The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY TOTAL BD ETF 316188309 10,943 224,114 SH   SOLE   0 0 224,114
ISHARES EM MK MINVOL ETF 464286533 1,777 34,597 SH   SOLE   0 0 34,597
ISHARES TR CORE US AGGBD ET 464287226 1,306 11,786 SH   SOLE   0 0 11,786
ISHARES TR IBOXX INV CP ETF 464287242 7,127 59,981 SH   SOLE   0 0 59,981
ISHARES S&P 500 GRWT ETF 464287309 17,120 147,729 SH   SOLE   0 0 147,729
ISHARES S&P 500 VAL ETF 464287408 17,049 189,580 SH   SOLE   0 0 189,580
ISHARES TR CORE S&P MCP ETF 464287507 10,760 74,623 SH   SOLE   0 0 74,623
ISHARES S&P MC 400GR ETF 464287606 9,204 56,599 SH   SOLE   0 0 56,599
ISHARES S&P MC 400VL ETF 464287705 13,757 110,908 SH   SOLE   0 0 110,908
ISHARES TR CORE S&P SCP ETF 464287804 1,794 15,938 SH   SOLE   0 0 15,938
ISHARES SP SMCP600VL ETF 464287879 4,644 40,978 SH   SOLE   0 0 40,978
ISHARES SP SMCP600GR ETF 464287887 1,571 12,653 SH   SOLE   0 0 12,653
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 893 18,449 SH   SOLE   0 0 18,449
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 1,339 28,257 SH   SOLE   0 0 28,257
ISHARES TR EAFE MIN VOL ETF 46429B689 15,741 236,918 SH   SOLE   0 0 236,918
ISHARES TR USA MIN VOL ETF 46429B697 30,294 689,596 SH   SOLE   0 0 689,596
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 20,645 412,413 SH   SOLE   0 0 412,413
POWERSHARES ETF TRUST DYNM LRG CP GR 73935X609 340 11,004 SH   SOLE   0 0 11,004
ISHARES TR CORE S&P TTL STK 464287150 1,330 14,247 SH   SOLE   0 0 14,247
ISHARES TR INTERM CR BD ETF 464288638 4,951 45,135 SH   SOLE   0 0 45,135
ISHARES TR INTRM GOV/CR ETF 464288612 14,042 125,305 SH   SOLE   0 0 125,305
ISHARES TR EAFE SML CP ETF 464288273 9,997 200,733 SH   SOLE   0 0 200,733
ISHARES TR AGENCY BOND ETF 464288166 2,777 24,174 SH   SOLE   0 0 24,174
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 413 10,249 SH   SOLE   0 0 10,249
ISHARES MSCI AUST ETF 464286145 292 11,883 SH   SOLE   0 0 11,883
ISHARES TR CORE US TR BD 46429B267 2,855 110,670 SH   SOLE   0 0 110,670
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 332 17,808 SH   SOLE   0 0 17,808
FLEXSHARES TR DISCP DUR MBS 33939L779 330 13,322 SH   SOLE   0 0 13,322
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 818 25,561 SH   SOLE   0 0 25,561