The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 976 4,144 SH   SOLE   4,144 0 0
ABB LTD SPONSORED ADR 000375204 307 11,450 SH   SOLE   11,450 0 0
ABBOTT LABS COM 002824100 810 14,199 SH   SOLE   14,199 0 0
ABBVIE INC COM 00287Y109 1,577 16,306 SH   SOLE   16,306 0 0
ADOBE SYS INC COM 00724F101 426 2,430 SH   SOLE   2,430 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 303 4,520 SH   SOLE   4,520 0 0
ALBEMARLE CORP COM 012653101 556 4,343 SH   SOLE   4,343 0 0
ALLSTATE CORP COM 020002101 2,077 19,838 SH   SOLE   19,838 0 0
ALPHABET INC CAP STK CL A 02079K305 1,205 1,144 SH   SOLE   1,144 0 0
ALPHABET INC CAP STK CL C 02079K107 445 425 SH   SOLE   425 0 0
AMAZON COM INC COM 023135106 1,224 1,047 SH   SOLE   1,047 0 0
AMERICAN EXPRESS CO COM 025816109 327 3,288 SH   SOLE   3,288 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 241 4,050 SH   SOLE   4,050 0 0
AMERICAN TOWER CORP NEW COM 03027X100 290 2,033 SH   SOLE   2,033 0 0
AMGEN INC COM 031162100 251 1,444 SH   SOLE   1,444 0 0
ANNALY CAP MGMT INC COM 035710409 494 41,541 SH   SOLE   41,541 0 0
APPLE INC COM 037833100 5,146 30,408 SH   SOLE   30,408 0 0
APPLIED MATLS INC COM 038222105 329 6,433 SH   SOLE   6,433 0 0
AT&T INC COM 00206R102 1,350 34,728 SH   SOLE   34,728 0 0
BANK AMER CORP COM 060505104 687 23,257 SH   SOLE   23,257 0 0
BANK NEW YORK MELLON CORP COM 064058100 230 4,275 SH   SOLE   4,275 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,871 9,440 SH   SOLE   9,440 0 0
BIOGEN INC COM 09062X103 203 637 SH   SOLE   637 0 0
BOEING CO COM 097023105 818 2,775 SH   SOLE   2,775 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 621 10,128 SH   SOLE   10,128 0 0
BROWN FORMAN CORP CL B 115637209 412 6,004 SH   SOLE   6,004 0 0
CATERPILLAR INC DEL COM 149123101 1,131 7,180 SH   SOLE   7,180 0 0
CENTRAL FD CDA LTD CL A 153501101 382 28,475 SH   SOLE   28,475 0 0
CHEVRON CORP NEW COM 166764100 937 7,486 SH   SOLE   7,486 0 0
CISCO SYS INC COM 17275R102 845 22,072 SH   SOLE   22,072 0 0
CLOROX CO DEL COM 189054109 200 1,344 SH   SOLE   1,344 0 0
COCA COLA CO COM 191216100 451 9,835 SH   SOLE   9,835 0 0
COLGATE PALMOLIVE CO COM 194162103 475 6,300 SH   SOLE   6,300 0 0
COMCAST CORP NEW CL A 20030N101 322 8,050 SH   SOLE   8,050 0 0
CONOCOPHILLIPS COM 20825C104 206 3,746 SH   SOLE   3,746 0 0
CONSTELLATION BRANDS INC CL A 21036P108 510 2,230 SH   SOLE   2,230 0 0
CORNING INC COM 219350105 267 8,350 SH   SOLE   8,350 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,247 6,697 SH   SOLE   6,697 0 0
CSX CORP COM 126408103 260 4,730 SH   SOLE   4,730 0 0
CUMMINS INC COM 231021106 385 2,178 SH   SOLE   2,178 0 0
CVS HEALTH CORP COM 126650100 319 4,400 SH   SOLE   4,400 0 0
D R HORTON INC COM 23331A109 203 3,980 SH   SOLE   3,980 0 0
DEERE & CO COM 244199105 233 1,488 SH   SOLE   1,488 0 0
DISCOVER FINL SVCS COM 254709108 699 9,085 SH   SOLE   9,085 0 0
DISNEY WALT CO COM DISNEY 254687106 470 4,372 SH   SOLE   4,372 0 0
DOWDUPONT INC COM 26078J100 537 7,540 SH   SOLE   7,540 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 401 4,767 SH   SOLE   4,767 0 0
EASTMAN CHEM CO COM 277432100 582 6,277 SH   SOLE   6,277 0 0
EDISON INTL COM 281020107 283 4,478 SH   SOLE   4,478 0 0
EMERSON ELEC CO COM 291011104 359 5,149 SH   SOLE   5,149 0 0
EOG RES INC COM 26875P101 243 2,255 SH   SOLE   2,255 0 0
ESSEX PPTY TR INC COM 297178105 1,002 4,150 SH   SOLE   4,150 0 0
EXXON MOBIL CORP COM 30231G102 1,754 20,975 SH   SOLE   20,975 0 0
FACEBOOK INC CL A 30303M102 682 3,863 SH   SOLE   3,863 0 0
FEDEX CORP COM 31428X106 470 1,884 SH   SOLE   1,884 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 219 2,325 SH   SOLE   2,325 0 0
FIFTH THIRD BANCORP COM 316773100 386 12,721 SH   SOLE   12,721 0 0
FISERV INC COM 337738108 390 2,975 SH   SOLE   2,975 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 1,059 51,750 SH   SOLE   51,750 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 436 17,901 SH   SOLE   17,901 0 0
