The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 813 4,247 SH   SOLE   4,247 0 0
ABB LTD SPONSORED ADR 000375204 268 11,450 SH   SOLE   11,450 0 0
ABBOTT LABS COM 002824100 659 14,841 SH   SOLE   14,841 0 0
ABBVIE INC COM 00287Y109 1,098 16,854 SH   SOLE   16,854 0 0
ADOBE SYS INC COM 00724F101 332 2,550 SH   SOLE   2,550 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 239 4,520 SH   SOLE   4,520 0 0
ALBEMARLE CORP COM 012653101 396 3,745 SH   SOLE   3,745 0 0
ALLSTATE CORP COM 020002101 1,646 20,202 SH   SOLE   20,202 0 0
ALPHABET INC CAP STK CL A 02079K305 969 1,143 SH   SOLE   1,143 0 0
ALPHABET INC CAP STK CL C 02079K107 353 425 SH   SOLE   425 0 0
AMAZON COM INC COM 023135106 766 864 SH   SOLE   864 0 0
AMERICAN EXPRESS CO COM 025816109 263 3,325 SH   SOLE   3,325 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 259 4,150 SH   SOLE   4,150 0 0
AMERICAN TOWER CORP NEW COM 03027X100 261 2,147 SH   SOLE   2,147 0 0
AMGEN INC COM 031162100 259 1,579 SH   SOLE   1,579 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 221 2,010 SH   SOLE   2,010 0 0
ANNALY CAP MGMT INC COM 035710409 452 40,691 SH   SOLE   40,691 0 0
APPLE INC COM 037833100 4,246 29,557 SH   SOLE   29,557 0 0
APPLIED MATLS INC COM 038222105 240 6,157 SH   SOLE   6,157 0 0
AT&T INC COM 00206R102 1,435 34,536 SH   SOLE   34,536 0 0
BANK AMER CORP COM 060505104 470 19,903 SH   SOLE   19,903 0 0
BANK NEW YORK MELLON CORP COM 064058100 192 4,075 SH   SOLE   4,075 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,565 9,390 SH   SOLE   9,390 0 0
BOEING CO COM 097023105 365 2,065 SH   SOLE   2,065 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 551 10,128 SH   SOLE   10,128 0 0
BROWN FORMAN CORP CL B 115637209 276 5,969 SH   SOLE   5,969 0 0
CATERPILLAR INC DEL COM 149123101 693 7,470 SH   SOLE   7,470 0 0
CENTRAL FD CDA LTD CL A 153501101 386 30,025 SH   SOLE   30,025 0 0
CHEVRON CORP NEW COM 166764100 780 7,261 SH   SOLE   7,261 0 0
CISCO SYS INC COM 17275R102 758 22,422 SH   SOLE   22,422 0 0
COCA COLA CO COM 191216100 423 9,966 SH   SOLE   9,966 0 0
COLGATE PALMOLIVE CO COM 194162103 472 6,450 SH   SOLE   6,450 0 0
COMCAST CORP NEW CL A 20030N101 295 7,850 SH   SOLE   7,850 0 0
CONOCOPHILLIPS COM 20825C104 225 4,521 SH   SOLE   4,521 0 0
CONSTELLATION BRANDS INC CL A 21036P108 373 2,303 SH   SOLE   2,303 0 0
CORNING INC COM 219350105 221 8,200 SH   SOLE   8,200 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,102 6,571 SH   SOLE   6,571 0 0
CSX CORP COM 126408103 231 4,971 SH   SOLE   4,971 0 0
CUMMINS INC COM 231021106 378 2,500 SH   SOLE   2,500 0 0
CVS HEALTH CORP COM 126650100 345 4,400 SH   SOLE   4,400 0 0
DISCOVER FINL SVCS COM 254709108 621 9,085 SH   SOLE   9,085 0 0
DISNEY WALT CO COM DISNEY 254687106 487 4,295 SH   SOLE   4,295 0 0
DOW CHEM CO COM 260543103 218 3,429 SH   SOLE   3,429 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 264 3,285 SH   SOLE   3,285 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 383 4,667 SH   SOLE   4,667 0 0
EASTMAN CHEM CO COM 277432100 507 6,274 SH   SOLE   6,274 0 0
EDISON INTL COM 281020107 362 4,549 SH   SOLE   4,549 0 0
EMERSON ELEC CO COM 291011104 296 4,949 SH   SOLE   4,949 0 0
EOG RES INC COM 26875P101 225 2,305 SH   SOLE   2,305 0 0
ESSEX PPTY TR INC COM 297178105 938 4,050 SH   SOLE   4,050 0 0
EXXON MOBIL CORP COM 30231G102 1,760 21,455 SH   SOLE   21,455 0 0
FACEBOOK INC CL A 30303M102 539 3,793 SH   SOLE   3,793 0 0
FEDEX CORP COM 31428X106 405 2,073 SH   SOLE   2,073 0 0
FIFTH THIRD BANCORP COM 316773100 325 12,808 SH   SOLE   12,808 0 0
FISERV INC COM 337738108 343 2,975 SH   SOLE   2,975 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 1,033 50,250 SH   SOLE   50,250 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 294 11,800 SH   SOLE   11,800 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 231 3,798 SH   SOLE   3,798 0 0
