The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q866 26 1,441 SH   DFND 1 1,441 0 0
ANADARKO PETE CORP COM 032511107 480 5,660 SH   DFND 1 5,660 0 0
APACHE CORP COM 037411105 477 5,744 SH   DFND 1 5,744 0 0
CSX CORP COM 126408103 504 17,389 SH   DFND 1 17,389 0 0
CVS CAREMARK CORPORATION COM 126650100 498 6,647 SH   DFND 1 6,647 0 0
CAMPBELL SOUP CO COM 134429109 728 16,207 SH   DFND 1 16,207 0 0
CAPITAL ONE FINL CORP COM 14040H105 728 9,422 SH   DFND 1 9,422 0 0
CHEVRON CORP NEW COM 166764100 765 6,431 SH   DFND 1 6,431 0 0
CINTAS CORP COM 172908105 465 7,800 SH   DFND 1 7,800 0 0
CITIGROUP INC COM NEW 172967424 929 19,514 SH   DFND 1 19,514 0 0
CORNING INC COM 219350105 970 46,585 SH   DFND 1 46,585 0 0
DANA HLDG CORP COM 235825205 532 22,856 SH   DFND 1 22,856 0 0
EMCOR GROUP INC COM 29084Q100 490 10,472 SH   DFND 1 10,472 0 0
FLUOR CORP NEW COM 343412102 1,184 15,229 SH   DFND 1 15,229 0 0
GENERAL MTRS CO COM 37045V100 921 26,752 SH   DFND 1 26,752 0 0
GOOGLE INC CL A 38259P508 917 822 SH   DFND 1 822 0 0
HOSPIRA INC COM 441060100 727 16,809 SH   DFND 1 16,809 0 0
ISHARES EM MKTS DIV ETF 464286319 11 217 SH   DFND 1 217 0 0
ISHARES EM MKTS CURR ETF 464286517 21 420 SH   DFND 1 420 0 0
ISHARES MSCI JAPAN ETF 464286848 48 4,229 SH   DFND 1 4,229 0 0
ISHARES SELECT DIVID ETF 464287168 27 366 SH   DFND 1 366 0 0
ISHARES TIPS BD ETF 464287176 2,333 20,803 SH   DFND 1 20,803 0 0
ISHARES CORE S&P500 ETF 464287200 253,151 1,345,544 SH   DFND 1 1,345,544 0 0
ISHARES CORE TOTUSBD ETF 464287226 32,943 305,282 SH   DFND 1 305,282 0 0
ISHARES IBOXX INV CP ETF 464287242 77 655 SH   DFND 1 655 0 0
ISHARES 20+ YR TR BD ETF 464287432 57,706 528,925 SH   DFND 1 528,925 0 0
ISHARES MSCI EAFE ETF 464287465 59,418 884,184 SH   DFND 1 884,184 0 0
ISHARES U.S. CNSM SV ETF 464287580 49 407 SH   DFND 1 407 0 0
ISHARES RUS 1000 VAL ETF 464287598 16,228 168,162 SH   DFND 1 168,162 0 0
ISHARES RUS 1000 GRW ETF 464287614 11,260 130,108 SH   DFND 1 130,108 0 0
ISHARES RUS 1000 ETF 464287622 13,947 133,111 SH   DFND 1 133,111 0 0
ISHARES RUSSELL 2000 ETF 464287655 12,827 110,250 SH   DFND 1 110,250 0 0
ISHARES INTL TREA BD ETF 464288117 11,464 111,354 SH   DFND 1 111,354 0 0
ISHARES JP MOR EM MK ETF 464288281 78 696 SH   DFND 1 696 0 0
ISHARES INTL SEL DIV ETF 464288448 21 527 SH   DFND 1 527 0 0
ISHARES INTERM CR BD ETF 464288638 11,554 105,933 SH   DFND 1 105,933 0 0
ISHARES 1-3 YR CR BD ETF 464288646 25 236 SH   DFND 1 236 0 0
ISHARES U.S. PFD STK ETF 464288687 11 271 SH   DFND 1 271 0 0
ISHARES GLB CNSM STP ETF 464288737 26 299 SH   DFND 1 299 0 0
ISHARES GLB CNS DISC ETF 464288745 26 307 SH   DFND 1 307 0 0
ISHARES TR INTL PFD STK ETF 46429B135 11 420 SH   DFND 1 420 0 0
ISHARES TR USA MIN VOL ETF 46429B697 102 2,814 SH   DFND 1 2,814 0 0
ITAU UNIBANCO HLDG SA SPON ADR REP PFD 465562106 509 34,192 SH   DFND 1 34,192 0 0
LILLY ELI & CO COM 532457108 482 8,177 SH   DFND 1 8,177 0 0
METLIFE INC COM 59156R108 994 18,810 SH   DFND 1 18,810 0 0
NEWELL RUBBERMAID INC COM 651229106 968 32,356 SH   DFND 1 32,356 0 0
NEWS CORP NEW CL B 65249B208 471 28,148 SH   DFND 1 28,148 0 0
OMNIVISION TECHNOLOGIES INC COM 682128103 491 27,732 SH   DFND 1 27,732 0 0
PEPSICO INC COM 713448108 750 8,977 SH   DFND 1 8,977 0 0
PHILIP MORRIS INTL INC COM 718172109 493 6,019 SH   DFND 1 6,019 0 0
ROVI CORP COM 779376102 445 19,521 SH   DFND 1 19,521 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 36,783 196,690 SH   DFND 1 196,690 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 77 1,845 SH   DFND 1 1,845 0 0
TWENTY FIRST CENTY FOX INC CL B 90130A200 615 19,737 SH   DFND 1 19,737 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 198,236 2,441,628 SH   DFND 1 2,441,628 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 50 976 SH   DFND 1 976 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 150 2,511 SH   DFND 1 2,511 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 792 19,506 SH   DFND 1 19,506 0 0
VANGUARD INDEX FDS REIT ETF 922908553 19,138 270,990 SH   DFND 1 270,990 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 36,293 321,318 SH   DFND 1 321,318 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,904 60,563 SH   DFND 1 60,563 0 0
VULCAN MATLS CO COM 929160109 983 14,781 SH   DFND 1 14,781 0 0
ARCH CAP GROUP LTD ORD G0450A105 498 8,640 SH   DFND 1 8,640 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,429 17,915 SH   DFND 1 17,915 0 0