The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,032,201 9,468 SH   SOLE   9,468 0 0
ABBVIE INC COM 00287Y109   1,519,889 11,281 SH   SOLE   11,281 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   381,412 780 SH   SOLE   780 0 0
ADVANCED MICRO DEVICES INC COM 007903107   287,964 2,528 SH   SOLE   2,528 0 0
AIR PRODS & CHEMS INC COM 009158106   504,676 1,684 SH   SOLE   1,684 0 0
ALBEMARLE CORP COM 012653101   687,117 3,080 SH   SOLE   3,080 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   443,073 11,300 SH   SOLE   11,300 0 0
ALLSTATE CORP COM 020002101   1,101,304 10,100 SH   SOLE   10,100 0 0
ALPHABET INC CAP STK CL A 02079K305   2,820,731 23,565 SH   SOLE   23,565 0 0
ALPHABET INC CAP STK CL C 02079K107   1,716,564 14,190 SH   SOLE   14,190 0 0
AMAZON COM INC COM 023135106   2,333,444 17,900 SH   SOLE   17,900 0 0
AMERICAN ELEC PWR CO INC COM 025537101   255,968 3,040 SH   SOLE   3,040 0 0
AMERICAN EXPRESS CO COM 025816109   386,027 2,216 SH   SOLE   2,216 0 0
AMERICAN TOWER CORP NEW COM 03027X100   399,395 2,059 SH   SOLE   2,059 0 0
AMGEN INC COM 031162100   296,175 1,334 SH   SOLE   1,334 0 0
APPLE INC COM 037833100   13,994,269 72,146 SH   SOLE   72,146 0 0
APPLIED MATLS INC COM 038222105   801,474 5,545 SH   SOLE   5,545 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   762,023 10,085 SH   SOLE   10,085 0 0
AT&T INC COM 00206R102   308,537 19,344 SH   SOLE   19,344 0 0
BANK AMERICA CORP COM 060505104   398,074 13,875 SH   SOLE   13,875 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,794,989 11,129 SH   SOLE   11,129 0 0
BIOGEN INC COM 09062X103   205,092 720 SH   SOLE   720 0 0
BLACKROCK INC COM 09247X101   268,162 388 SH   SOLE   388 0 0
BOEING CO COM 097023105   294,146 1,393 SH   SOLE   1,393 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   284,322 4,446 SH   SOLE   4,446 0 0
BROADCOM INC COM 11135F101   563,830 650 SH   SOLE   650 0 0
BROWN FORMAN CORP CL B 115637209   268,894 4,026 SH   SOLE   4,026 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   311,912 1,330 SH   SOLE   1,330 0 0
CARDINAL HEALTH INC COM 14149Y108   315,864 3,340 SH   SOLE   3,340 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   314,813 6,333 SH   SOLE   6,333 0 0
CATERPILLAR INC COM 149123101   821,069 3,337 SH   SOLE   3,337 0 0
CHEVRON CORP NEW COM 166764100   212,423 1,350 SH   SOLE   1,350 0 0
CISCO SYS INC COM 17275R102   999,358 19,315 SH   SOLE   19,315 0 0
CLOUDFLARE INC CL A COM 18915M107   2,329,852 35,641 SH   SOLE   35,641 0 0
COCA COLA CO COM 191216100   406,605 6,752 SH   SOLE   6,752 0 0
COLGATE PALMOLIVE CO COM 194162103   480,576 6,238 SH   SOLE   6,238 0 0
COMCAST CORP NEW CL A 20030N101   561,714 13,519 SH   SOLE   13,519 0 0
CONSTELLATION BRANDS INC CL A 21036P108   421,867 1,714 SH   SOLE   1,714 0 0
CONSTELLATION ENERGY CORP COM 21037T109   373,707 4,082 SH   SOLE   4,082 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,789,037 3,323 SH   SOLE   3,323 0 0
CSX CORP COM 126408103   330,259 9,685 SH   SOLE   9,685 0 0
CUMMINS INC COM 231021106   472,423 1,927 SH   SOLE   1,927 0 0
CVS HEALTH CORP COM 126650100   200,408 2,899 SH   SOLE   2,899 0 0
D R HORTON INC COM 23331A109   652,502 5,362 SH   SOLE   5,362 0 0
DEERE & CO COM 244199105   576,585 1,423 SH   SOLE   1,423 0 0
DIGITAL RLTY TR INC COM 253868103   202,689 1,780 SH   SOLE   1,780 0 0
DISCOVER FINL SVCS COM 254709108   775,884 6,640 SH   SOLE   6,640 0 0
DISNEY WALT CO COM 254687106   520,502 5,830 SH   SOLE   5,830 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   429,316 4,784 SH   SOLE   4,784 0 0
EASTMAN CHEM CO COM 277432100   354,554 4,235 SH   SOLE   4,235 0 0
