2.4.0.8027 - Disclosure - Fair Value Measurementstruefalsefalse1false falsefalseContext_3ME_31-Mar-2013http://www.sec.gov/CIK0001569994duration2013-01-01T00:00:002013-03-31T00:00:002false falsefalseContext_FYE_31-Dec-2012http://www.sec.gov/CIK0001569994duration2012-01-01T00:00:002012-12-31T00:00:001true 1us-gaap_FairValueDisclosuresAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalse2falsefalsefalse00falsefalsefalsexbrli:stringItemTypestringfalse0Fair Value Measurements [Abstract]2false 2us-gaap_FairValueMeasurementInputsDisclosureTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel1falsefalsefalse00<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Note 14 — Fair Value Measurements   The FASB issued an accounting standard (subsequently codified into ASC Topic 820, “Fair Value Measurements and Disclosures”) which defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. This accounting standard applies to reported balances that are required or permitted to be measured at fair value under existing accounting pronouncements. The standard also emphasizes that fair value (i.e., the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date), among other things, is based on exit price versus entry price, should include assumptions about risk such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. When considering the assumptions that market participants would use in pricing the asset or liability, this accounting standard establishes a fair value hierarchy that distinguishes between market participant assumptions based on market data obtained from sources independent of the reporting entity (observable inputs that are classified within Levels 1 and 2 of the hierarchy) and the reporting entity’s own assumptions about market participant assumptions (unobservable inputs classified within Level 3 of the hierarchy).</div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   The fair value hierarchy prioritizes inputs used to measure fair value into three broad levels.   Level 1 inputs - In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets or liabilities that we have the ability to access.   Level 2 inputs - Fair values determined by Level 2 inputs use inputs other than quoted prices included in Level 1 inputs that are observable for the asset or liability, either directly or indirectly.  Level 2 inputs include quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets where there are few transactions and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals.   Level 3 inputs - Level 3 inputs are unobservable inputs for the asset or liability and include situations where there is little, if any, market activity for the asset or liability.   In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety.  The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability.   The following table presents information about our assets recorded in our consolidated statement of financial position at their fair value on a recurring basis as of March 31, 2013 and December 31, 2012, and indicates the fair value hierarchy of the valuation techniques utilized to determine such fair value.    </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   <table style="width: 93%; border-collapse: collapse; margin-left: 0.25in;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 509px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="43%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%" colspan="2"> March 31, 2013 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%"> Level 3 </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 690px;" valign="bottom" width="59%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="36%"> Available for sale securities </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%"> Mortgage-backed securities </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 16px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 134px;" valign="bottom" width="11%"> 114,076 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 114,076 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="36%"> Collateralized mortgage obligations </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%"> Government sponsored enterprise issued </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 26,092 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 26,092 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="36%"> Government sponsored enterprise bonds </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 10,021 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 10,021 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%"> Municipal securities </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 58,729 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 58,729 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="36%"> Other debt securities </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 5,136 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 5,136 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%"> Certificates of deposit </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 6,417 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 6,417 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="36%"> Loans held for sale </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 104,168 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 104,168 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px;" valign="bottom" width="36%"> Mortgage banking derivative assets </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 2,364 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 2,364 </td> <td style="padding: 0in; width: 11px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 430px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="36%"> Mortgage banking derivative liabilities </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 124 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 124 </td> <td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td width="258"></td> <td width="19"></td> <td width="9"></td> <td width="81"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="7"></td> </tr> </table>   <table style="width: 93%; border-collapse: collapse; margin-left: 0.25in;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> December 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 509px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="43%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%" colspan="2"> 2012 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%"> Level 3 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 690px;" valign="bottom" width="59%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%"> Available for sale securities </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%"> Mortgage-backed securities </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 16px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 134px;" valign="bottom" width="11%"> 119,056 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 119,056 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%"> Collateralized mortgage obligations </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%"> Government sponsored enterprise issued </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 29,579 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 29,579 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%"> Government sponsored enterprise bonds </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 8,017 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 8,017 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%"> Municipal securities </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 37,371 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 37,371 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%"> Other debt securities </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 5,070 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 5,070 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%"> Certificates of deposit </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 5,924 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 5,924 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%"> Loans held for sale </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 133,613 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 133,613 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px;" valign="bottom" width="37%"> Mortgage banking derivative assets </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2"> 1,668 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="12%"> 1,668 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 431px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%"> Mortgage banking derivative liabilities </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2"> 249 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 249 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td width="258"></td> <td width="19"></td> <td width="9"></td> <td width="81"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="6"></td> </tr> </table>   The following summarizes the valuation techniques for assets recorded in our consolidated statements of financial condition at their fair value on a recurring basis:   Available for sale securities — The Company’s investment securities classified as available for sale include: mortgage-backed securities, collateralized mortgage obligations, government sponsored enterprise bonds, municipal securities and other debt securities. The fair value of mortgage-backed securities, collateralized mortgage obligations and government sponsored enterprise bonds are determined by a third party valuation source using observable market data utilizing a matrix or multi-dimensional relational pricing model.  Standard inputs to these models include observable market data such as benchmark yields, reported trades, broker quotes, issuer spreads, benchmark securities, prepayment models and bid/offer market data.  For securities with an early redemption feature, an option adjusted spread model is utilized to adjust the issuer spread.  These model and matrix measurements are classified as Level 2 and Level 3 in the fair value hierarchy.  The fair value of municipal securities is determined by a third party valuation source using observable market data utilizing a multi-dimensional relational pricing model.  Standard inputs to this model include observable market data such as benchmark yields, reported trades, broker quotes, rating updates and issuer spreads.  These model measurements are classified as Level 2 in the fair value hierarchy.  The fair value of other debt securities, which includes a trust preferred security issued by a financial institution, is determined through quoted prices in active markets and is classified as Level 1 in the fair value hierarchy.</div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   Loans held for sale — The Company carries loans held for sale at fair value under the fair value option model.  Fair value is generally determined by estimating a gross premium or discount, which is derived from pricing currently observable in the secondary market, principally from observable prices for forward sale commitments.  