The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 884 4,248 SH   SOLE   4,248 0 0
ABB LTD SPONSORED ADR 000375204 285 11,450 SH   SOLE   11,450 0 0
ABBOTT LABS COM 002824100 715 14,716 SH   SOLE   14,716 0 0
ABBVIE INC COM 00287Y109 1,237 17,056 SH   SOLE   17,056 0 0
ADOBE SYS INC COM 00724F101 361 2,550 SH   SOLE   2,550 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 268 4,520 SH   SOLE   4,520 0 0
ALBEMARLE CORP COM 012653101 442 4,191 SH   SOLE   4,191 0 0
ALLSTATE CORP COM 020002101 1,777 20,088 SH   SOLE   20,088 0 0
ALPHABET INC CAP STK CL A 02079K305 1,058 1,138 SH   SOLE   1,138 0 0
ALPHABET INC CAP STK CL C 02079K107 386 425 SH   SOLE   425 0 0
AMAZON COM INC COM 023135106 1,004 1,037 SH   SOLE   1,037 0 0
AMERICAN EXPRESS CO COM 025816109 280 3,326 SH   SOLE   3,326 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 259 4,150 SH   SOLE   4,150 0 0
AMERICAN TOWER CORP NEW COM 03027X100 279 2,107 SH   SOLE   2,107 0 0
AMGEN INC COM 031162100 249 1,444 SH   SOLE   1,444 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 216 1,960 SH   SOLE   1,960 0 0
ANNALY CAP MGMT INC COM 035710409 501 41,541 SH   SOLE   41,541 0 0
APPLE INC COM 037833100 4,466 31,009 SH   SOLE   31,009 0 0
APPLIED MATLS INC COM 038222105 262 6,332 SH   SOLE   6,332 0 0
AT&T INC COM 00206R102 1,317 34,894 SH   SOLE   34,894 0 0
BANK AMER CORP COM 060505104 558 23,004 SH   SOLE   23,004 0 0
BANK NEW YORK MELLON CORP COM 064058100 200 3,925 SH   SOLE   3,925 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,603 9,465 SH   SOLE   9,465 0 0
BOEING CO COM 097023105 547 2,765 SH   SOLE   2,765 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 564 10,128 SH   SOLE   10,128 0 0
BROWN FORMAN CORP CL B 115637209 290 5,969 SH   SOLE   5,969 0 0
CATERPILLAR INC DEL COM 149123101 797 7,420 SH   SOLE   7,420 0 0
CENTRAL FD CDA LTD CL A 153501101 370 30,025 SH   SOLE   30,025 0 0
CHEVRON CORP NEW COM 166764100 789 7,561 SH   SOLE   7,561 0 0
CISCO SYS INC COM 17275R102 702 22,422 SH   SOLE   22,422 0 0
COCA COLA CO COM 191216100 447 9,971 SH   SOLE   9,971 0 0
COLGATE PALMOLIVE CO COM 194162103 471 6,350 SH   SOLE   6,350 0 0
COMCAST CORP NEW CL A 20030N101 313 8,050 SH   SOLE   8,050 0 0
CONSTELLATION BRANDS INC CL A 21036P108 442 2,279 SH   SOLE   2,279 0 0
CORNING INC COM 219350105 246 8,200 SH   SOLE   8,200 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,051 6,571 SH   SOLE   6,571 0 0
CSX CORP COM 126408103 258 4,724 SH   SOLE   4,724 0 0
CUMMINS INC COM 231021106 402 2,477 SH   SOLE   2,477 0 0
CVS HEALTH CORP COM 126650100 354 4,400 SH   SOLE   4,400 0 0
DISCOVER FINL SVCS COM 254709108 565 9,085 SH   SOLE   9,085 0 0
DISNEY WALT CO COM DISNEY 254687106 456 4,295 SH   SOLE   4,295 0 0
DOW CHEM CO COM 260543103 216 3,432 SH   SOLE   3,432 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 265 3,285 SH   SOLE   3,285 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 398 4,767 SH   SOLE   4,767 0 0
EASTMAN CHEM CO COM 277432100 527 6,275 SH   SOLE   6,275 0 0
EDISON INTL COM 281020107 356 4,550 SH   SOLE   4,550 0 0
EMERSON ELEC CO COM 291011104 295 4,949 SH   SOLE   4,949 0 0
EOG RES INC COM 26875P101 209 2,305 SH   SOLE   2,305 0 0
ESSEX PPTY TR INC COM 297178105 1,042 4,050 SH   SOLE   4,050 0 0
EXXON MOBIL CORP COM 30231G102 1,730 21,424 SH   SOLE   21,424 0 0
FACEBOOK INC CL A 30303M102 584 3,868 SH   SOLE   3,868 0 0
FEDEX CORP COM 31428X106 451 2,074 SH   SOLE   2,074 0 0
FIFTH THIRD BANCORP COM 316773100 333 12,812 SH   SOLE   12,812 0 0
FISERV INC COM 337738108 364 2,975 SH   SOLE   2,975 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 1,147 52,200 SH   SOLE   52,200 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 341 13,875 SH   SOLE   13,875 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 247 3,783 SH   SOLE   3,783 0 0
