Earnings Per Share

3 Months Ended

Mar. 31, 2014

Earnings Per Share [Abstract]

Earnings Per Share

Note 5. Earnings Per Share

The following shows the weighted average number of shares used in computing earnings per share and the effect on weighted average number of shares of diluted potential common stock for the three months ended March 31, 2014 and 2013. Potential dilutive common stock has no effect on income available to common shareholders.

Three Months Ended	March 31, 2014					March 31, 2013
(dollars in thousands,			Weighted	Per				Weighted	Per
except per share data)			Average	Share				Average	Share
	Net Income		Shares	Amount		Net Income		Shares	Amount
Basic earnings per share	$	506	2,690,320	$	0.19	$	538	2,690,220	$	0.20
Effect of dilutive stock options		-	6,677		-		-	54		-
Diluted earnings per share	$	506	2,696,997	$	0.19	$	538	2,690,274	$	0.20

For the period ended March 31, 2014, 159,383 option shares were considered anti-dilutive, and were excluded from this calculation. For the period ended March 31, 2013, 232,246 option shares were considered anti-dilutive.