Loans held-for-sale are considered to be Level 2 in the fair value hierarchy of valuation techniques.   Mortgage banking derivatives - Mortgage banking derivatives include interest rate lock commitments to originate residential loans held for sale to individual customers and forward commitments to sell residential mortgage loans to various investors.  The Company relies on a valuation model to estimate the fair value of its interest rate lock commitments to originate residential mortgage loans held for sale, which includes applying a pull through rate based upon historical experience and the current interest rate environment and then multiplying by quoted investor prices.  The Company also relies on a valuation model to estimate the fair value of its forward commitments to sell residential loans, which includes matching specific terms and maturities of the forward commitments against applicable investor pricing available.  While there are Level 2 and 3 inputs used in the valuation models, the Company has determined that one or more of the inputs significant in the valuation of both of the mortgage banking derivatives fall within Level 3 of the fair value hierarchy.  The table below presents reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during 2013 and 2012.   <table style="width: 90%; border-collapse: collapse; margin-left: 0.25in;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 699px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="15%" colspan="2"> Available for sale securities </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="15%"> Mortgage banking derivatives, net </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 379px;" valign="bottom" width="33%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Balance at December 31, 2011 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 158px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 18,451 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> 527 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Transfer into level 3 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Unrealized holding losses arising during the period: </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Included in other comprehensive income </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> 1,023 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Other than temporary impairment included in net loss </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2"> (113 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> ) </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Principal repayments </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> (1,352 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> ) </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Net accretion of discount/amortization of premium </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Sales of available for sale securities </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> (18,009 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> ) </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Mortgage derivative gain, net </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="15%"> 892 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Balance at December 31, 2012 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> 1,419 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 174px;" valign="bottom" width="15%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 174px;" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Transfer into level 3 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Unrealized holding losses arising during the period: </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Included in other comprehensive income </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Other than temporary impairment included in net loss </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Principal repayments </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Net accretion of discount/amortization of premium </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 174px;" valign="bottom" width="15%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="62%"> Mortgage derivative gain, net </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%" colspan="2"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> 821 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 699px;" valign="top" width="62%"> Balance at March 31, 2013 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 158px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 174px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="15%"> 2,240 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> </table>   There were no transfers in or out of Level 1 or Level 2 measurements during the periods.   Assets Recorded at Fair Value on a Non-recurring Basis   The following table presents information about our assets recorded in our consolidated statement of financial position at their fair value on a non-recurring basis as of March 31, 2013 and December 31, 2012, and indicates the fair value hierarchy of the valuation techniques utilized to determine such fair value.    </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   <table style="width: 85%; border-collapse: collapse; margin-left: 0.55in;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="14%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 512px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="48%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 148px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2"> March 31, 2013 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="14%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="14%"> Level 3 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 691px;" valign="bottom" width="65%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="30%"> Impaired loans, net (1) </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 35,803 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 35,803 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%"> Real estate owned </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="14%" colspan="2"> 30,799 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%"> 30,799 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td width="197"></td> <td width="19"></td> <td width="8"></td> <td width="81"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="7"></td> </tr> </table>   <table style="width: 85%; border-collapse: collapse; margin-left: 0.55in;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="14%" colspan="2"> December 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 512px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="48%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 148px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2"> 2012 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="14%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="14%"> Level 3 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 691px;" valign="bottom" width="65%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="30%"> Impaired loans, net (1) </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 40,071 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 40,071 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 329px;" valign="bottom" width="30%"> Real estate owned </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="14%" colspan="2"> 35,974 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%"> 35,974 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td width="197"></td> <td width="19"></td> <td width="8"></td> <td width="81"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="19"></td> <td width="90"></td> <td width="7"></td> </tr> </table>   (1)  Represents collateral-dependent impaired loans, net, which are included in loans.   Loans — We do not record loans at fair value on a recurring basis.  On a non-recurring basis, loans determined to be impaired are analyzed to determine whether a collateral shortfall exists, and if such a shortfall exists, are recorded on our consolidated statements of financial condition at net realizable value of the underlying collateral.  Fair value is determined based on third party appraisals.  Appraised values are adjusted to consider disposition costs and also to take into consideration the age of the most recent appraisal.  Given the significance of the adjustments made to appraised values necessary to estimate the fair value of impaired loans, loans that have been deemed to be impaired are considered to be Level 3 in the fair value hierarchy of valuation techniques.  At March 31, 2013, loans determined to be impaired with an outstanding balance of $45.3 million were carried net of specific reserves of $9.5 million for a fair value of $35.8 million.  At December 31, 2012, loans determined to be impaired with an outstanding balance of $52.5 million were carried net of specific reserves of $12.4 million for a fair value of $40.1 million.  Impaired loans collateralized by assets which are valued in excess of the net investment in the loan do not require any specific reserves.  Real estate owned — On a non-recurring basis, real estate owned, is recorded in our consolidated statements of financial condition at the lower of cost or fair value.  Fair value is determined based on third party appraisals and, if less than the carrying value of the foreclosed loan, the carrying value of the real estate owned is adjusted to the fair value.  Appraised values are adjusted to consider disposition costs and also to take into consideration the age of the most recent appraisal.  Given the significance of the adjustments made to appraised values necessary to estimate the fair value of the properties, real estate owned is considered to be Level 3 in the fair value hierarchy of valuation techniques.  Changes in the value of real estate owned totaled $480,000 and $875,000 during the three months ended March 31, 2013 and 2012, respectively and are recorded in real estate owned expense. At March 31, 2013 and December 31, 2012, real estate owned totaled $30.8 million and $36.0 million, respectively.  