The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 892 4,536 SH   SOLE   4,536 0 0
ABB LTD SPONSORED ADR 000375204 250 11,500 SH   SOLE   11,500 0 0
ABBOTT LABS COM 002824100 861 14,123 SH   SOLE   14,123 0 0
ABBVIE INC COM 00287Y109 1,501 16,206 SH   SOLE   16,206 0 0
ADOBE SYS INC COM 00724F101 522 2,140 SH   SOLE   2,140 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 276 4,470 SH   SOLE   4,470 0 0
ALBEMARLE CORP COM 012653101 381 4,041 SH   SOLE   4,041 0 0
ALLSTATE CORP COM 020002101 1,698 18,609 SH   SOLE   18,609 0 0
ALPHABET INC CAP STK CL A 02079K305 1,369 1,212 SH   SOLE   1,212 0 0
ALPHABET INC CAP STK CL C 02079K107 485 435 SH   SOLE   435 0 0
AMAZON COM INC COM 023135106 1,717 1,010 SH   SOLE   1,010 0 0
AMERICAN ELEC PWR INC COM 025537101 216 3,115 SH   SOLE   3,115 0 0
AMERICAN EXPRESS CO COM 025816109 322 3,289 SH   SOLE   3,289 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 215 4,050 SH   SOLE   4,050 0 0
AMERICAN TOWER CORP NEW COM 03027X100 280 1,944 SH   SOLE   1,944 0 0
AMGEN INC COM 031162100 262 1,419 SH   SOLE   1,419 0 0
ANNALY CAP MGMT INC COM 035710409 411 39,941 SH   SOLE   39,941 0 0
APPLE INC COM 037833100 5,800 31,332 SH   SOLE   31,332 0 0
APPLIED MATLS INC COM 038222105 246 5,334 SH   SOLE   5,334 0 0
AT&T INC COM 00206R102 1,074 33,442 SH   SOLE   33,442 0 0
BANK AMER CORP COM 060505104 585 20,760 SH   SOLE   20,760 0 0
BANK NEW YORK MELLON CORP COM 064058100 222 4,125 SH   SOLE   4,125 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,567 8,395 SH   SOLE   8,395 0 0
BOEING CO COM 097023105 973 2,900 SH   SOLE   2,900 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 505 9,128 SH   SOLE   9,128 0 0
BROWN FORMAN CORP CL B 115637209 381 7,775 SH   SOLE   7,775 0 0
CATERPILLAR INC DEL COM 149123101 957 7,055 SH   SOLE   7,055 0 0
CHEVRON CORP NEW COM 166764100 832 6,581 SH   SOLE   6,581 0 0
CISCO SYS INC COM 17275R102 934 21,697 SH   SOLE   21,697 0 0
CITIGROUP INC COM NEW 172967424 249 3,715 SH   SOLE   3,715 0 0
COCA COLA CO COM 191216100 427 9,740 SH   SOLE   9,740 0 0
COLGATE PALMOLIVE CO COM 194162103 397 6,130 SH   SOLE   6,130 0 0
COMCAST CORP NEW CL A 20030N101 266 8,100 SH   SOLE   8,100 0 0
CONOCOPHILLIPS COM 20825C104 296 4,246 SH   SOLE   4,246 0 0
CONSTELLATION BRANDS INC CL A 21036P108 467 2,132 SH   SOLE   2,132 0 0
CORNING INC COM 219350105 215 7,825 SH   SOLE   7,825 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,439 6,884 SH   SOLE   6,884 0 0
CSX CORP COM 126408103 289 4,536 SH   SOLE   4,536 0 0
CUMMINS INC COM 231021106 388 2,914 SH   SOLE   2,914 0 0
CVS HEALTH CORP COM 126650100 245 3,815 SH   SOLE   3,815 0 0
DEERE & CO COM 244199105 208 1,488 SH   SOLE   1,488 0 0
DIGITAL RLTY TR INC COM 253868103 302 2,710 SH   SOLE   2,710 0 0
DISCOVER FINL SVCS COM 254709108 562 7,985 SH   SOLE   7,985 0 0
DISNEY WALT CO COM DISNEY 254687106 474 4,525 SH   SOLE   4,525 0 0
DOWDUPONT INC COM 26078J100 451 6,845 SH   SOLE   6,845 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 360 4,551 SH   SOLE   4,551 0 0
