2.4.0.8012 - Disclosure - Loans Receivabletruefalsefalse1false
falsefalseContext_3ME_31-Mar-2013http://www.sec.gov/CIK0001569994duration2013-01-01T00:00:002013-03-31T00:00:002false
falsefalseContext_FYE_31-Dec-2012http://www.sec.gov/CIK0001569994duration2012-01-01T00:00:002012-12-31T00:00:001true
1us-gaap_ReceivablesAbstractus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalse| 1falsefalsefalse00falsefalsefalse | 2falsefalsefalse00falsefalsefalse | xbrli:stringItemTypestringfalse0
2false
2us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel| 1falsefalsefalse00<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;"><p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;">Note 3 - Loans Receivable</font></b></font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans receivable at March 31, 2013 and December 31, 2012 are summarized as follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 73%; margin-left: 1in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">March 31,</font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">December 31,</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 329px;" valign="bottom" width="36%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Mortgage loans:</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential real estate:</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 133px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">445,243</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,566</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35,949</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,249</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">76,759</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">128</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial loans</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,043</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 542px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 133px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,124,937</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The Company provides several types of loans to its customers, including residential, construction, commercial and consumer loans.  Significant loan concentrations are considered to exist for a financial institution when there are amounts loaned to one borrower or to multiple borrowers engaged in similar activities that would cause them to be similarly impacted by economic or other conditions.  While credit risks are geographically concentrated in the Company’s Milwaukee metropolitan area, and while 88.5% of the Company’s loan portfolio involves loans that are secured by residential real estate, there are no concentrations with individual or groups of related borrowers.  While the real estate collateralizing these loans is residential in nature, it ranges from owner-occupied single family homes to large apartment complexes.  In addition, real estate collateralizing $79.0 million, or 7.0% of total loans, is located outside of the state of Wisconsin.</font></p><p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">During the three months ended March 31, 2013, $430.1 million in residential loans were originated for sale.  During the same period, sales of loans held for sale totaled $459.6 million, generating mortgage banking income of $22.0 million.  The unpaid principal balance of loans serviced for others was $787.6 million and $635.8 million at March 31, 2013 and December 31, 2012, respectively. These loans are not reflected in the consolidated statements of financial condition.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Qualifying loans receivable totaling $818.2 million and $801.6 million at March 31, 2013 and December 31, 2012, respectively, are pledged as collateral against $350.0 million in outstanding Federal Home Loan Bank of Chicago advances under a blanket security agreement.</font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">An analysis of past due loans receivable as of March 31, 2013 and December 31, 2012 follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 871px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="73%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of March 31, 2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">1-59 Days<br />Past Due (1)</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">60-89 Days<br />Past Due (2)</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Greater Than<br />90 Days</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total Past<br />Due</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Current (3)</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total Loans</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 871px;" valign="bottom" width="73%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Mortgage loans:</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential real estate:</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 108px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,344</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,766</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,016</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42,126</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">403,117</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">445,243</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,819</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,562</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,040</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,421</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">492,145</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,566</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">914</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">105</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">448</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,467</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">34,482</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35,949</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">763</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,140</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,903</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30,346</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,249</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">258</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">665</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">923</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">75,836</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">76,759</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">128</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">128</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial loans</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">841</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,691</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,043</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 108px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,335</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,037</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">51,820</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">71,192</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,053,745</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,124,937</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 12pt; ; font-family: times new roman,times;" size="3"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 871px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="73%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Mortgage loans:</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential real estate:</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 108px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,745</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,402</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,259</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">46,406</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">414,415</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,543</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,498</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,336</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,377</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">490,986</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">416</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">111</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">404</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">931</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35,563</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">87</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,180</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,267</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,551</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">290</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">958</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">64,537</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial loans</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,038</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 108px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,081</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,011</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">51,358</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,450</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,059,222</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">(1)</font><font style="font-size: 3pt;" size="1">         </font><font style="font-size: 10pt;">Includes $4.9 million and $2.4 million for March 31, 2013 and December 31, 2012, respectively, which are on non-accrual status.</font></font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">(2)</font><font style="font-size: 3pt;" size="1">         </font><font style="font-size: 10pt;">Includes $2.2 million and $2.8 million for March 31, 2013 and December 31, 2012, respectively, which are on non-accrual status.</font></font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">(3)</font><font style="font-size: 3pt;" size="1">         </font><font style="font-size: 10pt;">Includes $7.1 million and $18.2 million for March 31, 2013 and December 31, 2012, respectively, which are on non-accrual status.</font></font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">As of March 31, 2013 and December 31, 2012, there are no loans that are 90 or more days past due and still accruing interest.</font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">A summary of the activity for the three months ended March 31, 2013 and 2012 in the allowance for loan losses follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 96%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br /> Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four-<br /> Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 873px;" valign="bottom" width="72%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;">Three months ended March 31, 2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at beginning of period</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 72px;" valign="bottom" width="5%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,819</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,734</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,097</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,323</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,259</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">781</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,043</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Provision (credit) for loan losses</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,055</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(329</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(74</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">39</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(61</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,760</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Charge-offs</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(3,642</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(137</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(78</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(7</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(3,864</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Recoveries</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">153</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">201</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">359</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 72px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="5%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,385</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,469</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,947</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,355</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,391</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">721</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,298</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;">Three months ended March 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at beginning of period</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 72px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="5%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,475</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,252</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,998</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,922</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">941</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">814</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,430</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Provision (credit) for loan losses</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,245</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">762</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">448</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">264</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(1</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(57</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,675</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Charge-offs</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(2,446</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(447</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(150</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(120</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(35</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(3,198</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px;" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Recoveries</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">116</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">140</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 299px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="24%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 72px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="5%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,390</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,571</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,303</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,066</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">920</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">27</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">770</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,047</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">A summary of the allowance for loan loss for loans evaluated individually and collectively for impairment by collateral class as of March 31, 2013 follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 96%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home<br />Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 802px;" valign="bottom" width="66%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 82px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,190</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,383</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">951</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">228</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 76px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,460</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,195</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,086</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">996</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">978</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,163</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">390</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,838</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 76px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 82px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,385</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,469</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,947</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,355</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,391</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">721</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,298</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 76px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 82px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">56,498</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">25,794</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,221</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,429</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">665</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 76px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">90,981</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 