The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,052,049 9,558 SH   SOLE   9,558 0 0
ABBVIE INC COM 00287Y109   1,707,150 11,016 SH   SOLE   11,016 0 0
ADOBE INC COM 00724F101   507,110 850 SH   SOLE   850 0 0
ADVANCED MICRO DEVICES INC COM 007903107   335,653 2,277 SH   SOLE   2,277 0 0
AIR PRODS & CHEMS INC COM 009158106   423,552 1,546 SH   SOLE   1,546 0 0
ALBEMARLE CORP COM 012653101   317,423 2,197 SH   SOLE   2,197 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   323,152 7,600 SH   SOLE   7,600 0 0
ALLSTATE CORP COM 020002101   1,340,309 9,575 SH   SOLE   9,575 0 0
ALPHABET INC CAP STK CL A 02079K305   3,224,744 23,085 SH   SOLE   23,085 0 0
ALPHABET INC CAP STK CL C 02079K107   1,942,015 13,780 SH   SOLE   13,780 0 0
AMAZON COM INC COM 023135106   2,698,454 17,760 SH   SOLE   17,760 0 0
AMERICAN ELEC PWR CO INC COM 025537101   206,299 2,540 SH   SOLE   2,540 0 0
AMERICAN EXPRESS CO COM 025816109   501,322 2,676 SH   SOLE   2,676 0 0
AMERICAN TOWER CORP NEW COM 03027X100   439,612 2,036 SH   SOLE   2,036 0 0
AMGEN INC COM 031162100   343,896 1,194 SH   SOLE   1,194 0 0
APPLE INC COM 037833100   13,218,448 68,656 SH   SOLE   68,656 0 0
APPLIED MATLS INC COM 038222105   910,833 5,620 SH   SOLE   5,620 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   609,176 8,435 SH   SOLE   8,435 0 0
AT&T INC COM 00206R102   274,001 16,329 SH   SOLE   16,329 0 0
BANK AMERICA CORP COM 060505104   473,064 14,050 SH   SOLE   14,050 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,891,161 10,910 SH   SOLE   10,910 0 0
BLACKROCK INC COM 09247X101   331,214 408 SH   SOLE   408 0 0
BOEING CO COM 097023105   356,062 1,366 SH   SOLE   1,366 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   221,711 4,321 SH   SOLE   4,321 0 0
BROADCOM INC COM 11135F101   749,004 671 SH   SOLE   671 0 0
BROWN FORMAN CORP CL B 115637209   226,175 3,961 SH   SOLE   3,961 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   373,147 1,370 SH   SOLE   1,370 0 0
CARDINAL HEALTH INC COM 14149Y108   318,024 3,155 SH   SOLE   3,155 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   361,705 6,296 SH   SOLE   6,296 0 0
CATERPILLAR INC COM 149123101   1,013,261 3,427 SH   SOLE   3,427 0 0
CISCO SYS INC COM 17275R102   958,112 18,965 SH   SOLE   18,965 0 0
CLOUDFLARE INC CL A COM 18915M107   2,009,980 24,141 SH   SOLE   24,141 0 0
COCA COLA CO COM 191216100   375,207 6,367 SH   SOLE   6,367 0 0
COLGATE PALMOLIVE CO COM 194162103   482,883 6,058 SH   SOLE   6,058 0 0
COMCAST CORP NEW CL A 20030N101   561,017 12,794 SH   SOLE   12,794 0 0
CONSTELLATION BRANDS INC CL A 21036P108   383,174 1,585 SH   SOLE   1,585 0 0
CONSTELLATION ENERGY CORP COM 21037T109   496,666 4,249 SH   SOLE   4,249 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,045,588 3,099 SH   SOLE   3,099 0 0
CSX CORP COM 126408103   342,713 9,885 SH   SOLE   9,885 0 0
CUMMINS INC COM 231021106   443,684 1,852 SH   SOLE   1,852 0 0
CVS HEALTH CORP COM 126650100   230,089 2,914 SH   SOLE   2,914 0 0
D R HORTON INC COM 23331A109   824,036 5,422 SH   SOLE   5,422 0 0
DEERE & CO COM 244199105   577,412 1,444 SH   SOLE   1,444 0 0
DIGITAL RLTY TR INC COM 253868103   232,823 1,730 SH   SOLE   1,730 0 0
DISCOVER FINL SVCS COM 254709108   747,685 6,652 SH   SOLE   6,652 0 0
DISNEY WALT CO COM 254687106   522,779 5,790 SH   SOLE   5,790 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   426,297 4,393 SH   SOLE   4,393 0 0
EASTMAN CHEM CO COM 277432100   380,388 4,235 SH   SOLE   4,235 0 0