FRANCO NEVADA CORP COM 351858105 216 2,990 SH   SOLE   2,990 0 0
GENERAL DYNAMICS CORP COM 369550108 682 3,445 SH   SOLE   3,445 0 0
GENERAL ELECTRIC CO COM 369604103 725 26,839 SH   SOLE   26,839 0 0
GENERAL MLS INC COM 370334104 607 10,958 SH   SOLE   10,958 0 0
GENUINE PARTS CO COM 372460105 313 3,375 SH   SOLE   3,375 0 0
GILEAD SCIENCES INC COM 375558103 203 2,865 SH   SOLE   2,865 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 458 2,063 SH   SOLE   2,063 0 0
GRACE W R & CO DEL NEW COM 38388F108 341 4,730 SH   SOLE   4,730 0 0
HEWLETT PACKARD ENTERPRISE C COM COM 42824C109 223 13,415 SH   SOLE   13,415 0 0
HOME DEPOT INC COM 437076102 775 5,051 SH   SOLE   5,051 0 0
HP INC COM 40434L105 212 12,140 SH   SOLE   12,140 0 0
ILLINOIS TOOL WKS INC COM 452308109 236 1,645 SH   SOLE   1,645 0 0
INTEL CORP COM 458140100 1,020 30,241 SH   SOLE   30,241 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 937 6,088 SH   SOLE   6,088 0 0
INTUIT COM 461202103 325 2,445 SH   SOLE   2,445 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 351 375 SH   SOLE   375 0 0
ISHARES TR 20 YR TR BD ETF 464287432 444 3,545 SH   SOLE   3,545 0 0
ISHARES TR INTERM CR BD ETF 464288638 1,410 12,841 SH   SOLE   12,841 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,441 40,556 SH   SOLE   40,556 0 0
ISHARES TR IBOXX HI YD ETF 464288513 241 2,725 SH   SOLE   2,725 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,242 10,302 SH   SOLE   10,302 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,512 23,190 SH   SOLE   23,190 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,447 59,127 SH   SOLE   59,127 0 0
ISHARES MSCI FRANCE ETF 464286707 370 12,847 SH   SOLE   12,847 0 0
ISHARES MSCI GERMANY ETF 464286806 421 13,924 SH   SOLE   13,924 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,056 19,687 SH   SOLE   19,687 0 0
ISHARES MSCI SWEDEN ETF 464286756 225 6,638 SH   SOLE   6,638 0 0
ISHARES MSCI SZ CAP ETF 464286749 210 6,120 SH   SOLE   6,120 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 674 20,222 SH   SOLE   20,222 0 0
ISHARES TR RUS 1000 ETF 464287622 787 5,820 SH   SOLE   5,820 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 528 3,748 SH   SOLE   3,748 0 0
ISHARES TR CORE S&P MCP ETF 464287507 376 2,160 SH   SOLE   2,160 0 0
ISHARES TR CORE S&P500 ETF 464287200 389 1,598 SH   SOLE   1,598 0 0
ISHARES TR CORE S&P SCP ETF 464287804 740 10,552 SH   SOLE   10,552 0 0
ISHARES TR S&P MC 400GR ETF 464287606 911 4,633 SH   SOLE   4,633 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,205 8,112 SH   SOLE   8,112 0 0
ISHARES TR SP SMCP600GR ETF 464287887 1,339 8,585 SH   SOLE   8,585 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,849 13,227 SH   SOLE   13,227 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 529 3,867 SH   SOLE   3,867 0 0
ISHARES TR S&P 500 VAL ETF 464287408 681 6,487 SH   SOLE   6,487 0 0
ISHARES TR TIPS BD ETF 464287176 1,598 14,085 SH   SOLE   14,085 0 0
ISHARES TR U.S. PFD STK ETF 464288687 295 7,525 SH   SOLE   7,525 0 0
JPMORGAN CHASE & CO COM 46625H100 2,874 31,439 SH   SOLE   31,439 0 0
JOHNSON & JOHNSON COM 478160104 2,532 19,136 SH   SOLE   19,136 0 0
KELLOGG CO COM 487836108 299 4,307 SH   SOLE   4,307 0 0
KIMBERLY CLARK CORP COM 494368103 399 3,090 SH   SOLE   3,090 0 0
LAUDER ESTEE COS INC CL A 518439104 244 2,540 SH   SOLE   2,540 0 0
LOWES COS INC COM 548661107 775 10,000 SH   SOLE   10,000 0 0
MARRIOTT INTL INC NEW CL A 571903202 261 2,600 SH   SOLE   2,600 0 0
MCDONALDS CORP COM 580135101 434 2,834 SH   SOLE   2,834 0 0
MCKESSON CORP COM 58155Q103 213 1,295 SH   SOLE   1,295 0 0
