Consolidated Statements of Operations - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest and dividend income:
Loans	$ 1,734,563	$ 1,838,826
Investment securities	230,078	149,531
Mortgage-backed securities	585,717	646,159
Federal funds sold and other earning assets	36,395	37,612
Total interest and dividend income	2,586,753	2,672,128
Interest expense:
Deposits	624,555	578,123
Borrowings	45,565	43,814
Total interest expense	670,120	621,937
Net interest income	1,916,633	2,050,191
Provision for loan losses	122,227	93,998
Net interest income after provision for loan losses	1,794,406	1,956,193
Non-interest income:
Fees and service charges	81,589	113,507
Income on bank owned life insurance	57,022	61,752
Gain on call of bank certificate of deposit	703
Gain on sale of securities	124,351
Total non-interest income	263,665	175,259
Non-interest expense:
Compensation and benefits	1,173,425	1,288,925
Occupancy and equipment, net	248,650	246,490
Data processing service fees	296,552	293,182
Professional fees	388,330	516,324
Federal deposit insurance premiums	15,870	4,672
Advertising and promotion	54,180	50,798
Other	187,405	177,175
Total non-interest expense	2,364,412	2,577,566
Loss before income tax benefit	(306,341)	(446,114)
Income tax benefit	(70,713)	(107,958)
Net loss	$ (235,628)	$ (338,156)
Basic and diluted loss per share	$ (0.31)	$ (0.45)
Weighted average shares outstanding basic and diluted	754,422	752,179