The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,069 7,819 SH   SOLE   0 0 7,819
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 296 1,086 SH   SOLE   0 0 1,086
HOME DEPOT INC COM 437076102 1,454 5,300 SH   SOLE   0 0 5,300
ISHARES TR CORE S&P500 ETF 464287200 6,489 17,114 SH   SOLE   0 0 17,114
ISHARES TR CORE S&P SCP ETF 464287804 2,068 22,383 SH   SOLE   0 0 22,383
ISHARES TR NATIONAL MUN ETF 464288414 506 4,761 SH   SOLE   0 0 4,761
ISHARES TR CRE U S REIT ETF 464288521 5,682 106,412 SH   SOLE   0 0 106,412
ISHARES TR INTRM GOV CR ETF 464288612 222 2,103 SH   SOLE   0 0 2,103
ISHARES TR 0-5 YR TIPS ETF 46429B747 11,998 118,293 SH   SOLE   0 0 118,293
ISHARES TR MSCI USA QLT FCT 46432F339 223 2,000 SH   SOLE   0 0 2,000
ISHARES TR CORE MSCI EAFE 46432F842 2,642 44,902 SH   SOLE   0 0 44,902
ISHARES INC CORE MSCI EMKT 46434G103 240 4,888 SH   SOLE   0 0 4,888
ISHARES TR GLOBAL REIT ETF 46434V647 257 10,619 SH   SOLE   0 0 10,619
ISHARES TR BLACKROCK ULTRA 46434V878 5,444 108,786 SH   SOLE   0 0 108,786
ISHARES TR CORE INTL AGGR 46435G672 4,070 81,706 SH   SOLE   0 0 81,706
J P MORGAN EXCHANGE TRADED F BETABLDRS 1-5YR 46641Q258 640 13,301 SH   SOLE   0 0 13,301
NORFOLK SOUTHN CORP COM 655844108 225 990 SH   SOLE   0 0 990
PACER FDS TR US CASH COWS 100 69374H881 12,377 287,359 SH   SOLE   0 0 287,359
SPDR S&P 500 ETF TR TR UNIT 78462F103 542 1,436 SH   SOLE   0 0 1,436
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,889 71,671 SH   SOLE   0 0 71,671
SPDR SER TR PORTFOLI S&P1500 78464A805 2,467 53,086 SH   SOLE   0 0 53,086
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,489 28,842 SH   SOLE   0 0 28,842
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 10,688 62,858 SH   SOLE   0 0 62,858
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,502 31,386 SH   SOLE   0 0 31,386
VANGUARD BD INDEX FDS INTERMED TERM 921937819 9,028 116,268 SH   SOLE   0 0 116,268
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 25,719 334,923 SH   SOLE   0 0 334,923
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 762 10,119 SH   SOLE   0 0 10,119
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 10,827 265,371 SH   SOLE   0 0 265,371
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 9,068 183,041 SH   SOLE   0 0 183,041
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,699 20,514 SH   SOLE   0 0 20,514
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,808 67,426 SH   SOLE   0 0 67,426
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 934 18,718 SH   SOLE   0 0 18,718
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 48,251 139,100 SH   SOLE   0 0 139,100
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,653 9,592 SH   SOLE   0 0 9,592
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,497 7,938 SH   SOLE   0 0 7,938
WEYERHAEUSER CO MTN BE COM NEW 962166104 271 8,194 SH   SOLE   0 0 8,194