which case the Servicing Administrator’s right to such reimbursement shall be subsequent to the payment to the Owner of such shortfall;

(d) to reimburse itself or the Servicing Administrator for unreimbursed Servicing Advances, to the extent that such amounts are nonrecoverable (as certified by the Servicer or the Servicing Administrator, as applicable, to the Owner in an Officer’s Certificate) by the Servicer or the Servicing Administrator, as applicable, pursuant to subclause (c) above;

. . .

(f) to reimburse the Servicing Administrator for unreimbursed P&I Advances, to the extent that such amounts are nonrecoverable (as certified by the Servicing Administrator to the Owner in an Officer’s Certificate) by the Servicing Administrator pursuant to subclause (b) above;

. . .

(j) to reimburse itself or the Servicing Administrator for P&I Advances and Servicing Advances that were added to the outstanding principal balance of a Mortgage Loan in connection with a modification of such Mortgage Loan to capitalize arrearages; provided, that the Servicer and the Servicing Administrator shall be entitled to be reimbursed for these amounts only from the principal collections on the Mortgage Loans;

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19. Amendments to Subsection 11.13

(a) Subsection 11.13 is revised by deleting the first sentence and replacing it in its entirety with the following:

“Subject to Subsection 11.02, in the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the trust created by the Pooling and Servicing Agreement, where permitted by applicable law or regulation and consistent with Customary Servicing Procedures, and otherwise, in the name of the trustee of the Trust or its nominee.”

(b) Subsection 11.13 is further revised to add the following paragraphs at the end of the section:

“The REO Property must be sold within three years following the end of the calendar year of the date of acquisition if a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, unless (i) the Owner shall have been supplied with an Opinion of Counsel (at the expense of the Servicing Administrator) to the effect that the holding by the related trust of such Mortgaged Property subsequent to such three-year period (and specifying the period beyond such three-year period for which the Mortgaged Property may be held) will not result in the imposition of taxes on “prohibited transactions” of the related trust as defined in Section 860F of the Code, or cause the related REMIC to fail to qualify as a REMIC, in which case the related trust may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel), or (ii) the Owner (at the Servicer’s expense) or the Servicer shall have applied for, prior to the expiration of such three-year period, an extension of such three-year period in the manner contemplated by Section 856(e)(3) of the Code, in which case the three-year period shall be extended by the applicable period. If a period longer than three years is permitted under the foregoing sentence and is necessary to sell any REO Property, the Servicer shall report monthly to the Owner as to progress being made in selling such REO Property.

Notwithstanding any other provision of this Agreement, if a REMIC election has been made, no Mortgaged Property held by a REMIC shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the related trust or sold in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any time as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code, (ii) subject the related trust to the imposition of any federal or state income taxes on “net income from foreclosure property” with respect to such Mortgaged Property within the meaning of Section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged Property to result in the receipt by the related trust of any income from non-permitted assets as described in Section 860F(a) (2)(B) of the Code, unless the Servicer has agreed to indemnify and hold harmless the related trust with respect to the imposition of any such taxes.”

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20. Servicer Reports. The Servicer shall provide monthly reports to the Purchaser pursuant to Subsection 11.16 in such format as the Servicer, the Master Servicer and the Depositor shall agree in writing. No later than two (2) Business Days following the end of each Principal Prepayment Period, the Servicer shall furnish to the Master Servicer a monthly report in a mutually agreed format containing such information regarding prepayments in full on Mortgage Loans during the applicable Principal Prepayment Period as the Servicer and the Master Servicer shall mutually agree.

21. Subsection 11.17 is revised to read in its entirety as follows:

“Subsection 11.17 Advances by the Servicer or Servicing Administrator.

No later than two Business Days immediately preceding each related Remittance Date, the Servicer shall either (a) deposit in the Custodial Account from funds provided by the Servicing Administrator pursuant to Subsection 11.25 an amount equal to the aggregate amount of all Monthly Payments (with interest adjusted to the Mortgage Loan Remittance Rate) which were due on the Mortgage Loans during the applicable Due Period and which were delinquent at the close of business on the immediately preceding Determination Date, (b) cause to be made an appropriate entry in the records of the Custodial Account that amounts held for future distribution have been, as permitted by this Subsection 11.17, used by the Servicer in discharge of any such P&I Advance or (c) make P&I Advances in the form of any combination of (a) or (b) aggregating the total amount of advances to be made, subject to Subsection 11.25. Any amounts held for future distribution and so used shall be replaced by the Servicing Administrator by deposit in the Custodial Account on or before any future Remittance Date if funds in the Custodial Account on such Remittance Date shall be less than payments to the Owner required to be made on such Remittance Date. The Servicing Administrator’s obligation to make P&I Advances as to any Mortgage Loan will continue through the last Monthly Payment due prior to the payment in full of a Mortgage Loan, or through the last related Remittance Date prior to the Remittance Date for the distribution of all other payments or recoveries (including proceeds under any title, hazard or other insurance policy, or condemnation awards) with respect to a Mortgage Loan; provided, however, that such obligation shall cease if the Servicing Administrator, in its good faith judgment, determines that such P&I Advances would not be recoverable pursuant to Subsection 11.05(b). The determination by the Servicing Administrator that a P&I Advance, if made, would be nonrecoverable, shall be evidenced by an Officer’s Certificate of the Servicing Administrator delivered to the Owner, which details the reasons for such determination. Neither the Servicing Administrator nor the Servicer shall have any obligation to advance amounts in respect of shortfalls relating to the Servicemembers Civil Relief Act and similar state and local laws.

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22. The first sentence of Subsection 11.18 is revised to read in its entirety as follows:

“The Servicer will use its best efforts to enforce any “due-on-sale” provision contained in any Mortgage or Mortgage Note; provided that, subject to the Owner’s prior approval for the release of liability from the original borrower, the Servicer shall permit such assumption if so required in accordance with the terms of the Mortgage or the Mortgage Note.”

23. The Flow Servicing Agreement is modified by adding a new Subsection 11.26 which reads in its entirety as follows:

“Subsection 11.26 Compliance with REMIC Provisions.

If a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and REO Property are held, the Servicer shall not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax on “prohibited transactions” as defined in Section 860F(a)(2) of the Code and the tax on “contribution” to a REMIC set forth in Section 860G(d) of the Code unless the Servicer has received an Opinion of Counsel (at the expense of the party seeking to take such actions) to the effect that the contemplated action will not endanger such REMIC status or result in the imposition of any such tax.”

24. The Flow Servicing Agreement is modified by adding a new subsection 11.27 which reads in its entirety as follows:

“Subsection 11.27 MERS Event.

The Servicer shall prepare and submit an assignment to remove from the MERS System each MERS Mortgage Loan that is subject to a MERS Event within 15 Business Days of the occurrence of such MERS Event. The Servicer shall notify the Master Servicer and Trustee upon the removal of a MERS Mortgage Loan from the MERS System.”

25. The first sentence of Subsection 12.01(b) is revised to read in its entirety as follows:

The Servicer shall promptly notify the Owner if a claim is made by a third party with respect to this Agreement or the Mortgage Loans, and the Servicer shall assume the defense of any such claim and pay all expenses in connection therewith, including counsel fees.

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26. Subsection 12.04 is revised to read in its entirety as follows:

“Subsection 12.04 Servicer Not to Resign.

The Servicer shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of the Servicer and the Owner or upon the determination that the Servicer’s duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by the Servicer. No such resignation of or assignment by the Servicer shall become effective until a successor has assumed the Servicer’s responsibilities and obligations hereunder in accordance with Subsection 14.02.”

27. Broker’s Price Opinion. If, in accordance with the Pooling and Servicing Agreement, the Trustee has received notice that any governmental entity intends to acquire a Mortgage Loan through the exercise of its power of eminent domain, and if there is no longer a Controlling Holder, the Servicer, promptly upon the request and at the expense of the Trustee, shall obtain a valuation on the related Mortgaged Property in the form of a broker’s price opinion, and provide the results of such valuation to the Trustee.

28. Report on Assessment of Compliance and Attestation. The Servicer shall disclose, and shall cause each Subservicer and Subcontractor determined to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB to disclose, as part of each assessment of compliance with the Servicing Criteria delivered pursuant to Subsection 2.05 of Addendum I of the Flow Servicing Agreement: (i) the extent and scope of any material instance of noncompliance, including any material impacts or effects as a result of a material instance of noncompliance, that have affected payments or expected payments on the certificates issued pursuant to the Pooling and Servicing Agreement; (ii) whether a material instance of noncompliance involved any certificate issued pursuant to the Pooling and Servicing Agreement; and (iii) its plans, if any, or actions already undertaken, for remediating a material instance of noncompliance or the impacts caused by such material instance of noncompliance.

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EX-10.2 5 v347748_ex10-2.htm GEORGE MASON ARW

EXHIBIT 10.2

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 13th day of June, 2013, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), Wilmington Trust, National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), and George Mason Mortgage, LLC, a Virginia limited liability company (“George Mason”).

In consideration of the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2012, between Assignor and George Mason (the “Purchase Agreement”) as modified or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the Pooling and Servicing Agreement.

Assignment

1. Assignor hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and warranties made by George Mason pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.

2. Depositor hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and warranties made by George Mason pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.

3. George Mason hereby acknowledges the foregoing assignments.

Representations and Warranties

4. Assignor warrants and represents to, and covenants with, Depositor, Assignee and George Mason as of the date hereof that:

(a) Attached hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination been given thereunder;

(b) Assignor is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;

(c) There are no offsets, counterclaims or other defenses available to George Mason with respect to the Purchase Agreement;

(d) Assignor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to enter into and perform its obligations under the Purchase Agreement;

(e) Assignor has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee, will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and

(f) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or the consummation by it of the transactions contemplated hereby.

5. Depositor warrants and represents to, and covenants with, Assignor, Assignee and George Mason that as of the date hereof:

(a) Depositor is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

(b) Depositor has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor. This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and

(c) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.

6. Assignee warrants and represents to, and covenants with, Assignor, Depositor and George Mason that as of the date hereof:

(a) Wilmington Trust, National Association, in its individual capacity is a national banking association duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization; and

(b) Assignee has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution, delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.

7. George Mason warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:

(b) George Mason is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to perform its obligations under the Purchase Agreement;

(c) George Mason has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of George Mason’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of George Mason’s charter or by-laws or any legal restriction, or any material agreement or instrument to which George Mason is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which George Mason or its property is subject. The execution, delivery and performance by George Mason of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of George Mason. This Agreement has been duly executed and delivered by George Mason and, upon the due authorization, execution and delivery by Assignor, Assignee and the Depositor, will constitute the valid and legally binding obligation of George Mason enforceable against George Mason in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and

(d) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by George Mason in connection with the execution, delivery or performance by George Mason of this Agreement, or the consummation by it of the transactions contemplated hereby.

Restated George Mason Representations and Warranties

8. Pursuant to Section 32(d) of the Purchase Agreement, George Mason hereby restates to Depositor and Assignee (a) the representations and warranties set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date and (b) the representations and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties were set forth herein in full.

In the event of a breach of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof, as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation, the right to compel George Mason to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the provisions of Section 10.

Recognition of Assignee

9. From and after the date hereof, subject to Section 10 below, George Mason shall recognize Assignee as owner of the Mortgage Loans and will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby or as may be amended from time to time, as if Assignee and George Mason had entered into a separate purchase agreement for the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended by this Agreement.

Enforcement of Rights

10. (a) Controlling Holder Rights. George Mason agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights as Purchaser under the following section of the Purchase Agreement:

Purchase Agreement:

Section or Subsection	Matter

7.03, other than 7.03(c)	Repurchase and Substitution

(b) If there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling Holder pursuant to Section 10(a) shall be exercised by Assignee.

Amendments to Purchase Agreement

11. The parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:

(a) Definitions.

(i) The definitions of “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall be deleted and replaced in their entirety as follows:

Business Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland, Minnesota, Missouri, New York or the Commonwealth of Virginia, (iii) a day on which banks in the states of California, Delaware, Maryland, Minnesota, Missouri, New York or the Commonwealth of Virginia, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange or the Federal Reserve Bank of New York is closed.

Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received in respect of such repurchased Mortgage Loan and being held in the Custodial Account for future distribution in connection with such Mortgage Loan.

(b) The following sentence shall be added as the new third sentence of Subsection 7.03(a):

Each determination as to whether there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.

(c) The rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase Agreement as amended by this Agreement.

Miscellaneous

12. All demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:

(a) In the case of George Mason,

George Mason Mortgage, LLC
4100 Monument Corner Drive, Suite 100
Fairfax, VA 22030
Attention: Sue Spinetta

(b) In the case of Assignee,

Wilmington Trust, National Association
1100 North Market Street
Rodney Square North
Wilmington, DE 19890
Attention: Dorri Costello

Sequoia Residential Funding, Inc.

One Belvedere Place, Suite 360

Mill Valley, California 94941

Attention: William Moliski

with a copy to

General Counsel at the same address

(d) In the case of Assignor,

Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 360

Mill Valley, California 94941

Attention: William Moliski

with a copy to

General Counsel at the same address

(e) In the case of Master Servicer,

CitiMortgage, Inc.

4050 Regent Blvd.

Irving, TX 75063

Attention: CTS- Sequoia Mortgage Trust 2013-8

with a copy to

CitiMortgage, Inc.

The Office of General Counsel

1000 Technology Drive

O’ Fallon, MO 63368

(f) In the case of the initial Controlling Holder,

Sequoia Mortgage Funding Corporation

One Belvedere Place, Suite 360

Mill Valley, California 94941

Attention: William Moliski

with a copy to

General Counsel at the same address

13. This Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard to the conflicts of laws provisions of the State of New York or any other jurisdiction.

14. No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced.

15. This Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor, Assignee or George Mason may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Depositor, Assignee or George Mason, respectively, hereunder.

16. This Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by George Mason pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and the termination of the Purchase Agreement.

17. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument.

18. The Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. George Mason hereby consents to such exercise and enforcement.

19. It is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement is executed and delivered by Wilmington Trust, National Association (“Wilmington Trust”) not in its individual capacity but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”) in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement, (ii) each of the undertakings and agreements herein made on behalf of the Assignee is made and intended not as a personal undertaking or agreement of or by Wilmington Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of Wilmington Trust, individually or personally, to perform any covenant either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Wilmington Trust in its individual capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness, expenses and other amounts being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation, representation, warranty or covenant made under this Agreement or any other related documents.

20. Master Servicer. George Mason hereby acknowledges that the Assignee has appointed CitiMortgage, Inc. to act as master servicer under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including, without limitation, the right to enforce the obligations of George Mason hereunder and under the Purchase Agreement and the right to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.

George Mason shall make all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately available funds:

	Citibank, N.A.
	Bank City/State:	Glendale, CA
	ABA Number:	321-171-184
	Account Name:	CMI MSD Clearing
	Account Number:	#070-4913896

21. George Mason acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section 10 of the Purchase Agreement, George Mason shall pay shipping expenses for any Mortgage Loan Documents if there has been a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.

22. Rule 17g-5 Compliance. George Mason hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail at ratingagency@citi.com, with a subject reference of “SEMT 2013-8” and an identification of the type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify George Mason in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. George Mason shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 22 prohibit or restrict oral or written communications, or providing information, between George Mason, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to George Mason or (ii) such Rating Agency’s or NRSRO’s evaluation of George Mason’s operations in general; provided, however, that George Mason shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement the day and year first above written.

	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	Assignor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

	SEQUOIA RESIDENTIAL FUNDING, INC.
	Depositor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

	WILMINGTON TRUST, NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Trustee,
	Assignee

	By:	/s/ Dorri Costello
	Name:	Dorri Costello
	Title:	Assistant Vice President

	GEORGE MASON MORTGAGE, LLC

	By:	/s/ David V. Lawson
	Name:	David V. Lawson
	Title:	SVP

Accepted and agreed to by:

CITIMORTGAGE, INC.
Master Servicer

By:	/s/ Tommy R. Harris
Name:	Tommy R. Harris
Title:	Sr. Vice President

Signature Page – Assignment of Representations and Warranties – George Mason (SEMT 2013-8)

ATTACHMENT 1

MORTGAGE LOAN SCHEDULE

	1	2	3	4	5	6	7	8	9	10
	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator
1	Cenlar	0.0025			George Mason		10000011390	1	1	0
2	Cenlar	0.0025			George Mason		10000010627	1	1	0
3	Cenlar	0.0025			George Mason		10000010626	1	1	0
4	Cenlar	0.0025			George Mason		10000010618	1	1	0
5	Cenlar	0.0025			George Mason		10000010465	1	1	0
6	Cenlar	0.0025			George Mason		10000010443	1	1	0
7	Cenlar	0.0025			George Mason		10000010409	1	1	0
8	Cenlar	0.0025			George Mason		10000010340	1	1	0
9	Cenlar	0.0025			George Mason		10000010112	1	1	0
10	Cenlar	0.0025			George Mason		10000010103	1	1	0
11	Cenlar	0.0025			George Mason		10000010071	1	1	0
12	Cenlar	0.0025			George Mason		10000009980	1	1	0
13	Cenlar	0.0025			George Mason		10000009929	1	1	0
14	Cenlar	0.0025			George Mason		10000009901	1	1	0
15	Cenlar	0.0025			George Mason		10000009868	1	1	0
16	Cenlar	0.0025			George Mason		10000009856	1	1	0
17	Cenlar	0.0025			George Mason		10000009765	1	1	0
18	Cenlar	0.0025			George Mason		10000009703	1	1	0
19	Cenlar	0.0025			George Mason		10000009681	1	1	0
20	Cenlar	0.0025			George Mason		10000009679	1	1	0
21	Cenlar	0.0025			George Mason		10000009473	1	1	0
22	Cenlar	0.0025			George Mason		10000009422	1	1	0
23	Cenlar	0.0025			George Mason		10000009395	1	1	0
24	Cenlar	0.0025			George Mason		10000009319	1	1	0
25	Cenlar	0.0025			George Mason		10000008810	1	1	0
26	Cenlar	0.0025			George Mason		10000008602	1	1	0
27	Cenlar	0.0025			George Mason		10000008601	1	1	0
28	Cenlar	0.0025			George Mason		10000008596	1	1	0
29	Cenlar	0.0025			George Mason		10000008390	1	1	0
30	Cenlar	0.0025			George Mason		10000008351	1	1	0
31	Cenlar	0.0025			George Mason		10000007607	1	1	0
32	Cenlar	0.0025			George Mason		10000006863	1	1	0
33	Cenlar	0.0025			George Mason		10000006723	1	1	0
34	Cenlar	0.0025			George Mason		1500010244	1	1	0
35	Cenlar	0.0025			George Mason		1500009815	1	1	0
36	Cenlar	0.0025			George Mason		1500009773	1	1	0

	11	12	13	14	15	16	17	18	19	20
	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan Amount(s)	Loan Type of Most Senior Lien
1	9						1	0	0
2	9						1	4	0
3	9						1	4	0
4	9						1	4	0
5	7						1	4	0
6	9						1	4	0
7	9						1	4	0
8	3						1	4	0
9	9						1	4	0
10	6						1	4	0
11	7						1	4	0
12	9						1	4	0
13	7						1	0	0
14	7						1	4	0
15	9						1	4	0
16	7						1	4	0
17	7						1	4	0
18	7						1	4	0
19	7						1	4	0
20	7						1	4	0
21	9						1	4	0
22	7						1	4	0
23	9						1	4	0
24	7						1	4	0
25	9						1	4	0
26	6						1	4	0
27	9						1	4	0
28	7						1	4	0
29	9						1	4	0
30	7						1	4	0
31	7						1	4	0
32	9						1	0	0
33	9						1	4	0
34	9						1	4	0
35	9						1	0	0
36	7						1	4	0

	21	22	23	24	25	26	27	28	29	30
	Hybrid Period of Most Senior Lien (in months)	Neg Am Limit of Most Senior Lien	Junior Mortgage Balance	Origination Date of Most Senior Lien	Origination Date	Original Loan Amount	Original Interest Rate	Original Amortization Term	Original Term to Maturity	First Payment Date of Loan
1			0		3/28/2013	1035500	0.035	360	360	6/1/2013
2			0		3/29/2013	650000	0.03625	360	360	5/1/2013
3			75000		4/10/2013	653000	0.04	360	360	6/1/2013
4			0		3/22/2013	735500	0.03875	360	360	5/1/2013
5			0		3/29/2013	588800	0.0375	360	360	5/1/2013
6			0		4/4/2013	955000	0.0375	360	360	6/1/2013
7			0		4/12/2013	670000	0.03625	360	360	6/1/2013
8			0		4/15/2013	651500	0.04	360	360	6/1/2013
9			0		4/1/2013	927500	0.03625	360	360	5/1/2013
10			0		4/5/2013	463600	0.0375	360	360	5/1/2013
11			0		3/28/2013	696000	0.0375	360	360	5/1/2013
12			75000		3/22/2013	660000	0.0375	360	360	5/1/2013
13			0		3/26/2013	447300	0.0375	360	360	5/1/2013
14			0		4/2/2013	1020000	0.0375	360	360	6/1/2013
15			0		4/10/2013	710000	0.03875	360	360	6/1/2013
16			0		4/10/2013	593600	0.0375	360	360	6/1/2013
17			0		3/26/2013	494500	0.03625	360	360	5/1/2013
18			0		3/28/2013	640000	0.03875	360	360	5/1/2013
19			0		4/2/2013	1192500	0.0375	360	360	5/1/2013
20			0		3/19/2013	556000	0.04125	360	360	5/1/2013
21			0		3/29/2013	843750	0.0375	360	360	5/1/2013
22			0		4/10/2013	584000	0.03875	360	360	6/1/2013
23			0		4/5/2013	980000	0.04	360	360	6/1/2013
24			0		3/15/2013	768800	0.03875	360	360	5/1/2013
25			0		3/14/2013	950000	0.035	360	360	5/1/2013
26			0		3/26/2013	864000	0.03875	360	360	5/1/2013
27			0		3/15/2013	731000	0.03875	360	360	5/1/2013
28			0		3/18/2013	1000000	0.03625	360	360	5/1/2013
29			0		3/12/2013	667000	0.03875	360	360	5/1/2013
30			0		3/21/2013	999200	0.03375	360	360	5/1/2013
31			0		2/26/2013	500000	0.035	360	360	4/1/2013
32			0		3/5/2013	1965000	0.035	360	360	5/1/2013
33			0		3/7/2013	1468000	0.03375	360	360	5/1/2013
34			0		3/27/2013	720000	0.035	360	360	5/1/2013
35			0		2/11/2013	970000	0.035	360	360	4/1/2013
36			0		1/15/2013	1207500	0.035	360	360	3/1/2013

	31	32	33	34	35	36	37	38	39	40
	Interest Type Indicator	Original Interest Only Term	Buy Down Period	HELOC Draw Period	Current Loan Amount	Current Interest Rate	Current Payment Amount Due	Interest Paid Through Date	Current Payment Status	Index Type
1	1	0	0		1033870	0.035	4649.86	6/1/2013	0	0
2	1	0	0		647995.4	0.03625	2964.33	6/1/2013	0	0
3	1	0	0		652059.1	0.04	3117.52	6/1/2013	0	0
4	1	0	0		733329.4	0.03875	3458.59	6/1/2013	0	0
5	1	0	0		587023.6	0.0375	2726.82	6/1/2013	0	0
6	1	0	0		953561.6	0.0375	4422.75	6/1/2013	0	0
7	1	0	0		668968.4	0.03625	3055.54	6/1/2013	0	0
8	1	0	0		650561.3	0.04	3110.36	6/1/2013	0	0
9	1	0	0		924639.6	0.03625	4229.88	6/1/2013	0	0
10	1	0	0		462201.3	0.0375	2147	6/1/2013	0	0
11	1	0	0		693900.2	0.0375	3223.28	6/1/2013	0	0
12	1	0	0		658008.8	0.0375	3056.56	6/1/2013	0	0
13	1	0	0		445950.5	0.0375	2071.52	6/1/2013	0	0
14	1	0	0		1018464	0.0375	4723.78	6/1/2013	0	0
15	1	0	0		708954	0.03875	3338.68	6/1/2013	0	0
16	1	0	0		592705.9	0.0375	2749.05	6/1/2013	0	0
17	1	0	0		492975	0.03625	2255.17	6/1/2013	0	0
18	1	0	0		638111.3	0.03875	3009.52	6/1/2013	0	0
19	1	0	0		1188902	0.0375	5522.65	6/1/2013	0	0
20	1	0	0		554430.5	0.04125	2694.65	6/1/2013	0	0
21	1	0	0		841204.4	0.0375	3907.54	6/1/2013	0	0
22	1	0	0		583139.6	0.03875	2746.18	6/1/2013	0	0
23	1	0	0		978588	0.04	4678.67	6/1/2013	0	0
24	1	0	0		766531.2	0.03875	3615.18	6/1/2013	0	0
25	1	0	0		947005.5	0.035	4265.92	6/1/2013	0	0
26	1	0	0		861450.2	0.03875	4062.85	6/1/2013	0	0
27	1	0	0		728842.7	0.03875	3437.43	6/1/2013	0	0
28	1	0	0		996916	0.03625	4560.51	6/1/2013	0	0
29	1	0	0		664010.8	0.03875	3136.48	6/1/2013	0	0
30	1	0	0		995900.3	0.03375	4417.43	6/1/2013	0	0
31	1	0	0		497632.5	0.035	2245.22	6/1/2013	0	0
32	1	0	0		1958806	0.035	8823.73	6/1/2013	0	0
33	1	0	0		1463271	0.03375	6489.97	6/1/2013	0	0
34	1	0	0		717730.5	0.035	3233.12	6/1/2013	0	0
35	1	0	0		965406.9	0.035	4355.73	6/1/2013	0	0
36	1	0	0		1199865	0.035	5422.21	6/1/2013	0	0

	41	42	43	44	45	46	47	48	49	50
	ARM Look-back Days	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate Period	Initial Interest Rate Cap (Change Up)	Initial Interest Rate Cap (Change Down)	Subsequent Interest Rate Reset Period	Subsequent Interest Rate Cap (Change Down)	Subsequent Interest Rate Cap (Change Up)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

	51	52	53	54	55	56	57	58	59	60
	Lifetime Maximum Rate (Ceiling)	Lifetime Minimum Rate (Floor)	Negative Amortization Limit	Initial Negative Amortization Recast Period	Subsequent Negative Amortization Recast Period	Initial Fixed Payment Period	Subsequent Payment Reset Period	Initial Periodic Payment Cap	Subsequent Periodic Payment Cap	Initial Minimum Payment Reset Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

	61	62	63	64	65	66	67	68	69	70
	Subsequent Minimum Payment Reset Period	Option ARM Indicator	Options at Recast	Initial Minimum Payment	Current Minimum Payment	Prepayment Penalty Calculation	Prepayment Penalty Type	Prepayment Penalty Total Term	Prepayment Penalty Hard Term	Primary Borrower ID
1								0		188
2								0		157
3								0		93
4								0		29
5								0		81
6								0		137
7								0		156
8								0		528
9								0		158
10								0		143
11								0		308
12								0		148
13								0		154
14								0		175
15								0		74
16								0		192
17								0		159
18								0		25
19								0		372
20								0		149
21								0		554
22								0		191
23								0		6
24								0		195
25								0		218
26								0		558
27								0		181
28								0		177
29								0		607
30								0		160
31								0		172
32								0		100
33								0		147
34								0		184
35								0		52
36								0		569

	71	72	73	74	75	76	77	78	79	80
	Number of Mortgaged Properties	Total Number of Borrowers	Self-employment Flag	Current ‘Other’ Monthly Payment	Length of Employment: Borrower	Length of Employment: Co- Borrower	Years in Home	FICO Model Used	Most Recent FICO Date	Primary Wage Earner Original FICO: Equifax
1	2		1		43		5	1
2	1		0		13.75	21.25	9.75	1
3	2		0		15.5	1.75	7.25	1
4	1		0		3.5		1.25	1
5	2		1		7	7	0	1
6	1		0		3.5	13.75	6.75	1
7	2		1		29.5		10.5	1
8	1		0		7.5	13.25	13	1
9	1		1		7		5	1
10	1		0		0.5		0	1
11	1		0		0.5		0	1
12	1		0		3.75	7.5	9	1
13	2		0		21.75	8	0	1
14	2		1		6		0	1
15	1		1		17.5		1.5	1
16	1		0		3.25	7.5	0	1
17	2		0		2	12.5	0	1
18	1		0		2.5		0	1
19	3		0		8	3	0	1
20	2		0		11	1.5	0	1
21	2		0		0		13.25	1
22	1		0		13.75	6	0	1
23	3		1		12.5		13.5	1
24	2		0		7	11	0	1
25	1		0		22.1		8	1
26	1		0		3.5	2.25	0	1
27	1		0		3		8.5	1
28	2		0		1.5		0	1
29	2		1		0.5	3.75	5.25	1
30	1		0		5.5		0	1
31	3		0		23	17	0	1
32	1		0		10.75		2.5	1
33	3		1		17.25	12.5	9.25	1
34	1		0		27		6.5	1
35	1		0		14.25	11.75	9.5	1
36	2		1		11.5		0	1

	81	82	83	84	85	86	87	88	89	90
	Primary Wage Earner Original FICO: Experian	Primary Wage Earner Original FICO: TransUnion	Secondary Wage Earner Original FICO: Equifax	Secondary Wage Earner Original FICO: Experian	Secondary Wage Earner Original FICO: TransUnion	Original Primary Borrower FICO	Most Recent Primary Borrower FICO	Most Recent Co- Borrower FICO	Most Recent FICO Method	VantageScore: Primary Borrower
1						806
2						778
3						797
4						710
5						778
6						803
7						707
8						738
9						733
10						795
11						791
12						798
13						720
14						795
15						784
16						792
17						804
18						742
19						782
20						730
21						804
22						781
23						705
24						763
25						750
26						720
27						740
28						777
29						761
30						781
31						789
32						774
33						796
34						782
35						777
36						807

	91	92	93	94	95	96	97	98	99	100
	VantageScore: Co- Borrower	Most Recent VantageScore Method	VantageScore Date	Credit Report: Longest Trade Line	Credit Report: Maximum Trade Line	Credit Report: Number of Trade Lines	Credit Line Usage Ratio	Most Recent 12- month Pay History	Months Bankruptcy	Months Foreclosure
1								000000000000
2								000000000000
3								000000000000
4								000000000000
5								000000000000
6								000000000000
7								000000000000
8								000000000000
9								000000000000
10								000000000000
11								000000000000
12								000000000000
13								000000000000
14								000000000000
15								000000000000
16								000000000000
17								000000000000
18								000000000000
19								000000000000
20								000000000000
21								000000000000
22								000000000000
23								000000000000
24								000000000000
25								000000000000
26								000000000000
27								000000000000
28								000000000000
29								000000000000
30								000000000000
31								000000000000
32								000000000000
33								000000000000
34								000000000000
35								000000000000
36								000000000000

	101	102	103	104	105	106	107	108	109	110
	Primary Borrower Wage Income	Co-Borrower Wage Income	Primary Borrower Other Income	Co-Borrower Other Income	All Borrower Wage Income	All Borrower Total Income	4506-T Indicator	Borrower Income Verification Level	Co-Borrower Income Verification	Borrower Employment Verification
1	25809.7		0		25809.7	25809.7	1	5		3
2	12696	10520	0	0	23216	23216	1	5		3
3	4534.58	16990.42	0	0	21525	21525	1	5		3
4	20432.62		0		20432.62	20432.62	1	5		3
5	12656	8750	0	0	21406	21406	1	5		3
6	14583.33	14724.99	0	0	29308.32	29308.32	1	5		3
7	20048.08	0	0	0	20048.08	20048.08	1	5		3
8	9877.51	11397.58	5973	2906	21275.09	30154.09	1	5		3
9	63665.46	0	0	0	63665.46	63665.46	1	5		3
10	7419.42		0		7419.42	7419.42	1	5		3
11	15798.61		0		15798.61	15798.61	1	5		3
12	0	22500	0	0	22500	22500	1	5		3
13	11744.33	3631.94	0	0	15376.27	15376.27	1	5		3
14	19589.58	0	0	0	19589.58	19589.58	1	5		3
15	19714.74		0		19714.74	19714.74	1	4		3
16	10833.34	11344.5	0	0	22177.84	22177.84	1	5		3
17	10250	2200	0	0	12450	12450	1	5		3
18	23014.17		0		23014.17	23014.17	1	5		3
19	2320.8	8609.37	15169.25	0	10930.17	26099.42	1	5		3
20	13749.99	7241.32	0	0	20991.31	20991.31	1	5		3
21	14809.59		0		14809.59	14809.59	1	5		3
22	9902.53	5794.53	0	0	15697.06	15697.06	1	5		3
23	69961.16		0		69961.16	69961.16	1	5		3
24	7764	10228	0	0	17992	17992	1	5		3
25	12906.4		93.42		12906.4	12999.82	1	5		3
26	13708.33	8137	0	0	21845.33	21845.33	1	5		3
27	12021.34		0		12021.34	12021.34	1	5		3
28	19686.77		0		19686.77	19686.77	1	5		3
29	10000	10466.92	0	0	20466.92	20466.92	1	4		3
30	24441.33		0		24441.33	24441.33	1	5		3
31	12334.4	16254.68	0	0	28589.08	28589.08	1	5		3
32	45833.33	0	39994	0	45833.33	85827.33	1	5		3
33	29558.88	7366.67	0	2315	36925.55	39240.55	1	5		3
34	27500		0		27500	27500	1	5		3
35	5703.58	14583	0	0	20286.58	20286.58	1	5		3
36	71632.95		0		71632.95	71632.95	1	5		3

