The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 383 92 SH   SOLE   92 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 220 234 SH   SOLE   234 0 0
LOWES COS INC COM 548661107 701 240 SH   SOLE   240 0 0
DOMINION ENERGY INC COM 25746U109 426 296 SH   SOLE   296 0 0
CSX CORP COM 126408103 373 400 SH   SOLE   400 0 0
SALESFORCE COM INC COM 79466L302 1,022 504 SH   SOLE   504 0 0
EBAY INC. COM 278642103 287 517 SH   SOLE   517 0 0
COLGATE PALMOLIVE CO COM 194162103 416 736 SH   SOLE   736 0 0
METLIFE INC COM 59156R108 209 787 SH   SOLE   787 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 706 899 SH   SOLE   899 0 0
LILLY ELI & CO COM 532457108 961 902 SH   SOLE   902 0 0
BANK NEW YORK MELLON CORP COM 064058100 228 948 SH   SOLE   948 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 323 974 SH   SOLE   974 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,761 1,007 SH   SOLE   1,007 0 0
TEXAS INSTRS INC COM 882508104 794 1,303 SH   SOLE   1,303 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,867 1,381 SH   SOLE   1,381 0 0
EXELON CORP COM 30161N101 231 1,424 SH   SOLE   1,424 0 0
ORACLE CORP COM 68389X105 354 1,448 SH   SOLE   1,448 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 340 1,639 SH   SOLE   1,639 0 0
APPLIED MATLS INC COM 038222105 401 1,692 SH   SOLE   1,692 0 0
SOUTHERN CO COM 842587107 355 1,894 SH   SOLE   1,894 0 0
ADVANCED MICRO DEVICES INC COM 007903107 363 1,956 SH   SOLE   1,956 0 0
ALTRIA GROUP INC COM 02209S103 274 2,036 SH   SOLE   2,036 0 0
MICRON TECHNOLOGY INC COM 595112103 380 2,427 SH   SOLE   2,427 0 0
HOME DEPOT INC COM 437076102 1,864 2,491 SH   SOLE   2,491 0 0
PAYPAL HLDGS INC COM 70450Y103 1,342 2,753 SH   SOLE   2,753 0 0
SCHWAB CHARLES CORP COM 808513105 261 2,786 SH   SOLE   2,786 0 0
TJX COS INC NEW COM 872540109 410 3,151 SH   SOLE   3,151 0 0
CVS HEALTH CORP COM 126650100 538 3,338 SH   SOLE   3,338 0 0
NIKE INC CL B 654106103 816 3,370 SH   SOLE   3,370 0 0
STARBUCKS CORP COM 855244109 613 3,377 SH   SOLE   3,377 0 0
MORGAN STANLEY COM NEW 617446448 405 3,426 SH   SOLE   3,426 0 0
TRUIST FINL CORP COM 89832Q109 338 4,041 SH   SOLE   4,041 0 0
BOSTON SCIENTIFIC CORP COM 101137107 322 4,212 SH   SOLE   4,212 0 0
PEPSICO INC COM 713448108 1,224 4,302 SH   SOLE   4,302 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,532 4,396 SH   SOLE   4,396 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 581 4,480 SH   SOLE   4,480 0 0
WALMART INC COM 931142103 1,132 4,502 SH   SOLE   4,502 0 0
MONDELEZ INTL INC CL A 609207105 491 4,660 SH   SOLE   4,660 0 0
US BANCORP DEL COM NEW 902973304 357 4,742 SH   SOLE   4,742 0 0
BIOGEN INC COM 09062X103 2,608 4,797 SH   SOLE   4,797 0 0
MCKESSON CORP COM 58155Q103 1,512 4,909 SH   SOLE   4,909 0 0
PHILIP MORRIS INTL INC COM 718172109 719 5,313 SH   SOLE   5,313 0 0
PACKAGING CORP AMER COM 695156109 1,131 6,385 SH   SOLE   6,385 0 0
ANTHEM INC COM 036752103 3,012 6,503 SH   SOLE   6,503 0 0
ABBOTT LABS COM 002824100 1,067 6,725 SH   SOLE   6,725 0 0
DISNEY WALT CO COM DISNEY 254687106 1,364 7,281 SH   SOLE   7,281 0 0
CATERPILLAR INC DEL COM 149123101 1,552 7,321 SH   SOLE   7,321 0 0
CHEVRON CORP NEW COM 166764100 1,095 7,324 SH   SOLE   7,324 0 0
UNITED RENTALS INC COM 911363109 1,852 7,475 SH   SOLE   7,475 0 0
PVH CORPORATION COM 693656100 607 7,693 SH   SOLE   7,693 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,293 7,895 SH   SOLE   7,895 0 0