76px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">388,745</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">488,772</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,728</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,820</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">76,094</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">106</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,691</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033,956</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total gross loans</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 82px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">445,243</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,566</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35,949</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,249</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">76,759</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">128</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,043</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,124,937</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">A summary of the allowance for loan loss for loans evaluated individually and collectively for impairment by collateral class as of the year ended December 31, 2012 follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 96%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home<br />Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="6%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 802px;" valign="bottom" width="66%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 82px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,058</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,268</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">341</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 76px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,408</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 76px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10,761</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,466</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,064</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">946</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">918</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">450</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,635</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 98px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 76px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 82px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,819</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,734</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,097</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,323</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,259</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">781</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,043</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 98px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 76px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 82px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">57,467</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,281</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,127</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,470</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,250</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 76px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">94,971</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 74px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 76px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">403,354</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">486,082</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">34,367</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,348</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">64,245</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">108</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,197</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,038,701</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 377px;" valign="bottom" width="31%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total gross loans</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 82px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 74px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 76px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following table presents information relating to the Company’s internal risk ratings of its loans receivable as of March 31, 2013 and December 31, 2012:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 96%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home<br />Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 838px;" valign="bottom" width="69%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">At March 31, 2013</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Substandard</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 82px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">51,706</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,696</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,637</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,665</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">665</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,364</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">79,755</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Watch</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">15,550</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,464</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,558</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,891</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,005</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,331</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">41,799</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Pass</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377,987</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">476,406</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,754</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26,693</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,089</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">106</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,348</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,003,383</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 82px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">445,243</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,566</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35,949</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,249</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">76,759</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">128</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,043</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,124,937</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 98px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">At December 31, 2012</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Substandard</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 82px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">53,242</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,767</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,913</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,705</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,251</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,365</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">87,266</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Watch</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,082</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14,157</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">606</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,803</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,234</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">964</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,846</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 87px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px;" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Pass</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 98px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">390,497</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">475,439</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,975</font></p>
</td>
<td style="padding: 0in; width: 19px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">27,310</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">63,010</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">20,220</font></p>
</td>
<td style="padding: 0in; width: 18px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,009,560</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 340px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="28%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 82px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 19px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 18px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 87px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Factors that are important to managing overall credit quality include sound loan underwriting and administration, systematic monitoring of existing loans and commitments, effective loan review on an ongoing basis, early identification of potential problems, an allowance for loan losses, and sound non-accrual and charge-off policies.  Our underwriting policies require an officers’ loan committee review and approve all loans in excess of $500,000.  In addition, an independent loan review function exists for all loans.  Our ability to manage credit risk depends in large part on our ability to properly identify and manage problem loans.  To do so, we maintain a loan review system under which our credit management personnel review non-owner occupied one- to four-family, over four-family, construction and land, commercial real estate and commercial loans that individually, or as part of an overall borrower relationship, exceed $1.0 million in potential exposure.  Loans meeting these criteria are reviewed on an annual basis, or more frequently if the loan renewal is less than one year.  With respect to this review process, management has determined that pass loans include loans that exhibit acceptable financial statements, cash flow and leverage.  Watch loans have potential weaknesses that deserve management’s attention and, if left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the credit.  Substandard loans are considered inadequately protected by the current net worth and paying capacity of the obligor or the collateral pledged.  These loans generally have a well-defined weakness that may jeopardize liquidation of the debt and are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.  Finally, a loan is considered to be impaired when it is probable that the Bank will not be able to collect all amounts due according to the contractual terms of the loan agreement. Management has determined that all non-accrual loans and loans modified under troubled debt restructurings meet the definition of an impaired loan.</font></p><p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The Company’s procedures dictate that an updated valuation must be obtained with respect to underlying collateral at the time a loan is deemed impaired.  Updated valuations may also be obtained upon transfer from loans receivable to real estate owned based upon the age of the prior appraisal, changes in market conditions or known changes to the physical condition of the property.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Estimated fair values are reduced to account for sales commissions, broker fees, unpaid property taxes and additional selling expenses to arrive at an estimated net realizable value.  The adjustment factor is based upon the Company’s actual experience with respect to sales of real estate owned over the prior two years.  An additional adjustment factor is applied by appraisal vintage to account for downward market pressure since the date of appraisal.  The additional adjustment factor is based upon relevant sales data available for our general operating market as well as company-specific historical net realizable values as compared to the most recent appraisal prior to disposition.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">With respect to over-four family income-producing real estate, appraisals are reviewed and estimated collateral values are adjusted by updating significant appraisal assumptions to reflect current real estate market conditions.  Significant assumptions reviewed and updated include the capitalization rate, rental income and operating expenses.  These adjusted assumptions are based upon recent appraisals received on similar properties as well as on actual experience related to real estate owned and currently under Company management.</font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following tables present data on impaired loans at March 31, 2013 and December 31, 2012.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 100%; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 873px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="70%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of or for the Three Months Ended March 31, 2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Recorded<br />Investment</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Unpaid<br />Principal</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Reserve</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Cumulative<br />Charge-Offs</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Average<br />Recorded<br />Investment</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Interest<br />Paid</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 873px;" valign="bottom" width="70%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with Reserve</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,875</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,097</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,190</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">222</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,445</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">226</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,030</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,275</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,383</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">245</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,732</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">214</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,463</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,463</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">951</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,539</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,315</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,315</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,315</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">15</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">228</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">594</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">228</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">366</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">594</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">45,263</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">46,096</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,460</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">833</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">46,977</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">468</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with no Reserve</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,623</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">38,246</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,623</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">38,154</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">271</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,764</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,929</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">165</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10,489</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">758</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">924</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">166</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">934</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,114</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,579</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,465</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,579</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">437</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">461</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">472</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">45,718</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">53,161</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,443</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">53,651</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">282</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">56,498</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">62,343</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,190</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,845</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">62,599</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">497</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">25,794</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26,204</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,383</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">410</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">27,221</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">219</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,221</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,387</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">951</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">166</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,473</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,429</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,894</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,465</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,894</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">665</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,055</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">228</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">390</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,066</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 