The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 611 4,725 SH   SOLE   4,725 0 0
ABB LTD SPONSORED ADR 000375204 252 9,410 SH   SOLE   9,410 0 0
ABBOTT LABS COM 002824100 1,514 13,933 SH   SOLE   13,933 0 0
ABBVIE INC COM 00287Y109 2,531 16,524 SH   SOLE   16,524 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 296 808 SH   SOLE   808 0 0
AIR PRODS & CHEMS INC COM 009158106 344 1,431 SH   SOLE   1,431 0 0
ALBEMARLE CORP COM 012653101 571 2,730 SH   SOLE   2,730 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 475 13,800 SH   SOLE   13,800 0 0
ALLSTATE CORP COM 020002101 2,138 16,874 SH   SOLE   16,874 0 0
ALPHABET INC CAP STK CL A 02079K305 2,661 1,221 SH   SOLE   1,221 0 0
ALPHABET INC CAP STK CL C 02079K107 1,560 713 SH   SOLE   713 0 0
AMAZON COM INC COM 023135106 1,795 16,900 SH   SOLE   16,900 0 0
AMERICAN ELEC PWR CO INC COM 025537101 296 3,090 SH   SOLE   3,090 0 0
AMERICAN EXPRESS CO COM 025816109 291 2,099 SH   SOLE   2,099 0 0
AMERICAN TOWER CORP NEW COM 03027X100 534 2,090 SH   SOLE   2,090 0 0
AMGEN INC COM 031162100 989 4,065 SH   SOLE   4,065 0 0
AON PLC SHS CL A G0403H108 183 680 SH   SOLE   680 0 0
APPLE INC COM 037833100 10,374 75,880 SH   SOLE   75,880 0 0
APPLIED MATLS INC COM 038222105 438 4,810 SH   SOLE   4,810 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 973 12,535 SH   SOLE   12,535 0 0
AT&T INC COM 00206R102 366 17,466 SH   SOLE   17,466 0 0
BK OF AMERICA CORP COM 060505104 538 17,275 SH   SOLE   17,275 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,972 10,887 SH   SOLE   10,887 0 0
BLACKROCK INC COM 09247X101 242 398 SH   SOLE   398 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 436 5,656 SH   SOLE   5,656 0 0
BROADCOM INC COM 11135F101 254 523 SH   SOLE   523 0 0
BROWN FORMAN CORP CL B 115637209 266 3,784 SH   SOLE   3,784 0 0
CANADIAN PAC RY LTD COM 13645T100 421 6,023 SH   SOLE   6,023 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 325 9,121 SH   SOLE   9,121 0 0
CATERPILLAR INC COM 149123101 1,095 6,123 SH   SOLE   6,123 0 0
CHEVRON CORP NEW COM 166764100 374 2,580 SH   SOLE   2,580 0 0
CISCO SYS INC COM 17275R102 872 20,447 SH   SOLE   20,447 0 0
CLOUDFLARE INC CL A COM 18915M107 1,756 40,141 SH   SOLE   40,141 0 0
COCA COLA CO COM 191216100 436 6,927 SH   SOLE   6,927 0 0
COLGATE PALMOLIVE CO COM 194162103 513 6,398 SH   SOLE   6,398 0 0
COMCAST CORP NEW CL A 20030N101 493 12,569 SH   SOLE   12,569 0 0
CONSTELLATION BRANDS INC CL A 21036P108 389 1,669 SH   SOLE   1,669 0 0
CORNING INC COM 219350105 188 5,975 SH   SOLE   5,975 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,664 5,558 SH   SOLE   5,558 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 298 1,770 SH   SOLE   1,770 0 0
CSX CORP COM 126408103 289 9,960 SH   SOLE   9,960 0 0
CUMMINS INC COM 231021106 387 2,000 SH   SOLE   2,000 0 0
CVS HEALTH CORP COM 126650100 397 4,284 SH   SOLE   4,284 0 0
D R HORTON INC COM 23331A109 307 4,640 SH   SOLE   4,640 0 0
DEERE & CO COM 244199105 390 1,302 SH   SOLE   1,302 0 0
DIGITAL RLTY TR INC COM 253868103 327 2,522 SH   SOLE   2,522 0 0
DISCOVER FINL SVCS COM 254709108 726 7,675 SH   SOLE   7,675 0 0
DISNEY WALT CO COM 254687106 463 4,902 SH   SOLE   4,902 0 0
DOW INC COM 260557103 202 3,922 SH   SOLE   3,922 0 0
DUPONT DE NEMOURS INC COM 26614N102 176 3,171 SH   SOLE   3,171 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 500 4,667 SH   SOLE   4,667 0 0
DUKE REALTY CORP COM NEW 264411505 207 3,775 SH   SOLE   3,775 0 0