SPIRIT AEROSYSTEMS HLDGS INC COM CL A 848574109 312 8,090 SH   SOLE   8,090 0 0
ACUITY BRANDS INC COM 00508Y102 1,313 8,764 SH   SOLE   8,764 0 0
REGAL BELOIT CORP COM 758750103 1,262 9,498 SH   SOLE   9,498 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 850 9,509 SH   SOLE   9,509 0 0
WHIRLPOOL CORP COM 963320106 1,887 9,617 SH   SOLE   9,617 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,415 9,836 SH   SOLE   9,836 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,729 10,113 SH   SOLE   10,113 0 0
CITIGROUP INC COM NEW 172967424 785 10,414 SH   SOLE   10,414 0 0
FACEBOOK INC CL A 30303M102 3,605 10,925 SH   SOLE   10,925 0 0
PROCTER AND GAMBLE CO COM 742718109 1,976 11,577 SH   SOLE   11,577 0 0
CUMMINS INC COM 231021106 2,884 11,695 SH   SOLE   11,695 0 0
BEST BUY INC COM 086516101 1,477 11,976 SH   SOLE   11,976 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 839 12,105 SH   SOLE   12,105 0 0
MERCK & CO. INC COM 58933Y105 1,326 12,196 SH   SOLE   12,196 0 0
JOHNSON & JOHNSON COM 478160104 2,476 12,659 SH   SOLE   12,659 0 0
RALPH LAUREN CORP CL A 751212101 1,313 13,151 SH   SOLE   13,151 0 0
TARO PHARMACEUTICAL INDS LTD SHS M8737E108 1,247 13,800 SH   SOLE   13,800 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,696 14,253 SH   SOLE   14,253 0 0
ISHARES GOLD TRUST ISHARES 464285105 346 15,391 SH   SOLE   15,391 0 0
JPMORGAN CHASE & CO COM 46625H100 2,013 16,452 SH   SOLE   16,452 0 0
SPDR GOLD TR GOLD SHS 78463V107 3,653 16,876 SH   SOLE   16,876 0 0
KOHLS CORP COM 500255104 454 16,918 SH   SOLE   16,918 0 0
AMC NETWORKS INC CL A 00164V103 515 17,089 SH   SOLE   17,089 0 0
HOLLYFRONTIER CORP COM 436106108 650 17,298 SH   SOLE   17,298 0 0
ARROW ELECTRS INC COM 042735100 1,568 17,877 SH   SOLE   17,877 0 0
NUCOR CORP COM 670346105 961 18,253 SH   SOLE   18,253 0 0
RELIANCE STEEL & ALUMINUM CO COM 759509102 2,313 19,420 SH   SOLE   19,420 0 0
AVNET INC COM 053807103 682 19,493 SH   SOLE   19,493 0 0
GILEAD SCIENCES INC COM 375558103 1,892 19,647 SH   SOLE   19,647 0 0
POLARIS INC COM 731068102 2,292 19,816 SH   SOLE   19,816 0 0
AUTOLIV INC COM 052800109 1,613 20,057 SH   SOLE   20,057 0 0
AGCO CORP COM 001084102 1,397 20,247 SH   SOLE   20,247 0 0
NU SKIN ENTERPRISES INC CL A 67018T105 966 20,319 SH   SOLE   20,319 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,574 20,354 SH   SOLE   20,354 0 0
COCA COLA CO COM 191216100 1,134 20,429 SH   SOLE   20,429 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 2,007 20,857 SH   SOLE   20,857 0 0
UNITED THERAPEUTICS CORP DEL COM 91307C102 3,135 20,957 SH   SOLE   20,957 0 0
EASTMAN CHEM CO COM 277432100 1,828 21,302 SH   SOLE   21,302 0 0
ITT INC COM 45073V108 1,556 21,549 SH   SOLE   21,549 0 0
ABBVIE INC COM 00287Y109 2,602 21,558 SH   SOLE   21,558 0 0
WELLS FARGO CO NEW COM 949746101 683 21,725 SH   SOLE   21,725 0 0
CENTENE CORP DEL COM 15135B101 1,707 21,908 SH   SOLE   21,908 0 0
CONOCOPHILLIPS COM 20825C104 1,132 21,995 SH   SOLE   21,995 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,503 22,321 SH   SOLE   22,321 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,630 23,735 SH   SOLE   23,735 0 0
CISCO SYS INC COM 17275R102 1,359 24,192 SH   SOLE   24,192 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,731 24,506 SH   SOLE   24,506 0 0
APPLE INC COM 037833100 10,776 24,590 SH   SOLE   24,590 0 0
INTL PAPER CO COM 460146103 1,043 24,678 SH   SOLE   24,678 0 0
