The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 705 4,067 SH   SOLE   4,067 0 0
ABBOTT LABS COM 002824100 1,154 13,723 SH   SOLE   13,723 0 0
ABBVIE INC COM 00287Y109 1,168 16,065 SH   SOLE   16,065 0 0
ADOBE INC COM 00724F101 501 1,700 SH   SOLE   1,700 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 306 4,095 SH   SOLE   4,095 0 0
ALBEMARLE CORP COM 012653101 209 2,963 SH   SOLE   2,963 0 0
ALLSTATE CORP COM 020002101 1,892 18,609 SH   SOLE   18,609 0 0
ALPHABET INC CAP STK CL A 02079K305 1,387 1,281 SH   SOLE   1,281 0 0
ALPHABET INC CAP STK CL C 02079K107 550 509 SH   SOLE   509 0 0
AMAZON COM INC COM 023135106 1,704 900 SH   SOLE   900 0 0
AMERICAN ELEC PWR CO INC COM 025537101 268 3,040 SH   SOLE   3,040 0 0
AMERICAN EXPRESS CO COM 025816109 523 4,233 SH   SOLE   4,233 0 0
AMERICAN TOWER CORP NEW COM 03027X100 389 1,902 SH   SOLE   1,902 0 0
AMGEN INC COM 031162100 271 1,469 SH   SOLE   1,469 0 0
ANNALY CAP MGMT INC COM 035710409 409 44,766 SH   SOLE   44,766 0 0
AON PLC SHS CL A G0408V102 204 1,058 SH   SOLE   1,058 0 0
APPLE INC COM 037833100 5,499 27,781 SH   SOLE   27,781 0 0
APPLIED MATLS INC COM 038222105 249 5,537 SH   SOLE   5,537 0 0
AT&T INC COM 00206R102 1,000 29,833 SH   SOLE   29,833 0 0
BANK AMER CORP COM 060505104 477 16,442 SH   SOLE   16,442 0 0
BANK NEW YORK MELLON CORP COM 064058100 194 4,399 SH   SOLE   4,399 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,385 11,190 SH   SOLE   11,190 0 0
BOEING CO COM 097023105 999 2,745 SH   SOLE   2,745 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 337 7,428 SH   SOLE   7,428 0 0
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN G16249107 212 11,200 SH   SOLE   11,200 0 0
BROWN FORMAN CORP CL B 115637209 369 6,666 SH   SOLE   6,666 0 0
CANADIAN PAC RY LTD COM 13645T100 206 875 SH   SOLE   875 0 0
CARMAX INC COM 143130102 241 2,770 SH   SOLE   2,770 0 0
CATERPILLAR INC DEL COM 149123101 985 7,230 SH   SOLE   7,230 0 0
CHEVRON CORP NEW COM 166764100 761 6,112 SH   SOLE   6,112 0 0
CISCO SYS INC COM 17275R102 1,143 20,890 SH   SOLE   20,890 0 0
CITIGROUP INC COM NEW 172967424 343 4,905 SH   SOLE   4,905 0 0
CLOROX CO DEL COM 189054109 200 1,304 SH   SOLE   1,304 0 0
COCA COLA CO COM 191216100 473 9,298 SH   SOLE   9,298 0 0
COLGATE PALMOLIVE CO COM 194162103 463 6,455 SH   SOLE   6,455 0 0
COMCAST CORP NEW CL A 20030N101 371 8,775 SH   SOLE   8,775 0 0
CONOCOPHILLIPS COM 20825C104 259 4,246 SH   SOLE   4,246 0 0
CONSTELLATION BRANDS INC CL A 21036P108 402 2,041 SH   SOLE   2,041 0 0
CORNING INC COM 219350105 273 8,225 SH   SOLE   8,225 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,720 6,509 SH   SOLE   6,509 0 0
CSX CORP COM 126408103 354 4,577 SH   SOLE   4,577 0 0
CUMMINS INC COM 231021106 546 3,187 SH   SOLE   3,187 0 0
CVS HEALTH CORP COM 126650100 223 4,088 SH   SOLE   4,088 0 0
DEERE & CO COM 244199105 224 1,353 SH   SOLE   1,353 0 0
DIGITAL RLTY TR INC COM 253868103 201 1,710 SH   SOLE   1,710 0 0
DISCOVER FINL SVCS COM 254709108 639 8,235 SH   SOLE   8,235 0 0
DISNEY WALT CO COM DISNEY 254687106 673 4,819 SH   SOLE   4,819 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 397 4,501 SH   SOLE   4,501 0 0
EASTMAN CHEMICAL CO COM 277432100 466 5,984 SH   SOLE   5,984 0 0