	111	112	113	114	115	116	117	118	119	120
	Co-Borrower Employment Verification	Borrower Asset Verification	Co-Borrower Asset Verification	Liquid / Cash Reserves	Monthly Debt All Borrowers	Originator DTI	Fully Indexed Rate	Qualification Method	Percentage of Down Payment from Borrower Own Funds	City
1		4		1054269	6382.79	0.247302				CLIFTON
2		4		29309.58	5750.37	0.24769				FAIRFAX
3		4		109447.5	8061.37	0.374512				ASHBURN
4		4		42535.36	7874.65	0.385396				WASHINGTON
5		4		135583	6606.21	0.308615			100	ELLICOTT CITY
6		4		204371.5	5640.27	0.192446				BETHESDA
7		4		50792.04	8613.44	0.429639				POTOMAC
8		4		369127.6	4759.16	0.157828			100	VIENNA
9		4		93571.68	6475.8	0.101716				BETHESDA
10		4		72869.93	2816.73	0.379643			100	WASHINGTON
11		4		245755	4738.29	0.299918			100	ALEXANDRIA
12		4		30649.6	5003.21	0.222365				FAIRFAX
13		4		52908.99	4478.38	0.291253			100	FREDERICK
14		4		123195.1	6580.77	0.335932			93.0142	FALLS CHURCH
15		4		246638.2	5796.63	0.294025				LEESBURG
16		4		44332.93	3418.27	0.15413			100	ARLINGTON
17		4		29412	4932.09	0.396152			60.538	ELLICOTT CITY
18		4		209034.4	4429.91	0.192486			100	GLENWOOD
19		4		427591.5	11076.07	0.42438			100	MCLEAN
20		4		73456.28	7344.15	0.349866			100	FULTON
21		4		280349.7	5995.34	0.404828				CABIN JOHN
22		4		50062.93	4360.31	0.277779			100	ARLINGTON
23		4		211428.6	14783.63	0.211312				BETHESDA
24		4		108490.1	7382.33	0.410312			100	ARLINGTON
25		4		383049	5854.7	0.450368				WASHINGTON
26		4		117730.6	5107.29	0.233793			100	WASHINGTON
27		4		90346.67	5314.24	0.442067				POTOMAC
28		4		247248.4	7316.78	0.37166			100	VIENNA
29		4		78836.38	6580.5	0.321519				FAIRFAX
30		4		189274.6	8020.42	0.32815			100	DAVIDSONVILLE
31		4		81367.83	6856.4	0.239826			100	FAIRFAX
32		4		260218.6	20101.79	0.234212				WASHINGTON
33		4		417154	15336.97	0.390845				POTOMAC
34		4		246999.4	4440.12	0.161459				VIENNA
35		4		185845.6	6294.22	0.310265				MCLEAN
36		4		326955.5	12171.44	0.169914			100	MCLEAN

	121	122	123	124	125	126	127	128	129	130
	State	Postal Code	Property Type	Occupancy	Sales Price	Original Appraised Property Value	Original Property Valuation Type	Original Property Valuation Date	Original Automated Valuation Model (AVM) Model Name	Original AVM Confidence Score
1	VA	20124	7	1		1700000	3	3/1/2013
2	VA	22033	7	1		1050000	3	3/14/2013
3	VA	20147	7	1		970000	3	3/19/2013
4	DC	20015	1	1		1075000	3	3/5/2013
5	MD	21042	7	1	736000	736000	3	3/8/2013
6	MD	20817	1	1		1350000	3	3/10/2013
7	MD	20854	7	1		1250000	3	3/13/2013
8	VA	22180	1	1		820000	3	3/28/2013
9	MD	20816	1	1		1325000	3	3/8/2013
10	DC	20007	3	1	579500	581000	3	3/1/2013
11	VA	22307	1	1	870000	875000	3	3/5/2013
12	VA	22033	7	1		1100000	3	3/8/2013
13	MD	21701	1	1	639000	649000	3	1/15/2013
14	VA	22043	7	1	1275000	1275000	3	2/28/2013
15	VA	20176	7	1		1075000	3	3/18/2013
16	VA	22205	1	1	742000	745000	3	3/4/2013
17	MD	21042	7	1	723000	755000	3	3/5/2013
18	MD	21738	1	1	800000	800000	3	2/28/2013
19	VA	22102	7	1	1590000	1590000	3	2/7/2013
20	MD	20759	7	1	700610	695000	3	3/8/2013
21	MD	20818	1	1		1125000	3	3/9/2013
22	VA	22204	1	1	730000	735000	3	2/25/2013
23	MD	20817	1	1		1400000	3	2/23/2013
24	VA	22205	1	1	961000	970000	3	2/23/2013
25	DC	20003	12	1		1415000	3	2/12/2013
26	DC	20007	12	1	1080000	1110000	3	2/9/2013
27	MD	20854	1	1		914000	3	1/25/2013
28	VA	22180	1	1	1498850	1435000	3	1/23/2013
29	VA	22030	1	1		900000	3	2/9/2013
30	MD	21035	1	1	1249000	1250000	3	2/7/2013
31	VA	22032	7	1	995000	1000000	3	1/26/2013
32	DC	20016	1	1		3280000	3	1/3/2013
33	MD	20854	1	1		2120000	3	1/16/2013
34	VA	22182	1	1		1200000	3	12/18/2012
35	VA	22101	1	1		1399500	98	11/20/2012
36	VA	22102	7	1	1725000	1728000	3	11/21/2012

	131	132	133	134	135	136	137	138	139	140
	Most Recent Property Value2	Most Recent Property Valuation Type	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Original CLTV	Original LTV	Original Pledged Assets	Mortgage Insurance Company Name	Mortgage Insurance Percent
1						0.6091	0.6091	0	0	0
2						0.619	0.619	0	0	0
3						0.7505	0.6731	0	0	0
4						0.6841	0.6841	0	0	0
5						0.8	0.8	0	0	0
6						0.7074	0.7074	0	0	0
7						0.536	0.536	0	0	0
8						0.7945	0.7945	0	0	0
9						0.7	0.7	0	0	0
10						0.8	0.8	0	0	0
11						0.8	0.8	0	0	0
12						0.6681	0.6	0	0	0
13						0.7	0.7	0	0	0
14						0.8	0.8	0	0	0
15						0.6604	0.6604	0	0	0
16						0.8	0.8	0	0	0
17						0.6839	0.6839	0	0	0
18						0.8	0.8	0	0	0
19						0.75	0.75	0	0	0
20						0.8	0.8	0	0	0
21						0.75	0.75	0	0	0
22						0.8	0.8	0	0	0
23						0.7	0.7	0	0	0
24						0.8	0.8	0	0	0
25						0.6713	0.6713	0	0	0
26						0.8	0.8	0	0	0
27						0.7997	0.7997	0	0	0
28						0.6968	0.6968	0	0	0
29						0.7411	0.7411	0	0	0
30						0.8	0.8	0	0	0
31						0.5025	0.5025	0	0	0
32						0.599	0.599	0	0	0
33						0.6924	0.6924	0	0	0
34						0.6	0.6	0	0	0
35						0.6931	0.6931	0	0	0
36						0.7	0.7	0	0	0

	141	142	143	144	145	146	147	148	149	150
	MI: Lender or Borrower Paid?	Pool Insurance Co. Name	Pool Insurance Stop Loss %	MI Certificate Number	Updated DTI (Front-end)	Updated DTI (Back-end)	Modification Effective Payment Date	Total Capitalized Amount	Total Deferred Amount	Pre-Modification Interest (Note) Rate
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

	151	152	153	154	155	156	157	158	159	160	161
	Pre-Modification P&I Payment	Pre-Modification Initial Interest Rate Change Downward Cap	Pre-Modification Subsequent Interest Rate Cap	Pre-Modification Next Interest Rate Change Date	Pre-Modification I/O Term	Forgiven Principal Amount	Forgiven Interest Amount	Number of Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry
1										43
2										23	21.25
3										15.5	6
4										10
5										7	10
6										10	13.75
7										30
8										35	30
9										20
10										2.75
11										12
12										3.75	25
13										21.75	8
14										6
15										17.5
16										10	8
17										5	12.5
18										20
19										8	3
20										11	8
21										0
22										13.75	6
23										24
24										11	11
25										22.1
26										10	10
27										15
28										1.5
29										2	3.75
30										6
31										23	17
32										20
33										17.25	15
34										28.5
35										25	25
36										11.5

	162	163	164	165	166	167	168	169	170	171	172
	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
1	0	5/1/2043	25809.7	0	0	0	0	0	Full	Two Years	Two Months
2	0	4/1/2043	12696	0	0	10520	0	0	Full	Two Years	Two Months
3	69569	5/1/2043	4534.58	0	0	16990.42	0	0	Full	Two Years	Two Months
4	0	4/1/2043	20432.62	0	0	0	0	0	Full	Two Years	Two Months
5	0	4/1/2043	12656	0	0	8750	0	0	Full	Two Years	Two Months
6	0	5/1/2043	14583.33	0	0	14724.99	0	0	Full	Two Years	Two Months
7	0	5/1/2043	20048.08	0	0	0	0	0	Full	Two Years	Two Months
8	0	5/1/2043	9877.51	0	0	11397.58	0	0	Full	Two Years	Two Months
9	0	4/1/2043	63665.46	0	0	0	0	0	Full	Two Years	Two Months
10	0	4/1/2043	7419.42	0	0	0	0	0	Full	Two Years	Two Months
11	0	4/1/2043	15798.61	0	0	0	0	0	Full	Two Years	Two Months
12	52000	4/1/2043	0	0	0	22500	0	0	Full	Two Years	Two Months
13	0	4/1/2043	11744.33	0	0	3631.94	0	0	Full	Two Years	Two Months
14	0	5/1/2043	19589.58	0	0	0	0	0	Full	Two Years	Two Months
15	0	5/1/2043	19714.74	0	0	0	0	0	Full	Two Years	Two Months
16	0	5/1/2043	10833.34	0	0	11344.5	0	0	Full	Two Years	Two Months
17	0	4/1/2043	10250	0	0	2200	0	0	Full	Two Years	Two Months
18	0	4/1/2043	23014.17	0	0	0	0	0	Full	Two Years	Two Months
19	0	4/1/2043	2320.8	0	0	8609.37	0	0	Full	Two Years	Two Months
20	0	4/1/2043	13749.99	0	0	7241.32	0	0	Full	Two Years	Two Months
21	0	4/1/2043	14809.59	0	0	0	0	0	Full	Two Years	Two Months
22	0	5/1/2043	9902.53	0	0	5794.53	0	0	Full	Two Years	Two Months
23	0	5/1/2043	69961.16	0	0	0	0	0	Full	Two Years	Two Months
24	0	4/1/2043	7764	0	0	10228	0	0	Full	Two Years	Two Months
25	0	4/1/2043	12906.4	0	0	0	0	0	Full	Two Years	Two Months
26	0	4/1/2043	13708.33	0	0	8137	0	0	Full	Two Years	Two Months
27	0	4/1/2043	12021.34	0	0	0	0	0	Full	Two Years	Two Months
28	0	4/1/2043	19686.77	0	0	0	0	0	Full	Two Years	Two Months
29	0	4/1/2043	10000	0	0	10466.92	0	0	Full	Two Years	Two Months
30	0	4/1/2043	24441.33	0	0	0	0	0	Full	Two Years	Two Months
31	0	3/1/2043	12334.4	0	0	16254.68	0	0	Full	Two Years	Two Months
32	0	4/1/2043	45833.33	39994	0	0	0	0	Full	Two Years	Two Months
33	0	4/1/2043	29558.88	0	0	7366.67	0	2315	Full	Two Years	Two Months
34	0	4/1/2043	27500	0	0	0	0	0	Full	Two Years	Two Months
35	0	3/1/2043	5703.58	0	0	14583	0	0	Full	Two Years	Two Months
36	0	2/1/2043	71632.95	0	0	0	0	0	Full	Two Years	Two Months

ATTACHMENT 2

PURCHASE AGREEMENT

See Exhibit 10.8 to the Form 8-K filed by the Issuing Entity on June 12, 2013

EX-10.3 6 v347748_ex10-3.htm PRIMELENDING ARW

EXHIBIT 10.3

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 13th day of June, 2013, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), Wilmington Trust, National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), and PrimeLending, a PlainsCapital Company, a Texas corporation (“PrimeLending”).

In consideration of the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed on Attachment 1A annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase and Sale Agreement dated as of January 30, 2011, between Assignor and PrimeLending (the “Purchase Agreement”), as modified or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the Pooling and Servicing Agreement.

Assignment

1. Assignor hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.

2. Depositor hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.

3. PrimeLending hereby acknowledges the foregoing assignments.

Representations and Warranties

4. Assignor warrants and represents to, and covenants with, Depositor, Assignee and PrimeLending as of the date hereof that:

(c) There are no offsets, counterclaims or other defenses available to PrimeLending with respect to the Purchase Agreement;

5. Depositor warrants and represents to, and covenants with, Assignor, Assignee and PrimeLending that as of the date hereof:

(a) Depositor is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

6. Assignee warrants and represents to, and covenants with, Assignor, Depositor and PrimeLending that as of the date hereof:

7. PrimeLending warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:

(b) PrimeLending is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to perform its obligations under the Purchase Agreement;

(c) PrimeLending has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of PrimeLending’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of PrimeLending’s charter or by-laws or any legal restriction, or any material agreement or instrument to which PrimeLending is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which PrimeLending or its property is subject. The execution, delivery and performance by PrimeLending of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of PrimeLending. This Agreement has been duly executed and delivered by PrimeLending and, upon the due authorization, execution and delivery by Assignor, Assignee and the Depositor, will constitute the valid and legally binding obligation of PrimeLending enforceable against PrimeLending in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and

(d) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by PrimeLending in connection with the execution, delivery or performance by PrimeLending of this Agreement, or the consummation by it of the transactions contemplated hereby.

Restated PrimeLending Representations and Warranties

8. Pursuant to Section 32(d) of the Purchase Agreement, PrimeLending hereby restates to Depositor and Assignee (a) the representations and warranties set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date and (b) the representations and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties were set forth herein in full.

In the event of a breach of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof, as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation, the right to compel PrimeLending to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the provisions of Section 10.

Recognition of Assignee

9. From and after the date hereof, subject to Section 10 below, PrimeLending shall recognize Assignee as owner of the Mortgage Loans and will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby or as may be amended from time to time, as if Assignee and PrimeLending had entered into a separate purchase agreement for the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended by this Agreement.

Enforcement of Rights

10. (a) Controlling Holder Rights. PrimeLending agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights as Purchaser under the following section of the Purchase Agreement:

Purchase Agreement:

Section or Subsection	Matter

7.03, other than 7.03(c)	Repurchase; Substitution

Amendments to Purchase Agreement

11. The parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:

(a) Definitions.

(i) The definitions of “Arbitration,” “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall be deleted and replaced in their entirety as follows:

Arbitration: Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association and administered by the American Arbitration Association, which shall be conducted in New York, New York or other place mutually acceptable to the parties to the arbitration.

Business Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland, Minnesota, Missouri, New York or Texas, (iii) a day on which banks in the states of California, Delaware, Maryland, Minnesota, Missouri, New York or Texas, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange or the Federal Reserve Bank of New York is closed.

Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.

(b) The following sentence shall be added as the new third sentence of Subsection 7.03(a) of the Purchase Agreement:

Each determination as to whether there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.

(c) The rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase Agreement as amended by this Agreement.

Miscellaneous

(a) In the case of PrimeLending,

PrimeLending, a PlainsCapital Company

18111 Preston Road, Suite 900

Dallas, Texas 75252

Attention: Mr. Scott Eggen, SVP

Phone: 972-248-7866

with a copy to the

General Counsel at the same address

(b) In the case of Assignee,

Wilmington Trust, National Association

1100 North Market Street

Rodney Square North

Wilmington, DE 19890

Attention: Dorri Costello

Sequoia Residential Funding, Inc.

One Belvedere Place, Suite 360

Mill Valley, California 94941

Attention: William Moliski

with a copy to

General Counsel at the same address

(d) In the case of Assignor,

Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 360

Mill Valley, California 94941

Attention: William Moliski

with a copy to

General Counsel at the same address

(e) In the case of Master Servicer,

CitiMortgage, Inc.

4050 Regent Blvd.

Irving, TX 75063

Attention: CTS- Sequoia Mortgage Trust 2013-8

with a copy to

CitiMortgage, Inc.

The Office of General Counsel

1000 Technology Drive

O’ Fallon, MO 63368

(f) In the case of the initial Controlling Holder,

Sequoia Mortgage Funding Corporation

One Belvedere Place, Suite 360

Mill Valley, California 94941

Attention: William Moliski

with a copy to

General Counsel at the same address

15. This Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor, Assignee or PrimeLending may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Depositor, Assignee or PrimeLending, respectively, hereunder.

16. This Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by PrimeLending pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and the termination of the Purchase Agreement.

18. The Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. PrimeLending hereby consents to such exercise and enforcement.

20. Master Servicer. PrimeLending hereby acknowledges that the Assignee has appointed CitiMortgage, Inc. to act as master servicer under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including, without limitation, the right to enforce the obligations of PrimeLending hereunder and under the Purchase Agreement and the right to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.

PrimeLending shall make all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately available funds:

	Citibank, N.A.
	Bank City/State:	Glendale, CA
	ABA Number:	321-171-184
	Account Name:	CMI MSD Clearing
	Account Number:	#070-4913896

21. PrimeLending acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section 10 of the Purchase Agreement, PrimeLending shall pay shipping expenses for any Mortgage Loan Documents if there has been a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.

22. Rule 17g-5 Compliance. PrimeLending hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail at ratingagency@citi.com, with a subject reference of “SEMT 2013-8” and an identification of the type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify PrimeLending in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. PrimeLending shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 22 prohibit or restrict oral or written communications, or providing information, between PrimeLending, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to PrimeLending or (ii) such Rating Agency’s or NRSRO’s evaluation of PrimeLending’s operations in general; provided, however, that PrimeLending shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement the day and year first above written.

	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	Assignor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer


	SEQUOIA RESIDENTIAL FUNDING, INC.
	Depositor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer


	Wilmington Trust, National Association,
	not in its individual capacity but solely as Trustee,
	Assignee

	By:	/s/ Dorri Costello
	Name:	Dorri Costello
	Title:	Assistant Vice President


	PRIMELENDING, A PLAINSCAPITAL COMPANY

	By:	/s/ Scott Eggen
	Name:	Scott Eggen
	Title:	EVP Capital Markets

Accepted and agreed to by:

CITIMORTGAGE, INC.
Master Servicer

By:	/s/ Tommy R. Harris
Name:	Tommy R. Harris
Title:	Sr. Vice President

Signature Page – Assignment of Representations and Warranties – PrimeLending (SEMT 2013-8)

ATTACHMENT 1

MORTGAGE LOAN SCHEDULE

	1	2	3	4	5	6	7	8	9	10
	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator
1	Cenlar	0.0025			Prime Lending		10000011979	1	1	0
2	Cenlar	0.0025			Prime Lending		10000011588	1	1	0
3	Cenlar	0.0025			Prime Lending		10000011557	1	1	0
4	Cenlar	0.0025			Prime Lending		10000011444	1	1	0
5	Cenlar	0.0025			Prime Lending		10000011287	1	1	0
6	Cenlar	0.0025			Prime Lending		10000011251	1	1	0
7	Cenlar	0.0025			Prime Lending		10000011147	1	1	0
8	Cenlar	0.0025			Prime Lending		10000011107	1	1	0
9	Cenlar	0.0025			Prime Lending		10000011046	1	1	0
10	Cenlar	0.0025			Prime Lending		10000010805	1	1	0
11	Cenlar	0.0025			Prime Lending		10000010654	1	1	0
12	Cenlar	0.0025			Prime Lending		10000010572	1	1	0
13	Cenlar	0.0025			Prime Lending		10000010568	1	1	0
14	Cenlar	0.0025			Prime Lending		10000010479	1	1	0
15	Cenlar	0.0025			Prime Lending		10000010463	1	1	0
16	Cenlar	0.0025			Prime Lending		10000010419	1	1	0
17	Cenlar	0.0025			Prime Lending		10000010258	1	1	0
18	Cenlar	0.0025			Prime Lending		10000010226	1	1	0
19	Cenlar	0.0025			Prime Lending		10000010152	1	1	0
20	Cenlar	0.0025			Prime Lending		10000010145	1	1	0
21	Cenlar	0.0025			Prime Lending		10000010141	1	1	0
22	Cenlar	0.0025			Prime Lending		10000010138	1	1	0
23	Cenlar	0.0025			Prime Lending		10000009996	1	1	0
24	Cenlar	0.0025			Prime Lending		10000009802	1	1	0
25	Cenlar	0.0025			Prime Lending		10000009801	1	1	0
26	Cenlar	0.0025			Prime Lending		10000009287	1	1	0
27	Cenlar	0.0025			Prime Lending		10000009114	1	1	0
28	Cenlar	0.0025			Prime Lending		10000008975	1	1	0
29	Cenlar	0.0025			Prime Lending		10000008652	1	1	0
30	Cenlar	0.0025			Prime Lending		10000008618	1	1	0
31	Cenlar	0.0025			Prime Lending		10000008576	1	1	0
32	Cenlar	0.0025			Prime Lending		10000008561	1	1	0
33	Cenlar	0.0025			Prime Lending		10000008079	1	1	0
34	Cenlar	0.0025			Prime Lending		1050009491	1	1	0

	11	12	13	14	15	16	17	18	19	20
	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan Amount(s)	Loan Type of Most Senior Lien
1	7						1	4	0
2	7						1	4	0
3	9						1	4	0
4	7						1	4	0
5	6						1	4	0
6	6						1	4	0
7	6						1	4	0
8	7						1	4	0
9	9						1	0	0
10	9						1	4	0
11	9						1	0	0
12	9						1	4	0
13	3						1	0	0
14	9						1	4	0
15	7						1	4	0
16	9						1	0	0
17	3						1	0	0
18	9						1	4	0
19	9						1	0	0
20	9						1	0	0
21	9						1	0	0
22	3						1	4	0
23	7						1	4	0
24	3						1	0	0
25	9						1	0	0
26	3						1	4	0
27	3						1	0	0
28	9						1	4	0
29	7						1	4	0
30	3						1	0	0
31	9						1	0	0
32	6						1	4	0
33	9						1	4	0
34	9						1	0	0

	21	22	23	24	25	26	27	28	29	30
	Hybrid Period of Most Senior Lien (in months)	Neg Am Limit of Most Senior Lien	Junior Mortgage Balance	Origination Date of Most Senior Lien	Origination Date	Original Loan Amount	Original Interest Rate	Original Amortization Term	Original Term to Maturity	First Payment Date of Loan
1			0		4/12/2013	1500000	0.0375	360	360	6/1/2013
2			0		4/15/2013	745000	0.03625	360	360	6/1/2013
3			0		4/11/2013	1000000	0.035	360	360	6/1/2013
4			0		4/1/2013	444000	0.0375	360	360	6/1/2013
5			0		4/11/2013	632000	0.035	360	360	6/1/2013
6			0		4/9/2013	551200	0.03875	360	360	6/1/2013
7			0		4/12/2013	1000000	0.03875	360	360	6/1/2013
8			0		4/9/2013	960000	0.0375	360	360	6/1/2013
9			0		3/26/2013	556900	0.03625	360	360	5/1/2013
10			0		4/12/2013	693000	0.03875	360	360	6/1/2013
11			0		4/5/2013	753000	0.0375	360	360	6/1/2013
12			0		4/10/2013	805000	0.0375	360	360	6/1/2013
13			0		4/5/2013	542500	0.0425	360	360	6/1/2013
14			0		4/16/2013	1000000	0.03875	360	360	6/1/2013
15			0		4/8/2013	580000	0.03375	360	360	6/1/2013
16			0		4/3/2013	865000	0.03875	360	360	6/1/2013
17			0		4/12/2013	650000	0.03625	360	360	6/1/2013
18			0		4/12/2013	720000	0.04	360	360	6/1/2013
19			0		3/27/2013	803000	0.03625	360	360	5/1/2013
20			0		4/5/2013	599000	0.03625	360	360	6/1/2013
21			0		4/1/2013	611000	0.03625	360	360	6/1/2013
22			0		3/26/2013	780000	0.0375	360	360	5/1/2013
23			0		4/16/2013	583200	0.03875	360	360	6/1/2013
24			0		3/26/2013	850000	0.03375	360	360	5/1/2013
25			0		4/9/2013	713500	0.0375	360	360	6/1/2013
26			0		4/4/2013	515000	0.0375	360	360	5/1/2013
27			0		4/3/2013	1550000	0.03875	360	360	6/1/2013
28			115000		3/22/2013	1200000	0.03875	360	360	5/1/2013
29			0		4/12/2013	529600	0.03625	360	360	6/1/2013
30			0		3/28/2013	562500	0.0425	360	360	5/1/2013
31			0		4/2/2013	968850	0.0375	360	360	6/1/2013
32			0		4/4/2013	1120000	0.03875	360	360	6/1/2013
33			0		4/10/2013	760000	0.03875	360	360	6/1/2013
34			0		4/15/2013	997500	0.03875	360	360	6/1/2013

	31	32	33	34	35	36	37	38	39	40
	Interest Type Indicator	Original Interest Only Term	Buy Down Period	HELOC Draw Period	Current Loan Amount	Current Interest Rate	Current Payment Amount Due	Interest Paid Through Date	Current Payment Status	Index Type
1	1	0	0		1497741	0.0375	6946.73	6/1/2013	0	0
2	1	0	0		743852.9	0.03625	3397.58	6/1/2013	0	0
3	1	0	0		998426.2	0.035	4490.45	6/1/2013	0	0
4	1	0	0		443331.3	0.0375	2056.23	6/1/2013	0	0
5	1	0	0		631005.4	0.035	2837.96	6/1/2013	0	0
6	1	0	0		550388	0.03875	2591.95	6/1/2013	0	0
7	1	0	0		998526.8	0.03875	4702.37	6/1/2013	0	0
8	1	0	0		958554.1	0.0375	4445.91	6/1/2013	0	0
9	1	0	0		555182.5	0.03625	2539.75	6/1/2013	0	0
10	1	0	0		691979.1	0.03875	3258.74	6/1/2013	0	0
11	1	0	0		749378.3	0.0375	3487.26	6/1/2013	0	0
12	1	0	0		803787.6	0.0375	3728.08	6/1/2013	0	0
13	1	0	0		541752.6	0.0425	2668.77	6/1/2013	0	0
14	1	0	0		998526.8	0.03875	4702.37	6/1/2013	0	0
15	1	0	0		579067.1	0.03375	2564.16	6/1/2013	0	0
16	1	0	0		862793.2	0.03875	4067.55	6/1/2013	0	0
17	1	0	0		648999.2	0.03625	2964.33	6/1/2013	0	0
18	1	0	0		718962.6	0.04	3437.39	6/1/2013	0	0
19	1	0	0		800523.5	0.03625	3662.09	6/1/2013	0	0
20	1	0	0		598077.7	0.03625	2731.75	6/1/2013	0	0
21	1	0	0		610059.3	0.03625	2786.47	6/1/2013	0	0
22	1	0	0		777646.7	0.0375	3612.3	6/1/2013	0	0
23	1	0	0		582340.8	0.03875	2742.42	6/1/2013	0	0
24	1	0	0		847261.8	0.03375	3757.82	6/1/2013	0	0
25	1	0	0		712425.4	0.0375	3304.33	6/1/2013	0	0
26	1	0	0		513446.2	0.0375	2385.05	6/1/2013	0	0
27	1	0	0		1547717	0.03875	7288.67	6/1/2013	0	0
28	1	0	0		1196459	0.03875	5642.85	6/1/2013	0	0
29	1	0	0		528784.6	0.03625	2415.25	6/1/2013	0	0
30	1	0	0		560947.3	0.0425	2767.16	6/1/2013	0	0
31	1	0	0		967390.8	0.0375	4486.9	6/1/2013	0	0
32	1	0	0		1118350	0.03875	5266.66	6/1/2013	0	0
33	1	0	0		758880.4	0.03875	3573.8	6/1/2013	0	0
34	1	0	0		996030.5	0.03875	4690.61	6/1/2013	0	0

	41	42	43	44	45	46	47	48	49	50
	ARM Look-back Days	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate Period	Initial Interest Rate Cap (Change Up)	Initial Interest Rate Cap (Change Down)	Subsequent Interest Rate Reset Period	Subsequent Interest Rate Cap (Change Down)	Subsequent Interest Rate Cap (Change Up)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

	51	52	53	54	55	56	57	58	59	60	61
	Lifetime Maximum Rate (Ceiling)	Lifetime Minimum Rate (Floor)	Negative Amortization Limit	Initial Negative Amortization Recast Period	Subsequent Negative Amortization Recast Period	Initial Fixed Payment Period	Subsequent Payment Reset Period	Initial Periodic Payment Cap	Subsequent Periodic Payment Cap	Initial Minimum Payment Reset Period	Subsequent Minimum Payment Reset Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

	62	63	64	65	66	67	68	69	70	71
	Option ARM Indicator	Options at Recast	Initial Minimum Payment	Current Minimum Payment	Prepayment Penalty Calculation	Prepayment Penalty Type	Prepayment Penalty Total Term	Prepayment Penalty Hard Term	Primary Borrower ID	Number of Mortgaged Properties
1							0		306	2
2							0		56	1
3							0		324	1
4							0		334	1
5							0		125	1
6							0		590	1
7							0		240	2
8							0		440	1
9							0		357	1
10							0		232	1
11							0		329	1
12							0		522	1
13							0		437	3
14							0		164	2
15							0		70	1
16							0		321	2
17							0		359	2
18							0		581	1
19							0		583	1
20							0		330	1
21							0		341	1
22							0		557	3
23							0		260	2
24							0		168	1
25							0		21	1
26							0		215	1
27							0		428	2
28							0		171	2
29							0		390	2
30							0		356	1
31							0		107	2
32							0		333	1
33							0		118	2
34							0		225	1

	72	73	74	75	76	77	78	79	80	81
	Total Number of Borrowers	Self-employment Flag	Current ‘Other’ Monthly Payment	Length of Employment: Borrower	Length of Employment: Co- Borrower	Years in Home	FICO Model Used	Most Recent FICO Date	Primary Wage Earner Original FICO: Equifax	Primary Wage Earner Original FICO: Experian
1		1		9.25		0	1
2		0		0	0.5	0	1
3		1		6	6	1	1
4		0		7	7	0	1
5		0		0.5		0	1
6		0		12.75		0	1
7		1		4		0	1
8		0		0.75		0	1
9		1		8	0	0.5	1
10		0		0.25	2	5.5	1
11		1		4.25	11	4.5	1
12		1		8		1	1
13		1		10		7	1
14		0		3.75		5	1
15		0		0	10	0	1
16		0		31		8	1
17		0		21.75		12.25	1
18		0		1.25	3	1	1
19		0		0.25		1.5	1
20		0		5	5	0.5	1
21		0		8.25	9	1.5	1
22		1		26	26	18	1
23		0		5.25		0	1
24		1		1	9	1.25	1
25		0		2.25		2	1
26		0		23		2.75	1
27		0		12.25		20	1
28		1		9.5		9	1
29		0		3.25		0	1
30		0		5.75		14	1
31		0		12.5		13	1
32		0		13.25		0	1
33		1		16		3.25	1
34		1		29		5	1

	82	83	84	85	86	87	88	89	90	91
	Primary Wage Earner Original FICO: TransUnion	Secondary Wage Earner Original FICO: Equifax	Secondary Wage Earner Original FICO: Experian	Secondary Wage Earner Original FICO: TransUnion	Original Primary Borrower FICO	Most Recent Primary Borrower FICO	Most Recent Co- Borrower FICO	Most Recent FICO Method	VantageScore: Primary Borrower	VantageScore: Co- Borrower
1					729
2					757
3					777
4					783
5					787
6					795
7					702
8					790
9					743
10					795
11					787
12					742
13					730
14					809
15					778
16					741
17					800
18					797
19					761
20					778
21					808
22					763
23					797
24					762
25					765
26					774
27					793
28					795
29					806
30					794
31					773
32					796
33					764
34					736

	92	93	94	95	96	97	98	99	100	101
	Most Recent VantageScore Method	VantageScore Date	Credit Report: Longest Trade Line	Credit Report: Maximum Trade Line	Credit Report: Number of Trade Lines	Credit Line Usage Ratio	Most Recent 12- month Pay History	Months Bankruptcy	Months Foreclosure	Primary Borrower Wage Income
1							000000000000			4312.04
2							000000000000			0
3							000000000000			54872.13
4							000000000000			6000
5							000000000000			22916.66
6							000000000000			17291.66
7							000000000000			28216.25
8							000000000000			27083
9							000000000000			15416.66
10							000000000000			9613.07
11							000000000000			17005.75
12							000000000000			26294.83
13							000000000000			40429.54
14							000000000000			1972
15							000000000000			16666.67
16							000000000000			39538.26
17							000000000000			24959.84
18							000000000000			18616.23
19							000000000000			17937.5
20							000000000000			16833.33
21							000000000000			12500
22							000000000000			11779.85
23							000000000000			14583
24							000000000000			0
25							000000000000			16548.05
26							000000000000			13611.5
27							000000000000			11348
28							000000000000			56129.63
29							000000000000			11333.34
30							000000000000			15797.6
31							000000000000			41250
32							000000000000			26440.1
33							000000000000			12578.39
34							000000000000			20145

	102	103	104	105	106	107	108	109	110	111
	Co-Borrower Wage Income	Primary Borrower Other Income	Co-Borrower Other Income	All Borrower Wage Income	All Borrower Total Income	4506-T Indicator	Borrower Income Verification Level	Co-Borrower Income Verification	Borrower Employment Verification	Co-Borrower Employment Verification
1		37374.17		4312.04	41686.21	1	5		3
2	22833.42	0	0	22833.42	22833.42	1	5		3
3	8625.02	0	0	63497.15	63497.15	1	5		3
4	8400	0	0	14400	14400	1	5		3
5		0		22916.66	22916.66	1	5		3
6		0		17291.66	17291.66	1	5		3
7		0		28216.25	28216.25	1	5		3
8	0	0	0	27083	27083	1	5		3
9	0	0	0	15416.66	15416.66	1	5		3
10	6234.8	0	0	15847.87	15847.87	1	5		3
11	7371.66	0	0	24377.41	24377.41	1	5		3
12	0	0	0	26294.83	26294.83	1	5		3
13		0		40429.54	40429.54	1	5		3
14	0	30135.52	0	1972	32107.52	1	5		3
15	0	0	0	16666.67	16666.67	1	5		3
16	0	24467.67	0	39538.26	64005.93	1	5		3
17	0	0	0	24959.84	24959.84	1	5		3
18	18112.5	0	0	36728.73	36728.73	1	5		3
19		0		17937.5	17937.5	1	5		3
20	11691.09	0	0	28524.42	28524.42	1	5		3
21	4420.42	10194.44	10955.66	16920.42	38070.52	1	5		3
22	7889.11	0	0	19668.96	19668.96	1	5		3
23		12424		14583	27007	1	5		3
24	5833.33	8564.49	0	5833.33	14397.82	1	5		3
25		0		16548.05	16548.05	1	5		3
26		0		13611.5	13611.5	1	5		3
27	16596.69	0	0	27944.69	27944.69	1	5		3
28		0		56129.63	56129.63	1	5		3
29		0		11333.34	11333.34	1	5		3
30		0		15797.6	15797.6	1	5		3
31	0	0	0	41250	41250	1	5		3
32	0	8853.75	0	26440.1	35293.85	1	5		3
33	1013.7	0	0	13592.09	13592.09	1	4		3
34		0		20145	20145	1	5		3

