CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 8,785	$ 18,074	[1]
Interest-bearing deposits in other banks	8,515	10,316	[1]
Securities:
Available for sale, at fair value	284,698	420,595	[1]
Restricted securities, at cost	6,667	8,385	[1]
Total securities	291,365	428,980	[1]
Notes receivable gross	1,158,214	1,092,665	[1]
Financing receivable allowance for credit losses	(8,028)	(8,395)	[1]
Notes receivable net	1,150,186	1,084,270	[1]
Premises and equipment, net	15,818	16,195	[1]
Bank owned life insurance	39,468	38,904	[1]
Goodwill	7,768	7,768	[1]
Right of use asset, net	6,287	6,748	[1]
Deferred tax asset, net	15,860	15,382	[1]
Accrued interest receivable and other assets	25,350	14,287	[1]
Total assets	1,573,820	1,646,017	[1]
Demand deposits:
Noninterest bearing	357,931	372,857	[1]
Interest bearing	257,365	305,541	[1]
Money market and savings deposit accounts	423,055	412,119	[1]
Certificates of deposit and other time deposits	335,490	318,581	[1]
Total deposits	1,373,841	1,409,098	[1]
Federal funds purchased	2,438	3,462	[1]
Borrowings	30,000	66,500	[1]
Junior subordinated debt, net	3,483	3,459	[1]
Lease liability	6,102	6,504	[1]
Accrued interest payable and other liabilities	3,792	3,954	[1]
Total liabilities	1,419,656	1,492,977	[1]
Commitments and contingent liabilities
Shareholders' equity:
Preferred stock, $2.50 par value		0	[1]
Common stock, $2.50 par value	13,256	13,258	[1]
Capital surplus	105,935	106,045	[1]
Retained earnings	77,961	73,781	[1]
Accumulated other comprehensive loss	(42,988)	(40,044)	[1]
Total shareholders' equity	154,164	153,040	[1]
Total liabilities and shareholders' equity	$ 1,573,820	$ 1,646,017	[1]
Common stock, shares outstanding	5,370,912	5,365,982	[1]
Common stock, shares authorized	10,000,000	10,000,000	[1]
Preferred stock, shares outstanding	0	0	[1]
Preferred stock, shares authorized	2,000,000	2,000,000	[1]
Core Deposit [Member]
Securities:
Intangible assets, net	$ 4,418	$ 5,093	[1]

[1] Derived from audited Consolidated Financial Statements