GENERAL DYNAMICS CORP COM 369550108 645 3,445 SH   SOLE   3,445 0 0
GENERAL ELECTRIC CO COM 369604103 835 28,007 SH   SOLE   28,007 0 0
GENERAL MLS INC COM 370334104 658 11,156 SH   SOLE   11,156 0 0
GENUINE PARTS CO COM 372460105 293 3,175 SH   SOLE   3,175 0 0
GILEAD SCIENCES INC COM 375558103 217 3,190 SH   SOLE   3,190 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 474 2,063 SH   SOLE   2,063 0 0
GRACE W R & CO DEL NEW COM 38388F108 330 4,730 SH   SOLE   4,730 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 318 13,415 SH   SOLE   13,415 0 0
HP INC COM 40434L105 224 12,540 SH   SOLE   12,540 0 0
HOME DEPOT INC COM 437076102 742 5,051 SH   SOLE   5,051 0 0
HONEYWELL INTL INC COM 438516106 205 1,640 SH   SOLE   1,640 0 0
ILLINOIS TOOL WKS INC COM 452308109 218 1,645 SH   SOLE   1,645 0 0
INTEL CORP COM 458140100 1,049 29,094 SH   SOLE   29,094 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,092 6,272 SH   SOLE   6,272 0 0
INTUIT COM 461202103 301 2,594 SH   SOLE   2,594 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 287 375 SH   SOLE   375 0 0
ISHARES TR 20 YR TR BD ETF 464287432 428 3,545 SH   SOLE   3,545 0 0
ISHARES TR INTERM CR BD ETF 464288638 1,344 12,338 SH   SOLE   12,338 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,122 37,997 SH   SOLE   37,997 0 0
ISHARES TR IBOXX HI YD ETF 464288513 224 2,550 SH   SOLE   2,550 0 0
ISHARES TR IBOXX INV CP ETF 464287242 999 8,472 SH   SOLE   8,472 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,442 23,150 SH   SOLE   23,150 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,288 58,097 SH   SOLE   58,097 0 0
ISHARES MSCI FRANCE ETF 464286707 337 12,722 SH   SOLE   12,722 0 0
ISHARES MSCI GERMANY ETF 464286806 396 13,775 SH   SOLE   13,775 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 1,013 19,672 SH   SOLE   19,672 0 0
ISHARES MSCI SWEDEN ETF 464286756 209 6,614 SH   SOLE   6,614 0 0
ISHARES MSCI SZ CAP ETF 464286749 195 6,082 SH   SOLE   6,082 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 657 20,196 SH   SOLE   20,196 0 0
ISHARES TR RUS 1000 ETF 464287622 784 5,970 SH   SOLE   5,970 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 502 3,648 SH   SOLE   3,648 0 0
ISHARES TR CORE S&P MCP ETF 464287507 366 2,135 SH   SOLE   2,135 0 0
ISHARES TR CORE S&P500 ETF 464287200 379 1,597 SH   SOLE   1,597 0 0
ISHARES TR CORE S&P SCP ETF 464287804 728 10,522 SH   SOLE   10,522 0 0
ISHARES TR S&P MC 400GR ETF 464287606 865 4,531 SH   SOLE   4,531 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,182 7,959 SH   SOLE   7,959 0 0
ISHARES TR SP SMCP600GR ETF 464287887 1,326 8,660 SH   SOLE   8,660 0 0
ISHARES TR SP SMCP600VL ETF 464287879 1,835 13,232 SH   SOLE   13,232 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 493 3,752 SH   SOLE   3,752 0 0
ISHARES TR S&P 500 VAL ETF 464287408 654 6,283 SH   SOLE   6,283 0 0
ISHARES TR TIPS BD ETF 464287176 1,549 13,513 SH   SOLE   13,513 0 0
ISHARES TR U.S. PFD STK ETF 464288687 291 7,525 SH   SOLE   7,525 0 0
JPMORGAN CHASE & CO COM 46625H100 2,762 31,438 SH   SOLE   31,438 0 0
JOHNSON & JOHNSON COM 478160104 2,386 19,160 SH   SOLE   19,160 0 0
KELLOGG CO COM 487836108 313 4,307 SH   SOLE   4,307 0 0
KIMBERLY CLARK CORP COM 494368103 407 3,090 SH   SOLE   3,090 0 0
LAUDER ESTEE COS INC CL A 518439104 218 2,570 SH   SOLE   2,570 0 0
LILLY ELI & CO COM 532457108 219 2,599 SH   SOLE   2,599 0 0
LOWES COS INC COM 548661107 822 10,000 SH   SOLE   10,000 0 0
MARRIOTT INTL INC NEW CL A 571903202 245 2,600 SH   SOLE   2,600 0 0
MCDONALDS CORP COM 580135101 367 2,833 SH   SOLE   2,833 0 0