EASTMAN CHEM CO COM 277432100 708 7,079 SH   SOLE   7,079 0 0
EDISON INTL COM 281020107 284 4,482 SH   SOLE   4,482 0 0
EMERSON ELEC CO COM 291011104 348 5,029 SH   SOLE   5,029 0 0
EOG RES INC COM 26875P101 294 2,365 SH   SOLE   2,365 0 0
ESSEX PPTY TR INC COM 297178105 993 4,154 SH   SOLE   4,154 0 0
EXELON CORP COM 30161N101 274 6,425 SH   SOLE   6,425 0 0
EXXON MOBIL CORP COM 30231G102 1,607 19,423 SH   SOLE   19,423 0 0
FACEBOOK INC CL A 30303M102 619 3,188 SH   SOLE   3,188 0 0
FEDEX CORP COM 31428X106 342 1,504 SH   SOLE   1,504 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 252 2,375 SH   SOLE   2,375 0 0
FIFTH THIRD BANCORP COM 316773100 336 11,690 SH   SOLE   11,690 0 0
FISERV INC COM 337738108 419 5,650 SH   SOLE   5,650 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 922 48,750 SH   SOLE   48,750 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 531 21,855 SH   SOLE   21,855 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 292 11,807 SH   SOLE   11,807 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 208 3,870 SH   SOLE   3,870 0 0
FRANCO NEVADA CORP COM 351858105 218 2,990 SH   SOLE   2,990 0 0
GENERAL DYNAMICS CORP COM 369550108 661 3,545 SH   SOLE   3,545 0 0
GENERAL MLS INC COM 370334104 401 9,056 SH   SOLE   9,056 0 0
GENUINE PARTS CO COM 372460105 266 2,900 SH   SOLE   2,900 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 499 2,263 SH   SOLE   2,263 0 0
GRACE W R & CO DEL NEW COM 38388F108 337 4,600 SH   SOLE   4,600 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 196 13,415 SH   SOLE   13,415 0 0
HOME DEPOT INC COM 437076102 931 4,771 SH   SOLE   4,771 0 0
HONEYWELL INTL INC COM 438516106 243 1,690 SH   SOLE   1,690 0 0
HP INC COM 40434L105 311 13,690 SH   SOLE   13,690 0 0
ILLINOIS TOOL WKS INC COM 452308109 206 1,490 SH   SOLE   1,490 0 0
INTEL CORP COM 458140100 1,466 29,499 SH   SOLE   29,499 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 827 5,919 SH   SOLE   5,919 0 0
INTUIT COM 461202103 449 2,196 SH   SOLE   2,196 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 404 845 SH   SOLE   845 0 0
ISHARES TR 20 YR TR BD ETF 464287432 419 3,445 SH   SOLE   3,445 0 0
ISHARES TR INTERM CR BD ETF 464288638 1,681 15,818 SH   SOLE   15,818 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,857 45,679 SH   SOLE   45,679 0 0
ISHARES TR IBOXX HI YD ETF 464288513 266 3,125 SH   SOLE   3,125 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,413 12,332 SH   SOLE   12,332 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,503 22,443 SH   SOLE   22,443 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,763 63,771 SH   SOLE   63,771 0 0
ISHARES INC MSCI CDA ETF 464286509 225 7,884 SH   SOLE   7,884 0 0
ISHARES INC MSCI FRANCE ETF 464286707 409 13,397 SH   SOLE   13,397 0 0
ISHARES INC MSCI GERMANY ETF 464286806 437 14,583 SH   SOLE   14,583 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,227 21,196 SH   SOLE   21,196 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 204 6,701 SH   SOLE   6,701 0 0
