EX-33.4 5 ck0001576709-ex33_4.htm EX-33.4 EX-33.4

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780 Township Line Road Yardley, PA 19067

609-883-3900

 

 

Management Assessment

 

Management of the Cenlar FSB (Cenlar or the Bank) is responsible for assessing compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission relating to the servicing of residential mortgage loans (the Platform), except for servicing criteria 1122 (d)(1)(iii), 1122(d)(3)(i)(b)-(c), 1122(d)(4)(i), 1122(d)(4)(ii) and 1122(d)(4)(xi), as of and for the year ended December 31, 2023. These criteria are not applicable to the Bank because the Bank does not perform activities with respect to the Platform relating to these criteria. Appendix B identifies the individual asset-backed transactions and securities defined by management as constituting the Platform. With respect to servicing criterion 1122(d)(2)(i), management has engaged various vendors to perform the activities required by these servicing criteria, has determined that these vendors are not considered a “servicer” as defined in Item 1101(j) of Regulation AB, and the Bank has elected to take responsibility for assessing compliance with the applicable servicing criteria applicable to each vendor as permitted by Regulation AB Compliance and Disclosure Interpretations of the Division of Corporation Finance, Section 200.06, “Vendors Engaged by Servicers” (C&DI 200.6) As permitted by C&DI 200.06, the Bank asserts that it has policies and procedures in place, designed and operating effectively to provide reasonable assurance that the vendors’ activities comply in all material respects with servicing criteria applicable to each vendor. The Bank is solely responsible for determining that it meets the SEC requirements to apply C&DI 200.06 for the vendors and related criteria as described in our assertion.

 

The Bank's management has assessed the Bank's compliance with the applicable servicing criteria as of and for the year ended December 31, 2023. In making this assessment, management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB.

 

Based on such assessment, management has concluded that, as of and for the year ended December 31, 2023, the Bank has complied in all material respects with the servicing criteria, except as set forth in the column titled “Inapplicable Servicing Criteria on Appendix A, set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission relating to the servicing of the Platform.

 

Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report with respect to management 's assessment of compliance with the applicable servicing criteria as of and for the year ended December 31, 2023.

 

 

 


 

 

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780 Township Line Road Yardley, PA 19067

609-883-3900

 

 

 

 

/s/ David C. Schneider

David C. Schneider

President

Cenlar FSB

 

 

/s/ John D. Mezzasalma

John D. Mezzasalma

Acting Chief Financial Officer

Cenlar FSB

 

 

March 5, 2024

 

 

 

 

 

 

 

 

 


 

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780 Township Line Road Yardley, PA 19067

609-883-3900

 

 

Appendix A

 

 

SERVICING CRITERIA

 

 

 

 

 

 

Reference

 

 

 

 

 

 

Criteria

 

 

 

Applicable:

Performed by Cenlar

 

Applicable: Performed by Vendor (s) for which Cenlar is

the responsible party

 

Inapplicable: Performed by Vendor (s)

For which Cenlar

is NOT the responsible party

Inapplicable: NOT performed by Cenlar or by subservicer(s) or vendor (s)

retained by Cenlar

General Servicing Considerations

 

1122(d)(1)(i)

Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.

 

X

 

 

 

 

 

1122(d)(1)(ii)

If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.

 

X

 

 

 

 

1122(d)(1)(iii)

Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.

 

 

 

X

 

 

 

1122(d)(1)(iv)

A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.

 

 

X

 

 

 

 

1122(d)(1)(v)

Aggregation of information, as applicable, is mathematically accurate and the information conveyed accurately reflects the information.

 

X

 

 

 

Cash Collection and Administration

 

 

 

1122(d)(2)(i)

Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.

 

 

X

 

 

X1

 

 

 

1122(d)(2)(ii)

Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.

 

X

 

 

 

 

 

 

1122(d)(2)(iii)

Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.

 

 

X

 

 

 

 

 

 

1122(d)(2)(iv)

The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.

 

X2

 

 

 

1 Cenlar uses a third-party provider (Exela Technologies) for processing checks received through its lockbox and Ventanex, a web- based service provider used for borrowers to make payments. Cenlar has elected to take responsibility for assessing compliance with the servicing criterion as permitted by Regulation AB Compliance and Disclosure Interpretations of the Division of Corporation Finance 200.06, “Vendors Engaged by Servicers”

2 Cenlar is required to comply with these criteria in the event that these criteria would occur. There were no instances of occurrence in our Applicable Reporting Period.

 

 

 

 

 

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780 Township Line Road Yardley, PA 19067

609-883-3900

 

 

 

SERVICING CRITERIA

 

 

 

 

 

Reference

 

 

 

 

 

Criteria

 

 

 

Applicable: Performed by Cenlar

Applicable: Performed by Vendor (s) for which Cenlar is the responsible

party

Inapplicable: Performed by Vendor (s)

For which Cenlar is NOT the responsible party

Inapplicable: NOT performed by Cenlar or by subservicer(s) or vendor (s) retained by

Cenlar

 

 

 

 

 

1122(d)(2)(v)

Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.

 

 

X

 

 

 

1122(d)(2)(vi)

Unissued checks are safeguarded so as to prevent unauthorized access.

X

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1122(d)(2)(vii)

Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.

