The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 3,121 3,434 SH   SOLE 3,434 0 0
ALPHABET INC CAP STK CL A 02079K305 3,510 3,776 SH   SOLE 3,776 0 0
ISHARES GOLD TRUST ISHARES 464285105 13,017 1,090,216 SH   SOLE 882,672 0 207,544
ISHARES TR MSCI EMG MKT ETF 464287234 5,606 135,437 SH   SOLE 124,197 0 11,240
ISHARES TR S&P 500 GRWT ETF 464287309 575 4,200 SH   SOLE 4,200 0 0
ISHARES TR MSCI EAFE ETF 464287465 10,411 159,672 SH   SOLE 134,880 0 24,792
ISHARES TR CORE S&P MCP ETF 464287507 498 2,864 SH   SOLE 2,864 0 0
ISHARES TR COHEN&STEER REIT 464287564 5,988 59,219 SH   SOLE 42,650 0 16,569
ISHARES TR RUS 1000 VAL ETF 464287598 9,712 83,414 SH   SOLE 80,454 0 2,960
ISHARES TR RUS 1000 GRW ETF 464287614 10,498 88,204 SH   SOLE 84,748 0 3,456
ISHARES TR RUS 1000 ETF 464287622 83,740 619,061 SH   SOLE 500,608 0 118,453
ISHARES TR RUS 2000 VAL ETF 464287630 2,429 20,430 SH   SOLE 20,430 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 2,574 15,250 SH   SOLE 15,250 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 15,663 111,149 SH   SOLE 87,784 0 23,365
ISHARES TR RUSSELL 3000 ETF 464287689 241 1,675 SH   SOLE 1,675 0 0
ISHARES TR CORE S&P SCP ETF 464287804 498 7,106 SH   SOLE 7,106 0 0
ISHARES TR SP SMCP600VL ETF 464287879 475 3,400 SH   SOLE 3,400 0 0
ISHARES TR SP SMCP600GR ETF 464287887 275 1,762 SH   SOLE 1,762 0 0
ISHARES TR NATIONAL MUN ETF 464288414 11,448 103,963 SH   SOLE 102,340 0 1,623
ISHARES TR EAFE VALUE ETF 464288877 729 14,091 SH   SOLE 14,091 0 0
ISHARES TR EAFE GRWTH ETF 464288885 817 11,047 SH   SOLE 11,047 0 0
ISHARES TR HDG MSCI EAFE 46434V803 290 10,200 SH   SOLE 10,200 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 316 12,718 SH   SOLE 12,692 0 26
SPDR GOLD TRUST GOLD SHS 78463V107 6,910 58,550 SH   SOLE 45,603 0 12,947
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,560 6,453 SH   SOLE 6,453 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 273 2,934 SH   SOLE 2,934 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2,735 32,859 SH   SOLE 28,727 0 4,132
VANGUARD INDEX FDS GROWTH ETF 922908736 259 2,040 SH   SOLE 2,040 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 450 4,663 SH   SOLE 4,663 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 489 3,932 SH   SOLE 3,932 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,013 220,737 SH   SOLE 157,607 0 63,130
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,930 143,510 SH   SOLE 96,190 0 47,320
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7,019 89,797 SH   SOLE 51,308 0 38,489
WELLS FARGO CO NEW COM 949746101 272 4,900 SH   SOLE 4,900 0 0