For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of March 31, 2013, the significant unobservable inputs used in the fair value measurements were as follows: </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   <table style="width: 100%; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 294px;" valign="bottom" width="23%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 138px;" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 187px;" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 199px;" valign="bottom" width="16%"> Significant </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 279px;" valign="bottom" width="22%" colspan="3"> Significant Unobservable Input Value </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 294px;" valign="bottom" width="23%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 138px;" valign="bottom" width="11%" colspan="2"> Fair Value at </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 187px;" valign="bottom" width="15%"> Valuation </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 199px;" valign="bottom" width="16%"> Unobservable </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: solid none none; padding: 0in; width: 124px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="10%"> Minimum </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none none; padding: 0in; width: 124px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="10%"> Maximum </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 294px;" valign="bottom" width="23%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 138px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%" colspan="2"> March 31, 2013 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 187px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="15%"> Technique </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 199px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%"> Inputs </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%"> Value </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%"> Value </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 294px;" valign="bottom" width="23%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 138px;" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 187px;" valign="bottom" width="15%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 199px;" valign="bottom" width="16%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 294px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%"> Mortgage banking derivatives </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 121px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%"> 2,240 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 187px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> Pricing models </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 199px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> Pull through rate </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 68.7 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 100.0 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> </tr> <tr> <td style="padding: 0in; width: 294px;" valign="bottom" width="23%"> Impaired loans </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 138px;" valign="bottom" width="11%" colspan="2"> 35,803 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 187px;" valign="bottom" width="15%"> Market approach </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 199px;" valign="bottom" width="16%"> Disount rates applied to appraisals </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 124px;" valign="bottom" width="10%"> 15.0 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 124px;" valign="bottom" width="10%"> 30.0 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="2%"> % </td> </tr> <tr> <td style="padding: 0in; width: 294px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%"> Real estate owned </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 138px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2"> 30,799 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 187px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%"> Market approach </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 199px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> Disount rates applied to appraisals </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 5.0 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 89.4 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> </tr> <tr> <td width="176"></td> <td width="19"></td> <td width="10"></td> <td width="73"></td> <td width="19"></td> <td width="112"></td> <td width="19"></td> <td width="120"></td> <td width="19"></td> <td width="75"></td> <td width="19"></td> <td width="75"></td> <td width="15"></td> </tr> </table>   The significant unobservable inputs used in the fair value measurement of the Company’s mortgage banking derivatives, including interest rate lock commitments is the loan pull through rate.  This represents the percentage of loans currently in a lock position which the Company estimates will ultimately close.  Generally, the fair value of an interest rate lock commitment will be positively (negatively) impacted when the prevailing interest rate is lower (higher) than the interest rate lock commitment.  Generally, an increase in the pull through rate will result in the fair value of the interest rate lock increasing when in a gain position, or decreasing when in a loss position.  The pull through rate is largely dependent on the loan processing stage that a loan is currently in and the change in prevailing interest rates from the time of the rate lock.  The pull through rate is computed using historical data and the ratio is periodically reviewed by the Company.  The significant unobservable inputs used in the fair value measurement of collateral for collateral-dependent impaired loans and real estate owned included in the above table primarily relate to discounting criteria applied to independent appraisals received with respect to the collateral.  Discounts applied to the appraisals are dependent on the vintage of the appraisal as well as the marketability of the property.  The discount factor is computed using actual realization rates on properties that have been foreclosed upon and liquidated in the open market.   Fair value information about financial instruments follows, whether or not recognized in the consolidated statements of financial condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. Certain financial instruments and all nonfinancial instruments are excluded from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.</div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   The carrying amounts and fair values of the Company’s financial instruments consist of the following at March 31, 2013 and December 31, 2012:   <table style="width: 100%; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 447px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="35%" colspan="10"> March 31, 2013 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 439px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="35%" colspan="9"> December 31, 2012 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> Carrying </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 355px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="28%" colspan="7"> Fair Value </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> Carrying </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 349px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="28%" colspan="7"> Fair Value </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 79px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%" colspan="2"> amount </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 79px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%"> Total </td> <td style="border-style: solid none none; padding: 0in; width: 13px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none; padding: 0in; width: 79px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="6%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 13px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none; padding: 0in; width: 79px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="6%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 13px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none; padding: 0in; width: 79px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="6%"> Level 3 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 78px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%"> amount </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 78px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%"> Total </td> <td style="border-style: solid none none; padding: 0in; width: 12px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none; padding: 0in; width: 78px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="6%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 12px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none; padding: 0in; width: 78px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="6%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 12px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none; padding: 0in; width: 79px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="6%"> Level 3 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 899px;" valign="bottom" width="72%" colspan="20"> (In Thousands) </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Financial Assets </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Cash and cash equivalents </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 62px;" valign="bottom" width="4%"> 64,114 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 64,114 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 64,114 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 71,649 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 71,469 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 71,469 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Securities available-for-sale </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2"> 220,471 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 220,471 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 5,136 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 215,335 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 205,017 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 205,017 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 5,070 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 199,947 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Loans held for sale </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> 104,168 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 104,168 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 104,168 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 133,613 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 133,613 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 133,613 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Loans receivable </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2"> 1,124,937 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 1,139,665 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 1,139,665 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 1,133,672 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 1,148,107 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 1,148,107 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> FHLB stock </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> 20,193 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 20,193 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 20,193 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 20,193 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 20,193 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 20,193 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Cash surrender value of life insurance </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2"> 38,201 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 38,201 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 38,201 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 