109px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">90,981</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">99,257</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,460</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,276</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">100,628</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">750</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 100%; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 873px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="70%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of or for the Year Ended December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Recorded<br />Investment</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Unpaid<br />Principal</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Reserve</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Cumulative<br />Charge-Offs</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Average<br />Recorded<br />Investment</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Interest<br />Paid</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 873px;" valign="bottom" width="70%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with Reserve</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,057</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,456</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,058</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">399</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,768</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">874</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,397</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,642</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,268</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">245</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,073</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">722</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,544</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,544</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,615</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,316</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,316</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,316</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">78</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">813</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,179</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">341</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">366</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,748</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">50</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">52,479</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">53,489</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,408</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,010</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">54,872</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,840</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with no Reserve</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,410</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,315</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,905</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,358</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,175</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10,884</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,179</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">295</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,649</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">549</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">583</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">749</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">166</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">755</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,154</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,655</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,501</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,656</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">437</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">461</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">473</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42,492</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">47,383</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,891</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">47,915</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,756</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">57,467</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">60,771</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,058</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,304</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">61,126</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,049</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,281</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,821</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,268</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">540</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,722</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,271</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,127</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,293</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">166</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,370</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">88</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,470</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,971</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,501</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,972</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">83</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,250</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,640</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">341</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">390</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,221</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">62</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 337px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 109px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">94,971</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">100,872</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,408</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,901</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">102,787</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,596</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The difference between a loan’s recorded investment and the unpaid principal balance represents a partial charge-off resulting from a confirmed loss due to the value of the collateral securing the loan being below the loan balance and management’s assessment that the full collection of the loan balance is not likely.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">When a loan is considered impaired, interest payments received are treated as interest income on a cash basis as long as the remaining book value of the loan (i.e., after charge-off of all identified losses) is deemed to be fully collectible. If the remaining book value is not deemed to be fully collectible, all payments received are applied to unpaid principal. Determination as to the ultimate collectability of the remaining book value is supported by an updated credit department evaluation of the borrower’s financial condition and prospects for repayment, including consideration of the borrower’s sustained historical repayment performance and other relevant factors.</font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The determination as to whether an allowance is required with respect to impaired loans is based upon an analysis of the value of the underlying collateral and/or the borrower’s intent and ability to make all principal and interest payments in accordance with contractual terms.  The evaluation process is subject to the use of significant estimates and actual results could differ from estimates.  This analysis is primarily based upon third party appraisals and/or a discounted cash flow analysis.  In those cases in which no allowance has been provided for an impaired loan, the Company has determined that the estimated value of the underlying collateral exceeds the remaining outstanding balance of the loan.  Of the total $45.7 million of impaired loans as of March 31, 2013 for which no allowance has been provided, $7.4 million in charge-offs have been recorded to reduce the unpaid principal balance to an amount that is commensurate with the loan’s net realizable value, using the estimated fair value of the underlying collateral.  To the extent that further deterioration in property values continues, the Company may have to reevaluate the sufficiency of the collateral servicing these impaired loans resulting in additional provisions to the allowance for loans losses or charge-offs.</font></p><p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">At March 31, 2013, total impaired loans includes $55.8 million of troubled debt restructurings.  Troubled debt restructurings involve granting concessions to a borrower experiencing financial difficulty by modifying the terms of the loan in an effort to avoid foreclosure.  The vast majority of debt restructurings include a modification of terms to allow for an interest only payment and/or reduction in interest rate.  The restructured terms are typically in place for six to twelve months.  At December 31, 2012, total impaired loans included $59.6 million of troubled debt restructurings.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following presents data on troubled debt restructurings:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 90%; margin-left: 0.35in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 723px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="64%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of March 31, 2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 226px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Accruing</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 226px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Non-accruing</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 222px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 99px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 723px;" valign="bottom" width="64%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13,212</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">15,942</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">85</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 83px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,154</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">106</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,727</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,024</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,751</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">975</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">975</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,171</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">78</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,249</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">665</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">665</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 84px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,110</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 84px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,684</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">99</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 83px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55,794</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">127</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 90%; margin-left: 0.35in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 723px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="64%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 226px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Accruing</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 226px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Non-accruing</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 222px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 99px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 723px;" valign="bottom" width="64%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,921</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,847</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">95</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 83px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,768</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">112</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,917</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">20,030</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,947</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">986</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">986</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,173</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">79</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,252</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 370px;" valign="bottom" width="32%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 84px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,011</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 84px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">43,610</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">114</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 83px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">59,621</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">137</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">At March 31, 2013, $55.8 million in loans had been modified in troubled debt restructurings and $33.7 million of these loans were included in the non-accrual loan total.  The remaining $22.1 million, while meeting the internal requirements for modification in a troubled debt restructuring, were current with respect to payments under their original loan terms at the time of the restructuring and thus, continued to be </font><font style="font-size: 10pt; ; font-family: times new roman;">included with accruing loans.  Provided these loans perform in accordance with the modified terms, they will continue to be accounted for on an accrual basis.</font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">All loans that have been modified in a troubled debt restructuring are considered to be impaired.  As such, an analysis has been performed with respect to all of these loans to determine the need for a valuation reserve.  When a loan is expected to perform in accordance with the restructured terms and ultimately return to and perform under contract terms, a valuation allowance is established for an amount equal to the excess of the present value of the expected future cash flows under the original contract terms as compared with the modified terms, including an estimated default rate.  When there is doubt as to the borrower’s ability to perform under the restructured terms or ultimately return to and perform under market terms, a valuation allowance is established equal to the impairment when the carrying amount exceeds fair value of the underlying collateral.  As a result of the impairment analysis, a $4.4 million valuation allowance has been established as of March 31, 2013 with respect to the $55.8 million in troubled debt restructurings.  As of December 31, 2012, a $6.4 million valuation allowance had been established with respect to the $59.6 million in troubled debt restructurings.</font></p><p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">After a troubled debt restructuring reverts to market terms, a minimum of six consecutive contractual payments must be received prior to consideration for a return to accrual status.  If an updated credit department review indicates no other evidence of elevated credit risk, the loan is returned to accrual status at that time.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following presents troubled debt restructurings by concession type as of March 31, 2013 and December 31, 2012:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 93%; margin-left: 0.25in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 723px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="62%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of March 31, 2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 226px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Performing in<br />accordance with<br />modified terms</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 225px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">In Default</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 222px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 99px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 723px;" valign="bottom" width="62%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction and principal forbearance</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,809</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">70</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,266</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">27,075</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">79</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Principal forbearance</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,374</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">347</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,721</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,694</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,304</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10,998</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 84px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">49,877</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">91</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,917</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55,794</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">127</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 12pt; ; font-family: times new roman,times;" size="3"> </font></p>
