Segment Reporting

3 Months Ended

12 Months Ended

Mar. 31, 2013

Dec. 31, 2012

Segment Reporting [Abstract]

Segment Reporting

Note 15 — Segment Reporting

Selected financial and descriptive information is required to be provided about reportable operating segments, considering a “management approach” concept as the basis for identifying reportable segments. The management approach is based on the way that management organizes the segments within the enterprise for making operating decisions, allocating resources, and assessing performance. Consequently, the segments are evident from the structure of the enterprise’s internal organization, focusing on financial information that an enterprise’s chief operating decision-makers use to make decisions about the enterprise’s operating matters.  The Company has determined that it has two reportable segments: community banking and mortgage banking.  The Company’s operating segments are presented based on its management structure and management accounting practices.  The structure and practices are specific to the Company and therefore, the financial results of the Company’s business segments are not necessarily comparable with similar information for other financial institutions.

Community Banking

The Community Banking segment provides consumer and business banking products and services to customers primarily within Southeastern Wisconsin. Consumer products include loan and deposit products:  mortgage, home equity loans and lines, personal term loans, demand deposit accounts, interest bearing transaction accounts and time deposits.  Business banking products include secured and unsecured lines and term loans for working capital, inventory and general corporate use, commercial real estate construction loans, demand deposit accounts, interest bearing transaction accounts and time deposits.

Mortgage Banking

The Mortgage Banking segment provides residential mortgage loans for the purpose of sale on the secondary market.  Mortgage banking products and services are provided by offices in: Wisconsin, Arizona, Florida, Idaho, Illinois, Indiana, Iowa, Maryland, Minnesota, Ohio and Pennsylvania.

	Three Months ended March 31, 2013
	Community Banking		Mortgage Banking	Holding Company and Other		Consolidated
	(In Thousands)
Net interest income	$	9,936	86	124		10,146
Provision for loan losses	1,700		60	—		1,760
Net interest income after provision for loan losses	8,236		26	124		8,386
Noninterest income:	639		22,406	(12	)	23,033
Noninterest expenses:
Compensation, payroll taxes, and other employee benefits	3,291		13,270	(79	)	16,482
Occupancy, office furniture and equipment	833		1,083	—		1,916
FDIC insurance premiums	673		—	—		673
Real estate owned	141		—	—		141
Other	960		3,656	43		4,659
Total noninterest expenses	5,898		18,009	(36	)	23,871
Income before income taxes	2,977		4,423	148		7,548
Income tax exense	1,116		1,782	25		2,923
Net income	$	1,861	2,641	123		4,625
Total Assets	$	1,558,139	119,725	(49,110	)	1,628,754

	Three Months ended March 31, 2012
	Community Banking			Mortgage Banking		Holding Company and Other		Consolidated
	(In Thousands)
Net interest income	$	10,247		54		125		10,426
Provision for loan losses	3,600			75		—		3,675
Net interest income after provision for loan losses	6,647			(21	)	125		6,751
Noninterest income:	774			14,228		—		15,002
Noninterest expenses:
Compensation, payroll taxes, and other employee benefits	3,127			7,727		(217	)	10,637
Occupancy, office furniture and equipment	790			931		—		1,721
FDIC insurance premiums	941			—		—		941
Real estate owned	1,435			—		—		1,435
Other	1,218			3,497		66		4,781
Total noninterest expenses	7,511			12,155		(151	)	19,515
Income (loss) before income taxes (benefit)	(90		)	2,052		276		2,238
Income tax expense (benefit)	(794		)	824		—		30
Net income	$	704		1,228		276		2,208
Total Assets	$	1,654,117		101,578		(56,793	)	1,698,902

19)Segments and Related Information

During the year ended December 31, 2011, the Company determined that it has two reportable segments: community banking and mortgage banking.  During this period, the Company realigned its operations to allow for all mortgage banking activities to be managed exclusively within its mortgage banking subsidiary.  Based upon this realignment, the Company determined that the mortgage banking subsidiary represents a segment that is distinct from the operations of the core community banking function.  Prior to the year ended December 31, 2011, the Company’s operations were aligned such that it had one reportable segment.  All segment data related to the year ended December 31, 2010 reflects the Company’s operations in the same manner as they were aligned during the years ended December 31, 2012 and 2011.  The Company’s operating segments are presented based on its management structure and management accounting practices.  The structure and practices are specific to the Company and therefore, the financial results of the Company’s business segments are not necessarily comparable with similar information for other financial institutions.

