Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income:
Loans, including fees	$ 3,189	$ 3,272
Federal funds sold	19	22
Investment securities:
Taxable	524	447
Tax-exempt	119	103
Dividends	21	20
Other	3	3
Total interest and dividend income	3,875	3,867
Interest expense:
Demand and savings deposits	50	58
Certificates and other time deposits	167	207
Federal funds purchased and securities sold under agreements to repurchase	9	2
Total interest expense	226	267
Net interest income	3,649	3,600
Provision for loan losses		220
Net interest income after provision for loan losses	3,649	3,380
Non-interest income:
Trust income	492	575
Customer service fees	215	226
Debit/credit card and ATM fees	173	166
Earnings/increase in value of bank owned life insurance	107	111
Gains on sales of securities	13
Other	77	54
Total non-interest income	1,077	1,132
Non-interest expense:
Salaries and employee benefits	2,236	2,027
Net occupancy	492	515
Equipment	146	172
Other	1,291	1,089
Total non-interest expense	4,165	3,803
Income before income taxes	561	709
Provision for income taxes	55	171
Net income	$ 506	$ 538
Earnings per share, basic	$ 0.19	$ 0.20
Earnings per share, diluted	$ 0.19	$ 0.20