INTEL CORP COM 458140100 1,777 24,754 SH   SOLE   24,754 0 0
OCCIDENTAL PETE CORP COM 674599105 548 24,997 SH   SOLE   24,997 0 0
COMCAST CORP NEW CL A 20030N101 1,191 25,595 SH   SOLE   25,595 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,829 25,902 SH   SOLE   25,902 0 0
ROBERT HALF INTL INC COM 770323103 1,642 26,136 SH   SOLE   26,136 0 0
EXXON MOBIL CORP COM 30231G102 1,479 28,128 SH   SOLE   28,128 0 0
GRACE W R & CO DEL NEW COM 38388F108 1,696 28,436 SH   SOLE   28,436 0 0
MANPOWERGROUP INC COM 56418H100 2,340 29,090 SH   SOLE   29,090 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,438 31,362 SH   SOLE   31,362 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 1,425 31,780 SH   SOLE   31,780 0 0
D R HORTON INC COM 23331A109 2,049 32,001 SH   SOLE   32,001 0 0
OMNICOM GROUP INC COM 681919106 2,019 32,024 SH   SOLE   32,024 0 0
PFIZER INC COM 717081103 1,224 32,469 SH   SOLE   32,469 0 0
STEEL DYNAMICS INC COM 858119100 977 32,495 SH   SOLE   32,495 0 0
KAR AUCTION SVCS INC COM 48238T109 542 34,452 SH   SOLE   34,452 0 0
HERBALIFE NUTRITION LTD COM SHS G4412G101 1,822 35,551 SH   SOLE   35,551 0 0
MICROSOFT CORP COM 594918104 8,478 36,712 SH   SOLE   36,712 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 5,261 38,217 SH   SOLE   38,217 0 0
URBAN OUTFITTERS INC COM 917047102 661 38,457 SH   SOLE   38,457 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,267 40,203 SH   SOLE   40,203 0 0
AT&T INC COM 00206R102 1,430 42,368 SH   SOLE   42,368 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,416 44,387 SH   SOLE   44,387 0 0
NETAPP INC COM 64110D104 2,219 45,066 SH   SOLE   45,066 0 0
FLOWSERVE CORP COM 34354P105 1,472 46,670 SH   SOLE   46,670 0 0
BRUNSWICK CORP COM 117043109 3,537 50,305 SH   SOLE   50,305 0 0
SOUTHWEST AIRLS CO COM 844741108 1,968 52,627 SH   SOLE   52,627 0 0
BK OF AMERICA CORP COM 060505104 1,369 52,673 SH   SOLE   52,673 0 0
GENERAL ELECTRIC CO COM 369604103 395 52,834 SH   SOLE   52,834 0 0
ALLISON TRANSMISSION HLDGS I COM 01973R101 2,174 54,171 SH   SOLE   54,171 0 0
ALPHA ARCHITECT ETF TR MERLYN AI BULL 02072L706 1,794 57,944 SH   SOLE   57,944 0 0
XEROX HOLDINGS CORP COM NEW 98421M106 976 58,892 SH   SOLE   58,892 0 0
GENERAL MTRS CO COM 37045V100 1,676 61,296 SH   SOLE   61,296 0 0
HP INC COM 40434L105 1,161 61,652 SH   SOLE   61,652 0 0
NCR CORP NEW COM 62886E108 1,163 62,172 SH   SOLE   62,172 0 0
CABOT OIL & GAS CORP COM 127097103 1,201 64,980 SH   SOLE   64,980 0 0
WYNDHAM DESTINATIONS INC COM 98310W108 2,197 73,010 SH   SOLE   73,010 0 0
BORGWARNER INC COM 099724106 2,755 73,085 SH   SOLE   73,085 0 0
FOOT LOCKER INC COM 344849104 2,361 76,013 SH   SOLE   76,013 0 0
PULTE GROUP INC COM 745867101 2,913 80,659 SH   SOLE   80,659 0 0
TAPESTRY INC COM 876030107 1,858 134,936 SH   SOLE   134,936 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 12,880 143,762 SH   SOLE   143,762 0 0
HANESBRANDS INC COM 410345102 2,542 220,238 SH   SOLE   220,238 0 0
ALPHA ARCHITECT ETF TR US QUAN MOMENTUM 02072L409 24,419 681,363 SH   SOLE   681,363 0 0
ALPHA ARCHITECT ETF TR VAL MOMTM TRND 02072L508 17,155 765,547 SH   SOLE   765,547 0 0
ALPHA ARCHITECT ETF TR US QUAN VALUE 02072L102 20,776 922,152 SH   SOLE   922,152 0 0
ALPHA ARCHITECT ETF TR INTL QUAN VALUE 02072L201 23,412 962,106 SH   SOLE   962,106 0 0
ALPHA ARCHITECT ETF TR INTL QUAN MOMNTM 02072L300 28,181 1,066,192 SH   SOLE   1,066,192 0 0