	112	113	114	115	116	117	118	119	120	121
	Borrower Asset Verification	Co-Borrower Asset Verification	Liquid / Cash Reserves	Monthly Debt All Borrowers	Originator DTI	Fully Indexed Rate	Qualification Method	Percentage of Down Payment from Borrower Own Funds	City	State
1	4		1861835	17327.29	0.41566			100	AUSTIN	TX
2	4		558279.5	5569.69	0.243927			100	DALLAS	TX
3	4		500794.9	7202.99	0.113438				HIGHLAND PARK	TX
4	4		50964.95	3407.52	0.236633			100	DALLAS	TX
5	4		210649.1	5940.57	0.259225			100	PLANO	TX
6	4		94786.3	5009.41	0.289701			100	DALLAS	TX
7	4		2027445	14468.64	0.512777			100	AUSTIN	TX
8	4		221675.4	6640.1	0.245176			100	LAFAYETTE	CA
9	4		161619	6853.35	0.444542				THE WOODLANDS	TX
10	4		128100.8	5529.73	0.348926				FAIRFAX	VA
11	4		336854	5003.39	0.205247				UNIVERSITY PARK	TX
12	4		45832.81	6809.26	0.258958				LOOMIS	CA
13	4		230890.3	15753.94	0.389664				CORONA	CA
14	4		783250	11409.7	0.355359				BALTIMORE	MD
15	4		193472	5663.02	0.339781			100	SAN ANTONIO	TX
16	4		388998.5	12321.4	0.192504				TUSTIN	CA
17	4		129955.1	5848.34	0.23431				DALLAS	TX
18	4		180120.1	5376.65	0.146388				COS COB	CT
19	4		35020.94	4876.76	0.271875				MENLO PARK	CA
20	4		564649.5	4436.17	0.155522				HIGLAND PARK	TX
21	4		196158.9	4586.32	0.120469				DALLAS	TX
22	4		89377.94	7325	0.372414				ANNAPOLIS	MD
23	4		137249.5	9510.08	0.352134			100	GLEN ELLYN	IL
24	4		45256.1	5939.73	0.412544				REHOBOTH BEACH	DE
25	4		165629.2	7186.16	0.43426				SAN ANTONIO	TX
26	4		17268.17	2790.81	0.205033				FOUNTAIN HILLS	AZ
27	4		849666.1	10064.59	0.360161				SAN CLEMENTE	CA
28	4		201409.4	13876.65	0.247225				MCLEAN	VA
29	4		203055.9	3946.2	0.348194			100	AUSTIN	TX
30	4		84280.21	4693.58	0.297107				FLOWER MOUND	TX
31	4		923174.8	11622.48	0.281757				ROYAL OAK	MD
32	4		436104.1	14598.28	0.413621			100	KURE BEACH	NC
33	4		321117.3	4297.76	0.316196				KNOXVILLE	TN
34	4		206850	9702.38	0.481627				HOUSTON	TX

	122	123	124	125	126	127	128	129	130	131
	Postal Code	Property Type	Occupancy	Sales Price	Original Appraised Property Value	Original Property Valuation Type	Original Property Valuation Date	Original Automated Valuation Model (AVM) Model Name	Original AVM Confidence Score	Most Recent Property Value2
1	78703	1	1	2950000	2950000	3	3/28/2013
2	75205	1	1	1295000	1320000	3	4/1/2013
3	75205	1	1		1825000	3	3/21/2013
4	75214	1	1	555000	555000	3	3/20/2013
5	75093	7	1	790000	802000	3	3/15/2013
6	75214	1	1	689000	690000	3	3/19/2013
7	78701	4	1	1560000	1625000	3	3/4/2013
8	94549	1	1	1200000	1245000	3	3/21/2013
9	77389	7	1		920000	3	2/23/2013
10	22031	7	1		867000	3	3/5/2013
11	75205	1	1		1083000	3	3/10/2013
12	95650	7	1		1150000	3	3/6/2013
13	92883	7	1		775000	3	2/5/2013
14	21210	1	1		1250000	3	3/16/2013
15	78209	1	1	800000	825000	3	3/20/2013
16	92782	7	1		3800000	98	12/21/2012
17	75205	1	1		1100000	3	3/20/2013
18	06807	1	1		945000	3	3/9/2013
19	94025	1	1		1350000	3	3/5/2013
20	75205	1	1		1300000	3	3/6/2013
21	75205	1	1		993500	3	3/1/2013
22	21403	1	1		1200000	3	2/16/2013
23	60137	1	1	729000	774000	3	3/4/2013
24	19971	1	1		1461000	3	2/13/2013
25	78257	7	1		900000	3	2/26/2013
26	85268	1	1		860000	3	2/25/2013
27	92672	7	1		3350000	3	2/21/2013
28	22101	6	1		1840000	3	2/12/2013
29	78738	7	1	662000	675000	3	3/27/2013
30	75022	7	1		750000	3	1/16/2013
31	21662	1	1		2100000	3	12/20/2012
32	28449	1	2	1600000	1750000	3	2/11/2013
33	37934	7	1		950000	3	1/10/2013
34	77024	7	1		1425000	3	3/13/2013

	132	133	134	135	136	137	138	139	140	141
	Most Recent Property Valuation Type	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Original CLTV	Original LTV	Original Pledged Assets	Mortgage Insurance Company Name	Mortgage Insurance Percent	MI: Lender or Borrower Paid?
1					0.5084	0.5084	0	0	0
2					0.5752	0.5752	0	0	0
3					0.5479	0.5479	0	0	0
4					0.8	0.8	0	0	0
5					0.8	0.8	0	0	0
6					0.8	0.8	0	0	0
7					0.641	0.641	0	0	0
8					0.8	0.8	0	0	0
9					0.6053	0.6053	0	0	0
10					0.7993	0.7993	0	0	0
11					0.6952	0.6952	0	0	0
12					0.7	0.7	0	0	0
13					0.7	0.7	0	0	0
14					0.8	0.8	0	0	0
15					0.725	0.725	0	0	0
16					0.2276	0.2276	0	0	0
17					0.5909	0.5909	0	0	0
18					0.7619	0.7619	0	0	0
19					0.5948	0.5948	0	0	0
20					0.4607	0.4607	0	0	0
21					0.6149	0.6149	0	0	0
22					0.65	0.65	0	0	0
23					0.8	0.8	0	0	0
24					0.5817	0.5817	0	0	0
25					0.7927	0.7927	0	0	0
26					0.5988	0.5988	0	0	0
27					0.4626	0.4626	0	0	0
28					0.7146	0.6521	0	0	0
29					0.8	0.8	0	0	0
30					0.75	0.75	0	0	0
31					0.4613	0.4613	0	0	0
32					0.7	0.7	0	0	0
33					0.8	0.8	0	0	0
34					0.7	0.7	0	0	0

	142	143	144	145	146	147	148	149	150	151
	Pool Insurance Co. Name	Pool Insurance Stop Loss %	MI Certificate Number	Updated DTI (Front-end)	Updated DTI (Back-end)	Modification Effective Payment Date	Total Capitalized Amount	Total Deferred Amount	Pre-Modification Interest (Note) Rate	Pre-Modification P&I Payment
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34

	152	153	154	155	156	157	158	159	160	161
	Pre-Modification Initial Interest Rate Change Downward Cap	Pre-Modification Subsequent Interest Rate Cap	Pre-Modification Next Interest Rate Change Date	Pre-Modification I/O Term	Forgiven Principal Amount	Forgiven Interest Amount	Number of Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry
1									10
2									0	9
3									13	14
4									7	7
5									4
6									12.75
7									4
8									14
9									8	0
10									5	5
11									14	13
12									8
13									18
14									19
15									13	18
16									31
17									31
18									9	9
19									20
20									15	16
21									10	11
22									26	26
23									10
24									6	9
25									22
26									23
27									35
28									25
29									20
30									15
31									36
32									25
33									16
34									29

	162	163	164	165	166	167	168	169	170	171	172
	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
1	0	5/1/2043	4312.04	0	0	0	0	0	Full	Two Years	Two Months
2	0	5/1/2043	0	0	0	22833.42	0	0	Full	Two Years	Two Months
3	0	5/1/2043	54872.13	0	0	8625.02	0	0	Full	Two Years	Two Months
4	0	5/1/2043	6000	0	0	8400	0	0	Full	Two Years	Two Months
5	0	5/1/2043	22916.66	0	0	0	0	0	Full	Two Years	Two Months
6	0	5/1/2043	17291.66	0	0	0	0	0	Full	Two Years	Two Months
7	0	5/1/2043	28216.25	0	0	0	0	0	Full	Two Years	Two Months
8	0	5/1/2043	27083	0	0	0	0	0	Full	Two Years	Two Months
9	0	4/1/2043	15416.66	0	0	0	0	0	Full	Two Years	Two Months
10	0	5/1/2043	9613.07	0	0	6234.8	0	0	Full	Two Years	Two Months
11	0	5/1/2043	17005.75	0	0	7371.66	0	0	Full	Two Years	Two Months
12	0	5/1/2043	26294.83	0	0	0	0	0	Full	Two Years	Two Months
13	0	5/1/2043	40429.54	0	0	0	0	0	Full	Two Years	Two Months
14	0	5/1/2043	1972	0	30135.52	0	0	0	Full	Two Years	Two Months
15	0	5/1/2043	16666.67	0	0	0	0	0	Full	Two Years	Two Months
16	0	5/1/2043	39538.26	24467.67	0	0	0	0	Full	Two Years	Two Months
17	0	5/1/2043	24959.84	0	0	0	0	0	Full	Two Years	Two Months
18	0	5/1/2043	18616.23	0	0	18112.5	0	0	Full	Two Years	Two Months
19	0	4/1/2043	17937.5	0	0	0	0	0	Full	Two Years	Two Months
20	0	5/1/2043	16833.33	0	0	11691.09	0	0	Full	Two Years	Two Months
21	0	5/1/2043	12500	10194.44	0	4420.42	0	10955.66	Full	Two Years	Two Months
22	0	4/1/2043	11779.85	0	0	7889.11	0	0	Full	Two Years	Two Months
23	0	5/1/2043	14583	0	12424	0	0	0	Full	Two Years	Two Months
24	0	4/1/2043	0	0	8564.49	5833.33	0	0	Full	Two Years	Two Months
25	0	5/1/2043	16548.05	0	0	0	0	0	Full	Two Years	Two Months
26	0	4/1/2043	13611.5	0	0	0	0	0	Full	Two Years	Two Months
27	0	5/1/2043	11348	0	0	16596.69	0	0	Full	Two Years	Two Months
28	115000	4/1/2043	56129.63	0	0	0	0	0	Full	Two Years	Two Months
29	0	5/1/2043	11333.34	0	0	0	0	0	Full	Two Years	Two Months
30	0	4/1/2043	15797.6	0	0	0	0	0	Full	Two Years	Two Months
31	0	5/1/2043	41250	0	0	0	0	0	Full	Two Years	Two Months
32	0	5/1/2043	26440.1	8853.75	0	0	0	0	Full	Two Years	Two Months
33	0	5/1/2043	12578.39	0	0	1013.7	0	0	Full	Two Years	Two Months
34	0	5/1/2043	20145	0	0	0	0	0	Full	Two Years	Two Months

ATTACHMENT 2

PURCHASE AGREEMENT

See Exhibit 10.9 to the Form 8-K filed by the Issuing Entity on June 12, 2013

EX-10.4 7 v347748_ex10-4.htm COLE TAYLOR BANK ARW

EXHIBIT 10.4

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 13th day of June, 2013, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), Wilmington Trust, National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), and Cole Taylor Bank, an Illinois corporation (“Cole Taylor”).

In consideration of the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2011, between Assignor and Cole Taylor (the “Purchase Agreement”) as modified or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the Pooling and Servicing Agreement.

Assignment

1. Assignor hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and warranties made by Cole Taylor pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.

2. Depositor hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and warranties made by Cole Taylor pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.

3. Cole Taylor hereby acknowledges the foregoing assignments.

Representations and Warranties

4. Assignor warrants and represents to, and covenants with, Depositor, Assignee and Cole Taylor as of the date hereof that:

(c) There are no offsets, counterclaims or other defenses available to Cole Taylor with respect to the Purchase Agreement;

5. Depositor warrants and represents to, and covenants with, Assignor, Assignee and Cole Taylor that as of the date hereof:

(a) Depositor is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

6. Assignee warrants and represents to, and covenants with, Assignor, Depositor and Cole Taylor that as of the date hereof:

7. Cole Taylor warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:

(b) Cole Taylor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to perform its obligations under the Purchase Agreement;

(c) Cole Taylor has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of Cole Taylor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of Cole Taylor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Cole Taylor is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Cole Taylor or its property is subject. The execution, delivery and performance by Cole Taylor of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Cole Taylor. This Agreement has been duly executed and delivered by Cole Taylor and, upon the due authorization, execution and delivery by Assignor, Assignee and the Depositor, will constitute the valid and legally binding obligation of Cole Taylor enforceable against Cole Taylor in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and

(d) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by Cole Taylor in connection with the execution, delivery or performance by Cole Taylor of this Agreement, or the consummation by it of the transactions contemplated hereby.

Restated Cole Taylor Representations and Warranties

8. Pursuant to Section 32(d) of the Purchase Agreement, Cole Taylor hereby restates to Depositor and Assignee (a) the representations and warranties set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date and (b) the representations and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties were set forth herein in full.

In the event of a breach of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof, as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation, the right to compel Cole Taylor to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the provisions of Section 10.

Recognition of Assignee

9. From and after the date hereof, subject to Section 10 below, Cole Taylor shall recognize Assignee as owner of the Mortgage Loans and will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby or as may be amended from time to time, as if Assignee and Cole Taylor had entered into a separate purchase agreement for the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended by this Agreement.

Enforcement of Rights

10. (a) Controlling Holder Rights. Cole Taylor agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights (and obligations under Section 7.03 in connection with the exercise of such rights) as Purchaser under the following section of the Purchase Agreement:

Purchase Agreement:

Section or Subsection		Matter

7.03, other than 7.03(c)		Repurchase and Substitution

(b) If there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling Holder pursuant to Section 10(a) (and obligations under Section 7.03 in connection with the exercise of such rights) shall be exercised by Assignee.

Amendments to Purchase Agreement

11. The parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:

(a) Definitions.

(i) The definitions of “Arbitration,” “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall be deleted and replaced in their entirety as follows:

Business Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Illinois, Maryland, Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Illinois, Maryland, Minnesota, Missouri or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange or the Federal Reserve Bank of New York is closed.

(b) The following sentence shall be added as the new third sentence of Subsection 7.03(a):

Each determination as to whether there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.

(c) The rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase Agreement as amended by this Agreement.

Miscellaneous

(a)	In the case of Cole Taylor,

	Cole Taylor Bank
	2350 Green Road, Suite 100
	Ann Arbor, MI 48105
	Attention: Phil Miller
	Tel: (734) 926-2450
	Fax: (734) 926-2404

	With a copy to
	Cole Taylor Bank
	9550 W. Higgins Road
	Rosemont, IL 960018
	Chicago, IL 60606
	Attention: General Counsel
	Fax: (847) 653-7890

(b)	In the case of Assignee,

	Wilmington Trust, National Association
	1100 North Market Street
	Rodney Square North
	Wilmington, DE 19890
	Attention: Dorri Costello

(c)	In the case of Depositor,

	Sequoia Residential Funding, Inc.
	One Belvedere Place, Suite 360
	Mill Valley, California 94941
	Attention: William Moliski

	with a copy to

	General Counsel at the same address

(d)	In the case of Assignor,

	Redwood Residential Acquisition Corporation
	One Belvedere Place, Suite 360
	Mill Valley, California 94941
	Attention: William Moliski

	with a copy to

	General Counsel at the same address

(e)	In the case of Master Servicer,

	CitiMortgage, Inc.
	4050 Regent Blvd.
	Irving, TX 75063
	Attention: CTS- Sequoia Mortgage Trust 2013-8

	with a copy to:

	CitiMortgage, Inc.
	The Office of General Counsel
	1000 Technology Drive
	O’ Fallon, MO 63368

(f)	In the case of the initial Controlling Holder,

	Sequoia Mortgage Funding Corporation
	One Belvedere Place, Suite 360
	Mill Valley, California 94941
	Attention: William Moliski

	with a copy to

	General Counsel at the same address

15. This Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor, Assignee or Cole Taylor may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Depositor, Assignee or Cole Taylor, respectively, hereunder.

16. This Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by Cole Taylor pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and the termination of the Purchase Agreement.

18. The Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. Cole Taylor hereby consents to such exercise and enforcement.

20. Master Servicer. Cole Taylor hereby acknowledges that the Assignee has appointed CitiMortgage, Inc. to act as master servicer under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including, without limitation, the right to enforce the obligations of Cole Taylor hereunder and under the Purchase Agreement and the right to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.

Cole Taylor shall make all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately available funds:

Citibank, N.A.
Bank City/State:	Glendale, CA
ABA Number:	321-171-184
Account Name:	CMI MSD Clearing
Account Number:	#070-4913896

21. Cole Taylor acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section 10 of the Purchase Agreement, Cole Taylor shall pay shipping expenses for any Mortgage Loan Documents if there has been a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.

22. Rule 17g-5 Compliance. Cole Taylor hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail at ratingagency@citi.com, with a subject reference of “SEMT 2013-8” and an identification of the type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify Cole Taylor in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. Cole Taylor shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 22 prohibit or restrict oral or written communications, or providing information, between Cole Taylor, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to Cole Taylor or (ii) such Rating Agency’s or NRSRO’s evaluation of Cole Taylor’s operations in general; provided, however, that Cole Taylor shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement the day and year first above written.

	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	Assignor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

	SEQUOIA RESIDENTIAL FUNDING, INC.
	Depositor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

	Wilmington Trust, National Association,
	not in its individual capacity but solely as Trustee, Assignee

	By:	/s/ Dorri Costello
	Name:	Dorri Costello
	Title:	Assistant Vice President

	COLE TAYLOR BANK

	By:	/s/ Phillip Miller
	Name:	Phillip Miller
	Title:	GSVP

Accepted and agreed to by:

CITIMORTGAGE, INC.

Master Servicer

By:

/s/ Tommy R. Harris

Name:

Tommy R. Harris

Title:

Sr. Vice President

Signature Page – Assignment of Representations and Warranties – Cole Taylor Bank (SEMT 2013-8)

ATTACHMENT 1

MORTGAGE LOAN SCHEDULE

	1	2	3	4	5	6	7	8	9	10
	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator
1	1000383	0.0025			Cole Taylor Bank		10000011797	1	1	0
2	1000383	0.0025			Cole Taylor Bank		10000011712	1	1	0
3	1000383	0.0025			Cole Taylor Bank		10000011487	1	1	0
4	1000383	0.0025			Cole Taylor Bank		10000011431	1	1	0
5	1000383	0.0025			Cole Taylor Bank		10000011193	1	1	0
6	1000383	0.0025			Cole Taylor Bank		10000011048	1	1	0
7	1000383	0.0025			Cole Taylor Bank		10000010951	1	1	0
8	1000383	0.0025			Cole Taylor Bank		10000010877	1	1	0
9	1000383	0.0025			Cole Taylor Bank		10000010622	1	1	0
10	1000383	0.0025			Cole Taylor Bank		10000010544	1	1	0
11	1000383	0.0025			Cole Taylor Bank		10000010439	1	1	0
12	1000383	0.0025			Cole Taylor Bank		10000010372	1	1	0
13	1000383	0.0025			Cole Taylor Bank		10000010261	1	1	0
14	1000383	0.0025			Cole Taylor Bank		10000010260	1	1	0
15	1000383	0.0025			Cole Taylor Bank		10000010259	1	1	0
16	1000383	0.0025			Cole Taylor Bank		10000010062	1	1	0
17	1000383	0.0025			Cole Taylor Bank		10000009809	1	1	0
18	1000383	0.0025			Cole Taylor Bank		10000009522	1	1	0
19	1000383	0.0025			Cole Taylor Bank		10000009293	1	1	0
20	1000383	0.0025			Cole Taylor Bank		10000009217	1	1	0
21	1000383	0.0025			Cole Taylor Bank		10000008945	1	1	0
22	1000383	0.0025			Cole Taylor Bank		10000008934	1	1	0
23	1000383	0.0025			Cole Taylor Bank		10000008857	1	1	0
24	1000383	0.0025			Cole Taylor Bank		10000008698	1	1	0
25	1000383	0.0025			Cole Taylor Bank		10000008671	1	1	0
26	1000383	0.0025			Cole Taylor Bank		10000008552	1	1	0
27	1000383	0.0025			Cole Taylor Bank		10000008313	1	1	0
28	1000383	0.0025			Cole Taylor Bank		10000008186	1	1	0
29	1000383	0.0025			Cole Taylor Bank		10000008012	1	1	0
30	1000383	0.0025			Cole Taylor Bank		10000007998	1	1	0
31	1000383	0.0025			Cole Taylor Bank		10000007925	1	1	0
32	1000383	0.0025			Cole Taylor Bank		1650010756	1	1	0
33	1000383	0.0025			Cole Taylor Bank		1650010755	1	1	0
34	1000383	0.0025			Cole Taylor Bank		1650010572	1	1	0
35	1000383	0.0025			Cole Taylor Bank		1650009505	1	1	0

	11	12	13	14	15	16	17	18	19	20
	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan Amount(s)	Loan Type of Most Senior Lien
1	9						5	0	0
2	7						2	4	0
3	6						2	0	0
4	3						5	0	0
5	7						2	4	0
6	9						2	0	0
7	7						2	4	0
8	9						1	0	0
9	7						5	4	0
10	6						2	4	0
11	9						2	0	0
12	3						2	4	0
13	7						2	0	0
14	7						2	0	0
15	7						2	0	0
16	7						2	4	0
17	9						2	0	0
18	9						2	4	0
19	7						1	4	0
20	9						1	0	0
21	9						5	4	0
22	9						5	4	0
23	9						2	0	0
24	9						2	0	0
25	9						1	4	0
26	7						2	1	0
27	9						2	0	0
28	9						2	0	0
29	9						2	0	0
30	7						5	4	0
31	9						2	0	0
32	9						2	0	0
33	9						2	0	0
34	9						2	0	0
35	9						2	0	0

	21	22	23	24	25	26	27	28	29	30
	Hybrid Period of Most Senior Lien (in months)	Neg Am Limit of Most Senior Lien	Junior Mortgage Balance	Origination Date of Most Senior Lien	Origination Date	Original Loan Amount	Original Interest Rate	Original Amortization Term	Original Term to Maturity	First Payment Date of Loan
1			0		4/16/2013	690000	0.0425	360	360	6/1/2013
2			0		4/5/2013	600000	0.04125	360	360	6/1/2013
3			0		4/8/2013	688000	0.0425	360	360	6/1/2013
4			0		4/1/2013	845000	0.0425	360	360	5/1/2013
5			0		4/2/2013	620000	0.04	360	360	5/1/2013
6			0		3/29/2013	1070000	0.0375	360	360	5/1/2013
7			0		4/8/2013	637500	0.04125	360	360	6/1/2013
8			0		4/11/2013	532000	0.04	360	360	6/1/2013
9			0		3/26/2013	971250	0.03875	360	360	5/1/2013
10			0		3/29/2013	728000	0.03875	360	360	5/1/2013
11			0		3/22/2013	975000	0.04125	360	360	5/1/2013
12			0		4/4/2013	1110000	0.04	360	360	6/1/2013
13			0		4/15/2013	600000	0.0375	360	360	6/1/2013
14			0		4/1/2013	900000	0.0375	360	360	6/1/2013
15			0		3/19/2013	1200000	0.0375	360	360	5/1/2013
16			0		3/29/2013	1121250	0.03875	360	360	6/1/2013
17			0		3/22/2013	615000	0.0425	360	360	5/1/2013
18			0		4/5/2013	765000	0.0375	360	360	6/1/2013
19			0		4/5/2013	706500	0.04	360	360	5/1/2013
20			0		4/3/2013	1228100	0.04	360	360	6/1/2013
21			0		4/3/2013	730000	0.04	360	360	6/1/2013
22			0		3/28/2013	770000	0.03875	360	360	6/1/2013
23			0		3/6/2013	703000	0.03875	360	360	5/1/2013
24			0		4/3/2013	715000	0.04	360	360	6/1/2013
25			0		3/27/2013	806000	0.03875	360	360	5/1/2013
26			0		3/29/2013	800000	0.0375	360	360	5/1/2013
27			0		3/19/2013	985000	0.03875	360	360	5/1/2013
28			0		3/26/2013	720000	0.03875	360	360	5/1/2013
29			0		2/26/2013	823000	0.03875	360	360	4/1/2013
30			0		3/15/2013	787500	0.03875	360	360	5/1/2013
31			121158		3/25/2013	750000	0.0375	360	360	5/1/2013
32			0		3/21/2013	903000	0.04	360	360	5/1/2013
33			81000		3/28/2013	705000	0.0375	360	360	5/1/2013
34			0		4/2/2013	750000	0.04	360	360	6/1/2013
35			0		3/8/2013	733000	0.03875	360	360	5/1/2013

	31	32	33	34	35	36	37	38	39	40
	Interest Type Indicator	Original Interest Only Term	Buy Down Period	HELOC Draw Period	Current Loan Amount	Current Interest Rate	Current Payment Amount Due	Interest Paid Through Date	Current Payment Status	Index Type
1	1	0	0		689049.4	0.0425	3394.39	6/1/2013	0	0
2	1	0	0		599154.6	0.04125	2907.9	6/1/2013	0	0
3	1	0	0		687052.1	0.0425	3384.55	6/1/2013	0	0
4	1	0	0		842667.5	0.0425	4156.89	6/1/2013	0	0
5	1	0	0		618210.4	0.04	2959.97	6/1/2013	0	0
6	1	0	0		1066772	0.0375	4955.34	6/1/2013	0	0
7	1	0	0		636601.8	0.04125	3089.64	6/1/2013	0	0
8	1	0	0		531233.5	0.04	2539.85	6/1/2013	0	0
9	1	0	0		968383.7	0.03875	4567.18	6/1/2013	0	0
10	1	0	0		725851.5	0.03875	3423.33	6/1/2013	0	0
11	1	0	0		972247.7	0.04125	4725.33	6/1/2013	0	0
12	1	0	0		1108401	0.04	5299.31	6/1/2013	0	0
13	1	0	0		599096.3	0.0375	2778.69	6/1/2013	0	0
14	1	0	0		898644.5	0.0375	4168.04	6/1/2013	0	0
15	1	0	0		1196380	0.0375	5557.39	6/1/2013	0	0
16	1	0	0		1119598	0.03875	5272.53	6/1/2013	0	0
17	1	0	0		608284.7	0.0425	3025.43	6/1/2013	0	0
18	1	0	0		763847.8	0.0375	3542.83	6/1/2013	0	0
19	1	0	0		704460.7	0.04	3372.94	6/1/2013	0	0
20	1	0	0		1226331	0.04	5863.14	6/1/2013	0	0
21	1	0	0		728948.2	0.04	3485.13	6/1/2013	0	0
22	1	0	0		768865.6	0.03875	3620.83	6/1/2013	0	0
23	1	0	0		700231.1	0.03875	3305.77	6/1/2013	0	0
24	1	0	0		712969.8	0.04	3413.52	6/1/2013	0	0
25	1	0	0		803621.4	0.03875	3790.11	6/1/2013	0	0
26	1	0	0		797586.4	0.0375	3704.92	6/1/2013	0	0
27	1	0	0		982093.1	0.03875	4631.84	6/1/2013	0	0
28	1	0	0		717875.2	0.03875	3385.71	6/1/2013	0	0
29	1	0	0		819220.5	0.03875	3870.05	6/1/2013	0	0
30	1	0	0		785176	0.03875	3703.12	6/1/2013	0	0
31	1	0	0		747737.2	0.0375	3473.37	6/1/2013	0	0
32	1	0	0		900393.5	0.04	4311.06	6/1/2013	0	0
33	1	0	0		702873	0.0375	3264.96	6/1/2013	0	0
34	1	0	0		748919.4	0.04	3580.61	6/1/2013	0	0
35	1	0	0		730836.8	0.03875	3446.84	6/1/2013	0	0

	41	42	43	44	45	46	47	48	49	50
	ARM Look-back Days	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate Period	Initial Interest Rate Cap (Change Up)	Initial Interest Rate Cap (Change Down)	Subsequent Interest Rate Reset Period	Subsequent Interest Rate Cap (Change Down)	Subsequent Interest Rate Cap (Change Up)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

	51	52	53	54	55	56	57	58	59	60
	Lifetime Maximum Rate (Ceiling)	Lifetime Minimum Rate (Floor)	Negative Amortization Limit	Initial Negative Amortization Recast Period	Subsequent Negative Amortization Recast Period	Initial Fixed Payment Period	Subsequent Payment Reset Period	Initial Periodic Payment Cap	Subsequent Periodic Payment Cap	Initial Minimum Payment Reset Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

	61	62	63	64	65	66	67	68	69	70
	Subsequent Minimum Payment Reset Period	Option ARM Indicator	Options at Recast	Initial Minimum Payment	Current Minimum Payment	Prepayment Penalty Calculation	Prepayment Penalty Type	Prepayment Penalty Total Term	Prepayment Penalty Hard Term	Primary Borrower ID
1								0		263
2								0		412
3								0		588
4								0		249
5								0		265
6								0		76
7								0		250
8								0		46
9								0		203
10								0		105
11								0		594
12								0		58
13								0		284
14								0		208
15								0		385
16								0		129
17								0		279
18								0		243
19								0		139
20								0		59
21								0		38
22								0		104
23								0		463
24								0		96
25								0		142
26								0		7
27								0		75
28								0		507
29								0		312
30								0		237
31								0		101
32								0		391
33								0		582
34								0		450
35								0		441

	71	72	73	74	75	76	77	78	79	80
	Number of Mortgaged Properties	Total Number of Borrowers	Self-employment Flag	Current ‘Other’ Monthly Payment	Length of Employment: Borrower	Length of Employment: Co- Borrower	Years in Home	FICO Model Used	Most Recent FICO Date	Primary Wage Earner Original FICO: Equifax
1	1		0		18	14	8	1
2	1		0		1		0	1
3	1		0		0.5	5	0	1
4	1		0		5.5		5.75	1
5	2		0		4.5		0	1
6	1		1		10		4	1
7	2		0		8		0	1
8	1		0		4	2	5.75	1
9	2		0		7		0	1
10	2		0		0.75	5	0	1
11	1		0		8	2.25	0.75	1
12	1		0		1.75		14	1
13	2		0		7		0	1
14	1		0		7		0	1
15	4		1		11		0	1
16	1		0		3		0	1
17	1		1		12		7	1
18	2		0		15		12	1
19	1		0		5	2	0	1
20	1		1		4		4	1
21	2		1		9.5		1.5	1
22	1		0		1	1.5	4	1
23	1		0		2.5		2.5	1
24	2		0		13	5	1.25	1
25	2		1		3		1.5	1
26	1		0		8.25		0	1
27	1		0		10		3	1
28	3		0		0	10	14	1
29	1		0		5		2	1
30	2		0		11		0	1
31	3		0		1.75	7	0.5	1
32	2		0		10		2	1
33	1		1		2	6	5	1
34	1		0		8		0.5	1
35	1		0		7.5		1.25	1

	81	82	83	84	85	86	87	88	89	90
	Primary Wage Earner Original FICO: Experian	Primary Wage Earner Original FICO: TransUnion	Secondary Wage Earner Original FICO: Equifax	Secondary Wage Earner Original FICO: Experian	Secondary Wage Earner Original FICO: TransUnion	Original Primary Borrower FICO	Most Recent Primary Borrower FICO	Most Recent Co- Borrower FICO	Most Recent FICO Method	VantageScore: Primary Borrower
1						796
2						817
3						766
4						794
5						807
6						733
7						793
8						779
9						787
10						784
11						770
12						808
13						797
14						761
15						799
16						776
17						776
18						793
19						753
20						791
21						780
22						795
23						806
24						762
25						729
26						786
27						773
28						760
29						774
30						786
31						739
32						750
33						772
34						795
35						773

	91	92	93	94	95	96	97	98	99	100
	VantageScore: Co- Borrower	Most Recent VantageScore Method	VantageScore Date	Credit Report: Longest Trade Line	Credit Report: Maximum Trade Line	Credit Report: Number of Trade Lines	Credit Line Usage Ratio	Most Recent 12- month Pay History	Months Bankruptcy	Months Foreclosure
1								000000000000
2								000000000000
3								000000000000
4								000000000000
5								000000000000
6								000000000000
7								000000000000
8								000000000000
9								000000000000
10								000000000000
11								000000000000
12								000000000000
13								000000000000
14								000000000000
15								000000000000
16								000000000000
17								000000000000
18								000000000000
19								000000000000
20								000000000000
21								000000000000
22								000000000000
23								000000000000
24								000000000000
25								000000000000
26								000000000000
27								000000000000
28								000000000000
29								000000000000
30								000000000000
31								000000000000
32								000000000000
33								000000000000
34								000000000000
35								000000000000