<table style="width: 93%; margin-left: 0.25in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 723px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="62%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 226px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Performing in<br />accordance with<br />modified terms</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 225px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">In Default</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 222px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="19%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 100px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 99px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 723px;" valign="bottom" width="62%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction and principal forbearance</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26,051</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">77</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,770</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,821</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">88</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Principal forbearance</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,574</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">348</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,922</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,984</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">894</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,878</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">37</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 403px;" valign="bottom" width="34%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 17px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 84px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55,609</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">123</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,012</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">59,621</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">137</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;"> </font><font style="font-size: 10pt; ; font-family: times new roman;"> </font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<div style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following presents data on troubled debt restructurings as of March 31, 2013:</font></div>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 86%; margin-left: 0.25in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 446px;" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 279px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="25%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">For the Three Months<br />Ended March 31, 2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 282px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="25%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">For the Three Months<br />Ended March 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px;" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 30px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 126px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px;" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 282px;" valign="bottom" width="25%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans modified as a troubled debt restructure</font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px;" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">343</font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,971</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">343</font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,971</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px;" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="11%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="11%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Troubled debt restructuring modified within the past twelve months for which there was a default</font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px;" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 30px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">520</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 446px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="41%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 30px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">520</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt; text-indent: 0.25in;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">There have been no troubled debt restructurings modified within the past twelve months for which there was a default.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following table presents data on non-accrual loans as of March 31, 2013 and December 31, 2012:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 83%; margin-left: 0.75in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">March 31,</font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="14%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">December 31,</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2013</font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="14%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 330px;" valign="bottom" width="31%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(Dollars in Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Non-accrual loans:</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">41,985</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">46,467</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,067</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,205</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,539</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,578</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,175</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,215</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">665</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="13%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,964</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,668</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans to total loans receivable</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5.86</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6.59</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 30.25pt; text-indent: -10.1pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans and performing troubled debt restructurings to total loans receivable</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7.83</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8.00</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 666px;" valign="bottom" width="64%">
<p style="margin: 0in 0in 0pt 30.25pt; text-indent: -10.1pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans to total assets</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="14%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4.05</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="14%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4.50</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
</tr>
</table>
</div>
<div> </div>falsefalsefalse | 2falsefalsefalse00<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 0.25in; text-indent: -0.25in;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;">3)</font></b><b><font style="font-size: 3pt; font-weight: bold;" size="1">             </font></b><b><font style="font-size: 10pt; font-weight: bold;">Loans Receivable</font></b></font></p>
<p style="margin: 0in 0in 0pt 0.25in; text-indent: -0.25in;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans receivable at December 31, 2012 and 2011 are summarized as follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 73%; margin-left: 1in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 329px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="36%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">December 31,</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="16%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2012</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="16%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 329px;" valign="bottom" width="36%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Mortgage loans:</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential real estate:</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">496,736</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">552,240</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">38,599</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">39,528</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,434</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial loans</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,018</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 541px;" valign="bottom" width="59%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total loans receivable</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 12px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 137px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="15%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="3%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="16%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,216,664</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The Company provides several types of loans to its customers, including residential, construction, commercial and consumer loans.  Significant loan concentrations are considered to exist for a financial institution when there are amounts loaned to one borrower or to multiple borrowers engaged in similar activities that would cause them to be similarly impacted by economic or other conditions.  While credit risks tend to be geographically concentrated in the Company’s Milwaukee metropolitan area and while 89.2% of the Company’s loan portfolio involves loans that are secured by residential real estate, there are no concentrations with individual or groups of related borrowers.  While the real estate collateralizing these loans is primarily residential in nature, it ranges from owner-occupied single family homes to large apartment complexes.  In addition, real estate collateralizing $81.1 million or 7.2% of total mortgage loans is located outside of the state of Wisconsin.</font></p><p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">During the year ended December 31, 2012, $1.75 billion in residential loans were originated for sale.  During the same period, sales of loans held for sale totaled $1.70 billion, generating mortgage banking income of $87.4 million.   During the year ended December 31, 2011, the Company began selectively selling loans on a servicing retained basis.  The unpaid principal balance of loans serviced for others was $635.8 million and $29.9 million at December 31, 2012 and December 31, 2011, respectively. These loans are not reflected in the consolidated statements of financial condition.</font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Qualifying loans receivable totaling $801.6 million and $715.7 million are pledged as collateral against $350.0 million in outstanding Federal Home Loan Bank of Chicago advances under a blanket security agreement at both December 31, 2012 and December 31, 2011.</font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">An analysis of past due loans receivable as of December 31, 2012 and 2011 follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 934px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="78%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">1-59 Days Past<br />Due (1)</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">60-89 Days Past<br />Due (2)</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Greater Than 90<br />Days</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 137px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total Past Due</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 113px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Current (3)</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 114px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total Loans</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 934px;" valign="bottom" width="78%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Mortgage loans:</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential real estate:</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,745</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,402</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,259</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">46,406</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">414,415</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,543</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,498</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,336</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,377</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">490,986</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">416</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">111</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">404</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">931</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35,563</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">87</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,180</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,266</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,552</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">290</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">959</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">64,536</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial loans</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 137px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,038</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 114px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p align="right" style="margin: 0in 0in 0pt 30pt; text-align: right; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,081</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,011</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">51,358</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 137px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,450</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,059,222</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 114px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 934px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="78%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">1-59 Days Past<br />Due (1)</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">60-89 Days Past<br />Due (2)</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 150px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Greater Than 90<br />Days</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 137px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="11%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total Past Due</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 113px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Current (3)</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 114px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total Loans</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 934px;" valign="bottom" width="78%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Mortgage loans:</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential real estate:</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 135px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,650</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,536</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">40,001</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">58,187</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">438,549</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">496,736</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13,044</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,630</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,946</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,620</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">527,620</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">552,240</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 30pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,982</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">131</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">290</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,403</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,196</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">38,599</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">49</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">155</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,790</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,994</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,534</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">39,528</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">70</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">515</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">585</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">64,849</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,434</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 150px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 137px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">101</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 114px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="17%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial loans</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">543</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">70</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 137px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">613</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,405</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 114px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,018</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 212px;" valign="bottom" width="17%">