 

 

 

 

 

 

X

 

 

 

Investor Remittances and Reporting

 

 

 

 

 

 

 

 

 

 

 

1122(d)(3)(i)

Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the Servicer.

 

 

 

 

 

 

 

 

X3

 

 

 

 

1122(d)(3)(ii)

Amounts due to investors are allocated and remitted in

accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.

 

X

 

 

 

 

 

1122(d)(3)(iii)

Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.

 

X

 

 

 

 

1122(d)(3)(iv)

Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment,

or custodial bank statements.

X

 

 

 

Pool Asset Administration

3 Cenlar’s responsibility in criterion 1122(d)(3)(i)(A) is for providing information to the master servicer in timeframes set forth the transaction documents. Cenlar is not responsible for criteria 1122(d)(3)(i)(B) and 1122(d)(3)(i)(C). Cenlar is responsible for agreeing the unpaid principal balance to the records of the master servicer as listed in criteria 1122(d)(3)(i)(D).

 

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780 Township Line Road Yardley, PA 19067

609-883-3900

 

 

 

SERVICING CRITERIA

 

 

 

 

 

Reference

 

 

 

 

 

Criteria

 

 

 

Applicable: Performed by Cenlar

Applicable: Performed by Vendor (s) for which Cenlar is the responsible

party

Inapplicable: Performed by Vendor (s)

For which Cenlar is NOT the responsible party

Inapplicable: NOT performed by Cenlar or by subservicer(s) or vendor (s) retained by

Cenlar

 

1122(d)(4)(i)

Collateral or security on pool assets is maintained as required by the transaction agreements or related

mortgage loan documents.

 

 

 

X

1122(d)(4)(ii)

Pool asset and related documents are safeguarded as

required by the transaction agreements

 

 

 

X

 

 

1122(d)(4)(iii)

Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance

with any conditions or requirements in the transaction agreements.

 

 

X2

 

 

 

 

 

 

 

 

 

 

 

1122(d)(4)(iv)

Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents

 

 

 

X

 

 

 

 

1122(d)(4)(v)

The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.

 

X

 

 

 

 

 

 

 

1122(d)(4)(vi)

Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re- agings) are made, reviewed and approved by authorized personnel in accordance with the

transaction agreements and related pool asset documents.

 

 

X

 

 

 

 

 

 

 

1122(d)(4)(vii)

Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by

the transaction agreements.

 

 

X

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1122(d)(4)(viii)

Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements. Such records are maintained on at least a monthly basis, or such period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).

 

 

 

 

X

 

 

 

 

1122(d)(4)(ix)

Adjustments to interest rates or rates of return for pool

assets with variable rates are computed based on the related pool asset documents.

 

X

 

 

 

2 Cenlar is required to comply with these criteria in the event that these criteria would occur. There were no instances of occurrence in our Applicable Reporting Period.

 

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img127007795_0.jpg 

780 Township Line Road Yardley, PA 19067

609-883-3900

 

 

 

 

SERVICING CRITERIA

 

 

 

 

 

Reference

 

 

 

 

 

Criteria

 

 

 

Applicable: Performed by Cenlar

Applicable: Performed by Vendor (s) for which Cenlar is the responsible

party

Inapplicable: Performed by Vendor (s)

For which Cenlar is NOT the responsible party

Inapplicable: NOT performed by Cenlar or by subservicer(s) or vendor (s) retained by

Cenlar

 

 

 

 

 

 

 

 

1122(d)(4)(x)

Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.

 

 

 

 

X

 

 

 

 

 

 

 

 

 

1122(d)(4)(xi)

Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates,

or such other number of days specified in the transaction agreements.

 

 

 

 

 

 

 

X4

 

 

 

 

1122(d)(4)(xii)

Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the omission.

 

 

X

 

 

 

 

 

1122(d)(4)(xiii)

Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the Servicer, or such other number of days specified in the transaction agreements.

 

X

 

 

 

 

1122(d)(4)(xiv)

Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.

 

X

 

 

 

 

 

1122(d)(4)(xv)

Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of

Regulation AB, is maintained as set forth in the transaction agreements.

 

X2

 

 

 

 

2 Cenlar is required to comply with these criteria in the event that these criteria would occur. There were no instances of occurrence in our Applicable Reporting Period.

4 Cenlar obtains an assertion and accompanying 1122 attestation report from CoreLogic Tax Services, LLC and American Security Insurance Company, Standard Guaranty Insurance Company, and TrackSure Insurance Agency, Inc. (collectively Assurant) for performing such activities.

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Appendix B

Securities Covered in Cenlar FSB's Reg AB Attestation

 

Investor

Servicer

Security

* Period Subserviced

by Cenlar FSB

030

Cenlar FSB

MASTR 2003-3

1/1 thru 12/31/23

078

Cenlar FSB

CSFB 2003-27

1/1 thru 12/31/23

079

Cenlar FSB

CSFB 2004-4

1/1 thru 12/31/23

080

Cenlar FSB

CSFB 2003-25

1/1 thru 12/31/23

120

Cenlar FSB

CSFB 2005-1

1/1 thru 12/31/23

128

Cenlar FSB

CSFB 2004-7

1/1 thru 12/31/23

129

Cenlar FSB

CSFB 2004-AR8

1/1 thru 12/31/23

135

Cenlar FSB

MASTR 2004-10

1/1 thru 12/31/23

142 (Cat 1)