38,061 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 38,061 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 38,061 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Real estate owned </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> 30,799 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 30,799 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 30,799 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 35,974 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 35,974 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 35,974 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Accrued interest receivable </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2"> 3,952 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 3,952 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 3,952 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 3,452 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 3,452 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 3,452 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Mortgage banking derivative assets </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> 2,364 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 2,364 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 2,364 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,668 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,668 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 1,668 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Financial Liabilities </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Deposits </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2"> 914,919 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 917,255 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 202,526 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 714,729 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 939,513 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 942,118 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 202,593 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 739,525 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Advance payments by borrowers for taxes </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> 7,346 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 7,346 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 7,346 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,672 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,672 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,672 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Borrowings </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2"> 479,324 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 531,868 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 531,868 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 479,888 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 537,299 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 537,299 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Accrued interest payable </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> 1,651 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 1,651 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 1,651 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,715 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,715 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 1,715 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Mortgage banking derivative liabilities </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2"> 124 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 124 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 124 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 249 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 249 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%"> 249 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="26%"> Other Financial Instruments </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%" colspan="2">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">   </td> </tr> <tr> <td style="padding: 0in; width: 325px;" valign="bottom" width="26%"> Stand-by letters of credit </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%" colspan="2"> 8 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 8 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 8 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 5 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> 5 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 78px;" valign="bottom" width="6%"> — </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 79px;" valign="bottom" width="6%"> 5 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="0%">   </td> </tr> <tr> <td width="192"></td> <td width="5"></td> <td width="11"></td> <td width="44"></td> <td width="5"></td> <td width="55"></td> <td width="5"></td> <td width="45"></td> <td width="3"></td> <td width="45"></td> <td width="4"></td> <td width="55"></td> <td width="5"></td> <td width="55"></td> <td width="5"></td> <td width="55"></td> <td width="5"></td> <td width="45"></td> <td width="4"></td> <td width="45"></td> <td width="4"></td> <td width="55"></td> <td width="3"></td> </tr> </table>    </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"> The following methods and assumptions were used by the Company in determining its fair value disclosures for financial instruments.   Cash and Cash Equivalents   The carrying amount reported in the consolidated statements of financial condition for cash and cash equivalents is a reasonable estimate of fair value.   Securities   The fair value of securities is determined by a third party valuation source using observable market data utilizing a matrix or multi-dimensional relational pricing model.  Standard inputs to these models include observable market data such as benchmark yields, reported trades, broker quotes, issuer spreads, benchmark securities and bid/offer market data.  For securities with an early redemption feature, an option adjusted spread model is utilized to adjust the issuer spread.  Prepayment models are used for mortgage related securities with prepayment features.   Loans Held for Sale   Fair value is estimated using the prices of the Company’s existing commitments to sell such loans and/or the quoted market price for commitments to sell similar loans.   Loans Receivable   Loans determined to be impaired are analyzed to determine whether a collateral shortfall exists, and if such a shortfall exists, are recorded on our consolidated statements of financial condition at fair value.  Fair value is determined based on third party appraisals.  Appraised values are adjusted to consider disposition costs and also to take into consideration the age of the most recent appraisal.  With respect to loans that are not considered to be impaired, fair value is estimated by discounting the future contractual cash flows using discount rates that reflect a current rate offered to borrowers of similar credit standing for the remaining term to maturity.  This method of estimating fair value does not incorporate the exit-price concept of fair value prescribed by ASC 820-10 and generally produces a higher fair value.  FHLBC Stock   For FHLBC stock, the carrying amount is the amount at which shares can be redeemed with the FHLBC and is a reasonable estimate of fair value.   Cash Surrender Value of Life Insurance   The carrying amounts reported in the consolidated statements of financial condition for the cash surrender value of life insurance approximate those assets’ fair values.   Deposits and Advance Payments by Borrowers for Taxes   The fair values for interest-bearing and noninterest-bearing negotiable order of withdrawal accounts, savings accounts, and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). The fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates of similar remaining maturities to a schedule of aggregated expected monthly maturities of the outstanding certificates of deposit. The advance payments by borrowers for taxes are equal to their carrying amounts at the reporting date. </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   Borrowings   Fair values for borrowings are estimated using a discounted cash flow calculation that applies current interest rates to estimated future cash flows of the borrowings.   Accrued Interest Payable and Accrued Interest Receivable   For accrued interest payable and accrued interest receivable, the carrying amount is a reasonable estimate of fair value.   Commitments to Extend Credit and Standby Letters of Credit   Commitments to extend credit and standby letters of credit are generally not marketable. Furthermore, interest rates on any amounts drawn under such commitments would be generally established at market rates at the time of the draw. Fair values for the Company’s commitments to extend credit and standby letters of credit are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the counterparty’s credit standing, and discounted cash flow analyses. The fair value of the Company’s commitments to extend credit is not material at March 31, 2013 and December 31, 2012.   Mortgage Banking Derivative Assets and Liabilities   Mortgage banking derivatives include interest rate lock commitments to originate residential loans held for sale to individual customers and forward commitments to sell residential mortgage loans to various investors.  The Company relies on a valuation model to estimate the fair value of its interest rate lock commitments to originate residential mortgage loans held for sale, which includes applying a pull through rate based upon historical experience and the current interest rate environment, and then multiplying by quoted investor prices.  The Company also relies on a valuation model to estimate the fair value of its forward commitments to sell residential loans, which includes matching specific terms and maturities of the forward commitments against applicable investor pricing available.  On the Company’s Consolidated Statements of Condition, instruments that have a positive fair value are included in prepaid expenses and other assets, and those instruments that have a negative fair value are included in other liabilities.</div>falsefalsefalse2falsefalsefalse00<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"> 16)      Fair Values Measurements   ASC Topic 820, “Fair Value Measurements and Disclosures” defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements. This accounting standard applies to reported balances that are required or permitted to be measured at fair value under existing accounting pronouncements. The standard also emphasizes that fair value (i.e., the price that would be received in an orderly transaction that is not a forced liquidation or distressed sale at the measurement date), among other things, is based on exit price versus entry price, should include assumptions about risk such as nonperformance risk in liability fair values, and is a market-based measurement, not an entity-specific measurement. When considering the assumptions that market participants would use in pricing the asset or liability, this accounting standard establishes a fair value hierarchy that distinguishes between market participant assumptions based on market data obtained from sources independent of the reporting entity (observable inputs that are classified within Levels 1 and 2 of the hierarchy) and the reporting entity’s own assumptions about market participant assumptions (unobservable inputs classified within Level 3 of the hierarchy).  