The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 777 4,076 SH   SOLE   4,076 0 0
ABB LTD SPONSORED ADR 000375204 200 10,500 SH   SOLE   10,500 0 0
ABBOTT LABS COM 002824100 1,011 13,973 SH   SOLE   13,973 0 0
ABBVIE INC COM 00287Y109 1,518 16,465 SH   SOLE   16,465 0 0
ADOBE INC COM 00724F101 373 1,650 SH   SOLE   1,650 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 271 4,020 SH   SOLE   4,020 0 0
ALBEMARLE CORP COM 012653101 256 3,317 SH   SOLE   3,317 0 0
ALLSTATE CORP COM 020002101 1,538 18,609 SH   SOLE   18,609 0 0
ALPHABET INC CAP STK CL A 02079K305 1,294 1,238 SH   SOLE   1,238 0 0
ALPHABET INC CAP STK CL C 02079K107 414 400 SH   SOLE   400 0 0
AMAZON COM INC COM 023135106 1,239 825 SH   SOLE   825 0 0
AMERICAN ELEC PWR INC COM 025537101 227 3,040 SH   SOLE   3,040 0 0
AMERICAN EXPRESS CO COM 025816109 338 3,547 SH   SOLE   3,547 0 0
AMERICAN TOWER CORP NEW COM 03027X100 297 1,875 SH   SOLE   1,875 0 0
AMGEN INC COM 031162100 276 1,419 SH   SOLE   1,419 0 0
ANNALY CAP MGMT INC COM 035710409 392 39,941 SH   SOLE   39,941 0 0
APPLE INC COM 037833100 4,431 28,092 SH   SOLE   28,092 0 0
AT&T INC COM 00206R102 833 29,186 SH   SOLE   29,186 0 0
BANK AMER CORP COM 060505104 405 16,440 SH   SOLE   16,440 0 0
BANK NEW YORK MELLON CORP COM 064058100 212 4,499 SH   SOLE   4,499 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,586 7,770 SH   SOLE   7,770 0 0
BOEING CO COM 097023105 906 2,810 SH   SOLE   2,810 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 391 7,528 SH   SOLE   7,528 0 0
BROWN FORMAN CORP CL B 115637209 352 7,401 SH   SOLE   7,401 0 0
CATERPILLAR INC DEL COM 149123101 931 7,330 SH   SOLE   7,330 0 0
CHEVRON CORP NEW COM 166764100 728 6,692 SH   SOLE   6,692 0 0
CISCO SYS INC COM 17275R102 911 21,015 SH   SOLE   21,015 0 0
CITIGROUP INC COM NEW 172967424 203 3,890 SH   SOLE   3,890 0 0
COCA COLA CO COM 191216100 449 9,488 SH   SOLE   9,488 0 0
COLGATE PALMOLIVE CO COM 194162103 375 6,305 SH   SOLE   6,305 0 0
COMCAST CORP NEW CL A 20030N101 289 8,500 SH   SOLE   8,500 0 0
CONOCOPHILLIPS COM 20825C104 265 4,246 SH   SOLE   4,246 0 0
CONSTELLATION BRANDS INC CL A 21036P108 334 2,074 SH   SOLE   2,074 0 0
CORNING INC COM 219350105 218 7,225 SH   SOLE   7,225 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,348 6,618 SH   SOLE   6,618 0 0
CSX CORP COM 126408103 272 4,373 SH   SOLE   4,373 0 0
CUMMINS INC COM 231021106 412 3,081 SH   SOLE   3,081 0 0
CVS HEALTH CORP COM 126650100 296 4,512 SH   SOLE   4,512 0 0
DEERE & CO COM 244199105 217 1,453 SH   SOLE   1,453 0 0
DIGITAL RLTY TR INC COM 253868103 289 2,710 SH   SOLE   2,710 0 0
DISCOVER FINL SVCS COM 254709108 471 7,985 SH   SOLE   7,985 0 0
DISNEY WALT CO COM DISNEY 254687106 518 4,727 SH   SOLE   4,727 0 0
DOWDUPONT INC COM 26078J100 358 6,698 SH   SOLE   6,698 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 388 4,501 SH   SOLE   4,501 0 0
EASTMAN CHEM CO COM 277432100 452 6,181 SH   SOLE   6,181 0 0
EDISON INTL COM 281020107 248 4,361 SH   SOLE   4,361 0 0
EMERSON ELEC CO COM 291011104 295 4,929 SH   SOLE   4,929 0 0
EOG RES INC COM 26875P101 201 2,305 SH   SOLE   2,305 0 0
ESSEX PPTY TR INC COM 297178105 1,010 4,119 SH   SOLE   4,119 0 0
EXELON CORP COM 30161N101 406 9,000 SH   SOLE   9,000 0 0
EXXON MOBIL CORP COM 30231G102 1,229 18,025 SH   SOLE   18,025 0 0
FACEBOOK INC CL A 30303M102 395 3,013 SH   SOLE   3,013 0 0
FEDEX CORP COM 31428X106 243 1,504 SH   SOLE   1,504 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 233 2,275 SH   SOLE   2,275 0 0
FIFTH THIRD BANCORP COM 316773100 273 11,615 SH   SOLE   11,615 0 0