EDISON INTL COM 281020107   285,717 4,114 SH   SOLE   4,114 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   200,451 2,125 SH   SOLE   2,125 0 0
EMERSON ELEC CO COM 291011104   437,940 4,845 SH   SOLE   4,845 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108   739,577 11,056 SH   SOLE   11,056 0 0
ESSEX PPTY TR INC COM 297178105   941,831 4,019 SH   SOLE   4,019 0 0
EXELON CORP COM 30161N101   328,976 8,075 SH   SOLE   8,075 0 0
FAIR ISAAC CORP COM 303250104   272,704 337 SH   SOLE   337 0 0
FEDEX CORP COM 31428X106   551,975 2,226 SH   SOLE   2,226 0 0
FIFTH THIRD BANCORP COM 316773100   191,988 7,325 SH   SOLE   7,325 0 0
FIRST SOLAR INC COM 336433107   202,446 1,065 SH   SOLE   1,065 0 0
FISERV INC COM 337738108   563,891 4,470 SH   SOLE   4,470 0 0
FLAHERTY & CRUMRINE PFD SECS COM 338478100   302,265 21,998 SH   SOLE   21,998 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506   1,705,091 72,464 SH   SOLE   72,464 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   1,558,642 65,821 SH   SOLE   65,821 0 0
FMC CORP COM NEW 302491303   229,548 2,200 SH   SOLE   2,200 0 0
FRANCO NEV CORP COM 351858105   397,854 2,790 SH   SOLE   2,790 0 0
GENERAL DYNAMICS CORP COM 369550108   460,421 2,140 SH   SOLE   2,140 0 0
GENERAL ELECTRIC CO COM NEW 369604301   245,625 2,236 SH   SOLE   2,236 0 0
GENERAL MLS INC COM 370334104   212,076 2,765 SH   SOLE   2,765 0 0
GENERAL MTRS CO COM 37045V100   316,797 8,215 SH   SOLE   8,215 0 0
GENUINE PARTS CO COM 372460105   478,075 2,825 SH   SOLE   2,825 0 0
GILEAD SCIENCES INC COM 375558103   185,893 2,412 SH   SOLE   2,412 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   553,801 1,717 SH   SOLE   1,717 0 0
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230   2,642,854 52,963 SH   SOLE   52,963 0 0
HERSHEY CO COM 427866108   298,891 1,197 SH   SOLE   1,197 0 0
HOME DEPOT INC COM 437076102   1,027,390 3,307 SH   SOLE   3,307 0 0
HONEYWELL INTL INC COM 438516106   472,478 2,277 SH   SOLE   2,277 0 0
HP INC COM 40434L105   261,526 8,516 SH   SOLE   8,516 0 0
ILLINOIS TOOL WKS INC COM 452308109   214,387 857 SH   SOLE   857 0 0
INTEL CORP COM 458140100   634,858 18,985 SH   SOLE   18,985 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   291,037 2,175 SH   SOLE   2,175 0 0
INTUIT COM 461202103   447,193 976 SH   SOLE   976 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   962,561 2,815 SH   SOLE   2,815 0 0
ISHARES TR 20 YR TR BD ETF 464287432   338,158 3,285 SH   SOLE   3,285 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   506,750 6,250 SH   SOLE   6,250 0 0
ISHARES TR CORE MSCI EAFE 46432F842   7,885,013 116,815 SH   SOLE   116,815 0 0
ISHARES TR CORE TOTAL USD 46434V613   7,668,872 168,657 SH   SOLE   168,657 0 0
ISHARES TR CORE US AGGBD ET 464287226   12,495,897 127,574 SH   SOLE   127,574 0 0
ISHARES TR IBOXX INV CP ETF 464287242   757,043 7,000 SH   SOLE   7,000 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,130,354 15,591 SH   SOLE   15,591 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,355,068 59,531 SH   SOLE   59,531 0 0
ISHARES INC MSCI CDA ETF 464286509   245,630 7,020 SH   SOLE   7,020 0 0
ISHARES INC MSCI FRANCE ETF 464286707   360,448 9,355 SH   SOLE   9,355 0 0
ISHARES INC MSCI GERMANY ETF 464286806   264,987 9,275 SH   SOLE   9,275 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   1,036,825 16,750 SH   SOLE   16,750 0 0
ISHARES INC MSCI NETHERL ETF 464286814   358,142 8,275 SH   SOLE   8,275 0 0
ISHARES TR MSCI UK ETF NEW 46435G334   500,940 15,485 SH   SOLE   15,485 0 0