The fair value hierarchy prioritizes inputs used to measure fair value into three broad levels.   Level 1 inputs - In general, fair values determined by Level 1 inputs use quoted prices in active markets for identical assets or liabilities that we have the ability to access.   Level 2 inputs - Fair values determined by Level 2 inputs use inputs other than quoted prices included in Level 1 inputs that are observable for the asset or liability, either directly or indirectly.  Level 2 inputs include quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets where there are few transactions and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals.   Level 3 inputs - Level 3 inputs are unobservable inputs for the asset or liability and include situations where there is little, if any, market activity for the asset or liability.   In instances where the determination of the fair value measurement is based on inputs from different levels of the fair value hierarchy, the level in the fair value hierarchy within which the entire fair value measurement falls is based on the lowest level input that is significant to the fair value measurement in its entirety.  The Company’s assessment of the significance of a particular input to the fair value measurement in its entirety requires judgment, and considers factors specific to the asset or liability.   The following table presents information about our assets recorded in our consolidated statement of financial position at their fair value on a recurring basis as of December 31, 2012 and December 31, 2011, and indicates the fair value hierarchy of the valuation techniques utilized to determine such fair value. </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   <table style="width: 89%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> December 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 511px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="45%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2"> 2012 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 3 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 691px;" valign="bottom" width="61%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Available for sale securities </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Mortgage-backed securities </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px;" valign="bottom" width="12%"> 119,056 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> 119,056 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Collateralized mortgage obligations </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Government sponsored enterprise issued </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 29,579 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> 29,579 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Government sponsored enterprise bonds </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 8,017 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 8,017 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Municipal securities </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 37,371 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> 37,371 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Other debt securities </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 5,070 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 5,070 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Certificates of deposit </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 5,924 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> 5,924 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Loans held for sale </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 133,613 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 133,613 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Mortgage banking derivative assets </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 1,668 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> 1,668 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Mortgage banking derivative liabilities </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 249 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 249 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="border: currentcolor;" width="231"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="9"></td> <td style="border: currentcolor;" width="81"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="7"></td> </tr> </table>   <table style="width: 89%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> December 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 511px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="45%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2"> 2011 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 151px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 3 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 691px;" valign="bottom" width="61%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Available for sale securities </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Mortgage-backed securities </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px;" valign="bottom" width="12%"> 35,417 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 35,417 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Collateralized mortgage obligations </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Government sponsored enterprise issued </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 33,196 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 33,196 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Private-label issued </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 18,451 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 18,451 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Government sponsored enterprise bonds </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 71,349 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 71,349 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Municipal securities </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 39,068 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 39,068 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Other debt securities </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 5,118 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 5,118 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Certificates of deposit </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 3,920 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 3,920 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Loans held for sale </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 88,283 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 88,283 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%"> Mortgage banking derivative assets </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 924 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 924 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 385px;" valign="bottom" width="34%"> Mortgage banking derivative liabilities </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 397 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 151px;" valign="bottom" width="13%"> 397 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="border: currentcolor;" width="231"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="9"></td> <td style="border: currentcolor;" width="81"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="7"></td> </tr> </table>   The following summarizes the valuation techniques for assets recorded in our consolidated statements of financial condition at their fair value on a recurring basis:   Available for sale securities — The Company’s investment securities classified as available for sale include: mortgage-backed securities, collateralized mortgage obligations, government sponsored enterprise bonds, municipal securities and other debt securities. The fair value of mortgage-backed securities, collateralized mortgage obligations and government sponsored enterprise bonds are determined by a third party valuation source using observable market data utilizing a matrix or multi-dimensional relational pricing model.  Standard inputs to these models include observable market data such as benchmark yields, reported trades, broker quotes, issuer spreads, benchmark securities, prepayment models and bid/offer market data.  For securities with an early redemption feature, an option adjusted spread model is utilized to adjust the issuer spread.  These model and matrix measurements are classified as Level 2 and Level 3 in the fair value hierarchy.  The fair value of municipal securities is determined by a third party valuation source using observable market data utilizing a multi-dimensional relational pricing model.  Standard inputs to this model include observable market data such as benchmark yields, reported trades, broker quotes, rating updates and issuer spreads.  These model measurements are classified as Level 2 in the fair value hierarchy.  The fair value of other debt securities, which includes a trust preferred security issued by a financial institution, is determined through quoted prices in active markets and is classified as Level 1 in the fair value hierarchy.</div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   Loans held for sale — The Company carries loans held for sale at fair value under the fair value option model.  Fair value is generally determined by estimating a gross premium or discount, which is derived from pricing currently observable in the secondary market, principally from observable prices for forward sale commitments.  Loans held-for-sale are considered to be Level 2 in the fair value hierarchy of valuation techniques.   Mortgage banking derivatives - Mortgage banking derivatives include interest rate lock commitments to originate residential loans held for sale to individual customers and forward commitments to sell residential mortgage loans to various investors.  The Company utilizes a valuation model to estimate the fair value of its interest rate lock commitments to originate residential mortgage loans held for sale, which includes applying a pull through rate based upon historical experience and the current interest rate environment and then multiplying by quoted investor prices.  The Company also utilizes a valuation model to estimate the fair value of its forward commitments to sell residential loans, which includes matching specific terms and maturities of the forward commitments against applicable investor pricing available.  While there are Level 2 and 3 inputs used in the valuation models, the Company has determined that one or more of the inputs significant in the valuation of both of the mortgage banking derivatives fall within Level 3 of the fair value hierarchy.  