The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 845 4,067 SH   SOLE   4,067 0 0
ABBOTT LABS COM 002824100 1,117 13,973 SH   SOLE   13,973 0 0
ABBVIE INC COM 00287Y109 1,327 16,465 SH   SOLE   16,465 0 0
ADOBE INC COM 00724F101 440 1,650 SH   SOLE   1,650 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 329 4,095 SH   SOLE   4,095 0 0
ALBEMARLE CORP COM 012653101 246 3,003 SH   SOLE   3,003 0 0
ALLSTATE CORP COM 020002101 1,753 18,609 SH   SOLE   18,609 0 0
ALPHABET INC CAP STK CL A 02079K305 1,498 1,273 SH   SOLE   1,273 0 0
ALPHABET INC CAP STK CL C 02079K107 597 509 SH   SOLE   509 0 0
AMAZON COM INC COM 023135106 1,555 873 SH   SOLE   873 0 0
AMERICAN ELEC PWR CO INC COM 025537101 255 3,040 SH   SOLE   3,040 0 0
AMERICAN EXPRESS CO COM 025816109 463 4,232 SH   SOLE   4,232 0 0
AMERICAN TOWER CORP NEW COM 03027X100 370 1,876 SH   SOLE   1,876 0 0
AMGEN INC COM 031162100 279 1,469 SH   SOLE   1,469 0 0
ANNALY CAP MGMT INC COM 035710409 462 46,266 SH   SOLE   46,266 0 0
APPLE INC COM 037833100 5,366 28,249 SH   SOLE   28,249 0 0
APPLIED MATLS INC COM 038222105 200 5,036 SH   SOLE   5,036 0 0
AT&T INC COM 00206R102 920 29,322 SH   SOLE   29,322 0 0
BANK AMER CORP COM 060505104 454 16,440 SH   SOLE   16,440 0 0
BANK NEW YORK MELLON CORP COM 064058100 227 4,499 SH   SOLE   4,499 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,264 11,270 SH   SOLE   11,270 0 0
BOEING CO COM 097023105 1,073 2,814 SH   SOLE   2,814 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 359 7,528 SH   SOLE   7,528 0 0
BROOKFIELD PPTY PARTNERS L P UNIT LTD PARTN G16249107 230 11,200 SH   SOLE   11,200 0 0
BROWN FORMAN CORP CL B 115637209 386 7,309 SH   SOLE   7,309 0 0
CATERPILLAR INC DEL COM 149123101 993 7,330 SH   SOLE   7,330 0 0
CHEVRON CORP NEW COM 166764100 786 6,377 SH   SOLE   6,377 0 0
CISCO SYS INC COM 17275R102 1,178 21,815 SH   SOLE   21,815 0 0
CITIGROUP INC COM NEW 172967424 311 5,005 SH   SOLE   5,005 0 0
CLOROX CO DEL COM 189054109 209 1,303 SH   SOLE   1,303 0 0
COCA COLA CO COM 191216100 438 9,338 SH   SOLE   9,338 0 0
COLGATE PALMOLIVE CO COM 194162103 442 6,455 SH   SOLE   6,455 0 0
COMCAST CORP NEW CL A 20030N101 360 9,000 SH   SOLE   9,000 0 0
CONOCOPHILLIPS COM 20825C104 283 4,246 SH   SOLE   4,246 0 0
CONSTELLATION BRANDS INC CL A 21036P108 364 2,075 SH   SOLE   2,075 0 0
CORNING INC COM 219350105 272 8,225 SH   SOLE   8,225 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,561 6,448 SH   SOLE   6,448 0 0
CSX CORP COM 126408103 342 4,575 SH   SOLE   4,575 0 0
CUMMINS INC COM 231021106 511 3,234 SH   SOLE   3,234 0 0
CVS HEALTH CORP COM 126650100 237 4,387 SH   SOLE   4,387 0 0
DEERE & CO COM 244199105 212 1,328 SH   SOLE   1,328 0 0
DIGITAL RLTY TR INC COM 253868103 203 1,710 SH   SOLE   1,710 0 0
DISCOVER FINL SVCS COM 254709108 586 8,235 SH   SOLE   8,235 0 0
DISNEY WALT CO COM DISNEY 254687106 547 4,929 SH   SOLE   4,929 0 0
DOWDUPONT INC COM 26078J100 357 6,701 SH   SOLE   6,701 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 405 4,501 SH   SOLE   4,501 0 0