Cenlar FSB

MALT 2003-2

1/1 thru 12/31/23

142 (Cat 3)

Cenlar FSB

MARM 2003-2

1/1 thru 12/31/23

A33

loanDepot.com LLC

JPMMT 2022-4

1/1 thru 2/28/23

A53

United Wholesale Mortgage, LLC

JPMMT 2023-9

10/1 thru 12/31/23

A54

New York Mortgage Trust, LLC

NYMC 2006-1

1/1 thru 12/31/23

A79

loanDepot.com LLC

GSMBS 2019-PJ1

1/1 thru 2/28/23

A94

New York Mortgage Trust, LLC

NYMT 2005-3

1/1 thru 12/31/23

AD9

AmeriHome Mortgage Co. LLC

JPMMT 2018-8

1/1 thru 12/31/23

AG2

AIG Home Loans

PSMC 2018-2

1/1 thru 12/31/23

AG3

AIG Home Loans

PSMC 2018-3

1/1 thru 12/31/23

AG4

AIG Home Loans

PSMC 2018-4

1/1 thru 12/31/23

AG5

AIG/Maple Acquisition Trust

PSMC 2019-1

1/1 thru 12/31/23

AG6

AIG/Maple Acquisition Trust

PSMC 2019-2

1/1 thru 12/31/23

AG7

AIG Home Loans

CSMC 2017-HL1

1/1 thru 12/31/23

AG8

AIG Home Loans

CSMC 2017-HL2

1/1 thru 12/31/23

AG9

AIG Home Loans

PSMC 2018-1

1/1 thru 12/31/23

B20

United Wholesale Mortgage, LLC

JPMMT 2023-3

4/1 thru 12/31/23

B31

loanDepot.com LLC

JPMMT 2021-6

1/1 thru 2/28/23

B33

loanDepot.com LLC

JPMMT 2022-5

1/1 thru 2/28/23

B47

United Shore Financial Services, LLC

JPMMT 2022-LTV2

1/1 thru 12/31/23

B53

United Wholesale Mortgage, LLC

JPMMT 2023-9

10/1 thru 12/31/23

B69

loanDepot.com LLC

JPMMT 2020-LTV1

1/1 thru 2/28/23

BP2

Bethpage Federal Credit Union

SEMT 2015-2

1/1 thru 12/31/23

BU0

UBS Bank USA

SEMT 2018-CH4

1/1 thru 12/31/23

C20

United Wholesale Mortgage, LLC

JPMMT 2023-3

4/1 thru 12/31/23

C31

loanDepot.com LLC

MMCA 2021-MTG2

1/1 thru 2/28/23

C33

loanDepot.com LLC

TIAA Bank

1/1 thru 2/28/23

C59

loanDepot.com LLC

JPMMT 2018-1

1/1 thru 2/28/23

C69

loanDepot.com LLC

MMCA 2018-MTG1

1/1 thru 2/28/23

D31

loanDepot.com LLC

JPMMT 2021-7

1/1 thru 2/28/23

D47

United Shore Financial Services, LLC

GSMBS 2022-PJ5

1/1 thru 12/31/23

D53

United Wholesale Mortgage, LLC

GSMBS 2023-PJ5

10/1 thru 12/31/23

D69

loanDepot.com LLC

JPMMT 2018-4

1/1 thru 2/28/23

D94

New York Mortgage Trust, LLC

NYMT 2005-1

1/1 thru 12/31/23

E12

United Wholesale Mortgage, LLC

GSMBS 2023-PJ1

1/1 thru 12/31/23

E20

United Wholesale Mortgage, LLC

JPMMT 2023-4

6/1 thru 12/31/23

E31

loanDepot.com LLC

JPMMT 2021-INV1

1/1 thru 2/28/23

E33

loanDepot.com LLC

JPMMT 2022-6

1/1 thru 2/28/23

E47

United Shore Financial Services, LLC

JPMMT 2022-6

1/1 thru 12/31/23

E53

United Wholesale Mortgage, LLC

GSMBS 2023-PJ6

11/1 thru 12/31/23

 


 

F12

United Wholesale Mortgage, LLC

JPMMT 2023-1

1/1 thru 12/31/23

 

