The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 51,196 452,383 SH   SOLE 0 0 0 452,383
VANGUARD INDEX FDS REIT ETF 922908553 37,839 458,485 SH   SOLE 0 0 0 458,485
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 27,338 665,316 SH   SOLE 0 0 0 665,316
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 23,246 287,740 SH   SOLE 0 0 0 287,740
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,532 616,645 SH   SOLE 0 0 0 616,645
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,332 124,276 SH   SOLE 0 0 0 124,276
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 12,312 473,888 SH   SOLE 0 0 0 473,888
VANGUARD INDEX FDS VALUE ETF 922908744 11,463 123,244 SH   SOLE 0 0 0 123,244
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 10,981 112,984 SH   SOLE 0 0 0 112,984
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 9,354 99,479 SH   SOLE 0 0 0 99,479
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,325 260,634 SH   SOLE 0 0 0 260,634
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,647 173,095 SH   SOLE 0 0 0 173,095
ISHARES TR CALIF MUN BD ETF 464288356 6,301 54,561 SH   SOLE 0 0 0 54,561
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,002 38,787 SH   SOLE 0 0 0 38,787
FIDELITY MSCI RL EST ETF 316092857 4,018 171,356 SH   SOLE 0 0 0 171,356
ISHARES TR CORE US AGGBD ET 464287226 3,900 36,095 SH   SOLE 0 0 0 36,095
ISHARES TR EAFE SML CP ETF 464288273 3,898 78,216 SH   SOLE 0 0 0 78,216
ISHARES TR NA NAT RES 464287374 3,789 105,410 SH   SOLE 0 0 0 105,410
ISHARES TR S&P 500 VAL ETF 464287408 3,707 36,561 SH   SOLE 0 0 0 36,561
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,654 30,195 SH   SOLE 0 0 0 30,195
ISHARES TR RUS MDCP VAL ETF 464287473 3,428 42,620 SH   SOLE 0 0 0 42,620
ISHARES TR CORE MSCI EAFE 46432F842 2,913 54,319 SH   SOLE 0 0 0 54,319
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,604 24,645 SH   SOLE 0 0 0 24,645
ISHARES TR RUS 1000 GRW ETF 464287614 2,357 22,471 SH   SOLE 0 0 0 22,471
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,103 26,467 SH   SOLE 0 0 0 26,467
APPLE INC COM 037833100 2,024 17,471 SH   SOLE 0 0 0 17,471
ISHARES MSCI BRIC INDX 464286657 1,938 60,798 SH   SOLE 0 0 0 60,798
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 1,931 34,366 SH   SOLE 0 0 0 34,366
ISHARES TR S&P MC 400VL ETF 464287705 1,920 13,221 SH   SOLE 0 0 0 13,221
ISHARES TR CORE S&P TTL STK 464287150 1,888 36,801 SH   SOLE 0 0 0 36,801
SEMPRA ENERGY COM 816851109 1,722 17,114 SH   SOLE 0 0 0 17,114
ISHARES INC CORE MSCI EMKT 46434G103 1,376 32,426 SH   SOLE 0 0 0 32,426
EXXON MOBIL CORP COM 30231G102 1,279 14,172 SH   SOLE 0 0 0 14,172
ISHARES TR RUS 1000 ETF 464287622 1,239 9,952 SH   SOLE 0 0 0 9,952
QUALCOMM INC COM 747525103 1,200 18,403 SH   SOLE 0 0 0 18,403
MERCK & CO INC COM 58933Y105 1,162 19,744 SH   SOLE 0 0 0 19,744
ISHARES TR SP SMCP600VL ETF 464287879 1,094 7,813 SH   SOLE 0 0 0 7,813
PIMCO ETF TR 1-5 US TIP IDX 72201R205 1,085 20,683 SH   SOLE 0 0 0 20,683
ISHARES TR MSCI EAFE ETF 464287465 983 17,030 SH   SOLE 0 0 0 17,030
ISHARES TR INTL TREA BD ETF 464288117 980 10,908 SH   SOLE 0 0 0 10,908
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 971 18,668 SH   SOLE 0 0 0 18,668
ISHARES TR RUS 1000 VAL ETF 464287598 964 8,609 SH   SOLE 0 0 0 8,609
ISHARES TR 1-3 YR TR BD ETF 464287457 903 10,690 SH   SOLE 0 0 0 10,690
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 883 31,888 SH   SOLE 0 0 0 31,888
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 816 15,844 SH   SOLE 0 0 0 15,844
VANGUARD INDEX FDS MID CAP ETF 922908629 799 6,067 SH   SOLE 0 0 0 6,067
