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Regulatory Capital (Tables)
6 Months Ended
Jun. 30, 2020
Regulatory Capital [Abstract]  
Actual and Required Capital Amounts and Ratios
The actual and required capital amounts and ratios for the Bank as of June 30, 2020 and December 31, 2019 are presented in the table below:

 
June 30, 2020
 
   
Actual
   
For Capital
Adequacy
Purposes
   
Minimum Capital
Adequacy with
Capital Buffer
   
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
   
(Dollars In Thousands)
 
Total Capital (to risk-weighted assets)
                                     
Consolidated Waterstone Financial, Inc.
 
$
402,690
     
23.64
%
 
$
136,268
     
8.00
%
 
$
178,851
     
10.50
%
 
$
N/A
     
N/A
 
WaterStone Bank
   
386,104
     
22.68
%
   
136,165
     
8.00
%
   
178,717
     
10.50
%
   
170,207
     
10.00
%
Tier 1 Capital (to risk-weighted assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
384,956
     
22.60
%
   
102,201
     
6.00
%
   
144,784
     
8.50
%
   
N/A
     
N/A
 
WaterStone Bank
   
368,370
     
21.64
%
   
102,124
     
6.00
%
   
144,676
     
8.50
%
   
136,165
     
8.00
%
Common Equity Tier 1 Capital (to risk-weighted assets)
                                         
Consolidated Waterstone Financial, Inc.
   
384,956
     
22.60
%
   
76,651
     
4.50
%
   
119,234
     
7.00
%
   
N/A
     
N/A
 
WaterStone Bank
   
368,370
     
21.64
%
   
76,593
     
4.50
%
   
119,145
     
7.00
%
   
110,634
     
6.50
%
Tier 1 Capital (to average assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
384,956
     
17.80
%
   
86,495
     
4.00
%
   
N/A
     
N/A
     
N/A
     
N/A
 
WaterStone Bank
   
368,370
     
17.04
%
   
86,495
     
4.00
%
   
N/A
     
N/A
     
108,119
     
5.00
%
State of Wisconsin (to total assets)
                                                 
WaterStone Bank
   
368,370
     
16.62
%
   
133,021
     
6.00
%
   
N/A
     
N/A
     
N/A
     
N/A
 

 
December 31, 2019
 
   
Actual
   
For Capital Adequacy Purposes
   
Minimum Capital Adequacy with Capital Buffer
   
To Be Well Capitalized Under Prompt Corrective Action Provisions
 
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
   
Amount
   
Ratio
 
   
(Dollars In Thousands)
 
Total Capital (to risk-weighted assets)
                                     
Consolidated Waterstone Financial, Inc.
 
$
404,748
     
26.17
%
 
$
123,731
     
8.00
%
 
$
162,398
     
10.50
%
 
$
N/A
     
N/A
 
WaterStone Bank
   
353,357
     
22.85
%
   
123,716
     
8.00
%
   
162,378
     
10.50
%
   
154,646
     
10.00
%
Tier 1 Capital (to risk-weighted assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
392,361
     
25.37
%
   
92,799
     
6.00
%
   
131,465
     
8.50
%
   
N/A
     
N/A
 
WaterStone Bank
   
340,970
     
22.05
%
   
92,787
     
6.00
%
   
131,449
     
8.50
%
   
123,716
     
8.00
%
Common Equity Tier 1 Capital (to risk-weighted assets)
                                 
Consolidated Waterstone Financial, Inc.
   
392,361
     
25.37
%
   
69,599
     
4.50
%
   
108,265
     
7.00
%
   
N/A
     
N/A
 
WaterStone Bank
   
340,970
     
22.05
%
   
69,590
     
4.50
%
   
108,252
     
7.00
%
   
100,520
     
6.50
%
Tier 1 Capital (to average assets)
                                                 
Consolidated Waterstone Financial, Inc.
   
392,361
     
19.69
%
   
79,691
     
4.00
%
   
N/A
     
N/A
     
N/A
     
N/A
 
WaterStone Bank
   
340,970
     
17.11
%
   
79,691
     
4.00
%
   
N/A
     
N/A
     
99,614
     
5.00
%
State of Wisconsin (to total assets)
                                                 
WaterStone Bank
   
340,970
     
17.11
%
   
119,590
     
6.00
%
   
N/A
     
N/A
     
N/A
     
N/A