FISERV INC COM 337738108 404 5,500 SH   SOLE   5,500 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 473 28,300 SH   SOLE   28,300 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 539 22,613 SH   SOLE   22,613 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 343 14,223 SH   SOLE   14,223 0 0
FRANCO NEVADA CORP COM 351858105 210 2,990 SH   SOLE   2,990 0 0
GENERAL DYNAMICS CORP COM 369550108 432 2,745 SH   SOLE   2,745 0 0
GENERAL MLS INC COM 370334104 303 7,781 SH   SOLE   7,781 0 0
GENUINE PARTS CO COM 372460105 274 2,850 SH   SOLE   2,850 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 368 2,203 SH   SOLE   2,203 0 0
GRACE W R & CO DEL NEW COM 38388F108 299 4,600 SH   SOLE   4,600 0 0
HOME DEPOT INC COM 437076102 790 4,596 SH   SOLE   4,596 0 0
HONEYWELL INTL INC COM 438516106 220 1,665 SH   SOLE   1,665 0 0
HP INC COM 40434L105 281 13,756 SH   SOLE   13,756 0 0
INTEL CORP COM 458140100 1,342 28,597 SH   SOLE   28,597 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 583 5,127 SH   SOLE   5,127 0 0
INTUIT COM 461202103 382 1,942 SH   SOLE   1,942 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 366 765 SH   SOLE   765 0 0
ISHARES TR 20 YR TR BD ETF 464287432 419 3,445 SH   SOLE   3,445 0 0
ISHARES TR CORE MSCI EAFE 46432F842 567 10,306 SH   SOLE   10,306 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,762 44,720 SH   SOLE   44,720 0 0
ISHARES TR IBOXX HI YD ETF 464288513 253 3,125 SH   SOLE   3,125 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,205 10,677 SH   SOLE   10,677 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,261 21,458 SH   SOLE   21,458 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,569 65,764 SH   SOLE   65,764 0 0
ISHARES INC MSCI FRANCE ETF 464286707 360 13,572 SH   SOLE   13,572 0 0
ISHARES INC MSCI GERMANY ETF 464286806 376 14,833 SH   SOLE   14,833 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,119 22,074 SH   SOLE   22,074 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 198 7,027 SH   SOLE   7,027 0 0
ISHARES INC MSCI SWITZERLAND 464286749 205 6,516 SH   SOLE   6,516 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 755 25,737 SH   SOLE   25,737 0 0
ISHARES TR RUS 1000 ETF 464287622 784 5,655 SH   SOLE   5,655 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 492 3,673 SH   SOLE   3,673 0 0
ISHARES TR CORE S&P MCP ETF 464287507 504 3,032 SH   SOLE   3,032 0 0
ISHARES TR CORE S&P500 ETF 464287200 410 1,629 SH   SOLE   1,629 0 0
ISHARES TR CORE S&P SCP ETF 464287804 830 11,968 SH   SOLE   11,968 0 0
ISHARES TR S&P MC 400GR ETF 464287606 888 4,643 SH   SOLE   4,643 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,203 8,693 SH   SOLE   8,693 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,378 8,539 SH   SOLE   8,539 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,749 13,267 SH   SOLE   13,267 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 476 3,161 SH   SOLE   3,161 0 0
ISHARES TR S&P 500 VAL ETF 464287408 590 5,830 SH   SOLE   5,830 0 0
ISHARES TR TIPS BD ETF 464287176 1,392 12,709 SH   SOLE   12,709 0 0
ISHARES TR INTRM TR CRP ETF 464288638 1,639 31,268 SH   SOLE   31,268 0 0
JPMORGAN CHASE & CO COM 46625H100 3,124 32,004 SH   SOLE   32,004 0 0
JOHNSON & JOHNSON COM 478160104 2,530 19,607 SH   SOLE   19,607 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 1,511 30,137 SH   SOLE   30,137 0 0
KIMBERLY CLARK CORP COM 494368103 386 3,390 SH   SOLE   3,390 0 0
LAUDER ESTEE COS INC CL A 518439104 267 2,055 SH   SOLE   2,055 0 0
LILLY ELI & CO COM 532457108 249 2,149 SH   SOLE   2,149 0 0
LINDE PLC COM G5494J103 236 1,515 SH   SOLE   1,515 0 0
LOWES COS INC COM 548661107 933 10,100 SH   SOLE   10,100 0 0
MARATHON PETE CORP COM 56585A102 266 4,505 SH   SOLE   4,505 0 0