EDISON INTL COM 281020107   286,961 4,014 SH   SOLE   4,014 0 0
EMERSON ELEC CO COM 291011104   481,297 4,945 SH   SOLE   4,945 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108   827,901 11,736 SH   SOLE   11,736 0 0
ESSEX PPTY TR INC COM 297178105   996,660 4,019 SH   SOLE   4,019 0 0
EXELON CORP COM 30161N101   271,584 7,565 SH   SOLE   7,565 0 0
FAIR ISAAC CORP COM 303250104   360,843 310 SH   SOLE   310 0 0
FEDEX CORP COM 31428X106   554,410 2,191 SH   SOLE   2,191 0 0
FIFTH THIRD BANCORP COM 316773100   237,119 6,875 SH   SOLE   6,875 0 0
FISERV INC COM 337738108   464,276 3,495 SH   SOLE   3,495 0 0
FLAHERTY & CRUMRINE PFD SECS COM 338478100   203,346 14,629 SH   SOLE   14,629 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506   1,308,167 55,383 SH   SOLE   55,383 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   980,672 41,501 SH   SOLE   41,501 0 0
FRANCO NEV CORP COM 351858105   223,282 2,015 SH   SOLE   2,015 0 0
GARTNER INC COM 366651107   200,744 445 SH   SOLE   445 0 0
GENERAL DYNAMICS CORP COM 369550108   551,799 2,125 SH   SOLE   2,125 0 0
GENERAL ELECTRIC CO COM NEW 369604301   384,039 3,009 SH   SOLE   3,009 0 0
GENERAL MTRS CO COM 37045V100   235,276 6,550 SH   SOLE   6,550 0 0
GENUINE PARTS CO COM 372460105   335,863 2,425 SH   SOLE   2,425 0 0
GILEAD SCIENCES INC COM 375558103   200,662 2,477 SH   SOLE   2,477 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   663,524 1,720 SH   SOLE   1,720 0 0
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230   4,356,871 87,120 SH   SOLE   87,120 0 0
HOME DEPOT INC COM 437076102   1,140,611 3,291 SH   SOLE   3,291 0 0
HONEYWELL INTL INC COM 438516106   468,073 2,232 SH   SOLE   2,232 0 0
HP INC COM 40434L105   274,300 9,116 SH   SOLE   9,116 0 0
ILLINOIS TOOL WKS INC COM 452308109   215,315 822 SH   SOLE   822 0 0
INTEL CORP COM 458140100   964,046 19,185 SH   SOLE   19,185 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   366,352 2,240 SH   SOLE   2,240 0 0
INTUIT COM 461202103   656,907 1,051 SH   SOLE   1,051 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   842,388 2,497 SH   SOLE   2,497 0 0
ISHARES TR 20 YR TR BD ETF 464287432   303,562 3,070 SH   SOLE   3,070 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   266,630 3,250 SH   SOLE   3,250 0 0
ISHARES TR CORE MSCI EAFE 46432F842   9,469,321 134,603 SH   SOLE   134,603 0 0
ISHARES TR CORE TOTAL USD 46434V613   11,495,977 249,532 SH   SOLE   249,532 0 0
ISHARES TR CORE US AGGBD ET 464287226   12,804,673 129,014 SH   SOLE   129,014 0 0
ISHARES INC CORE MSCI EMKT 46434G103   652,533 12,901 SH   SOLE   12,901 0 0
ISHARES TR IBOXX INV CP ETF 464287242   589,883 5,330 SH   SOLE   5,330 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,037,385 13,767 SH   SOLE   13,767 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,888,153 46,957 SH   SOLE   46,957 0 0
ISHARES INC MSCI AUST ETF 464286103   206,476 8,483 SH   SOLE   8,483 0 0
ISHARES INC MSCI CDA ETF 464286509   257,494 7,020 SH   SOLE   7,020 0 0
ISHARES INC MSCI FRANCE ETF 464286707   366,529 9,355 SH   SOLE   9,355 0 0
ISHARES INC MSCI GERMANY ETF 464286806   270,921 9,125 SH   SOLE   9,125 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   1,106,415 17,250 SH   SOLE   17,250 0 0
ISHARES INC MSCI NETHERL ETF 464286814   367,082 8,225 SH   SOLE   8,225 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   592,752 17,935 SH   SOLE   17,935 0 0