F20

United Wholesale Mortgage, LLC

JPMMT 2023-4

6/1 thru 12/31/23

F31

loanDepot.com LLC

JPMMT 2021-13

1/1 thru 2/28/23

F33

loanDepot.com LLC

TIAA Bank

1/1 thru 2/28/23

F53

United Wholesale Mortgage, LLC

JPMMT 2023-10

11/1 thru 12/31/23

FY5

FirstKey Mortgage, LLC

FKMT 2015-1

1/1 thru 12/31/23

G12

United Wholesale Mortgage, LLC

JPMMT 2023-1

1/1 thru 12/31/23

G31

loanDepot.com LLC

JPMMT 2021-8

1/1 thru 2/28/23

G33

loanDepot.com LLC

JPMMT 2022-7

1/1 thru 2/28/23

G47

United Wholesale Mortgage, LLC

GSMBS 2022-PJ6

1/1 thru 12/31/23

G53

United Wholesale Mortgage, LLC

JPMMT 2023-10

11/1 thru 12/31/23

G94

New York Mortgage Trust, LLC

NYMT 2005-2

1/1 thru 12/31/23

GP2

Cenlar FSB

JPMMT 2014-5

1/1 thru 10/31/23

GP9

Cenlar FSB

JPMMT 2015-3

1/1 thru 12/31/23

H20

United Wholesale Mortgage, LLC

JPMMT 2023-5

6/1 thru 12/31/23

H31

loanDepot.com LLC

MMCA 2021-MTG3

1/1 thru 2/28/23

H47

United Shore Financial Services, LLC

JPMMT 2022-7

1/1 thru 12/31/23

J06

Redwood Residential Acquisition Corp

SEMT 2019-2

1/1 thru 12/31/23

J20

United Wholesale Mortgage, LLC

JPMMT 2023-5

6/1 thru 12/31/23

J33

loanDepot.com LLC

TIAA Bank

1/1 thru 2/28/23

JD0

CitiMortgage, Inc.

CTBC 2022-WL007

1/1 thru 12/31/23

K31

loanDepot.com LLC

JPMMT 2021-9

1/1 thru 2/28/23

K33

loanDepot.com LLC

WV HLTV Grantor Trust 2022-1

1/1 thru 2/28/23

L20

United Wholesale Mortgage, LLC

TIAA Enterprise WLOT

7/1 thru 12/31/23

L31

loanDepot.com LLC

JPMMT 2021-INV2

1/1 thru 2/28/23

LB7

Liberty Savings Bank, FSB

REMIC 1997-6

1/1 thru 12/31/23

LD2

loanDepot.com LLC

MMCA 2018-MTG2

1/1 thru 2/28/23

LD6

loanDepot.com LLC

JPMMT 2018-6

1/1 thru 2/28/23

LD7

loanDepot.com LLC

JPMMT 2018-8

1/1 thru 2/28/23

M20

United Wholesale Mortgage, LLC

JPMMT 2023-6

7/1 thru 12/31/23

M31

loanDepot.com LLC

JPMMT 2021-10

1/1 thru 2/28/23

M33

loanDepot.com LLC

JPMMT 2022-8

1/1 thru 2/28/23

M73

Renasant Bank

Renasant Bank

1/1 thru 12/31/23

MH1

AmeriHome Mortgage Co. LLC

JPMMT 2019-8

1/1 thru 12/31/23

MH3

Amerihome Mortgage Co. LLC

BAML 2019-CRA

1/1 thru 12/31/23

MH4

AmeriHome Mortgage Co. LLC

JPMMT 2020-2

1/1 thru 12/31/23

MH5

AmeriHome Mortgage Co. LLC

JPMMT 2020-INV1

1/1 thru 12/31/23

MH6

AmeriHome Mortgage Co. LLC

JPMMT 2020-4

1/1 thru 12/31/23

MH7

AmeriHome Mortgage Co. LLC

JPMMT 2020-INV2

1/1 thru 12/31/23

MH8

AmeriHome Mortgage Co. LLC

JPMMT 2020-8

1/1 thru 12/31/23

MW2

United Shore Financial Services, LLC

JPMMT 2022-3

1/1 thru 12/31/23

MW3

United Shore Financial Services, LLC

JP Morgan Acquisition Corp

1/1 thru 12/31/23

MW4

United Shore Financial Services, LLC

JPMMT 2022-LTV2

1/1 thru 12/31/23

MW5

United Shore Financial Services, LLC

JPMMT 2022-INV3

1/1 thru 12/31/23

MW6

United Shore Financial Services, LLC

GSMBS 2022-PJ3

1/1 thru 12/31/23

MW7

United Shore Financial Services, LLC

GSMBS 2022-PJ4

1/1 thru 12/31/23

MW8

United Shore Financial Services, LLC

JPMMT 2022-4

1/1 thru 12/31/23

MW9

United Shore Financial Services, LLC

JPMMT 2022-INV3

1/1 thru 12/31/23

N12

United Wholesale Mortgage, LLC

JPMMT 2023-2

2/1 thru 12/31/23

N20

United Wholesale Mortgage, LLC

JPMMT 2023-6

7/1 thru 12/31/23

N31

loanDepot.com LLC

JPMMT 2021-INV3

1/1 thru 2/28/23

N33

loanDepot.com LLC

JPMMT 2023-1

1/1 thru 2/28/23

 

 


 

 

N47

United Shore Financial Services, LLC

WV HLTV Grantor Trust 2022-1

1/1 thru 12/31/23

N80

CitiMortgage, Inc.

SASCO 2002 AL1

1/1 thru 12/31/23

NP0

CitiMortgage, Inc.

Devon Bank

1/1 thru 12/31/23

NT0

United Shore Financial Services, LLC

JPMMT 2020-1

1/1 thru 12/31/23

NT1

United Shore Financial Services, LLC

JPMMT 2020-2

1/1 thru 12/31/23

NT2

United Shore Financial Services, LLC

JPMMT 2020-INV1

1/1 thru 12/31/23

NT3

United Shore Financial Services, LLC

JPMMT 2020-3

1/1 thru 12/31/23

NT4

United Wholesale Mortgage, LLC

JP Morgan Acquisition Corp

1/1 thru 12/31/23

NT5

United Shore Financial Services, LLC

JPMMT 2020-4

1/1 thru 12/31/23

NT6

United Shore Financial Services, LLC

JPMMT 2020-5

1/1 thru 12/31/23

NT7

United Shore Financial Services, LLC

JPMMT 2020-INV2

1/1 thru 12/31/23

NT8

United Shore Financial Services, LLC

JPMMT 2020-6

1/1 thru 12/31/23

NT9

United Shore Financial Services, LLC

JPMMT 2020-7

1/1 thru 12/31/23

NV0

CitiMortgage, Inc.

