2.4.0.8017 - Disclosure - Borrowingstruefalsefalse1false falsefalseContext_3ME_31-Mar-2013http://www.sec.gov/CIK0001569994duration2013-01-01T00:00:002013-03-31T00:00:002false falsefalseContext_FYE_31-Dec-2012http://www.sec.gov/CIK0001569994duration2012-01-01T00:00:002012-12-31T00:00:001true 1us-gaap_DebtDisclosureAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalse2falsefalsefalse00falsefalsefalsexbrli:stringItemTypestringfalse0Borrowings [Abstract]2false 2us-gaap_DebtDisclosureTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel1falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Note 7— Borrowings<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Borrowings consist of the following: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 97%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 279px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="23%" colspan="4"> March 31, 2013 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 269px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="3"> December 31, 2012 </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 123px;" valign="bottom" width="10%" colspan="2">   </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none none; padding: 0in; width: 125px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="10%"> Weighted </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">   </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none none; padding: 0in; width: 113px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="9%"> Weighted </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px;" valign="bottom" width="10%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> Average </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px;" valign="bottom" width="9%"> Average </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 123px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2"> Balance </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%"> Rate </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%"> Balance </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="9%"> Rate </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; border: currentcolor; width: 579px;" valign="bottom" width="47%" colspan="8"> (Dollars in Thousands) </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="42%"> Short term: </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">   </td> <td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%"> Short-term repurchase agreements </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 15px;" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 108px;" valign="bottom" width="8%"> 45,324 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> 3.22 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> 45,888 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px;" valign="bottom" width="9%"> 3.09 </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%"> % </td> </tr> <tr> <td style="padding: 0in; width: 519px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">   </td> <td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%"> Long term: </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px;" valign="bottom" width="10%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px;" valign="bottom" width="9%">   </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="42%"> Federal Home Loan Bank, Chicago advances maturing: </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">   </td> <td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%"> 2016 </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px;" valign="bottom" width="10%" colspan="2"> 220,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> 4.34 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> 220,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px;" valign="bottom" width="9%"> 4.34 </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%"> % </td> </tr> <tr> <td style="padding: 0in; width: 519px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%"> 2017 </td> <td style="padding: 0in; width: 21px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2"> 65,000 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 3.19 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 65,000 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%"> 3.19 </td> <td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%"> 2018 </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px;" valign="bottom" width="10%" colspan="2"> 65,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> 2.97 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> 65,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px;" valign="bottom" width="9%"> 2.97 </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%"> % </td> </tr> <tr> <td style="padding: 0in; width: 519px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 123px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">   </td> <td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> </tr> <tr> <td style="padding: 0in; width: 519px;" valign="bottom" width="42%"> Repurchase agreements maturing </td> <td style="padding: 0in; width: 14px;" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px;" valign="bottom" width="4%"> 2017 </td> <td style="padding: 0in; width: 21px;" valign="bottom" width="1%">   </td> <td style="border-style: none none solid; padding: 0in; width: 123px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2"> 84,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px;" valign="bottom" width="10%"> 3.96 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%"> 84,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px;" valign="bottom" width="9%"> 3.96 </td> <td style="padding: 0in; width: 25px;" valign="bottom" width="2%"> % </td> </tr> <tr> <td style="padding: 0in; width: 519px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="42%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="padding: 0in; width: 55px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 21px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> <td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 108px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%"> 479,324 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 3.83 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> <td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%"> 479,888 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%"> 3.82 </td> <td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> </tr> </table> <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The short-term repurchase agreements represent the outstanding portion of a total $90.0 million commitment with two unrelated banks.  The short-term repurchase agreements are utilized by Waterstone Mortgage Corporation to finance loans originated for sale.  These agreements are secured by the underlying loans being financed.  Related interest rates are based upon the note rate associated with the loans being financed.  The first of the two short-term repurchase agreements has an outstanding balance of $29.8 million, a rate of 2.95% and a total commitment of $40.0 million at March 31, 2013.  The second short-term repurchase agreement has an outstanding balance of $15.5 million, a rate of 3.75% and a total commitment of $50.0 million at March 31, 2013.<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $220.0 million in advances due in 2016 consist of eight advances with fixed rates ranging from 4.01% to 4.82% callable quarterly until maturity. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $65.0 million in advances due in 2017 consist of three advances with fixed rates ranging from 3.09% to 3.46% callable quarterly until maturity. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $65.0 million in advances due in 2018 consist of three advances with fixed rates ranging from 2.73% to 3.11% callable quarterly until maturity. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $84.0 million in repurchase agreements have fixed rates ranging from 2.89% to 4.31% callable quarterly until their maturity in 2017.  The repurchase agreements are collateralized by securities available for sale with an estimated fair value of $100.7 million at March 31, 2013 and $101.9 million at December 31, 2012. