2.4.0.8044 - Disclosure - Financial Instruments with Off-Balance Sheet Risk (Tables)truefalsefalse1false falsefalseContext_3ME_31-Mar-2013http://www.sec.gov/CIK0001569994duration2013-01-01T00:00:002013-03-31T00:00:002false falsefalseContext_FYE_31-Dec-2012http://www.sec.gov/CIK0001569994duration2012-01-01T00:00:002012-12-31T00:00:001true 1wsbf_FinancialInstrumentsWithOffBalanceSheetRiskAbstractwsbf_falsenadurationfalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalse2falsefalsefalse00falsefalsefalsexbrli:stringItemTypestringfalse0Financial Instruments With Off Balance Sheet Risk [Abstract]2false 2us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel1falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The contract or notional amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments.<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 83%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 715px;" valign="bottom" width="68%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="12%" colspan="2"> March 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 124px;" valign="bottom" width="12%"> December 31, </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px;" valign="bottom" width="68%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%" colspan="2"> 2013 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%"> 2012 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px;" valign="bottom" width="68%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 280px;" valign="bottom" width="27%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="68%"> Financial instruments whose contract amounts represent potential credit risk: </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px;" valign="bottom" width="68%"> Commitments to extend credit under amortizing loans (1) </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 111px;" valign="bottom" width="10%"> 23,101 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 124px;" valign="bottom" width="12%"> 20,836 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="68%"> Commitments to extend credit under home equity lines of credit </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 16,814 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 17,628 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px;" valign="bottom" width="68%"> Unused portion of construction loans </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="12%" colspan="2"> 5,770 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 124px;" valign="bottom" width="12%"> 5,502 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="68%"> Unused portion of business lines of credit </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 10,988 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 10,967 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 715px;" valign="bottom" width="68%"> Standby letters of credit </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="12%" colspan="2"> 1,159 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 124px;" valign="bottom" width="12%"> 736 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="border: currentcolor;" width="429"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="8"></td> <td style="border: currentcolor;" width="67"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="75"></td> <td style="border: currentcolor;" width="7"></td> </tr> </table> <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"> (1) Excludes commitments to originate loans held for sale.falsefalsefalse2falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The contract or notional amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments.<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 80%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 1in; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 329px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="33%" colspan="4"> December 31, </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 148px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="15%" colspan="2"> 2012 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="15%"> 2011 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 329px;" valign="bottom" width="33%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="62%"> Financial instruments whose contract amounts represent potential credit risk: </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 148px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%"> Commitments to extend credit under first mortgage loans </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 136px;" valign="bottom" width="13%"> 20,836 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="15%"> 14,259 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="62%"> Commitments to extend credit under home equity lines of credit </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 148px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> 17,628 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> 21,403 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%"> Unused portion of construction loans </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="15%" colspan="2"> 5,502 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="15%"> 5,684 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="62%"> Unused portion of business lines of credit </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 148px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> 10,967 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> 10,347 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%"> Standby letters of credit </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="15%" colspan="2"> 736 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="15%"> 970 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="border: currentcolor;" width="374"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="8"></td> <td style="border: currentcolor;" width="82"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="8"></td> </tr> </table> <div align="center" style="font: /normal 'times new roman'; margin: 0in 0in 0pt; text-align: center; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"> </div>falsefalsefalsenonnum:textBlockItemTypenaTabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13467-108611 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 32 -Subparagraph a -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 107 -Paragraph 7, 10 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 107 -Paragraph 3 -Subparagraph a -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 159 -Paragraph 7 -Subparagraph a -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. false0Financial Instruments with Off-Balance Sheet RiskfalseFinancial Instruments with Off-Balance Sheet Risk (Tables)UnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://wsbonline.com/role/FinancialInstrumentsWithOffbalanceSheetRiskTables22