The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 47,518 424,078 SH   SOLE 0 0 0 424,078
VANGUARD INDEX FDS REIT ETF 922908553 30,137 403,497 SH   SOLE 0 0 0 403,497
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 20,572 489,222 SH   SOLE 0 0 0 489,222
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 14,698 180,874 SH   SOLE 0 0 0 180,874
VANGUARD INDEX FDS VALUE ETF 922908744 8,933 107,159 SH   SOLE 0 0 0 107,159
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7,940 87,671 SH   SOLE 0 0 0 87,671
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,709 55,234 SH   SOLE 0 0 0 55,234
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,385 161,043 SH   SOLE 0 0 0 161,043
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,368 62,479 SH   SOLE 0 0 0 62,479
ISHARES CALI AMT-FRE ETF 464288356 5,620 48,649 SH   SOLE 0 0 0 48,649
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,026 122,945 SH   SOLE 0 0 0 122,945
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 3,802 73,090 SH   SOLE 0 0 0 73,090
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,269 30,672 SH   SOLE 0 0 0 30,672
ISHARES TR CORE US AGGBD ET 464287226 3,043 27,971 SH   SOLE 0 0 0 27,971
ISHARES TR RUS 1000 GRW ETF 464287614 2,846 28,749 SH   SOLE 0 0 0 28,749
ISHARES TR RUS 1000 ETF 464287622 1,515 13,054 SH   SOLE 0 0 0 13,054
SPDR SERIES TRUST DB INT GVT ETF 78464A490 1,339 24,382 SH   SOLE 0 0 0 24,382
ISHARES TR NA NAT RES 464287374 1,303 35,922 SH   SOLE 0 0 0 35,922
APPLE INC COM 037833100 1,292 10,297 SH   SOLE 0 0 0 10,297
VANGUARD INDEX FDS MID CAP ETF 922908629 1,139 8,936 SH   SOLE 0 0 0 8,936
MERCK & CO INC NEW COM 58933Y105 1,118 19,637 SH   SOLE 0 0 0 19,637
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 1,038 18,631 SH   SOLE 0 0 0 18,631
QUALCOMM INC COM 747525103 934 14,917 SH   SOLE 0 0 0 14,917
ISHARES TR RUS 1000 VAL ETF 464287598 854 8,275 SH   SOLE 0 0 0 8,275
ALLERGAN PLC SHS G0177J108 785 2,586 SH   SOLE 0 0 0 2,586
ISHARES 3-7 YR TR BD ETF 464288661 767 6,241 SH   SOLE 0 0 0 6,241
PNC FINL SVCS GROUP INC COM 693475105 765 8,000 SH   SOLE 0 0 0 8,000
ISHARES TR MSCI EAFE ETF 464287465 705 11,111 SH   SOLE 0 0 0 11,111
PFIZER INC COM 717081103 693 20,674 SH   SOLE 0 0 0 20,674
ABBVIE INC COM 00287Y109 679 10,100 SH   SOLE 0 0 0 10,100
WELLS FARGO & CO NEW COM 949746101 665 11,818 SH   SOLE 0 0 0 11,818
BAXTER INTL INC COM 071813109 605 8,646 SH   SOLE 0 0 0 8,646
HOME DEPOT INC COM 437076102 577 5,195 SH   SOLE 0 0 0 5,195
EXXON MOBIL CORP COM 30231G102 564 6,775 SH   SOLE 0 0 0 6,775
AMAZON COM INC COM 023135106 553 1,275 SH   SOLE 0 0 0 1,275
ABBOTT LABS COM 002824100 545 11,100 SH   SOLE 0 0 0 11,100
TIME WARNER CABLE INC COM 88732J207 506 2,840 SH   SOLE 0 0 0 2,840
SEMPRA ENERGY COM 816851109 503 5,088 SH   SOLE 0 0 0 5,088
ISHARES TR RUS MDCP VAL ETF 464287473 462 6,258 SH   SOLE 0 0 0 6,258
CONOCOPHILLIPS COM 20825C104 455 7,412 SH   SOLE 0 0 0 7,412
FIRSTENERGY CORP COM 337932107 450 13,810 SH   SOLE 0 0 0 13,810
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 447 3,286 SH   SOLE 0 0 0 3,286
ISHARES TR RUS MD CP GR ETF 464287481 446 4,608 SH   SOLE 0 0 0 4,608
ISHARES TR RUSSELL 2000 ETF 464287655 441 3,529 SH   SOLE 0 0 0 3,529
KINDER MORGAN INC DEL COM 49456B101 400 10,416 SH   SOLE 0 0 0 10,416
BAIDU INC SPON ADR REP A 056752108 377 1,895 SH   SOLE 0 0 0 1,895
ISHARES TR U.S. REAL ES ETF 464287739 371 5,206 SH   SOLE 0 0 0 5,206
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 368 5,456 SH   SOLE 0 0 0 5,456
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 367 7,098 SH   SOLE 0 0 0 7,098
GENERAL ELECTRIC CO COM 369604103 340 12,782 SH   SOLE 0 0 0 12,782
HUDSON CITY BANCORP COM 443683107 317 32,060 SH   SOLE 0 0 0 32,060
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 313 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR MSCI EMG MKT ETF 464287234 308 7,783 SH   SOLE 0 0 0 7,783
ISHARES TR INTL INFL-LKD BD 46429B770 304 7,212 SH   SOLE 0 0 0 7,212
PHILIP MORRIS INTL INC COM 718172109 303 3,784 SH   SOLE 0 0 0 3,784
BANK AMER CORP COM 060505104 298 17,535 SH   SOLE 0 0 0 17,535
SPDR SERIES TRUST DJ REIT ETF 78464A607 272 3,228 SH   SOLE 0 0 0 3,228
JPMORGAN CHASE & CO COM 46625H100 269 3,972 SH   SOLE 0 0 0 3,972
US BANCORP DEL COM NEW 902973304 255 5,870 SH   SOLE 0 0 0 5,870
CHEVRON CORP NEW COM 166764100 244 2,534 SH   SOLE 0 0 0 2,534
SPECTRA ENERGY CORP COM 847560109 243 7,446 SH   SOLE 0 0 0 7,446
EDWARDS LIFESCIENCES CORP COM 28176E108 241 1,691 SH   SOLE 0 0 0 1,691
GILEAD SCIENCES INC COM 375558103 222 1,900 SH   SOLE 0 0 0 1,900
DISNEY WALT CO COM DISNEY 254687106 212 1,856 SH   SOLE 0 0 0 1,856
OCCIDENTAL PETE CORP DEL COM 674599105 212 2,720 SH   SOLE 0 0 0 2,720
PPL CORP COM 69351T106 203 6,904 SH   SOLE 0 0 0 6,904
SPDR S&P 500 ETF TR TR UNIT 78462F103 203 986 SH   SOLE 0 0 0 986
GOOGLE INC CL A 38259P508 201 372 SH   SOLE 0 0 0 372
NUVEEN CAL AMT-FREE MUN INC COM 670651108 144 10,187 SH   SOLE 0 0 0 10,187
INTERPHASE CORP COM 460593106 32 41,000 SH   SOLE 0 0 0 41,000