The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 501 3,658 SH   SOLE   0 0 3,658
DELTA AIR LINES INC DEL COM NEW 247361702 203 4,687 SH   SOLE   0 0 4,687
HOME DEPOT INC COM 437076102 1,079 3,384 SH   SOLE   0 0 3,384
ISHARES TR 1 3 YR TREAS BD 464287457 261 3,033 SH   SOLE   0 0 3,033
ISHARES TR CORE S&P SCP ETF 464287804 10,490 92,845 SH   SOLE   0 0 92,845
ISHARES TR SHRT NAT MUN ETF 464288158 543 5,037 SH   SOLE   0 0 5,037
ISHARES TR NATIONAL MUN ETF 464288414 1,171 9,990 SH   SOLE   0 0 9,990
ISHARES TR SHORT TREAS BD 464288679 254 2,302 SH   SOLE   0 0 2,302
ISHARES TR CORE S&P500 ETF 464287200 38,197 88,847 SH   SOLE   0 0 88,847
ISHARES TR MSCI USA QLT FCT 46432F339 11,872 89,348 SH   SOLE   0 0 89,348
ISHARES TR GLOBAL REIT ETF 46434V647 4,759 171,689 SH   SOLE   0 0 171,689
ISHARES TR BLACKROCK ULTRA 46434V878 4,480 88,669 SH   SOLE   0 0 88,669
SOUTHERN CO COM 842587107 301 4,970 SH   SOLE   0 0 4,970
SPDR S&P 500 ETF TR TR UNIT 78462F103 550 1,286 SH   SOLE   0 0 1,286
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,393 79,733 SH   SOLE   0 0 79,733
SPDR SER TR PORTFOLI S&P1500 78464A805 3,185 60,133 SH   SOLE   0 0 60,133
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19,946 242,772 SH   SOLE   0 0 242,772
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 5,108 49,578 SH   SOLE   0 0 49,578
VANGUARD BD INDEX FDS INTERMED TERM 921937819 7,166 79,656 SH   SOLE   0 0 79,656
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 10,871 190,384 SH   SOLE   0 0 190,384
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,903 9,478 SH   SOLE   0 0 9,478
VANGUARD INDEX FDS TOTAL STK MKT 922908769 857 3,846 SH   SOLE   0 0 3,846
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,156 94,938 SH   SOLE   0 0 94,938
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 9,735 182,410 SH   SOLE   0 0 182,410
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,147 17,466 SH   SOLE   0 0 17,466
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 15,691 304,560 SH   SOLE   0 0 304,560
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,145 15,411 SH   SOLE   0 0 15,411
WEYERHAEUSER CO MTN BE COM NEW 962166104 282 8,194 SH   SOLE   0 0 8,194