ISHARES TR RUS 1000 ETF 464287622   1,196,763 4,910 SH   SOLE   4,910 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   606,035 3,236 SH   SOLE   3,236 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,609,932 6,157 SH   SOLE   6,157 0 0
ISHARES TR CORE S&P500 ETF 464287200   829,466 1,861 SH   SOLE   1,861 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,056,078 20,633 SH   SOLE   20,633 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,523,394 20,311 SH   SOLE   20,311 0 0
ISHARES TR S&P MC 400VL ETF 464287705   2,176,687 20,318 SH   SOLE   20,318 0 0
ISHARES TR S&P SML 600 GWT 464287887   1,604,306 13,958 SH   SOLE   13,958 0 0
ISHARES TR SP SMCP600VL ETF 464287879   2,214,716 23,290 SH   SOLE   23,290 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   956,061 13,565 SH   SOLE   13,565 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,212,310 7,521 SH   SOLE   7,521 0 0
ISHARES TR TIPS BD ETF 464287176   1,160,466 10,783 SH   SOLE   10,783 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,301,209 25,730 SH   SOLE   25,730 0 0
JPMORGAN CHASE & CO COM 46625H100   2,841,025 19,534 SH   SOLE   19,534 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   1,351,920 26,776 SH   SOLE   26,776 0 0
JOHNSON & JOHNSON COM 478160104   2,048,641 12,377 SH   SOLE   12,377 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   260,051 4,700 SH   SOLE   4,700 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   6,436,022 128,361 SH   SOLE   128,361 0 0
KELLOGG CO COM 487836108   202,470 3,004 SH   SOLE   3,004 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   439,054 2,622 SH   SOLE   2,622 0 0
KIMBERLY-CLARK CORP COM 494368103   412,799 2,990 SH   SOLE   2,990 0 0
KLA CORP COM NEW 482480100   350,184 722 SH   SOLE   722 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   282,276 1,169 SH   SOLE   1,169 0 0
LENNAR CORP CL A 526057104   252,500 2,015 SH   SOLE   2,015 0 0
LILLY ELI & CO COM 532457108   938,898 2,002 SH   SOLE   2,002 0 0
LINDE PLC SHS G54950103   436,718 1,146 SH   SOLE   1,146 0 0
LOWES COS INC COM 548661107   1,868,345 8,278 SH   SOLE   8,278 0 0
MARRIOTT INTL INC NEW CL A 571903202   452,008 2,460 SH   SOLE   2,460 0 0
MASTERCARD INCORPORATED CL A 57636Q104   321,326 817 SH   SOLE   817 0 0
MCDONALDS CORP COM 580135101   662,172 2,219 SH   SOLE   2,219 0 0
MCKESSON CORP COM 58155Q103   249,976 585 SH   SOLE   585 0 0
MERCK & CO INC COM 58933Y105   1,031,125 8,936 SH   SOLE   8,936 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105   259,705 198 SH   SOLE   198 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   1,733,119 19,345 SH   SOLE   19,345 0 0
MICROSOFT CORP COM 594918104   10,935,080 32,111 SH   SOLE   32,111 0 0
MONDELEZ INTL INC CL A 609207105   223,561 3,065 SH   SOLE   3,065 0 0
MORGAN STANLEY COM NEW 617446448   423,669 4,961 SH   SOLE   4,961 0 0
RBB FD INC MOTLEY FOOL SML 74933W874   421,642 14,675 SH   SOLE   14,675 0 0
NETFLIX INC COM 64110L106   551,493 1,252 SH   SOLE   1,252 0 0
NEXTERA ENERGY INC COM 65339F101   325,888 4,392 SH   SOLE   4,392 0 0
NIKE INC CL B 654106103   357,636 3,240 SH   SOLE   3,240 0 0
NOVO-NORDISK A S ADR 670100205   327,706 2,025 SH   SOLE   2,025 0 0
NVIDIA CORPORATION COM 67066G104   3,166,728 7,486 SH   SOLE   7,486 0 0
ORACLE CORP COM 68389X105   3,837,913 32,227 SH   SOLE   32,227 0 0
OTIS WORLDWIDE CORP COM 68902V107   275,842 3,099 SH   SOLE   3,099 0 0
PACIFIC BIOSCIENCES CALIF IN COM 69404D108   452,200 34,000 SH   SOLE   34,000 0 0
PARKER-HANNIFIN CORP COM 701094104   247,675 635 SH   SOLE   635 0 0
PEPSICO INC COM 713448108   391,185 2,112 SH   SOLE   2,112 0 0
PFIZER INC COM 717081103   507,101 13,825 SH   SOLE   13,825 0 0
