The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 131,502 1,157,694 SH   SOLE 0 0 0 1,157,694
VANGUARD INDEX FDS REIT ETF 922908553 32,211 382,059 SH   SOLE 0 0 0 382,059
SPDR SERIES TRUST DB INT GVT ETF 78464A490 21,496 393,986 SH   SOLE 0 0 0 393,986
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 18,764 437,086 SH   SOLE 0 0 0 437,086
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 9,798 117,521 SH   SOLE 0 0 0 117,521
VANGUARD INDEX FDS VALUE ETF 922908744 8,951 106,942 SH   SOLE 0 0 0 106,942
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,113 88,270 SH   SOLE 0 0 0 88,270
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,665 54,384 SH   SOLE 0 0 0 54,384
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,384 64,315 SH   SOLE 0 0 0 64,315
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,108 153,347 SH   SOLE 0 0 0 153,347
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,861 118,928 SH   SOLE 0 0 0 118,928
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 3,879 73,023 SH   SOLE 0 0 0 73,023
ISHARES CALI AMT-FRE ETF 464288356 3,292 27,837 SH   SOLE 0 0 0 27,837
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,269 30,261 SH   SOLE 0 0 0 30,261
ISHARES TR CORE US AGGBD ET 464287226 3,236 29,042 SH   SOLE 0 0 0 29,042
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 3,076 54,255 SH   SOLE 0 0 0 54,255
ISHARES TR RUS 1000 GRW ETF 464287614 2,754 27,840 SH   SOLE 0 0 0 27,840
ISHARES TR NA NAT RES 464287374 2,517 67,051 SH   SOLE 0 0 0 67,051
ISHARES 3-7 YR TR BD ETF 464288661 2,228 17,946 SH   SOLE 0 0 0 17,946
ISHARES TR RUS 1000 ETF 464287622 1,426 12,306 SH   SOLE 0 0 0 12,306
ISHARES TR INTL INFL-LKD BD 46429B770 1,351 32,146 SH   SOLE 0 0 0 32,146
APPLE INC COM 037833100 1,242 9,982 SH   SOLE 0 0 0 9,982
VANGUARD INDEX FDS MID CAP ETF 922908629 1,089 8,208 SH   SOLE 0 0 0 8,208
QUALCOMM INC COM 747525103 1,020 14,711 SH   SOLE 0 0 0 14,711
ISHARES TR RUS 1000 VAL ETF 464287598 903 8,761 SH   SOLE 0 0 0 8,761
MERCK & CO INC NEW COM 58933Y105 804 13,991 SH   SOLE 0 0 0 13,991
PNC FINL SVCS GROUP INC COM 693475105 746 8,000 SH   SOLE 0 0 0 8,000
ISHARES TR MSCI EAFE ETF 464287465 738 11,495 SH   SOLE 0 0 0 11,495
SPDR SERIES TRUST NUVN CALI MUNI 78464A441 696 28,849 SH   SOLE 0 0 0 28,849
SEMPRA ENERGY COM 816851109 688 6,314 SH   SOLE 0 0 0 6,314
HOME DEPOT INC COM 437076102 556 4,896 SH   SOLE 0 0 0 4,896
WELLS FARGO & CO NEW COM 949746101 528 9,709 SH   SOLE 0 0 0 9,709
ISHARES TR RUS MDCP VAL ETF 464287473 494 6,566 SH   SOLE 0 0 0 6,566
ISHARES TR RUS MD CP GR ETF 464287481 474 4,839 SH   SOLE 0 0 0 4,839
CONOCOPHILLIPS COM 20825C104 454 7,300 SH   SOLE 0 0 0 7,300
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 447 8,448 SH   SOLE 0 0 0 8,448
KINDER MORGAN INC DEL COM 49456B101 438 10,416 SH   SOLE 0 0 0 10,416
ISHARES TR RUSSELL 2000 ETF 464287655 432 3,474 SH   SOLE 0 0 0 3,474
ISHARES TR U.S. REAL ES ETF 464287739 429 5,403 SH   SOLE 0 0 0 5,403
TIME WARNER CABLE INC COM 88732J207 426 2,840 SH   SOLE 0 0 0 2,840
BAIDU INC SPON ADR REP A 056752108 395 1,895 SH   SOLE 0 0 0 1,895
PFIZER INC COM 717081103 361 10,365 SH   SOLE 0 0 0 10,365
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 336 5,456 SH   SOLE 0 0 0 5,456
HUDSON CITY BANCORP COM 443683107 336 32,060 SH   SOLE 0 0 0 32,060
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 335 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR MSCI EMG MKT ETF 464287234 334 8,313 SH   SOLE 0 0 0 8,313
GENERAL ELECTRIC CO COM 369604103 308 12,416 SH   SOLE 0 0 0 12,416
JPMORGAN CHASE & CO COM 46625H100 271 4,480 SH   SOLE 0 0 0 4,480
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 271 1,881 SH   SOLE 0 0 0 1,881
BANK AMER CORP COM 060505104 253 16,444 SH   SOLE 0 0 0 16,444
SPDR SERIES TRUST DJ REIT ETF 78464A607 242 2,555 SH   SOLE 0 0 0 2,555
PPL CORP COM 69351T106 230 6,829 SH   SOLE 0 0 0 6,829
GILEAD SCIENCES INC COM 375558103 226 2,300 SH   SOLE 0 0 0 2,300
PHILIP MORRIS INTL INC COM 718172109 225 2,988 SH   SOLE 0 0 0 2,988
GOOGLE INC CL A 38259P508 214 385 SH   SOLE 0 0 0 385
EDWARDS LIFESCIENCES CORP COM 28176E108 213 1,496 SH   SOLE 0 0 0 1,496
GOOGLE INC CL C 38259P706 212 386 SH   SOLE 0 0 0 386
DELTA AIR LINES INC DEL COM NEW 247361702 211 4,700 SH   SOLE 0 0 0 4,700
PEPSICO INC COM 713448108 202 2,108 SH   SOLE 0 0 0 2,108
NUVEEN CAL AMT-FREE MUN INC COM 670651108 152 10,187 SH   SOLE 0 0 0 10,187
INTERPHASE CORP COM 460593106 62 41,000 SH   SOLE 0 0 0 41,000