MARRIOTT INTL INC NEW CL A 571903202 243 2,235 SH   SOLE   2,235 0 0
MCDONALDS CORP COM 580135101 512 2,880 SH   SOLE   2,880 0 0
MERCK & CO INC COM 58933Y105 912 11,934 SH   SOLE   11,934 0 0
MFA FINL INC COM 55272X102 250 37,425 SH   SOLE   37,425 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 972 13,513 SH   SOLE   13,513 0 0
MICROSOFT CORP COM 594918104 4,882 48,069 SH   SOLE   48,069 0 0
NEXTERA ENERGY INC COM 65339F101 200 1,152 SH   SOLE   1,152 0 0
NIKE INC CL B 654106103 402 5,420 SH   SOLE   5,420 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 213 23,570 SH   SOLE   23,570 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108 363 39,291 SH   SOLE   39,291 0 0
NVIDIA CORP COM 67066G104 300 2,245 SH   SOLE   2,245 0 0
ORACLE CORP COM 68389X105 1,798 39,824 SH   SOLE   39,824 0 0
PAN AMERICAN SILVER CORP COM 697900108 263 18,000 SH   SOLE   18,000 0 0
PEPSICO INC COM 713448108 263 2,382 SH   SOLE   2,382 0 0
PFIZER INC COM 717081103 641 14,678 SH   SOLE   14,678 0 0
PHILLIPS 66 COM 718546104 339 3,937 SH   SOLE   3,937 0 0
PNC FINL SVCS GROUP INC COM 693475105 202 1,727 SH   SOLE   1,727 0 0
POLARIS INDS INC COM 731068102 921 12,015 SH   SOLE   12,015 0 0
PROCTER AND GAMBLE CO COM 742718109 394 4,282 SH   SOLE   4,282 0 0
REALTY INCOME CORP COM 756109104 1,497 23,750 SH   SOLE   23,750 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 329 11,179 SH   SOLE   11,179 0 0
ROCKWELL AUTOMATION INC COM 773903109 239 1,585 SH   SOLE   1,585 0 0
ROSS STORES INC COM 778296103 200 2,405 SH   SOLE   2,405 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 470 8,063 SH   SOLE   8,063 0 0
ROYAL GOLD INC COM 780287108 284 3,320 SH   SOLE   3,320 0 0
SALESFORCE COM INC COM 79466L302 1,146 8,365 SH   SOLE   8,365 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 302 65,450 SH   SOLE   65,450 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 336 11,860 SH   SOLE   11,860 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 325 5,350 SH   SOLE   5,350 0 0
SHERWIN WILLIAMS CO COM 824348106 1,368 3,478 SH   SOLE   3,478 0 0
SOCIEDAD QUIMICA MINERA DE C SPON ADR SER B 833635105 257 6,700 SH   SOLE   6,700 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 312 10,350 SH   SOLE   10,350 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 800 6,600 SH   SOLE   6,600 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,079 63,490 SH   SOLE   63,490 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,471 4,860 SH   SOLE   4,860 0 0
STARBUCKS CORP COM 855244109 332 5,160 SH   SOLE   5,160 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 321 1,435 SH   SOLE   1,435 0 0
TRAVELERS COMPANIES INC COM 89417E109 228 1,905 SH   SOLE   1,905 0 0
UNION PAC CORP COM 907818108 371 2,681 SH   SOLE   2,681 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,299 12,200 SH   SOLE   12,200 0 0
UNITEDHEALTH GROUP INC COM 91324P102 701 2,814 SH   SOLE   2,814 0 0
VALERO ENERGY CORP NEW COM 91913Y100 213 2,845 SH   SOLE   2,845 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 284 13,483 SH   SOLE   13,483 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 526 13,808 SH   SOLE   13,808 0 0
VARIAN MED SYS INC COM 92220P105 859 7,580 SH   SOLE   7,580 0 0
VERISIGN INC COM 92343E102 221 1,490 SH   SOLE   1,490 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 708 12,594 SH   SOLE   12,594 0 0
VISA INC COM CL A 92826C839 448 3,396 SH   SOLE   3,396 0 0
WALMART INC COM 931142103 314 3,375 SH   SOLE   3,375 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,516 22,190 SH   SOLE   22,190 0 0
WELLS FARGO CO NEW COM 949746101 425 9,214 SH   SOLE   9,214 0 0
WEYERHAEUSER CO COM 962166104 256 11,701 SH   SOLE   11,701 0 0