The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,650,425 9,073 SH   SOLE 0 0 0 9,073
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230   904,662 18,086 SH   SOLE 0 0 0 18,086
HOME DEPOT INC COM 437076102   1,439,507 4,251 SH   SOLE 0 0 0 4,251
ISHARES TR CORE S&P SCP ETF 464287804   2,207,108 21,092 SH   SOLE 0 0 0 21,092
ISHARES TR CORE S&P500 ETF 464287200   13,163,882 28,035 SH   SOLE 0 0 0 28,035
ISHARES TR CORE INTL AGGR 46435G672   1,128,120 22,800 SH   SOLE 0 0 0 22,800
ISHARES TR NATIONAL MUN ETF 464288414   1,497,713 13,841 SH   SOLE 0 0 0 13,841
ISHARES TR SHRT NAT MUN ETF 464288158   2,481,414 23,563 SH   SOLE 0 0 0 23,563
ISHARES TR CORE MSCI EAFE 46432F842   594,273 8,589 SH   SOLE 0 0 0 8,589
ISHARES TR 0-5YR INVT GR CP 46434V100   15,460,723 315,268 SH   SOLE 0 0 0 315,268
MICROSOFT CORP COM 594918104   478,624 1,301 SH   SOLE 0 0 0 1,301
NORFOLK SOUTHN CORP COM 655844108   228,710 990 SH   SOLE 0 0 0 990
PACER FDS TR US CASH COWS 100 69374H881   23,042,753 446,392 SH   SOLE 0 0 0 446,392
PROCTER AND GAMBLE CO COM 742718109   270,379 1,819 SH   SOLE 0 0 0 1,819
SPDR S&P 500 ETF TR TR UNIT 78462F103   630,719 1,350 SH   SOLE 0 0 0 1,350
SPDR SER TR PORTFOLI S&P1500 78464A805   620,679 10,817 SH   SOLE 0 0 0 10,817
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   10,503,544 109,640 SH   SOLE 0 0 0 109,640
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   33,221,634 432,799 SH   SOLE 0 0 0 432,799
VANGUARD BD INDEX FDS INTERMED TERM 921937819   12,156,667 160,442 SH   SOLE 0 0 0 160,442
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,712,078 37,170 SH   SOLE 0 0 0 37,170
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   3,389,324 46,239 SH   SOLE 0 0 0 46,239
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   16,620,508 338,987 SH   SOLE 0 0 0 338,987
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   89,533,146 208,493 SH   SOLE 0 0 0 208,493
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,023,484 9,428 SH   SOLE 0 0 0 9,428
VANGUARD INDEX FDS GROWTH ETF 922908736   221,624 736 SH   SOLE 0 0 0 736
VANGUARD INDEX FDS TOTAL STK MKT 922908769   735,703 3,161 SH   SOLE 0 0 0 3,161
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   247,280 6,116 SH   SOLE 0 0 0 6,116
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   228,501 4,487 SH   SOLE 0 0 0 4,487
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   224,247 1,331 SH   SOLE 0 0 0 1,331
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,488,578 26,129 SH   SOLE 0 0 0 26,129
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   21,811,594 463,091 SH   SOLE 0 0 0 463,091
VANGUARD WORLD FDS INF TECH ETF 92204A702   13,186,837 28,532 SH   SOLE 0 0 0 28,532
WEYERHAEUSER CO MTN BE COM NEW 962166104   275,236 8,194 SH   SOLE 0 0 0 8,194