The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CADENCE DESIGN SYSTEM INC COM 127387108 345 2,300 SH   SOLE   2,300 0 0
INTEL CORP COM 458140100 4,601 123,000 SH   SOLE   123,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 21,825 636,098 SH   SOLE   496,060 0 140,038
ISHARES TR AGGRES ALLOC ETF 464289859 208 3,479 SH   SOLE   3,479 0 0
ISHARES TR CORE S&P MCP ETF 464287507 648 2,864 SH   SOLE   2,864 0 0
ISHARES TR CORE S&P SCP ETF 464287804 670 7,247 SH   SOLE   7,236 0 11
ISHARES TR EAFE GRWTH ETF 464288885 638 7,922 SH   SOLE   7,922 0 0
ISHARES TR EAFE VALUE ETF 464288877 655 15,088 SH   SOLE   15,088 0 0
ISHARES TR MSCI EAFE ETF 464287465 27,037 432,665 SH   SOLE   332,822 0 99,843
ISHARES TR MSCI EMG MKT ETF 464287234 11,886 296,410 SH   SOLE   207,068 0 89,342
ISHARES TR RUS 1000 ETF 464287622 135,664 652,985 SH   SOLE   503,386 0 149,599
ISHARES TR RUS 1000 GRW ETF 464287614 12,898 58,977 SH   SOLE   58,977 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 10,608 73,171 SH   SOLE   73,171 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 2,309 11,192 SH   SOLE   11,192 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,723 19,996 SH   SOLE   19,996 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 17,749 104,801 SH   SOLE   81,643 0 23,158
ISHARES TR RUSSELL 3000 ETF 464287689 5,252 24,161 SH   SOLE   21,686 0 2,475
ISHARES TR S&P 500 GRWT ETF 464287309 961 15,930 SH   SOLE   15,930 0 0
ISHARES TR S&P SML 600 GWT 464287887 288 2,736 SH   SOLE   2,736 0 0
ISHARES TR SP SMCP600VL ETF 464287879 394 4,420 SH   SOLE   4,420 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 273 10,752 SH   SOLE   10,752 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 575 13,007 SH   SOLE   13,007 0 0
SPDR GOLD TR GOLD SHS 78463V107 15,078 89,505 SH   SOLE   69,812 0 19,693
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,515 6,666 SH   SOLE   4,966 0 1,700
VANGUARD INDEX FDS GROWTH ETF 922908736 456 2,048 SH   SOLE   2,048 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,011 15,964 SH   SOLE   15,964 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,751 13,281 SH   SOLE   13,278 0 3
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,648 375,694 SH   SOLE   285,749 0 89,945
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,156 16,912 SH   SOLE   11,112 0 5,800
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 18,843 461,833 SH   SOLE   287,352 0 174,481
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 7,750 76,204 SH   SOLE   37,867 0 38,337
VANGUARD WORLD FD ESG INTL STK ETF 921910725 222 4,535 SH   SOLE   4,535 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,521 31,938 SH   SOLE   22,230 0 9,708