<p align="right" style="margin: 0in 0in 0pt 30pt; text-align: right; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,346</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,452</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 150px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">56,612</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 137px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">93,410</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,123,254</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 114px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,216,664</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">(1)</font><font style="font-size: 3pt;" size="1">         </font><font style="font-size: 10pt;">Includes $2.4 million and $4.6 million for December 31, 2012 and 2011, respectively, which are on non-accrual status.</font></font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">(2)</font><font style="font-size: 3pt;" size="1">         </font><font style="font-size: 10pt;">Includes $2.8 million and $1.4 million for December 31, 2012 and 2011, respectively, which are on non-accrual status.</font></font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">(3)</font><font style="font-size: 3pt;" size="1">         </font><font style="font-size: 10pt;">Includes $18.2 million and $15.7 million for December 31, 2012 and 2011, respectively, which are on non-accrual status.</font></font></p>
<p style="margin: 0in 0in 0pt 0.75in; text-indent: -0.25in;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">As of December 31, 2012 and 2011, there are no loans that are 90 or more days past due and still accruing interest.</font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">A summary of the activity for the years ended December 31, 2012, 2011 and 2010 in the allowance for loan losses follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 102px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 957px;" valign="bottom" width="80%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;">Year ended December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at beginning of period</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,475</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,252</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,998</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,922</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">941</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">814</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,430</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Provision for loan losses</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,149</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">534</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">559</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(181</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,500</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(267</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 102px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,300</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Charge-offs</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(6,472</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(1,108</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(485</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(1,668</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(1,182</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(4</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(59</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 102px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(10,978</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Recoveries</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">667</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">56</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">25</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">250</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">293</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 102px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,291</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 84px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,819</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,734</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,097</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,323</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,259</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">781</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 102px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,043</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 102px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;">Year ended December 31, 2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at beginning of period</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,150</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,877</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,196</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,252</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">671</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,001</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,175</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Provision for loan losses</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,567</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,331</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,429</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,346</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">998</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">397</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,077</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Charge-offs</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(11,553</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(3,996</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(634</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(1,745</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(734</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(10</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(619</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 102px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(19,291</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Recoveries</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">311</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">40</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">69</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 102px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">469</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 84px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,475</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,252</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,998</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,922</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">941</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">814</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 102px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,430</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 102px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 10pt; font-weight: bold; ; font-family: times new roman;">Year ended December 31, 2010</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at beginning of period</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 84px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,875</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,208</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,642</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,635</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">720</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">43</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">371</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,494</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Provision for loan losses</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">15,054</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,053</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">170</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,934</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">525</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(3</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,099</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 102px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">25,832</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Charge-offs</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(16,906</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(3,439</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(619</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(2,319</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(575</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(13</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(1,470</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
<td style="padding: 0in; width: 102px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">(25,341</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">)</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Recoveries</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">127</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 102px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">190</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 189px;" valign="bottom" width="15%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 84px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,150</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,877</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,196</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,252</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">671</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,001</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 102px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,175</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">A summary of the allowance for loan loss for loans evaluated individually and collectively for impairment by collateral class as of the year ended December 31, 2012 follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 263px;" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home<br />Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 90px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 92px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px;" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 883px;" valign="bottom" width="74%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 73px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,058</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,268</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">341</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 90px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 92px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,408</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px;" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10,761</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,466</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,064</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">946</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">918</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 90px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">450</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 92px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,635</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 90px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 92px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px;" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 73px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,819</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,734</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,097</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,323</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,259</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 90px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">781</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 92px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,043</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 90px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 92px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px;" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 73px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">57,467</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,281</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,127</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,470</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,250</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 90px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 92px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">94,971</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 88px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 89px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 90px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 92px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px;" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 88px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">403,354</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">486,082</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">34,367</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,348</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">64,245</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">108</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 90px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,197</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 92px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,038,701</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 263px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="22%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total gross loans</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 73px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 89px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 90px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 92px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">A summary of the allowance for loan loss for loans evaluated individually and collectively for impairment by collateral class as of the year ended December 31, 2011 follows:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 96%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 250px;" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 93px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home<br />Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 96px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px;" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 922px;" valign="bottom" width="76%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 78px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,707</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,719</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">803</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,077</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 95px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">269</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 96px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,575</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px;" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Allowance related to loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 93px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,768</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,533</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,195</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">845</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">941</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">545</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 96px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,855</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 93px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 95px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 96px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px;" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Balance at end of period</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 78px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,475</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,252</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,998</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,922</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">941</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">814</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 96px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,430</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 93px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 95px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 96px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px;" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans individually evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 