The table below presents reconciliation for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during 2012 and 2011.   <table style="width: 89%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 671px;" valign="bottom" width="59%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 183px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%" colspan="2"> Available for sale securities </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 182px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%"> Mortgage banking derivatives, net </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="bottom" width="59%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 400px;" valign="bottom" width="35%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="bottom" width="59%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2">   </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Balance at December 31, 2010 </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 168px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 20,301 </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> 407 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="bottom" width="59%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2">   </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Transfer into level 3 </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2"> — </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Unrealized holding losses arising during the period: </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2">   </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Included in other comprehensive income </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2"> (142 </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Other than temporary impairment included in net loss </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2"> (456 </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Principal repayments </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2"> (1,252 </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Net accretion of discount/amortization of premium </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2"> — </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Mortgage derivative gain, net </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 183px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2"> — </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 182px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> 120 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Balance at December 31, 2011 </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 183px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%" colspan="2"> 18,451 </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 182px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%"> 527 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">   </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; border: currentcolor; width: 183px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">   </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; border: currentcolor; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Transfer into level 3 </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2"> — </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Unrealized holding losses arising during the period: </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">   </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Included in other comprehensive income </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2"> 1,023 </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Other than temporary impairment included in net loss </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2"> (113 </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Principal repayments </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2"> (1,352 </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Net accretion of discount/amortization of premium </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2"> — </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 182px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> — </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Sales of available for sale securities </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 183px;" valign="bottom" width="16%" colspan="2"> (18,009 </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 182px;" valign="bottom" width="16%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px; background-color: #cceeff;" bgcolor="#cceeff" valign="top" width="59%"> Mortgage derivative gain, net </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 183px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2"> — </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 182px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%"> 892 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 671px;" valign="top" width="59%"> Balance at December 31, 2012 </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 168px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="14%"> — </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 182px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="16%"> 1,419 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> </table>   </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   Prior to December 31, 2012, level 3 available-for-sale securities included two corporate collateralized mortgage obligations.  The market for these securities was not active as of December 31, 2011.  As such, the Company valued these securities based on the present value of estimated future cash flows.   Assets Recorded at Fair Value on a Non-recurring Basis   The following table presents information about our assets recorded in our consolidated statement of financial position at their fair value on a non-recurring basis as of December 31, 2012 and December 31, 2011, and indicates the fair value hierarchy of the valuation techniques utilized to determine such fair value.   <table style="width: 86%; margin-left: 0.75in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> December 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 511px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="47%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2"> 2012 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 3 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 691px;" valign="bottom" width="64%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%"> Impaired loans, net (1) </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 40,071 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 40,071 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%"> Real estate owned </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 35,974 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> 35,974 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="border: currentcolor;" width="207"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="8"></td> <td style="border: currentcolor;" width="81"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="7"></td> </tr> </table>   <table style="width: 86%; margin-left: 0.75in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> December 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 511px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="47%" colspan="5"> Fair Value Measurements Using </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2"> 2011 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> Level 3 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 691px;" valign="bottom" width="64%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%"> Impaired loans, net (1) </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 43,432 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 43,432 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 345px;" valign="bottom" width="31%"> Real estate owned </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 56,670 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> — </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%"> 56,670 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="border: currentcolor;" width="207"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="8"></td> <td style="border: currentcolor;" width="81"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="19"></td> <td style="border: currentcolor;" width="90"></td> <td style="border: currentcolor;" width="7"></td> </tr> </table>  (1)  Represents collateral-dependent impaired loans, net, which are included in loans.   Loans — We do not record loans at fair value on a recurring basis.  On a non-recurring basis, loans determined to be impaired are analyzed to determine whether a collateral shortfall exists, and if such a shortfall exists, are recorded on our consolidated statements of financial condition at net realizable value of the underlying collateral.  Fair value is determined based on third party appraisals.  Appraised values are adjusted to consider disposition costs and also to take into consideration the age of the most recent appraisal.  Given the significance of the adjustments made to appraised values necessary to estimate the fair value of impaired loans, loans that have been deemed to be impaired are considered to be Level 3 in the fair value hierarchy of valuation techniques.  At December 31, 2012, loans determined to be impaired with an outstanding balance of $52.5 million were carried net of specific reserves of $12.4 million for a fair value of $40.1 million.  At December 31, 2011, loans determined to be impaired with an outstanding balance of $56.0 million were carried net of specific reserves of $12.6 million for a fair value of $43.4 million.  Impaired loans collateralized by assets which are valued in excess of the net investment in the loan do not require any specific reserves.  Real estate owned — On a non-recurring basis, real estate owned, is recorded in our consolidated statements of financial condition at the lower of cost or fair value.  Fair value is determined based on third party appraisals and, if less than the carrying value of the foreclosed loan, the carrying value of the real estate owned is adjusted to the fair value.  Appraised values are adjusted to consider disposition costs and also to take into consideration the age of the most recent appraisal.  Given the significance of the adjustments made to appraised values necessary to estimate the fair value of the properties, real estate owned is considered to be Level 3 in the fair value hierarchy of valuation techniques.  Changes in the fair value of real estate owned totaled $7.6 million and $6.8 million during the year ended December 31, 2012 and 2011, respectively and are recorded in real estate owned expense. At December 31, 2012 and December 31, 2011, real estate owned totaled $36.0 million and $56.7 million, respectively.