EDISON INTL COM 281020107 294 4,366 SH   SOLE   4,366 0 0
EMERSON ELEC CO COM 291011104 342 5,129 SH   SOLE   5,129 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 213 2,810 SH   SOLE   2,810 0 0
ESSEX PPTY TR INC COM 297178105 1,217 4,169 SH   SOLE   4,169 0 0
EXELON CORP COM 30161N101 519 10,825 SH   SOLE   10,825 0 0
EXXON MOBIL CORP COM 30231G102 1,300 16,968 SH   SOLE   16,968 0 0
FACEBOOK INC CL A 30303M102 673 3,488 SH   SOLE   3,488 0 0
FEDEX CORP COM 31428X106 285 1,735 SH   SOLE   1,735 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 273 2,225 SH   SOLE   2,225 0 0
FIFTH THIRD BANCORP COM 316773100 352 12,628 SH   SOLE   12,628 0 0
FISERV INC COM 337738108 501 5,500 SH   SOLE   5,500 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 578 29,025 SH   SOLE   29,025 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 546 22,116 SH   SOLE   22,116 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 363 14,227 SH   SOLE   14,227 0 0
FRANCO NEVADA CORP COM 351858105 254 2,990 SH   SOLE   2,990 0 0
GENERAL DYNAMICS CORP COM 369550108 499 2,745 SH   SOLE   2,745 0 0
GENERAL MLS INC COM 370334104 383 7,286 SH   SOLE   7,286 0 0
GENUINE PARTS CO COM 372460105 295 2,850 SH   SOLE   2,850 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 448 2,189 SH   SOLE   2,189 0 0
GRACE W R & CO DEL NEW COM 38388F108 344 4,525 SH   SOLE   4,525 0 0
HOME DEPOT INC COM 437076102 966 4,646 SH   SOLE   4,646 0 0
HONEYWELL INTL INC COM 438516106 284 1,625 SH   SOLE   1,625 0 0
HP INC COM 40434L105 270 13,006 SH   SOLE   13,006 0 0
ILLINOIS TOOL WKS INC COM 452308109 221 1,465 SH   SOLE   1,465 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 401 12,717 SH   SOLE   12,717 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 452 3,661 SH   SOLE   3,661 0 0
INTEL CORP COM 458140100 1,287 26,883 SH   SOLE   26,883 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 714 5,176 SH   SOLE   5,176 0 0
INTUIT COM 461202103 547 2,092 SH   SOLE   2,092 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 409 780 SH   SOLE   780 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 421 12,802 SH   SOLE   12,802 0 0
ISHARES TR 20 YR TR BD ETF 464287432 458 3,445 SH   SOLE   3,445 0 0
ISHARES TR CORE MSCI EAFE 46432F842 913 14,866 SH   SOLE   14,866 0 0
ISHARES TR CORE US AGGBD ET 464287226 5,868 52,699 SH   SOLE   52,699 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 306 4,207 SH   SOLE   4,207 0 0
ISHARES TR IBOXX HI YD ETF 464288513 272 3,125 SH   SOLE   3,125 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,278 10,277 SH   SOLE   10,277 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,377 20,948 SH   SOLE   20,948 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,207 74,744 SH   SOLE   74,744 0 0
ISHARES INC MSCI AUST ETF 464286103 223 9,875 SH   SOLE   9,875 0 0
ISHARES INC MSCI CDA ETF 464286509 227 7,920 SH   SOLE   7,920 0 0
ISHARES INC MSCI FRANCE ETF 464286707 428 13,972 SH   SOLE   13,972 0 0
ISHARES INC MSCI GERMANY ETF 464286806 424 15,117 SH   SOLE   15,117 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,378 25,238 SH   SOLE   25,238 0 0
ISHARES INC MSCI NETHERL ETF 464286814 281 9,114 SH   SOLE   9,114 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 230 7,462 SH   SOLE   7,462 0 0