F M C CORP COM NEW 302491303 202 2,130 SH   SOLE   2,130 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 266 3,893 SH   SOLE   3,893 0 0
FRANCO NEVADA CORP COM 351858105 239 2,990 SH   SOLE   2,990 0 0
GENERAL DYNAMICS CORP COM 369550108 701 3,445 SH   SOLE   3,445 0 0
GENERAL ELECTRIC CO COM 369604103 376 21,556 SH   SOLE   21,556 0 0
GENERAL MLS INC COM 370334104 650 10,962 SH   SOLE   10,962 0 0
GENUINE PARTS CO COM 372460105 271 2,850 SH   SOLE   2,850 0 0
GILEAD SCIENCES INC COM 375558103 212 2,965 SH   SOLE   2,965 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 551 2,163 SH   SOLE   2,163 0 0
GRACE W R & CO DEL NEW COM 38388F108 274 3,900 SH   SOLE   3,900 0 0
HOME DEPOT INC COM 437076102 882 4,651 SH   SOLE   4,651 0 0
HONEYWELL INTL INC COM 438516106 213 1,390 SH   SOLE   1,390 0 0
HP INC COM 40434L105 255 12,140 SH   SOLE   12,140 0 0
ILLINOIS TOOL WKS INC COM 452308109 274 1,645 SH   SOLE   1,645 0 0
INTEL CORP COM 458140100 1,373 29,753 SH   SOLE   29,753 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 902 5,876 SH   SOLE   5,876 0 0
INTUIT COM 461202103 358 2,271 SH   SOLE   2,271 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 235 645 SH   SOLE   645 0 0
ISHARES TR 20 YR TR BD ETF 464287432 450 3,545 SH   SOLE   3,545 0 0
ISHARES TR INTERM CR BD ETF 464288638 1,731 15,845 SH   SOLE   15,845 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,802 43,923 SH   SOLE   43,923 0 0
ISHARES TR IBOXX HI YD ETF 464288513 273 3,125 SH   SOLE   3,125 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,467 12,066 SH   SOLE   12,066 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,597 22,716 SH   SOLE   22,716 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,905 61,641 SH   SOLE   61,641 0 0
ISHARES INC MSCI FRANCE ETF 464286707 414 13,247 SH   SOLE   13,247 0 0
ISHARES INC MSCI GERMANY ETF 464286806 465 14,077 SH   SOLE   14,077 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,206 20,128 SH   SOLE   20,128 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 225 6,649 SH   SOLE   6,649 0 0
ISHARES INC MSCI SWITZERLAND 464286749 227 6,370 SH   SOLE   6,370 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 718 20,048 SH   SOLE   20,048 0 0
ISHARES TR RUS 1000 ETF 464287622 865 5,820 SH   SOLE   5,820 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 571 3,748 SH   SOLE   3,748 0 0
ISHARES TR CORE S&P MCP ETF 464287507 489 2,577 SH   SOLE   2,577 0 0
ISHARES TR CORE S&P500 ETF 464287200 450 1,675 SH   SOLE   1,675 0 0
ISHARES TR CORE S&P SCP ETF 464287804 828 10,776 SH   SOLE   10,776 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,028 4,762 SH   SOLE   4,762 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,329 8,302 SH   SOLE   8,302 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,471 8,642 SH   SOLE   8,642 0 0
ISHARES TR SP SMCP600VL ETF 464287879 2,042 13,296 SH   SOLE   13,296 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 561 3,675 SH   SOLE   3,675 0 0
ISHARES TR S&P 500 VAL ETF 464287408 736 6,442 SH   SOLE   6,442 0 0
ISHARES TR TIPS BD ETF 464287176 1,594 13,970 SH   SOLE   13,970 0 0
ISHARES TR S&P US PFD STK 464288687 286 7,525 SH   SOLE   7,525 0 0
JPMORGAN CHASE & CO COM 46625H100 3,370 31,514 SH   SOLE   31,514 0 0
JOHNSON & JOHNSON COM 478160104 2,682 19,197 SH   SOLE   19,197 0 0
KELLOGG CO COM 487836108 245 3,607 SH   SOLE   3,607 0 0
KIMBERLY CLARK CORP COM 494368103 373 3,090 SH   SOLE   3,090 0 0
LAUDER ESTEE COS INC CL A 518439104 310 2,435 SH   SOLE   2,435 0 0
LOCKHEED MARTIN CORP COM 539830109 212 660 SH   SOLE   660 0 0
LOWES COS INC COM 548661107 925 9,955 SH   SOLE   9,955 0 0
MARATHON PETE CORP COM 56585A102 238 3,608 SH   SOLE   3,608 0 0
MARRIOTT INTL INC NEW CL A 571903202 326 2,400 SH   SOLE   2,400 0 0
MCDONALDS CORP COM 580135101 502 2,916 SH   SOLE   2,916 0 0
MCKESSON CORP COM 58155Q103 202 1,295 SH   SOLE   1,295 0 0
MERCK & CO INC COM 58933Y105 597 10,607 SH   SOLE   10,607 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 232 375 SH   SOLE   375 0 0
