CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest and dividend income:
Loans, including fees	$ 5,938,000	$ 5,871,000
Federal funds sold	12,000	85,000
Investment securities:
Taxable	507,000	509,000
Tax exempt	176,000	75,000
Dividends	34,000	24,000
Total interest and dividend income	6,667,000	6,564,000
Interest expense:
Demand and savings deposits	377,000	695,000
Certificates and other time deposits	280,000	494,000
Repurchase agreements and other borrowings	36,000
Total interest expense	693,000	1,189,000
Net interest income	5,974,000	5,375,000
Provision for loan losses	351,000	765,000
Net interest income after provision for loan losses	5,623,000	4,610,000
Noninterest income:
Wealth management fees	329,000	310,000
Advisory and brokerage income	191,000	178,000
Royalty income	5,000	47,000
Deposit account fees	160,000	179,000
Debit/credit card and ATM fees	154,000	157,000
Earnings/increase in value of bank owned life insurance	107,000	107,000
Fees on mortgage sales		47,000
Gains on sales of securities	0	53,000
Loan swap fee income	15,000	509,000
Other	78,000	82,000
Total noninterest income	1,039,000	1,669,000
Noninterest expense:
Salaries and employee benefits	2,402,000	2,424,000
Net occupancy	495,000	452,000
Equipment	116,000	131,000
Data processing	289,000	301,000
Merger expenses	278,000
Other	1,201,000	1,235,000
Total noninterest expense	4,781,000	4,543,000
Income before income taxes	1,881,000	1,736,000
Provision for income taxes	376,000	332,000
Net income	$ 1,505,000	$ 1,404,000
Net income per common share, basic	$ 0.55	$ 0.52
Net income per common share, diluted	$ 0.55	$ 0.52