</div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of December 31, 2012, the significant unobservable inputs used in the fair value measurements were as follows:   <table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%"> Fair Value at </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%"> Significant </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 323px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="27%" colspan="3"> Significant Unobservable Input Value </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 144px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%"> December 31, 2012 </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 144px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%"> Valuation Technique </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 144px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%"> Unobservable Inputs </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 144px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%"> Minimum Value </td> <td style="border-style: solid none none; padding: 0in; width: 35px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="3%">   </td> <td style="border-style: solid none; padding: 0in; width: 144px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%"> Maximum Value </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; border: currentcolor; width: 144px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; border: currentcolor; width: 144px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; border: currentcolor; width: 144px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; border: currentcolor; width: 144px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; border: currentcolor; width: 144px;" valign="bottom" width="12%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Mortgage banking derivatives </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 1,419 </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> Pricing models </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> Pull through rate </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 68.9 </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%"> % </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 100.0 </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> % </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Impaired loans </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%"> 40,071 </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%"> Market approach </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%"> Disount rates applied to appraisals </td> <td style="padding: 0in; width: 36px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%"> 15.0 </td> <td style="padding: 0in; width: 35px;" valign="bottom" width="3%"> % </td> <td style="padding: 0in; width: 144px;" valign="bottom" width="12%"> 30.0 </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%"> % </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Real estate owned </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 35,974 </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> Market approach </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> Disount rates applied to appraisals </td> <td style="padding: 0in; width: 36px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 5.0 </td> <td style="padding: 0in; width: 35px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%"> % </td> <td style="padding: 0in; width: 144px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 76.5 </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> % </td> </tr> </table>   The significant unobservable input used in the fair value measurement of the Company’s mortgage banking derivatives, including interest rate lock commitments, is the loan pull through rate.  This represents the percentage of loans currently in a lock position which the Company estimates will ultimately close.  Generally, the fair value of an interest rate lock commitment will be positively (negatively) impacted when the prevailing interest rate is lower (higher) than the interest rate lock commitment.  Generally, an increase in the pull through rate will result in the fair value of the interest rate lock increasing when in a gain position, or decreasing when in a loss position.  The pull through rate is largely dependent on the loan processing stage that a loan is currently in and the change in prevailing interest rates from the time of the rate lock.  The pull through rate is computed using historical data and the ratio is periodically reviewed by the Company.  The significant unobservable inputs used in the fair value measurement of collateral for collateral-dependent impaired loans and real estate owned included in the above table primarily relate to discounting criteria applied to independent appraisals received with respect to the collateral.  Discounts applied to the appraisals are dependent on the vintage of the appraisal as well as the marketability of the property.  The discount factor is computed using actual realization rates on properties that have been foreclosed upon and liquidated in the open market.   Fair value information about financial instruments follows, whether or not recognized in the consolidated statements of financial condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. Certain financial instruments and all nonfinancial instruments are excluded from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   The carrying amounts and fair values of the Company’s financial instruments consist of the following at December 31, 2012 and December 31, 2011:   <table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 623px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="52%" colspan="10"> December 31, 2012 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 233px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="3"> December 31, 2011 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 107px;" valign="bottom" width="8%" colspan="2"> Carrying </td> <td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 106px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%">   </td> <td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 106px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%">   </td> <td style="border-style: solid none none; padding: 0in; width: 23px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 105px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%">   </td> <td style="border-style: solid none none; padding: 0in; width: 23px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 105px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 105px;" valign="bottom" width="8%"> Carrying </td> <td style="border-style: solid none none; padding: 0in; width: 23px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 105px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%"> Fair </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 107px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2"> amount </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 492px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="41%" colspan="7"> Fair Value </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 105px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%"> amount </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 105px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%"> value </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 107px;" valign="bottom" width="8%" colspan="2">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 106px;" valign="bottom" width="8%"> Total </td> <td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 106px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%"> Level 1 </td> <td style="border-style: solid none none; padding: 0in; width: 23px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 105px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%"> Level 2 </td> <td style="border-style: solid none none; padding: 0in; width: 23px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="1%">   </td> <td style="border-style: solid none none; padding: 0in; width: 105px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="8%"> Level 3 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 879px;" valign="bottom" width="74%" colspan="14"> (In Thousands) </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Financial Assets </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">   </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Cash and cash equivalents </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 16px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 91px;" valign="bottom" width="7%"> 71,649 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 71,469 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 71,469 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 80,380 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 80,380 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Securities available-for-sale </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 205,017 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 205,017 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 5,070 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 199,947 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 206,519 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 206,519 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Securities held-to-maturity </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2"> — </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 2,648 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 2,542 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Loans held for sale </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 133,613 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 133,613 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 133,613 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 88,283 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 88,283 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Loans receivable </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2"> 1,133,672 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 1,148,107 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 1,148,107 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 1,216,664 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 1,225,141 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> FHLB stock </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 20,193 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 20,193 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 20,193 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 21,653 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 21,653 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Cash surrender value of life insurance </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2"> 38,061 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 38,061 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 38,061 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 36,749 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 36,749 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Real estate owned </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 35,974 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 35,974 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 35,974 