PIMCO ETF TR ENHANCD SHORT 72201R643   244,775 2,500 SH   SOLE   2,500 0 0
POLARIS INC COM 731068102   518,790 4,290 SH   SOLE   4,290 0 0
PROCTER AND GAMBLE CO COM 742718109   666,948 4,395 SH   SOLE   4,395 0 0
PROLOGIS INC. COM 74340W103   522,649 4,262 SH   SOLE   4,262 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   220,615 2,340 SH   SOLE   2,340 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   780,839 7,971 SH   SOLE   7,971 0 0
REALTY INCOME CORP COM 756109104   957,690 16,017 SH   SOLE   16,017 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101   215,419 7,856 SH   SOLE   7,856 0 0
REGENERON PHARMACEUTICALS COM 75886F107   204,784 285 SH   SOLE   285 0 0
ROCKWELL AUTOMATION INC COM 773903109   325,277 987 SH   SOLE   987 0 0
ROYAL GOLD INC COM 780287108   401,250 3,495 SH   SOLE   3,495 0 0
SALESFORCE INC COM 79466L302   2,103,093 9,955 SH   SOLE   9,955 0 0
SANDSTORM GOLD LTD COM NEW 80013R206   377,247 73,681 SH   SOLE   73,681 0 0
SCHRODINGER INC COM 80810D103   203,424 4,075 SH   SOLE   4,075 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   324,305 6,272 SH   SOLE   6,272 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   286,911 8,048 SH   SOLE   8,048 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   205,996 3,070 SH   SOLE   3,070 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   226,238 4,320 SH   SOLE   4,320 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   429,503 9,806 SH   SOLE   9,806 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   203,908 1,900 SH   SOLE   1,900 0 0
SHERWIN WILLIAMS CO COM 824348106   319,421 1,203 SH   SOLE   1,203 0 0
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105   266,879 3,675 SH   SOLE   3,675 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   786,342 26,710 SH   SOLE   26,710 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,593,199 8,937 SH   SOLE   8,937 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   3,433,404 131,397 SH   SOLE   131,397 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,626,378 3,396 SH   SOLE   3,396 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   632,561 1,427 SH   SOLE   1,427 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   239,846 13,310 SH   SOLE   13,310 0 0
STARBUCKS CORP COM 855244109   541,858 5,470 SH   SOLE   5,470 0 0
SYNOPSYS INC COM 871607107   463,712 1,065 SH   SOLE   1,065 0 0
TESLA INC COM 88160R101   1,199,692 4,583 SH   SOLE   4,583 0 0
TEXAS INSTRS INC COM 882508104   346,539 1,925 SH   SOLE   1,925 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   336,007 644 SH   SOLE   644 0 0
TRACTOR SUPPLY CO COM 892356106   233,261 1,055 SH   SOLE   1,055 0 0
TRAVELERS COMPANIES INC COM 89417E109   249,202 1,435 SH   SOLE   1,435 0 0
UNION PAC CORP COM 907818108   555,339 2,714 SH   SOLE   2,714 0 0
UNITED PARCEL SERVICE INC CL B 911312106   231,591 1,292 SH   SOLE   1,292 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,393,695 2,899 SH   SOLE   2,899 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   237,357 7,883 SH   SOLE   7,883 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   402,773 9,901 SH   SOLE   9,901 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   850,163 11,250 SH   SOLE   11,250 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   343,524 9,237 SH   SOLE   9,237 0 0
VISA INC COM CL A 92826C839   1,326,247 5,584 SH   SOLE   5,584 0 0
WALMART INC COM 931142103   655,575 4,170 SH   SOLE   4,170 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   234,330 8,225 SH   SOLE   8,225 0 0
ZOETIS INC CL A 98978V103   260,037 1,510 SH   SOLE   1,510 0 0