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company selects loans that meet underwriting criteria established by the Federal Home Loan Bank Chicago (FHLBC) as collateral for outstanding advances. The Company’s borrowings at the FHLBC are limited to 75% of the carrying value of unencumbered one- to four-family mortgage loans, 40% of the carrying value of home equity loans and 60% of the carrying value of over four-family loans. In addition, these advances are collateralized by FHLBC stock of $20.2 million at both March 31, 2013 and December 31, 2012. In the event of prepayment, the Company is obligated to pay all remaining contractual interest on the advance.falsefalsefalse2falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 0.25in; color: #000000; text-transform: none; text-indent: -0.25in; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">8)             Borrowings<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 0.25in; color: #000000; text-transform: none; text-indent: -0.25in; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Borrowings consist of the following: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 27.35pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 285px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="24%" colspan="4"> December 31, 2012 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 283px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="24%" colspan="3"> December 31, 2011 </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 127px;" valign="bottom" width="11%" colspan="2">   </td> <td style="border-style: solid none none; padding: 0in; width: 32px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none none; padding: 0in; width: 126px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="11%"> Weighted </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; border: currentcolor; width: 126px;" valign="bottom" width="11%">   </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none none; padding: 0in; width: 126px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="11%"> Weighted </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px;" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> Average </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> Average </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 127px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%" colspan="2"> Balance </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%"> Rate </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%"> Balance </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%"> Rate </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 599px;" valign="bottom" width="52%" colspan="8"> (In Thousands) </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px;" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="43%"> Short-term repurchase agreements </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%"> 45,888 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 3.09 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 27,138 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 4.50 </td> <td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> % </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px;" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="43%"> Federal Home Loan Bank advances maturing: </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%"> 2016 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px;" valign="bottom" width="11%" colspan="2"> 220,000 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 4.34 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 220,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 4.34 </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%"> % </td> </tr> <tr> <td style="padding: 0in; width: 502px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="43%"> 2017 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2"> 65,000 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 3.19 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 65,000 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 3.19 </td> <td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> % </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%"> 2018 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px;" valign="bottom" width="11%" colspan="2"> 65,000 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 2.97 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 65,000 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 2.97 </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%"> % </td> </tr> <tr> <td style="padding: 0in; width: 502px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%"> Repurchase agreements maturing: </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 127px;" valign="bottom" width="11%" colspan="2">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%">   </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 502px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="43%"> 2017 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 127px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2"> 84,000 </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 3.96 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> % </td> <td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 84,000 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%"> 3.96 </td> <td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> % </td> </tr> <tr> <td style="padding: 0in; width: 502px;" valign="bottom" width="43%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 112px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="9%"> 479,888 </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 3.82 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> % </td> <td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="11%"> 461,138 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 126px;" valign="bottom" width="11%"> 3.93 </td> <td style="padding: 0in; width: 17px;" valign="bottom" width="1%"> % </td> </tr> </table> <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The short-term repurchase agreements represent the outstanding portion of a total $90.0 million commitment with two unrelated banks.  The short-term repurchase agreements are utilized by Waterstone Mortgage Corporation to finance loans originated for sale.  These agreements are secured by the underlying loans being financed.  Related interest rates are based upon the note rate associated with the loans being financed.  The first of short-term repurchase agreements has an outstanding balance of $38.1 million, a rate of 2.96% and a total commitment of $40.0 million at December 31, 2012.  The second short-term repurchase agreement has an outstanding balance of $7.8 million, a rate of 3.75% and a total commitment of $50.0 million at December 31, 2012.<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $220.0 million in advances due in 2016 consist of eight advances with fixed rates ranging from 4.01% to 4.82% callable quarterly until maturity. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $65.0 million in advances due in 2017 consist of three advances with fixed rates ranging from 3.09% to 3.46% callable quarterly until maturity. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $65.0 million in advances due in 2018 consist of three advances with fixed rates ranging from 2.73% to 3.11% callable quarterly until maturity. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The $84.0 million in repurchase agreements have fixed rates ranging from 2.89% to 4.31% callable quarterly until their maturity in 2017.  The repurchase agreements are collateralized by securities available for sale with an estimated fair value of $101.9 million at December 31, 2012. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The Company selects loans that meet underwriting criteria established by the Federal Home Loan Bank Chicago (FHLBC) as collateral for outstanding advances. The Company’s borrowings at the FHLBC are limited to 75% of the carrying value of unencumbered one- to four-family mortgage loans, 40% of the carrying value of home equity loans and 60% of the carrying value of over four-family loans. In addition, these advances are collateralized by FHLBC stock of $20.2 million at December 31, 2012 and $21.7 million at December 31, 2011. In the event of prepayment, the Company is obligated to pay all remaining contractual interest on the advance.falsefalsefalsenonnum:textBlockItemTypenaThe entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 19, 20, 22 -Article 5 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 129 -Paragraph 2, 4 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19,20,22) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 false0BorrowingsfalseBorrowingsUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://wsbonline.com/role/Borrowings22