MERCK & CO INC COM 58933Y105 675 10,529 SH   SOLE   10,529 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 224 380 SH   SOLE   380 0 0
MFA FINL INC COM 55272X102 262 31,200 SH   SOLE   31,200 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 994 12,878 SH   SOLE   12,878 0 0
MICROSOFT CORP COM 594918104 3,486 50,578 SH   SOLE   50,578 0 0
NIKE INC CL B 654106103 320 5,420 SH   SOLE   5,420 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 345 29,520 SH   SOLE   29,520 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108 388 32,722 SH   SOLE   32,722 0 0
NVIDIA CORP COM 67066G104 262 1,815 SH   SOLE   1,815 0 0
ORACLE CORP COM 68389X105 2,181 43,490 SH   SOLE   43,490 0 0
PAN AMERICAN SILVER CORP COM 697900108 303 18,000 SH   SOLE   18,000 0 0
PEPSICO INC COM 713448108 214 1,850 SH   SOLE   1,850 0 0
PFIZER INC COM 717081103 535 15,928 SH   SOLE   15,928 0 0
PHILLIPS 66 COM 718546104 317 3,832 SH   SOLE   3,832 0 0
PNC FINL SVCS GROUP INC COM 693475105 233 1,863 SH   SOLE   1,863 0 0
POLARIS INDS INC COM 731068102 1,460 15,825 SH   SOLE   15,825 0 0
PRAXAIR INC COM 74005P104 201 1,515 SH   SOLE   1,515 0 0
PROCTER AND GAMBLE CO COM 742718109 374 4,291 SH   SOLE   4,291 0 0
REALTY INCOME CORP COM 756109104 1,475 26,725 SH   SOLE   26,725 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 387 11,264 SH   SOLE   11,264 0 0
ROCKWELL AUTOMATION INC COM 773903109 255 1,575 SH   SOLE   1,575 0 0
ROCKWELL COLLINS INC COM 774341101 345 3,287 SH   SOLE   3,287 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 411 7,725 SH   SOLE   7,725 0 0
ROYAL GOLD INC COM 780287108 260 3,320 SH   SOLE   3,320 0 0
SALESFORCE COM INC COM 79466L302 792 9,140 SH   SOLE   9,140 0 0
SCHLUMBERGER LTD COM 806857108 216 3,281 SH   SOLE   3,281 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 385 12,105 SH   SOLE   12,105 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 329 5,150 SH   SOLE   5,150 0 0
SHERWIN WILLIAMS CO COM 824348106 1,307 3,725 SH   SOLE   3,725 0 0
SOCIEDAD QUIMICA MINERA DE C SPON ADR SER B 833635105 221 6,700 SH   SOLE   6,700 0 0
SPDR SERIES TRUST BLOMBERG BRC SHRT 78464A474 245 8,000 SH   SOLE   8,000 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 588 4,984 SH   SOLE   4,984 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,067 57,965 SH   SOLE   57,965 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,602 5,044 SH   SOLE   5,044 0 0
STARBUCKS CORP COM 855244109 367 6,295 SH   SOLE   6,295 0 0
SUNTRUST BKS INC COM 867914103 202 3,560 SH   SOLE   3,560 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 242 1,385 SH   SOLE   1,385 0 0
TRAVELERS COMPANIES INC COM 89417E109 293 2,316 SH   SOLE   2,316 0 0
US BANCORP DEL COM NEW 902973304 240 4,625 SH   SOLE   4,625 0 0
UNION PAC CORP COM 907818108 298 2,735 SH   SOLE   2,735 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,482 12,139 SH   SOLE   12,139 0 0
UNITEDHEALTH GROUP INC COM 91324P102 692 3,730 SH   SOLE   3,730 0 0
VALERO ENERGY CORP NEW COM 91913Y100 218 3,235 SH   SOLE   3,235 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 395 17,908 SH   SOLE   17,908 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 622 15,233 SH   SOLE   15,233 0 0
VARIAN MED SYS INC COM 92220P105 792 7,680 SH   SOLE   7,680 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 620 13,892 SH   SOLE   13,892 0 0
VISA INC COM CL A 92826C839 365 3,896 SH   SOLE   3,896 0 0
WAL-MART STORES INC COM 931142103 237 3,130 SH   SOLE   3,130 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,803 23,023 SH   SOLE   23,023 0 0
WELLS FARGO CO NEW COM 949746101 797 14,383 SH   SOLE   14,383 0 0
WEYERHAEUSER CO COM 962166104 406 12,126 SH   SOLE   12,126 0 0