	101	102	103	104	105	106	107	108	109	110
	Primary Borrower Wage Income	Co-Borrower Wage Income	Primary Borrower Other Income	Co-Borrower Other Income	All Borrower Wage Income	All Borrower Total Income	4506-T Indicator	Borrower Income Verification Level	Co-Borrower Income Verification	Borrower Employment Verification
1	0	20208.33	0	0	20208.33	20208.33	1	5		3
2	9806.67		0		9806.67	9806.67	1	5		3
3	11250	4909.67	2065.89	0	16159.67	18225.56	1	5		3
4	21170		0		21170	21170	1	5		3
5	14446.08		7043.98		14446.08	21490.06	1	5		3
6	17265		0		17265	17265	1	5		3
7	15833.33		3064.68		15833.33	18898.01	1	5		3
8	6705.66	6332.54	0	0	13038.2	13038.2	1	5		3
9	129384.3		0		129384.3	129384.3	1	5		3
10	20833.34	9507.67	0	0	30341.01	30341.01	1	5		3
11	11321.76	9800	0	0	21121.76	21121.76	1	5		3
12	23883.77		0		23883.77	23883.77	1	5		3
13	18136.09		0		18136.09	18136.09	1	5		3
14	19583.33		0		19583.33	19583.33	1	5		3
15	268902.4	0	0	0	268902.4	268902.4	1	5		3
16	15000		3750		15000	18750	1	5		3
17	23200.41	0	0	0	23200.41	23200.41	1	5		3
18	8031.88	705	5174	1105.21	8736.88	15016.09	1	5		3
19	13333.32	4512.67	2214.18	0	17845.99	20060.17	1	5		3
20	28946.15	0	0	0	28946.15	28946.15	1	5		3
21	18767.21	0	0	0	18767.21	18767.21	1	5		3
22	15160.26	0	0	0	15160.26	15160.26	1	5		3
23	10416.67		18745.95		10416.67	29162.62	1	5		3
24	9793.6	12173.46	0	0	21967.06	21967.06	1	5		3
25	8965.17	0	0	0	8965.17	8965.17	1	5		3
26	21666.67		0		21666.67	21666.67	1	5		3
27	22500.01	0	0	0	22500.01	22500.01	1	5		3
28	9421.64	2734.38	0	0	12156.02	12156.02	1	5		3
29	15916.66		0		15916.66	15916.66	1	5		3
30	22916.66	0	0	0	22916.66	22916.66	1	5		3
31	11166.68	11053.82	0	0	22220.5	22220.5	1	5		3
32	29201.36		0		29201.36	29201.36	1	5		3
33	10874	12497.5	0	0	23371.5	23371.5	1	4		3
34	2081.16	1359	0	0	3440.16	3440.16	1	5		3
35	8791.66		3623.29		8791.66	12414.95	1	5		3

	111	112	113	114	115	116	117	118	119	120
	Co-Borrower Employment Verification	Borrower Asset Verification	Co-Borrower Asset Verification	Liquid / Cash Reserves	Monthly Debt All Borrowers	Originator DTI	Fully Indexed Rate	Qualification Method	Percentage of Down Payment from Borrower Own Funds	City
1		4		351464.9	5804.54	0.287235				DEERFIELD
2		4		240474	3406.99	0.347416			100	SEATTLE
3		4		77513.48	5764.27	0.316274			75.0126	AGOURA HILLS
4		4		416626	6867.04	0.324376				NORFOLK
5		4		554967	6028.59	0.280529			100	MONTEREY
6		4		89708.66	7552.56	0.437449				BROOKLYN
7		4		80555.71	7629.79	0.403735			100	GLENVIEW
8		4		72751.2	4379.41	0.335891				LAKE OSWEGO
9		4		1274176	8042.53	0.06216			100	ATLANTA
10		4		587598.1	5177.6	0.170647			100	WASHINGTON
11		4		63389.56	6508.33	0.308134				CUPERTINO
12		4		246486.2	7380.16	0.309003				GREENWICH
13		4		264353.2	6159.6	0.339632			100	BONITA SPRINGS
14		4		594381.9	6465.98	0.330178			100	ATLANTA
15		4		8886221	30528.49	0.11353			100	HILLSBOROUGH
16		4		111122	7483.59	0.399125			95.6262	SEATTLE
17		4		150863	4768.15	0.20552				ROCHESTER HILLS
18		4		261634.3	6682.42	0.445017				ORO VALLEY
19		4		190629.5	7926.52	0.395137			100	CHICGO
20		4		80928.75	8932.58	0.308593				HIGLAND PARK
21		4		110394.2	6919.32	0.368692				WINCHESTER
22		4		215863.3	4934.41	0.325483				NEEDHAM
23		4		520325.8	7052.13	0.241821				ATHERTON
24		4		168077.8	6211.6	0.282769				FREMONT
25		4		104756.6	1968.08	0.219525				Haverford
26		4		135041.9	5476.75	0.252773			100	MILTON
27		4		67626.85	8038.87	0.357283				MENLO PARK
28		4		121458.6	5284.55	0.434727				ORINDA
29		4		266193.7	5724.44	0.359651				BERKELEY
30		4		118162.7	8124.53	0.354525			100	SUPERIOR TWP
31		4		363069.8	8997.17	0.404904				CAMPBELL
32		4		242492.5	11872.95	0.406589				HOUSTON
33		4		59237.51	4608.72	0.197194				SARATOGA
34		4		127260.6	1263.49	0.367277				ENCINO
35		4		110527.8	4945.21	0.398327				MARIETTA

	121	122	123	124	125	126	127	128	129	130
	State	Postal Code	Property Type	Occupancy	Sales Price	Original Appraised Property Value	Original Property Valuation Type	Original Property Valuation Date	Original Automated Valuation Model (AVM) Model Name	Original AVM Confidence Score
1	IL	60015	1	1		875000	3	1/3/2013
2	WA	98133	1	1	750000	755000	3	3/14/2013
3	CA	91301	1	1	860000	860000	3	2/22/2013
4	MA	02056	1	1		1300000	3	2/15/2013
5	CA	93940	1	1	775000	790000	3	3/14/2013
6	NY	11209	1	1		1850000	3	2/24/2013
7	IL	60025	1	1	850000	850000	3	3/25/2013
8	OR	97034	1	1		1083000	3	3/21/2013
9	GA	30305	1	1	1295000	1297000	3	3/1/2013
10	DC	20015	1	1	910000	920000	3	3/5/2013
11	CA	95014	1	1		1350000	3	3/8/2013
12	CT	06830	1	1		1900000	3	3/7/2013
13	FL	34134	4	1	1100000	830000	3	3/1/2013
14	GA	30309	1	1	1717155	1700000	3	2/19/2013
15	CA	94010	1	1	3235000	3235000	3	2/25/2013
16	WA	98199	1	1	1495000	1495000	3	3/12/2013
17	MI	48306	1	1		875000	3	2/14/2013
18	AZ	85755	7	1		975000	3	3/6/2013
19	IL	60614	12	1	942000	950000	3	2/15/2013
20	TX	75205	1	1		1800000	3	1/24/2013
21	MA	01890	1	1		1000000	3	2/11/2013
22	MA	02492	1	1		1150000	3	1/16/2013
23	CA	94027	1	1		3550000	3	2/5/2013
24	CA	94539	1	1		1200000	3	2/3/2013
25	PA	19041	1	1		1200000	3	2/8/2013
26	MA	02186	1	1	1200000	1300000	3	2/12/2013
27	CA	94025	1	1		1570000	3	1/29/2013
28	CA	94563	1	1		1375000	3	2/21/2013
29	CA	94705	1	1		1300000	3	1/25/2013
30	MI	48198	7	1	1050000	1050000	3	1/21/2013
31	CA	95008	1	1		1300000	3	1/18/2013
32	TX	77024	7	1		1305000	3	2/2/2013
33	CA	95070	1	1		1900000	3	1/30/2013
34	CA	91436	1	1		1253000	3	1/21/2013
35	GA	30067	1	1		1300000	3	11/13/2012

	131	132	133	134	135	136	137	138	139	140
	Most Recent Property Value2	Most Recent Property Valuation Type	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Original CLTV	Original LTV	Original Pledged Assets	Mortgage Insurance Company Name	Mortgage Insurance Percent
1						0.7885	0.7885	0	0	0
2						0.8	0.8	0	0	0
3						0.8	0.8	0	0	0
4						0.65	0.65	0	0	0
5						0.8	0.8	0	0	0
6						0.5783	0.5783	0	0	0
7						0.75	0.75	0	0	0
8						0.4912	0.4912	0	0	0
9						0.75	0.75	0	0	0
10						0.8	0.8	0	0	0
11						0.7222	0.7222	0	0	0
12						0.5842	0.5842	0	0	0
13						0.7228	0.7228	0	0	0
14						0.5294	0.5294	0	0	0
15						0.3709	0.3709	0	0	0
16						0.75	0.75	0	0	0
17						0.7028	0.7028	0	0	0
18						0.7846	0.7846	0	0	0
19						0.75	0.75	0	0	0
20						0.6822	0.6822	0	0	0
21						0.73	0.73	0	0	0
22						0.6695	0.6695	0	0	0
23						0.198	0.198	0	0	0
24						0.5958	0.5958	0	0	0
25						0.6716	0.6716	0	0	0
26						0.6666	0.6666	0	0	0
27						0.6273	0.6273	0	0	0
28						0.5236	0.5236	0	0	0
29						0.633	0.633	0	0	0
30						0.75	0.75	0	0	0
31						0.6701	0.5769	0	0	0
32						0.6919	0.6919	0	0	0
33						0.4136	0.371	0	0	0
34						0.5985	0.5985	0	0	0
35						0.5638	0.5638	0	0	0

	141	142	143	144	145	146	147	148	149	150
	MI: Lender or Borrower Paid?	Pool Insurance Co. Name	Pool Insurance Stop Loss %	MI Certificate Number	Updated DTI (Front-end)	Updated DTI (Back-end)	Modification Effective Payment Date	Total Capitalized Amount	Total Deferred Amount	Pre-Modification Interest (Note) Rate
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

	151	152	153	154	155	156	157	158	159	160	161
	Pre-Modification P&I Payment	Pre-Modification Initial Interest Rate Change Downward Cap	Pre-Modification Subsequent Interest Rate Cap	Pre-Modification Next Interest Rate Change Date	Pre-Modification I/O Term	Forgiven Principal Amount	Forgiven Interest Amount	Number of Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry
1										18	19
2										10
3										2.5	5
4										12
5										11
6										10
7										8
8										23	20
9										7
10										5	5
11										9	6
12										38
13										15
14										18
15										11
16										3
17										12
18										50
19										5	2
20										16
21										15
22										17	7
23										17
24										13	13
25										8
26										8.25
27										10
28										0	10
29										17
30										16
31										10	10
32										25
33										20	21
34										37
35										8

	162	163	164	165	166	167	168	169	170	171	172
	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
1	0	5/1/2043	0	0	0	20208.33	0	0	Full	Two Years	Two Months
2	0	5/1/2043	9806.67	0	0	0	0	0	Full	Two Years	Two Months
3	0	5/1/2043	11250	0	2065.89	4909.67	0	0	Full	Two Years	Two Months
4	0	4/1/2043	21170	0	0	0	0	0	Full	Two Years	Two Months
5	0	4/1/2043	14446.08	7043.98	0	0	0	0	Full	Two Years	Two Months
6	0	4/1/2043	17265	0	0	0	0	0	Full	Two Years	Two Months
7	0	5/1/2043	15833.33	3064.68	0	0	0	0	Full	Two Years	Two Months
8	0	5/1/2043	6705.66	0	0	6332.54	0	0	Full	Two Years	Two Months
9	0	4/1/2043	129384.29	0	0	0	0	0	Full	Two Years	Two Months
10	0	4/1/2043	20833.34	0	0	9507.67	0	0	Full	Two Years	Two Months
11	0	4/1/2043	11321.76	0	0	9800	0	0	Full	Two Years	Two Months
12	0	5/1/2043	23883.77	0	0	0	0	0	Full	Two Years	Two Months
13	0	5/1/2043	18136.09	0	0	0	0	0	Full	Two Years	Two Months
14	0	5/1/2043	19583.33	0	0	0	0	0	Full	Two Years	Two Months
15	0	4/1/2043	268902.37	0	0	0	0	0	Full	Two Years	Two Months
16	0	5/1/2043	15000	0	3750	0	0	0	Full	Two Years	Two Months
17	0	4/1/2043	23200.41	0	0	0	0	0	Full	Two Years	Two Months
18	0	5/1/2043	8031.88	0	0	705	0	0	Full	Two Years	Two Months
19	0	4/1/2043	13333.32	2214.18	0	4512.67	0	0	Full	Two Years	Two Months
20	0	5/1/2043	28946.15	0	0	0	0	0	Full	Two Years	Two Months
21	0	5/1/2043	18767.21	0	0	0	0	0	Full	Two Years	Two Months
22	0	5/1/2043	15160.26	0	0	0	0	0	Full	Two Years	Two Months
23	0	4/1/2043	10416.67	0	18745.95	0	0	0	Full	Two Years	Two Months
24	0	5/1/2043	9793.6	0	0	12173.46	0	0	Full	Two Years	Two Months
25	0	4/1/2043	8965.17	0	0	0	0	0	Full	Two Years	Two Months
26	0	4/1/2043	21666.67	0	0	0	0	0	Full	Two Years	Two Months
27	0	4/1/2043	22500.01	0	0	0	0	0	Full	Two Years	Two Months
28	0	4/1/2043	9421.64	0	0	2734.38	0	0	Full	Two Years	Two Months
29	0	3/1/2043	15916.66	0	0	0	0	0	Full	Two Years	Two Months
30	0	4/1/2043	22916.66	0	0	0	0	0	Full	Two Years	Two Months
31	121158	4/1/2043	11166.68	0	0	11053.82	0	0	Full	Two Years	Two Months
32	0	4/1/2043	29201.36	0	0	0	0	0	Full	Two Years	Two Months
33	17275	4/1/2043	10874	0	0	12497.5	0	0	Full	Two Years	Two Months
34	0	5/1/2043	2081.16	0	0	1359	0	0	Full	Two Years	Two Months
35	0	4/1/2043	8791.66	3623.29	0	0	0	0	Full	Two Years	Two Months

ATTACHMENT 2

PURCHASE AGREEMENT

See Exhibit 10.10 to the Form 8-K filed by the Issuing Entity on June 12, 2013

EX-10.5 8 v347748_ex10-5.htm WJ BRADLEY ARW

EXHIBIT 10.5

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES AGREEMENT

This is an Assignment of Representations and Warranties Agreement (the “Agreement”) made as of the 13th day of June, 2013, among Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation (“Depositor”), Wilmington Trust, National Association, a national banking association, not in its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing Agreement dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), and WJ Bradley Mortgage Capital, LLC, a Delaware corporation (“WJ Bradley”).

In consideration of the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase and Sale Agreement dated as of July 1, 2012, between Assignor and WJ Bradley (the “Purchase Agreement”) as modified or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the Pooling and Servicing Agreement.

Assignment

1. Assignor hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and warranties made by WJ Bradley pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.

2. Depositor hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and warranties made by WJ Bradley pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.

3. WJ Bradley hereby acknowledges the foregoing assignments.

Representations and Warranties

4. Assignor warrants and represents to, and covenants with, Depositor, Assignee and WJ Bradley as of the date hereof that:

(c) There are no offsets, counterclaims or other defenses available to WJ Bradley with respect to the Purchase Agreement;

5. Depositor warrants and represents to, and covenants with, Assignor, Assignee and WJ Bradley that as of the date hereof:

(a) Depositor is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

6. Assignee warrants and represents to, and covenants with, Assignor, Depositor and WJ Bradley that as of the date hereof:

7. WJ Bradley warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:

(b) WJ Bradley is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite power and authority to perform its obligations under the Purchase Agreement;

(c) WJ Bradley has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course of WJ Bradley’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of WJ Bradley’s charter or by-laws or any legal restriction, or any material agreement or instrument to which WJ Bradley is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which WJ Bradley or its property is subject. The execution, delivery and performance by WJ Bradley of this Agreement and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of WJ Bradley. This Agreement has been duly executed and delivered by WJ Bradley and, upon the due authorization, execution and delivery by Assignor, Assignee and the Depositor, will constitute the valid and legally binding obligation of WJ Bradley enforceable against WJ Bradley in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; and

(d) No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by WJ Bradley in connection with the execution, delivery or performance by WJ Bradley of this Agreement, or the consummation by it of the transactions contemplated hereby.

Restated WJ Bradley Representations and Warranties

8. Pursuant to Section 32(d) of the Purchase Agreement, WJ Bradley hereby restates to Depositor and Assignee, as if fully set forth herein, as of the related Closing Date, the representations and warranties set forth in Subsection 7.01 of the Purchase Agreement, and, as of the date hereof, the representations and warranties set forth in Subsection 7.02 of the Purchase Agreement.

In the event of a breach of any representations and warranties referred to in the immediately preceding paragraph as of the related Closing Date or the date hereof, as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation, the right to compel WJ Bradley to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the provisions of Section 10.

Recognition of Assignee

9. From and after the date hereof, subject to Section 10 below, WJ Bradley shall recognize Assignee as owner of the Mortgage Loans and will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby or as may be amended from time to time, as if Assignee and WJ Bradley had entered into a separate purchase agreement for the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended by this Agreement.

Enforcement of Rights

10. (a) Controlling Holder Rights. WJ Bradley agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor, in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights as Purchaser under the following section of the Purchase Agreement:

Purchase Agreement:

Section or Subsection

Matter

7.03, other than 7.03(c)

Repurchase and Substitution

Amendments to Purchase Agreement

11. The parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:

(a) Definitions.

(i) The definitions of “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall be deleted and replaced in their entirety as follows:

Business Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland, Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Maryland, Minnesota, Missouri or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange or the Federal Reserve Bank of New York is closed.

Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.

(b) The following sentence shall be added as the new third sentence of Subsection 7.03(a):

Each determination as to whether there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.

(c) The rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase Agreement as amended by this Agreement.

Miscellaneous

	(a)	In the case of WJ Bradley,

		WJ Bradley Mortgage Capital LLC
		6465 Greenwood Plaza Blvd Suite 500
		Centennial, CO 80111
		Attention: Karin Good
		Phone: (720) 250-9836

		with a copy to

		General Counsel at the same address

	(b)	In the case of Assignee,

		Wilmington Trust, National Association
		1100 North Market Street
		Rodney Square North
		Wilmington, DE 19890
		Attention: Dorri Costello

	(c)	In the case of Depositor,

		Sequoia Residential Funding, Inc.
		One Belvedere Place, Suite 360
		Mill Valley, California 94941
		Attention: William Moliski

		with a copy to

		General Counsel at the same address

	(d)	In the case of Assignor,

		Redwood Residential Acquisition Corporation
		One Belvedere Place, Suite 360
		Mill Valley, California 94941
		Attention: William Moliski

		with a copy to

		General Counsel at the same address

	(e)	In the case of Master Servicer,

		CitiMortgage, Inc.
		4050 Regent Blvd.
		Irving, TX 75063
		Attention: CTS- Sequoia Mortgage Trust 2013-8

		with a copy to

		CitiMortgage, Inc.
		The Office of General Counsel
		1000 Technology Drive
		O’ Fallon, MO 63368

	(f)	In the case of the initial Controlling Holder,

		Sequoia Mortgage Funding Corporation
		One Belvedere Place, Suite 360
		Mill Valley, California 94941
		Attention: William Moliski

		with a copy to

		General Counsel at the same address

15. This Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor, Assignee or WJ Bradley may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Depositor, Assignee or WJ Bradley, respectively, hereunder.

16. This Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by WJ Bradley pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and the termination of the Purchase Agreement.

18. The Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. WJ Bradley hereby consents to such exercise and enforcement.

20. Master Servicer. WJ Bradley hereby acknowledges that the Assignee has appointed CitiMortgage, Inc. to act as master servicer under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions, authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including, without limitation, the right to enforce the obligations of WJ Bradley hereunder and under the Purchase Agreement and the right to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.

WJ Bradley shall make all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately available funds:

Citibank, N.A.
Bank City/State:	Glendale, CA
ABA Number:	321-171-184
Account Name:	CMI MSD Clearing
Account Number:	#070-4913896

21. WJ Bradley acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section 10 of the Purchase Agreement, WJ Bradley shall pay shipping expenses for any Mortgage Loan Documents if there has been a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.

22. Rule 17g-5 Compliance. WJ Bradley hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail at ratingagency@citi.com, with a subject reference of “SEMT 2013-8” and an identification of the type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5 Information Provider (the “Rule 17g-5 Information Provider”) shall notify WJ Bradley in writing of any change in the identity or contact information of the Rule 17g-5 Information Provider. WJ Bradley shall have no liability for (i) the Rule 17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions in this Section 22 prohibit or restrict oral or written communications, or providing information, between WJ Bradley, on the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review of the ratings it assigns to WJ Bradley or (ii) such Rating Agency’s or NRSRO’s evaluation of WJ Bradley’s operations in general; provided, however, that WJ Bradley shall not provide any information relating to the Mortgage Loans to such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement the day and year first above written.

	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	Assignor
	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

	SEQUOIA RESIDENTIAL FUNDING, INC.
	Depositor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

	Wilmington Trust, National Association,
	not in its individual capacity but solely as Trustee,
	Assignee
	By:	/s/ Dorri Costello
	Name:	Dorri Costello
	Title:	Assistant Vice President

	WJ BRADLEY MORTGAGE CAPITAL LLC

	By:	/s/ Roy W. Browning, III
	Name:	Roy W. Browning, III
	Title:	CFO

Accepted and agreed to by:

CITIMORTGAGE, INC.
Master Servicer

By:	/s/ Tommy R. Harris
Name:	Tommy R. Harris
Title:	Sr. Vice President

Signature Page – Assignment of Representations and Warranties – WJ Bradley (SEMT 2013-8)

ATTACHMENT 1

MORTGAGE LOAN SCHEDULE

	1	2	3	4	5	6	7	8	9	10
	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator
1	Cenlar	0.0025			WJ Bradley		10000012337	1	1	0
2	Cenlar	0.0025			WJ Bradley		10000011984	1	1	0
3	Cenlar	0.0025			WJ Bradley		10000011928	1	1	0
4	Cenlar	0.0025			WJ Bradley		10000011833	1	1	0
5	Cenlar	0.0025			WJ Bradley		10000011753	1	1	0
6	Cenlar	0.0025			WJ Bradley		10000011744	1	1	0
7	Cenlar	0.0025			WJ Bradley		10000011671	1	1	0
8	Cenlar	0.0025			WJ Bradley		10000011669	1	1	0
9	Cenlar	0.0025			WJ Bradley		10000011631	1	1	0
10	Cenlar	0.0025			WJ Bradley		10000011399	1	1	0
11	Cenlar	0.0025			WJ Bradley		10000011395	1	1	0
12	Cenlar	0.0025			WJ Bradley		10000011260	1	1	0
13	Cenlar	0.0025			WJ Bradley		10000011257	1	1	0
14	Cenlar	0.0025			WJ Bradley		10000011232	1	1	0
15	Cenlar	0.0025			WJ Bradley		10000011161	1	1	0
16	Cenlar	0.0025			WJ Bradley		10000011131	1	1	0
17	Cenlar	0.0025			WJ Bradley		10000011129	1	1	0
18	Cenlar	0.0025			WJ Bradley		10000011109	1	1	0
19	Cenlar	0.0025			WJ Bradley		10000011083	1	1	0
20	Cenlar	0.0025			WJ Bradley		10000011067	1	1	0
21	Cenlar	0.0025			WJ Bradley		10000010888	1	1	0
22	Cenlar	0.0025			WJ Bradley		10000010886	1	1	0
23	Cenlar	0.0025			WJ Bradley		10000010585	1	1	0
24	Cenlar	0.0025			WJ Bradley		10000010523	1	1	0
25	Cenlar	0.0025			WJ Bradley		10000010518	1	1	0
26	Cenlar	0.0025			WJ Bradley		10000010516	1	1	0
27	Cenlar	0.0025			WJ Bradley		10000010450	1	1	0
28	Cenlar	0.0025			WJ Bradley		10000010288	1	1	0
29	Cenlar	0.0025			WJ Bradley		10000010239	1	1	0
30	Cenlar	0.0025			WJ Bradley		10000010157	1	1	0
31	Cenlar	0.0025			WJ Bradley		10000010046	1	1	0
32	Cenlar	0.0025			WJ Bradley		10000010026	1	1	0
33	Cenlar	0.0025			WJ Bradley		10000009734	1	1	0
34	Cenlar	0.0025			WJ Bradley		10000009371	1	1	0
35	Cenlar	0.0025			WJ Bradley		10000009088	1	1	0
36	Cenlar	0.0025			WJ Bradley		10000008107	1	1	0
37	Cenlar	0.0025			WJ Bradley		10000007936	1	1	0

	11	12	13	14	15	16	17	18	19	20
	Loan Purpose	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan Amount(s)	Loan Type of Most Senior Lien
1	9						1	0	0
2	9						1	4	0
3	7						1	4	0
4	9						1	4	0
5	7						1	0	0
6	9						1	4	0
7	7						1	0	0
8	9						1	0	0
9	7						1	4	0
10	7						1	0	0
11	9						1	0	0
12	9						1	4	0
13	6						1	0	0
14	9						1	0	0
15	7						1	0	0
16	7						1	4	0
17	9						1	0	0
18	7						1	4	0
19	7						1	4	0
20	6						1	0	0
21	7						1	4	0
22	7						1	4	0
23	9						1	0	0
24	9						1	0	0
25	9						1	0	0
26	9						1	0	0
27	9						1	4	0
28	9						1	0	0
29	9						1	4	0
30	9						1	0	0
31	7						1	0	0
32	9						1	4	0
33	3						1	0	0
34	9						1	0	0
35	9						1	0	0
36	9						1	4	0
37	9						1	0	0

	21	22	23	24	25	26	27	28	29	30
	Hybrid Period of Most Senior Lien (in months)	Neg Am Limit of Most Senior Lien	Junior Mortgage Balance	Origination Date of Most Senior Lien	Origination Date	Original Loan Amount	Original Interest Rate	Original Amortization Term	Original Term to Maturity	First Payment Date of Loan
1			0		4/16/2013	703800	0.03875	360	360	6/1/2013
2			0		4/9/2013	697000	0.04	360	360	6/1/2013
3			0		4/10/2013	708000	0.04	360	360	6/1/2013
4			150000		4/12/2013	654000	0.03875	360	360	6/1/2013
5			0		4/15/2013	792000	0.03875	360	360	6/1/2013
6			0		4/8/2013	1050000	0.03875	360	360	6/1/2013
7			0		4/12/2013	850000	0.03875	360	360	6/1/2013
8			0		4/9/2013	922000	0.04	360	360	6/1/2013
9			0		4/3/2013	688000	0.04	360	360	6/1/2013
10			0		4/10/2013	792000	0.04	360	360	6/1/2013
11			0		4/10/2013	739000	0.03875	360	360	6/1/2013
12			0		4/2/2013	881000	0.04125	360	360	6/1/2013
13			0		3/29/2013	860000	0.0375	360	360	5/1/2013
14			0		4/10/2013	697100	0.03875	360	360	6/1/2013
15			0		4/9/2013	676000	0.04375	360	360	6/1/2013
16			0		4/12/2013	720000	0.0375	360	360	6/1/2013
17			0		4/8/2013	700500	0.04125	360	360	6/1/2013
18			0		4/11/2013	997500	0.04	360	360	6/1/2013
19			0		4/15/2013	620000	0.04	360	360	6/1/2013
20			0		4/11/2013	1088625	0.0425	360	360	6/1/2013
21			0		3/25/2013	948000	0.0375	360	360	5/1/2013
22			0		4/11/2013	672000	0.03875	360	360	6/1/2013
23			0		3/25/2013	712100	0.03875	360	360	5/1/2013
24			0		4/2/2013	610000	0.03875	360	360	6/1/2013
25			0		4/3/2013	689500	0.04	360	360	6/1/2013
26			0		4/1/2013	681000	0.0375	360	360	6/1/2013
27			0		4/3/2013	775000	0.0375	360	360	6/1/2013
28			0		4/16/2013	998200	0.03875	360	360	6/1/2013
29			0		3/27/2013	673500	0.0375	360	360	5/1/2013
30			0		3/22/2013	510000	0.03625	360	360	5/1/2013
31			0		4/10/2013	720000	0.0375	360	360	6/1/2013
32			0		4/15/2013	621600	0.03875	360	360	6/1/2013
33			0		4/3/2013	590000	0.03875	360	360	6/1/2013
34			0		4/2/2013	672600	0.03875	360	360	6/1/2013
35			0		3/29/2013	1000000	0.03875	360	360	5/1/2013
36			0		4/10/2013	714000	0.035	360	360	6/1/2013
37			0		4/5/2013	715700	0.0375	360	360	6/1/2013

	31	32	33	34	35	36	37	38	39	40
	Interest Type Indicator	Original Interest Only Term	Buy Down Period	HELOC Draw Period	Current Loan Amount	Current Interest Rate	Current Payment Amount Due	Interest Paid Through Date	Current Payment Status	Index Type
1	1	0	0		702763.2	0.03875	3309.53	6/1/2013	0	0
2	1	0	0		695995.8	0.04	3327.58	6/1/2013	0	0
3	1	0	0		706979.9	0.04	3380.1	6/1/2013	0	0
4	1	0	0		653036.5	0.03875	3075.35	6/1/2013	0	0
5	1	0	0		790833.2	0.03875	3724.28	6/1/2013	0	0
6	1	0	0		1048453	0.03875	4937.49	6/1/2013	0	0
7	1	0	0		848747.8	0.03875	3997.02	6/1/2013	0	0
8	1	0	0		920671.6	0.04	4401.77	6/1/2013	0	0
9	1	0	0		687008.7	0.04	3284.62	6/1/2013	0	0
10	1	0	0		790858.9	0.04	3781.13	6/1/2013	0	0
11	1	0	0		737911.3	0.03875	3475.05	6/1/2013	0	0
12	1	0	0		879758.7	0.04125	4269.76	6/1/2013	0	0
13	1	0	0		857405.4	0.0375	3982.79	6/1/2013	0	0
14	1	0	0		696073	0.03875	3278.02	6/1/2013	0	0
15	1	0	0		675089.4	0.04375	3375.17	6/1/2013	0	0
16	1	0	0		718915.6	0.0375	3334.43	6/1/2013	0	0
17	1	0	0		699513	0.04125	3394.97	6/1/2013	0	0
18	1	0	0		996062.8	0.04	4762.22	6/1/2013	0	0
19	1	0	0		619039.3	0.04	2959.97	6/1/2013	0	0
20	1	0	0		1087125	0.0425	5355.38	6/1/2013	0	0
21	1	0	0		945139.9	0.0375	4390.34	6/1/2013	0	0
22	1	0	0		671010	0.03875	3159.99	6/1/2013	0	0
23	1	0	0		709998.5	0.03875	3348.56	6/1/2013	0	0
24	1	0	0		609101.3	0.03875	2868.45	6/1/2013	0	0
25	1	0	0		688506.6	0.04	3291.78	6/1/2013	0	0
26	1	0	0		679974.3	0.0375	3153.82	6/1/2013	0	0
27	1	0	0		773832.7	0.0375	3589.15	6/1/2013	0	0
28	1	0	0		996729.4	0.03875	4693.91	6/1/2013	0	0
29	1	0	0		671468.1	0.0375	3119.08	6/1/2013	0	0
30	1	0	0		508427.2	0.03625	2325.86	6/1/2013	0	0
31	1	0	0		718915.6	0.0375	3334.43	6/1/2013	0	0
32	1	0	0		620684.3	0.03875	2922.99	6/1/2013	0	0
33	1	0	0		589130.8	0.03875	2774.4	6/1/2013	0	0
34	1	0	0		671609.1	0.03875	3162.81	6/1/2013	0	0
35	1	0	0		997048.8	0.03875	4702.37	6/1/2013	0	0
36	1	0	0		712876.3	0.035	3206.18	6/1/2013	0	0
37	1	0	0		714622	0.0375	3314.52	6/1/2013	0	0

	41	42	43	44	45	46	47	48	49	50
	ARM Look-back Days	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate Period	Initial Interest Rate Cap (Change Up)	Initial Interest Rate Cap (Change Down)	Subsequent Interest Rate Reset Period	Subsequent Interest Rate Cap (Change Down)	Subsequent Interest Rate Cap (Change Up)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

	51	52	53	54	55	56	57	58	59	60
	Lifetime Maximum Rate (Ceiling)	Lifetime Minimum Rate (Floor)	Negative Amortization Limit	Initial Negative Amortization Recast Period	Subsequent Negative Amortization Recast Period	Initial Fixed Payment Period	Subsequent Payment Reset Period	Initial Periodic Payment Cap	Subsequent Periodic Payment Cap	Initial Minimum Payment Reset Period
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

	61	62	63	64	65	66	67	68	69	70
	Subsequent Minimum Payment Reset Period	Option ARM Indicator	Options at Recast	Initial Minimum Payment	Current Minimum Payment	Prepayment Penalty Calculation	Prepayment Penalty Type	Prepayment Penalty Total Term	Prepayment Penalty Hard Term	Primary Borrower ID
1								0		383
2								0		524
3								0		78
4								0		465
5								0		102
6								0		400
7								0		460
8								0		578
9								0		598
10								0		15
11								0		374
12								0		518
13								0		565
14								0		533
15								0		587
16								0		83
17								0		486
18								0		331
19								0		155
20								0		479
21								0		292
22								0		605
23								0		536
24								0		550
25								0		424
26								0		379
27								0		268
28								0		468
29								0		535
30								0		420
31								0		378
32								0		545
33								0		462
34								0		540
35								0		546
36								0		398
37								0		473

	71	72	73	74	75	76	77	78	79	80
	Number of Mortgaged Properties	Total Number of Borrowers	Self-employment Flag	Current ‘Other’ Monthly Payment	Length of Employment: Borrower	Length of Employment: Co- Borrower	Years in Home	FICO Model Used	Most Recent FICO Date	Primary Wage Earner Original FICO: Equifax
1	1		0		21	0.5	10	1
2	1		1		6.25		10	1
3	2		1		13		0	1
4	1		0		3.25	13.5	11.75	1
5	1		0		6	6	0	1
6	1		0		3	4.75	1.5	1
7	2		1		26		0	1
8	2		1		20		11	1
9	1		1		3.75	9.75	0	1
10	1		0		0		0	1
11	1		0		0	0	1	1
12	2		0		8		1.75	1
13	1		0		3.25	5	0	1
14	1		0		7.75		19	1
15	2		0		2.25	2.25	0	1
16	2		0		10		0	1
17	1		0		12		9	1
18	2		1		13.25		0	1
19	2		0		0	0.5	0	1
20	1		0		8.25	6.25	0	1
21	2		0		0		0	1
22	2		0		8	1.25	0	1
23	1		0		6	6	1.5	1
24	3		0		19		1.833333333	1
25	2		0		11.5		1.916666667	1
26	3		0		0	23	19	1
27	4		1		12		20	1
28	2		1		36		10	1
29	2		1		18	18	21	1
30	1		0		15		11	1
31	3		0		0.75	4	0	1
32	2		0		18.75		2	1
33	1		0		1	18	14	1
34	1		1		21		1.5	1
35	1		0		0		10.5	1
36	1		0		8.5		6	1
37	1		1		20.25		2	1