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 56,670 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 56,670 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Accrued interest receivable </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2"> 3,452 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 3,452 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 3,452 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 4,064 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 4,064 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Mortgage banking derivative assets </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 1,668 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 1,668 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 1,668 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 924 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 924 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Financial Liabilities </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">   </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Deposits </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2"> 939,513 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 942,118 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 202,593 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 739,525 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 1,051,292 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 1,052,663 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Advance payments by borrowers for taxes </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 1,672 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 1,672 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 1,672 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 942 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 942 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Borrowings </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2"> 479,888 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 537,299 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 537,299 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 461,138 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 517,624 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Accrued interest payable </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 1,715 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 1,715 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 1,715 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 2,087 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 2,087 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Mortgage banking derivative liabilities </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2"> 249 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> 249 </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 249 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 397 </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%"> 397 </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%">   </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">   </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px;" valign="bottom" width="22%"> Other Financial Instruments </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px;" valign="bottom" width="8%" colspan="2">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 24px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 23px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px;" valign="bottom" width="8%">   </td> <td style="padding: 0in; width: 10px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 270px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%"> Stand-by letters of credit </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 107px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2"> 5 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 5 </td> <td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 106px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> — </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 5 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 6 </td> <td style="padding: 0in; width: 23px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 105px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 6 </td> <td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="border: currentcolor;" width="162"></td> <td style="border: currentcolor;" width="14"></td> <td style="border: currentcolor;" width="9"></td> <td style="border: currentcolor;" width="54"></td> <td style="border: currentcolor;" width="14"></td> <td style="border: currentcolor;" width="63"></td> <td style="border: currentcolor;" width="14"></td> <td style="border: currentcolor;" width="63"></td> <td style="border: currentcolor;" width="14"></td> <td style="border: currentcolor;" width="63"></td> <td style="border: currentcolor;" width="14"></td> <td style="border: currentcolor;" width="63"></td> <td style="border: currentcolor;" width="14"></td> <td style="border: currentcolor;" width="63"></td> <td style="border: currentcolor;" width="14"></td> <td style="border: currentcolor;" width="63"></td> <td style="border: currentcolor;" width="6"></td> </tr> </table>   The following methods and assumptions were used by the Company in determining its fair value disclosures for financial instruments.   Cash and Cash Equivalents   The carrying amount reported in the consolidated statements of financial condition for cash and cash equivalents is a reasonable estimate of fair value for these short-term instruments.   Securities   The fair value of securities is determined by a third party valuation source using observable market data utilizing a matrix or multi-dimensional relational pricing model.  Standard inputs to these models include observable market data such as benchmark yields, reported trades, broker quotes, issuer spreads, benchmark securities and bid/offer market data.  For securities with an early redemption feature, an option adjusted spread model is utilized to adjust the issuer spread.  Prepayment models are used for mortgage related securities with prepayment features. </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   Loans Held for Sale   Fair value is estimated using the prices of the Company’s existing commitments to sell such loans and/or the quoted market price for commitments to sell similar loans.   Loans Receivable   Loans determined to be impaired are analyzed to determine whether a collateral shortfall exists, and if such a shortfall exists, are recorded on our consolidated statements of financial condition at fair value.  Fair value is determined based on third party appraisals.  Appraised values are adjusted to consider disposition costs and also to take into consideration the age of the most recent appraisal.  With respect to loans that are not considered to be impaired, fair value is estimated by discounting the future contractual cash flows using discount rates that that reflect a current rate offered to borrowers of similar credit standing for the remaining term to maturity.  This method of estimating fair value does not incorporate the exit-price concept of fair value prescribed by ASC 820-10 and generally produces a higher fair value.  FHLB Stock   For FHLB stock, the carrying amount is the amount at which shares can be redeemed with the FHLB and is a reasonable estimate of fair value.   Cash Surrender Value of Life Insurance   The carrying amounts reported in the consolidated statements of financial condition for the cash surrender value of life insurance approximate those assets’ fair values.   Deposits and Advance Payments by Borrowers for Taxes   The fair values for interest-bearing and noninterest-bearing negotiable order of withdrawal accounts, savings accounts, and money market accounts are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). The fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates of similar remaining maturities to a schedule of aggregated expected monthly maturities of the outstanding certificates of deposit. The advance payments by borrowers for taxes are equal to their carrying amounts at the reporting date.   Borrowings   Fair values for borrowings are estimated using a discounted cash flow calculation that applies current interest rates to estimated future cash flows of the borrowings.   Accrued Interest Payable and Accrued Interest Receivable   For accrued interest payable and accrued interest receivable, the carrying amount is a reasonable estimate of fair value. </div> <div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">   Commitments to Extend Credit and Standby Letters of Credit   Commitments to extend credit and standby letters of credit are generally not marketable. Furthermore, interest rates on any amounts drawn under such commitments would be generally established at market rates at the time of the draw. Fair values for the Company’s commitments to extend credit and standby letters of credit are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the counterparty’s credit standing, and discounted cash flow analyses. The fair value of the Company’s commitments to extend credit is not material at December 31, 2012 and 2011.   Mortgage Banking Derivative Assets and Liabilities   Mortgage banking derivatives include interest rate lock commitments to originate residential loans held for sale to individual customers and forward commitments to sell residential mortgage loans to various investors.  The Company utilizes a valuation model to estimate the fair value of its interest rate lock commitments to originate residential mortgage loans held for sale, which includes applying a pull through rate based upon historical experience and the current interest rate environment, and then multiplying by quoted investor prices.  The Company also utilizes a valuation model to estimate the fair value of its forward commitments to sell residential loans, which includes matching specific terms and maturities of the forward commitments against applicable investor pricing available.  On the Company’s Consolidated Statements of Condition, instruments that have a positive fair value are included in prepaid expenses and other assets, and those instruments that have a negative fair value are included in other liabilities.</div>falsefalsefalsenonnum:textBlockItemTypenaThe entire disclosure of the fair value measurement of assets and liabilities, which includes financial instruments measured at fair value that are classified in shareholders' equity, which may be measured on a recurring or nonrecurring basis.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 33 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 32 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 107 -Paragraph 10 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19279-110258 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19190-110258 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 157 -Paragraph 6 -Footnote 4 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. false0Fair Value MeasurementsfalseFair Value MeasurementsUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://wsbonline.com/role/FairValueMeasurements22