EASTMAN CHEM CO COM 277432100 380 4,235 SH   SOLE   4,235 0 0
EDISON INTL COM 281020107 254 4,014 SH   SOLE   4,014 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 193 2,025 SH   SOLE   2,025 0 0
EMERSON ELEC CO COM 291011104 407 5,120 SH   SOLE   5,120 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 815 11,571 SH   SOLE   11,571 0 0
ESSEX PPTY TR INC COM 297178105 1,058 4,044 SH   SOLE   4,044 0 0
EXELON CORP COM 30161N101 341 7,515 SH   SOLE   7,515 0 0
FEDEX CORP COM 31428X106 492 2,169 SH   SOLE   2,169 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 186 2,025 SH   SOLE   2,025 0 0
FIFTH THIRD BANCORP COM 316773100 235 7,000 SH   SOLE   7,000 0 0
FISERV INC COM 337738108 381 4,285 SH   SOLE   4,285 0 0
FLAHERTY & CRUMRINE PFD SECS COM 338478100 651 38,815 SH   SOLE   38,815 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 1,900 76,570 SH   SOLE   76,570 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 1,951 77,370 SH   SOLE   77,370 0 0
FMC CORP COM NEW 302491303 235 2,200 SH   SOLE   2,200 0 0
FRANCO NEV CORP COM 351858105 393 2,990 SH   SOLE   2,990 0 0
GENERAL DYNAMICS CORP COM 369550108 478 2,160 SH   SOLE   2,160 0 0
GENERAL MLS INC COM 370334104 461 6,110 SH   SOLE   6,110 0 0
GENERAL MTRS CO COM 37045V100 237 7,465 SH   SOLE   7,465 0 0
GENUINE PARTS CO COM 372460105 373 2,805 SH   SOLE   2,805 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 461 1,552 SH   SOLE   1,552 0 0
HOME DEPOT INC COM 437076102 941 3,432 SH   SOLE   3,432 0 0
HONEYWELL INTL INC COM 438516106 404 2,327 SH   SOLE   2,327 0 0
HP INC COM 40434L105 368 11,216 SH   SOLE   11,216 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 243 2,211 SH   SOLE   2,211 0 0
INTEL CORP COM 458140100 992 26,505 SH   SOLE   26,505 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 562 3,977 SH   SOLE   3,977 0 0
INTUIT COM 461202103 390 1,011 SH   SOLE   1,011 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 603 3,006 SH   SOLE   3,006 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,331 4,750 SH   SOLE   4,750 0 0
ISHARES TR 20 YR TR BD ETF 464287432 725 6,314 SH   SOLE   6,314 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 248 3,000 SH   SOLE   3,000 0 0
ISHARES TR CORE MSCI EAFE 46432F842 5,399 91,741 SH   SOLE   91,741 0 0
ISHARES TR CORE US AGGBD ET 464287226 17,584 172,937 SH   SOLE   172,937 0 0
ISHARES TR IBOXX INV CP ETF 464287242 898 8,161 SH   SOLE   8,161 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,049 16,779 SH   SOLE   16,779 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,021 75,331 SH   SOLE   75,331 0 0
ISHARES INC MSCI AUST ETF 464286103 180 8,483 SH   SOLE   8,483 0 0
ISHARES INC MSCI CDA ETF 464286509 236 7,020 SH   SOLE   7,020 0 0
ISHARES INC MSCI FRANCE ETF 464286707 344 11,455 SH   SOLE   11,455 0 0
ISHARES INC MSCI GERMANY ETF 464286806 248 10,775 SH   SOLE   10,775 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,107 20,950 SH   SOLE   20,950 0 0
ISHARES INC MSCI NETHERL ETF 464286814 276 7,875 SH   SOLE   7,875 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 554 18,487 SH   SOLE   18,487 0 0
ISHARES TR RUS 1000 ETF 464287622 1,116 5,370 SH   SOLE   5,370 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 945 5,577 SH   SOLE   5,577 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,638 7,240 SH   SOLE   7,240 0 0