	81	82	83	84	85	86	87	88	89	90
	Primary Wage Earner Original FICO: Experian	Primary Wage Earner Original FICO: TransUnion	Secondary Wage Earner Original FICO: Equifax	Secondary Wage Earner Original FICO: Experian	Secondary Wage Earner Original FICO: TransUnion	Original Primary Borrower FICO	Most Recent Primary Borrower FICO	Most Recent Co- Borrower FICO	Most Recent FICO Method	VantageScore: Primary Borrower
1						775
2						778
3						735
4						774
5						786
6						776
7						730
8						721
9						765
10						778
11						800
12						777
13						785
14						789
15						713
16						734
17						708
18						732
19						788
20						715
21						793
22						723
23						741
24						722
25						724
26						793
27						789
28						747
29						809
30						807
31						751
32						801
33						812
34						814
35						756
36						787
37						777

	91	92	93	94	95	96	97	98	99	100
	VantageScore: Co- Borrower	Most Recent VantageScore Method	VantageScore Date	Credit Report: Longest Trade Line	Credit Report: Maximum Trade Line	Credit Report: Number of Trade Lines	Credit Line Usage Ratio	Most Recent 12- month Pay History	Months Bankruptcy	Months Foreclosure
1								000000000000
2								000000000000
3								000000000000
4								000000000000
5								000000000000
6								000000000000
7								000000000000
8								000000000000
9								000000000000
10								000000000000
11								000000000000
12								000000000000
13								000000000000
14								000000000000
15								000000000000
16								000000000000
17								000000000000
18								000000000000
19								000000000000
20								000000000000
21								000000000000
22								000000000000
23								000000000000
24								000000000000
25								000000000000
26								000000000000
27								000000000000
28								000000000000
29								000000000000
30								000000000000
31								000000000000
32								000000000000
33								000000000000
34								000000000000
35								000000000000
36								000000000000
37								000000000000

	101	102	103	104	105	106	107	108	109	110
	Primary Borrower Wage Income	Co-Borrower Wage Income	Primary Borrower Other Income	Co-Borrower Other Income	All Borrower Wage Income	All Borrower Total Income	4506-T Indicator	Borrower Income Verification Level	Co-Borrower Income Verification	Borrower Employment Verification
1	12187.52	5042.92	0	0	17230.44	17230.44	1	5		3
2	28329.87		0		28329.87	28329.87	1	5		3
3	11651.33	0	2799.56	0	11651.33	14450.89	1	4		3
4	4295	8205.5	0	0	12500.5	12500.5	1	5		3
5	6666.66	10601.07	0	0	17267.73	17267.73	1	5		3
6	5871.5	17201.6	0	0	23073.1	23073.1	1	5		3
7	14289.38	0	0	0	14289.38	14289.38	1	4		3
8	37924.2	0	0	0	37924.2	37924.2	1	5		3
9	15375.98	893.73	0	625.07	16269.71	16894.78	1	5		3
10	20500	0	0	0	20500	20500	1	5		3
11	10833.76	0	1336	0	10833.76	12169.76	1	5		3
12	14673	0	3708.33	0	14673	18381.33	1	5		3
13	10109.88	10000	0	0	20109.88	20109.88	1	5		3
14	15414.75		0		15414.75	15414.75	1	5		3
15	9350	13333.33	0	0	22683.33	22683.33	1	5		3
16	16666.69		27781.25		16666.69	44447.94	1	5		3
17	12070		7153.88		12070	19223.88	1	5		3
18	79242.58	0	0	0	79242.58	79242.58	1	5		3
19	8333	4909.67	0	0	13242.67	13242.67	1	5		3
20	18125	14768.4	4759.83	562.5	32893.4	38215.73	1	5		3
21	17916.69	0	0	0	17916.69	17916.69	1	5		3
22	11250	12500	4397.41	0	23750	28147.41	1	5		3
23	7286.93	8380.66	0	0	15667.59	15667.59	1	5		3
24	3530	0	23639.43	0	3530	27169.43	1	5		3
25	14340.67		4674.6		14340.67	19015.27	1	5		3
26	7091	6761.73	0	0	13852.73	13852.73	1	5		3
27	10788.33	0	0	0	10788.33	10788.33	1	5		3
28	21505.23		2554.8		21505.23	24060.03	1	5		3
29	10383.5	10510.16	0	0	20893.66	20893.66	1	5		3
30	13285.96		0		13285.96	13285.96	1	5		3
31	13110.31	0	5000	0	13110.31	18110.31	1	5		3
32	22078.17		0		22078.17	22078.17	1	5		3
33	12500	3813	0	0	16313	16313	1	5		3
34	15431.5		0		15431.5	15431.5	1	5		3
35	24436.41	0	0	0	24436.41	24436.41	1	5		3
36	13663.58		0		13663.58	13663.58	1	5		3
37	15084.99		5741.66		15084.99	20826.65	1	5		3

	111	112	113	114	115	116	117	118	119	120
	Co-Borrower Employment Verification	Borrower Asset Verification	Co-Borrower Asset Verification	Liquid / Cash Reserves	Monthly Debt All Borrowers	Originator DTI	Fully Indexed Rate	Qualification Method	Percentage of Down Payment from Borrower Own Funds	City
1		4		224704.65	4601.58	0.267061				REDONDO BEACH
2		4		117933.25	6106.59	0.215553				TRABUCO CANYON
3		4		226210.79	5532.75	0.382866			100	SAN DIEGO
4		4		75996.11	4873.38	0.389855				TRUCKEE
5		4		346768.06	6266.06	0.362877			100	SAN JOSE
6		4		358459.01	7608.15	0.329741				ENCINITAS
7		4		785246.73	5465.64	0.382497			100	NEWPORT BEACH
8		4		53824.36	10969.42	0.289246				DANVILLE
9		4		34371.32	5116.7	0.302857			100	SANTA ANA
10		4		36166.53	5184.76	0.252915			100	SAN JOSE
11		4		1076005.13	5172.11	0.424997				CARLSBAD
12		4		178434.05	7705.47	0.419201				CAMPBELL
13		4		166941.91	5327.65	0.264927			100	SAN CARLOS
14		4		70239.09	4398.32	0.285332				DANVILLE
15		4		205925.44	7377.8	0.325252			51.9242	MORGAN HILL
16		4		102894.7	9254.37	0.208207			47.1865	DENVER
17		4		55858.16	4926.66	0.256278				DANVILLE
18		4		725545.49	13677.9	0.172608			100	EAGLE
19		4		157177.51	3942.1	0.297682			100	DENVER
20		4		190241.84	10479.33	0.274215			100	COTO DE CAZA
21		4		73839.81	6494.14	0.362463			100	WALNUT CREEK
22		4		196354.64	7385.68	0.262393			100	LA GRANGE
23		4		38380.4	5546.11	0.353986				PLEASANTON
24		4		584626	11590.72	0.426609				ENCINITAS
25		4		220838.29	5711.56	0.300367				LA JOLLA
26		4		166874.11	3813.77	0.275308				CORONADO
27		4		165848.09	3188.13	0.295517				CORONADO
28		4		730871.77	8225.62	0.341879				NEWPORT BEACH
29		4		1909706.32	7387.02	0.353553				SAN DIEGO
30		4		267001.74	3567.75	0.268535				SAN JOSE
31		4		316837.05	6813.97	0.376248			100	HERMOSA BEACH
32		4		56764.31	4558.19	0.206457				DENVER
33		4		673709.42	3567.36	0.218682				SUNNYVALE
34		4		944109.88	4564.96	0.295821				CARLSBAD
35		4		1797657.98	10666.25	0.43649				HUNTINGTON BEACH
36		4		74887.51	4516.51	0.330551				PARK CITY
37		4		27744.77	5503.42	0.264249				LAGUNA BEACH

	121	122	123	124	125	126	127	128	129	130
	State	Postal Code	Property Type	Occupancy	Sales Price	Original Appraised Property Value	Original Property Valuation Type	Original Property Valuation Date	Original Automated Valuation Model (AVM) Model Name	Original AVM Confidence Score
1	CA	90277	1	1		1330000	3	4/6/2013
2	CA	92679	7	1		965000	3	3/19/2013
3	CA	92131	7	1	885000	890000	3	3/19/2013
4	CA	96161	7	1		1010000	3	2/26/2013
5	CA	95120	1	1	990000	990000	3	3/29/2013
6	CA	92024	7	1		1535000	3	3/19/2013
7	CA	92660	1	1	1455000	1221000	98	3/21/2013
8	CA	94526	1	1		1204000	3	3/18/2013
9	CA	92705	1	1	860000	860000	3	3/23/2013
10	CA	95120	7	1	990000	995000	3	3/20/2013
11	CA	92009	7	1		1265000	3	3/20/2013
12	CA	95008	1	1		1125000	3	2/21/2013
13	CA	94070	1	1	1075000	1075000	3	3/19/2013
14	CA	94506	7	1		1366000	3	3/18/2013
15	CA	95037	1	1	880000	880000	3	3/23/2013
16	CO	80218	7	1	900000	925000	3	3/16/2013
17	CA	94506	7	1		1300000	3	3/27/2013
18	CO	81631	7	2	1330000	1330000	3	3/11/2013
19	CO	80206	12	1	775000	775000	3	3/25/2013
20	CA	92679	7	1	1451500	1452000	3	3/7/2013
21	CA	94598	7	1	1185000	1185000	3	3/12/2013
22	IL	60525	1	1	840000	840000	3	3/2/2013
23	CA	94588	7	1		1100000	3	3/12/2013
24	CA	92024	3	2		1000000	3	2/15/2013
25	CA	92037	1	2		1350000	3	3/6/2013
26	CA	92118	1	1		3100000	3	3/11/2013
27	CA	92118	1	1		1550000	3	3/6/2013
28	CA	92663	1	1		1925000	3	3/7/2013
29	CA	92103	1	1		1400000	3	3/7/2013
30	CA	95125	1	1		939000	3	3/5/2013
31	CA	90254	1	1	1260000	1410000	3	2/28/2013
32	CO	80218	1	1		777000	3	3/25/2013
33	CA	94087	1	1		1015000	3	3/1/2013
34	CA	92011	7	1		925000	3	2/15/2013
35	CA	92649	7	1		2525000	3	2/1/2013
36	UT	84098	7	1		1235000	3	3/22/2013
37	CA	92651	1	1		2300000	98	2/1/2013

	131	132	133	134	135	136	137	138	139	140
	Most Recent Property Value2	Most Recent Property Valuation Type	Most Recent Property Valuation Date	Most Recent AVM Model Name	Most Recent AVM Confidence Score	Original CLTV	Original LTV	Original Pledged Assets	Mortgage Insurance Company Name	Mortgage Insurance Percent
1						0.5291	0.5291	0	0	0
2						0.7222	0.7222	0	0	0
3						0.8	0.8	0	0	0
4						0.796	0.6475	0	0	0
5						0.8	0.8	0	0	0
6						0.684	0.684	0	0	0
7						0.6961	0.6961	0	0	0
8						0.7657	0.7657	0	0	0
9						0.8	0.8	0	0	0
10						0.8	0.8	0	0	0
11						0.5841	0.5841	0	0	0
12						0.7831	0.7831	0	0	0
13						0.8	0.8	0	0	0
14						0.5103	0.5103	0	0	0
15						0.7681	0.7681	0	0	0
16						0.8	0.8	0	0	0
17						0.5388	0.5388	0	0	0
18						0.75	0.75	0	0	0
19						0.8	0.8	0	0	0
20						0.75	0.75	0	0	0
21						0.8	0.8	0	0	0
22						0.8	0.8	0	0	0
23						0.6473	0.6473	0	0	0
24						0.61	0.61	0	0	0
25						0.5107	0.5107	0	0	0
26						0.2196	0.2196	0	0	0
27						0.5	0.5	0	0	0
28						0.5185	0.5185	0	0	0
29						0.481	0.481	0	0	0
30						0.5431	0.5431	0	0	0
31						0.5714	0.5714	0	0	0
32						0.8	0.8	0	0	0
33						0.5812	0.5812	0	0	0
34						0.7271	0.7271	0	0	0
35						0.396	0.396	0	0	0
36						0.5781	0.5781	0	0	0
37						0.3111	0.3111	0	0	0

	141	142	143	144	145	146	147	148	149	150
	MI: Lender or Borrower Paid?	Pool Insurance Co. Name	Pool Insurance Stop Loss %	MI Certificate Number	Updated DTI (Front-end)	Updated DTI (Back-end)	Modification Effective Payment Date	Total Capitalized Amount	Total Deferred Amount	Pre-Modification Interest (Note) Rate
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

	151	152	153	154	155	156	157	158	159	160	161
	Pre-Modification P&I Payment	Pre-Modification Initial Interest Rate Change Downward Cap	Pre-Modification Subsequent Interest Rate Cap	Pre-Modification Next Interest Rate Change Date	Pre-Modification I/O Term	Forgiven Principal Amount	Forgiven Interest Amount	Number of Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry
1										21	11
2										30
3										15
4										23	18
5										6	6
6										17	23
7										36
8										23
9										5	10
10										15
11										21	0
12										15
13										5	8
14										27
15										2.25	2.25
16										10
17										17
18										18.25
19										10	5
20										14	13
21										20
22										8	2
23										6	6
24										19
25										24
26										0	23
27										20
28										36
29										18	18
30										15
31										26	4
32										19
33										25	18
34										21
35										18
36										30
37										20.25

	162	163	164	165	166	167	168	169	170	171	172
	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
1	0	5/1/2043	12187.52	0	0	5042.92	0	0	Full	Two Years	Two Months
2	0	5/1/2043	28329.87	0	0	0	0	0	Full	Two Years	Two Months
3	0	5/1/2043	11651.33	0	0	0	0	0	Full	Two Years	Two Months
4	33000	5/1/2043	4295	0	0	8205.5	0	0	Full	Two Years	Two Months
5	0	5/1/2043	6666.66	0	0	10601.07	0	0	Full	Two Years	Two Months
6	0	5/1/2043	5871.5	0	0	17201.6	0	0	Full	Two Years	Two Months
7	0	5/1/2043	14289.38	0	0	0	0	0	Full	Two Years	Two Months
8	0	5/1/2043	37924.2	0	0	0	0	0	Full	Two Years	Two Months
9	0	5/1/2043	15375.98	0	0	893.73	0	0	Full	Two Years	Two Months
10	0	5/1/2043	20500	0	0	0	0	0	Full	Two Years	Two Months
11	0	5/1/2043	10833.76	0	0	0	0	0	Full	Two Years	Two Months
12	0	5/1/2043	14673	3708.33	0	0	0	0	Full	Two Years	Two Months
13	0	4/1/2043	10109.88	0	0	10000	0	0	Full	Two Years	Two Months
14	0	5/1/2043	15414.75	0	0	0	0	0	Full	Two Years	Two Months
15	0	5/1/2043	9350	0	0	13333.33	0	0	Full	Two Years	Two Months
16	0	5/1/2043	16666.69	0	27781.25	0	0	0	Full	Two Years	Two Months
17	0	5/1/2043	12070	0	7153.88	0	0	0	Full	Two Years	Two Months
18	0	5/1/2043	79242.58	0	0	0	0	0	Full	Two Years	Two Months
19	0	5/1/2043	8333	0	0	4909.67	0	0	Full	Two Years	Two Months
20	0	5/1/2043	18125	4759.83	0	14768.4	562.5	0	Full	Two Years	Two Months
21	0	4/1/2043	17916.69	0	0	0	0	0	Full	Two Years	Two Months
22	0	5/1/2043	11250	4397.41	0	12500	0	0	Full	Two Years	Two Months
23	0	4/1/2043	7286.93	0	0	8380.66	0	0	Full	Two Years	Two Months
24	0	5/1/2043	3530	536.9	18113.15	0	0	0	Full	Two Years	Two Months
25	0	5/1/2043	14340.67	4674.6	0	0	0	0	Full	Two Years	Two Months
26	0	5/1/2043	7091	0	0	6761.73	0	0	Full	Two Years	Two Months
27	0	5/1/2043	10788.33	0	0	0	0	0	Full	Two Years	Two Months
28	0	5/1/2043	21505.23	0	0	0	0	0	Full	Two Years	Two Months
29	0	4/1/2043	10383.5	0	0	10510.16	0	0	Full	Two Years	Two Months
30	0	4/1/2043	13285.96	0	0	0	0	0	Full	Two Years	Two Months
31	0	5/1/2043	13110.31	0	0	0	0	0	Full	Two Years	Two Months
32	0	5/1/2043	22078.17	0	0	0	0	0	Full	Two Years	Two Months
33	0	5/1/2043	12500	0	0	3813	0	0	Full	Two Years	Two Months
34	0	5/1/2043	15431.5	0	0	0	0	0	Full	Two Years	Two Months
35	0	4/1/2043	24436.41	0	0	0	0	0	Full	Two Years	Two Months
36	0	5/1/2043	13663.58	0	0	0	0	0	Full	Two Years	Two Months
37	0	5/1/2043	15084.99	0	0	0	0	0	Full	Two Years	Two Months

ATTACHMENT 2

PURCHASE AGREEMENT

See Exhibit 10.11 to the Form 8-K filed by the Issuing Entity on June 12, 2013

EX-10.6 9 v347748_ex10-6.htm CUSTODIAL AGREEMENT

EXHIBIT 10.6

CUSTODIAL AGREEMENT

Dated as of June 1, 2013

WILMINGTON TRUST, NATIONAL ASSOCIATION,

as Trustee,

WELLS FARGO BANK, N.A.,

as Custodian,

Sequoia Residential Funding, Inc.,

as Depositor,

and

Redwood Residential Acquisition Corporation,

as Seller

TABLE OF CONTENTS

			Page

Article 1		Definitions	1

Article 2		Custodial Terms	5

	Section 2.1	Appointment of the Custodian	5

	Section 2.2	Custodian Fees	5

Article 3		Custody of Mortgage Documents	5

	Section 3.1	Delivery of Mortgage Files	5

	Section 3.2	Review of Mortgage Files	7

	Section 3.3	Certifications and Reports	7

	Section 3.4	Release of Mortgage Files	8

	Section 3.5	Inspection of Mortgage Files	10

	Section 3.6	Copies of Mortgage Files	10

	Section 3.7	Documents Missing From Mortgage Files	10

Article 3A		Custody of Credit File Documents and Underwriting Guidelines	10

	Section 3A.1	Delivery of Credit Files	10

	Section 3A.2	Confirmation of Receipt of Credit Files	11

	Section 3A.3	Credit File Certifications and Reports	11

	Section 3A.4	Requests for Credit Files	11

	Section 3A.5	Images Missing from Credit Files	11

	Section 3A.6	Retention of Underwriting Guidelines	11

Article 4		Concerning the Custodian	12

	Section 4.1	Custodian May Resign: Trustee May Remove Custodian.	12

	Section 4.2	Merger or Consolidation of Custodian	13

	Section 4.3	Limitation of Custodians Duties	13

	Section 4.4	Standard of Care; Indemnification	15

	Section 4.5	Force Majeure	16

	Section 4.6	Accounting	16

	Section 4.7	Compliance Certification	16

	Section 4.8	Subcontracting	17

Article 5		Representations and Warranties	17

	Section 5.1	Capital Requirements	17

	Section 5.2	No Claims to Mortgage Loans	18

Article 6		Covenants	18

	Section 6.1	Insurance	18

	Section 6.2	Storage of Mortgage Files	19

Article 7		Miscellaneous	19

	Section 7.1	Notices	19

	Section 7.2	Entire Agreement	20

	Section 7.3	Binding Nature of Agreement: Assignment	21

	Section 7.4	Governing Law	21

	Section 7.5	Recordation of Agreement	21

	Section 7.6	Agreement for the Exclusive Benefit of Parties	21

	Section 7.7	Counterparts	21

	Section 7.8	Indulgences: Not Waivers	21

	Section 7.9	Titles Not to Affect Interpretation	21

	Section 7.10	Provisions Separable	22

	Section 7.11	Conflict or Inconsistency	22

	Section 7.12	Waiver of Trial by Jury	22

	Section 7.13	Submission to Jurisdiction; Waivers	22

	Section 7.14	Non-petition	22

	Section 7.15	Termination	23

	Signature Page		24

EXHIBITS

EXHIBIT A	DELIVERY INSTRUCTIONS

EXHIBIT B	DATA FORMAT

EXHIBIT C	AUTHORIZED REPRESENTATIVES CERTIFICATION

EXHIBIT D-1	INITIAL AUTHORIZED REPRESENTATIVES OF THE TRUSTEE

EXHIBIT D-2	INITIAL AUTHORIZED REPRESENTATIVES OF THE DEPOSITOR

EXHIBIT D-3	INITIAL AUTHORIZED REPRESENTATIVES OF ORIGINATORS AND SERVICERS

EXHIBIT D-4	INITIAL AUTHORIZED REPRESENTATIVES OF THE MASTER SERVICER

EXHIBIT E	SCHEDULE OF FEES FOR CUSTODY SERVICES

EXHIBIT F	REQUEST FOR RELEASE OF DOCUMENTS

EXHIBIT G	FORM OF CERTIFICATION

EXHIBIT H	FORM OF TRANSMITTAL LETTER

EXHIBIT I	FORM OF CERTIFICATION REGARDING SERVICING CRITERIA TO BE ADDRESSED IN REPORT ON ASSESSMENT OF COMPLIANCE

EXHIBIT J	FORM OF CREDIT FILE CERTIFICATION

EXHIBIT K	LIST OF ORIGINATORS AND MORTGAGE LOAN PURCHASE AGREEMENTS

EXHIBIT L	LIST OF SERVICERS AND SERVICING AGREEMENTS

ANNEX 1	DOCUMENT TYPES AND EXCEPTION CODES

iii

CUSTODIAL AGREEMENT

THIS CUSTODIAL AGREEMENT dated as of June 1, 2013 (this “Custodial Agreement”), is made by and among Wells Fargo Bank, N.A., as custodian, Redwood Residential Acquisition Corporation, as seller, Sequoia Residential Funding, Inc., as depositor, and Wilmington Trust, National Association, not in its individual capacity but solely as trustee (as “Trustee”) for the benefit of the holders of the Sequoia Mortgage Trust Mortgage Pass-Through Certificates, Series 2013-8 (the “Mortgage Certificates”), issued pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2013 (the “Pooling and Servicing Agreement”), by and among Wilmington Trust, National Association, CitiMortgage, Inc., as master servicer, Citibank, N.A., as securities administrator and Sequoia Residential Funding, Inc.

RECITALS

The Trustee desires to appoint the Custodian to act as its custodian for the purposes of, from time to time, receiving and holding certain documents, instruments and papers delivered hereunder, all upon the terms and conditions and subject to the limitations hereinafter set forth.

Now therefore, in consideration of the mutual promises and agreements herein and other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto agree as follows:

ARTICLE 1.

DEFINITIONS

Except as otherwise specified herein or as the context may otherwise require, whenever used in this Custodial Agreement, the following words and phrases shall have the meaning specified in this Article.

“Acknowledgements” As used on Exhibits K and L, the Assignment of Representations and Warranties Agreements and the Assignment, Assumption and Recognition Agreements, each dated June 13, 2013, assigning rights under the related mortgage loan purchase agreements and the servicing agreement, respectively, from the Seller to the Depositor and from the Depositor to the Trustee, for the benefit of the certificateholders, acknowledged by the Master Servicer.

“Authorized Representative” As defined in Section 3.4 hereof.

“CEN” Cenlar FSB, a federal savings bank.

“Certification” The certificate to be delivered pursuant to Section 3.2(a) in the form of Exhibit G.

“Closing Date” June 13, 2013.

“Co-op Loan” A Mortgage Loan that is secured by a first lien on and a perfected security interest in Co-op Shares and the related Proprietary Lease granting exclusive rights to occupy the related co-op unit in the building owned by the related co-op corporation.

“Co-op Shares” With respect to any Co-op Loan, the shares of stock issued by a co-op corporation and allocated to a co-op unit and represented by a stock certificate.

“Credit File” As defined in Section 3A.1 of this Custodial Agreement.

“Credit File Certification” The certificate to be delivered pursuant to Section 3A.3 in the form of Exhibit J.

“Credit File Exception Report” As defined in Section 3A.3 of this Custodial Agreement.

“Custodian” Wells Fargo Bank, N.A., and its successors and assigns, in its capacity as custodian hereunder.

“Data Tape” As defined in Section 3A.1 of this Custodial Agreement.

“Delivery Date” The later of the date of receipt by the Custodian of any (i) Mortgage File or (ii) Mortgage Loan Schedule.

“Designated Custody Signer” Any officer or employee of the Custodian involved in, or responsible for, the custody of the Mortgage Loans. The name and specimen signature of each Designated Custody Signer is maintained by the Custodian and is available for review upon request.

“Depositor” Sequoia Residential Funding, Inc., as depositor under the Pooling and Servicing Agreement.

“Exception” With respect to any Mortgage Loan any variance from the requirements of Section 3.1 hereof with respect to the Mortgage Files (taking into consideration the right to deliver certified copies in lieu of original documents in certain circumstances).

“Exception Report” The list, in the format of Annex 1, of Mortgage Loans delivered by the Custodian to the Trustee as provided in Section 3.2 hereof, reflecting the Mortgage Loans held by the Custodian, which includes codes indicating any Exceptions with respect to each Mortgage Loan listed thereon.

“Exchange Act” The Securities Exchange Act of 1934, as amended, and the rules and regulations thereunder.

“FRB” First Republic Bank, a California corporation.

“Master Servicer” CitiMortgage, Inc., and its successors and assigns, as master servicer of the Mortgage Loans under the Pooling and Servicing Agreement.

“MERS” Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS Mortgage Loan” Any Mortgage Loan registered with MERS on the MERS® System.

“MERS® System” The system of recording transfers of mortgages electronically maintained by MERS.

“Miscellaneous Images” As defined in Section 3A.1 of this Custodial Agreement.

“MIN” The Mortgage Identification Number for any MERS Mortgage Loan.

“Mortgage” The original mortgage, deed of trust or other instrument creating a first lien on the Mortgaged Property.

“Mortgage Certificates” As defined in the first paragraph of this Custodial Agreement.

“Mortgage File” A legal-sized pocket folder containing the Mortgage Loan documents described in Section 3.1 that is labeled in the upper right-hand corner to identify clearly the Servicer, the Trustee, the mortgagor, the Mortgage Loan number and any previous Mortgage Loan number.

“Mortgage Loan” A loan identified on a Mortgage Loan Schedule.

“Mortgage Loan Schedule” The electronic transmission of Mortgage Loans substantially in the form of Exhibit B. Such list shall set forth the following information with respect to each Mortgage Loan:

(1)

the loan number;

(2)

the street address (including unit number, city, state) of the related mortgaged property;

(3)

mortgagor name;

(4)

original principal balance of the Mortgage Loan;

(5)

stated maturity date;

(6)

mortgage interest rate;

(7)

origination date;

(8)

first payment date;

(9)

principal and interest

(10)

with respect to each ARM loan, the first adjustment date;

(11)

with respect to each ARM loan, the maximum mortgage interest rate;

(12)

with respect to each ARM loan, the periodic rate cap;

(13)

with respect to each ARM loan, the gross margin;

(14)

rounding method;

(15)

ARM rounding percent;

(16)

ARM look back;

(17)

ARM index;

(18)

Interest only flag;

(19)

Interest only term;

(20)

a code indicating if the Mortgage Loan is a MERS Mortgage Loan and, if so, the MIN;

(21)

a code indicating if the Mortgage Loan is a Co-op Loan; and

(22)

Servicer loan ID.

“Mortgage Note” The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.

“Mortgaged Property” The underlying property securing the Mortgage Loan.

“Mortgagor” The obligor on a promissory note.

“Opinion of Counsel” A written opinion of counsel acceptable to the Custodian.

“Originator” Each of the parties listed on Exhibit K, and their respective successors and assigns, as a party to a mortgage loan purchase agreement with the Seller or a prior purchaser.

“Person” Any individual, corporation, company, voluntary association, partnership, joint venture, limited liability company, trust, unincorporated association or government (or any agency, instrumentality or political subdivision thereof).

“Pooling and Servicing Agreement” As defined in the first paragraph of this Custodial Agreement.

“Proprietary Lease” The lease on a co-op unit evidencing the possessory interest of the owner of the Co-op Shares in such co-op unit.

“Rejected Release Request” A Request for Release that is rejected because (i) the Custodian no longer has custody of the Mortgage File or (ii) the Request for Release is improperly prepared.

“Request for Release” A request for a release from the Servicer or the Master Servicer of a Mortgage File either in an electronic format or signed by an Authorized Representative of the Servicer or the Master Servicer, in the form attached hereto as Exhibit F.

“Required Credit File Document” As defined in Section 3A.1 of this Custodial Agreement.

“Securities Administrator” Citibank, N.A., as securities administrator under the Pooling and Servicing Agreement.

“Seller” Redwood Residential Acquisition Corporation, as seller of the Mortgage Loans under the Mortgage Loan Purchase and Sale Agreement, dated June 13, 2013, by and between Redwood Residential Acquisition Corporation and Sequoia Residential Funding, Inc.

“Servicer” Each of CEN or FRB, and their respective successors and assigns, in its role as servicer of the Mortgage Loans under the servicing agreement listed on Exhibit L.

“Trust Fund” The trust fund created pursuant to the Pooling and Servicing Agreement.

“Underwriting Guidelines” As defined in Section 3A.7 of this Custodial Agreement.

ARTICLE 2.

CUSTODIAL TERMS

Section 2.1. Appointment of Custodian. The Trustee hereby appoints the Custodian to act as custodian of the Mortgage Files for the Mortgage Loans, the Credit Files and the Underwriting Guidelines delivered to the Custodian pursuant to this Custodial Agreement and the Custodian hereby accepts such appointment.

Section 2.2. Custodian Fees. The fees and expenses of the Custodian as described on Exhibit E attached hereto shall be paid to the Custodian on the Closing Date, unless otherwise agreed to by the parties hereto. All fees and expenses of the Custodian for services not described in this Custodial Agreement or Exhibit E shall be reimbursed by the Trust Fund, subject to the limitations on reimbursements in clause (B) of the definition of Available Distribution Amount in the Pooling and Servicing Agreement.

Upon the issuance of the Mortgage Certificates, the Depositor shall pay to the Custodian a loan file review fee of $4.00 per Mortgage File. The Depositor shall not be responsible for any other fees or expenses of the Custodian under this Custodial Agreement, other than as set forth on Exhibit E hereto.

ARTICLE 3.

CUSTODY OF MORTGAGE DOCUMENTS

Section 3.1. Delivery of Mortgage Files. The Depositor shall deliver or cause to be delivered to the Custodian, on a date mutually agreed upon among the parties hereto, a Mortgage Loan Schedule and, to the extent made available to the Depositor, the following documents for each Mortgage Loan listed on such Mortgage Loan Schedule, to be held by the Custodian for the benefit of the Trustee:

(a)

With respect to any Mortgage Loan that is not a Co-op Loan:

(i)

The original Mortgage Note, bearing all intervening endorsements, endorsed, “Pay to the order of , without recourse” and signed in the name of the applicable Originator, by an authorized officer or, in the case of a Mortgage Loan serviced by FRB, if the original Mortgage Note has been lost or destroyed, a copy of the note together with a lost note affidavit. In the event that the Mortgage Loan was acquired by the Originator in a merger, the endorsement must be by the applicable Originator, as “[Originator], successor by merger to [name of predecessor]”; and in the event that the Mortgage Loan was acquired or originated by an Originator while doing business under another name, the endorsement must be by the Originator, as the case may be, “[Originator], formerly known as [previous name]”. In the event the mortgagee shown on the Mortgage Note is not an Originator, the endorsement on the Mortgage Note must also reflect a complete chain of title to the applicable Originator.

(ii)

The original Mortgage, or a copy of the Mortgage, with evidence of recording thereon certified by the appropriate recording office to be a true copy of the recorded Mortgage, or, if the original Mortgage has not yet been returned from the recording office, a copy of the original Mortgage together with a certificate of either the closing attorney, an officer of the title insurer which issued the related title insurance policy or an officer of the Originator, certifying that the copy is a true copy of the original of the Mortgage which has been delivered by such officer or attorney for recording in the appropriate recording office of the jurisdiction in which the Mortgaged Property is located.

(iii)

In the case of each Mortgage Loan that is not a MERS Mortgage Loan, the original assignment of the Mortgage from the applicable Originator, prepared in blank, which assignment shall be in form and substance acceptable for recording. In the event that the Mortgage Loan was acquired by such Originator in a merger, the assignment must be by the Originator, as the case may be, “[Originator], successor by merger to [name of predecessor]”; and in the event that the Mortgage Loan was acquired or originated by an Originator while doing business under another name, the assignment must be by such Originator,, formerly known as [previous name]”. In the event the mortgagee shown in the Mortgage Note is not an Originator, executed assignments of mortgage with respect to each originator and prior owner must be delivered.

(iv)

The original policy of title insurance, or a certified true and complete copy of such policy, or an uncertified copy of such policy or, if the policy has not yet been issued, a copy of the written commitment or interim binder issued by the title insurance company.

(v)

Originals, or certified true copies from the appropriate recording office, of any intervening assignments of the Mortgage with evidence of recording thereon.

(vi)

Originals or copies of all assumption and modification agreements, if any, or, in the case of a Mortgage Loan originated by Sterling Savings Bank, if the original assumption and modification agreement has not yet been returned from the recording office, a certified copy of such assumption and modification agreement.

(vii)

Originals or copies of each power of attorney, surety agreement and guaranty agreement.

(viii)

With respect to each Mortgage Loan, the original or a copy of any security agreement, chattel mortgage or equivalent document executed in connection with the Mortgage, if any.

(b)

With respect to each Co-op Loan:

(i)

the original Mortgage Note together with any applicable riders, endorsed in blank, with all prior and intervening endorsements as may be necessary to show a complete chain of endorsements;

(ii)

the original security agreement;

(iii)

the original proprietary lease and an original assignment of the proprietary lease in blank;

(iv)

the original recognition agreement;

(v)

the original stock certificate representing the Co-op Shares and original stock power in blank;

(vi)

the original UCC-1 financing statement with evidence of filing; and

(vii)

the original UCC-3 assignment in blank.

If with respect to any Mortgage Loan there is a not a complete chain of endorsements, the Custodian shall so state in the Exception Report.

With respect to any documents which have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery hereunder at the time required, in lieu of delivering such original documents, the Depositor shall deliver or shall cause to be delivered to the Custodian a copy thereof certified as a true, correct and complete copy of the original which has been transmitted for recordation, if available to the Depositor. The Depositor shall deliver or shall cause to be delivered such original documents to the Custodian promptly when they are received.