Spirit of Texas bank

1/1 thru 12/31/23

NW0

United Wholesale Mortgage, LLC

GSMBS 2021-PJ10

1/1 thru 12/31/23

P12

United Wholesale Mortgage, LLC

JPMMT 2023-2

2/1 thru 12/31/23

P31

loanDepot.com LLC

JPMMT 2021-11

1/1 thru 2/28/23

P47

United Shore Financial Services, LLC

WV HLTV Grantor Trust 2022-1

1/1 thru 12/31/23

P69

loanDepot.com LLC

JPMMT 2020-1

1/1 thru 2/28/23

P95

Baxter Credit Union

SEMT 2016-3

1/1 thru 12/31/23

PJ0

loanDepot.com LLC

JPMMT 2021-1

1/1 thru 2/28/23

PJ1

loanDepot.com LLC

JPMMT 2021-3

1/1 thru 2/28/23

PJ2

loanDepot.com LLC

JPMMT 2021-4

1/1 thru 2/28/23

PJ3

loanDepot.com LLC

JPMMT 2021-5

1/1 thru 2/28/23

PJ5

loanDepot.com LLC

MMCA 2021-INV1

1/1 thru 2/28/23

PJ7

loanDepot.com LLC

MMCA 2021-MTG1

1/1 thru 2/28/23

PN7

Cenlar FSB

JPMMT 2014-IVR3

1/1 thru 12/31/23

PW8

CitiMortgage, Inc.

Prudential

1/1 thru 12/31/23

PX3

CitiMortgage, Inc.

Peoples Bank

1/1 thru 12/31/23

PX4

CitiMortgage, Inc.

First County Bank

1/1 thru 12/31/23

PX5

CitiMortgage, Inc.

Sterling Bank & Trust FSB

1/1 thru 12/31/23

PX6

CitiMortgage, Inc.

Carver FSB

1/1 thru 12/31/23

PX7

CitiMortgage, Inc.

First National Bank – Long Island

1/1 thru 12/31/23

PX8

CitiMortgage, Inc.

Webster Bank

1/1 thru 12/31/23

PX9

CitiMortgage, Inc.

Equity Bank 2022-WL013

1/1 thru 12/31/23

PY0

CitiMortgage, Inc.

International Finance Bank

1/1 thru 12/31/23

PY2

CitiMortgage, Inc.

Ridgewood Savings Bank

1/1 thru 12/31/23

PY5

CitiMortgage, Inc.

Bank of the West 2022-WL004

1/1 thru 12/31/23

PY6

CitiMortgage, Inc.

Valley National Bank 2022-WL020

1/1 thru 12/31/23

Q12

United Wholesale Mortgage, LLC

GSMBS 2023-PJ2

2/1 thru 12/31/23

Q20

United Wholesale Mortgage, LLC

GSMBS 2023-PJ4

8/1 thru 12/31/23

Q31

loanDepot.com LLC

MMCA 2021-INV2

1/1 thru 2/28/23

Q47

United Shore Financial Services, LLC

JPMMT 2022-8

1/1 thru 12/31/23

Q69

loanDepot.com LLC

JP Morgan Acquisition Corp

1/1 thru 2/28/23

Q95

Baxter Credit Union

SEMT 2015-3

1/1 thru 12/31/23

QV1

CitiMortgage, Inc.

CMLTI 2022-INV2

1/1 thru 12/31/23

QV4

CitiMortgage, Inc.

First Commercial Bank

1/1 thru 12/31/23

QV6

CitiMortgage, Inc.

Kearny Bank

11/1 thru 12/31/23

R11

Bethpage Federal Credit Union

SEMT 2013-11

1/1 thru 12/31/23

R31

loanDepot.com LLC

JPMMT 2021-INV4

1/1 thru 2/28/23

RA5

AmeriHome Mortgage Co. LLC

CIM TRUST 2019-INV3

1/1 thru 12/31/23

 

 


 

 

