Loans (Tables)

12 Months Ended

Dec. 31, 2015

Loans [Abstract]

Schedule of Composition of Loan Portfolio by Loan Classification

	December 31, 2015			December 31, 2014
Commercial
Commercial and industrial - organic	$	47,215		$	46,125
Commercial and industrial - syndicated		23,653			14,815
Total commercial and industrial		70,868			60,940
Real estate construction and land
Residential construction		2,178			337
Other construction and land		16,733			11,575
Total construction and land		18,911			11,912
Real estate mortgages
1-4 family residential		63,544			60,162
Home equity lines of credit		27,599			25,498
Multifamily		20,209			26,462
Commercial owner occupied		66,244			60,868
Commercial non-owner occupied		91,805			54,012
Total real estate mortgage		269,401			227,002
Consumer
Consumer revolving credit		17,174			3,428
Consumer all other credit		11,655			9,972
Student loans purchased		35,655			-
Total consumer		64,484			13,400
Total loans		423,664			313,254
Less: Allowance for loan losses		(3,567	)		(3,164	)
Net loans	$	420,097		$	310,090

Schedule of Activity in Related Party Loans

	2015			2014
Balance outstanding at beginning of year	$	10,841		$	6,526
Principal additions		10,445			8,043
Principal reductions		(9,730	)		(3,728	)
Balance outstanding at end of year	$	11,556		$	10,841

Schedule of Impaired Loans Classified as Non-Accruals by Class

	December 31, 2015		December 31, 2014
Other construction and land	$	59	$	69
1-4 family residential mortgages		132		149
Total nonaccrual loans	$	191	$	218

Schedule of Aging of Past Due Loans

Past Due Aging as of													90 Days
December 31, 2015	30-59		60-89		90 Days or								Past Due
	Days Past		Days Past		More Past		Total Past				Total		and Still
	Due		Due		Due		Due		Current		Loans		Accruing
Commercial loans
Commercial and industrial - organic	$	211	$	40	$	-	$	251	$	46,964	$	47,215	$	-
Commercial and industrial - syndicated		-		-		-		-		23,653		23,653		-
Real estate construction and land
Residential construction		-		-		-		-		2,178		2,178		-
Other construction and land		7		-		-		7		16,726		16,733		-
Real estate mortgages
1-4 family residential		156		36		-		192		63,352		63,544		-
Home equity lines of credit		-		-		-		-		27,599		27,599		-
Multifamily		-		-		-		-		20,209		20,209		-
Commercial owner occupied		-		-		-		-		66,244		66,244		-
Commercial non-owner occupied		-		-		-		-		91,805		91,805		-
Consumer loans
Consumer revolving credit		-		-		-		-		17,174		17,174		-
Consumer all other credit		58		1		-		59		11,596		11,655		-
Student loans purchased		813		1		-		814		34,841		35,655		-
Total Loans	$	1,245	$	78	$	-	$	1,323	$	422,341	$	423,664	$	-

Past Due Aging as of													90 Days
December 31, 2014	30-59		60-89		90 Days or								Past Due
	Days Past		Days Past		More Past		Total Past				Total		and Still
	Due		Due		Due		Due		Current		Loans		Accruing
Commercial loans
Commercial and industrial - organic	$	6	$	-	$	-	$	6	$	46,119	$	46,125	$	-
Commercial and industrial - syndicated		-		-		-		-		14,815		14,815		-
Real estate construction and land
Residential construction		-		-		-		-		337		337		-
Other construction and land		-		-		-		-		11,575		11,575		-
Real estate mortgages
1-4 family residential		-		24		-		24		60,138		60,162		-
Home equity lines of credit		-		-		-		-		25,498		25,498		-
Multifamily		-		-		-		-		26,462		26,462		-
Commercial owner occupied		-		-		-		-		60,868		60,868		-
Commercial non-owner occupied		-		-		-		-		54,012		54,012		-
Consumer loans
Consumer revolving credit		1		-		-		1		3,427		3,428		-
Consumer all other credit		12		30		-		42		9,930		9,972		-
Total Loans	$	19	$	54	$	-	$	73	$	313,181	$	313,254	$	-

Schedule of Loans Classified as Impaired Loans

December 31, 2015			Unpaid				Average		Interest
	Recorded		Principal		Associated		Recorded		Income
	Investment		Balance		Allowance		Investment		Recognized
Impaired loans without a valuation allowance:
Commercial and industrial - organic	$	-	$	-	$	-	$	4	$	-
Other construction and land		59		103		-		64		-
1-4 family residential mortgages		499		524		-		685		23
Commercial non-owner occupied real estate		1,061		1,061		-		1,080		47
Impaired loans with a valuation allowance		-		-		-		-		-
Total impaired loans	$	1,619	$	1,688	$	-	$	1,833	$	70

December 31, 2014			Unpaid				Average		Interest
	Recorded		Principal		Associated		Recorded		Income
	Investment		Balance		Allowance		Investment		Recognized
Impaired loans without a valuation allowance:
Other construction and land	$	69	$	109	$	-	$	79	$	1
1-4 family residential mortgages		525		545		-		437		16
Home equity lines of credits		-		-		-		50		3
Commercial owner occupied real estate		1,103		1,103		-		1,124		60
Commercial non-owner occupied real estate		-		-		-		46		-
Impaired loans with a valuation allowance		-		-		-		-		-
Total impaired loans	$	1,697	$	1,757	$	-	$	1,736	$	80

Summary of Modified Loans

Troubled debt restructuring (TDRs)	December 31, 2015			December 31, 2014
	No. of	Recorded		No. of	Recorded
	Loans	Investment		Loans	Investment
Performing TDRs
1-4 family residential mortgages	2	$	366	2	$	376
Commercial owner occupied real estate	1		1,061	1		1,103
Total performing TDRs	3	$	1,427	3	$	1,479
Nonperforming TDRs
Other construction and land	1	$	34	1	$	39
Total TDRs	4	$	1,461	4	$	1,518

Schedule of Loans Modified Under Terms of a TDR

Loans modified at below market rates	During year ended
	December 31, 2014
			Pre-		Post-
			Modification		Modification
	Number		Recorded		Recorded
	of Loans		Balance		Balance
Other construction and land		1	$	40	$	39
1-4 family residential mortgage		1		156		155
Total loans modified during the period		2	$	196	$	194