ISHARES INC MSCI SWITZERLAND 464286749 246 6,554 SH   SOLE   6,554 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 1,112 34,402 SH   SOLE   34,402 0 0
ISHARES TR RUS 1000 ETF 464287622 921 5,655 SH   SOLE   5,655 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 571 3,673 SH   SOLE   3,673 0 0
ISHARES TR CORE S&P MCP ETF 464287507 620 3,191 SH   SOLE   3,191 0 0
ISHARES TR CORE S&P500 ETF 464287200 448 1,520 SH   SOLE   1,520 0 0
ISHARES TR CORE S&P SCP ETF 464287804 998 12,749 SH   SOLE   12,749 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,158 5,118 SH   SOLE   5,118 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,516 9,507 SH   SOLE   9,507 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,693 9,276 SH   SOLE   9,276 0 0
ISHARES TR SP SMCP600VL ETF 464287879 2,164 14,563 SH   SOLE   14,563 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 563 3,143 SH   SOLE   3,143 0 0
ISHARES TR S&P 500 VAL ETF 464287408 688 5,903 SH   SOLE   5,903 0 0
ISHARES TR TIPS BD ETF 464287176 1,430 12,384 SH   SOLE   12,384 0 0
ISHARES TR INTRM TR CRP ETF 464288638 1,779 31,237 SH   SOLE   31,237 0 0
JPMORGAN CHASE & CO COM 46625H100 3,616 32,339 SH   SOLE   32,339 0 0
JOHNSON & JOHNSON COM 478160104 2,628 18,870 SH   SOLE   18,870 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 2,132 42,309 SH   SOLE   42,309 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 263 2,923 SH   SOLE   2,923 0 0
KIMBERLY CLARK CORP COM 494368103 439 3,295 SH   SOLE   3,295 0 0
LAUDER ESTEE COS INC CL A 518439104 248 1,355 SH   SOLE   1,355 0 0
LILLY ELI & CO COM 532457108 238 2,149 SH   SOLE   2,149 0 0
LINDE PLC SHS G5494J103 289 1,440 SH   SOLE   1,440 0 0
LOWES COS INC COM 548661107 986 9,775 SH   SOLE   9,775 0 0
MARATHON PETE CORP COM 56585A102 235 4,205 SH   SOLE   4,205 0 0
MARRIOTT INTL INC NEW CL A 571903202 314 2,235 SH   SOLE   2,235 0 0
MCDONALDS CORP COM 580135101 559 2,692 SH   SOLE   2,692 0 0
MERCK & CO INC COM 58933Y105 990 11,809 SH   SOLE   11,809 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 277 330 SH   SOLE   330 0 0
MFA FINL INC COM 55272X102 314 43,675 SH   SOLE   43,675 0 0
RBB FD INC MFAM SMLCP GRWTH 74933W874 359 14,905 SH   SOLE   14,905 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,051 12,120 SH   SOLE   12,120 0 0
MICROSOFT CORP COM 594918104 6,272 46,817 SH   SOLE   46,817 0 0
MONDELEZ INTL INC CL A 609207105 209 3,870 SH   SOLE   3,870 0 0
NETFLIX INC COM 64110L106 231 630 SH   SOLE   630 0 0
NEXTERA ENERGY INC COM 65339F101 223 1,086 SH   SOLE   1,086 0 0
NIKE INC CL B 654106103 386 4,595 SH   SOLE   4,595 0 0
NORFOLK SOUTHERN CORP COM 655844108 235 1,179 SH   SOLE   1,179 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 221 22,720 SH   SOLE   22,720 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108 371 37,622 SH   SOLE   37,622 0 0
NVIDIA CORP COM 67066G104 381 2,320 SH   SOLE   2,320 0 0
ORACLE CORP COM 68389X105 2,178 38,235 SH   SOLE   38,235 0 0
PAN AMERICAN SILVER CORP COM 697900108 232 18,000 SH   SOLE   18,000 0 0
PAYCHEX INC COM 704326107 202 2,450 SH   SOLE   2,450 0 0
PEPSICO INC COM 713448108 312 2,382 SH   SOLE   2,382 0 0