SPDR SERIES TRUST DJ REIT ETF 78464A607 731 7,828 SH   SOLE 0 0 0 7,828
ISHARES TR RUSSELL 3000 ETF 464287689 720 5,414 SH   SOLE 0 0 0 5,414
PFIZER INC COM 717081103 715 22,007 SH   SOLE 0 0 0 22,007
PNC FINL SVCS GROUP INC COM 693475105 710 6,071 SH   SOLE 0 0 0 6,071
ABBVIE INC COM 00287Y109 667 10,646 SH   SOLE 0 0 0 10,646
HOME DEPOT INC COM 437076102 613 4,575 SH   SOLE 0 0 0 4,575
ISHARES TR 3-7 YR TR BD ETF 464288661 612 4,999 SH   SOLE 0 0 0 4,999
ISHARES TR CORE S&P500 ETF 464287200 611 2,716 SH   SOLE 0 0 0 2,716
ISHARES TR CORE S&P MCP ETF 464287507 590 3,570 SH   SOLE 0 0 0 3,570
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 590 14,857 SH   SOLE 0 0 0 14,857
ALLERGAN PLC SHS G0177J108 585 2,784 SH   SOLE 0 0 0 2,784
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 544 11,303 SH   SOLE 0 0 0 11,303
ISHARES TR CORE MSCITOTAL 46432F834 508 10,060 SH   SOLE 0 0 0 10,060
ISHARES TR CORE RUSSELL VAL 464287663 498 10,144 SH   SOLE 0 0 0 10,144
AMAZON COM INC COM 023135106 478 638 SH   SOLE 0 0 0 638
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 467 5,449 SH   SOLE 0 0 0 5,449
ISHARES TR RUS MD CP GR ETF 464287481 462 4,745 SH   SOLE 0 0 0 4,745
WELLS FARGO & CO NEW COM 949746101 459 8,324 SH   SOLE 0 0 0 8,324
FIRSTENERGY CORP COM 337932107 421 13,600 SH   SOLE 0 0 0 13,600
ABBOTT LABS COM 002824100 421 10,959 SH   SOLE 0 0 0 10,959
ISHARES TR MSCI EMG MKT ETF 464287234 418 11,947 SH   SOLE 0 0 0 11,947
SCHWAB STRATEGIC TR US TIPS ETF 808524870 414 7,547 SH   SOLE 0 0 0 7,547
ISHARES TR U.S. REAL ES ETF 464287739 403 5,235 SH   SOLE 0 0 0 5,235
UNITED TECHNOLOGIES CORP COM 913017109 398 3,633 SH   SOLE 0 0 0 3,633
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 390 4,146 SH   SOLE 0 0 0 4,146
ISHARES TR RUSSELL 2000 ETF 464287655 389 2,883 SH   SOLE 0 0 0 2,883
EDWARDS LIFESCIENCES CORP COM 28176E108 386 4,118 SH   SOLE 0 0 0 4,118
AMEREN CORP COM 023608102 374 7,120 SH   SOLE 0 0 0 7,120
JOHNSON & JOHNSON COM 478160104 358 3,109 SH   SOLE 0 0 0 3,109
AT&T INC COM 00206R102 351 8,249 SH   SOLE 0 0 0 8,249
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 338 15,699 SH   SOLE 0 0 0 15,699
CHEVRON CORP NEW COM 166764100 330 2,806 SH   SOLE 0 0 0 2,806
BAXTER INTL INC COM 071813109 330 7,437 SH   SOLE 0 0 0 7,437
ISHARES TR CORE MSCI EURO 46434V738 318 7,821 SH   SOLE 0 0 0 7,821
CHARTER COMMUNICATIONS INC N CL A 16119P108 315 1,094 SH   SOLE 0 0 0 1,094
US BANCORP DEL COM NEW 902973304 301 5,869 SH   SOLE 0 0 0 5,869
MICROSOFT CORP COM 594918104 295 4,745 SH   SOLE 0 0 0 4,745
PHILIP MORRIS INTL INC COM 718172109 291 3,177 SH   SOLE 0 0 0 3,177
MCKESSON CORP COM 58155Q103 280 1,992 SH   SOLE 0 0 0 1,992
TORO CO COM 891092108 270 4,826 SH   SOLE 0 0 0 4,826
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 263 1,612 SH   SOLE 0 0 0 1,612
BOEING CO COM 097023105 255 1,637 SH   SOLE 0 0 0 1,637
PPL CORP COM 69351T106 251 7,378 SH   SOLE 0 0 0 7,378
ISHARES TR SHRT TRS BD ETF 464288679 249 2,255 SH   SOLE 0 0 0 2,255
BANK AMER CORP COM 060505104 245 11,087 SH   SOLE 0 0 0 11,087
ALPHABET INC CAP STK CL C 02079K107 237 307 SH   SOLE 0 0 0 307
ALPHABET INC CAP STK CL A 02079K305 227 287 SH   SOLE 0 0 0 287
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 224 3,635 SH   SOLE 0 0 0 3,635
GENERAL ELECTRIC CO COM 369604103 220 6,949 SH   SOLE 0 0 0 6,949
ALTRIA GROUP INC COM 02209S103 217 3,213 SH   SOLE 0 0 0 3,213
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 215 6,000 SH   SOLE 0 0 0 6,000
FIDELITY TOTAL BD ETF 316188309 203 4,076 SH   SOLE 0 0 0 4,076
NUVEEN CAL AMT-FREE MUN INC COM 670651108 146 10,187 SH   SOLE 0 0 0 10,187