The Custodian hereby acknowledges that the Mortgage File and any other documents, instruments or papers relating to a Mortgage Loan now or hereafter deposited with the Custodian (and not released in accordance with this Custodial Agreement) will be held by the Custodian as the duly appointed agent of the Trustee.

Section 3.2. Review of Mortgage Files. The Custodian shall review items in Section 3.1(a)(i) through (viii) and Section 3.1(b)(i) through (vii) (if applicable) of the Mortgage File and report to the Trustee any exceptions within one Business Day following the Delivery Date, or, if more than 200 Mortgage Files are delivered on the same day, within one additional Business Day following the Delivery Date for each additional 100 Mortgage Files delivered to the Custodian on a Delivery Date. Furthermore, the Custodian shall compare the Mortgage Note to items (1) through (9), and (if applicable) items (10) through (21), set forth in the Mortgage Loan Schedule of this Custodial Agreement. With respect to Section 3(b)(iv), the Custodian shall have no obligation to compare the date of the funding of any Mortgage Loan or the lien priority of any Mortgage Loan with the information in the title policy.

Section 3.3. Certifications and Reports. Upon the completion of its review of each Mortgage File pursuant to Section 3.2 hereof, the Custodian shall deliver to the Trustee, the Depositor, the Seller, and the applicable Originator (in an electronic format), a Certification in the form of Exhibit G with respect to the related Mortgage Loans, in which the Custodian shall certify that such Mortgage Loans are held for the Trustee, and that, as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in such certification as not covered by such certification), (i) all documents described in Section 3.1(a), and if applicable, all documents described in Section 3.1(b), of this Custodial Agreement are in its possession, and (ii) such documents have been reviewed by the Custodian and appear on their face to be regular and to relate to such Mortgage Loan and satisfy the requirements set forth in Section 3.1 and the Mortgage Note conforms to the Mortgage Loan Schedule items specified in Section 3.1.

If the Custodian determines from such verification that any discrepancy or deficiency exists with respect to a Mortgage File, the Custodian shall note such discrepancy on the schedule of exceptions attached to the Certification (the “Exception Report”). Each Exception Report shall list all Exceptions using such codes substantially as listed on Annex 1. Each Exception Report shall be superseded by a subsequently issued Exception Report and shall replace the then existing Exception Report.

Within 60 days after the Closing Date (as defined in the Pooling and Servicing Agreement), the Depositor shall complete or cause to be completed the assignments of mortgage (“Assignments of Mortgage”) in the name of “Wilmington Trust, National Association, as Trustee, for Sequoia Mortgage Trust Mortgage Pass-Through Certificates, Series 2013-8” (or shall prepare or cause to be prepared new forms of Assignment of Mortgage so completed in the name of the Trustee) for each Mortgage Loan that is not a MERS Mortgage Loan. The Custodian shall release such completed Assignments of Mortgage to the Depositor or its designee for recording and the Depositor shall cause such recorded Assignments of Mortgage (or, in lieu of the original recorded Assignment of Mortgage, a duplicate or conformed copy of the Assignment of Mortgage, together with a certificate of receipt from the recording office, certifying that such copy represents a true and correct copy of the original and that such original has been or is currently submitted to be recorded in the appropriate governmental recording office of the jurisdiction where the Mortgaged Property is located) to be returned to the Custodian within 270 days after the Closing Date, and added to the Mortgage Files. On the 270th day after the Closing Date (or the first Business Day thereafter) the Custodian shall deliver a final Certification in the form annexed hereby as Exhibit G to the Trustee, against receipt of the prior Certification from the Trustee for cancellation.

In the event a Certification is lost, destroyed or otherwise unavailable or a revised Certification is required, upon written request to the Custodian, the Custodian will issue a new Certification. Upon the issuance of a new Certification, the prior Certification for such Mortgage Loans shall be deemed canceled. The Custodian shall be under no duty or obligation to inspect, review or examine any documents, instruments, certificates or other papers constituting part of the Mortgage File to determine that the same are genuine, enforceable, recordable or appropriate for the represented purpose, that they have actually been recorded or that they are other than what they purport to be on their face.

Section 3.4. Release of Mortgage Files.

(a)

Upon the payment in full of a Mortgage Loan and within two Business Days of its receipt of a Request for Release, the Custodian will either (i) release the related Mortgage File to or upon the order of the requesting party, as directed in the Request for Release, or (ii) notify the requesting party in writing or in a mutually agreed upon electronic format of the Rejected Release Request and take no further action on the Request for Release.

(b)

Upon the purchase or repurchase of any Mortgage Loan or the substitution of any Mortgage Loan pursuant to a mortgage loan purchase agreement or the Pooling and Servicing Agreement and within two Business Days of its receipt of a Request for Release, the Custodian will either (i) release the related Mortgage File to or upon the order of the requesting party, as directed in the Request for Release, or (ii) notify the requesting party in writing or in a mutually agreed upon electronic format of the Rejected Release Request and take no further action on the Request for Release.

(c)

Upon the foreclosure of any Mortgage Loan or to facilitate modification, enforcement, and collection procedures with respect to any Mortgage Note and within two Business Days of its receipt of a Request for Release, the Custodian will either (i) release the related Mortgage File to the requesting party as directed in the Request for Release, or (ii) notify the requesting party in writing or in a mutually agreed upon electronic format of the Rejected Release Request and take no further action on the Request for Release.

(d)

From time to time and as appropriate for the sale to a third party purchaser of any of the Mortgage Loans, the Custodian is hereby authorized, upon receipt of a Request for Release from a requesting party, to release or cause to be released to the related third party purchaser the Mortgage Loans set forth in such Request for Release together with a transmittal letter substantially in the form attached hereto as Exhibit H. Upon receipt of the payoff amount for such sale and notice thereof from the Securities Administrator, the Trustee will provide the Custodian written notification of its release of interest in such Mortgage Loans;

(e)

Any Certification issued while any Mortgage File is held by a party other than the Custodian shall reflect that the Custodian holds such Mortgage File as custodian pursuant to this Custodial Agreement, but the Exception Report shall specify that the Custodian has released such Mortgage File to the Person specified therein pursuant to this Section 3.4. Upon receipt of a written certification from the Master Servicer or the Servicer to the Custodian that a Mortgage Loan has been liquidated, the Custodian shall thereupon reflect any such liquidation on its Mortgage Loan Schedule.

(f)

Notwithstanding the foregoing and unless otherwise required by state law, in the event the Custodian receives a Request for Release within five (5) days of the Delivery Date, the Custodian shall have a reasonable period of time to release the Mortgage File in accordance with this Section 3.4.

Each person initially authorized to give and receive notices, requests and instructions and to deliver certificates and documents in connection with this Custodial Agreement on behalf of the Trustee, the Depositor, CEN, as a Servicer, FRB, as a Servicer and as an Originator, or the Master Servicer, is listed, together with the specimen signature for such person, on Exhibit D-1, Exhibit D-2, Exhibit D-3 and Exhibit D-4 (each person so authorized from time to time, an “Authorized Representative”).

From time to time, the Trustee, the Depositor, the Seller, the Master Servicer or a Servicer may deliver to the Custodian a certification in the form of Exhibit C hereof, reflecting changes in the respective list of Authorized Representatives, but the Custodian shall be entitled to rely conclusively on the each current list of Authorized Representatives until receipt of a superseding certification in the form of Exhibit C hereof.

Section 3.5. Inspection of Mortgage Files. Upon at least two Business Days prior written notice to the Custodian, the Servicer, or the agent of the Servicer, may inspect and examine, at any time during ordinary business hours of the Custodian, any or all Mortgage Files relating to Mortgage Loans serviced by the Servicer that are in the possession, or under the control of, the Custodian. The Servicer shall pay all fees, costs, and expenses incurred by the Custodian in connection with any such inspection and/or examination.

Section 3.6. Copies of Mortgage Files. Upon at least two Business Days prior written notice to the Custodian, the Custodian shall provide the Trustee with copies of any document or documents contained in the Mortgage File for any Mortgage Loan.

Section 3.7. Documents Missing from Mortgage Files. Upon the request of the Trustee or the Depositor, the Custodian shall, not later than one Business Day after receipt of such request, provide to the Depositor or the Trustee, as the case may be, a list of all the Mortgage Loans for which Custodian holds a Mortgage File pursuant to this Custodial Agreement and a list of documents missing from each Mortgage File. Such list may be in the form of a copy of the Mortgage Loan Schedule with manual deletions to specifically denote any Mortgage Loans paid off, liquidated or repurchased since the date of this Custodial Agreement.

ARTICLE 3A.

CUSTODY OF CREDIT FILES AND UNDERWRITING GUIDELINES

Section 3A.1. Delivery of Credit Files. The Seller shall deliver or cause to be delivered to the Custodian, in form and method reasonably acceptable to the Custodian, and on a date mutually agreed upon by and among the parties hereto but not later than 90 days after the Closing Date, a data tape (which shall include the (a) Mortgage Loan number, (b) borrower first name, (c) borrower last name and (d) property address for each Mortgage Loan) (the “Data Tape”), and, to the extent made available to the Depositor, the following images, to be held by the Custodian for the benefit of the Trustee:

(1) Mortgage Loan application;

(2) Mortgage Loan property appraisal; and

(3) HUD-1 for each Mortgage Loan (collectively, the “Required Credit File Documents”).

The Seller shall also deliver to the Custodian the entire credit file that it receives with respect to each Mortgage Loan from the applicable Originator, which shall include the Required Credit File Documents (the “Credit File”) within 90 days of the Closing Date. The Custodian hereby acknowledges that each Credit File will be held by the Custodian as the duly appointed agent of the Trustee. The Custodian shall have no obligation to confirm receipt of any items included in a Credit File other than the Required Credit File Documents.

Any image, document, file, or any other information delivered to the Custodian with the Credit Files that is not a Required Credit File Document shall be deemed to be a miscellaneous image (collectively, “Miscellaneous Images”). The Custodian shall have no obligation to review, report or otherwise confirm the presence or existence of any Miscellaneous Images.

Section 3A.2. Confirmation of Receipt of Credit Files. The Custodian shall review the Required Credit File Documents and report to the Trustee any exceptions within 45 Business Days following the Custodian’s receipt of the Credit Files. An exception shall exist if any image of a Required Credit File Document is missing.

Section 3A.3. Credit File Certifications and Reports. Upon the completion of its review of the Required Credit File Documents pursuant to Section 3A.2 hereof, the Custodian shall deliver to the Trustee, the Depositor, and the Seller (in electronic format), a Credit File Certification in the form of Exhibit J with respect to the related Credit Files, in which the Custodian shall certify (subject to any identified exceptions as described below) that such Credit Files are held for the Trustee, and that all images of the Required Credit File Documents are in its possession.

If the Custodian determines that any image of a Required Credit File Document is missing from the Credit File, the Custodian shall note such exception on the schedule of exceptions attached to the Confirmation (the “Credit File Exception Report”). Each Credit File Exception Report shall be superseded by a subsequently issued Credit File Exception Report and shall replace the then existing Credit File Exception Report.

In the event a Credit File Certification is lost, destroyed, or otherwise unavailable or a revised Credit File Certification is required, upon written request to the Custodian, the Custodian shall issue a new Credit File Certification. Upon the issuance of a new Credit File Certification, the prior Credit File Certification for such Credit Files shall be deemed canceled.

Section 3A.4. Requests for Credit Files. Upon receipt of a request in the form of Exhibit F from the Trustee in a mutually agreed upon format, the Custodian shall, within 5 Business Days of receipt of such request, deliver electronic images of the Credit Files to the Trustee or its designated agent. The designated agent must be identified to the Custodian in advance by the Trustee in writing by an authorized officer of the Trustee. The Custodian shall not be required to provide any physical copies of any of the Credit Files to any requesting party.

Section 3A.5. Images Missing from Credit Files. Upon the written request of the Trustee, the Seller or the Depositor, the Custodian shall, not later than one Business Day after receipt of such request, provide to the Depositor, the Seller or the Trustee, as the case may be, a list of all of the Mortgage Loans for which the Custodian holds a Credit File pursuant to this Custodial Agreement and the most recent Credit File Exception Report.

Section 3A.6. Retention of Underwriting Guidelines. The Custodian hereby agrees to hold all underwriting guidelines (“Underwriting Guidelines”) that it receives from the Seller. The Underwriting Guidelines shall be delivered to the Custodian in a .zip format, and shall be clearly labeled as the “Underwriting Guidelines.” The Custodian shall not conduct, and shall not be responsible for conducting, any review of the Underwriting Guidelines. The Custodian’s sole responsibility regarding the Underwriting Guidelines shall be to hold the .zip file of the Underwriting Guidelines received from the Seller in custody for the benefit of the Trustee, and the Custodian hereby acknowledges that the Underwriting Guidelines shall be held by the Custodian as the duly appointed agent of the Trustee.

Upon the Custodian’s receipt of a written request from the Trustee, the Seller or the Depositor for a copy of any of the Underwriting Guidelines, the Custodian shall promptly deliver (no later than 3 Business Days from the receipt of such request) a copy of the entire .zip file containing such Underwriting Guidelines to the requesting party.

ARTICLE 4.

CONCERNING THE CUSTODIAN

Section 4.1. Custodian May Resign: Trustee May Remove Custodian.

(a)

The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of any or all of the Mortgage Loans by giving 60 days’ written notice thereof to the Trustee. Upon receiving such notice of resignation, the Trustee shall either (i) take custody of the Mortgage Files, the Credit Files and the Underwriting Guidelines itself and give prompt notice thereof to Custodian or (ii) promptly appoint a successor Custodian by written instrument, in duplicate, which instrument shall be delivered to the resigning Custodian and to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files, the Credit Files and the Underwriting Guidelines and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian. Any and all fees and expenses incurred by the Custodian relating to any such petition shall be paid by the Custodian.

(b)

The Trustee may remove the Custodian for cause upon 60 days’ prior written notice. In such event, the Trustee shall either (i) take custody of the Mortgage Files, the Credit Files and the Underwriting Guidelines itself and give prompt notice thereof to Custodian or (ii) promptly appoint a successor Custodian by written instrument, in duplicate, which instrument shall be delivered to the removed Custodian and to the successor Custodian. In the event of the removal of the Custodian for cause, the Custodian shall not charge a release fee. In the event of any such removal, the Custodian shall promptly transfer to the successor custodian, as directed by Trustee, all Mortgage Files, the Credit Files and the Underwriting Guidelines being administered under this Custodial Agreement relating to such Mortgage Loans. The cost and expenses relating to such file transfer shall be paid by the Custodian. If the Trustee shall not have taken custody of the Mortgage Files, the Credit Files and the Underwriting Guidelines and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of removal, the removed Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian. Any and all fees and expenses incurred by the Custodian relating to any such petition shall be paid by the Custodian.

(c)

In the event of resignation by the Custodian or removal of the Custodian by the Trustee due to a breach of this Agreement by the Custodian, then the cost and expenses of transfer of the Mortgage Files, the Credit Files and the Underwriting Guidelines shall be the responsibility of the Custodian.

(d)

In the event that the Custodian moves any Mortgage File from the state where the Mortgage Files are initially kept pursuant to this Agreement, the Custodian shall provide prompt written notice to the Trustee of the location of such Mortgage File.

(e)

No resignation or termination of the Custodian shall be effective hereunder until the Trustee or a successor Custodian acceptable to the Trustee and the Depositor has assumed the duties of Custodian hereunder. The Depositor shall pay all the fees and expenses of a successor Custodian to the extent any such fees and expenses are required to be paid pursuant to Exhibit E.

Section 4.2. Merger or Consolidation of Custodian. Any entity into which the Custodian may be merged or converted or with which it may be consolidated, or any entity resulting from any merger, conversion, or consolidation to which the Custodian shall be a party, or any entity succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section 4.3. Limitation of Custodian’s Duties. The Custodian shall have no duties or obligations other than those specifically set forth herein or as may subsequently be agreed to in writing by the parties hereto. The Custodian:

(a)

may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken, suffered or omitted by it hereunder in good faith and in accordance with such opinion of counsel; and shall not be liable for any error of judgment, or for any act done or step taken or omitted by it, in good faith, unless it shall be provided that the Custodian was negligent in ascertaining the pertinent facts;

(b)

shall use the same degree of care and skill as is reasonably expected of financial institutions acting in comparable capacities, provided that this subsection shall not be interpreted to impose upon the Custodian a higher standard of care than that set forth herein;

(c)

will be regarded as making no representations and having no responsibilities as to the validity, perfectibility, sufficiency, value, genuineness, ownership or transferability of the Mortgage Loans, and will not be required to and will not make any representations as to the validity, value, perfectibility, genuineness, ownership or transferability of the Mortgage Loans;

(d)

may rely on and shall be protected in acting upon any certificate, instrument, opinion, notice, letter, facsimile or other document delivered to it and in good faith believed by it to be genuine and to have been signed by the proper party or parties; may rely on and shall be protected in acting upon the written instructions of the Trustee and such employees and representatives of the Trustee as the Trustee may hereinafter designate in writing;

(g)

shall not be responsible for the validity and perfection of the Trustee’s security interest in the Mortgage Loans hereunder, other than the Custodian’s obligation to take possession of the Mortgage Files as set forth in Section 3.1 hereof, and makes no representation or warranty with respect to, the validity, adequacy or perfection of any lien upon or security interest in any Mortgage File;

(h)

shall have no responsibility or duty with respect to any Mortgage Files, Credit Files or Underwriting Guidelines while not in its possession;

(i)

shall be under no obligation to make any investigation into the facts or matters stated in any resolution, exhibit, request, representation, opinion, certificate, statement, acknowledgement, consent, order or document in the Mortgage Files, the Credit Files or the Underwriting Guidelines;

(j)

shall not be liable with respect to any action taken or omitted to be taken in accordance with any written direction, instruction, acknowledgement, consent or any other communication that is from the Trustee or any other Person specified herein and that complies with the provisions of this Custodial Agreement.

(k)

shall not be responsible for preparing or filing any reports or returns relating to federal, state or local income taxes with respect to this Custodial Agreement, other than for the Custodian’s compensation or for reimbursement of expenses;

(l)

shall have no duty to qualify to do business in any jurisdiction, other than (i) any jurisdiction where any Mortgage File is or may be held by the Custodian from time to time hereunder, and (ii) any jurisdiction where its ownership of property or conduct of business requires such qualification and where failure to qualify could have a material adverse effect on the Custodian or its property or business or on the ability of the Custodian to perform it duties hereunder; and

(m)

shall have no duty to ascertain whether or not any cash amount or payment has been received by the Securities Administrator, the Servicer, any Originator, any Mortgage Loan purchaser or seller, or any other third person.

(n)

In the event that (i) the Trustee or the Custodian shall be served by a third party with any type of levy, attachment, writ or court order with respect to any Mortgage File, Credit File or Underwriting Guidelines or any document included within a Mortgage File, Credit File or Underwriting Guidelines or (ii) a third party shall institute any court proceeding by which any Mortgage File, Credit File or Underwriting Guidelines or a document included within a Mortgage File, Credit File or Underwriting Guidelines shall be required to be delivered otherwise than in accordance with the provisions of this Custodial Agreement, the Trustee or the Custodian (whichever is the party receiving such service) shall promptly deliver or cause to be delivered to the Servicer copies of all court papers, orders, documents and other materials concerning such proceedings. The Custodian shall, to the extent permitted by law and any court order, continue to hold and maintain all Mortgage Files, Credit Files and Underwriting Guidelines that are the subject of such proceedings pending an order of a court of competent jurisdiction permitting or directing disposition thereof. Upon final determination of such court, and if permitted by such determination, the Custodian shall dispose of such Mortgage File, Credit File or Underwriting Guidelines or any document included within such Mortgage File, Credit File or Underwriting Guidelines as directed in writing by the Servicer, which shall give a direction consistent with such court determination. Neither the Custodian nor the Trustee shall have any obligation to monitor or appear in any such proceeding on behalf of or in the name of the Trustee. Expenses and fees (including, without limitation, attorney’s fees and expenses) of the Custodian or the Trustee, as applicable, incurred as a result of such proceedings shall be reimbursed by the Trust Fund, subject to the limitations on reimbursements in clause (B) of the definition of Available Distribution Amount in the Pooling and Servicing Agreement.

The provisions of this Section 4.3 shall survive the resignation or removal of the Custodian and the termination or transfer of this Custodial Agreement.

Section 4.4. Standard of Care; Indemnification.

(a)

The Seller agrees to indemnify and hold harmless the Custodian and each of the Custodian’s parent, affiliates, subsidiaries, directors, officers, employees and agents against any and all claims, liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements of any kind or nature whatsoever, including reasonable attorneys’ fees and expenses, that may be imposed on, incurred by, or asserted against it or them in any way relating to or arising out of this Custodial Agreement or any action taken or not taken by it or them under this Custodial Agreement or any related document or agreement unless such claims, liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements were imposed on, incurred by or asserted against Custodian solely as a result of the material breach by Custodian of its obligations hereunder, which breach was caused by negligence, bad faith, or willful misconduct on the part of the Custodian. The foregoing indemnification shall survive the termination or transfer of this Custodial Agreement, and the resignation or removal of the Custodian.

(b)

The Custodian shall indemnify and hold harmless the Seller, the Depositor and the Trustee and each of their directors, officers, employees and agents from and against any and all losses, liabilities, obligations, damages, penalties, actions, judgments, suits, claims, costs, expenses (including attorneys’ fees and related expenses), disbursements or any and all other costs and expenses of any kind or nature whatsoever that may be incurred in connection with, or arising out of, the Custodian’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder or by reason of its reckless disregard for its obligations and duties hereunder, including but not limited to its failure to produce (or provide evidence of delivery of), upon any request hereunder, any Mortgage Note or other document or instrument comprising a Mortgage File after the Custodian has certified that such document or instrument was in its possession pursuant to the terms hereof. Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed by it or them to be within the purview of this Custodial Agreement, except as set forth above. In no event shall the Custodian or its directors, officers, agents or employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or any of them hereunder or in connection herewith even if advised of the possibility of such damages. This indemnification provided in this Section 4.4(b) shall survive the termination of this Custodial Agreement and the resignation or removal of the Custodian hereunder.

(c)

No provision of this Custodial Agreement shall require the Custodian to expend or risk its own funds or otherwise incur financial liability (other than expenses or liabilities otherwise required to be incurred by the express terms of this Custodial Agreement, including but not limited to Section 4.4(b) hereof) in the performance of its duties under this Custodial Agreement if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity is not reasonably assured to it.

(d)

If the Seller fails to indemnify the Custodian as required in this Section 4.4, the Trust Fund shall indemnify the Custodian as required under this Section 4.4, subject to the limitation on reimbursements described in clause (B) of the definition of Available Distribution Amount in the Pooling and Servicing Agreement.

Section 4.5. Force Majeure. The Custodian will not have any liability for failure to perform or delay in performing duties set forth herein if the failure or delay is due to an event of force majeure. A force majeure is an event or condition beyond the Custodian’s control, such as, without limitation, a natural disaster, civil unrest, state of war, or act of terrorism. The Custodian will make reasonable efforts to prevent performance delays or disruptions in the event of such occurrences.

Section 4.6. Accounting. On or before March 1st of each calendar year, beginning with March 1, 2014, unless a Form 15 suspension notice has been filed on behalf of the Trust Fund, and in each year in which the Depositor has instructed the Securities Administrator to file Exchange Act reports, the Custodian shall, at its own expense, cause a firm of independent public accountants (who may also render other services to Custodian), which is a member of the American Institute of Certified Public Accountants, to furnish to the Depositor, the Securities Administrator, the Seller and each Servicer a report to the effect that such firm that attests to, and reports on, the assessment made by such asserting party pursuant to Section 4.7 below, which report shall be made in accordance with standards for attestation engagements issued or adopted by the Public Company Accounting Oversight Board.

Section 4.7. Compliance Certification. On or before March 1st of each calendar year, beginning with March 1, 2014, unless a Form 15 suspension notice has been filed on behalf of the Trust Fund, and in each year in which the Depositor has instructed the Securities Administrator to file Exchange Act reports, the Custodian shall deliver to the Depositor, the Securities Administrator, the Seller and each Servicer a report regarding its assessment of compliance with the servicing criteria identified in Exhibit I attached hereto, as of and for the period ending the end of the fiscal year ending no later than December 31 of the year prior to the year of delivery of the report, with respect to asset-backed security transactions taken as a whole in which the Custodian is performing any of the servicing criteria specified in Exhibit I and that are backed by the same asset type backing such asset-backed securities. Each such report shall include (a) a statement of the party’s responsibility for assessing compliance with the servicing criteria applicable to such party, (b) a statement that such party used the criteria identified in Item 1122(d) of Regulation AB (17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,631 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time, “Regulation AB”) (§ 229.1122(d)) to assess compliance with the applicable servicing criteria, (c) disclosure of any material instance of noncompliance identified by such party (which shall be without any “knowledge” or other qualifier, in form and substance reasonably satisfactory to the recipients thereof, and which shall include (i) the extent and scope of any material instance of noncompliance, including any material impacts or effects as a result of a material instance of noncompliance, that have affected payments or expected payments on the certificates issued pursuant to the Pooling and Servicing Agreement, (ii) whether a material instance of noncompliance involved any certificate issued pursuant to the Pooling and Servicing Agreement, and (iii) its plans, if any, or actions already undertaken, for remediating a material instance of noncompliance or the impacts caused by such material instance of noncompliance) and (d) a statement that a registered public accounting firm has issued an attestation report on such party’s assessment of compliance with the applicable servicing criteria, which report shall be delivered by the Custodian as provided in this Section 4.7.

Section 4.8. Subcontracting. The Custodian has not and shall not engage any subcontractor which is “participating in the servicing function” within the meaning of Item 1122 of Regulation AB.

ARTICLE 5.

REPRESENTATIONS AND WARRANTIES

Section 5.1. Capital Requirements. The Custodian represents, warrants, and covenants that:

(a)

The Custodian is (i) a national banking association duly organized, validly existing and in good standing under the laws of the United States and (ii) duly qualified and in good standing and in possession of all requisite authority, power, licenses, permits and franchises in order to execute, deliver and comply with its obligations under the terms of this Custodial Agreement. Nothing in this Agreement shall be deemed to impose on the Custodian any duty to qualify to do business in any jurisdiction, other than (i) any jurisdiction where any Mortgage Loan is or may be held by the Custodian from time to time hereunder, and (ii) any jurisdiction where its ownership of property or conduct of business requires such qualification and where failure to qualify could have a material adverse effect on the Custodian or its property or business or on the ability of the Custodian to perform it duties hereunder;

(b)

The execution, delivery and performance of this Custodial Agreement have been duly authorized by all necessary corporate action and the execution and delivery of this Custodial Agreement by the Custodian in the manner contemplated herein and the performance of and compliance with the terms hereof by it will not (i) violate, contravene or create a default under any applicable laws, licenses or permits to the best of its knowledge, or (ii) violate, contravene or create a default under any charter document or bylaw of the Custodian or, to the best of the Custodian’s knowledge, any contract, agreement or instrument to which the Custodian or by which any of its property may be bound and will not result in the creation of any lien, security interest or other charge or encumbrance upon or with respect to any of its property;

(c)

The execution and delivery of this Custodial Agreement by the Custodian and the performance of and compliance with its obligations and covenants hereunder do not require the consent or approval of any governmental authority, or, if such consent or approval is required, it has been obtained; and

(d)

This Custodial Agreement, and each Certification issued hereunder, when executed and delivered by the Custodian will constitute valid, legal and binding obligations of the Custodian, enforceable against the Custodian in accordance with their respective terms, except (i) as the enforcement thereof may be limited by applicable debtor relief laws and (ii) that certain equitable remedies may not be available regardless of whether enforcement is sought in equity or at law.

(e)

Unless the Custodian notifies the Trustee and the Depositor in writing not less than thirty (30) days prior to any transfer of the Mortgage Files, such files will be held by the Custodian, in the Custodian’s sole discretion, in the State of Minnesota.

(f)

The Custodian represents and warrants that the Custodian is a depository institution or a trust company subject to supervision or examination by a federal or state authority and has the combined capital and surplus of at least $50 million.

Section 5.2. No Claims to Mortgage Loans. The Custodian, solely in its capacity as Custodian, represents and warrants that (i) it took possession of the Mortgage Loans on behalf of the Trustee, to the best of its knowledge, without written notice of any adverse claim, lien, charge, encumbrance or security interest (including without limitation, federal tax liens or liens arising under the Employee Retirement Income Security Act of 1974, as amended), (ii) except as permitted in this Custodial Agreement, it does not and will not, in its capacity as Custodian, assert any claim or interest in the Mortgage Loans and will hold such Mortgage Loans pursuant to the terms of this Custodial Agreement, and (iii) it has not encumbered or transferred its right, title or interest as Custodian in the Mortgage Loans other than to, or as directed by, the Trustee. Notwithstanding any other provisions of this Custodial Agreement and without limiting the generality of the foregoing, the Custodian shall not at any time exercise or seek to enforce any claim, right or remedy, including any statutory or common law rights of set-off, if any, that the Custodian may otherwise have against all or any part of a Mortgage File, Mortgage Loan or proceeds of either.

ARTICLE 6.

COVENANTS

Section 6.1. Insurance. The Custodian will, at its own expense, maintain in full force and effect at all times during the term of this Custodial Agreement the following:

(a)

fidelity insurance;

(b)

errors and omissions insurance;

(c)

theft of documents insurance; and

(d)

forgery insurance.

All such insurance shall be in amounts with standard coverage and subject to deductibles as is customary for insurance typically maintained by banking institutions or trust companies which act as custodians. A certificate of the respective insurer as to each such policy shall be furnished to the Trustee, upon request.

Section 6.2. Storage of Mortgage Files. The Custodian will segregate and store the Mortgage Files in secure, fire resistant storage facilities in accordance with customary controls on access regarding the safety and security of the Mortgage Files.

ARTICLE 7.

MISCELLANEOUS

Section 7.1 Notices. Any notice, demand or consent, required or permitted by this Custodial Agreement shall be in writing and shall be effective and deemed delivered only when received by the party to which it is sent. Any such notice, demand or consent shall be deemed to have been duly given if (i) personally delivered, (ii) mailed by registered mail, postage prepaid, (iii) delivered by overnight courier, or (iv) transmitted via email, telegraph or facsimile, in each instance at the address listed below, or such other address as may hereafter be furnished by any party to the other parties in writing:

If to the Custodian:

Wells Fargo Bank, N.A.

751 Kasota Avenue

Minneapolis, MN 55414

Attention: Document Custody – Sequoia Mortgage Trust 2013-8

If to the Trustee:

Wilmington Trust, National Association

1100 North Market Street

Rodney Square North

Wilmington, DE 19890

Attention: Corporate Trust — Sequoia Mortgage Trust 2013-8

If the Depositor:

Sequoia Residential Funding, Inc.

One Belvedere Place, Suite 330

Mill Valley, CA 94941

If to the Seller:

Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 330

Mill Valley, CA 94941

Attention: Sequoia Mortgage Trust 2013-8

If to the Master Servicer:

CitiMortgage, Inc.

4050 Regent Boulevard

Irving, TX 75063

Attention: Sequoia Mortgage Trust 2013-8

With a copy to:

CitiMortgage, Inc.

The Office of the General Counsel

1000 Technology Drive

O’Fallon, MO 63368

If to CEN:

Cenlar FSB

425 Phillips Boulevard

Ewing, NJ 08618

With a copy address to Corporate Counsel at the same address

If to FRB:

First Republic Bank

111 Pine Street

San Francisco, CA 94111

Attention: Tony Sachs

Section 7.2. Entire Agreement. This Custodial Agreement contains the entire agreement among the parties hereto with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof, including any prior custodial agreements. The express terms hereof control and supersede any course of performance and/or usage of the trade inconsistent with any of the terms hereof, and no implied covenants or obligations shall be read into this Custodial Agreement concerning the Custodian. This Custodial Agreement may not be modified or amended other than by an agreement in writing signed by the parties hereto.

Section 7.3. Binding Nature of Agreement: Assignment. This Custodial Agreement shall be binding upon and inure to the benefit of the Custodian and the Trustee and their respective and permitted assigns. The Trustee may assign its interest in any of the Mortgage Loans held under this Custodial Agreement to a successor trustee pursuant to the Pooling and Servicing Agreement, by delivery of the following to the Custodian: (a) written notice of such assignment identifying the Mortgage Loans to be assigned and the assignee of such Mortgage Loans and (b) a written agreement of such assignee to assume all obligations of the Trustee under this Custodial Agreement with respect to such Mortgage Loans. Upon receipt of any such written notice of assignment and written assumption of obligations, the Custodian shall treat such assignee as the Trustee for all purposes of this Custodial Agreement. The Custodian shall not assign, transfer, pledge or grant a security interest in any of its rights, benefits or privileges hereunder, nor shall the Custodian delegate or appoint any other person or entity to perform or carry out any of its duties, responsibilities or obligations under this Custodial Agreement, without the prior written consent of the Trustee.

Section 7.4. Governing Law. This Custodial Agreement and all questions relating to its validity, interpretation, performance and enforcement shall be governed by and construed, interpreted and enforced in accordance with the laws of the State of New York notwithstanding any law, rule, regulation, or other conflict-of-law provisions to the contrary.

Section 7.5. Recordation of Agreement. To the extent permitted by applicable law, this Custodial Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Servicer in its sole discretion.

Section 7.6. Agreement for the Exclusive Benefit of Parties. This Custodial Agreement is for the exclusive benefit of the parties hereto and their respective successors and permitted assigns, and shall not be deemed to create or confer any legal or equitable right, remedy or claim upon any other Person whatsoever, except that the holders of the Mortgage Certificates and the Master Servicer shall be third party beneficiaries of this Custodial Agreement.

Section 7.7 Counterparts. This Custodial Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute one and the same instrument.

Section 7.8. Indulgences: Not Waivers. Neither the failure nor any delay on the part of a party hereto to exercise any right, remedy, power or privilege under this Custodial Agreement shall operate as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power or privilege preclude any other or further exercise of the same or of any other right, remedy, power or privilege, nor shall any waiver of any right, remedy, power or privilege with respect to any occurrence be construed as a waiver of such right, remedy, power or privilege with respect to any other occurrence. No waiver shall be effective unless it is in writing and is signed by the party asserted to have granted such waiver.

Section 7.9. Titles Not to Affect Interpretation. The titles of sections and subsections contained in this Custodial Agreement are for convenience only and they neither form a part of this Custodial Agreement nor are they to be used in the construction or interpretation hereof.

