2.4.0.8016 - Disclosure - Depositstruefalsefalse1false falsefalseContext_3ME_31-Mar-2013http://www.sec.gov/CIK0001569994duration2013-01-01T00:00:002013-03-31T00:00:002false falsefalseContext_FYE_31-Dec-2012http://www.sec.gov/CIK0001569994duration2012-01-01T00:00:002012-12-31T00:00:001true 1us-gaap_DepositsAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalse2falsefalsefalse00falsefalsefalsexbrli:stringItemTypestringfalse0Deposits [Abstract]2false 2us-gaap_DepositLiabilitiesDisclosuresTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel1falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Note 6— Deposits<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">A summary of the contractual maturities of time deposits at March 31, 2013 is as follows: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 53%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 1.75in; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 472px;" valign="bottom" width="70%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="4%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="2"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px;" valign="bottom" width="70%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; border: currentcolor; width: 149px;" valign="bottom" width="22%" colspan="2">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="70%"> Within one year </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 9px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 140px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="21%"> 452,351 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px;" valign="bottom" width="70%"> More than one to two years </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="22%" colspan="2"> 214,086 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="70%"> More than two to three years </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%" colspan="2"> 12,571 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px;" valign="bottom" width="70%"> More than three to four years </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="22%" colspan="2"> 10,869 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="70%"> More than four through five years </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%" colspan="2"> 22,490 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px;" valign="bottom" width="70%"> After five years </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="4%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="2"> 26 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 472px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="70%">   </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="border-style: none none double; padding: 0in; width: 9px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 140px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="21%"> 712,393 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> </table> <div>  </div>falsefalsefalse2falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 0.25in; color: #000000; text-transform: none; text-indent: -0.25in; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">7)             Deposits<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 0.25in; color: #000000; text-transform: none; text-indent: -0.25in; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">At December 31, 2012 and 2011, time deposits with balances greater than $100,000 amounted to $193.6 million and $232.8 million, respectively. <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">A summary of interest expense on deposits is as follows: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 86%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 0.5in; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 526px;" valign="bottom" width="48%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 510px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="47%" colspan="6"> Years ended December 31, </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 526px;" valign="bottom" width="48%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2"> 2012 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> 2011 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> 2010 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 526px;" valign="bottom" width="48%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 510px;" valign="bottom" width="47%" colspan="6"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 526px;" valign="bottom" width="48%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 526px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="48%"> Interest-bearing demand deposits </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 23 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 30 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 37 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 526px;" valign="bottom" width="48%"> Money market and savings deposits </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="13%" colspan="2"> 272 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 369 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 493 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 526px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="48%"> Time deposits </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> 9,182 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 14,890 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 20,459 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 526px;" valign="bottom" width="48%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="12%"> 9,477 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="13%"> 15,289 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="13%"> 20,989 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> </table> <p align="center" style="font: /normal 'times new roman'; margin: 0in 0in 0pt; text-align: center; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">A summary of the contractual maturities of time deposits at December 31, 2012 is as follows: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 60%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 1.5in; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 557px;" valign="bottom" width="74%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="4%">   </td> <td style="border-style: none none solid; padding: 0in; width: 148px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="20%" colspan="2"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 557px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="74%"> Within one year </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; border: currentcolor; width: 9px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none none; padding: 0in; width: 139px; border-top-color: windowtext; border-top-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="18%"> 454,561 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 557px;" valign="bottom" width="74%"> One to two years </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="20%" colspan="2"> 236,816 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 557px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="74%"> Two to three years </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 148px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="20%" colspan="2"> 15,006 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 557px;" valign="bottom" width="74%"> Three to four years </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 148px;" valign="bottom" width="20%" colspan="2"> 6,269 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 557px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="74%"> Four through five years </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="padding: 0in; width: 148px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="20%" colspan="2"> 24,248 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 557px;" valign="bottom" width="74%"> After five years </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="4%">   </td> <td style="border-style: none none solid; padding: 0in; width: 148px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="20%" colspan="2"> 20 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 557px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="74%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="4%">   </td> <td style="border-style: none none double; padding: 0in; width: 9px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 139px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="18%"> 736,920 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> </table> <div> </div>falsefalsefalsenonnum:textBlockItemTypenaThe entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 14 -Subparagraph e -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6479006&loc=d3e64164-112818 false0DepositsfalseDepositsUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://wsbonline.com/role/Deposits22