Segment Reporting (Tables)

6 Months Ended

Jun. 30, 2022

Segment Reporting [Abstract]

Schedule of segment reporting information

Segment information for the three and six months ended June 30, 2022 and 2021 is shown in the following tables (dollars in thousands). Note that asset information is not reported below, as the assets of Sturman Wealth Advisors and VNB Trust & Estate Services are reported at the Bank level; also, assets specifically allocated to the lines of business other than the Bank are insignificant and are no longer provided to the chief operating decision maker.

Three months ended June 30, 2022	Bank			Sturman Wealth Advisors		VNB Trust & Estate Services			Masonry Capital		Consolidated
Net interest income	$	12,461		$	-	$	-		$	-	$	12,461
Provision for (recovery of) loan losses		(217	)		-		-			-	$	(217	)
Noninterest income		2,851			210		365			220	$	3,646
Noninterest expense		8,717			161		376			188	$	9,442
Income (loss) before income taxes		6,812			49		(11	)		32		6,882
Provision for (benefit from) income    taxes		1,181			11		(2	)		7		1,197
Net income (loss)	$	5,631		$	38	$	(9	)	$	25	$	5,685
Six months ended June 30, 2022	Bank			Sturman Wealth Advisors		VNB Trust & Estate Services			Masonry Capital		Consolidated
Net interest income	$	23,886		$	-	$	-		$	-	$	23,886
Provision for (recovery of) loan losses		(69	)		-		-			-		(69	)
Noninterest income		4,385			426		3,196			426		8,433
Noninterest expense		17,538			327		1,298			374		19,537
Income before income taxes		10,802			99		1,898			52		12,851
Provision for income taxes		1,811			21		399			11		2,242
Net income	$	8,991		$	78	$	1,499		$	41	$	10,609

Three months ended June 30, 2021	Bank			Sturman Wealth Advisors		VNB Trust & Estate Services			Masonry Capital			Consolidated
Net interest income	$	13,151		$	-	$	-		$	-		$	13,151
Provision for (recovery of) loan losses		(141	)		-		-			-			(141	)
Noninterest income		2,356			202		203			159			2,920
Noninterest expense		15,416			167		215			195			15,993
Income (loss) before income taxes		232			35		(12	)		(36	)		219
Provision for (benefit from) income    taxes		75			7		(3	)		(7	)		72
Net income (loss)	$	157		$	28	$	(9	)	$	(29	)	$	147
Six months ended June 30, 2021	Bank			Sturman Wealth Advisors		VNB Trust & Estate Services			Masonry Capital			Consolidated
Net interest income	$	19,125		$	-	$	-		$	-		$	19,125
Provision for loan losses		210			-		-			-			210
Noninterest income		2,870			393		404			292			3,959
Noninterest expense		19,671			327		421			355			20,774
Income (loss) before income taxes		2,114			66		(17	)		(63	)		2,100
Provision for (benefit from) income    taxes		451			14		(4	)		(13	)		448
Net income (loss)	$	1,663		$	52	$	(13	)	$	(50	)	$	1,652