Section 7.10. Provisions Separable. The provisions of this Custodial Agreement are independent of and separable from each other and no provision shall be affected or rendered invalid or unenforceable by virtue of the fact that for any reason any other or others of them may be valid or unenforceable in whole or in part.

Section 7.11. Conflict or Inconsistency. In the event of any conflict or inconsistency between the terms and provisions of this Custodial Agreement and the terms and provisions of any contract, instrument or other agreement between Custodian and any third party, the terms and provisions of this Custodial Agreement shall control, provided, however, that in the event of any conflict or inconsistency between the terms of this Custodial Agreement and the instructions of the Trustee, the Trustee’s instructions shall control.

Section 7.12. Waiver of Trial by Jury. The parties hereto each knowingly, voluntarily and intentionally waives to the fullest extent permitted by applicable law any right it may have to a trial by jury of any dispute arising under or relating to this Custodial Agreement or the transactions contemplated hereby.

Section 7.13. Submission To Jurisdiction; Waivers. Each party hereto hereby irrevocably and unconditionally:

(a)

submits for itself and its property in any legal action or proceeding relating to this Custodial Agreement, or for recognition and enforcement of any judgment in respect thereof, to the non-exclusive jurisdiction of the courts of the State of New York, the federal courts of the United States of America for the Southern District of New York, and any appellate courts from any thereof;

(b)

consents that any such action or proceeding may be brought in such courts and, to the extent permitted by applicable law, waives any objection that it may now or hereafter have to the venue of any such court or that such action or proceeding was brought in an inconvenient court and agrees not to plead or claim the same;

(c)

agrees that the service of process in any such action or proceeding may be effected by mailing a copy thereof by registered or certified mail, postage prepaid, to its address set forth herein or at such other address of which the other party shall have been notified; and

(d)

agrees that nothing herein shall affect the right to effect service of process in any other manner permitted by law or shall limit the right to sue in any other jurisdiction.

Section 7.14. Non-petition. Notwithstanding anything in this Custodial Agreement to the contrary, the Custodian, in its capacity as custodian hereunder, shall not, prior to the date which is one year and one day after the termination of this Custodial Agreement, with respect to the Depositor or the Trustee, acquiesce, petition or otherwise invoke or cause the Depositor or the Trustee (or any assignee) to invoke the process of the court or governmental authority for the purpose of commencing or sustaining a case against the Depositor or the Trustee under any federal or state bankruptcy, insolvency or similar law, or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Depositor or the Trustee or any substantial part of its property or ordering the winding up or liquidation of the affairs of the Depositor or the Trustee.

Section 7.15 Termination. Unless terminated earlier pursuant to Section 4.1, this Custodial Agreement shall terminate upon the earlier of (a) the repurchase of all of the Mortgage Loans pursuant to a mortgage loan purchase agreement or pursuant to the Pooling and Servicing Agreement, which repurchase shall be evidenced by a notice from the Securities Administrator to the Custodian stating that beneficial ownership of the Mortgage Loans has been transferred to their purchaser or purchasers, (b) the Custodian’s receipt of written notice from the Securities Administrator of the final payment or liquidation of the final Mortgage Loan held by the Custodian under this Custodial Agreement or the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any such Mortgage Loan, or (c) the final payment date of the Certificates as evidenced by a notice from the Securities Administrator to the Custodian, a copy of which notice shall be simultaneously delivered to the Depositor, and delivery of the Mortgage Files pursuant to the Trustee’s instructions. Upon termination of this Custodial Agreement, the related Mortgage Files will be released by the Custodian in accordance with the Trustee’s written instructions.

[Signatures appear on the following page.]

IN WITNESS WHEREOF, the parties have entered into this Custodial Agreement as of the date on the cover page of this Custodial Agreement.

	WILMINGTON TRUST, NATIONAL ASSOCIATION, not in its individual capacity, but solely as Trustee

	By:	/s/ Dorri Costello
	Name:	Dorri Costello
	Title:	Assistant Vice President

	Wells Fargo Bank, N.A., as Custodian

	By:	/s/ Candy Stelflug
	Name:	Candy Stelflug
	Title:	Assistant Vice President

	Sequoia Residential Funding, Inc.,
	as Depositor

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

	Redwood Residential Acquisition Corporation, as Seller

	By:	/s/ William J. Moliski
	Name:	William J. Moliski
	Title:	Authorized Officer

Signature Page – Custodial Agreement (SEMT 2013-8)

EXHIBIT A

DELIVERY INSTRUCTIONS

Wells Fargo DOCUMENT CUSTODY

Address & Contact Name: Wells Fargo Bank, N.A.

Attn: Private Certifications

751 Kasota Avenue

Minneapolis, MN 55414

Notification of Transfer: Please notify ____________ at (612)______ with the anticipated date of the transfers and the number of loan files to be sent to Wells Fargo Bank, N.A.

Shipping instructions:

Documents placed in a pocket file folder (legal size)

Labels, affixed to the upper right hand corner of the legal-size pocket file folder, including Issuer Name, Previous Loan # (if any), Borrower Name, Loan #

Loan files placed in sequential, numerical loan number order inside archive boxes

A packing list, consisting of a list of the loans and the box number, must be included in each box

Each box must be marked on the outside to identify its contents as follows: Investor/Seller/Funding Date/Box 1 of __ , Ln # 100000–100200

A-1

EXHIBIT B

DATA FORMAT

Each column must contain the column header indicated in the new CSV Field Header name column on the attached grid.

Each column is separated by a comma; if data in a column contains valid commas, that data is surrounded by double quotes; so the file is comma delimited and double quote text qualified. Double quotes are only required when the data contains commas that do not indicate a new column.

Dates are required to be formatted as follows: MM/DD/YYYY

All data should be formatted as Text. The TYPE referred to below is a listing of what the field type on the collateral tracking system is. This is to assist in identifying what data is importable to a specific field and what is not. For example a value of ‘Monday’ would not be importable to the Rate field as Rate is a numeric field and the value of ‘Monday’ is text characters.

Char and Varchar = Any text up to the length specified, can be any combo of letters numbers that fit within the maximum field length

Numeric = Only numbers. Precision is found under formatting. For example 3.3 = 123.123, 6.2 = 123456.12

Small int = A number between 0 and 32,000

Tiny Int = 0 or 1 (0 = unchecked, 1 = checked).

Integer = Numeric without decimals.

*Required

Field Header Name	Type	Formatting	Max Length	Description
COLL_KEY*	Char(20)		20	Collateral Id
ALT_ID	Char(20)		20	Alternate id
BORROWER*	Varchar(60)		60	Borrower 1 Last Name
CASENUM	Char(20)		20	Case Number
CLOSED	Small Date	MM/DD/YYYY	10	Closed Date
FIRSTDUE	Small Date	MM/DD/YYYY	10	First Due Date
MATURITY*	Small Date	MM/DD/YYYY	10	Maturity Date
RATE*	Numeric	3.6	9	Rate
LNAMOUNT*	Numeric	12.2	14	Original Loan Amount
PI	Numeric	6.2	8	Payment & Interest
STATE*	Char(2)		2	State
CITY*	Varchar(60)		60	City
ZIP*	Varchar(10)		10	Zip Code
ADDRESS*	Varchar(60)		60	Address
ARMADJ*	Small Date	MM/DD/YYYY	10	ARM Adjust Date
ARMCONV	Char(1)		1	ARM Convertability
ARMROUND	Numeric	3.6	9	ARM Round
ARMACAP*	Numeric	3.6	9	ARM Annual Cap
ARMLCAP*	Numeric	3.6	9	ARM Life Cap
ARMMARGIN*	Numeric	3.6	9	ARM Margin
ARMFLOOR	Numeric	3.6	9	ARM Floor
ARMINDEX	Varchar(10)		10	ARM Index Source
ARMIDXRATE	Numeric	3.6	9	ARM Index Rate

B-1

Field Header Name	Type	Formatting	Max Length	Description
ARMLOOKBAK	Small Int	1	5	ARM Look back
MERSMIN*	Char(18)		18	Mers Min Number
MERSFLAG*	TinyInt	1	1	MERS Flag (1=Checked 0 = Unchecked)
BOOKPAGE	Char(10)		10	Instrument Book and Page number
CTRLNUM	Varchar(7)		7	Control Number
INSTRUMENT	Varchar(20)		20	Instrument Number
RECORDED	Small Date	MM/DD/YYYY	10	Recorded Date
CURR_UPB	Numeric	12.2	14	Current Unpaid Principal Balance
INVEST_KEY	Char(20)		20	Investor Id
ISMOM	TinyInt	1	1	MOM Flag (1 = Checked 0 = Unchecked)
TRUSTNUM	VarChar(40)		40	Trust Number
UDF_CHAR1*	Varchar(40)		40	User Defined Character Field 1 (co-op)
UDF_CHAR2	Varchar(40)		40	User Defined Character Field 2
UDF_DATE1	Small Date	MM/DD/YYYY	10	User Defined Date Field 1
UDF_DATE2	Small Date	MM/DD/YYYY	10	User Defined Date Field 2
UDF_DOL1	Numeric	12.2	14	User Defined Dollar Field 1
UDF_DOL2	Numeric	12.2	14	User Defined Dollar Field 2
UDF_PCT1	Numeric	4.6	10	User Defined Percentage Field 1
UDF_PCT2	Numeric	4.6	10	User Defined Percentage Field 2
UDF_INT1	Integer	7	7	User Defined Integer Field 1
UDF_INT2	Integer	7	7	User Defined Integer Field 2
VINNUM	Varchar(20)		20	Vehicle Identification Number
MAKE	Varchar(10)		10	Vehicle Make
MODEL	Varchar(10)		10	Vehicle Model
YEAR	Varchar(4)		4	Vehicle Year
ASSTDESC	Varchar(25)		25	Description Of The Asset
LTV	Numeric	3.1	4	Loan To Value Ratio
TERM	Varchar(3)		3	Loan or Lease Term
Address2	Varchar(30)		30	Address 2
BORR1FIRST*	Varchar(30)		30	Borrower 1 First name
BORR1MID	Varchar(30)		30	Borrower 1 Middle Name
BORR2FIRST	Varchar(30)		30	Borrower 2 First Name
BORR2MID	Varchar(30)		30	Borrower 2 Middle Name
BORR2LAST	Varchar(60)		60	Borrower 2 Last Name
ARMCEIL	Numeric	2.3	5	ARM Ceiling
COUNTY	Varchar		40	County
RATECHGFRQ	Small Int		5	Rate Change Frequency – In months
BALLOONFLG	TinyInt		1	Balloon Flag (1 = Checked 0 = Unchecked)
BALLOONTRM	Small Int		5	Balloon Term – In months
IO_FLAG	TinyInt		1	Interest Only Flag (1 = Checked 0 = Unchecked)
IO_TERM	Small Int		5	Interest Only Term – In months
ARMPFLRINI	Numeric	3.6	9	Initial Periodic Rate Floor
ARMPCAPINI	Numeric	3.6	9	Initial Periodic Rate Cap
ARMPFLOOR	Numeric	3.6	9	Periodic Rate Floor
ROUND_METH	TinyInt		1	Arm Loan Rounding Method ( 0=Round Nearest, 1=Round Up, 2=Round Down, 3=None )
INTAMOUNT	Numeric	12.2	14	Interest Amount
FUNDDATE	Small Date	MM/DD/YYYY	10	Funding Date

B-2

Field Header Name	Type	Formatting	Max Length	Description
NEGAMFLAG	TinyInt		1	Negative Amortization Flag (1 = Checked 0 = Unchecked)
NEGAMCAP	Numeric	3.6	9	Negative Amortization Cap
PAYCAP	Numeric	12.2	14	Payment Cap Amount
PREPAYTERM	Small Int		5	Prepayment Term
PPP_FLAG	TinyInt		1	Prepayment Penalty Flag (1 = Checked 0 = Unchecked)
PPP_DESCR	Varchar(254)		254	Prepayment Penalty Description
PPP_PCT	Numeric	3.6	9	Prepayment Penalty Percent
SERVICER_LOAN_ID	Varchar(20)		20	Servicer Loan Number
ADDITIONAL_LOAN_ID	Varchar(20)		20	Additional Loan Number

B-3

EXHIBIT C

AUTHORIZED REPRESENTATIVES CERTIFICATION

TO: Wells Fargo Bank Document Custody

Reference is hereby made to the Custodial Agreement, dated as of June 1, 2013, between Wilmington Trust, National Association, as Trustee, Redwood Residential Acquisition Corporation, as Seller, Sequoia Residential Funding, Inc., as Depositor, and Wells Fargo Bank, N.A., as Custodian (the “Custodial Agreement”).

Effective ________________ (date), the undersigned, a duly authorized representative of [_________], as [Servicer/Originator][Wilmington Trust, National Association, as Trustee][Sequoia Residential Funding, Inc., as Depositor][Wells Fargo Bank, N.A., as Master Servicer], hereby designates each of the persons whose names, titles, and signatures appear below as an Authorized Representative under the Custodial Agreement. This authorization will remain in place until such time as it is revoked, amended or supplemented in writing, by an officer of the Trustee or the Servicer.

Capitalized terms not defined herein shall have the meaning ascribed to them in the Custodial Agreement.

Name	Title	Specimen Signature

The above named company agrees to immediately notify Wells Fargo Bank, N.A., or its successors or assigns (“Wells Fargo”), should any person named hereunder become ineligible as an Authorized Representative and shall indemnify Wells Fargo and hold it harmless from and against any actions and/or suits whether groundless or otherwise and from and against any losses, damages, costs, charges, counsel fees, payments, expenses and liabilities (“Losses”) arising directly out of any action as an Authorized Representative under the Custodial Agreement of any person named in this list, except for liability arising out of Wells Fargo’s negligence, wilful misconduct or bad faith. These indemnity provisions shall survive the termination or assignment of the pools or loans.

C-1

IN WITNESS WHEREOF, the undersigned has executed this certificate for and on behalf of [_________], as [Servicer/Originator][Wilmington Trust, National Association, as Trustee][Sequoia Residential Funding, Inc., as Depositor][Wells Fargo Bank, N.A., as Master Servicer], this __ day of ______________, ___.

By (signature):

Name:

Title:

Phone #:

Fax #:

This form must be signed by an officer of the company. The officer needs to be someone other than those individuals who are being added as authorized signers.

ACKNOWLEDGEMENT:

(Individual)

State of

}ss.

County of

}ss.

This instrument was acknowledged before me on ______________________________ (date) by __________________

________________________________________________________________________________________________


(Seal)	(Signature of notarial officer)

My Commission Expires:

C-2

EXHIBIT D-1

INITIAL AUTHORIZED REPRESENTATIVES OF THE TRUSTEE

See Attached

D-1-1

EXHIBIT D-2

INITIAL AUTHORIZED REPRESENTATIVES OF THE DEPOSITOR

Name	Title	Specimen Signature

D-2-1

EXHIBIT D-3

INITIAL AUTHORIZED REPRESENTATIVES OF [_______],

AS [ORIGINATOR][AND][SERVICER]

Name	Title	Specimen Signature

D-3-1

EXHIBIT D-4

INITIAL AUTHORIZED REPRESENTATIVES OF THE MASTER SERVICER

Name	Title	Specimen Signature

D-4-1

EXHIBIT E

Wells Fargo Bank, N.A.

SCHEDULE OF FEES FOR CUSTODY SERVICES

All fees described below to be paid as set forth in the Custodial Agreement, except as described under “Shipping.”

Transaction Charges:¹

Annual Safekeeping Fee:

Per Mortgage File held at end of month

Final/trailing Documents – Rejected Trailing/Final Documents

Includes filing of documents in the Mortgage File,

Per occurrence

Release Requests/Rejected Release Requests

Standard Release

-48 hour turnaround time, excludes shipping expense

-Requests returned for Mortgage Files not in custody or improperly prepared

Requests for Release

Rush Release Requests

24 hour turnaround time, excludes shipping expense

Shipping

The Servicer shall be required to pay shipping expenses for any Mortgage File if there has been a breach of any representation or warranty made with respect to the related Mortgage Loan in the servicing agreement resulting in the repurchase of such Mortgage Loan by the Servicer. In all other cases where any Mortgage Files are required to be shipped to any party, the Depositor shall pay the related shipping expenses; provided, however, that if the Depositor fails to pay such expenses within 45 days of invoicing from the Custodian, such expenses shall be paid by the Trust Fund, subject to the limitations on reimbursements in clause (B) of the definition of Available Distribution Amount in the Pooling and Servicing Agreement.

File Reinstatements/Rejected File Reinstate

Reinstatements that cannot be accepted because the file is incomplete

Trust Receipts/ Certifications /Bailee Letters

Issuance of bailee letters, trust receipts, if applicable. Per receipt/letter

File Pull Fee

Per file includes research, etc.

Labeling of files

Includes the preparation and application of labels to files

Endorsement and Assignment Stamping

Per endorsement or assignment

Copies of Documents

Pull fee per file

Per single sided copy

Costs of special projects requiring copies of more than 5% of the Mortgage Files shall be negotiated with and paid by the requesting party.

Interfiling fee

Includes placing loan files or documents in loan number order. Per file or document.

File Folders Includes placing documents not received in manila folder

¹ Fee amount to be provided to the Master Servicer by the Custodian

E-1

EXHIBIT F

REQUEST FOR RELEASE OF DOCUMENTS

To:	Wells Fargo Bank, N.A.	Date: _______________
	751 Kasota Avenue
	Minneapolis, MN 55414
	Attn: WFDC Release Department

Re:

Custodial Agreement, dated as of June 1, 2013, among Wilmington Trust, National Association, as Trustee, Redwood Residential Acquisition Corporation, as Seller, Sequoia Residential Funding, Inc., as Depositor, and Wells Fargo Bank, N.A., as Custodian (the “Custodial Agreement”)

In connection with the administration of the Mortgage Loans held by you as Custodian for the Trustee pursuant to the above-captioned Custodial Agreement, we request the release of the Custodian's [Mortgage File][Credit File][Underwriting Guidelines] for the Mortgage Loan described below, for the reason indicated.

Mortgage Loan Number: _________________________________		Investor Number: _______________

Mortgagor Name, Address & Zip Code: ____________		Pool Number: __________________

Reason for Requesting Documents (check one):

_______ 1. Mortgage Paid in Full

_______ 2. Foreclosure

_______ 3. Substitution

_______ 4. Other Liquidation

_______ 5. Non-liquidation Reason:__________________

_______ PDF copy of the Credit File (Trustee Only)

_______ PDF copy of the Underwriting Guidelines (Trustee Only)

By:____________________________________________

(Authorized Signature)

Printed Name ___________________________________

[Servicer][Master Servicer][Trustee] Name:________ __________

Ship To Address: ___________________________

_______ _____________________

Phone: _______ _____________________

F-1

Custodian

Please acknowledge the execution of the above request by your signature and date below:

		Date
Signature

Documents returned to Custodian:

		Date
Custodian

F-2

EXHIBIT G

FORM OF CERTIFICATION

DATE

Wilmington Trust, National Association

1100 North Market Street

Rodney Square North

Wilmington, DE 19890

Attention: Corporate Trust — Sequoia Mortgage Trust 2013-8

Sequoia Residential Funding, Inc.

One Belvedere Place, Suite 330

Mill Valley, CA 94941

Attention: Sequoia Mortgage Trust 2013-8

Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 330

Mill Valley, CA 94941

Attention: Sequoia Mortgage Trust 2013-8

Re:

Ladies and Gentlemen:

In accordance with the provisions of Section 3.2(a) of the above referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that, except as noted on the attached Exception Report, it has reviewed each Mortgage Loan listed in the Mortgage Loan Schedule and has determined that (i) all documents required to be delivered to it pursuant to the Custodial Agreement are in its possession; and, (ii) such documents have been reviewed by it and appear regular on their face and related to such Mortgage Loan. All capitalized terms used but not defined herein shall have the meanings set forth in the Custodial Agreement.

The Custodian makes no representations as to, and shall not be responsible to verify, (I) the validity, legality, enforceability, perfectibility, due authorization, recordability, sufficiency, or genuineness of any of the documents contained in each Mortgage File or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

	Wells Fargo Bank, N.A., as Custodian

	By:

	Name:

	Title:

G-1

EXHIBIT H

FORM OF TRANSMITTAL LETTER

[Custodian Letterhead]

[ Date]

[Purchaser]

[Insert street address]

________________

Re:

___________________________

Ladies and Gentlemen:

Attached please find those Mortgage Loans listed separately on the attached schedule, which Mortgage Loans are owned by the Trustee and are being delivered to you for purchase.

Capitalized terms used herein and not otherwise defined shall have the meanings set forth in that certain Custodial Agreement, dated as of June 1, 2013, among Wilmington Trust, National Association, as Trustee, Redwood Residential Acquisition Corporation, as Seller, Sequoia Residential Funding, Inc., as Depositor, and Wells Fargo Bank, N.A., as Custodian.

Each of the Mortgage Loans is owned by the Trustee. Such ownership interest shall be released only upon remittance of $_____________ representing the full amount of the purchase price of such Mortgage Loans (the “Payoff Amount”) by wire transfer of immediately available funds to the following account:

WIRE TRANSFER INSTRUCTIONS:

[to be provided by Securities Administrator]

Pending the purchase of each Mortgage Loan and until the Payoff Amount is received, the aforesaid ownership interest therein will remain in full force and effect, and you shall hold possession of the Mortgage Loans and the documentation evidencing same as custodian, agent and bailee for and on behalf of the Trustee. In the event that any Mortgage Loan is unacceptable for purchase, promptly return the rejected item directly to the Custodian at its address set forth below. The Mortgage Loans must be so returned or Payoff Amount remitted in full no later than 30 days from the date hereof. If you are unable to comply with the above instructions, please so advise the undersigned Custodian immediately.

H-1

NOTE: BY ACCEPTING THE MORTGAGE LOANS DELIVERED TO YOU WITH THIS LETTER, YOU CONSENT TO BE THE CUSTODIAN, AGENT AND BAILEE FOR THE OWNER ON THE TERMS DESCRIBED IN THIS LETTER. THE CUSTODIAN REQUESTS THAT YOU ACKNOWLEDGE RECEIPT OF THE ENCLOSED MORTGAGE LOANS AND THIS LETTER BY SIGNING AND RETURNING THE ENCLOSED COPY OF THIS LETTER TO THE CUSTODIAN; HOWEVER, YOUR FAILURE TO DO SO DOES NOT NULLIFY SUCH CONSENT.

	Very truly yours,

	Wells Fargo Bank, N.A.,
	as Custodian

	By:
	Name:
	Title:
	Address:

ACKNOWLEDGED AND AGREED:

Authorized Signature:

[Purchaser]

By:
Name:
Title:
Address:

H-2

EXHIBIT I

FORM OF CERTIFICATION REGARDING SERVICING CRITERIA TO BE
ADDRESSED IN REPORT ON ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified below with an "X" as Servicing Criteria applicable to the Custodian:

Regulation AB Reference	Servicing Criteria	Custodian
	General Servicing Considerations
1122(d)(1)(i)	Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.	N/A
1122(d)(1)(ii)	If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.	N/A
1122(d)(1)(iii)	Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.	N/A
1122(d)(1)(iv)	A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.	N/A
	Cash Collection and Administration
1122(d)(2)(i)	Payments on pool assets are deposited into the appropriate bank collection accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.	N/A
1122(d)(2)(ii)	Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.	N/A
1122(d)(2)(iii)	Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.	N/A
1122(d)(2)(iv)	The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.	N/A
1122(d)(2)(v)	Each collection account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.	N/A

I-1

1122(d)(2)(vi)	Unissued checks are safeguarded so as to prevent unauthorized access.	N/A
1122(d)(2)(vii)	Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including collection accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.	N/A
	Investor Remittances and Reporting
1122(d)(3)(i)	Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the Servicer.	N/A
1122(d)(3)(ii)	Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.	N/A
1122(d)(3)(iii)	Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.	N/A
1122(d)(3)(iv)	Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.	N/A
	Pool Asset Administration
1122(d)(4)(i)	Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.	X
1122(d)(4)(ii)	Pool assets and related documents are safeguarded as required by the transaction agreements	X
1122(d)(4)(iii)	Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.	N/A

I-2

1122(d)(4)(iv)	Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.	N/A

1122(d)(4)(v)	The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.	N/A

1122(d)(4)(vi)	Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.	N/A

1122(d)(4)(vii)	Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.	N/A

1122(d)(4)(viii)	Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).	N/A

1122(d)(4)(ix)	Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.	N/A

1122(d)(4)(x)	Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.	N/A

1122(d)(4)(xi)	Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.	N/A

1122(d)(4)(xii)	Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.	N/A

I-3

1122(d)(4)(xiii)	Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.	N/A

1122(d)(4)(xiv)	Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.	N/A

1122(d)(4)(xv)	Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.	N/A

I-4

EXHIBIT J

FORM OF CREDIT FILE CERTIFICATION

DATE

Wilmington Trust, National Association

1100 North Market Street

Rodney Square North

Wilmington, DE 19890

Attention: Corporate Trust — Sequoia Mortgage Trust 2013-8

Sequoia Residential Funding, Inc.

One Belvedere Place, Suite 330

Mill Valley, CA 94941

Attention: Sequoia Mortgage Trust 2013-8

Redwood Residential Acquisition Corporation

One Belvedere Place, Suite 330

Mill Valley, CA 94941

Attention: Sequoia Mortgage Trust 2013-8

Re:

Ladies and Gentlemen:

In accordance with the provisions of Section 3A.3 of the above referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that, except as noted on the attached Exception Report, it has confirmed the presence of each Required Credit File Document listed in the Data Tape and has determined that (i) the Required Credit File Documents required to be delivered to it pursuant to the Custodial Agreement are in its possession; and, (ii) such Required Credit File Documents have been received by it and appear regular on their face. All capitalized terms used but not defined herein shall have the meanings set forth in the Custodial Agreement.

The Custodian makes no representations as to, and shall not be responsible to verify, (I) the validity, legality, enforceability, perfectibility, due authorization, recordability, sufficiency, or genuineness of any of the Credit Files or (ii) the collectability, insurability, effectiveness or suitability of any such Credit File.

	Wells Fargo Bank, N.A., as Custodian

	By:
	Name:
	Title:

J-1

EXHIBIT K

LIST OF ORIGINATORS AND MORTGAGE LOAN

PURCHASE AGREEMENTS

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and Academy Mortgage Corporation, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of June 1, 2012, between RRAC and Amegy Mortgage Company, L.L.C., as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and American Pacific Mortgage Corporation, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Banner Bank, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Bay Equity, LLC, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of September 1, 2011, between RRAC and Benchmark Bank, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of April 1, 2012, between RRAC and Boston Private Bank & Trust Company, as modified by the related Acknowledgement.

Flow Mortgage Loan Purchase and Sale Agreement dated as of March 1, 2012, between RRAC and Capital Bank, N.A., as modified by the related Acknowledgement.

10.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2011, between RRAC and Castle & Cooke Mortgage, LLC, as modified by the related Acknowledgement.

11.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Cherry Creek Mortgage Co., Inc., as modified by the related Acknowledgement.

12.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of June 1, 2012, between RRAC and Cobalt Mortgage, Inc., as modified by the related Acknowledgement.

13.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Cole Taylor Bank, as modified by the related Acknowledgement.

14.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2012, between RRAC and Colonial Savings, F.A., as modified by the related Acknowledgement.

15.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of September 1, 2011, between RRAC and Cornerstone Home Lending, Inc., f/k/a Cornerstone Mortgage Company, as modified by the related Acknowledgement.

K-1

16.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and DHI Mortgage Company, Ltd., as modified by the related Acknowledgement.

17.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Embrace Home Loans, Inc., as modified by the related Acknowledgement

18.

19.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2012, between RRAC and Fairway Independent Mortgage Corporation, as modified by the related Acknowledgement.

20.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of March 1, 2012, between RRAC and Fidelity Bank dba Fidelity Bank Mortgage, as modified by the related Acknowledgement.

21.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011 between RRAC and First Choice Loan Services, Inc., as modified by the related Acknowledgement.

22.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2012, between RRAC and First Heritage Mortgage, LLC, as modified by the related Acknowledgement.

23.

Flow Mortgage Loan Purchase and Sale Agreement dated as of August 1, 2012, between RRAC and First National Bank of Omaha, as modified by the related Acknowledgement.

24.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and FirstBank, as modified by the related Acknowledgement.

25.

Flow Mortgage Loan Sale and Servicing Agreement, dated as of July 1, 2010, between RRAC and First Republic Bank, as modified by the related Acknowledgement.

26.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 23, 2011, between RRAC and Flagstar Capital Markets Corporation, as modified by the related Acknowledgement.

27.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Franklin American Mortgage Company, as modified by the related Acknowledgement.

28.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Fremont Bank, as modified by the related Acknowledgement.

29.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Fulton Bank, National Association, as modified by the related Acknowledgement.

30.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and George Mason Mortgage, LLC, as modified by the related Acknowledgement.

31.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and GuardHill Financial Corporation, as modified by the related Acknowledgement.

32.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2012, between RRAC and Guild Mortgage Company, as modified by the related Acknowledgement.

33.

Flow Mortgage Loan Purchase and Sale Agreement dated as of January 1, 2013, between RRAC and Heritage Bank of the South, as modified by the related Acknowledgement.

K-2

34.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Leader Bank, N.A., as modified by the related Acknowledgement.

35.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2012, between RRAC and MegaStar Financial Corporation, as modified by the related Acknowledgement.

36.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and Michigan Mutual, Incorporated, as modified by the related Acknowledgement.

37.

Flow Mortgage Loan Purchase and Sale Agreement dated as of February 1, 2012, between RRAC and Monarch Bank, as modified by the related Acknowledgment.

38.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of June 1, 2012, between RRAC and Mortgage Master, Inc., as modified by the related Acknowledgement.

39.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Mutual of Omaha Bank, as modified by the related Acknowledgement.

40.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Paramount Equity Mortgage, as modified by the related Acknowledgement.

41.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and Perl Mortgage, Incorporated, as modified by the related Acknowledgement.

42.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2011, between RRAC and Plaza Home Mortgage, Incorporated, as modified by the related Acknowledgement.

43.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2013, between RRAC and Potomac Mortgage Group, Inc., as modified by the related Acknowledgement.

44.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Primary Residential Mortgage, Inc., as modified by the related Acknowledgement.

45.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 30, 2011, between RRAC and PrimeLending, a PlainsCapital Company, as modified by the related Acknowledgement.

46.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2011, between RRAC and Prospect Mortgage, LLC, as modified by the related Acknowledgement.

47.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Provident Savings Bank, as modified by the related Acknowledgement.

48.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of December 1, 2012, between RRAC and Renasant Bank, as modified by the related Acknowledgement.

49.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2012, between RRAC and Residential Finance Corporation, as modified by the related Acknowledgement.

50.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and RMR Financial, LLC, as modified by the related Acknowledgement.

51.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and Sandy Spring Bank, as modified by the related Acknowledgement.

K-3

52.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of May 1, 2012, between RRAC and SCBT, as modified by the related Acknowledgement.

53.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of April 1, 2012, between RRAC and Shea Mortgage Inc., as modified by the related Acknowledgement.

54.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of November 1, 2012, between RRAC and Shelter Mortgage Company, LLC, as modified by the related Acknowledgement.

55.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2011, between RRAC and Simonich Corporation, dba BOC Mortgage, as modified by the related Acknowledgement.

56.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of March 1, 2011, between RRAC and Sterling Savings Bank, as modified by the related Acknowledgement.

57.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2011, between RRAC and Stifel Bank and Trust, as modified by the related Acknowledgement.

58.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of October 1, 2012, between RRAC and Everett Financial, Inc. DBA Supreme Lending, as modified by the related Acknowledgement.

59.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of February 1, 2013, between RRAC and Susquehanna Bank, as modified by the related Acknowledgement.

60.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and The Lending Partners, LLC, as modified by the related Acknowledgement.

61.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of August 1, 2012, between RRAC and Total Mortgage Services, LLC, as modified by the related Acknowledgement.

62.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2012, between RRAC and Umpqua Bank, as modified by the related Acknowledgement.

63.

64.

Flow Mortgage Loan Purchase and Sale Agreement dated as of December 1, 2011, between RRAC and Universal American Mortgage Company, LLC, as modified by the related Acknowledgement.

65.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of January 1, 2013, between RRAC and W.R. Starkey Mortgage, LLP, as modified by the related Acknowledgement.

66.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and Mortgage Access Corp. DBA Weichert Financial Services, as modified by the related Acknowledgement.

67.

68.

Flow Mortgage Loan Purchase and Sale Agreement, dated as of July 1, 2012, between RRAC and WJ Bradley Mortgage Capital LLC, as modified by the related Acknowledgement.

K-4

EXHIBIT L

LIST OF SERVICERS AND SERVICING AGREEMENTS

Flow Mortgage Loan Sale and Servicing Agreement, dated as of July 1, 2010, between RRAC and First Republic Bank, as modified by the related Acknowledgement.