EASTMAN CHEMICAL CO COM 277432100 469 6,183 SH   SOLE   6,183 0 0
EDISON INTL COM 281020107 270 4,364 SH   SOLE   4,364 0 0
EMERSON ELEC CO COM 291011104 351 5,129 SH   SOLE   5,129 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 204 2,710 SH   SOLE   2,710 0 0
ESSEX PPTY TR INC COM 297178105 1,206 4,169 SH   SOLE   4,169 0 0
EXELON CORP COM 30161N101 543 10,825 SH   SOLE   10,825 0 0
EXXON MOBIL CORP COM 30231G102 1,378 17,055 SH   SOLE   17,055 0 0
FACEBOOK INC CL A 30303M102 581 3,488 SH   SOLE   3,488 0 0
FEDEX CORP COM 31428X106 315 1,734 SH   SOLE   1,734 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 257 2,275 SH   SOLE   2,275 0 0
FIFTH THIRD BANCORP COM 316773100 318 12,622 SH   SOLE   12,622 0 0
FISERV INC COM 337738108 486 5,500 SH   SOLE   5,500 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 549 29,025 SH   SOLE   29,025 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 543 22,313 SH   SOLE   22,313 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 354 14,223 SH   SOLE   14,223 0 0
FRANCO NEVADA CORP COM 351858105 224 2,990 SH   SOLE   2,990 0 0
GENERAL DYNAMICS CORP COM 369550108 465 2,745 SH   SOLE   2,745 0 0
GENERAL MLS INC COM 370334104 377 7,284 SH   SOLE   7,284 0 0
GENUINE PARTS CO COM 372460105 319 2,850 SH   SOLE   2,850 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 420 2,189 SH   SOLE   2,189 0 0
GRACE W R & CO DEL NEW COM 38388F108 359 4,600 SH   SOLE   4,600 0 0
HOME DEPOT INC COM 437076102 892 4,646 SH   SOLE   4,646 0 0
HONEYWELL INTL INC COM 438516106 258 1,625 SH   SOLE   1,625 0 0
HP INC COM 40434L105 253 13,006 SH   SOLE   13,006 0 0
ILLINOIS TOOL WKS INC COM 452308109 212 1,475 SH   SOLE   1,475 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 299 3,661 SH   SOLE   3,661 0 0
INTEL CORP COM 458140100 1,528 28,452 SH   SOLE   28,452 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 730 5,174 SH   SOLE   5,174 0 0
INTUIT COM 461202103 527 2,017 SH   SOLE   2,017 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 434 760 SH   SOLE   760 0 0
ISHARES TR 20 YR TR BD ETF 464287432 436 3,445 SH   SOLE   3,445 0 0
ISHARES TR CORE MSCI EAFE 46432F842 679 11,179 SH   SOLE   11,179 0 0
ISHARES TR CORE US AGGBD ET 464287226 5,327 48,839 SH   SOLE   48,839 0 0
ISHARES TR IBOXX HI YD ETF 464288513 270 3,125 SH   SOLE   3,125 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,224 10,277 SH   SOLE   10,277 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,375 21,193 SH   SOLE   21,193 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,160 73,614 SH   SOLE   73,614 0 0
ISHARES INC MSCI CDA ETF 464286509 219 7,920 SH   SOLE   7,920 0 0
ISHARES INC MSCI FRANCE ETF 464286707 412 13,972 SH   SOLE   13,972 0 0
ISHARES INC MSCI GERMANY ETF 464286806 406 15,083 SH   SOLE   15,083 0 0
ISHARES INC MSCI HONG KG ETF 464286871 206 7,849 SH   SOLE   7,849 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,373 25,099 SH   SOLE   25,099 0 0
ISHARES INC MSCI NETHERL ETF 464286814 272 9,103 SH   SOLE   9,103 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 224 7,427 SH   SOLE   7,427 0 0