78px;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">68,321</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">40,783</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,227</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,436</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">515</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 95px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,115</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 96px;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">121,397</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 93px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 94px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 95px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 96px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px;" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans collectively evaluated for impairment</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 93px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">428,415</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511,457</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,372</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,092</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">64,919</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,903</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 96px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,095,267</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 250px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="20%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total gross loans</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 78px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">496,736</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">552,240</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">38,599</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">39,528</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,434</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 94px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,018</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 96px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="7%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,216,664</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following table presents information relating to the Company’s internal risk ratings of its loans receivable as of December 31, 2012 and 2011:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 96%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">One- to Four-<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Over Four<br />Family</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Home<br />Equity</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Construction<br />and Land</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial<br />Real Estate</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Consumer</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Commercial</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="8%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 973px;" valign="bottom" width="80%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">At December 31, 2012</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Substandard</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 85px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">53,242</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,767</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,913</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,705</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,251</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,365</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">87,266</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Watch</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,082</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14,157</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">606</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,803</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,234</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">964</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,846</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Pass</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">390,497</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">475,439</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">32,975</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">27,310</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">63,010</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">20,220</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,009,560</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 85px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">460,821</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514,363</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">36,494</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33,818</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,495</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">132</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,549</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133,672</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 96%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 973px;" valign="bottom" width="80%" colspan="16">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(In Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">At December 31, 2011</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Substandard</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 85px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">68,566</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">37,502</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,188</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,436</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,114</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,116</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">119,922</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Watch</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14,341</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,993</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">721</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,199</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,549</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,108</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">40,911</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 101px;" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 100px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 99px;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Pass</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 101px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">413,829</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">497,745</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">34,690</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,893</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">62,771</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,794</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,055,831</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 200px;" valign="bottom" width="16%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 85px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="6%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">496,736</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">552,240</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">38,599</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">39,528</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,434</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 100px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,018</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 99px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,216,664</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;"> </font><font style="font-size: 10pt; ; font-family: times new roman;"> </font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Factors that are important to managing overall credit quality include sound loan underwriting and administration, systematic monitoring of existing loans and commitments, effective loan review on an ongoing basis, early identification of potential problems, an allowance for loan losses, and sound non-accrual and charge-off policies.  Our underwriting policies require an officers’ loan committee review and approval of all loans in excess of $500,000.  In addition, an independent loan review function exists for all loans.  Our ability to manage credit risk depends in large part on our ability to properly identify and manage problem loans.  To do so, we maintain a loan review system under which our credit management personnel review non-owner occupied one- to four-family, over four-family, construction and land, commercial real estate and commercial loans that individually, or as part of an overall borrower relationship exceed $1.0 million in potential exposure.  Loans meeting these criteria are reviewed on an annual basis, or more frequently, if the loan renewal is less than one year.  With respect to this review process, management has determined that pass loans include loans that exhibit acceptable financial statements, cash flow and leverage.  Watch loans have potential weaknesses that deserve management’s attention, and if left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the credit.  Substandard loans are considered inadequately protected by the current net worth and paying capacity of the obligor or the collateral pledged.  These loans generally have a well-defined weakness that may jeopardize liquidation of the debt and are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.  Finally, a loan is considered to be impaired when it is probable that the Bank will not be able to collect all amounts due according to the contractual terms of the loan agreement. Management has determined that all non-accrual loans and loans modified under troubled debt restructurings meet the definition of an impaired loan.</font></p><p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The Company’s procedures dictate that an updated valuation must be obtained with respect to underlying collateral at the time a loan is deemed impaired.  Updated valuations may also be obtained upon transfer from loans receivable to real estate owned based upon the age of the prior appraisal, changes in market conditions or known changes to the physical condition of the property.</font></p>
<p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Estimated fair values are reduced to account for sales commissions, broker fees, unpaid property taxes and additional selling expenses to arrive at an estimated net realizable value.  The adjustment factor is based upon the Company’s actual experience with respect to sales of real estate owned over the prior two years.  In situations in which we are placing reliance on an appraisal that is more than one year old, an additional adjustment factor is applied to account for downward market pressure since the date of appraisal.  The additional adjustment factor is based upon relevant sales data available for our general operating market as well as company-specific historical net realizable values as compared to the most recent appraisal prior to disposition.</font></p>
<p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">With respect to over-four family income producing real estate, appraisals are reviewed and estimated collateral values are adjusted by updating significant appraisal assumptions to reflect current real estate market conditions.  Significant assumptions reviewed and updated include the capitalization rate, rental income and operating expenses.  These adjusted </font><font style="font-size: 10pt; ; font-family: times new roman;">assumptions are based upon recent appraisals received on similar properties as well as on actual experience related to real estate owned and currently under Company management.</font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following tables present data on impaired loans at December 31, 2012 and 2011.</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 870px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="73%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of or for the Year Ended December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Recorded<br />Investment</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Unpaid<br />Principal</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Reserve</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Cumulative<br />Charge-Offs</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Average<br />Recorded<br />Investment</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 126px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Int Paid YTD</font></b></font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with Reserve</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,057</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,456</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,058</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">399</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,768</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">874</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,397</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,642</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,268</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">245</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,073</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">722</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,544</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,544</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,615</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,316</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,316</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,316</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">78</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">813</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,179</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">341</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">366</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,748</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">50</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 109px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">52,479</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">53,489</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,408</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,010</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">54,872</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,840</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with no Reserve</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 109px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,410</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,315</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,905</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,358</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,175</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10,884</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,179</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">295</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,649</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">549</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">583</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">749</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">166</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">755</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,154</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,655</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,501</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,656</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">437</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">461</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">473</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 109px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42,492</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">47,383</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,891</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">47,915</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,756</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">57,467</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">60,771</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">7,058</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,304</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">61,126</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,049</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,281</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,821</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,268</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">540</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,722</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,271</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,127</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,293</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">166</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,370</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">88</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,470</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,971</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">377</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,501</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,972</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">83</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,250</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,640</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">341</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">390</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,221</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">62</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">331</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,352</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 274px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 109px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">94,971</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">100,872</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,408</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,901</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">102,787</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,596</font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The difference between a loan’s recorded investment and the unpaid principal balance represents a partial charge-off resulting from a confirmed loss due to the value of the collateral securing the loan being below the loan balance and management’s assessment that the full collection of the loan balance is not likely.