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FINANCIAL SERVICES - Additional Information (Narrative) (Details) - USD ($)
$ in Billions
3 Months Ended 6 Months Ended
Jul. 31, 2020
Aug. 02, 2019
Jul. 31, 2020
Aug. 02, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]        
New financing originations $ 2.6 $ 2.0 $ 4.4 $ 3.7
Revolving        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Repayment term (in years)     12 months  
Fixed-term | Minimum | Commercial Borrower        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Repayment term (in years)     2 years  
Fixed-term | Minimum | Other Borrower        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Repayment term (in years)     3 years  
Fixed-term | Maximum | Commercial Borrower        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Repayment term (in years)     4 years  
Fixed-term | Maximum | Other Borrower        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Repayment term (in years)     5 years