The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABM INDUSTRIES INC COM 000957100 277 96,747 SH   SOLE   96,747 0 0
AES CORP COM COM 00130H105 264 181,957 SH   SOLE   181,957 0 0
AETNA INC NEW COM COM 00817Y108 280 40,772 SH   SOLE   40,772 0 0
AMAZON COM INC COM 023135106 311 7,802 SH   SOLE   7,802 0 0
APPLE INC COM COM 037833100 34 603 SH   SOLE   603 0 0
AT&T INC COM COM 00206R102 238 67,686 SH   SOLE   67,686 0 0
BAKER HUGHES INC COM COM 057224107 260 46,968 SH   SOLE   46,968 0 0
CAL MAINE FOODS INC COM NEW COM 128030202 300 49,726 SH   SOLE   49,726 0 0
CALIFORNIA WTR SVC GROUP INC COM 130788102 151 65,483 SH   SOLE   65,483 0 0
CELGENE CORP COM 151020104 297 17,569 SH   SOLE   17,569 0 0
CISCO SYSTEMS INC COM 17275R102 231 103,000 SH   SOLE   103,000 0 0
CITY NATL CORP COM 178566105 290 36,621 SH   SOLE   36,621 0 0
COCA COLA COMPANY COM 191216100 247 59,719 SH   SOLE   59,719 0 0
COGENT COMMUNICATIONS GROUP INC COM NEW COM 19239V302 315 77,879 SH   SOLE   77,879 0 0
COMCAST CORP CL A COM 20030N101 291 55,993 SH   SOLE   55,993 0 0
DISNEY WALT CO DISNEY COM COM 254687106 297 38,846 SH   SOLE   38,846 0 0
DORMAN PRODS INC COM COM 258278100 300 53,518 SH   SOLE   53,518 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 237 34,295 SH   SOLE   34,295 0 0
EASTMAN CHEM CO COM COM 277432100 262 32,449 SH   SOLE   32,449 0 0
EQUIFAX INC COM 294429105 272 39,396 SH   SOLE   39,396 0 0
EXXON MOBIL CORP COM COM 30231G102 264 26,083 SH   SOLE   26,083 0 0
FLUOR CORP NEW COM COM 343412102 284 35,384 SH   SOLE   35,384 0 0
GENERAL ELECTRIC CO COM COM 369604103 288 102,744 SH   SOLE   102,744 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 276 15,596 SH   SOLE   15,596 0 0
GOOGLE INC CL A COM 38259P508 312 2,786 SH   SOLE   2,786 0 0
GULFPORT ENERGY CORP COM NEW COM 402635304 260 41,214 SH   SOLE   41,214 0 0
HERSHEY CO COM COM 427866108 261 26,858 SH   SOLE   26,858 0 0
ISHARES GOLD TR ISHARES ETF 464285105 499 427,279 SH   SOLE   427,279 0 0
ISHARES TR 0-5 YR TIPS BD ETF ETF 46429B747 375 37,121 SH   SOLE   37,121 0 0
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 495 41,276 SH   SOLE   41,276 0 0
ISHARES TR IBOXX USD INVT GRADE CORP BD ETF ETF 464287242 733 64,152 SH   SOLE   64,152 0 0
ISHARES TR INTL TREASURY BD ETF ETF 464288117 236 23,552 SH   SOLE   23,552 0 0
ISHARES TR TIPS BD ETF ETF 464287176 981 89,289 SH   SOLE   89,289 0 0
LOWES COS INC COM COM 548661107 279 56,209 SH   SOLE   56,209 0 0
MARKET VECTORS ETF TR EMERGING MKTS LOCAL CURRENCY DEBT ETF ETF 57060U522 473 201,006 SH   SOLE   201,006 0 0
MCDONALDS CORP COM 580135101 244 25,198 SH   SOLE   25,198 0 0
MCKESSON CORP COM COM 58155Q103 303 18,782 SH   SOLE   18,782 0 0
MEDTRONIC INC COM 585055106 267 46,482 SH   SOLE   46,482 0 0
MICROSOFT CORP COM COM 594918104 274 73,284 SH   SOLE   73,284 0 0
MONSANTO CO NEW COM COM 61166W101 265 22,705 SH   SOLE   22,705 0 0
NORFOLK SOUTHERN CORP COM 655844108 286 30,814 SH   SOLE   30,814 0 0
NORTHEAST UTILITIES COM 664397106 240 56,551 SH   SOLE   56,551 0 0
NORTHERN TR CORP COM COM 665859104 267 43,078 SH   SOLE   43,078 0 0