</font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">When a loan is considered impaired, interest payments received are treated as interest income on a cash basis as long as the remaining book value of the loan (i.e., after charge-off of all identified losses) is deemed to be fully collectible. If the remaining book value is not deemed to be fully collectible, all payments received are applied to unpaid principal. Determination as to the ultimate collectability of the remaining book value is supported by an updated credit department evaluation of the borrower’s </font><font style="font-size: 10pt; ; font-family: times new roman;">financial condition and prospects for repayment, including consideration of the borrower’s sustained historical repayment performance and other relevant factors.</font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 31.5pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 872px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="73%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of or for the Year Ended December 31, 2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Recorded<br />Investment</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Unpaid<br />Principal</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Reserve</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 125px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Cumulative<br />Charge-Offs</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 124px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Average<br />Recorded<br />Investment</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 124px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Int Paid YTD</font></b></font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with Reserve</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">25,735</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">25,913</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,707</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">178</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26,093</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">579</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,268</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,648</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,719</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">380</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,846</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">761</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,428</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,428</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">803</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,448</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,543</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,543</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,077</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,543</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">113</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,033</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">269</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,037</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 110px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">56,007</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">56,565</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,575</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">558</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">56,967</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,497</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired with no Reserve</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42,586</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">48,482</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,896</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">48,552</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,448</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">19,515</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,264</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,749</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,535</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">780</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">799</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">799</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">833</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,893</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,413</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,520</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,413</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">60</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">515</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">539</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">538</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">82</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">100</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">90</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 110px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">65,390</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,597</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,207</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,961</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,308</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total Impaired</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">68,321</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,395</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,707</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,074</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,645</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,027</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">40,783</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42,912</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,719</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,129</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">43,381</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,541</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,227</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,227</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">803</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,281</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,436</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,956</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,077</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,520</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,956</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">173</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 126px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">515</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">539</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 125px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">538</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 124px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 126px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,115</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,133</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">269</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,127</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 11px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 275px;" valign="bottom" width="23%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 110px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">121,397</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">131,162</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,575</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 125px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,765</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">131,928</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 124px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,805</font></p>
</td>
<td style="padding: 0in; width: 11px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;"> </font><font style="font-size: 10pt; ; font-family: times new roman;"> </font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The determination as to whether an allowance is required with respect to impaired loans is based upon an analysis of the value of the underlying collateral and/or the borrower’s intent and ability to make all principal and interest payments in accordance with contractual terms.  The evaluation process is subject to the use of significant estimates and actual results could differ from estimates.  This analysis is primarily based upon third party appraisals and/or a discounted cash flow analysis.  In those cases in which no allowance has been provided for an impaired loan, the Company has determined that the estimated value of the underlying collateral exceeds the remaining outstanding balance of the loan.  Of the total $42.5 million of impaired loans as of December 31, 2012 for which no allowance has been provided, $4.9 million in charge-offs have been recorded to reduce the unpaid principal balance to an amount that is commensurate with the loan’s net realizable value, using the estimated fair value of the underlying collateral.  To the extent that further deterioration in property values continues, the Company may have to reevaluate the sufficiency of the collateral servicing these impaired loans resulting in additional provisions to the allowance for loans losses or charge-offs.</font></p><p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following presents data on troubled debt restructurings:</font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 88%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 786px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="71%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 250px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Accruing</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 244px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Non-accruing</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 243px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 112px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 110px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 109px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 110px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 786px;" valign="bottom" width="71%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 97px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9,921</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 95px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21,847</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">95</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 95px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">31,768</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">112</font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,917</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">20,030</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,947</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17</font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">986</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">986</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,173</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">79</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,252</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 109px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 113px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 112px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 110px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 109px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 97px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">16,011</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">43,610</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">114</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">59,621</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">137</font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 88%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 786px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="71%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 249px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Accruing</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 245px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Non-accruing</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 243px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="22%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 111px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 110px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 109px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 110px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 786px;" valign="bottom" width="71%" colspan="14">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 97px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,293</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 96px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26,773</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">93</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 95px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35,066</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">119</font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14,845</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,453</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,298</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">21</font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">43</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,024</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,067</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5</font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,408</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">79</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,487</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 111px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">452</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 109px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">452</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 109px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">42</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 111px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 111px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 109px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 110px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 10px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 279px;" valign="bottom" width="25%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 97px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24,589</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 111px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">41</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 96px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">30,823</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">109</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 95px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55,412</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 110px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="10%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">150</font></p>
</td>