MFA FINL INC COM 55272X102 296 37,425 SH   SOLE   37,425 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,132 12,878 SH   SOLE   12,878 0 0
MICROSOFT CORP COM 594918104 4,285 50,097 SH   SOLE   50,097 0 0
NIKE INC CL B 654106103 327 5,220 SH   SOLE   5,220 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 357 31,320 SH   SOLE   31,320 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108 382 34,117 SH   SOLE   34,117 0 0
NVIDIA CORP COM 67066G104 391 2,020 SH   SOLE   2,020 0 0
ORACLE CORP COM 68389X105 2,109 44,605 SH   SOLE   44,605 0 0
PAN AMERICAN SILVER CORP COM 697900108 280 18,000 SH   SOLE   18,000 0 0
PEPSICO INC COM 713448108 222 1,850 SH   SOLE   1,850 0 0
PFIZER INC COM 717081103 578 15,953 SH   SOLE   15,953 0 0
PHILLIPS 66 COM 718546104 383 3,782 SH   SOLE   3,782 0 0
PNC FINL SVCS GROUP INC COM 693475105 269 1,865 SH   SOLE   1,865 0 0
POLARIS INDS INC COM 731068102 1,643 13,250 SH   SOLE   13,250 0 0
PRAXAIR INC COM 74005P104 234 1,515 SH   SOLE   1,515 0 0
PROCTER AND GAMBLE CO COM 742718109 397 4,320 SH   SOLE   4,320 0 0
REALTY INCOME CORP COM 756109104 1,445 25,350 SH   SOLE   25,350 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 350 11,306 SH   SOLE   11,306 0 0
ROCKWELL AUTOMATION INC COM 773903109 309 1,575 SH   SOLE   1,575 0 0
ROCKWELL COLLINS INC COM 774341101 453 3,337 SH   SOLE   3,337 0 0
ROSS STORES INC COM 778296103 227 2,830 SH   SOLE   2,830 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 515 7,725 SH   SOLE   7,725 0 0
ROYAL GOLD INC COM 780287108 273 3,320 SH   SOLE   3,320 0 0
SALESFORCE COM INC COM 79466L302 934 9,140 SH   SOLE   9,140 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 223 44,700 SH   SOLE   44,700 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 397 11,655 SH   SOLE   11,655 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 352 5,050 SH   SOLE   5,050 0 0
SHERWIN WILLIAMS CO COM 824348106 1,406 3,428 SH   SOLE   3,428 0 0
SOCIEDAD QUIMICA MINERA DE C SPON ADR SER B 833635105 398 6,700 SH   SOLE   6,700 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 243 8,000 SH   SOLE   8,000 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 567 4,584 SH   SOLE   4,584 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,212 56,710 SH   SOLE   56,710 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,720 4,979 SH   SOLE   4,979 0 0
STANLEY BLACK & DECKER INC COM 854502101 200 1,180 SH   SOLE   1,180 0 0
STARBUCKS CORP COM 855244109 333 5,795 SH   SOLE   5,795 0 0
STATE STR CORP COM 857477103 221 2,260 SH   SOLE   2,260 0 0
SUNTRUST BKS INC COM 867914103 230 3,560 SH   SOLE   3,560 0 0
TEXAS INSTRS INC COM 882508104 208 1,990 SH   SOLE   1,990 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 263 1,385 SH   SOLE   1,385 0 0
TRAVELERS COMPANIES INC COM 89417E109 308 2,267 SH   SOLE   2,267 0 0
US BANCORP DEL COM NEW 902973304 248 4,625 SH   SOLE   4,625 0 0
UNION PAC CORP COM 907818108 381 2,838 SH   SOLE   2,838 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,546 12,116 SH   SOLE   12,116 0 0
UNITEDHEALTH GROUP INC COM 91324P102 756 3,430 SH   SOLE   3,430 0 0
VALERO ENERGY CORP NEW COM 91913Y100 288 3,135 SH   SOLE   3,135 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 366 15,758 SH   SOLE   15,758 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 702 15,283 SH   SOLE   15,283 0 0
VARIAN MED SYS INC COM 92220P105 843 7,580 SH   SOLE   7,580 0 0
VERISIGN INC COM 92343E102 237 2,075 SH   SOLE   2,075 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 730 13,792 SH   SOLE   13,792 0 0
VISA INC COM CL A 92826C839 376 3,296 SH   SOLE   3,296 0 0
WAL-MART STORES INC COM 931142103 326 3,305 SH   SOLE   3,305 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,661 22,876 SH   SOLE   22,876 0 0
WELLS FARGO CO NEW COM 949746101 726 11,963 SH   SOLE   11,963 0 0
WEYERHAEUSER CO COM 962166104 480 13,626 SH   SOLE   13,626 0 0