ISHARES INC MSCI SWITZERLAND 464286749 230 6,516 SH   SOLE   6,516 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 1,011 30,612 SH   SOLE   30,612 0 0
ISHARES TR RUS 1000 ETF 464287622 890 5,655 SH   SOLE   5,655 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 562 3,673 SH   SOLE   3,673 0 0
ISHARES TR CORE S&P MCP ETF 464287507 603 3,183 SH   SOLE   3,183 0 0
ISHARES TR CORE S&P500 ETF 464287200 464 1,632 SH   SOLE   1,632 0 0
ISHARES TR CORE S&P SCP ETF 464287804 977 12,668 SH   SOLE   12,668 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,091 4,979 SH   SOLE   4,979 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,455 9,271 SH   SOLE   9,271 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,624 9,098 SH   SOLE   9,098 0 0
ISHARES TR SP SMCP600VL ETF 464287879 2,080 14,099 SH   SOLE   14,099 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 544 3,158 SH   SOLE   3,158 0 0
ISHARES TR S&P 500 VAL ETF 464287408 672 5,958 SH   SOLE   5,958 0 0
ISHARES TR TIPS BD ETF 464287176 1,405 12,424 SH   SOLE   12,424 0 0
ISHARES TR INTRM TR CRP ETF 464288638 1,735 31,457 SH   SOLE   31,457 0 0
JPMORGAN CHASE & CO COM 46625H100 3,264 32,239 SH   SOLE   32,239 0 0
JOHNSON & JOHNSON COM 478160104 2,752 19,684 SH   SOLE   19,684 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 1,856 36,891 SH   SOLE   36,891 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 255 2,923 SH   SOLE   2,923 0 0
KIMBERLY CLARK CORP COM 494368103 411 3,320 SH   SOLE   3,320 0 0
LAUDER ESTEE COS INC CL A 518439104 257 1,555 SH   SOLE   1,555 0 0
LILLY ELI & CO COM 532457108 279 2,149 SH   SOLE   2,149 0 0
LINDE PLC COM G5494J103 253 1,440 SH   SOLE   1,440 0 0
LOWES COS INC COM 548661107 1,103 10,075 SH   SOLE   10,075 0 0
MARATHON PETE CORP COM 56585A102 252 4,205 SH   SOLE   4,205 0 0
MARRIOTT INTL INC NEW CL A 571903202 280 2,235 SH   SOLE   2,235 0 0
MCDONALDS CORP COM 580135101 516 2,716 SH   SOLE   2,716 0 0
MERCK & CO INC COM 58933Y105 990 11,909 SH   SOLE   11,909 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 217 300 SH   SOLE   300 0 0
MFA FINL INC COM 55272X102 318 43,675 SH   SOLE   43,675 0 0
RBB FD INC MFAM SMLCP GRWTH 74933W874 345 14,905 SH   SOLE   14,905 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,121 13,513 SH   SOLE   13,513 0 0
MICROSOFT CORP COM 594918104 5,743 48,690 SH   SOLE   48,690 0 0
NETFLIX INC COM 64110L106 225 630 SH   SOLE   630 0 0
NEXTERA ENERGY INC COM 65339F101 219 1,134 SH   SOLE   1,134 0 0
NIKE INC CL B 654106103 437 5,195 SH   SOLE   5,195 0 0
NORFOLK SOUTHERN CORP COM 655844108 211 1,129 SH   SOLE   1,129 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 218 22,720 SH   SOLE   22,720 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108 362 37,572 SH   SOLE   37,572 0 0
NVIDIA CORP COM 67066G104 372 2,070 SH   SOLE   2,070 0 0
ORACLE CORP COM 68389X105 2,119 39,460 SH   SOLE   39,460 0 0
PAN AMERICAN SILVER CORP COM 697900108 239 18,000 SH   SOLE   18,000 0 0
PAYCHEX INC COM 704326107 207 2,575 SH   SOLE   2,575 0 0
PEPSICO INC COM 713448108 292 2,382 SH   SOLE   2,382 0 0