RA6

Amerihome Mortgage Co. LLC

Athene Asset Management ACRA

1/1 thru 12/31/23

RA7

Amerihome Mortgage Co. LLC

Athene Asset Management

Diamond

1/1 thru 12/31/23

RA8

AmeriHome Mortgage Co. LLC

CIM TRUST 2019-INV2

1/1 thru 12/31/23

RA9

AmeriHome Mortgage Co. LLC

JPMMT 2019-INV1

1/1 thru 12/31/23

RD0

Redwood Residential Acquisition Corp

SEMT 2014-4

1/1 thru 12/31/23

RD1

Redwood Residential Acquisition Corp

SEMT 2015-1

1/1 thru 12/31/23

RD2

Redwood Residential Acquisition Corp

SEMT 2015-2

1/1 thru 12/31/23

RD5

Redwood Residential Acquisition Corp

SEMT 2015-3

1/1 thru 12/31/23

RH8

AmeriHome Mortgage Co. LLC

JPMMT 2019-2

1/1 thru 12/31/23

RH9

AmeriHome Mortgage Co. LLC

JPMMT 2019-1

1/1 thru 12/31/23

RN4

AmeriHome Mortgage Co. LLC

JPMMT 2021-INV6

1/1 thru 12/31/23

RN8

AmeriHome Mortgage Co. LLC

JPMMT 2021-INV4

1/1 thru 12/31/23

RS8

Redwood Residential Acquisition Corp

SEMT 2015-4

1/1 thru 12/31/23

RV1

Redwood Residential Acquisition Corp

SEMT 2016-1

1/1 thru 12/31/23

RV2

Redwood Residential Acquisition Corp

SEMT 2016-2

1/1 thru 12/31/23

RV3

Redwood Residential Acquisition Corp

SEMT 2016-3

1/1 thru 12/31/23

RV4

Redwood Residential Acquisition Corp

SEMT 2017-1

1/1 thru 12/31/23

RV5

Redwood Residential Acquisition Corp

SEMT 2017-2

1/1 thru 12/31/23

RW0

Redwood Residential Acquisition Corp

SEMT 2012-6

1/1 thru 12/31/23

RW2

Redwood Residential Acquisition Corp

SEMT 2013-2

1/1 thru 12/31/23

RW3

Redwood Residential Acquisition Corp

SEMT 2013-3

1/1 thru 12/31/23

RW4

Redwood Residential Acquisition Corp

SEMT 2013-4

1/1 thru 12/31/23

RW5

Redwood Residential Acquisition Corp

SEMT 2013-5

1/1 thru 12/31/23

RW6

Redwood Residential Acquisition Corp

SEMT 2013-6

1/1 thru 12/31/23

RW7

Redwood Residential Acquisition Corp

SEMT 2013-7

1/1 thru 12/31/23

RW8

Redwood Residential Acquisition Corp

SEMT 2013-8

1/1 thru 12/31/23

RX0

Redwood Residential Acquisition Corp

SEMT 2013-9

1/1 thru 12/31/23

RX1

Redwood Residential Acquisition Corp

SEMT 2013-10

1/1 thru 12/31/23

RX2

Redwood Residential Acquisition Corp

SEMT 2013-11

1/1 thru 12/31/23

RX8

Redwood Residential Acquisition Corp

SEMT 2014-1

1/1 thru 12/31/23

S31

loanDepot.com LLC

MMCA 2021-INV3

1/1 thru 2/28/23

S47

United Shore Financial Services, LLC

JPMMT 2022-8

1/1 thru 12/31/23

S69

loanDepot.com LLC

JPMMT 2020-2

1/1 thru 2/28/23

SF7

SOFI Lending Corp

SFPMT 2016-1

1/1 thru 12/31/23

SH0

Morgan Stanley Mortgage Capital Holdings

LLC

SEMT 2018-2

1/1 thru 12/31/23

SH1

Morgan Stanley Mortgage Capital Holdings

LLC

SEMT 2018-CH1

1/1 thru 12/31/23

SL0

United Wholesale Mortgage, LLC

TIAA Bank

1/1 thru 7/31/23

SL2

United Wholesale Mortgage, LLC

JPMMT 2021-LTV2

1/1 thru 12/31/23

SL3

United Wholesale Mortgage, LLC

JPMMT 2021-14

1/1 thru 12/31/23

SL4

United Wholesale Mortgage, LLC

JPMMT 2021-INV8

1/1 thru 12/31/23

SL5

United Wholesale Mortgage, LLC

GSMBS 2021-INV2

1/1 thru 12/31/23

SL6

United Wholesale Mortgage, LLC

GSMBS 2021-PJ11

1/1 thru 12/31/23

SM2

Morgan Stanley Mortgage Capital Holdings

LLC

Cathay Bank

1/1 thru 12/31/23

SM4

Morgan Stanley Mortgage Capital Holdings

LLC

SEMT 2015-2

1/1 thru 12/31/23

SS2

United Wholesale Mortgage, LLC

TIAA Bank

1/1 thru 7/31/23

 

 


 

 

