The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY TOTAL BD ETF 316188309 11,748 233,560 SH   SOLE   0 0 233,560
ISHARES MSCI AUST ETF 464286145 315 12,866 SH   SOLE   0 0 12,866
ISHARES EM MK MINVOL ETF 464286533 1,811 35,107 SH   SOLE   0 0 35,107
ISHARES TR CORE S&P TTL STK 464287150 1,391 14,602 SH   SOLE   0 0 14,602
ISHARES TR CORE US AGGBD ET 464287226 1,314 11,666 SH   SOLE   0 0 11,666
ISHARES TR IBOXX INV CP ETF 464287242 7,646 62,293 SH   SOLE   0 0 62,293
ISHARES S&P 500 GRWT ETF 464287309 17,712 151,930 SH   SOLE   0 0 151,930
ISHARES S&P 500 VAL ETF 464287408 18,056 194,356 SH   SOLE   0 0 194,356
ISHARES TR CORE S&P MCP ETF 464287507 11,494 76,937 SH   SOLE   0 0 76,937
ISHARES S&P MC 400GR ETF 464287606 9,707 57,398 SH   SOLE   0 0 57,398
ISHARES S&P MC 400VL ETF 464287705 14,400 112,452 SH   SOLE   0 0 112,452
ISHARES TR CORE S&P SCP ETF 464287804 1,932 16,626 SH   SOLE   0 0 16,626
ISHARES SP SMCP600VL ETF 464287879 4,816 41,224 SH   SOLE   0 0 41,224
ISHARES SP SMCP600GR ETF 464287887 1,570 12,226 SH   SOLE   0 0 12,226
ISHARES TR AGENCY BOND ETF 464288166 2,989 25,795 SH   SOLE   0 0 25,795
ISHARES TR EAFE SML CP ETF 464288273 9,916 205,473 SH   SOLE   0 0 205,473
ISHARES TR INTRM GOV/CR ETF 464288612 14,995 132,292 SH   SOLE   0 0 132,292
ISHARES TR INTERM CR BD ETF 464288638 5,296 47,604 SH   SOLE   0 0 47,604
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 955 20,013 SH   SOLE   0 0 20,013
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 1,351 28,341 SH   SOLE   0 0 28,341
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 339 17,808 SH   SOLE   0 0 17,808
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 498 15,660 SH   SOLE   0 0 15,660
FLEXSHARES TR DISCP DUR MBS 33939L779 332 13,322 SH   SOLE   0 0 13,322
ISHARES TR CORE US TR BD 46429B267 3,082 117,461 SH   SOLE   0 0 117,461
ISHARES TR EAFE MIN VOL ETF 46429B689 16,200 244,015 SH   SOLE   0 0 244,015
ISHARES TR USA MIN VOL ETF 46429B697 33,190 718,254 SH   SOLE   0 0 718,254
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 21,622 430,966 SH   SOLE   0 0 430,966
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 456 10,655 SH   SOLE   0 0 10,655
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 652 10,881 SH   SOLE   0 0 10,881