The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 119,227 1,063,866 SH   SOLE 0 0 0 1,063,866
VANGUARD INDEX FDS REIT ETF 922908553 28,687 399,256 SH   SOLE 0 0 0 399,256
SPDR SERIES TRUST DB INT GVT ETF 78464A490 22,079 375,934 SH   SOLE 0 0 0 375,934
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 16,386 336,393 SH   SOLE 0 0 0 336,393
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 8,174 99,772 SH   SOLE 0 0 0 99,772
VANGUARD INDEX FDS VALUE ETF 922908744 6,583 81,066 SH   SOLE 0 0 0 81,066
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,049 59,232 SH   SOLE 0 0 0 59,232
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,645 66,488 SH   SOLE 0 0 0 66,488
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 5,302 92,411 SH   SOLE 0 0 0 92,411
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,092 46,028 SH   SOLE 0 0 0 46,028
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,897 123,186 SH   SOLE 0 0 0 123,186
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 3,487 62,523 SH   SOLE 0 0 0 62,523
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,456 82,855 SH   SOLE 0 0 0 82,855
ISHARES TR CORE US AGGBD ET 464287226 3,372 30,908 SH   SOLE 0 0 0 30,908
ISHARES CALI AMT-FRE ETF 464288356 3,137 26,877 SH   SOLE 0 0 0 26,877
ISHARES TR NA NAT RES 464287374 3,081 68,850 SH   SOLE 0 0 0 68,850
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,506 26,025 SH   SOLE 0 0 0 26,025
ISHARES TR RUS 1000 GRW ETF 464287614 2,330 25,431 SH   SOLE 0 0 0 25,431
ISHARES 3-7 YR TR BD ETF 464288661 2,250 18,544 SH   SOLE 0 0 0 18,544
ISHARES TR RUS 1000 ETF 464287622 1,300 11,832 SH   SOLE 0 0 0 11,832
MERCK & CO INC NEW COM 58933Y105 1,159 19,550 SH   SOLE 0 0 0 19,550
QUALCOMM INC COM 747525103 1,046 13,989 SH   SOLE 0 0 0 13,989
ISHARES TR RUS 1000 VAL ETF 464287598 994 9,933 SH   SOLE 0 0 0 9,933
VANGUARD INDEX FDS MID CAP ETF 922908629 956 8,152 SH   SOLE 0 0 0 8,152
ISHARES TR MSCI EAFE ETF 464287465 828 12,918 SH   SOLE 0 0 0 12,918
ALLERGAN INC COM 018490102 697 3,909 SH   SOLE 0 0 0 3,909
SPDR SERIES TRUST NUVN CALI MUNI 78464A441 695 29,254 SH   SOLE 0 0 0 29,254
SEMPRA ENERGY COM 816851109 694 6,586 SH   SOLE 0 0 0 6,586
PNC FINL SVCS GROUP INC COM 693475105 685 8,000 SH   SOLE 0 0 0 8,000
CONOCOPHILLIPS COM 20825C104 560 7,314 SH   SOLE 0 0 0 7,314
HOME DEPOT INC COM 437076102 537 5,858 SH   SOLE 0 0 0 5,858
ISHARES TR RUS MDCP VAL ETF 464287473 494 7,057 SH   SOLE 0 0 0 7,057
APPLE INC COM 037833100 469 4,652 SH   SOLE 0 0 0 4,652
ISHARES TR RUS MD CP GR ETF 464287481 463 5,243 SH   SOLE 0 0 0 5,243
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 443 4,750 SH   SOLE 0 0 0 4,750
ISHARES TR U.S. REAL ES ETF 464287739 428 6,191 SH   SOLE 0 0 0 6,191
BAIDU INC SPON ADR REP A 056752108 415 1,900 SH   SOLE 0 0 0 1,900
TIME WARNER CABLE INC COM 88732J207 408 2,840 SH   SOLE 0 0 0 2,840
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 384 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR RUSSELL 2000 ETF 464287655 372 3,406 SH   SOLE 0 0 0 3,406
WELLS FARGO & CO NEW COM 949746101 351 6,759 SH   SOLE 0 0 0 6,759
ISHARES TR MSCI EMG MKT ETF 464287234 329 7,916 SH   SOLE 0 0 0 7,916
PFIZER INC COM 717081103 320 10,828 SH   SOLE 0 0 0 10,828
HUDSON CITY BANCORP COM 443683107 312 32,060 SH   SOLE 0 0 0 32,060
LINN ENERGY LLC UNIT LTD LIAB 536020100 301 10,000 SH   SOLE 0 0 0 10,000
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 273 5,496 SH   SOLE 0 0 0 5,496
PHILIP MORRIS INTL INC COM 718172109 245 2,936 SH   SOLE 0 0 0 2,936
SPDR SERIES TRUST DJ REIT ETF 78464A607 245 3,068 SH   SOLE 0 0 0 3,068
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 244 4,710 SH   SOLE 0 0 0 4,710
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 239 4,978 SH   SOLE 0 0 0 4,978
OCCIDENTAL PETE CORP DEL COM 674599105 223 2,320 SH   SOLE 0 0 0 2,320
PPL CORP COM 69351T106 219 6,682 SH   SOLE 0 0 0 6,682
ENTERPRISE PRODS PARTNERS L COM 293792107 216 5,358 SH   SOLE 0 0 0 5,358
BANK AMER CORP COM 060505104 182 10,694 SH   SOLE 0 0 0 10,694
NUVEEN CAL AMT-FREE MUN INC COM 670651108 142 10,187 SH   SOLE 0 0 0 10,187