ISHARES INC MSCI SWITZERLAND 464286749 209 6,416 SH   SOLE   6,416 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 805 23,137 SH   SOLE   23,137 0 0
ISHARES TR RUS 1000 ETF 464287622 885 5,820 SH   SOLE   5,820 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 614 3,748 SH   SOLE   3,748 0 0
ISHARES TR CORE S&P MCP ETF 464287507 475 2,436 SH   SOLE   2,436 0 0
ISHARES TR CORE S&P500 ETF 464287200 449 1,643 SH   SOLE   1,643 0 0
ISHARES TR CORE S&P SCP ETF 464287804 929 11,133 SH   SOLE   11,133 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,080 4,805 SH   SOLE   4,805 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,456 8,987 SH   SOLE   8,987 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,619 8,567 SH   SOLE   8,567 0 0
ISHARES TR SP SMCP600VL ETF 464287879 2,135 13,075 SH   SOLE   13,075 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 532 3,270 SH   SOLE   3,270 0 0
ISHARES TR S&P 500 VAL ETF 464287408 657 5,969 SH   SOLE   5,969 0 0
ISHARES TR TIPS BD ETF 464287176 1,515 13,424 SH   SOLE   13,424 0 0
ISHARES TR S&P US PFD STK 464288687 284 7,525 SH   SOLE   7,525 0 0
JPMORGAN CHASE & CO COM 46625H100 3,359 32,236 SH   SOLE   32,236 0 0
JOHNSON & JOHNSON COM 478160104 2,421 19,950 SH   SOLE   19,950 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 484 9,665 SH   SOLE   9,665 0 0
KELLOGG CO COM 487836108 221 3,157 SH   SOLE   3,157 0 0
KIMBERLY CLARK CORP COM 494368103 357 3,390 SH   SOLE   3,390 0 0
LAUDER ESTEE COS INC CL A 518439104 300 2,105 SH   SOLE   2,105 0 0
LOCKHEED MARTIN CORP COM 539830109 195 660 SH   SOLE   660 0 0
LOWES COS INC COM 548661107 958 10,025 SH   SOLE   10,025 0 0
MARATHON PETE CORP COM 56585A102 253 3,608 SH   SOLE   3,608 0 0
MARRIOTT INTL INC NEW CL A 571903202 304 2,400 SH   SOLE   2,400 0 0
MASTERCARD INCORPORATED CL A 57636Q104 212 1,080 SH   SOLE   1,080 0 0
MCDONALDS CORP COM 580135101 443 2,827 SH   SOLE   2,827 0 0
MERCK & CO INC COM 58933Y105 738 12,166 SH   SOLE   12,166 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 200 345 SH   SOLE   345 0 0
MFA FINL INC COM 55272X102 284 37,425 SH   SOLE   37,425 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,162 12,778 SH   SOLE   12,778 0 0
MICROSOFT CORP COM 594918104 4,905 49,741 SH   SOLE   49,741 0 0
NETFLIX INC COM 64110L106 235 600 SH   SOLE   600 0 0
NEXTERA ENERGY INC C0M 65339F101 199 1,189 SH   SOLE   1,189 0 0
NIKE INC CL B 654106103 444 5,570 SH   SOLE   5,570 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 274 26,320 SH   SOLE   26,320 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108 410 39,188 SH   SOLE   39,188 0 0
NVIDIA CORP COM 67066G104 565 2,385 SH   SOLE   2,385 0 0
ORACLE CORP COM 68389X105 1,892 42,949 SH   SOLE   42,949 0 0
PAN AMERICAN SILVER CORP COM 697900108 322 18,000 SH   SOLE   18,000 0 0
PEPSICO INC COM 713448108 223 2,050 SH   SOLE   2,050 0 0
PETROCHINA CO LTD SPONSORED ADR 71646E100 216 2,832 SH   SOLE   2,832 0 0
PFIZER INC COM 717081103 602 16,603 SH   SOLE   16,603 0 0