ISHARES TR CORE S&P500 ETF 464287200 720 1,898 SH   SOLE   1,898 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,682 29,023 SH   SOLE   29,023 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,221 19,155 SH   SOLE   19,155 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,837 19,462 SH   SOLE   19,462 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,716 16,289 SH   SOLE   16,289 0 0
ISHARES TR SP SMCP600VL ETF 464287879 4,714 52,947 SH   SOLE   52,947 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 807 13,372 SH   SOLE   13,372 0 0
ISHARES TR S&P 500 VAL ETF 464287408 910 6,617 SH   SOLE   6,617 0 0
ISHARES TR TIPS BD ETF 464287176 1,285 11,280 SH   SOLE   11,280 0 0
ISHARES TR ISHARES BIOTECH 464287556 216 1,836 SH   SOLE   1,836 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,450 28,389 SH   SOLE   28,389 0 0
JPMORGAN CHASE & CO COM 46625H100 2,910 25,844 SH   SOLE   25,844 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 580 11,726 SH   SOLE   11,726 0 0
JOHNSON & JOHNSON COM 478160104 3,006 16,932 SH   SOLE   16,932 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 315 5,675 SH   SOLE   5,675 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 3,975 79,348 SH   SOLE   79,348 0 0
KELLOGG CO COM 487836108 214 3,004 SH   SOLE   3,004 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 347 2,520 SH   SOLE   2,520 0 0
KIMBERLY-CLARK CORP COM 494368103 422 3,125 SH   SOLE   3,125 0 0
KLA CORP COM NEW 482480100 211 662 SH   SOLE   662 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 274 1,169 SH   SOLE   1,169 0 0
LILLY ELI & CO COM 532457108 592 1,827 SH   SOLE   1,827 0 0
LINDE PLC SHS G5494J103 403 1,400 SH   SOLE   1,400 0 0
LOCKHEED MARTIN CORP COM 539830109 380 884 SH   SOLE   884 0 0
LOWES COS INC COM 548661107 1,614 9,238 SH   SOLE   9,238 0 0
MARRIOTT INTL INC NEW CL A 571903202 345 2,533 SH   SOLE   2,533 0 0
MASTERCARD INCORPORATED CL A 57636Q104 226 717 SH   SOLE   717 0 0
MCDONALDS CORP COM 580135101 580 2,349 SH   SOLE   2,349 0 0
MCKESSON CORP COM 58155Q103 223 685 SH   SOLE   685 0 0
MEDTRONIC PLC SHS G5960L103 416 4,630 SH   SOLE   4,630 0 0
MERCK & CO INC COM 58933Y105 847 9,295 SH   SOLE   9,295 0 0
META PLATFORMS INC CL A 30303M102 276 1,713 SH   SOLE   1,713 0 0
METLIFE INC COM 59156R108 184 2,924 SH   SOLE   2,924 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 216 188 SH   SOLE   188 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 1,129 19,434 SH   SOLE   19,434 0 0
MICROSOFT CORP COM 594918104 9,987 38,886 SH   SOLE   38,886 0 0
MONDELEZ INTL INC CL A 609207105 205 3,295 SH   SOLE   3,295 0 0
MORGAN STANLEY COM NEW 617446448 1,350 17,744 SH   SOLE   17,744 0 0
RBB FD INC MOTLEY FOOL SML 74933W874 416 17,830 SH   SOLE   17,830 0 0
NEXTERA ENERGY INC COM 65339F101 346 4,472 SH   SOLE   4,472 0 0
NIKE INC CL B 654106103 255 2,490 SH   SOLE   2,490 0 0
NOVO-NORDISK A S ADR 670100205 226 2,025 SH   SOLE   2,025 0 0
NVIDIA CORPORATION COM 67066G104 976 6,441 SH   SOLE   6,441 0 0
ORACLE CORP COM 68389X105 2,259 32,337 SH   SOLE   32,337 0 0
OTIS WORLDWIDE CORP COM 68902V107 321 4,549 SH   SOLE   4,549 0 0
PAYCHEX INC COM 704326107 222 1,950 SH   SOLE   1,950 0 0
PEPSICO INC COM 713448108 376 2,257 SH   SOLE   2,257 0 0
PFIZER INC COM 717081103 758 14,456 SH   SOLE   14,456 0 0
PIMCO ETF TR ENHANCD SHORT 72201R643 246 2,500 SH   SOLE   2,500 0 0
POLARIS INC COM 731068102 823 8,290 SH   SOLE   8,290 0 0
PROCTER AND GAMBLE CO COM 742718109 1,155 8,030 SH   SOLE   8,030 0 0