NORTHWESTERN CORP COM NEW COM 668074305 247 57,046 SH   SOLE   57,046 0 0
NRG ENERGY INC COM NEW COM 629377508 260 90,455 SH   SOLE   90,455 0 0
NUCOR CORP COM COM 670346105 268 50,203 SH   SOLE   50,203 0 0
OCCIDENTAL PETE CORP COM COM 674599105 254 26,707 SH   SOLE   26,707 0 0
OCEANEERING INTL INC COM 675232102 249 31,580 SH   SOLE   31,580 0 0
PERRIGO CO PLC SHS etf G97822103 287 18,715 SH   SOLE   18,715 0 0
PFIZER INC COM COM 717081103 255 83,409 SH   SOLE   83,409 0 0
PHARMERICA CORP COM COM 71714F104 353 164,121 SH   SOLE   164,121 0 0
POOL CORP COM COM 73278L105 273 46,918 SH   SOLE   46,918 0 0
POWERSHARES DB COMMODITY INDEX TRACKING FD etf 73935S105 797 310,518 SH   SOLE   310,518 0 0
PROCTER & GAMBLE CO COM COM 742718109 252 30,987 SH   SOLE   30,987 0 0
RLI CORP COM 749607107 218 22,401 SH   SOLE   22,401 0 0
RYDEX ETF TR GUGGENHEIM S&P 500 EQUAL WEIGHT ETF etf 78355W106 53 7,409 SH   SOLE   7,409 0 0
SALESFORCE.COM INC COM STOCK COM 79466L302 280 50,671 SH   SOLE   50,671 0 0
SANMINA CORP COM COM 801056102 274 164,290 SH   SOLE   164,290 0 0
SBA COMMUNICATIONS CORP CL A COM 78388J106 275 30,580 SH   SOLE   30,580 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF etf 808524805 4,053 1,285,303 SH   SOLE   1,285,303 0 0
SEMTECH CORP COM 816850101 174 68,847 SH   SOLE   68,847 0 0
SOUTHERN COPPER CORP DEL COM COM 84265V105 217 75,558 SH   SOLE   75,558 0 0
SPDR SER TR BARCLAYS HIGH YIELD BD ETF etf 78464A417 752 185,498 SH   SOLE   185,498 0 0
SPDR SER TR DB INTL GOVT INFLATION- PROTECTED etf 78464A490 227 38,920 SH   SOLE   38,920 0 0
TD AMERITRADE HLDG CORP COM COM 87236Y108 300 97,765 SH   SOLE   97,765 0 0
THE SCOTTS MIRACLE GRO CO HLDG CO etf 810186106 286 46,042 SH   SOLE   46,042 0 0
UNITED PARCEL SVC INC CL B etf 911312106 281 26,731 SH   SOLE   26,731 0 0
VALERO ENERGY CORP NEW COM COM 91913Y100 305 60,432 SH   SOLE   60,432 0 0
VANGUARD BD INDEX FD INC SHORT TERM BD ETF etf 921937827 938 117,403 SH   SOLE   117,403 0 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET ETF etf 921937835 184 22,982 SH   SOLE   22,982 0 0
VANGUARD INDEX FDS VANGUARD REIT ETF etf 922908553 1,271 196,815 SH   SOLE   196,815 0 0
VANGUARD INDEX FDS VANGUARD SMALL-CAP ETF etf 922908751 61 5,569 SH   SOLE   5,569 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF etf 922908769 327 34,124 SH   SOLE   34,124 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS etf 922042718 661 64,198 SH   SOLE   64,198 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF etf 922042858 1,797 436,690 SH   SOLE   436,690 0 0
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX FD ETF SHS etf 922042676 541 99,289 SH   SOLE   99,289 0 0
VANGUARD SPECIALIZED PORTFOLIOS DIVIDEND APPRECIATION INDEX FD ETF etf 921908844 27 3,560 SH   SOLE   3,560 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 243 49,537 SH   SOLE   49,537 0 0
WAL MART STORES INC COM CO 931142103 250 31,820 SH   SOLE   31,820 0 0
WELLS FARGO & CO NEW COM COM 949746101 274 60,342 SH   SOLE   60,342 0 0
WEYERHAEUSER CO COM 962166104 254 80,429 SH   SOLE   80,429 0 0
WINDSTREAM HLDGS INC COM COM 97382A101 215 269,831 SH   SOLE   269,831 0 0