PHILLIPS 66 COM 718546104 442 3,937 SH   SOLE   3,937 0 0
PNC FINL SVCS GROUP INC COM 693475105 235 1,743 SH   SOLE   1,743 0 0
POLARIS INDS INC COM 731068102 1,633 13,365 SH   SOLE   13,365 0 0
PRAXAIR INC COM 74005P104 240 1,515 SH   SOLE   1,515 0 0
PROCTER AND GAMBLE CO COM 742718109 343 4,400 SH   SOLE   4,400 0 0
REALTY INCOME CORP COM 756109104 1,315 24,450 SH   SOLE   24,450 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 322 11,127 SH   SOLE   11,127 0 0
ROCKWELL AUTOMATION INC COM 773903109 263 1,585 SH   SOLE   1,585 0 0
ROCKWELL COLLINS INC COM 774341101 452 3,356 SH   SOLE   3,356 0 0
ROSS STORES INC COM 778296103 221 2,605 SH   SOLE   2,605 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 535 7,725 SH   SOLE   7,725 0 0
ROYAL GOLD INC COM 780287108 308 3,320 SH   SOLE   3,320 0 0
SALESFORCE COM INC COM 79466L302 1,144 8,390 SH   SOLE   8,390 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 295 65,450 SH   SOLE   65,450 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 388 11,735 SH   SOLE   11,735 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 386 5,250 SH   SOLE   5,250 0 0
SHERWIN WILLIAMS CO COM 824348106 1,424 3,493 SH   SOLE   3,493 0 0
SOCIEDAD QUIMICA MINERA DE C SPON ADR SER B 833635105 322 6,700 SH   SOLE   6,700 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 312 10,350 SH   SOLE   10,350 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 516 4,350 SH   SOLE   4,350 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,114 57,105 SH   SOLE   57,105 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,668 4,698 SH   SOLE   4,698 0 0
STARBUCKS CORP COM 855244109 285 5,835 SH   SOLE   5,835 0 0
STATE STR CORP COM 857477103 210 2,260 SH   SOLE   2,260 0 0
SUNTRUST BKS INC COM 867914103 242 3,660 SH   SOLE   3,660 0 0
TEXAS INSTRS INC COM 882508104 214 1,940 SH   SOLE   1,940 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 297 1,435 SH   SOLE   1,435 0 0
TRAVELERS COMPANIES INC COM 89417E109 224 1,828 SH   SOLE   1,828 0 0
UNION PAC CORP COM 907818108 403 2,843 SH   SOLE   2,843 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,365 10,917 SH   SOLE   10,917 0 0
UNITEDHEALTH GROUP INC COM 91324P102 848 3,455 SH   SOLE   3,455 0 0
VALERO ENERGY CORP NEW COM 91913Y100 315 2,845 SH   SOLE   2,845 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 321 14,408 SH   SOLE   14,408 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 642 15,208 SH   SOLE   15,208 0 0
VARIAN MED SYS INC COM 92220P105 862 7,580 SH   SOLE   7,580 0 0
VERISIGN INC COM 92343E102 258 1,875 SH   SOLE   1,875 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 595 11,836 SH   SOLE   11,836 0 0
VISA INC COM CL A 92826C839 463 3,496 SH   SOLE   3,496 0 0
WALMART INC COM 931142103 279 3,260 SH   SOLE   3,260 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,321 22,005 SH   SOLE   22,005 0 0
WELLS FARGO CO NEW COM 949746101 514 9,262 SH   SOLE   9,262 0 0
WEYERHAEUSER CO COM 962166104 504 13,826 SH   SOLE   13,826 0 0