PFIZER INC COM 717081103 649 14,980 SH   SOLE   14,980 0 0
PHILLIPS 66 COM 718546104 368 3,937 SH   SOLE   3,937 0 0
PNC FINL SVCS GROUP INC COM 693475105 238 1,730 SH   SOLE   1,730 0 0
POLARIS INDS INC COM 731068102 1,051 11,520 SH   SOLE   11,520 0 0
PROCTER AND GAMBLE CO COM 742718109 478 4,357 SH   SOLE   4,357 0 0
REALTY INCOME CORP COM 756109104 1,638 23,750 SH   SOLE   23,750 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 402 11,230 SH   SOLE   11,230 0 0
ROCKWELL AUTOMATION INC COM 773903109 260 1,585 SH   SOLE   1,585 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 525 8,063 SH   SOLE   8,063 0 0
ROYAL GOLD INC COM 780287108 341 3,325 SH   SOLE   3,325 0 0
SALESFORCE COM INC COM 79466L302 1,322 8,715 SH   SOLE   8,715 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 373 67,250 SH   SOLE   67,250 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 386 12,016 SH   SOLE   12,016 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 255 4,544 SH   SOLE   4,544 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 392 5,478 SH   SOLE   5,478 0 0
SHERWIN WILLIAMS CO COM 824348106 1,578 3,443 SH   SOLE   3,443 0 0
SOCIEDAD QUIMICA MINERA DE C SPON ADR SER B 833635105 208 6,700 SH   SOLE   6,700 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 319 10,350 SH   SOLE   10,350 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,012 7,600 SH   SOLE   7,600 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,482 67,686 SH   SOLE   67,686 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 286 4,721 SH   SOLE   4,721 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,663 4,690 SH   SOLE   4,690 0 0
STARBUCKS CORP COM 855244109 419 5,000 SH   SOLE   5,000 0 0
SUNTRUST BKS INC COM 867914103 235 3,735 SH   SOLE   3,735 0 0
SYNOPSYS INC COM 871607107 261 2,025 SH   SOLE   2,025 0 0
SYSCO CORP COM 871829107 218 3,087 SH   SOLE   3,087 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 333 1,135 SH   SOLE   1,135 0 0
TRAVELERS COMPANIES INC COM 89417E109 269 1,796 SH   SOLE   1,796 0 0
US BANCORP DEL COM NEW 902973304 209 3,990 SH   SOLE   3,990 0 0
UNION PACIFIC CORP COM 907818108 393 2,322 SH   SOLE   2,322 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,471 11,296 SH   SOLE   11,296 0 0
UNITEDHEALTH GROUP INC COM 91324P102 705 2,890 SH   SOLE   2,890 0 0
VALERO ENERGY CORP NEW COM 91913Y100 244 2,845 SH   SOLE   2,845 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 340 13,308 SH   SOLE   13,308 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 593 13,933 SH   SOLE   13,933 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,104 9,914 SH   SOLE   9,914 0 0
VARIAN MED SYS INC COM 92220P105 1,059 7,780 SH   SOLE   7,780 0 0
VERISIGN INC COM 92343E102 293 1,400 SH   SOLE   1,400 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 825 14,444 SH   SOLE   14,444 0 0
VISA INC COM CL A 92826C839 589 3,396 SH   SOLE   3,396 0 0
WALMART INC COM 931142103 299 2,710 SH   SOLE   2,710 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,187 21,716 SH   SOLE   21,716 0 0
WEC ENERGY GROUP INC COM 92939U106 240 2,876 SH   SOLE   2,876 0 0
WELLS FARGO CO NEW COM 949746101 347 7,324 SH   SOLE   7,324 0 0
WEYERHAEUSER CO COM 962166104 217 8,221 SH   SOLE   8,221 0 0