PROLOGIS INC. COM 74340W103 296 2,518 SH   SOLE   2,518 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,055 10,976 SH   SOLE   10,976 0 0
REALTY INCOME CORP COM 756109104 1,275 18,674 SH   SOLE   18,674 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 331 10,681 SH   SOLE   10,681 0 0
RELX PLC SPONSORED ADR 759530108 211 7,838 SH   SOLE   7,838 0 0
RIO TINTO PLC SPONSORED ADR 767204100 183 3,000 SH   SOLE   3,000 0 0
ROCKWELL AUTOMATION INC COM 773903109 197 987 SH   SOLE   987 0 0
ROYAL GOLD INC COM 780287108 345 3,231 SH   SOLE   3,231 0 0
SALESFORCE INC COM 79466L302 1,489 9,020 SH   SOLE   9,020 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 452 75,900 SH   SOLE   75,900 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 287 6,483 SH   SOLE   6,483 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 181 5,740 SH   SOLE   5,740 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 217 3,470 SH   SOLE   3,470 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 195 4,370 SH   SOLE   4,370 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 392 10,056 SH   SOLE   10,056 0 0
SHERWIN WILLIAMS CO COM 824348106 1,847 8,248 SH   SOLE   8,248 0 0
SOCIEDAD QUIMICA Y MINERA DE SPON ADR SER B 833635105 307 3,675 SH   SOLE   3,675 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 308 10,350 SH   SOLE   10,350 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 292 950 SH   SOLE   950 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,623 9,637 SH   SOLE   9,637 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,700 113,537 SH   SOLE   113,537 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 181 2,494 SH   SOLE   2,494 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,505 3,640 SH   SOLE   3,640 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,259 5,987 SH   SOLE   5,987 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 224 13,310 SH   SOLE   13,310 0 0
STARBUCKS CORP COM 855244109 429 5,610 SH   SOLE   5,610 0 0
SYNOPSYS INC COM 871607107 325 1,069 SH   SOLE   1,069 0 0
SYSCO CORP COM 871829107 216 2,545 SH   SOLE   2,545 0 0
TESLA INC COM 88160R101 1,401 2,081 SH   SOLE   2,081 0 0
TEXAS INSTRS INC COM 882508104 334 2,175 SH   SOLE   2,175 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 431 794 SH   SOLE   794 0 0
TRAVELERS COMPANIES INC COM 89417E109 254 1,500 SH   SOLE   1,500 0 0
TRUIST FINL CORP COM 89832Q109 203 4,286 SH   SOLE   4,286 0 0
US BANCORP DEL COM NEW 902973304 213 4,630 SH   SOLE   4,630 0 0
UNILEVER PLC SPON ADR NEW 904767704 186 4,050 SH   SOLE   4,050 0 0
UNION PAC CORP COM 907818108 570 2,672 SH   SOLE   2,672 0 0
UNITED PARCEL SERVICE INC CL B 911312106 257 1,407 SH   SOLE   1,407 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,516 2,951 SH   SOLE   2,951 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 188 6,883 SH   SOLE   6,883 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 413 9,920 SH   SOLE   9,920 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 220 1,695 SH   SOLE   1,695 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 617 12,151 SH   SOLE   12,151 0 0
VISA INC COM CL A 92826C839 1,130 5,739 SH   SOLE   5,739 0 0
WALMART INC COM 931142103 491 4,038 SH   SOLE   4,038 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 577 15,225 SH   SOLE   15,225 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 195 5,883 SH   SOLE   5,883 0 0
ZOETIS INC CL A 98978V103 286 1,661 SH   SOLE   1,661 0 0