The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 853 6,174 SH   SOLE   0 0 6,174
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 308 1,154 SH   SOLE   0 0 1,154
HOME DEPOT INC COM 437076102 1,230 4,458 SH   SOLE   0 0 4,458
ISHARES TR CORE S&P500 ETF 464287200 6,574 18,329 SH   SOLE   0 0 18,329
ISHARES TR CORE S&P SCP ETF 464287804 1,942 22,277 SH   SOLE   0 0 22,277
ISHARES TR SHRT NAT MUN ETF 464288158 437 4,260 SH   SOLE   0 0 4,260
ISHARES TR NATIONAL MUN ETF 464288414 652 6,356 SH   SOLE   0 0 6,356
ISHARES TR CRE U S REIT ETF 464288521 5,491 115,593 SH   SOLE   0 0 115,593
ISHARES TR SHORT TREAS BD 464288679 201 1,828 SH   SOLE   0 0 1,828
ISHARES TR 0-5 YR TIPS ETF 46429B747 12,044 125,317 SH   SOLE   0 0 125,317
ISHARES TR CORE MSCI EAFE 46432F842 219 4,166 SH   SOLE   0 0 4,166
ISHARES TR BLACKROCK ULTRA 46434V878 4,858 97,137 SH   SOLE   0 0 97,137
ISHARES TR CORE INTL AGGR 46435G672 299 6,184 SH   SOLE   0 0 6,184
NORFOLK SOUTHN CORP COM 655844108 208 990 SH   SOLE   0 0 990
PACER FDS TR US CASH COWS 100 69374H881 12,816 312,434 SH   SOLE   0 0 312,434
SPDR S&P 500 ETF TR TR UNIT 78462F103 516 1,444 SH   SOLE   0 0 1,444
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,818 72,847 SH   SOLE   0 0 72,847
SPDR SER TR PORTFOLI S&P1500 78464A805 2,335 52,925 SH   SOLE   0 0 52,925
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,273 27,810 SH   SOLE   0 0 27,810
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 10,931 67,700 SH   SOLE   0 0 67,700
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,398 33,334 SH   SOLE   0 0 33,334
VANGUARD BD INDEX FDS INTERMED TERM 921937819 9,252 125,905 SH   SOLE   0 0 125,905
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 27,022 361,157 SH   SOLE   0 0 361,157
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 544 7,630 SH   SOLE   0 0 7,630
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,551 345,180 SH   SOLE   0 0 345,180
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 313 6,510 SH   SOLE   0 0 6,510
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 12,836 268,930 SH   SOLE   0 0 268,930
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,665 21,684 SH   SOLE   0 0 21,684
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,767 75,827 SH   SOLE   0 0 75,827
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 391 8,122 SH   SOLE   0 0 8,122
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 48,389 147,391 SH   SOLE   0 0 147,391
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,569 9,594 SH   SOLE   0 0 9,594
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,407 7,839 SH   SOLE   0 0 7,839
WEYERHAEUSER CO MTN BE COM NEW 962166104 234 8,194 SH   SOLE   0 0 8,194