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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 12,228 $ 12,871
Federal funds sold 64,619 27,201
Securities:    
Available for sale, at fair value 137,177 133,027
Restricted securities, at cost 1,501 1,645
Total securities 138,678 134,672
Total loans 292,058 300,034
Allowance for loan losses (3,373) (3,360)
Total loans, net 288,685 296,674
Premises and equipment, net 9,611 9,824
Other real estate owned, net of valuation allowance 2,267 2,372
Bank owned life insurance 12,702 12,595
Accrued interest receivable and other assets 5,186 16,785
Total assets 533,976 512,994
Demand deposits:    
Noninterest-bearing 166,044 140,911
Interest-bearing 82,135 80,832
Money market deposit accounts 86,786 84,555
Certificates of deposit and other time deposits 125,156 124,162
Total deposits 460,121 430,460
Securities sold under agreements to repurchase 13,448 16,297
Accrued interest payable and other liabilities 1,495 8,281
Total liabilities 475,064 455,038
Shareholders' equity:    
Preferred stock, $2.50 par value, 2,000,000 shares authorized, no shares outstanding      
Common stock, $2.50 par value, 10,000,000 shares authorized; 2,690,320 issued and outstanding at March 31, 2014 and December 31, 2013 (including 288 non-vested shares at March 31, 2014 and December 31, 2013) 6,725 6,725
Capital surplus 27,934 27,915
Retained earnings 25,119 24,747
Accumulated other comprehensive loss (866) (1,431)
Total shareholders' equity 58,912 57,956
Total liabilities and shareholders' equity $ 533,976 $ 512,994