Community Banking

The Community Banking segment provides consumer and business banking products and services to customers primarily within Southeastern Wisconsin. Consumer products include loan and deposit products:  mortgage, home equity loans and lines, personal term loans, demand deposit accounts, interest bearing transaction accounts and time deposits.  Business banking products include secured and unsecured lines and term loans for working capital, inventory and general corporate use, commercial real estate construction loans, demand deposit accounts, interest bearing transaction accounts and time deposits.

Mortgage Banking

The Mortgage Banking segment provides residential mortgage loans for the purpose of sale on the secondary market.  Mortgage banking products and services are provided by offices in: Wisconsin, Arizona, Florida, Idaho, Indiana, Illinois, Iowa, Maryland, Minnesota, Ohio and Pennsylvania.

	As of or for the Year ended December 31, 2012
	Community Banking			Mortgage Banking	Holding Company and Other		Consolidated
	(in thousands)
Net interest income	$	40,973		470	502		41,945
Provision for loan losses	8,250			50	—		8,300
Net interest income after provision for loan losses	32,723			420	502		33,645
Noninterest income	3,259			87,944	—		91,203
Noninterest expenses:
Compensation, payroll taxes, and other employee benefits	13,424			50,748	(665	)	63,507
Occupancy, office furniture and equipment	3,112			3,856	—		6,968
FDIC insurance premiums	3,390			—	—		3,390
Real estate owned	8,746			—	—		8,746
Other	4,728			14,517	282		19,527
Total noninterest expenses	33,400			69,121	(383	)	102,138
Income before income taxes (benefit)	2,582			19,243	885		22,710
Income taxes (benefit)	(19,347		)	7,724	(581	)	(12,204	)
Net income	$	21,929		11,519	1,466		34,914
Total Assets	$	1,589,314		147,699	(75,937	)	1,661,076

	As of or for the Year ended December 31, 2011
	Community Banking			Mortgage Banking	Holding Company and Other		Consolidated
	(in thousands)
Net interest income	$	45,611		406	499		46,516
Provision for loan losses	21,960			117	—		22,077
Net interest income after provision for loan losses	23,651			289	499		24,439
Noninterest income	2,431			40,798	—		43,229
Noninterest expenses:
Compensation, payroll taxes, and other employee benefits	13,006			26,929	(776	)	39,159
Occupancy, office furniture and equipment	3,262			3,226	—		6,488
FDIC insurance premiums	3,814			—	—		3,814
Real estate owned	12,140			—	—		12,140
Other	4,598			7,883	497		12,978
Total noninterest expenses	36,820			38,038	(279	)	74,579
Income (loss) before income taxes (benefit)	(10,738		)	3,049	778		(6,911	)
Income taxes (benefit)	(833		)	1,395	—		562
Net income (loss)	$	(9,905	)	1,654	778		(7,473	)
Total Assets	$	1,669,231		100,177	(56,557	)	1,712,851

	As of or for the Year ended December 31, 2010
	Community Banking			Mortgage Banking	Holding Company and Other		Consolidated
	(in thousands)
Net interest income	$	48,521		641	502		49,664
Provision for loan losses	25,553			279	—		25,832
Net interest income after provision for loan losses	22,968			362	502		23,832
Noninterest income	3,295			35,698	—		38,993
Noninterest expenses:
Compensation, payroll taxes, and other employee benefits	13,600			23,478	(755	)	36,323
Occupancy, office furniture and equipment	3,313			2,449	—		5,762
FDIC insurance premiums	4,353			—	—		4,353
Real estate owned	6,583			—	—		6,583
Other	5,251			6,034	321		11,606
Total noninterest expenses	33,100			31,961	(434	)	64,627
Income (loss) before income taxes (benefit)	(6,837		)	4,099	936		(1,802	)
Income taxes (benefit)	(1,554		)	1,606	—		52
Net income (loss)	$	(5,283	)	2,493	936		(1,854	)
Total Assets	$	1,770,912		108,928	(70,874	)	1,808,966