MCKESSON CORP COM 58155Q103 192 1,295 SH   SOLE   1,295 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 371 4,166 SH   SOLE   4,166 0 0
MERCK & CO INC COM 58933Y105 669 10,529 SH   SOLE   10,529 0 0
MFA FINL INC COM 55272X102 221 27,300 SH   SOLE   27,300 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 950 12,878 SH   SOLE   12,878 0 0
MICROSOFT CORP COM 594918104 3,335 50,635 SH   SOLE   50,635 0 0
NIKE INC CL B 654106103 302 5,420 SH   SOLE   5,420 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS 6706EN100 273 23,270 SH   SOLE   23,270 0 0
NUVEEN FLOATING RATE INCOME COM 67072T108 356 30,933 SH   SOLE   30,933 0 0
ORACLE CORP COM 68389X105 2,000 44,828 SH   SOLE   44,828 0 0
PAN AMERICAN SILVER CORP COM 697900108 315 18,000 SH   SOLE   18,000 0 0
PEPSICO INC COM 713448108 207 1,850 SH   SOLE   1,850 0 0
PFIZER INC COM 717081103 555 16,228 SH   SOLE   16,228 0 0
PHILLIPS 66 COM 718546104 304 3,832 SH   SOLE   3,832 0 0
PNC FINL SVCS GROUP INC COM 693475105 224 1,862 SH   SOLE   1,862 0 0
POLARIS INDS INC COM 731068102 1,326 15,825 SH   SOLE   15,825 0 0
PROCTER AND GAMBLE CO COM 742718109 376 4,188 SH   SOLE   4,188 0 0
REALTY INCOME CORP COM 756109104 1,591 26,725 SH   SOLE   26,725 0 0
REAVES UTIL INCOME FD COM SH BEN INT 756158101 357 11,015 SH   SOLE   11,015 0 0
ROCKWELL AUTOMATION INC COM 773903109 245 1,575 SH   SOLE   1,575 0 0
ROCKWELL COLLINS INC COM 774341101 319 3,280 SH   SOLE   3,280 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 407 7,725 SH   SOLE   7,725 0 0
ROYAL GOLD INC COM 780287108 226 3,220 SH   SOLE   3,220 0 0
SALESFORCE COM INC COM 79466L302 754 9,140 SH   SOLE   9,140 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 195 45,600 SH   SOLE   45,600 0 0
SCHLUMBERGER LTD COM 806857108 276 3,538 SH   SOLE   3,538 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 360 12,060 SH   SOLE   12,060 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 348 5,525 SH   SOLE   5,525 0 0
SHERWIN WILLIAMS CO COM 824348106 1,163 3,750 SH   SOLE   3,750 0 0
SPDR SERIES TRUST BLOMBERG BRC SHRT 78464A474 245 8,000 SH   SOLE   8,000 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 544 4,584 SH   SOLE   4,584 0 0
SPDR INDEX SHS MSCI ACWI EXUS 78463X848 2,015 59,065 SH   SOLE   59,065 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,647 5,273 SH   SOLE   5,273 0 0
STARBUCKS CORP COM 855244109 373 6,395 SH   SOLE   6,395 0 0
SUMMER INFANT INC COM 865646103 331 21,000 SH   SOLE   21,000 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 213 1,385 SH   SOLE   1,385 0 0
TRAVELERS COMPANIES INC COM 89417E109 285 2,365 SH   SOLE   2,365 0 0
US BANCORP DEL COM NEW 902973304 238 4,625 SH   SOLE   4,625 0 0
UNION PAC CORP COM 907818108 294 2,774 SH   SOLE   2,774 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,359 12,114 SH   SOLE   12,114 0 0
UNITEDHEALTH GROUP INC COM 91324P102 612 3,730 SH   SOLE   3,730 0 0
VALERO ENERGY CORP NEW COM 91913Y100 214 3,235 SH   SOLE   3,235 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 391 17,133 SH   SOLE   17,133 0 0
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 353 9,810 SH   SOLE   9,810 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 605 15,233 SH   SOLE   15,233 0 0
VARIAN MED SYS INC COM 92220P105 700 7,680 SH   SOLE   7,680 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 686 14,067 SH   SOLE   14,067 0 0
VISA INC COM CL A 92826C839 346 3,896 SH   SOLE   3,896 0 0
WAL-MART STORES INC COM 931142103 226 3,130 SH   SOLE   3,130 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,912 23,021 SH   SOLE   23,021 0 0
WELLS FARGO & CO NEW COM 949746101 792 14,230 SH   SOLE   14,230 0 0
WEYERHAEUSER CO COM 962166104 398 11,726 SH   SOLE   11,726 0 0
YAHOO INC COM 984332106 245 5,275 SH   SOLE   5,275 0 0