The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   482,160 2,907 SH   SOLE 0 0 0 2,907
AMAZON COM INC COM 023135106   577,623 3,100 SH   SOLE 0 0 0 3,100
APPLE INC COM 037833100   2,174,532 9,333 SH   SOLE 0 0 0 9,333
AUTOMATIC DATA PROCESSING IN COM 053015103   253,155 915 SH   SOLE 0 0 0 915
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   283,060 615 SH   SOLE 0 0 0 615
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104   870,268 25,160 SH   SOLE 0 0 0 25,160
BITWISE ETHEREUM ETF SHS 091955104   396,318 21,285 SH   SOLE 0 0 0 21,285
BLACKROCK MUNICIPAL INCOME COM 09253X102   139,638 11,100 SH   SOLE 0 0 0 11,100
BROADCOM INC COM 11135F101   220,628 1,279 SH   SOLE 0 0 0 1,279
ELI LILLY & CO COM 532457108   498,844 563 SH   SOLE 0 0 0 563
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   429,096 2,459 SH   SOLE 0 0 0 2,459
HOME DEPOT INC COM 437076102   1,751,248 4,322 SH   SOLE 0 0 0 4,322
ISHARES GOLD TR ISHARES NEW 464285204   202,776 4,080 SH   SOLE 0 0 0 4,080
ISHARES TR NATIONAL MUN ETF 464288414   563,731 5,189 SH   SOLE 0 0 0 5,189
ISHARES TR SHRT NAT MUN ETF 464288158   1,803,822 16,987 SH   SOLE 0 0 0 16,987
ISHARES TR CORE S&P SCP ETF 464287804   2,558,471 21,875 SH   SOLE 0 0 0 21,875
ISHARES TR CORE S&P500 ETF 464287200   16,559,616 28,708 SH   SOLE 0 0 0 28,708
ISHARES TR 0-5YR INVT GR CP 46434V100   17,986,963 356,672 SH   SOLE 0 0 0 356,672
ISHARES TR CORE INTL AGGR 46435G672   3,100,843 59,839 SH   SOLE 0 0 0 59,839
ISHARES TR CORE MSCI EAFE 46432F842   2,437,502 31,230 SH   SOLE 0 0 0 31,230
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   44,910,798 930,987 SH   SOLE 0 0 0 930,987
JOHNSON & JOHNSON COM 478160104   260,106 1,605 SH   SOLE 0 0 0 1,605
JPMORGAN CHASE & CO. COM 46625H100   236,198 1,120 SH   SOLE 0 0 0 1,120
LOWES COS INC COM 548661107   225,211 831 SH   SOLE 0 0 0 831
META PLATFORMS INC CL A 30303M102   351,478 614 SH   SOLE 0 0 0 614
MICROSOFT CORP COM 594918104   1,098,967 2,554 SH   SOLE 0 0 0 2,554
NORFOLK SOUTHN CORP COM 655844108   259,434 1,044 SH   SOLE 0 0 0 1,044
NVIDIA CORPORATION COM 67066G104   866,960 7,139 SH   SOLE 0 0 0 7,139
PACER FDS TR US CASH COWS 100 69374H881   23,821,704 411,926 SH   SOLE 0 0 0 411,926
PROCTER AND GAMBLE CO COM 742718109   527,723 3,047 SH   SOLE 0 0 0 3,047
SOUTHERN CO COM 842587107   1,183,429 13,123 SH   SOLE 0 0 0 13,123
SPDR S&P 500 ETF TR TR UNIT 78462F103   837,362 1,459 SH   SOLE 0 0 0 1,459
SPDR SER TR PORTFOLI S&P1500 78464A805   696,677 9,944 SH   SOLE 0 0 0 9,944
SYROS PHARMACEUTICALS INC COM NEW 87184Q206   21,500 10,000 SH   SOLE 0 0 0 10,000
TESLA INC COM 88160R101   245,147 937 SH   SOLE 0 0 0 937
UNITEDHEALTH GROUP INC COM 91324P102   246,150 421 SH   SOLE 0 0 0 421
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   13,137,671 121,443 SH   SOLE 0 0 0 121,443
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   14,344,340 182,289 SH   SOLE 0 0 0 182,289
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,535,888 60,390 SH   SOLE 0 0 0 60,390
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   17,588,554 349,812 SH   SOLE 0 0 0 349,812
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   116,026,405 219,884 SH   SOLE 0 0 0 219,884
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,475,510 9,402 SH   SOLE 0 0 0 9,402
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,466,251 8,710 SH   SOLE 0 0 0 8,710
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   560,875 2,832 SH   SOLE 0 0 0 2,832
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,917,283 29,615 SH   SOLE 0 0 0 29,615
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   26,463,717 501,112 SH   SOLE 0 0 0 501,112
VANGUARD WORLD FD INF TECH ETF 92204A702   19,753,467 33,679 SH   SOLE 0 0 0 33,679
WALMART INC COM 931142103   247,176 3,061 SH   SOLE 0 0 0 3,061
WEYERHAEUSER CO MTN BE COM NEW 962166104   285,169 8,422 SH   SOLE 0 0 0 8,422