ISHARES TR RUS 1000 ETF 464287622   1,261,471 4,810 SH   SOLE   4,810 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   650,436 3,240 SH   SOLE   3,240 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,835,842 6,624 SH   SOLE   6,624 0 0
ISHARES TR CORE S&P500 ETF 464287200   850,659 1,781 SH   SOLE   1,781 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,371,974 21,912 SH   SOLE   21,912 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,658,385 20,933 SH   SOLE   20,933 0 0
ISHARES TR S&P MC 400VL ETF 464287705   2,344,455 20,558 SH   SOLE   20,558 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,749,580 13,980 SH   SOLE   13,980 0 0
ISHARES TR SP SMCP600VL ETF 464287879   2,393,226 23,219 SH   SOLE   23,219 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   982,909 13,088 SH   SOLE   13,088 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,263,311 7,265 SH   SOLE   7,265 0 0
ISHARES TR TIPS BD ETF 464287176   881,418 8,200 SH   SOLE   8,200 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,495,564 28,760 SH   SOLE   28,760 0 0
JPMORGAN CHASE & CO COM 46625H100   3,314,739 19,487 SH   SOLE   19,487 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   1,718,668 32,868 SH   SOLE   32,868 0 0
JOHNSON & JOHNSON COM 478160104   1,958,153 12,493 SH   SOLE   12,493 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   193,805 3,525 SH   SOLE   3,525 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,525,008 129,902 SH   SOLE   129,902 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   410,770 2,582 SH   SOLE   2,582 0 0
KIMBERLY-CLARK CORP COM 494368103   335,975 2,765 SH   SOLE   2,765 0 0
KLA CORP COM NEW 482480100   387,727 667 SH   SOLE   667 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   264,490 1,163 SH   SOLE   1,163 0 0
LENNAR CORP CL A 526057104   311,494 2,090 SH   SOLE   2,090 0 0
ELI LILLY & CO COM 532457108   1,155,347 1,982 SH   SOLE   1,982 0 0
LINDE PLC SHS G54950103   462,870 1,127 SH   SOLE   1,127 0 0
LOWES COS INC COM 548661107   1,789,970 8,043 SH   SOLE   8,043 0 0
MARRIOTT INTL INC NEW CL A 571903202   583,388 2,586 SH   SOLE   2,586 0 0
MASTERCARD INCORPORATED CL A 57636Q104   348,459 817 SH   SOLE   817 0 0
MCDONALDS CORP COM 580135101   646,095 2,179 SH   SOLE   2,179 0 0
MCKESSON CORP COM 58155Q103   270,843 585 SH   SOLE   585 0 0
MERCK & CO INC COM 58933Y105   954,361 8,754 SH   SOLE   8,754 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105   221,972 183 SH   SOLE   183 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   1,705,304 18,910 SH   SOLE   18,910 0 0
MICROSOFT CORP COM 594918104   11,616,628 30,892 SH   SOLE   30,892 0 0
MONDELEZ INTL INC CL A 609207105   218,376 3,015 SH   SOLE   3,015 0 0
MORGAN STANLEY COM NEW 617446448   415,988 4,461 SH   SOLE   4,461 0 0
RBB FD INC MOTLEY FOOL SML 74933W874   426,941 13,925 SH   SOLE   13,925 0 0
NETFLIX INC COM 64110L106   577,440 1,186 SH   SOLE   1,186 0 0
NEXTERA ENERGY INC COM 65339F101   250,372 4,122 SH   SOLE   4,122 0 0
NIKE INC CL B 654106103   382,746 3,525 SH   SOLE   3,525 0 0
NORFOLK SOUTHN CORP COM 655844108   234,489 992 SH   SOLE   992 0 0
NOVO-NORDISK A S ADR 670100205   418,973 4,050 SH   SOLE   4,050 0 0
NVIDIA CORPORATION COM 67066G104   3,520,519 7,109 SH   SOLE   7,109 0 0
ORACLE CORP COM 68389X105   3,251,672 30,842 SH   SOLE   30,842 0 0
OTIS WORLDWIDE CORP COM 68902V107   277,268 3,099 SH   SOLE   3,099 0 0
PACIFIC BIOSCIENCES CALIF IN COM 69404D108   294,300 30,000 SH   SOLE   30,000 0 0
PARKER-HANNIFIN CORP COM 701094104   292,545 635 SH   SOLE   635 0 0
PEPSICO INC COM 713448108   401,162 2,362 SH   SOLE   2,362 0 0
