2.4.0.8014 - Disclosure - Real Estate Ownedtruefalsefalse1false falsefalseContext_3ME_31-Mar-2013http://www.sec.gov/CIK0001569994duration2013-01-01T00:00:002013-03-31T00:00:002false falsefalseContext_FYE_31-Dec-2012http://www.sec.gov/CIK0001569994duration2012-01-01T00:00:002012-12-31T00:00:001true 1us-gaap_RealEstateOwnedDisclosureOfDetailedComponentsAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse1falsefalsefalse00falsefalsefalse2falsefalsefalse00falsefalsefalsexbrli:stringItemTypestringfalse0Real Estate Owned [Abstract]2false 2us-gaap_RealEstateOwnedTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel1falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Note 4— Real Estate Owned<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Real estate owned is summarized as follows: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 83%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 0.5in; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 665px;" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%" colspan="2"> March 31, </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%"> December 31, </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px;" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2"> 2013 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%"> 2012 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px;" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 330px;" valign="bottom" width="31%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px;" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%"> One- to four-family </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 136px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 15,348 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 17,353 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px;" valign="bottom" width="64%"> Over four-family </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%" colspan="2"> 7,849 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%"> 9,890 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%"> Construction and land </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2"> 6,048 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 7,029 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px;" valign="bottom" width="64%"> Commercial real estate </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2"> 1,554 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%"> 1,702 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 665px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 136px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 30,799 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 35,974 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> </table> <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The following table presents the activity in the Company’s real estate owned: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 83%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 0.75in; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 666px;" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 329px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="31%" colspan="4"> Three months ended March 31, </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 666px;" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2"> 2013 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%"> 2012 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 666px;" valign="bottom" width="64%">   </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 329px;" valign="bottom" width="31%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%"> Real estate owned at beginning of the period </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 136px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 35,974 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 56,670 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 666px;" valign="bottom" width="64%"> Transferred from loans receivable </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2"> 2,734 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%"> 6,349 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%"> Sales </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2"> (7,680 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> (6,122 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> ) </td> </tr> <tr> <td style="padding: 0in; width: 666px;" valign="bottom" width="64%"> Write downs </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2"> (480 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%"> ) </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%"> (875 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%"> ) </td> </tr> <tr> <td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%"> Other </td> <td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2"> 251 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> (12 </td> <td style="padding: 0in 0in 0.375pt; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> ) </td> </tr> <tr> <td style="padding: 0in; width: 666px;" valign="bottom" width="64%"> Real estate owned at the end of the period </td> <td style="padding: 0in; width: 32px;" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 13px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 136px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="13%"> 30,799 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="14%"> 56,010 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> </table> <div> </div>falsefalsefalse2falsefalsefalse00<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 0.25in; color: #000000; text-transform: none; text-indent: -0.25in; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">5)             Real Estate Owned<p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 0.25in; color: #000000; text-transform: none; text-indent: -0.25in; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 0.5in; color: #000000; text-transform: none; text-indent: -9pt; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">Real estate owned is summarized as follows: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 80%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 0.75in; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 329px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="33%" colspan="4"> December 31, </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2"> 2012 </td> <td style="border-style: solid none none; padding: 0in; width: 30px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="3%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="14%"> 2011 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 329px;" valign="bottom" width="33%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%" colspan="2">   </td> <td style="padding: 0in; width: 30px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%">   </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="62%"> One- to four-family </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 17,353 </td> <td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 27,449 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%"> Over four-family </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px;" valign="bottom" width="14%" colspan="2"> 9,890 </td> <td style="padding: 0in; width: 30px;" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="14%"> 16,231 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="62%"> Construction and land </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2"> 7,029 </td> <td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 8,796 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px;" valign="bottom" width="62%"> Commercial real estate </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2"> 1,702 </td> <td style="padding: 0in; width: 30px;" valign="bottom" width="3%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%"> 4,194 </td> <td style="padding: 0in; width: 12px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 625px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="62%">   </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 13px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 137px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 35,974 </td> <td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">   </td> <td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%"> 56,670 </td> <td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> </table> <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt 27pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">The following table presents the activity in real estate owned: <p style="font: /normal 'times new roman'; margin: 0in 0in 0pt; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">  <table style="width: 89%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; margin-left: 27.35pt; word-spacing: 0px; border-collapse: collapse; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="padding: 0in; width: 747px;" valign="bottom" width="66%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 329px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="29%" colspan="4"> Year Ended December 31, </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 747px;" valign="bottom" width="66%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2"> 2012 </td> <td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">   </td> <td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%"> 2011 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 747px;" valign="bottom" width="66%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 329px;" valign="bottom" width="29%" colspan="4"> (In Thousands) </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 747px;" valign="bottom" width="66%">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">   </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%">   </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 747px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="66%"> Real estate owned at beginning of period </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> $ </td> <td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%"> 56,670 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> 57,752 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 747px;" valign="bottom" width="66%"> Transferred in from loans receivable </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> 22,282 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> 28,259 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> <tr> <td style="padding: 0in; width: 747px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="66%"> Sales </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> (35,159 </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> ) </td> <td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> (22,432 </td> <td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> ) </td> </tr> <tr> <td style="padding: 0in; width: 747px;" valign="bottom" width="66%"> Write downs </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2"> (7,562 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%"> ) </td> <td style="padding: 0in; width: 149px;" valign="bottom" width="13%"> (6,825 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%"> ) </td> </tr> <tr> <td style="padding: 0in; width: 747px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="66%"> Other activity </td> <td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">   </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2"> (257 </td> <td style="padding: 0in 0in 0.375pt; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%"> ) </td> <td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%"> (84 </td> <td style="padding: 0in 0in 0.375pt; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%"> ) </td> </tr> <tr> <td style="padding: 0in; width: 747px;" valign="bottom" width="66%"> Real estate owned at end of period </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%"> $ </td> <td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="12%"> 35,974 </td> <td style="padding: 0in; width: 31px;" valign="bottom" width="2%">   </td> <td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="13%"> 56,670 </td> <td style="padding: 0in; width: 13px;" valign="bottom" width="1%">   </td> </tr> </table> <div> </div>falsefalsefalsenonnum:textBlockItemTypenaThe entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph c -Subparagraph Schedule III -Article 5 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 35 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=16397438&loc=d3e1424-110224 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 28 -Article 12 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 10 -Subparagraph 4 -Article 9 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher OTS -Name Federal Regulation (FR) -Number Title 12 -Section 563c.102 -Paragraph 10 -Subparagraph a, b -Chapter V -Subsection I -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy. Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Audit and Accounting Guide (AAG) -Number AAG-DEP -Paragraph 2, 6, 9-11, 18, 20 -IssueDate 2006-05-01 -Chapter 11 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 11 -Article 9 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 144 -Paragraph 7, 34 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher OTS -Name Federal Regulation (FR) -Number Title 12 -Section 563c.102 -Paragraph 11 -Chapter V -Subsection I -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy. Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph f -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6375948&loc=d3e4437-111522 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 15 -Paragraph 28 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 35 -Paragraph 43 -URI http://asc.fasb.org/extlink&oid=16397438&loc=d3e1739-110224 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.10(4)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 15: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 34 -Paragraph 9, 11, 12, 13, 14, 15, 21 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 16: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 40 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6905009&loc=d3e18511-111553 Reference 17: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 40 -Section 40 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6905009&loc=d3e18551-111553 false0Real Estate OwnedfalseReal Estate OwnedUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://wsbonline.com/role/RealEstateOwned22