The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANADARKO PETE CORP COM 032511107 510 6,421 SH   DFND 1 6,421 0 0
APACHE CORP COM 037411105 472 5,483 SH   DFND 1 5,483 0 0
CSX CORP COM 126408103 527 18,296 SH   DFND 1 18,296 0 0
CVS CAREMARK CORPORATION COM 126650100 502 7,005 SH   DFND 1 7,005 0 0
CAMPBELL SOUP CO COM 134429109 740 17,079 SH   DFND 1 17,079 0 0
CAPITAL ONE FINL CORP COM 14040H105 725 9,462 SH   DFND 1 9,462 0 0
CHEVRON CORP NEW COM 166764100 961 7,686 SH   DFND 1 7,686 0 0
CINTAS CORP COM 172908105 479 8,027 SH   DFND 1 8,027 0 0
CONOCOPHILLIPS COM 20825C104 692 9,785 SH   DFND 1 9,785 0 0
CORNING INC COM 219350105 972 54,498 SH   DFND 1 54,498 0 0
DANA HLDG CORP COM 235825205 510 25,977 SH   DFND 1 25,977 0 0
EMCOR GROUP INC COM 29084Q100 488 11,479 SH   DFND 1 11,479 0 0
FLUOR CORP NEW COM 343412102 1,200 14,941 SH   DFND 1 14,941 0 0
GENERAL MTRS CO COM 37045V100 959 23,457 SH   DFND 1 23,457 0 0
GOOGLE INC CL A 38259P508 970 865 SH   DFND 1 865 0 0
HCC INS HLDGS INC COM 404132102 515 11,160 SH   DFND 1 11,160 0 0
HOSPIRA INC COM 441060100 493 11,937 SH   DFND 1 11,937 0 0
ISHARES EM MKTS DIV ETF 464286319 11 206 SH   DFND 1 206 0 0
ISHARES EM MKTS CURR ETF 464286517 21 410 SH   DFND 1 410 0 0
ISHARES MSCI JAPAN ETF 464286848 50 4,118 SH   DFND 1 4,118 0 0
ISHARES SELECT DIVID ETF 464287168 26 351 SH   DFND 1 351 0 0
ISHARES TIPS BD ETF 464287176 1,048 9,532 SH   DFND 1 9,532 0 0
ISHARES CORE S&P500 ETF 464287200 214,007 1,152,741 SH   DFND 1 1,152,741 0 0
ISHARES CORE TOTUSBD ETF 464287226 27,790 261,108 SH   DFND 1 261,108 0 0
ISHARES IBOXX INV CP ETF 464287242 76 657 SH   DFND 1 657 0 0
ISHARES GLOBAL FINLS ETF 464287333 26 445 SH   DFND 1 445 0 0
ISHARES 20+ YR TR BD ETF 464287432 48,390 475,061 SH   DFND 1 475,061 0 0
ISHARES MSCI EAFE ETF 464287465 50,537 753,215 SH   DFND 1 753,215 0 0
ISHARES RUS 1000 VAL ETF 464287598 14,527 154,254 SH   DFND 1 154,254 0 0
ISHARES RUS 1000 GRW ETF 464287614 9,969 115,976 SH   DFND 1 115,976 0 0
ISHARES RUS 1000 ETF 464287622 12,104 117,318 SH   DFND 1 117,318 0 0
ISHARES RUSSELL 2000 ETF 464287655 11,287 97,837 SH   DFND 1 97,837 0 0
ISHARES U.S. INDS ETF 464287754 76 742 SH   DFND 1 742 0 0
ISHARES U.S. FINLS ETF 464287788 76 937 SH   DFND 1 937 0 0
ISHARES INTL TREA BD ETF 464288117 10,060 100,408 SH   DFND 1 100,408 0 0
ISHARES JP MOR EM MK ETF 464288281 75 693 SH   DFND 1 693 0 0
ISHARES INTL SEL DIV ETF 464288448 20 527 SH   DFND 1 527 0 0
ISHARES INTERM CR BD ETF 464288638 10,258 95,081 SH   DFND 1 95,081 0 0
ISHARES 1-3 YR CR BD ETF 464288646 25 237 SH   DFND 1 237 0 0
ISHARES U.S. PFD STK ETF 464288687 10 271 SH   DFND 1 271 0 0
ISHARES GLOB INDSTRL ETF 464288729 26 352 SH   DFND 1 352 0 0
ISHARES INTL PFD STK ETF 46429B135 11 420 SH   DFND 1 420 0 0
ITAU UNIBANCO HLDG SA SPON ADR REP PFD 465562106 494 36,379 SH   DFND 1 36,379 0 0
LILLY ELI & CO COM 532457108 495 9,704 SH   DFND 1 9,704 0 0
METLIFE INC COM 59156R108 957 17,730 SH   DFND 1 17,730 0 0
NEWELL RUBBERMAID INC COM 651229106 957 29,521 SH   DFND 1 29,521 0 0
NEWS CORP NEW CL B 65249B208 739 41,428 SH   DFND 1 41,428 0 0
OMNIVISION TECHNOLOGIES INC COM 682128103 1,219 70,868 SH   DFND 1 70,868 0 0
PEPSICO INC COM 713448108 986 11,878 SH   DFND 1 11,878 0 0
PHILIP MORRIS INTL INC COM 718172109 473 5,426 SH   DFND 1 5,426 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 31,297 169,454 SH   DFND 1 169,454 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 75 1,849 SH   DFND 1 1,849 0 0
TWENTY FIRST CENTY FOX INC CL B 90130A200 670 19,352 SH   DFND 1 19,352 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 167,014 2,086,369 SH   DFND 1 2,086,369 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 176 2,951 SH   DFND 1 2,951 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 751 18,253 SH   DFND 1 18,253 0 0
VANGUARD INDEX FDS REIT ETF 922908553 19,551 302,832 SH   DFND 1 302,832 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 51 656 SH   DFND 1 656 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 30,577 278,098 SH   DFND 1 278,098 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,124 53,419 SH   DFND 1 53,419 0 0
VULCAN MATLS CO COM 929160109 498 8,366 SH   DFND 1 8,366 0 0
ARCH CAP GROUP LTD ORD G0450A105 1,012 16,951 SH   DFND 1 16,951 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,455 17,685 SH   DFND 1 17,685 0 0
WILLIS GROUP HOLDINGS PUBLIC SHS G96666105 503 11,216 SH   DFND 1 11,216 0 0