PFIZER INC COM 717081103   383,627 13,325 SH   SOLE   13,325 0 0
PHILLIPS 66 CON 718546104   217,018 1,630 SH   SOLE   1,630 0 0
POLARIS INC COM 731068102   397,086 4,190 SH   SOLE   4,190 0 0
PROCTER AND GAMBLE CO COM 742718109   638,963 4,360 SH   SOLE   4,360 0 0
PROLOGIS INC. COM 74340W103   548,929 4,118 SH   SOLE   4,118 0 0
REALTY INCOME CORP COM 756109104   581,221 10,122 SH   SOLE   10,122 0 0
REGENERON PHARMACEUTICALS COM 75886F107   219,573 250 SH   SOLE   250 0 0
ROCKWELL AUTOMATION INC COM 773903109   306,547 987 SH   SOLE   987 0 0
ROYAL GOLD INC COM 780287108   292,505 2,418 SH   SOLE   2,418 0 0
RTX CORPORATION COM 75513E101   647,794 7,699 SH   SOLE   7,699 0 0
SALESFORCE INC COM 79466L302   2,680,870 10,188 SH   SOLE   10,188 0 0
SANDSTORM GOLD LTD COM NEW 80013R206   214,182 42,581 SH   SOLE   42,581 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   348,151 6,253 SH   SOLE   6,253 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   253,151 5,225 SH   SOLE   5,225 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   290,986 7,873 SH   SOLE   7,873 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   240,828 4,270 SH   SOLE   4,270 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   461,818 9,776 SH   SOLE   9,776 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   216,581 1,900 SH   SOLE   1,900 0 0
SHERWIN WILLIAMS CO COM 824348106   349,328 1,120 SH   SOLE   1,120 0 0
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105   221,309 3,675 SH   SOLE   3,675 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   691,194 23,210 SH   SOLE   23,210 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   285,706 3,016 SH   SOLE   3,016 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,708,486 8,937 SH   SOLE   8,937 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   3,503,032 129,550 SH   SOLE   129,550 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,783,948 3,516 SH   SOLE   3,516 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   697,280 1,467 SH   SOLE   1,467 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   254,887 13,310 SH   SOLE   13,310 0 0
STARBUCKS CORP COM 855244109   477,170 4,970 SH   SOLE   4,970 0 0
SYNOPSYS INC COM 871607107   535,506 1,040 SH   SOLE   1,040 0 0
TESLA INC COM 88160R101   1,314,459 5,290 SH   SOLE   5,290 0 0
TEXAS INSTRS INC COM 882508104   328,136 1,925 SH   SOLE   1,925 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   316,882 597 SH   SOLE   597 0 0
TRACTOR SUPPLY CO COM 892356106   233,308 1,085 SH   SOLE   1,085 0 0
TRAVELERS COMPANIES INC COM 89417E109   278,115 1,460 SH   SOLE   1,460 0 0
UNION PAC CORP COM 907818108   661,700 2,694 SH   SOLE   2,694 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,589,764 3,019 SH   SOLE   3,019 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   199,859 6,445 SH   SOLE   6,445 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   406,931 9,901 SH   SOLE   9,901 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   201,365 461 SH   SOLE   461 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   842,214 10,935 SH   SOLE   10,935 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   269,593 7,151 SH   SOLE   7,151 0 0
VISA INC COM CL A 92826C839   1,388,881 5,334 SH   SOLE   5,334 0 0
WALMART INC COM 931142103   671,723 4,260 SH   SOLE   4,260 0 0
WALGREENS BOOTS ALLIANCE INC CON 931427108   225,199 8,625 SH   SOLE   8,625 0 0
ZOETIS INC CL A 98978V103   281,252 1,425 SH   SOLE   1,425 0 0