PFIZER INC COM 717081103 623 14,678 SH   SOLE   14,678 0 0
PHILLIPS 66 COM 718546104 375 3,937 SH   SOLE   3,937 0 0
PNC FINL SVCS GROUP INC COM 693475105 212 1,728 SH   SOLE   1,728 0 0
POLARIS INDS INC COM 731068102 975 11,545 SH   SOLE   11,545 0 0
PROCTER AND GAMBLE CO COM 742718109 453 4,357 SH   SOLE   4,357 0 0
REALTY INCOME CORP COM 756109104 1,747 23,750 SH   SOLE   23,750 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 377 11,205 SH   SOLE   11,205 0 0
ROCKWELL AUTOMATION INC COM 773903109 278 1,585 SH   SOLE   1,585 0 0
ROSS STORES INC COM 778296103 215 2,305 SH   SOLE   2,305 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 505 8,063 SH   SOLE   8,063 0 0
ROYAL GOLD INC COM 780287108 302 3,325 SH   SOLE   3,325 0 0
SALESFORCE COM INC COM 79466L302 1,372 8,665 SH   SOLE   8,665 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 369 67,250 SH   SOLE   67,250 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 373 11,910 SH   SOLE   11,910 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 375 5,360 SH   SOLE   5,360 0 0
SHERWIN WILLIAMS CO COM 824348106 1,507 3,498 SH   SOLE   3,498 0 0
SOCIEDAD QUIMICA MINERA DE C SPON ADR SER B 833635105 258 6,700 SH   SOLE   6,700 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 316 10,350 SH   SOLE   10,350 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 927 7,600 SH   SOLE   7,600 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,451 67,676 SH   SOLE   67,676 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,630 4,719 SH   SOLE   4,719 0 0
STARBUCKS CORP COM 855244109 379 5,100 SH   SOLE   5,100 0 0
STRYKER CORP COM 863667101 209 1,060 SH   SOLE   1,060 0 0
SUNTRUST BKS INC COM 867914103 221 3,735 SH   SOLE   3,735 0 0
SYNOPSYS INC COM 871607107 246 2,135 SH   SOLE   2,135 0 0
TEXAS INSTRS INC COM 882508104 204 1,920 SH   SOLE   1,920 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 338 1,235 SH   SOLE   1,235 0 0
TRAVELERS COMPANIES INC COM 89417E109 246 1,795 SH   SOLE   1,795 0 0
UNION PACIFIC CORP COM 907818108 451 2,696 SH   SOLE   2,696 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,456 11,295 SH   SOLE   11,295 0 0
UNITEDHEALTH GROUP INC COM 91324P102 708 2,865 SH   SOLE   2,865 0 0
VALERO ENERGY CORP NEW COM 91913Y100 241 2,845 SH   SOLE   2,845 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 298 13,308 SH   SOLE   13,308 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 595 14,008 SH   SOLE   14,008 0 0
VARIAN MED SYS INC COM 92220P105 1,085 7,655 SH   SOLE   7,655 0 0
VERISIGN INC COM 92343E102 258 1,420 SH   SOLE   1,420 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 854 14,444 SH   SOLE   14,444 0 0
VISA INC COM CL A 92826C839 530 3,396 SH   SOLE   3,396 0 0
WALMART INC COM 931142103 276 2,825 SH   SOLE   2,825 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,427 22,553 SH   SOLE   22,553 0 0
WEC ENERGY GROUP INC COM 92939U106 227 2,873 SH   SOLE   2,873 0 0
WELLS FARGO CO NEW COM 949746101 407 8,421 SH   SOLE   8,421 0 0
WEYERHAEUSER CO COM 962166104 269 10,221 SH   SOLE   10,221 0 0