L-1

Annex 1

DOCUMENT TYPES AND EXCEPTION CODES

DOCUMENT TYPES

Track Item Type		Doc Type
COLLATERAL ITEM
1003		Residential Loan Application
1008		Underwriting and Transmittal Summary
1994		1994 CHCH SECTY
1995		1995 CHCH SECTY
1996		1996 CHCH SECTY
1997		1997 CHCH SECTY
711A		GNMA 11711A
711B		GNMA 11711B
AAL1		ASSN/ASSN LEAS1
AAL2		ASSN/ASSN LEAS2
ACC1		ASUM CO. UCC1
ACC3		ASUM-AMD/TRM CO
ACCA		ACCT CTRL AGREE
ACCP		ACCEPT & ASSUM ( COOP)
ACS1		ASUM ST. UCC1
ACS3		ASUM-AMD/TRM ST
ADDM		ADDENDUM
AFFD		NAME AFFIDAVIT
AFFX		Affidavit of Affixation
AGRE		ASSIGN OF AGREE
ALCR		Assignment to Letter of Credit
ALN1		ALLONGE 1
ALN2		ALLONGE 2
ALN3		ALLONGE 3
ALN4		ALLONGE 4
ALN5		ALLONGE 5
ALN6		ALLONGE 6
ALN7		ALLONGE 7
ALN8		ALLONGE 8
ALN9		ALLONGE 9
ALNG		ALLONGE
ALNI		ALLONGE INTRVN
ALNV		ALLONGE FINAL
AMOR		Amortization Schedule
AMRT		AMORT. SCH.
APL		ASSIGNMENT OF PROPERTY LEASE
APPL		APPLICATION
APPR		APPRAISAL
AREC		ASN RECG AGREE
ARM		ADJ RATE MORTG
AS10		ASSIGNMENT 10
AS11		ASSIGNMENT 11
ASAG		ASSN-ASSU AGRMT

I-1

Track Item Type		Doc Type
ASCC		(New) ASCC
ASGM		ASSN OF MTGE
ASGN		(New) ASGN
ASL1		ASSN 1 OF LEASE
ASL2		ASSN 2 OF LEASE
ASL3		ASSN 3 OF LEASE
ASL4		ASSN 4 OF LEASE
ASL5		ASSN 5 OF LEASE
ASL6		ASSN 6 OF LEASE
ASL7		ASSN 7 OF LEASE
ASLQ		ASN LIQUOR LIC.
ASLR		ASSN LEASE/RENT
ASLV		LEASE INV ASSN
ASN1		ASSIGNMENT 1
ASN2		ASSIGNMENT 2
ASN3		ASSIGNMENT 3
ASN4		ASSIGNMENT 4
ASN5		ASSIGNMENT 5
ASN6		ASSIGNMENT 6
ASN7		ASSIGNMENT 7
ASN8		ASSIGNMENT 8
ASN9		ASSIGNMENT 9
ASNB		BLANKET ASSN
ASNP		Assignment of Proprietary Lease
ASNV		ASSN TO INVESTR
ASNX		ASSIGNMENT 10+
ASPW		ASG-PRMTS&WARRT
ASSB		(New) ASSB
ASSE		ASSETT MGR AGRT
ASSM		ASSN SUB/MGMT
ASSN		INT. ASSIGNMENT
ASSO		ORIG ASSIGNMENT
ASSU		ASSUMPTION
ASUM		ASSUMPT AGREEMT
ASV1		SUBSEQ PRIV ASN
ASVB		BLNKT ASSN--INV
ATTY		ATTY'S OPINION
AVRF		Asset Verification
BAIL		BAILEE LETER
BALN		Balloon Mortgages
BARC		(New) BARC
BASN		BARCLAYS A/M
BCIA		BLNKT CERT-GNMA
BKST		Bank Statements
BLNK		(c) Blank Description
BOFS		BILL OF SALE
BOND		LOST INSTR AFFD
BORR		CERT OF BORROW
BPO		Brokers Price Opinion

I-2

Track Item Type		Doc Type
BUYD		BUYDOWN AGREEMT
CASH		CASH MANAGEMENT
CEM		CONSOL/EXT AGRM
CERI		REO Certificate of Insurance
CERT		MIC/LGC
CINL		(New) CINL
CKLT		LOAN FILE CHECKLIST
CNFS		CERT NONFOREIGN
CNSV		Conservator Court Appointment
COAG		Co-Ownership Agreement
COFS		CONTRACT OF SALE
COFT		CERT OF TITLE
COM1		Combined Document Intervening Assignment 1
COM2		Combined Document Intervening Assignment 2
COM3		Combined Document Intervening Assignment 3
COM4		Combined Document Intervening Assignment 4
COM5		Combined Document Intervening Assignment 5
COM6		Combined Document Intervening Assignment 6
COM7		Combined Document Intervening Assignment 7
COM8		Combined Document Intervening Assignment 8
COM9		Combined Document Intervening Assignment 9
COMB		COMBINATION DOC
COMP		COMPLETION/REP
COMV		Combined Document Final Assignment
CONC		Construction Contract
CONE		CONSENT (COOP)
CONS		CONSOLIDATION
CONT		CNTRCT FOR DEED
CONV		CONVERSION AGMT
COOP		CO-OP
CORP		CORPORATE ASSN
CRPT		Credit Report
CSUB		COLL SUBMISSION
CTRL		CRED.TENANT LSE
CUST		CUSTODY AGREEMT
DEE1		ADD'L DEED
DEE2		2ND ADDL DEED
DEED		DEED OF TRUST
DEFR		Deferral Agreement
DEFS		DEFEASANCE DOCUMENTS
DOC		DOCUMENT
DOFT		(New) DOFT
EDV1		SUBSEQ PRIV END
EMIC		Electronic MIC
ENAS		ENVIR ASSESSMNT
END1		ENDORSEMENT 1
END2		ENDORSEMENT 2
END3		ENDORSEMENT 3
END4		ENDORSEMENT 4

I-3

Track Item Type		Doc Type
END5		ENDORSEMENT 5
END6		ENDORSEMENT 6
END7		ENDORSEMENT 7
END8		ENDORSEMENT 8
END9		ENDORSEMENT 9
ENDI		Intervening Endorsement
ENDV		FINAL ENDORSEMENT
ENOT		Electronic Note
ENVI		ENVIRO INDEMNIT
EOMP		E&O POLICY
ESCL		ESCROW LETTER
ESCR		ESCROW AGREEMNT
ESTO		ESTOPPEL L/A
EXTN		Extension Agreement
FDOC		Final Package-No Insuring Document
FHFC		FHA Firm Commitment
FHIN		FHA Insurance
FHPN		FHA Project Number
FHRA		FHA Regulatory Agreement
FHUD		Final HUD
FILE		LOAN FILE
FILN		(New) FILN
FIN		(New) FIN
FIN'		(New) FIN'
FIN.		(New) FIN.
FIN;		(New) FIN;
FINL		FINAL PACKAGE
FIXF		Fixture Filing
FLIN		FLOOD INSURANCE
FPLN		FHA Home Equity Conversion Mtg with Line of Credit Only Plan
FPNT		1ST PAYMT NOTIC
FRAN		FRANCHISE AGRMT
FSCH		FILE SCHEDULE
GFE		Good Faith Estimate
GRND		GROUND LEASES
GUAR		GUARANTEE AGMNT
HAZA		HAZARD POLICY
HEAA		Equity Access Agreement
ICAG		INTERCREDITOR
IFNL		(New) IFNL
ILGC		INDIAN LGC
INCL		INS CLOSE LETTR
INIP		INITIAL PACKAGE
INP		(New) INP
INSU		GOVERNMENT INSURANCE
INV2		(New) INV2
INVA		INVESTOR ASSN
INVC		(New) INVC
IRCA		INTEREST RCA

I-4

Track Item Type		Doc Type
LAGR		LOAN AGREEMENT
LAND		LAND HOME CONTRACT
LCI		Lender’s Closing Instructions
LCRD		LETTR OF CREDIT
LEAS		LEASE DOCUMENT
LEGL		LEGAL DESCR DOC
LES1		ASSN OF LESS
LES2		ASSN OF LES1
LESS		LEASE ESTOPPEL
LGC		LGC
LIB		Lost Instrument Bond
LIEN		Lienholder/ Security Interest Evidence
LIFE		Life Insurance
LLA		LOST LEASE AFFIDAVIT
LLAP		Lender's Loan Approval
LNA		LOST NOTE AFDVT
LNG		LOAN NOTE GUAR.
LSA		LOST STOCK AFFIDAVIT
LSCH		LOAN SCHEDULE
MEMO		MEMO DOCUMENT
MERG		MERGER DOCUMENT
MERS		MERS
MFAM		Multi-Family Rider
MFLG		MERS FLAG
MGMT		ASSIGN OF MGMT
MHCT		Mobile Home Certificate
MHRD		Mobile Home Rider
MIC		MIC
MILR		(New) MILR
MISC		MISC. DOCUMENTS
MMIN		MERS ID NUMBER
MOD		MODIFICATION
MODF		MODIF AGREEMT
MODN		MODIFICATION AGREEMENT FOR NOTE ONLY
MORT		MORTGAGE
MTG2		2nd Mortgage
NDEF		Notice of Default
NOLA		NOLA FORM
NOT1		ADD'L NOTE
NOT2		2ND ADDL NOTE
NOTA		NOTICE OF ASN
NOTE		MTG NOTE
NRID		Note Rider
NTAS		ASSIGNEE NOTICE
NVA		(New) NVA
OMNA		Intervening Assignment for Omnibus
OMNI		OMNIBUS
OMNV		Final Assignment for Omnibus
OMVA		(New) OMVA

I-5

Track Item Type		Doc Type
OPER		OPERATIONS/MAIN
OPIN		OPINION
PART		Participation Agreement/Certificate
PBND		Performance Bond
PLSA		PLEDGE/SEC AGRE
PMI		PRIV MORTG INS
PMIS		PRIV. MORT INS
POA		POWER OF ATTNY
POFA		POWER OF ATTORN
POOL		POOL PAPERS
PORT		PORTFOLIO
PPPA		Prepayment Penalty Addendum
PRLS		PROPRIETARY LEASE
PROL		PROPRIETARY LSE
PTPL		PRELIM. TITLE POLICY
PURL		PURCHASER LEASE
QCLD		QUIT CLAIM DEED
RAPR		RES. APPRAISAL
RAS'		(New) RAS'
RAS2		2ND ASSN SENT
RAS3		3RD ASSN SENT
RAS4		4TH ASSN SENT
RASN		RECORDED ASSIGN
RCAG		RECOGNITION AGREEMENT
RCER		RECERT FORM
REAG		RECIP EASE AGRE
RECG		RECOGN AGREEMT
RECO		RECONVEYANCE
RECP		RECPT&CLSG CERT
RELR		RELEASE REQUEST
REOP		REO Phase Report
REPL		REPLACEMENT RES
REQU		REQUIRED REPAIR
RIDR		RIDERS
RLAP		RES. LOAN APPL.
RTC		Right to Cancel
SCER		STOCK CERT
SCHD		POOL SCHEDULE
SCON		Sales Contract
SCRT		STOCK CERT
SEC1		ASN OF SEC AGMT
SEC2		Second Property Mortgage
SEC3		Third Property Mortgage
SECA		SECURITY AGREEMENT
SECI		SECURITY INSTR
SEVC		Final Assignment for Security Agreement
SIGN		SIGNATURE AFFID
SINS		SITE INSPECTION
SPOW		STOCK POWER

I-6

Track Item Type		Doc Type
SPRG		SPREADER AGREMT
SPWR		STOCK POWER
SRID		Security Instrument Rider
SRPT		Surveyor's Report
STUB		Paystub
SUB		SUBORDINATION
SUBD		SUBORD AGREEMT
SUBR		SUBORDINATION
SUR1		FINAL SURVEY
SURT		Surrender of Title/Origin Certificate
SURV		SURVEY
TAGR		TRUST AGREEMENT
TAXR		Tax Returns
TCMT		TITLE COMMITMENT
TEND		Title Policy Endorsement
TENT		TENANT ESTOPPEL
TEST		TEST DOCUMENT
TIL		Truth in Lending Disclosure Statement
TILN		TRUTH IN LENDNG
TITL		TITL - Converted
TPOL		TITLE POLICY
TRAN		(New) TRAN
TRFL		MTG,ASSN & DOCS
TRNS		TORRENS CERT
TTRB		TRIAL BALANCE
UARL		UNREC ASSN REL
UC31		Intervening UCC3 County Assignment 1
UC32		Intervening UCC3 County Assignment 2
UC33		Intervening UCC3 County Assignment 3
UC34		Intervening UCC3 County Assignment 4
UC35		Intervening UCC3 County Assignment 5
UC36		Intervening UCC3 County Assignment 6
UC37		Intervening UCC3 County Assignment 7
UC38		Intervening UCC3 County Assignment 8
UC39		Intervening UCC3 County Assignment 9
UC3I		UCC-3 INTV(CO)
UC3U		Unfiled UCC3 to Blank
UCC1		UCC-1 (CO)
UCC2		UCC2 - Converted
UCC3		UCC-3 (CO)
UCS1		UCC-1 (ST)
UCS3		UCC-3 (ST)
US31		Intervening UCC3 State Assignment 1
US32		Intervening UCC3 State Assignment 2
US33		Intervening UCC3 State Assignment 3
US34		Intervening UCC3 State Assignment 4
US35		Intervening UCC3 State Assignment 5
US36		Intervening UCC3 State Assignment 6
US37		Intervening UCC3 State Assignment 7

I-7

Track Item Type		Doc Type
US38		Intervening UCC3 State Assignment 8
US39		Intervening UCC3 State Assignment 9
US3I		UCC-3 INTV (ST)
VOE		Verification of Employment
VOM		Verification of MTG
VOR		Verification of Rent
W2F		W2 Form
WARD		WARRANTY DEED
WDEB		WARRANTY DEED TO BUYER
WDED		WARRANTY DEED
WVOP		WRTN VAL OF PRP

EXCEPTION CODES

Code		Question Description
01		Missing
02		Document is Copy, Need Original
03		Doc is a Copy, but not Certified True and Correct
04		Pages are Missing from Document
05		Damaged Document
06		Incorrect Form
07		Date is Incorrect
08		Loan Number does not agree with Schedule
09		Property Address does not agree with Schedule
10		Interest Rate does not agree with Schedule
11		Interest Rate (alpha & numeric) do not agree
12		Date of First Payment does not agree with Schedule
13		Date of Last Payment does not agree with Schedule
14		Loan Amount does not agree with Schedule
15		Loan Amount (alpha & numeric) do not agree
16		Monthly P&I does not agree with Schedule
17		P&I (alpha & numeric) do not agree
18		Mortgagor Name(s) does not agree with Schedule
19		Legal Description is Missing/Incorrect
20		Unrecorded Original
21		White-out / Corrections Not Initialed
22		Endorsement(s) is Missing/Incorrect
23		Notary, Acknowledgment, or Witness Information is Missing
24		Name is Missing/Incorrect
25		Signature(s) does not agree with Typed Name(s)
26		Signature is Missing
27		Signature is Not Original
28		Signature Date is Missing
29		Title Insurance Coverage is Insufficient
30		Named Insured is Missing/Incorrect
31		Trustee Name is Missing/Incorrect
32		Guarantee Percentage is Missing
33		Case Number does not agree with Schedule
34		Commitment Number does not agree with Schedule

I-8

Code		Question Description
35		Investor Loan Number does not agree with Schedule
36		First Interest Rate Adjustment Date differs from Schedule
37		The Margin does not agree with Schedule
38		The Percent Rounded does not agree with Schedule
39		The Periodic Cap does not agree with Schedule
40		The Lifetime Cap does not agree with Schedule
41		ARM Convertibility Feature is Missing/Incorrect
42		ARM Index is Missing/Incorrect
43		ARM Lookback Period is Missing/Incorrect
44		Schedule A is Incorrect
45		County Missing/Incorrect
46		Loan Reference Missing/Incorrect
47		Incomplete Information
48		Not Listed on Trial Balance (recertification code)
49		Life Floor Does not Agree with Schedule
50		Rate Adj Frequency Does Not Agree with Schedule
51		Closing Date Does Not Agree with Schedule
52		Document Does Not Belong in File
53		Total Loan to Value does not agree with Schedule
54		Property Type does not agree with Schedule
55		Loan Purpose does not agree with Schedule
56		Occupancy does not agree with Schedule
57		Document is a "True & Correct" copy, need Original
58		Prepayment Penalty Term differs from Schedule.
59		Title Policy Assumption Endorsement Missing
60		Break in Assignment Chain.
61		Document is Missing, Need a Copy
62		CLAIM, LIEN, INTEREST, ENCUMBRANCE, OR RESTRICTION EXISTS
63		Mers Beneficiary Name Missing/Incorrect
64		Duplicate Original in file
65		Corrected MIC in file
66		Rider Missing
67		in File
68		Certified True Copy
69		Recorded Copy
70		IN PROCESS AND\OR SUBMITTED FOR RECORDING
71		Start date is incorrect.
72		Max. principal sum doesn't agree with schedule.
73		Advance limit amount doesn't agree with schedule.
74		Initial advance doesn't agree with schedule.
75		Monthly advance doesn't agree with schedule.
76		Maturity fee doesn't agree with schedule.
77		Equity share doesn't agree with schedule.
78		Reserve acct. advance amount doesn't agree with schedule.
79		Loan Percentage does not match the schedule
80		Missing CO-OP documents
81		Initial Fair Value does not match the schedule
82		Compounding Amount does not match the schedule
83		Initial Lending Value does not agree with Schedule

I-9

Code		Question Description
84		Initial Annual Percentage Rate does not match Schedule
85		Maximum Rate does not match Schedule
86		RECEIVING BANK NAME DOES NOT AGREE
87		ABA NUMBER DOES NOT AGREE
88		MISSING
89		ACCOUNT # DOES NOT AGREE
90		LOST DOCUMENT - AFFIDAVIT IN FILE
91		TRUST INFORMATION MISSING OR INCORRECT
92		DOCUMENT BEING CREATED AND OR EXECUTED
93		PAGES ARE MISSING FROM RECORDED DOC
94		OUT FOR EXECUTION
95		NOTARY, ACKNW., OR WITNESS INFO. MISSING FROM RECORDED DOC
96		DOCUMENT IS AN UNRECORDED COPY, NEED RECORDED COPY
97		ADDITIONAL DOCUMENTS IN FILE
98		Missing. Title Commitment Received
99		Document is a "True & Correct" Copy, need Original
CM		MIC/LGC IS MISSING
F1		Misc. Exception
F2		Misc. Exception
F3		Missing File
F4		MISSING FILE
MM		MORTGAGE/DEED OF TRUST IS MISSING
NM		NOTE MISSING
NR		NOT REVIEWED
TM		TITLE POLICY MISSING
02A		DOCUMENT IS A COPY, ASSIGNEE NAME IS MISSING
09A		PROPERTY ADDRESS MISSPELLING OF ADDRESS
09B		PROPERTY ADDRESS MISSPELLING OF CITY
09C		Legal Description or Property Address missing
100		RECORDING INFORMATION MISSING/INCORRECT
101		VA ELIGIBILITY PERCENT
102		VA VENDEE
103		ADP CODE
104		HUD REPO
105		PRODUCT TYPE
106		LAST RECORDED INTERIM ASSIGNMENT.
107		ADP CODE NOT APPROVED.
108		NOTE HELD AT FNMA/FHLMC CUSTODIAN
109		REC'D ASUM NEED UCC AMENDMENT OR NEW FILING
110		PORTFOLIO REVIEWED LOAN
111		RECORDED DOCUMENT SENT TO BE RE-RECORDED
112		Mortgagor name(s) does not agree with Assignment.(FHLB)
113		Property address does not agree with Assignment.(FHLB)
114		Note is not on a standard FNMA/FHLMC uniform instrument form
115		Processing and or submitted for recording to issuer vendor.
116		DOCUMENTS IN A FOREIGN LANGUAGE, CAN NOT BE REVIEWED
117		Initial Rate Cap doesn't agree with schedule.
118		Lost Note Affdidavit in File, Missing Copy of Note
119		Lost Note Affidavit and Copy of Note in File

I-10

Code		Question Description
120		Assignee Name Missing
121		Recording Search and/or Confirmation of Filing
122		Screen Print of Government Insurance Received
123		Desc. of Easements and Encroachments does not agree with TPO
124		Name of insured not mortgagee and/or Sec'y of HUD
125		NOT VERIFIED AS MERS REGISTERED
126		INTERIM FUNDER IS NOT BLANK
127		PREPAYMENT CHARGE DOES NOT MATCH SCHEDULE
128		Lender signature missing
129		Balloon Call Date does not match system
130		ARM DATA MISSING
131		First rate Adjustment Min Rate does not agree with schedule
132		First Rate Adjustment Max Rate does not agree with schedule
134		Loan requires new FHLMC review
135		Co-Borrower name does not agree with schedule
136		CUSTODIAN NOT ON MERS SYSTEM
137		WAREHOUSE LENDER NOT BLANK OR IS INCORRECT ON MERS SYSTEM
138		INVESTOR INCORRECT ON MERS SYSTEM
139		1st Payment Change Date differs from schedule
140		Copy Missing
141		MIN NUMBER is Missing/Incorrect
142		ARM Note Rounding Method differs from Schedule
143		1st full amortizing payment date does not match the Schedule
144		Amortization term does not match schedule
145		IO Term Does Not Match Schedule
146		Periodic Payment Cap does not agree with Schedule
147		File Released in Excess of 30 days
148		File Released-Attorney Bailee Terminated
18A		Borrowers Age does not agree Schedule
200		Lien release/short sale.
20A		UNRECORDED ORIGINAL INVESTOR ASSIGNMENT
21A		Document Initialed Inconsistently
22A		NOTE ENDORSEMENT MISSING TYPED NAME OF SIGNER
22B		NOTE ENDORSEMENT MISSING TITLE OF OFFICER
22C		NOTE ENDORSEMENT IS DUPLICATE
22D		NOTE ENDORSEMENT IS ILLEGIBLE
22E		ALLONGE TYPED SIGNERS NAME IS MISSING
22F		ALLONGE TITLE OF OFFICER MISSING
22G		Allonge verbiage missing from Note
22H		Endorsement subsequent to allonge is on note
277		Signature is a facsimile.
300		Evidence of title received, need title policy
301		Standard form of Alta policy not received
302		HUD Insurance Option does not match schedule
303		Principal Limit does not match schedule
304		Payment Option does not match schedule
305		Expected Rate does not match schedule
310		Max Claim Amount does not agree with Plan
311		Monthly Servicing Fee does not agree with Plan

I-11

Code		Question Description
41A		ARM Conversion/Modification Date is Missing/Incorrect
440		Schedule A missing
441		Schedule B missing
490		ARM Ceiling does not agree with Schedule
491		INTEREST RATE CAPS DO NOT MEET GNMA STANDARDS
492		Subsequent Adjustment Floor does not agree with schedule
493		Original Months to Maturity does not match Schedule
494		Interest Rate Calculation Method does not match Schedule
495		Payment Change Cap does not match Schedule
496		First Mandatory Recast period does not match Schedule
500		ASSIGNMENT TO BLANK S/B TO EMC MTG FROM:
501		Pmt Change Frequency does not agree with schedule
502		Draw period does not match schedule
503		Repayment period does not match schedule
580		PREPAYMENT FLAG IS INCORRECT
600		ENDORSEMENT TO BLANK S/B TO EMC MTG FROM:
700		Submitted for Recording
710		Repair Set-Aside Amount differs from Schedule
730		Closing Cost does not Agree with Schedule
731		Discharge of Lien does not Agree with Schedule
732		Outstanding Balance does not Agree with Schedule
800		File Received, Not Reviewed
900		Bailee in Lieu of Note
901		Recorded Document Missing
905		Damaged Document on recorded Document
909		Property address does not agree with sch. on recorded doc.
914		Loan amount does not agree with schedule on recorded doc.
918		Borrower name does not agree with sch. on recorded document
919		Legal description missing/incorrect on recorded document
924		Name is Missing/Incorrect on recorded Document
926		Signature is missing from recorded document
947		Incomplete information on Recorded document
990		Bailee in Lieu of File
999		NOT REVIEWED
AFM		FINAL ASSN MISSING/INCORRECT
AI1		INTERIM (INTERVENING) ASSIGNMENT IS INCOMPLETE
AI2		INTERIM (INTERVENING) ASSIGNMENT IS INCOMPLETE
AI3		INTERIM (INTERVENING) ASSIGNMENT IS INCOMPLETE
ALL		MISSING ALL DOCUMENTS
AM1		INTERIM ASSN IS MISSING
AM2		INTERIM (INTERVENING) ASSIGNMENT IS MISSING
AM3		INTERIM (INTERVENING) ASSIGNMENT IS MISSING
ANP		NOTARY INFORMATION IS MISSING/INCORRECT ON ASSIGNMENT
EFI		FINAL (ISSUER TO BLANK/INVESTOR) ENDORSEMENT IS INCOMPLETE
EFM		FINAL (ISSUER TO BLANK/INVESTOR) ENDORSEMENT IS MISSING
EI1		INTERIM (INTERVENING) ENDORSEMENT IS INCOMPLETE
EI2		INTERIM (INTERVENING) ENDORSEMENT IS INCOMPLETE
EI3		INTERIM (INTERVENING) ENDORSEMENT IS INCOMPLETE
EM1		INTERIM (INTERVENING) ENDORSEMENT IS MISSING

I-12

Code		Question Description
EM2		INTERIM (INTERVENING) ENDORSEMENT IS MISSING
EM3		INTERIM (INTERVENING) ENDORSEMENT IS MISSING
END		MISSING ENDORSEMENT
MIC		MIC/LGC is missing or incorrect
MNP		NOTARY INFORMATION MISSING ON MORTGAGE
NNP		NOTARY INFORMATION IS MISSING/INCORRECT ON NOTE
NPI		MONTHLY P & I IS MISSING ON NOTE
POA		MISSING POWER OF ATTORNEY
RF1		BLUE SLIP-BUT RFC ASSGN IS REQUIRED
SCH		PROPERTY ADDRESS ON NOTE IS DIFFERENT THAN SCHEDULE
SPI		MONTHLY P & I ON SCHEDULE DOES NOT MATCH NOTE
01CC		Cook County, IL Mortgage Missing Certificate
101A		VA Eligibility AMT
119A		Document not Addressed to Freddie Mac
128A		Officer Name or Title Missing
1706		PROPERTY ADDRESS ON NOTE IS DIFFERENT THAN 1706
1708		MISSING RELEASE REQUEST
A-01		OTHER LOAN #
AAMT		FNMA ASSIGNMENT IS MISSING THE MORTGAGE AMT
ACER		ASSIGNMENT COPY NEEDS TO BE ISSUER CERTIFIED
ACOP		COPY OF ASSIGNMENT IS NOT COUNTY CERTIFIED
ADAT		NOTE DATE REFERENCED ON ASSIGNMENT IS MISSING/INCORRECT
AIM1		INTERIM (INTERVENING) ASSIGNMENT IS MISSING/INCORRECT
AIM2		INTERIM (INTERVENING) ASSIGNMENT IS MISSING/INCORRECT
AIM3		INTERIM (INTERVENING) ASSIGNMENT IS MISSING/INCORRECT
ALEN		LENDER NAME IS INCORRECT ON ASSIGNMENT
ANAM		BORROWER NAME IS MISSING ON ASSIGNMENT
AOTH		OTHER ASSIGNMENT EXCEPTION
AREC		ASSIGNMENT SHOWS NO EVIDENCE OF RECORDING
AS33		MISSING ASSIGNMENT FROM PRINCIPAL TO FHLMC
ASCC		ASSIGNMENT NEEDS TO BE ISSUER CERTIFIED
ASEL		CORPORATE SEAL IS MISSING ON ASSIGNMENT
ASGN		MISSING RECORDED RFC ASSIGNMENT
ASIG		ASSIGNMENT IS NOT SIGNED BY ISSUING OFFICER
ASN1		Assignment Exception
ASN2		Assignment Exception
ASN3		Assignment Exception
ASN5		Missing Original, Recorded Interim Assignment
ASN6		Missing Assignment to GNMA
ASN7		Missing Assignment to FNMA
ASN8		Assn indicates Prin Mutual on Deed of Trust
ASNE		ASSIGNEE NAME IS MISSING/INCORRECT ON ASSIGNMENT
ASPE		MISSING INT ASSN FROM PUBLIC EMP RET SYSTEM TO PRIN
ASPL		BORROWER NAME IS MISSPELLED ON FINAL ASSIGNMENT
ASSE		MISSING INT ASSN FROM SECURITY PACIFIC TO CA EMP RET SYSTEM
ASSN		Interim Assignment is missing or incorrect
ASSO		Original Assignment is missing or incorrect
AXTR		EXTRA UNNECESSARY ASSIGNMENT
BLNK		BLNK DESCRIPTION

I-13

Code		Question Description
CAMT		LOAN AMOUNT ON MIC/LGC DOES NOT MATCH MORTGAGE
CCZC		CITY & ZIP CODE ON MIC BOTH DO NOT MATCH MORTGAGE
CMAT		MATURITY DATE ON MIC DOES NOT MATCH MORTGAGE
CNAM		MORTGAGOR NAME ON MIC/LGC DOES NOT MATCH MORTGAGE
CNUM		HOUSE # ON MIC DOES NOT MATCH MORTGAGE
COTH		OTHER CERT EXCEPTION
CSIG		AUTHORIZATION SIGNATURE IS MISSING ON MIC/LGC
CSTR		STREET NAME ON MIC DOES NOT MATCH MORTGAGE
DOFT		Deed of Trust is missing or incorrect
EDUP		DUPLICATE ENDORSEMENT NEEDS TO BE CANCELLED
EIM1		INTERIM (INTERVENING) ENDORSEMENT IS MISSING/INCORRECT
EIM2		INTERIM (INTERVENING) ENDORSEMENT IS MISSING/INCORRECT
EINI		CANCELLED ENDORSEMENT IS NOT INITIALED BY AN OFFICER
END1		INCORRECT ENDORSEMENT
END2		Extra Endn from Prin Mutual to Prin Residential
END3		MISSING BLANK ENDORSEMENT
ENDN		MISSING ENDORSEMENT FROM NMI TO BLANK
ENDP		MISSING ENDORSEMENT FROM PRINCIPAL TO BLANK
EOTH		OTHER ENDORSEMENT EXCEPTION
EV01		Tamper evident seal validation failed.
EV02		DTD validation failed.
EV03		Digital certificate could not be obtained.
EV04		Digital certificate expired.
EV05		Digital certificate authentication failed.
EV06		Digital signature validation failed.
EV07		Data/View comparison failed.
EV08		MERS-MIN CRC check failed.
EV09		Digital certificate not issued by valid SISAC issuer.
EV10		Document hash does not match MERS eRegistry.
EX01		MISSING FHLMC STAMP
FFPM		FINAL PACKAGE IS MISSING
FLIS		FILE RECEIVED IS NOT ON LIST
FOOL		FILE RECEIVED DOES NOT BELONG IN POOL
GONE		ENTIRE FILE IS MISSING
I-01		Assignment is missing or incorrect
I-03		Other exception
I-04		Other exception
INIT		CANCELLED NOTE ENDORSEMENT IS NOT INITIALLED BY OFFICER
INVA		Missing Investor Assignment
LEGL		LEGAL DESCRIPTION MISSING
M-01		Miscellaneous Document Exceptions
MCAS		FHA CASE NUMBER ON MORTGAGE DOES NOT MATCH MIC/LGC
MCOP		COPY OF MORTGAGE IS NOT COUNTY CERTIFIED
MINF		INFORMATION IS MISSING/INCORRECT ON MORTGAGE
MMAT		MATURITY DATE MISSING/INCORRECT ON MORTGAGE
MNNA		NUMERIC AND ALPHA AMOUNTS DO NOT MATCH ON MORTGAGE
MORT		MORTGAGE IS MISSING OR INCORRECT
MOTH		OTHER MORTGAGE EXCEPTION
MREC		MORTGAGE SHOWS NO EVIDENCE OF RECORDING

I-14

Code		Question Description
MSIG		MORTGAGOR/CO-MORTGAGOR SIGNATURE MISSING ON MORTGAGE
NAME		Different Name/Address
NCOP		NOTE IS NOT ORIGINAL
NDAT		FIRST/LAST PAYMENT DATE IS MISSING ON NOTE
NINI		NOTE CORRECTION IS NOT INITIALLED
NINT		INTEREST RATE IS MISSING ON NOTE
NLEN		LENDER NAME IS MISSING ON NOTE
NNNA		NUMERIC AND ALPHA LOAN AMOUNTS DO NOT MATCH ON NOTE
NOT1		NOTE EXCEPTION
NOT2		NOTE EXCEPTION
NOTE		Note is missing or incorrect
NOTH		OTHER NOTE EXCEPTION
NRID		NOTE RIDER/ALLONGE/MODIFICATION IS NOT ORIGINAL
NSIG		BORROWER SIGNATURE IS INCOMPLETE ON NOTE
OBOR		DOCUMENT(S) IN THE FILE IS/ARE FOR OTHER BORROWER
OEXC		OTHER MISCELLANEOUS EXCEPTION
ONUM		OTHER LOAN # (FOR FHLMC)
POAC		POWER OF ATTORNEY COPY IS NOT CERTIFIED
POAM		POWER OF ATTORNEY IS MISSING
RFC0		NOT STAMPED ARS BUT EXTRA ASSIGN
RFC1		MISSING ASSIGNMENT(S)
RFC2		MISSING RECORDED OR COUNTY CERTIFIED ASSIGNMENT(S)
RFC3		ENDORSEMENT EXCEPTION
RFC8		STAMPED ARS OR PINK SLIP BUT NOT MISSING ASSIGN
RFC9		STAMPED ARS BUT IS MISSING ASSIGN
SADR		PROPERTY ADDRESS ON SCHEDULE DOES NOT MATCH NOTE
SAMT		ORIGINAL LOAN AMT ON SCHEDULE DOES NOT MATCH NOTE
SCIT		CITY ON SCHEDULE DOES NOT MATCH NOTE
SCZC		CITY & ZIP CODE BOTH DO NOT MATCH NOTE
SDAT		FIRST/LAST PAYMENT DATES ON SCHEDULE DO NOT MATCH NOTE
SIGN		BORROWER'S SIGNATURE IS INCOMPLETE ON NOTE
SINF		LOAN INFORMATION ON SCHEDULE DOES NOT MATCH NOTE
SINT		INTEREST RATE ON SCHEDULE DOES NOT MATCH NOTE
SLAB		NAME ON SCHEDULE AND LABEL DOES NOT MATCH NOTE
SNAM		NAME ON SCHEDULE DOES NOT MATCH NOTE
SNUM		HOUSE # ON SCHEDULE DOES NOT MATCH NOTE
SOTH		OTHER SCHEDULE EXCEPTION
SPLA		BORROWER'S NAME IS MISSPELLED ON ASSIGNMENT
SPLB		BORROWER'S NAME IS MISSPELLED ON SCHEDULE, FILE AND ASSIGN
SSTR		STREET NAME ON SCHEDULE DOES NOT MATCH NOTE
STAT		STATE ON SCHEDULE DOES NOT MATCH NOTE
SZIP		ZIP CODE ON SCHEDULE DOES NOT MATCH NOTE
TAMT		TITLE POLICY INSURANCE AMOUNT IS LESS THAN MORTGAGE
TCOP		TITLE POLICY COPY MISSING ORIGINAL AUTHORIZED SIGNATURE
TDAT		MORTGAGE DATE IN SCHEDULE "A" IS INCORRECT
TDES		MORTGAGE DESCRIPTION IN SCHEDULE "A" IS INCORRECT
TLGL		LEGAL DESCRIPTION IS MISSING FROM TITLE POLICY
TMTG		MORTGAGE AMOUNT IN SCHEDULE "A" IS INCORRECT
TNAM		NAME OF BORROWER IS INCORRECT ON TITLE POLICY

I-15

Code		Question Description
TOTH		OTHER TITLE POLICY EXCEPTION
TPOL		Title Policy is missing or incorrect

I-16