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FINANCIAL SERVICES - Finance Leases Future Maturity (Details)
$ in Millions
Jul. 31, 2020
USD ($)
Sales-type and Direct Financing Leases, Lease Receivable, Fiscal Year Maturity [Abstract]  
Fiscal 2021 (remaining six months) $ 1,475
Fiscal 2022 2,159
Fiscal 2023 1,347
Fiscal 2024 609
Fiscal 2025 and beyond 250
Total undiscounted cash flows 5,840
Total customer receivables, gross 10,033
Less: unearned income (660)
Fixed-term loans  
Sales-type and Direct Financing Leases, Lease Receivable, Fiscal Year Maturity [Abstract]  
Total customer receivables, gross 4,075
Revolving loans  
Sales-type and Direct Financing Leases, Lease Receivable, Fiscal Year Maturity [Abstract]  
Total customer receivables, gross $ 778