SS3

United Wholesale Mortgage, LLC

TIAA Bank

1/1 thru 7/31/23

SS4

United Wholesale Mortgage, LLC

JPMMT 2021-INV8

1/1 thru 7/31/23

SS5

United Shore Financial Services, LLC

GSMBS 2022-LTV1

1/1 thru 7/31/23

SZ0

United Shore Financial Services, LLC

JPMMT 2022-INV1

1/1 thru 7/31/23

SZ2

United Shore Financial Services, LLC

JPMMT 2022-1

1/1 thru 7/31/23

SZ3

United Shore Financial Services, LLC

TIAA Bank

1/1 thru 7/31/23

SZ4

United Shore Financial Services, LLC

TIAA Bank

1/1 thru 7/31/23

SZ7

United Shore Financial Services, LLC

JPMMT 2022-2

1/1 thru 12/31/23

SZ8

United Shore Financial Services, LLC

JPMMT 2022-INV2

1/1 thru 12/31/23

SZ9

United Shore Financial Services, LLC

JPMMT 2022-LTV1

1/1 thru 12/31/23

T31

loanDepot.com LLC

JPMMT 2021-12

1/1 thru 2/28/23

T69

loanDepot.com LLC

JPMMT 2020-4

1/1 thru 2/28/23

TB5

Matrix Financial Services Corporation

ABMT 2016-2

1/1 thru 12/31/23

TB6

Matrix Financial Services Corporation

ABMT 2016-1

1/1 thru 12/31/23

TB7

Matrix Financial Services Corporation

ABMT 2015-7

1/1 thru 12/31/23

TD8

AmeriHome Mortgage Co. LLC

JPMMT 2018-6

1/1 thru 12/31/23

TD9

Amerihome Mortgage Co. LLC

JP Morgan Acquisition Corp

1/1 thru 12/31/23

TE2

AmeriHome Mortgage Co. LLC

JPMMT 2020-9

1/1 thru 12/31/23

TE9

Amerihome Mortgage Co. LLC

Bank of Americal WL - Jumbo

1/1 thru 12/31/23

TG0

United Wholesale Mortgage, LLC

GSMBS 2021-PJ9

1/1 thru 12/31/23

TG2

United Wholesale Mortgage, LLC

STAR 2021-4

1/1 thru 12/31/23

TG3

United Wholesale Mortgage, LLC

JPMMT 2021-12

1/1 thru 12/31/23

TG4

United Wholesale Mortgage, LLC

JPMMT 2021-LTV1

1/1 thru 12/31/23

TG5

United Wholesale Mortgage, LLC

TIAA Bank

1/1 thru 12/31/23

TG7

United Wholesale Mortgage, LLC

JPMMT 2021-INV6

1/1 thru 12/31/23

TG8

United Wholesale Mortgage, LLC

JPMMT 2021-INV7

1/1 thru 12/31/23

TG9

United Wholesale Mortgage, LLC

JPMMT 2021-13

1/1 thru 12/31/23

TH6

Matrix Financial Services Corporation

ABMT 2013-1

1/1 thru 12/31/23

TL1

loanDepot.com LLC

JPMMT 2019-9

1/1 thru 2/28/23

TL2

loanDepot.com LLC

JPMMT 2020-3

1/1 thru 2/28/23

TL3

loanDepot.com LLC

JPMMT 2020-5

1/1 thru 2/28/23

TL5

loanDepot.com LLC

JPMMT 2020-LTV2

1/1 thru 2/28/23

TL6

loanDepot.com LLC

JPMMT 2020-8

1/1 thru 2/28/23

TL7

loanDepot.com LLC

JPMMT 2020-9

1/1 thru 2/28/23

TM0

AIG/Maple Acquisition Trust

PSMC 2019-3

1/1 thru 12/31/23

TM1

AIG/Maple Acquisition Trust

PSMC 2020-1

1/1 thru 12/31/23

TM2

AIG/Maple Acquisition Trust

PSMC 2020-2

1/1 thru 12/31/23

TM3

AIG/Maple Acquisition Trust

PSMC 2020-3

1/1 thru 12/31/23

TM4

AIG/Maple Acquisition Trust

PSMC 2021-1

1/1 thru 12/31/23

TM5

AIG/Maple Acquisition Trust

PSMC 2021-2

1/1 thru 12/31/23

TM6

AIG/Maple Acquisition Trust

PSMC 2021-3

1/1 thru 12/31/23

TP7

AmeriHome Mortgage Co. LLC

JPMMT 2021-INV1

1/1 thru 12/31/23

TP9

AmeriHome Mortgage Co. LLC

JPMMT 2021-INV2

1/1 thru 12/31/23

TR3

Matrix Financial Services Corporation

ABMT 2016-3

1/1 thru 12/31/23

TT8

loanDepot.com LLC

TIAA Bank

1/1 thru 2/28/23

TT9

loanDepot.com LLC

JPMMT 2022-3

1/1 thru 2/28/23

TW1

Matrix Financial Services Corporation

ABMT 2015-1

1/1 thru 12/31/23

TW2

Matrix Financial Services Corporation

ABMT 2015-2

1/1 thru 12/31/23

TW3

Matrix Financial Services Corporation

ABMT 2015-3

1/1 thru 12/31/23

TW4

Matrix Financial Services Corporation

ABMT 2015-4

1/1 thru 12/31/23

TW5

Matrix Financial Services Corporation

ABMT 2015-5

1/1 thru 12/31/23

 

 


 

 