<td style="padding: 0in; width: 10px;" valign="bottom" width="0%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">Troubled debt restructurings involve granting concessions to a borrower experiencing financial difficulty by modifying the terms of the loan in an effort to avoid foreclosure.  Typical restructured terms include six to twelve months of principal forbearance, a reduction in interest rate or both.  In no instances have the restructured terms included a reduction of outstanding principal balance.  At December 31, 2012, $59.6 million in loans had been modified in troubled debt restructurings and $43.6 million of these loans were included in the non-accrual loan total.  The remaining $16.0 million, while meeting the internal requirements for modification in a troubled debt restructuring, were current with </font><font style="font-size: 10pt; ; font-family: times new roman;">respect to payments under their original loan terms at the time of the restructuring and thus, continued to be included with accruing loans.  Provided these loans perform in accordance with the modified terms, they will continue to be accounted for on an accrual basis.</font></font></p></div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">All loans that have been modified in a troubled debt restructuring are considered to be impaired.  As such, an analysis has been performed with respect to all of these loans to determine the need for a valuation reserve.  When a loan is expected to perform in accordance with the restructured terms and ultimately return to and perform under contract terms, a valuation allowance is established for an amount equal to the excess of the present value of the expected future cash flows under the original contract terms as compared with the modified terms, including an estimated default rate.  When there is doubt as to the borrower’s ability to perform under the restructured terms or ultimately return to and perform under market terms, a valuation allowance is established equal to the impairment when the carrying amount exceeds fair value of the underlying collateral.  As a result of the impairment analysis, a $6.4 million valuation allowance has been established as of December 31, 2012 with respect to the $59.6 million in troubled debt restructurings.  As of December 31, 2011, $6.2 million in valuation allowance had been established with respect to the $55.4 million in troubled debt restructurings.</font></p><p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;">After a troubled debt restructuring reverts to market terms, a minimum of six consecutive contractual payments must be received prior to consideration for a return to accrual status.  If an updated credit department review indicates no other evidence of elevated credit risk, the loan is returned to accrual status at that time.</font><font style="font-size: 10pt; ; font-family: times new roman;"> </font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following presents troubled debt restructurings by concession type at December 31, 2012 and 2011:</font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 92%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 316px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 797px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="69%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2012</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 316px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 251px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="21%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Performing in<br />accordance with<br />modified terms</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 249px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="21%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">In Default</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 248px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="21%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 316px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="9%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 113px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 112px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 112px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 316px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 797px;" valign="bottom" width="69%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 316px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction and principal forebearance</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">26,051</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">77</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,770</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">28,821</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">88</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 316px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Principal forebearance</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,574</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">348</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">17,922</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 316px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">11,984</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">35</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">894</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12,878</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">37</font></p>
</td>
<td style="padding: 0in; width: 12px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 316px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 98px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55,609</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">123</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4,012</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">59,621</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">137</font></p>
</td>
<td style="padding: 0in; width: 12px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 92%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 313px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 798px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="69%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31, 2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 313px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 251px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="21%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Performing in<br />accordance with<br />modified terms</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 250px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="21%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">In Default</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 248px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="21%" colspan="3">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Total</font></b></font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 313px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="9%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 113px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 25px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 112px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 24px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 112px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="9%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 313px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 798px;" valign="bottom" width="69%" colspan="12">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 313px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction and principal forebearance</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 98px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22,752</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">61</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,564</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">22</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29,316</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">83</font></p>
</td>
<td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 313px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Principal forebearance</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3,894</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 113px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,771</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">9</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">5,665</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 112px;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">38</font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 313px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Interest reduction</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">20,006</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">27</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">425</font></p>
</td>
<td style="padding: 0in; width: 25px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">20,431</font></p>
</td>
<td style="padding: 0in; width: 24px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">29</font></p>
</td>
<td style="padding: 0in; width: 14px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 313px;" valign="bottom" width="27%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 98px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="8%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">46,652</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">117</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 113px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8,760</font></p>
</td>
<td style="padding: 0in; width: 25px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">33</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55,412</font></p>
</td>
<td style="padding: 0in; width: 24px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 112px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="9%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">150</font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following presents data on troubled debt restructurings:</font></p>
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 94%; margin-left: 27.35pt; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 691px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="58%" colspan="9">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">For the Year Ended</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 331px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="27%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">December 31, 2012</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 329px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="27%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">December 31, 2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 151px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="12%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Amount</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="12%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">Number</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 331px;" valign="bottom" width="27%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 329px;" valign="bottom" width="27%" colspan="4">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(dollars in thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Loans modified as a troubled debt restructure</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 16px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 135px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">14,821</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">27</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 15px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 134px;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,049</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">86</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">18,520</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">10,340</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 151px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">12</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,062</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">3</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Land and construction</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 151px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">764</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">34,117</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">37</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 134px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">34,451</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">101</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 151px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Troubled debt restructuring modified within the past twelve months for which there was a default</font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 151px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 32px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 151px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 134px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">702</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6</font></p>
</td>
<td style="padding: 0in; width: 13px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 447px;" valign="bottom" width="37%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 32px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 16px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 15px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 134px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="11%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">702</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 2.25pt;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6</font></p>
</td>
<td style="padding: 0in; width: 13px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><font style="font-size: 10pt; ; font-family: times new roman;"> </font><font style="font-size: 10pt; ; font-family: times new roman;"> </font></font></p>
</div>
<div style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; word-spacing: 0px; white-space: normal; -webkit-text-stroke-width: 0px;">
<p style="margin: 0in 0in 0pt 27pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">The following table presents data on non-accrual loans:</font></p>
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
<table style="width: 86%; margin-left: 0.5in; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 329px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="30%" colspan="5">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">As of December 31,</font></b></font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2012</font></b></font></p>
</td>
<td style="border-style: solid none none; padding: 0in; width: 31px; border-top-color: windowtext; border-top-width: 1pt;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="border-style: solid none; padding: 0in; width: 149px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">2011</font></b></font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
<td style="padding: 0in; width: 329px;" valign="bottom" width="30%" colspan="5">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 8pt; font-weight: bold; ; font-family: times new roman;" size="1">(Dollars in Thousands)</font></b></font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-family: times new roman,times;"><b><font style="font-size: 1pt; font-weight: bold; ; font-family: times new roman;" size="1"> </font></b></font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Residential</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">One- to four-family</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 135px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">46,467</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 14px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="padding: 0in; width: 135px;" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">55,609</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Over four-family</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">23,205</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">13,680</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Home equity</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,578</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">1,334</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Construction and land</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">2,215</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6,946</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial real estate</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">668</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">514</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Commercial</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">511</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">135</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Consumer</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">24</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none solid; padding: 0in; width: 149px; border-bottom-color: windowtext; border-bottom-width: 1pt;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">—</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">74,668</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="border-style: none none double; padding: 0in; width: 14px; border-bottom-color: windowtext; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">$</font></p>
</td>
<td style="border-style: solid none double; padding: 0in; width: 135px; border-top-color: windowtext; border-bottom-color: windowtext; border-top-width: 1pt; border-bottom-width: 2.25pt; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="12%">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">78,218</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 10pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; border: currentcolor; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans to total loans, net</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6.59</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">6.43</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px;" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans and performing troubled debt restructurings to total loans receivable</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8.00</font></p>
</td>
<td style="padding: 0in; width: 31px;" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
<td style="padding: 0in; width: 149px;" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">8.45</font></p>
</td>
<td style="padding: 0in; width: 17px;" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
</tr>
<tr>
<td style="padding: 0in; width: 703px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="65%">
<p style="margin: 0in 0in 0pt 20pt; text-indent: -10pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">Total non-accrual loans to total assets</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 1pt; ; font-family: times new roman,times;"> </font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4.50</font></p>
</td>
<td style="padding: 0in; width: 31px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="2%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
<td style="padding: 0in; width: 149px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="13%" colspan="2">
<p align="right" style="margin: 0in 0in 0pt; text-align: right;"><font style="font-size: 10pt; ; font-family: times new roman,times;">4.57</font></p>
</td>
<td style="padding: 0in; width: 17px; background-color: #cceeff;" bgcolor="#cceeff" valign="bottom" width="1%">
<p style="margin: 0in 0in 0pt;"><font style="font-size: 10pt; ; font-family: times new roman,times;">%</font></p>
</td>
</tr>
</table>
<p align="center" style="margin: 0in 0in 0pt; text-align: center;"><font style="font-size: 10pt; ; font-family: times new roman,times;"> </font></p>
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