Condensed Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash flows from operating activities:
Net income (loss)	$ (147,438)	$ 55,786
Adjustments to reconcile net income to net cash used in operating activities:
Depreciation expense	56,765	68,560
Amortization of premiums and accretion of discounts, net	68,623	86,834
Amortization of deferred loan fees and costs, net	45,131	44,438
Provision for loan losses	26,231
Increase in accrued interest receivable	(58,092)	(38,213)
Increase in cash surrender value of life insurance	(30,552)	(30,507)
Amortization of stock compensation plans	27,115	29,100
Net decrease (increase) in other assets	22,617	(12,673)
Net decrease in other liabilities	71,437	(51,474)
Net cash provided by operating activities	81,837	151,851
Cash flows from investing activities:
Purchases of securities available for sale	(6,939,896)	(3,530,153)
Repayments and maturities of securities held to maturity	1,637	25,503
Repayments and maturities of securities available for sale	2,398,068	3,507,012
Loans purchased	(1,916,072)
Loan originations, net of principal repayments	1,994,237	4,148,409
Purchases of bank premises and equipment	(6,035)	(6,892)
Redemption (purchase) of FHLB stock	43,300	(62,700)
Net cash (used in) provided by investing activities	(4,424,761)	4,081,179
Cash flows from financing activities:
Net increase (decrease) in deposits	5,690,341	(5,157,317)
Net decrease in advances from borrowers for taxes and insurance	(110,936)	(83,079)
Proceeds from long-term borrowings	1,900,000
Net (decrease) increase in short term borrowings	(2,750,000)	1,500,000
Purchase of stock for ESOP	(1,965)
Net cash provided by (used in) financing activities	4,727,440	(3,740,396)
Net increase in cash and cash equivalents	384,516	492,634
Cash and cash equivalents at beginning of period	1,217,621	1,229,036
Cash and cash equivalents at end of period	1,602,137	1,721,670
Cash paid for:
Interest	245,332	130,677
Income taxes (refunds received), net	$ 3,369	$ 15,000