TW6

Matrix Financial Services Corporation

ABMT 2015-6

1/1 thru 12/31/23

U20

United Wholesale Mortgage, LLC

JPMMT 2023-7

9/1 thru 12/31/23

U31

loanDepot.com LLC

JPMMT 2021-LTV1

1/1 thru 2/28/23

U55

Amegy

2001-RS2

1/1 thru 12/31/23

U55

Amegy

2002-WH32

1/1 thru 12/31/23

U55

Amegy

2003-WH18

1/1 thru 12/31/23

U55

Amegy

2005-WH3

1/1 thru 12/31/23

UA8

UBS Bank USA

SEMT 2023-2

3/1 thru 12/31/23

UB1

UBS Bank USA

SEMT 2015-4

1/1 thru 12/31/23

UB8

UBS Bank USA

SEMT 2020-MC1

1/1 thru 12/31/23

UF1

United Shore Financial Services, LLC

JP Morgan Acquisition Corp

1/1 thru 12/31/23

UF2

United Shore Financial Services, LLC

JPMMT 2019-INV2

1/1 thru 12/31/23

UF3

United Shore Financial Services, LLC

JPMMT 2019-7

1/1 thru 12/31/23

UF4

United Shore Financial Services, LLC

JPMMT 2019-8

1/1 thru 12/31/23

UF6

United Shore Financial Services, LLC

JPMMT 2019-LTV3

1/1 thru 12/31/23

UF7

United Shore Financial Services, LLC

JPMMT 2019-9

1/1 thru 12/31/23

UF8

United Shore Financial Services, LLC

JPMMT 2019-INV3

1/1 thru 12/31/23

UF9

United Shore Financial Services, LLC

JPMMT 2020-LTV1

1/1 thru 12/31/23

UT0

United Wholesale Mortgage, LLC

JPMMT 2021-INV1

1/1 thru 12/31/23

UW0

United Shore Financial Services, LLC

JPMMT 2020-LTV2

1/1 thru 12/31/23

UW1

United Shore Financial Services, LLC

JPMMT 2020-8

1/1 thru 12/31/23

UW2

United Wholesale Mortgage, LLC

JPMMT 2021-1

1/1 thru 12/31/23

UW3

United Wholesale Mortgage, LLC

JPMMT 2021-2

1/1 thru 12/31/23

UW5

United Wholesale Mortgage, LLC

JPMMT 2021-4

1/1 thru 12/31/23

V20

United Wholesale Mortgage, LLC

JPMMT 2023-7

9/1 thru 12/31/23

V31

loanDepot.com LLC

TIAA Bank

1/1 thru 2/28/23

W20

United Wholesale Mortgage, LLC

JPMMT 2023-8

9/1 thru 12/31/23

W31

loanDepot.com LLC

MFA 2021-AEINV1

1/1 thru 2/28/23

WH5

United Wholesale Mortgage, LLC

JPMMT 2021-6

1/1 thru 12/31/23

WM3

United Wholesale Mortgage, LLC

SMRF TRUST II-A

1/1 thru 12/31/23

WM5

United Wholesale Mortgage, LLC

JPMMT 2021-9

1/1 thru 12/31/23

WM6

United Wholesale Mortgage, LLC

JPMMT 2021-10

1/1 thru 12/31/23

WM7

United Wholesale Mortgage, LLC

JPMMT 2021-INV2

1/1 thru 12/31/23

WM8

United Wholesale Mortgage, LLC

JPMMT 2021-INV3

1/1 thru 12/31/23

WW0

United Wholesale Mortgage, LLC

JPMMT 2021-8

1/1 thru 12/31/23

WW2

United Wholesale Mortgage, LLC

GSMBS 2021-INV1

1/1 thru 12/31/23

WW3

United Wholesale Mortgage, LLC

JPMMT 2021-INV5

1/1 thru 12/31/23

WW4

United Wholesale Mortgage, LLC

JPMMT 2021-INV4

1/1 thru 12/31/23

WW5

United Wholesale Mortgage, LLC

JPMMT 2021-11

1/1 thru 12/31/23

WW6

United Wholesale Mortgage, LLC

GSMBS 2021-PJ8

1/1 thru 12/31/23

X20

United Wholesale Mortgage, LLC

JPMMT 2023-8

9/1 thru 12/31/23

X31

loanDepot.com LLC

MMCA 2021-INV4

1/1 thru 2/28/23

Y31

loanDepot.com LLC

JPMMT 2021-INV6

1/1 thru 2/28/23

Y59

loanDepot.com LLC

JPMMT 2017-6

1/1 thru 2/28/23

Z20

United Wholesale Mortgage, LLC

NLG Capital

10/1 thru 12/31/23

ZX1

loanDepot.com LLC

JPMMT 2021-LTV2

1/1 thru 2/28/23

ZX2

loanDepot.com LLC

JPMMT 2021-14

1/1 thru 2/28/23

ZX3

loanDepot.com LLC

JPMMT 2021-INV8

1/1 thru 2/28/23

ZX4

loanDepot.com LLC

JPMMT 2021-15

1/1 thru 2/28/23

ZX5

loanDepot.com LLC

MFA 2021-AEINV2

1/1 thru 2/28/23

ZX8

loanDepot.com LLC

JPMMT 2022-1

1/1 thru 2/28/23

 

 


 

 

ZY0

loanDepot.com LLC

TIAA Bank

1/1 thru 2/28/23

ZY1

loanDepot.com LLC

MMCA 2022-INV1

1/1 thru 2/28/23

ZY2

loanDepot.com LLC

JPMMT 2022-2

1/1 thru 2/28/23

ZY3

loanDepot.com LLC

JPMMT 2022-LTV1

1/1 thru 2/28/23

ZY4

loanDepot.com LLC

JPMMT 2022-INV2

1/1 thru 2/28/23

ZY5

loanDepot.com LLC

TIAA Bank

1/1 thru 2/28/23

ZY7

loanDepot.com LLC

JPMMT 2022-LTV2

1/1 thru 2/28/23

ZY8

loanDepot.com LLC

JPMMT 2022-INV3

1/1 thru 2/28/23